List of E-Branches for Fresh Banknotes Issuance on Eid-Ul-Fitr 2015
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Title of Work: GREEN LEADS SCHOOL & COLLEGE SYSTEM
Title of Work: GREEN LEADS SCHOOL & COLLEGE SYSTEM Name of Applicant: GREEN LEADS SCHOOLS AND COLLEGES SYSTEM Address of Applicant: HOUSE NO. 4 STREET NO. DHAMIAL ROAD, KALMA CHOWK, RAWALPINDI Application No.: 2016/1000 Date of Application: 04/Mar/2016 Title of Work: I2D TECHNOLOGY Name of Applicant: RAJA OMER IQBAL Address of Applicant: I2D TECHNOLOGIES, HOUSE # 103/A, STREET # 1 RACE COURE ROAD WASTRIDGE 1, RAWALPINDI Application No.: 2016/1001 Date of Application: 04/Mar/2016 Title of Work: ASAAN DUKAAN.PK Name of Applicant: RAJA OMER IQBAL Address of Applicant: ASAAN DUKHAAN.PK HOUSE # 103/A, STREET # 1 RACE COURE ROAD WASTRIDGE 1, RAWALPINDI Application No.: 2016/1002 Date of Application: 04/Mar/2016 Title of Work: WHAT A DEAL.PK Name of Applicant: RAJA OMER IQBAL Address of Applicant: WHAT A DEAL.PK, RAWALPINDI Application No.: 2016/1003 Date of Application: 04/Mar/2016 Title of Work: MAGNETO M-200 Name of Applicant: KHALID SIDDIQUE Address of Applicant: AL-WAHID TRADERS R/O OFFICE NO. 100, OLD DISTRICT COURTS , FAISALABAD Application No.: 2016/1004 Date of Application: 02/Mar/2016 Title of Work: MAGNETO M-200 Name of Applicant: KHALID SIDDIQUE Address of Applicant: AL-WAHID TRADERS R/O OFFICE NO. 100, OLD DISTRICT COURTS , FAISALABAD Application No.: 2016/1005 Date of Application: 02/Mar/2016 Title of Work: MAGNETO M-70 Name of Applicant: KHALID SIDDIQUE Address of Applicant: AL-WAHID TRADERS R/O OFFICE NO. 100, OLD DISTRICT COURTS , FAISALABAD Application No.: 2016/1006 Date of Application: 02/Mar/2016 Title of Work: MAGNETO M-200 Name of Applicant: KHALID SIDDIQUE Address of Applicant: AL-WAHID TRADERS R/O OFFICE NO. -
Supreme Court of Pakistan And
SUPREME COURT OF PAKISTAN AND PRIME MINISTER OF PAKISTAN'S DIAMER BHASHA AND MOHMAND DAM FUND ACCOUNT LIST OF DONOR FOR 03 OCTOBER-19 RECEIPT Bank Depositor Name Amount AL BARAKA BANK (PAKISTAN) LTD YASMIN ZUBAIR 1,000 AL BARAKA BANK (PAKISTAN) LTD Total 1,000 Allied Bank Limited GULZAR ALI 1,000 Allied Bank Limited ZAINAB AZIZ 500 Allied Bank Limited SALMAN HASSAN KHAWAJA 25 Allied Bank Limited RAZA SAADAT 20 Allied Bank Limited Total 1,545 Askari Bank Limited RIAZUDDIN AHMED 4,000 Askari Bank Limited SAADIA AAMIR MALIK 1,000 Askari Bank Limited NASIR ADNAN 60 Askari Bank Limited JANSA WAQAS 50 Askari Bank Limited Total 5,110 Bank Al Falah Limited MUHAMMAD NAEEM 500 Bank Al Falah Limited Total 500 Bank Al Habib Limited AMIR SHAHZAD 5,000 Bank Al Habib Limited MUHAMMAD ASJID USMANI 2,000 Bank Al Habib Limited TURAB HUSSAIN 1,000 Bank Al Habib Limited ABDULLAH 11 Bank Al Habib Limited Total 8,011 Bank Alfalah Islamic Banking RUKHSANA WAKEEL 10,000 Bank Alfalah Islamic Banking NAEEM AHMED JAVED 10,000 Bank Alfalah Islamic Banking KHALID MAHMOOD CHAUDHARY 10,000 Bank Alfalah Islamic Banking MUHAMMAD SAAD WAHEED 5,000 Bank Alfalah Islamic Banking AHMAD FAROOQ GHUMNI 5,000 Bank Alfalah Islamic Banking M TARIQ ABBAS 4,000 Bank Alfalah Islamic Banking HESSAM 3,500 Bank Alfalah Islamic Banking FAZZAL HAQ 1,000 Bank Alfalah Islamic Banking FAZAL HAQ 700 Bank Alfalah Islamic Banking M SADIQ 500 Bank Alfalah Islamic Banking MIAN HUMAYUN 200 Bank Alfalah Islamic Banking AMIR ALI 100 Bank Alfalah Islamic Banking Total 50,000 CITI Bank N A PAKISTAN -
Provider Id Provider Name 00203Ea2-8Be5-434B-82Aa
Provider Id Provider Name 00203ea2-8be5-434b-82aa-a968cdccc71c Centric Bank 002b95bb-472e-4316-8e26-eefcb26af6dd Northland Area Federal Credit Union (MI) 004139df-1233-4846-8007-655902d283f3 Forte Bank - Business 005119b7-d11b-4149-8875-d810ce1119f7 Town & Country Bank - UT 00678017-3dd3-48d9-96dd-49f2a75df3ad Fulton Financial CashLink East 00686d39-a1ca-4a18-bb42-88c5e9af95e4 Iowa Nebraska State Bank(Now BankFirst (NE)) 006ccff2-c2b5-461b-93fe-a345efdbf885 Lanco FCU 0080f77d-a78c-41e8-b9c4-8d49cdec1f6a Boat U.S. MBNA CC 0093d12e-d5de-456c-a1d8-f10770405be9 1st Bank of Sea Isle City - Business Banking 009515cf-b944-4002-88fe-66aaeace40ed Citizens Bank & Trust (OK) 00c5e357-6071-4a90-ac44-4eb96183e162 First Utah Bank 00cdd410-208a-47dd-bc29-a9627cadf68f Sentry Bank 00f83a8c-5959-4604-a7ec-bd00583ad99f Farmers State Bank (IN) 0122685c-3eaa-4a8a-ab9c-616ba5f6b24e Home Federal Savings and Loan Association of Collinsville 014c1f5b-0bd5-45a7-b648-86f4c869b01b Grasslands Federal Credit Union 0169eb89-0c80-445d-a13a-8933b512d4cf ZZ OGRAF SLLEW 016afc49-673c-4f09-b3d5-f24a7a1eea24 Atlantic Capital Bank (GA) Sun West Bank, Las Vegas NV - Business Banking (Now City National 016d3ab7-b5d3-482a-8767-822372a1e380 Bank, CA - Business Online) 0176b604-c675-4412-a792-8d1578bdf48c First Port City Bank (GA) 017aeb6a-9d51-4c9b-8ead-b8d3a5a95f53 First National Bank and Trust (FL) 019e9909-f57d-4e3c-b494-751939a0c234 First National Bank Minnesota - Business Banking 01a03d99-694c-4888-a79a-5bcf3ae3e650 First Iowa State Bank Albia 01ab7eee-ec30-49b9-8476-4804f34abb31 -
Engro Polymer & Chemcials Limited Prospectus for Issuance Of
ADVICE FOR INVESTORS INVESTORS ARE STRONGLY ADVISED IN THEIR OWN INTEREST TO CAREFULLY READ THE CONTENTS OF THIS PROSPECTUS, ESPECIALLY THE RISK FACTORS GIVEN AT SECTION 5 BEFORE MAKING ANY INVESTMENT DECISION. SUBMISSION OF FALSE AND FICTITOUS APPLICATIONS IS PROHIBITED AND SUCH APPLICATIONS’ MONEY MAY BE FORFEITED UNDER SECTION 87(8) OF THE SECURITIES ACT, 2015. Investment in equity securities involves a degree of risk and investors should not invest any funds in this offer unless they can afford to take the risk of losing their investment. Investors are advised to read the risk factors carefully before taking an investment decision. For taking an investment decision, investors must rely on the examination of the issuer and the offer including the risks involved as disclosed in Section 5 of this prospectus ENGRO POLYMER & CHEMCIALS LIMITED PROSPECTUS FOR ISSUANCE OF PREFERENCE SHARES Date and place of Incorporation: Karachi, October 20, 1997 | Incorporation number: K-07013 | Registered office: 12th Floor, Ocean Tower, G-3, Scheme No. 5, Block 9, Clifton, Karachi |Website: https://www.engropolymer.com/ | Contact Number: +92 21 111-411-411 & +92 21 35166853 | Contact person: Syed Faraz Abbas Jaffri; E-mail: [email protected] | Contact person: Muhammad Bilal Ahmed; E-mail: [email protected] Issue Size: This Issue consists of 300,000,000 Preference Shares of face value of PKR 10/- each out of which 262,500,000 Preference Shares of face value of PKR 10/- each (87.5%) have been offered to and subscribed by Pre-IPO investors and 37,500,000 Preference Shares of face value of PKR 10/- each are being offered to the General Public at an Issue Price of PKR 10.00/- per share. -
IBFT- Account Number Formats
IBFT- Account Number Formats Allied Bank Please enter Allied Bank Account Number by following the layout below: Total Digits of Account Number: 13 or 20 Digits Format Example: BBBBAAAAAAAAA or BBBBAAAAAAAAAAAAAAAA BBBB = 4 Digit Branch Code, AAAAAAAAA = 9 Digit Account Number, AAAAAAAAAAAAAAAA = 16 Digit Account Number Apna Microfinance Bank Please enter Apna Microfinance Bank Account Number by following the layout below: Total Digits of Account Number: 16 Digits Format Example: BBBBAAAAAAAAAAAA BBBB = 4 Digit Branch Code, AAAAAAAAA = 12 Digits Askari Bank Please enter Askari Bank Account Number by following the layout below: Total Digits of Bank Account Number: 14 Digits Format Example: BBBB = 4 Digit Branch Code, AAAAAAAAAA = 10 Digit Account Number Branchless Banking Account # Always consist of 11 digits Mobile Number. Al-Baraka Please enter Bank Al-Baraka total digits of account Number: Total Digits of Account Number: 13 Digits Bank Alfalah Please enter Bank Alfalah Account Number by following the layout below: Conventional A/C#: Total Digits of Account Number: 14 Format Example: BBBBAAAAAAAAAA BBBB = 4 Digit Branch Code, AAAAAAAAAA = 10 Digit Account Number Islamic A/C#: Total Digits of Account Number: 18 Digit Format Example: BBBBAAAAAAAAAAAAAA BBBB = 4 Digit Branch Code, AAAAAAAAAAAAAA = 14 Digit Account Number Branchless Banking Account # : Always consist of 11 digits Mobile Number. Bank Al-Habib Please enter Bank Al-Habib Account Number by following the layout below: Total Digits of Account Number: 17 Digit Format -
Annual REPORT 2011 SILKBANKT
ANNUAl REPORT 2011 SILKBANKT Notice of AGM & Auditors' Review 35 Auditors' Report 39 Financial Statements 43 Six Years' Rnancial Highlights 44 Statement of Financial Position 50 Profit & Loss Account 51 Statement of Comprehensive Income 52 Vision & Mission 02 Cash Row Statement 53 Message from Chairman 04 Statement of Changes in Equity 54 President & CEO's Review 06 Notes to the Financial Statements 55 Senior Management Committee 09 Statement of Written-off Loans 100 Profiles of Board of Directors 13 Achievements & CSR 103 Corporate Information 17 Additional Shareholders' Information 110 Directors' Report 21 Pattern of Share Holdings CDC & Physical 111 Statement of Compliance with 29 Branch Network 114 the Code of Corporate Governance Foreign Correspondents 116 & Statement of Internal Control Proxy Form 119 To be the leader in premier banking, trusted by customers for accessibility, service and innovation; be an employer of choice creating value for all stakeholders In the aftermath of the economic slowdown since 2008, Non-Performing Loans (NPLs) have dampened the profitability dynamics of commercial banks. I am pleased to advise you that contrary to the banking industry trend, your Bank managed to register a significant reduction in NPLs, in each consecutive year since the takeover by the new management. An NPL reduction by the Special Assets Management team of Rs. 3.398 billion and a Provision Reversal of Rs. 1.829 billion was recorded for the year 2011. The Real Estate Asset Management team (REAM) also supported the Special Assets Management team by successfully selling off various properties held as OREO (Other Real Estate Owned), during the year. -
Snapshot of Results of Banks in Pakistan Snapshot of Results of Banks in Pakistan Six Months Period Ended 30 June 2016
KPMG Taseer Hadi & Co. Chartered Accountants Snapshot of results of Banks in Pakistan Snapshot of results of banks in Pakistan Six months period ended 30 June 2016 This snapshot has been prepared by KPMG Taseer Hadi & Co. and summarizes the performance of selected banks in Pakistan for the 6 months period ended 30 June 2016. The information contained in this snapshot has been obtained from the published consolidated financial statements of the banks and where consolidated financial statements were not available, standalone financials have been used. Reference should be made to the published financial statements of the banks to enhance the understanding of ratios and analysis of performance of a particular bank. We have tried to provide relevant financial analysis of the banks which we thought would be useful for benchmarking and comparison. However, we welcome any comments, which would facilitate in improving the contents of this document. The comments may be sent on [email protected] Dated: 23 September 2016 Karachi © 2016 KPMG Taseer Hadi & Co., a Partnership firm registered in Pakistan and a member firm of the KPMG network of independent member firms affiliated with KPMG International Cooperative (“KPMG International”), a Swiss entity. All rights reserved. 2 Document Classification: KPMG Public HBL NBP UBL MCB ABL BAF 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 Ranking By total assets 1 1 2 2 3 3 4 4 5 5 6 6 By net assets 1 1 2 2 3 3 4 4 5 5 7 7 By profit before tax 1 1 4 4 2 3 3 2 5 5 7 8 Profit before tax * 28,298 -
List of Branches Authorized for Overnight Clearing (Annexure - II) Branch Sr
List of Branches Authorized for Overnight Clearing (Annexure - II) Branch Sr. # Branch Name City Name Branch Address Code Show Room No. 1, Business & Finance Centre, Plot No. 7/3, Sheet No. S.R. 1, Serai 1 0001 Karachi Main Branch Karachi Quarters, I.I. Chundrigar Road, Karachi 2 0002 Jodia Bazar Karachi Karachi Jodia Bazar, Waqar Centre, Rambharti Street, Karachi 3 0003 Zaibunnisa Street Karachi Karachi Zaibunnisa Street, Near Singer Show Room, Karachi 4 0004 Saddar Karachi Karachi Near English Boot House, Main Zaib un Nisa Street, Saddar, Karachi 5 0005 S.I.T.E. Karachi Karachi Shop No. 48-50, SITE Area, Karachi 6 0006 Timber Market Karachi Karachi Timber Market, Siddique Wahab Road, Old Haji Camp, Karachi 7 0007 New Challi Karachi Karachi Rehmani Chamber, New Challi, Altaf Hussain Road, Karachi 8 0008 Plaza Quarters Karachi Karachi 1-Rehman Court, Greigh Street, Plaza Quarters, Karachi 9 0009 New Naham Road Karachi Karachi B.R. 641, New Naham Road, Karachi 10 0010 Pakistan Chowk Karachi Karachi Pakistan Chowk, Dr. Ziauddin Ahmed Road, Karachi 11 0011 Mithadar Karachi Karachi Sarafa Bazar, Mithadar, Karachi Shop No. G-3, Ground Floor, Plot No. RB-3/1-CIII-A-18, Shiveram Bhatia Building, 12 0013 Burns Road Karachi Karachi Opposite Fresco Chowk, Rambagh Quarters, Karachi 13 0014 Tariq Road Karachi Karachi 124-P, Block-2, P.E.C.H.S. Tariq Road, Karachi 14 0015 North Napier Road Karachi Karachi 34-C, Kassam Chamber's, North Napier Road, Karachi 15 0016 Eid Gah Karachi Karachi Eid Gah, Opp. Khaliq Dina Hall, M.A. -
Summit Bank Limited (SBL)
JCR-VIS Credit Rating Company Limited Rating Report Technical Partner – IIRA, Bahrain | JV Partner – CRISL, Bangladesh RATING REPORT Summit Bank Limited (SBL) REPORT DATE: RATING DETAILS July 5, 2017 Latest Rating Previous Rating RATING ANALYSTS: Long- Short- Long- Short- Jazib Ahmed, CFA Rating Category term term term term [email protected] Entity A- A-1 A- A-1 TFC-1 A-(SO) A-(SO) Rating Watch- Sidra Qureshi Rating Outlook Stable [email protected] Developing Rating Date June 30,’17 June 30, ’16 COMPANY INFORMATION Incorporated in 2005 External auditors: Deloitte Yousuf Adil, Chartered Accountants Public Limited Company Chairman of the Board: Mr. Nasser Abdulla Hussain Lootah Key Shareholders (with stake 5% or more): Chief Executive Officer: Mr. Muhammad Zahir Esmail Suroor Investments Limited – 70.58% APPLICABLE METHODOLOGY(IES) PRIMER - Commercial Banks (December 2001): http://jcrvis.com.pk/images/primercb.pdf 1 | P a g e JCR-VIS Credit Rating Company Limited Rating Report Technical Partner – IIRA, Bahrain | JV Partner – CRISL, Bangladesh Summit Bank Limited (SBL) OVERVIEW OF THE INSTITUTION RATING RATIONALE SBL is incorporated in Pakistan as a public limited The ratings assigned to SBL incorporate continued financial support of the bank’s major sponsor Suroor bank. The bank’s head office is Investments Limited (SIL). During the outgoing year, an additional Rs. 1,854.9m (including Rs. 1,157.7m by SIL) in Karachi and majority was injected by the way of advance against capital in order to allow the Bank to achieve compliance with minimum shareholding is vested with capital requirements. Suroor Investments Limited, a During the year, the bank continued to convert its conventional branches to Islamic in line with its business plan of company incorporated in converting to an Islamic bank. -
IBFT Guideline
MCB Bank Limited IBFT- Guidelines 1. Al Baraka Bank (Pakistan) Limited Please enter Bank Al-Baraka total digits of account Number: Total Digits of Account Number: 13 Digits Format Example: AAAAAAAAAAAAA Note: A = Account Number 2. Allied Bank Limited Please enter Allied Bank Account Number by following the layout below: Total Digits of Account Number: 13 or 20 Digits Format Example: BBBBAAAAAAAAA or BBBBAAAAAAAAAAAAAAAA Note: B = Branch Code, A = Account Number 3. APNA Microfinance Bank Please enter APNA Microfinance Bank Account Number by following the layout below: Total Digits of Account Number: 16 Digits Format Example: BBBBAAAAAAAAAAAA Note: B = Branch Code, A = Account Number 4. Askari Bank Limited Please enter Askari Bank Account Number by following the layout below: For Branch Banking: Total Digits of Bank Account Number: 14 Digits Format Example: BBBBAAAAAAAAAA Note: B = Branch Code, A = Account Number For Branchless Banking: Total Digits of Bank Account Number: 11 Digits Format Example: 03XXXXXXXXX 5. Bank Al-Habib Limited Please enter Bank Al-Habib Account Number by following the layout below: Total Digits of Account Number: 17 Digits Format Example: BBBBTTTTBBBBBBRRC Note: B = Branch Code, A = Account Number, T = Account Type, BBBB= Base Number, RR = Digit Running Number, C = Check Digit 111 000 622 mcb.com.pk /MCBBankPk Over 1350 Branches & ATMs 6. Bank Al-Falah Limited Please enter Bank Al-Falah Account Number by following the layout below: For Conventional Banking: Total Digits of Account Number: 14 Digits Format Example: BBBBAAAAAAAAAA Note: B = Branch Code, A = Account Number For Islamic Banking: Total Digits of Account Number: 18 Digits Format Example: BBBBAAAAAAAAAAAAAA Note: B = Branch Code, A = Account Number For Branchless Banking: Total Digits of Account Number: 11 Digits Format Example: 03XXXXXXXXX 7. -
The Relative Efficiency of Commercial Banks in Pakistan with Respect to Size and Ownership Structure During and After Global Financial Crisis
Journal of Accounting and Finance in Emerging Economies Vol 4, No 2, December 2018 Volume and Issues Obtainable at Center for Sustainability Research and Consultancy Journal of Accounting and Finance in Emerging Economies ISSN: 2519-0318ISSN (E) 2518-8488 Volume 4: Issue 2 December 2018 Journal homepage: publishing.globalcsrc.org/jafee The Relative Efficiency of Commercial Banks in Pakistan with Respect to Size and Ownership Structure During and After Global Financial Crisis 1Allah Bakhsh khan, 2Syed Zulfiqar Ali Shah, 3Muhammad Abbas, 4Qaiser Maqbool khan 1 Asst Professor (Commerce) Bahauddin Zakariya University, Multan, and PhD Scholar at International Islamic University, Islamabad. Pakistan. Email: [email protected] 2 Associate Professor, Faculty of Management Sciences, International Islamic University, Islamabad. Pakistan. 3 Assistant Professor, Air University, Multan Campus. Email: [email protected] 4 PhD Scholar at Department of Commerce, Bahauddin Zakariya University, Multan. Pakistan. Email:[email protected] ARTICLE DETAILS ABSTRACT History Purpose: This study has been carried out to find out the relative efficiency Revised format: Nov2018 of the commercial banks in Pakistan over a five- year period from 2006 to Available Online: Dec 2018 year 2010 using Frontier Approach of efficiency. The commercial banks included in this research paper are public sector banks, privatized banks, Keywords domestic private banks, and foreign banks. In addition to overall efficiency Efficiency, Banks, comparison of the commercial banks, this study has also tested the effect of Financial Intermediation, size and ownership structure of the commercial banks in Pakistan on their Moral Hazard, Data efficiency. Data/Design/Methodology/Approach: Out of 44 banks, 21 commercial JEL Classification: banks have been chosen, which, in terms of deposits, account for about 94 D61,E58,E44,Y10 percent of total deposits of the banking sector (Rs.5,124,308 million) as on December, 2010. -
Unconsolidated Condensed Interim Financial Statements (Un-Audited)
CONTENTS Corporate Information 02 Vision Statement 04 Mission Statement 05 Directors’ Review 06 Independent Auditors’ Review Report to the Members of Summit Bank Limited - Condensed Interim Financial Statements 17 Unconsolidated Condensed Interim Financial Statements (Un-audited) Unconsolidated Condensed Interim Statement of Financial Postion 20 Unconsolidated Condensed Interim Profit and Loss Account 21 Unconsolidated Condensed Interim Statement of Comprehensive Income 22 Unconsolidated Condensed Interim Cash Flow Statement 23 Unconsolidated Condensed Interim Statement of Changes in Equity 24 Notes to the Unconsolidated Condensed Interim Financial Statements 25 Consolidated Condensed Interim Financial Statements (Un-audited) Consolidated Condensed Interim Statement of Financial Postion 45 Consolidated Condensed Interim Profit and Loss Account 46 Consolidated Condensed Interim Statement of Comprehensive Income 47 Consolidated Condensed Interim Cash Flow Statement 48 Consolidated Condensed Interim Statement of Changes in Equity 49 Notes to the Consolidated Condensed Interim Financial Statements 50 Branch Network 70 CORPORATE INFORMATION Board of Directors Board Risk Management Committee Mr. Waseem Mehdi Syed Mr. Wajahat Ahmed Baqai Chairman Chairman Mr. Ahsan Raza Durrani Ms. Fauzia Hasnain President & CEO (Acting) Member Mr. Wajahat Ahmed Baqai Mr. Aziz Morris Director Member Mr. Zafar Iqbal Siddiqi Mr. Zafar Iqbal Siddiqi Director Member Ms. Fauzia Hasnain Board Human Resource & Director Remuneration Committee Mr. Aziz Morris Mr. Waseem Mehdi Syed Director Chairman Ms. Fauzia Hasnain Board Audit Committee Member Ms. Fauzia Hasnain Mr. Zafar Iqbal Siddiqi Chairperson Member Mr. Wajahat Ahmed Baqai Mr. Wajahat Ahmed Baqai Member Member Mr. Zafar Iqbal Siddiqi Mr. Ahsan Raza Durrani Member Member Board Information Technology Committee Mr. Zafar Iqbal Siddiqi Chairman Mr. Aziz Morris Member Mr.