December 29, 2017 Issue

COURTS REAL ESTATE No magic but Backpacks of plenty of art holiday warmth Find Public Notices Judge Neil omas melds Berkshire Realtor Ashley inside & online: trial strategy, symphony Ballezzi ﬁ nds fulﬁ llment www.HamiltonCountyHerald.com concepts in his book. in helping the homeless. P3 P15

Volume 104 | No. 52 Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE

December 29, 2017 – January 4, 2018 Opioid crisis and juvenile justice

What was going on in Two issues poised to dominate 110th General Assembly Chattanooga in 1967? Saturday, Dec. 30 By Sam Stockard | Correspondent system of juvenile justice more responsive Incidents of infl uenza to the needs of communities and results in showed a marked increase ith the state’s budget projected greater safety to our citizens,” says state Sen. in Hamilton County during to be tight and lawmakers lining Jeff Yarbro, a Nashville Democrat. the week. Dr. M.M. Young, up to run for re-election in 2018, Yarbro, who chairs the Senate Minority director of the city-county the coming legislative session Caucus, says Democrats have been trying health department, said Wisn’t expected to yield many to “work across the aisle” on these matters an epidemic is likely if surprises. for years, and he adds he hopes to see “good the trend continues. Five But the 110th General Assembly still has bipartisan legislation” emerge from the hundred and two cases a long row to hoe as the session starts Jan. 9 session. were reported in Hamilton with new legislative offi ces and committee Indeed, legislation is expected to come County for a two-week rooms in the renovated Cordell Hull Build- out of opioid and juvenile justice task forces period ending Friday. ing in downtown Nashville. appointed by House Speaker Beth Harwell. Money volume and “ is session we have a lot of work to do “It has been almost a year since I fi rst sales of homes set a re- on a number of fronts where we have been See LEGISLATIVE PREVIEW, page 13 cord in 1967 for any one proposing action, from addressing the health year through the Multiple crisis surrounding opiates to pris- Listing Service of the Chat- on oversight and ensuring tanooga Board of Real- the money we’re dedicat- tors, Mrs. Dorothy Hicks, ing to prisons is well executive vice president utilized in lowering of the board, said Friday. the recidivism rate Homes were sold for a total to making the of $12,563,281.27 in 729 sales through Dec. 29. e Chattanooga Half Century Club re-elected offi cers to service in 1968. ey are: Fred Fassnacht, president; Williams Brooks, vice president; C.D. Moore, secretary-treasurer; Pat Crowe, sergeant-at-arms; Graham Owens, historian; Dr. J.P. McCallie, chaplain; James A. Buford, chairman; and Donald Boddy, chairman, Sunshine Committee. Former County Judge Will See 50 YEARS, page 17

INSIDE ■ FINANCIAL FOCUS P12 ■ REAL ESTATE P15

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EXECUTIVEDIRECTOR CHATTANOOGA BAR ASSOCIATION worth atleast$2millionstake. at stakeorwiththefateofabusiness at least$2millioninallegeddamages plaintiff ordefendant,amatterwith attorney musthavelitigated,foreither invitation only. Litigators for2017.Selectionisby America’s Top100HighStakes Wooden hasbeennamedoneof space andgroundleases. developments, officebuildingsand tations haveincludedcommercial covenants. of leases,easements,restrictionsand lated matters,surveys,preparation of realproperty,alongwithtitle-re financing, operationanddisposition and investorsinacquisition,sale, life cycle.Headvisesdevelopers carry throughaproperty’sentire complex realestatetransactionsthat work, Feldman’sexperienceincludes comprises morethan30yearsoflegal to familiesandtheirbusinesses. He alsohasservedasgeneralcounsel services totax-exemptorganizations. in courtroomsandprovidedcritical ers inadministrativeproceedingsand plaintiff. matters, bothasdefensecounseland and trusteesinavarietyoflitigation individual andinstitutionalexecutors succession planningandrepresented es inestateplanningandbusiness guided individualsandtheirbusiness- and privatewealthmatters.Hehas practice oninvestmentmanagement kets industryteam,Catesfocuseshis financial servicesandcapitalmar estate attorney. Ronald Feldmanasatop-ratedreal probate attorneyinChattanoogaand as atop-ratedestateplanningand 2017 lists. attorneys fromChattanoogatoits ing StarsnamedsixHuschBlackwell Tracy Wooden Top named Litigator Stakes 100High Cates,FeldmanBlackwellhonors Husch top Candidates are then screened using Candidates arethenscreenedusing To beconsideredforselection,an Chattanooga attorneyTracy Rising StarsincludedK.ChrisCol- Feldman’s propertyrepresen- With arealestateportfoliothat Cates hasalsorepresentedtaxpay- As amemberofHuschBlackwell’s Super LawyersincludeAlanCates Mid-South SuperLawyersandRis- Chattanooga Bar Association | The Pioneer Building | Suite 420 | 801 Broad Street | Chattanooga, TN 37402TN Chattanooga,StreetBroad | 801 423-756-3222 | 420| Suite | Building Pioneer The Fax:| Association BarChattanooga | 423-265-6602 | Bar Association Bar notes from the the notesfrom Chattanooga News and Newsand Executive Committee Steven M.Jacoway Steven William Colvin G.

PRESIDENT-ELECT Bar Association Lee Davis Lee SECRETARY PRESIDENT - - recognized. list andhad four RisingStars neys onthe2017 Super Lawyers Husch Blackwell placed two attor vately held companies and lenders, vately heldcompaniesandlenders, son andSamanthaLunn. lins, KelsieHanson,AndrewHodg- States receivethishonor. cent ofactiveattorneysintheUnited membership. Lessthanone-halfper- torneys ineachstateareselectedfor nity impact. matters, peerreputationandcommu results, representativehighstakes litigation experience,significantcase candidate’s professionalexperience, a broadarrayofcriteria,includingthe Rising Stars Representing corporations,pri- With over 25 years of experience, With over25yearsofexperience, Only thetop100qualifyingat- Honorable Christie M. M. Christie Honorable John C. Harrison John C. PASTPRESIDENT TREASURER Photograph provided Sell Hamilton CountyHerald - Rising Stars Super Lawyers - Board of Governors Barret S. Albritton S. Barret Jeffrey W.Jeffrey Maddux George G. Hixson G. George YLD REPRESENTATIVEYLD Brittany T.Brittany Faith Jimmy Rodgers Marc Harwell Marc government investigation, breach government investigation,breach litigation. Hisexperienceincludes the areasofbusinessandcommercial Collins concentrateshispracticein tax matters, financial institutions, tax matters,financialinstitutions, porate law,individualandcorporate Wooden Sheri FoxSheri

practice areasin legal servicesin Wooden provides business andcor- planning, litigation, real estate,estate injury, construction, nications, personal wireless commu- cluding utilitylaw, Rising Stars The Honorable Pamela The Pamela Honorable JUDICIAL REPRESENTATIVEJUDICIAL Ex-Officio Member - Fleenor Super Lawyers liability. of contract,realestateandproduct lion DollarAdvocatesForum. of theMulti-MillionDollarandMil by Martindale-Hubbleandamember individual clientsandbusinesses. Service toobtainfairresolutionsfor working withtheInternalRevenue in resolvingcomplextaxissuesand Wooden hasalsobeeninstrumental government lawandzoning. www.chattanoogabar.org As amemberofHuschBlack- Wooden is rated AV Preeminent Wooden isratedAVPreeminent As acertiﬁedpublicaccountant, Rising Stars www.hamiltoncountyherald.com Source: TracyWooden See page 3 page HUSCH, - 3

| CHATTANOOGA BAR ASSOCIATION - Source: Xlibris December 29, 2017 – January 4, 2018 – January 4, 29, 2017 December omas’ community service “Imagination and the Art of the the judgment and remand the issue to the trial court for entry of appropriate findings of fact and conclusions of law. In Re: Autumn B. Case number: E2017-00019-COA-R3-JV Authoring judge: Judge Brandon O. Gibson Originating judge: Judge Robert D. Philyaw This is a child custody case. Mother appeals the trial court’s determination that Father should be designated as the child’s primary residential parent. Father requests attorney’s fees for defending this appeal. Discerning no error, we affirm the decision of the trial court. This Court deems the appeal frivolous and remands this matter to the juvenile court to determine attorney’s fees and costs to be awarded to Father. State of Tennessee v. Aaron Jermaine Clark Case number: E2017-00616-CCA-R3-CD Authoring judge: Judge Robert L. Holloway, Jr. Originating judge: Judge Thomas C. Greenholtz Aaron Jermaine Clark (“the Defendant”) appeals the trial court’s revocation of his probation and imposition of his sentences, claiming that he should have been granted an alternative sentence so that he could continue his course of drug rehabilitation. After a review of the record and applicable law, we conclude that the trial court did not abuse its discretion. The judgment of the trial court is affirmed. Marlon Duane Kiser v. State of Tennessee Case number: E2016-01644-CCA-R3-PD Authoring judge: Judge D. Kelly Thomas, Jr. Originating judge: Judge Don W. Poole The Petitioner, Marlon Duane Kiser, appeals the Hamilton County Criminal Court’s denial of his petition for post-conviction relief challenging his 2003 first degree murder conviction and re- sulting death sentence. On appeal, the Petition- er alleges that the postconviction court should have granted post-conviction relief based upon allegations of the ineffective assistance of counsel during the guilt-innocence phase of the trial, the original trial judge’s failure to recuse himself for an inappropriate relationship with a victim witness coordinator, the perjured testimony of a witness, and newly-discovered evidence raising doubt as to his guilt. Follow- ing our review, we affirm the judgment of the postconviction court. has included service on the governing service on the has included section of thebody of the litigation and in theAmerican Bar Association of the TennesseeHouse of Delegates founded the lit- Bar Association. He Tennessee Barigation section of the of the Amer- Association, is a fellow Chattanoogaican, Tennessee and is a member ofBar Foundations, and States Supremethe bar of the United Court. includes president of the Chatta- nooga Chamber of Commerce, the Chattanooga Rotary Club, the Brock-Cooper American Inns of Court, the Tennessee Safety Council, Junior Achievement, Friends of both Chickamauga National Military Park and Moccasin Bend Park and the Salvation Army. omas has pub lished and taught extensively in the legal field. Jury Trial” is available at Amazon and Barnes & Noble. - - omas graduated

his trial experience from his practice in strategy. He blends of jury selection, evidence and trial New York City and lectured and taught on the subjects of Michigan Law School. He has both of North Carolina and the University from the University About Thomas suggesting.” cial system to at least consider what I am of appellate review. Let me urge the judi from the standpointfrom the Tennessee Appellate Court Opinions Court Appellate Tennessee omas’ professional involvement then in Chattanooga with 20 years on the state court bench, where he pre Josh Holland Et Al. v. Edward M. Forester Et Al. Case number: E2016-02147-COA-R3-CV Authoring judge: Judge Charles D. Susano, Jr. Originating judge: Judge L. Marie Williams This case involves an alleged intentional or negligent misrepresentation made in connection with the sale of a residence. Shortly after purchasing their home from sellers Edward M. Forester and Alisa S. Forester, buyers Josh Holland and Angie Holland discovered that the subfloor of the house was saturated and ruined by pet urine. The buyers sued the sellers in general sessions court. That court found that the sellers intentionally misrepresented the condition of the subfloor on the property disclosure form. The sellers appealed to the trial court. The buyers alleged that the sellers violated the Tennessee Residential Property Disclosure Act (TRPDA), Tenn. Code Ann. § 66-5- 201, et seq. (2015). They sought damages for intentional or negligent misrepresentation; promissory fraud; fraudulent inducement to contract; and breach of the implied covenant of good faith and fair dealing. Mr. Forester passed away prior to the second trial. The buyers continued this litigation but only against Ms. Forester in her individual capacity. The trial court held that the buyers failed to prove that Ms. Forester had knowledge of the alleged defect in the subfloor. Specifically crediting her trial testimony, the court held that Ms. Forester did not violate the TRPDA or make an intentional or negligent misrepresentation. The buyers appeal, asserting that the trial court erred in determining that Ms. Forester did not know about the condition of the subfloor and in admitting Ms. Forester’s testimony regarding Mr. Forester’s mental capacity around the time of the general sessions court trial. We affirm the judgment of the trial court. Tressie G. Smith v. Michael Lee Smith Case number: E2017-00515-COA-R3-CV Authoring judge: Judge Brandon O. Gibson Originating judge: Judge W. Neil Thomas, III This appeal involves an unnecessarily lengthy and convoluted divorce proceeding. The appel- lant-wife argues that the trial court failed to properly classify and divide the parties’ marital property. Due to the lack of factual findings regarding the basis for the trial court’s marital property distribution, we vacate that portion of sided over more than 200 jury trials involving complex contract disputes, medical malpractice and product liability. - Hamilton County Herald County Hamilton Source: Husch Blackwell - Covering more than 70 ny, where she advised on legal, accounting, employment and regulatory matters. She also has experience setting up and advising 501(c)(3) not-for-profit entities. isareas, Super Lawyers practice a directory of lawyers who have As a member of Husch Blackwell’s Prior to joining Husch Blackwell, e annual selection process in- “Some judges “Both judges and practitioners are for a regional credit union and served as a deputy clerk for the Shelby County General Sessions Court. financial services and capital mar kets industry team, Lunn represents businesses in complex commercial litigation. She counsels clients on securities litigation, white collar in- vestigations and litigation, insurance litigation, employment matters, trade disputes and e-discovery. Lunn served as advisor and in-house counsel for a manufacturing compa- attained a high degree of peer recognition and professional achievement. Only five percent of attorneys are selected to the Super Lawyers list and two and a half percent are selected to the Rising Stars list in each state. cludes a statewide survey of lawyers, independent research of candidates and peer reviews by practice area. e Rising Star category is for attorneys who are under 40 years old or who have fewer than ten years of legal experience. ty. e second is relating – the ability to tell a story and relate it to a jury. ird is learning to overcome the biggest deficit of a lawyer – listening. might not be receptive to the innovation I am suggesting in this book,” he explains. “Before you try to use my theories, make sure your judge will let you. Also, some practitioners may resist what I espouse in this work. comfortable in knowing that the way we presently try cases is the safe way central to thiscentral to concept. One is imagination – self-creativi NEWS Page 13 Page MORE BAR - - From page 2 From

As a retired trial judge with 20 trial judge with As a retired Hodgson is a member of In addition, Hodgson assists with Before joining Husch Blackwell, Published by Xlibris, the bookPublished by Xlibris, “Working on this book has been e book shows jury trial lawyers ere are three concepts that are HUSCH years of experience on the civic benchyears of experience experience asand over 25 years of omas hasa trial attorney, Neil who are inex witnessed lawyers tions, general corporate representation and commercial transactions. She has experience with clients in the real estate, manufacturing and transportation industries. Husch Blackwell’s real estate and development group. He concen- trates his practice in the areas of commercial real estate transactions, development, ﬁnancing and leasing. He negotiates leases with national tenants on behalf of a REIT owning or operating nearly 100 regional shopping centers. Hodgson also has experience with the development, leasing and disposition of peripheral commercial properties. business organizations, commercial lending and general corporate matters. He has experience working with community and regional banks in loan transactions secured by real estate. Hodgson worked in-house as a clerk well’s real estate, development and construction team, Hanson concen- trates her practice in the areas of commercial real estate transactions, development, acquisition and leasing. She negotiates leases and other agreements with national tenants on behalf of a real estate investment trust owning or operating nearly 100 regional shopping centers. Hanson also assists with business organiza Thomas’ book Thomas’ is art there provesjury in trial www.hamiltoncountyherald.com perienced in trying jury trials. isperienced in trying “Imaginationprompted him to write Jury Trial.”and the Art of the lawyers to ap- challenges jury trial and trial ofproach the preparation a jury case from a diﬀerent point of view. fun because I’ve tried to stretch our imaginations by melding trial concepts with symphony concepts,” omas says. “is is not a book of magical secrets that tells you how to prepare for and try every jury trial. ere is no such magic. But there is art in a jury trial.” how to prepare and try a jury case professionally and in an organized, artistic way. It is not intended to deal with the mechanics but rather deals with creativity. 4 | December 29, 2017 – January 4, 2018 Hamilton County Herald www.hamiltoncountyherald.com

n HCH VIEW FROM CAPITOL HILL Hamilton County Herald Haslam considers downsizing UT Board 102 years of service Gov. Bill Haslam is consid- don’t want them to microman- ney from rural Ripley in West Telephone 423-602-9270 ering reducing the number age, but sometimes you’d like Tennessee, was a candidate for Fax 423-602-9269 University of Tennessee Board them to be a little more active.” the UT presidency when the 735 Broad Street Suite 406 of Trustees members and trim- Massey was active in reviv- Board of Trustees selected Joe Chattanooga, TN 37402 ming the number of fi nalists ing the Lady Vols moniker for DiPietro for the leadership post – CHATTANOOGA – presented for top leadership women’s sports at UT-Knox- in 2011. DiPietro also serves David Laprad positions in the UT system, ville and says the board wasn’t on the board as an ex-offi cio, Editor Lt. Gov. Randy McNally has as responsive enough during voting member. [email protected] confi rmed. Sam Stockard that process. “I thought it was an out- Dianna Chambers Haslam spokeswoman [email protected] Haslam is doing “due standing process to go through Display Advertising [email protected] Jennifer Donnals declined to diligence” and talking with to fi nd a president,” Fitzhugh 615-254-5522 address specifi cs Friday but of his initiatives.” board members and staff to put says. “I think it is a state univer- said “the governor is having State Sen. Becky Duncan together ideas as well as the sity that uses public funds, that Julia Warren Foreclosures, Public Notices conversations about ways to Massey, a UT-Knoxville gradu- process for making changes, uses funds from students and [email protected] help the UT Board of Trustees ate, also confi rmed the gover- Massey said. their parents, and I think it’s 901-521-1196 operate more effi ciently and nor is considering proposing But he’ll have to move very important that we need to Donna Gosnell eff ectively.” changes in the board’s struc- quickly because the Legislature be clear and transparent and as Circulation, Online Subscriptions McNally said Friday part of is set to convene Jan. 9, and fully open as we can.” customerservice@ ture, possibly by reducing the hamiltoncountyherald.com the governor’s proposals would number of members or even he’ll make his State of the State e university’s reputation 615-254-5522 involve reducing the size of instituting advisory boards at address Jan. 22. is such that candidates ought the UT Board of Trustees and UT’s fi ve campuses. In regard to the search for to take pride in applying for the – CORPORATE OFFICES– changing the search process Massey, a Knoxville Republi- UT chancellors or presidents, job, Fitzhugh says, noting he 193 Jefferson Ave. for UT chancellors or system can, attended a McNally says the governor opposed previous legislation Memphis, TN 38103 presidents. lunch meeting is considering proposing the making the search more private Eric Barnes Publisher, CEO e governor is set to Friday with the board would announce one and limiting the fi nal public [email protected] announce his legislative and governor and person for a hearing instead of nominations to only three Lyle Graves policy initiatives in January. McNally where three candidates for the post. people. Associate Publisher, e board has 26 members, GOVERNOR’S the matter “I think that’s gonna have a “I think it’s another good ol’ Executive Editor including the governor, who BOARD very diffi cult time in the Legis- boy-type network that we don’t [email protected] APPOINTMENTS was discussed. serves as chairman and a voting Page 5 She said the lature, particularly in an elec- need to bring back,” he says. Pam Mallett member. Seventeen members proposal stems, tion year,” says the lieutenant UT’s recent football coach- Chief Financial Officer [email protected] selected from Tennessee’s con- in part, from the FOCUS Act in governor, who graduated from ing search, which brought gressional districts serve on the which boards of trustees were the University of Tennessee negative national publicity Member of: board, as well, along with two set up this year at Tennessee’s College of Pharmacy in 1969. to the school, is the most-re- Tennessee Press Association student members, two faculty state colleges such as MTSU e General Assembly’s 99 cent example of why searches National Newspaper Association members and three depart- House members will be up should be as open as possible, American Court & Commercial and TSU. Newspapers ment commissioners who can “Having a small board is for re-election in 2018, as will Fitzhugh says, adding football cast votes. more effi cient, because there’s a portion of the 33-member coaches’ salaries are consider- e governor might believe been … a number of times that Senate. ably higher than the university the board is “a little bit unman- because that (UT) board’s so State Rep. Craig Fitzhugh, president’s pay. ageable at that size, so they’re big I don’t think they’re really a Democratic gubernatorial “We had a situation where gonna try to reduce it down,” doing as well as some of us candidate who earned his that was kept secret, and once McNally says. “How they do it, would maybe hope they would bachelor’s and law degrees at it got out it just blew up,” he I haven’t heard. But that’s one at times,” Massey says. “You the University of Tennessee, says. says both moves would be bad, Former UT Athletics Direc- Subscription $15 per year adding he is “quite surprised” tor John Currie was prepared By mail by the potential for reducing to hire Ohio State defensive Single copy • 50 cents the size of the UT Board of coordinator Greg Schiano for Postmaster send Trustees. the coaching position when changes of address to: “It’s a land-grant universi- students, fans and legislators Hamilton County Herald P.O. Box 3008 ty,” Fitzhugh says. “Right now, took to social media to protest Memphis, TN 38173 we have a situation where the the apparent hire, in part be- membership is spread out cause of Schiano’s connection Hamilton County Herald USPS #120710 through the congressional dis- to the Penn State program and published weekly by tricts in the state, ensuring that court testimony allegations that Hamilton County Herald, LLC., we have broad representation. he saw disgraced former coach Periodicals Postage “It’s also by political parties, Jerry Sandusky have inappro- paid at which I think is very import- priate contact with a boy in the Chattanooga, Tennessee Material published in the Hamilton County ant. No matter who’s in power, locker room years ago. Schiano Herald is compiled at considerable expense and is so to speak, it gives a good has denied the accusations. for the sole and exclusive use of our subscribers. balance.” The contents of the Hamilton County Herald See TRUSTEES, page 12 may not be republished, resold or reproduced Fitzhugh, a banker and attor- in any manner, in whole or in part without the consent of the publisher. Any infringement may be subject to legal redress. Newsmakers The records contained in the Hamilton Coun- ty Herald are taken from those fi led in the public record and do not necessarily refl ect the fi nancial serving in the U.S. Army. standing of the parties involved. Care is taken to Mangum returns to Mangum earned his J.D. from the Uni- publish suits, judgements, other documents versity of Georgia School of Law. While exactly as they appear in the public record. Grant, Konvalinka However, the Hamilton County Herald assumes attending law school, Mangum served no liability for errors or omissions. Persons who and Harrison on the Georgia Journal of International rely solely on these contents do so at their own Lee Mangum has and Comparative Law and clerked for risk. joined the law firm a judge in the Fulton County Superior Any explanation of these items, as well as Grant, Konvalinka correction of any erroneous information, will be Court in Atlanta. published upon timely notifi cation by proper and Harrison, PC. Mangum interned for Grant, Konva- correspondence. Mangum, from linka & Harrison during the summer of The editors are responsible for the writing Newnan, Georgia, 2016. and display of the news, data and features in this graduated from newspaper. If you have a question or suggestion, Lee’s practice areas are: Business and you may call during normal business hours. the University of Corporate Law, Real Estate, Personal – Susanne Reed, General Manager West Georgia with Injury and Wrongful Death, and Immi- 423-602-9270 Mangum a political science gration. [email protected] degree after www.hamiltoncountyherald.com Hamilton County Herald December 29, 2017 – January 4, 2018 | 5 Governor adds 217 appointees to 93 boards Tennessee Gov. Bill Haslam has announced the appointments of Radiologic Imaging and Radiation Tennessee Board of Regents A C Wharton, Memphis 217 Tennesseans to 93 boards and commissions. Therapy Board of Examiners Larry Autry, Newbern Tennessee Highway Officials “By serving on our state boards and commissions, these Ten- Matthew Fakes, Centerville Jeremy Mitchell, Pulaski Certification Board nesseans are helping us provide responsive, effective and efficient Kae Flemming, Columbia Bill Summons, Memphis Bryon Fortner, Sevierville Kathy Hunt, Cordova service to their fellow citizens,” Haslam says. “I am grateful for their Emily Reynolds, Nashville Tennessee Historical Commission Karen Munyon, Nashville service and know they will well represent the people of Tennessee.” Tennessee Collection Services Beth Campbell, Nashville Pamela Ward, Gallatin Appointment terms are varied due to differing statutory require- Board Don Roe, Jackson ments or term limits determined by specific qualifications. Real Estate Appraiser Commission Charles Hellman, Goodlettsville Derita Williams, Memphis Jason Bennett, Arrington Josh Holden, Knoxville e appointments are listed below: Tennessee Housing Development Randall Thomas, Kingsport Bart Howard, Dickson Agency Advisory Committee for Purchase Board of Medical Examiners State Board of Accountancy Tennessee Commission on Children John Snodderly, LaFollette from the Blind and Other Severely Debbie Christiansen, Knoxville Jack Bonner, Piney Flats and Youth Disabled MaryMac Wilson, Knoxville Archie Ellis, Knoxville Gay Moon, Nashville Hailey Brooks, Nashville Tennessee Human Rights Louis Galbreath, Morristown Board of Occupational Therapy Trey Watkins, Memphis Kelly Drummond, Knoxville Conya Mull, Knoxville Commission Amanda Newbern, Smyrna State Board of Cosmetology and Rob Mortenson, Nashville Robert Rosenbaum, Knoxville Gary Behler, Georgetown Anita Tisdale, Knoxville Barber Examiners Annemarie Rainwater, Shelbyville Tennessee Massage Licensure Advisory Council for Alternative Board of Optometry Rebecca Russell, Clinton Wendy Shea, Memphis Education Board Christopher Cooper, Memphis Frank Gambuzza, Knoxville Christy Sigler, LaVergne Major Shelton, Manchester Marvis Burke, Harrison Linda Tharp, Collierville Mona Sappen eld, Memphis Altha Stewart, Memphis Bill Mullins, Antioch Advisory Council for the Education Board of Osteopathic Examination Amy Tanksley, Brentwood Tennessee Commission on of Students with Disabilities Holocaust Education Virginia Yarbrough, Chattanooga Shant Garabedian, Jackson State Board of Education Tennessee Motor Vehicle Commis- Travis Commons, Nashville Haden Bawcum, Bath Springs Felicia Anchor, Nashville Board of Podiatric Medical Exam- sion Amy Allen, Milan Darrell Cobbins, Memphis Jack Belz, Memphis iners John Barker, Nashville Paula Brownyard, Jackson Lang Wiseman, Cordova Annette Eskind, Nashville David Craig, Columbia Kay Oglesby, Blountville Allen Exelbierd, Memphis State Board of Equalization Tennessee Occupational Safety and Joey Ellis, Nashville Sheila Schuler, Nashville Aileen Katcher, Nashville Health Review Commission Betty Burchett, Adams Jennifer Escue, Nashville Board of Social Worker Licensure Gus Kuhn, Nashville Dana Dodson, Cordova Advisory Council on Workers’ Kim Mallory, Nashville State Board of Examiners for Land Alison Lebovitz, Chattanooga Surveyors Tennessee Private Investigation Compensation BJ Nesler, Brentwood Larry Leibowitz, Knoxville and Polygraph Commission Jennifer Williams, Nashville Jackie Dillehay, Nashville Josh Lipman, Memphis Joy Baker, Johnson City Stuart Bayne, Oliver Springs Leonid Saharovici, Memphis Sandra Fletchall, Millington Board of Water Quality, Oil and Gas State Board of Examiners in Robin Brewer Johnson, Memphis Mark Schiftan, Nashville Keith Graves, Nashville Kevin Davis, Savannah Pyschology Doug Shanks, Gatlinburg John Harris, Knoxville Todd Moore, Knoxville Tennessee Community Services Frank McGinley, Savannah Tennessee Real Estate Commission Greg Ramos, Nashville Neelam Jain, Germantown Agency Board of Directors Carroll County Watershed John Griess, Knoxville Air Pollution Control Board Authority Jennifer Winfree, Lancaster Gwendolyn Wright, Memphis Tennessee Rehabilitative Initiative State Board of Pharmacy Tennessee Council for the Deaf, John Benitez, Arrington Natalie Porter, Atwood in Correction Ken Moore, Franklin Adam Rogers, Brentwood Deaf-Blind and Hard of Hearing Committee for Clinical Perfusion- Mike Boner, Nashville Eric Fleet, Fairview Archaeological Advisory Council ists State Capitol Commission Ashley Elizabeth Graham, James Smith, Knoxville Kevin Smith, Murfreesboro Wendy Menowsky, Kingsport Howard Gentry, Nashville Nashville Lori Wyke, Chattanooga Board for Licensing Health Care Committee on Physician Assistants State Soil Conservation Committee Tennessee Residence Commission Tennessee Council on Autism Facilities Donna Lynch, Franklin Don Holbert, Dandridge Jane Martin, Knoxville Spectrum Disorder Lisa Piercey, Trenton Bret Reeves, Clarksville State Workforce Development Emelyne Bingham, Nashville Tennessee State Veterans’ Home Board for Professional Counselors, Council for Judicial Appointments Board Mary Ellen Chase, Memphis Board Marital and Family Therapists, and Sarah Campbell, Nashville Martha Axford, Knoxville Roddey Coe, Chattanooga Tommy Ambrose, Memphis Clinical Pastoral Therapists Christine Hopkins, Tullahoma Council for Licensing Hearing Michael Collins, Knoxville Tiffany Sawyer, Cleveland Shelly Steel, Nashville Warren Logan, Chattanooga Instrument Specialists Will Edwards, Knoxville Wanda Graham, Brentwood Greg Persinger, Murfreesboro Board of Alcohol and Drug Abuse Jackie Miller, Hixson Quentin Humberd, Cunningham Rick Grant, Memphis Counselors Council for Licensing Hearing TennCare Pharmacy Advisory Beth Malow, Nashville Susan Hall, Murfreesboro Ella Bentley, Dyersburg Instrument Specialists Committee Jenness Roth, Memphis Tennessee Student Assistance Shana Bush, Mt Juliet Board of Appeals Bruce Fetterman, Memphis Iseashia Thomas, Memphis Corporation James Johns, Nashville Jennifer Lankford, Nashville Tennessee Council on Developmen- Charles Layne, Nashville Elevator and Amusement Device Ernest Jones, Lebanon Board of Boiler Rules tal Disabilities Tennessee Suicide Prevention Safety Board Karen Rhea, Franklin David Baughman, Milton James Pope, Green eld Roddey Coe, Ooltewah Advisory Council Tennessee Advisory Committee for Harold Bowers, Centerville Ryan Durham, Lawrenceburg Sherri Feathers, Kingsport Governor’s Council for Armed Acupuncture Terry Fox, Lyles Forces, Veterans and Their Fam- Serina Gilbert, Charlotte Eve Nite, Chattanooga Karman Gossett, Murfreesboro Board of Chiropractic Examiners ilies Lisa Johnson, Greeneville Sandra Perley, Columbia Jian Yan, Cordova Sarah Kassas, Nashville Becky Stoll, Pegram Jason Hulme, Hendersonville Larry McKnight, Nashville Tennessee Aeronautics Commis- Tecia Puckett Pryor, Smithville Donald Morris, Summertown TVA Regional Resource Council Board of Communication Disorders sion Gina Summer, Jackson and Sciences Susan Williams, Knoxville Great Smoky Mountains Park George Huddleston, Murfreesboro Martez Williams, Nashville Jean Brandon, Knoxville Commission Underground Storage Tanks and Tennessee Agricultural Hall of Tennessee Duck River Development Carrie Crittendon, Union City Dan Lawson, Maryville Solid Waste Disposal Control Board Fame Board of Directors Agency Deborah Starr, Memphis Health Services and Development Jared Lynn, Hermitage Brent Carter, Fayetteville Lane Curlee, Tullahoma Board of Dentistry Agency DeAnne Reman, Greenbrier Rose Ann Donnell, Jackson Charles McDonald, Shelbyville David Travis, Paris Kenneth Patric, Chattanooga Underground Utility Damage Robert Helvey, Johnson City Tennessee Education Lottery Cor- Thomas Williams, Brentwood Enforcement Board Humanities Tennessee Board of Tennessee Arts Commission poration Board of Directors Board of Dietitian and Nutritionist Directors Bill Hollin, Dayton Michael Dumont, Linden Pearl Shaw, Memphis Examiners Sammie Arnold, Nashville Uniform Law Commission Jan McNally, Oak Ridge Tennessee Film, Entertainment and Jim Dodson, Oak Ridge Alberto Gonzales, Nashville Jamie Bailey, Memphis Johnnie Wheeler, Cookeville Music Commission Linda Hankins, Knoxville Carol Harris, Dyersburg Volunteer Tennessee Commission Tennessee Auctioneer Commission Will Lowery, Nashville Patrick Parham, Franklin Emily Mitchell, Nashville Andrea Hill, Memphis Ronnie Colyer, Ten Mile Ken Paulson, Murfreesboro Board of Dispensing Opticians Keep Tennessee Beautiful Advisory Tony Olden, Memphis Jeff Morris, Memphis Rich Peluso, Leiper’s Fork Janet Perry-Martinez, Erin Council Water and Wastewater Operators Tennessee Board of Architectural Steve Schnur, Nashville Janet Callahan, Bristol Certification Board Board of Examiners for Nursing and Engineering Examiners Zak Weisfeld, Knoxville Home Administrators Post-Conviction Defender Over- Tennessee Forestry Commission Darryl Green, Jackson sight Commission Richard Bursi, Memphis Nyda Bays, Johnson City Alton Hethcoat, Brentwood Johnny Heard, Collinwood Tyler Dewitt, Arlington Juanita Honeycutt, New Tazewell Rick Thompson, Chattanooga John Charles Wilson, Arlington Buffy Key, Baxter Niesha Wolfe, Clarksville Tennessee Board of Court Tennessee Higher Education Com- Board of Ground Water Manage- Private Probation Services Council Reporting mission ment Stancil Ford, Talbott Briton Collins, Knoxville DaKasha Winton, Red Bank Tim Hawn, Pikeville Jimmy Johnston, Hendersonville Page 6 DecemberHAMILTON 29, 2017- January COUNTY 5, 2018 www.HamiltonCountyHerald.com H Public Notices

CURRENT OWNER(S): TOMMY RAGLAND, OTHER INTERESTED PARTIES: being sold with the express reservation that Foreclosure Notices WANDA F. RAGLAND The sale of the above-described property shall it is subject to confirmation by the lender or Hamilton County OTHER INTERESTED PARTIES: ASPEN CON- be subject to all matters shown on any recorded Substitute Trustee. This sale may be rescinded TRACTING, INC. , CITY OF CHATTANOOGA, plat; any unpaid taxes; any restrictive cov- at any time. The right is reserved to adjourn TN, Tennessee Housing Development Agency enants, easements or set-back lines that may the day of the sale to another day, time, and NOTICE OF SUBSTITUTE TRUSTEE S SALE NORTHWARDLY ALONG SAID LINE, 50 FEET The sale of the above-described property shall be applicable; any prior liens or encumbrances place certain without further publication, upon WHEREAS, default has occurred in the perfor- TO THE POINT OF BEGINNING. be subject to all matters shown on any recorded as well as any priority created by a fixture filing; announcement at the time and place for the mance of the covenants, terms and conditions Parcel ID: 117G-B-003 plat; any unpaid taxes; any restrictive cov- and to any matter that an accurate survey of sale set forth above. All right and equity of re- of a Deed of Trust dated May 5, 2005, executed PROPERTY ADDRESS: The street address of enants, easements or set-back lines that may the premises might disclose. This property is demption, statutory or otherwise, homestead, by ROBERT HARDIN, conveying certain real the property is believed to be 110 SOUTH- be applicable; any prior liens or encumbrances being sold with the express reservation that and dower are expressly waived in said Deed property therein described to TRANSCONTI- VIEW STREET, CHATTANOOGA, TN 37405. as well as any priority created by a fixture filing; it is subject to confirmation by the lender or of Trust, and the title is believed to be good, NENTAL TITLE COMPANY, as Trustee, as same In the event of any discrepancy between this and to any matter that an accurate survey of Substitute Trustee. This sale may be rescinded but the undersigned will sell and convey only appears of record in the Register’s Office of street address and the legal description of the the premises might disclose. This property is at any time. The right is reserved to adjourn as Substitute Trustee. The Property is sold Hamilton County, Tennessee recorded May 11, property, the legal description shall control. being sold with the express reservation that the day of the sale to another day, time, and as is, where is, without representations or 2005, in Deed Book GI 7527, Page 210; and CURRENT OWNER(S): ROBERT HARDIN it is subject to confirmation by the lender or place certain without further publication, upon warranties of any kind, including fitness for a WHEREAS, the beneficial interest of said Deed OTHER INTERESTED PARTIES: The sale of the Substitute Trustee. This sale may be rescinded announcement at the time and place for the particular use or purpose. of Trust was last transferred and assigned to above-described property shall be subject at any time. The right is reserved to adjourn sale set forth above. All right and equity of re- THIS LAW FIRM IS ATTEMPTING TO COLLECT THE BANK OF NEW YORK MELLON F/K/A THE to all matters shown on any recorded plat; the day of the sale to another day, time, and demption, statutory or otherwise, homestead, A DEBT. ANY INFORMATION OBTAINED WILL BANK OF NEW YORK as successor in interest any unpaid taxes; any restrictive covenants, place certain without further publication, upon and dower are expressly waived in said Deed BE USED FOR THAT PURPOSE. to JP Morgan Chase Bank, N.A., as Trustee for easements or set-back lines that may be ap- announcement at the time and place for the of Trust, and the title is believed to be good, Rubin Lublin TN, PLLC, Substitute Trustee Centex Home Equity Loan Trust 2005-D who plicable; any prior liens or encumbrances as sale set forth above. All right and equity of re- but the undersigned will sell and convey only 119 S. Main Street, Suite 500 is now the owner of said debt; and WHEREAS, well as any priority created by a fixture filing; demption, statutory or otherwise, homestead, as Substitute Trustee. The Property is sold Memphis, TN 38103 the undersigned, Rubin Lublin TN, PLLC, having and to any matter that an accurate survey of and dower are expressly waived in said Deed as is, where is, without representations or www.rubinlublin.com/property-listings.php been appointed as Substitute Trustee by instru- the premises might disclose. This property is of Trust, and the title is believed to be good, warranties of any kind, including fitness for a Tel: (877) 813-0992 ment to be filed for record in the Register’s being sold with the express reservation that but the undersigned will sell and convey only particular use or purpose. Fax: (404) 601-5846 Office of Hamilton County, Tennessee. NOW, it is subject to confirmation by the lender or as Substitute Trustee. The Property is sold THIS LAW FIRM IS ATTEMPTING TO COLLECT Ad #128067 THEREFORE, notice is hereby given that the Substitute Trustee. This sale may be rescinded as is, where is, without representations or A DEBT. ANY INFORMATION OBTAINED WILL Dec. 15, 22, 29, 2017 Fmr18648 entire indebtedness has been declared due at any time. The right is reserved to adjourn warranties of any kind, including fitness for a BE USED FOR THAT PURPOSE. and payable, and that the undersigned, Rubin the day of the sale to another day, time, and particular use or purpose. Rubin Lublin TN, PLLC, Substitute Trustee NOTICE OF FORECLOSURE SALE Lublin TN, PLLC, as Substitute Trustee or his place certain without further publication, upon THIS LAW FIRM IS ATTEMPTING TO COLLECT 119 S. Main Street, Suite 500 STATE OF TENNESSEE, HAMILTON COUNTY duly appointed agent, by virtue of the power, announcement at the time and place for the A DEBT. ANY INFORMATION OBTAINED WILL Memphis, TN 38103 WHEREAS, Shawanna L. Kendrick ex- duty and authority vested and imposed upon sale set forth above. All right and equity of re- BE USED FOR THAT PURPOSE. www.rubinlublin.com/property-listings.php ecuted a Deed of Trust to SunTrust Mortgage, said Substitute Trustee will, on January 18, demption, statutory or otherwise, homestead, Rubin Lublin TN, PLLC, Substitute Trustee Tel: (877) 813-0992 Inc., Lender and Larry A. Weissman, Trustee(s), 2018 at 12:00 PM on the front steps of the and dower are expressly waived in said Deed 119 S. Main Street, Suite 500 Fax: (404) 601-5846 which was dated March 4, 2008 and recorded West Side Entrance of the Hamilton County of Trust, and the title is believed to be good, Memphis, TN 38103 Ad #127769 on March 11, 2008 in Book GI 8610, Page 847, Courthouse, 615 Walnut Street, Chattanooga, but the undersigned will sell and convey only www.rubinlublin.com/property-listings.php Dec. 15, 22, 29, 2017 Fmr18631 Hamilton County, Tennessee Register of Deeds. TN 37402, proceed to sell at public outcry as Substitute Trustee. The Property is sold Tel: (877) 813-0992 WHEREAS, default having been made in to the highest and best bidder for cash or as is, where is, without representations or Fax: (404) 601-5846 NOTICE OF SUBSTITUTE TRUSTEE S SALE the payment of the debt(s) and obligation(s) certified funds ONLY, the following described warranties of any kind, including fitness for a Ad # 127591 WHEREAS, default has occurred in the perfor- thereby secured by the said Deed of Trust property situated in Hamilton County, Ten- particular use or purpose. Dec. 15, 22, 29, 2017 Fmr18623 mance of the covenants, terms and conditions and the current holder of said Deed of Trust, nessee, to wit: THIS LAW FIRM IS ATTEMPTING TO COLLECT of a Deed of Trust dated September 30, 2005, SunTrust Bank, (the “Holder”), appointed the THE FOLLOWING DESCRIBED REAL ESTATE A DEBT. ANY INFORMATION OBTAINED WILL NOTICE OF SUBSTITUTE TRUSTEE S SALE executed by Willie J Pitmon, conveying certain undersigned, Brock & Scott, PLLC, as Substi- IN THE THIRD CIVIL DISTRICT OF HAMILTON BE USED FOR THAT PURPOSE. WHEREAS, default has occurred in the perfor- real property therein described to WESLEY tute Trustee, with all the rights, powers and COUNTY, TENNESSEE:TRACT ONE (1): BE- Rubin Lublin TN, PLLC, Substitute Trustee mance of the covenants, terms and conditions D. TURNER , as Trustee, as same appears privileges of the original Trustee named in said ING A PART OF THE PROPERTY CONVEYED 119 S. Main Street, Suite 500 of a Deed of Trust dated March 24, 2009, of record in the Register’s Office of Hamilton Deed of Trust; and TO J.C. COFFELT, JR. AND R.M. SIVLEY ON Memphis, TN 38103 executed by CHEYENNE C. EDWARDS, RONNIE County, Tennessee recorded October 12, NOW, THEREFORE, notice is hereby given JUNE 24, 1948 WHICH IS A PART OF THE www.rubinlublin.com/property-listings.php D. EDWARDS, conveying certain real property 2005, in Deed Book GI 7707, Page 669at that the entire indebtedness has been declared OLD GRANVILLE SIVLEY TRACT, DESCRIBED Tel: (877) 813-0992 therein described to CRUMP RICHARDSON AND Instrument Number 2005101200093; and due and payable as provided in said Deed of AS FOLLOWS: BEGINNING ON THE EASTERN Fax: (404) 601-5846 YOUNG, as Trustee, as same appears of record WHEREAS, the beneficial interest of said Deed Trust by the Holder, and that as agent for the LINE OF SOUTHVIEW STREET 250 FEET, Ad #128206 in the Register’s Office of Hamilton County, of Trust was last transferred and assigned to undersigned, Brock & Scott, PLLC, Substitute MORE OR LESS, SOUTHWARDLY ALONG SAID Dec. 15, 22, 29, 2017 Fmr18657 Tennessee recorded May 27, 2009, in Deed Deutsche Bank National Trust Company, as Trustee, by virtue of the power and author- LINE FROM ITS INTERSECTION WITH THE Book GI 8935, Page 698; and WHEREAS, the Trustee,in trust for registered Holders of Long ity vested in it, will on January 9, 2018, at SOUTHERN LINE OF RIDGE OR RIDGEWAY NOTICE OF SUBSTITUTE TRUSTEE S SALE beneficial interest of said Deed of Trust was Beach Mortgage Loan Trust 2006-WL2, Asset- 10:00AM at the usual and customary location STREET, SAID BEGINNING POINT BEING THE WHEREAS, default has occurred in the perfor- last transferred and assigned to Nationstar Backed Certificates, Series 2006-WL2 who is at the Hamilton County Courthouse, Chatta- SOUTHWESTERN CORNER OF THE PROPERTY mance of the covenants, terms and conditions Mortgage LLC d/b/a Mr. Cooper who is now now the owner of said debt; and WHEREAS, nooga, Tennessee, proceed to sell at public CONVEYED TO JOHN R. BROWN AND WIFE, of a Deed of Trust dated October 20, 2005, the owner of said debt; and WHEREAS, the the undersigned, Rubin Lublin TN, PLLC, hav- outcry to the highest and best bidder for cash, MARJORIE JENO BROWN ON SEPTEMBER executed by TOMMY RAGLAND, WANDA F. undersigned, Rubin Lublin TN, PLLC, having ing been appointed as Substitute Trustee by the following described property situated in 3, 1953; THENCE EASTWARDLY ALONG THE RAGLAND, conveying certain real property been appointed as Substitute Trustee by instru- instrument to be filed for record in the Reg- Hamilton County, Tennessee, to wit: SOUTHERN LINE OF SAID BROWN`S TRACT therein described to ROBERT M WILSON JR, ment to be filed for record in the Register’s ister’s Office of Hamilton County, Tennessee. In the City of Chattanooga, Hamilton County, 150 FEET TO ITS SOUTHEASTERN CORNER; as Trustee, as same appears of record in the Office of Hamilton County, Tennessee. NOW, NOW, THEREFORE, notice is hereby given that Tennessee: THENCE SOUTHWARDLY PARALLEL TO THE Register’s Office of Hamilton County, Tennes- THEREFORE, notice is hereby given that the the entire indebtedness has been declared Lot One (1), Hamilton Oaks Subdivision, EASTERN LINE OF SOUTHVIEW STREET, 50 see recorded November 1, 2005, in Deed entire indebtedness has been declared due due and payable, and that the undersigned, Unit One, as shown by plat recorded in Plat FEET; THENCE WESTWARDLY PARALLEL TO Book GI 7730, Page 508; and WHEREAS, the and payable, and that the undersigned, Rubin Rubin Lublin TN, PLLC, as Substitute Trustee Book 44, Page 327, in the Register’s Office THE SAID BROWN`S LINE 150 FEET TO THE beneficial interest of said Deed of Trust was Lublin TN, PLLC, as Substitute Trustee or his or his duly appointed agent, by virtue of the of Hamilton County, Tennessee. EASTERN LINE OF SAID SOUTHVIEW STREET; last transferred and assigned to BANK OF duly appointed agent, by virtue of the power, power, duty and authority vested and imposed Reference is made for prior title to deed of THENCE NORTHWARDLY ALONG SAID LINE, AMERICA, N.A. who is now the owner of said duty and authority vested and imposed upon upon said Substitute Trustee will, on January record in Book 8208, Page 988, in the Reg- 150 FEET TO THE POINT OF BEGINNING. debt; and WHEREAS, the undersigned, Rubin said Substitute Trustee will, on January 11, 11, 2018 at 10:00 AM at the Front Steps of ister’s Office of Hamilton County, Tennessee. TRACT TWO (2): BEING A PART OF THE PROP- Lublin TN, PLLC, having been appointed as 2018 at 10:00 AM at the West Door of the the Hamilton County Courthouse, located in Commonly known as: 902 Givens Road, ERTY CONVEYED TO J.C. COFFELT, JR. AND Substitute Trustee by instrument to be filed Hamilton County Courthouse, 615 Walnut Chattanooga, Tennessee, proceed to sell at Chattanooga, TN 37421. R.M. SIVLEY ON JUNE 24, 1948 WHICH IS A for record in the Register’s Office of Hamilton Street, Chattanooga, TN 37402, proceed to public outcry to the highest and best bidder Subject to all easements and stipulations PART OF THE OLD GRANVILLE SIVLEY TRACT, County, Tennessee. NOW, THEREFORE, notice sell at public outcry to the highest and best for cash or certified funds ONLY, the following shown on said plat. DESCRIBED AS FOLLOWS: BEGINNING ON is hereby given that the entire indebtedness bidder for cash or certified funds ONLY, the fol- described property situated in Hamilton County, Parcel ID Number: 171G A 003.02 THE EASTERN LINE OF SOUTHVIEW STREET has been declared due and payable, and lowing described property situated in Hamilton Tennessee, to wit: Address/Description: 902 Givens Road, 200 FEET SOUTHWARDLY ALONG SAID LINE that the undersigned, Rubin Lublin TN, PLLC, County, Tennessee, to wit: LAND IN HAMILTON COUNTY, TENNESSEE, LOT Chattanooga, TN 37421. FROM ITS INTERSECTION WITH THE SOUTH- as Substitute Trustee or his duly appointed IN THE CITY OF CHATTANOOGA, HAMILTON FOUR (4), BLOCK TWO (2), ON THE PLAN OF Current Owner(s): Shawanna L Kendrick. ERN LINE OF RIDGE OR RIDGEWAY STREET agent, by virtue of the power, duty and author- COUNTY, TENNESSEE: LOT TWENTY-ONE BATTERY HEIGHTS, OF RECORD IN PLAT BOOK Other Interested Party(ies): Mortgage Elec- (THE EASTERN LINE OF SAID SOUTHVIEW ity vested and imposed upon said Substitute (21), MCNABB ADDITION TO WASHINGTON 12, PAGE 11, (ERRONEOUSLY REFERENCED AS tronic Registration Systems, Inc.. STREET BEING 40 FEET EASTWARDLY OF Trustee will, on January 11, 2018 at 10:00 HILLS, UNIT ONE (1), AS SHOWN BY PLAT RE- PLAT BOOK 11, PAGE 46 IN DEED OF ACQUISI- The sale of the property described above AND PARALLEL TO THE EASTERN LINE OF THE AM at the West Door of the Hamilton County CORDED IN PLAT BOOK 27, PAGE 68, OF THE TION) REGISTER`S OFFICE FOR SAID COUNTY, shall be subject to all matters shown on PROPERTY CONVEYED TO EDWARD L. GRIF- Courthouse, 615 Walnut Street, Chattanooga, REGISTER`S OFFICE OF HAMILTON COUNTY, TO WHICH PLAN REFERENCE IS HEREBY MADE any recorded plat; any and all liens against FIN AND WIFE, ON JULY 30, 1948); THENCE TN 37402, proceed to sell at public outcry to TENNESSEE. ACCORDING TO SAID PLAT SAID FOR A MORE COMPLETE DESCRIPTION. said property for unpaid property taxes; any FROM SAID BEGINNING POINT EASTWARDLY, the highest and best bidder for cash or certified LOT FRONTS 65.7 FEET ON THE EAST LINE OF Parcel ID: 1281-G-021 restrictive covenants, easements or set-back PARALLEL TO RIDGEWAY STREET 150 FEET; funds ONLY, the following described property SAID LOT OF OPAL LANE, AND EXTENDS BACK PROPERTY ADDRESS: The street address of lines that may be applicable; any prior liens or THENCE SOUTHWARDLY PARALLEL TO THE situated in Hamilton County, Tennessee, to wit: EASTWARDLY TO THE EAST LINE OF SAID LOT the property is believed to be 2512 Ridgecrest encumbrances as well as any priority created EASTERN LINE OF SOUTHVIEW STREET 50 LAND IN HAMILTON COUNTY, TN, BEING LOT ON WHICH IT HAS A FOOTAGE OF 100 FEET, Dr, Chattanooga, TN 37406. In the event of by a fixture filing; a deed of trust; and any mat- FEET; THENCE WESTWARDLY PARALLEL TO NO. NINETY-ONE (91) ON THE PLAN OF LAKE ITS NORTH LINE BEING 119.8 FEET AND ITS any discrepancy between this street address ter than an accurate survey of the premises RIDGEWAY STREET 150 FEET TO THE EAST- HILLS SUBDIVISION, UNIT NO. THREE (3), SOUTH LINE BEING 123.1 FEET IN LENGTH. and the legal description of the property, the might disclose; and ERN LINE OF SOUTHVIEW STREET; THENCE OF RECORD IN PLAT BOOK 19, PAGE 31, Parcel ID: 129F L 022 legal description shall control. All right and equity of redemption, statutory REGISTER`S OFFICE FOR SAID COUNTY, TO PROPERTY ADDRESS: The street address of CURRENT OWNER(S): Willie J Pitmon or otherwise, homestead, and dower are ex- Go to WHICH PLAN REFERENCE IS HEREBY MADE the property is believed to be 7802 OPAL DR, OTHER INTERESTED PARTIES: pressly waived in said Deed of Trust, and the www.HamiltonCountyHerald.com for FOR A MORE COMPLETE DESCRIPTION. CHATTANOOGA, TN 37416. In the event of any The sale of the above-described property shall title is believed to be good, but the undersigned thousands of public records and Parcel ID: 129H K 007 discrepancy between this street address and be subject to all matters shown on any recorded will sell and convey only as Substitute Trustee. public notices. PROPERTY ADDRESS: The street address of the the legal description of the property, the legal plat; any unpaid taxes; any restrictive cov- The right is reserved to adjourn the day of the property is believed to be 4710 ROCKY RIVER description shall control. enants, easements or set-back lines that may sale to another day, time, and place certain HAMILTON COUNTY RD, CHATTANOOGA, TN 37416. In the event of CURRENT OWNER(S): CHANTELE CATRICE be applicable; any prior liens or encumbrances without further publication, upon announce- any discrepancy between this street address CARR, ESTATE OF/ANY-AND-ALL-HEIRS OF as well as any priority created by a fixture filing; ment at the time and place for the sale set and the legal description of the property, the RONNIE D. EDWARDS, ESTATE OF/ANY-AND- and to any matter that an accurate survey of forth above. H legal description shall control. ALL-HEIRS OF CHEYENNE EDWARDS the premises might disclose. This property is This office is attempting to collect a debt. December 29, 2017- January 5, 2018 Public Notices Page 7 www.HamiltonCountyHerald.com

Any information obtained will be used for Foreclosure/Trustee's Sales Scheduled in the Next 3 Weeks that purpose. Brock & Scott, PLLC, Substitute Trustee Property Address Publication Dates Borrower Attorney c/o Tennessee Foreclosure Department 4360 Chamblee Dunwoody Road, Ste 310 SALES TO TAKE PLACE ON 2018-01-02 Atlanta, GA 30341 PH: 404-789-2661 FX: 404-294-0919 6708 Barclay Lane, Harrison, 37341 2017-12-08; 2017-12-15; 2017-12-22 Jeffrey M. Eldridge C/O Tennessee Foreclosure Dept. File No.: 13-02150 FC04 SALES TO TAKE PLACE ON 2018-01-04 Dec. 15, 22, 29, 2017 Fmr18662 1920 Poe Raod, Soddy Daisy, 37379 2017-12-08; 2017-12-15; 2017-12-22 Donnie Lewis & Helen Lewis Attorneys Greer, Swafford & Adams SUBSTITUTE TRUSTEE’S SALE 3517 Sleepy Hollow Rd , Chattanooga, 37415 2017-12-08; 2017-12-15; 2017-12-22 Oxendine, Michael Shapiro and Ingle, LLP Sale at public auction will be on January 1041 Boy Scout Road, Hixson, 37343 2017-12-08; 2017-12-15; 2017-12-22 William Bristol Crowell & Cynthia Marie Crowell Mackie Wolf Zientz & Mann, P.C. 11, 2018 at 10:00AM local time, at the west door, Hamilton County Courthouse, 625 Geor- SALES TO TAKE PLACE ON 2018-01-08 gia Ave., Chattanooga, Tennessee pursuant to Deed of Trust executed by Tammy L. Burnette 323 Frawley Rd, Chattanooga, 37412 2017-12-08; 2017-12-15; 2017-12-22 John L. Perry Wilson & Associates, PLLC 5898 Stonewall Road, Harrison, 37341 2017-12-15; 2017-12-22; 2017-12-29 Bobby Anderson Wilson & Associates, PLLC and Andy O. Burnette, III, to Preferred Title 5423 Woodbridge Drive, Ooltewah, 37363 2017-12-15; 2017-12-22; 2017-12-29 Jonathan T. Brooks Wilson & Associates, PLLC Insurance Agency, Inc., Trustee, as trustee 7226 Taylor Rd , Harrison, 37341 2017-12-01; 2017-12-08; 2017-12-15 Thaddeus Hayes Wilson & Associates, PLLC for Mortgage Electronic Registration Systems, 214 Springfield Street, Soddy Daisy, 37379 2017-12-08; 2017-12-15; 2017-12-22 Glenna D. Vines Wilson & Associates, PLLC Inc. as nominee for American Home Mortgage 208 Shawnee Trail, Chattanooga, 37411 2017-12-08; 2017-12-15; 2017-12-22 Betty R. Clay Wilson & Associates, PLLC Company on August 7, 2007 at Book GI8437, 5203 Alabama Avenue, Chattanooga, 37409 2017-12-08; 2017-12-15; 2017-12-22 Heather Wilson Wilson & Associates, PLLC Page 743, Instrument No. 2007081300385; 4705 Lake Hills Circle, Chattanooga, 37416 2017-12-08; 2017-12-15; 2017-12-22 Sue T. Krug Wilson & Associates, PLLC conducted by Shapiro & Ingle, LLP, having been 5600 Old Mission Road, Chattanooga, 37411 2017-11-24; 2017-12-01; 2017-12-08 Carolyn E. Isom Wilson & Associates, PLLC appointed Substitute or Successor Trustee, all SALES TO TAKE PLACE ON 2018-01-09 of record in the Hamilton County Register’s Of- fice. Default has occurred in the performance 2017-11-17; 2017-11-24; 2017-12-01 Jase A. Paque and Leonila Guadalupe Law Office of Samuel F. Hudson of the covenants, terms, and conditions of said 5405 Marion Ave., East Ridge, 37412 2017-12-15; 2017-12-22; 2017-12-29 Bobby E. Goines, Jr Solomon Baggett, LLC Deed of Trust and the entire indebtedness has 902 Givens Road, Chattanooga, 37421 2017-12-15; 2017-12-22; 2017-12-29 Shawanna L. Kendrick C/O Tennessee Foreclosure Dept. been declared due and payable. Party Entitled to Enforce the Debt: Spe- SALES TO TAKE PLACE ON 2018-01-10 cialized Loan Servicing LLC, its successors and assigns. 8525 Walnut Rd, Hixson, 37343 2017-12-01; 2017-12-08 Steven F. Mahan Wilson & Associates, PLLC The following real estate located in Ham- SALES TO TAKE PLACE ON 2018-01-11 ilton County, Tennessee, will be sold to the highest call bidder: 3109 Lookaway Trail, Chattanooga, 37406 2017-10-27; 2017-11-03; 2017-11-10 Darrius Russell Wilson & Associates, PLLC Described property located at Hamilton 733 Sylvan Drive, Chattanooga, 37411 2017-11-17; 2017-11-24; 2017-12-01 Rickey Grissom Wilson & Associates, PLLC County, Tennessee, to wit: 609 North Holly St , Chattanooga, 37404 2017-12-01; 2017-12-08; 2017-12-15 Goff, Gwendylen Shapiro and Ingle, LLP IN THE THIRD CIVIL DISTRICT OF HAMILTON 7802 Opal Drive, Chattanooga, 37416 2017-12-15; 2017-12-22; 2017-12-29 Cheyenne C. Edwards and Ronnie D. Edwards Rubin Lublin TN, PLLC COUNTY, TENNESSEE: 8922 Sherida Lane , Chattanooga, 37416 2017-12-08; 2017-12-15; 2017-12-22 Wilkerson, Alphonso M. Shapiro and Ingle, LLP Lot Two ( 2) , Elmore’ s Subdivision of Chatta- 16 Sequoia Dr , Chattanooga, 37411 2017-12-08; 2017-12-15; 2017-12-22 Montgomery, Timmey Wayne and Debora Fay Shapiro and Ingle, LLP 2512 Ridgecrest Drive, Chattanooga, 37406 2017-12-15; 2017-12-22; 2017-12-29 Willie J. Pitmon Rubin Lublin TN, PLLC nooga Estate Company, part of E.A. Morrison 203 Lancaster Ave , Chattanooga, 37415 2017-12-15; 2017-12-22; 2017-12-29 Burnette, Tammy and Andy Shapiro and Ingle, LLP 50-acre tract, as shown by plat recorded in 3449 Cagle Rd , Chattanooga, 37419 2017-12-15; 2017-12-22; 2017-12-29 Fountain, Anthony and Shirley Shapiro and Ingle, LLP Plat Book 10, Page 25, in the Register’s Office 1729 Julian Ridge Road, Chattanooga, 37421 2017-12-15; 2017-12-22; 2017-12-29 Kimberly Cuzzort C/O Tennessee Foreclosure Dept. of Hamilton County, Tennessee. 900 Mountain Creek Road, Chattanooga, 37405 2017-12-22; 2017-12-29; 2018-01-05 Victor W. Branson Wilson & Associates, PLLC Street Address: 203 Lancaster Ave, Chat- 2019 Lyndon Ave , Chattanooga, 37415 2017-12-15; 2017-12-22; 2017-12-29 Houston, Stephany Shapiro and Ingle, LLP tanooga, Tennessee 37415 4710 Rocky River Road, Chattanooga, 37416 2017-12-15; 2017-12-22; 2017-12-29 Tommy Ragland and Wanda F. Ragland Rubin Lublin TN, PLLC Parcel Number: 117E H 015 Current Owner(s) of Property: Tammy L. Bur- SALES TO TAKE PLACE ON 2018-01-16 nette fka Tammy L. Johnson and husband, 1415 Chamberlain Avenue, Chattanooga, 37404 2017-12-22; 2017-12-29; 2018-01-05 Bradford E. Campbell and Tifanie Campbell C/O Tennessee Foreclosure Dept. Andy O. Burnette, III The street address of the above described SALES TO TAKE PLACE ON 2018-01-18 property is believed to be 203 Lancaster Ave, Chattanooga, Tennessee 37415, but such 110 Southview Street, Chattanooga, 37405 2017-12-15; 2017-12-22; 2017-12-29 Robert Hardin Rubin Lublin TN, PLLC address is not part of the legal description of 1823 Spradling Road, Soddy Daisy, 37379 2017-12-22; 2017-12-29; 2018-01-05 Ethan McBee Rubin Lublin TN, PLLC the property sold herein and in the event of any discrepancy, the legal description herein SALES TO TAKE PLACE ON 2018-01-19 shall control. 1519 East Ridge Ave , Chattanooga, 37412 2017-12-22; 2017-12-29; 2018-01-05 Witt, Timothy Shapiro and Ingle, LLP This sale is subject to, without limitation, all matters shown on any applicable recorded plat; SALES TO TAKE PLACE ON 2018-01-23 any unpaid taxes; any restrictive covenants, easements, or setback lines that may be ap- 6752 Harbor Circle , Chattanooga, 37416 2017-12-29; 2018-01-05; 2018-01-12 Cynthia A. Woodard C/O Tennessee Foreclosure Dept. plicable; any statutory right of redemption of any governmental agency, state or federal; any prior SALES TO TAKE PLACE ON 2018-01-24 liens or encumbrances including those created 6729 Hickory Trace Circle , Chattanooga, 37421 2017-12-29; 2018-01-05; 2018-01-12 Mealey, Theresa Shapiro and Ingle, LLP by a fixture filing or any applicable homeowners’ association dues or assessments; all claims or SALES TO TAKE PLACE ON 2018-01-25 other matters, whether of record or not, which may encumber the purchaser’s title and any 4712 Tarpon Trail , Chattanooga, 37416 2017-12-22; 2017-12-29; 2018-01-05 Sarah E. Hanks and Brandon L. Hanks Mackie Wolf Zientz & Mann, P.C. matter that an accurate survey of the premises 15 Woodvale Avenue, Chattanooga, 37411 2017-11-24; 2017-12-01; 2017-12-08 Gary W. Butler Wilson & Associates, PLLC might disclose. 4915 Carolyn Lane, Chattanooga, 37411 2017-12-29; 2018-01-05; 2018-01-12 Glenda Evelyn Porter Rubin Lublin TN, PLLC The following parties may claim an interest 2313 Mark Lane, Chattanooga, 37421 2017-12-29; 2018-01-05; 2018-01-12 James Mayotte Rubin Lublin TN, PLLC in the above-referenced property to be affected 1313 Timbercrest Lane, Chattanooga, 37421 2017-12-22; 2017-12-29; 2018-01-05 James E. Baldwin and Linda Baldwin Mackie Wolf Zientz & Mann, P.C. 10118 Walden St , Soddy Daisy, 37379 2017-12-22; 2017-12-29; 2018-01-05 Merritt, Edward and Virginia Shapiro and Ingle, LLP by the foreclosure: any judgment creditor or 3235 Stillmeadow Lane, Ooltewah, 37363 2017-12-29; 2018-01-05; 2018-01-12 Kevin R. Schopf C/O Tennessee Foreclosure Dept. lien holder with an interest subordinate to 413 Roberts St., Chattanooga, 37404 2017-12-29; 2018-01-05; 2018-01-12 Wanda F. Hayes Rubin Lublin TN, PLLC the said Deed of Trust or any party claiming 1818 Coffee Tree Lane, Soddy Daisy, 37379 2017-11-24; 2017-12-01; 2017-12-08 Patrick Malone and Dianna Malone Mackie Wolf Zientz & Mann, P.C. by, through, or under any of the foregoing. 1332 Highland Way, Hixson, 37343 2017-11-24; 2017-12-01; 2017-12-08 Zane R. Morton Wilson & Associates, PLLC Such parties known to the Substitute Trustee 4202 Howell Road, Chattanooga, 37411 2017-12-29; 2018-01-05; 2018-01-12 Letatia Renee Taylor C/O Tennessee Foreclosure Dept. may include: Midland Funding LLC c/o Mark 1900 Rosebrook Dr, Chattanooga, 37421 2017-12-22; 2017-12-29; 2018-01-05 Lisa Ford Wilson & Associates, PLLC A. Sexton, Attorney; Unifund CCR, LLC c/o 1635 Dogwood Dr , Chattanooga, 37406 2017-12-29; 2018-01-05; 2018-01-12 Harris, Leon and Yolande Shapiro and Ingle, LLP Mendelson Law Firm. Terms of Sale will be public auction, for 5935 Winding Lane , Hixson, 37343 2017-12-29; 2018-01-05; 2018-01-12 Gilchrist, John Shapiro and Ingle, LLP 605 Stimpson Drive , Chattanooga, 37411 2017-12-29; 2018-01-05; 2018-01-12 Sandoval, Sheryal Shapiro and Ingle, LLP cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Tammy L. is delivered. Phone: (704) 333-8107 Tennessee, will be sold to the highest call bid- herein shall control. Burnette and Andy O. Burnette, III, and those This property is being sold with the express Fax: (704) 333-8156 der subject to all unpaid taxes, prior liens and SALE IS SUBJECT TO TENANT(S) RIGHTS IN claiming through him/her/it/them. reservation that the sale is subject to confirma- www.auction.com encumbrances of record. POSSESSION. Any right of equity of redemption, statutory tion by the lender or trustee. This sale may be File No. 17-113954 Described property is located at LOT NO. 31 If applicable, the notice requirements of T.C.A. and otherwise, and homestead are waived in rescinded only by the Substitute Trustee at any Dec. 15, 22, 29, 2017 Fmr18666 ON THE PLAN OF A RESUBDIVISION OF LOTS 35-5-117 have been met. accord with the terms of said Deed of Trust, time. If the Substitute Trustee rescinds the 1 TO 16, INCLUSIVE, SNYDER’S SUBDIVI- Other Interested Parties: None and the title is believed to be good, but the sale, the purchaser shall only be entitled to a NOTICE OF SUBSTITUTE TRUSTEE’S SALE SION IN EAST RIDGE, OF RECORD IN PLAT All right of equity of redemption, statutory undersigned will sell and convey only as Sub- return of any money paid towards the purchase Default having been made in the payment of BOOK 11, PAGE 25, REGISTER’S OFFICE FOR and otherwise, and homestead are expressly stitute Trustee. price and shall have no other recourse. Once the debts and obligations described in and SAID COUNTY. BEING THE SAME PROPERTY waived in said Deed of Trust, and the title is The right is reserved to adjourn the day the purchaser tenders the purchase price, the secured by a certain Deed of Trust executed by CONVEYED TO BOBBY E GOINES, JR. BY believed to be good, but the undersigned will of the sale to another day, time, and place Substitute Trustee may deem the sale final in BOBBY E. GOINES, JR., as single man to Glenn WARRANTY DEED FROM KENNETH RANNICK sell and convey only as Substitute Trustee. certain without further publication, upon an- which case the purchaser shall have no remedy. Balletto, Trustee, recorded Novmeber 2, 2010 AND ALETA RANNICK. DATED 03/24/2010 The right is reserved to adjourn the sale to nouncement at the time and place for the sale The real property will be sold AS IS, WHERE in Hamilton County Register’s Office at Book AND RECORDED 04/07/2010 IN BOOK 9143 another day, time and place certain without set forth above. If you purchase a property IS, with no warranties or representations of GI 9282 Page 805 Inst#2010110200157 and PAGE 184. further publication, upon announcement of the at the foreclosure sale, the entire purchase any kind, express or implied, including without the beneficial interest of said Deed of Trust is Property Address: 5405 Marion Ave., East time and place for the sale set forth above. If price is due and payable at the conclusion limitation, warranties regarding condition of the owned by Green Planet Servicing, LLC n/k/a Ridge, TN 37412 you purchase the property at the foreclosure of the auction in the form of a certified/ property or marketability of title. Planet Home Lending, LLC, and the undersigned TAX ID: 169GN-016 sale, the entire purchase price is due and bank check made payable to or endorsed This office may be a debt collector. This having been appointed Successor Trustee by Current Owner(s) of Property: BOBBY E. payable at the conclusion of the auction in the to Shapiro & Ingle, LLP. No personal checks may be an attempt to collect a debt and any instrument recorded in said Register’s Office, GOINES, JR., as single man form of certified bank check made payable to will be accepted. To this end, you must bring information obtained may be used for that this is notice that the undersigned will on The street address of the above described Solomon Baggett, LLC Escrow Account. No sufficient funds to outbid the lender and any purpose. January 9, 2018 at 1:00 PM local time, at the property is believed to be 5405 Marion Ave., personal checks will be accepted. You must other bidders. Insufficient funds will not be Shapiro & Ingle, LLP Hamilton County Courthouse, Chattanooga, East Ridge, TN 37412 but such address bring sufficient funds to outbid the lender and accepted. Amounts received in excess of the Substitute Trustee Tennessee will proceed to sell at public outcry is not part of the legal description of the any other bidders. Insufficient funds will not be winning bid will be refunded to the successful 10130 Perimeter Parkway, Suite 400 to the highest and best bidder for cash the property sold herein and in the event of any purchaser at the time the foreclosure deed Charlotte, NC 28216 following property located in Hamilton County, discrepancy, the legal description referenced Continued on page 8 Page 8 Public Notices December 29, 2017- January 5, 2018 www.HamiltonCountyHerald.com Foreclosure Notices known to the Substitute Trustee may include: taxes; any restrictive covenants, easements, Deed of Trust to Mortgage Electronic Registra- virtue of the power, duty, and authority vested Continued from page 7 Secretary of Housing & Urban Development; or setback lines that may be applicable; any tion Systems, Inc. as nominee for Corestar in and imposed upon said Successor Trustee, Secretary of Housing and Urban Development. statutory rights of redemption of any govern- Financial Group, LLC, Lender and Stewart Title by PennyMac Loan Services, LLC, will, on Feb- accepted. Amounts received in excess of the Terms of Sale will be public auction, for mental agency, state or federal; any prior liens of West TN, Trustee(s), which was dated No- ruary 8, 2018 on or about 10:00 AM, at the winning bid will be refunded to the successful cash, free and clear of rights of homestead, or encumbrances as well as any priority created vember 28, 2005 and recorded on December Hamilton County Courthouse, Chattanooga, purchaser at the time the foreclosure deed is redemption and dower to the extent disclaimed by a fixture filing; and to any matter that an ac- 12, 2005 in Book GI 7776, Page 535, Hamilton Tennessee, offer for sale certain property delivered. This property is being sold with the or inapplicable, and the rights of Stephany curate survey of the premises might disclose. County, Tennessee Register of Deeds. hereinafter described to the highest bidder express reservation that the sale is subject to Houston, and those claiming through him/ In addition, the following parties may claim WHEREAS, default having been made in FOR certified funds paid at the conclusion confirmation by the lender or trustee. This sale her/it/them. an interest in the above- referenced property: the payment of the debt(s) and obligation(s) of the sale, or credit bid from a bank or other may be rescinded by the Substitute Trustee Any right of equity of redemption, statutory JAMES B FOSTER thereby secured by the said Deed of Trust and lending entity pre-approved by the successor at any time. and otherwise, and homestead are waived in GLORIA J. FOSTER the current holder of said Deed of Trust, U.S. trustee. The sale is free from all exemptions, THIS LAW FIRM IS ACTING AS A DEBT COL- accord with the terms of said Deed of Trust, PARTY RYMER AND ULIN, P.C. Bank Trust, N.A., as Trustee for LSF8 Master which are expressly waived in the Deed of LECTOR AND IS ATTEMPTING TO COLLECT A and the title is believed to be good, but the MIDLAND FUNDING LLC; ASSIGNEE OF Participation Trust, (the “Holder”), appointed Trust, said property being real estate situated DEBT. ANY INFORMATION OBTAINED WILL BE undersigned will sell and convey only as Sub- CITIBANK the undersigned, Brock & Scott, PLLC, as in Hamilton County, Tennessee, and being more USED FOR THAT PURPOSE. stitute Trustee. TENNESSEE HOUSING DEVELOPMENT AGENCY Substitute Trustee, with all the rights, powers particularly described as follows: Robert J. Solomon The right is reserved to adjourn the day INTERNAL REVENUE SERVICE and privileges of the original Trustee named LOCATED IN THE CITY OF CHATTANOOGA, Substitute Trustee of the sale to another day, time, and place ATTENTION: WENDY SMOOT in said Deed of Trust; and HAMILTON COUNTY, TENNESSEE: Lot Solomon Baggett, LLC certain without further publication, upon an- DUPONT COMMMUNITY CREDIT UNION NOW, THEREFORE, notice is hereby given Twenty-one (21) and the North Twenty-five 3763 Rogers Bridge Road nouncement at the time and place for the sale RTO RENTALS, LLC that the entire indebtedness has been declared (25) feet of Lot Twenty (20) of Brainerd Duluth, Georgia 30097 set forth above. If you purchase a property The sale held pursuant to this Notice may due and payable as provided in said Deed of Crest, as shown by plat recorded in Plat (678) 243-2512 at the foreclosure sale, the entire purchase be rescinded at the Successor Trustee’s option Trust by the Holder, and that as agent for the Book 9, Page 33, in the Register’s Office Our File No. PHL.00047 price is due and payable at the conclusion at any time. The right is reserved to adjourn undersigned, Brock & Scott, PLLC, Substitute of Hamilton County, Tennessee. According Dec. 15, 22, 29, 2017 Fmr18665 of the auction in the form of a certified/ the day of the sale to another day, time, and Trustee, by virtue of the power and authority to said plat, said lot and part of lot form bank check made payable to or endorsed place certain without further publication, upon vested in it, will on January 11, 2018, at one tract of ground fronting 100 feet on the SUBSTITUTE TRUSTEE’S SALE to Shapiro & Ingle, LLP. No personal checks announcement at the time and place for the 10:00AM at the usual and customary location West line of Crestway, and extending back Sale at public auction will be on January will be accepted. To this end, you must bring sale set forth above. W&A No. 72147 at the Hamilton County Courthouse, Chatta- Westwardly, between parallel lines, 215 feet 11, 2018 at 10:00AM local time, at the sufficient funds to outbid the lender and any DATED December 5, 2017 nooga, Tennessee, proceed to sell at public to the East line of Lot 33. SUBJECT TO Any west door, Hamilton County Courthouse, 625 other bidders. Insufficient funds will not be WILSON & ASSOCIATES, P.L.L.C., outcry to the highest and best bidder for cash, governmental zoning and/or subdivision Georgia Ave., Chattanooga, Tennessee pursu- accepted. Amounts received in excess of the Successor Trustee the following described property situated in ordinance or regulation in effect thereon. ant to Deed of Trust executed by Stephany winning bid will be refunded to the successful Dec. 15, 22, 29. 2017 Fmr18668 Hamilton County, Tennessee, to wit: SUBJECT TO Restrictions, conditions, res- Houston, to Clear Source, Trustee, as trustee purchaser at the time the foreclosure deed All that certain lot or parcel of land situate ervations, easements and stipulations as for Mortgage Electronic Registration Systems, is delivered. NOTICE OF TRUSTEE’S SALE in the County of Hamilton, State of Tennes- set forth in instrument of record in Book N, Inc. as nominee for Michigan Mutual, Inc. DBA This property is being sold with the express WHEREAS, default has occurred in the see, and being more particularly described Volume 20, Page 678 and Book N, Volume First Preferred Mortgage on October 27, 2008 reservation that the sale is subject to confirma- performance of the covenants, terms, and as follows: 20, Page 322, in the Register’s Office of at Book GI 8826, Page 628, Instrument No. tion by the lender or trustee. This sale may be conditions of a Deed of Trust Note dated Lot One (1), Point South Subdivision, as Hamilton County, Tennessee. SUBJECT TO 2009010200143; and modified by agreement rescinded only by the Substitute Trustee at any December 3, 2004, and the Deed of Trust shown by plat of record in Plat Book 29, All notes, drainage and/or utility ease- recorded March 4, 2014 in Book GI 10167, time. If the Substitute Trustee rescinds the of even date securing the same, recorded Page 184, in the Register’s Office of Hamilton ments, and building setback lines as set Page 725; conducted by Shapiro & Ingle, LLP, sale, the purchaser shall only be entitled to a December 10, 2004, in Book No. GI 7366, at County, Tennessee. out on recorded plat. having been appointed Substitute or Successor return of any money paid towards the purchase Page 423, in Office of the Register of Deeds Said property being commonly known as ALSO KNOWN AS: 307 Crestway Dr, Chat- Trustee, all of record in the Hamilton County price and shall have no other recourse. Once for Hamilton County, Tennessee, executed by 1729 Julian Ridge Road, Chattanooga, tanooga, TN 37411 Register’s Office. Default has occurred in the purchaser tenders the purchase price, the Bobby Anderson and Carla Anderson, con- TN 37421. This sale is subject to all matters shown the performance of the covenants, terms, Substitute Trustee may deem the sale final in veying certain property therein described to Tax ID #159M-A-019 on any applicable recorded plat; any unpaid and conditions of said Deed of Trust and the which case the purchaser shall have no remedy. Transcontinental Title Company as Trustee for The instrument constituting the source of the taxes; any restrictive covenants, easements, entire indebtedness has been declared due The real property will be sold AS IS, WHERE Wilmington Finance, a division of AIG Federal Borrower’s interest in the foregoing described or setback lines that may be applicable; any and payable. IS, with no warranties or representations of Savings Bank; and the undersigned, Wilson & property was a Warranty Deed recorded at statutory rights of redemption of any govern- Party Entitled to Enforce the Debt: Na- any kind, express or implied, including without Associates, P.L.L.C., having been appointed Book 6944, page 541 in the Register’s Office mental agency, state or federal; any prior liens tionstar Mortgage LLC d/b/a Mr. Cooper, its limitation, warranties regarding condition of the Successor Trustee by Wilmington Savings of Hamilton County, Tennessee. or encumbrances as well as any priority created successors and assigns. property or marketability of title. Fund Society, FSB, d/b/a Christiana Trust, Parcel ID Number: 159M A 019 by a fixture filing; and to any matter that an ac- The following real estate located in Ham- This office may be a debt collector. This not individually but as trustee for Carlsbad Address/Description: 1729 Julian Ridge curate survey of the premises might disclose. ilton County, Tennessee, will be sold to the may be an attempt to collect a debt and any Funding Mortgage Trust. Road, Chattanooga, TN 37421. In addition, the following parties may claim highest call bidder: information obtained may be used for that NOW, THEREFORE, notice is hereby given Current Owner(s): Kimberly Cuzzort. an interest in the above- referenced property: Described property located at Hamilton purpose. that the entire indebtedness has been declared Other Interested Party(ies): The Bank of New KERRIE L. FULKERSON County, Tennessee, to wit: Shapiro & Ingle, LLP due and payable; and that an agent of Wilson & York Mellon fka The Bank of New York as The sale held pursuant to this Notice may A CERTAIN TRACT OR PARCEL OF LAND IN Substitute Trustee Associates, P.L.L.C., as Successor Trustee, by Trustee for the Benefit of the Certificate- be rescinded at the Successor Trustee’s option HAMILTON COUNTY, STATE OF TENNESSEE, 10130 Perimeter Parkway, Suite 400 virtue of the power, duty, and authority vested in holdersof the CWABS Inc., Asset-Backed at any time. The right is reserved to adjourn DESCRIBED AS FOLLOWS, TO-WIT: Charlotte, NC 28216 and imposed upon said Successor Trustee, by Certificates, Series 2006-SD2. the day of the sale to another day, time, and BEING LOT NUMBER SEVEN (7), OF THE CHAT- Phone: (704) 333-8107 Wilmington Savings Fund Society, FSB, d/b/a The sale of the property described above place certain without further publication, upon TANOOGA ESTATES COMPANY’S SMARTT Fax: (704) 333-8156 Christiana Trust, not individually but as trustee shall be subject to all matters shown on announcement at the time and place for the SPRINGS SUBDIVISION ACCORDING TO www.auction.com for Carlsbad Funding Mortgage Trust, will, on any recorded plat; any and all liens against sale set forth above. W&A No. 326588 PLAT THEREOF OF RECORD IN PLAT BOOK File No. 17-113896 January 8, 2018 on or about 3:00 PM, at the said property for unpaid property taxes; any DATED December 11, 2017 9, PAGE 26, IN THE REGISTER’S OFFICE OF Dec. 15, 22, 29, 2017 Fmr18667 Hamilton County Courthouse, Chattanooga, restrictive covenants, easements or set-back WILSON & ASSOCIATES, P.L.L.C., HAMILTON COUNTY, TENNESSEE. Tennessee, offer for sale certain property lines that may be applicable; any prior liens or Successor Trustee TAX ID #: 126C-H-006 NOTICE OF TRUSTEE’S SALE hereinafter described to the highest bidder encumbrances as well as any priority created Dec. 15, 22, 29, 2017 Fmr18677 BEING ALL AND THE SAME LANDS AND PREM- WHEREAS, default has occurred in the FOR certified funds paid at the conclusion by a fixture filing; a deed of trust; and any mat- ISES CONVEYED TO STEPHANY HOUSTON, performance of the covenants, terms, and of the sale, or credit bid from a bank or other ter than an accurate survey of the premises NOTICE OF TRUSTEE’S SALE UNMARRIED BY STAR BERRY AND DANNY conditions of a Deed of Trust Note dated lending entity pre-approved by the successor might disclose; and WHEREAS, default has occurred in the BERRY IN A QUITCLAIM DEED EXECUTED November 25, 2003, and the Deed of Trust of trustee. The sale is free from all exemptions, All right and equity of redemption, statutory performance of the covenants, terms, and 10/23/2007 AND RECORDED 10/24/2007 even date securing the same, recorded January which are expressly waived in the Deed of or otherwise, homestead, and dower are ex- conditions of a Deed of Trust Note dated July IN BOOK 8504, PAGE 132 OF THE HAMILTON 8, 2004, in Book No. GI 6985, at Page 265, Trust, said property being real estate situated pressly waived in said Deed of Trust, and the 14, 2000, and the Deed of Trust of even date COUNTY, TENNESSEE LAND RECORDS 24 and modified on February 28, 2006, In Book in Hamilton County, Tennessee, and being more title is believed to be good, but the undersigned securing the same, recorded July 21, 2000, MONTH CHAIN BEING ALL AND THE SAME No. Gi 10535, At Page 856 in Office of the particularly described as follows: will sell and convey only as Substitute Trustee. in Book No. GI 5641, at Page 840, and modi- LANDS AND PREMISES CONVEYED TO STAR Register of Deeds for Hamilton County, Tennes- Located in Harrison, County of Hamilton, The right is reserved to adjourn the day of the fied on May 3, 2016, In Book No. Gi10733, BERRY, MARRIED BY BETTINA HEDRICK IN see, executed by James B Foster and Gloria State of Tennessee, to-wit: Lot Eighty-One sale to another day, time, and place certain At Page 38 in Office of the Register of Deeds A WARRANTY DEED EXECUTED 12/4/2001 J. Foster, conveying certain property therein (81) Heritage Hills, Unit Three (3), as without further publication, upon announce- for Hamilton County, Tennessee, executed by AND RECORDED 10/4/2002 IN BOOK 6392, described to First American Title Ins. Co. as shown by plat of record in Plat Book 27, ment at the time and place for the sale set Rhonda M. Woodruff and Maurice Woodruff, PAGE 986 OF THE HAMILTON COUNTY, TEN- Trustee for Compass Mortgage Inc.; and the Page 157, Register’s Office of Hamilton forth above. conveying certain property therein described NESSEE LAND RECORDS undersigned, Wilson & Associates, P.L.L.C., County, Tennessee. This office is attempting to collect a debt. to David L. Berry as Trustee for Chattanooga Street Address: 2019 Lyndon Ave, Chat- having been appointed Successor Trustee by ALSO KNOWN AS: 5898 Stonewall Road, Any information obtained will be used for Neighborhood Enterprise, Inc.; and the un- tanooga, Tennessee 37415 JPMorgan Chase Bank, National Association. Harrison, TN 37341 that purpose. dersigned, Wilson & Associates, P.L.L.C., Parcel Number: 126C H 006 NOW, THEREFORE, notice is hereby given This sale is subject to all matters shown Brock & Scott, PLLC, Substitute Trustee having been appointed Successor Trustee Current Owner(s) of Property: Stephany that the entire indebtedness has been declared on any applicable recorded plat; any unpaid c/o Tennessee Foreclosure Department by Bank of America, N.A.. Houston due and payable; and that an agent of Wilson taxes; any restrictive covenants, easements, 4360 Chamblee Dunwoody Road, Ste 310 NOW, THEREFORE, notice is hereby given The street address of the above described & Associates, P.L.L.C., as Successor Trustee, or setback lines that may be applicable; any Atlanta, GA 30341 that the entire indebtedness has been declared property is believed to be 2019 Lyndon Ave, by virtue of the power, duty, and authority statutory rights of redemption of any govern- PH: 404-789-2661 FX: 404-294-0919 due and payable; and that an agent of Wilson & Chattanooga, Tennessee 37415, but such vested in and imposed upon said Successor mental agency, state or federal; any prior liens File No.: 14-18250 FC04 Associates, P.L.L.C., as Successor Trustee, by address is not part of the legal description of Trustee, by JPMorgan Chase Bank, National or encumbrances as well as any priority created Dec. 15, 22, 29, 2017 Fmr18671 virtue of the power, duty, and authority vested in the property sold herein and in the event of Association, will, on February 5, 2018 on or by a fixture filing; and to any matter that an ac- and imposed upon said Successor Trustee, by any discrepancy, the legal description herein about 12:00 PM, at the Hamilton County curate survey of the premises might disclose. NOTICE OF TRUSTEE’S SALE Bank of America, N.A., will, on February 8, 2018 shall control. Courthouse, Chattanooga, Tennessee, offer In addition, the following parties may claim WHEREAS, default has occurred in the on or about 10:00 AM, at the Hamilton County This sale is subject to, without limitation, all for sale certain property hereinafter described an interest in the above- referenced property: performance of the covenants, terms, and Courthouse, Chattanooga, Tennessee, offer matters shown on any applicable recorded plat; to the highest bidder FOR certified funds paid BOBBY ANDERSON conditions of a Deed of Trust Note dated March for sale certain property hereinafter described any unpaid taxes; any restrictive covenants, at the conclusion of the sale, or credit bid from CARLA ANDERSON 4, 2016, and the Deed of Trust of even date to the highest bidder FOR certified funds paid easements, or setback lines that may be ap- a bank or other lending entity pre-approved by WELLS FARGO FINANCIAL BANK securing the same, recorded March 4, 2016, at the conclusion of the sale, or credit bid from plicable; any statutory right of redemption of any the successor trustee. The sale is free from all The sale held pursuant to this Notice may in Book No. GI 10686, at Page 645, in Office a bank or other lending entity pre-approved by governmental agency, state or federal; any prior exemptions, which are expressly waived in the be rescinded at the Successor Trustee’s option of the Register of Deeds for Hamilton County, the successor trustee. The sale is free from all liens or encumbrances including those created Deed of Trust, said property being real estate at any time. The right is reserved to adjourn Tennessee, executed by Kerrie L. Fulkerson, exemptions, which are expressly waived in the by a fixture filing or any applicable homeowners’ situated in Hamilton County, Tennessee, and the day of the sale to another day, time, and conveying certain property therein described Deed of Trust, said property being real estate association dues or assessments; all claims or being more particularly described as follows: place certain without further publication, upon to Realty Center Title & Escrow as Trustee for situated in Hamilton County, Tennessee, and other matters, whether of record or not, which Lot 12, Hidden Trail Subdivision, as shown announcement at the time and place for the Mortgage Electronic Registration Systems, Inc., being more particularly described as follows: may encumber the purchaser’s title and any on plat of record in Plat Book 41, Page 58, sale set forth above. W&A No. 321658 as nominee for Peoples Home Equity Inc., its LOCATED IN THE CITY OF CHATTANOOGA, matter that an accurate survey of the premises in the Register’s Office, Hamilton County, DATED December 6, 2017 successors and assigns; and the undersigned, HAMILTON COUNTY, TENNESSEE: The might disclose. Tennessee, to which plat reference is hereby WILSON & ASSOCIATES, P.L.L.C., Wilson & Associates, P.L.L.C., having been East one-half (1/2) of Lot Five (5), Block The following parties may claim an interest made for a more particular description of Successor Trustee appointed Successor Trustee by PennyMac Fourteen (14), Oak Grove Park Addition, in the above-referenced property to be affected said property. Dec. 15, 22, 29, 2017 Fmr18669 Loan Services, LLC. as shown by plat recorded in Book Z, Vol. by the foreclosure: any judgment creditor or lien ALSO KNOWN AS: 2822 Hidden Trail Lane, NOW, THEREFORE, notice is hereby given 8, page 673, in the Register’s Office of holder with an interest subordinate to the said Chattanooga, TN 37421 NOTICE OF FORECLOSURE SALE that the entire indebtedness has been declared Hamilton County, Tennessee. According to Deed of Trust or any party claiming by, through, This sale is subject to all matters shown STATE OF TENNESSEE, HAMILTON COUNTY due and payable; and that an agent of Wilson & said plat said part of lot fronts 50 feet on the or under any of the foregoing. Such parties on any applicable recorded plat; any unpaid WHEREAS, Kimberly Cuzzort executed a Associates, P.L.L.C., as Successor Trustee, by West line of Beech Street, and extends back December 29, 2017- January 5, 2018 Public Notices Page 9 www.HamiltonCountyHerald.com

Westwardly, between parallel lines 90.75 Building Permits feet. SUBJECT TO any governmental zoning Hamilton County and subdivision ordinances and regulations in effect thereon. SUBJECT TO restrictions Status Licensed Professional Contract Owner Address Work Description recorded in Book Z, Vol. 8, page 708, as Date Site Address Address Value modified in Book D, Vol. 27, page 68, said Register’s Office. ALSO KNOWN AS: 1909 South Beech Due to the Christmas holiday, there are no new Building Permits at this time Street, Chattanooga, TN 37404 This sale is subject to all matters shown the Defendant, Timothy W. Brooks, recorded The street address of the above described the purchaser tenders the purchase price, the EASEMENTS, CONDITIONS, AND REGULA- on any applicable recorded plat; any unpaid in the Register’s Office of Hamilton County, property is believed to be 3449 Cagle Rd, Substitute Trustee may deem the sale final in TIONS AS SHOWN, DESCRIBED OR NOTED ON taxes; any restrictive covenants, easements, Tennessee, Book GI 10702, Page 308. Any Chattanooga, Tennessee 37419, but such which case the purchaser shall have no remedy. RECORDED PLAT. ANY ROADWAYS OR RIGHTS or setback lines that may be applicable; any interest in the property held by the United address is not part of the legal description of The real property will be sold AS IS, WHERE OF WAY EXTENDING INTO, THROUGH, OVER statutory rights of redemption of any govern- States of America, Internal Revenue Service, the property sold herein and in the event of IS, with no warranties or representations of OR UNDER SAID PROPERTY. ALL NOTES AS mental agency, state or federal; any prior liens by virtue of the aforementioned federal tax lien any discrepancy, the legal description herein any kind, express or implied, including without SET OUT IN LEGEND ON RECORDED PLAT. or encumbrances as well as any priority created is both junior and inferior to the interests held shall control. limitation, warranties regarding condition of the CONDITIONS AND EASEMENTS CONTAINED by a fixture filing; and to any matter that an ac- by U.S. Bank National Association, as Trustee This sale is subject to, without limitation, all property or marketability of title. IN DOCUMENT OF RECORD IN BOOK 2116, curate survey of the premises might disclose. for SASCO Mortgage Loan Trust 2007-WF2. matters shown on any applicable recorded plat; This office may be a debt collector. This PAGE 186, IN THE REGISTER`S OFFICE OF In addition, the following parties may claim Provided, however, that the United States of any unpaid taxes; any restrictive covenants, may be an attempt to collect a debt and any HAMILTON COUNTY, TENNESSEE. SUBJECT an interest in the above- referenced property: America, Internal Revenue Service, pursuant easements, or setback lines that may be ap- information obtained may be used for that TO AN EXISTING DRIVEWAY OVER AND RHONDA M. WOODRUFF to 26 U.S.C. §7425 and 28 U.S.C. §2410(c), plicable; any statutory right of redemption of any purpose. ACROSS THE WESTERLY PORTION OF SAID MAURICE WOODRUFF shall have one hundred and twenty (120) days governmental agency, state or federal; any prior Shapiro & Ingle, LLP LOT ONE (1) FOR THE BENEFIT OF THE AD- CHATTANOOGA NEIGHBORHOOD ENTER- from the date of the sale within which to redeem liens or encumbrances including those created Substitute Trustee JACENT PROPERTY. PRISE, INC. the property by virtue of its tax lien(s) herein by a fixture filing or any applicable homeowners’ 10130 Perimeter Parkway, Suite 400 Parcel ID: 034 059.01 The sale held pursuant to this Notice may by payment of the actual amount paid by the association dues or assessments; all claims or Charlotte, NC 28216 PROPERTY ADDRESS: The street address be rescinded at the Successor Trustee’s option purchaser at the foreclosure sale, plus any other matters, whether of record or not, which Phone: (704) 333-8107 of the property is believed to be 1823 at any time. The right is reserved to adjourn amount in excess of the expenses necessarily may encumber the purchaser’s title and any Fax: (704) 333-8156 SPRADLING RD, SODDY DAISY, TN 37379. the day of the sale to another day, time, and incurred in connection with such property, less matter that an accurate survey of the premises www.shapiro-ingle.com In the event of any discrepancy between this place certain without further publication, upon the income from such property, plus a reason- might disclose. File No. 17-114087 street address and the legal description of the announcement at the time and place for the able rental value of such property. As required The following parties may claim an interest Dec. 15, 22, 29, 2017 Fmr18678 property, the legal description shall control. sale set forth above. W&A No. 231384 by 26 U.S.C. §7425(b), the United States of in the above-referenced property to be affected CURRENT OWNER(S): ETHAN MCBEE DATED December 7, 2017 America, Internal Revenue Service has been by the foreclosure: any judgment creditor or NOTICE OF SUBSTITUTE TRUSTEE S SALE OTHER INTERESTED PARTIES: The sale of the WILSON & ASSOCIATES, P.L.L.C., given timely notice of this action. lien holder with an interest subordinate to the WHEREAS, default has occurred in the above-described property shall be subject Successor Trustee The sale held pursuant to this Notice may said Deed of Trust or any party claiming by, performance of the covenants, terms and to all matters shown on any recorded plat; Dec. 15, 22, 29, 2017 Fmr18673 be rescinded at the Successor Trustee’s option through, or under any of the foregoing. Such conditions of a Deed of Trust dated March 10, any unpaid taxes; any restrictive covenants, at any time. The right is reserved to adjourn parties known to the Substitute Trustee may 2017, executed by ETHAN MCBEE, conveying easements or set-back lines that may be ap- NOTICE OF TRUSTEE’S SALE the day of the sale to another day, time, and include: None. certain real property therein described to plicable; any prior liens or encumbrances as WHEREAS, default has occurred in the place certain without further publication, upon Terms of Sale will be public auction, for KERRY WEBB, as Trustee, as same appears well as any priority created by a fixture filing; performance of the covenants, terms, and con- announcement at the time and place for the cash, free and clear of rights of homestead, of record in the Register’s Office of Hamilton and to any matter that an accurate survey of ditions of a Deed of Trust Note dated February sale set forth above. W&A No. 180658 redemption and dower to the extent disclaimed County, Tennessee recorded March 14, 2017, the premises might disclose. This property is 23, 2007, and the Deed of Trust of even date DATED December 11, 2017 or inapplicable, and the rights of Anthony R. in Deed Book GI10998, Page 1674; and being sold with the express reservation that securing the same, recorded March 9, 2007, WILSON & ASSOCIATES, P.L.L.C., Fountain and Shirley B. Fountain, and those WHEREAS, the beneficial interest of said Deed it is subject to confirmation by the lender or in Book No. GI 8266, at Page 666, in Office Successor Trustee claiming through him/her/it/them. of Trust was last transferred and assigned to Substitute Trustee. This sale may be rescinded of the Register of Deeds for Hamilton County, Dec. 15, 22, 29, 2017 Fmr18674 Any right of equity of redemption, statutory FREEDOM MORTGAGE CORPORATION who is at any time. The right is reserved to adjourn Tennessee, executed by Joyce H. Brooks and and otherwise, and homestead are waived in now the owner of said debt; and WHEREAS, the day of the sale to another day, time, and Jonathan Timothy Brooks, conveying certain SUBSTITUTE TRUSTEE’S SALE accord with the terms of said Deed of Trust, the undersigned, Rubin Lublin TN, PLLC, hav- place certain without further publication, upon property therein described to EquiTitle, Inc. as Sale at public auction will be on January and the title is believed to be good, but the ing been appointed as Substitute Trustee by announcement at the time and place for the Trustee for Mortgage Electronic Registration 11, 2018 at 12:00PM local time, at the west undersigned will sell and convey only as Sub- instrument to be filed for record in the Register’s sale set forth above. All right and equity of re- Systems, Inc., as nominee for First American door, Hamilton County Courthouse, 625 Geor- stitute Trustee. Office of Hamilton County, Tennessee. NOW, demption, statutory or otherwise, homestead, Equity Corp., its successors and assigns; and gia Ave., Chattanooga, Tennessee pursuant to The right is reserved to adjourn the day THEREFORE, notice is hereby given that the and dower are expressly waived in said Deed the undersigned, Wilson & Associates, P.L.L.C., Deed of Trust executed by Anthony R. Fountain of the sale to another day, time, and place entire indebtedness has been declared due of Trust, and the title is believed to be good, having been appointed Successor Trustee by and Shirley B. Fountain, to Title Guaranty and certain without further publication, upon an- and payable, and that the undersigned, Rubin but the undersigned will sell and convey only U.S. Bank National Association, as Trustee for Trust Company of Chattanooga, Trustee, as nouncement at the time and place for the sale Lublin TN, PLLC, as Substitute Trustee or his as Substitute Trustee. The Property is sold SASCO Mortgage Loan Trust 2007-WF2. trustee for Southpoint Financial Services, Inc. set forth above. If you purchase a property duly appointed agent, by virtue of the power, as is, where is, without representations or NOW, THEREFORE, notice is hereby given on June 4, 2002 at Book GI 6279, Page 202, at the foreclosure sale, the entire purchase duty and authority vested and imposed upon warranties of any kind, including fitness for a that the entire indebtedness has been declared Instrument No. 2002062000127; conducted price is due and payable at the conclusion said Substitute Trustee will, on January 18, particular use or purpose. due and payable; and that an agent of Wilson by Shapiro & Ingle, LLP, having been appointed of the auction in the form of a certified/ 2018 at 12:00 PM on the front steps of the THIS LAW FIRM IS ATTEMPTING TO COLLECT & Associates, P.L.L.C., as Successor Trustee, Substitute or Successor Trustee, all of record bank check made payable to or endorsed West Side Entrance of the Hamilton County A DEBT. ANY INFORMATION OBTAINED WILL by virtue of the power, duty, and authority in the Hamilton County Register’s Office. De- to Shapiro & Ingle, LLP. No personal checks Courthouse, 615 Walnut Street, Chattanooga, BE USED FOR THAT PURPOSE. vested in and imposed upon said Successor fault has occurred in the performance of the will be accepted. To this end, you must bring TN, located in Chattanooga, Tennessee, pro- Rubin Lublin TN, PLLC, Substitute Trustee Trustee, by U.S. Bank National Association, covenants, terms, and conditions of said Deed sufficient funds to outbid the lender and any ceed to sell at public outcry to the highest and 119 S. Main Street, Suite 500 as Trustee for SASCO Mortgage Loan Trust of Trust and the entire indebtedness has been other bidders. Insufficient funds will not be best bidder for cash or certified funds ONLY, Memphis, TN 38103 2007-WF2, will, on January 8, 2018 on or declared due and payable. accepted. Amounts received in excess of the the following described property situated in www.rubinlublin.com/property-listings.php about 3:00 PM, at the Hamilton County Party Entitled to Enforce the Debt: RTE 1 winning bid will be refunded to the successful Hamilton County, Tennessee, to wit: Tel: (877) 813-0992 Courthouse, Chattanooga, Tennessee, offer LLC, its successors and assigns. purchaser at the time the foreclosure deed IN THE THIRD CIVIL DISTRICT OF HAMILTON Fax: (404) 601-5846 for sale certain property hereinafter described The following real estate located in Ham- is delivered. COUNTY, TENNESSEE: LOT ONE (1), SMITH Ad #128788 to the highest bidder FOR certified funds paid ilton County, Tennessee, will be sold to the This property is being sold with the express SUBDIVISION ON SPRADLING ROAD, AS Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18682 at the conclusion of the sale, or credit bid from highest call bidder: reservation that the sale is subject to confirma- SHOWN BY PLAT OF RECORD IN PLAT BOOK a bank or other lending entity pre-approved by Described property located at Hamilton tion by the lender or trustee. This sale may be 61, PAGE 305, IN THE REGISTER`S OFFICE OF NOTICE OF FORECLOSURE SALE the successor trustee. The sale is free from all County, Tennessee, to wit: rescinded only by the Substitute Trustee at any HAMILTON COUNTY, TENNESSEE. THIS CON- STATE OF TENNESSEE, HAMILTON COUNTY exemptions, which are expressly waived in the Lot Thirty-seven (37), Amendment and Exten- time. If the Substitute Trustee rescinds the VEYANCE MADE SUBJECT TO THE FOLLOW- WHEREAS, Bradford E. Campbell and Deed of Trust, said property being real estate sion of Unit One (1) of Burns Estates, of record sale, the purchaser shall only be entitled to a ING: ANY GOVERNMENTAL ZONING AND SUB- Tifanie Campbell executed a Deed of Trust to situated in Hamilton County, Tennessee, and in Plat Book 23, Page 11, in the Register’s return of any money paid towards the purchase DIVISION ORDINANCES IN EFFECT THEREON. SunTrust Mortgage, Inc., Lender and Stanley M. being more particularly described as follows: Office of Hamilton County, Tennessee. price and shall have no other recourse. Once ALL NOTES, STIPULATIONS, RESTRICTIONS, Continued on page 10 LOCATED IN HAMILTON COUNTY, TENNES- TOGETHER WITH the right to use that part of SEE: LOT ONE HUNDRED TWENTY (120) the Asphalt Drive extending onto Lot Thirty- of the Final Planned Unit Development five (35) of said Subdivision, as shown on of Mill Run, as shown by plat of record in survey of S. & N. Engineering Associates, Plat Book 32, Page 116-1, 2, 3 and 4, in Inc., to be an easement to run with the the Register’s Office of Hamilton County, land, hereto attached and made a part of Want Access to Foreclosure Tennessee. this instrument ALSO KNOWN AS: 5423 Woodbridge Drive, For prior title see Deed recorded in Book Ooltewah, TN 37363-8720 2214, Page 401, in the Register’s Office of This sale is subject to all matters shown Hamilton County, Tennessee. Notices in Hamilton County? on any applicable recorded plat; any unpaid THIS CONVEYANCE MADE SUBJECT TO THE taxes; any restrictive covenants, easements, FOLLOWING: or setback lines that may be applicable; any Drainage Easement as shown or specified Receive foreclosure notice statutory rights of redemption of any govern- by recorded plat. mental agency, state or federal; any prior liens Restrictions as set out in instrument recorded reports via email each week. or encumbrances as well as any priority created in Book 1566, Page 114, in the Register’s SUBSCRIBE TODAY FOR JUST $25/MONTH. by a fixture filing; and to any matter that an ac- Office of Hamilton County curate survey of the premises might disclose. Tennessee. Foreclosure notice reports from the In addition, the following parties may claim an Easement to City of Chattanooga as set out interest in the above-referenced property: in instrument recorded in Book 2783, Page Hamilton County Herald include JOYCE H. BROOKS 205, in the Register’s Office of Hamilton the property address, owner name, JONATHAN TIMOTHY BROOKS County, Tennessee. INTERNAL REVENUE SERVICE Building setback line as shown by dotted advertised auction date and more! ATTENTION: WENDY SMOOT lines, or as specified on said plat. US BANK NA AS TRUSTEE FOR SASCO MORT- Any governmental zoning and subdivision Contact Wendy at 877-711-0200 or GAGE LOAN TRUSTEE 2007-WF2 ordinances in effect thereon. On or about August 5, 2013, the United Subject to all notes, stipulations, restrictions, [email protected] States of America, Internal Revenue Service, easements, conditions, and regulations as filed a federal tax lien against the Defendant, set out on recorded plat. Powered by Timothy W. Brooks, recorded in the Register’s Street Address: 3449 Cagle Rd, Chatta- Office of Hamilton County, Tennessee, Book nooga, Tennessee 37419 HAMILTON COUNTY GI 10026, Page 168. On or about March 28, Parcel Number: 144C A 011 hamiltoncountyherald.com 20116, the United States of America, Internal Current Owner(s) of Property: Anthony R. H Revenue Service, filed a federal tax lien against Fountain and wife, Shirley B. Fountain Page 10 Public Notices December 29, 2017- January 5, 2018 www.HamiltonCountyHerald.com Foreclosure Notices Brock & Scott, PLLC, Substitute Trustee other bidders. Insufficient funds will not be DATED December 14, 2017 page 375, Register`s Office for Hamilton Continued from page 9 c/o Tennessee Foreclosure Department accepted. Amounts received in excess of the WILSON & ASSOCIATES, P.L.L.C., County, Tennessee. 4360 Chamblee Dunwoody Road, Ste 310 winning bid will be refunded to the successful Successor Trustee Tax ID: 172H E 007 Porter, Sr., Trustee(s), which was dated July 2, Atlanta, GA 30341 purchaser at the time the foreclosure deed Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18687 Current Owner(s) of Property: JAMES E BALD- 2004 and recorded on July 6, 2004 in Book GI PH: 404-789-2661 FX: 404-294-0919 is delivered. WIN AND LINDA BALDWIN 7192, Page 232, Hamilton County, Tennessee File No.: 16-15106 FC02 This property is being sold with the express NOTICE OF TRUSTEE’S SALE The street address of the above described Register of Deeds, subsequently modified by a Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18683 reservation that the sale is subject to confirma- WHEREAS, default has occurred in the property is believed to be 1313 Timbercrest Loan Modification Agreement recorded March tion by the lender or trustee. This sale may be performance of the covenants, terms, and Ln, Chattanooga, TN 37421, but such address 2, 2005 in Book 7445, Page 539 Hamilton SUBSTITUTE TRUSTEE’S SALE rescinded only by the Substitute Trustee at any conditions of a Deed of Trust Note dated May is not part of the legal description of the County, Tennessee Registry of Deeds. Sale at public auction will be on January time. If the Substitute Trustee rescinds the 14, 2008, and the Deed of Trust of even date property sold herein and in the event of any WHEREAS, default having been made in 25, 2018 at 10:00AM local time, at the west sale, the purchaser shall only be entitled to a securing the same, recorded May 20, 2008, in discrepancy, the legal description referenced the payment of the debt(s) and obligation(s) door, Hamilton County Courthouse, 625 Geor- return of any money paid towards the purchase Book No. GI 8670, at Page 248, and modified herein shall control. thereby secured by the said Deed of Trust gia Ave., Chattanooga, Tennessee pursuant to price and shall have no other recourse. Once on September 8, 2015, In Book No. 10561, SALE IS SUBJECT TO OCCUPANT(S) RIGHTS and the current holder of said Deed of Trust, Deed of Trust executed by Edward K Merritt the purchaser tenders the purchase price, the At Page 40 in Office of the Register of Deeds IN POSSESSION. SunTrust Bank, (the “Holder”), appointed the and Virginia M Merritt aka Virginia M Russell Substitute Trustee may deem the sale final in for Hamilton County, Tennessee, executed by THE RIGHT IS RESERVED TO ADJOURN THE undersigned, Brock & Scott, PLLC, as Substi- aka Virginia M Gravitte, to Arnold M. Weiss, which case the purchaser shall have no remedy. Michael E. Jackson and Heather E. Jackson, DAY OF THE SALE TO ANOTHER DAY, TIME AND tute Trustee, with all the rights, powers and Esq., Trustee, as trustee for Wells Fargo Home The real property will be sold AS IS, WHERE conveying certain property therein described to PLACE CERTAIN WITHOUT FURTHER PUBLICA- privileges of the original Trustee named in said Mortgage, Inc. on April 21, 2004 at Book GI IS, with no warranties or representations of Jeanine B. Saylor as Trustee for Magna Bank; TION, UPON ANNOUNCEMENT AT THE TIME AND Deed of Trust; and 7104, Page 117; conducted by Shapiro & Ingle, any kind, express or implied, including without and the undersigned, Wilson & Associates, PLACE FOR THE SALE SET FORTH ABOVE. THE NOW, THEREFORE, notice is hereby given LLP, having been appointed Substitute or Suc- limitation, warranties regarding condition of the P.L.L.C., having been appointed Successor TERMS OF SALE ARE CASH. ANY TAXES OR that the entire indebtedness has been declared cessor Trustee, all of record in the Hamilton property or marketability of title. Trustee by JPMorgan Chase Bank, National FEES WILL BE THE RESPONSIBILITY OF THE due and payable as provided in said Deed of County Register’s Office. Default has occurred This office may be a debt collector. This Association. PURCHASER. IF THE SALE IS SET ASIDE FOR Trust by the Holder, and that as agent for the in the performance of the covenants, terms, may be an attempt to collect a debt and any NOW, THEREFORE, notice is hereby given ANY REASON, THE PURCHASER AT THE SALE undersigned, Brock & Scott, PLLC, Substitute and conditions of said Deed of Trust and the information obtained may be used for that that the entire indebtedness has been declared SHALL BE ENTITLED ONLY TO A RETURN OF THE Trustee, by virtue of the power and authority entire indebtedness has been declared due purpose. due and payable; and that an agent of Wilson PURCHASE PRICE. THE PURCHASER SHALL vested in it, will on January 16, 2018, at and payable. Shapiro & Ingle, LLP & Associates, P.L.L.C., as Successor Trustee, HAVE NO FURTHER RECOURSE AGAINST THE 10:00AM at the usual and customary location Party Entitled to Enforce the Debt: Wells Substitute Trustee by virtue of the power, duty, and authority GRANTOR, THE GRANTEE, OR THE TRUSTEE. at the Hamilton County Courthouse, Chatta- Fargo Bank, N.A., its successors and assigns. 10130 Perimeter Parkway, Suite 400 vested in and imposed upon said Successor OTHER INTERESTED PARTIES: CITIFINANCIAL nooga, Tennessee, proceed to sell at public The following real estate located in Ham- Charlotte, NC 28216 Trustee, by JPMorgan Chase Bank, National INC AND TENNESSEE DEPARTMENT OF outcry to the highest and best bidder for cash, ilton County, Tennessee, will be sold to the Phone: (704) 333-8107 Association, will, on February 22, 2018 on REVENUE the following described property situated in highest call bidder: Fax: (704) 333-8156 or about 10:00 AM, at the Hamilton County THIS IS AN ATTEMPT TO COLLECT A DEBT AND Hamilton County, Tennessee, to wit: Described property located at Hamilton www.auction.com Courthouse, Chattanooga, Tennessee, offer ANY INFORMATION OBTAINED WILL BE USED All that tract or parcel of land lying and being in County, Tennessee, to wit: File No. 17-114215 for sale certain property hereinafter described FOR THAT PURPOSE. Hamilton County, Tennessee being conveyed All that tract or parcel of land lying and being Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18684 to the highest bidder FOR certified funds paid If applicable, the notice requirements of T.C.A. by deed recorded in Book 4652, Page 435 in the Third Civil District of Hamilton County, at the conclusion of the sale, or credit bid from 35-5-101 have been met. and Book 4391, Page 580 in the Register’s Tennessee, being described as follows: NOTICE OF TRUSTEE’S SALE a bank or other lending entity pre-approved by All right of equity of redemption, statutory Office of Hamilton County, Tennessee. Beginning on the Southwest corner of the WHEREAS, default has occurred in the the successor trustee. The sale is free from all and otherwise, and homestead are expressly All that tract or parcel of land lying and being Old Lovelady property and on the East side performance of the covenants, terms, and exemptions, which are expressly waived in the waived in said Deed of Trust, but the under- in the City of Chattanooga, Hamilton County, of the Old Dayton Pike; thence South 27 conditions of a Deed of Trust Note dated Deed of Trust, said property being real estate signed will sell and convey only as Substitute Tennessee being Lot Eight (8), Block Six (6), minutes 30 seconds West 93 feet with the December 3, 2010, and the Deed of Trust situated in Hamilton County, Tennessee, and Trustee. Montague’s Addition to Highland Park, as Old Dayton Pike to Harold Grant’s Northwest of even date securing the same, recorded being more particularly described as follows: If the U.S. Department of Treasury/IRS, the shown by plat recorded in Plat Book 1, Page corner; thence South 67 minutes East 270 December 20, 2010, in Book No. GI9313, at Land in Hamilton County, Tennessee, be- State of Tennessee Department of Revenue, 23 (erroneously referred to as Page 14 in feet with the Harold Grant line to a corner; Page 691, and modified on April 12, 2016, In ing Lot No. Seventy-two (72) on the plan or the State of Tennessee Department of deed of acquisition), in the Register’s Office thence North 67 degrees 30 minutes West Book No. Gi10715, At Page 347 in Office of of Hunter Village Subdivision, Unit II, of Labor or Workforce Development are listed of Hamilton County, Tennessee. 265 feet with the Old Lovelady line to the the Register of Deeds for Hamilton County, Ten- record in Plat Book 46, Page 20, Register’s as Interested Parties in the advertisement, Being the same property conveyed by Deed beginning corner. nessee, executed by Charles Bradley Kilpatrick Office for said County, to which plan refer- then the Notice of this foreclosure is being recorded in Book 4652, Page 435 and Book For prior title, see Deeds recorded in Book and Christie C. Kilpatrick, conveying certain ence is hereby made for a more complete given to them and the Sale will be subject to 4391, Page 580, in the Register’s Office of 5131, Page 845 and Book 4806, Page 997, property therein described to David W. Kious description. the applicable governmental entities’ right to Hamilton County, Tennessee. in the Register’s Office of Hamilton County, as Trustee for Mortgage Electronic Registration ALSO KNOWN AS: 5115 Hunter Village redeem the property as required by 26 U.S.C. The instrument constituting the source of the Tennessee. Systems, Inc., as nominee for Guaranty Trust Drive, Ooltewah, TN 37363 7425 and T.C.A. §67-1-1433. Borrower’s interest in the foregoing described Street Address: 10118 Walden St, Soddy Company, its successors and assigns; and the This sale is subject to all matters shown This property is being sold with the express property was a Warranty Deed recorded at Daisy, Tennessee 37379 undersigned, Wilson & Associates, P.L.L.C., on any applicable recorded plat; any unpaid reservation that the sale is subject to confir- Book 7192, page 230 in the Register’s Office Parcel Number: 057K A 016 having been appointed Successor Trustee by taxes; any restrictive covenants, easements, mation by the lender or trustee. If the sale is of Hamilton County, Tennessee. Current Owner(s) of Property: Virginia M. Bank of America, N.A.. or setback lines that may be applicable; any set aside for any reason, the Purchaser at Parcel ID Number: 146J J 001 Russell NOW, THEREFORE, notice is hereby given statutory rights of redemption of any govern- the sale shall be entitled only to a return of Address/Description: 1415 Chamberlain The street address of the above described that the entire indebtedness has been declared mental agency, state or federal; any prior liens the purchase price. The Purchaser shall have Avenue, Chattanooga, TN 37404. property is believed to be 10118 Walden St, due and payable; and that an agent of Wilson & or encumbrances as well as any priority created no further recourse against the Mortgagor, Current Owner(s): Bradford E Campbell and Soddy Daisy, Tennessee 37379, but such Associates, P.L.L.C., as Successor Trustee, by by a fixture filing; and to any matter that an ac- the Mortgagee or the Mortgagee’s attorney. wife Tifanie F Campbell. address is not part of the legal description of virtue of the power, duty, and authority vested in curate survey of the premises might disclose. MWZM FILE NO. 16-000068-370 Other Interested Party(ies): SunTrust Bank; the property sold herein and in the event of and imposed upon said Successor Trustee, by In addition, the following parties may claim an MACKIE WOLF ZIENTZ & MANN, P. C., SUBSTI- Tifanie S. Campbell; and Cleveland Tennes- any discrepancy, the legal description herein Bank of America, N.A., will, on February 8, 2018 interest in the above-referenced property: TUTE TRUSTEE(S) see Hospital Company, LLC dba Tennova shall control. on or about 10:00 AM, at the Hamilton County MICHAEL E. JACKSON PREMIER BUILDING, SUITE 404 Healthcare-Cleveland. This sale is subject to, without limitation, all Courthouse, Chattanooga, Tennessee, offer HEATHER E. JACKSON 5217 MARYLAND WAY The sale of the property described above matters shown on any applicable recorded plat; for sale certain property hereinafter described SECRETARY OF THE U.S. DEPARTMENT OF BRENTWOOD, TENNESSEE 37027 shall be subject to all matters shown on any unpaid taxes; any restrictive covenants, to the highest bidder FOR certified funds paid HOUSING AND URBAN DEVELOPMENT PHONE: (615) 238-3630 any recorded plat; any and all liens against easements, or setback lines that may be ap- at the conclusion of the sale, or credit bid from The sale held pursuant to this Notice may EMAIL: [email protected] said property for unpaid property taxes; any plicable; any statutory right of redemption of any a bank or other lending entity pre-approved by be rescinded at the Successor Trustee’s option Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18690 restrictive covenants, easements or set-back governmental agency, state or federal; any prior the successor trustee. The sale is free from all at any time. The right is reserved to adjourn lines that may be applicable; any prior liens or liens or encumbrances including those created exemptions, which are expressly waived in the the day of the sale to another day, time, and SUBSTITUTE TRUSTEE’S SALE encumbrances as well as any priority created by a fixture filing or any applicable homeowners’ Deed of Trust, said property being real estate place certain without further publication, upon Sale at public auction will be on January 25, by a fixture filing; a deed of trust; and any mat- association dues or assessments; all claims or situated in Hamilton County, Tennessee, and announcement at the time and place for the 2018 on or about 11:00AM local time, at ter than an accurate survey of the premises other matters, whether of record or not, which being more particularly described as follows: sale set forth above. W&A No. 318287 the Main door of the Hamilton County Court- might disclose; and may encumber the purchaser’s title and any Land in the Second Civil District of Hamilton DATED December 15, 2017 house, Chattanooga, Tennessee, conducted All right and equity of redemption, statutory matter that an accurate survey of the premises County, Tennessee, being Lot No. Forty- two WILSON & ASSOCIATES, P.L.L.C., by the Substitute Trustee as identified and set or otherwise, homestead, and dower are ex- might disclose. (42) on the plan of Eastland Estates, Unit Successor Trustee forth herein below, pursuant to Deed of Trust pressly waived in said Deed of Trust, and the The following parties may claim an interest One (1), of record in Plat Book 27, Page Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18689 executed by SARAH E. HANKS AND BRANDON title is believed to be good, but the undersigned in the above-referenced property to be affected 271, Register’s Office for said County, to L. HANKS, to LAKESIDE TITLE & ESCROW will sell and convey only as Substitute Trustee. by the foreclosure: any judgment creditor or which plan reference is hereby made for SUBSTITUTE TRUSTEE’S SALE LLC, Trustee, on March 18, 2015, at Record The right is reserved to adjourn the day of the lien holder with an interest subordinate to the a more complete description. LESS AND Sale at public auction will be on January 25, Book GI 10427, Page 383 as Instrument sale to another day, time, and place certain said Deed of Trust or any party claiming by, EXCEPTING therefrom that part of said 2018 on or about 11:00AM local time, at No. 2015032500006 in the real property without further publication, upon announce- through, or under any of the foregoing. Such lot used in rounding the curve of Charbar the Main door of the Hamilton County Court- records of Hamilton County Register’s Office, ment at the time and place for the sale set parties known to the Substitute Trustee may Circle. Subject to all easements, restrictive house, Chattanooga, Tennessee, conducted Tennessee. forth above. include: Wells Fargo Financial Bank. covenants and conditions, and other mat- by the Substitute Trustee as identified and set Owner of Debt: Primary Capital Mortgage, LLC This office is attempting to collect a debt. Terms of Sale will be public auction, for ters of record, including all items set out forth herein below, pursuant to Deed of Trust The following real estate located in Hamilton Any information obtained will be used for cash, free and clear of rights of homestead, on any applicable plat of record. executed by JAMES E BALDWIN AND LINDA County, Tennessee, will be sold to the highest that purpose. redemption and dower to the extent disclaimed ALSO KNOWN AS: 9221 Charbar Circle, BALDWIN, to Robert M. Wilson, Jr., Trustee, on call bidder subject to all unpaid taxes, prior or inapplicable, and the rights of Edward K Chattanooga, TN 37421 December 27, 2006, at Record Book GI 8204, liens and encumbrances of record: Merritt and Virginia M Merritt aka Virginia M This sale is subject to all matters shown Page 950 as Instrument No. 2007010900051 Property known as 4712 Tarpon Trail Chat- Russell aka Virginia M Gravitte, and those on any applicable recorded plat; any unpaid in the real property records of Hamilton County tanooga, TN 37416, County of Hamilton Lot Let’s Be Social claiming through him/her/it/them. taxes; any restrictive covenants, easements, Register’s Office, Tennessee. Eighty-Six (86), Murray Hill Subdivision, Sixth Any right of equity of redemption, statutory or setback lines that may be applicable; any Owner of Debt: The Bank of New York Mellon Addition, as shown by plat recorded in Plat Pick up a copy every Friday and otherwise, and homestead are waived in statutory rights of redemption of any govern- FKA The Bank of New York, as Trustee for the Book 22, Page 42, in the Register`s Office Read us online at accord with the terms of said Deed of Trust, mental agency, state or federal; any prior liens certificateholders of the CWABS, Inc., ASSET- of Hamilton County, Tennessee. www.HamiltonCountyHerald.com and the title is believed to be good, but the or encumbrances as well as any priority created BACKED CERTIFICATES, SERIES 2006-26 Being the same property conveyed to Kim undersigned will sell and convey only as Sub- by a fixture filing; and to any matter that an ac- The following real estate located in Hamilton Donald Buehler, a single person, by deed from stitute Trustee. curate survey of the premises might disclose. County, Tennessee, will be sold to the highest Bob Buehler and wife, Evelyn Buehler, dated Facebook: The right is reserved to adjourn the day In addition, the following parties may claim call bidder subject to all unpaid taxes, prior 3/9/1992 and filed of record in book 4072, Hamilton-County-Herald of the sale to another day, time, and place an interest in the above- referenced property: liens and encumbrances of record: page 591, said Register`s Office. certain without further publication, upon an- CHARLES BRADLEY KILPATRICK In the second civil district of Hamilton County, Being the same property conveyed to Barbara Twitter: @HCHeraldEditor nouncement at the time and place for the sale CHRISTIE C. KILPATRICK Tennessee: Lot thirty (30), Timber Log Sub- B. Standefer, trustee of the residuary trust set forth above. If you purchase a property The sale held pursuant to this division, as shown by plat recorded in plat under the Will of Kim D. Buehler by Deed at the foreclosure sale, the entire purchase Notice may be rescinded at the Successor book 33, page 54, in the Register`s Office from Barbara D. Standefer, the Executrix of price is due and payable at the conclusion Trustee’s option at any time. The right is of Hamilton County, Tennessee. the Estate of Kim Donald, Deceased dated of the auction in the form of a certified/ reserved to adjourn the day of the sale to Being the same property conveyed to James 06/23/14 filed of record in Book 10243, bank check made payable to or endorsed another day, time, and place certain without E Baldwin, Jr and wife, Linda F Baldwin on Page 160, said Register`s Office. to Shapiro & Ingle, LLP. No personal checks further publication, upon announcement at the 07/15/1985, by deed from Edwin E Thomas The instrument constituting the source of the will be accepted. To this end, you must bring time and place for the sale set forth above. and wife, Patricia A Thomas, filed for record Borrower`s interest in the foregoing described sufficient funds to outbid the lender and any W&A No. 320074 on 07/17/1985, in Book 3107, page 375, property was a Warranty Deed recorded December 29, 2017- January 5, 2018 Public Notices Page 11 www.HamiltonCountyHerald.com

simultaneously herewith in the Register`s set out in instrument recorded in Book conditions of a Deed of Trust Note dated LVNV FUNDING, LLC, AS SUCCESSOR IN INTER- This easement is for right of pedestrian and Office of Hamilton, TN which currently has 821, Page 73, in the Register’s Office of December 29, 2000, and the Deed of Trust of EST TO “SEARS” vehicular ingress and egress and for the the address of 625 Georgia Avenue, Chat- Hamilton County, Tennessee, but omitting even date securing the same, recorded January MAIN STREET ACQUISTION CORP repair and maintenance of said driveway. tanooga, TN 37402. any covenant or restriction based on race, 3, 2001, in Book No. GI 5750, at Page 504, MIDLAND FUNDING LLC AS ASSIGNEE FOR The easement area is more particularly Tax Map and Parcel ID is as follows 129A- color, religion, sex, handicap, familial status in Office of the Register of Deeds for Hamilton MONEY BANK described as follows: Beginning at a point G-013.00 or national origin unless and only to the extent County, Tennessee, executed by Gary D. Gray The sale held pursuant to this Notice may in the Eastern or Northeastern right of way Tax ID: 129A-G-013.00 that said covenant (a) is exempt under Chap- and Martha J. Gray, conveying certain prop- be rescinded at the Successor Trustee’s option of Hickory Trace Circle, said point also being Current Owner(s) of Property: SARAH E. HANKS ter 42, Section 3607 of the United States erty therein described to Kathryn L. Harris as at any time. The right is reserved to adjourn the Western corner of said Lot Twenty-Five; AND BRANDON L. HANKS Code or (b) relates to handicap but does not Trustee for Community Mortgage Corp.; and the day of the sale to another day, time, and thence leaving said right of way and running The street address of the above described discriminate against handicapped persons. the undersigned, Wilson & Associates, P.L.L.C., place certain without further publication, upon North 66 degrees 34 minutes 43 seconds property is believed to be 4712 Tarpon Trl, Subject to all notes, stipulations, restrictions, having been appointed Successor Trustee by announcement at the time and place for the East a distance of 29.05 feet along the Chattanooga, TN 37416, but such address easements, conditions, and regulations as Wells Fargo Bank NA. sale set forth above. W&A No. 220967 Northern boundary of said Lot Twenty-Five is not part of the legal description of the set out on recorded plat. NOW, THEREFORE, notice is hereby given DATED December 18, 2017 to a point; thence leaving said Northern property sold herein and in the event of any Any governmental zoning and subdivision that the entire indebtedness has been declared WILSON & ASSOCIATES, P.L.L.C., boundary of Lot Twenty-Five and running discrepancy, the legal description referenced ordinances in effect thereon. due and payable; and that an agent of Wilson & Successor Trustee South 53 degrees 12 minutes 06 seconds herein shall control. Street Address: 1519 East Ridge Ave, Chat- Associates, P.L.L.C., as Successor Trustee, by Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18701 East 30.76 feet to a point in the Eastern SALE IS SUBJECT TO OCCUPANT(S) RIGHTS tanooga, Tennessee 37412 virtue of the power, duty, and authority vested in or Northeastern right of way of Hickory IN POSSESSION. Parcel Number: 169H D 011 and imposed upon said Successor Trustee, by NOTICE OF TRUSTEE’S SALE Trace Circle; thence along a curve to the THE RIGHT IS RESERVED TO ADJOURN THE Current Owner(s) of Property: Timothy R. Witt Wells Fargo Bank NA, will, on February 22, 2018 WHEREAS, default has occurred in the left running along and with the Western DAY OF THE SALE TO ANOTHER DAY, TIME AND The street address of the above described on or about 10:00 AM, at the Hamilton County performance of the covenants, terms, and boundary of Lot Twenty-Five 8.31 feet along PLACE CERTAIN WITHOUT FURTHER PUBLICA- property is believed to be 1519 East Ridge Courthouse, Chattanooga, Tennessee, offer conditions of a Deed of Trust Note dated Oc- a curve having a radius of 80 feet to the TION, UPON ANNOUNCEMENT AT THE TIME AND Ave, Chattanooga, Tennessee 37412, but such for sale certain property hereinafter described tober 7, 2013, and the Deed of Trust of even point of beginning. PLACE FOR THE SALE SET FORTH ABOVE. THE address is not part of the legal description of to the highest bidder FOR certified funds paid date securing the same, recorded October 9, ALSO KNOWN AS: 6645 Hickory Trace TERMS OF SALE ARE CASH. ANY TAXES OR the property sold herein and in the event of at the conclusion of the sale, or credit bid from 2013, in Book No. GI 10078, at Page 629, and Circle, Chattanooga, TN 37421-3637 FEES WILL BE THE RESPONSIBILITY OF THE any discrepancy, the legal description herein a bank or other lending entity pre-approved by modified on January 12, 2017, In Book No. This sale is subject to all matters shown PURCHASER. IF THE SALE IS SET ASIDE FOR shall control. the successor trustee. The sale is free from all Gi10952, At Page 425 in Office of the Register on any applicable recorded plat; any unpaid ANY REASON, THE PURCHASER AT THE SALE This sale is subject to, without limitation, all exemptions, which are expressly waived in the of Deeds for Hamilton County, Tennessee, taxes; any restrictive covenants, easements, SHALL BE ENTITLED ONLY TO A RETURN OF THE matters shown on any applicable recorded plat; Deed of Trust, said property being real estate executed by Benjamin S. Rowland, conveying or setback lines that may be applicable; any PURCHASE PRICE. THE PURCHASER SHALL any unpaid taxes; any restrictive covenants, situated in Hamilton County, Tennessee, and certain property therein described to Huntly statutory rights of redemption of any govern- HAVE NO FURTHER RECOURSE AGAINST THE easements, or setback lines that may be ap- being more particularly described as follows: Gordon as Trustee for Mortgage Electronic mental agency, state or federal; any prior liens GRANTOR, THE GRANTEE, OR THE TRUSTEE. plicable; any statutory right of redemption of any In the Third Civil District of Hamilton County, Registration Systems, Inc., as nominee for or encumbrances as well as any priority created OTHER INTERESTED PARTIES: None governmental agency, state or federal; any prior Tennessee: Lot One Hundred Thirty-One PRIMELENDING, its successors and assigns; by a fixture filing; and to any matter that an ac- THIS IS AN ATTEMPT TO COLLECT A DEBT AND liens or encumbrances including those created 131, Cross Timbers Subdivision, Unit 5, and the undersigned, Wilson & Associates, curate survey of the premises might disclose. ANY INFORMATION OBTAINED WILL BE USED by a fixture filing or any applicable homeowners’ as shown by plat recorded in Plat Book P.L.L.C., having been appointed Successor In addition, the following parties may claim FOR THAT PURPOSE. association dues or assessments; all claims or 34, Page 17, in the Register’s Office of Trustee by Wells Fargo Bank, NA. an interest in the above- referenced property: If applicable, the notice requirements of T.C.A. other matters, whether of record or not, which Hamilton County, Tennessee. Reference is NOW, THEREFORE, notice is hereby given BENJAMIN S. ROWLAND 35-5-101 have been met. may encumber the purchaser’s title and any made for prior title to Deed of record in Book that the entire indebtedness has been declared SECRETARY OF HOUSING AND URBAN DE- All right of equity of redemption, statutory matter that an accurate survey of the premises 5433, Page 523, in the Register’s Office due and payable; and that an agent of Wilson & VELOPMENT and otherwise, and homestead are expressly might disclose. of Hamilton County, Tennessee. Subject to Associates, P.L.L.C., as Successor Trustee, by The sale held pursuant to this Notice may waived in said Deed of Trust, but the under- The following parties may claim an interest Easements, Conditions and Stipulations as virtue of the power, duty, and authority vested be rescinded at the Successor Trustee’s option signed will sell and convey only as Substitute in the above-referenced property to be affected shown and/or noted on subdivision plat. in and imposed upon said Successor Trustee, at any time. The right is reserved to adjourn Trustee. by the foreclosure: any judgment creditor or Subject to Restrictive Covenants recorded by Wells Fargo Bank, NA, will, on February 22, the day of the sale to another day, time, and If the U.S. Department of Treasury/IRS, the lien holder with an interest subordinate to the in Book 2740, page 761, in the Register’s 2018 on or about 10:00 AM, at the Hamilton place certain without further publication, upon State of Tennessee Department of Revenue, said Deed of Trust or any party claiming by, Office of Hamilton County, Tennessee, but County Courthouse, Chattanooga, Tennessee, announcement at the time and place for the or the State of Tennessee Department of through, or under any of the foregoing. Such omitting any covenant or restriction based offer for sale certain property hereinafter sale set forth above. W&A No. 310253 Labor or Workforce Development are listed parties known to the Substitute Trustee may on race, color, religion, sex, handicap, fa- described to the highest bidder FOR certified DATED December 18, 2017 as Interested Parties in the advertisement, include: None. milial status, or national origin unless and funds paid at the conclusion of the sale, or WILSON & ASSOCIATES, P.L.L.C., then the Notice of this foreclosure is being Terms of Sale will be public auction, for only to the extent that said covenant a is credit bid from a bank or other lending entity Successor Trustee given to them and the Sale will be subject to cash, free and clear of rights of homestead, exempt under Chapter 42, Section 3607 pre-approved by the successor trustee. The Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18699 the applicable governmental entities’ right to redemption and dower to the extent disclaimed of the United Stated Code or b relates to sale is free from all exemptions, which are redeem the property as required by 26 U.S.C. or inapplicable, and the rights of Timothy R. Witt, handicap but does not discriminate against expressly waived in the Deed of Trust, said NOTICE OF TRUSTEE’S SALE 7425 and T.C.A. §67-1-1433. and those claiming through him/her/it/them. handicapped persons. property being real estate situated in Hamilton WHEREAS, default has occurred in the This property is being sold with the express Any right of equity of redemption, statutory ALSO KNOWN AS: 8300 Blue Spruce Drive, County, Tennessee, and being more particularly performance of the covenants, terms, and reservation that the sale is subject to confir- and otherwise, and homestead are waived in Hixson, TN 37343-1211 described as follows: conditions of a Deed of Trust Note dated June mation by the lender or trustee. If the sale is accord with the terms of said Deed of Trust, This sale is subject to all matters shown All that tract or parcel of land lying and 9, 2006, and the Deed of Trust of even date set aside for any reason, the Purchaser at and the title is believed to be good, but the on any applicable recorded plat; any unpaid being in the City of Chattanooga, Hamilton securing the same, recorded June 12, 2006, the sale shall be entitled only to a return of undersigned will sell and convey only as Sub- taxes; any restrictive covenants, easements, County, Tennessee being Lot Twenty-Five in Book No. GI 7973, at Page 834, in Office the purchase price. The Purchaser shall have stitute Trustee. or setback lines that may be applicable; any on Final Plat, Hickory Trace Townhomes, of the Register of Deeds for Hamilton County, no further recourse against the Mortgagor, The right is reserved to adjourn the day statutory rights of redemption of any govern- Phase II, as shown by revised plat recorded Tennessee, executed by Victor W. Branson, the Mortgagee or the Mortgagee’s attorney. of the sale to another day, time, and place mental agency, state or federal; any prior liens in Plat Book 69, Page 36, in the Register’s conveying certain property therein described MWZM File No. 16-000042-391 certain without further publication, upon an- or encumbrances as well as any priority created Office of Hamilton County, Tennessee. to Larry A. Weissman as Trustee for Mortgage MACKIE WOLF ZIENTZ & MANN, P. C., Substi- nouncement at the time and place for the sale by a fixture filing; and to any matter that an ac- Subject to a permanent private driveway Electronic Registration Systems, Inc., as tute Trustee(s) set forth above. If you purchase a property curate survey of the premises might disclose. easement over and across that part of said nominee for Suntrust Mortgage, Inc, its suc- Premier Building, Suite 404 at the foreclosure sale, the entire purchase In addition, the following parties may claim Lot Twenty-Five shown hatched on survey cessors and assigns; and the undersigned, 5217 Maryland Way price is due and payable at the conclusion an interest in the above- referenced property: drawing dated September 11, 2002, made Wilson & Associates, P.L.L.C., having been Brentwood, Tennessee 37027 of the auction in the form of a certified/ GARY D. GRAY by David Mathews, Tennessee Registered PHONE: (615) 238-3630 bank check made payable to or endorsed MARTHA J. GRAY land Surveyor Number 747, attached hereto. Continued on page 21 EMAIL: [email protected] to Shapiro & Ingle, LLP. No personal checks Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18696 will be accepted. To this end, you must bring sufficient funds to outbid the lender and any SUBSTITUTE TRUSTEE’S SALE other bidders. Insufficient funds will not be Sale at public auction will be on January accepted. Amounts received in excess of the STATEWIDE CLASSIFIED ADS 25, 2018 at 10:00AM local time, at the winning bid will be refunded to the successful Reaching more than 979,000 Readers Every Week! west door, Hamilton County Courthouse, 625 purchaser at the time the foreclosure deed For placement information, contact this newspaper’s classi ed advertising department. Georgia Ave., Chattanooga, Tennessee pursu- is delivered. Auctions Help Wanted Services ant to Deed of Trust executed by Timothy R. This property is being sold with the express AUCTIONEERS! Don’t miss this RECRUITING HEADACHES? WE CAN SOCIAL SECURITY DISABILITY? Up to Witt, to Century Title & Escrow, Trustee, as reservation that the sale is subject to confirma- opportunity to GET THE WORD OUT Help! Advertise your job opening in this $2,671/mo. (Based on paid-in amount.) trustee for Mortgage Electronic Registration tion by the lender or trustee. This sale may be about your next auction! Save Time & newspaper + 96 newspapers across the Free evaluation! Call Bill Gordon & Systems, Inc. as nominee for New Century rescinded only by the Substitute Trustee at any $$$. One Call For All. It’s that simple. state - One Call/Email for All! Contact Associates. 1-855-511-2134. Mail: Mortgage Corporation on February 21, 2007 time. If the Substitute Trustee rescinds the One call and your ad will appear our classified dept. or email networks@ 2420 N St NW, Washington DC. Office: at Book GI 8255, Page 795, Instrument No. sale, the purchaser shall only be entitled to a throughout the region or the entire tnpress.com Broward Co. FL., member TX/NM Bar. 2007022800199; conducted by Shapiro & return of any money paid towards the purchase state! Your ad can appear in this Ingle, LLP, having been appointed Substitute or price and shall have no other recourse. Once newspaper + 96 others. For more info, Successor Trustee, all of record in the Hamilton the purchaser tenders the purchase price, the Advertise Throughout Tennessee contact this newspaper’s classified Help Wanted - Drivers County Register’s Office. Default has occurred Substitute Trustee may deem the sale final in YOUR LOW COST ADVERTISING dept. or call 865-584-5761 ext. 117. FRENCH TRUCKING, LEXINGTON, TN in the performance of the covenants, terms, which case the purchaser shall have no remedy. Solution! One call & your 25 word ad NOW HIRING - OTR DRIVERS. 100% ELD and conditions of said Deed of Trust and the The real property will be sold AS IS, WHERE will appear in 97 Tennessee newspapers compliant - DOES YOUR DISPATCHER entire indebtedness has been declared due IS, with no warranties or representations of Cable / Satellite TV for $275/wk or 33 East TN newspapers KNOW HOW TO USE ELDs??? 3,000 and payable. any kind, express or implied, including without DISH Network. 190+ Channels. FREE for $120/wk. Call this newspaper’s miles+ per week possible - Home Party Entitled to Enforce the Debt: Wells limitation, warranties regarding condition of the Install. FREE Hopper HD-DVR.$49.99/ classified advertising dept. or go to Weekends - Good insurance. Sign on Fargo Bank, N.A. as Trustee for the MASTR property or marketability of title. month (24 months) Add High Speed www.tnadvertising.biz. bonus $$$ Call us at 731-968-5391. Asset Backed Securities Trust 2007-NCW This office may be a debt collector. This Internet - $14.95 (where avail.) CALL Mortgage Pass-Through Certificates Series may be an attempt to collect a debt and any Today & SAVE 25%! 1-844-274-6074 2007-NCW, its successors and assigns. information obtained may be used for that M-OK FREIGHT LINES looking for OTR The following real estate located in Ham- purpose. drivers; Virginia-GA-Illinois, dedicated SPECTRUM TRIPLE PLAY TV, Internet & ilton County, Tennessee, will be sold to the Shapiro & Ingle, LLP runs. Home Weekends. Start $. 42cpm, Voice for $29.99 ea. 60 MB per second highest call bidder: Substitute Trustee w/bonuses, Only Company drivers speed. No contract or commitment. We Described property located at Hamilton 10130 Perimeter Parkway, Suite 400 apply, Phil 770-487-6462, 9-11am. Email buy your existing contract up to $500! [email protected] County, Tennessee, to wit: Charlotte, NC 28216 1-855-710-8320 Lot 10, East Ridge Park, of record in Plat Phone: (704) 333-8107 Health / Beauty Book 12, Page 12, in the Register’s Office Fax: (704) 333-8156 Wanted to Buy or Trade of Hamilton County, Tennessee. www.auction.com DENTAL INSURANCE. Call Physicians FREON R12 WANTED: CERTIFIED For Prior title see Deed recorded in Book File No. 17-113286 Mutual Insurance Company for details. BUYER will PICK UP and PAY CA$H for 7431, Page 712, in the Register’s Office of Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18697 Not just a discount plan, Real coverage R12 cylinders or cases of cans. (312) 291- Hamilton County, Tennessee. for 350 procedures. 844-278-8285 or 9169; www.refrigerantfinders.com THIS CONVEYANCE MADE SUBJECT TO THE NOTICE OF TRUSTEE’S SALE http://www.dental50plus.com/tnpress FOLLOWING: WHEREAS, default has occurred in the Ad# 6118 Subject to Conditions and Restrictions as performance of the covenants, terms, and 12 | December 29, 2017 – January 4, 2018 Hamilton County Herald www.hamiltoncountyherald.com

Financial Focus Chattanooga receives $300,000 to Stan Russell [email protected] implement energy efficiency projects e Southeast Sustainable Chattanooga will cover work in with possible employment and Communities Fund is investing 2018 and 2019, assisting with higher education opportunities. $1.5 million in six Southeastern streamlining programs and Following the success of Time for New Year’s communities, with Chattanoo- processes to make current en- EPB’s Home Energy Upgrade ga receiving $300,000 to imple- ergy effi ciency programs more pilot, the utility will again part- financial resolutions ment energy effi ciency projects accessible to those in need. Ad- ner with community members We’ve reached the end of another year – which means in local neighborhoods. e ditionally, new programs from on the potential expansion of it’s time for some New Year’s resolutions. Would you like to city was selected from a pool green|spaces like Build it Green this program. EPB will also be study a new language, take up a musical instrument or visit of applicants from across the will begin in January. working with green spaces, the gym more often? All these are worthy goals, of course, South. Modeled on the Socially Erlanger, the city and others but why not also add some fi nancial resolutions? “We’ll be focusing these Equal Energy Effi cient Devel- on a feasibility study for Green Here are some ideas to think about: funds in four Chattanooga opment program in Knoxville, and Healthy Homes, a health Increase contributions to your employer-sponsored neighborhoods – Highland B.I.G. will recruit youth from outcomes-based funding mech- retirement plan Park, East Lake, East Chatta- neighborhoods with high anism. nooga and Alton Park – while energy consumption rates EPB will be working on For 2018, you can contribute up to $18,500 (or $24,500 if taking steps to increase access and teach them basic energy expanding energy effi ciency you’re 50 or older) to your 401(k) or similar plan, such as a to city-managed HOME grants effi ciency and construction outreach and supporting work- 403(b), for employees of public schools and some nonprofi t like providing applications in skills through classes as well as force development and educa- groups, or a 457(b) plan, for employees of local govern- Spanish,” says Chattanooga show them how to make simple tion initiatives as well. ments. It’s usually a good idea to contribute as much as you Mayor Andy Berke. “ is com- upgrades to homes in their e SSCF, which selected can aff ord to your employer’s plan, as your contributions mitment from the Southeast communities. Chattanooga for the grant, is may lower your taxable income, while your earnings can Sustainable Communities Fund e 12-week program also a partnership between e grow tax-deferred. At a minimum, put in enough to earn will allow residents in these teaches soft skills like commu- Kendeda Fund and the South- your employer’s matching contribution, if one is off ered. areas to save up to 20 percent nity building, money manage- east Sustainability Directors Try to “max out” on your IRA per month on their household ment and career preparation. Network. energy costs.” Participants will receive $10 Source: City of Chattanooga Even if you have a 401(k) or similar plan, you can proba- e grant funds awarded to per hour and be connected bly still invest in an IRA. For 2018, you can contribute up to $5,500 to a traditional or Roth IRA, or $6,500 if you’re 50 or older. (Income restrictions apply to Roth IRAs.) Contribu- TRUSTEES From page 4 but was glad to see the univer- Schiano had been a candi- tions to a traditional IRA may be tax-deductible, depending sity settle on Pruitt and put the date for the Browns coaching on your income, and your earnings can grow tax-deferred. Several head coaches with matter behind it. job in 2014. Roth IRA contributions are not deductible, but earnings can name recognition nationwide e governor’s brother, e UT Board of Trustees grow tax-free, provided you don’t start taking withdrawals rejected UT in the following Jimmy Haslam, owner of the also includes Mike Krause, ex until you are 59-1/2 and you’ve have had your account at days before UT Chancellor Cleveland Browns, said after offi cio and non-voting member least fi ve years. You can put virtually any investment in an Beverly Davenport fi red Currie the search he had nothing as executive director of the IRA, so it can expand your options beyond those off ered in and replaced him with former to do with the process. e Tennessee Higher Education your 401(k) or similar plan. football coach Phil Fulmer. Haslams’ father played foot- Commission, Education Com- Build an emergency fund Within days, Fulmer hired ball for the Vols in the 1950s, missioner Candice McQueen Jeremy Pruitt, the defensive Jimmy Haslam acknowledged and Agriculture Commissioner Try to build an emergency fund conaining three to six coordinator at Alabama. being a “huge” supporter of the Jai Templeton. months’ worth of living expenses, with the money held in a Gov. Haslam has said several university, along with his entire e UT system has an en- low-risk, liquid account. is fund can help you avoid dip- times he didn’t want to get family, but had no connection rollment of more than 49,000 ping into your long-term investments to pay for unexpected involved in the coaching search to the search. students at UT-Knoxville, costs, such as a new furnace or a major car repair. UT-Martin, UT-Chattanooga, Control your debts the UT Health Science Center It’s never easy, but do what you can to keep your debts in Memphis and the UT Space under control. e less you have to spend on debt payments, Institute near Tullahoma. the more you can invest for your future. Don’t overreact to changes in the fi nancial markets Sam Stockard is a Nash- ville-based reporter covering We’ve had a long run of rising stock prices – but it won’t the Legislature for the Nashville last forever. If we experience a sharp market downturn in Ledger, Memphis Daily News, 2018, don’t overreact by taking a time out from investing. Knoxville Ledger and Hamil- Market drops are a normal feature of the investment land- ton County can be reached at scape, and you may ultimately gain an advantage by buying [email protected]. new shares when their prices are down. Review your goals and risk tolerance At least once in 2018, take some time to review your short- and long-term fi nancial goals and try to determine, possibly with the help of a fi nancial professional, if your investment portfolio is still appropriate for these goals. At the same time, you’ll want to re-evaluate your risk tolerance to ensure you’re not taking too much risk – or possibly too little risk – with your investments. Do your best to stick with these resolutions throughout the coming year. At a minimum, they can help you improve your investment habits – and they may improve your fi nancial picture far beyond 2018.

is article was written by Edward Jones for use by your lo- Weekly cal Edward Jones Financial Advisor (member SIPC). Contact Stan at [email protected]. Word PLAY www.hamiltoncountyherald.com Hamilton County Herald December 29, 2017 – January 4, 2018 | 13 Lawyers, judges raise $12,550 to bene t Legal Aid Legal Aid of East Tennessee is the beneficiary of the proceeds from an auction that has become a beloved part of the Chattanooga Inn of Court’s annual holiday party. Members of the Justices Ray L. Brock Jr.–Robert E. Cooper American Inn of Court presented the $12,550 in proceeds to the Chattanooga office of Legal Aid on Dec. 21. Serving 26 counties, Legal Aid provides representation in cases involving landlord-tenant disputes, domestic violence, consumer law and public benefits primarily to low-income Tennessee residents who cannot afford to hire a lawyer. “e money raised by the Inn is particularly welcome this year as we continue to impact the lives of those who otherwise would not have access to basic legal services,” says Sheri Fox, executive director of Legal Aid. “We will use this money to make lasting changes in the lives of our clients and to make a difference for the entire community.” Inn of Court President Lee Davis Photograph provided Charlie McDaniel, director of operations at Legal Aid; Ron Powers, Inn of Court executive committee member and past president; Sheri Fox, of Davis & Hoss says Legal Aid executive director of Legal Aid; and Lee Davis, Inn of Court president. deserves the time, effort and money raised. local and federal sources can we be ism, ethics and civility of the bench For additional information, con- “Legal Aid serves the public assured that there really is equal and bar. Membership is by invitation tact Sheri Fox at (423) 402-4756 or interest in an area of law that’s often justice for all.” only. e Chattanooga chapter is [email protected]. underfunded and overlooked. Only e purpose of an Inn of Court is composed of over 100 local judges when services like those provided by to improve the skills, professional- and lawyers. Source: Legal Aid of East Tennessee

Legal Aid are fully funded by state, CHATTANOOGA BAR ASSOCIATION DAR recognizes Hood for community service e Chickamauga Chapter of the Chattanooga and was nominated for National Society of Daughters of the the group’s ﬁrst Lifetime Achieve- American Revolution has honored ment Award. Chattanooga Bar Association Exec- She was one of 10 2011 Women utive Director Lynda Minks Hood of Distinction in Chattanooga and a with the 2017 Community Service Circle of Red woman of the Ameri- Award. Hood was recognized for her can Heart Association’s Go Red for “contributions to the community in Women. an outstanding manner.” e DAR established the Commu- Hood is vice-chairperson of nity Service Award as an opportunity Erlanger and Children’s Hospital for chapters and states to recognize Foundation Council and will assume worthy individuals and organizations the chair for 2018-2019. for outstanding, unpaid voluntary She is past chairperson and a achievements in cultural, educational, lifetime member of the UTC Chan- humanitarian, patriotic, historical, cellor’s Roundtable, has served or is citizenship or environmental conser- serving on the boards of directors of vation endeavors. the Chattanooga Chamber of Com- e DAR, a society of women who merce, St. Peter’s Episcopal School, are direct descendants of Revolution- the American Cancer Society, the ary War patriots, supports historic River Valley Chapter March of preservation, education and patrio- Dimes, Inner-city Ministries and the tism. In 2017, DAR members world- Sentenga Chapter of the National wide have volunteered 2.2 million Multiple Sclerosis Society. hours in service to America. Photograph provided Hood is a graduate of Leadership Source: DAR DAR members Joye Duke, left, Lynda Minks Hood, Barbie Standefer and Lee Parham.

LEGISLATIVE PREVIEW From 1 DEALING We’ve got a governor that’s legislation after the task force family intervention, residential very fixated on it. So, I think went through an exhaustive rehabilitation, recovery houses, convened the opioid task force, WITH we’ll spend a lot of time on how review of the crisis and put day treatment and outpatient which did a phenomenal job of DRUGS we address this opioid plague together a multi-pronged set of services. delving deep into this subject that’s destroying our commu- recommendations. In addition, it calls for cre- matter,” Harwell says. With more than 6,000 nities,” says House Majority e plan focuses on treat- ation of a recovery school in “e force’s recommenda- Tennesseans succumbing to Leader Glen Casada, a Franklin ment, prevention and policy, each of the state’s three grand tions are the result of input opioid abuse over the last five Republican. its first recommendation divisions, possibly using vacant from many different groups, years, the state Legislature is Gov. Bill Haslam’s office advising the governor to put state property, as well as the experts and individuals who set to attack the problem head- confirmed battling the opioid more money in the next budget expansion of recovery courts. have been affected by this on through a wide range of epidemic will be one of his for addicted Tennesseans to Greater use of Naxolone, a crisis. I believe the work of this measures. initiatives for the year when receive help from non-profit, medication designed to reverse task force will be an asset as we “It’s devastated our commu- he makes his State of the State faith-based or local govern- opioid overdoses, is proposed, craft policy in the upcoming nities. We’ve got a task force address Jan. 22. ment services for screening session and in the future.” that’s got to report back to us. Harwell’s office is preparing and assessment, detoxification, See LEGISLATIVE PREVIEW, page 16 14 | December 29, 2017 – January 4, 2018 Hamilton County Herald www.hamiltoncountyherald.com A soaring tribute

Photographs provided Whooper swans have overlapping feathers which form a smooth curved surface, giving them added lift for long-distance migration.

On Friday, Dec. ‘Conquest of the Skies 3D’ brings 29, “Conquest of the Skies 3D” arrives incredible views of nature’s fliers at the Tennessee Aquarium IMAX 3D to Aquarium IMAX 3D Theater eater. anks to inno- hether they’re Aquarium’s curator of for- vative camerawork made of scales, ests. “When I think of fl ight, and eye-popping, feathers or skin, I think about how much we slow-motion scenes, every fl ap of an don’t understand about how it audiences will see Wanimal’s wings is a works. I think about migration. nature’s fl iers in a testament to nature’s miracu- I think about the fact that birds new way. lous defi ance of gravity. can not only fl y but also be so In “Conquest of “Flight is amazing,” says maneuverable in the air. It’s the Skies 3D,” the Kevin Calhoon, the Tennessee amazing.” Emmy and BAFTA award-winning team at Atlantic Produc- tions (“Galapagos 3D,” “Penguins 3D”) explore the gamut of nature’s approaches to fl ight, from the improbable take-off Acrobatic hummingbirds seen up of the enormous close and in slow-motion during Atlas beetle to the “Conquest of the Skies 3D.” leaping glides of Har- lequin fl ying frogs. Audiences will those watch Wrinkle-lipped free- wings tailed bats snatch insects from that’s the nighttime skies of Borneo special – and Whooper swans touching that they down at watery wintering sites can put in Scotland. so much One slow-motion sequence distance even puts the brakes on the behind lightning strokes of a hum- them on mingbird’s wings, showing migrations. how these tiny, jeweled avians at’s what im- can move through the air with presses me.” insect-like agility. Beginning Dec. 29, “Conquest of the Skies 3D” will rough computer-generat- Dragonflies can move their four ed imagery, audiences will also be shown daily at the Tennes- wings independently, giving them watch pterosaurs and other see Aquarium IMAX 3D e- phenomenal flying skills. winged reptiles that once ruled ater at noon, 2 and 4 p.m., with the skies take to wing. additional 6 p.m. screenings on “We all dream of fl ying,” Friday and Saturday. Calhoon says. “Today, with Tickets are $11.95 for adults, GoPros and drones, we see a $9.95 for children (ages 3-12). lot of views from the air, but to me, it’s what birds can do with Source: Tennessee Aquarium www.hamiltoncountyherald.com Hamilton County Herald December 29, 2017 – January 4, 2018 | 15

News and notes from the Greater Chattanooga Association of Realtors® Real Estate REALTOR ASSOCIATION PRESIDENT’S MESSAGE Simple act warms Ballezzi’s year By David Laprad

shley Ballezzi has made a lot of good memories in 2017. is was the year she became a Realtor, joined Athe Edrington Team at Mark Hite Berkshire Hathaway and spearhead- ed a holiday charity event that could President, Greater Chattanooga become a Christmas tradition. ® Association of Realtors But when Ballezzi looks back on the year, the memory that might be the sweetest to recall – the one that Tight supply brings tears to her eyes as she relates what happened – involved just her only negative and a homeless person on a lonely curb on 11th Street downtown. Ballezzi was carrying one of the

in ’18 market 150 Blessing Bags she and a handful GREATER CHATTANOOGA ASSOCIATION OF REALTORS While many of the topics in this of other members of the Edrington space over the last 12 months have Team were handing out on a chilly used past sales and statistics to pro- December morning. Stuffed with vide insights and information, this hats, gloves, toiletries, snacks and week, I’m going to look into 2018 and more, the backpacks had been going share some of my personal predic- fast outside Community Kitchen. tions. en Ballezzi saw one man sitting Home sales in the Greater Chat- alone, away from the excitement. tanooga region will continue along “He was criss cross applesauce, his a positive path in 2018. e increase head hanging down. He wasn’t aware will be modest because of the tight of what was going on,” Ballezzi, 24, supply of homes available for sale, but says. “When I asked him if he wanted sales will continue at the record levels a Blessings Bag, his face lit up.” we’ve been experiencing in 2017. Ballezzi talked with the man for a e overall economic outlook is few minutes and then returned to the positive, and unemployment remains crowd to help hand out the rest of the low locally and nationally, so buyer bags. When she went back to the gen- confidence will continue into the new tleman, he’d already opened the box year. of Little Debbie’s Christmas Cakes Because of the continued positive McKee Foods had donated. sales trend and tight inventory levels, “It felt good being able to lift him Photograph provided home prices will continue to move up, if only for a little while,” Ballezzi Ashley Ballezzi sets up a donation box at a local Berkshire Hathaway office for her Blessing upward. While interest rates will adds. Bags charity event. slowly move into the mid-four per- e Blessings Bag charity event Blessing Bags in just over two In a video Ballezzi shot and cent range, these low rates will keep took shape in Ballezzi’s mind during a months, Ballezzi was going to need published on Snapchat, she moves affordability in check and well below Realtor retreat in September. As she help. through the Edrington Team’s the pre-recession boom. National real listened to brokers tell their stories So, she arranged for several local headquarters at Berkshire Hatha- estate experts tend to concur that about what they were doing in their companies to donate items and for way HomeServices Realty Center on buyers will stay in the market until communities, something tugged at each of the five Berkshire Hathaway Riverfront Parkway showing desks rates reach the six percent range. her spirit and she decided to launch a offices to host a donation box detail- stacked with towels, blankets, socks, e inventory of available home charity event by the end of the year. ing the items needed. toothbrushes, toothpaste, floss and choices will remain tight in 2018 for “I’ve always had a heart for the “A lot of people wound up donat- more – and several volunteers work- two reasons: homeless and less fortunate. So, I ing cash, which was great because it ing to fill the backpacks. e number of new home starts, thought giving them a backpack full allowed us to buy in bulk,” Ballezzi “I’ve actually cried, and I could cry while increasing in 2017, will contin- of things they could use would be a says. “We raised $1,500 and were able again,” she says in the 48-second clip. ue to fall well below demand. good idea,” Ballezzi explains. to give away 150 backpacks contain- See GCAR, page 16 To be able to put together 150 ing everything under the sun.” See BALLEZZI, page 16

The voice of real estate in Greater Chattanooga. Founded in 1912 2017 Board of Directors Robert Backer Myra Cochran Commercial Council Northwest Georgia Council Mark Hite PRESIDENT Jennifer Cooper Robert Fisher Myra Cochran Becky Cope English PRESIDENT PRESIDENT Geoff Ramsey Robert Fisher PRESIDENT-ELECT Russ Elliott Joanna Jackson Dan Griess John Healy PRESIDENT ELECT Jon Hughes Kim Bass Steve Hunt Clayton Taylor TREASURER Paula Palmer Jeff Jennings TREASURER & STATE DIRECTOR Brenda Pargeon Vicki Trapp Ben Pitts MLS CHAIR John Payne Joe Pleva Martha Alexander Robyn Ring Bill Raines Ian O’Shea Nathan Walldorf Brandi Pearl Thompson Sue Sims IMMEDIATE PAST PRESIDENT Kevin Wamack Greater Chattanooga Association of Realtors | T2963 Amnicola Hwy. | Chattanooga, Tn 37406 | 423-698-8001 | Fax: 423 -698-8004 | www.gcar.net 16 tation of statewide testing. ment of Education andCommissioner Candice McQueenconcerning implemen- Rep. Jeremy Faison, R-Cosby, hasbeenanoutspoken criticof thestate Depart- |

GREATER CHATTANOOGAGREATER ASSOCIATION CHATTANOOGA OF REALTORS ASSOCIATION OF REALTORS December 29,2017–January4,2018 ca’s Bridal. in FortOglethorpeandthenatMoni- force, workingfi rst atSun TanCity aside schoolandjoinedthelabor University. was 17toattendSouthernAdventist to theChattanoogaareawhenshe five months. in therealestatebusinessforamere Ballezzi, asinglemotherwho’sbeen track,” sheadds. enough tohelpthemgettheirlifeon if wecanhelponeperson,itmightbe there’s alotofbadinthisworld,and or whatthey’vebeenthrough,but them owningahome. the paththatcouldsomedayleadto the paththatcouldsomedayleadto of kindnesscouldputsomeoneon of kindnesscouldputsomeoneon not lostonBallezzi,whosaysanact not lostonBallezzi,whosaysanact of Realtorshelpingthehomelessis of Realtorshelpingthehomelessis the bags. to 11thStreetgiveawaytherestof to 11thStreetgiveawaytherestof group ofvolunteersmadetheirway group ofvolunteersmadetheirway saw need. three backpackstogiveawayasthey three backpackstogiveawayasthey each memberoftheEdringtonTeam each memberoftheEdringtonTeam the downtownarea.So,shegave the outskirtsofcity,awayfrom the outskirtsofcity,awayfrom the homelesspeoplewhoexiston – eEdringtonTeam.” merry andwondrousholidayseason merry andwondrousholidayseason Christmas cardsthatsay,“Havea handful ofteammembersaresigning handful ofteammembersaresigning part ofthis.” “ ankyoutoeveryonewho’sbeena supply chain. and continue to reinforcethetight their homeswillstayoff themarket lives. Withnocompellingmotivation, options forthenextphasein their in place,astheydon’tseeacceptable dates toupsizeordownsize will stay region oracrossthecountry. homes tomatchthedemandinour ing lotsandlaboravailabletobuild GCAR BALLEZZI Real estateenteredthepictureaf- A yearanda-halflater,sheset A nativeofTampa,Ballezzimoved Life isjustgettingunderwayfor “We don’tknowtheirstories ethought-provokingnotion en,onWednesday,Dec.13,a Ballezzi wantedtofocusfi rst on In anothervideo,Ballezzianda en,onWednesday,Dec.13,a Ballezzi wantedtofocusfi rst on ereareseveral factorsthatwill Many homeownerswhoarecandi- erearesimplynotenoughbuild-

From page15 From page15 15 AP Photo/Mark Humphrey Chattanooga. donations from Courtyard by Marriott in Ashley Ballezzi isloadeddown with ing things in the real estate market,” ing thingsintherealestatemarket,” are involvedinalotofup-and-com- to jointheEdringtonTeam. eral localcompanies,herdesirewas real estateasacareeroption. fi rst house,shedecidedto consider story) asherRealtorwhenbuying Marcus Holt(seeJuly14,2017cover single parent. give herthefl exibility sheneededasa fi nancial foundationthatwould also then divorced,asshewantedafi rm ter Ballezzimarried,hadachildand the long-discussed reform of Freddie the long-discussed reformofFreddie pact onhomevaluesisyetto beseen. renting. eresultingnegativeim- the appealofhomeownership versus property taxdeductionswill reduce of valuecombinedwiththe loss of standard deductioninstead. isloss as theyelecttotaketheenhanced deduction formanylocalresidents will eliminatethemortgageinterest recently passed“Taxcutandjobsact” impact andtimingwillvary. e aff ect thehousingmarket,but “ eydoadvancedtraining and Although Ballezziinterviewedsev- After usingEdringtonTeamagent A second looming change involves A secondlooming changeinvolves for opioidoff enses, including in fundingtostiff en penalties idemic alongwithanincrease tion agentstocombattheep- Tennessee BureauofInvestiga- for painmedication. emergency roomprescriptions professionals, andlimitson curriculum forhealth-care of modernpain-management pain management,creation to copewithit,alternativesfor dangers ofopioiduseandhow awareness campaignonthe clude developmentofapublic jails. in high-riskareasandcounty too, throughlawenforcement

Hamilton CountyHerald LEGISLATIVE PREVIEW Policy changes could add 25 Policy changescouldadd25 Prevention proposalsin- Photograph provided

she continues. to theclosingcosts,” price andcontribute pairs, acceptalower most $13,000forre- the sellerstopayal- negotiate for I wasableto to light,but lot ofissues brought a inspection ‘as is.’ e was beingsold a housethat asking pricefor a littleunderthe who wasgoingin sold sixhomes.Ballezzihasalsobeen listing andsellinghasalready been markedbysuccess.She’sboth mentor. her on,theleadersmadeHolt terviewed Ballezzi.Afterbringing though, theEdringtonTeamin- be apartofthisteam.’” be successfulinrealestate,Ihaveto impression. Ithought,‘IfI’mgoingto she pointsout. who was going in who wasgoingin sold sixhomes.Ballezzihasalsobeen listing andsellinghasalready been markedbysuccess.She’sboth mentor. her on,theleadersmadeHolt terviewed Ballezzi.Afterbringing though, theEdringtonTeamin- be apartofthisteam.’” be successfulinrealestate,Ihaveto impression. Ithought,‘IfI’mgoingto she pointsout. approach any real estatedecision. Greater ChattanoogaRealtors asyou engage aprofessionalmember ofthe Once again,Iencourageyou to space withyouoverthelast 51weeks. predictions outlinedearlier. aff ordability willderailthepositive country. Anysignifi cant impacton of lendingforAmericansacrossthe with FHAaretheprimarysource ment-sponsored entities,whichalong Mac andFannieMae,thegovern- learning thelessonseverynewReal- learning thelessonseverynewReal- tor learns. tor learns. From 13 count your paycheck until count yourpaycheckuntil count your paycheck until count yourpaycheckuntil you’re at the closing table. you’re attheclosingtable. you’re at the closing table. you’re attheclosingtable. Anything can happen, and Anything canhappen,and Anything can happen, and Anything canhappen,and together,” shesays. when itdoes,youhaveto together,” shesays. when itdoes,youhaveto stay positive and do your stay positiveanddoyour stay positive and do your stay positiveanddoyour best to put things back best toputthingsback best to put things back best toputthingsback “I loved being “I lovedbeing “I hadabuyer Ballezzi’s first fi ve monthshave Instead ofinterviewingthem, “Plus, Marcusmadeanamazing It’s been a pleasure sharing this It’s beenapleasuresharingthis “I had a buyer “I hadabuyer Ballezzi’s first fi ve monthshave Instead ofinterviewingthem, “Plus, Marcusmadeanamazing “I’ve learned that you can’t “I’ve learnedthatyoucan’t

Photograph provided while providing $1.3 million while providing$1.3million prescription safetymeasures and intenttotraffic. manufacturing, distribution creasing thepenaltiesforsales, fighting illicitopioidusebyin- give thestateanewmethodfor started planninglegislationto erson, bothanesthesiologists, an TerryandSen.SteveDick- finished itsplan,stateRep.Bry- treating walk-ins. prohibiting painclinicsfrom ule IIcontrolledsubstancesand sion ofprescriptionssched- encouraging electronicsubmis- one dose. cation thatcankillpeoplewith fentanyl, apowerfulpainmedi- Lawmakers have passed Lawmakers havepassed Even beforethetaskforce Other proposalscallfor ing biggerthanI’veeverimagined.” my communityinvolvementbecom- “And nowthatI’minrealestate,Isee the community,”sheacknowledges. always beenoutgoingandinvolvedin she wasborntobeaRealtor. herself –shedoessayfeelslike contributed toBlessingBagsthan gives morecredittothepeoplewho before timewasup.” ed ahousetogettheclosingtable have atonofmoneysavedbutneed- able tohelpayoungmanwhodidn’t more information. west Georgia.Visit www.GCAR.netfor Dade andWalkercountiesin north- in southeastTennesseeandCatoosa, Hamilton andSequatchiecounties Greater ChattanoogaRealtors service the NationalAssociationofRealtors. of Realtorsnationwidethatcomprise 1,400 localboardsandassociations members andisoneofmorethan organization withmorethan1,800 er Chattanooga.” isaregional are “ eVoiceofRealEstateinGreat- “I know that sounds crazy but I’ve “I knowthatsoundscrazybutI’ve Although Ballezziishumble–she eGreaterChattanoogaRealtors legislation that will move that legislation thatwillmove “I expecttherewillbesome ocrat runningforgovernor. says Fitzhugh,aRipleyDem- do havealongwaytogothere,” put somethingsinplace,sowe time. Butwhatwedidwasjust made somebabystepslast behind otherstates.Andwe make itintolegislation. remains onhowmuchwill comprehensive, thequestion force’s recommendationsare and eventhoughthetask Craig Fitzhughisn’tsatisfi ed, treatment services. million thisyearforsafetynet for drugrecoverycourtand$6 See “Tennessee … is quite a bit “Tennessee …isquiteabit But HouseMinorityLeader are just as ambitious. As she are justasambitious.Asshe Ballezzi’s professional goals Ballezzi’s professionalgoals looks forward to the year looks forwardtotheyear to come, she’s planning to to come,she’splanning

sell 35-40 houses in 2018. sell 35-40housesin2018. LEGISLATIVE PREVIEW,18 page Instead of seeing this as Instead ofseeingthisas a watermark she wishes a watermarkshewishes www.hamiltoncountyherald.com to achieve for herself, to achieveforherself, Ballezzi says,“ is career, she sees career, shesees going totakeoﬀ that only bigger that onlybigger and betteraswell. from here.” is what I want to is whatIwantto “ ingsareonly her real estate her realestate contribute to contribute to my team.” also looking also looking forward to forward to Ballezzi is Ballezzi is mas. Like mas. Like giving away giving away Blessing Blessing Bags Bags Christ- next next again www.hamiltoncountyherald.com Hamilton County Herald December 29, 2017 – January 4, 2018 | 17

The Critic’s A good year for builders Corner As I near the completion of students who will be pursuing By David Laprad my tenure as president of the their goals of career in the resi- [email protected] Home Builders Association of dential construction industry. Greater Chattanooga, I thought HBAGC is committed to it was important to review the advocating for its member- past 12 months and refl ect on ship and industry at the local, the many activities and accom- county and state level. Our ‘Darkest Hour’ plishments our association Mike Croxall government aff airs committee experienced during that time. dedicates many hours through- brightens holiday Among the highlights in President, Home Builders out the year working closely 2017 was another successful Association of Greater Chattanooga with our elected offi cials and Tri-State Home Show, which various government agencies in movie offerings Gary Oldman holds absolute sway over every moment he’s saw 350 vendors greet more experienced overfl ow atten- support of the residential con- on the screen in “Darkest Hour,” which is nearly all of them. than 8,000 attendees over the dance during the two Showcase struction industry. e critical His performance as Winston Churchill is a towering three-day period in March at weekends in October. work done in this area cannot achievement, one that will be remembered in the way one re- the Convention Center. HBAGC was active at the be understated. members Robert De Niro in “Raging Bull,” Marlon Brando in We’ve been told many times state level and its state asso- is was another good year “ e Godfather” and Jack Nicholson in “One Flew Over the by participating vendors that ciation, the Home Builders for new housing starts in Chat- Cuckoo’s Nest,” which is to say it is one of the greatest fi lm HBAGC’s Tri-State Home Association of Tennessee, tanooga, Hamilton County and performances by an actor in motion picture history. Show is the premier show of its participating in three multi- the surrounding area. Resi- ere are moments when Churchill unleashes hell’s fury kind in the Southeast. We’re day conferences in Nashville, dential building permit trends on his opponents in the war cabinet, and I could almost feel proud of that reputation and Gatlinburg and Memphis. remain steady compared to the fi re in his heart reaching across time to touch me in the will continue to work as hard as HBAGC’s Ethan Collier was 2016 and ahead of the previous theater. we can to maintain that level of elected HBAT vice presi- four years. ese numbers are ere are times when his excellence. dent-secretary, making him important as the residential tender side comes through with Darkest Hour HBAGC had several other the fi rst HBAGC senior offi cer construction industry helps his wife or secretary, and I could record-setting events in 2017, from Chattanooga in 34 years. support 3,000 jobs and produc- Rated PG-13 for some understand why those women thematic material including its annual fi shing And HBAGC’s Jay Bell was es over $26.5 million in local loved him. And there are scenes tournament and golf outing. elected HBAT’s southeast government annual revenues. when Churchill’s sense of humor e HBAGC and Greater region vice president, giving It has been a privilege to breaks through his famously crotchety disposition like rays Chattanooga Association of Re- HBAGC two members on serve as the president of such of sunshine, and I was overtaken by a lingering joy. altors joint economic luncheon HBAT’s executive committee an outstanding organization. But above all, there are the moments when Churchill in August welcomed National for the fi rst time in decades. Next year promises to be an is carrying the weight of the world on his shoulders, and Association of Home Builders’ On the local front, HBAGC even stronger year for HBAGC I wanted to relieve him of the burden because no man or Chief Economist Robert Dietz continues to take seriously its on many fronts. With Jay Bell woman should have to shoulder that responsibility. I felt this and attracted a sold-out crowd commitment to supporting as HBAGC’s incoming presi- way because Oldman engaged my emotions in a palpable to e Chattanoogan. other organizations in need of dent, the future is bright. way. It’s as though the screen, and the years since World is year also saw the return assistance such as Habitat for War II, disappeared, and I was in a room with Churchill, of HBAGC’s Showcase of Humanity, e American Red For more information on the experiencing his most desperate moments with him. Homes. More than 5,000 peo- Cross and the Tennessee River local home building industry or Oldman does this as he labors under layers of brilliantly ple visited at least one of the 18 Gorge Trust. And HBAGC to fi nd true industry profession- applied prosthetics that both transform him into the famous Showcase homes in Chattanoo- provided substantial mone- als, contact HBAGC at (423) historical fi gure but also leave him recognizable, like a “Win- ga and Hamilton County, and tary support for scholarships 624-9992 or go to www.hbagc. ston Churchill meets Gary Oldman” mash-up. the 10 participating builders to a number of local and area net. Beneath the artifi ce, he uses every faculty at his disposal to bring Churchill to life, including the intensity in his eyes as 50 YEARS From page 1 after a brief illness. the local hospital. She was the Churchill addresses Parliament and declares England must e Electric Power Board of widow of W.P. Boling and a de- not surrender, the frustration in the prime minister’s limbs Cummings, who was 98 on Chattanooga had an increase scendent of pioneer Hamilton as he slams a chair down during discussions with his war Christmas Eve, is the oldest of 1,695 customers in 1967 and County settlers. cabinet, and the rises and capitulations in his speech as he member and dean of the club. the use of electricity here was Tuesday, Jan. 2 yields to his wife. Sunday, Dec. 31 up 2.73 percent, C.B. Johnson, Despite the dramatic punch, Oldman delivers in several e new year began much EPB general manager, an- scenes, my favorite bit is one that takes place in Churchill’s Real estate transactions as the old one ended, weath- nounced today. home, when his wife complains that they can’t pay their bills. recorded at the Hamilton er-wise, in Chattanooga with Mrs. Jennie Sivley Boling, 83, While watching him win her over with laughter, I couldn’t County courthouse totaled dreary, overcast skies, drizzle $184,516,083.10 during 1967, lifelong resident of Hamilton help but wonder if he shouldn’t have tried the same tactic County, died Saturday night in with his war cabinet. James R. Chamberlain, Chatta- See 50 YEARS, page 20 nooga Realtor, reported Friday. Surely, it’s easier to reach an accord with politicians and ese transactions include rulers than it is to negotiate peace with one’s spouse. homes, business and industrial Like Steven Spielberg’s “Lincoln,” “Darkest Hour” paints a properties and represent an in- portrait of Churchill by focusing on a specifi c, brief period in crease of nearly 12 percent over his life: his early days as prime minister, as Hitler is closing in 1966. It was the second-best on Britain during World War II. Like an artist that paints a year for real estate activity here. portrait of a subject in an afternoon, director Joe Wright and Charles W. Bower has been writer Anthony McCa- named manager of the Moun- rten chose the tain City Club, Jere Tipton, perfect moment OFF president, announced. Bower for showing will succeed R.A. Guthrie, who Churchill at has been manager for the past his best and worst, his See it See it 40 years and who will continue NOW Skip it with the club in an advisory most powerful LATER capacity. Bower has been asso- and vulnerable, ciated with the club since 1955. and his most brilliant and stupefying. Monday, Jan. 1 It was though they placed Churchill in his parlor, waitedOFF until the sun was just right and then placed brush to canvas. e Right Rev. Frank Al- e closer you look at the completed portrait, the more exander Juhan, 80, formerly details you’ll see – like the way Churchill grunts when he See it See it bishop of the Episcopal diocese submits to gravity afterNOW lowering himself to about a Skfootip from it of Florida and long associat- LATER ed with the University of the See CRITIC, page 26 South, died Sunday in Sewanee OFF

See it See it NOW LATER Skip it 18 | December 29, 2017 – January 4, 2018 Hamilton County Herald www.hamiltoncountyherald.com Chattanooga CVB names White president, CEO Tourism and hospitality vention center and bring new I’m looking forward to forging White is a graduate of the professional Barry White is hotels to that city. We think many new partnerships to en- University of Tennessee at the new president and chief he’ll be a great leader here.” sure the city remains one of the Knoxville, where he earned a executive offi cer of the Chatta- White is excited about nation’s top destinations.” degree in business administra- nooga Convention and Visitors leading the Chattanooga CVB During his 23 year-tenure as tion. Bureau. after wrapping up his service the Augusta CVB’s president White succeeds Bob Doak, “We’re looking forward to as the president and CEO of and CEO, White increased who’s retiring after more than welcoming Barry to Chatta- the Augusta, Georgia, CVB. He Augusta’s total hotel revenue 35 years in the tourism and nooga,” says Keith Sanford, started as their director of sales every year since 1994, initiated hospitality industry, 15 of them Chattanooga CVB board chair. in 1991 and was named to his and fostered a $48 million ex- as the president and CEO of “ e search committee was current position three years pansion to the city’s convention the Chattanooga CVB. e impressed by his proven track later. center, designed and secured date of White’s fi rst day on the record of success in Augusta. “I had the privilege of funding for a new $1.5 million job has not yet been deter- Under his leadership, there assisting with the production city wayfi nding and beautifi - mined, but Doak will remain has been a renewed focus on of the USA Cycling Pro Road White cation project and developed at the CVB through February tourism growth and collabo- National Championships in Destination Blueprint, a master 2018 to assist in the leadership rating with elected offi cials and Chattanooga a few years ago,” understands the importance plan identifying and prioritiz- transition. Source: Chattanooga Convention and other partners at the local and White says. “Chattanooga is of a robust tourism industry. ing Augusta’s future tourism state level to expand their con- a wonderful community that development projects. Visitors Bureau

LEGISLATIVE PREVIEW From 16 to work. partment to stand its ground, not enough support for oppor- Proposals from a juvenile Questar CEO Stephen Lazer though, on the start of another tunity scholarships at this time. justice task force convened forward a bit, but I don’t think told lawmakers the compa- testing cycle. Next year, I want to concen- over the summer are designed enough.” ny found the problems and McQueen contends the state trate on helping public schools to reduce the number of corrected them. “I’m confi dent has gone through one full cycle have the resources they need to youths, 1,100, in Department of K-12 we have steps in place to stop a of TNReady with grades 3-8 succeed.” Children’s Services custody by recurrence of this,” he says. and high school students and is e decision is quite an 36 percent and save $36 million TESTING Yet Legislators such as Rep. still in “transition” as far as how about-face for Kelsey, who over fi ve years. Jeremy Faison, a Cosby Repub- much it counts on teachers’ has made the issue a priority e task force is recom- lican from East Tennessee, are evaluations. the last few years. Gov. Bill mending all of that money After two years of disas- a little more demanding than Legislators didn’t exactly Haslam pushed in recent years be reinvested in in-home and ters with TNReady, look for teachers and principals. give her a defi nition, either, for for vouchers, as well, primar- community-based services to legislative action to “slow walk” In fact, during the recent slowing down with TNReady, ily with a pilot program in keep youths out of DCS custo- the state’s standardized testing hearing he told McQueen, she said, adding, “So, I’m not the state’s worst-performing dy, which costs the state about policies and their impact on the Department of Education 100 percent sure what that schools, a plan that would have $230,000 per youth each year. teachers and students. would receive a score of 1 on means or what the intent there aff ected Memphis City Schools In addition, it calls for mak- Some 9,400 TNReady tests communication with school would be. But I’m happy to more than any other system. ing a $4.5 million investment had inaccurate scores in 2017, districts, testing implemen- have the conversations with the In response to Kelsey’s in fi scal 2019 to back proposals just one year after the online tation and Questar’s inability legislators.” decision, Rep. Harry Brooks, designed to reach children ear- rollout of the test fl opped, to handle problems. Teachers McQueen says she believes a Knoxville Republican spon- lier, focus on high-risk youths forcing the state to go back are evaluated on a scale of 1-5, TNReady and students’ score soring the House version of and sustain services for kids to pencil and paper and then with 5 being the best, based on “really do infl uence instruc- the bill, says he probably won’t who get into trouble for longer canceling tests for younger student performance, principal tion,” making principals and bring the bill in 2018. He points periods to ensure they don’t children because the former evaluations and other factors. teachers think about where out it has less interest in the have problems again. vendor didn’t have enough Because of uncertainty and they need to put more empha- House than in the Senate. State Rep. William Lam- copies of the test. inconsistency surrounding sis in the classroom. “You’ve got to have both berth, a Portland Republican e Department of Edu- TNReady, teachers are “scared Online test-taking remains (bills) in tandem,” adds Brooks, who served on the task force, cation shifted to Questar this to death, dry-heaving at home” in transition, as well, with who chairs a House education wants to make sure rural parts year, giving it a $60 million, over their jobs, Faison adds. this the fi rst year for all high committee. “If it’s not going to of Tennessee have the same two-year contract. But clearly Laying the matter out in schools taking tests via the be brought up in the Senate, resources as urban areas to that wasn’t fool-proof. what he termed “hillbilly internet and next year grades there’s no need to bring it up in handle juveniles, ranging from During a recent Government language,” Faison says the state 5-8 going online. the House.” diagnosing mental health issues Operations Committee hear- appears to be trying to move In response to Faison’s Lawmakers who oppose to assisting with drug addic- ing, legislators asked Depart- too quickly toward the “valley” criticisms, McQueen notes, “I vouchers aren’t assured, tion. ment of Education Commis- of educational success. would say on communication though, it will be dead for the Lamberth, chairman of the sioner Candice McQueen to “What I hear is we drove the we’re much stronger than coming year. House Criminal Justice Com- go through a full testing cycle car over the damn cliff to get to where we were three years ago. Rep. Antonio Parkinson, a mittee, says he believes the without mistakes before mak- the valley,” Faison points out. But we can always get better in Memphis Democrat opposed state also needs to delve into ing it count on teacher evalua- “… ere’s casualties.” that area.” to voucher legislation, is cau- the root of children’s problems. tions and student grade-point Faison is planning legislation tiously optimistic. “Almost in every single averages. for the coming year prohib- VOUCHERS “I wouldn’t be surprised circumstance, there’s a family Principals and teachers ac- iting the state from attaching WITHOUT if there was a trick up some- in crisis there. It’s not just that knowledge the test gives them the results of TNReady, or its body’s sleeve. (Kelsey) said he’s that kid chose to go wrong, so important information for fi g- equivalent, to teachers’ overall SPONSORS not doing it, but that doesn’t to speak. It’s that they’re in a uring out how to place teachers evaluation score or to the GPA mean somebody else is not do- home where the family unit in classrooms and where chil- of a student. TNReady counts e use of public dollars to ing it,” Parkinson points out. has broken down or is in crisis, dren need to improve. But they for 15 percent of a student’s send low-income children in Rep. Bill Dunn, a Knoxville with parents that are suff ering want consistency after years of grade-point average. the state’s poorest perform- Republican who previously from mental health or drug change, and they want the test Look for the Education De- ing schools to private schools sponsored voucher legislation, abuse issues or incarcerated or appears to be on life support – is disappointed. He adds he embroiled in criminal activity unless it can fi nd a new Senate keeps hoping students who are themselves,” Lamberth says. sponsor. “trapped” in failing schools will at could mean removing State Sen. Brian Kelsey, a be given a better option. the child from the home or longtime proponent of “oppor- “ e adults keep winning fi nding remedies for the prob- tunity scholarships,” doesn’t and the kids keep losing,” he lem that could help the child plan to renew his push in 2018. says. stay there, he adds. “I care passionately about “ ose are tough calls the helping children and par- JUVENILE judges will make. But we want ents fi nd the right schools JUSTICE to make sure that at least that for them,” the Germantown REFORM judge has every single resource Republican explains. “I listened See LEGISLATIVE PREVIEW, page 19 to my community, and there is www.hamiltoncountyherald.com Hamilton County Herald December 29, 2017 – January 4, 2018 | 19

LEGISLATIVE PREVIEW From 18 iting their ability to eff ectively Institute in Jamestown. e manage inmates. testing organization refused to at their fi ngertips to address CoreCivic reports for Trous- release the scores for college not only the child but what’s dale Turner and Hardeman admissions after the high going on with the family,” Lam- County Correctional Center schools gave the tests on the berth continues. also contained numerous wrong date. e task force found several errors, making information In a letter to the Comptroller important fi ndings before mak- about hires, terminations and Justin Wilson, McNally wrote ing its recommendations. vacancies unreliable. he wants the state to look into Kids charged with misde- Trousdale Turner’s failure the organization’s nonprofi t meanors and unruly off enses to meet contract requirements status as well as how much its make up the majority of the and state policies after two executives are paid and wheth- juvenile justice population, and years “challenges” the Depart- er it sells information about almost half of youths put in ment of Correction’s ability to students who take the test. out-of-home facilities are put monitor the private prison, the “ e organization’s refusal there for non-felony off enses. audit states. to even entertain the release Youths are staying under Lawmakers hammered of these important college ad- state supervision longer and Department of Correction missions scores has led me and have more out-of-home place- and CoreCivic leaders during other state offi cials to question ments than fi ve years ago. Government Operations Com- the integrity of the organiza- Community-based interven- mittee meetings after the audit tion,” McNally’s letter stated. tion designed to reduce recidi- came out, questioning whether e University of Tennessee vism and keep families together they were doing enough to agreed to accept scores from isn’t available statewide, mainly AP Photo/Mark Humphrey stop gang activity at Trous- Tax collections will be lower this year, Sen. Mark Norris, R-Collierville, says, but the Oct. 17 misadministered in rural areas. In addition, dale Turner or keep inmates tests. But in a late November statewide guidance is lacking that’s by design. The IMPROVE Act, passed last session, is allowing “Tennessee from returning to prison after taxpayers to keep their money,” he says. letter to McNally, the ACT said for courts to be consistent. release. this type of situation could lead Data collection and infor- Department of Correction the prisoners … we would still get will be a lot tighter heading to the “possibility of informa- mation sharing are insuffi cient Commissioner Tony Parker have to pay. ere’s no private, into the legislative session. tion sharing about specifi c test and inconsistent, causing poor says the department responded for-profi t business that gets State Sen. Mark Norris, who questions and answers that accountability and an inabil- by adding monitors at all Core- that … I would love to have sponsored and rewrote the may enable some students to ity to fi gure out how well the Civic prisons and an executive that,” Faison says. IMPROVE Act to “reallocate have an unfair advantage.” system is working. level of oversight “to ensure Faison adds he might not be resources” says the lower reve- “An invalid test cannot be Rep. Karen Camper, a Mem- compliance” with the state able to change the state’s ex- nues are “by design.” translated into a college report- phis Democrat who served on contract. isting contract with CoreCivic, “ at’s because we let the able score, leaving ACT with the task force, calls the recom- Parker contends the depart- but he is working on legislation Tennessee taxpayers keep their the diffi cult but necessary de- mendations an “internal” look ment was trying to work with for future contracts to prohibit money,” continues Norris, who cision to notify students about that could change children’s CoreCivic as it was having a those types of guarantees. could be leaving in the midst of the situation that occurred lives because once a child diffi cult time fi lling positions. Meanwhile, amended legisla- the session to take an appoint- through no fault of their own,” enters the justice system they “And we may not have taken tion sponsored by Sen. Janice ment as a U.S. District Court the statement says. have few ways to escape it. action when we should have in Bowling giving the Legislature judge in Memphis (He has ACT received registrations “I think it’s a chance to some cases. But, again, going more oversight on state vendor been confi rmed the by the U.S. from 294 students aff ected by really put some wraparound forward it’s clear that they contracts will move forward Senate Judiciary Committee). the mistake to take the test services around our kids who have a contractual obligation even though outsourcing of “It’s a drastic reduction. It’s again in December. are dealing with so much in to follow and the department parks appears to be dead for not that the economy is slow. Asked whether Tennessee their day-to-day life that we is committed to ensure that now. Gov. Haslam’s admin- It’s that we let them keep their would switch to the SAT from just don’t think about,” Camper they meet those obligations. If istration dropped the matter money, and I emphasized that, ACT scores for college admis- points out. they fail to meet those obliga- earlier this year. and I will continue to re-em- sions, a McNally spokesman She says she hopes to grap- tions, we’ll follow the rule in Problems within the De- phasize it because everybody referred to McNally’s comment ple with the “school-to-prison the contract to seek liquidated partment of Correction and got hung up on the surplus last after he failed to make headway pipeline mind-set” that keeps damages,” he explains. its privately-run prison vendor year.” with ACT for release of the children trapped in the system Trousdale Turner’s base “demonstrated a need” for e state had a $1 billion scores: with technical violations. budget is $58.7 million com- more legislative involvement, surplus in recurring funds last “After today, it is fair to And while some judges pared to expenses last year notes Bowling, a Tullahoma year and another $1 billion in say there has been a loss of might feel as if the Legislature of $52.4 million, with its Republican. one-time funds. Lt. Gov. Randy confi dence in the integrity of is “overreaching,” Camper adds pay based on the number of “We just need to tighten up McNally, who calls the budget the ACT in Tennessee. We she hopes to fi nd compromise inmate days an off ender stays some of the rules and some “the elephant in the room,” cannot have a college admis- for a better way to handle juve- at Trousdale, according to a of the accountability and the acknowledges the budget for sion benchmark that refused to nile justice. Department of Correction transparency up front,” she the coming year will be “fairly deliver scores. I am committed Regardless of where children spokeswoman. acknowledges. tight.” to making sure Tennessee stu- live in Tennessee, she says, Trousdale Turner had an Projections are for growth dents have a college admissions “black children are dispropor- operating capacity of 2,501 THE of 2.7 percent to 3.2 percent, test they can trust.” tionately impacted. So, there’s beds in November assigned to according to the Department of something there, and this is a 2,481 inmates, putting it at 99.2 BUDGET Revenue. As a result, legislators Sam Stockard is a Nash- chance to move us past that.” percent of capacity and 92.9 won’t be knocking on his door ville-based reporter covering percent of the facilities total looking for big-spending items. the Legislature for the Nashville active beds, according to state State revenues are coming “Sometimes, as chairman of Ledger, Memphis Daily News, PRIVATE fi gures. in closer to projections this fi nance, I found out it’s a little Knoxville Ledger and Hamil- PRISONS ON Despite assurances the fi scal year after the Legislature easier if you have to cut things ton County Herald. He can be NOTICE Department of Correction passed the governor’s IM- in the budget than if you have reached at sstockard44@gmail. is cleaning up CoreCivic’s PROVE Act, a package of food excess revenues,” says McNally, com. problems, state lawmakers are and business tax reductions who ran that committee before A state comptroller audit increasingly uncomfortable coupled with fuel tax increases elevating to lieutenant gover- gave a poor review in late 2017 with privatization of Tennessee designed to expedite the De- nor a year ago. PAPA for prisons run by private HAULAWAY services. partment of Transportation’s SERVICES vendor CoreCivic, and state Rep. Faison raised concerns road and bridge-building list. lawmakers are ready to take Total tax collections are up ACT HOMEOWNERS: PROFESSIONALS: during a Government Opera- •Junk Removal •Real Estate and action. $162 million, 3.91 percent, tions Committee hearing about UPROAR •Garage Cleanouts Construction cleanup e performance audit a provision in CoreCivic’s and the general fund is up •Appliance Disposal •Estate Cleanouts found Trousdale Turner Cor- contract guaranteeing the com- $21.7 million, .64 percent, in e lieutenant governor •Basement Cleanouts •Evictions rectional Center and Whiteville pany a 90 percent occupancy in mid-December for the state’s recently requested a comp- •Yard Debris Removal •Event Clean Up Correctional Facility operated their cells. $37 billion budget. Compared troller investigation into ACT And Much More! And Much More! with fewer correctional staff “ at’s crazy for a private, to $205 million in excess last Inc., following the invalidation Call (423) 629-0700 than approved, failed to follow for-profi t outfi t to be guar- year, 5.2 percent for total taxes, of college entrance exam test staffi ng patterns and left critical or visit papaservices.com anteed 90 percent 365 days a and $176 million in the general scores at Bearden High School We gladly accept VISA and Mastercard posts unstaff ed, possibly lim- year. Even if we didn’t have fund, up 5.46 percent, the bud- in Knoxville and Alvin C. York 20 | December 29, 2017 – January 4, 2018 Hamilton County Herald www.hamiltoncountyherald.com

AN AFFORDABLE ALTERNATIVE Audi A5 vs. Kia Stinger: Pick a deal or real deal By Mark Takahashi | Edmunds drive is standard, and all-wheel drive is optional. A fully loaded Related links When it comes time to buy GT with all-wheel drive will 2018 Kia Stinger First Drive: an upscale fastback sedan, run about $52,000. at’s a lot http://edmu.in/2zfD5tz most people naturally consider for a Kia, but much less than 2018 Audi A5 Sportback models from European luxury what European automakers First Drive: http://edmu. brands. For 2018, though, those typically charge. in/2zfbFUs car shoppers have another op- If you’re a perforance-mind- tion: the 2018 Kia Stinger. ed driver, you’re going to like premium luxury vehicle. Yes, that’s right, a vehicle the Stinger GT’s abundance The showdown from the South Korean auto- of power and sporty handling. maker known for aff ordability is fun doesn’t come at the On paper – except for price, – and one with a name that expense of comfort either. Even of course – the Kia Stinger and could have been cribbed from a after hours behind the wheel, the Audi A5 and S5 Sportbacks Nerf gun. Stinger drivers should be quite are very similar. In terms of While Kia’s vehicle lineup is comfortable, and there’s plenty weight, they are within 100 still primarily focused on value, of modern features. pounds of each other. Power the automaker has shown it’s e cabin’s overall design output is also close, and not 2018 Kia Stinger not afraid of thinking big. Its and quality isn’t at the same surprisingly, acceleration is, K900 sedan has challenged level as you’d get from Audi, too. other large luxury sedans, for but it’s not that far off . Audi says the A5 Sport- 2018 Audi S5 Sportback instance, and it has hired well- 2018 Audi A5, S5 Sportbacks back will reach 60 mph in 5.7 known styling and engineering seconds and the S5 Sportback talent away from Audi and e new 2018 Audi A5 in 4.5 seconds. Kia expects the BMW. Sportback is related to the new Stinger to reach 60 mph in 5.9 So how good is it? Interest- A4 sedan but has a fastback seconds and the Stinger GT in ingly, Audi has just come out roofl ine like that of the com- 4.7 seconds. Based on our eval- with two great vehicles to pit pany’s bigger A7. It has a uations so far, these manufac- it against: the all-new 2018 A5 252-horsepower turbocharged turer claims seem about right. Sportback and S5 Sportback. four-cylinder engine and stan- Many other measurables are ese sleek-styled sedans are dard all-wheel drive. mixed. e Stinger can hold a similar to the Stinger in a lot of e performance-oriented bit more cargo, but the Audi ways. Here’s a rundown of how S5 Sportback gets a 354-horse- gets slightly better fuel econo- they compare. power turbocharged V6. e my. e A5 Sportback gets an 2018 Kia Stinger A5 version starts around EPA-estimated 27 mpg com- $43,000, while the S5 version bined versus 24 mpg combined Edmunds says e Stinger is a sharp-look- within range of more potential starts around $54,000. A fully for an all-wheel-drive base ing sedan with a sweeping e Audi A5 and S5 Sport- car shoppers. It’s our pick in loaded S5 Sportback will cost Stinger. roofl ine that tapers to a sporty backs are better built, with this matchup, but it all comes close to $70,000. For the S5 and Stinger GT, hatchback tail. Some of its higher-quality components down to what you value more: Power and handling are it’s 24 mpg and 21 mpg com- design elements may seem that meet premium luxury car value or prestige. commendable. ere’s a surgi- bined, respectively. Warranty derivative of other vehicles, but standards. It’s unlikely that Audi A5 cal precision to the way these coverage presents the most the overall package is evocative. e Kia Stinger exceeds its and S5 Sportback shoppers will cars drive, but not so clinical signifi cant diff erence. Kia has Prices start around $33,000 expectations for quality and be willing to give up the brand’s that it gets in the way of fun. an excellent 10-year/100,000- for the base model that has a performance relative to price, prestige, but the Kia Stinger is Similarly, comfort isn’t hurt mile powertrain warranty, and 255-horsepower turbocharged narrowing the gap between the good enough to present a more by this level of athleticism, Audi off ers four-year/50,000- four-cylinder engine. two dramatically. aff ordable alternative. thanks to a blend of com- mile coverage. To Audi’s credit, e Stinger GT version gets In the end, the A5 and S5 pliance and control. e A5 scheduled maintenance is free a twin-turbo V6 that puts out Sportbacks are decidedly the Mark Takahashi is a senior Sportback comes with the kind for the fi rst year or 10,000 365 horsepower and starts better cars. Yet the Stinger’s writer at Edmunds. Twitter: @ of impeccable materials and miles. mark_takahashi around $39,000. Rear-wheel craftsmanship expected of a more aff ordable price puts it

50 YEARS From page 17 is president; Ross L. Buckley, an increase of 10.4 percent, W. al building acquired last year the athletic fi eld. Another tract secretary-treasurer; Marjorie J. Arnold Chambers, president, by the county school board. acquired recently is proposed and temperatures in the 30s. Hall, assistant secretary-trea- reported. e site, which is opposite the for future use as a parking area. Nearly 2.4 kilowatt hours surer; and Edward R. Kelley is Thursday, Jan. 4. Auditorium on Oak and Lind- e suit was fi led by Edward were generated by TVA manager of the Chattanooga say, could be converted into an M. Michalski and wife, who hydro-electric dams during De- division. A.M. Glover of Knox- Cases of infl uenza in Hamil- additional parking area. reside in the area. cember, offi cials said Monday. ville is general manager. ton County increased sharply, National, regional, state Dick Chapman, winner of is was a record, surpassing e fourth annual Keswisk edging toward the epidemic and local civil defense offi cials the Speak Up Jaycee Contest the previous one made in 1962. Convention, which is holding stage. In the county schools, assembled here to thresh out at the weekly Jaycee meeting Chattanooga’s – and Ten- a four-day meeting in Chatta- more than 600 children were diff erences between local CD Wednesday, will represent the nessee’s – fi rst baby of the year nooga, drew an almost capacity absent because of fl u, R.I. personnel and Community Chattanooga Jaycees in region- was born four minutes past attendance Tuesday night in Fitch, assistant superintendent Shelter Plan formulators, with al and state competitions. midnight Jan. 1. e sev- Memorial Auditorium Com- for pupil personnel services, the Chattanooga-Hamilton Construction authorized in en-pound, seven-ounce boy is munity eater. e speaker reported. e city schools did County Regional Planning December in Hamilton County the son of Mr. and Mrs. W.T. was Stuart Briscoe of Lan- not report any unusual ab- Commissioner on one side and totaled $3,503,772, Building Johnson of Daisy. cashire, England. senteeism, indicating that the CD forces on the other. Commissioner W.L. O’Neal “fl u bug” had not hit the city Wednesday, Jan. 3 e savings and loan busi- Friday, Jan. 5 reports. e total was slightly ness boomed in Chattanooga systems yet. less than that for construction e Chattanooga Area Milk Directors of Memorial A suit has been fi led in Producers Association and during last year, year-end permits issues by his offi ce in reports show. First Federal Auditorium have appointed Chancery Court seeking to en- Dec. 1966. the Knoxville Milk Producers a committee to look into the join the Chattanooga Board of consolidated Monday to form Savings and Loan Associa- Circuit Court Judge John C. tion has record-high assets possibility of expanding the au- Education from using property Goins returned to his offi ce this Tennessee Valley Milk Pro- ditorium complex and acquir- recently acquired as an addi- ducers, Inc. e consolidation of $80,876,877, a 10 percent week after recuperating from increase over 1966, Harry ing additional parking space. tion to Chattanooga High for an illness and three operations. combines assets and facilities It has been suggested that the purposes other than residential. into a single cooperative of R. White, president, said. County Trustee David El- Chattanooga Federal Savings Auditorium board might be e city acquired a 60-foot dridge, a heart attack victim, is common membership. W.C. interested in buying the old strip south of the school which Hudlow, Sr., of Chattanooga and Loan Association had an expected to return to his offi ces all-time high of $47,749,861, First Baptist Church education- it intends to use in extending in about three weeks. December 29, 2017- January 5, 2018 Public Notices Page 21 www.HamiltonCountyHerald.com Foreclosure Notices line of Phase I of Creek Meadow Village. at the conclusion of the sale, or credit bid from an interest in the above- referenced property: The sale held pursuant to this Notice may Continued from page 11 Rights reserved in said 50 foot roadway to a bank or other lending entity pre-approved by LISA FORD be rescinded at the Successor Trustee’s option include access and permission to connect the successor trustee. The sale is free from all JOSEPH FORD at any time. The right is reserved to adjourn appointed Successor Trustee by Bayview Loan or to extend services and utilities such as exemptions, which are expressly waived in the LISA HARPER (FORD) the day of the sale to another day, time, and Servicing, LLC. electric, gas or sewer systems. SUBJECT Deed of Trust, said property being real estate STACY L. WEST place certain without further publication, upon NOW, THEREFORE, notice is hereby given TO An easement for installation and mainte- situated in Hamilton County, Tennessee, and CINDY BICE, ESQ. announcement at the time and place for the that the entire indebtedness has been declared nance of television cables and other related being more particularly described as follows: SUNTRUST BANK sale set forth above. W&A No. 139201 due and payable; and that an agent of Wilson & equipment conveyed by instrument from IN THE CITY OF CHATTANOOGA, HAMILTON ESTATE OF JOSEPH FORD DATED December 19, 2017 Associates, P.L.L.C., as Successor Trustee, by Gilbert L, Dozier, President of Mountain COUNTY, TENNESSEE: Lot Forty-two (42), UNKNOWN HEIRS, IF ANY, OF JOSEPH FORD WILSON & ASSOCIATES, P.L.L.C., virtue of the power, duty, and authority vested Creek-Chattanooga, Inc. to Chattanooga Rosebrook Townhomes, Stage II, Planned MATT WAYNE Successor Trustee in and imposed upon said Successor Trustee, Cable TV Company, of record in Book 2758, Unit Development, as shown by plat of The sale held pursuant to this Notice may Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18703 by Bayview Loan Servicing, LLC, will, on Janu- page 480, said Register’s Office. SUBJECT record in Plat Book 59, Page 334, in be rescinded at the Successor Trustee’s option ary 11, 2018 on or about 10:00 AM, at the TO Easement for the flow of any creeks or the Register’s Office of Hamilton County, at any time. The right is reserved to adjourn NOTICE OF SUBSTITUTE TRUSTEES SALE Hamilton County Courthouse, Chattanooga, branches. SUBJECT TO Encroachments, Tennessee. TOGETHER WITH all benefits, the day of the sale to another day, time, and WHEREAS, default has occurred in the Tennessee, offer for sale certain property easements and overlaps as disclosed by rights, privileges, and easements, and place certain without further publication, upon performance of the covenants, terms and hereinafter described to the highest bidder survey prepared by E.O. Wasdin, Registered SUBJECT TO the burdens, covenants, re- announcement at the time and place for the conditions of a Deed of Trust dated August 9, FOR certified funds paid at the conclusion Land Surveyor as last revised March 6, strictions, bylaws, rules, regulations, and sale set forth above. W&A No. 325167 2000, executed by WANDA F. HAYES, convey- of the sale, or credit bid from a bank or other 1986. SUBJECT TO Master Deed, By-Laws easements all as set forth in Master Deed DATED December 19, 2017 ing certain real property therein described to lending entity pre-approved by the successor and Plat of Lake Park Condominium of record for Rosebrook Townhomes, a Townhouse WILSON & ASSOCIATES, P.L.L.C., TRANSCONTINENTAL TITLE, as Trustee, as trustee. The sale is free from all exemptions, in Book 3181, page 655, said Register’s Project, recorded in Book 4782, Page 1, Successor Trustee same appears of record in the Register’s Of- which are expressly waived in the Deed of Office. The First Amendment to the By-Laws as amended by Amendment to Master Deed Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18702 fice of Hamilton County, Tennessee recorded Trust, said property being real estate situated dated March 24, 1986 of record in Book for Rosebrook Townhomes, a Townhouse August 15, 2000, in Deed Book GI 5658, Page in Hamilton County, Tennessee, and being more 3185, page 829, said Register’s Office, Project, recorded in Book 5106, Page 960, NOTICE OF TRUSTEE’S SALE 699; and WHEREAS, the beneficial interest of particularly described as follows: SUBJECT TO All matters as shown on the in the Register’s Office of Hamilton County, WHEREAS, default has occurred in the said Deed of Trust was last transferred and LOCATED IN THE CITY OF CHATTANOOGA, plat of Lake Park Condominium as set forth Tennessee, and on plats recorded in Plat performance of the covenants, terms, and assigned to Bayview Loan Servicing, LLC, a HAMILTON COUNTY, TENNESSEE: Being in Exhibit A-2 of the Master Deed of record Book 55, Page 155, and in Plat Book 59, conditions of a Deed of Trust Note dated June Delaware Limited Liability Company who is known as Unit No. Two Hundred Ninety-nine in Book 3181, page 655, said Register’s Page 334, in the Register’s Office of Ham- 8, 2007, and the Deed of Trust of even date now the owner of said debt; and WHEREAS, (299), of Lake Park Condominium created Office. SUBJECT TO Covenants, conditions, ilton County, Tennessee. TOGETHER WITH securing the same, recorded June 14, 2007, the undersigned, Rubin Lublin TN, PLLC, hav- under Title 66, Chapter 27, Section 101, restrictions, reservations, easements, liens such rights appurtenant thereto created by in Book No. GI 8372, at Page 816, in Office ing been appointed as Substitute Trustee by at seq., as amended, Tennessee Code an- for assessments, options, powers of attor- Declaration of Basements for Rosebrook of the Register of Deeds for Hamilton County, instrument to be filed for record in the Register’s notated and as established by a Master ney, and limitations on title created by the Townhomes recorded in Book 5222^ Page Tennessee, executed by Patricia L. Higdon, Office of Hamilton County, Tennessee. NOW, Deed, of record in Book 3181, page 655, master Deed recorded in Book 3181, page 811, in the Register’s Office of Hamilton conveying certain property therein described THEREFORE, notice is hereby given that the and as amended in Book 3185, page 829, 655, said Register’s Office, and any amend- County, Tennessee. FOR PRIOR TITLE, see to Northgate Title Escrow, Inc. as Trustee for entire indebtedness has been declared due in the Register’s Office of Hamilton County, ments thereto, in any instrument creating Special Warranty Deed from South Point Mortgage Electronic Registration Systems, Inc., and payable, and that the undersigned, Rubin Tennessee. Together with the undivided the estate of interest conveyed hereby, and Inc., a corporation organized and existing as nominee for 1st Mariner Bank, its succes- Lublin TN, PLLC, as Substitute Trustee or his percentage interest in the Common Ele- in any other allied instrument referred to in under the laws of the United States, to C sors and assigns; and the undersigned, Wilson duly appointed agent, by virtue of the power, ments appurtenant to said Unit as set any of the instruments aforesaid. SUBJECT Kenneth White and K Todd White dated & Associates, P.L.L.C., having been appointed duty and authority vested and imposed upon forth in Exhibit A-1 of said Master Deed. TO Easement to Chattanooga Cable T.V. August 21, 2007 and recorded in Book Successor Trustee by JPMorgan Chase Bank, said Substitute Trustee will, on January 25, Reference is hereby made to the Plat of Company recorded in Book 2758, page 8710, Page 82, in the Register’s Office of National Association. 2018 at 10:00 AM at the West Door of the Lake Park Condominium as set forth in 480, said Register’s Office. SUBJECT TO Hamilton County, Tennessee. THIS CONVEY- NOW, THEREFORE, notice is hereby given Hamilton County Courthouse, 615 Walnut Exhibit A-2 of said Master Deed for a more Easements and other matters as set forth ANCE MADE SUBJECT TO THE FOLLOWING; that the entire indebtedness has been declared Street, Chattanooga, TN 37402, proceed to complete identification and description of on plat recorded in Flat Book 26, page Restrictions, easements, conditions, Hen due and payable; and that an agent of Wilson sell at public outcry to the highest and best such Unit. For prior title and last instru- 157, said Register’s Office. SUBJECT TO of assessments, and all other terms and & Associates, P.L.L.C., as Successor Trustee, bidder for cash or certified funds ONLY, the fol- ment of record affecting title to the above Provision for roadway easement as set out provision as set forth in Master Deed by virtue of the power, duty, and authority lowing described property situated in Hamilton described property see deed recorded in in instrument recorded in Book 3491, page for Rosebrook Townhomes, a Townhouse vested in and imposed upon said Successor County, Tennessee, to wit: Book 5714, page 261, said Register’s Of- 949, said Register’s Office, as it may pertain Project, recorded in Book 4782, Page 1, Trustee, by JPMorgan Chase Bank, National LOT 25, ORCHARD KNOB VILLAGE, AS SHOWN fice. SUBJECT TO Any governmental zoning to subject property. SUBJECT TO Easement as amended by Amendment to Master Deed Association, will, on February 22, 2018 on ON PLAT OF RECORD IN PLAT BOOK 46, PAGE and subdivision ordinances or regulations to Electric Power Board of Chattanooga for Rosebrook Townhomes, a Townhouse or about 10:00 AM, at the Hamilton County 34, IN THE REGISTER`S OFFICE OF HAMIL- in effect thereon. SUBJECT TO Lease of Oil recorded in Book 4666, page 493, said Project, recorded in Book 5106, Page 960, Courthouse, Chattanooga, Tennessee, offer TON COUNTY, TENNESSEE, TO WHICH PLAT and Gas and other minerals as set forth Register’s Office. in the Register’s Office of Hamilton County, for sale certain property hereinafter described REFERENCE IS HEREBY MADE FOR A MORE in Book 1129, page 256, said Register’s ALSO KNOWN AS: 900 Mountain Creek Tennessee, but omitting any covenant or to the highest bidder FOR certified funds paid PARTICULAR DESCRIPTION OF SAID LOT. Office. SUBJECT TO A 10 foot gas pipeline Road, Chattanooga, TN 37405 restriction based on race, color, religion, at the conclusion of the sale, or credit bid from Parcel ID: 146F B 025 easement and gas well located within such This sale is subject to all matters shown sex, handicap, familial status or national a bank or other lending entity pre-approved by PROPERTY ADDRESS: The street address of easement as shown by plat of record in Plat on any applicable recorded plat; any unpaid origin unless and only to the extent that the successor trustee. The sale is free from all the property is believed to be 413 ROBERTS Book 26, page 157, said Register’s Office. taxes; any restrictive covenants, easements, said covenant (a) is exempt under Chapter exemptions, which are expressly waived in the ST, CHATTANOOGA, TN 37404. In the event of SUBJECT TO A 10 foot pedestrian walkway or setback lines that may be applicable; any 42, Section 3607, of the United States Deed of Trust, said property being real estate any discrepancy between this street address easement across the property as shown by statutory rights of redemption of any govern- Code or (b) relates to handicap but does situated in Hamilton County, Tennessee, and and the legal description of the property, the plat of record in Plat Book 26, page 157, mental agency, state or federal; any prior liens not discriminate against handicapped being more particularly described as follows: legal description shall control. said Register’s Office. SUBJECT TO Restric- or encumbrances as well as any priority created persons. Electric Power Board Easement All that tract or parcel of land lying and CURRENT OWNER(S): WANDA F. HAYES tions and covenants as set out in instrument by a fixture filing; and to any matter that an ac- as set out in instrument recorded in Book being in Hamilton County, Tennessee, being OTHER INTERESTED PARTIES: of record in Book 1056, page 608, said curate survey of the premises might disclose. 4346, Page 770, in the Register’s Office more particularly described as follows: Lot The sale of the above-described property shall Register’s Office. SUBJECT TO Reservation In addition, the following parties may claim of Hamilton County, Tennessee, American Six 6, Block B Daytona Heights, as shown be subject to all matters shown on any recorded in deed from Annie Talley Phillips, et al to an interest in the above- referenced property: Telephone and Telegraph Company Base- by plat of record in Plat Book 10, Page 1 plat; any unpaid taxes; any restrictive cov- John W. McLaughlin, et ux, dated June 23, VICTOR W. BRANSON ment as set out in instrument recorded in of the Register’s Office of Hamilton County, enants, easements or set-back lines that may 1973 of record in Book 2117, page 896, LAKE PARK CONDOMINIUM, INC. D/B/A Book 1081, Page 182, in the Register’s Tennessee. be applicable; any prior liens or encumbrances said Register’s Office, reserving rights to SIGNAL VIEW CONDOMINIUM ASSOCIATION Office of Hamilton County, Tennessee, Grantor’s source of interest is found in The as well as any priority created by a fixture filing; all gas, oil, sulphur and other minerals, The sale held pursuant to this Notice may Conditions and easements contained in Will of Thelma J. Dixon in Case No. 07-P- and to any matter that an accurate survey of condensate, casing head gas, and gaseous be rescinded at the Successor Trustee’s option document of record in Book 2116, Page 248, Chancery Court of Hamilton County, the premises might disclose. This property is substances found on the property with all at any time. The right is reserved to adjourn 186, in the Register’s Office of Hamilton Tennessee herein Patricia L. Higdon was being sold with the express reservation that rights appurtenant thereto. SUBJECT TO the day of the sale to another day, time, and County, Tennessee. Ten (10) foot City devised the ownership interest of Thelma it is subject to confirmation by the lender or Right of Way and Drainage fill and slope place certain without further publication, upon Road Easement as shown, described or J. Dixon in Book 8343, Page 307, in the Substitute Trustee. This sale may be rescinded easements conveyed by deed from Annie announcement at the time and place for the noted on recorded plat. Building setback Register’s Office of Hamilton County, Ten- at any time. The right is reserved to adjourn Talley Phillips, et al to City of Chattanooga, sale set forth above. W&A No. 326787 requirements as shown, described or noted nessee, see also deed to Thelma Jane Dixon the day of the sale to another day, time, and Tennessee, dated May 11, 1971 of record DATED December 18, 2017 on recorded plat. Rights of others in and to and William Allen Crabtree dated February place certain without further publication, upon in Book 1968, page 216, said Register’s WILSON & ASSOCIATES, P.L.L.C., the use of party walls. Declaration of Ease- 2l, 1999 and recorded at Book 3584, Page announcement at the time and place for the Office. SUBJECT TO Transmission Line Successor Trustee ments for Rosebrook Townhomes recorded 155 in the Register’s Office of Hamilton sale set forth above. All right and equity of re- Easement conveyed by instrument from L. Dec. 22, 29, 2017 Jan. 5, 2018 Fmr18700 in Book 5222, Page 811, in the Register’s County, Tennessee. demption, statutory or otherwise, homestead, Cecil Phillips and wife, Annie T. Phillips to Office of Hamilton County, Tennessee. Per- SUBJECT To any governmental zoning and and dower are expressly waived in said Deed the United States of America, dated July NOTICE OF TRUSTEE’S SALE manent Drainage Easement as set out in subdivision ordinances or regulations in of Trust, and the title is believed to be good, 22, 1963 of record in Book 761, page 319, WHEREAS, default has occurred in the instrument recorded in Book 7536, Page effect thereon. but the undersigned will sell and convey only and Book 1547, page 108, said Register’s performance of the covenants, terms, and 453, in the Register’s Office of Hamilton SUBJECT To Conditions and Restrictions of as Substitute Trustee. The Property is sold Office. SUBJECT TO A Transmission Line conditions of a Deed of Trust Note dated County, Tennessee. Permanent Drainage record in Book W, Volume 21, Page 52, in as is, where is, without representations or Easement conveyed by instrument from February 10, 2010, and the Deed of Trust Easement, Slope Easement and Temporary the Register’s Office of Hamilton County, warranties of any kind, including fitness for a Suburban Estates Company, Inc. to the of even date securing the same, recorded Construction Easements recorded in Book Tennessee, but omitting any covenant or particular use or purpose. United States of America, dated May 2, February 16, 2010, in Book No. 9110, at 7536, Page 483, in the Register’s Office of restriction based on race, color, religion, THIS LAW FIRM IS ATTEMPTING TO COLLECT 1938 of record in Book 761, page 319, said Page 879, in Office of the Register of Deeds Hamilton County, Tennessee. Fifteen (15) sex, handicap, familial status or national A DEBT. ANY INFORMATION OBTAINED WILL Register’s Office. SUBJECT TO A 50 foot for Hamilton County, Tennessee, executed by foot power and communication easement origin unless and only to the extent that BE USED FOR THAT PURPOSE. roadway reserved across said property and Lisa Ford and Joseph Ford, conveying certain as shown, described or noted on recorded said covenant a is exempt under Chapter Rubin Lublin TN, PLLC, Substitute Trustee being further described as follows: Begin- property therein described to Title Guraunty & plat. Any governmental zoning and subdivi- 42, Section 3607 of the United States 119 S. Main Street, Suite 500 ning at a point in the East line of Mountain Trust of Chattanooga as Trustee for Mortgage sion ordinances in effect thereon. All notes, Code or b relates to handicap but does not Memphis, TN 38103 Creek Road that is located 995 feet North of Electronic Registration Systems, Inc., as stipulations, restrictions, easements, condi- discriminate against handicapped persons. www.rubinlublin.com/property-listings.php the Southwest comer of Creek Meadow Vil- nominee for TMG Real Estate and Financial tions, and regulations as shown, described ALSO KNOWN AS: 204 Allen Street, Chat- Tel: (877) 813-0992 lage as shown by plat in Plat Book 26, page Services, LLC D/B/A First Omni Mortgage or noted on plats recorded in Plat Book tanooga, TN 37415-1832 Fax: (404) 601-5846 157, said Register’s Office , said point being Lending, its successors and assigns; and the 55, Page 155, and in Plat Book 59, Page This sale is subject to all matters shown Ad #128716 in the centerline of a 50 foot road; thence undersigned, Wilson & Associates, P.L.L.C., 334, In the Register’s Office of Hamilton on any applicable recorded plat; any unpaid Dec. 29, 2017 Jan. 5, 12, 2018 Fmr18676 along said centerline South 82 degrees having been appointed Successor Trustee by County, Tennessee. taxes; any restrictive covenants, easements, 50 minutes East, 80 feet to the beginning Ditech Financial LLC. ALSO KNOWN AS: 1900 Rosebrook Dr, or setback lines that may be applicable; any NOTICE OF FORECLOSURE SALE of a slight curve to the right and having a NOW, THEREFORE, notice is hereby given Chattanooga, TN 37421 statutory rights of redemption of any govern- STATE OF TENNESSEE, HAMILTON COUNTY radius of 1,635.98 feet; thence along said that the entire indebtedness has been declared This sale is subject to all matters shown mental agency, state or federal; any prior liens WHEREAS, Kevin R. Schopf executed a curve 199.7 feet to the end of said curve; due and payable; and that an agent of Wilson & on any applicable recorded plat; any unpaid or encumbrances as well as any priority created Deed of Trust to Mortgage Electronic Reg- thence South 75 degrees 50 minutes East Associates, P.L.L.C., as Successor Trustee, by taxes; any restrictive covenants, easements, by a fixture filing; and to any matter that an ac- istration Systems, Inc., as nominee for First 260 feet to a curve to the right having a virtue of the power, duty, and authority vested in or setback lines that may be applicable; any curate survey of the premises might disclose. Tennessee Home Loans, a Division of First radius of 287.04 feet; thence along said and imposed upon said Successor Trustee, by statutory rights of redemption of any govern- In addition, the following parties may claim Tennessee Bank N.A., Lender and Northgate curve 260.4 feet to the end of said curve; Ditech Financial LLC, will, on January 25, 2018 mental agency, state or federal; any prior liens an interest in the above- referenced property: Title Escrow, Inc, Trustee(s), which was dated thence South 23 degrees 50 minutes East on or about 10:00 AM, at the Hamilton County or encumbrances as well as any priority created PATRICIA L. HIGDON May 8, 2008 and recorded on May 9, 2008 50 feet to a curve to the left and having Courthouse, Chattanooga, Tennessee, offer by a fixture filing; and to any matter that an ac- BARRETT COMPANY in Book GI 8662, Page 137, Hamilton County, a radius of 485.16 feet; thence along said for sale certain property hereinafter described curate survey of the premises might disclose. SECRETARY OF HOUSING AND URBAN DE- Continued on page 22 curve 253.9 feet, more or less, to the East to the highest bidder FOR certified funds paid In addition, the following parties may claim VELOPMENT Page 22 Public Notices December 29, 2017- January 5, 2018 www.HamiltonCountyHerald.com Foreclosure Notices of said debt; and WHEREAS, the undersigned, ACRES, AS SHOWN BY PLAT RECORDED IN Hixson, Tennessee 37343, but such address is The following real estate located in Ham- Continued from page 21 Rubin Lublin TN, PLLC, having been appointed PLAT BOOK 23, PAGE 3, IN THE REGISTER`S not part of the legal description of the property ilton County, Tennessee, will be sold to the as Substitute Trustee by instrument to be filed OFFICE OF HAMILTON COUNTY, TENNESSEE. sold herein and in the event of any discrepancy, highest call bidder: Tennessee Register of Deeds. for record in the Register’s Office of Hamilton Parcel ID: 138N B 008PROPERTY ADDRESS: the legal description herein shall control. Described property located at Hamilton WHEREAS, default having been made in County, Tennessee. NOW, THEREFORE, notice The street address of the property is believed This sale is subject to, without limitation, all County, Tennessee, to wit: the payment of the debt(s) and obligation(s) is hereby given that the entire indebtedness to be 2313 MARK LN, CHATTANOOGA, TN matters shown on any applicable recorded plat; IN THE SECOND CIVIL DISTRICT OF HAMILTON thereby secured by the said Deed of Trust and has been declared due and payable, and that 37421. In the event of any discrepancy between any unpaid taxes; any restrictive covenants, COUNTY, TENNESSEE: the current holder of said Deed of Trust, Federal the undersigned, Rubin Lublin TN, PLLC, as this street address and the legal description of easements, or setback lines that may be ap- BEING LOT THIRTY-ONE (31) AND the North National Mortgage Association (“Fannie Mae”), Substitute Trustee or his duly appointed agent, the property, the legal description shall control. plicable; any statutory right of redemption of any ONE-HALF (1/2) OF LOT THIRTY-TWO (32), a corporation organized and existing under by virtue of the power, duty and authority vested CURRENT OWNER(S): JAMES MAYOTTE governmental agency, state or federal; any prior STIMPSON ADDITION, as shown by plat of the laws of the United States of America, (the and imposed upon said Substitute Trustee will, OTHER INTERESTED PARTIES: SECRETARY OF liens or encumbrances including those created record in Plat Book 15, Page 97, in the “Holder”), appointed the undersigned, Brock on January 25, 2018 at 10:00 AM at the Front HOUSING AND URBAN DEVELOPMENT by a fixture filing or any applicable homeowners’ Register’s Office of Hamilton County, Ten- & Scott, PLLC, as Substitute Trustee, with all Steps of the Hamilton County Courthouse, The sale of the above-described property shall association dues or assessments; all claims or nessee. According to said plat said lot and the rights, powers and privileges of the original located in Chattanooga, Tennessee, proceed be subject to all matters shown on any recorded other matters, whether of record or not, which part of lot together make one tract of ground Trustee named in said Deed of Trust; and to sell at public outcry to the highest and best plat; any unpaid taxes; any restrictive cov- may encumber the purchaser’s title and any fronting One Hundred Eight (108) feet on the NOW, THEREFORE, notice is hereby given bidder for cash or certified funds ONLY, the fol- enants, easements or set-back lines that may matter that an accurate survey of the premises Western line of Stimpson Drive and extend- that the entire indebtedness has been declared lowing described property situated in Hamilton be applicable; any prior liens or encumbrances might disclose. ing Westwardly between parallel lines One due and payable as provided in said Deed of County, Tennessee, to wit: as well as any priority created by a fixture filing; The following parties may claim an interest Hundred Fifty-our (154) feet to the Western Trust by the Holder, and that as agent for the THE LAND REFERRED TO HEREIN BELOW IS and to any matter that an accurate survey of in the above-referenced property to be affected line of said additions. undersigned, Brock & Scott, PLLC, Substitute SITUATED IN THE COUNTY OF HAMILTON, STATE the premises might disclose. This property is by the foreclosure: any judgment creditor or Being the same property conveyed to Sheryal Trustee, by virtue of the power and authority OF TENNESSEE, AND IS DESCRIBED AS FOL- being sold with the express reservation that lien holder with an interest subordinate to the A. Sandoval by Deed from Kenny R. Sloan and vested in it, will on January 25, 2018, at LOWS: ALL THAT TRACT OR PARCEL OF LAND LY- it is subject to confirmation by the lender or said Deed of Trust or any party claiming by, wife, Renee C. Sloan, dated 04/09/1997 10:00AM at the usual and customary location ING AND BEING IN THE CITY OF CHATTANOOGA, Substitute Trustee. This sale may be rescinded through, or under any of the foregoing. Such and recorded 04/14/1997 in Book 4852, at the Hamilton County Courthouse, Chatta- HAMILTON COUNTY, TENNESSEE, BEING LOT at any time. The right is reserved to adjourn parties known to the Substitute Trustee may Page 823, in the Register’s Office of Hamilton nooga, Tennessee, proceed to sell at public 7, OF BLOCK 1, MOORE ROAD SUBDIVISION the day of the sale to another day, time, and include: AmSouth Bank; AmSouth Bank; Re- County, Tennessee. outcry to the highest and best bidder for cash, NO. 2, AS SHOWN BY PLAT RECORDED IN PLAT place certain without further publication, upon gions Bank; Regions Bank. SUBJECT TO Any governmental zoning and the following described property situated in BOOK 15, PAGE 83, IN THE REGISTER`S OFFICE announcement at the time and place for the Terms of Sale will be public auction, for subdivision ordinances or regulations in Hamilton County, Tennessee, to wit: OF HAMILTON COUNTY, TENNESSEE. Parcel ID: sale set forth above. All right and equity of re- cash, free and clear of rights of homestead, effect thereon. LOCATED IN THE SECOND CIVIL DISTRICT OF 157C N 013PROPERTY ADDRESS: The street demption, statutory or otherwise, homestead, redemption and dower to the extent disclaimed SUBJECT TO Restrictions of record in Book HAMILTON COUNTY, TENNESSEE: address of the property is believed to be 4915 and dower are expressly waived in said Deed or inapplicable, and the rights of John W. 1030, Page 152, said Register’s Office. Lot One Hundred Sixty-four (164), Final CAROLYN LANE, CHATTANOOGA, TN 37411. of Trust, and the title is believed to be good, Gilchrist, Jr., and those claiming through him/ M/P 156L-G-008 Plat, Hidden Lake Subdivision, as shown In the event of any discrepancy between this but the undersigned will sell and convey only her/it/them. Commonly known as: 605 Stimpson Drive, by plat of record in Plat Book 67, Page 58, street address and the legal description of the as Substitute Trustee. The Property is sold Any right of equity of redemption, statutory Chattanooga, TN 37411 in the Register’s Office of Hamilton County, property, the legal description shall control. as is, where is, without representations or and otherwise, and homestead are waived in Street Address: 605 Stimpson Drive, Chat- Tennessee. CURRENT OWNER(S): GLENDA EVELYN PORTER warranties of any kind, including fitness for a accord with the terms of said Deed of Trust, tanooga, Tennessee 37411 Grantor’s source of interest is found of record OTHER INTERESTED PARTIES: Secretary of particular use or purpose. and the title is believed to be good, but the Parcel Number: 156L-G-008 in a deed to Kevin R. Schopf, dated May 8, Housing and Urban Development THIS LAW FIRM IS ATTEMPTING TO COLLECT undersigned will sell and convey only as Sub- Current Owner(s) of Property: The Unknown 2008, and recorded in Book GI 8662, Page The sale of the above-described property shall A DEBT. ANY INFORMATION OBTAINED WILL stitute Trustee. Heirs of Sheryal A. Sandoval 135, in the Register’s Office of Hamilton be subject to all matters shown on any recorded BE USED FOR THAT PURPOSE. The right is reserved to adjourn the day The street address of the above described County, Tennessee. plat; any unpaid taxes; any restrictive cov- Rubin Lublin TN, PLLC, Substitute Trustee of the sale to another day, time, and place property is believed to be 605 Stimpson Drive, SUBJECT To any governmental zoning and enants, easements or set-back lines that may 119 S. Main Street, Suite 500 certain without further publication, upon an- Chattanooga, Tennessee 37411, but such subdivision ordinances or regulations in be applicable; any prior liens or encumbrances Memphis, TN 38103 nouncement at the time and place for the sale address is not part of the legal description of effect thereon. SUBJECT To Restrictions as well as any priority created by a fixture filing; www.rubinlublin.com/property-listings.php set forth above. If you purchase a property the property sold herein and in the event of recorded in Book 5939, Page 929, said and to any matter that an accurate survey of Tel: (877) 813-0992 at the foreclosure sale, the entire purchase any discrepancy, the legal description herein Register’s Office. the premises might disclose. This property is Fax: (404) 601-5846 price is due and payable at the conclusion shall control. SUBJECT To Ten (10) foot Power and being sold with the express reservation that Ad #129059 of the auction in the form of a certified/ This sale is subject to, without limitation, all Communication Easement as shown on it is subject to confirmation by the lender or Dec. 29, 2017, Jan. 5, 12, 2018Fmr18692 bank check made payable to or endorsed matters shown on any applicable recorded plat; recorded plat. Substitute Trustee. This sale may be rescinded to Shapiro & Ingle, LLP. No personal checks any unpaid taxes; any restrictive covenants, SUBJECT To Ten (10) foot Drainage Easement at any time. The right is reserved to adjourn SUBSTITUTE TRUSTEE’S SALE will be accepted. To this end, you must bring easements, or setback lines that may be ap- as shown on recorded plat. the day of the sale to another day, time, and Sale at public auction will be on January sufficient funds to outbid the lender and any plicable; any statutory right of redemption of any SUBJECT To Easement for pond as shown place certain without further publication, upon 25, 2018 at 10:00AM local time, at the west other bidders. Insufficient funds will not be governmental agency, state or federal; any prior on recorded plat. announcement at the time and place for the door, Hamilton County Courthouse, 625 Geor- accepted. Amounts received in excess of the liens or encumbrances including those created SUBJECT To all notes, information, restric- sale set forth above. All right and equity of re- gia Ave., Chattanooga, Tennessee pursuant to winning bid will be refunded to the successful by a fixture filing or any applicable homeowners’ tions, easements, and encumbrances as demption, statutory or otherwise, homestead, Deed of Trust executed by John W. Gilchrist, Jr., purchaser at the time the foreclosure deed association dues or assessments; all claims or shown on said subdivision plat. and dower are expressly waived in said Deed to Arnold M. Weiss, Esq., Trustee, as trustee is delivered. other matters, whether of record or not, which Parcel ID Number: 150K C 006 of Trust, and the title is believed to be good, for Wells Fargo Bank, N.A. on May 31, 2007 This property is being sold with the express may encumber the purchaser’s title and any Address/Description: 3235 Stillmeadow but the undersigned will sell and convey only at Book GI 8381, Page 960, Instrument No. reservation that the sale is subject to confirma- matter that an accurate survey of the premises Lane, Ooltewah, TN 37363. as Substitute Trustee. The Property is sold 2007062500002; conducted by Shapiro & tion by the lender or trustee. This sale may be might disclose. Current Owner(s): Kevin R. Schopf. as is, where is, without representations or Ingle, LLP, having been appointed Substitute or rescinded only by the Substitute Trustee at any The following parties may claim an interest Other Interested Party(ies): CACH LLC; First warranties of any kind, including fitness for a Successor Trustee, all of record in the Hamilton time. If the Substitute Trustee rescinds the in the above-referenced property to be affected Tennessee Bank National Association; particular use or purpose. County Register’s Office. Default has occurred sale, the purchaser shall only be entitled to a by the foreclosure: any judgment creditor or and Hidden Lakes Homeowners Associa- THIS LAW FIRM IS ATTEMPTING TO COLLECT in the performance of the covenants, terms, return of any money paid towards the purchase lien holder with an interest subordinate to the tion, Inc.. A DEBT. ANY INFORMATION OBTAINED WILL and conditions of said Deed of Trust and the price and shall have no other recourse. Once said Deed of Trust or any party claiming by, The sale of the property described above BE USED FOR THAT PURPOSE. entire indebtedness has been declared due the purchaser tenders the purchase price, the through, or under any of the foregoing. Such shall be subject to all matters shown on Rubin Lublin TN, PLLC, Substitute Trustee and payable. Substitute Trustee may deem the sale final in parties known to the Substitute Trustee may any recorded plat; any and all liens against 119 S. Main Street, Suite 500 Party Entitled to Enforce the Debt: Wells which case the purchaser shall have no remedy. include: Chattanooga Federal Credit Union; All said property for unpaid property taxes; any Memphis, TN 38103 Fargo Bank, N.A., its successors and assigns. The real property will be sold AS IS, WHERE parties claiming by, through, or under Sheryal restrictive covenants, easements or set-back www.rubinlublin.com/property-listings.php The following real estate located in Ham- IS, with no warranties or representations of Sandoval; Midland Funding LLC as succes- lines that may be applicable; any prior liens or Tel: (877) 813-0992 ilton County, Tennessee, will be sold to the any kind, express or implied, including without sor in interest to GE Capital Retail Bank/ encumbrances as well as any priority created Fax: (404) 601-5846 highest call bidder: limitation, warranties regarding condition of the Dillard’s; Portfolio Recovery Associates, LLC by a fixture filing; a deed of trust; and any mat- Ad #129032 Described property located at Hamilton property or marketability of title. c/o Nathan Horton. ter than an accurate survey of the premises Dec. 29, 2017 Jan. 5, 12, 2018 Fmr18691 County, Tennessee, to wit: This office may be a debt collector. This Terms of Sale will be public auction, for might disclose; and The land referred to in this policy is situated may be an attempt to collect a debt and any cash, free and clear of rights of homestead, All right and equity of redemption, statutory NOTICE OF SUBSTITUTE TRUSTEE S in the State of TN, County of HAMILTON, City information obtained may be used for that redemption and dower to the extent disclaimed or otherwise, homestead, and dower are ex- SALE WHEREAS, default has occurred in the of HIXSON and described as follows: purpose. or inapplicable, and the rights of Sheryal A pressly waived in said Deed of Trust, and the performance of the covenants, terms and The following described real estate located in Shapiro & Ingle, LLP Sandoval, and those claiming through him/ title is believed to be good, but the undersigned conditions of a Deed of Trust dated November the City of Chattanooga of Hamilton County, Substitute Trustee her/it/them. will sell and convey only as Substitute Trustee. 15, 2013, executed by JAMES MAYOTTE, con- Tennessee: 10130 Perimeter Parkway, Suite 400 Any right of equity of redemption, statutory The right is reserved to adjourn the day of the veying certain real property therein described Lot Eleven-C (11-C) and Lot Eleven-D (11-D), Charlotte, NC 28216 and otherwise, and homestead are waived in sale to another day, time, and place certain to JOSEPH B. PITT JR., as Trustee, as same Waldorf’s Resubdivision of Walmart Highway Phone: (704) 333-8107 accord with the terms of said Deed of Trust, without further publication, upon announce- appears of record in the Register’s Office of 153 Subdivision, as shown by plat of record Fax: (704) 333-8156 and the title is believed to be good, but the ment at the time and place for the sale set Hamilton County, Tennessee recorded Decem- in Plat Book 65. Page 001, in the Register’s www.auction.com undersigned will sell and convey only as Sub- forth above. ber 2, 2013, in Deed Book GI 10112, Page Office of Hamilton County, Tennessee. File No. 13-052926 stitute Trustee. This office is attempting to collect a debt. 499; and WHEREAS, the beneficial interest of Being the same parcel conveyed to John W. Dec. 29, 2017 Jan. 5, 12, 2018 Fmr18704 The right is reserved to adjourn the day Any information obtained will be used for said Deed of Trust was last transferred and Gilchrist, Jr. from New Horizon Properties, of the sale to another day, time, and place that purpose. assigned to Reverse Mortgage Solutions, LLC, a Tennessee limited liability company by SUBSTITUTE TRUSTEE’S SALE certain without further publication, upon an- Brock & Scott, PLLC, Substitute Trustee Inc. who is now the owner of said debt; and virtue of a deed dated 04/24/2003 recorded Sale at public auction will be on January nouncement at the time and place for the sale c/o Tennessee Foreclosure Department WHEREAS, the undersigned, Rubin Lublin TN, 05/01/2003 in deed book GI 6651 and 25, 2018 at 10:00AM local time, at the set forth above. If you purchase a property 4360 Chamblee Dunwoody Road, Ste 310 PLLC, having been appointed as Substitute page 491 document no. 2003050100180 west door, Hamilton County Courthouse, 625 at the foreclosure sale, the entire purchase Atlanta, GA 30341 Trustee by instrument to be filed for record in the in Hamilton County, Tennessee. Georgia Ave., Chattanooga, Tennessee pursu- price is due and payable at the conclusion PH: 404-789-2661 FX: 404-294-0919 Register’s Office of Hamilton County, Tennes- LESS AND EXCEPT that property released by ant to Deed of Trust executed by Sheryal A of the auction in the form of a certified/ File No.: 17-17490 FC01 see. NOW, THEREFORE, notice is hereby given Partial Release recorded at Book GI 10238, Sandoval, to Charles Myers, Trustee, as trustee bank check made payable to or endorsed Dec. 29, 2017 Jan. 5, 12, 2018 Fmr18685 that the entire indebtedness has been declared Page 988, more specifically described as: for Mortgage Electronic Registration Systems, to Shapiro & Ingle, LLP. No personal checks due and payable, and that the undersigned, Lot Eleven-C (11-C), Waldorf’s Resubdivi- Inc. as nominee for Myers Park Mortgage, will be accepted. To this end, you must bring NOTICE OF SUBSTITUTE TRUSTEE S Rubin Lublin TN, PLLC, as Substitute Trustee sion of Walmart Highway 153 Subdivision, Inc., a North Carolina Corporation on January sufficient funds to outbid the lender and any SALE WHEREAS, default has occurred in the or his duly appointed agent, by virtue of the as shown by plat of record in Plat Book 65. 19, 2010 at Book GI 9100, Page 4, Instru- other bidders. Insufficient funds will not be performance of the covenants, terms and power, duty and authority vested and imposed Page 001, in the Register’s Office of Hamilton ment No. 2010012600075; and modified by accepted. Amounts received in excess of the conditions of a Deed of Trust dated August upon said Substitute Trustee will, on January County, Tennessee. agreement recorded March 2, 2017 at Book winning bid will be refunded to the successful 26, 2011, executed by GLENDA EVELYN POR- 25, 2018 at 10:00 AM at the Front Steps of Apn 100A C 001.12 GI10987, Page 777; conducted by Shapiro & purchaser at the time the foreclosure deed TER, conveying certain real property therein the Hamilton County Courthouse, located in WITH THE APPURTENANCES THERETO. Ingle, LLP, having been appointed Substitute or is delivered. described to FIDELITY NATIONAL TITLE, as Chattanooga, Tennessee, proceed to sell at PN: 100A C 001.12 Successor Trustee, all of record in the Hamilton This property is being sold with the express Trustee, as same appears of record in the public outcry to the highest and best bidder Street Address: 5935 Winding Lane, Hixson, County Register’s Office. Default has occurred reservation that the sale is subject to confirma- Register’s Office of Hamilton County, Tennes- for cash or certified funds ONLY, the following Tennessee 37343 in the performance of the covenants, terms, tion by the lender or trustee. This sale may be see recorded September 15, 2011, in Deed described property situated in Hamilton County, Parcel Number: 100A C 001.12 and conditions of said Deed of Trust and the rescinded only by the Substitute Trustee at any Book GI 9476, Page 946; and WHEREAS, the Tennessee, to wit: Current Owner(s) of Property: John W. entire indebtedness has been declared due time. If the Substitute Trustee rescinds the beneficial interest of said Deed of Trust was LAND SITUATED IN THE CITY OF CHATTANOOGA Gilchrist, Jr. and payable. sale, the purchaser shall only be entitled to a last transferred and assigned to Finance of IN THE COUNTY OF HAMILTON IN THE STATE The street address of the above described Party Entitled to Enforce the Debt: Wells Continued on page 24 America Mortgage, LLC who is now the owner OF TN LOT TWENTY-THREE (23) OF MAHALA property is believed to be 5935 Winding Lane, Fargo Bank, NA, its successors and assigns. December 29, 2017- January 5, 2018 Public Notices Page 23 www.HamiltonCountyHerald.com

LACK OF EYE CONTACT IS A SIGN OF AUTISM. Learn the others at autismspeaks.org/signs Page 24 Public Notices December 29, 2017- January 5, 2018 www.HamiltonCountyHerald.com Foreclosure Notices other matters, whether of record or not, which 5, 6 and 7 of Lake Harbor Estates, Block said property for unpaid property taxes; any may encumber the purchaser’s title and any Continued from page 22 may encumber the purchaser’s title and any C, as of record in Plat Book 28, page 58, restrictive covenants, easements or set-back matter that an accurate survey of the premises matter that an accurate survey of the premises Register’s office of Hamilton County, Tennes- lines that may be applicable; any prior liens or might disclose. return of any money paid towards the purchase might disclose. see, to which plat reference is hereby made encumbrances as well as any priority created The following parties may claim an interest price and shall have no other recourse. Once The following parties may claim an interest for a more complete description. by a fixture filing; a deed of trust; and any mat- in the above-referenced property to be affected the purchaser tenders the purchase price, the in the above-referenced property to be affected Being the same property conveyed to ter than an accurate survey of the premises by the foreclosure: any judgment creditor or Substitute Trustee may deem the sale final in by the foreclosure: any judgment creditor or Christopher L. Woodard and wife, Cynthia might disclose; and lien holder with an interest subordinate to the which case the purchaser shall have no remedy. lien holder with an interest subordinate to the A. Woodard, by Warranty Deed from Fred All right and equity of redemption, statutory said Deed of Trust or any party claiming by, The real property will be sold AS IS, WHERE said Deed of Trust or any party claiming by, T. Hanzelik, Unmarried, dated 8/5/02 and or otherwise, homestead, and dower are ex- through, or under any of the foregoing. Such IS, with no warranties or representations of through, or under any of the foregoing. Such recorded 8/6/02, of record in Book 6326, pressly waived in said Deed of Trust, and the parties known to the Substitute Trustee may any kind, express or implied, including without parties known to the Substitute Trustee may page 306, Register’s Office for Hamilton title is believed to be good, but the undersigned include: None. limitation, warranties regarding condition of the include: SouthStar Funding, LLC; Mortgage County, Tennessee. will sell and convey only as Substitute Trustee. Terms of Sale will be public auction, for property or marketability of title. Electronic Registration Systems, Inc.. Parcel ID Number: 112H A 003 The right is reserved to adjourn the day of the cash, free and clear of rights of homestead, This office may be a debt collector. This Terms of Sale will be public auction, for Address/Description: 6752 Harbor Circle, sale to another day, time, and place certain redemption and dower to the extent disclaimed may be an attempt to collect a debt and any cash, free and clear of rights of homestead, Chattanooga, TN 37416. without further publication, upon announce- or inapplicable, and the rights of Leon Harris, information obtained may be used for that redemption and dower to the extent disclaimed Current Owner(s): Cynthia A. Woodard. ment at the time and place for the sale set Jr. and Yolande Harris aka Yolande D. Harris, purpose. or inapplicable, and the rights of Theresa Other Interested Party(ies): Blue World Pools, forth above. and those claiming through him/her/it/them. Shapiro & Ingle, LLP Rebecca Mealey, and those claiming through Inc.; SunTrust Bank; and NCEP, LLC. This office is attempting to collect a debt. Any right of equity of redemption, statutory Substitute Trustee him/her/it/them. The sale of the property described above Any information obtained will be used for and otherwise, and homestead are waived in 10130 Perimeter Parkway, Suite 400 Any right of equity of redemption, statutory shall be subject to all matters shown on that purpose. accord with the terms of said Deed of Trust, Charlotte, NC 28216 and otherwise, and homestead are waived in any recorded plat; any and all liens against Brock & Scott, PLLC, Substitute Trustee and the title is believed to be good, but the Phone: (704) 333-8107 accord with the terms of said Deed of Trust, said property for unpaid property taxes; any c/o Tennessee Foreclosure Department undersigned will sell and convey only as Sub- Fax: (704) 333-8156 and the title is believed to be good, but the restrictive covenants, easements or set-back 4360 Chamblee Dunwoody Road, Ste 310 stitute Trustee. www.auction.com undersigned will sell and convey only as Sub- lines that may be applicable; any prior liens or Atlanta, GA 30341 The right is reserved to adjourn the day File No. 17-114199 stitute Trustee. encumbrances as well as any priority created PH: 404-789-2661 FX: 404-294-0919 of the sale to another day, time, and place Dec. 29, 2017 Jan. 5, 12, 2018 Fmr18705 The right is reserved to adjourn the day by a fixture filing; a deed of trust; and any mat- File No.: 17-19056 FC01 certain without further publication, upon an- of the sale to another day, time, and place ter than an accurate survey of the premises Dec. 29, 2017 Jan. 5, 12, 2018 Fmr18713 nouncement at the time and place for the sale SUBSTITUTE TRUSTEE’S SALE certain without further publication, upon an- might disclose; and set forth above. If you purchase a property Sale at public auction will be on January nouncement at the time and place for the sale All right and equity of redemption, statutory SUBSTITUTE TRUSTEE’S SALE at the foreclosure sale, the entire purchase 24, 2018 at 11:00 am local time, at the west set forth above. If you purchase a property or otherwise, homestead, and dower are ex- Sale at public auction will be on January price is due and payable at the conclusion door, Hamilton County Courthouse, 625 Geor- at the foreclosure sale, the entire purchase pressly waived in said Deed of Trust, and the 25, 2018 at 10:00AM local time, at the of the auction in the form of a certified/ gia Ave., Chattanooga, Tennessee pursuant to price is due and payable at the conclusion title is believed to be good, but the undersigned west door, Hamilton County Courthouse, bank check made payable to or endorsed Deed of Trust executed by Theresa Rebecca of the auction in the form of a certified/ will sell and convey only as Substitute Trustee. 625 Georgia Ave., Chattanooga, Tennessee to Shapiro & Ingle, LLP. No personal checks Mealey, to Arnold M. Weiss, Esq., Trustee, as bank check made payable to or endorsed The right is reserved to adjourn the day of the pursuant to Deed of Trust executed by Leon will be accepted. To this end, you must bring trustee for Wells Fargo Bank, N.A. on December to Shapiro & Ingle, LLP. No personal checks sale to another day, time, and place certain Harris, Jr. and Yolande Harris aka Yolande D. sufficient funds to outbid the lender and any 5, 2005 at Book GI 7779, Page 119, Instrument will be accepted. To this end, you must bring without further publication, upon announce- Harris, to Kerry Webb, Trustee, as trustee for other bidders. Insufficient funds will not be No. 2005121300323; conducted by Shapiro & sufficient funds to outbid the lender and any ment at the time and place for the sale set Mortgage Electronic Registration Systems, Inc. accepted. Amounts received in excess of the Ingle, LLP, having been appointed Substitute or other bidders. Insufficient funds will not be forth above. as nominee for Acopia, LLC on November 4, winning bid will be refunded to the successful Successor Trustee, all of record in the Hamilton accepted. Amounts received in excess of the This office is attempting to collect a debt. 2010 at Book GI 9287, Page 977, Instrument purchaser at the time the foreclosure deed County Register’s Office. Default has occurred winning bid will be refunded to the successful Any information obtained will be used for No. 2010111000085; conducted by Shapiro & is delivered. in the performance of the covenants, terms, purchaser at the time the foreclosure deed that purpose. Ingle, LLP, having been appointed Substitute or This property is being sold with the express and conditions of said Deed of Trust and the is delivered. Brock & Scott, PLLC, Substitute Trustee Successor Trustee, all of record in the Hamilton reservation that the sale is subject to confirma- entire indebtedness has been declared due This property is being sold with the express c/o Tennessee Foreclosure Department County Register’s Office. Default has occurred tion by the lender or trustee. This sale may be and payable. reservation that the sale is subject to confirma- 4360 Chamblee Dunwoody Road, Ste 310 in the performance of the covenants, terms, rescinded only by the Substitute Trustee at any Party Entitled to Enforce the Debt: U.S. tion by the lender or trustee. This sale may be Atlanta, GA 30341 and conditions of said Deed of Trust and the time. If the Substitute Trustee rescinds the Bank National Association, as Trustee for Credit rescinded only by the Substitute Trustee at any PH: 404-789-2661 FX: 404-294-0919 entire indebtedness has been declared due sale, the purchaser shall only be entitled to a Suisse First Boston Mortgage Securities Corp., time. If the Substitute Trustee rescinds the File No.: 17-17285 FC01 and payable. return of any money paid towards the purchase Home Equity Asset Trust 2006-3, Home Equity sale, the purchaser shall only be entitled to a Dec. 29, 2017 Jan. 5, 12, 2018 Fmr18712 Party Entitled to Enforce the Debt: Wells price and shall have no other recourse. Once Pass-Through Certificates, Series 2006-3, its return of any money paid towards the purchase Fargo Bank, NA, its successors and assigns. the purchaser tenders the purchase price, the successors and assigns. price and shall have no other recourse. Once NOTICE OF FORECLOSURE SALE The following real estate located in Ham- Substitute Trustee may deem the sale final in The following real estate located in Ham- the purchaser tenders the purchase price, the STATE OF TENNESSEE, HAMILTON COUNTY ilton County, Tennessee, will be sold to the which case the purchaser shall have no remedy. ilton County, Tennessee, will be sold to the Substitute Trustee may deem the sale final in WHEREAS, Letatia Renee Taylor executed highest call bidder: The real property will be sold AS IS, WHERE highest call bidder: which case the purchaser shall have no remedy. a Deed of Trust to Mortgage Electronic Regis- Described property located at Hamilton IS, with no warranties or representations of Described property located at Hamilton The real property will be sold AS IS, WHERE tration Systems, Inc. as nominee for SunTrust County, Tennessee, to wit: any kind, express or implied, including without County, Tennessee, to wit: IS, with no warranties or representations of Mortgage, Inc., Lender and Larry A. Weissman, Lots 7 and 8, Block “A’’, Hillsboro Heights, limitation, warranties regarding condition of the IN THE CITY OF CHATTANOOGA, HAMILTON any kind, express or implied, including without Trustee(s), which was dated May 4, 2007 Number 6, of record in Plat Book 16, Page property or marketability of title. COUNTY, TENNESSEE: limitation, warranties regarding condition of the and recorded on May 10, 2007 in Book GI 41, in the Register’s Office of Hamilton This office may be a debt collector. This Lot 1, Correction Plat, Hickory Trace Town- property or marketability of title. 8335, Page 799, Hamilton County, Tennessee County, Tennessee. may be an attempt to collect a debt and any homes, Lots 1 - 3, as shown by plat of record This office may be a debt collector. This Register of Deeds. LESS AND EXCEPT that part of Lot 8 conveyed information obtained may be used for that in Plat Book 51, Page 331, in the Register’s may be an attempt to collect a debt and any WHEREAS, default having been made in by deed recorded in Book 2271, Page 521, purpose. Office of Hamilton County, Tennessee. information obtained may be used for that the payment of the debt(s) and obligation(s) in he said Register’s Office. Shapiro & Ingle, LLP For prior title, see Deed recorded in Book purpose. thereby secured by the said Deed of Trust and For Prior title see Deed recorded in Book Substitute Trustee 6030, Page 936, in the Register’s Office of Shapiro & Ingle, LLP the current holder of said Deed of Trust, Federal 4153, Page 294, in the Register’s Office of 10130 Perimeter Parkway, Suite 400 Hamilton County, Tennessee. Substitute Trustee National Mortgage Association (“Fannie Mae”), Hamilton County, Tennessee. Charlotte, NC 28216 THIS CONVEYANCE MADE SUBJECT TO THE 10130 Perimeter Parkway, Suite 400 a corporation organized and existing under THIS CONVEYANCE MADE SUBJECT TO THE Phone: (704) 333-8107 FOLLOWING: Charlotte, NC 28216 the laws of the United States of America, (the FOLLOWING: Fax: (704) 333-8156 Declaration of Covenants, Conditions, and Phone: (704) 333-8107 “Holder”), appointed the undersigned, Brock Restrictive Covenants as set out in instru- www.auction.com Restrictions for Hickory Trace Townhomes re- Fax: (704) 333-8156 & Scott, PLLC, as Substitute Trustee, with all ment recorded in Book 1037, Page 85, in the File No. 13-052902 corded in Book 4536, Page 539, as amended www.shapiro-ingle.com the rights, powers and privileges of the original Register’s Office of Hamilton County, Tennes- Dec. 29, 2017 Jan. 5, 12, 2018 Fmr18714 in Book 4711, Page 193, in the Register’s File No. 17-114287 Trustee named in said Deed of Trust; and see, but omitting any covenant or restriction Office of Hamilton County, Tennessee. Dec. 29. 2017 Jan. 5, 12, 2018 Fmr18706 NOW, THEREFORE, notice is hereby given based on race, color, religion, sex, handicap, NOTICE OF FORECLOSURE SALE Easement to Chattanooga Gas Company that the entire indebtedness has been declared familial status or national origin unless and STATE OF TENNESSEE, HAMILTON COUNTY as set out in instrument recorded in Book NOTICE OF FORECLOSURE SALE due and payable as provided in said Deed of only to the extent that said covenant (a) is WHEREAS, Patricia Lombardo executed a 4400, Page 511, in the Register’s Office of STATE OF TENNESSEE, HAMILTON COUNTY Trust by the Holder, and that as agent for the exempt under Chapter 42, Section 3607 Deed of Trust to Mortgage Electronic Registra- Hamilton County, Tennessee. WHEREAS, Cynthia A. Woodard, unmarried undersigned, Brock & Scott, PLLC, Substitute of the United States Code or (b) relates to tion Systems, Inc. as nominee for SunTrust Ten (10) foot Power and Communication executed a Deed of Trust to Mortgage Electronic Trustee, by virtue of the power and authority handicap but does not discriminate against Mortgage, Inc., Lender and Stanley M. Porter, Easement as shown on recorded plat. Registration Systems, Inc., as nominee for vested in it, will on January 25, 2018, at handicapped persons. Sr., Trustee(s), which was dated April 11, 2005 Conditions, Restrictions, Reservations, Accredited Home Lenders, Inc., Lender and 10:00AM at the usual and customary location Subject to pole and anchor easement as show and recorded on April 20, 2005 in Book GI Limitations, Easements, Notes, etc., as set Archer Land Title, Trustee(s), which was dated at the Hamilton County Courthouse, Chatta- on survey by Glenn F. Gatlin, dated 5-18-93. 7502, Page 440, Hamilton County, Tennessee out on plat recorded in Plat Book 51, Page April 12, 2005 and recorded on April 20, 2005 nooga, Tennessee, proceed to sell at public Subject to violation of front setback line as Register of Deeds. 331, in the said Register’s Office. in Book GI 7502, Page 687, Hamilton County, outcry to the highest and best bidder for cash, shown on survey by Glenn F. Gatlin, dated WHEREAS, default having been made in Twenty (20) foot Sanitary Sewer Easement Tennessee Register of Deeds. the following described property situated in 5-18-93 . the payment of the debt(s) and obligation(s) as shown on recordedplat. WHEREAS, default having been made in Hamilton County, Tennessee, to wit: Subject to all notes, stipulations, restrictions, thereby secured by the said Deed of Trust Twenty (20) foot Gas, Power, and Communica- the payment of the debt(s) and obligation(s) LOCATED IN THE CITY OF CHATTANOOGA OF easements, conditions, and regulations as and the current holder of said Deed of Trust, tion Easement as shown on recorded plat. thereby secured by the said Deed of Trust and HAMILTON COUNTY, TENNESSEE: set out on recorded plat. SunTrust Bank, (the “Holder”), appointed the Any governmental zoning and subdivision the current holder of said Deed of Trust, FMJM Lot Six (6), Highland View Subdivision, as Any governmental zoning and subdivision undersigned, Brock & Scott, PLLC, as Substi- ordinances in effect thereon. RWL III Trust 2015-1, (the “Holder”), appointed shown by plat recorded in Plat Book 18, ordinances in effect thereon. tute Trustee, with all the rights, powers and Street Address: 6729 Hickory Trace Circle, the undersigned, Brock & Scott, PLLC, as Page 41, in the Register’s Office of Hamilton Street Address: 1635 Dogwood Dr, Chat- privileges of the original Trustee named in said Chattanooga, Tennessee 37421 Substitute Trustee, with all the rights, powers County, Tennessee. tanooga, Tennessee 37406 Deed of Trust; and Parcel Number: 158C B 035.01 and privileges of the original Trustee named The instrument constituting the source of Parcel Number: 147B-F-009.00 NOW, THEREFORE, notice is hereby given Current Owner(s) of Property: Theresa in said Deed of Trust; and Borrower’s interest in the foregoing described Current Owner(s) of Property: Leon Harris, Jr. that the entire indebtedness has been declared Rebecca Mealey NOW, THEREFORE, notice is hereby given property was a Warranty Deed recorded at The street address of the above described due and payable as provided in said Deed of The street address of the above described that the entire indebtedness has been declared Book 8335, Page 797 in the Register’s Of- property is believed to be 1635 Dogwood Dr, Trust by the Holder, and that as agent for the property is believed to be 6729 Hickory Trace due and payable as provided in said Deed of fice of HAMILTON County, Tennessee which Chattanooga, Tennessee 37406, but such undersigned, Brock & Scott, PLLC, Substitute Circle, Chattanooga, Tennessee 37421, but Trust by the Holder, and that as agent for the currently has the address of 4202 HOWELL address is not part of the legal description of Trustee, by virtue of the power and authority such address is not part of the legal description undersigned, Brock & Scott, PLLC, Substitute ROAD, CHATTANOOGA, Tennessee 37411. the property sold herein and in the event of vested in it, will on January 23, 2018, at of the property sold herein and in the event of Trustee, by virtue of the power and authority Subject to restrictions as set out in instru- any discrepancy, the legal description herein 10:00AM at the usual and customary location any discrepancy, the legal description herein vested in it, will on January 23, 2018, at ment recorded in Book 1177, Page 367, in shall control. at the Hamilton County Courthouse, Chatta- shall control. 10:00AM at the usual and customary location the Register’s Office of Hamilton County, This sale is subject to, without limitation, all nooga, Tennessee, proceed to sell at public This sale is subject to, without limitation, all at the Hamilton County Courthouse, Chatta- Tennessee. matters shown on any applicable recorded plat; outcry to the highest and best bidder for cash, matters shown on any applicable recorded plat; nooga, Tennessee, proceed to sell at public Parcel ID Number: 147J T 009 any unpaid taxes; any restrictive covenants, the following described property situated in any unpaid taxes; any restrictive covenants, outcry to the highest and best bidder for cash, Address/Description: 4202 Howell Road, easements, or setback lines that may be ap- Hamilton County, Tennessee, to wit: easements, or setback lines that may be ap- the following described property situated in Chattanooga, TN 37411. plicable; any statutory right of redemption of any IN THE THIRD CIVIL DISTRICT OF HAMILTON plicable; any statutory right of redemption of any Hamilton County, Tennessee, to wit: Current Owner(s): Letatia Renee Taylor. governmental agency, state or federal; any prior COUNTY, TENNESSEE: Lot Sixty-eight (68), governmental agency, state or federal; any prior A certain tract or parcel of land in Hamilton Other Interested Party(ies): N/A liens or encumbrances including those created Sequoyah Hills, Unit Two (2), as shown by liens or encumbrances including those created County, in the State of Tennessee, described The sale of the property described above by a fixture filing or any applicable homeowners’ plat of record in Plat Book 26, page 29, in by a fixture filing or any applicable homeowners’ as follows: shall be subject to all matters shown on association dues or assessments; all claims or the Register’s Office of Hamilton County, association dues or assessments; all claims or Being Lot No. 6 on the revised plat of Lots any recorded plat; any and all liens against other matters, whether of record or not, which Tennessee. REFERENCE is made for prior December 29, 2017- January 5, 2018 Public Notices Page 25 www.HamiltonCountyHerald.com

title to Deed of record in Book 7051, page known. You are hereby ORDERED to appear in the ordinary process of law cannot be served It appearing from the record in this cause man Road on January 10th 2018 at 1:00pm 769, in the Register’s Office of Hamilton the Juvenile Court for the final hearing on the upon ERNEST EDWARDS. that the defendant is a non-resident of Ten- Dec. 22, 29, 2017 Mmr18695 County: Tennessee. Tennessee Baptist Children’s Homes, Inc.’s IT IS ORDERED that publication be made for nessee, and certain property or money has SUBJECT TO Easements, Conditions and Petition to Terminate Parental Rights set to four successive weeks in the Hamilton County been attached. Public Notice Stipulations as shown and/or noted on be heard on the 12th day of March, 2018 Herald, a newspaper published in Hamilton One or more civil warrants have issued but The following vehicles will be auctioned off subdivision plat. at 1:30 P.M. to personally plead, answer or County, Tennessee, notifying said non-resident returned unserved, and an attachment issued on Jan.13,2018, 9am at 2924 Rossville SUBJECT TO Restrictive Covenants recorded demur to the Petition, or serve upon Thomas that unless ERNEST EDWARDS answers and and was levied upon certain property or money. Blvd., Chatt.,TN 37407: 1995 Honda, Vin# in Book 1960, page 109, in the Register’s K. White, an attorney for the Tennessee Baptist makes defense to said complaint in the offices IT IS ORDERED that publication be made 1hgej2223sL029279, 2007 Ford, Vin# Office of Hamilton County, Tennessee, but Children’s Homes, Inc., 216 Centerview Drive, of the Circuit Court Clerk of Hamilton County, requiring the defendant to appear at the time 3fahp07z27r190421, 1996 Buick, Vin# emitting any covenant or restriction based Suite 317, Brentwood, Tennessee 37027, an Tennessee, within thirty (30) days after the and place stated above and defend this suit, 2g4wb52m4t143394265495295, 2011 on race, color, religion, sex, handicap, answer to said petition within 30 days of the fourth weekly publication of this order, the same or a judgment by default may be entered Toyota, Vin# 4t1bf3ek3bu706387, 1996 familial status or national origin unless and last date of publication of this notice. Failure will be taken as admitted by ERNEST EDWARDS against him. This Order shall be published in Chev., Vin# 1gbfg15m1t1023071, 2004 only to the extent that said covenant (a) is to appear for the final hearing on this date and and the case will be set for hearing ex parte a newspaper by this County as required by law. Hyundai, Vin# kmhwf35h14a934222, 2004 exempt under Chapter 42, Section 3607 time, without good cause, the Petitioner may be or without ERNEST EDWARDS presence. LARRY L. HENRY, CLERK ford, Vin# 1fafp55u64a133866, 1999 Honda, of the United States Code or (b) relates to granted a default judgment, pursuant to Tenn. This 28th day of November 2017. Kim Emmett, Deputy Clerk Vin# 1hgcg5654xao93054, 1997 Honda, handicap but does not discriminate against Code Ann. §36-1-117(n) and T.R.C.P Rule 55, Larry L. Henry Attorney for Plaintiff: Vin# 1hgcd5536va010973, 2009 Jeep, Vin# handicapped persons. for the relief demanded in the Petition, and if Circuit Court Clerk Mayfield and Lester 1j4ft28a49d146637 Parcel ID Number: 084A A 005 granted by the Court, your parental rights to J. Wheeler, D.C. Dec. 29, 2017 Jan. 5, 12, 19, 2018 Dec. 29, 2017 Mmr18716 Address/Description: 1835 Bay Hill Drive, the subject child will be forever terminated. Deputy Clerk Cmr18709 Hixson, TN 37343. Any appeal of this Court’s final disposition of Attorney for Plaintiff: Public Notice Current Owner(s): Patricia Lombardo. the Petition for Termination of Parental Rights Pro Se STATE OF TENNESSEE The following vehicle, a 2008 Mitsubishi, Vin# Other Interested Party(ies): Chattanooga will be governed by the provisions of Rule 8A, Dec. 8, 15, 22, 29, 2017 Cmr18658 GENERAL SESSIONS COURT OF HAMILTON 4a3ab36f28e020287,is located at 103 Orgain Neighborhood Enterprise, Inc. T.R.A.P., which imposes special time limitations COUNTY Dr., #B, Chattanooga, TN 37411 is in the pos- The sale of the property described above for the filing of the transcript or statement of STATE OF TENNESSEE Docket Number: 16GS821 session of Stephanie Lane, who is requesting shall be subject to all matters shown on evidence, the completion and transmission of GENERAL SESSIONS COURT OF HAMILTON Plaintiff: TN VALLEY FEDERAL CREDIT UNION title to said vehicle. All parties holding any legal any recorded plat; any and all liens against the record on appeal, and the filing of briefs in COUNTY Defendant: COYNE MARK R interest in the vehicle must contact the person said property for unpaid property taxes; any the appellate court, as well as other special Docket Number: 17GS6458 Date of this Order: 12/18/2017 in possession by certified mail, return receipt restrictive covenants, easements or set-back provisions for expediting the appeal. All further Plaintiff: CHATTANOOGA LOAN COMPANY Appearance Date: 02/19/2018 requested within 10 business days of this ad. lines that may be applicable; any prior liens or service of any future notices, motions, orders Defendant: SANTOS RENE R At 11:00 a.m. Dec. 29, 2017 Mmr18717 encumbrances as well as any priority created or other legal pleadings in this matter may be Date of this Order: 12/01/2017 Appearance Address: Court of General Ses- by a fixture filing; a deed of trust; and any mat- made upon you by filing the same with the Appearance Date: 01/29/2018 sions, Civil Division PUBLIC NOTICE ter than an accurate survey of the premises Clerk of the Court. You may view and obtain a At 11:00 a.m. Room 111 Hamilton County City Courts Building The following vehicles will be up for auction in or might disclose; and copy of the Petition and any other subsequently Appearance Address: Court of General Ses- 600 Market Street around Chattanooga, TN on or after 1/13/2018 All right and equity of redemption, statutory filed legal documents at the Juvenile Court for sions, Civil Division Chattanooga, TN 37402-1911 at 8:00am- First Response 1619 Dodds or otherwise, homestead, and dower are ex- Hamilton County, located at 1600 East Third Room 111 Hamilton County City Courts Building ORDER OF PUBLICATION Ave- 2008 Nissan 93YL62JS98J037500 pressly waived in said Deed of Trust, and the Street, Chattanooga, Tennessee 37404. 600 Market Street It appearing from the record in this cause Brown’s Hook & Book 2924 Rossville title is believed to be good, but the undersigned It is so ORDERED and ENTERED this 18th Chattanooga, TN 37402-1911 that the defendant is a non-resident of Ten- Blvd- 2007 Cadillac 1G6DP577570193398 will sell and convey only as Substitute Trustee. day of December, 2017. ORDER OF PUBLICATION nessee, and certain property or money has D&K Towing 5809 Old Washington Hwy The right is reserved to adjourn the day of the Judge Robert D. Philyaw It appearing from the record in this cause been attached. Dayton- 2009 Chrys 3A8FY58909T598716, sale to another day, time, and place certain Gary Behler, D.C. that the defendant is a non-resident of Ten- One or more civil warrants have issued but 2006 GMC 1GTHC29U66E249118, 2003 without further publication, upon announce- Approved for Entry: nessee, and certain property or money has returned unserved, and an attachment issued Ford 1FMYU60E33UC11725 Walter’s ment at the time and place for the sale set Thomas K. White, BPR #28245 been attached. and was levied upon certain property or money. Service Center 5714 Ringgold Rd- 2007 forth above. Fidelis Law, PLLC One or more civil warrants have issued but IT IS ORDERED that publication be made Saturn 1G8ZV57777F300967 First Re- This office is attempting to collect a debt. 216 Centerview Drive, Suite 317 returned unserved, and an attachment issued requiring the defendant to appear at the time sponse Towing & Recovery 1619 Dodds Any information obtained will be used for Brentwood, Tennessee 37027 and was levied upon certain property or money. and place stated above and defend this suit, Ave- 1994 Cadillac 1G6KF52Y9RU309966, that purpose. (615) 370-3010 / Fax: (615) 371-8769 IT IS ORDERED that publication be made or a judgment by default may be entered 2003 Chevy 1GNDS13S432173065, Brock & Scott, PLLC, Substitute Trustee Attorney for TBCH requiring the defendant to appear at the time against him. This Order shall be published in 1980 Chevy 1W80KAD442960, 2000 Sat- c/o Tennessee Foreclosure Department Dec. 29, 2017 Jan. 5, 12, 19, 2018 and place stated above and defend this suit, a newspaper by this County as required by law. urn 1G8JW82R7YY635642, 2005 Chevy 4360 Chamblee Dunwoody Road, Ste 310 Cmr18707 or a judgment by default may be entered LARRY L. HENRY, CLERK 2G1WP521559219261 Expressway Tow- Atlanta, GA 30341 against him. This Order shall be published in Kim Emmett, Deputy Clerk ing 3806 Cottonwood Rd- 2002 Dodge PH: 404-789-2661 FX: 404-294-0919 ORDER OF PUBLICATION a newspaper by this County as required by law. Attorney for Plaintiff: 1B8GP34362B655461, 1981 Datsun File No.: 17-18053 FC01 In the Chancery Court of Sequatchie County, LARRY L. HENRY, CLERK Mayfield and Lester JN6SD06S3BW007527, 1999 Merc 2MEFM- Dec. 29, 2017 Jan. 5, 12, 2018 Fmr18719 Tennessee. Kim Emmett, Deputy Clerk Dec. 29, 2017 Jan. 5, 12, 19, 2018 74W4XX731479 No. A-2494 Attorney for Plaintiff: Cmr18710 Dec. 29, 2017 Mmr18718 Filed December 5, 2017 Mayfield and Lester Court In re: Dec. 15, 22, 29, 2017 Jan. 5, 2018 STATE OF TENNESSEE Public Notice of Meetings The Adoption of Children: Cmr18672 GENERAL SESSIONS COURT OF HAMILTON Committee Meetings and Regular Meetings Notices Tinsley Layne, DOB: 1/05/2005 COUNTY Hamilton County Board of Commissioners Le’Land Layne, DOB: 10/12/2010 Non-Resident Notice Docket Number: 17GS6649 Hamilton County, Tennessee IN THE JUVENILE COURT FOR HAMILTON Billy R. Layne, Jr and Cathy Layne State of Tennessee, County of Hamilton Plaintiff: CAPSTONE FINANCE Pursuant to TCA 8-44-103, public meetings COUNTY, TENNESSEE AT CHATTANOOGA Petitioners Docket No. 17D672 Defendant: LANE JAWUAN LAMONT of the Hamilton County Board of Commission- Docket #: 279667 vs. DIVISION IV Date of this Order: 12/15/2017 ers and Commission Committees will be held, IN THE MATTER OF: Tiffany Layne, Arias Wilson (Father of Tinsley JOANNA LEIGH SIMMONS Appearance Date: 02/12/2018 and will transact such business as may lawfully CALEB LA’QUAN SPRINGS, Layne) and VS At 11:00 a.m. come before them. Date of Birth: April 16, 2010 LeAngelo Ramey (Father of Le’Land Layne), SIMMONS, PATRICK DRAKE Appearance Address: Court of General Ses- Wednesday, January 10, 2018, 9:30 AM, TENNESSEE BAPTIST CHILDREN’S HOMES, Respondents It is appearing from allegations in Plaintiff’s sions, Civil Division Recessed Meeting. INC., It appearing by affidavit that TIFFANY LAYNE, Bill, which is sworn to, that the defendant is a Room 111 Hamilton County City Courts Building Wednesday, January 10, 2018, 9:30 AM, Petitioner/Legal Custodian, Respondent, is a resident of Tennessee and non-resident of the State of Tennessee, so that 600 Market Street Agenda Preparation Session. v. that personal service of process cannot be had the ordinary process of law cannot be served Chattanooga, TN 37402-1911 Wednesday, January 17, 2018, 9:30 AM, CANDICE VICTORIA SPRINGS, upon him; service of process by publication upon PATRICK DRAKE SIMMONS. ORDER OF PUBLICATION Regular Meeting. Biological Mother/Respondent, having been ordered, he is hereby required IT IS ORDERED that publication be made for It appearing from the record in this cause Committee Meetings and to appear and answer or otherwise defend four successive weeks in the Hamilton County that the defendant is a non-resident of Ten- Board of Commissioners Committees may CALVIN LEBRON RINGER, JR., against the complaint of BILLY R. LAYNE and Herald, a newspaper published in Hamilton nessee, and certain property or money has meet prior to said meetings at 8:30 AM and/ Biological Father/Respondent, CATHY LAYNE, Petitioners, whose attorney is County, Tennessee, notifying said non-resident been attached. or immediately following said meetings. ORDER FOR SERVICE BY PUBLICATION Samuel F. Hudson, P.O. Box 485, 15688 Rankin that unless PATRICK DRAKE SIMMONS answers One or more civil warrants have issued but Meeting Locations: It appearing to the Court from the contents Avenue, Dunlap, TN 37327, within thirty (30) and makes defense to said complaint in the returned unserved, and an attachment issued Regular and Agenda meetings, Courthouse, of the Petition to Terminate Parental Rights, days after the date of the last publication of offices of the Circuit Court Clerk of Hamilton and was levied upon certain property or money. Room 402, 625 Georgia Avenue, Chattanooga, Motion for Service by Publication, and the this notice; otherwise, default judgment may County, Tennessee, within thirty (30) days after IT IS ORDERED that publication be made Tennessee Affidavit of Diligent Search filed by the Tennes- be entered against you for the relief demanded the fourth weekly publication of this order, the requiring the defendant to appear at the time Committees, 8:30 AM meetings, County see Baptist Children’s Homes, Inc. (“TBCH”), in the complaint. It is further ordered that same will be taken as admitted by PATRICK and place stated above and defend this suit, Commission Office, Room 401, County Court- that the whereabouts of the child’s biological this notice shall be published in the Hamilton DRAKE SIMMONS and the case will be set for or a judgment by default may be entered house. Committees, after Regular meetings, mother, CANDICE VICTORIA SPRINGS, and bio- County Herald, Hamilton County, Tennessee, hearing ex parte or without PATRICK DRAKE against him. This Order shall be published in Commission Conference room adjacent to logical father, CALVIN LEBRON RINGER, JR., are a weekly newspaper of general circulation in SIMMONS presence. a newspaper by this County as required by law. Room 402, County Courthouse. unknown and cannot be ascertained by diligent Hamilton County, Tennessee, once weekly for This 18th day of December 2017. LARRY L. HENRY, CLERK To discuss auxiliary aids or services needed search. Therefore, the ordinary process of law four consecutive weeks beginning December Larry L. Henry Kim Emmett, Deputy Clerk to facilitate participation, those with disabili- cannot be served upon said Respondents. It 15, 2017 Circuit Court Clerk Attorney for Plaintiff: ties may contact the ADA Coordinator, Equal is therefore, ORDERED, ADJUDGED, and DE- This 29th day of November, 2017. J. Wheeler, D.C. Mayfield and Lester Employment Opportunity Officer Ken Jordan, CREED that said Respondents be served by Jeffrey Stewart Deputy Clerk Dec. 29, 2017 Jan. 5, 12, 19, 2018 317 Oak Street, Suite 220, Chattanooga, publication of the following notice once a week Chancellor Attorney for Plaintiff: Cmr18711 Tennessee, 37403, (423) 209-6146. Hearing for four (4) consecutive weeks in a newspaper By: Michelle Grant Alan Ray Beard impaired callers may use the Tennessee Relay published in Hamilton County, Tennessee. Deputy Clerk Dec. 29, 2017 Jan. 5, 12, 19, 2018 Service, (800) 848-0298 or (423) 209-6131. It is further ORDERED that if the Respon- Approved for Entry: Cmr18708 Misc. W.F. (Bill) Knowles dents do not enter an appearance or otherwise LAW OFFICE OF SAMUEL F. HUDSON County Clerk answer the Petition, further personal service Samuel F. Hudson, BPR# 022852 STATE OF TENNESSEE Notices Dec. 29, 2017 Mmr18721 or service by further publication shall be dis- Attorney for Petitioners GENERAL SESSIONS COURT OF HAMILTON pensed with and service of any further notices, Dec. 15, 22, 29, 2017 Jan. 5, 2018 COUNTY Public Notice motions, orders or other legal documents in Cmr18661 Docket Number: 17GS2906 Dillon Mitchell has a 2013 Honda CBR250R Have the this mater may be made upon the Respondents Plaintiff: TURNER WILLIAM DDS Black in Color (VIN MLHMC410XD5304196) by filing same with the Juvenile Court Clerk of Non-Resident Notice Defendant: TERCERO EDUARDO that the repairs are complete but not redeemed. Hamilton County, Tennessee. State of Tennessee, County of Hamilton Date of this Order: 12/18/2017 If this unit repair bill is not paid and unit NOTICE TO CANDICE VICTORIA SPRINGS Docket No. 17D2312 Appearance Date: 02/19/2018 picked up, it will be sold at a public auction and CALVIN LEBRON RINGER, JR. DIVISION IV At 11:00 a.m. at 1394 Workman Road on January 10th 2018 Mailed weekly to you The Tennessee Baptist Children’s Homes, LESLIE D. EDWARDS Appearance Address: Court of General Ses- at 1:00pm Subscribe or renew for Inc., has filed a petition against you regarding VS sions, Civil Division George Bairaktaris has a 2005 Honda PS250 $15.00 per year termination of your parental rights as to the ERNEST T. EDWARDS Room 111 Hamilton County City Courts Building Yellow in color (VIN 2H2MF09175K000382) Call 423-602-9267 minor child, Caleb La’Quan Springs. It appears It is appearing from allegations in Plaintiff’s 600 Market Street that the repairs are complete but not redeemed. to order by credit card that ordinary process of law cannot be served Bill, which is sworn to, that the defendant is a Chattanooga, TN 37402-1911 If this unit repair bill is not paid and picked up, or mail your check to upon you because your whereabouts are un- non-resident of the State of Tennessee, so that ORDER OF PUBLICATION it will be sold at a public auction at 1394 Work- 1412 McCallie Ave. •Chattanooga TN 37412 26 | December 29, 2017 – January 4, 2018 Hamilton County Herald www.hamiltoncountyherald.com

Super Crossword ONE OFF SONGS OF THE SEASON by King Features

Photograph courtesy of Focus Films Gary Oldman becomes British Prime Minister Winston Churchill in “Darkest Hour.” The story focuses on the newly appointed prime minister during Germany’s march through Europe and before its invasion of England.

CRITIC From page 17 loved the way he captures the British fi xation on propriety when he shows a seat, or his voracious appetite for food, Churchill shuffl ing backwards out of drink and a good cigar. (I couldn’t help a room after meeting with the king. I but marvel at how he lived to 90.) guess one does not turn one’s backside I’d be remiss if I didn’t step away from to royalty. Oldman’s performance to tell you how Wright does the same thing when he tremendously entertaining “Darkest contrasts the weight on the faces of the Hour” is. While it bears all the hallmarks politicians riding in a car with the re- of a quality British historical drama – laxed, life is a bowl of cherries outlook of sumptuous photography, gorgeous sets, the English citizens outside the vehicle. superlative acting, fi rst-rate writing – it’s e divide between those in power and also frequently funny and often moves the ones they ruled was cavernous. along at a brisk, energetic pace. Later, when Churchill gets out of his What’s more, Oldman is surrounded car and rides the underground so he can by a superb supporting cast. I love how talk with the common man and woman, the fi lm doesn’t just focus on Churhill’s we can sense him bridging the gap. relationship with his nemeses and “Darkest Hour” depicts Churchill friends in Parliament, but delves into his as a man who struggled to always fi nd relationships with his wife, his secretary the right answers but who held a deep, and King George IV, all of whom are unwavering love for his country and portrayed by actors who deliver per- people. e debate about Churchill’s formances that measure up nicely to complex legacy will go on, but there’s no Oldman’s. arguing that the fi lm which so vividly, Despite the beefy script, Wright often radiantly portrays him is one of the cine- displays a talent for telling a story with ma’s brightest hours this year. images rather than words. I especially

Super Crossword puzzle solution for this week: www.hamiltoncountyherald.com Hamilton County Herald December 29, 2017 – January 4, 2018 | 27

n RIVER CITY ROUNDABOUT

NewBy David Laprad world unfolds with eachn new movie or to the latter film, my mom book or fishing would settle Spilling a large popcorn more drink options than some covered my eyes as the trailer over me as I sank into a film. as the boulder rolled toward restaurants have and spacious t’s May 25, 1977, and my for “e Exorcist” played. From seeing George Lucas’ Indiana Jones in “Raiders of the electric recliners. As I settled life has just changed. As Later, I screamed as Ebenezer space opera over a dozen times Lost Ark.” into my seat to watch “ree I step out of a theater in Scrooge fell into the pit of hell to buying my first ticket to an n Seeing “Blade Runner” Billboards Outside Ebbing, Toledo, Ohio after seeing and saw Death’s skeletal face “R” rated movie (it was “Por- for the first time and realizing Missouri,” I could stretch all “Star Wars” and unchain leering back at him. ky’s,” and don’t judge me), movies – even ones with Rep- four limbs and not touch an- my bike from the rack near While I liked movies, I didn’t many warm memories from my licants and flying cars – could other human being. Ithe ticket window, I realize I’ve connect with them in a big youth and early adulthood are be about more than action and It was “Star Wars” all over fallen in love. way until I saw “Star Wars.” about film. Among my favor- adventure. again. I left the theater thrilled It feels like the moment My spirit was elevated and my ites are: n Standing in line for nine and promised myself to break several years earlier when I mind blown, and as I pedaled n My best friend and I grin- hours to purchase “Return of out of my routine and see a realized girls were pretty. My home, my bike was Luke Sky- ning at each other during the the Jedi” tickets. movie at the Regal Hamilton mind has been opened to a walker’s X-Wing, every car was climax of “Close Encounters I also grew to love going Place 8 after I returned home. wonderful new experience: the an enemy Tie Fighter and every of the ird Kind” when the to the movies. Walking into “Star Wars: e Last Jedi” movies. side road was the Death Star’s mothership appeared. a theater, smelling buttery seemed like the perfect oppor- I’d been to the cinema trench. n My dad chuckling under popcorn and then settling into tunity to do just that. I’d been before. My parents took me to In time, movies became my his breath when Dabney Cole- a seat, snacks and soda in hand, waiting for the movie with the see “Bambi,” “Bedknobs and place of comfort in the world. man spilled his pencils in “Nine isn’t just part of the routine, it’s impatience of a child anticipat- Broomsticks” and “A Christ- e peace some people feel to Five” so he could peek down part of the fun. Forty years and ing Christmas, and I thought mas Carol,” among others. Pri- when cooking, reading a good Dolly Parton’s shirt. countless movies later, I still pairing it with the Regal’s up- get excited when the lights dim. grades was too good to let pass. Maybe going to the movies is Walking into the Regal for your thing, too, and you know the first time can be a head trip what I mean. when you’re accustomed to As a creature of habit, I the standard multiplex, most typically go to the same theater of which contain a lobby, a when seeing a film. For several concessions counter and a few years, e Rave, which is now arcade machines. the AMC 18, has been my go- e first thing I noticed to movie house, primarily be- was the bar to the right, which cause I like the stadium seating looks like a small version of and the IMAX auditorium. what you’d find in a restaurant. ings about the theater ere are chairs for bellying began to bug me, though. I lost up, taps for drawing beer, a track of how many times I had fully stocked wine humidor and to hop up as a movie started several shelves of liquor, all set to tell someone to turn off the against a colorful backsplash. lights, turn on the sound, open You can even take your the curtains all the way, focus drink to the theater with you, the image and – true story – unless it’s a bottled beverage, play the right movie. allowing you to sip a rum and But I returned time and Coke while watching Gary Old- again out of habit. I knew the man rule the screen as Winston Regal had gutted its discount Churchill in “Darkest Hour.” movie house near Hamilton Given how much Churchill Place Mall and opened a the- drank, I think he’d approve. ater with premium amenities, I was expecting an approx- Master Gardener Training but I was stuck in my ways. imation of a bar, but having en my sister and I went the real thing in the lobby to an AMC luxury theater in sets an elegant tone for the Course begins in January Aurora, Colorado (the AMC Regal. However, I do wonder Arapahoe Crossing 16) during if drinking a beer there might Registration is open for the 2018 Master ceremony in April. a recent visit to see our dad, be awkward. Maybe placing Gardener Training Course. Classes run e cost of the course is $170 per person, who had just turned 80 and the bar in its own space would from early January through the end of April which includes a comprehensive informa- denies chuckling at Parton’s allow patrons to feel more and take place at the University of Tennes- tion handbook and numerous handouts. breasts. comfortable. see at Chattanooga extension office, 6183 Couples taking the class and sharing ma- I felt like a kid walking into I decided to play dumb as I Adamson Circle. terials may enroll for $270. For questions, Willy Wonka’s chocolate facto- approached the ticket counter. e Master Gardener Training Course contact Tom Stebbins, extension agent, at ry. ere was real food, unique is open to both experienced and beginning [email protected]. candies and other snacks, See RIVER CITY, page 28 gardeners and offers the most current, Master Gardeners of Hamilton Coun- research-based information available on ty is a non-profit, educational, volunteer topics related to home gardening and organization. Each year, MGHC presents landscaping. Subjects to be covered in the the ‘Master Your Garden’ Garden Expo at 15-week course include: Camp Jordan Arena in April, the Spring n Soil and water management Garden Tour in June and an exhibit at the n Mulch and fertilizers Hamilton County Fair in September. n Controlling pests and plant diseases Among the many on-going landscaping n Basic landscaping and garden partnerships undertaken by n Vegetable, flower and herb gardening MGHC are: Aquarium Butterfly & Hum- n Understanding native plants mingbird Garden; Bonny Oaks Arboretum; n Attracting wildlife Chattanooga Area Food Bank; Chattanooga n Beekeeping Zoo; McCoy Farm & Garden; Reflection Riding Arboretum & Nature Center; and ere are two class options: Monday Siskin Children’s Garden. evenings beginning Jan. 8, 6-9 p.m., and For more information about MGHC Tuesday mornings beginning Jan. 9, 9 a.m. activities, visit www.mghc.org. to noon. Classes meet for 15 consecutive Source: Master Gardeners of Hamilton County weeks (40 hours) ending with a graduation Photograph by David Laprad 28 | December 29, 2017 – January 4, 2018 Hamilton County Herald www.hamiltoncountyherald.com

RIVER CITY From page 27 Movie theater patrons are accustomed to paying through “Is that a bar?” I asked the girl the nose for drinks and pop- on the other side, who rolled corn, which have an 85 percent her eyes a little and then smiled profit margin, but might wince and said yes. at shelling out big bucks for a After telling the young lady sandwich. which showing I wanted to see, During the transaction, I a seating chart appeared on a looked at the nametag of the small monitor facing me. e young man behind the counter. girl could tell I was confused, so It said, she explained the layout of the “Watchmen.” When I asked screen and told me to choose a him why that was his favorite chair. She rolled her eyes again movie, he said he’d grown up when I instinctively tapped with the comics and his favor- “D15” and told me the screen ite band plays a song during the isn’t touch sensitive. I am sen- end credits. sitive, so I felt better when she “Nice,” I said. “If I worked said a lot of people make the here, ‘e Hustler’ would be same mistake. on my nametag.” His clueless After purchasing my ticket expression said it all: “You are and walking five feet to the per- old and I have never heard of son who would tear it in half that movie.” e Regal instant- (is there a more pointless cog ly became a little less cool. (But in the wheel of the movie going not by much.) process?), I noticed something After I’d placed my order, interesting on the employee’s the young man directed me to nametag. After her name was the left end of the bar, where the title of one of Sandra Bull- hot food is delivered. He also ock’s early hits: “Miss Conge- told me my wait would be niality.” about 20 minutes. I’d arrived I asked her why it was there early, so that was fine, but it – and she said “Miss Congeni- could be an issue for people ality” is her favorite movie. e who pre-purchase tickets, show Regal instantly became a little up a few minutes before show cooler. Listing your favorite time and then order off the movie on your nametag is a gourmet menu. nice touch that made me feel My meal actually emerged engaged on a deeper level. from the kitchen (yes – kitch- I didn’t ask her why “Miss en!) about ten minutes later, Congeniality” is her favorite boxed up and ready to carry to movie because, well, it’s “Miss the theater. I’ll admit my ex- Congeniality.” (I know I’m a pectations were low – I was ex- snob, but don’t judge me.) pecting puny chicken strips on Once inside the lobby, it was a tiny bun – so I was pleasantly time to acquire some in-house surprised when I picked up the cuisine. If you’re locked into box and it had some weight. the popcorn and soda routine, Finding your seat at the choosing something from the Regal is a breeze. ere are expanded menu can be over- large letters on the wall at the whelming. ends of each row and easy-to- Starters include mozzarella read numbers on the armrests. sticks, fiesta poppers and fried ere’s also plenty of walking green beans – to name a few. room between rows, so no one From there, you can order a Photograph by Dawn Laprad has to scrunch their legs as David Laprad, with popcorn in hand, prepares for his latest trip to a galaxy far, far away. chicken bacon ranch salad, a you’re walking by. double cheese pizza, Sriracha Getting comfortable is easy, movie play without a hitch? Arapahoe Crossing 16 is tiered, e extras will turn your time steak tacos, a Black Angus too. As I pressed the button on bacon cheeseburger and more. Or would I have to raise my creating the perfect line of site there into something a little the right armrest, which first recliner and stomp to the lobby from even a reclined position more special. It’s not your typical theater tilted my chair back and then fare. If you want a hotdog on to report an issue? to the screen. But I was still lifted the leg rest, I entered a Despite my apprehension, I able to comfortably see the a stale bun, I’m sure they’d new realm of movie Nirvana. felt the familiar thrill of antic- movie, which is why this a accommodate you, but why e only danger: becoming so ipation as the lights dimmed quibble and not a complaint. would you? comfortable, you doze off. and an ad began to play. (As In the end, I enjoyed It took a few minutes but Once settled in, I opened the a side note, I made my peace watching a movie at a the- I eventually settled on the box containing my sandwich. with theaters playing ads years ater that, like Christmas chicken bacon club because, My eyes widened. Instead of ago. Profit margins in the film dinner at my house, comes well, bacon, and I like chicken gazing at paltry fast food fare, exhibition business are slim with all the trimmings. strips. I dallied with the idea of I was looking at a thick bun and they help to keep theaters While the AMC 18 will ordering a slice of cheesecake stacked with meaty chicken in business.) still get the nod for until I pictured myself lounging strips, cheddar cheese and en, to my relief, I watched certain films so I in a recliner, watching a movie freshly cooked slices of bacon. the curtains open just enough can watch them and packing away the calories. It took a bit of work to bite into to match the film’s aspect ratio in IMAX, I’ve Some things should be done it, but when I did, I was reward- only in the privacy of home. as the familiar phrase, “A long added Regal ed with the satisfying crunch of time ago, in a galaxy far, far to my short Even more amusing was fresh lettuce and crisp chicken. the cost of my food versus my away” appeared on the screen. list of go-to While the strips weren’t as From there, I was transport- venues. drink. My sandwich and waffle good as one can get in a quality fries came in at a mere 10.99, ed back to my teenage days, Whether sit-down restaurant, they were when I discovered a passion you go to which is close to what one tasty enough and there were would pay at a restaurant. e that would remain within me the movies plenty of them. By the time I throughout the various chap- all the time or price tag on my small soda, was done with my meal, I was however, was $5.49. ters of my life. are an occasion- full! My only quibble about the al patron of the Clearly, Regal Entertainment So far, so good, but part of Group has put some thought Regal would be the lack of cinema, you owe it to me was still tense, even as I stadium seating. e AMC yourself to try the Regal. into its concessions pricing. sank into my chair. Would the