Don’t lose money on ATM fees
The Government is working with the banking industry to help people in remote communities avoid ATM fees.
For up to !ve years, you will not have to pay any fees to use ATM services Participating banks are including balance checks and cash withdrawals, if you: ANZ, BOQ, BankSA, Bank of Melbourne, Bankwest, t MJWFJOBQBSUJDJQBUJOHSFNPUFDPNNVOJUZ"/% Bendigo & Adelaide Bank, t VTFBO"5.UIBUIBTBTDSFFONFTTBHFJEFOUJGZJOHJUBTBGSFF"5. Citibank, Commonwealth "/% Bank, HSBC, ING Direct, ME Bank, nab, St. George, t CBOLXJUIBOZPGUIFQBSUJDJQBUJOHCBOLT Suncorp and Westpac. 1BSUJDJQBUJOHCBOLTBSF"/; #02 #BOL4" #BOLPG.FMCPVSOF #BOLXFTU #FOEJHP"EFMBJEF#BOL $JUJCBOL $PNNPOXFBMUI#BOL )4#$ */(%JSFDU .&#BOL OBC 4U(FPSHF 4VODPSQBOE8FTUQBD
What if my bank isn’t on the list?
:PV8*--CFDIBSHFEBO"5.GFFFBDIUJNFZPVVTFUIF"5.
How do I know if I have to pay ATM fees or not?
0OMZTPNF"5.TBSFGSFFUPVTF"OEPOMZTPNFSFNPUFDPNNVOJUJFTXJMM Only some ATMs are free IBWFGFFGSFF"5.TFSWJDFT*GZPVBSFJOBOPUIFSDJUZPSUPXO OPSNBM to use. And only some "5.GFFTXJMMBQQMZ remote communities will have fee-free ATMs. 5PýOEPVUJGZPVIBWFUPQBZGFFTPSOPU MPPLGPSUIFTDSFFONFTTBHFPO UIF"5.*GUIF"5.TDSFFOEPFTOPUIBWFBNFTTBHFPOJU UIFOZPV8*-- CFDIBSHFEOPSNBM"5.GFFTUPVTFJU FWFOJGZPVCBOLXJUIPOFPGUIF QBSUJDJQBUJOHCBOLT How do I avoid fees at other ATMs?
Normal fees for using /PSNBMGFFTGPSVTJOH"5.TXJMMBQQMZBUPUIFS"5.T#VUUIFSFBSFTUJMM ATMs will apply at other UIJOHTZPVDBOEPUPTBWFNPOFZPO"5.GFFT ATMs. But there are still things you can to do to t 0OMZVTFBO"5.XIFOZPVSFBMMZOFFEUP save money on ATM fees. t 6TFZPVSPXOCBOLT"5. t 0OMZDIFDLZPVSCBOLCBMBODFXIFOZPVBSFTVSFUIFNPOFZJTMJLFMZ UPCFUIFSF'PSFYBNQMF JGZPVLOPXZPVSNPOFZHPFTJOUPZPVS BDDPVOUBUQN EPOUDIFDLZPVSCBMBODFVOUJMBGUFSUIBUUJNF5IJT XJMMIFMQTUPQZPVSNPOFZCFJOHVTFEPO"5.GFFT t 6TFJOUFSOFUBOEQIPOFCBOLJOHUPNBLFQBZNFOUTBOEDIFDLZPVS BDDPVOUCBMBODF t *GZPVIBWFBNPCJMFQIPOF BTLZPVSCBOLJGUIFZDBOTFOEZPVB UFYUNFTTBHFUPUFMMZPVXIFONPOFZJTEFQPTJUFEJOUPZPVSBDDPVOU t 5BMLUPZPVSMPDBM.POFZ.BOBHFNFOU8PSLFSBCPVUCVEHFUJOH CBOLJOHBOEPUIFSNPOFZNBUUFST5IFZDBOUFMMZPVBCPVUPUIFS XBZTUPDIFDLZPVSCBMBODFUIBUXPOUDPTUZPVBOZNPOFZ MJLF VTJOHUIFJOUFSOFU For more information on managing your money, contact your local Money Management Worker or visit www.moneysmart.gov.au.