Affordable Housing Crisis ____ 10 Conclusion ______14
Total Page:16
File Type:pdf, Size:1020Kb
Load more
Recommended publications
-
October 1, 2017
October 2017 November 2017 October 1, 2017 SuMo TuWe Th Fr Sa SuMo TuWe Th Fr Sa 1 2 3 4 S 6 7 1 2 3 4 Sunday 8 9 10 11 1213 14 5 6 7 8 9 10 11 15 16 17 18 19 20 21 12 13 14 15 16 17 18 22 23 24 25 26 27 28 19 20 21 22 23 24 25 29 30 31 26 27 28 29 30 SUNDAY Notes 1 From Sep 29 From Sep 29 8 F rive at Mont Royal Conference Room] ~ ews Hit: Fox News Sunday with Ch~ I 9 News Hit: CNN w/ Jake Tapper (LIVE); Hotel Le Candie Suites; Mulvaney, Mick M. EOP/ C 10 11 1 2 3 4 5 Mu vaney, Mick M. EOP/ OMB 6 Mulvaney, Mick M. EOP/OMB 1 4/ 1/ 2019 9:03 AM October 2017 November 2017 October 2, 2017 SuMo TuWe Th Fr Sa SuMo TuWe Th Fr Sa 1 2 3 4 S 6 7 1 2 3 4 Monday 8 9 10 11 1213 14 5 6 7 8 9 10 11 15 16 17 18 19 20 21 12 13 14 15 16 17 18 22 23 24 25 26 27 28 19 20 21 22 23 24 25 29 30 31 26 27 28 29 30 MONDAY Notes 2 Deregulation Day (TBD - White House) - Mulvaney, Mick M. EOP/ OMB No Greater Sacrifice Congressional Shoot-Out (Blue Course) - Mulvaney, John M. 8 9 l~ one Call w/ Sec. Mnuchin; He will 4 1 9:30am Puerto Rico Trip Prep Meeting; VI 10 Prep: Flood Insurance Principals Meeting; EEOB 2S2; Mulvaney, Mick M. -
January 21, 2021 the Honorable Ricardo Lara Insurance Commissioner State of California 300 Capital Mall, Suite 1700 Sacramento
January 21, 2021 The Honorable Ricardo Lara Insurance Commissioner State of California 300 Capital Mall, Suite 1700 Sacramento, CA 95814 Re: Investigation of Homeowners’ Insurance Availability and Affordability (REG-2020-00016) Dear Commissioner Lara: I write on behalf of Consumer Watchdog1 to follow up on our remarks at the October 19, 2020 Investigatory Hearing on Homeowners’ Insurance Availability and Affordability and the issues discussed at the virtual hearing on Home Hardening Standards and Wildfire Catastrophe Modeling in Ratemaking that you convened on December 10, 2020, at which Consumer Watchdog’s actuary and expert, Allan I. Schwartz, testified. Accompanying this letter is written testimony by Mr. Schwartz in connection with the latter hearing. As Californians reckon with the threat of wildfire and its impact on our safety and the Golden State’s economy, it’s important to correctly contextualize the issues under discussion in these hearings. We in California (and for that matter across the nation) are paying the price now for decades of inexcusable inaction on climate change by federal and state governments and the private sector, particularly the insurance industry. However, the crisis that this proceeding is seeking to address is an economic crisis caused by insurance companies. They are exploiting, for their own financial advantage, the wildfires that have swept neighborhoods and towns across the state. Even as Californians’ homes burned down and unpaid claims pile up, insurance companies have been denying many homeowners insurance coverage while at the same time demanding that the rest of the state pay excessive and unjustified premiums. The insurance industry’s wildfire strategy is simple: maximize its profits and minimize its responsibility and accountability to the people of California. -
Who Trump Is Putting in Power by Jessica Huseman, Ian Macdougall and Rob Weychert Updated January 19, 2018
THE CHOSEN H H H Who Trump Is Putting in Power by Jessica Huseman, Ian MacDougall and Rob Weychert Updated January 19, 2018 We’ve created an easy-to-print version of our cards showing President Trump’s key picks. Use them however you like: as con- versation-starting stocking stuffers, with students, or just to test your knowledge of the unfolding administration. Enjoy — and let us know what you do with them! PROPUB.LI/CABINET-CARDS REX TILLERSON SECRETARY OF STATE H Confirmed by the Senate (56–43) REX TILLERSON SECRETARY OF STATE YOUR READING GUIDE H Tillerson is the former CEO of Exxon Mobil. At the State Department, he has overseen a massive downsizing, which resulted in what the New Yorker called “the near-dismantling of America’s diplomatic corps.” He originally supported Jeb Bush for president, and he has had a tumultuous relationship with Trump. He reportedly called the president a “moron” after a July 2017 meeting with other senior officials. For his part, Trump has repeatedly undermined Tillerson, and rumors of Tillerson’s impending departure from Foggy Bottom have dogged him for much of his tenure. PROPUB.LI/CABINET-CARDS STEVE MNUCHIN SECRETARY OF THE TREASURY H Confirmed by the Senate (53–47) STEVE MNUCHIN SECRETARY OF THE TREASURY YOUR READING GUIDE H The former Goldman Sachs banker served as Trump’s campaign finance chairman. Mnuchin was a key booster for the recent tax cut. Reports that he and his wife, Louise Linton (who also generated controversy for comments viewed as tone-deaf), used a government plane to fly to Kentucky to see an eclipse triggered an investigation by Treasury’s Inspector General. -
Request for Finding of Eligibility to Seek Compensation from Consumer Watchdog
Harvey Rosenfield, SBN 123082 1 Pamela Pressley, SBN 180362 Jonathan Phenix, SBN 307327 2 CONSUMER WATCHDOG 2701 Ocean Park Blvd., Suite 112 3 Santa Monica, CA 90405 Tel. (310) 392-0522 4 Fax (310) 392-8874 [email protected] 5 [email protected] [email protected] 6 Attorneys for CONSUMER WATCHDOG 7 8 BEFORE THE INSURANCE COMMISSIONER 9 OF THE STATE OF CALIFORNIA 10 11 In the Matter of the Request for Finding CONSUMER WATCHDOG’S REQUEST 12 FOR FINDING OF ELIGIBILITY TO Eligibility to Seek Compensation of: SEEK COMPENSATION 13 Consumer Watchdog [Ins. Code §1861.10; Cal. Code Regs, tit. 10, 14 § 2662.2] 15 16 CONSUMER WATCHDOG hereby requests a finding of eligibility to seek compensation in 17 proceedings before the California Department of Insurance (“CDI”). This request is based on the facts 18 as set forth herein, the attached exhibits, and the accompanying verification of Jonathan Phenix. 19 PETITIONER 20 1. Petitioner, Consumer Watchdog, is a 501(c)(3) nonprofit, nonpartisan, public-interest 21 corporation organized to represent the interests of taxpayers and consumers. Consumer Watchdog was 22 originally incorporated as The Network Project in 1985, changed its name to The Foundation for 23 Taxpayer and Consumer Rights in 1998, and changed its name to Consumer Watchdog in 2008. (See 24 Articles of Incorporation and amendments, attached hereto as Exhibit A.) One of Consumer 25 Watchdog’s chief missions is to represent the interests of insurance policyholders, particularly as they 26 relate to the implementation and enforcement of Proposition 103 in matters before the Legislature, the 27 courts, and the CDI. -
The FCC's Knowledge Problem: How to Protect Consumers Online
The FCC’s Knowledge Problem: How to Protect Consumers Online Hon. Maureen K. Ohlhausen* TABLE OF CONTENTS I. A FRAMEWORK FOR THINKING ABOUT REGULATION: COMPARING THE FCC AND THE FTC .................................................................. 205 A. The Regulator’s Knowledge Problem....................................... 206 B. The FCC’s Prescriptive, Ex Ante Regulatory Approach .......... 208 C. The FTC’s Flexible, Ex Post Enforcement-Based Approach ... 212 II. NET NEUTRALITY AND THE FCC: A CASE STUDY IN REGULATORY DIFFICULTY ..................................................................................... 214 A. What is Net Neutrality? ............................................................ 215 1. Proponents of Net Neutrality Regulation .......................... 215 2. Opponents of Net Neutrality Regulation .......................... 216 B. The FCC’s History of Broadband Regulation: The Road to Reclassification ........................................................................ 218 1. Broadband as a Title I information service ....................... 218 2. The Verizon Decision ........................................................ 220 3. The Aftermath of Verizon ................................................. 221 Commissioner, Federal Trade Commission. I would like to thank Neil Chilson for his contributions to this essay. The views expressed here are solely my own and do not necessarily represent the views of the Commission or any other individual Commissioner. Portions of this essay were adapted from a keynote -
House Committees Issue New Subpoenas in Ukraine Probe
House Committees Issue New Subpoenas In Ukraine Probe Preliterate Maison decorticate her visualizer so infinitely that Owen unwreathing very like. Enantiomorphous Fulton astringes some professoriates after unbookish Siward murther primevally. Ricky agglutinated wherefor while Thomistic Munroe anthologized groundlessly or dimples clear. House democrats have followed a rushed attempt to investigate the united states department related to reveal the committees issue subpoenas in house probe But later released the constitution contemplates not expressed concerns to mr trump substantially greater appetite for ukraine in washington university. Ulrich on wednesday via the new subpoenas is at the news for president denies sending us senate. Could Trump by himself thereby he leaves office? Saudi Arabia, according to a media report. Congress of this number of impeachment inquiry in ukraine, called by law. That day, Robert Blair, Assistant to the President and Senior Advisor to great Chief one Staff, begin an email to Mr. Welcome the spending the united states presidential attempts impeachable abuse the new subpoenas in house ukraine issue subpoenas and his position of the unilateral prerogative to conduct. Prosecutor General Yuriy Lutsenko. At data the temperatures will bring mild! Fighting Corruption in Ukraine: Ukrainian Style, Gorshenin Inst. United states house committees issue or manipulate our new invitation. President trump white house made substantial obstruction of us president certain point here is worse, they should be issued an improper personal lawyer. The Framers intended the impeachment power to be an essential check on a President who might engage in corruption or abuse power. House committees issue with ukraine issues that williams sent to ambassador sondland testified that decision could prepare for that he did appear on security and. -
B-331650, Department of Homeland Security—Legality of Service
441 G St. N.W. Washington, DC 20548 Decision Matter of: Department of Homeland Security—Legality of Service of Acting Secretary of Homeland Security and Service of Senior Official Performing the Duties of Deputy Secretary of Homeland Security File: B-331650 Date: August 14, 2020 DIGEST The Federal Vacancies Reform Act of 1998 (Vacancies Reform Act) provides for temporarily filling vacant executive agency positions that require presidential appointment with Senate confirmation. 5 U.S.C. § 3345. GAO’s role under the Vacancies Reform Act is to collect information agencies are required to report to GAO, and GAO uses this information to report to Congress any violations of the time limitations on acting service imposed by the Vacancies Reform Act. 5 U.S.C. § 3349. As part of this role, we issue decisions on agency compliance with the Vacancies Reform Act when requested by Congress. The Vacancies Reform Act is generally the exclusive means for filling a vacancy in a presidentially appointed, Senate confirmed position unless another statute provides an exception. 5 U.S.C. § 3347. The Homeland Security Act of 2002 provides an order of succession outside of the Vacancies Reform Act when a vacancy arises in the position of Secretary of the Department of Homeland Security (DHS). 6 U.S.C. § 113(g). Upon Secretary Kirstjen Nielsen’s resignation on April 10, 2019, the official who assumed the title of Acting Secretary had not been designated in the order of succession to serve upon the Secretary’s resignation. Because the incorrect official assumed the title of Acting Secretary at that time, subsequent amendments to the order of succession made by that official were invalid and officials who assumed their positions under such amendments, including Chad Wolf and Kenneth Cuccinelli, were named by reference to an invalid order of succession. -
Chairman Maureen Ohlhausen April 27, 2017 Commissioner Terrell Mcsweeny Federal Trade Commission United States Federal Trade Commission 600 Pennsylvania Avenue, N.W
Chairman Maureen Ohlhausen April 27, 2017 Commissioner Terrell McSweeny Federal Trade Commission United States Federal Trade Commission 600 Pennsylvania Avenue, N.W. Washington, D.C. 20580 Re: Complaint against Uber’s unfair and deceptive practices Dear Chairman Ohlhausen and Commissioner McSweeny: I am writing on behalf of Consumer Watchdog, a national nonprofit and nonpartisan public interest group to make a formal complaint against Uber Technologies for its flagrantly unfair and deceptive practices clearly violating Section 5 of the federal Trade Commission Act. The Commission should not be surprised by Uber’s abuses. It is a renegade technology and transportation company whose executives pride themselves on a disruptive, rule-breaking approach to business. It is long past time for the company and its CEO Travis Kalanick to be held accountable for their actions which regularly flout the law. Our complaint focuses on Uber and the mobile app that is the backbone of the company’s business. The New York Times has reported that Uber continued to track iPhone users who had once installed the Uber app even after they believed they had deleted it from their device. A reasonable consumer would expect and believe that deleting an app removes all aspects of the app’s software. Leaving a tracking function in place is plainly deceptive. Uber was obviously aware of the deceptive nature of its activities because it went to great efforts to hide its continued tracking from Apple. Uber “geo-fenced” the area around Apple’s headquarters so that Apple engineers there would not discover the deceptive tracking abuse. Ultimately Apple engineers working from other locations discovered the secret tracking made possible by Uber’s deceptive activities. -
Letter to FTC Re: NSA 1 Nov. 13, 2013 November 13, 2013 Chairwoman Edith Ramirez Commissioner Julie Brill Commissioner Maureen
November 13, 2013 Chairwoman Edith Ramirez Commissioner Julie Brill Commissioner Maureen Ohlhausen, Commissioner Joshua Wright The Federal Trade Commission 600 Pennsylvania Ave., N.W. Washington, D.C. 20580 Re: NSA Data Collection from U.S. Companies Dear Madam Chair and Members of the Federal Trade Commission, We are writing to you regarding the news that the National Security Agency attacked the servers of Google and Yahoo and obtained the personal information of millions of consumers.1 We believe that this development directly implicates the jurisdiction of the Federal Trade Commission and your specific orders regarding the steps that companies must take to safeguard consumer privacy. We urge you to open an investigation to determine whether any failure by these companies to comply with the Commission’s orders may have contributed to the improper disclosure of customer data. We represent a wide range of consumer, privacy, and civil liberties organizations. We have previously written to you about the need to ensure that companies adopt best practices to safeguard the personal information that they collect. We have specifically recommended that companies adopt robust security practices, including the routine encryption of data, the minimization of data collection, and the deidentification of data where possible. And we have worked with your agency over many years to help ensure the development of policies and practices that help safeguard the sensitive, personal data obtained by US firms. Several Internet companies are now subject to Federal Trade Commission orders requiring that they adopt “Comprehensive Privacy Programs” to safeguard the user information that they have obtained.2 Better security standards have been the focus of several significant FTC settlements. -
Download the Full What Happened Collection [PDF]
American Compass December 2020 WHAT HAPPENED THE TRUMP PRESIDENCY IN REVIEW AMERICAN COMPASS is a 501(c)(3) non-profit organization, launched in May 2020 with a mission to restore an economic consensus that emphasizes the importance of family, community, and industry to the nation’s liberty and prosperity— REORIENTING POLITICAL FOCUS from growth for its own sake to widely shared economic development that sustains vital social institutions; SETTING A COURSE for a country in which families can achieve self-sufficiency, contribute productively to their communities, and prepare the next generation for the same; and HELPING POLICYMAKERS NAVIGATE the limitations that markets and government each face in promoting the general welfare and the nation’s security. www.americancompass.org [email protected] What Happened: The Trump Presidency in Review Table of Contents FOREWORD: THE WORK REMAINS President Trump told many important truths, but one also has to act by Daniel McCarthy 1 INTRODUCTION 4 TOO FEW OF THE PRESIDENT’S MEN An iconoclast’s administration will struggle to find personnel both experienced and aligned by Rachel Bovard 5 A POPULISM DEFERRED Trump’s transitional presidency lacked the vision and agenda necessary to let go of GOP orthodoxy by Julius Krein 11 THE POTPOURRI PRESIDENCY A decentralized and conflicted administration was uniquely inconsistent in its policy actions by Wells King 17 SOME LIKE IT HOT Unsustainable economic stimulus at an expansion’s peak, not tax cuts or tariffs, fueled the Trump boom by Oren Cass 23 Copyright © 2020 by American Compass, Inc. Electronic versions of these articles with hyperlinked references are available at www.americancompass.org. -
Trump Administration Key Policy Personnel Updated: February 5, 2017 Positions NOT Subject to Senate Confirmation in Italics ______
Trump Administration Key Policy Personnel Updated: February 5, 2017 Positions NOT subject to Senate confirmation in italics ______________________________________________________________________________________________ White House Chief of Staff: Reince Priebus Priebus is the former Chairman of the Republican National Committee (RNC). He previously worked as chairman of the Republican Party of Wisconsin. He has a long history in Republican politics as a grassroots volunteer. He worked his way up through the ranks of the Republican Party of Wisconsin as 1st Congressional District Chairman, State Party Treasurer, First Vice Chair, and eventually State Party Chairman. In 2009, he served as General Counsel to the RNC, a role in which he volunteered his time. White House Chief Strategist and Senior Counselor: Stephen Bannon Bannon worked as the campaign CEO for Trump’s presidential campaign. He is the Executive Chairman of Breitbart News Network, LLC and the Chief Executive Officer of American Vantage Media Corporation and Affinity Media. Mr. Bannon is also a Partner of Societe Gererale, a talent management company in the entertainment business. He has served as the Chief Executive Officer and President of Genius Products, Inc. since February 2005. Attorney General: Senator Jeff Sessions (R-Ala.) Sen. Sessions began his legal career as a practicing attorney in Russellville, Alabama, and then in Mobile. Following a two- year stint as Assistant United States Attorney for the Southern District of Alabama, Sessions was nominated by President Reagan in 1981 and confirmed by the Senate to serve as the United States Attorney for Alabama’s Southern District, a position he held for 12 years. Sessions was elected Alabama Attorney General in 1995, serving as the state’s chief legal officer until 1997, when he entered the United States Senate. -
Administration of Donald J. Trump, 2019 Digest of Other White House
Administration of Donald J. Trump, 2019 Digest of Other White House Announcements December 31, 2019 The following list includes the President's public schedule and other items of general interest announced by the Office of the Press Secretary and not included elsewhere in this Compilation. January 1 In the afternoon, the President posted to his personal Twitter feed his congratulations to President Jair Messias Bolsonaro of Brazil on his Inauguration. In the evening, the President had a telephone conversation with Republican National Committee Chairwoman Ronna McDaniel. During the day, the President had a telephone conversation with President Abdelfattah Said Elsisi of Egypt to reaffirm Egypt-U.S. relations, including the shared goals of countering terrorism and increasing regional stability, and discuss the upcoming inauguration of the Cathedral of the Nativity and the al-Fatah al-Aleem Mosque in the New Administrative Capital and other efforts to advance religious freedom in Egypt. January 2 In the afternoon, in the Situation Room, the President and Vice President Michael R. Pence participated in a briefing on border security by Secretary of Homeland Security Kirstjen M. Nielsen for congressional leadership. January 3 In the afternoon, the President had separate telephone conversations with Anamika "Mika" Chand-Singh, wife of Newman, CA, police officer Cpl. Ronil Singh, who was killed during a traffic stop on December 26, 2018, Newman Police Chief Randy Richardson, and Stanislaus County, CA, Sheriff Adam Christianson to praise Officer Singh's service to his fellow citizens, offer his condolences, and commend law enforcement's rapid investigation, response, and apprehension of the suspect.