SENTRY National Day of Action You have one job, Dan! COVID-19 job crisis Save Higher Ed Fighting to save jobs Branch-by-Branch

Casual & Contract Researchers Pandemic increasing problems of

Tutoring fine arts students Zoom fatigue and missing out on the full uni experience

Published by National Tertiary Education Union • June 2020 • vol. 1 no. 2 • nteu.org.au/sentry CONTENTS COVID-19 jobs crisis Research and precarity NTEU members are fighting to What it's like working as a save jobs and protect conditions researcher employed on contract workplace-by-workplace. during a pandemic. 03 06

Cover: National Day of Action selfie sent in by NTEU member Dr Annabel Smith from UQ, for the National Day of Action (see report, p.8) Annabel notes the full quote from Wendy Brown is: 'The survival of democracy depends upon a people educated for it, which entails resisting neoliberalisation of their institutions and themselves'. (Undoing the Demos: Neoliberalism's Stealth Revolution, 2015)

Sentry is a free online news magazine for NTEU members and Australian higher education staff. Sentry will be published during the COVID-19 shutdown in between publication of the Union's regular member magazine, Advocate. Sentry will be published in May, June, August, September, October and December (if 10 12 required). Advocate will be published as usual in July and November. Creative comms & COVID-19 Vale Amy Sargeant is a trans artist and The BLF leader was a committed a sessional academic tutoring fine unionist, conservationist, and arts students at QUT. early intersectionalist. SENTRY ISSN 2652-5992 Editorial 01 Published by National Tertiary Education Union PO Box 1323, South Melbourne VIC 3205 In case you missed it... 02 ABN 38 579 396 344 All text & images ©NTEU 2020 unless stated Join the Emergency Response Team 05 Publisher Matthew McGowan Editor Alison Barnes National Day of Action 08 Production Manager Paul Clifton Editorial Assistance Anastasia Kotaidis Coronavirus and your Super 15 Sentry is available online free as a PDF and e-book at www.nteu.org.au/sentry

Sentry • June 2020 EDITORIAL Vice-Chancellors have failed to protect universities

NTEU is appalled that greed and fear of scrutiny among university vice-chancellors have combined to derail the National Jobs Protection Framework, an agreement designed to save 12,000 jobs and preserve hard won conditions.

The consequences of their abandon- obviously also a factor for some. ment of the Framework is apparent, University of VC, Michael with hundreds of casual and fixed Spence is paid $1.5m per year and term staff already losing their jobs. blithely announced he would be keeping his full salary while simulta- NTEU approached negotiations neously culling $90 million of casual with the Australian Higher Educa- employment from his university. tion Industry Association (AHEIA) in good faith. At all stages we were NTEU will now escalate to what will assured that the AHEIA had the be historically high levels of indus- support of the majority of VCs for trial disputation and campaigning to an industry-wide solution to the fight for every job. This could have NTEU will now escalate to what will be current crisis. It’s now clear the been avoided. We have demonstrat- historically high levels of industrial AHEIA was either not representing a ed that we are the only body that is disputation and campaigning to fight broad coalition of VCs, or negotiated prepared to provide leadership to for every job. This could have been an agreement that gives employees fight for the future of the sector and more rights and protections than its 200,000 employees. At all times avoided. some VCs were willing to tolerate. we have been guided by job security and fairness. The worst crisis in the history of Australian universities demanded a The Morrison Government has com- collective solution to save careers pletely abandoned higher education and livelihoods. Too many VCs are at a time of crisis. This is unforgiv- baulking at the strong oversight able and will seriously compromise provisions in the Framework that Australia’s research and teaching ef- guarantee transparency and ensure fort as it emerges from the COVID-19 that any contribution our members pandemic. make will be dedicated to saving jobs. VCs appear to have abandoned The huge number of NTEU delegates, their industrial association, and activists, committee members, and demonstrated they are allergic to the membership generally must be scrutiny. They are showing reckless congratulated for the productive way disregard for their workforce. they are coming together to support the jobs of their colleagues. We will The requirement that senior exec- continue the fight for the future of utives commit to salary reductions our sector, with or without the help Alison Barnes, larger than could apply to staff is of the VCs. National President • vol. 1 no. 2 • nteu.org.au/sentry 1 NEWS & CAMPAIGNS

In case you missed it.... CATCH UP CATCH National Day of Action A short video to celebrate the NTEU's first ever protest conducted under national lockdown conditions, on 21 May 2020. With a combination of physical distancing, social media and sheer weight of member numbers, it was a huge success! Watch the video M Read the report on p.8 a

The New Social Contract Higher education funding, Campus Crisis – What is the The New Social Contract is a JobKeeper & the Higher Education Future of our Universities? podcast that examines how the Rescue Package relationship between univer- A 1 hour discussion, lead by Ben sities, the state and the public Eltham, with Alison Barnes, NTEU A summary of the financial crisis in National President; Verity Firth, might be reshaped as we live higher education and the Federal Gov- through COVID-19. Executive Director of Social Justice at ernment’s failure to act, including via UTS; and James Doughney, Emeritus Listen to the Podcasts D JobKeeper and the Rescue Package. Professor of Economics at VU. Download the PDF FILE-PDF Watch the video M

Letter campaign to Education Minister Dan Tehan Over 2,000 members and staff sent a letter to Dan Tehan to call for a real rescue package for jobs in tertiary education. It's not to late to join them and ensure the Government hears your voice! Sign the Letter File-Signature

2 Sentry • June 2020 NEWS & CAMPAIGNS COVID-19 jobs crisis Fighting to save every job JOBS PROTECTION

As the COVID-19 crisis becomes stark, members are fighting to save jobs and protect conditions workplace-by-workplace.

As the impact of the pandemic At Monash, La Trobe and the Uni- revenue crisis continues to ripple versity of Western Australia, the through our sector, individual Union is seeking to save as many Branches and universities are com- jobs as possible by winning im- ing to terms with their own 'new portant protections and limits on normal', fighting to protect jobs mass sackings and stand-downs. and conditions based on how each workplace has been affected and The Union remains hopeful of se- how local members and managers curing important job-saving meas- have responded. ures at these campuses to limit the damage – votes and negotiations JOBS PROTECTION FRAMEWORK are ongoing. Most likely, staff at each of these workplaces will soon In lieu of a real rescue package vote on their possible Enterprise from the Federal Government, Agreement variations. and following the withdrawal of the National Jobs Protection AGGRESSIVE CUTS AT MELBOURNE Framework, members continue to campaign to save jobs and At the University of Melbourne, protect conditions at the local Vice-Chancellor Duncan Maskell’s level. Depending how different administration (which was early to Vice-Chancellor s, Branches and walk away from the proposed Na- balance sheets have fared, it’s tional Jobs Protection Framework) now a patchwork of negotiations, is proposing a range of cuts and campaigns and ballots across the aggressive reductions to existing country. workplace conditions which would Michael Evans National Organiser (Media & Engagement) Image: pxhere vol. 1 no. 2 • nteu.org.au/sentry 3 NEWS &CAMPAIGNS 4 JOBS PROTECTION Josh Frydenberg's office, 28May Members demonstrating outside Treasurer underscores the apparentdisregard the underscores the Federal Government has for our sector. spare $60billion to spendand yet has thus far refused to offer usalifeline The fact that Josh Frydenberg has a The facthas thatFrydenberg Josh higher educationsector inJobKeeper. Minister Dan Tehan toincludethe and joblosses,reiterating our callon been quicktocondemn thesecuts ed inthe400figure. The Union has let go already and were not reflect- casual workers atDeakinhadbeen worse, many more fixed-term and for many members. To make matters 400 joblosses was shockingnews the announcement of more than At DeakinUniversity, inparticular, Universityand ANU. Wollongong, Central Queensland proposals were flagged atDeakin, challenges andchange management redundancies, significantbudget tion isstark.Devastatingnews of At some workplaces, thesitua- REDUNDANCIES &SACKINGS UNDERWAY the MelbourneBranch website. under theEnterprise Agreement on compare themtoour existing rights agement’s proposed changes and variation. Members canreview man- campaign against theproposed agreement, resolving toactively posed variationtothecollective 97% toreject management’s pro - NTEU members metandvoted by At aBranch meetingon28May, umpire for arbitration. our rightstogo totheindependent voluntary redundancies andlimiting measures by rejecting acaponin- redundancy pay, alackof job-saving a pay cutof 2.2%,reductions in tions andjobsecurity. These include seriously undermine wages, condi- Sentry • June 2020 Navitas. putes runningat18universities and We currently have53different dis Agreements andthelaw. safety issuesunder Enterprise wages, andarange of healthand staff conversion, non-payment of issues including workloads, casual existing rightsaround amyriad of Commission, seekingtoenforce disputes andcasesintheFair Work are escalatingthenumber of legal Our legal teamandlocalBranches sector. dosh tosavejobsandprotect our to demandheusesomeof hisspare in theleafy electorate of Kooyong members atthe Treasurer’s office President BenElthammobilised with tary MelSleeandMonashBranch Barnes, VictorianDivisionSecre- On 28May, National President Alison has for our sector. disregard theFederal Government a lifeline underscores theapparent yet hasthusfar refused tooffer us a spare $60billiontospendand The fact thatJosh Frydenberg has cue package to#SaveHigherEdJobs. we continue our callsfor areal res COVID-19 crisisenters anew phase, As thenationalresponse tothe WE NEED A REAL RESCUEPACKAGE • - - NEWS & CAMPAIGNS

The cuts announced so far Join the NTEU Emergency Response Team CQU • $100 million + budget shortfall. As the COVID-19 revenue crisis hits our workplaces in the • 99 forced redundancies. weeks and months ahead, the Union is aware than some VCs may seek to use new laws which permit a 24 hour notice • 197 voluntary redundancies. period to ram through aggressive changes to our Enterprise • Closure of teaching sites at Biloela, Agreements, against the wishes of members and the Union. Noosa and Yeppoon. Deakin University To stop this, it will be crucial that we unite and stay alert and hence we have established an emergency network of members to be on stand-by in • $250 - $300 million revenue the event of anti-union snap variation attempts. shortfall. • 400 positions to be made redun- We are compiling lists of members in each State and Territory who wish dant from 300 current staff roles to volunteer to be part of our Emergency Response Teams. and 100 vacant positions. These will be predominately profession- Some Vice-Chancellors are already moving, without NTEU member al/general staff positions. approval, to change the terms of Enterprise Agreements that govern your pay and conditions without putting in place job protections. If the ANU employers try to ram through changes to your Enterprise Agreement, we will need to act quickly to win any non-union ballot. • $225 million budget shortfall. • Staff asked to permanently forfeit Can you volunteer to help mobilise your colleagues if your employer 2% pay rise due in July 2020. seeks to change your Enterprise Agreement without the approval of union members? There is a range of organising and campaign tasks you • Unknown number of voluntary can volunteer for, from emailing colleagues to organising local workplace redundancies. meetings and more. As always, training and support will be available.

University of Melbourne To join the team, please send an email to your Division with your details! • $400 million budget shortfall. ACT: [email protected] NSW: [email protected] • Staff (except casual staff) asked to NT: [email protected] QLD: [email protected] permanently forfeit 2.2% pay rise first paid in May 2020. SA: [email protected] TAS: [email protected] • Unfettered use of forced redun- VIC: [email protected] WA: [email protected] dancies. • No enforceable protections against stand downs. • No enforceable protections against workload increases.

vol. 1 no. 2 • nteu.org.au/sentry 5 MEMBER STORIES Research with precarity in precarious times

Working as a researcher who is employed on contract – whether casual or fixed-term, full-time,

CASUAL RESEARCH CASUAL part-time, or patched together by multiple commitments – has always been precarious. Together, the three authors of this article have over 25 years of experience working on research contracts, some for as few as 30 hours while others have extended over several years – and we recognise that we have been incredibly lucky.

Our research into the working lives of contract researchers in higher educa- tion highlighted the knowledge and contributions of this important sector of the academic workforce. In addition to the challenges of academic work, they are also required to navigate ongoing uncertainties around their financ- Jess Harris es, family lives and career prospects, which have only increased given the Associate Professor impacts of COVID-19. University of Newcastle INCREASING PRECARITY FOR CASUAL AND CONTRACT RESEARCHERS

While there has been a lot of discus- Dr Nerida Spina sion about the potential Senior Lecturer $19 billion funding loss Queensland University of to universities over the next few years, there Technology has been relatively less focus on the impact for those

Kate Smithers PhD candidate University of Newcastle

6 Sentry • June 2020 MEMBER STORIES whose jobs are at greatest risk. Other universities have responded These connections can help ensure NTEU estimates that around 94,500 to COVID-19 with clear policies and that non-tenured researchers are people are currently employed on support for all staff, including those not further marginalised by social contracts at Australian universities. on contracts. Positive moves by uni- distancing requirements and are versities include providing casuals provided with as much information Casual and contract researchers tend and contract researchers with access as possible about the impact of the to be the most vulnerable during to paid leave and professional de- pandemic on research and their times of upheaval. Most contract velopment, and honouring existing institution(s). research staff are employed on fund- contracts, regardless of the current ing for research projects that, by its availability of work. Another option for supporting con- very nature, is short-term, difficult tract researchers is to provide, where to secure, and typically outside of Clarity around opportunities and possible, access to career-building contract researchers’ control. Social conditions for work are essential opportunities like co-authorship of distancing policies have meant that for everyone but are particularly research publications and involve- fieldwork and many research pro- important for casual staff, whose ment in designing research projects. jects have been put on hold. immediate and long-term work prospects are under threat despite Such support for contract research- For contract researchers, these real- having often spent years working in ers helps to build collective capacity ities can have a significant financial universities building expertise. within institutions and, importantly, impact. University freezes on new demonstrates that the contributions contracts also mean those who typi- WITH COLLEAGUES ON of all researchers are valued. • cally survive on short-term contracts CONTRACT to generate income and boost future employability could also be at risk. Everyone in the field of higher edu- cation should consider the needs of While it is still unclear how the colleagues working on contract. Our pandemic will impact research in the interviews with researchers across short and long term, it is clear that Australia and in the UK highlighted the greatest effects are likely to be the importance of collective support felt by those working on contract. for those working in precarious roles. Clarity around opportunities and During the pandemic, there have conditions for work are essential for UNIVERSITY RESPONSES been calls for academic solidarity, everyone but are particularly important led by over 70 prominent academics for casual staff... An estimated 7000 research jobs who are refusing to work with any are at risk in Australian universities university that does not support in 2020. Pre-pandemic, over 40% of contingent staff. contract researchers were already reporting working unpaid hours. At the local level, we urge all aca- Shockingly, there have been recent demics to maintain their networks reports of requests for those with and connections with non-tenured To tell your COVID-19 story to research experience to volunteer colleagues, particularly for those the NTEU member community, their time and expertise to teach who are often not invited to faculty please contact Helena Spyrou students in a bid to reduce casual meetings or included on university staffing costs. email lists. Image: mrPliskin/istockphoto

vol. 1 no. 2 • nteu.org.au/sentry 7 NEWS & CAMPAIGNS National Day of Action, 21 May

#SAVEHIGHERED On 21 May, NTEU members around Australia demanded Minister Dan Tehan does his job to save higher education. It was an unusual Day of Action, given the social distancing restrictions during COVID-19. There were no mass meetings or rallies; still, activists were really creative and came up with a range of ways to get our message across. Watch the Day of Action video here.

SELFIES FOR DAN Warrnambool, making local newspa- per headlines the next day. Hundreds of people – higher edu- cation staff, retirees, students and SPELLING IT OUT politicians – sent in selfies with our poster of Dan Tehan, either printed Activists at four different campuses out or displayed on their screen. in WA organised large signs which These were sent at regular intervals spelt out each of the words in 'Save throughout the day to Dan Tehan’s Higher Ed Jobs'. In an example of Twitter and Instagram accounts. extreme distancing, the signs were displayed by members at each of the By that afternoon, our hashtag campuses. SaveHigherEdJobs was trending at number one on Twitter. National President Alison Barnes spoke to an online webinar 'Campus CORONA CONVOYS in Crisis', part of the Australia At Home series, on the future of higher NSW activists organised 70 cars, education in a post COVID-19 world. 30 bikes and 50 people on foot in a Over 500 people joined the webinar. convoy to a demonstration outside Liberal Party HQ in central Sydney. #SaveHigherEdJobs, Mr Tehan! • In Victoria, members travelled to Josh Frydenberg's office in subur- ban Camberwell to stage a socially distanced action.

Activists from Deakin University similarly demonstrated outside Dan Tehan’s electorate office in regional

Above: The No Cuts Mobile, part of the Sydney car convoy. Left: Spelling out our demands at four separate WA campuses. Opposite: Some of the hundreds of selfies sent by members on 21 May.

8 Sentry • June 2020 NEWS & CAMPAIGNS

vol. 1 no. 2 • nteu.org.au/sentry 9 MEMBER STORIES Creative communication during the

SESSIONAL ACADEMICS coronavirus

My name is Amy Sargeant, I’m a trans artist and activist from the Queensland University of Technology (QUT) where I work as a sessional academic (casual), tutoring fine arts students.

Through installations of sculpture, audio and video, my work responds to my disillusionment with the dysfunc- tions of the Australian political establishment by re- framing the elements of political spectacle. I deploy the Situationist method of détournement to de-stabilise motifs from mainstream politics, activist iconography, symbols and visual cultures. I am the NTEU’s Queens- land representative for the Queer Unionists in Tertiary Education, and the representative for casual employees on the QUT Branch Committee. FLIP TO ONLINE TEACHING

Across the board, the switch to online delivery has been damn hard.

I really feel for my students, who have to spend hours a day battling ‘Zoom fatigue’ and are missing out on Amy Sargeant the full uni experience right now. I also feel for the QUT Unit Coordinators, who have had to restructure these immensely complex units so quickly.

For casual staffers like me, the current situation has been marred by lack of communication, over-stuffed classes and a lack of support with regards to the equip- To tell your COVID-19 story to ment needed for online delivery. Through a series of the NTEU member community, meetings, our QUT casuals have unanimously com- please contact Helena Spyrou municated that conducting online teaching requires

10 Sentry • June 2020 MEMBER STORIES significantly more time than face-to- face learning.

Despite not being paid, our mem- bers report that on average they are working and extra 10 to 15 hours per week. I think students would be shocked to learn this! COPING WITH COVID

How are we dealing with this dire situation? As soon as possible, we re- quested a meeting of sessional union representatives and the Vice-Chan- cellor. We asked for full and correct 'Flag 3' (2017) dimensions variable. payment for all hours worked, and the importance of the NTEU to pro- Pinewood, plywood, cotton, inks. a commitment to a cap on the size vide a framework we can organise of online tutorials that is equal to around. Waiving fees for new casual pre-COVID-19 arrangements. members has seen a radical uptick in membership at our university, and Finally, we asked for the Vice-Chan- there is new energy to organise and cellor to commit to sessional staff improve conditions in the midst of that they will be provided with the IT COVID-19. and other equipment that they need ‘Slope 2 (Against)’ (2019) dimensions for on-line delivery while working Let’s get to it, comrades! • variable. Satin, drill cotton, chain, from home. At the time of writing (a aluminium, adhesive bonding, month later), we have not received www.amysargeant.art sledgehammer. a comprehensive response from the VC.

QUT is the most casualised univer- sity in Australia. The beneficiaries of this arrangement are certainly not casuals, who want to organise and improve conditions. We’re often never in the same room to coordi- nate anything, and this condition is not unique.

Across Australia, we see very similar circumstances faced by tutors and other casually employed staff in tertiary education. This highlights

vol. 1 no. 2 • nteu.org.au/sentry 11 UNION STORIES

HISTORY Vale Jack Mundey Unionist, conservationist and early intersectionalist

The NTEU wishes to acknowledge the recent passing of un- ion stalwart, and inspiration to many in the broader activist community, Jack Mundey. Mundey passed away on 10 May at the age of 90 years, after a life well-lived. Jack Mundey came to prominence in all industrial, political, social as the Secretary of the NSW and moral struggles affecting the Builders and Labourers Federation working people as a whole'. (BLF) in the late 60s. Mundey, a committed communist, was part of GREEN BANS a leadership team which ushered in a new type of unionism which It’s because of this principled was proto-intersectional in its stance that many are aware of approach as they believed that 'In Mundey and the BLF’s world a modern society, the workers’ famous Green Bans movement. movement, in order to play a really The first of these bans was placed meaningful role, must engage on the proposed development by

Celeste Liddle Aboriginal & Torres Strait Islander Organiser JackJack MundeyMundey beingbeing carriedcarried fromfrom aa protestprotest atat TheThe RocksRocks inin thethe earlyearly 70s70s (Robert(Robert Pearce)Pearce) 12 Sentry • June 2020 UNION STORIES

AV Jennings of Kelly’s Bush. The BLF, the expense of the environment. More working together with a concerned and more, we are going to determine women’s community group, placed a which buildings we will build …The en- ban on members working on this de- vironmental interests of three million velopment as well as other Jennings people are at stake and cannot be left developments in the CBD. to developers and building employers whose main concern is making profit. According to Adjunct Professor Ver- Progressive unions, like ours, therefore ity Burgmann, at a time when there have a very useful social role to play in was a severe housing shortage and the citizens' interest, and we intend to developers were erecting massive play it. glass and metal business towers in the city (which mainly sat empty It was these sorts of stands and the whilst they razed heritage buildings worker actions that accompanied to the ground), construction workers them that inspired German environ- withdrawing their labour to save a mental activist Petra Kelly to found Above: Jack Mundey protesting the green belt had a massive impact. the German and saw demolition of the Sirius in Sydney, 2016 'Green' become part of the political What followed the successful fight landscape. Below: BLF Green Ban Tree poster designed for Kelly’s Bush were a series of by Margaret Grafton, 1973 (Collection Sydney ) 42 other green bans in the name WOMEN'S RIGHTS, INDIGENOUS RIGHTS of 'socially responsible and useful building' which saved some hundred Yet Mundey’s legacy is even more buildings recognised as significant than that. On his passing, an old BLF by the National Trust. This included family day poster (from when the areas of The Rocks where Mundey BLF national leadership was moving has since been honoured by having to oust their rowdy NSW Branch a street named after him. Speaking leadership) started doing the rounds in a Sydney Morning Herald Letter to on social media. This poster featured the Editor at the time of the bans, a tree containing many branches – Mundey stated: each of them dedicated to another political movement or community Yes, we want to build. However, we fight. Looking at the branches of prefer to build urgently-required 'women’s liberation', 'black rights' hospitals, schools, other public utilities, and 'homosexual rights', you get a high-quality flats, units and hous- sense of just how many groups of es, provided they are designed with people Mundey’s brand of unionism adequate concern for the environment, inspired. than to build ugly unimaginative archi- tecturally-bankrupt blocks of concrete Like many other Aboriginal people, and glass offices… Though we want all my introduction to Mundey’s work our members employed, we will not was actually via actions taken in sup- just become robots directed by devel- port of Aboriginal rights which got oper-builders who value the dollar at told to me as a child. For many in the

vol. 1 no. 2 • nteu.org.au/sentry 13 UNION STORIES

Aboriginal and Torres Strait Islander ments as important, and still join community, Mundey remains an unions at higher rates. HISTORY important figure of what solidarity from the movement can look like. On his passing, I saw similar sen- timents expressed by LGBTIQ+ From the BLF’s bans on working community campaigners. The BLF on 'developments' in the Redfern placed the world's first 'pink ban' on area which would have seen a lot after student of Aboriginal people thrown out of Jeremy Fisher was expelled from col- their homes in preference for the lege for being gay. The bans held up establishment of expensive new a series of construction works across This legacy of solidarity and its passing town houses, to their support of key the campus that they highlighted down the generations remains an figures of the Tent Embassy move- as being a key moment of solidarity important part of why Aboriginal and ment by making them BLF members which needs to be remembered. so they could address the Trades and Torres Strait Islander people to this day to request support, Mundey remained a committed see collaboration between the union he is viewed as an heroic figure. activist his entire life. A true work- and Indigenous rights movements as ing class hero who brought the new important... This legacy of solidarity and its pass- social movements into the workers’ ing down the generations remains an rights movement by recognising that important part of why Aboriginal and an injury to one was most certainly Torres Strait Islander people to this an injury to all. He will be sorely day see collaboration between the missed. • Jack Mundey speaks to workers at a rally. union and Indigenous rights move- (CFFMEU)

14 Sentry • June 2020 Visit your Member Advantagewebsitetoday tofindoutmore. after you. Keentohearmore aboutourone-of-a-kind discounteddeals? ble insurance package, giftsforloved ones orsavingsongrocery bills -we’lllook We have you looked afterinevery possibleway -whetheryou wantamore afforda- discounted everyday essentialswithMemberAdvantage? you andyour familylike Jill,aschoolteacherwithbigfamily has,bypurchasing Running ahouseholdisexpensive enoughasitis.Why notlightentheloadfor Well-priced householdessentials and our expert teamisusedto working with fluctuatingmarkets.* less volatileintheshort-term, it’s importanttokeep inmindthatsuper isalong-term investment UniSuper members. While thetemptation mightbetoswitch your investmentsintosomething COVID-19 hasimpactedinvestmentmarkets globally andhasunderstandably causedconcerns for Coronavirus and your Super long run.* now could leave you worse off inthe Taking money from your account eligible for other forms of support . ly. You may wish tocheckif you’re Please consider thisoption careful 24 September 2020. next financial year (2020-21) upto $10,000 duringthefirst partof the year (2019-20) anduptoanother $10,000 of your super thisfinancial you may beabletoaccess upto by theCoronavirus andare eligible, If you’ve beenaffected financially EARLY ACCESS TO YOURSUPER investment performance news. ourVisit website toget thelatest ket updatessince theturmoilbegan. John Pearce hasbeenproviding mar UniSuper Chief InvestmentOfficer, - - vol. 1no. 2 Income Protection cover for pos to apply apandemicexclusion to Our insurer, TAL, hasalsoagreed not has noexclusions for pandemics. Permanent Disability (TPD) cover to work. Our Deathand Total and seriously illor injured andare unable financial protection if you become your super canprovide important Generally, insurance through INSURANCE THROUGHYOURSUPER COVID-19 page. er you’re eligible,please visitour throughthe ATO tions for your super needtobemade speak toUniSuper Advice. Applica- withdrawal could impact you, please help or want todiscuss how early hardship for many of you. If you need COVID-19 hascausedunexpected We understand theimpactof Terms & conditionsapply • nteu.org.au/sentry . To findout wheth- - the information provided above.Prepared by UniSuper. adviser before makinganinvestmentdecisionbasedon circumstances andconsider consulting alicensed financial ness of theinformation havingregard to your personal to your membership category, consider theappropriate - the product disclosure statementandbookletsrelevant objectives, financialsituationor needs. You shouldread nature only anddoesnot take intoaccount your individual mance andtheinformation provided aboveisof ageneral *Past performance isnot anindicator of future perfor super consultant here. Please bookanappointment with a part of beingaUniSuper member. to talkasuper consultant; it’s all questions. There’s noextra charge conference toanswer all your super securely over thephoneor viavideo Our super consultants canmeet you WANT TOCHAT ABOUT YOURSUPER? process wouldapply. If you make aclaim,theusualclaim terms of thepolicy, you’re covered. Protection cover and you meetthe if you haveDeath, TPD or Income itive COVID-19 cases. This means MEMBER SERVICES • - 15 SUPERANNUATION MEMBER SERVICES

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16 Sentry • June 2020