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Your Guide to Remembering Our Heroes In YOUR GUIDE TO REMEMBERING OUR HEROES IN YOUR WILL Contents P3 Your legacy to our nation’s heroes P4 Who we are and what we do P5 Why gifts in Wills are important P6 Craig’s story P8 Writing your Will: 10 top tips P10 Bob’s story P11 Your lasting legacy: essential information P12 Georgie’s story P13 Tax matters P14 Roy’s story P15 My mother’s gift to our armed forces family P16 Finding a solicitor P17 Changing your Will to include Help for Heroes P18 The difference we’ve already made together Army veteran Craig lost his leg in an explosion while serving in Afghanistan. 2 YOUR LEGACY TO OUR NATION’S HEROES Dear Friend, Our nation is not currently at war but our servicemen and women are on active duty in over 80 countries. Every month, more than 200 of them have to leave the Armed Forces suffering from physical or psychological wounds sustained during service. For too many of them, the battle is only just beginning. I worry about the future of our wounded veterans. Rapid advances in battlefield medicine mean many survived injuries during the conflicts in Iraq and Afghanistan that would have been fatal 10 years earlier. They live, but they struggle with life- changing injuries, and the future is uncertain for them. At Help for Heroes our mission is to help our wounded recover and get on with their lives. We offer support that improves and, in some cases, saves the lives of our veterans. We also put pressure on the Government to do more to support these brave men and women. It often takes many years for veterans from past conflicts to seek help, meaning the demand for our services is increasing all the time. I hope this booklet will provide practical guidance and help you imagine the incredible difference you could make by leaving a gift in your Will. If you have any questions, our Legacy Team are friendly, experienced and always happy to help. If, like us, you believe our veterans deserve to grow old with dignity and pride, please remember our heroes in your Will. Your legacy will save and change lives. Thank you. Melanie Waters Chief Executive Officer 3 HELP FOR HEROES WHO WE ARE AND WHAT WE DO Help for Heroes believes those who serve our country deserve support when they’re wounded. Every day, seven people have to leave the Armed Forces as a result of physical or psychological wounds. We help them, and their families, recover and get on with their lives. How it all began Help for Heroes was founded in 2007 advice, financial grants and a range and born out of a desire to help our of psychological wellbeing services Armed Forces. At that time, British and therapies aimed at helping troops were sustaining heavy individuals to understand, manage casualties in Iraq and Afghanistan, and overcome injury or illness. and military personnel were returning We also work alongside the NHS and home with life-changing injuries. influence the Government to inform We started out with the modest aim and improve the care offered to all of funding a swimming pool at the former military personnel in the Ministry of Defence’s Headley Court United Kingdom. rehabilitation centre, but the British Knowing that life after leaving the public took our cause to heart and Armed Forces can be isolating for offers of help flooded in. It was the veterans and their loved ones, our beginning of an incredible journey. Help for Heroes Band of Brothers and Band of Sisters networks provide social How we help people and learning activities, support and Our beneficiaries now range from camaraderie to around 12,000 people teenagers to World War Two veterans, across the country. giving us the opportunity to provide ground-breaking recovery programmes and support to heroes of every generation. Through our recovery centres, support hubs and outreach network we provide a wide range of practical and effective support. This includes physical rehabilitation, vocational skills and careers guidance, welfare 4 Thanks to legacies from Help for Heroes supporters, Bob, Lesley, Georgie and Roy are rebuilding their lives. WHY GIFTS IN WILLS ARE IMPORTANT Legacies fund a third of our work, equipment and a willingness to help supporting our recovery centres, someone for as long as they need us. It outreach programme and also takes the support of friends, like you. psychological wellbeing services. In this booklet you can read about some Without them, we simply wouldn’t be of the men and women we’re helping able to help as many people as we do and get an insight into the real and or promise life-long support. lasting difference you could make by Recovery is more than repairing remembering Help for Heroes in your Will. damaged bodies and minds; it’s about Legacies come in all shapes and sizes rebuilding lives, restoring confidence but every gift has the power to change and renewing hope. It takes time, someone’s life. understanding, expertise, specialist 5 YOU CAN GIVE HEROES THE SUPPORT THEY DESERVE Craig Gadd served in the Royal Engineers for 22 years. While on his second tour of Afghanistan in 2010, Craig was injured by an improvised explosive device (IED) and lost his left leg above the knee. “Coming round in hospital was a constantly changing, so long-term shock. I’d loved skiing, riding my support is important. motorbike, and you think all this “It can be a constant battle getting the stuff has been ripped away from you. perfect socket for my prosthetic leg. I remember taking a shower and If my body changes then it can become looking in a mirror for the first time uncomfortable. Sometimes at the end at where my leg had been. of my working day – especially if I’ve “I was taught early on that the sooner been active – I have to get into my you accept your injury, the quicker you wheelchair just for some respite. move on with your life. Help for Heroes “People are still being injured, and for have always helped with that. They’ve the younger guys to still be able to always been there for me.” access support in the future – the We’ve helped Craig by funding sporting same way Help for Heroes are activities which have been vital on supporting people now – is so his recovery journey and led to him important. competing in the Invictus Games. “Leaving a gift to Help for Heroes will We’ve also made it possible for Craig make a massive difference to people’s and his family to enjoy some much- lives. It’s the difference between needed time away together. struggling each day and living a Craig now works as a Contracts fulfilled life.” Manager but says: “It’s comforting to know I can always pick up the phone in my time of need and Help for Heroes will be there.” Craig’s injury means his needs are 6 “It’s comforting to know I can always pick up the phone in my time of need and Help for Heroes will be there.” 7 WRITING YOUR WILL 10 TOP TIPS Writing a Will is the best possible way to provide for the people and causes you love. It’s also a great way to let your family and friends know how you’d like to be remembered. People often worry about writing a Will but it needn’t be costly or complicated. This checklist and the form inserted at the back of this booklet will help you get your thoughts in order before you speak to a legal adviser. List1 everything you own (your assets), Think4 about the people and causes including any property, savings and you’d like to remember and include your investments, business interests and beneficiaries’ full names and addresses valuable possessions, and make a so they can be identified easily. note of their worth. You may also find If leaving a gift to a charity, note their it helpful to get an up-to-date valuation registered charity number too. for significant assets, such as your home. If5 you have dependants (such as children or elderly relatives) or pets, Work2 out what you owe (your liabilities). decide who should take care of them This might include any outstanding and consider how this will be funded. mortgage payments, credit cards, loans or business debts you have. See6 a qualified legal adviser, such as a solicitor or a member of the specialist Subtract3 your liabilities from your team at your bank or building society, assets: what’s left is your estate. This who can help you consider your will pay for your funeral, taxes and any responsibilities and options. gifts left in your Will. 8 Spending time with horses helps Bob manage his PTSD. “When I’m riding, I’m totally focused on the here and now.” Decide7 who you want to carry out Sign9 your Will in front of two witnesses, your wishes (your executor), such as who must also sign and date the a professional or a trusted friend or document. Witnesses cannot be related family member. Just remember to to you and they must not benefit from check they’re willing to accept the your Will. They cannot be your executors; responsibility before you appoint them. nor can they be married to one of your beneficiaries or executors. Note that they must not leave the room during the signing or the Will is invalidated. When8 your adviser sends you the draft of your Will, read it carefully to make sure it reflects your wishes.
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