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Het Ageas JAARVERSLAG 2012

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Het Ageas JAARVERSLAG 2012 J A A R V e R S l A G 2 0 1 2 Verslag 2012 JAAR Bericht van de Voorzitter en CEO van Ageas Verslag van de Raad van Bestuur van Ageas Geconsolideerde jaarrekening Ageas Statutaire jaarrekening ageas SA/NV Brussel 5 maart 2013 AGEAS | JAARVERSLAG 2012 3 INHOUDSOPGAVE Ageas in een oogopslag 2012 ........................................................................................................................................................................... 6 Belangrijke gebeurtenissen in 2012 .................................................................................................................................................................. 9 Inleiding ........................................................................................................................................................................................................... 10 Bericht aan de aandeelhouders ...................................................................................................................................................................... 11 Bericht van de Voorzitter en CEO van Ageas ................................................................................................................................................. 11 Verslag van de Raad van Bestuur van Ageas ................................................................................................................................................ 14 1 Algemene beschrijving en strategie van Ageas .................................................................................................................................. 15 2 Resultaten en ontwikkelingen .............................................................................................................................................................. 17 3 Corporate Governance Statement ...................................................................................................................................................... 21 Geconsolideerde jaarrekening 2012 ............................................................................................................................................................... 39 Geconsolideerde balans ................................................................................................................................................................................. 40 Geconsolideerde resultatenrekening .............................................................................................................................................................. 41 Geconsolideerd overzicht van het Overig comprehensive income ................................................................................................................. 42 Geconsolideerd overzicht van wijzigingen in het eigen vermogen ................................................................................................................. 43 Geconsolideerd kasstroomoverzicht ............................................................................................................................................................... 44 Algemeen ........................................................................................................................................................................................................ 45 1 Juridische structuur ............................................................................................................................................................................. 46 2 Samenvatting grondslagen voor financiële verslaggeving en consolidatie......................................................................................... 47 3 Overnames en desinvesteringen......................................................................................................................................................... 56 4 Eigen vermogen .................................................................................................................................................................................. 59 5 Minderheidsbelangen .......................................................................................................................................................................... 64 6 Winst per aandeel................................................................................................................................................................................ 65 7 Risicomanagement .............................................................................................................................................................................. 66 8 Toezicht en solvabiliteit ....................................................................................................................................................................... 99 9 Vergoedingen na uitdiensttreding en andere langetermijn-personeelsbeloningen ........................................................................... 102 10 Aandelen(optie)regelingen ................................................................................................................................................................ 110 11 Bezoldiging van de leden van de Raad van Bestuur en de leden van het Executive Committee .................................................... 112 12 Accountantskosten ............................................................................................................................................................................ 117 13 Verbonden partijen ............................................................................................................................................................................ 118 14 Informatie operationele segmenten ................................................................................................................................................... 120 Toelichting op de geconsolideerde balans .................................................................................................................................................... 133 15 Geldmiddelen en kasequivalenten .................................................................................................................................................... 134 16 Financiële beleggingen ..................................................................................................................................................................... 135 17 Vastgoedbeleggingen ........................................................................................................................................................................ 142 18 Leningen ............................................................................................................................................................................................ 144 19 Beleggingen in geassocieerde deelnemingen .................................................................................................................................. 148 20 Herverzekering en overige vorderingen ............................................................................................................................................ 151 21 Calloptie op BNP Paribas aandelen .................................................................................................................................................. 153 22 Overlopende rente en overige activa ................................................................................................................................................ 155 23 Materiële vaste activa ........................................................................................................................................................................ 156 24 Goodwill en overige immateriële activa ............................................................................................................................................. 158 25 Verzekerings verplichtingen .............................................................................................................................................................. 162 26 Schuldbewijzen .................................................................................................................................................................................. 167 27 Achtergestelde schulden ................................................................................................................................................................... 168 28 Leningen ............................................................................................................................................................................................ 170 29 Acute en Uitgestelde belastingen ...................................................................................................................................................... 172 30 RPN(I) ................................................................................................................................................................................................ 174 31 Overlopende rente en overige verplichtingen ................................................................................................................................... 176 32 Voorzieningen ...................................................................................................................................................................................
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