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TUESDAY 1 NOVEMBER 2016 MARKETPLACE | 6 HEALTH | 7 BOLLYWOOD | 12 QGBCQ partners Eating fish may ward Shah Rukh Khan with Al Fazaa off allergies in dedicates poem Volunteers kids to soldiers Email: [email protected] Problems managing money are often a symptom that something is wrong. It could be the beginning of dementia. WHEN DEMENTIA HITS P|2-3 02 COVER STORY TUESDAY 1 NOVEMBER 2016 Facing fiscal reality when dementia strikes complicated the better.” It should have taken about half an hour. Dementia can Instead, two hours later, “the manifest itself in pieces just weren’t going together unpaid bills, giving like I thought they should.” Duncan finally said what they away money needed both knew. He needed to see a doc- for living expenses tor about what was going on in his brain. The diagnosis was Alzheim- to charities or to the er’s, the most common cause of phone and Internet dementia, which can wreak havoc scams or other poor on even the best financial planning for retirement. McClatchey, now financial decisions. living in Albuquerque, considers himself lucky that he was diagnosed in the disease’s early stages, just Martha M Hamilton eight months after his move to Texas. The Washington Post “Some people founder for years and years because the doctors them- selves are afraid to give the diagnosis huck McClatchey had a of early onset Alzheimer’s because sound retirement plan. of what the disease is.” Already retired with Alzheimer’s is incurable, and pensions from two jobs about 5.4 million people in the — one as a US Air Force United States are now living with Association. With the oldest of the the number of people with demen- Cmaster sergeant and the other as it, according to the Alzheimer’s baby boomers turning 70 this year, tia is expected to soar. an electrical operations superin- tendent for 20 years with the Arizona Department of Transpor- tation — he landed another job with the state of Texas working on traffic signals and traffic intel systems. He moved to Fort Worth at age 61 with his partner Bobbie Duncan, and they spent $25,000 in savings on a fixer-upper house. His plan was to work until he was 70. But then things got strange. “I was having trouble understanding new technologies and things that I should have known off the top of my head” and having trouble using Word and Excel and PowerPoint, “things I had known for years.” He left that job but had problems in another, simpler job at Lowe’s. Then one day, amid grow- ing confusion, came clarity. “I brought home a little desk for me to put together,” he said. “I love to put things together, the more TUESDAY 1 NOVEMBER 2016 COVER STORY 03 “I think it’s important for people disability at age 61, losing not just having a health-care power of attor- at all,” said Hyman Darling, an attor- to have some awareness that finan- the income he would have earned ney or living will naming someone ney in Springfield, Massachusetts. In cial problems can be some of the from working longer but also you trust to make health-care deci- those cases, the decision will be most notable symptoms” of demen- increased benefits. The best way to sions if you are incapable, made in the courts, which is “emo- tia, said Nina Silverberg, programme avoid problems is to take steps when designating someone to take care of tional, expensive and takes a lot of director of the National Institute on your mental abilities are sound to your finances and having a regular time” if family members disagree Aging’s Alzheimer’s Disease Cent- protect yourself if they fail in the will to distribute your assets when whom it should be. In the meantime, ers Program. Dementia can manifest future. you die. The National Institute on “the bills aren’t getting paid, and you itself in unpaid bills, giving away It’s hard to contemplate. But Aging has a very good fact sheet on can’t sign them into any facility money needed for living expenses here’s a statistic that should help. legal and financial planning. because they don’t have a proxy.” to charities or to the phone and According to unpublished Medicare McClatchey, who since July 1 has One of Darling’s cases was a bat- Internet scams or other poor finan- data reviewed by the Alzheimer’s been a National Early-stage Advi- tle between siblings of a divorced cial decisions. One financial planner Association, 1 in 3 people 65 or older sor for the Alzheimer’s Association, man and his children. The children said he walked in to find a client who die in any given year have been acted quickly after he was diagnosed. institutionalised their father against with dementia sitting at his compu- diagnosed with Alzheimer’s or “I wanted to make those decisions as his will, Darling said, and the sib- ter day-trading stocks. another type of dementia, including to what was to happen so, when the lings were fighting to get him back Dementia can hurt retirement those related to strokes or diseases time comes, those decisions won’t in his house with full-time care. finances by knocking people out of such as Parkinson’s or caused by have to be made by someone else.” They had to drop the fight when they the workplace early. Instead of con- brain injuries or conditions such as Being good with money isn’t the ran out of money. In the institution tinuing to work until 70, which alcoholism that damage brain or only skill required to help demen- “his will to live went down quickly, would have increased his Social nerve cells. Even if you dodge that tia sufferers. Corey Purkat, an and his mental capacity went down Security payments, McClatchey bullet, you can benefit from the rec- Oakdale, Minnesota, financial plan- quickly,” he said. “It broke his sib- qualified for Social Security ommended actions. They include ner, found himself unable to help a lings’ hearts and ours, too.” couple in their 80s who Patients with late stage Alzhe- hired him to help sort imer’s and dementia of other types things out in the early often need nursing home care, which stages of the wife’s is staggeringly expensive. A 2016 sur- dementia. She had been vey by insurance company Genworth a financial professional Financial found the nationwide whose memory issues median costs for a nursing home to rapidly worsened. As be $82,125 for a semi-private room they did, “she got defen- and $92,378 for a private room. The sive that someone costs of caring for a family member would have to help her with dementia often outlives the with something she had patient. Family care givers may have done for a living.” That to give up their jobs or reduce work put more stress on her hours. They may spend their own husband, who decided retirement funds or be unable to save “he wasn’t up to making for retirement or their children’s col- the hard decisions.” lege. For 1 in 3 families, an annual “The biggest prob- income loss of $15,000 is not unu- lems are when people sual. It’s never easy in the best of have done no planning times. Enjoy The Exotic Asian Cuisine... ... 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The next November Margriet Ruurs, Cana- delighted to recently welcome also thrilled to learn that Cullimore author will be Alan Durant who will dian author of ‘Stepping Stones’, a the very amusing author, Stan used to be in a famous band, The make a return visit at the beginning story of a Syrian refugee family’s ICullimore, to campus . The students Housemartins, and played the of November. Alan will be working journey, will visit. The award win- spoke to him about what it is like ukulele. primarily with Grade 6 on their cur- ning illustrations were made by to be an author and what inspires Visiting authors are scheduled rent English unit, though other Syrian artist Nizar Ali Badr. QU-CENG hosts UK-Qatar cyber security workshop INDI Center for Computing and Open University Professor of Research at Qatar Univer- Computing Prof Bashar Nusiebeh, Ksity College of Engineering Senior Lecturer in Computing Dr (QU-CENG) recently hosted the Arosha Bandara, Senior Lecturer in “UK-Qatar Cyber Security Workshop Computing Dr Yijun Yu and Com- on Adaptive Information Security” puting Researcher Dr Thein Thun, in conjunction with CENG Depart- as well as CENG faculty and staff. ment of Computer Science and Dr Sumaya Al Madeed delivered Engineering (CSE), Qatar National the welcome speech and Prof Abbes Research Fund (QNRF) and Open Amira gave the opening remarks.

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