Where can I obtain additional What will happen to an employ- information on workers’ com- er who fails to obtain or main- EMPLOYER pe ns ati on ? tain workers’ compensation in-

Website: www.dirweb.state.nv.us/WCS/ su ran c e ? GUIDE wcs.htm The Division of Industrial Relations, Workers’ Email: [email protected] Compensation Section (WCS) is responsible for

For information concerning claims admin- ensuring all employers are in compliance with istration or failure to obtain or maintain the law. Employers who do not provide work- WORKERS’ workers’ compensation : ers’ compensation will be charged with an administrative fine up to $15,000; appropri- Department of Business and Industry COMPENSATION ate premium penalties; may be ordered to Division of Industrial Relations close business until insurance has been ob- Workers’ Compensation Section tained; and will be held financially responsible 400 West King Street, Suite 400 for all costs arising from a work-related injury. Carson City, Nevada 89703 In addition, the uninsured employer may be (775) 684-7270 subject to a criminal penalty for claims re-

1301 N Green Valley Pkwy, Ste 200 sulting in substantial bodily harm or death. Henderson, Nevada 89074 (NRS 616D.200 & NAC 616D.345) (702) 486-9080 Who can provide workers’ com-

For information regarding occupational pensation coverage in Nevada? safety and health program development Employers may purchase insurance from a and implementation: private carrier licensed in Nevada or be certi- SAFETY CONSULTATION & fied by the Division of Insurance (DOI) as a self SECTION -insured employer or a member of an associa- Website: www.4safenv.state.nv.us tion of self-insured public or private employ- Email Notification Toll Free: 877-4SAFENV Stay connected to what’s new in ers. Nevada’s workers’ compensation by OSHA 10 & 30 Hr Construction Class registering to receive email notifications. Private carriers currently utilize competitive must register on-line. http://.dirweb.state.nv.us/WCS/wcs.htm premium rates which allows them to deviate

The material contained in this publication is derived on the expense portion of the premiums. This PUBLISHED BY: from chapters 616A to 617, inclusive, of the Nevada rate must be filed with the DOI 15 days before STATE OF NEVADA Revised Statutes (NRS) & Nevada Administrative if is effective and can be disapproved. Contact DEPARTMENT OF BUSINESS AND INDUSTRY WORKERS’ COMPENSATION SECTION Code (NAC), and is provided for informational pur- DOI for further information at the following: poses only. For more detailed information, please refer to the specific statute or code. The NRS and Carson City (775) 687-7000 NAC relating to Workers’ Compensation can be ac- This pamphlet is provided to inform stakeholders of Las Vegas (702) 486-4009 some significant points concerning workers’ cessed via the Internet at: http://doi.nv.gov/ www.dirweb.state.nv.us/WCS/wcs.htm compensation insurance in Nevada.

4/14 Workers’ Compensation How do the Subsequent Injury Employer Compliance Checklist Accounts benefit employers?  What is workers’ compensation? Provide requisite workers’ compensation The Subsequent Injury Accounts encourage insurance coverage and furnish a place of Workers’ compensation is a no-fault insurance employers to hire workers with a permanent free from recognized hazards program in the State of Nevada, which physical impairment. The costs of any qualified that may cause death or serious physical harm to employees. provides benefits to employees who are subsequent injury are paid from the appropriate subsequent injury account. (NRS 616B.557 – 590) Prominently display in your place of injured on the and protection to Contact Jacque Everhart at (702) 486-9089 or business the required workers’ employers who have provided coverage at the compensation information: [email protected] for more information. time of injury. (1) Informational poster to be displayed by Which employers are required to employers. (NAC 616A.460, Form D-1) What protection is provided for provide workers’ compensation (2) Poster to be displayed by employers with the employer? i ns ur a nce ? employees who receive tips. (NAC Unless excluded by statute, it is mandatory for 616A.470, Form D-22) Because Nevada has “exclusive remedy,” the an employer who has one or more employees Have available at all times and at all injured workers’ benefits are set forth in the to provide workers’ compensation insurance locations for inspection by agent of the Division of Industrial Relations or Attorney statutes. Employers who provide coverage for coverage. Some employees are excluded by NRS their employees at the time of injury are General: 616A.110 due to unique criteria. The policy including the declaration page protected from any additional damages Employment exempt from workers’ issued by private carrier; or claimed by their employees as a result of an compensation insurance coverage requirements Certificate issued by the Commissioner if injury on the job. This protection is established includes: self-insured; or, when the injured employee opts to receive Employment related to those interstate Certificate issued by the Commissioner and a certificate or letter issued by an workers’ compensation benefits. commerce entities that are not subject to the association of self-insured public or private legislative power of the state of Nevada. employers if a member of an association. What type of benefits are Employment covered by private disability and Note: Temporary worksites (less than 1 employees entitled to? death benefit plans which comprehend year) must produce the above information compensation payments of equal or greater within 24 hours. (NRS 616A.495) Nevada’s Workers’ Compensation Program amounts than those provided in NRS 616 and Provide forms for employee use and provides a variety of benefits which are which have been in effect for one year prior to complete injury or designed to assist the injured employee. These July 1, 1947; reporting requirements and forward the benefits may include (among others): Employees who are brought into Nevada on a required documents in the allowable timeframe: (1) C-1, Notice of Injury or temporary basis and who are insured in another  Medical treatment; Occupational Disease (Incident Report) and state if extraterritorial coverage provisions are  Lost time compensation (TTD/TPD); (2) C-3, Employers’ Report of Industrial in effect with the other state. Injury or Occupational Disease (NRS  Permanent Partial Disability (PPD); Exception: the construction trades. 616C.015 & 616C.045)  Permanent Total Disability (PTD); Casual employment (employment lasting not Provide immediate first aid to an injured more than 20 days and having a total labor cost employee (NRS 616C.085)  Vocational Rehabilitation; of less than $500) is exempt if employment is Complete the Employer’s Report of  Dependent’s benefits in the event of not in the course of trade, business, Industrial Injury or Occupational Disease death; and or occupation of the employer. Form (Form C-3) within 6 working days of receipt of the Form C-4 from the medical  Other claims-related benefits or CONSTRUCTION TRADES ARE provider and file it with insurer. (NRS REQUIRED TO HAVE WORKERS’ expenses (i.e., mileage) COMPENSATION INSURANCE. 616C.045)