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Annual Report 2010
Annual Report 2010 Zurich Insurance Group 12945.indd UG4 28.04.2011 09:41:31 About Zurich Zurich is one of the world’s largest insurance groups, and one of the few to operate on a truly global basis. Our mission is to help our customers understand and protect themselves from risk. With over 60,000 employees serving customers in more than 170 countries, we aspire to become the best global insurer as measured by our shareholders, customers and employees. Zurich Insurance Group Annual Report 2010 1 Operating and fi nancial review 2 Financial highlights 2 Risk review 14 Consolidated fi nancial statements 46 Consolidated income statements 47 Consolidated balance sheets 50 Consolidated statements of cash fl ows 52 Consolidated statements of changes in equity 54 Report of the Zurich Insurance Group auditors 155 Signifi cant subsidiaries 156 Financial statements – statutory accounts 160 Report of the statutory auditor 176 Key data of Zurich Insurance Company Ltd 178 Zurich Insurance Group 12490.indd 1 27.04.2011 18:14:17 2 Financial information Annual Report 2010 Zurich Insurance Group Operating and fi nancial review Zurich Insurance Company Ltd (ZIC) and its subsidiaries (collectively the “Zurich Insurance Group”) are an insurance based fi nancial services provider with a global network. The Zurich Insurance Group also distributes non-insurance products such as mutual funds, mortgages and other fi nancial services products from selected third-party providers. The Zurich Insurance Group operates mainly in Europe, the United States, Latin America and Asia-Pacifi c through subsidiaries, branch offi ces and representations. The information contained within the Operating and fi nancial review is unaudited. -
1 Lgbtgaily Tours & Excursions
LGBT 1 OurOur Tour. YourLGBT Pride. Philosophy We have designed a new product line for a desire to be part of the colorful battle for human LGBT publicum, offering more than a simple pride with friends from all over the world, Iwe travel! If you are looking for a special itinerary have the perfect solution for you. in Italy discovering beautiful landscapes and uncountable art and cultural wonders, or if you We want to help in creating a rainbow world. and now choose your LGBT experience... Follow us on: www.GailyTour.com @GailyTour @gailytour Largo C. Battisti, 26 | 39044 - Egna (BZ) - ITALY Tel. (+39) 0471 806600 - Fax (+39) 0471 806700 VAT NUMBER IT 01652670215 Our History & Mission Established in 1997 and privately owned, Last addition to the company’s umbrella is the providing competitive travel services. Ignas Tour has been making a difference to office in Slovakia opened in 2014, consolidating Trust, reliability, financial stability, passion and our client’s group traveling experiences for two Ignas Tour's presence in the Eastern European attention to details are key aspects Ignas Tour decades. market and expanding and diversifying even is known for. In 1999 opening of a sister company in more the product line. The company prides itself on a long-term vision Hungary, adding a new destination to the Ignas Tour maintains an uncompromising and strategy and keeps in sync with the latest company’s portfolio. Since 2001 IGNAS TOUR commitment to offer the highest standards market trends in order to develop new products is also part of TUI Travel plc. -
Part VII Transfers Pursuant to the UK Financial Services and Markets Act 2000
PART VII TRANSFERS EFFECTED PURSUANT TO THE UK FINANCIAL SERVICES AND MARKETS ACT 2000 www.sidley.com/partvii Sidley Austin LLP, London is able to provide legal advice in relation to insurance business transfer schemes under Part VII of the UK Financial Services and Markets Act 2000 (“FSMA”). This service extends to advising upon the applicability of FSMA to particular transfers (including transfers involving insurance business domiciled outside the UK), advising parties to transfers as well as those affected by them including reinsurers, liaising with the FSA and policyholders, and obtaining sanction of the transfer in the English High Court. For more information on Part VII transfers, please contact: Martin Membery at [email protected] or telephone + 44 (0) 20 7360 3614. If you would like details of a Part VII transfer added to this website, please email Martin Membery at the address above. Disclaimer for Part VII Transfers Web Page The information contained in the following tables contained in this webpage (the “Information”) has been collated by Sidley Austin LLP, London (together with Sidley Austin LLP, the “Firm”) using publicly-available sources. The Information is not intended to be, and does not constitute, legal advice. The posting of the Information onto the Firm's website is not intended by the Firm as an offer to provide legal advice or any other services to any person accessing the Firm's website; nor does it constitute an offer by the Firm to enter into any contractual relationship. The accessing of the Information by any person will not give rise to any lawyer-client relationship, or any contractual relationship, between that person and the Firm. -
1 the Association for Diplomatic Studies and Training Foreign Affairs
The Association for Diplomatic Studies and Training Foreign Affairs Oral History Project MARK TAUBER Interviewed by: Charles Stuart Kennedy and John Collinge Initial interview date: January 5, 2016 Copyright 2020 ADST TABLE OF CONTENTS Family Origins: Eastern European Jews Who Got Out in Time 1912-1919 ● Dad: US Army Scientist and The McCarthy Era 1952-1954 ● Mom works for Ma Bell 1948-1959 ● Three children: Mark 1959, Michele 1961, Alan 1964 A Feral Childhood 1959-1972 ● Long Branch, The New Jersey Shore ● Presidents visited. Garfield died. Oscar Wilde cavorted. Long Branch High School 1973-1977 ● And Then I Found Out About the Foreign Service ● Being a Gay Kid in the 1970s ● Part-time Work; Preparing for College Georgetown University School of Foreign Service 1977-1981 ● Social Life in the Arts Hall and Washington DC ● Gay Students Win Equal Access to University Facilities ● Coursework During the Cold War ● My Dorm as Finishing School ● Part-time Work and Internship at International Trade Administration Georgetown University Master’s Program in Foreign Service 1982-1984 ● Honors Program in International Business Diplomacy ● Internship in International Trade at Center for Strategic and International Studies ● Summer Study in France: A Transforming Experience Preparing for the Foreign Service 1984 ● “Don’t Ask Don’t Tell” ● Foreign Service Test Results ● Personality Tests: The Fault is not in Ourselves, but in Our Stars 1 ● Foreign Service Orientation and Training: A-100 and ConGen Roslyn Kingston, Jamaica: The Visa Mill 1984-1986 ● The -
Investment in Apartheid: List of Companies with Investment and Interests in South Africa
Investment in Apartheid: List of companies with investment and interests in South Africa http://www.aluka.org/action/showMetadata?doi=10.5555/AL.SFF.DOCUMENT.nuun1978_14 Use of the Aluka digital library is subject to Aluka’s Terms and Conditions, available at http://www.aluka.org/page/about/termsConditions.jsp. By using Aluka, you agree that you have read and will abide by the Terms and Conditions. Among other things, the Terms and Conditions provide that the content in the Aluka digital library is only for personal, non-commercial use by authorized users of Aluka in connection with research, scholarship, and education. The content in the Aluka digital library is subject to copyright, with the exception of certain governmental works and very old materials that may be in the public domain under applicable law. Permission must be sought from Aluka and/or the applicable copyright holder in connection with any duplication or distribution of these materials where required by applicable law. Aluka is a not-for-profit initiative dedicated to creating and preserving a digital archive of materials about and from the developing world. For more information about Aluka, please see http://www.aluka.org Investment in Apartheid: List of companies with investment and interests in South Africa Alternative title Notes and Documents - United Nations Centre Against ApartheidNo. 14/78 Author/Creator United Nations Centre against Apartheid; International Confederation of Free Trade Unions Publisher United Nations, New York Date 1978-06-00 Resource type Reports Language English Subject Coverage (spatial) South Africa Coverage (temporal) 1978 Source Northwestern University Libraries Description This issue containing the updated list of companies with investment and interests in South Africa, compiled by the International Confederation of Free Trade Unions (ICFTU), is published at the request of the Special Committee against Apartheid. -
Business Groups Exist in Developed Markets Also: Britain Since 1850
Business Groups Exist in Developed Markets Also: Britain since 1850 Geoffrey Jones Working Paper 16-066 Business Groups Exist in Developed Markets Also: Britain Since 1850 Geoffrey Jones Harvard Business School Working Paper 16-066 Copyright © 2015 by Geoffrey Jones Working papers are in draft form. This working paper is distributed for purposes of comment and discussion only. It may not be reproduced without permission of the copyright holder. Copies of working papers are available from the author. Business groups exist in developed markets also: Britain since 1850 Geoffrey Jones Harvard Business School November 2015 Abstract Diversified business groups are well-known phenomenon in emerging markets, both today and historically. This is often explained by the prevalence of institutional voids or the nature of government-business relations. It is typically assumed that such groups were much less common in developed economies, and largely disappeared during the twentieth century. This working paper contests this assumption with evidence from Britain between 1850 and the present day. During the nineteenth century merchant houses established business groups with diversified portfolio and pyramidal structures overseas, primarily in developing countries, both colonial and independent. In the domestic economy, large single product firms became the norm, which over time merged into large combines with significant market power. This reflected a business system in which a close relationship between finance and industry was discouraged, but were there few restrictions on the transfer of corporate ownership. Yet large diversified business groups did emerge, which had private or closely held shareholding and substantial international businesses. The working paper argues that diversified business groups added value in mature markets such as Britain. -
Romania Revealed: Saxon Villages, Transylvanian Cities and Byzantine Monasteries 2023
Romania Revealed: Saxon Villages, Transylvanian Cities and Byzantine Monasteries 2023 24 MAY – 6 JUN 2023 Code: 22314 Tour Leaders Dr Adrian Jones, OAM Physical Ratings Explore Romania’s great scenic beauty & diverse culture in rich art collections, walled cities, medieval castles, Saxon fortified churches, frescoed Moldavian monasteries & secluded old villages. Overview Assoc. Professor Adrian Jones, OAM and arts educator and consultant Angelica Iacob lead this tour of little-known, extraordinarily diverse Romania. Moldavia's unique heritage of painted monasteries, where every inch of both inner and outer walls is covered with brilliantly coloured late medieval and early modern Byzantine paintings. Centuries-old wooden churches and villages nestled in medieval agricultural landscapes of isolated Maramures; one of the richest heritages of wood architecture in the world. Picturesque old Saxon cities originating from the 11th-century German migration to Transylvania. Medieval fortified churches built by German migrants; these once existed in Western Europe but are long gone from there. Grand country houses and palaces like Princess Marie of Romania's Pelisor, and Mogosoaia Palace, which fuses Italian Renaissance, Ottoman and indigenous elements in a unique harmony. Fine collections of Romanian and European art with brilliant Eastern icons and the works of masters such as Van Eyck, Brueghel, El Greco, Rembrandt and Brancusi. Priceless collections of gold artefacts, dating from the Paleolithic to the 20th century. Beautiful mountain landscapes, with some of Europe's most ancient forests. Some of the best collections of old Turkish carpets outside Istanbul's Topkapi Palace and the V & A, in old Saxon churches, especially Brasov's Black Church. -
In the Footsteps of Queen Marie of Romania
IN THE FOOTSTEPS OF QUEEN MARIE OF ROMANIA A 12 night escorted tour of Romania & Bulgaria 4th June to 16th June 2018 Fortress, Alba Iulia Monastery, Curtea de Arges Veliko Tarnovo Sibiu e are delighted to offer this new escorted tour through Romania and Bulgaria which has been devised Wby our popular Tour Manager, and Romanian native, Rodica Ghiserel. Rodica is thrilled to be leading this tour and looks forward to sharing with you the history and culture of this fascinating region as well as her insights into the life of British born Queen Marie of Romania. This promises to be a unique journey through areas relatively untouched by mass tourism and we will stay in the best available hotels in the region. FOREWORD BY TOUR MANAGER, RODICA GHISEREL “I was barely 17 when I came to you. I was young and ignorant, but very proud of my native country, and even now I am proud to have been born an English woman… but I bless you, dear Romania, country of my joy and grief, the beautiful country which has lived in my heart” (Queen Marie of Romania) “Listening often to talks about Sissy, Emperor Franz Joseph’s wife I could not help thinking about the impressive, unique woman that Marie was and, whilst guiding tours around Romania, I came to realise that people are very interested in the powerful, beautiful women of this world. As a Romanian, I have known since my childhood about our beloved queen and, in my heart and mind, she has always been present. She was called Missy. -
Romanian Folkloric Influences on George Enescu’S Artistic and Musical
The Treatise Committee for Maria Zlateva Zlateva certifies that this is the approved version of the following treatise: Romanian Folkloric Influences on George Enescu’s Artistic and Musical Development as Exemplified by His Third Violin Sonata. Committee: ____________________________________ James Buhler, Supervisor ____________________________________ Eugene Gratovich, Co-Supervisor ____________________________________ Andrew Dell’Antonio ____________________________________ Phyllis Young ____________________________________ David Neubert ____________________________________ Martha Mason Romanian Folkloric Influences on George Enescu’s Artstic and Musical Development as Exemplified by His Third Violin Sonata. by Maria Zlateva Zlateva, BMus, M.M. Treatise Presented to the Faculty of the Graduate School of The University of Texas at Austin in Partial Fulfillment of the Requirements for the Degree of Doctor of Musical Arts The University of Texas at Austin May, 2003 UMI Number: 3119655 ________________________________________________________ UMI Microform 3119655 Copyright 2004 by ProQuest Information and Learning Company. All rights reserved. This microform edition is protected against unauthorized copying under Title 17, United States Code. ____________________________________________________________ ProQuest Information and Learning Company 300 North Zeeb Road PO Box 1346 Ann Arbor, MI 48106-1346 Table of Contents Chapter 1: Introduction…………………………………………………………1 Chapter 2: Life and Works……………………………………………………...8 Chapter 3: Formal and Stylistic -
News from Romania
ROMANIA BIWEEKLY BULLETIN EDITED BY AGERPRES ROMANIAN NEWS AGENCY | loth year - No.20 (918) March 7» 1988 III I ' i i CONTENTS : i| I I l[ EG0N0MY-TR4DE - ’.Vood-’.yortcing S uipment . 1 - More Merchandises Sold to the Population. 2 - Small-Power Electric Motors for Export... 3 - Romanian Garments in the Foreign Market.. 3 i ! 1 SCIEI^rGE - Medical Meetings in Romania . 4 - Ampelograph Disc . 4 SOCIi^L AliD GUTTURAL NOTES - Glimpses from Romanian Women's Life and Work . 3 - Romanian Contemporary Art Shows Abroad... 6 - Half of Romanian Shorts will be Colour Films . 6 DIARY . 7 . ■ ..'■111 iXiOnu.w* ft. miiipii^i^g^iipi I HI j. riC^pp ;t.S, Piata Scmteii, Bucharest, Phone: 18.20.30 Telex: 00225 00272 \ 42710 f- LIBRARY UNIVERSITY OF ALBERTA ecc:k:^y- irade .7ood-'.Vork.in^ EQuioment The wood-working equipment is carrying more and more weight in Romania’s machine-tool output. The equip¬ ment is being built in several machine-building enter¬ prises, and especially at Homan which has a great specia¬ lized unit producing about 50 types and sizes of wood¬ working machines including 13-20 ne'.v kinds, annually. Until 1970 the Homan works is to doable its output, by raising labour productivity,- scientific organization of production, and investment work under way. The Rocaaian wood-working equipment is diversified in keeping with the needs of the national economy no'w being covered 90 per cent from the domestic output. The Romanian units are building equipment from the simplest one - for mechanised log-cutting - to the complex wood¬ working plant in forest enterprises, rough conversion ana timber polishing in the most modern furniture units of tliis country. -
Keep Fighting
VASILE ADAMESCU KEEP FIGHTING in English by M.A.Christi PART I dedicated to my Mentors, Florica Sandu, Gheorghe Stancu and Georgeta Damian, whose devotion, love and lore gently led me to inner light; as also dedicated to all of the people – teachers or not – who, somehow or other, made the difference RURAL CHILDHOOD MEMORIES Up to the ‘60s, today’s commune Borcea – on the west bank of the Danube River, in southeastern Romania – was known as Cocargeaua. Baragan wheat field stretches there wide, closed in by Ialomița River and Danube’s Borcea Branch. A couple of hamlets go into the make of this commune, among which Buliga and Pietroiu; and the closest borough, Fetești, is a 20 minutes’ bus drive (14 km) south. As you enter the commune cottages line either side of the road: most ground floor only, porch or no porch, trimmed flower gardens and neat backyards – the homeowners’ true pride. This is where I was born, on September 5th, 1944, second child to Zamfir and Voica Adamescu, simple yet hardened farmers. Our cottage faced south to the braided river stretch, so got the sun hot dawn to dark. I then lived there with Mother, elder brother Ionică, and Stanca, Father’s mother. Dumitru and Mitu (Father’s brothers) lived across the lane bit to the right – you already passed by their houses to reach ours. Yet, to pass by Uncle Gheorghe’s house (where my cousins Ionică and Nicu live now) you would have to keep walking down the Main Road, to the heart of the village. -
JSP Vol 07 No 01-02 1968Sep-Oct
K/i/ Number 1 & 2 September & October 1968 Volume 7 STOP PRESS Prom Joseph Laeko comes word of great interest to members of SPI and in particular to those who have worked long and hard over the years since the inception of the club and the publishing of JSP. THE JOURNAL OF SPORTS PHILATELY WON A GOLD MEDAL AT AN INTERNATIONAL EXHIBITION HOW'S THAT FOR NEWS1 In June 1968, one of the largest events in sports philately in the world was held in Ricoione, Italy - The Verso Mexico Sport Philately Exhibition. Our member Olech Wyslotsky, of East Orange, New Jersey, entered the SPI journal (from No. 1 to 1968) in the sports philatelic literature category. To swell our pride more, Olech was awarded a silver-gold medal for his Soccer thematic exhibit. rVmong 250 entries from 35 countries, I would say Olech, personally, and the club collectively, has much to be proud of. We understand the gold medal will be sent to the club sometime in October. The club extends its thanks to Olech for entering the journal and congratulates him on winning a medal on his exhibit. We would all like to see the medal, but as that is asking the impossible, we will have a photo taken for printing in the journal - the next best thing to seeing it for real. * » * * » For those who collect material related to Olympic Games, but not in the actual field of sports, should be interested in adding to their collection Scott's #819 issued by Japan in commemoration of the opening of the Tokyo Expressway, popularly known as the Tokyo Olympic Hiway since it was being placed in use in time for the 1964 Games.