Bradley T. Klontz, Psy.D., CFP®______

Clinical Psychologist & 4351 Kauila Street Lihue, HI 96766 Financial Advisor [email protected] Associate Professor www.Occamllc.net Author www.YourMentalWealth.com Media Spokesperson

EDUCATION

2010- 2011 Graduate Certificate in Personal Financial Planning Kansas State University

1995-1999 Doctor of Clinical Psychology (Psy.D.) Wright State University School of Professional Psychology; Dayton, Ohio.

1993-1995 Master of Science in Counseling and Human Resource Development South Dakota State University; Brookings, South Dakota.

1989-1993 Bachelor of Science in Psychology; Minors: Biology, Social Work Olivet Nazarene University; Kankakee, Illinois.

PROFESSIONAL EXPERIENCE

10/2013 to Present Occidental Asset Management (OCCAM), LLC Managing Principal Executive Director of Financial Psychology & Behavioral Finance

Provide financial planning, asset management, and individual, family, and business consulting services at Occidental Asset Management, LLC (OCCAM), a fee-only, independent, fiduciary, Registered Investment Advisory (RIA) firm with offices in Hawaii, California, Washington, and Florida. OCCAM manages approximately $250 million in assets (www.Occamllc.net).

12/2015 to Present Creighton University Associate Professor in Financial Psychology & Behavioral Finance Department of Economics & Finance Heider College of Business

Faculty member of the Economics and Finance Department at the Heider College of Business. Currently designing course related to financial planning, financial psychology, and behavioral finance at the graduate level.

1/2015 to Present Financial Psychology Institute, LLC Founder & Managing Principal Bradley T. Klontz, Psy.D., CFP®______

The mission of the Financial Psychology Institute™ is to increase the understanding of how psychological factors impact financial behaviors, establish evidenced-based practices for improving clients’ financial health, and train financial and mental health professionals to work more effectively with clients. In 2015, the FPI launched the Advisor Training & Consulting Program and the Financial Behavior Specialist™ Professional Certification (www.FinancialPsychologyInstitute.org).

12/2009 to Present Psychology Today PsychologyToday.com Blogger

Author of Psychology Today’s “Mind Over Money” blog (www.psychologytoday.com/blog/mind-over-money).

10/2000 to Present Coastal Clinics, Inc. President Clinical Director of Mokihana School-Based Behavioral Health Services

Since 2000, Coastal Clinics, Inc. has provided a full range of psychological services on Kaua’i. This has included: outpatient individual, couples, and family psychotherapy, crisis intervention, SBBH, Primary Care Psychology, consultation services to Department of Education, Department of Health, Family Court, Hawaii Behavioral Health, and others, psychological evaluations to determine eligibility for services and need for treatment (IDEA, 504, psychiatric incapacitation through Department of Human Services, substance abuse evaluations) and clinical training and supervision.

3/2010 to 11/2015 Kansas State University Associate Professor in Personal Financial Planning Personal Financial Planning School of Family Studies and Human Services

Graduate Faculty member at K-State’s Institute of Personal Financial Planning. Founding faculty member of the Certificate in Financial Therapy program. Created and taught “The Psychology of Personal Finance,” “Applied Behavioral Finance,” “Advanced Topics in Rapport Building & Facilitating Change,” and “Introduction to Financial Therapy” to Ph.D., Masters, and Certificate students. Taught “Fundamentals of Family Financial Planning” in K-State’s Personal Financial Planning Graduate Certificate Program, a CFP® Board’s registered curriculum. Served as Major Professor for Ph.D. students who are conducting research in financial psychology.

12/2005 to 12/2014 Klontz Consulting Group, LLC Chief Executive Officer

Provided coaching and consultative services to individuals, families, and organizations to maximize potential for success, enhance relationships, and achieve personal, professional, and organizational goals. Clients have included business owners, Bradley T. Klontz, Psy.D., CFP®______

entertainers, and athletes (www.YourMentalWealth.com).

8/2013 to 1/2014 On Wall Street Magazine Columnist

Author of On Wall Street’s “Your Practice: The Clients’ Emotions” column for wealth managers. On Wall Street has a circulation of 150,000 high net worth investment advisors.

10/2011 to 10/2013 Personal Financial Consultants, Inc. Director of Marketing & Associate Planner

Provide financial planning advice at Personal Financial Consultants (PFC), a fee-only Investment Advisory and Financial Planning firm established in 1985, with offices in Hawaii and California. PFC, Inc. currently manages over $200 million in assets for approximately 200 clients.

8/2009 to 8/2012 H & R Block Dollars & Sense Director of Research and Media Spokesperson

H&R Block Dollars & Sense is committed to increasing the financial fitness of high school students through donating more than $2 million in personal finance curriculum grants to high schools nationwide, rewarding high school students with college scholarships, and educating parents about how to talk to kids about money.

2007 to 2012 Northwest Media, Inc. Principal Investigator and Research Associate Eugene, Oregon

Northwest Media, Inc. creates innovative social learning and educational products focused on life skills training for at-risk youth in transition, parent training, and continuing education for service providers.

CLINICAL PSYCHOLOGY TRAINING EXPERIENCES

9/1999 to 9/2000 Mokihana Project: Hawaii Departments of Education/Health Postdoctoral Fellow in Child, Adolescent and Family Psychology Kauai, Hawaii

45-50 hours/week; Total Hours = 2000. Supervisors: Robert J. Brown, Ph.D & Kevin Pyle, Ph.D. Provided School-Based Health Services to students and their families through Hawaii Department of Education. Provided consultation services to school personnel, Family Court, and contracting agencies. Conducted psychological evaluations to help determine SPED/504 eligibility. Provided supervision to Family Support Workers.

9/1998 to 9/1999 Department of Veterans Affairs Medical & Regional Office Bradley T. Klontz, Psy.D., CFP®______

Center & Tripler Army Hospital Psychology Intern Honolulu, Hawaii

Substance Abuse Treatment Program (SATP) Supervisors: Gabrielle Batzer, M.D., ASAM; Steven M. Miyake, Ph.D. Provided outpatient case management, psychological testing, individual, and group therapy to veterans suffering from chemical dependency in a multidisciplinary setting.

National Center For Post-Traumatic Stress Disorders Supervisor: Nadine Shigezawa, Ph.D. Provided outpatient assessment and individual psychotherapy services to veterans and their families in the Traumatic Stress Recovery Program (TSRP-PCT). Co-facilitated WWII Process Therapy Group for veterans.

Health Psychology Supervisor: Steven M. Miyake, Ph.D. Assessment and treatment of chronic pain, psychophysiological and stress-related disorders. Interventions include biofeedback training, stress management skills training, and cognitive-behavioral psychotherapy. Provided primary care psychological consultation to medical staff and veterans.

Neuropsychology Supervisor: Kathleen McNamara, Ph.D. Evaluation of cognitive functioning to determine strengths and limitations, treatment and rehabilitation strategies, and answer diagnostic questions. Member of medical consultation team in weekly neurology clinic.

Geropsychology Supervisor: Cole K. Y. Lew, Ph.D. Provided assessment and psychotherapy services to aging veterans and their families. Provided mental health consultation to multi- disciplinary Geriatric Evaluation and Management Team (GEM) at the Center for Aging.

9/1997 to 8/1998 Ellis Institute for Human Development (General Service Clinic/CMHC) Psychology Trainee Wright State University-Dayton, Ohio

Supervisor: Stephen McConnell, Psy.D., ABPP. Provided child, adolescent, adult, couples, family, and group psychotherapy for diverse under-served clientele. Conducted diagnostic, intellectual, learning disability and personality assessments for children, adolescents and adults. Received focused supervision in cognitive-behavioral therapy and existential-humanistic therapy.

1/1998 to 5/1998 Preventing Anxiety and Depression in Youth Program (PANDY) Psychology Trainee Wright State University-Dayton, Ohio

Bradley T. Klontz, Psy.D., CFP®______

Supervisors: Robert Friedberg, Ph.D. & Lori Crosby, Psy.D. Co-facilitated weekly psychoeducational group for children diverse in ethnicity and socioeconomic status teaching cognitive and behavioral skills to help cope with depressed and anxious feelings. Co-facilitated parent psychoeducational group. Conducted clinical assessments to monitor treatment effectiveness.

9/1996 to 8/1997 Center for Psychological Services/UCC Psychology Trainee Wright State University-Dayton, Ohio

Supervisor: Eve Wolf, Ph.D. Provided individual psychotherapy and psychological assessments for university students. Provided consultation and outreach services to Student Health Services and University Health Educator. Received supervision in vocational counseling and assessment, solution-focused brief therapy and hypnosis.

9/1996 to 8/1997 Office of Disability Services Psychology Trainee Wright State University-Dayton, Ohio

Supervisor: Eve M. Wolf, Ph.D., Celia Oliver, Ph.D., Psy.D. & Steve Yerian, Psy.D. Conducted assessment batteries with referral questions addressing learning disabilities, ADHD, career guidance and academic problems. Completed intake evaluations within a multidisciplinary setting and determined the appropriateness for disability services. Provided brief psychotherapy to university students with physical and/or learning disabilities.

9/1996 to 8/1997 Positive Choices Stress Management Clinic Psychology Trainee Wright State University - Dayton, Ohio

Supervisor: Nancy Schindler, Psy.D. Co-developed university stress management clinic. Performed pre-program intakes, presented workshops on stress management, and led psychoeducational groups that focused on didactic and experiential training in a wide variety of stress management techniques.

11/1994 to 4/1995 Sioux San Hospital Regional Mental Health Unit Counseling Intern Rapid City, South Dakota

Supervisors: Leonard Austin, Ph.D., Michelle Tangimana, M.S. & James Hagel, M.S.W. Conducted brief individual and group dual-diagnosis psychotherapy for inpatient and outpatient Native American adults. Developed and led weekly psychodrama group for inpatients. Services provided at Sioux San Hospital and at mental health clinics on Reservations in the region.

5/1993 to 11/1994 Onsite Workshops, Inc.; Outpatient Treatment Center Bradley T. Klontz, Psy.D., CFP®______

Program Coordinator/Patient Supervisor/Counseling Intern Rapid City, South Dakota

Supervisors: Sharon Wegscheider-Cruse, M.A. & Paulette Tomasson, M.A. Co- facilitated intensive residential addictions and experiential therapy treatment groups for adults, adolescents and couples. Acted as patient supervisor for residential addictions and family issues treatment programs for children, adults and couples. Organized, planned, and prepared for professional training institutes, workshops, treatment programs and couples’ therapy programs. Assisted Sharon Wegscheider-Cruse and Reconstruction Team in 10, 10-12 hour Family Reconstruction Psychodramas based on work of Virginia Satir.

6/1994 to 7/1994 South Dakota State University, West River Graduate Center Counseling Trainee Ellsworth Air Force Base - Ellsworth, South Dakota

Supervisor: Richard Roberts, Ph.D. Conducted outpatient individual and group psychotherapy for children, adolescents, and adults from diverse backgrounds.

9/1992 to 12/1992 Victim’s Assistance Center Undergraduate Psychology Intern Kankakee, Illinois

Supervisors: LaVerne Jordan, Ph.D. & John R. Tate, Police Social Worker. Worked with victims of violent crime, Victim’s Compensation Program, state and local government, Police, Residential Dispute Mediation Program and Court Monitoring Program.

TEACHING EXPERIENCE

3/2010 to Kansas State University 11/2015 College of Family Studies and Human Services Associate Professor Manhattan, Kansas

Course: FSHS 908: Introduction to Financial therapy (formerly The Psychology of Personal Finance) An applied financial psychology course that examines the intersection of financial planning, coaching, and therapy; money disorders frequently seen by financial professionals; advanced techniques to establish rapport; helping clients change problematic/destructive money-related behaviors; dealing with client resistance to change; working with couples and families; and integrating financial psychology tools into personal financial planning.

Course: FSHS 894: Advanced Topics in Rapport Building & Facilitating Change An applied financial planning course that focuses on skill building in rapport building techniques, change theory, and Motivational Interviewing using an experiential training Bradley T. Klontz, Psy.D., CFP®______model.

Course: FSHS 624: Fundamentals of Family Financial Planning A course designed to introduce students to the concepts and methods of personal financial planning. The financial planning process, the time value of money, taxation, ethics, and financial planning as a career will be explored.

Course: FSHS 909: Applied Behavioral Finance A course in applied behavioral finance that examines the intersection of behavioral finance and personal financial planning. Explores research on behavioral finance, neuroeconomics, and investor psychology and how emotions and cognitive errors impact financial decisions and the financial planning process.

3/1998 to 6/1998 Wright State University, School of Professional Psychology Graduate Teaching Assistant Dayton, Ohio

Course: PSI 913: Projective Assessment II; Professor: Eve M. Wolf, Ph.D. Conducted administration proficiency examinations and evaluated students’ performance. Lectured on administration procedures of Rorschach Inkblot Test using Exner’s Comprehensive System. Provided tutoring for students needing in-depth instruction on administration and scoring procedures.

6/1997 to 7/1997 Wright State University, School of Professional Psychology Graduate Teaching Assistant Dayton, Ohio

Course: PSI 943-C04: Introduction to Clinical Hypnosis; Professor: William C. Wester, II, ED.D. Facilitated small group practice of a variety of preparatory, induction, and alerting techniques used in clinical hypnosis. Evaluated student performance and provided process and content feedback to enhance skill development.

PROFESSIONAL LICENSURE/CERTIFICATION

• Certified Financial Planner- Since February 2012 • Licensed Clinical Psychologist- State of Hawaii since September 2000 • Certified Substance Abuse Counselor (CSAC)- Hawaii State Department of Hawaii Alcohol & Drug Abuse Division (ADAD)- April 2001-2009

PROFESSIONAL AFFILIATIONS

• American Psychological Association, Fellow since 2013; Member since 1995 Division 42- Psychologists in Independent Practice Division 46- Media Psychology • Hawaii Psychological Association, Member since 2000 • National Society of Newspaper Columnists, Member since 2007 Bradley T. Klontz, Psy.D., CFP®______

• Financial Planning Association, Member since 2012

PROFESSIONAL APPOINTMENTS

Hawaii Psychological Association • Past-President (2009) • President (2008) • President-Elect (2007) • Chair, Public Relations Committee (2007-present) • Kauai Island Representative (2006) • Kauai Island Representative (2003)

Wright State University, School of Professional Psychology • Class Representative to Curriculum Committee (1997-1998) • Member of Search Committee for Clinical Directors of SOPP University Counseling Center (1997-1998) • Member of Student Selection Committee for SOPP class of 2002 (1997-1998) • Student Government Class Representative (1995-1996)

HONORS/SCHOLARSHIPS

• Significant Professional Contribution Award, Hawaii Psychological Association, Oct. 2014 • Elected as a Fellow of the American Psychological Association’s (APA) Division 42: Psychologists in Independent Practice, 2013 • Outstanding Alumni of the Year, Wright State University, School of Professional Psychology, 2010 • Innovative Practice Presidential Citation, American Psychological Association, 2009 • Past-President Award, Hawaii Psychological Association, 2009 • Outstanding Achievement and Student Leadership Award South Dakota State University, College of Education and Counseling, 1995 • Magna Cum Laude, Olivet Nazarene University, 1993 • Phi Delta Lamda Honor Society Inductee, 1993 • Presidential Scholarship, Olivet Nazarene University, 1989-1993 • Varsity Tennis Scholarship, Olivet Nazarene University, 1989-1993 • Varsity Soccer Scholarship, Olivet Nazarene University, 1989-1990 • Rotary Club Scholarship, Howell, Michigan, 1989

VOLUNTEER ACTIVITIES

United Way of Kauai, Board of Directors (2014-present) • Finance Committee • Allocations Committee • Human Resources Committee Bradley T. Klontz, Psy.D., CFP®______

YWCA of Kauai (2013-present) • Finance Committee • Pro-bono management of YWCA of Kauai’s investment assets

RESEARCH SUPPORT

Title: Vstreet-G: A Web-Based Serious Game for Emancipating Youth on Life Skills Source: NIMH: Small Business Innovative Research grant (Award amount = $1,231,521) Status: Active Role: Co-Principal Investigator Start Date: September 2010 End Date: September 2014

Title: Treatment Outcomes in Experiential Therapy Source: Onsite Workshops, Inc. (Award amount = $28,000) Possibilities!, Inc. (Award = $6,000) Status Completed Role: Principal Investigator Start Date: 01/01/2004 End Date: 12/31/2006

Title: Therapeutic Outcome of Camp Hope Source: Turtle-Wolf Enterprises, Inc. (Award amount = $5,000) Status Completed Role: Co-Principal Investigator Start Date: 01/01/2004 End Date: 12/31/2004

JOURNAL REVIEW

2015-present: Ad Hoc reviewer, American Psychologist 2010-present: Founding Editorial Review Board Member, Journal of Financial Therapy 2010-present: Ad Hoc reviewer, Journal of Financial Counseling and Planning 2007-present: Editorial Review Board, Psychological Services 2005-present: Ad Hoc reviewer, Psychotherapy Research

PEER-REVIEWED PUBLICATIONS

Taylor, C., Klontz, B.T., & Britt, S.L. (in press). Reliability and convergent validity of the Klontz Money Behavior Inventory (KMBI). Journal of Financial Therapy. Taylor, C., Klontz, B.T., & Britt, S.L. (in press). Reliability and convergent validity of the Klontz Money Script Inventory-Revised (KMSI-R). Journal of Financial Therapy. Bradley T. Klontz, Psy.D., CFP®______

Kemnitz, R., Klontz, B.T., & Archuleta, K. (in press). Financial enmeshment: Untangling the web. Journal of Financial Therapy. Klontz, B.T., Sullivan, P., Seay, M.C., & Canale, A. (2015). The wealthy: A financial psychological profile. Consulting Psychology Journal: Research and Practice, 67(2), 127-143. Klontz, B.T., Bivens, A., Michels, S., Arakaki, W.N., Stern, K., Ullman, D., Tom, L., & DeLeon, P.H. (2015). The Mokihana Program: The effectiveness of an integrated Department of Education and Department of Health School-Based Behavioral Health Approach. Psychological Services, 12(2), 101-111. Britt, S.L., Klontz, B.T., Tibbetts, R., & Leitz, L. (2015). The financial health of mental health professionals. Journal of Financial Therapy, 6(1), 17-32. Klontz, B.T., Seay, M.C., Sullivan, P., & Canale, A. (2014). The psychology of wealth: Psychological factors associated with high income. Journal of Financial Planning, 27(12), 46-53. Canales, A., & Klontz, B.T. (2013). Hoarding disorder: It’s more than just an obsession: Implications for financial planners and financial therapists. Journal of Financial Therapy, 4(2), 43-63. Klontz, B.T. & Britt, S.L. (2012). Financial trauma: Why the abandonment of buy-and-hold in favor of tactical asset management may be a symptom of posttraumatic stress. Journal of Financial Therapy 3(2), 14-27. Klontz, B.T. & Britt, S.L. (2012). How clients’ money scripts predict their financial behaviors. Journal of Financial Planning, 25(11), 33-43. Klontz, B.T., Britt, S.L., Archuleta, K., & Klontz, P.T. (2012). Disordered Money Behaviors: Development of the Klontz Money Behavior Inventory. Journal of Financial Therapy, 3(1), 17-42. Klontz, B.T., Pacifici, C., White, L., & Nelson, C. (2011). The effectiveness of an interactive multimedia approach to improving financial literacy in at-risk youth: A pilot study. Journal of Financial Therapy, 2(2), 41-67. Klontz, B.T., Britt, S.L, Mentzer, J., & Klontz, P.T. (2011). Money beliefs and financial behaviors: Development of the Klontz Money Script Inventory. Journal of Financial Therapy, 2(1), 1-22. Klontz, B.T., Bivens, A, Klontz, P.T., Wada, J., & Kahler, R. (2008). The treatment of disordered money behaviors: Results of an open clinical trial. Psychological Services (5)3, 295-308. Klontz, B.T., Bivens, A., Leinart, D., & Klontz, P.T. (2007). The effectiveness of equine-assisted experiential therapy: Results of an open clinical trial. Society & Animals: Journal of Human-Animal Studies 15, 257-267. Kahler, R., Klontz, T., & Klontz, B. (2007). Helping clients change: 21st century tools from a 19th century fable. Journal of Financial Planning 20(4), 62-67. Klontz, B.T., Garos, S., & Klontz, P.T. (2005). The effectiveness of brief multimodal experiential therapy in the treatment of sexual addiction. Sexual Addiction & Compulsivity: The Journal of Treatment and Prevention 12(4), 275-294. Klontz, B.T. (2004). The ethical practice of group experiential psychotherapy. Psychotherapy: Theory, Research, Practice, Training, 41(2), 172-179. Klontz, B.T., Wolf, E.M. & Bivens, A. (2001). The effectiveness of a multimodal brief group experiential therapy approach. The International Journal of Action Methods: Bradley T. Klontz, Psy.D., CFP®______

Psychodrama, Skill Training, and Role Playing, 53(3-4), 199-135. Klontz, B.T., Dayton, T., & Anderson, L.S. (1999). The use of psychodramatic techniques within solution-focused brief therapy: A Theoretical and Technical Integration. The International Journal of Action Methods: Psychodrama, Skill Training, and Role Playing, 52(3), 113-120. Klontz, B.T. (1999). The Effectiveness of the ASET model of brief intensive group experiential psychotherapy. Unpublished doctoral dissertation, Wright State University, Dayton OH.

RESEARCH IN PROGRESS

Lawson, D.R., & Klontz, B.T. (in progress). Integrating behavioral finance and financial psychology into the financial planning process. Klontz, B.T., Van Zutphen, N., & Fries, K. (in progress). Financial planner as healer. Klontz, B.T., Seay, M.C., Taylor, C.D., Wilmarth, M.J., Torabi, F. (in progress). Relationship satisfaction when she makes more. Taylor, C., Klontz, B.T., & Tharp, D. (in progress). Money disorders and locus of control: Implications for assessment and intervention. Klontz, B.T., Seay, M.C., Tarobi, F. (in progress). When she makes more: Financial and relational correlates.

BOOKS/AUDIO BOOKS

Klontz, B., Kahler, R., & Klontz, T. (in progress). Facilitating financial health: Tools for financial planners, coaches, and therapists, 2nd edition. Cincinnati, OH: The National Underwriter Company. Klontz, B.T., Britt, S.L., & Archuleta, K.L. (Eds.) (2014). Financial therapy: Theory, research & practice. New York, NY: Springer. Klontz, B. & Klontz, T. (December 29, 2009). Mind over money: Overcoming the money disorders that threaten our financial health. New York, NY: Broadway Books. Also published in Chinese, Japanese, Portuguese, and Indonesian. Klontz, B. & Klontz, T. (December 29, 2009). Mind over money: Overcoming the money disorders that threaten our financial health. New York, NY: Random House Audio. Klontz, B., Klontz, T., & Kahler, R. (2008). Wired for wealth: Change the money mindsets that keep you trapped and unleash your wealth potential. Deerfield Beach, FL: Health Communications, Inc. Klontz, B., Kahler, R., & Klontz, T. (2008). Facilitating financial health: Tools for financial planners, coaches, and therapists. Cincinnati, OH: The National Underwriter Company. Klontz, T, Kahler, R., & Klontz, B. (2006, 2008). The financial wisdom of Ebenezer Scrooge: 5 principles to transform your relationship with money. Deerfield Beach, FL: Health Communications, Inc. Also published in Korean and Romanian. Klontz, T. & Klontz, B. (2006). Audio: Relational toolkit 2: The 10 commandments for extraordinary relationships. Chicago, IL: Klontz Coaching & Consulting. Bradley T. Klontz, Psy.D., CFP®______

Klontz, T. & Klontz, B. (2005). Audio: Relationship toolkit: Negotiating your way to a successful relationship. Chicago, IL: Klontz Coaching & Consulting.

BOOK CHAPTERS

Archuleta, K.L., Britt, S.L., & Klontz, B.T. Financial Therapy. (in press). In Handbook of Consumer Finance Research. New York, NY: Springer. Archuleta, K.L, Klontz, B.T., & Britt, S.L. (2015). Financial Therapy: The integration of financial planning and therapy (pp. 779-794). In CFP Board Financial Planning Competency Handbook, 2nd Edition. Hoboken, NJ: Wiley. Britt, S.L., Klontz, B.T., & Archuleta, K.L. (2015). Financial therapy: Establishing an emerging field. In B.T. Klontz, S.L. Britt, & K.L. Archuleta (Eds.), Financial therapy: Theory, research & practice (pp. 1-28). New York, NY: Springer. Britt, S.L., Archuleta, K.L., & Klontz, B.T. (2015). Theories, models and integration in financial therapy. In B.T. Klontz, S.L. Britt, & K.L. Archuleta (Eds.), Financial therapy: Theory, research & practice (pp. 29-42). New York, NY: Springer. Lawson, D., Klontz, B.T., & Britt, S.L., (2015). Money scripts. In B.T. Klontz, S.L. Britt, & K.L. Archuleta (Eds.), Financial therapy: Theory, research & practice (pp. 43-60). New York, NY: Springer. Canale, A., Archuleta, K.L., & Klontz, B.T. (2015). Money disorders. In B.T. Klontz, S.L. Britt, & K.L. Archuleta (Eds.), Financial therapy: Theory, research & practice (pp. 61-119). New York, NY: Springer. Hays, P., Klontz, B.T., & Kemnitz, R. (2015). Seven steps to culturally responsive financial therapy. In B.T. Klontz, S.L. Britt, & K.L. Archuleta (Eds.), Financial therapy: Theory, research & practice (pp. 151-172). New York, NY: Springer. Klontz, B.T., Klontz, P.T., & Tharp, D. (2015). Experiential financial therapy. In B.T. Klontz, S.L. Britt, & K.L. Archuleta (Eds.), Financial therapy: Theory, research & practice (pp. 174-204). New York, NY: Springer. Nabeshima, G., & Klontz, B.T. (2015). Cognitive behavioral financial therapy. In B.T. Klontz, S.L. Britt, & K.L. Archuleta (Eds.), Financial therapy: Theory, research & practice (pp. 239-267). New York, NY: Springer. Wada, J.K. & Klontz, B.T. (2015). Acceptance and commitment financial therapy for women. In B.T. Klontz, S.L. Britt, & K.L. Archuleta (Eds.), Financial therapy: Theory, research & practice (pp. 445-473). New York, NY: Springer. Klontz, B.T., Horwitz, E.J., & Klontz, P.T. (20145). Stages of change and motivational interviewing in financial therapy. In B.T. Klontz, S.L. Britt, & K.L. Archuleta (Eds.), Financial therapy: Theory, research & practice (pp. 570-594). New York, NY: Springer. Klontz, B. (2010). Coaching with financial planners. In S. Walfish (Ed.), Earning a living outside of managed mental health care: 50 ways to expand your practice. Washington, D.C.: American Psychological Association.

PROFESSIONAL ARTICLES

Klontz, B.T., Canale, A. (in press). When financial help hurts: 5 recommendations for financial planners encountering financial enabling and financial dependence. Journal Bradley T. Klontz, Psy.D., CFP®______

of Financial Planning. Klontz, B.T. & Davis, B, (2015). Playing those mind games: Advisors should utilize financial psychology to work more effectively with clients. Real Asset Advisor, 2(8). Klontz, B.T. (2014, January). Junior achievement: Clients are wary of working with young advisors. Here’s how to win them over. On Wall Street, 24(1), 29-30. Horwitz, E. & Klontz, B.T. (2013). COVER STORY: Understanding and dealing with client resistance to change. Journal of Financial Planning, 26(11), 27-31. Klontz, B.T. (2013, October). Risky business: What you don’t know about your client’s Risk tolerance can hurt you both. On Wall Street, 23(10), 43-44. Klontz, B.T. (2013, August). Multi-Culti Competence: Your clients come from a host of different cultures, whether you realize it or not. What are you missing? On Wall Street, 23(5), 32-34. Klontz, B.T. (2012). Psychologists & money: Ambivalent bedfellows. The Michigan Psychologist, 2nd Quarter, 10-11. Klontz, B.T. (2012). Psychologists & Money: Ambivalent bedfellows. The Alaska Psychologist. Klontz, B.T. (2012, Summer). Psychologists & money: Mortal enemies or ambivalent bedfellows? Hawai’i Psychologist, 7-10. Klontz, B.T. (2011, September). Countering resistance: Getting clients to act is not easy, but highlighting the benefits of change should help get results. Financial Planning Magazine. Klontz, B.T. (2011, April). Behavior modification: Clients may need your help discovering the childhood beliefs affecting their financial decisions today. Financial Planning Magazine, 81-84. Klontz, B.T., & Klontz, P.T. (2011, February). Are you sabotaging your financial success? Success Magazine, 21. Klontz, B.T., & Klontz, P.T. (2009). Providing financial therapy for clients with money disorders. Counselor: The Magazine for Addiction Professionals, 10(1). Klontz, B.T., & Klontz, P.T. (2009, February). Are you a credit junkie: Plain talk about money disorders. Recovery Living Magazine, 72-74. Klontz, B.T. (2008). President’s message: Taking care of business. Hawai’i Psychologist, 28(2). Klontz, B.T. (2008). President’s message: It’s your HPA. Hawai’i Psychologist, 28(1), 1 & 4. Klontz, B.T. & Ching, J.W. (2008). Making “psychology” a household word. Hawai’i Psychologist, 28(1), 19. Klontz, P.T. & Klontz, B.T. (2007, Fall). The place of money in counseling. EAP Digest, 27-28, & 31. Kahler, R., Klontz, T., & Klontz B.T. (2007). Playing Marley’s ghost. Life Insurance Selling. 36-42. Klontz, B.T. (2007). Psychology in the news. Hawai’i Psychologist, 27(4), 2 & 16. Klontz, B.T. (2007). Psychology in the news. Hawai’i Psychologist, 28(1), 4 & 13. Klontz, P.T., Kahler, R. & Klontz, B.T. (2004). What’s Money Got To Do With It?: The Role of Money in Counseling. Counselor: The Magazine for Addiction Professionals, 5(4), 23-29. Bradley T. Klontz, Psy.D., CFP®______

Klontz, B.T. (1999). Talk is Cheap: The Healing Effects of Experiential Therapy and Psychodrama. Professional Counselor, 14(4), 35-38.

CONSUMER ARTICLES

Klontz, B.T. (2013, Sept 23). Living on purpose: Don’t waste any more time stumbling through life. PsychologyToday.com. Klontz, B.T. (2013, Sept 9). Little green lies: Recovering from financial infidelity. PsychologyToday.com. Klontz, B.T. (2013, Aug 26). What are you worth? PsychologyToday.com Klontz, B.T. (2013, July 17). Are you a workaholic? PsychologyToday.com. Klontz, B.T. (2013, July 15). 7 steps for getting what you want. PsychologyToday.com. Klontz, B.T. (2013, July 1). Don’t always believe what you think. PsychologyToday.com. Klontz, B.T. (2013, March 29). Common investor mistakes (and how to avoid them): Part II. PsychologyToday.com. Klontz, B.T. (2013, March 11). Common investor mistakes (and how to avoid them). PsychologyToday.com. Klontz, B.T. (2013, Jan. 30). Cut! Are you following the script? DailyWorth.com. Klontz, B.T. (2012, Aug . 28). Tough times: Making the most of a financial setback. Parentguidenews.com. Klontz, B.T. (2012, August). On In Recovery: Letter to the editor. Harper’s Magazine. Klontz, B.T. (2012, March 13). When it comes to investing, don’t be an animal: Resist the urge to run with the herd. PsychologyToday.com. Klontz, B.T. (2010, Sept. 18). 5 tips for loving life in tough economic times. PsychologyToday.com. Klontz, B.T. (2010, June 14). 4 steps to cope with market madness. PsychologyToday.com. Klontz, B.T. (2010, May 19). Are you sabotaging your success? PsychologyToday.com. Klontz, B.T. (2010, March 7). Rich people are greedy. PsychologyToday.com. Klontz, B.T. (2010, Jan. 30). Do you have a money disorder? PsychologyToday.com. Klontz, B.T. (2010, Jan. 13). The big lie about personal finance. PsychologyToday.com. Klontz, B.T. (2009, Dec. 16). Hitting your financial bottom. PsychologyToday.com. Klontz, B.T. (2009, June 10). Open your present. Kaua’i Business Report, 14. Klontz, B.T. (2009, March 11). Living on purpose. Kaua’i Business Report, 12. Klontz, B.T. (2009, Feb. 11). Are you wired for wealth? Kaua’i Business Report, 13. Klontz, B.T. (2008, Jan. 14). Finding happiness in tough times. Kaua’i Business Report, 14. Klontz, B.T. (2008, Nov. 12). Don’t always believe what you think. Kaua’i Business Report, 9. Klontz, B.T. (2008, Oct. 8). Wall Street will be bailed out, but you’re on your own. Honolulu Star Bulletin. Klontz, B.T. (2008, Oct. 8). Wall Street will be bailed out, but you’re on your own. Kaua’i Business Report, 15. Klontz, B.T. (2008, Sept. 10). Take control of your anger. Kaua’i Business Report, 19. Klontz, B.T. (2008, Aug. 6). Achieve greater success with a mentor. Kaua’i Business Bradley T. Klontz, Psy.D., CFP®______

Report, 14. Klontz, B.T. (2008, July 9). Facing your fears. Kaua’i Business Report, 17. Klontz, B.T. (2008, June 11). Making changes stick. Kaua’i Business Report, 19. Klontz, B.T. (2008, May 14). Resolving unfinished business. Kaua’i Business Report, 19. Klontz, B.T. (2008, April 9). Good parenting: It’s all about style. Kaua’i Business Report. Klontz, B.T. (2008, March 12). Financial Infidelity: The little green lies we tell. Kaua’i Business Report, 16. Klontz, B.T. (2008, Feb. 13). Putting off procrastination. Kaua’i Business Report, 17. Klontz, B.T. (2008, Jan. 9). When shopping is out of control. Kaua’i Business Report, 17. Klontz, B.T. (2007, Dec.). When holidays aren’t so happy. Kaua’i Business report, 10. Klontz, B.T. (2007, Nov.). Are you a workaholic? Kaua’i Business Report, 15. Klontz, B.T. (2007, Oct.). Embrace your midlife crisis. Kaua’i Business Report, 15. Klontz, B.T. (2007, Sept.). Invisible wounds. Kaua’i Business Report, 14. Klontz, B.T. (2007, Aug.). Staying happy at work. Kaua’i Business Report, 18. Klontz, B.T. (2007, July). The ten commandments for extraordinary relationships: Part II. Kaua’i Business Report, 19. Klontz, B.T. (2007, June). The ten commandments for extraordinary Relationships: Part I. Kaua’i Business Report, 15. Klontz, B.T. (2007, May). Staying safe at school and work: Knowing the warning signs of potential violence can help. Kaua’i Business Report, 16. Klontz, B.T. (2007, April). Putting insomnia to rest. Kaua’i Business Report, 16-17. Klontz, B. & Ching, J. (2007, April 22). Are Hawaii schools safe?: Knowing the warning signs of potential violence can help. Honolulu Star Bulletin, Insight Section, E6. Klontz, B.T. (2007, March). Why are men emotionally tongue-tied? Kauai Business Report, 13(3), 15-16. Klontz, B.T. (2007, Feb. 21). Steps to work through guilt. Honolulu Advertiser, Island Life, pages E1 & E2. Klontz, B.T. (2007, Feb.). TGIM: Thank goodness it’s Monday? Kaua’i Business Report, 13(2), 10. Klontz, B.T. (2007, Jan.). Seven steps to getting what you want in ’07. Kaua’i Business Report, 13(1), 19. Klontz, B.T. (2006, Dec. 9). Know why you spend and you’ll spend less. Rocky Mountain News, Business Section, 2C. Klontz, B.T. (2006, Dec.). How to avoid the holiday hangover. Kaua’i Business Report, 12(12), 10. Klontz, B.T. (2006, Nov.). Feeling guilty? Good. Kaua’i Business Report, 12(10), 14 & 18. Klontz, B.T. (2006, Oct.). What are you worth? Kaua’i Business Report, 12(11), 19. Klontz, B.T. (2006, Sept.). Emotional constipation: A recipe for depression. Kaua’i Business Report, 12(9), 18. Klontz, B.T. (2006, Aug.). Got stress? Kaua’i Business Report, 12(8), 10-11.

Bradley T. Klontz, Psy.D., CFP®______

SELECTED PRESENTATIONS/WORKSHOPS

Klontz, B.T. (2016, Jan. 29). Rethinking risk: 10 truths every investor should know. Presented at the 2016 YWCA Kauai Finance Conference. Poipu, HI. Klontz, B.T. (2016, Jan. 29). The psychology of wealth: 7 secrets of the wealthy. Presented at the 2016 YWCA Kauai Finance Conference. Poipu, HI. Klontz, P.T., & Klontz, B.T. (2015, Oc. 23). Exquisite Listening™. Presented to financial advisors, coaches, and therapists. 2015 Nazrudin Conference; TN. Klontz, P.T., & Klontz, B.T. (2015, Oct. 19-21). The psychology of personal finance. Presented to financial advisors, coaches and therapists. Sponsored by the Financial Psychology Institute. Leaper’s Fork, TN. Klontz, B.T. (2015, March 19). The psychology of wealth: 7 secrets of the wealthy. Presented to HR Department at KIUC, Lihue, HI. Klontz, B.T. (2015, Feb. 25). Understanding client resistance to change. Presented at the FPA of Oregon and SW Washington’s annual conference, Portland, OR. Klontz, B.T. (2014, December 3). Children’s mental health, trauma, and deescalating Mental health crises. Presented to Waimea Canyon Middle School School Admin, Teachers, & Staff; Waimea, HI. Klontz, B.T. (2014, November 19). Children’s mental health, trauma, and deescalating Mental health crises. Presented to Chiefess Kamakaheli Middle School School Admin, Teachers, & Staff; Lihue, HI. Klontz, B.T., & Seay, M. C. (2014, October). The financial psychology of wealth: Psychological factors associated with high income. Paper presented at the 2014 Hawaii Psychological Association Convention, Honolulu, HI. Klontz, B.T., & Bivens, A. (2014, October). The Mokihana Program: The effectiveness of a school-based behavioral health approach. Paper presented at the 2014 Hawaii Psychological Association Convention, Honolulu, HI. Klontz, B.T. (2014, Sep. 24). Motivational Interviewing I. Presented to Mokihana SBBH Service Providers; Lihue, HI. Klontz, B.T. (2014, July 30). School-based behavioral health. Presented to DOE IDEA Related-Services providers; Lihue, HI. Klontz, B.T. (2014, July 15). The psychology of wealth. Presented to Rotary Club of West Kauai; Waimea, HI. Klontz, B.T. (2014, June 18). The psychology of wealth. Presented to the Kapaa Rotary Club. Klontz, B.T. (2014, April 10). Teenagers for dummies. Presented to Chiefess Middle School Admin and Parents; Lihue, HI. Klontz, B.T. (2014, April 8). Why clients resist advice and how to break through. The Financial Planning Association of Hawaii. Monthly Education Meeting. Plaza Club, Honolulu, HI. (1 hr CFP CE). Klontz, B.T. (2013, November 20). Children’s mental health, trauma, and deescalating Mental health crises. Presented to Kauai High School Admin, Teachers, & Staff; Lihue, HI. Klontz, B.T. (2013, November 6). Children’s mental health, trauma, and deescalating Mental health crises. Presented to Kauai School District Superintendent and Principals Lihue, HI. Bradley T. Klontz, Psy.D., CFP®______

Horwitz, E. & Klontz, B. (2013, October 15). Dealing with client resistance to change. Paper presented at the 2013 Financial Planning Association Conference, Orlando, FL. Klontz, B.T. (2012, Nov. 28). Why clients resist advice and how to break through. The Financial Planning Association of Orange County, CA Quarterly Education Meeting. University of California Irvine, Irvine, CA. (1 hr CFP CE). Klontz, B.T. (2012, Oct. 26). Economic empowerment. YWCA of the Pacific Region Presents Innovate/Motivate. Lihue, HI. (4 hours) Klontz, B.T. & Britt, S.L. (2012, Oct. 20). Financial psychology: Helping clients deal with the no. 1 stressors in their lives. 2012 Hawaii Psychological Association Annual Convention; Honolulu, HI. (1.5 CEUs). Britt, S.L. & Klontz, B.T. (2012, Oct. 20). Financial planning for psychologists: 10 things Every psychologist should know. 2012 Hawaii Psychological Association Annual Convention; Honolulu, HI. (1.5 CEUs). Klontz, B.T. (2012, Sept. 15). Mind over money: Financial expertise for effective practice. Presented to the Alaska Psychological Association, Anchorage, AK. (6 CEUs). Klontz, B.T. (2011, Sept. 17). Why clients resist advice and how to break through. 2011 Financial Planning Association Conference, San Diego, CA. Klontz, B.T. (2010, March 11). Mind Over Money. Presented to Kauai Chamber of Commerce at Kauai Sheraton in Poipu, HI. Klontz, B.T. (2010, Jan. 27). H&R Block Dollars and Sense Webinar. Klontz, B.T. (2009, Nov. 19). Teenagers for Dummies. Presented at Island School; Lihue, HI. Klontz, B.T. (2009, Oct. 30). The Psychology of Money. 2009 Hawaii Psychological Association Annual Convention; Honolulu, HI: (20 minutes). Adam-Terem, R., Olivera Grey, J., Klontz, B.T., & Robinson, C. (2009, Nov. 9). President’s Town Hall Meeting. 2009 Hawaii Psychological Association Annual Convention; Honolulu, HI (1 hr) Klontz, B.T. (2009, Oct. 30). The Psychology of Money. Presented at Hot Topics from Experts on Recession Issues; co-sponsored by the Hawaii State Bar Association. Honolulu, HI: (20 minutes). Klontz, B.T. (2009, Sept. 26-27). Mind Over Money. Three presentations sponsored by Personal Financial Consultants. San Francisco, CA: (3 hours) Klontz, B.T. (2009, Sept. 11). The Psychology of Money and Helping People Change. Presentation to H&R Block franchisees; Sponsored by the Varsity Group; Poipu, HI. (4 hours). Klontz, B.T. & Klontz, P.T. (2009, March 7). Money Scripts. Presented at 3rd Annual Conference Therapeutic & Alcohol & Drug Interventions; Sponsored by U.S. Journal Training, Inc.; Las Vegas, NV (1.5 hrs). Klontz, B.T. & Klontz, P.T. (2009, March 7). Financial Trauma. Presented at 3rd Annual Conference Therapeutic & Alcohol & Drug Interventions; Sponsored by U.S. Journal Training, Inc.; Las Vegas, NV (1.5 hrs). Klontz, B.T. & Klontz, P.T. (2009, March 7). Financial Health. Presented at 3rd Annual Conference Therapeutic & Alcohol & Drug Interventions; Sponsored by U.S. Journal Training, Inc.; Las Vegas, NV (1.5 hrs). Bradley T. Klontz, Psy.D., CFP®______

Klontz, B.T. (2009, Jan. 17). The psychology of money: Facilitating financial health in our clients and in ourselves. Presented at Surviving and Thriving in a Troubled Economy; Sponsored by the Pacific Institute; Kamuela, Hawaii (1 hr). Klontz, B.T. (2008, Oct. 24). Presidential Address. 2008 Hawaii Psychological Association Annual Convention; Honolulu, HI (0.5 hr) Klontz, B.T., Adam-Terem, R., Miyamoto, R., & Robinson, C. (2008, Oct. 25). President’s Town Hall Meeting. 2008 Hawaii Psychological Association Annual Convention; Honolulu, HI (1 hr) Klontz, B.T. (2008, June 13). Dealing with Resistant Adolescents and Parents: Part II. Presented at 2nd Annual SBBH Conference; Sponsored by Hawaii DOE SBBH in all Districts; Honolulu, HI (1.25 hrs). Klontz, B.T. (2008, June 12). Dealing with Resistant Adolescents and Parents: Part I. Presented at 2nd Annual SBBH Conference; Sponsored by Hawaii DOE SBBH in all Districts; Honolulu, HI (1.25 hrs). Klontz, B.T. (2008, May 27). Motivational Interviewing: Change & resistance to change. Presented to YWCA of Kauai; Lihue, HI (1.5 hrs). Klontz, B.T. (2008, May 23). Why they hurt and how they heal: Nurturing the mental health of our children. Presented at Sharing Perspectives: Addressing the needs of Kauai’s children and families. Sponsored by the Judiciary’s Court Improvement Project; Aloha Beach Resport; Kapaa, HI (1.5 hrs). Klontz, B.T. (2008, May 16). Dealing with resistant students. Presented to Kauai County Primary and secondary school counselors; Lihue, HI (1.5 hrs). Klontz, B.T. (2008, March 11). Disordered money behaviors: A new frontier for psychology. Presented in workshop: Fear and loathing in the current marketplace: Promoting innovative practice and supporting members in non-traditional roles. Chaired by David Ballard, Psy.D., MBA. Invited presentation at APA Practice Organization’s 2008 State Leadership Conference: Leading Change: Advocating for Psychology Practice; Grand Hyatt Hotel; Washington, D.C. (1.5 hrs). Klontz, B.T. (2008, Feb. 15). Money script makeover: Changing your money mindset and releasing your wealth potential. Presentation to University of Hawaii-West Oahu Business and Psychology Clubs; Oahu, HI (1 hr). Klontz, B.T. (2008, Jan. 18). Breaking the big taboo: A new frontier for psychology. Presentation to the National Center for PTSD; Honolulu, HI (1.5 hrs). Miyamoto, R., Klontz, B.T., Cummings, T., Ballard, D., Steffen, J., and Chorpita, B. (2007, Oct. 26). Town Hall Meeting. Presentation at 2007 HPA Annual Convention (1hr). Klontz, B.T. (2007, Oct. 19). The Psychology of an Investor. Presentation to Financial Association’s (FPA) Hawaii Chapter and Hawaii Society of Certified Public Accountants (HSCPA) Autumn Symposium; Honolulu, HI (1 hr). Klontz, B.T. (2007, Oct. 10 & 11). The Financial Wisdom of Ebenezer Scrooge. Keynote addresses to clients of The Planning Center; Moline IL (1 hr each). Klontz, B.T. (2007, April 25). Money Scripts: The Beliefs Behind the Behaviors. Presentation at the 1st Annual Financial Literacy Summit sponsored by The Money Camp, Santa Barbara, CA (2 hrs). Klontz, B.T. (2007, April 18). Stages of Change. Presentation to Kauai Mokihana DOE/DOH SBBH personnel (1.5 hrs). Bradley T. Klontz, Psy.D., CFP®______

Klontz, B.T. (2007, March 28). Motivational Interviewing. Presentation to Kauai Mokihana DOE/DOH SBBH personnel (1.5 hrs). Klontz, B.T. (2006, October). Effectiveness of an Integrated Financial-Experiential Therapy Approach. Teleconference presentation to financial planners attending Financial Integration Residency; Rapid City, SD (1 hr). Klontz, B.T. (2006, June 22). The Financial Wisdom of Ebenezer Scrooge. Presentation To American Business Woman’s Association Achates Charter Chapter 5172, District V, Livingston County, MI (1.5 hrs). Klontz, P.T., Klontz, B.T. & (2006, June 16-18). Becoming a Master Change Agent. Two day workshop for the Council of Michigan Foundations 8th Annual Family Foundations Retreat. Lewiston, MI (16 hrs). Klontz, B.T. (2006, May 3). Interior Finance Research. Presented to Financial Planners at the 2006 annual Nazrudin Conference; Scottsdale, AZ (1.5 hrs). Klontz, B.T. & Klontz, P.T. (2006, April 13). The Financial Wisdom of Ebenezer Scrooge. Teleconference for The Money Camp. (1 hr). Klontz, B.T. & Klontz, P.T. (2005, Sept.). Healing Sexual Issues: The Effectiveness of a brief multimodal Experiential Approach in the Treatment of Sexual Addiction. Presented to professionals at the national conference for the Society for the Advancement of Sexual Health (SASH); San Francisco, CA; sponsored by Vanderbilt School of Medicine and SASH (2 hrs). Klontz, B.T. (2005, Oct.). Effectiveness of an Integrated Financial-Experiential Therapy Approach. Teleconference presentation to financial planners attending Financial Integration Residency; Rapid City, SD (1 hr). Klontz, B.T. (2004, February). Psychology and the Athletic Trainer. Video teleconference for all DOE Athletic Trainers in the State of Hawaii (1.5 hrs). Klontz, B.T. (2000-2002). Stress Management and Diabetes. Multiple presentations at Wilcox Hospital for “The Sweet Life” diabetes management classes (total 8 hrs). Klontz, B.T. & Klontz, P.T. (2001, April). Experiential Therapy: A Combined Therapies Approach to Healing. Presented to professionals at the 5th Annual OR Conference: Trauma, Group & Experiential Counseling Skills: sponsored but Family and Addiction Conferences & Educational Seminars; Portland, OR (3 hrs). Klontz, B.T. (1999, Feb.). Neuropsychological Assessment. Presentation to UH 3rd year medical students at VAMROC; Honolulu, HI (1 hr). Klontz, B.T., & Stinson, B.L. (1997, Nov.). The Total Package: Wellness for Your Body and Mind. Presentation to WSU Staff and Students sponsored by the Center for Psychological Services and Office of Campus Recreation; Dayton, OH (3 hrs). Klontz, B.T., & Cochrane, R. (1997, Aug.). Relaxation and Stress Management Workshop. Presented at the Fox Summer Institute sponsored by Minority Access to Professional Psychology (MAPP); Wright State University, Dayton, OH (1 hr). Klontz, B.T. (1997, July). Maintaining and Developing Occupational, Physical, Emotional, Spiritual, Cultural and Intellectual Wellness as an Undergraduate. Presentations to incoming undergraduates at Wright State University Orientations; Dayton, OH (total 3 hrs). Klontz, B.T. (1997, May). Changes in personality and symptomology following short- term experiential group psychotherapy. Poster session presented at the spring convention of the Ohio Psychological Association, Cincinnati, OH. Bradley T. Klontz, Psy.D., CFP®______

Harrell, K., & Klontz, B.T. (1997, March). Use of Senses in Relaxation. Presentation to WSU students; sponsored by Residential Services; Dayton, OH (1 hr). Klontz, B.T. (1997, Feb.). Stress and Stress Management Techniques. Presentation to student peer educators at Wright State University’s Peer to Peer Training; sponsored by University Health Educator; Dayton, OH (1 hr).

SELECTED MEDIA APPEARANCES

So Money with Farnoosh Torabi. (2015, May 7). Podcast interview with Farnoosh Torabi. The Wall Street Journal Live. (2015, April 12). Interview with Tanya Rivero regarding how couples can resolve their biggest fights over money. Hawaii Public Radio: The Conversation. (2014, July 17). Interview with Beth-Ann Kozlovich on the psychology of fundraising. Hawaii Public Radio: Town Square. (2014, Feb.20). Interview with Beth-Ann Kozlovich, Farnoosh Tarobi, and Dr. Martin Johnson on women, money, and relationships. Hawaii Public Radio: Town Square. (2012, Dec. 13). Interview with Beth-Ann Kozlovich on money, credit, and having a long and meaningful relationship with your budget. NPR’s To The Point with Warren Olney. (2011, October 6). Executive pay and corporate failure. KCRW. Hawaii Public Radio: The Conversation. (2011, May 20). Interview with Beth-Ann Kozlovich regarding “failsafe retirement” Tax Mama Blog Talk Radio. (2011, April 13). Interview with Tax Mama regarding raising financially healthy children. CBC News. (2010, Sept. 13). Interview with Mark Kelly regarding the dismal savings rates in North America. TalkZone.com (2010, June 12). Interview regarding managing your money disorder. The Laura Ingraham Show. (2010, June 9). Interview with Laura Ingraham on teaching kids the value of a dollar. The Business of Life hosted by “Coach” Ron Tunick AM 1400 KKZZ (2010, May 27). Interview regarding Mind Over Money. KONG Radio FM 93.5- Lihue, Hawaii. (2010, March 5). Interview with Ron Wiley re: Mind Over Money. KHLN Radio FM 97- Lihue, Hawaii. (2010, March 8). Interview with Jason Tokanak re: Mind over Money. KNews Morning Report. (2010, Feb. 3). Mind Over Money interview with Charlie Dyer. Traders Nation. (2010, Jan. 26). Mind Over Money interview with Kurt Schemers. The Frankie Boyer Show; Lifestyle Radio Network. (2010, January 22). Mind Over Money interview with Frankie Boyer. KSR-FM Public Radio; Santa Fe, NM. (2010, January 20). Mind Over Money interview with Diego Mulligan. TheStreet.com. (2010, January 14). Mind Over Money interview with Greg Greenberg. The Joey Reynolds Show; WOR-AM; New York, NY. (2010, January 14). In studio Mind Over Money interview. Satellite Radio Tour. (2010, January 13). Twenty nationally syndicated and large market Bradley T. Klontz, Psy.D., CFP®______

radio interviews for Mind Over Money sponsored by Crown Publishing Group. NPR Marketplace. (2009, December 18). Featured expert on “Economy leads kids back home” moving back home due to the economy. Hawaii Public Radio; Town Square. (2009, December 17). Mind Over Money interview with Beth-Ann Kozlovich. Martha Trowbridge Show; MarthaTrobridgeRadio.org. (2009, Dec. 15). Mind Over Money interview. WQUB-FM Healthwise. (2009, November 6). Mind Over Money interview with Audra Turnball. Satellite Media Tour (2009, October 14). Television and radio interviews in 17 markets as spokesperson for H&R Block Dollars and Sense Program. ABC News 20/20. (2009, July 31). Money Rehab Offers Hope for Some Financially Troubled Americans. ABC Good Morning America. (2009, July 31). The Secret Lives of Shopaholics. BBC World Radio Network. (2009, March 13). Business Daily with Leslie Curwen. Hawaii Public Radio. (2008, October 2). Town Square with Beth Ann Kozlovich. AM640 Toronto Radio. (2008, September 29). Arlene Bynon’s Toronto Weekend KHNL News 8- NBC Honolulu, Hawaii (2007, Nov. 30). Compulsive shoppers tempted at Christmas. KHNL News 8- NBC Honolulu, Hawaii. (2006, Dec. 30). Dealing with holiday debt. Newsradio 850 KOA Denver, Colorado. (2006, Dec. 23). The Financial Wisdom of Ebenezer Scrooge. KHNL News 8- NBC Honolulu, Hawaii. (2006, Dec. 21). Dealing with financial stress during the holidays. KONG AM 570- Lihue, Hawaii. (2006, Oct. 24). Inspirations On the Radio. Interview re: The Financial Wisdom of Ebenezer Scrooge. Book Signing. (2006, June 24). Aria Booksellers. The Financial Wisdom of Ebenezer Scrooge Howell, Michigan. KONG Radio FM 93.5- Lihue, Hawaii. (2005, Dec. 22). Interview with Ron Wiley & Pam Brown re: The Financial Wisdom of Ebenezer Scrooge. Channel 5: Hoike- Lihue, Kauai. (2002). Stress Management. Televised Presentation for “Great Weight Out.”

MEDIA COVERAGE (last update 9/2015)

Von Tobel, A. (2015, Sept. 16). 6 lessons to teach your kids about money. IvankaTrump.com. Grant, K.B. (2015, Sept. 11). Can the ‘great wealth transfer’ save retirement? CNBC.com, NBR.com. Seeger, D. (2015, Aug. 24). Should you go back to work after a baby? NBC24.com. Torabi, F. (2015, Aug. 21). 3 ways to simplify money when she makes more. Womenonthefence.com. Udiaver, P. (2015, July 23). Financial tips to help couples live happily ever after. HuffingtonPost.ca. Rusoff, J.W. (2015, July 16). Dr. Klontz’s financial therapy aims to cure your clients’ fear of change. Thinkadvisor.com. Bradley T. Klontz, Psy.D., CFP®______

Padalka, A. (2015, July15). The rich are different from us: They admit fault and move on. Financial Advisor IQ. Elkins, K. (2015, July 2). A psychologist says disliking rich people can sabotage your own changes of success. Business Insider. Chai, C. (2015, June 23). Riches to rags: Psychological impact of losing a cushy lifestyle. CreditCards.com. Ashford, K. (2015, June 17). Here’s how to know if you need a financial therapist. Time.com. Norling, D. (2015, June 16). Money is not about finances, it’s about emotions. HuffingtonPost.com. Bottom Line Personal. (2015, June 15). Are you too cheap? BottomLinePersonal.com. Demasters, K. (2015, June 5). Get into your client’s brain, psychologist says. Financial Advisor Magazine. Venable, P. (2015, June 5). How to resolve marital money disagreements. The Tennessean. LearnVest.com. (2015, May 29). 3 fear-based money moves that can lower your net worth. Tulia.com. UK Credit Limited. (2015, May 27). The dangers of rampant lifestyle inflation. UKcredit.co.uk. Triffin, M. (2015, April 15). Tax refund reboot: 4 better ways to spend your check from Uncle Sam. LearnVest.com. Salario, A. (2015, April 8). Why doing taxes in your 20s is harder than you think. Fusion.net. Torabi, F. (2015, May 21). So, you make more than he does. Now what? Glamour. Andriani, L. (2015, May 14). 4 money habits to steal from the very wealthy. Oprah.com. Coombes, A. (2015, April 13). How couples can resolve their biggest fights over money. The Wall Street Journal. Collet, J. (2015, March 31). A little self-knowledge can go a long way. The Sydney Morning Herald. Sullivan, P. (2015, March 20). 5 surprising habits of the wealthy. Fortune. Della Costa, C. (2015, May 16). 5 signs you need to see a financial therapist. USA Today. The Chocolate Voice. (2015, March 12). Tips to recover from a financial loss. TheChocolateVoice.com. Bloom, E. (2015, March 11). Link round-up: Financial therapy; food stamps; getting fired over likeability. TheBillFold.com. Rubin, G. (2015, March 5). Which of these four stories do you tell yourself about money? PsychCentral.com. Ally Bank. (2015, Feb. 24). What’s your money script? Community.Ally.com. Skinner, L. (2015, Feb. 20). Creative ways to get clients to save more: Offer a prize. Investment News. Smith, A.K. (2015, Feb. 15). How money is used as a weapon in relationships. Kiplinger’s Personal Finance. Chai, C. (2015, Feb. 11). 5 ways to combat debt fatigue. CreditCards.ca. Sullivan, P. (2015, Feb. 9). Stressed by money? Get on the couch. The New York Times. American Psychological Association. (2015, Feb. 5). Money and the family: Creating Bradley T. Klontz, Psy.D., CFP®______

good financial habits. APA.org. Carr, C. (2015, Feb. 5). So your pet project took off. Time to ditch the day job? CNBC.com. Howey, N. (2015, Feb. 3). Why am I spending money like I have it? Dame Magazine. Wong, K. (2015, Jan. 27). Try a mock portfolio to get comfortable with investing. LifeHacker.com.au. Ngo. S. (2015, Jan. 7). Recognizing the signs of a money disorder. Black Enterprise. Sutton, D. (2015, Jan. 1). Bucket list budgeting: How to squirrel away money for fun things. Deseret News National. Burton, N. (2014, December, 11). 4 ways to save more in 2015. LearnVest.com. Also ran in: The Fiscal Times, Huffington Post, Daily Finance. Klontz, B.T. (2014, December 4). A Christmas Carol: Your guide to financial health. Vanguard.com. Hodges, D. (2014, December). How to stop fighting over money. MoneySense Magazine. Anderson, J.L. (2014, December). How to make the most of your charitable giving. Kiplinger’s Personal Finance. Grant, K.B. (2014, November 20). Watch out! 11 ways retailers get you to overspend. CNBC.com. Also ran on Today.com (2014, Nov. 13). You’re finally debt-free: Now what? LearnVest.com. Nance-Nash, S. (2014, Nov. 11). Shopping ‘til you drop: A joy or an addiction. NYCitywoman.com Bortz, D. (2014, Oct.). Teaching money skills on the sly. Money Magazine. Foster, T. (2014, Oct.). America’s new lethal addiction: Welcome to workaholic nation. Details Magazine. Hussain, S. (2014, Oct. 16). Defining your relationship with money. Mnpdebt.ca. Hayes, M. (2014, Oct. 13). Financial power trip: How to show your money whose boss. Learnvest.com. Also ran in TheWeek.com. Kay, M. (2014, Oct. 7). Financial literacy: The gift that keeps on giving. Forbes.com. Coyle, T. (2014, Oct. 7). Did the last crash make you a worse advisor? Financial Advisor IQ. Walker, M. (2014, September). Is your spouse financially cheating on you? 4 warning signs, and how to rebuild trust. Consumer Reports Money Advisor. Also ran in ConsumerReports.org and Yahoo!Finance.com. Torrieri, M. (2014, Sept. 23). More money, more problems? The dangers of lifestyle inflation- and how to avoid it. LearnVest.com. Horwitz, E. (2014, Sept. 6). Improving your client’s relationship with money. FPANebraska.org. Dolgen, E. (2014, Sept. 2). A guide to a purposeful life in menopause. Huffingtonpost.com. Also ran in Midlifeboulevard.com. Moyer, L. (2014, Aug. 29). How to fire your financial advisor. The Wall Street Journal. Coleman, M. (2014, Aug. 22). Getting to know the real John Doe. Financial Advisor IQ. Maurer, T. (2014, Aug. 20). Dealing with the ‘personal’ in personal finance. Time.com. FPA of Nebraska. (2014, Aug. 19). How money scripts affect your clients. FPANebraska.org. Pittman, T. (2014, Aug. 12). Telling kids too much can cause stress. Tallahassee Democrat. Bradley T. Klontz, Psy.D., CFP®______

Stillman, J. (2014, Aug. 12). 4 common money philosophies (and what they say about you). Inc. Magazine. Zemljic, L. (2014, Aug. 8). Having trouble with your finances? Try turning to the classics. LowestRates.ca. Palmer, C. (2014, Aug. 7). Money maxims that hurt your finances. Bankrate.com. Also ran in FoxBusiness.com. Legg, K. (2014, Aug. 1). Partner, mother, breadwinner: The changing face of families. The Australian. Yip, P. (2014, July 25). Passing along your values as well as your money. The Dallas Morning News. Martel, J. (2014, July 24). Investing in your life: 4 ways to strengthen your relationship. Forbes.com. Cettina, T. (2014, July 24). 9 ways to revive your New Year’s financial resolutions. Creditcards.com. Also ran in Foxbusiness.com and Yahoo!Finance. Streit, M. (2014, July 17). 6 financial lessons young adults should learn early. MakeItBetter.net. Dagher, V. (2014, July 13). Unspoiled children, no rod needed. The Wall Street Journal. Also ran in the The Australian. Mannino, B. (2014, July 7). Should you dip into your 401k? FoxBusiness. Cameron, J. (2014, July 2). Do you have a money disorder? Spot the symptoms. BizNews.com. Torabi, F. (2014, July 1). Women breadwinners can level the financial playing field. Corportette.com. Birken, E.G. (2014, June 12). What did your parents really teach you about money? (It Might surprise you). Wisebread.com. Weston, L. (2014, May 12). Are biases and beliefs keeping you from getting rich? DailyWorth. Also ran in Yahoo!Finance. Triffin, M. (2014, May 9). Beware these 9 common overspending triggers. DailyWorth. Torabi, F. (2014, May 7). Don’t let your husband be a stay-home-dad. Time. Torabi, F. (2014, May 7). How to keep your relationship in financial harmony. DailyWorth. Bianchi, J. (2014, May 5). 10 sneaky signs he’s not being honest about money. Woman’s Day. Schawbel, D. (2014, May 1). Farnoosh Torabi: How female entrepreneurs can deal with being the breadwinners. Forbes. Torabi, F. (2014, May). Why does it still feel wrong to make more than your husband? Entrepreneur. Also ran on NBCNews.com. Handler, M. (2014, April 28). Your money worries are holding you back – Here’s what to do. WiseBread.com. Adams, S. (2014, April 21). How women breadwinners can save their relationships. Forbes. Johnson, A. (2014, April 2). Relearn childhood money lessons in 4 steps. CreditCards.com. Ashford, K. (2014, April 1). 7 ways we fool ourselves around money. LearnVest. Also ran in LifeHacker. Bradley T. Klontz, Psy.D., CFP®______

Smith, A.K. (2014, April). Do you cheat on your spouse? Kiplinger’s Personal Finance. Also ran in Chicago Tribune & Dallas Daily News. Chatzky, J. (2014, March 28). How couples can talk about (gulp!) money. Fortune. Also ran in CNNMoney. Homes, T.E. (2014, March 26). Healing your inner financial child. CreditCards.com. Ismail, T.A. (2014, March 21). What should be your financial priority? BusinessDay. Birken, E.G. (2014, March 17). How to figure out your ‘money script’ – and change the way you handle your finances. Moneyning.com. Warner, J. (2014, March 14). Help prospects overcome ‘financial advisor anxiety.’ Financial Advisor IQ. Wong, K. (2014, March 11). Two Cents: The four ‘money scripts’ that cause financial problems. LifeHacker. Johnson, A. (2014, March 7). 9 signs your spouse is a financial bully. CreditCards.com. Waggoner, J. (2014, March 6). Paranoia strikes deep with new market highs. USA Today. Martel, J. (2014, March 6). What’s your money script. Bankrate.com. Also ran in Fox Business News. Mitchell, E. (2014, March). 4 financial sins that ruin relationships. Men’s Health. Cettina, R. (2014, Feb. 25). When it is time to ‘cut off’ your financially dependent parents. CreditCards.com. Also ran in: Fox Business News Powell, R. (2014, Feb. 22). Do you have ‘financial advisor anxiety’? USA Today. Also ran in: Detroit Free Press Mannino, B. (Feb. 17). Savings may be tough but here’s how to get a handle on it. Fox Business. Bianchi, J. (2014, Feb. 12). 6 money ‘truths’ you might want to rethink. Learnvest.com. Also ran in: The Week, Forbes.com Spayde, J. (2014, Jan-Feb.). The pain of plastic. Experience L!fe Magazine. Jacobs, E. (2014, Jan. 9). Shrinks with cash on the couch. Financial Times. Tate, A. (2014, Jan.). No budget? No problem. Real Simple Glaz, S. (2013, Dec. 31). What does money mean to you? Mishpacha Jewish Family Weekly. Bigda, C. (2013, Dec. 23). There’s value in revisiting childhood financial lessons. Chicago Tribune. Oakley, C. (2013, Dec. 20). Would you rather have more time or more money? Forbes.com Morgan, J. (2013, Dec. 4). To your wealth: Who’s your Marley? The Journal Times Olshan, J. (2013, Nov. 23-24). Novel financial lessons from Dickens, Flaubert, & Tolstoy. Wall Street Journal. Also ran in: MarketWatch.com Anderson, J.L. (2013, Nov.). The family money talk you must have. Kiplinger Magazine. Also ran in: Yahoo!Finance.com, Pakistan.com Wrenn, P. (2013, Oct. 8). This is your marriage… And this is your marriage on debt Counseling. LearnVest.com. Also ran in: Chicago Tribune, Forbes.com Tarobi, F. (2013, Oct. 4). The 6 worse money mistakes you can make in marriage. DailyWorth.com. Skinner, L. (2013, Sept. 10). Five years after the crisis, advisors can sleep at night but clients are still nervous. Investment News. Bradley T. Klontz, Psy.D., CFP®______

Harding, A. (2013, Sept.). Money trouble? 14 depression-fighting tips. Health Magazine. Collier, L. (2013, Sept). Keeping digital tabs on your spending. gradPSYCH Magazine. Waggoner, J. (2013, Aug 30). Don’t let fear flatten your portfolio. USA Today. Also ran in: Asbury Park Press, CNBC.com, The Journal News, The Courier-Journal, Democrat and Chronicle, Tucson Citizen, Florida Today, The Marshfield News, Pensacola News Journal, Courier Post, Stevens Point Journal, and others. Grind, K. (2013, Aug 30). The seven deadly sins of investing. The Wall Street Journal. Taylor, C. (2013, Aug. 16). Savers are sexy: Why thriftiness can attract a partner. Reuters.com. Also ran in: Today.com, MSN.com, NBCnews.com, CNBC.com, GlobalPost.com, IndiaTimes.com, ChicagoTribune.com, TheGlobeandMail.com, Toronto Sun, HowToFinances.com and others Starwar, T. (2013, Aug 16). Starwar: I’m Terry and I’m an underspender. News and Tribune. Wall Street Journal. (2013, Aug 5). Voices: Brad Klontz, on advisors suffering from PTSD. Frieswick, K. (2013, Aug 1). Editors Letter: Finding gains across the pond. On Wall Street Magazine. Engle, E. (2013, July 28). There is help for problem spending, expert says. Honolulu Star Advertiser. Robbins, S.J. (2013, July). Money talks with your siblings: Solutions for handling sticky financial situations with your family. Real Simple Magazine. Robbins, S.J. (2013, July). Money talks with your kids: How to handle tough questions from your kids. Real Simple Magazine. Stipp, J. (2013, July 22-24). Inside the investor’s mind: Get a practical take on behavioral finance to improve your investing results. Morningstar.com. Dagher, V. (2013, July 21). Three big money mistakes you could be making right now. Wall Street Journal. Also ran in Marketwatch.com Herbers, A. (2013, June). When doing good is bad: Financial enabling isn’t only a problem for clients. Investment Advisor Magazine. Kay, M. (2013, June 18). Financial focus: What’s the plan? PsychologyToday.com. Tartakovsky, M. (2013, June 6). 5 small steps that make a big improvement in your financial situation. Psychcentral.com. Rothman, H. (2013, June 6). How to prevent your kids from living in your basement (and making you go broke). Manistreet.com. Yip, P. (2013, May 31). How your ‘money script’ can affect your finances. The Dallas Morning News. Stettner, M. (2013, May 24). Help clients overcome troubled attitude about wealth. Investors Business Daily. Navellier, L. (2013, May 14). Investors, advisors still suffer from “fear of another 2008.” InvestorPlace.com. Payne, K. (2013, May 13). Are you suffering from PTSD? WealthProfessional.com. Jaffe, C. (2013, May 13). These financial advisors needed advisors: Study: They reacted to 2008 crisis similarly to individual investors. MarketWatch.com. Fairchild, C. (2013, May 11). Some financial advisors may have PTSD following 2008 crisis: Study. HuffingtonPost.com. Nelson, C. (2013, May 10). Most advisors suffering from PTSD following 2008 crisis: Bradley T. Klontz, Psy.D., CFP®______

Paper: Switch to tactical strategies from buy-and-hold could be psychological remnant. InvestmentNews.com. Fottrell, Q. (2013, May 9). 93% of financial advisors had PTSD after 2008: Study finds emotional fallout had lasting impact on decision making. MarketWatch.com. Wile, R. (2013, May 9). Most money managers got PTSD after Lehman collapsed, and it may have rewired their brains. BusinessInsider.com. Braiker, B. (2013, May 8). Mom’s dirty money secrets. Parenting Magazine. Fortini, A. (2013, April). How much can I really afford? Real Simple Magazine. Powers, G. (2013, April 22). What’s the worst thing that’s ever happened to you financially? MSN Money. Tate, A. (2013, March). Calming tax anxiety. Real Simple Magazine. Biolena, R.P. (2013, Feb. 25). Financial planning. BusinessMirror.com. Tuttle, B. (2013, Jan. 21). It’s peak season for shopping because you’re depressed. Time.com. Skinner, L. (2013, Jan. 27). When advisors become therapists. InvestmentNews.com. Guillot, C. (2013, Jan. 23). The psychology behind keeping up with the Joneses. Mint.com. Crouch, M. (2013, Jan. 20). 6 tips to keep your family from busting your budget. CreditCards.com. Novotney, A. (2013). Facing up to debt. gradPSYCH Magazine, 11(1), 32. Dagher, V. (2012, Dec. 28). Wealth Management: How to reach your goals in 2013. The Wall Street Journal. Helmer, J. (2012, Dec. 27). Worst New Year’s resolutions: 7 financial vows to avoid in 2013. Interest.com. D’Angelo, C. (2012, Dec. 20). Arakaki: Kaua’i schools are prepared for tragedy, focused on prevention. The Garden Island. D’Angelo, C. (2012, Dec. 19). Parents encouraged to address, calm fears of keiki in aftermath of shooting. The Garden Island. Kingsbury, K.B. (2012, Dec. 19). Christmas movies and their money messages. WomenAdvisorsForum.com. Frieswick, K. (2012, Dec. 17). Recover from your financial hangover. Men’s Health Magazine. Tartakovsky, M. (2012, Dec. 13). What it means to have a healthy relationship with money. PsychCentral.com. Zoll, A. (2012, Dec. 12). Lifelong money habits rooted in our youth: Financial Psychologist Brad Klontz explains how childhood experiences help shape our financial futures. Morningstar.com. Morgan, J. (2012, Dec. 6). To your wealth: How Scrooge’s ghosts can help you. The Journal Times. Dunleavey, MP. (2012, Dec. 4). Top tips for talking about money with your husband. Woman’s Day. Detweiler, G. (2012, Nov. 11). 10 financial books to give as gifts. Credit.com. Bortz, D. (2012, Nov. 1). How parents should talk to their kids about family finances. US News & World Report. Voelker, R. (2012, October). Money matters: Psychologists are helping young couples stay afloat financially in increasingly turbulent economic waters. APA’s Monitor on Bradley T. Klontz, Psy.D., CFP®______

Psychology, 43(9), 48. Hammel, M. (2012, Oct. 5). Compulsive spending: How to begin facing it. Traderplanet.com. Wira-Dineen, C. (2012, Oct. 2). Be a smart phone shopper. Dailyworth.com. Bahadur, N. (2012, Sept. 27). Money problems: Why it’s so hard to say “I can’t afford it.” Huffingtonpost.com. Dagher, V. (2012, Sept. 22). It’s really OK to say, ‘I can’t afford that.’ The Wall Street Journal. Johnson, A. (2012, Sept. 13). How to talk yourself out of getting into debt. Creditcards.com. Self, A. (2012, Aug. 24). Super rich are no happier than the rest of us. The Globe and Mail. Gillen, M. (2012, August). 3 strategies for family finance: How to use your money personality to kick debt and increase savings. Parenting Magazine. Smith, A.K. (2012, August). Your worse money problems are all in your head. Kiplinger’s Personal Finance. Sine, R. (2012, July/August). The money habits that hold you back. Men’s Health Magazine. Crouch, M. (2012, July 20). 6 tips to keep your family from busting your budget. Creditcards.com. Smith, A.K. (2012, July 7). Money power: Defining your own money script. Tulsa World. Zickos, C. (2012, May 23). The psychology of money. Kauai MidWeek. Powers, G. (2012, May 31). How emotions can ruin your finances. MSN Money. Johnson, A. (2012, May). Many U.S. adults in the dark about mother’s life insurance. InsuranceQuotes.com. O’Mara, K. (2012, April 16). In what may be a first, an RIA brings on a psychologist as a financial planner. RiaBiz. Psychology Today. (2012, April 5). Lying about money to kids is a surefire way to scar them. Powers, G. (2012, March 30). Are you really listening to any of that money advice? MSN Money. Miller, B. (2012, March). Are you or your partner committing financial infidelity? Redbook. Maurer, T. (2012, March 1). What do you believe about money? Forbes.com. Creamer, B. (2012, February). Is your subconscious a bad financial advisor? Hawaii Business Magazine. Maurer, T. (2012, February 2). Financial planners, do your job! Forbes.com. Danford, D. (2012, February). Don’t let your emotions affect your finances. Medical Economics. Liberman, G. (2012, Feb. 11). Studies examine relationship between money and marriage. Palm Beach Daily News. Frellick, M. (2012, January 23). Parents: ‘We’ll pay for school, not card debt. Creditcardguide.com. Ambrose, E. (2012, January 13). Will giving children an allowance make them smarter about finances? The Baltimore Sun. Bradley T. Klontz, Psy.D., CFP®______

Fuscaldo, D. (2012, January). 5 ways to deal with a financial setback. Bankrate.com. Kelly, A. (2012, January). Rescue your resolutions. Ivillage.ca. Dagher, V. (2011, December 25). Yes, you can overcome your investing fears. The Wall Street Journal. Murali, D. (2011, December 17). Transform your financial life. The Hindu Business Line. Dagher, V. (2011, December 12). So, how does money make you feel? The Wall Street Journal. The John Tesh Radio Show. (2011, December). Keep your spending from damaging your finances and your relationship. Roth, J.D. (2011, November 28). The best books about money. Getrichslowly.org. Harding, A. (2011, November). Money trouble? 14 depression-fighting tips. Health.com. Butler, S.L. (2011, September 22). When an ex grumbles to the kids about paying child support. CBS Money Watch: CBSnews.com. Lieber, R. (2011, September 9). Financial lessons from sports stars’ mistakes. The New York Times. Hunsberger, B. (2011, August 15). Money reads: More calming advice on the markets. The Oregonian. Lieber, R. (2011, August 12). All the ways that stocks churn your stomach. The New York Times. Larson, H. (2011, August). 5 money lessons from reality TV. Bankrate.com. Ngatia, A. (2011, July 31). When modest living becomes a serious obsession. The Standard: Kenya’s Bold Newspaper. Crouch, M. (2011, July 7). Financial rejection: When wealth is uncomfortable. CreditCards.com. Freedman, D. (2011, July 6). How to spend money (even if you think you shouldn’t). GetRichSlowly.com. Salama, N. (2011, June 14). The emotional side of bankruptcy. Ezinearticles.com. Torabi, Farnoosh. (2011, June 13). Study: Student debt buys self-confidence. Credit.com. Winfrey, S. (2011, June 3). Teaching preschoolers about money: An interview with Beth Kobliner. Wisebread.com. Cacho, L. (2011, May 31). Money scripts affect people’s behavior. NewsBlaze.com. Simplystated.realsimple.com. (2011, May 31). Are your money beliefs limiting you financially? Johnson, A. (2011, May 24). 5 mental money traps to avoid. Primodebt.com. Crouch, M. (2011, May 24). Overexposing kids to money problems is a bad idea. Creditcards.com. Self, A. (2011, May 19). Your money beliefs could be hurting your bottom line. The Globe and Mail. Rogers, K. (2011, May 10). Are you teaching the kids that ‘rich is sexy?’ Foxbusiness.com. MacClanathan, R. (2011, May 10). 4 unhealthy attitudes toward money. Lifeinc.com Mucken, L. (2011, May 10). Do you worship money? MSN Money. Torabi, F. (2011, May 9). Want more money? Beat these 3 emotional traps. CBS MoneyWatch.com. Groth, A. (2011, May 9). Study: Young people want money for all the wrong reasons. BusinessInsider.com. Bradley T. Klontz, Psy.D., CFP®______

Sullivan, P. (2011, May 6). Wealth Matters: Net worth, self-worth and how we look at money. New York Times. Scott, J. (2011, May 4). My interview with a mental wealth expert. BargainBabe.com. Michelle. (2011, May 3). Teaching your kids about money: Part 1. Moneysavingmadness.com. Crouch, M. (2011, April 21). Financial denial: When avoidance creates money mayhem. Creditcards.com. Burton, K. (2011, April 20). When hedge fund owners invest in sports teams. Bloomberg Businessweek. Crouch, M. (2011, April 15). Financial rejection: When wealth is uncomfortable. Creditcards.com. Crouch, M. (2011, April 14). When being frugal becomes an obsession. Creditcards.com. Crouch, M. (2011, April 8). Money disorders: Financial dependency means losing self- worth. CreditCards.com. Butler, S.L. (2011, March 30). Answering your kid’s awkward money questions. CBSMoneyWatch.com. Kristof, K.M. (2011, March 27). Tax changes for health insurance buyers, home buyers and the unemployed. Los Angeles Times. Winfrey, S. (2011, March 24). Teaching kids about money: An interview with Dr. Brad Klontz. Wisebread.com. Crouch, M. (2011, March 16). Are you suffering from a money disorder? Maybe it’s time to consider financial therapy? CreditCards.com. Leis-Newman, E. (2011, March 1). The credit crunch. gradPSYCH Magazine, 30. Press, J. (2011, January). The seven-figure earning secrets of real women. Redbook. Rogowski, R. (2011, January). How to make the most of your money. Marie Claire. Foreman, G. (2010, Dec. 26). Been bad with credit cards? How to start handling them again, wisely. Creditcards.com. Men’s Health. (2010, December). 3 easy ways to eliminate your debt. Tuttle, B. (2010, Dec. 14). The true meaning of shopping. Time.com. Dunleavey, MP. (2010, December). What purchases spouses hide from each other. Money Magazine. Garcia, J. (2010, Nov. 25). Financial incest. Sacramento News & Review. Murali, D. (2010, Nov. 20). Succeeding when the going gets tough. The Hindu. Weaver, R. (2010, October 20). How can bankruptcy affect your mental health: Psychologists offer coping strategies. EmpowerHer.com. Butler, S.L. (2010, October 6). 5 things never to say to your kids about money. CBSMoneyWatch.com. Self, A. (2010, Sept. 16). Money troubles?: Blame your childhood. The Globe and Mail. Marksjarvis, G. (2010, Sept. 15). When should parents stop giving money to adult children? Chicago Tribune. O’Connor, B.J. (2010, August 30). Not shopping saves money. Detroit News. Rosen, S. (2010, August 5). Baby steps when teaching kids about money. Chicago Tribune. Tuttle, B. (2010, July 19). Seeking ‘retail therapy’ when what you need is real therapy. Time.com. Yip, P. (2010, July 18). When retail therapy becomes the disease. Dallas Daily News. Bradley T. Klontz, Psy.D., CFP®______

Rowley, L. (2010, July 14). Keeping finances separate can be costly. Yahoo!Finance.com. Sine, R. (2010, July). The new route to rich. Men’s Health Magazine. Khidekel, M. (2010, June). Take control of your finances. Self Magazine. Sullivan, P. (2010, May 28). Wealth Matters: Teaching work values to children of wealth. New York Times. Waldrop, S.A. (2010, May 10). Financial infidelity is the new adultery. Mint.com Larson, H. (2010, May 7). Teaching kids good money habits by example. CreditCards.com. Tuttle, B. (2010, March 29). Teaching a child to save when you have no clue how. Time.com. Marks Jarvis, G. (2010, March 28). Cutting the financial cord with adult children. Chicago Tribune. Zickos, C. (2010, March 9). Money doesn’t make you happy. The Garden Island. Willyard, C. (2010, March 8). Elevator speeches made easy: Connect with potential collaborators, employers and colleagues in two minutes or less. GradPsych Magazine 8(2), p. 32. Thune, K. (2010, Feb. 25). Mind Over Money book review. FinancialPhilosopher.com. Pennysaverblog.com. (2010, Feb. 13). Get Wired for Wealth-The Recession Proof Money Makeover. Tuttle, B. (2010, Feb. 9). Q & A: Bad with Money? It’s Not Your Fault. Time.com Marquit, M. (2010, Jan. 22). Mind Over Money book review. Everyjoe.com. Kelly, A.L. (2010, Jan 19). Rescue Your Resolutions. Your Total Health at iVillage.com. Publishers Weekly. (2010, Jan. 9). Mind Over Money book review. Brackey, H.J. (2010, Jan. 1). New year, new money habits. Sun Sentinel. Kinchen, D.M. (2009, Dec. 29). Mind Over Money book review. Basilandspice.com. Wiles, G. (2009, Dec. 28). Father, son team tackles people’s money disorders. Honolulu Adverstiser. Eisenberg, R. (2009, Dec. 28). Money woes are all in your head. USA Today. Chamberlain, J. (2009, December). Innovative Practitioner: Right on the Money. Monitor on Psychology, 40(11), p. 78. Jarvis, G.M. (2009, Nov. 29). Don’t be paralyzed by regret over debt. Chicago Tribune. Kristof, K. (2009, Nov. 20). Dumbest things you do with your money. CBS Money Watch. Rowley, L. (2009, Oct. 21). Financial habits that can sink a marriage. Disney Family Parenting. Kitchen, P. (2009, Oct.19). Dow 10,000 may provide psychological comfort to economy. Newsday. Sullivan, P. (2009, Oct. 16). Wealth Matters: All this anger against the rich may be unhealthy. The New York Times. Kazakina, K (2009, Aug. 5). Leibovitz may have better luck in bankruptcy court. Bloomberg.com. Sullivan, P. (2009, July 31). In search of competent (and honest) advisers. The New York Times. Bucci, S. (2009, June 25). Don’t despair about the size of your debt. Bankrate.com. Bradley T. Klontz, Psy.D., CFP®______

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