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ANNEXURE XII LIST OF CODES Code List I 019 Nigeria DOMICILE CODES/STATES CODES 020 North Ireland 021 Pakistan AN Arunachal Pradesh 022 Portugal AP Andhra Pradesh AS Assam 023 Saudi Arabia BI Bihar 024 Singapore CG Chhattisgarh 025 South Africa DE Delhi 026 Sultanate of Oman GO Goa 027 Tanzania GJ Gujarat 028 Thailand HR Haryana 029 U.A.E. HP Himachal Pradesh 030 Uganda JH Jharkhand 031 United Kingdom (UK) JK Jammu & Kashmir 032 United States of America KR Karnataka KE Kerala 033 West Africa MP Madhya Pradesh 034 West Indies MH Maharashtra 035 Yamen Arab Republic MN Manipur 036 Zambia MG Meghalaya 037 Zimbabwe MZ Mizoram 099 Others NG Nagaland OR Odisha Code List III PC Puducherry RELIGION CODE PB Punjab RJ Rajasthan 01 Hindu SK Sikkim 02 Muslim TN Tamil Nadu 03 Sikh TR Tripura 04 Christian UA Uttranchal 05 Buddist UP Uttar Pradesh 06 Parsi WB West Bengal 07 Jain 10 Others UT Union Territories UK Uttrakhand Code List IV Code List II CATEGORY CODES COUNTRY CODES 01 General 001 Australia 02 SC/ST 03 OBC 002 Bahamas 04 Physically Handicapped 003 Bahrain 05 Ex-Serviceman 004 Bangladesh 06 Staff Member 005 Bhutan 07 Ward of staff 006 Canada 08 Ward of Council Member of ICSI 007 Doha Qatar 09 Ward of Member of ICSI 008 East Africa 10 OFFICER OF ICLS 010 India 011 Jamaica 012 Indonesia 013 Japan 014 Kenya 015 Kuwait 016 Malasia 017 Nepal 018 Netherland 212 Code List V 31 Business Admn. of Allahabad University FEE MODE CODES 32 Business Management of IMT, Ghaziabad 33 Business Management of XLRI, Jamshedpur DD Demand Draft 34 Business Management of XISS, Ranchi BC Cash - Through Pay-in-slip of Canara 35 BV & AH Bank E/C, Lodi Road New Delhi 36 C.F.A. BS Cash - Through Pay-in-slip of State 37 CAIIB Bank of Saurashtra, Lodi Road, 38 D.Phil New Delhi 39 Diploma in Commerce CA Cash (Through Reception Receipt) 40 Diploma in Company Law (Banking Law Prac.) Code List VI 41 Diploma in Law MEDIUM OF EXAM 42 Diploma in Management 43 Final Pass of ICSA, London 01 English 44 Final Pass of ICWAI 02 Hindi 45 Final Pass of the ICAI 46 I.E.T.E. 47 LL.B. Code List VII 48 LL.M. QUALIFICATION CODES 49 M.Ed. 01 A.M.I.E. 50 M.A./M.Com (Corporate Secretaryship) 02 B.Com. 51 M.A. (Public Administration) 03 B.Ed. 52 M.A. (Other than Fine Arts) 04 B.A. (Other than Fine Arts) 53 M.B.A. 05 B.A. (Corporate Secretaryship) 54 M.B.B.S. 06 B.A. (Hons.) 55 M.C.S. 07 B.A. (Vocational) 56 M.Com. 08 B.A.L. 57 M.D. 09 B.B.A. 58 M.Phil. 10 B.B.M. 59 M.F.A. 11 B.B.S. 60 M.M.S. 12 B.C.L. 61 M.S. 13 B.Com. (Hons.) 62 M.Sc. 14 B.G.L. 63 M.Tch. 15 B.L. 64 Master of Computer Science and Application 16 B.P.Ed. 65 Master of Finance and Control 17 B.Pharma 66 Master of Library Science 18 B.S.L. 67 MBM 19 B.Sc. 68 MSW 20 B.Sc. (Applied Commerce) 69 PGD in Business Admn. 21 B.Sc. (Dairy Tech.) 70 PGD in Finance Management 22 B.Sc. (Eng.) 71 PGD in PMIR 23 B.Sc. (Hons.) 72 Diploma in Business Management 24 B.Tech. 73 MBL 25 Bachelor of Banking & Commerce 74 B.CAM 26 Bachelor of Computer Science and Application 75 B.I.T. 27 Bachelor of Engineering 76 B.M.S. 28 Bachelor of Library Science 77 M.F.M. 29 BAMS 78 B.E.COM 30 Bus, Admn. of IIM, A’bad, B’lore, Calcutta, Lucknow 79 P.G. Dip. in Rural Management 213 80 Master in Business Finance 81 B.I.S. (Information Systems) Under NIRC 82 P.G. Dip. in Business Management 83 B.M.I.T. Northern India Regional Council (NIRC) Office at Delhi Comprising the States of Delhi, Haryana, Himachal Pradesh, Jammu & Kashmir, 84 M.L.P. Management Punjab, Rajasthan, Uttar Pradesh, Uttranchal and the Union Territory 85. B.F.I.A. (Bachelor of Financial & of Chandigarh Investment Analysis) 21 Chandigarh 86 B.B.E. (Bachelor of Busi. Economics) 22 Faridabad 87 B.I.B.F. (Bachelor of International 23 Ghaziabad Business & Finance) 24 Jaipur 88 A.C.I.S. 25 Kanpur 89 B.A. 26 Ludhiana 90 Others 27 Lucknow 91 Bachelor of Fine Arts 28 Modinagar 92 Master of Fine Arts 29 Shimla 30 Udaipur 93 MA. 31 Noida 94 PH.D 32 Meerut 95 ACA 33 Yamuna Nagar 96 FCA 34 Agra 97 AICWAI 35 Allahabad 98 FICWAI 36 Jodhpur 99 Foundation Passed 37 Gurgaon 100 Inter Pass of ICSI 38 Beawar 101 BBA-LL.B (Integaratted Course) 39 Delhi-RO 102 D.I.T. (Bachelor of Development & 81 Varanasi Information Technology) 82 Bhilwara 103 Diploma in Computer in Office 83 Bareilly Management 84 Dehradun 104 Bachelor of Architecture 85 Jammu 105 Bachelor of Physiotherapy 86 Ajmer 106 Bachelor of Mass Media 87 Amritsar 107 CPT Pass of ICAI 88 Jalandhar 108 Foundation Pass of ICAI - Cost 89 Karnal-Panipat 90 Alwar 91 Kota 92 Rohtak Code List VIII 93 Sonepat CHAPTER CODES 94 Srinagar Under EIRC Under SIRC Eastern India Regional Council (EIRC) office at Kolkata Comprising the States of Arunachal Pradesh, Assam, Bihar, Jharkhand, Southern India Regional Council (SIRC Office at Chennai Meghalaya, Manipur, Mizoram, Nagaland, Orissa, Sikkim, Tripura Comprising the States of Andhra Pradesh, Karnataka, Kerala, Tamil and West Bengal Nadu, Pondicherry and the Union Territories of Andaman & Nicobar Islands and Lakshadweep 01 Bhubaneswar 02 Guwahati (North East) 41 Bangalore 03 Jamshedpur 42 Coimbatore 04 Patna 43 Kochi 05 Ranchi 06 Dhanbad 44 Hyderabad 07 Kolkata-RO 45 Madurai 214 46 Mysore 09 Other Civil Services 48 Tiruchirapalli 10 Indian Economic Service 49 Thiruvananthapuram 11 Company Law Services 50 Visakhapatnam 12 Indian Legal Services 51 Mangalore 13 Others 52 Puducherry State Government 55 Thrissur 57 Salem 21 State Civil Services 58 Calicut 22 Others 59 Chennai-RO Defence Services 60 Palakkad 26 Officer Under WIRC 27 Others Western India Regional Council (WIRC) Office at Mumbai All India Financial Institutions/State Financial Institutions/State Comprising the States of Goa, Gujarat, Chhatisgarh, Madhya Pradesh, Industrial Development Corporations Maharashtra and the Union Territories of Dadra & Nagar Haveli, Diu & Daman. 31 Chairman/Managing Director/ Chief Executive/Director 61 Ahmedabad 32 Executive 62 Vadodara 33 Non Executive 63 Bhopal Autonomous Bodies 64 Dombivli 65 Goa 36 Chairman/Managing Director/ 66 Indore Chief Executive/Director 67 Nagpur 37 Executive 38 Non Executive 68 Pune 69 Surat Local Self Govt./Bodies, Municipal Corporations/Committees 70 Nashik 40 Mayor 71 Raipur 41 Commissioner 72 Aurangabad 42 Administrator 73 Rajkot 43 Executive 74 Navi Mumbai 44 Others 75 Thane Public Sector Undertaking 76 Kolhapur 77 Bhayander 46 Chairman/Managing Director/ 79 Mumbai-RO Chief Executive/Director Overseas - Dubai 47 Executive 48 Non Executive Important: If address of a candidate falls at a place where there is no Chapter he may indicate code of a nearby chapter for participating in Cantonement Boards/Housing/ Electricity Boards the activities meant for students. 50 Chairman Code List IX 51 Secretary/Member OCCUPATION CODES 52 Executive Central Government 53 Others 01 Indian Administrative Service Banking Sector 02 Indian Foreign Service 03 Indian Police Service 55 Chairman/Managing Director/ Chief Executive/President/Vice-President/General Manager 04 Indian Audit & Accounts Services 05 Indian Customs and Central 56 Executive Excise Services 57 Non Executive 06 Indian Revenue Services Insurance Sector 07 Indian Postal Services 08 Indian Railway Services 215 60 Chairman/Managing Director/ 312 Business Management, Ethics and Chief Executive/President/Vice- President/General Manager Communication 61 Executive 313 Business Economics 62 Non Executive 314 Fundamentals of Accounting and Auditing Financial Services Sector EXECUTIVE PROGRAMME 64 Chairman/Managing Director/ Chief Executive/President/Vice-President/General Manager Module I 65 Executive 321 Company Law 66 Non Executive 322 Cost and Management Accounting Educational and Research Institutes 323 Economic and Commercial Laws 324 Tax Laws and Practice 68 Research 69 Teaching Module II 70 Administration 71 Others 325 Company Accounts and Auditing Practices 226 Capital Markets and Securities Laws Hospital 227 Industrial Labour and General Laws 72 Medical 73 Para Medical PROFESSIONAL PROGRAMME 74 Administration Module I 75 Others 331 Advanced Company Law and Practice Hotel & Travel 332 Secretarial audit, Compliance Management 76 Executive And Due Diligence 77 Non Executive 333 Corporate Restructuring, Valuation and Insolvency Cooperative Sector 78 Chairman/Managing Director/ Module II Chief Executive/Director 334 Information Technology and Systems 79 Executive Audit 80 Non Executive 335 Finance, Treasury and Forex Management Other Private Sector Companies 336 Ethics, Governance and Sustainability 81 Chairman/Managing Director Module III 82 Executive 337 Advanced Tax Laws and Practice 83 Non Executive 338 Drafting, Appearances and Pleadings Miscellaneous Elective 1 out of below 5 subjects 84 Not Covered in any above 341 Banking Law and Practice Categories 342 Capital, Commodity and Money Market Self Employed 343 Insurance Law and Practice 344 Intellectual Property Rights – Law and 85 Company Secretary Practice 86 Chartered Accountant 345 International Business - Laws and Practices 87 Cost & Works Accountant Code List XIV 88 Advocate BANK CODES 89 Management Consultant 90 Business 91 Doctor 01 Andhra Bank 92 Architect 02 Allahabad Bank 93 Engineer 03 ANZ Grindlays Bank 99 Unemployed 04 Bank of America Code List X 05 Bank of India SUBJECT CODES 06 Bank of Baroda FOUNDATION PROGRAMME 07 Bank of Maharashtra 311 Business Environment and Entrepreneurship 216 08 Bank of Tokyo 51 The Federal Bank Ltd.
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    Do Bank Mergers, a Panacea for Indian Banking Ailment - an Empirical Study of World’S Experience

    IOSR Journal of Business and Management (IOSR-JBM) e-ISSN: 2278-487X, p-ISSN: 2319-7668. Volume 21, Issue 10. Series. V (October. 2019), PP 01-08 www.iosrjournals.org Do Bank Mergers, A Panacea For Indian Banking Ailment - An Empirical Study Of World’s Experience G.V.L.Narasamamba Corresponding Author: G.V.L.Narasamamba ABSTRACT: In the changed scenario of world, with globalization, the need for strong financial systems in different countries, to compete with their global partners successfully, has become the need of the hour. It’s not an exception for India also. A strong financial system is possible for a country with its strong banking system only. But unfortunately the banking systems of many emerging economies are fragmented in terms of the number and size of institutions, ownership patterns, competitiveness, use of modern technology, and other structural features. Most of the Asian Banks are family owned whereas in Latin America and Central Europe, banks were historically owned by the government. Some commercial banks in emerging economies are at the cutting edge of technology and financial innovation, but many are struggling with management of credit and liquidity risks. Banking crises in many countries have weakened the financial systems. In this context, the natural alternative emerged was to improve the structure and efficiency of the banking industry through consolidation and mergers among other financial sector reforms. In India improvement of operational and distribution efficiency of commercial banks has always been an issue for discussion for the Indian policy makers. Government of India in consultation with RBI has, over the years, appointed several committees to suggest structural changes towards this objective.