Annual Privacy Report
Total Page:16
File Type:pdf, Size:1020Kb
Load more
Recommended publications
-
ICO – Privacy Impact Assessment Handbook
Using this handbook Part 1 – Background information Part 2 – The PIA process Appendix 1 – The PIA screening questions Appendix 2 – Data protection compliance checklist template Appendix 3 – PECR compliance checklist template Appendix 4 – Privacy strategies Using this handbook Back to ICO homepage Advice on using this handbook Because organisations vary greatly in size, the extent to which their activities intrude on privacy, and their experience in dealing with privacy issues makes it difficult to write a ‘one size fits all’ guide. The purpose of this handbook is to be comprehensive. It is important to note now that not all of the information provided in this handbook will be relevant to every project that will be assessed. The handbook is split into two distinct parts. Part I (Chapters I and II) are designed to give background information on the privacy impact assessment (PIA) process and privacy. Part II is a practical “how to” guide on the PIA process. The handbook’s structure is intended to enable a reader who is knowledgeable about privacy to quickly start working on the PIA. Background information on privacy and PIAs is provided for other readers who would like some general information prior to starting the PIA process. It is also important to note that some of the recommendations in this handbook may overlap with work which is being done to satisfy other requirements, such as information security and assurance, other forms of impact assessment or requirements to carry out broader consultations during the development of a project. A PIA does not have to be conducted as a completely separate exercise and it can be useful to consider privacy issues in a broader policy context. -
Compliance & Legal Sections Annual Virtual Meeting 2020
Compliance & Legal Sections Annual Virtual Meeting 2020 Registration List Name Title Company City/State Kristin M. Abbott Director, Compliance & Regulatory Affairs ACLI Washington, DC Amber L. Adams VP, Chief Legal Counsel, Chief Compliance American-Amicable Life Insurance Company of Waco, TX Officer & Asst Corporate Secretary Texas Dwain A. Akins Senior Vice President, Chief Corporate American National Insurance Company Galveston, TX Compliance Officer Joseph Arite Director, Legislative Relations Guarantee Trust Life Insurance Company Glenview, IL Kate Austin Senior Counsel Allianz Minneapolis, MN Randi J. Bader Vice President & Associate General New York Life New York, NY Counsel Lauren A. Barbaruolo Corporate Counsel & Director, Compliance Oxford Life Insurance Company Phoenix, AZ Chad Batterson Vice President, Compliance Athene Annuity and Life Company West Des Moines, IA Erin Baum Consultant, Ethics & Compliance CUNA Mutual Group Madison, WI John Baumgardner Supervisor, Compliance Team Standard Insurance Company Portland, OR Simon Berry Senior Counsel Great American Life Insurance Company Cincinnati, OH Mona Bhalla Deputy Superintendent Life Insurance New York State Department of Financial Services New York, NY Division Laura Blahosky Compliance Counsel, Compliance & Federated Life Insurance Company Owatonna, MN Government Relations Lester L. Bohnert General Counsel Modern Woodmen of America Rock Island, IL Timothy H. Bolden Vice President, Chief Compliance Officer American Fidelity Assurance Company Oklahoma City, OK Patricia Diane Boyette Vice President, Chief Compliance Officer Southern Farm Bureau Life Jackson, MS Corinne L. Brand Counsel State Farm Bloomington, IL 12/14/2020 American Council of Life Insurers acli.com Page 1 Compliance & Legal Sections Annual Virtual Meeting 2020 Registration List Name Title Company City/State JoAnne Breese-Jaeck Chief Privacy Officer Northwestern Mutual Milwaukee, WI Kermitt J. -
Privacy and Cyber Security Emphasizing Privacy Protection in Cyber Security Activities
Privacy and Cyber Security Emphasizing privacy protection in cyber security activities December 2014 Table of Contents Abstract ................................................................................................................................................................... 1 Introduction ............................................................................................................................................................ 1 1. Cyber Security Challenges ................................................................................................................................. 2 2. Cyber Security Policy Developments ................................................................................................................. 5 3. Conclusion: Emphasizing privacy protection in cyber security activities .......................................................... 7 ________________________________________________________________________________________________________ 30 Victoria Street – 1st Floor, Gatineau, QC K1A 1H3 • Toll-free: 1-800-282-1376 • Fax: (819) 994-5424 • TDD (819) 994-6591 www.priv.gc.ca • Follow us on Twitter: @privacyprivee Abstract This research report examines the common interests and tensions between privacy and cyber security. It explores how challenges for cyber security are also challenges for privacy and data protection, considers how cyber security policy can affect privacy, and notes how cyberspace governance and security is a global issue. Finally, it sets out key policy -
Digital Privacy Policy
Digital Privacy Policy This Internet Privacy Policy explains how we may collect information from you when you visit our web site or when you use our online financial services. We recognize the importance our customers place on the privacy and security of their personal information. Our goal is to protect your personal information in every way that we interact with you, whether it's on the telephone, in our lobby, at one of our ATMs, or on the Internet. We think it is important for you to be informed of the policies, procedures, and security measures that we have in place to safeguard your personal and confidential information. With that in mind, we have developed this Internet Privacy Policy to help you to understand the steps we take to protect your personal information when you utilize our online financial services. Below are several definitions of terms used within this policy: Customer Information - Customer Information refers to personally identifiable information about a consumer, customer or former customer of this Institution. Internet Protocol (IP) Address - an IP address is a unique address that devices use in order to identify and communicate with each other on a computer network. An IP address can be thought of as a street address or a phone number for a computer or other network device on the Internet. Just as each street address and phone number uniquely identifies a building or telephone, an IP address can uniquely identify a specific computer or other network device on a network. We may use IP addresses to monitor login activity and for identification purposes when necessary for security investigations. -
Spotlight On… Protection of Sensitive Data Including Personal Information
Spotlight On… Protection of Sensitive Data including Personal Information Purpose On Sept. 7, 2017 media reports indicated that a large American credit score bureau had been breached, exposing the personal information of millions of consumers in the U.S. and in the U.K. and potentially affecting 8,000 individuals in Canada. On November 28, 2017 the Canadian arm of this U.S. company posted information on its website indicating that an additional 11,670 Canadians had been affected by the breach, bringing the total number of Canadians affected to about 19,000. In response to CCIRC partner questions concerning this event, this product provides information on what organizations can do to reduce the risk of sensitive data, such as personal information, being exfiltrated from their organization. Information in this note includes: . The Canadian statutory definitions of personal information . Upcoming regulatory changes to data breach reporting in Canada . Examples of reported breaches of Canadian personal information . Tactics, techniques, and procedures employed to target Canadian personal information . Tips for safeguarding sensitive information . Advice from the Royal Canadian Mounted Police (RCMP) for individuals who believe their personal information may have been compromised What is “Personal Information”? According to the Office of the Privacy Commissioner of Canada (OPC), these are the statutory provisions relevant to the meaning of “Personal Information” in Canada: Section 2(1) of the Personal Information Protection and Electronic Documents -
Is the Market for Digital Privacy a Failure?1
Is the Market for Digital Privacy a Failure?1 Caleb S. Fuller2 Abstract Why do many digital firms rely on collecting consumer information–a practice that survey evidence shows is widely disliked? Why don’t they, instead, charge a fee that would protect privacy? This paper empirically adjudicates between two competing hypotheses. The first holds that firms pursue this strategy because consumers are ill-informed and thus susceptible to exploitation. The second holds that this strategy reasonably approximates consumer preferences. By means of survey, I test a.) the extent of information asymmetry in digital markets, b.) consumers’ valuation of privacy, and c.) whether government failure contributes to consumer mistrust of information collection. My results indicate that a.) the extent of information asymmetry is minimal, b.) there is significant divergence between “notional” and “real” demand for privacy and c.) that government contributes to consumer distrust of information collection by private firms. Significantly, almost 82% of Google users are unwilling to pay anything for increased digital privacy. JEL-Classification: D23, K29, Z18 Keywords: privacy paradox, digital privacy, survey, market failure 1 I wish to thank Alessandro Acquisti, Peter Leeson, Chris Coyne, Peter Boettke, David Lucas, Noah Gould, and Nicholas Freiling for helpful suggestions. All errors are my own. I am also indebted to the Mercatus Center for providing funding for the survey conducted by Haven Insights LLC. 2 Assistant professor of economics, Grove City College, Email: 1 INTRODUCTION Google’s motto is “Don’t Be Evil.” But the fact that the company surreptitiously collects the information of over one billion individuals annually leads some to question whether the firm’s business model runs afoul of its dictum (Hoofnagle 2009). -
Binding Corporate Rules for Employees
Employee Privacy Rules version April 2011 SHELL EMPLOYEE PRIVACY RULES Contents 1 Article 1 – Scope and Applicable Law ................................................ 2 2 Article 2 – Purposes for Processing Employee Data ............................... 3 3 Article 3 – Processing Sensitive Data ................................................ 5 4 Article 4 – Additional requirements for Processing Data of Dependants ....... 5 Article 5 – Employee Consent ......................................................... 7 6 Article 6 – Quantity and Quality of Data ............................................ 9 7 Article 7 – Information Requirements .............................................. 10 8 Article 8 – Employee Rights of Access and Rectification .......................... 9 Article 9 – Security and Confidentiality Requirements ......................... 12 10 Article 10 – Automated Decision Making ........................................... 12 11 Article 11 – Transfer of Employee Data to Third Parties ....................... 13 12 Article 12 – Overriding Interests ..................................................... 15 13 Article 13 – Supervision and Compliance .......................................... 17 14 Article 14 – Complaints procedure .................................................. 17 15 Article 15 – Remedies .................................................................. 18 16 Article 16 – Sanctions for non compliance ......................................... 20 17 Article 17 – Effective Date, Transition Periods and publication -
2020 Proxy Statement
2020 Proxy Statement Dear Fellow Owner: Welcome to Truist! We are inviting you to attend the Annual Meeting of Shareholders of Truist Financial Corporation at 11:00 a.m. (EDT) on Tuesday, April 28, 2020. This year’s meeting will be held at the Belk Theater at the Blumenthal Performing Arts Center, 130 N. Tryon Street, Charlotte, North Carolina 28202. Shareholders as of the record date of February 21, 2020 are invited to attend. Last year, we made banking history by combining two forward-looking and like-minded companies – BB&T and SunTrust – to create Truist, a premier financial institution driven by a strong shared culture to accelerate our relentless pursuit of innovation. Now, we have an incredible opportunity to fulfill the Truist purpose to inspire and build better lives and communities. Our merger of equals created the nation’s sixth largest commercial bank, serving 10 million consumer households and a full range of business clients in many of the nation’s highest growth markets. Truist will chart a new course in our industry as we seamlessly blend a high level of personal touch with cutting-edge technology to build a higher level of trust with our clients. We are truly better together. We wanted to take this opportunity to thank President and Chief Operating Officer William H. Rogers, Jr. (“Bill”) for the extraordinary opportunity he has helped create for our shareholders, teammates and communities. As SunTrust’s CEO, Bill’s vision and leadership was essential to build the foundation for successfully bringing together the two great heritages of BB&T and SunTrust. -
The Right to Privacy in the Digital Age
The Right to Privacy in the Digital Age April 9, 2018 Dr. Keith Goldstein, Dr. Ohad Shem Tov, and Mr. Dan Prazeres Presented on behalf of Pirate Parties International Headquarters, a UN ECOSOC Consultative Member, for the Report of the High Commissioner for Human Rights Our Dystopian Present Living in modern society, we are profiled. We accept the necessity to hand over intimate details about ourselves to proper authorities and presume they will keep this information secure- only to be used under the most egregious cases with legal justifications. Parents provide governments with information about their children to obtain necessary services, such as health care. We reciprocate the forfeiture of our intimate details by accepting the fine print on every form we sign- or button we press. In doing so, we enable second-hand trading of our personal information, exponentially increasing the likelihood that our data will be utilized for illegitimate purposes. Often without our awareness or consent, detection devices track our movements, our preferences, and any information they are capable of mining from our digital existence. This data is used to manipulate us, rob from us, and engage in prejudice against us- at times legally. We are stalked by algorithms that profile all of us. This is not a dystopian outlook on the future or paranoia. This is present day reality, whereby we live in a data-driven society with ubiquitous corruption that enables a small number of individuals to transgress a destitute mass of phone and internet media users. In this paper we present a few examples from around the world of both violations of privacy and accomplishments to protect privacy in online environments. -
Notice of Annual and Special Meeting of Shareholders of Information Services Corporation to Be Held on May 17, 2017 and Management Information Circular
Notice of Annual and Special Meeting of Shareholders of Information Services Corporation to be held on May 17, 2017 and Management Information Circular April 12, 2017 isc.ca TSX:ISV 202106_CF_ISC_MIC_NEW | Black | 10-Apr-1712:27:31 Contents Page Letter to Shareholders 3 Notice of Annual and Special Meeting 4 Management Information Circular 5 About the Meeting 6 Who Can Vote 6 Appointment of Directors by Province of Saskatchewan 7 Principal Owners of Class A Shares 7 How to Vote 7 Electing Our Directors 11 Appointing Our Auditors 20 Approval of Amended and Restated Stock Option Plan 21 Corporate Governance and Board Committees 25 Director Compensation 29 Executive Officers 32 Compensation Discussion and Analysis 34 Employee Agreements, Termination and Change of Control Benefits 47 Securities Authorized for Issuance Under Equity Compensation Plans 48 Additional Information 49 Appendix A – Amended and Restated Stock Option Plan 50 2 ISC®MANAGEMENT INFORMATION CIRCULAR 2017 202106_CF_ISC_MIC_NEW | Black | 10-Apr-1712:27:31 April 12, 2017 Dear Shareholder: We are pleased to invite you to the annual and special meeting of shareholders of Information Services Corporation (“ISC”), which will be held at 9:00 a.m. (Saskatchewan time/MDT) on May 17, 2017, at Innovation Place, 6 Research Drive, Regina, Saskatchewan. The annual and special meeting is an opportunity to consider matters of importance to ISC and shareholders. We look forward to your participation in person or by proxy at the meeting. You are encouraged to read the accompanying Management Information Circular in advance of the meeting, which describes the business to be conducted at the meeting and provides information on ISC’s approach to executive compensation and governance practices. -
Global Privacy Code (Uk)
JPMorgan Chase & Co GLOBAL PRIVACY CODE (UK) The JPMC Global Code of Conduct expresses JPMC’s commitment to conduct its business in accordance with high ethical standards and in accordance with applicable laws and JPMC policies, including with respect to the protection of personal information. This Privacy Code explains how JPMC will protect the personal information of its employees, customers, suppliers, business partners and related individuals in its role of data controller. Capitalized terms have the meaning set out in Annex 1 (Definitions). ARTICLE 1 – SCOPE, APPLICABILITY, AND IMPLEMENTATION Scope 1.1 This Privacy Code applies to JPMC’s global Processing of personal information as a Data Controller, with respect to (a) Customers, Suppliers, Business Partners, and other individuals in the context of its business activities and (b) Employees and their Dependents in the context of Employees’ working relationship with JPMC, in each case where such personal information is subject to UK Data Protection Law (or was subject to UK Data Protection Law prior to the transfer of such personal information to a Group Company outside of the UK) (respectively, CSB Information and Employee Information; together, Personal Information). This Privacy Code applies to the Processing of Personal Information by electronic means or in systematically accessible paper-based filing systems. The Privacy Code covers all types of Personal Information which JPMC Processes in the context of its business activities and employment relationships. The Personal Information -
Piracy Versus Privacy: an Analysis of Values Encoded in the Piratebrowser
International Journal of Communication 9(2015), 818–838 1932–8036/20150005 Piracy Versus Privacy: An Analysis of Values Encoded in the PirateBrowser BALÁZS BODÓ University of Amsterdam, Institute for Information Law The Netherlands The PirateBrowser is a Web browser that uses Tor privacy-enhancing technology to circumvent nationally implemented Internet filters blocking access to The Pirate Bay. This article analyzes the possible consequences of a mass influx of copyright pirates into the privacy domain. The article addresses the effects of the uptake of strong privacy technologies by pirates on copyright enforcement and on free speech and privacy technology domains. Also discussed are the norms and values reflected in the specific design choices taken by the developers of the PirateBrowser. Keywords: piracy, privacy, Tor, privacy-enhancing technologies, policy Introduction Tor (The Onion Router), “endorsed by Egyptian activists, WikiLeaks, NSA, GCHQ, Chelsea Manning, Snowden” (Dingledine & Appelbaum, 2013), is a volunteer network of computers that relays Web traffic through itself to provide anonymous, unobserved, and uncensored access to the Internet. It has about 4,000 relays and about 1,000 exit nodes. Tor users connect to the network, and their Web traffic is channeled through the internal relays to reach its final destination through one of the exit nodes. This arrangement makes the identification and surveillance of Tor users difficult. Anonymity is promised by the difficulty of tracing the Web traffic that appears on the exit node back to the individual who initiated the traffic, as long as there is a sufficient number of internal hops in between. Protection from surveillance is granted by the fact that each link in the communication chain is encrypted.