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Place: Kozhikode Authorized Officer Date: 06.08.2019 for Union Bank of India Contact No. 9446455204 (M) Tel: 0495-2772

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Place: Kozhikode Authorized Officer Date: 06.08.2019 for Union Bank of India Contact No. 9446455204 (M) Tel: 0495-2772 Regional Office, Kozhikode First floor, KSHB Complex, Vikas Nagar, East Hill Road, Kozhikode – 673 006. Phone: 0495 2772302 to 2772322 Fax: 0495 2772323 Ref: RO:KOZ:CHAND:E AUCTION: SMFL:2018 Date:06.08.2019 To M/s. Shalom Micro Finance Limited Mr. Jayson Joy M J Corporate Office at 59, Shalom Bhavan, S/o M V Joy, (Managing Director M/s. Shalom Micro Devi Nagar, Nurani P O, Palakkad, Finance Limited), 12/450, Manthottathil House, Kerala- 678 004 Vattampotta, Chitoor P O, Palakkad, Kerala – 678 101 Mr. Job Joy M J M/s. Shalom Interiors Private Limited S/o M V Joy, (Executive Director M/s. Shalom Micro represented by its Managing Director, Shalom Finance Limited), 12/450, Manthottathil House, Bhavan, Devi Nagar, Vattampotta, Chitoor P O, Palakkad, Kerala – 678 101 Nurani P O, Palakkad, Kerala- 678 004 Sir/Madam Sale notice for sale of immovable property E-Auction Sale Notice for Sale of Immovable Assets under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act 2002 read with provision to Rule 8 (6) of Security Interest (Enforcement) Rules, 2002. Notice is hereby given to the public in general and in particular to the Borrower/s and Guarantor/s, that the below described immovable property mortgaged / charged to Secured Creditor, the physical possession of which has been taken by the Authorised Officer of Union Bank of India, Chandranagar Branch, Secured Creditor, will be sold on “AS IS WHERE IS”, “ AS IS WHAT IS”, “WHATEVER THERE IS” on 06.09.2019, for recovery of Rs.13,02,07,288.90 (Rupees Thirteen Crores Two Lakhs Seven Thousand Two Hundred Eighty Eight and paise Ninety Only) as on 30.10.2018 together with further costs due to the Union Bank of India, Chandranagar Branch, Secured Creditor from M/s. Shalom Micro Finance Limited, Corporate Office at 59, Shalom Bhavan, Devi Nagar, Nurani P O, Palakkad, Kerala- 678 004, Mr. Jayson Joy M J, S/o M V Joy, (Managing Director M/s.Shalom Micro Finance Limited),12/450, Manthottathil House, Vattampotta, Chitoor P O, Palakkad, Kerala – 678 101, Mr. Job Joy M J, S/o M V Joy, (Executive Director M/s. Shalom Micro Finance Limited), 12/450, Manthottathil House, Vattampotta, Chitoor P O, Palakkad, Kerala – 678 101 and M/s. Shalom Interiors Private Limited represented by its Managing Director, Shalom Bhavan, Devi Nagar, Nurani P O, Palakkad, Kerala- 678 004. The reserve price will be Rs.1,38,00,000/- and earnest money deposit (EMD) will be Rs. 13,80,000/-. DESCRIPTION OF PROPERTY WITH KNOWN ENCURMBRANCES, IF ANY 249.20 Ares of land consisting of 120.42 Ares in Re-Survey No. 414/1: 84.00 Ares in Re - Survey No. 414/2: 0.40 Ares in Re-Survey No. 416/1 and 44.38 Ares in Re-Survey No. 416/2 in Block No. 45 in Vadakkenchery -2 Village, Alathur Taluk, Palakkad District, covered by Sale Deed No.4077/2011 of Alathur Sub Registry Office. Boundaries: South: Properties of Sasidharan & Mangalam Puzha North: Properties of Salim Raj & Yusuf West: Properties of Salim Raj& Kullappan Chettiar East: Properties of M Balagangadharan & Others and Pathway Encumbrances known to the Secured Creditor : Nil For detailed terms and conditions of sale, please refer to the link provided in Secured Creditor’s website i.e., www.unionbankofindia.co.in Place: Kozhikode Authorized Officer Date: 06.08.2019 For Union Bank of India Contact No. 9446455204 (M) Tel: 0495-2772302 (O) STATUTORY 30/15 DAYS SALE NOTICE UNDER RULE 8(6) /RULE 9(1) OF SECURITY INTEREST (ENFORCEMENT) RULES 2002 This notice also be tre ated as notice u/r 8(6) & proviso u/r 9(1) of Security Interest (Enforcement) Rules, 2002 to the borrower/s and guarantor/s of the said loan about the holding of E-Auction Sale on the above mentioned date. The intending Bidders shall also visit the website: https://bankauctions.in of Service Provider, M/s. 4 CLOSURE, whose Contact Nos. 08142000061/62/66, Sudheesh Kumar 09515160064 (M), Tel: 04023836405, Fax No. 04023836405, for detailed terms & conditions of sale Regional Office, Kozhikode First floor, KSHB Complex, Vikas Nagar, East Hill Road, Kozhikode – 673 006. Phone: 0495 2772302 to 2772322 Fax: 0495 2772323 Ref: RO:KOZ:CHAND:T & CEA: SMFL:2018 Date:11.08.2019 TERMS & CONDITIONS OF ONLINE E- AUCTION SALE 1. Description of the immovable 249.20 Ares of land consisting of 120.42 Ares in Re-Survey property to be auctioned No. 414/1: 84.00 Ares in Re- Survey No. 414/2: 0.40 Ares in Re-Survey No. 416/1 and 44.38 Ares in Re-Survey No. 416/2 in Block No. 45 in Vadakkenchery -2 Village, Alathur Taluk, Palakkad District, covered by Sale Deed No.4077/2011 of Alathur Sub Registry Office. Boundaries: South: Properties of Sasidharan & Mangalam Puzha North: Properties of Salim Raj & Yusuf West: Properties of Salim Raj& Kullappan Chettiar East: Properties of M Balagangadharan & Others and Pathway 2. Name of Borrower / Mortgagor 1. M/s. Shalom Micro Finance Limited Corporate Office at 59, Shalom Bhavan, Devi Nagar, Nurani P O, Palakkad, Kerala- 678 004 2. Mr. Jayson Joy M J S/o M V Joy, (Managing Director M/s.Shalom Micro Finance Limited),12/450, Manthottathil House, Vattampotta, Chitoor P O, Palakkad, Kerala – 678 101 3. Mr. Job Joy M J S/o M V Joy, (Executive Director M/s. Shalom Micro Finance Limited), 12/450, Manthottathil House, Vattampotta, Chitoor P O, Palakkad, Kerala – 678 101 4. M/s. Shalom Interiors Private Limited represented by its Managing Director, Shalom Bhavan, Devi Nagar, Nurani P O, Palakkad, Kerala- 678 004 3. Date and time of Auction 06.09.2019 between 11:00 AM To 1 2:00 PM with unlimited extension of “5”minutes each i.e the end time of e- auction will be extended by 5 Minutes each time if bid is made within the last 5 minutes before closure of auction. 4. Reserve Price Rs. 1, 38,00 ,000 /- (Rupees One Crores Thirty Eight Lakhs only) 5. Earnest Money Deposit (EMD) Rs. 13, 80,000/ - (Rupees Thirteen Lakhs Eighty Thousand only) 6. Last dat e of submission of bids On or before 05 .09. 2019 (Thursday ) 3:00 pm 7. Bid Increment Amount by Rs. 1,0 0,000/ - (Rupees One Lakhs only) 8. Debt Due with interest and cost Rs.13,02,07,288.90 (Rupees Thirteen Crores Two Lakhs Seven Thousand Two Hundred Eighty Eight and paise Ninety Only) as on 30.10.2018 9. Date & Time of inspection of 26.08 .2019 between 10 :00 am to 5:00 p.m. property for intending purchasers 10 Details of encumbrances over the Nil property, as known to the Bank 11. The Property is being sold on “AS IS WHERE IS”, “AS IS WHAT IS”, “WHATEVER THERE IS” and “WITHOUT RECOURSE BASIS”. As such, sale is without any kind of warranties & indemnities. 12. Particulars of the property/asset (viz. extent & measurements specified in the E-Auction Sale Notice) have been stated to the best of information of the Authorised Officer and Authorised Officer shall not be answerable for any error, misstatement or omission. Actual extent & dimensions may differ. 13. E-Auction Sale Notice issued by the Bank is an invitation to the general public to submit their bids and the same does not constitute and will not be deemed to constitute any commitment or any representation on the part of the Bank. Interested bidders are advised to peruse the copies of title deeds with the Bank and to conduct own independent enquiries/due diligence about the title & present condition of the property/ assets and claims/ dues affecting the property before submission of bid/s. 14. Auction/ bidding shall only be through “online electronic mode” through the website https://bankauctions.in by the service provider M/s. 4 CLOSURE, who shall arrange and coordinate the entire process of auction through the e- auction platform. 15. The bidders may participate in e-auction for bidding from their place of choice. Internet connectivity shall have to be ensured by bidder himself. Banks/service provider shall not be held responsible for the internet connectivity, network problems, system crash, power failure etc. 16. For details, help, procedure and online bidding on e-auction prospective bidders may contact the Service Provider M/s. 4 CLOSURE, Contact Nos. 08142000061/62/66 (M), Tel: 04023836405 and Local Person (Kerala) Mr. Sudheesh Kumar, Contact No.9515160064 mail id: [email protected]. 17. For participating in the e-auction sale, the intending bidders should register their details with the service provider M/s. 4 CLOSURE well in advance and shall get the user id and password. Intending bidders are advised to change only the password immediately upon receiving it from the service provider . 18. For participating in e-auction, intending bidders have to deposit a refundable EMD of 10% of reserve price by way of RTGS/NEFT/Funds Transfer to the credit of Account No: 339801020050003, UNION BANK OF INDIA, through IFSC Code: UBIN0560545 or by DD/Pay order favouring Union Bank of India, payable at Kozhikode. 19. The intending bidders should submit the duly filled in Bid Form (format available in the above website) along with the DD/ PO or quoting the UTR No. of NEFT/RTGS remittance towards EMD in a sealed cover addressed to the Authorized Officer, Union Bank of India, Chandranagar Branch, latest by 05.09.2019. The sealed cover should be super scribed with “Bid for participating in E-Auction Sale- in the A/c. of M/s.
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