CUSTODY & CLEARING

CUSTODY & CLEARING

Powerful resources, personal relationships.

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The right partnership makes all the difference.

When it comes to expanding and enhancing your firm’s capabilities, 4 – 5 Specialized support Raymond James Custody & Clearing doesn’t just make virtually anything and technology possible, we make it personal. Dedicated teams and tools to help you thrive Our individualized guidance comes from professionals who understand the unique needs of firms like yours. At Raymond James, more than 3,000 home office professionals serve as an extension of the knowledge, experience and 6 A depth of support dedication you bring to your practice. These professionals view you as their Learn about something client, and work hard to ensure you have all the tools and information at product focused your fingertips to provide the highest-caliber service to your clients. You’ll also find direct access to a full range of services, products and cutting-edge technology to help you grow – all while maintaining the 6 Strength & stability freedom to engage our resources at whatever level you need. Choose from Our story of profitability a variety of technology tools, wide ranging fee-based programs and since 1987 distinctive practice management services, as well as a complete range of business services to assist you in growing your business by recruiting new talent and gaining more share of client assets. Our robust investment in technology gives you access to comprehensive tools to manage and grow your business – not only designed to improve productivity, but also to give your firm a strategic advantage. What’s more, our integrated platform is backed by personnel dedicated to developing and supporting our technology commitment. We value expertise and relationships – and know you do too. Which is why we dedicate senior personnel to assist you in strategic opportunities and decisions. This is a relationship business and we continue to grow our relationship through personalized services. We stand ready to provide the guidance to make sure you leverage all the right resources and get the best services to enhance your business.

Best Wishes,

ROBB COMBS Director, Custody & Clearing

2 The support you need. The relationship you deserve. Here, you’ll find personal service and direct access to a wide range of products and support to help your firm build their business. The power to do more. The partner to make it easy.

Bringing back-office support front and center – on your terms.

Our team of experienced investment services professionals understands the needs of independent firms. That’s why we provide custom custody and clearing services through truly personalized support, and access to the strength and 1982 extensive advisor and client services of a leading wealth Since 1982, we’ve management firm. grown our business by helping hand-selected Your dedicated relationship team stands ready to provide individualized guidance to ensure you’re leveraging the appropriate resources to enhance your businesses grow theirs. firm. While maintaining its own identity, your firm will be given direct access to a full range of programs, products and cutting-edge technology to help you build your business while maintaining the freedom to engage our resources at whatever level you need.

A-LA-CARTE PROGRAMS AND SERVICES 4,600 • Fee-based programs • Alternative investments More than 4,600 home • Mutual funds - wrap programs and • Banking & lending* office associates committed robust no-transaction fee program • Trust & estate planning to serving you • Fixed income - access comprehensive • Wealth solutions services and inventory • Client and advisor report applications • • Compliance and surveillance • Research - Equity, fixed income, mutual fund and asset management $250+ *Banking and lending solutions provided by Raymond James , N.A. Raymond James , Inc. and Raymond James & Associates, Inc. are affiliated with million Raymond James Bank, N.A., a federally chartered national bank. Annual technology investment of $250+ million

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PERSONALIZED, STATE-OF-THE-ART SUPPORT YOUR TOTAL TECHNOLOGY SOLUTION

• Dedicated relationship managers ADVISOR ACCESS • Direct access to specialized experts • Customizable central point of interaction with Raymond James • Practice management technology. • Practice intelligence • Integrated and secure platform with mobility, client management and practice management. • Recruiting assistance • Fully supports advisor-client collaboration. • Regional seminars • Training CONNECTED CLIENT • Transition and onboarding services • User-friendly apps and mobile-optimized sites. • Marketing services • Complimentary, secure account access anytime and anywhere. • Specialty services – Investor Access enables account viewing online, goal planning and monitoring, bill pay, fund • Succession planning transfers, shareholder actions and more. • Comprehensive financial – Vault creates a space to organize personal planning services and financial documents via uploading to this secure online file sharing and content management platform.

Investor Access

Goal Planning & Monitoring 5 Choosing the right partner CLIENT FOCUSED, ADVISOR DRIVEN with the right culture INTEGRITY The story of Raymond James profitability since 1987

Is it possible to build profitability on an historic loss of profit? In the case of Raymond James, the answer is yes. That’s because the company was able to turn what was a CLIENT loss at the time to a big win in demonstrating its dedication to customer service. FIRST When a company says it is dedicated to putting client needs first – even above those of the firm itself – you need merely look at history to prove the validity of the INDEPENDENCE CONSERVATISM claim. Case in point: When the Dow plunged 508 points on October 19, 1987 – also known as Black Monday – then CEO and Executive Chairman Tom James refused to close the trading desks so clients wouldn’t be stuck in their positions. As a result, Raymond James sacrificed its own profitability in order to protect clients and preserve their assets. 8,000%8K%

7,000%7K% STOCK PRICE 6,000%6K% Raymond James Financial | RJF 5,000%5K% | WFC S&P 500 | GSPC

Bank of America | BAC UBS | UBS AG 4,000%4K%

Morgan Stanley | MS Ameriprise Financial | AMP 3,000%3K%

Performance October 1990 to November 2016* 2,000%2K%

1,000%1K%

0% 1995 2000 2005 20102010 20152016

Since 1987, Raymond James has delivered 119 consecutive quarters of BY THE NUMBERS profitability. We credit much of this performance to the firm’s client-first Approximately perspective and adherence to its founding core values of professional integrity, 7,300 advisor independence, and a conservative, long-term approach to investing. financial advisors Over 3,000 locations 2016 TOTAL REVENUE (United States, Canada BY PRIMARY SEGMENTS and abroad) Private Client Group 66% 66% Capital Markets 18% Approximately $663 billion PRIVATE CLIENT Asset Management 7% GROUP Raymond James Bank 9% in total client assets

Total revenue shows fiscal year data ending 9/30/2016. 6

Past performance is not indicative of future results. The information provided is for informational purposes only and is not a solicitation to buy or sell Raymond James Financial stock. CUSTODY & CLEARING

Let’s talk. To learn more about what Raymond James Custody & Clearing can offer your firm, visit RJClear.com or call us any time at 888-RJ-Clear. We’re always here for you. 7 INTERNATIONAL HEADQUARTERS: THE RAYMOND JAMES FINANCIAL CENTER 880 CARILLON PARKWAY // ST. PETERSBURG, FL 33716 // 800.248.8863 RJCLEAR.COM

NOT FOR CLIENT USE © 2017 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC. © 2017 Raymond James Financial Services, Inc., member FINRA/SIPC. Raymond James® is a registered trademark of Raymond James Financial Inc. 17-CORR-0106 JW/KM 11/17