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Americans Spend Over Twice As Much Per Capita on Health Care Americans Spend Over Twice As Much Per Capita on Health Care Than the Average Developed Country

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Americans Spend Over Twice As Much Per Capita on Health Care Americans Spend Over Twice As Much Per Capita on Health Care Than the Average Developed Country Americans spend over twice as much per capita on health care Americans spend over twice as much per capita on health care than the average developed country. New Yorkers have a solution. than the average developed country. New Yorkers have a solution. Introducing S.4840 -The New York Health Act. Introducing S.4840 -The New York Health Act. Are You a Business Owner? Are You a NYS Resident and/or Employee? Year after year premiums are only increasing, often by double digits. This inability to With The New York Health Act, your health coverage will not be selected by or bound predict health care costs year-to-year presents risk to your business and makes it difficult to your employer. Many people haven’t seen a raise in pay in years. What would have been to grow. One unexpected illness or accident could sink your entire company. an increase for you, instead went to cover rising insurance costs within your company. Insurance in its current state is an outsized cost with a undersized return on investment. That’s a loss for everyone,...except insurance companies, of course. 98% OF ALL How Does it Work? 98% OF ALL How Does it Work? NEW YORKERS The New York Health Act covers all New Yorkers, including those currently on NEW YORKERS The New York Health Act covers all New Yorkers, including those currently on will see a significant Medicaid and Medicare, so current federal payments toward these programs will become will see a significant Medicaid and Medicare, so current federal payments toward these programs will become reduction in the cost part of the funding. Additonal funding will come from monthly payroll deductions, reduction in the cost part of the funding. Additonal funding will come from monthly payroll deductions, of their healthcare. instead of paying insurance premiums. Sample below.* of their healthcare. instead of paying insurance premiums. Sample below.* EMPLOYEE EMPLOYEE EMPLOYEER SELF- % OF EMPLOYEE EMPLOYEE EMPLOYEER SELF- % OF These payments will INCOME SHARE SHARE EMPLOYED TAXABLE INCOME These payments will INCOME SHARE SHARE EMPLOYED TAXABLE INCOME cover health care for < $25,000 $0 $0 $0 0% cover health care for < $25,000 $0 $0 $0 0% DEDUCTIONS DEDUCTIONS EVERYONE, with: , with: $50,000 $38 $150 $188 3.7% EVERYONE $50,000 $38 $150 $188 3.7% • NO deductibles! $75,000 $83 $333 $416 5.4% • NO deductibles! $75,000 $83 $333 $416 5.4% MONTHLY • NO copays! • NO copays! MONTHLY . $100,000 $133 $533 $666 6.6% . $100,000 $133 $533 $666 6.6% • EST • NO co-insurance! $200,000 $366 $1466 $1832 9.1% NO co-insurance! EST $200,000 $366 $1466 $1832 9.1% *There will be similar deductions based on idle income, such as capital gains, stock trades and dividends. Deductions would be $0 on income up *There will be similar deductions based on idle income, such as capital gains, stock trades and dividends. Deductions would be $0 on income up to $25,000, then 9% for taxable investment income over $25,000, and rising to 16% on any portion of investment income over $200,000 annually. to $25,000, then 9% for taxable investment income over $25,000, and rising to 16% on any portion of investment income over $200,000 annually. Watch it. www.FixItHealthcare.com Read it. www.nyhcampaign.org/business Watch it. www.FixItHealthcare.com Read it. www.nyhcampaign.org Americans spend over twice as much per capita on health care Americans spend over twice as much per capita on health care than the average developed country. New Yorkers have a solution. than the average developed country. New Yorkers have a solution. Introducing S.4840 -The New York Health Act. Introducing S.4840 -The New York Health Act. Are You a Physician? Are You a Homeowner? Physicians in the US spend one-sixth of their work hours on administration, including Just like businesses, local budgets are also overburdened by inflated healthcare costs. bill processing. It’s estimated that doctors waste $84,000 a year to deal with insurance When excess waste and spending is eliminated, you’ll start to see the savings in companies. You’re a medical professional. Spend your time with patients, not chasing unexpected places. City and School District taxes could drop by 20% in some areas, down payments from insurance companies. which will means you’ll likely be seeing a reduction in your property taxes. 98% OF ALL How Does it Work? 98% OF ALL How Does it Work? NEW YORKERS The New York Health Act covers all New Yorkers, including those currently on NEW YORKERS The New York Health Act covers all New Yorkers, including those currently on will see a significant Medicaid and Medicare, so current federal payments toward these programs will become will see a significant Medicaid and Medicare, so current federal payments toward these programs will become reduction in the cost part of the funding. Additonal funding will come from monthly payroll deductions, reduction in the cost part of the funding. Additonal funding will come from monthly payroll deductions, of their healthcare. instead of paying insurance premiums. Sample below.* of their healthcare. instead of paying insurance premiums. Sample below.* EMPLOYEE EMPLOYEE EMPLOYEER SELF- % OF EMPLOYEE EMPLOYEE EMPLOYEER SELF- % OF These payments will INCOME SHARE SHARE EMPLOYED TAXABLE INCOME These payments will INCOME SHARE SHARE EMPLOYED TAXABLE INCOME cover health care for < $25,000 $0 $0 $0 0% cover health care for < $25,000 $0 $0 $0 0% DEDUCTIONS DEDUCTIONS EVERYONE, with: , with: $50,000 $38 $150 $188 3.7% EVERYONE $50,000 $38 $150 $188 3.7% • NO deductibles! $75,000 $83 $333 $416 5.4% • NO deductibles! $75,000 $83 $333 $416 5.4% MONTHLY • NO copays! • NO copays! MONTHLY . $100,000 $133 $533 $666 6.6% . $100,000 $133 $533 $666 6.6% • EST • NO co-insurance! $200,000 $366 $1466 $1832 9.1% NO co-insurance! EST $200,000 $366 $1466 $1832 9.1% *There will be similar deductions based on idle income, such as capital gains, stock trades and dividends. Deductions would be $0 on income up *There will be similar deductions based on idle income, such as capital gains, stock trades and dividends. Deductions would be $0 on income up to $25,000, then 9% for taxable investment income over $25,000, and rising to 16% on any portion of investment income over $200,000 annually. to $25,000, then 9% for taxable investment income over $25,000, and rising to 16% on any portion of investment income over $200,000 annually. Watch it. www.FixItHealthcare.com Read it. www.nyhcampaign.org/business Watch it. www.FixItHealthcare.com Read it. www.nyhcampaign.org COMMITTE CHAIR VICE-CHAIR DEPUTY VICE-CHAIR RANKING MEMBER COMMITTE CHAIR VICE-CHAIR DEPUTY VICE-CHAIR RANKING MEMBER Kemp Hannon (R) David Valesky (IDC) Patty Ritchie (R) Gustavo Rivera (IDC) Simcha Felder (D*) Marty Golden (R) Kemp Hannon (R) David Valesky (IDC) Patty Ritchie (R) Gustavo Rivera (IDC) Simcha Felder (D*) Marty Golden (R) 6TH DISTRICT 53RD DISTRICT 48TH DISTRICT 33RD DISTRICT 17TH DISTRICT 22ND DISTRICT 6TH DISTRICT 53RD DISTRICT 48TH DISTRICT 33RD DISTRICT 17TH DISTRICT 22ND DISTRICT 595 Stewart Avenue 333 East Washington St. Dulles State Office Building 2432 Grand Concourse 1412 Avenue J 7408 5th Avenue 595 Stewart Avenue 333 East Washington St. Dulles State Office Building 2432 Grand Concourse 1412 Avenue J 7408 5th Avenue Suite 540 805 State Office Building Room 418 Suite 506 Suite 2E 1st Floor Suite 540 805 State Office Building Room 418 Suite 506 Suite 2E 1st Floor Garden City, NY 11530 Syracuse, NY 13202 Watertown, NY 13601 Bronx, NY 10458 Brooklyn, NY 11230 Brooklyn, NY 11209 Garden City, NY 11530 Syracuse, NY 13202 Watertown, NY 13601 Bronx, NY 10458 Brooklyn, NY 11230 Brooklyn, NY 11209 516.739.1700 315.478.8745 315.782.3418 718.933.2034 718.253.2015 718.238.6044 516.739.1700 315.478.8745 315.782.3418 718.933.2034 718.253.2015 718.238.6044 @SenMartyGolden @kemphannon @NYSenatorRivera @NYSenatorFelder @SenatorRitchie @SenDaveValesky @SenMartyGolden @kemphannon @NYSenatorRivera @NYSenatorFelder @SenatorRitchie @SenDaveValesky Health Committee Health Committee Brad Hoylman (D) Chris Jacobs (R) Todd Kaminsky (D) Bill Larkin, Jr. (R) Betty Little (R) Velmanette Montgomery (D) Brad Hoylman (D) Chris Jacobs (R) Todd Kaminsky (D) Bill Larkin, Jr. (R) Betty Little (R) Velmanette Montgomery (D) 27TH DISTRICT 60TH DISTRICT 9TH DISTRICT 39TH DISTRICT 45TH DISTRICT 25TH DISTRICT 27TH DISTRICT 60TH DISTRICT 9TH DISTRICT 39TH DISTRICT 45TH DISTRICT 25TH DISTRICT 322 Eigth Avenue 65 Court Street 55 Front Street 1093 Little Britain Road 5 Warren Street 30 Third Avenue 322 Eigth Avenue 65 Court Street 55 Front Street 1093 Little Britain Road 5 Warren Street 30 Third Avenue Suite 1700 Mahoney State Office Bldg, 213 Room 1 New Windsor, NY 12553 Suite 3 Suite 207 Suite 1700 Mahoney State Office Bldg, 213 Room 1 New Windsor, NY 12553 Suite 3 Suite 207 New York, NY 10001 Buffalo, NY 14202 Rockville Center, NY 11570 Glens Falls, NY 12801 Brooklyn, NY 11217 New York, NY 10001 Buffalo, NY 14202 Rockville Center, NY 11570 Glens Falls, NY 12801 Brooklyn, NY 11217 212.633.8052 716.854.8705 516.766-8383 845.567.1270 518.743.0968 718.643.6140 212.633.8052 716.854.8705 516.766-8383 845.567.1270 518.743.0968 718.643.6140 @bradhoylman @JacobsForSenate @toddkaminsky @SenatorLarkin @bettylittle #VelmanetteMontgomery @bradhoylman @JacobsForSenate @toddkaminsky @SenatorLarkin @bettylittle #VelmanetteMontgomery BILL SPONSORS BILL SPONSORS The New York Health Act The New York Health Act S.4840 has already passed S.4840 has already passed in the State Assembly in the State Assembly but is currently stuck in the but is currently stuck in the ork State Senate ork State Senate Terrence Murphy (R) Roxanne Persaud (D) James Seward (R) Toby Ann Stavisky (D) James Tedisco (R) Senate Health Committee.
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