MONTHLY ISSUE - APRIL - 2016 CurrVanik’s ent Affairs

Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU

Practice Set for RRB (Non-Tech) Vanik’s Page 200 Updated MCQs Practice Set for LIC-AAO 200 One Liners Practice Set for CGL-2016 40 MCQs on Computers 100 GK for SSC & Railway Vanik’s Knowledge Garden

Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s VANIK'S PAGE Banking Related Acts

1. Negotiable Instrument Act–1881 1. The Reserve Bank of (Amendment and Misc. 2. The Bankers’Books Evidence Act–1891 Provisions) Act–1953 3. The ReserveBank of India Act–1934 2. The Industrial Disputes (Banking Companies) Decision 4. The Industrial Finance Corporation of India Act–1948 Act–1955 5. The Banking Companies (Legal Practitioner Clients’ 3. The Act–1955 Accounts) Act–1949 4. The State Bank of India (Subsidiary Banks) Act-1959 6. The Industrial Disputes (Banking and Insurance 5. The Subsidiary Banks General Regulation–1959 Companies) Act–1949 6. The Deposit Insurance and Credit Guarantee 7. The Banking Regulation(Companies) Rules–1949 Corporation Act–1961 8. The Banking Regulation Act–1949 7. The National Bank for Agriculture and Rural 9. The State Financial Corporations Act–1951 Development Act–1981 10. The Reserve Bank of India (Amendment and Misc. 8. Chit Fund Act–1982 Provisions) Act–1953 9. Shipping Development Fund Committee (Abolition)Act– 11. The In dustrial Disputes (Banking Companies) Decision 1985 Act–1955 10. Sick Industrial Companies (Special Provisions)Act–1985 12. The State Bank of India Act–1955 11. The National Housing Bank Act–1987 13. The State Bank of India (Subsidiary Banks) Act-1959 12. The Special Court (trial of Offences relating to 14. The Subsidiary Banks General Regulation–1959 Transactions in Securities) Act–1992

15. The Deposit Insurance and Credit Guarantee 13. The Industrial Finance Corporation (Transfer of

Corporation Act–1961(DICGC) Undertakings and Repeal) Act–1993

16. The Banking Companies (Acquisition and Transfer of 14. Industrial Reconstruction Bank (Transfer of Undertaking

Undertakings) Act–1970 & Appeal) Act–1997

17. The Regional Rural Banks Act–1976 15. SIDBI General Regulations, 1990

18. The Banking Companies (Acquisition and Transfer of 16. Banking Regulation (Companies) Rules 1949

Undertakings) Act–1980 17. The Nationalised Banks (Management and Misc.

19. The Export-Import Bank of India Act–1981 Provisions)Scheme,1970

20. The National Bank for Agricultur e and Rural 18. NABARD General Regulations 1982 19. Banking Companies (Period of Preservation of Records) Development Act–1981 21. Chit Fund Act–1982 Rules, 1985

22. Sick Industrial Companies (Special Provisions)Act–1985 20. Banking Companies (Regulation)Rules,1985 21. NAB ARD Bonds Regulations — 1988 23. The National Housing Bank Act–1987 22. The Banking Ombudsman Scheme, 2006 24. SIDBI Act–1989 23. F actoring Act Rules, 2011 25. The Special Court (trial of Offences relating to 24. S ARFAESI (Central registry) Rules,2011 Transactions in Securities) Act–1992 25. Bank er’s Books Evidence Act, 1891 26. The Industrial Finance Corporation (Transfer of 26. Banking Regulation Act, 1949 Undertakings and Repeal) Act–1993 27. Banking Companies (Legal Practitioners’ Clients’ 27. Industrial Reconstruction Bank (Transfer of Undertaking Account) Act, 1949 & Appeal) Act–1997 28. Banking Regulation (Companies) Rules, 1949 28. The Securitisation and Reconstruction of Financial Assets 29. Banking Companies (Acquisition and Trans fer of and Enforcement of Security Interest Act –(SARFASI- Undertaking) Act, 1969 2002) 30. Debts Recovery Appellate Tribunal (Procedure) 29. Industrial Developmen t Bank (Transfer of Undertaking & Rules,1994 Repeal) Act–2003 31. F oreign Contribution (Regulation) Act, 1976 30. Credit Information Companies (Rules & Regulation) Act – 32. F oreign Exchange Management Act, 1999 2005 33. Indian Partnership Act, 1932 31. The Industrial Finance Corporation of India Act–1948 34. Indian Stamp Act, 1899 32. The Banking Companies (Legal Practitioner Clients’ 35. Indian Trusts Act, 1882 Accounts) Act–1949 36. Limit ation Act, 1963

33. The Industrial Disputes (Banking and Insurance 37. Recovery of Debts due to Banks and Financial

Companies) Act–1949 Institutions Act,1993

34. The State Financial Corporations Act–1951 38. Reserve Bank of India Act — 1934 MAGAZINE FOR THE MONTH OF APRIL - 2016

VANIK’S MAGAZINE FOR THE MONTH OF APRIL - 2016

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 1 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] Message from Director

Vanik Publications

EDITOR Dear Students, Mr. Pramod Padhi April is the begining of new financial year in Indian Economy. A lot of ASSOCIATE EDITORS Satabdi Sagar Mohanty hope & expectation get manifestation in the Budget & Railway Budget Presented Samarendra Narayan Sahoo by the govt. Like the previous years the ministers this year have tried to make it a ADVISORS G. Khatua budget for “Aam Admi” to maintain its popularity while ensuring stability in the B. R. Das PUBLISHING MANAGER Indian Economy. This month magazine has covered these two events in a more Smrutiranjan Chhatoi ditailed manner alongwith the regular features. Hope you will get the benefit. DESIGNING & LAYOUT Wishing you all the best for your comming series of examinations and Vijaya Moharana personality tests. Publisher : Subrat Kumar Chhatoi Printed and Published by : Vanik Publication Printed at : Bhagabati Press

Best of Luck Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 Subrat Kumar Chhatoi ______© Copyright Reserved  No part of this magazine can be printed in whole or part without the written permission of the publisher.  The editor and publisher have tried their best to verify the factual accuracy of the informations published, but do not take any  responsibility for the absolute accuracy of the informations in the magazine. All disputes subject to Bhubaneswar (Odisha) Jurisdiction. CONTENTS

Topics Page No Events of the Month 4  International news 13  National news 15  Bilateral 18  Economy and Banking 20  Award and Honour 23  Book and Author 25  Person in news 26  Places in news 27  Sports 28  Science and Technology 30  Environment and Ecology 31  Defence 32  Recent Summit in News 33  Committee and its Function 34  Date and Observation 34  International and National institution 35  State news 36  Recent government devlopement and scheme 39

 200 MCQ current affairs 41  40 MCQ of Computer 52

 Abbreviation 54  Descriptive English 55  Word of the Month 56  Banking Terminology 57

 Miscellaneous G.K. for SSC and Railway 59  Practice Set : RRB (Non-Tech) Set-1 63 LIC-AAO 68  Previous year question for CGL 79

 Who’s Who? 97  One Liner 101 MAGAZINE FOR THE MONTH OF APRIL - 2016 EVENTS OF THE MONTH

Tax NION BUDGET 2016-17  Infrastructure and agriculture cess to be levied. U  Excise duty raised from 10 to 15 per cent on tobacco Union Finance Minister, on 29 February 2016 products other than beedis presented Union Budget 2016-17 in the . This was  1 per cent service charge on purchase of luxury the second full year Budget of the NDA government and the cars over Rs. 10 lakh and in-cash purchase of goods third budget of Jaitley.The finance minster announced nine and services over Rs. 2 lakh. pillars of the budget and they are Agriculture and farmers’  SUVs, Luxury cars to be more expensive. 4% high welfare, rural sector, social sector including healthcare, capacity tax for SUVs. education, skills and job creation, infrastructure, financial  Companies with revenue less than Rs 5 crore to be sector reforms, ease of doing business, fiscal discipline, tax taxed at 29% plus surcharge reforms to reduce compliance burden.  Limited tax compliance window from Jun 1 - Sep 30 for declaring undisclosed income at 45% ROAD MAP & PRIORITIES incl.surcharge and penalties 1. ‘Transform India’ to have a significant impact on  Excise 1 per cent imposed on articles of jewellery, economy and lives of people. excluding silver. 2. Government to focus on –  0.5 per cent Krishi Kalyan Cess to be levied on all a. ensuring macro-economic stability and prudent services. fiscal management.  Pollution cess of 1 per cent on small petrol, LPG and b. boosting on domestic demand CNG cars; 2.5 per cent on diesel cars of certain c. continuing with the pace of economic reforms specifications; 4 per cent on higher-end models. and policy initiatives to change the lives of our  Dividend in excess of Rs. 10 lakh per annum to be 3. Focus on enhancing expenditure in priority areas taxed at additional 10 per cent. of - farm and rural sector, social sector, infrastructure Personal Finance sector employment generation and recapitalisation  No changes have been made to existing income tax of the banks. slabs 4. Focus on Vulnerable sections through:  Rs 1,000 crore allocated for new EPF (Employees’ a. Pradhan Mantri Fasal Bima Yojana Provident Fund) scheme b. New health insurance scheme to protect against  Govt. will pay EPF contribution of 8.33% for all new hospitalisation expenditure employees for first three years c. Facility of cooking gas connection for BPL  Deduction for rent paid will be raised from Rs 20,000 families to Rs 60,000 to benefit those living in rented houses. 5. Continue with the ongoing reform programme and  Additional exemption of Rs. 50,000 for housing loans ensure passage of the Goods and Service Tax bill up to Rs. 35 lakh, provided cost of house is not and Insolvency and Bankruptcy law above Rs. 50 lakh. 6. Undertake important reforms by:  Service tax exempted for housing construction of a. giving a statutory backing to AADHAR platform houses less than 60 sq. M to ensure benefits reach the deserving.  15 per cent surcharge on income above Rs. 1 crore b. freeing the transport sector from constraints Social and restrictions  Rs. 38,500 crore for Mahtma Gandhi MGNREGA for c. incentivising gas discovery and exploration by 2016-17 providing calibrated marketing freedom  Swacch Bharat Abhiyan allocated Rs.9,500 crores. d. enactment of a comprehensive law to deal with  Hub to support SC/ST entrepreneurs resolution of financial firms  Government is launching a new initiative to provide e. provide legal framework for dispute resolution cooking gas to BPL families with state support. and re-negotiations in PPP projects and public  LPG connections to be provided under the name of f. undertake important banking sector reforms and women members of family: Rs 2000 crore allocated public listing of general insurance companies for 5 years for BPL families. utility contracts undertake significant changes  2.87 lakh crore grants to gram panchayats and in FDI policy. municipalities - a quantum jump of 228%.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 4 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

 300 urban clusters to be set up under Shyama Prasad  Rs. 55,000 crore for roads and highways. Total Mukherji Rurban Mission allocation for road construction, including PMGSY,  Four schemes for animal welfare. - Rs 97,000 crore Health  India’s highest-ever production of motor vehicles  2.2 lakh renal patients added every year in India. was recorded in 2015 Basic dialysis equipment gets some relief.  Total outlay for infrastructure in Budget 2016 now  A new health protection scheme for health cover stands at Rs. 2,21,246 crore upto 1 lakh per family.  New greenfield ports to be developed on east and  National Dialysis Service Prog with funds thru PPP west coasts mode to provide dialysis at all district hospitals.  Revival of underserved airports. Centre to Partner  Senior citizens will get additional healthcare cover with States to revive small airports for regional of Rs 30,000 under the new scheme connectivity  PM Jan Aushadhi Yojana to be strengthened, 300  100 per cent FDI in marketing of food products generic drug store to be opened produced and marketed in India Education  Dept. of Disinvestment to be renamed as Dept. of  Scheme to get Rs.500 cr for promoting Investment and Public Asset Management entrepreneurship among SC/ST  Govt will amend Motor Vehicle Act in passenger  10 public and 10 private educational institutions to vehicle segment to allow innovation. be made world-class.  MAT will be applicable for startups that qualify for  Digital repository for all school leaving certificates 100 per cent tax exemption and diplomas. Rs. 1,000 crore for higher education  Direct tax proposals result in revenue loss of Rs.1060 financing. crore, indirect tax proposals result in gain of  Rs. 1,700 crore for 1500 multi-skill development Rs.20,670 crore centres. Agriculture  62 new navodaya vidyalayas to provide quality  Total allocation for agriculture and farmer welfare at education Rs 35984 crores  Digital literacy scheme to be launched to cover 6  28.5 lakh heactares of land wil be brought under crore additional rural households irrigation.  Entrepreneurship training to be provided across  5 lakh acres to be brought under organic farming schools, colleges and massive online courses. over a three year period  Objective to skill 1 crore youth in the next 3 years  Rs 60,000 crore for recharging of ground water under the PM Kaushal Vikas Yojna-FM Jaitley recharging as there is urgent need to focus on  National Skill Development Mission has imparted drought hit areas cluster development for water training to 76 lakh youth. 1500 Multi-skill training conservation. institutes to be set up.  Dedicated irrigation fund in NABARD of Rs.20.000 Energy cr  Rs. 3000 crore earmarked for nuclear power  Nominal premium and highest ever compensation generation in case of crop loss under the PM Fasal Bima Yojna.  Govt drawing comprehensive plan to be Banking implemented in next 15-20 years for exploiting  Banks get a big boost: Rs 25,000 crore towards nuclear energy recapitalisation of public sector banks. Jaitley says:  Govt to provide incentive for deepwater gas  Banking Board Bureau will be operationalised, we exploration stand solidly behind public sector banks.  Deepwater gas new disc to get calibrated market  Target of disbursement under MUDRA increased freedom, pre-determined ceiling price based on to 1,80,000 crore landed price of alternate fuels.  Process of transfer of government stake in IDBI Investments and infrastructure Bank below 50% started  Rs. 27,000 crore to be spent on roadways  General Insurance companies will be listed in the  65 eligible habitats to be connected via 2.23 lakh stock exchange kms of road. Current construction pace is 100 kms/  Govt to increase ATMs, micro-ATMs in post offices day in next three years  Shops to be given option to remain open all seven days in a week across markets.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 5 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

 Humsafar – Fully air-conditioned third AC RAIL BUDGET 2016-17 service with an optional service for meals.  Tejas – Will showcase the future of train travel in The Railway Budget for 2016-17 spared passengers and India by operating at speeds of 130 kmph and above, goods movement from any increase in tariffs while it it will offer onboard services such announced introduction of three new superfast trains and as entertainment, local cuisine,Wi-Fi, etc. creation of dedicated north-south, east-west and east coast  UDAY – Utkrisht DoubleDecker Air-conditioned freight corridors by 2019. Yatri (UDAY) Express on the busiest routes, Here are the complete Highlights of Railway Budget: expected to increase carrying capacity by almost  Slogan for all – “Sabka saath sabka vikas” 40%.  3R’s of Budget – Restructure, Reorganize and SMART Coaches: Rejuvenate  New SMART (Specially Modified Aesthetic  Capital expenditure – Rs 1, 21,000 crore Refreshing Travel) coaches would cater to emerging  Expected Operating Ratio – 92% needs of customers and also ensure lower unit cost  Expected Revenues – Rs 1,84,820 cr next year of operations due to higher carrying capacity.  Budgetary support from Govt – Rs 40,000 crore Ticketing facilities:  Saving from last year’s estimates – Rs 8,720 crore Plan to introduce bar-coded tickets on pilot basis to tackle  Innovation grants to start-ups – Rs 50 crore menace of ticketless travel.  Head of innovative council of – Ticket vending machines – Initiating sale of platform tickets through ticket vending machines which would be made  Insurance company agreed to fund Rs 1.5 lakh – compatible with cash and credit/debit cards LIC  Intend sale of tickets through hand-held terminals  Expenditure on Modernization of railway for short-distance travellers. infrastructure in 5 years – Rs 8.5 lakh crore  Introduced 1,780 automatic ticket vending  Elimination of unmanned level crossing – By 2020 machines.  Proposed freight corridors – Delhi-,  E-ticketing facility – Railways will open the e- Kharagpur-Mumbai, Kharagpur-Vijayawada ticketing facility to foreign debit/credit cards for  Location of India’s first rail auto hub – Chennai foreign tourists and NRIs.  New name for coolies – Sahayaks (will be trained in  Enhanced capacity of e-ticketing system from 2000 soft skills) tickets/min to 7,200/min.  North East India states to be connected through  E-booking ticket facility on the concessional passes broad gauge – Mizoram & Manipur available to journalists.  Cabinet approval for joint ventures with state  Facility of cancellation of tickets govts – 6 MoUs signed with state govts through 139 telephone line.  Sub-quota for women in each of the reserved Improving customer interface: categories in catering – 33%  FM Radio stations for providing train borne  Increase in seat quota for senior citizens – 50% entertainment by installing PA systems in trains.  Number of bio toilets & additional toilets in 475  GPS based digital displays inside coaches to stations – 17,000 provide real time information regarding upcoming  Publishing of magazine in all regional languages – halts. Rail Bandhu  Wireless enabled ”Rakshak” devices to intimate  Initiation of WiFi services – 100 stations this year gangmen about approaching train.  Commissioning of new tracks – 2800 km  Drones to be used for remote monitoring of ongoing  Electrification – 1,600 km in this year and 2,000 km projects. proposed for the next year.  2,500 water vending machines at railway stations For Unreserved Passenger: have been provided.  – A long-distance, fully Swachh Rail: unreserved, superfast train service to be operated  Clean my Coach Service – A passenger can request on dense routes. cleaning of his/her coach/toilets on demand  Two to four Deen Dayalu coaches will be through SMS. introduced in some long distance trains for  Installation of additional 30,000 bio-toilets in the unreserved travel to enhance our carrying capacity next financial year. for the masses. IRCTC services & food availability: For the reserved passenger – Humsafar, Tejas and UDAY:

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 6 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

 IRCTC will extending e-catering services from What does Einstein say about gravity? existing 45 large stations to all 408 ‘A-1’ and ‘A’ While Sir Isaac Newton visualised gravitational force as a class stations. pulling force between objects, Albert Einstein opined it to be  Local cuisine of choice will be made available to a pushing force due to the curvature of four dimensional passengers. spacetime fabric. The curvature of spacetime stems from the  Railwats will look at pilot availability of children’s dent heavy objects produce on spacetime fabric, which can menu items on trains. be compared to the dent one could see on a plastic sheet  Baby foods, hot milk and hot water would be made when a massive ball is placed. available on stations andchanging boards for Why is the study of gravitational waves important? babies would be provided in train toilets. Discovery of gravitational waves would represent a scientific Rail Mitra Sewa & Accessible India: landmark, opening the door to an entirely new way to observe  Expanding of Sarathi Seva in to the cosmos and unlock secrets about the early universe and help the old and disabled passengers requiring mysterious objects like black holes and neutron stars. assistance at stations.  To provide at least one Divyang friendly toilet at each platform in A1 class stations. TRAI RULES IN FAVOUR OF NET  To ensure availability of wheelchairs in sufficient numbers at A1 class stations. NEUTRALITY  Battery operated cars and paid porters services for Putting an end to the controversy over differential pricing specially able people. on the Internet, the Telecom Regulatory Authority of India (Trai) on Monday ruled that differential pricing for data RAVITATIONAL WAVE : A WAVE services will not be allowed in the country. G “No service provider shall offer or charge discriminatory tariffs for data services on the basis of content,” the telecom OF AWE AND OPPORTUNITY regulator said in its Prohibition of Discriminatory Tariffs for Data Services Regulations, which will come into effect After four months of analysis, a consortium of scientists— immediately. including from India — confirmed recently that they had detected a signal from space from 1.3 billion years ago. The Differential pricing means charging of different tariffs by a signal, which travelled as a gravitational wave was from the service provider for data services based on the content accessed, transmitted or received by the consumer. fusion of two black holes into a single one — the first time Key take-away from TRAI’s order ever that such a phenomenon was observed — and registered 1. TRAI has ruled that no service provider shall offer as a “çhirp’’ at two highly sensitive detectors, called the or allow discriminatory pricing for data services Laser Interferometer Gravitational Wave Observatory (LIGO) located in Washington and Louisiana. based on content. Gravitational waves are the last, unobserved prediction from 2. It has ruled against any arrangement or agreement between any service provider or any person that Albert Einstein’s iconic general relativity equations that were adheres to differential pricing for data services. developed 100 years ago. These equations are the reason 3. TRAI has allowed for special reduction of tariff for space and time — in the eyes of contemporary science — accessing or providing emergency services during are seen as malleable shape-shifting entities rather than fixed and eternal, as our senses suggest to us. Black holes, which times of public emergency. The authority has asked result when stars die, can collide with each other and for the same to be reported within seven working days. sometimes birth new universes. These collisions are so 4. The telecom regulator has ruled that if a service violent that they can distort space and time around it, just as provider is found violating the regulation, there will dropping a heavy ball on a tarpaulin sheet can massively be a penalty of Rs 50,000 for each day of wrinkle it. These wrinkles propagate, as gravitational waves through space-time but are extremely hard to detect. contravention, subject to a maximum of Rs 50 Lakhs. What are gravitational waves? 5. The TRAI has argued against differential pricing of Gravitational waves are small ripples in space-time that are data services benefitting users. It states, “Allowing service providers to define the nature of access believed to travel across the universe at the speed of light. would be equivalent of letting TSPs shape the users’ They are like tiny waves on a lake — from far away, the lake’s surface looks glassy smooth; only up very close can the internet experience.” details of the surface be seen. They were predicted to exist 6. TRAI has clearly backed Net Neutrality by referring by Albert Einstein in 1916 as a consequence of his General to ISP License agreement which reads, “The subscriber shall have unrestricted access to all the Theory of Relativity.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 7 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

content available on Internet except for such What is the flip side of such a platform? Other people who content which is restricted by the Licensor/ want to have the full Internet could still access it, so why is designated authority under Law.” Facebook’s Free Basics harmful? 7. TRAI has also exempted intranets or closed TRAI has correctly pointed out that the tariff principle at communication networks from this regulation, but play is whether we can have differential pricing of data based has added a caveat saying if a closed network is on the content we see. If we accept this principle, what then used for the purpose of evading these regulations prevents telcos from charging various websites and Internet then the prohibition will definitely apply. services for accessing their subscribers? Accepting that one 8. TRAI has stated that it may review the regulation form of price discrimination is okay opens the door to all after two years. other forms of discrimination as well. In a nutshell, TRAI has ruled against differential pricing in This is where Net Neutrality comes in. The most important order to keep the internet open and non-discriminatory for characteristic of the Internet is whether it is the richest users. TRAINS ruling aims to delink content and corporation in the world or an individual writing a blog, both discriminatory pricing as some zero-rating platforms had are treated identically on the Internet. If the blogger had to proposed. negotiate with the Internet service providers (ISPs) — in What makes this “victory” even more surprising was the today’s world the telcos — to reach the telco subscribers, complete asymmetry of the two sides involved. On one side she would have to negotiate with thousands of such ISPs. was Facebook, a company whose market cap is greater than Telcos would then be the gatekeepers of the Internet. Only the GDPs of 144 countries, allied with a bunch of big telecom the biggest corporations could then survive on the Net. This companies (telcos). They had already “won” easy victories is how the cable TV model works; for their channels to be for their platform in a number of countries, and felt India carried, the TV channels have to negotiate with all the would be no exception. They had an ad campaign that platforms such as Dish TV, Tata Sky, etc. If we accept that estimates put at Rs.400 crore. On the other side was a motley telcos can act as gatekeepers, we would then lose what has group of free software and Internet activists, with unlikely given the Internet its unique power, the ability for us not allies such as comedy group AIB, a bunch of start-ups, and only to be consumers but also creators of content. some political figures and formations. In its nascent phase, the big telco monopolies tried to levy a The argument that Facebook was using appeared simple. “tax” on all Internet content providers. The Internet Why should anybody deny the poor getting some access to companies were then the new kids on the block. They and the Internet — even if this was limited? Isn’t something better the Internet user community fought back such attempts. This than nothing? Mark Zuckerberg not only wrote articles was the first net neutrality war, and it established the principle terming his opponents “Net Neutrality fundamentalists”, but of non-discrimination on the Internet between different types also appeared in advertorials in the electronic media to push of content or sites. Free Basics. Some commentators wrote plugs for Facebook The scenario has changed dramatically today. We have the in the guise of opinion pieces, all more or less posing different emergence of powerful Internet monopolies that are much variations of the broad theme that Zuckerberg’s heart beats bigger than the telcos. Not surprisingly, these companies for the Indian poor. now see the virtues of monopoly. They would like to combine First is, of course, the energy and the creativity of the groups with telcos to create monopolies for their platforms, ensuring fighting Free Basics. They not only ran an innovative and that they control the future of the Internet and freeze their creative campaign, but were also able to bring tech activists competition out. on to the streets. What surprised even them was the Today, we have nearly a billion websites on the Internet and response of the people. 3.5 billion users. This means that nearly one out of three Facebook and their ad agencies completely underestimated users is both a content provider as well as content consumer. the Indian public. Even if all of them do not use the Internet, What the Internet monopolies want is that we should be they understand the difference between having access to passive consumers of their content, or at best generate the full Internet, with nearly a billion websites, and the so- captive content only for their platforms. This is why they called Free Basics platform that provides Facebook and a have joined hands with telcos to offer various forms of zero- few other sites. They are sophisticated enough to know that rating services. Free Basics would not offer them any of the things they really want to access. No search, no email, no access to various services; no pictures or video clips for entertainment either. No access to the rich diversity of views and material on the Internet. Only a sterile walled garden where, at best, you can see what your friends are doing. A level playing field

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 Letters of Exchange on Rail Transport - the areas NDIA-NEPAL RELATION include I i. Rail transport to/from Vishakhapatnam ii. Rail transit facility through Singhabad for Nepal’s STRENGTHENED BY OLI VISITE Trade with and through Bangladesh This Exchange of Letters would allow for rail TO INDIA transport to and from Vishakhapatnam to Nepal. This Exchange of Letters would help operationalise India and Nepal signed nine agreements, following the rail transit facility through Singabad in India for delegation-level talks led by Prime Minister Narendra Modi Nepal’s trade with and through Bangladesh. and his Nepalese counterpart KP Sharma Oli, bringing back  Inauguration of Muzaffarpur-Dhalkebar the old warmth in their relations. The agreements covered transmission line [Initial supply of 80 MW, to be utilisation of Indian grant of 250 million US dollars to Nepal augmented to 200 MW by October 2016 and 600 for post-earthquake reconstruction and another on MW by December 2017] - The Nepal portion of the improving of roads in Terai region. These agreements were 400 KV Muzaffarpur-Dhalkebar transmission line is signed during the state visit of Prime Minister of Nepal KP being implemented by Government of Nepal, under Sharma Oli to India. Oli is on a five day visit to India (19-24 an LoC of 13.5 million US dollar. 80 MW power February 2016), which was his first foreign visit after would flow immediately through this line, with an assuming office in October 2015. initial charge of 132 KV. Thereafter, it will be The signed agreements/MoUs were augmented to 200 MW in October 2016 at 220 KV,  MoU on utilization of 250 US dollars million Grant and then to 600 MW by December 2017 at 400 KV. component of India’s Assistance package for Post-  Establishment of Eminent Persons Group - At the earthquake reconstruction assistance – the grant third meeting of the India–Nepal Joint Commission will be ustilised in four identified sectors and they held at Kathmandu in July 2014, it was decided to are housing, health, education and cultural heritage. establish an Eminent Persons Group (EPG). The EPG i. In housing, 100 million US dollars would be comprises eight members with each country utilised for construction of 50000 houses in 14 nominating four members, preferably a severely earthquake affected districts. parliamentarian, a lawyer, an economist and a civil ii. 50 million US dollars each would be utilised in society activist. The EPG has now been constituted. health, education and cultural heritage sectors Its mandate would be to comprehensively review in 31 earthquake affected districts of Nepal. bilateral relations and recommend measures  MoU on strengthening of road infrastructure in the including institutional frameworks to further Terai area of Nepal - This MoU will enable speedy enhance bilateral ties. implementation of remaining work on 17 Roads in Package 2, 3, 4, 5 and 6 of the Terai Road Phase-I project, totaling 518 kms. Two roads in Package 1 ABU DHABI CALLING totaling 87 kms have already been completed. Nine agreements were exchanged between India and the UAE,  MoU between Nepal Academy of Music and Drama including on cyber security and infrastructure investment, and Sangeet Natak Academy - This MoU aims to as the two sides agreed to further boost bilateral ties on enhance relations between India and Nepal in the three-day visit of Sheikh Mohamed bin Zayed Al Nahyan, field of performing arts through exchanges of Crown Prince of Abu Dhabi and Deputy Commander of the experts, exponents, dancers, scholars and UAE Armed Forces.Apart from cyber security and intellectuals. infrastructure investment, the other agreements are for  Letters of Exchange on Transit Routes - the routes cooperation in the areas of renewable energy, space include exploration, insurance, culture, skill development, trade and i. Transit between Nepal and Bangladesh through business, and currency swap arrangement, according to the Kakarbitta-Banglabandh corridor ministry of external affairs. ii. Operationalization of Vishakhapatnam Port The United Arab Emirates (UAE) have turned into India’s This Exchange of Letters between India and Nepal gateway to West , focusing ’s attention on an would result in simplification of modalities for traffic important region long neglected by Indian foreign policy, of goods between Nepal and Bangladesh while which now appears to be acquiring the geoeconomic and transiting through India, through the Kakarbhitta strategic priority it deserves. Abu Dhabi’s Crown Prince (Nepal) and Banglabandha (Bangladesh) corridor. Sheikh Mohamed bin Zayed Al Nahyan’s visit last week built This Exchange of Letters would provide for transit on the achievements of Prime Minister Narendra Modi’s trip facilities for Nepal through the Vishakhapatnam port.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 9 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016 to the UAE last August — the first by an Indian PM in over seen 10,28,671 enrolments under 382 active job roles out of three decades, which had demonstrated India’s break from which 70% have already completed their trainings. the past and recognition of the changed dynamics of the The scheme has been implemented across all 29 states and 6 Middle East. The region’s altered security and politico- union territories of the country, and covered 596 districts economic reality, not least because of threats like the Islamic and 531 constituencies. It addresses the requirement for skill State (IS) or the falling price of oil, necessitates new development across 29 sectors in which around 566 job roles partnerships. have been identified for courses in which the youth can Although bilateral trade fell from its $73 billion peak in 2013 enrol and can get trained.These courses help in making them to $59bn in 2014-15, the UAE — which accounts for about 9 more employable with hands on experience on skills that will per cent of India’s crude imports — remains India’s third- make them more employable and also more efficient in their largest trading partner and second-largest export destination, work.Appreciating the achievement of reaching the 10 lakh and has pledged to invest $75bn in India. Its $800bn mark Minister for Skill Development and Entrepreneurship, sovereign wealth fund is a large resource pool from which Shri Rajiv Pratap Rudy has said that he is elated at the investments can be made in infrastructure development in response that Pradhan Mantri Kaushal VikasYojana India — progress on these lines can be seen in Abu Dhabi’s (PMKVY), the world’s largest skill development scheme, has interest in Indian highway projects. The joint production of got.10 lakh is good number and he is happy to see how our defence equipment under the Make in India programme is ecosystem has come together to galvanise our country’s another important area of focus. Mohamed bin Zayed’s visit youth towards our Prime Minister’s vision of a Skilled India. also saw agreements, among other things, on cyberspace He said, this achievement will encourage more youth to join and cybercrime cooperation, space research, as well as the Skill India Mission and PMKVY is here to support those collaboration on renewable energy. The MoU on currency who have financial limitations to hone a skill of their choice. swap between the RBI and Central Bank of UAE should ease The Minister said, he is certain that the scheme will open bilateral financial transactions.A significant aspect of bilateral doors to a new life for many. ties today is the closer convergence on security and counter- The states which reflect maximum enrolments under PMKVY terrorism. Notwithstanding a security agreement in place since are Uttar Pradesh, Tamil Nadu, Madhya Pradesh, 2011, progress on counter-terror and maritime security had and Andhra Pradesh while the sectors which saw maximum been slow. But with the rise of the IS, the UAE took a strong enrolments are Logistics (135615), Agriculture (90489), stand against terror — and has, till date, deported about a Electronics (82903), Beauty and Wellness (72316), Retail dozen Indian citizens suspected of IS links. While enhanced (65901) and Automotive (61846).The Ministry of Skill security cooperation also ties in partly with the affairs of Development with the help of NSDC and the local training India’s 2.6 million large diaspora in the UAE, their problems partners, and support from state governments, MPs and had traditionally not received attention in Delhi. India’s six MLAs conducted 410 Kaushal Vikas Shivirs across the million workers in the Gulf contribute $50bn in annual country, to educate and encourage the youth to avail the remittances, but their work and living conditions need urgent scheme.Most of these shivirs also had Classrooms cum labs redress. The PM had directly reached out to this community set up within the venue to enable visitors to witness the on his trip. Now, closer all-round bilateral cooperation should format of the training.Pradhan Mantri Kaushal VikasYojana help address their concerns. aims to offer 24 lakh Indian youth meaningful, industry relevant, skill based training. Under this scheme, the trainees will be offered a financial reward and a government certification on successful completion of training and assessment, which will help them in securing a job for a PMKVYCOMPLETES 10 better future.The Union Cabinet had approved India’s largest skill certification and monetary reward scheme, Pradhan LAKH ENROLLMENTS UNDER Mantri Kaushal VikasYojana (PMKVY), on 20 March 2014. The scheme was launched by Prime Minister Shri Narendra Modi on 15 July 2015, on the occasion of World Youth Skills SKILL INDIA Day. Pradhan Mantri Kaushal VikasYojana (PMKVY), the flagship of Ministry of Skill Development and Entrepreneurship has RUPEE AMONG BEST OF ASIAN completed 10 lakh enrolments under the scheme. The scheme has been implemented by National Skill Development Corporation (NSDC) through a network of 1012 training CURRENCIES IN 2015 partners affiliated to the scheme.Till now, the scheme has Rupee turned out to be one of the best performers in 2015 among all Asian and BRICS currencies, excluding yen.The

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 10 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016 currency’s depreciation of about five per cent against the The Reserve Bank of India kept policy rates unchanged dollar was less than the losses of most of its other Asian awaiting further data on inflation and on the government’s peers. The Indian rupee fared better in 2014, when it weakened fiscal stance in the upcoming Budget, while indicating that by only two per cent.The Indian rupee was caught between its accommodative policy stance will continue. RBI Governor the leviathans like the U.S. dollar and China’s yuan appears to have put the onus on the Central devaluation and the erosion of rupee against the dollar government, saying that “Structural reforms in the continued relentlessly in 2015.However, the rupee fared much forthcoming Union Budget that boost growth while better despite a pullout by foreign funds from the emerging controlling spending will create more space for monetary markets, including India, as an interest rate hike was expected policy to support growth, while also ensuring that inflation from the U.S. Federal Reserve. remains on the projected path of 5 per cent” by the end of The currency was stable when the U.S. raised the benchmark 2016-17. interest rate and has actually strengthened against the dollar KEY Features since then.Its Asian counterparts like the Indonesian rupiah  To keep the policy Repo rate under the Liquidity weakened by 11.30 per cent and the Thai baht depreciated Adjustment Facility (LAF) unchanged at 6.75 per 9.5 per cent against the dollar. Only the Chinese currency cent. fared marginally better, losing only 4.6 per cent.  To keep the Cash Reserve Ratio (CRR) of scheduled Among the BRICS nations also the Indian currency fared banks unchanged at 4 per cent of Net Demand and well. The Brazilian Real depreciated 49 per cent against the Time Liability (NDTL). US dollar while the South African Rand declined 34.75 per  To continue to provide liquidity under overnight cent.The Indian currency, which tumbled 12.4 per cent in repos at 0.25 per cent of bank wise NDTL at the 2013, started recovering in 2014.Experts attribute the relative LAF repo rate and liquidity under 14 – day term stability of the rupee to the improved macro-economic repos as well as longer term repos of up to 0.75 per conditions.This has resulted from the RBI recouping foreign cent of NDTL of the banking system through exchange reserves from the day Raghuram Rajan took over auctions. as governor of the central bank.  To continue with daily variable rate repos and The country’s foreign exchange reserves rose by more than reverse repos to smooth liquidity $75 billion since the currency crisis of 2013. From about $274.8  Consequently, the reverse repo rate under the LAF billion in early September 2013, foreign exchange reserves will remain unchanged at 5.75 per cent, and the rose to $351 billion as on 25 December, 2015.In the two and marginal standing facility (MSF) rate and the Bank half year since the currency crisis, the twin deficits – fiscal Rate at 7.75 per cent. and current account - have narrowed. In 2013-14, the fiscal  The RBI had slashed the policy Repo by 125 basis deficit was 4.5 per cent of the GDP, which is now seen at 3.9 points in 2015. per cent for 2015-16.  This was 6th and final monetary policy for the Similarly, the current account deficit in the first quarter of current fiscal. 2013-14 zoomed to a record high of 4.9 per cent of the GDP. The Reserve Bank Governor, Raghuram Ranjan hinted at CAD has since narrowed to 1.6 per cent of GDP during the accommodative stance, saying with inflation moving closer July-September quarter of the current financial year and is to the target there would be more room for rate cut to support expected to be 1 per cent of GDP in 2015-16, mainly due to growth. soft crude oil prices.Going into 2016, the rupee might gain Structural reforms in the forthcoming Union Budget that boost initially, but is likely to weaken as the year progresses. growth while controlling spending will create more space for From the technical standpoint, we expect the rupee to monetary policy to support growth, while also ensuring that strengthen towards 65- 64.50 in the early part of 2016.But inflation remains on the projected path of 5 per cent by the later we expect the rupee to depreciate up to 69 levels as we end of 2016- 17. progress in 2016. The rupee ended 2015 at 66.15 a dollar. Inflation has evolved closely along the trajectory set by the monetary policy stance. With unfavourable base effects on the ebb and benign prices of fruits vegetables and crude oil, SIXTH BI-MONTHLY MONETARY the January 2016 target of 6 percent should be met. The RBI Governor said the Indian economy is being viewed POLICY REVIEW as a beacon of stability because of the steady disinflation, a modest current deficit and commitment to fiscal rectitude. On the basis of an assessment of the current and evolving macro- economic situation, the Reserve Bank of India (RBI) on February, 2 maintained status quo on key interest rates in its 6th bi-monthly monetary policy review.

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 The notification has also laid down the reporting NEW RULE OF CBDT TO norms for cash payment of Rs. 10 lakh or more in a financial year for purchase of bank drafts or pre- paid instrument issued by RBI. CONTROL BLACK MONEY  Cash deposits or withdrawals aggregating to Rs50 In order to check the generation of black money, the Central lakh or more in a financial year in one or more current Board of Direct Taxes (CBDT) account of a person will have to be reported by the has recently notified new rules under which cash receipts bank to the I- T authorities. and high value transactions by individuals beyond a certain  A company will be required to report receipt of Rs. threshold will have to be reported by banks and companies 10 lakh or more from a person in a financial year for issuing shares or bonds to the Income Tax authorities with acquiring bonds, debentures, shares or mutual effect from April 1. funds. Key Features  The buy back of shares from any person (other than  Under the new norms, cash receipts, purchase of the shares bought in the open market) for an amount shares, mutual funds, immovable property, term or value aggregating to Rs.10 lakh or more in an deposits, sale of foreign currency will have to be financial year will also have to be reported reported to the tax authorities online in a prescribed companies listed on a recognised stock exchange format for which From 61A has been introduced. purchasing their own securities.  This move would help to provide an alternative data base to keep black money transaction in check apart  from the PAN number that has to be furnished by individuals for high value transactions.  The receipt from any person for sale of foreign Vanik’s Knowledge Garden currency including any credit of such currency to foreign exchange card or through the issue of Name of the Bank /Head Office travellers cheque or draft of Rs 10 lakh or more will also have to be reported. 1. Allahabad Bank  The return in Form No 61A will have to be furnished 2. Bank of Baroda Baroda to the Director of Income Tax (Intelligence and 3. Bank of Maharashtra Pune Criminal Investigation)or the Joint Director of 4. Bank of India Mumbai Income Tax (Intelligence and Criminal Investigation) 5. Central Bank of India Mumbai through online transmission of electronic data to a 6. Canara Bank Bangalore server designated for this purpose under a digital signature. 7. Dena Bank Mumbai  The registrar will have to report purchase and sale 8. Indian Bank Chennai of all immovable property exceeding Rs. 30 lakh to 9. Indian Overseas Bank Chennai I- T authorities. 10. Punjab National Bank New  Professionals will be required to inform the tax Delhi department of receipt of cash payment exceeding 11. Syndicate Bank Manipal Rs. 2 lakh for sale of any goods or services. 12. Union Bank of India Mumbai  Banks will have to report cash deposits aggregating Rs 10 lakh or more in a financial year in one or more 13. United Commercial Bank (UCO Bank) accounts of person. The same threshold will apply Kolkata for term deposits in banks, but would exclude 14. United Bank of India Kolkata renewal of term deposits. 15. Andhra Bank Hyderabad  These norms will also cover deposits and 16. Corporation Bank Mangalore withdrawal made in Post Office Account. 17. Oriental Bank of Commerce New Delhi  Banking companies or financial institutions will also 18. Punjab and Sindh Bank New Delhi have to report to the authorities payments made by 19. Vijaya Bank Bangalore a person aggregating to Rs.1 lakh or more in cash or Rs.10 lakh or more by another mode against bills in 20. IDBI Bank Ltd Mumbai respect of one or more credit cards in a financial 21. ECGC (The Export Credit year. Guarantee Corporation of India Ltd) Mumbai

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India continued to remain the world’s largest arms for international trade. For this purpose, it sets out measures importer for effective cooperation between customs and other India continues to remain the world’s largest arms importer, appropriate authorities on trade facilitation and customs accounting for 14% of the global arms imports in the 2011- compliance issues. 2015 timeframe. It was revealed by report on international arms transfers released by a global think-tank, Stockholm India officially became the Associate Member International Peace Research Institute (SIPRI). Top arms State of EMBO India officially became the Associate Member State of importers are: India (14%), China (4.7%), Australia (3.6%), European Molecular Biology Organisation (EMBO). India is Pakistan (3.3%), Vietnam (2.9%) and South Korea (2.6%). second country outside the European region to be an UK has been granted “Special Status” in the 28 Associate Member State of EMBO. First one being Singapore Nation European Union which had signed such agreement with European Molecular David Cameron led United Kingdom has been granted Biology Conference (EMBC) in 2015. EMBO is a professional “Special Status” in the 28 Nation European Union. The UK organization of life scientists in Europe. Presently, it has more Leader pledged to campaign heart and soul to stay in EU. than 1700 leading researchers. Founded: 1964 Headquarters: This move comes after two days negotiation that made Britain Heidelberg, Germany. Functions: It promotes research in life an explicit exemption from the foundational goal that “Ever science and enables international exchange of scientific Closer Union”. And this decision has been taken information between scientists. unanimously. The summit held in Brussels with his EU counterparts to discuss various issues pertaining with Canada, United States (US) and Mexico signed a migrant movement. MoU on Climate Change Canada, United States (US) and Mexico have signed a Pakistan parliament became the first to run Memorandum of Understanding (MoU) on Climate Change entirely on solar power and Energy Collaboration to tap into energy cooperation Pakistan parliament became the first of its kind to run entirely among three countries. The MoU was signed at the North on solar power. It was inaugurated by Pakistan Prime American Energy Ministers Meeting held in Winnipeg, minister Nawaz Sharif. It was initiated by Chinese President Xi Canada and hosted by Canada’s Minister of Natural Jinping during his visit in 2014. The project was funded by Resources Jim Carr. china which costs about $55 million Project Loon began its operations in Sri Lanka Trans Pacific Partnership trade deal signed in Google’s Project Loon began its operations in Sri Lanka after Auckland first helium-filled balloon landed in Pupuressa area in Gampola All 12 Pacific Rim countries have signed Trans-Pacific town. It was one of three balloons that were put up in Sri Partnership (TPP) agreement in Auckland, New Zealand. TPP Lankan airspace for trials to provide high-speed internet is Free Trade Area and these member countries across the service after it was launched from South America. Pacific Rim are home to 800 million people and account for 40% of global trade. These 12 countries are: Singapore, Colorado state honors life of Gandhi Malaysia, Vietnam, Brunei Darussalam, Japan, Canada, United US state of Colorado had honored the life of Mahatma States, Mexico, Peru, Chile, Australia and New Zealand. Gandhi. Colorado State honored Gandhi for dedicating his whole life for the sake of country. Some of the freedom Sindh became first Pakistan province to adopt moments led by Gandhi are Civil disobedience moment, Dandi Hindu Marriage Bill Salt March, Quit India moment, Champaran and Kheda Sindh province of Pakistan has passed the Hindu Marriage Satyagraha, Khilafat movement, Noncooperation movement. Bill making the province the first in the country to allow the minority Hindus to register their marriage. The bill, moved in EU and NATO cyber defence cooperation the assembly by Parliamentary Affairs Minister Nisar Khuhro, The European Union and NATO have signed a Technical will apply to entire Sindh province, which has a sizeable Arrangement between the NATO Computer Incident population of Hindus. Response Capability (NCIRC) and the Computer Emergency Response Team – European Union (CERT-EU). The India approved the WTO’s Trade Facilitation agreement facilitates technical information sharing between Agreement (TFA) NCIRC and CERT-EU to improve cyber incident prevention, India became the 71st country to give its approval to the detection and response in both organisations, in line with World Trade Organization’s (WTO) Trade Facilitation their decision making autonomy and procedures. Agreement (TFA). TFA aims to expedite the movement, release and clearance of goods, including goods in transit,

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Japan launched ASTRO-H satellite to study a more technologically advanced nation. Tata Consultancy black holes Services Wipro and Infosys have made investments as part Japan has successfully launched ASTRO-H space of a public private partnership through a National Science observation satellite to probe mysterious black holes. The Foundation (NSF), which will put in $120 million to support satellite was launched by H2A rocket after it had and train computer science teachers in schools, a statement successfully lifted off at the Tanegashima Space Centre. from the White House said late on Saturday night. ASTRO-H satellite has been developed by the Japan Aerospace Exploration Agency (JAXA) in cooperation with Japan unveiled first stealth fighter aircraft X-2 National Aeronautics and Space Administration (NASA) and Japan unveiled its first stealth fighter jet, officials said, with others. It will orbit earth at an altitude of about 580 kilometres the maiden test flight planned for next month. The and observe X-rays emanating mainly from black holes and experimental X-2 is expected to make its maiden test flight in galaxy clusters. February, and boasts radar-resistance features, including a canopy with special stealth-enhancing coating. It would Facebook Shut Down Free Basics in India become the fourth nation to test fly its own stealth jet, a Facebook has shut down its controversial Free Basics project move that could further antagonize neighboring Asian in India, days after a Telecom Regulatory Authority of India countries who have opposed Prime Minister Shinzo Abes (TRAI) ruling barred operators from charging different rates bid to strengthen the role of its armed forces. for Internet access based on content, dealing a blow to Facebook’s Free Basics and other such plans. Facebook Google’s e-mail service G-mail launched ‘Gmailify’ had met a backlash in India from “net neutrality” advocates, Google’s e-mail service G-mail launched ‘Gmailify’, an option who say that because Free Basics only allows access to under which e-mail users of other services such as Yahoo! selected websites it violates the principle that the entire Mail or Hotmail/Outlook.com will be able to use features of Internet should be available to everyone on equal terms. Gmail despite not having an email account on Gmail. The service was available in India via RCom but had been 13 February: World Radio Day shuttered in December after TRAI ordered its closure pending The United Nations Educational, Scientific and Cultural its verdict on differential pricing. Organization (UNESCO) is celebrating World Radio Day on Sri Lanka lifted unofficial ban on Tamil national 13 February. This year, the UNESCO theme for World Radio anthem on Independence Day Day is “Radio in Times of Emergency and Disaster”. It was Lifting an unofficial ban, Sri Lanka’s national anthem was proclaimed on 3 November 2011 by UNESCO’s 36th General sung in Tamil at a ceremony in Colombo to mark the country’s Conference after originally proposed by the Kingdom of independence day, in an effort to achieve reconciliation with Spain. the ethnic minority community. School children rendered NEWS IN BRIEF the Sinhala and Tamil versions of the national anthem at a colour ful celebration at the Galle Face Green park to mark  The European Union has consented 3.3 billion the 68th anniversary of Sri Lanka’s independence from Euros of succor for Turkey to cope with the issue Britain. The move, despite opposition from some quarters, of Syrian migrants. is being seen as an effort by the government to reach out to  India had beaten the US to become the world’s the Tamil minority after the nearly 26-year war with the second largest smartphone market in the world. Liberation Tigers of Tamil Eelam (LTTE) that ended in 2009. Now India had crossed 220 million in active unique About 100,000 people were killed during the civil war. smartphone users in 2015.  North Korea claimed to have successfully test fired Bangladesh Cabinet approved draft of Citizenship long range rocket capable to carry nuclear war heads. Law, 2016 expanding scope for dual citizenship  President of Zimbabwe, Robert Mugabe has Bangladesh government has given its clearance for a new declared rural parts of the country as state of law that will expand the scope for dual citizenship for disaster after being hit by draught.This declaration Bangladeshis.The new law includes a provision for five years of disaster will allow international donors to raise of imprisonment of one give false information to acquire money quickly to provide food aid to the nation. citizenship. The law only allowed dual citizenship for  Pakistan had launched projects Bangladeshis in the US and the UK The new law is being worth $500million in Afghanistan covering formulated by merging ‘The Citizenship Act 1959’ and ‘The different sectors including education, health and Bangladesh Citizenship Temporary Provisions Order 1972’ infrastructure. Infosys, TCS and Wipro to invest in Barack  South Korea had decided to build an IT park in Obama’s ‘Computer Science for All’ plan Islamabad that will cost $50-million. This tie will help India’s top software exporters have joined the likes of Google both the nation to build a strong relationship. and Salesforce to support US President Barack Obama’s just  The first phase of the world’s largest concentrated announced $4-billion ‘Computer Science for All’ initiative solar power (CSP) plant was launched in the Souss- that aims to dramatically increase the number of children Massa-Drâa area in Morocco. It is part of Noor with access to computer science training in the US and build

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Ouarzazate Solar Complex which will produce Internet readiness with a strong position in areas like e- enough energy for more than one million Moroccan infrastructure, e-Governance, IT services and consumer households on completion by 2018. participation. Karnataka, Gujarat, Telengana and Tamil Nadu followed in the tally. INDEX India maintains top spot in Consumer Confidence Intellectual Property Index (IPI) Index 2016 In recently released Intellectual Property Index (IPI) by United According to a new report by researcher Nielsen’s Consumer States Chamber of Commerce (USCC), India was ranked 37th Confidence Index, once again India tops the Global among the surveyed 38 countries. Top 10 Countries: US (28.6 Confidence Index 2016. The country’s confidence score score), UK (27.5), Germany (27.4), France (27.2), Sweden remained constant at 131 points in the December quarter, (27.1), Singapore (25.6), Switzerland (24.9), Australia (24.8), same as the September quarter. India was followed by the Japan (23.3) and South Korea (23.3). Philippines (117), Indonesia (115) and Thailand (114), Most disaster hit countries of 2015 according to the online survey conducted by Nielsen. In accordance with the report by the United Nations Office Denmark is the world’s least corrupt country for Disaster Risk Reduction (UNISDR), India has been ranked Denmark has emerged as the least corrupt country in the as the third lead in the list of most disaster hit countries of world for a fourth consecutive year, according to the non- 2015. Last year, India was suffered with 19 disasters. India governmental organisation Transparency International. It has followed China and US which have been hit scored 91 points out of a possible 100 while North Korea and by 26 and 22 disasters respectively. Somalia remained at the bottom with unchanged scores of 8. Maharashtra has Topped In Internet Readiness Finland and Sweden ranked second and third respectively Index on the 2015 Corruption Perceptions Index, while North Korea As per the report compiled and published by Internet and and Somalia were named the most corrupt out of 196 nations. Mobile Association of India (IAMAI) and Indicus Analytics, India took the 76th spot on the list. Maharashtra has topped in terms of the overall Internet readiness index. Maharashtra ranks at the top in terms of  NATIONAL NEWS

BHU turned 100 years & set to honour PM Modi c) A total of 150 events were organized under the with Doctor of Law banner of this event and more than 25 thousand Established in 1916 by freedom fighter Pandit Madan Mohan people had participated in seminars. Malaviya, Banaras Hindu University (BHU) has completed d) Make in India Week also provided platform for its 100 years of foundation on 13th February 2016. BHU had nearly eight thousand Business-to-Business (B2B), played an important role in the freedom movement of India. Business-to-Government (B2G) and Government- It was aimed to act as a bridge between India’s past and to-Government (G2G) meetings. modernising world system in the areas of social sciences, e) 17 Indian states and 3 countries – Germany, Sweden humanities particularly in evolving non-colonial history as a and Poland had their own pavilions in the Make in discipline. India Centre. Three Memorandum of Understandings (MoUs) envisaging The Make in India week concluded in Mumbai total investment of 21,000 crore rupees were signed on the The Make in India week concluded in Mumbai, Mumbai after first day of the Make in India Week in Mumbai, Maharashtra. it was inaugurated by Prime Minister Narendra Modi on First MoU: TwinStar Display Technologies subsidiary of February 13, 2016. Sterlite Group Company has inked MoU with Maharashtra Key facts Industrial Development Corporation (MIDC) to set up an a) The Make in India was country’s biggest show of LCD manufacturing unit in technical collaboration with manufacturing sector that had successfully brought Autron of Taiwan. The project entails investment of 20,000 manufacturing, design and innovation to the centre- crore rupees. stage. Second MoU: Raymond Industries and MIDC have inked b) 102 countries were represented in the mega expo MoU as part of ‘Farm to Fabric’ initiative. Raymond intends and more than 8 lakh people visited the expo and to invest 1,400 crore rupees for manufacturing of abric, linen other events. yarn and garmenting in the state.

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Third MoU: Hindustan Coca Cola Beverages, Jain Irrigation Science Education and Research (NISER) in Jatani near Pvt Ltd and Department of Agriculture and Marketing of Bhubaneswar, Odisha. Maharashtra have inked MoU for setting up a juice manufacturing facility to support farmers growing oranges Union Government approved highway in Vidarbha region of state. projects worth about Rs 17,000 crore The had approved highway Railway Ministry launched 3 IT enabled apps projects worth about Rs 17,000 crore for 9 states. These The Union Ministry of Railways has launched 3 IT projects have been built under National Highways (Information Technology) enabled apps to bring transparency Development Project (NHDP).These projects are built for in Indian Railways on the sidelines of Digital India initiative. Rajasthan, Gujarat, Maharashtra, , Odisha, Uttar Hand Held Terminals for TTEs: It is pilot project of Northern Pradesh, Andhra Pradesh, Chhattisgarh and Punjab. Railway that will help in updating status of passenger list of the whole train. Based on the list food-chart/occupancy chart Indian Government Sanctioned Rs. 580 Crore For will be manually prepared. Railway Link With Bangladesh Paperless unreserved ticketing mobile application: It can The Indian government has sanctioned Rs.580 crore for the be used for booking unreserved tickets on many suburban vital rail link between India and Bangladesh. As it expected and some long distance routes. to complete the work on the 15-km-long rail line to connect Agartala with Akhaura in that country by 2017. Of the 15 km E-booking of disposable linen on trains: Allows passengers railway track, 10 km falls in the Bangladesh side and the rest to avail bedroll kits through online booking and from IRCTC set up select outlets on the station. in India. The entire project cost would be borne by the Center and over Rs 1,000 crore was sanctioned for completion Union Government Released Hydrocarbon Vision of the track in Bangladesh side. The 1,700 km distance 2030 between Agartala and Kolkata through Chicken Neck near Union Ministry of state for Petroleum and Natural gas Siliguri would be reduced to 350 km. Currently, India and (MoPNG) has released the Hydrocarbon Vision 2030 for Bangladesh have four rail links with West Bengal. north-east India. The Hydrocarbon Vision 2030 outlines steps to leverage the hydrocarbon sector for social and economic Tricolour to fly high at all central universities development of the north-east region. The objectives of the The national flag will now fly prominently at all central universities, the Union human resource development ministry plan are to leverage the region’s hydrocarbon potential, enhance access to clean fuels, improve availability of said.The tricolour will fly on a 207-feet high mast on the petroleum products, facilitate economic development and to campuses to signify “strong and united” India. A unanimous resolution to this effect was adopted by vice chancellors of link common people to the economic activities in this sector. the central universities in a meeting led by Union HRD minister National Air Quality Indices SmritiIrani in Surajkund. Mysore city from Karnataka has been ranked first in terms of cleanliness for second time in row among the 73 surveyed PM Narendra Modi inauguratesd Brahmaputra cities in Swachh Sarvekshan 2016. The rankings of the Cracker and Polymer Limited Swachh Survekshan Survey 2016 were conducted by Quality Prime Minister Narendra Modi has inaugurated the Brahmaputra Cracker and Polymer Limited (BCPL) at Council of India (QCI) as part of ‘Swachh Bharat Mission’. Top 5 cities are: Mysore (1st rank), Chandigarh (2nd), Lepetkata, Assam and dedicated the facility to the nation. It Tiruchirappalli (3rd), Delhi (4th), Visakhapatnam (5th), BBSR is the first ever petro-chemical plant located in the entire is at 24th position. North-Eastern region of Indian. It has been built at cost of 5 Least clean cities: Dhanbad (73rd), Asansol (72nd), Itanagar 10000-crore rupees and shall be producing raw material for (71st), Patna (70th), Meerut (69th) manufacturing plastic. Prime Minister also dedicated wax producing unit in Numaligarh Refinery Limited to the nation. PM inagurated Indian Oil Corporation’s (IOC’s) It is India’s highest wax producing unit and shall be using at Paradip in Odisha indigenous technology. Prime Minister Narendra Modi dedicated Indian Oil Corporation’s (IOC’s) new state of the art refinery at Paradip India’s fastest-growing state: Meghalaya in Odisha to the nation. It is overall IOC’s 11th refinery to be Meghalaya became the India’sfastest-growing state with a set up and has installed capacity of 15 million metric tonnes growth rate of 9.7% in 2013-14. The growth rate of Meghalaya is higher than the fastest-growing state Madhya Pradesh at per annum (MMTPA). Spread over 3345 acres of land this 15 MMTPA plant has been build with an estimated expenditure 9.5%. The report was released by India Spend. of Rs. 34555 cr.Prime Minister Narendra Modi also Union Cabinet approved LIGO-India research inaugurated the permanent campus of National Institute of project on gravitational waves

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The Union Cabinet has given an in-principle approval to the Government imposed minimum import price on LIGO-India mega science proposal for research on 173 steel items gravitational waves. The proposal is piloted by the The government has imposed minimum import price (MIP) Department of Atomic Energy and the Department of Science on 173 steel products ranging from $341 to $752 per ton. and Technology. It will establish a state of the art This is the government’s action to give relief to domestic gravitational wave observatory in India in collaboration with steel producers against cheap in-bound shipments.The the LIGO Laboratory in the US run by Caltech and MIT. discussion will directly affect the price of raw materials and will suitably give cheap imported materials. The prices will Govt launched Swachh Paryatan Mobile App remain low only for six months.These rules were not Tourism Ministry launched Swachh Paryatan Mobile App implemented on advance authorization scheme and high- to facilitate the public to communicate their complaints about grade pipes used in the petroleum and natural gas industry. any unclean area and garbage piles in and around tourist destinations. Launching the App, Tourism Minister Dr Finance Ministry got a dedicated YouTube channel Mahesh Sharma said, initially 25 Adarsh Smarak Monuments Finance Ministry now has an official YouTube Channel, protected by Archaeo logical Survey of India have been which is expected to disseminate information about the official identified for inclusion in the app. This mobile app enables events. The Channel will feature videos on the major a citizen to take photograph of garbage at the monument schemes,events, meetings, press conferences and other and upload the same along with his remarks. This Mobile exclusive videos relating to the Ministry. Although most of App is available on Google Search Engine as ‘Swachh the activities are in public domain, yet to make it easier for Paryatan’ and initially it is available on Android Phones and the world outside to know about the same, this YouTube very soon it will be available on Apple and Microsoft also. official channel of the Ministry would be a useful platform. The Minister informed that the recently launched Tourist Info line is very successful and getting 18 thousand Centre to contribute Rs. 1 Lakh Crore for responses daily. Karnataka Road Central government will spend Rs 1 lakh crore for UN released stamps on LGBT issue for first time development of road infrastructure in Karnataka. In addition The United Nations Postal Administration (UNPA) had to this, Rs 200 crore will be spent on developing four light released a set of six dedicatory stamps on Lesbian Gay houses in the state in PPP mode. This was disclosed by Bisexual Transgender (LGBT) issue. This is the first time the Union Minister for Road Transport & Highways and Shipping global body’s post office had released the stamps with an Nitin Gadkari in Bengaluru. LGBT theme. Objective :To promote awareness and global education about the equality of LGBT. First National Deworming day observed First National Deworming day was observed across the Dr. Mahesh Sharma Launched 24×7 toll free country on 10th February. The initiative will be carried out at Tourist Infoline in 12 International Languages schools and anganwadic entres and aims at improving the Dr. Mahesh Sharma launched the 24×7 Toll Free Tourist children’s overall health and quality of life. The government Infolinein 12 International Languages including Hindi and has set a target of deworming approximately 27 crore children English. He is the Minister of State (I/C) for Tourism & Culture across the country. The government started the deworming and Minister of State for Civil Aviation. This project will be campaign last year under which over 9 crore children out of implemented by the Ministry of Tourism. The languages that total 10 crore 31 lakh children received deworming tablet. will handle the contact centres include ten International languages that are Arabic, French, German, Italian, Japanese, Korean, Chinese, Portuguese, Russian and Spanish.  Rs 1 lakh crore disbursed under MUDRA Yojana: PM Narendra Modi Under the Pradhan Mantri MUDRA Yojana, Prime Minister Narendra Modi had approved Rs 1 lakh crore loans to small entrepreneurs MUDRA Yojana was launched in April 2015. It aims to make youth to be job creators and not job seekers. Fund will be provided to youth to make them self sufficient.The loan is distributed among youth for their personal sector which will help them to utilize their skill and create new job opportunities.

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India- Australia :To implement the Prime Minister’s vision of (SCE).The MoU will allow the two countries to share affordable energy for all, Shri Union Minister experiences in the field of Urban Development Governance of State (IC) for Coal, Power and New and Renewable had an and Capacity Building. Energy Security Dialogue with Australian Minister for Haryana - South Korean: Haryana and South Korean state Resources, Energy and Northern Australia, Mr Josh of Chungcheongbuk had agreed to collaborate on Frydenberg at Canberra. In this, both the countries discussed technology and development. the issues, business cooperation in coal bed methane and India -UAE India and United Arab Emirates (UAE) have signed LNG production and trade. The several roundtables have 9 bilateral agreements covering cooperation in the various organized during the Energy Security Dialogue with a view sectors. These agreements were signed during the second to getting to know the state of art technologies in the relevant day of Sheikh Mohamed bin areas.The policy collaboration on issues pertaining to LNG Zayed Al Nahyan, Crown Prince of Abu Dhabi official visit trade have also been discussed. to India. India – Sweden:The ministry of railways signed a India -Brunei have signed three Memoranda of memorandum of understanding (MoU) with the government Understanding (MoU) to cooperate in the fields of defence, of Sweden for technical cooperation. The main objective of health and youth affairs & sports. the MoU, signed by Sweden’s ministry of enterprise and India –UK: India had signed an agreement with the United innovation, is cooperation between the two countries to Kingdom (UK) on exchanging information about criminals. promote efficiency and sustainability and achieve concrete India- Sri Lanka: External Affairs Minister was results with regard to bilateral trade, investment and on two day visit to Sri Lanka to discuss the fishermen’s technology transfer. issue and rights of minority Tamils. Vietnam -India : Vietnam lifted the ban on import of Indian Groundnut. The Vietnam Ministry of Agriculture & Rural NEWS IN BRIEF Development lifted the ban in the wake of visit of Vietnam  On sidelines of Vice-President Hamid Ansari visit delegation to India in December 2015. Last year in april 2015 to Thailand, India has participated in the 35th edition Vietnam had imposed ban on import of groundnuts from India of “Cobra Gold” multilateral exercise as an observer due to interceptions of quarantine pests in consignments of plus country, being hosted by Thailand. Indian has groundnuts exported since January 2015. been accorded as the observer plus APAs -United Kingdom : The Central Board of Direct Taxes country because of its increasing regional (CBDT) had signed two bilateral Advance Pricing Agreements operability. Theme of exercise – ”Humanitarian (APAs) with United Kingdom. Now CBDT has signed 41 assistance and disaster relief” APAs out of which 38 are unilateral and 3 are bilateral.  Bharat Heavy Electricals Limited (Bhel) launched India -Nepal : India agreed to supply 300 MW of electricity a 500 Mw Kosti thermal power plant in Sudan, this to energy-starved Nepal in the next one-and- a-half year as plant will be the largest plant in that country also the two sides decided to expedite construction of cross- it’s the first crude-oil fired thermal power plant in border transmission lines and boost bilateral cooperation Africa. The plant was inaugurated by Omer Hassan including in power trade. Energy secretaries of the two Ahmed El-Basheer President of Sudan. countries agreed that Nepal will import 80 MW electricity  The UAE’s national oil company Abu Dhabi from India through Muzaffarpur- Dhalkebar transmission line National Oil (ADNOC) Company has agreed to store in the next three weeks. Nepal, currently reeling under an crude oil in India’s maiden Strategic Petroleum energy shortage, has been facing a power outage for 14 hours Reserves (SPRs) storage. It will be first of its kind daily. deal in which India has partner with other country India- Armenia: India and Armenia ratified MoU for storing crude oil in the SPR storage for emergency on Agricultural Cooperation which emphasizes not only trade purpose. and investment prospects also sharing Knowledge that both  Manipal University had signed a Memorandum of countries gained erstwhile. Armenia:Capital: Yerevan Understanding (MoU) for academic cooperation Currency : Dram with University of Chicago USA in Manipal. India –Singapore:The Union Cabinet chaired by the Prime Minister Shri Narendra Modi gave its ex-post facto approval for signing of a Memorandum of Understanding (MoU) between India and SingaporeCooperation Enterprise

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MOU Chhattisgarh And Railway Signed Joint Venture VANIK’S KNOWLEDGE GARDEN For Infrastructure Development Indian Railway signed a Memorandum of Understanding Important Nuclear Power Plant in India (MoU) with Chhattisgarh Government to establish a joint Plant Location State Capacity venture ( JV ) for laying tracks and expedite implementation Narora Atomic Power Narora Uttar Pradesh 440 MW of railway projects in the state. Under this MoU, state Station government will have 51% share and Indian Railways will Rajasthan Atomic Rawatbhata Rajasthan 1180 MW have remaining 49% share in the JV company. The joint Power Station venture will focus on project development and Tarapur Atomic Power implementation, resource mobilization, land acquisition and Tarapur Maharashtra 1400 MW Station monitor the progress of critical rail projects in the state. Kakrapar Atomic Kakrapar Gujarat 440 MW ICC Cricket for Good and UNICEF launched Power Station Team Swachh clinics in partnership with BCCI Kudankulam Nuclear Kudankulam Tamilnadu - MW International Cricket Council (ICC) and United Nations Power Plant Children’s Emergency Fund (UNICEF) had launched the Team Madras Atomic Power Kalpakkam Tamilnadu - MW Swachh clinics in partnership with BCCI during the ICC WT20 Station Host City Tour. The Team Swachh clinics were launched at Kaiga Nuclear Power Kaiga Karnataka 660 MW the HPCA Stadium in Dharamshala, Himachal Pradesh. This Plant is the first in the series of alliance between the ICC and Madras Atomic Power UNICEF under the aegis of Cricket for Good. The alliance Kalpakkam Tamil Nadu 440 MW Station aims at building a social movement for sanitation and toilet use with the impact of cricket. Punjab to sign MoU with British Pig Association The Punjab government plans to sign a MoU with British Pig Association (BPA) to develop and promote piggery in the State. The tie-up of State Animal Husbandry department with BPA would turn around the stagnant economy of the peasantry, which is grappling with low returns from conventional farming. The company will export high-quality meat products from the upcoming plant to ensure better prices to pig farmers. NEWS IN BRIEF

 The Crime Mapping, Analytics and Predictive System (CMAPS) is being operationalised by Delhi Police in partnership with ISRO for effective use of space technology- based tools for ensuring internal security using a “predictive policing” mechanism.  National Investment and Infrastructure fund (NIIF) the India’s maiden sovereign wealthsigned MoU with Russia’s Rusnano OJSC to set up high technology private Equity fund in India. The aim of NIIF is to take advantage of economic impact generally through infrastructure development in commercially doable infrastructure projects and other nationally important projects in India. Government holds 49% share in the fund and the rest would be held privately.

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BoB exhibited Highest Ever Loss by a PSB fiscal to strengthen their balance sheet. Funds would be Vadodara headquarter Bank of Baroda publicized its net loss infused after Parliament approves third Supplementary of Rs 3,342 crore for the December quarter in comparison Demand for Grants in the upcoming Budget session. Last with Rs 332 crore profit last year. It is considered as the year, the Government announced a revamp plan highest-ever quarterly loss by an Indian bank. The reason ‘Indradhanush’ to infuse Rs70,000 crore in state-owned banks behind this huge loss is the provisions against bad loans over four years, while they will have to raise a further Rs 1.1 which have jumped to Rs 6,164 crore against Rs 1,262 last lakh crore from the markets to meet their capital requirements year and increase in NPA percentage to 9.68% from 3.85%. in line with global risk norms Basel III. U.K. Sinha Got Extension as SEBI Chairman SBI, Thomas Cook team up for ‘inflation-proof’ UK Sinha will continue to lead India’s capital and commodities holidays market regulator for one more year. The government extended State Bank of India has tied up with Thomas Cook to offer Sinha’s term as the chairman of Securities and Exchange online customers a recurring deposit that helps them save Board of India (Sebi) till March 01, 2017. Sinha took over as toward an ‘inflation proof’ holiday. Availing the holiday on Sebi chairman in 2011 with a three-year term. After that he maturity of the recurring deposit is optional as customers was given a two-year extension can choose either to travel or redeem their savings. For those SBI opens ‘Japan Desk’ in New Delhi who stay on, Thomas Cook will top up the last instalment to State Bank of India (SBI) launched ‘Japan Desk‘, a first-of- pay for their holiday its-kind initiative to facilitate Japanese corporates looking to Fiscal deficit at 88% of annual target invest with banking and advisory services. This will serve The government’s fiscal deficit for the first nine months as an one-point comprehensive and reliable minformation (April-December) of this financial year stood at 88 per cent support source for India-bound investments of Japanese of the annual target comparable with 100.2 per cent of the companies. target it managed during the same period in the previous YES Bank, UltraCash partner to launch payments financial year. The April-December fiscal deficit — the service difference between government revenue and expenditure — YES Bank has partnered UltraCash Technologies to launch stood at Rs.4.88 lakh crore, which is 88 per cent of the Rs.5.55 payments processing through sound waves. Ultra Cash lakh crore target for the full year set by Finance Minister utilises a patent-pending technology through which payment Arun Jaitley in the Budget. data is securely transferred from one device to the other Commemorative Coin of 150 rupees & Circulation using unique ultrahigh frequency sound waves. Ultra Cash’s Coin of 10 rupees on Lala Lajpat Rai released sound wave technology enables mobile payments to be done Ministry of Culture has released a commemorative coin of without the need for Internet connectivity using any of the 150 rupees and a circulation coin of 10 rupees on Lala Lajpat options, such as bank accounts and cards. Ultra Cash will Rai. The Commemorative Coin of 150 rupees is made of issue YES Bank-branded digital wallets to consumers to aid Quaternary alloy with diameter of 44 mm and weight of 35 quicker, seamless and friction-free payments. grams. The Circulation coin of 10 rupees is made of bi-metallic SEBI approved Mahindra AMC’s mutual fund material with diameter of 27 mm and weight of 7.71 grams. Mahindra Asset Management Company has received markets The coin was released by Dr Mahesh Sharma, Minister of regulator SEBI’s approval for setting up of their mutual fund state (Independent charge) Minister of Tourism & Culture at business. Mahindra AMC, a wholly-owned subsidiary of New Delhi on the occasion of 150th birth anniversary of Lala Mahindra & Mahindra Financial Services (MMFS), got the Lajpat Rai. regulator’s nod on February 4. However, the company did RBI Governor Raghuram Rajan joined WEF task not disclose by when it will start offering mutual fund force products. At present, there are over 40 mutual fund houses Reserve Bank of India Governor Raghuram Rajan has joined operating in the country. a World Economic Forum task force to examine the future of Government to Infuse About Rs. 5000 Cr. In PSU the global financial system. The task force also includes Banks in 4th Quarter Bank of England Governor Mark Carney, along with bankers The government will infuse about Rs.5,000 crore capital in and policymakers from across the world. The task force will the public sector undertaking (PSU) banks in the current continue to explore these themes and others throughout

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2016, with the ultimate objective of publishing a more online computer system.The payment through ATMs is a comprehensive suite of recommendations and actions during new challenge for the bank.HDFC is providing every kind of the Annual Meeting 2017 in Davos loans excluding home loans only. Finance Minister inaugurated the Non-Tax EXIM Bank of India announced plans to raise $300 Receipt Portal (NTRP) million through ‘Panda Bonds’ Arun Jaitley the Union Finance Minister inaugurated The Export-Import (EXIM) Bank of India announced plans the Non-Tax Receipt Portal (NTRP).It had been developed to raise $300 million through ‘Panda Bonds’ to finance by the Controller General of Accounts (CGA) office. It will demand for credit. Panda bonds are renminbi-denominated provide a one-stop platform for making online payment of (Chinese currency) instruments from a non-Chinese issuer, Non-Tax Receipts to the Government of India. It provides sold in China. EXIM Bank is seeking to raise Panda Bonds platform to citizens, corporate and other users. The annual because the currency swap rates to raise money from the collection is over Rs 2 lakh crores. The interest receipts, Chinese market are looking attractive at present. However, spectrum charges, royalty, license fee, sale of forms, RTI the timing for bond offering would depend on favourable application fee are the major stuff of Non-Tax Receipts. swap rates. RBI extended SAARC Swap Arrangement NEWS IN BRIEF Reserve Bank of India (RBI) on 23 February 2016 extended the 2 billion US dollars SAARC Currency Swap Arrangement  The Confederation of Indian Industry (CII) has till 14 November 2017. The extension aims at enhacing signed a Memorandum of Understanding (MoU) economic cooperation and strengthens financial stability with Dubai Exports to boost trade and explore within the SAARC region.Under this arrangement, RBI will business opportunities. offer Swap Arrangement up to and overall amount of 2 billion  The Reserve Bank of India had been awarded with US dollar both in foreign currency and Indian rupee to the extensible Business Reporting SAARC nations. Language (XBRL) International Award for Excellence and its efforts to improve regulatory CAMS launched Aadhar based eKYC for instant reporting. (MF) mutual fund account.  The Union Government appointed Jai Kumar Garg CAMS had launched Aadhar based eKYC (know your as Managing Director (MD) and Chief Executive customer) for setting up an instant (MF) mutual fund account. Officer (CEO) of Corporation Bank for a period of The system had been launched to make mutual fund account three years. opening and transactions a paperless and presence less  United States International Trade Commission process. Investors can voluntarily submit Aadhaar and (USITC) has decided to initiate anti-dumping mobile numbers for validation with Aadhaar or UIDAI investigations into a certain category of tyres (Unique Identification Authority of imported from India and Sri Lanka. India)The authentication is done using OTP (one-time  As per the recent RBI survey, the real Gross Value password) through CAMS atcamsonline.com Added at basic price (GVA) is expected to increase to 7.8% in the next fiscal (2016- CRMNEXT launched India’s first cloud 17) from 7.4% expected in 2015-16. based digital CRM platform  Indian economy will be growing at a 5-year high of CRMNEXT had launched India’s first cloud based digital 7.6 per cent in fiscal year 2015-16 as per the Central CRM platform to provides commutable cloud CRM Statistics Office (CSO). solutions.This technology will play a larger role in connecting  Karnataka Bank Ltd has bagged ‘IBA Banking with the customer on a day-to-day basis.The CRM system Technology Award’ in the category of ‘Best Risk will now provide a seamless transaction from anywhere at and Fraud Management Initiative Runner Up any time and anyhow.In the financial services space among the small banks. like HDFC Bank, Axis Bank, ICICI Bank and institutions  Amazon announced the launch an initiative that like Max Life Insurance and Bajaj Auto Finance enables small and medium businesses (SMBs) to CRMNEXT already have its customers. go online and sell products ‘Amazon Tatkal’.Tatkal HDFC Bank is selling Loans to non –customers will traverse the country engaging with thousands through ATMs of entrepreneurs, artisans, HDFC bank is using its ATM network to clutch new customers manufacturers and sellers and help them sell online by extending its branch services through ATMs. Nearly 15% on the spot. of new personal loans are approved and distributed by the banks without human involvement these are done using

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 The Public sector oil major ONGC has approved an Iran, Airbus signed deal to buy 118 Airbus planes investment of Rs 5,050 crore in Tripura for drilling Iran and Airbus signed two agreements covering new aircraft of wells and creation of surface facilities to produce orders and a comprehensive civil aviation co-operation 5.1 mmscmd gas from the states fields. package. The agreement includes purchase of 118 new Airbus  Axis Bank had made partnership with Suvidhaa to aircrafts. The agreement for 118 new aircraft includes 21 offer loan to urban poor.Its aims to provide loan to A320ceo family, 24 A320neo family, 27 A330ceo family, 18 the urban people who have no formal credit score A330neo (-900), 16 A350-1000 and 12 A380. The agreements to boast and no bank guarantees to offer.These were signed at the Elysee Palace, Paris, during Iranian urban poor include Rickshaw pullers, taxi drivers, President Hassan Rouhani’s official visit to France with tailors, barbers etc. French President Francois Hollande.  The Public Investment Board Clears Rs. 800 Crore proposal from India Post to set up Payment Cognizant acquired KBACE Technologies Banks, It will be kept before the Cabinet for the final United States (US) based software services exporter approval within a month. Cognizant Technology Solutions (CTS) has acquired cloud-  Punjab National Bank (PNB) had declared United based computing firm KBACE Technologies. This Breweries Holdings, Kingfisher Airlinesand Vijay acquisition will help Cognizant to strength and expands its Mallya as willful defaulter.State Bank of India had digital capabilities from its critical business applications to also declared Mallya, Kingfisher Airlines and its cloud-based IT infrastructures. holding company United Breweries Holdings as NEWS IN BRIEF wilful defaulters in November 2015.  Employees’ Provident Fund Organization (EPFO)  Indian pharmaceutical giant Cipla Ltd. has acquired announced the interest rate 8.8% on provident fund two US generic drug companies, InvaGen savings for 2015-16 Pharmaceuticals Inc. and Exelan Pharmaceuticals Inc. MERGER AND AQUISTION  Billionaire Anil Ambani-owned Reliance Wipro To Buy US Healthcare Services Entertainment announced a joint venture with film- maker producer duo and Shital Global software major and India’s 3rd largest exporter Wipro has announced buying “Health Plan Service” business in Bhatia’s Friday Filworks for production of the US for $460 million (Rs.3,150 crore). Health Plan Services movies. starrer ‘Rustom’ will be the is a leading independent technology and Business Process first movie under the banner, Plan C Studios. Plan C as a Service (BPaaS) provider in the US health insurance Studios will be an equal partnership joint venture market that offers solutions to health insurance firms. By between the two. partnering with Health Plan, Wipro will have first-mover  Chinese technology company ZTE has inked a pact advantage in the high growth public and private exchange with the Andhra Pradesh government to work on space for individual, group and ancillary markets. smart city projects in the state. As a company associated with a number of smart city projects, the Amazon To Invest In Westland ( A Tata Group diversified telecom and technology major ZTE plans Company ) to engage itself with the state and work on the Ecommerce company Amazon has made an investment in upcoming smart city projects in Andhra Pradesh. Westland, a Trent Ltd subsidiary ( Tata Group ) in support of its publishing business. The investment will help to expand its international reach and scale its physical and digital book  businesses. Westland had also signed a two-month exclusive deal with Amazon to sell the book through its online platform. Reliance Infra to sell cement biz to Birla for 4800 Cr. Rs Reliance Infrastructure (RInfra) has signed a share purchase agreement with Birla Corporation, Reliance Infrastructure Ltd has agreed to sell its cement assets to Birla Corp. Ltd for Rs.4,800 crore. Birla Corporation will acquire the 100 per cent shareholding of RInfra in RCCPL.

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P h . : (0674) 6556677, 8093556677. W eb : w w w .vanik.org, E-m ail : van ikb b sr@ gm ail.co m MAGAZINE FOR THE MONTH OF APRIL - 2016 AWARD & HONOUR

Ernst & Young Entrepreneur of The Year Award Amit Sharma: Life Sciences category 2015 Ravindra Kumar: Physical Sciences Chief Executive Officer Vinita Gupta and managing director Srinath Raghavan: Social Sciences category Nilesh Gupta, of Lupin Ltd have been chosen the EY Entrepreneur Of The Year 2015. An 11-member jury led by Robin Chaurasiya Nominated For ‘Global Teacher Adi Godrej selected the winners. F. C. Kohli, former Vice- Prize’ Robin Chaurasiya, an Indian teacher who runs a non-profit Chairman of Tata Consultancy Services (TCS), has been honored with the Lifetime Achievement Award for his school in Mumbai for girls from the city’s red light areas has been named in the top 10 short-list for a global prize for pioneering contribution towards the Indian software industry teachers. Robin Chaurasiya, founder of Kranti, will compete and nation-building. with teachers from the UK, US, Nairobi, Palestine, Japan, Vidyav Balan received Pride of Kerala award Finland, Australia and Pakistan to win the $1-million Global The 38-year-old Bollywood actress has been Teacher Prize 2016. The top ten have been narrowed down awarded with the ‘Pride of Kerala’ award by the World from 8,000 nominations and applications from 148 countries Malayalee Council and Kairali TV. The National award- from around the world. winning actress has starred in films like “Parineeta”, “Paa”, Titli first Indian film to win Best First Foreign Film “No One Killed Jessica”, “The Dirty Picture” and “Kahaani”. award PM Shram Awards Announced For The Year 2014 ‘Titli” has bagged the Best First Foreign Film Award conferred The Government of India has announced the Prime Ministers by the French Syndicate of Cinema Critics 2016 (FSCC). Kanu Shram Awards for the year 2014. The award will be awarded Behl is the director of the film “Titli”. “Titli” has earlier won to 54 workers employed in the Departmental Undertakings at various international film festivals at places like Bordeaux, and Public Sector.The award has been given in recognition Hawaii, New York, Turkey and Spain. of their distinguished performances, innovative abilities, conferred with lifetime outstanding contribution in the field of productivity and achievement award exhibition of exceptional courage and presence of mind. This Amitabh Harivansh Bachchan has been presented with the year, 9 nominations for the Shram Bhushan Award, 19 lifetime achievement award in New Delhi. He received the nominations for ShramVir/ Shram Veerangana and 26 honour at NDTV Indian of the Year Awards for his nominations for Shram Shree / Shram Devi Awards have been contribution to the film industry. selected. BAFTA Awards : 69th British Academy Film Russian “Order of Friendship” bestowed upon Awards Ramayah Shanmuga Sundar Director of the Kudankulam Nuclear Power Plant (NPP) The 69th British Academy of Film and Television Arts construction site, RamayahShanmugaSundar has been (BAFTA) held at the Royal Opera House in London. 69th Annual BAFTA Awards 2016 conferred with “Order of Friendship” by Russia to recognize his contribution towards the implementation of the NPP Best Film: The Revenant. Outstanding Kudankulam project. British Film: Brooklyn. Best Director: Alejandro G. Iñárritu (The Revenant). Bihar CM to get Veeramani award for social justice Best Actor: Leonardo DiCaprio (The Revenant). Bihar Chief Minister Nitish Kumar has been selected for K Best Actress: Brie Larson (Room). Veeramani award for social justice by the Periyar International. President Conferred Infosys The annual award has been instituted by US-based Periyar Prize 2015 International,an organization of non-resident followers of Dalit icon Periyar EV Ramasami. He has been chosen for this President Pranab Mukherjee has conferred the Infosys Prizes award for his immense contribution for the cause of social to six winners for their outstanding contribution in the justice especially for upliftment of weaker and marginalised research fields in New Delhi for the year 2015. sections of the society. These six winners in six different categories are Jonardon Ganeri: Humanities category Morton Mower, Michael Marmot win 2015 Prince Umesh Waghmare: Engineering and Computer Science Mahidol Award category Morton Mower (US), Sir Michael Marmot (UK) have won Mahan Maharaj: Mathematical Sciences category the prestigious 2015 Prince Mahidol Award for their

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 23 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016 outstanding achievements in the international healthcare  Renowned Indologist Professor David Shulman has sector. Thailand’s kiing Bhumibol Adulyadej bestowed the been selected for the prestigious Israel Prize for his awards on both of them at a ceremony held in Bangkok, breakthrough studies in fields like philosophy and Thailand. religion. He was chosen for this award for his studies on the religion, literature and culture of Henri Tiphagne selected for Amnesty southern India and has command over Indian International Human Rights Award 2016 languages like Sanskrit, Tamil, Telegu and Indian lawyer and human rights defender Henri Tiphagne Malayalam. selected for the 8th Human Rights Award by Amnesty  Fashion designer Manish Arora had been conferred International. The award is a recognition of Tiphagne’s with the Chevalier de la Legion d’Honneur (Knight exceptional commitment to human rights. of the Legion of Honor) France’s highest civilian Naresh Bedi has been honoured with V Shantaram honor. Life Time Achievement Award  Malayalam film ”Ottaal (The Trap)” directed Wildlife film maker & Padma Shri awardee Naresh Bedi has by Rajasekharan Nair has been bestowed been honoured with V Shantaram Life Time Achievement with Crystal Bear award in the “Generation KPlus” Award during the inauguration of 14th edition of Mumbai section during Berlin International Film Festival. International Festival for Documentary, Short and Animation  Tiruchirapalli city in Tamil Nadu has won best city Films – MIFF 2016. performer in Behavioral change Communication Award. The award was bestowed upon Trichy city NEWS IN BRIEF commissioner Vijayalakshmi from Union Minister of urban Development Venkaiah Naiadu in the  State’s oldest University, Kerala University has Swach Sarvekshan function. been conferred with first-ever chancellor’s award with a prize money of Rs 5 crore.  Veteran actress was honoured with the Yash  Chopra Memorial Award in Mumbai for her contribution to the film industry  ‘Nagaland is changing, But…’ film has won the Golden Beaver Best Film Award in the institutional category at the 6th National Science Film Festival held in Mumbai. The film is based on conservation efforts by villagers and has been directed by Gurmeet Sapal. It has been produced by Nagaland State Forest Department and was made with the technical collaboration with TERI, New Delhi.  Karnataka’s flagship mobile-one governance application has won gold medal at the fourth World Vanik Knowledge Garden Government Summit in Dubai, UAE in the m- ’s governance awards category. NASSCOM  The 2016 Grammy Awards ceremony was held at Staples Center in Los Angeles, California to  The National Association of Software and Services recognize the best recordings, compositions and artists of the year.Kendrick Lamar has won 11 Companies (NASSCOM). awards followed by Taylor Swift (7) and Max  The Indian Chamber of Commerce is a consortium Martin(6). that serves as an interface to the Indian Software  After the recently announced ”Swachh industry and Indian BPO industry. Sarvekshan-2016", Union Minister of Urban  NASSCOM President R. Chandra Sekhar. Development Shri M.Venkaiah Naidu conferred the  It was established in 1988. NASSCOM is a Non- trophies and mementos to 15 cities from across the Profit Organization. country in recognition of their work in improving  Headquarters : New Delhi, India with Regional sanitation in urban areas.First 3 cities – Mysore, Chandigarh and Tiruchirapalli Offices in the cities of Mumbai, Chennai,  Ishaan Patel an Indian-origin 13 year old boy has Hyderabad, Bangalore, Pune and Kolkata been honoured in the US for his charity work.

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the actor cum politician Shatrughan Sinha told that his BOOK & AUTHOR biography was more honest and transparent as it has the criticisms left unedited Arun Jaitley releases ‘India-2016’ and ‘Bharat- 2016’ Year Books Union Minister for Information & Broadcasting ArunJaitley  released ‘Bharat 2016’ and ‘India 2016’ year books. These books give comprehensive information about the country and various States and Union Territories including functioning of the Government and the economy.It also Vanik’s Knowledge Garden provides detailed information on various schemes and projects of Government and its various departments. The E State Bank of India (SBI) versions will be cheaper and easier to store and will be priced at 75% of the print book cost.  Imperial Bank of India acted as central bank of our country from 1921 to 1935. ’s autobiography enters Limca  Imperial Bank of India was nationalized and Book of Records renamed as “State Bank of India” in 1955. First Sachin Tendulkar continues to make records with the his Chairman, A. D. Gorwala. autobiography ‘Playing It My Way’ entering the Limca Book  SBI has 7 Subsidiaries (SBI Ground). They are : of Records for being the best-selling adult hardback across State Bank of Hyderabad, Mysore, Indore, Patiala, both fiction and non-fiction categories. The book, published Saurashtra, Travancore, Bikaner & Jaipur. All these by Hachette India, was released on November 6, 2014 and were formed in 1959. has broken all records for an adult hardback across both  The total number of associate banks of SBI currently fiction and nonfiction categories with 1,50,289 copies working in the country is – Five confirmed on order subscriptions. Boria Majumdar was the  SBI is the largest commercial bank of India co-author of Tendulkar’s autobiography.  SBI launched a New Scheme “Parvartan” to attract more customers by rendering better services. Release of Nathuram Godse book on Gandhi’s birth anniversary sparks controversy  SBI has introduced the Tiny-Card with biometric identification to achieve Financial Inclusion. Tiny- Newly formed Goa Forward party has opposed the release of Card provides easy banking services for under a book on Mahatma Gandhi ‘s killer Nathuram Godse on the privileged communities. death anniversary of the Father of the Nation. The book,  SBI Head Quarters :Mumbai titled ‘Nathuram Godse - The Story of an Assassin’ and written by Anup Ashok Sardesai ,to be released at the  State Bank of India launched “Mobi Cash Eash” a governmentowned Ravindra Bhavan in Margao by BJP leader mobile wallet service that allows users to transfer funds and make bill payment easily using Mobile and the bhavan’s chairman Damodar Naik. Phone. Nisid Hajari won 2016 William E. Colby Award for  On 7th October 2013, Arundhati Bhattacharya is Best Military Book appointed as the first lady chairperson for SBI. Nisid Hajari on 28 January 2016 won the 2016 William E. Colby Award for his book, Midnight’s Furies: The Deadly SBI & Associated Banks Legacy of India’s Partition. 1 State Bank of India Mumbai 1806 Book titled A Kingdom for his Love launched by 2 State Bank of Hyderabad Hyderabad 1941 Amar Chitra Katha 3 State Bank of Mysore Bangalore 1913 A fiction book titled A Kingdom For His Love was launched 4 State Bank of Travancore Trivendram 1945 in February 2016 by Amar Chitra Katha (ACK). The book is 5 State Bank of Patiala Patiyala 1917 co-authored by Vani Mahesh and Shinie Antony. 6 State Bank of Jaipur & Bikaner Jaipur 1963 The authors through the book want to retell the Sanskrit Note : play’Swapnavasavadattam’, by one of the earliest and most  In 2008 the State Bank of Sourashtra merged with celebrated playwrights Bhasa. It is an immersive novel about SBI. two people coming together against all odds for the sake of  In 2010 the above State Bank of Indore also merged true love. with SBI. Biography of Shatrughan Sinha released Slogans of SBI : “Anything but Kamosh: The biography of Shatrughan  With you all the way Sinha” was released on 20th February .On this release day  Pure Banking nothing else  The banker to every Indian  The Nation Banks on us

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PERSON IN NEWS

Ri Myong-Su: Ri Myong-Su, former People’s Security DJ Pandian:Former chief secretary of Gujarat DJ Pandian Minister, was referred to as “chief of the Korean People’s was appointed vicepresident and chief investment officer of Army General Staff” Appointed As New Military Chief Of the newly-created Asian Infrastructure Investment Bank North Korea (AIIB) on 3 February 2016. Sri Srinivasan : Sri Srinivasan to become the first Indian- Saroj Kumar: Saroj Kumar Jha has been appointed to a key American Judge of the U S Supreme Court to replace Justice position in the World Bank. Jha assumed the position of Antonin Scalia after his unexpected death. He made history Senior Director for the Fragility, Conflict and Violence Group in 2013 when he became the first Asian American and Indian at the World Bank. American to serve in the Court of Appeals in the D.C. Circuit, Archana Ramasundram: Archana Ramasundram was long cited as the stepping stone to the uppermost echelon, appointed as the Director General of the Sashastra Seema the Supreme Court. Bal that guards India’s frontiers with Nepal and Bhutan. Prof. Yogesh Tyagi : President Pranab Mukherjee appointed Archana Ramasundram became the first woman to head a Yogesh Tyagi, dean of the law faculty at South Asian paramilitary force . University (SAU), as the new Vice Chancellor of Delhi Sanjay Mishra: The Supreme Court on Thursday appointed University (DU). Justice Sanjay Mishra, a former judge of the Allahabad High Kalikho Pul: Kalikho Pul has been sworn in as the ninth Court, as the Lokayukta of Uttar Pradesh. chief minister of Arunachal Pradesh. He was administered J. S. Deepak: J.S. Deepak has been appointed the secretary the oath by governor KP Rajkhowa at a ceremony at the Raj of the Department of Telecommunications. Bhawan in Itanagar. Gurdeep Singh: Gurdeep Singh was appointed as the Christine Lagarde :Christine Lagarde was re-appointed as Chairman and Managing Director (CMD) of NTPC Ltd. IMF’s Managing Director for a second five-year term. Renana Jhabvala: Renana Jhabvala, Indian woman was Faustin Archange: Faustin Archange Touadera has won the invited to serve as a panelist on United Nations (UN) panel 2016 Presidential election of Central African Republic (CAR) on women’s economic empowerment, as announced by the Harinder Sidhu: Indian-origin Harinder Sidhu has been UN Secretary General Ban Ki-Moon. appointed as Australian High Commissioner to India. She M.K. Surana: M.K. Surana was appointed as the new replaces outgoing High Commissioner Patrick Suckling. Chairman and Managing Director (CMD) of Hindustan Ketan Shukla: The 1986 IFS batch officer Dr.Ketan Shukla is Petroleum Corporation Ltd (HPCL), the nation’s third-largest appointed as the new High Commissioner to the Republic of oil marketing company. Botswana . KN Vyas: Distinguished scientist KN Vyas has been Satender Kumar: has been concurrently accredited as the appointed as Director of Bhabha Atomic Research Centre next High Commissioner of India to Saint Lucia with (BARC) for a term of three years residence in Paramaribo. Amar Singh: Amar Singh from Indian-origin Sikh Community Yogeshwar Sangwan: had been appointed as the next has been appointed the Police Commissioner of the Capital Ambassador of India to the Republic ofArmenia. city of Malaysia. Justice Vineet Saran: Justice Vineet Saran will be the new Chief Justice of Orissa High Court. OBITUTARY K. Sanath Kumar: K. Sanath Kumar has taken charge as the Lance Naik Hanamanthappa: Lance Naik Hanamanthappa, Chairman-cum Managing Director of Kolkata-based National the brave-heart soldier of the Indian Army, passed away after Insurance Company. battling for his life at an army hospital in New Delhi. He was John Nicholson: A key Senate committee has confirmed the rescued alive on the night of 8 February after being buried nomination of US General John Nicholson to the commander under 35 feet of snow for 5 days in Siachen. He belongs to 19 of NATO forces in Afghanistan. Madras Regiment of the Indian Army. Parameshwaran Iyer: The government has appointed World O N V Kurup: awardee, eminent Malayalam Bank’s water and sanitation specialist, Parameshwaran Iyer, poet, lyricist, professor and environmentalist O N V Kurup as the new Secretary of the Drinking Water and Sanitation passed away due to cardiac arrest. He was 84. Department. Biraja Prasad :Biraja Prasad, India’s Ambassador to Aruna Sethi: Aruna Sethi, the Principal Adviser (Cost), took Tajikistan passed away following a massive cardiac arrest. over charge as the head of Indian Cost Accounts Service He was the youngest (IFS) officer to (ICoAS). With this appointment, she became the first woman be appointed as India’s Ambassador to any country. Mr. to occupy the post.

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Biraja Prasad , who belonged to Odisha started his career as Intizar Hussain: Veteran short story writer, novelist, diplomat. columnist and poet Intizar Hussain passed away at a hospital Boutros Ghali: Former United Nations (UN) Secretary- in Lahore. He was the first Pakistani and the first Urdu writer General Boutros Boutros-Ghali passed away in Cairo, Egypt. ever to be nominated for the international award. Intizar He was 93. Mr. Boutros-Ghali was Egyptian politician and Hussain was also conferred upon the ‘Officer of the Order of diplomat who had served as sixth UN Secretary-General from Arts and Letters’ by the French Ambassador to Pakistan 1992 to 1996. He was United Nations’ first secretary-general Philppe Thiebaud in September 2014. from Africa. Sushil Koirala: Former Prime Minister of Nepal and Nepali Harper Lee: Harper Lee, one of America’s most celebrated Congress (NC) President Sushil Koirala passed away due to novelists whose masterpiece “To Kill a Mockingbird” was Pneumonia in capital city Kathmandu. read by millions worldwide, has died at the age of 89. Nida Fazli: Renowned Urdu Poet and well known Bollywood Dan Hicks: Renowned American singer-songwriter Dan lyricist Nida Fazli passed away in Mumbai, Maharashtra Hicks passed away after a twoyear long battle with throat following a heart attack. and liver cancer. Terry Wogan: British television and radio personality Terry S S Tarapore: S.S. Tarapore, former deputy governor of the Wogan died of cancer on 31 January 2016 in Reserve Bank of India (RBI) and a noted economist, passed Buckinghamshire, United Kingdom. away in Mumbai.  PLACE IN NEWS

Tehran- Iran: The first cargo train to connect Iran and China Dharmendra Pradhan and eminent news reader Upendra has arrived in Tehran. The train had started its journey from Pahadsingh have given their consent join the Radio Fair this China’s eastern Zhejiang province and it took 14 days to year among others. reach final destination. The trains will run between both Vadodara ,Gujarat: Vadodara will be home to the country’s countries once in every month and the frequency will be first railway university, minister of state for railways Manoj increased if necessary. These trains will be run by private Sinha has said Sinha, who is on a two days visit to Gujarat, companies using existing routes.It marks the revival the said on Saturday that the state government was helping ancient Silk Road and gives impetus to China’s ambitious Indian Railways identify land to set up a full-fledged railway One Belt One Road (OBOR) initiative part of revived Silk university. The ministry of human resource development Road diplomacy. has worked out detailed modalities for this and it will be Lao Cai, Vietnam: Vietnam initiated the world’s longest three- soon placed in Parliament for approval. rope cable car system with a total length of 6,292.5 metres in Gujarat: The state government had decided to set up the the Northern Province of Lao Cai. It will connect Muong Hoa country’s first Aviation Park in Gujarat. The park will have an Valley and Fansipan Mountain in Lao Cai. airstrip, training school, helipad and space for setting up Ladakh: India and the National Aeronautics and Space small manufacturing units. The park aims to raise the Administration (NASA) entered into a partnership in January awareness among students about the potential of the aviation 2016 to explore the environment of Ladakh under NASA’s sector. The park set up in Gujarat will also attract national Spaceward Bound programme. Under the partnership, a team and international industrial houses to set up their of scientists from NASA, the Mars society Australia and the manufacturing facilities in this park. Birbal Sahni Institute of Palaeobotany, Lucknow will Vishakhapatnam:The second-ever International Fleet undertake an expedition to Ladakh in August 2016. During Review (IFR) in India, comprising of navies from 54 countries, their 10-day expedition, the scientists will study the similarities commenced at Vishakhapatnam. The theme (motto) for IFR of certain parts of the region’s topography and microbial life 2016 is ‘United through Oceans’. However, the overall theme to the surroundings of Mars. Previous spaceward bound of this event is ‘Make in India’. This is the second IFR to be expeditions were Atacama Desert (South America), Mojave held in India and the first on the East Coast. The last IFR was Desert (the USA), Pavilion Lake (Canada) and Arctic region held in Mumbai in 2001 and was reviewed by the then among others. President KR Narayanan. Bhubaneswar :International Radio Fair 2016 is to be held at Bhubaneswar. The fair will start on the occasion of World NEWS IN BRIEF Radio Day i.e. 13th of February and close on 14th. Minister  “Real Poseidon”, India’s first underwater of State for Information & Broadcasting Rajyavardhan Singh restaurant initiated in Ahmedabad which has been Rathore, Minister of State for Petroleum and Natural Gas created 20 feet below ground level. It has been

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owned by Ahmedabad-based businessman, Bharat  The Tithal beach in Valsad district of Gujarat Bhatt. have India’s first disable friendly beach in the  Tech giant Infosys is all set to build the world’s country. This project will provide proper tallest free-standing clock tower at its 345-acre infrastructure in public places to the disable global education centre in Mysuru. people.Government will provide Rs.5 crore in the  Japanese two-wheeler giant Honda Motorcycle and first phase. Scooter India (HMSI) started its fourth plant in India  Elephanta Island in Maharastra will soon get at Vithalapur (Gujarat). This plant is the world’s completely electrified by Independence Day 2016. largest scooter manufacturing site with production Elephanta Island is UNESCO world heritage site. capacity of 1.2 million two-wheelers per annum. Elephanta Island is Famous for its Hindu cave  Union Government has sanctioned about 580 crore sculptures depicting the cult of Shiva. rupees for Agartala-Akhaura railway link Project to  The 42nd Khajuraho Dance Festival begun in connect Kolkata (West Bengal) with Tripura via Khajuraho, Chhatrapur District in Madhya Pradesh. Bangladesh.  Katni in Madhya Pradesh to have India’s longest  The Samej village in Kullu district of Himachal railway bridge of 14 km in length which is three and Pradesh becomes smokeless by the Indian Oil half folds longer than the Vembanad rail Bridge that Corporation (IOC) under the Union Government’s connects Edappally and Vallarpadam of 4.6 Km in campaign. length.  Kasaragod district of Kerala has been declared as the second zero landless district, after Kannur.  SPORTS CRICKET one of the Second Test Match between Australia and New Zealand at Christchurch. A 54-ball effort that broke the record New Zealand cricketer Brendon Barrie McCullum jointly held by Viv Richards and Misbah-ul-Haq. retired from One-Day Internationals Brendon Barrie McCullum (New Zealand) on Yasir Shah suspended for three months for breach 8 February 2016 retired from OneDay Internationals (ODIs). of anti-doping code However, He announced his retirement. He played 260 ODIs Yasir Shah, Pakistan leg-spinner had been banned for three and scored 6083 runs matches. They include 5 centuries and months for breaching the International Cricket Council’s 31 half-centuries. (ICCs) anti-doping code. He had temporarily suspended in late December because he had taken banned substance Under 19 World Cup: West Indies Beat India To Cloralti done, which was found in his body for a blood test Win First Title during Pakistan’s 2nd One-Day International (ODI) against The West Indies won the Under-19 World Cup for the first England. He breaks Article 2.1 of the ICC’s anti-doping code time in their history after beating India by five wickets in that deals with “the presence of Prohibited Substance in a Dhaka, Bangladesh. It was the eleventh edition of the Under- Player’s body. 19 Cricket World Cup, and the second to be held in Bangladesh, after the 2004 event. Dravid in ICC’s Anti-Corruption Oversight Group Batting great has been named in ICC’s newly New Zealand cricket team won Chappell-Hadlee appointed Anti-Corruption Oversight Group as part of the Trophy recommendation from its Integrity Working Party of the New Zealand on 8 February 2016 won the three-match parent body. Chappell-Hadlee Trophy of cricket against Australia, 2-1. This win of the Black Caps can be termed as the best farewell gift David Warner wins Allan Border Medal 2016 for Brendon McCullum who retired from One-Day Australian batsman David Warner defeated captain Steve International (ODI) cricket after the match. They also retained Smith for the prestigious Allan Border Medal for 2016. the Chappell-Hadlee trophy by putting tremendous bowling and fielding display. NEWS IN BRIEF Brendon McCullum scores fastest 100 in Test Cricket  Australian all-rounder Shane Watson emerged as History the costliest player of the IPL player auction that New Zealand Skipper Brendon McCullum has smashed the was held on 6 February 2016. He was acquired for fastest ever Test ton in his final international match on day Rs. 9.5 crore by Royal Challengers Bangalore.

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 The ICC has removed India, England and Final Medals Tally Australia as the permanent members of its decision- Rank Country Gold Silver Bronze Total making executive committee. 1 India 188 90 30 308  Rajkot franchise has been named as “the Gujarat 2 Sri Lanka 25 63 98 186 Lions” after an online survey. The Gujarat Lions will 3 Pakistan 12 37 57 106 be led by Suresh Raina. 4 Afghanistan 7 9 19 35  The hallowed Lord’s will host the final of the 5 Bangladesh 4 15 56 75 Women’s Cricket World Cup in 2017 in London. Nirban Lahiri wins Hilton Asian Tour Golfer of the TENNIS Year award The Indian triumphed at the Maybank Malaysian and Hero Mirza-Hingis Win St Petersburg Title Indian Open before going on to finish tied fifth at the PGA Indian tennis ace and her Swiss partner Martina Championship last year. He also became the first Indian to Hingis extended their winning streak to 40 after clinching the feature at The Presidents Cup and ended the year by winning St. Petersburg Ladies Trophy. With the win, the Indo-Swiss the Asian Tour Order of Merit title and finishing in 40th place pair bagged their 13th women’s double titles. Earlier this year, in the world rankings. Lahiri won the award ahead of the Indo-Swiss duo won their third consecutive women’s Thailand’s Thongchai Jaidee, Malaysia’s Danny Chia and doubles Grand Slam title by lifting the Australian Open trophy. Philippines’ Miguel Tabuena. Novak Djokovic clinched sixth Australian Open Indian Wrestlers Win 14 out of 16 Gold In South Novak Djokovic crushed Andy Murray 6-1, 7-5, 7-6(3) at Melbourne Park on Sunday to match Roy Emerson’s record Indian wrestlers simply grabbed, scooping 14 gold medals of six Australian Open titles. out of a total 16 on offer as the wrestling competition in the Angelique Kerber wins Australia Open 2016 12th South Asian Games. Indian wrestlers ended their women’s single title campaign with a whopping 14 gold and two silver. India Germany’s Angelique Kerber stunned world number one won gold in all the eight women’s categories, while their men Serena Williams in three sets to win her first Grand Slam title counterparts won 6 gold and 2 silver. Pakistan won 2 gold. at the Australian Open. She defeated Serena Williams by 6- Hockey India League 2016: Punjab Warriors beat 4 3-6 6-4 in the final of Australia Open 2016 women’s single Kalinga Lancers to clinch maiden title title at Melbourne park. Jaypee Punjab Warriors finally struck gold to become third- Sania Mirza, Martina Hingis won 2016 Australian time lucky as they clinched their Hockey India League (HIL) Open women’s doubles tennis title title in the fourth edition of the six-team tournament at the Sania Mirza and her Swiss partner Martina Hingis on 29 Birsa Munda Hockey Stadium of BBSR in Odisha. January 2016 won the 2016 Australian Open title of tennis in Kerala won 61st National School Athletics the women’s doubles category. championship FOOTBALL Kerala has won the 61st National School Athletics championship which concluded in Kozhikode yesterday. This Lionel Messi Named La Liga Player of Month is for the 19th consecutive time Kerala becomes the FC Barcelona forward Lionel Andres Messi has been named champions in the event. Tamil Nadu came second. Liga BBVA Player of the Month for January, for the first time. Lionel Messi also became the first player to notch 300 La NEWS IN BRIEF Liga goals as his double blast powered Barcelona to a 3-1  India’s ace squash player Joshna Chinappa has won win at Sporting Gijon that sent them six points clear at the the gold medal in women’s individual category at top of the table the 12th South Asian Games (SAG). OTHER SPORTS  India’s Sapna Devi has won gold for India in the women Wushu Taulu (Changquan) Competition at 2016 South Asian Games (SAG) the 12th South Asian Games (SAG). The 2016 South Asian Games (SAG) concluded on 16  In an online poll, India’s Anirban Lahiri has been February 2016 with a grand closing ceremony held at voted as the Hilton Asian Tour Golfer of Year. Guwahati’s Athletic Stadium. India grabbed an unprecedented 188 gold medals and stamped its superiority as an unrivalled region sporting power. Sri Lanka came second in the medals tally. 

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 29 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016 SCIENCE & TECHNOLOGY Discovery of The Centuary : Gravitational Waves smartphone with a 4-inch WVGA resolution display, features Scientists have observed a stunning discovery in their quest a 1.3 Ghz quad-core processor, 1GB RAM, 8GB total storage to fully understand gravity. They have observed the warping space and a 3.2 megapixel camera on the back. It will have 0.3 of space time generated by the collision of two black holes megapixel camera on the front and has a 1450 mAh battery. more than a billion light-years from Earth. The scientist team This is dual-SIM 3G capable phone. Bookings for the says the first detection of these gravitational waves will usher Freedom 251 started from Thursday 18 February from 6.00 in a new era for astronomy. The gravitational waves were am in the morning and closed on 21 February at 8.00 pm. predicted by Albert Einstein in his general theory of relativity Defence Minister Manohar Parrikkar launched the 100 years ago in 1915. The gravitational waves were detected smartphone ‘Freedom 251’ on February 17. on September 14, 2015 by LIGO detectors, located in Livingston, Louisiana, and Hanford, Washington, USA. Tata unveils first ever India – made robot ‘Brabo’ TAL Manufacturing Solutions, a Tata Group company, has Apple to Setup Its 1st Technology Center In India designed the first ever India-made robot called ‘Tata Brabo’. Apple has confirmed its 1st technology centre in India at The robot will be developed for micro, small and medium Hyderabad, at a cost of $25 million. Spread across 2,50,000 enterprises which require cost-effective robotic solutions square feet, the centre will help Apple develop maps and for their manufacturing purposes. Brabo will be priced at Rs make them available in its iPhones and Mac systems. It is 3 Lakh for 2kg payload and Rs 6 Lakh for 10kh payload. The set to open by June, becoming fully operational by the end main advantage Tata will have is the localized manufacturing of the year. The facility is projected to create 4,500 jobs of the robot which will help it to price the robots lower than foreign players. India’s 1st Lightest Gun “Nidar” Launched India’s first indigenously developed lightest revolver (gun) Alphabet surpassed Apple to become most Nidar weighing merely 250 grams was successfully launched valuable traded US company to boost the “Make In India” initiative. It has been designed Alphabet Inc., the parent company of Google has overtaken and manufactured by the state-run Rifle Factory Ishapore Apple as s most valuable company in the world. Alphabet located in West Bengal. The Nidar is lightest revolver ever has made a profit of $4.9 billion in the fourth quarter and was made in India with cheapest price tag of Rs 35,000 only. valued at 548 billion dollars followed by Apple which was valued 534 billion dollars. World’s Cheapest Smartphone Launched By Ringing Bells Noida based Ringing Bells is all set to launch the world’s  cheapest 3G smartphone at just Rs 251 in India. The HEALTH

India has set target to eliminate malaria by 2030 for Disease Control of the United States. The Project will be India has set a target to eliminate malaria disease by 2030 implemented in the North East, in addition to the existing and will allocate infrastructure and financial resources projects of the National AIDS Control Organization (NACO). towards this task. Launching the National Framework for The AIDS prevention special programme for the North-East Malaria Elimination (NFME) 2016-2030, which outlines India’s will be implemented in 20 districts of the eight states including strategy for elimination of the disease by 2030. NFME 2016- four districts of Manipur- Imphal East, Bishnupur, Ukhrul 2030 also defines key strategic approaches such as and Churachandpur. programme phasing, considering the varying malaria endemicity in the country. An enabled environment and World’s 1st fast-acting Anti-Rabies drug to be necessary resources would remain critical to realise the launched in India objectives in the pathway to malaria elimination. World’s first fast-acting anti-rabies drug Rabies Human Monoclonal Antibody (RMAb) will be launched in India. Project Sunrise launched for prevention of AIDS The drug has been developed by Pune-based Serum Institute in the eight North-Eastern states of India (SII) and US-based MassBiologics of the University Union Minister of Health and Family Welfare J.P. Naddahas of Massachusetts Medical School. RMAb drug is a human launched Project Sunrise for prevention of AIDS in the eight IgG1 monoclonal antibody that instantly deactivates rabies North-Eastern states. The project is funded by the Centre

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 30 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016 virus by specifically binding to a conformational epitope of Mahendragiri, Tamil Nadu and lasted for 640 seconds. It was G glycoprotein of the virus. conducted with Mixture Ratio Controller (MRC) in a closed loop mode. ISRO successfully test cryogenic engine of GSLV A team of scientist in US led by an Indian-origin Ashutosh Mark 3 rocket Tiwari has discovered Tin Monoxide (SnO) conductor to The Indian Space Research Organisation (ISRO) has replace silicon. SnO is a new kind of 2D semiconducting successfully conducted hotbed test of the indigenously material for electronics that opens the door for much speedier developed high-thrust cryogenic engine (CE20) of the GSLV computers and smartphones that consumes less power. Mark 3 (LVM3) rocket for the upper stage. The long-duration test was conducted at ISRO Propulsion Research Centre at  ENVIRONMENT & ECOLOGY

Prakash Javadekar launched ENVIS portal and cancer’s growth and metastasis without harming healthy, mobile application. normal cells in vitro and in vivo experiments. The Union Minister of Environment, Forest and Climate Change Prakash Javadekar has launched Environment New species of Hydroid discovered in Red Sea Information System (ENVIS) portal and mobile application. An international team of biologists have discovered a new It was launched on the sidelines of the national interaction- species of hydroid polyps emitting green fluorescence in cum-evaluation workshop for Environment Information the Red Sea. These species were found during the System. ENVIS Portal (http://envis.nic.in) runs parallel with investigations of the biodiversity of coral reefs of the the objectives of Digital India which works on improving the archipelago Farasan south of the Red Sea near Saudi Arabia. digital literacy in the environment sector and deliver services These hydroid polyps ( also called hydrozoas) are digitally. It will play important role integrating network of presumably a new species of the genus Cytaeis whose body ENVIS centres. length reaches 1.5 mm. They were found to be emitting green light in association with the gastropod Nassarius Haryana to become the first state in India to have margaritifer in the night. Aquifer mapping To find out the exact location of the Aquifer rocks a new Paper waste turned into non-toxic green Aerogel mapping technique is to be introduced in Haryana by May for first time making it as the first state to have such mapping. Aquifer For the first time, scientists from National University of rock is an underground layer of water bearing rock which Singapore (NUS) have successfully converted paper waste has groundwater stored in it. With the climate changes in the into green nontoxic cellulose aerogels. Aerogels are among recent years, the groundwater sources have gone down to a the lightest solid materials in the world and are also one of critical level. the finest insulation materials available. Green Aerogels are ultra-light, non-toxic, extremely strong, flexible and water Five Jupiter like planets discovered repellent. It is obtained by converting paper waste into Scientists have discovered five new Jupiter-like planets that biodegradable Aerogels which is a simple, cost-effective and are similar in characteristics to our solar system’s biggest fast method. planet. The newly discovered planets were designated as WASP-119 b, WASP-124 b, WASP-126 b, WASP-129 b and Goa wants the peacock to be declared a ‘vermin’ WASP-133 b. They orbit very close to their host stars and that causes nuisance to farmers are hot compared to Jupiter. These planets were discovered Goa’s agriculture minister Ramesh Tawadkar, who had by researchers from Keele University in UK by using Wide recently decided that the coconut tree is not a tree, wants to Angle Search for Planets-South (WASP-South) instrument. declare India’s national bird, the peacock, a nuisance or “vermin”. Neem extract may help treat Pancreatic Cancer A new study has claimed that a natural extract derived from the neem tree can potentially be used to treat pancreatic cancer without harming normal, healthy cells. Scientists have  tested nimbolide, a compound found in neem leaves against pancreatic cancer in cell lines and mice. The results have showed that this natural compound can stop pancreatic

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Coast Guard to Induct 38 Aircraft and Helicopter humanitarian aid and disaster relief including medical and By 2020 aviation support. The Indian Coast Guard has proposed to induct 38 more aircraft and helicopters into its fleet by 2020. The CG at present NEWS IN BRIEF has a fleet strength of 62 airplanes and helicopters. To boost  For the first time, border troops of India and China its surveillance and search, and rescue capabilities. In this have held their first joint tactical exercise regard, the maritime security will sign a contract with codenamed Sino-India Cooperation 2016 in Hindustan Aeronautics Limited (HAL) to procure 16 Chushul-Moldo in Jammu and Kashmir. Advanced Light Helicopters (ALHs) in the next three - four  months. It is also exploring options to buy 14 twin-engine “IBSAMAR” is a joint naval exercise between India, Brazil and South Africa, this will be the fifth edition heavy helicopters and 6 more Maritime Multimission of the Harbor Phase of the Exercise to commence Surveillance Aircraft. from Goa Coast. This is done in two phases namely Prithvi II Missile Successfully Test Fired Harbor phase and Sea Phase. India test-fired its indigenously developed Prithvi-II missile.  The 7th edition of India, Seychelles joint military This missile is capable of carrying 500 kg to 1000 kg of exercise LAMITYE 2016 has begun in Victoria, warheads. Prithvi II missile tested as part of a user trial by Seychelles. the army from a test range at Chandipur. It was conducted by  For the first time, India has participated in the Cobra the Strategic Force Command (SFC) and was monitored by Gold 2016 multilateral amphibious exercise hosted the scientists from Defense Research and Development by Thailand after 12 member Indian Army delegation Organisation (DRDO). The missile test was carried out from joined it. a mobile launcher from launch complex-3 of the Integrated  Japan’s ShinMaywa Industries is planning to set Test Range (ITR). up manufacturing plant of US-2 amphibious aircraft in India under ‘Make in India’ initiative to cater to India and Myanmar Sign Standard Operating international demands. Procedure On Joint Patrol  Department of Industrial Policy and Promotion The 4th edition of India-Myanmar Coordinated Patrol (DIPP) of Union Government has given its final (IMCOR) was conducted jointly by ships of both navies approval to Kerala Government’s approval to set along the International Maritime Boundary Line in the up India’s first Defence Industrial Park at Andaman Sea since 2013.Indian Navy ships Saryu and Bitra Ottappalam. along with Union of Myanmar ships Aung Zeya and FAC 563 participated in the patrol. During the Ceremony of 4th IMCOR, the Standard Operating Procedure (SOP) for IMCOR  was also signed between Indian Navy and Myanmar Navy. Cmde Atul Anand VSM from Indian Navy and Cmde Aung Zaw Hlaing from Myanmar Navy signed the document in the presence of H.E Gautam Mukhopadhaya, the Ambassador of India to Myanmar. Indo-Nepal Battalion Level Combined Exercise Surya Kiran kicked off The 9th Indo-Nepal Combined Battalion level Military Training Exercise Surya Kiran has been started off today at Pithoragarh, . The 14 days military training exercise is under the aegis of Panchshul Brigade of Central Command. Nepalese Army would be training together and sharing their experiences of counter-terrorism operations and “jungle warfare” in hilly terrain. The Surya Kiran series of exercises is a bi-annual event which is conducted alternatively in Nepal and India. The training also focus on

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 32 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016 RECENT SUMMIT IN NEWS The 6th National Science Film Festival Begins In India will host the first ever Global Maritime Mumbai Summit The 6th National Science Film Festival & Competition (NSFF) Prime Minister Narendra Modi said India will host the first has begun at Nehru Science Center in Mumbai. The festival ever Global Maritime Summit in April this year and called for has been jointly organised by Nehru Science Centre and maritime cooperation stating that the seas must be used to Vigyan Prasar. Vigyan Prasar is an autonomous body under build peace, friendship, trust and curb conflict. The Prime the Ministry of Science and Technology. The event was Minister said that international maritime stability cannot be chaired by veteran director and science film preserved by a single nation with the complexity of modern maker Dr Mike Panday. The winners will be chosen among day challenges. He also said India is and has always been a the 35 short-listed entries by a jury of eight people chaired maritime nation. by Shyam Benegal. Kerala to host global skill summit 3rd Edition Of Taj Literature Festival In Agra Kerala will host a three-day ‘Nypunyam International Skill The 3rd edition of the Taj Literature Festival scheduled to Summit and Skill Fiesta 2016’ in March with a view to bridging begin in Agra (UP). The 3-day long festival beginning on the gap between the job market requirement and the skill February 26, will not have any particular theme. This edition level of available workforce. The event will unfold on will accommodate 16 different categories ranging from February 5, according to Tom Jose, Additional Chief Secretary, music,theater, politics, women cooking and comedy among Department of Labour and Skills, Kerala. The focus will be others etc. on improving the skill levels and bringing them up to world standards in tune with the Prime Minister’s initiative for Homeo Vision 2016 - Inaugurated At Nagpur skilling 500 million young people by 2020. The twenty fourth National Homoeopathic Congress Homeo- Vision 2016 was inaugurated by the Minister of State for AYUSH (Independent Charge) and Health and Family Welfare,  Shri Shripad Yesso Naik in Nagpur. Indian Institute of Homeopathic Physician (IIHP), Maharashtra State Branch, Nagpur has organized this two-day National conference (13th Vanik’s Knowledge Garden and 14th February, 2016) to discuss the recent advances in technology, innovative research and quality education in Name of the Bank /Head Office Homeopathy. The objective of Ministry of AYUSH to 1. Allahabad Bank Kolkata develop the four core areas such as education, research, 2. Bank of Baroda Baroda drug development and health care delivery. 3. Bank of Maharashtra Pune 3rd US-ASEAN summit session began in 4. Bank of India Mumbai California 5. Central Bank of India Mumbai The summit between leaders from the Associations of 6. Canara Bank Bangalore Southeast Asian Nations and The United States has begun 7. Dena Bank Mumbai in California. The agenda of 2 day meeting includes Maritime 8. Indian Bank Chennai 9. Indian Overseas Bank Chennai security in the South China Sea. The focus will also be 10. Punjab National Bank New around innovation and entrepreneurship. Delhi Vibrant North East event concluded in Guwahati 11. Syndicate Bank Manipal The three-day long Vibrant North East event concluded in 12. Union Bank of India Mumbai Guwahati, Assam. Rural banking, Make in North East and 13. United Commercial Bank (UCO Bank) Horticulture and food processing etc. were the key areas of Kolkata Vibrant North East. The event severed as a common powerful 14. United Bank of India Kolkata platform for the developmental projects and initiatives in the 15. Andhra Bank Hyderabad 16. Corporation Bank Mangalore Northeast India. Around 500 young farmers had undergone 17. Oriental Bank of Commerce New Delhi an orientation course at the expo. Seminars, business meet 18. Punjab and Sindh Bank New Delhi and exhibitions were also organized during the event. 19. Vijaya Bank Bangalore Directorate of Advertising & Visual Publicity (DAVP), ISRO, 20. IDBI Bank Ltd Mumbai National Thermal Power Corporation (NTPC) also had 21. ECGC (The Export Credit participated in exhibition. Guarantee Corporation of India Ltd) Mumbai

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 The Securities and Exchange Board of India (SEBI) (OBC) status for the community turned violent with constituted a committee for disposing of the land death of at least 10 persons in Haryana. purchased by PACL Ltd in order to refund people  Amit Mitra (West Bengal Finance Minister) was who have invested in the company’s various funds appointed the Chairman of the Empowered for purchase of land. Justice R.M. Lodha (Ex-Chief Committee of state finance ministers that represents Justice of India) was appointed the head of this all states and will play a crucial role in implementing committee the goods and services tax (GST).  Yielding to pressure from agitating Jats, the Union  Supreme Court appointed a committee under former Govt. set up a five-member committee to examine Chief Justice RM Lodha to sell assets of Pearls the quota demand for the community in government Agrotech Corporation Ltd (PACL) and refund 49 jobs. M.Venkaiah Naidu was made head of this thousand crore rupees to the investors. committee. The agitation started a few days ago by Jat community seeking Other Backward Caste 

DATE & OBSERVATION

February 2 - World Wetlands Day February 4 - World Cancer DayTheme 2016-18: We can. I Vanik’s Knowledge Garden can. February 4 - Facebook day Talking ATM 2nd Sunday of February - World Marriage Day February 6 - International Day of Zero Tolerance to Female Which Bank established First Talking ATM in India? - Genital Mutilation Union Bank of India (Union Bank) Theme 2016 – ”Achieving the new Global Goals through the Which city gets the country’s first Talking ATM?- elimination of Female Genital Mutilation by 2030" Ahmedabad February 10 - National Deworming Day Which State gets the country’s first Talking ATM? - February 11 - World Day of the Sick Gujarat Talking ATM Specially designed for ______people? - February 11 - International Day Women and Girls in Science. Blind February 12 - Darwin Day Who inaugurated the country’s first Talking ATM? - February 13 - World Radio Day CMD of UBI, D. Sarkar 2016 Theme: “Radio in Times of Emergency and Disaster”. Talking ATM has what kind of Special Interface? - Voice February 13 - National womens day or Sarojini Naydu’s Interface Birthday Which was the second bank to launch the Talking ATM February 20 - World Day of Social Justice in India? - State Bank of India February 21 - International Mother Language Day Which company installed White Lable ATM first in the February 22 - World Scout Day, World Thinking day country? - Tata February 23 - World Peace and Understanding Day February 24 - Central Excise Day February 28 - National Science Day

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B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 34 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016 INTERNATIONAL & NATIONAL INSTITUTION

1. World Trade Organization (WTO) – 13. United Nations Populations Fund (UNFPA) – Headquarters – Geneva, Switzerland Headquarters – New York, US Head – Roberto Azevedo Head – Dr. Babatunde Osotimehin Founded on – 1 January, 1995 Founded on – 1969 2. World Health Organization (WHO) – 14. Asian Development Bank – Headquarters – Geneva, Switzerland Headquarters – Manila, Philippines Head – Dr Margaret Chan Head – Takehiko Nakao Founded on – 7 April, 1948 Founded on – 22 August, 1966 3. World Economic Forum (WEF) – 15. Asian Infrastructure Investment Bank (AIIB) – Headquarters – Geneva, Switzerland Headquarters – Beijing, China Head – Klaus Schwab Head – Jin Liqun Founded on – 1971 Founded on – 4 October, 2014 4. World Intellectual Property Organisation(WIPO Also 16. New Development Bank (BRICS Development Bank) – called OMPI) – Headquarters – Shanghai, China Headquarters – Geneva, Switzerland Head – K. V. Kamath Head – Francis Gurry Founded on – July, 2015 Founded on – July 14, 1967 17. United Nations Education Scientific & Cultural 5. International Labour Organisation (ILO/OIT) – Organisation (UNESCO) – Headquarters – Geneva, Switzerland Headquarters – Paris, France Head – Guy Ryder Head – Irina Bokova Founded on – 1919 Founded on – 16 November, 1945 6. United Nations Conference on Trade & Development 18. Organisation for Economic Cooperation & Development (UNCTAD) – (OECD) – Headquarters – Geneva, Switzerland Headquarters – Paris, France Head – Mukhisa Kituyi Head – Jose Angel Gurria Founded on – 1964 Founded on – 30 September, 1961 7. World Meteorological Organisation (WMO) – Headquarters – Geneva, Switzerland 19. North Atlantic Treaty Organisation (NATO) – Head – Michel Jarraud Headquarters – Brussels, Belgium Founded on – 1950 Head – Philip M. Breedlove Founded on – 4 April, 1949 8. International Committee of the Red Cross (ICRC) – Headquarters – Geneva, Switzerland 20. Asia Pacific Economic Cooperation (APEC) – Head – Jakob Kellenberger Headquarters – Singapore Founded on – 1863 Head – Dr. Alan Bollard Founded on – 1989 9. International Monetary Fund (IMF) – Headquarters – Washington DC, US 21. Association of South East Nations (ASEAN) – Head – Christine Lagarde Headquarters – Jakarta, Indonesia Founded on – 27 December, 1945 Secretary-General – Le Luong Minh, Vietnam Founded on – 8 August, 1967 10. The World Bank – Headquarters – Washington DC, US 22. South Asian Association for Regional Cooperation Founded on – July, 1944 (SAARC) – Headquarters – Kathmandu, Nepal 11. United Nations Organization (UN) – Head-Ahmed Saleem Headquarters – New York, US Founded on – 8 December, 1985 Head – Ban Ki-moon Founded on – 1945 23. International Maritime Organisation (IMO) – Headquarters – London, UK 12. United Nations Children’s Fund (UNICEF) – Head – Koji Sekimizu Headquarters – New York, US Founded on – 1959 Head – Anthony Lake Founded on – December, 1946 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 35 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

24. Amnesty International – Founded on – 23 June, 1894 Headquarters – London, UK Head – Salil Shetty 30. International Cricket Council (ICC) – Founded on – July, 1961 Headquarters – Dubai, UAE Head – N. Srinivasan (Chairman) 25. Commonwealth of Nations – Founded on – 15 June, 1909 Headquarters – London, UK 31. The Fédération Internationale de Football Association Head – Queen Elizabeth II Founded on – 28 April, 1949 (FIFA) – Headquarters – Zurich, Switzerland 26. International Atomic Energy Agency (IAEA) – Head – Joseph S. Blatter Headquarters – , Austria Founded on – 21 May, 1904 Head – Yukiya Amano Founded on – July 29, 1957 32. World Wide Fund for Nature (WWF) – Headquarters – Avenue du Mont-Blanc, Gland, Vaud, 27. United Nations Industrial Development Switzerland Organisation (UNIDO) – Founded on – 29 April, 1961 Headquarters – Vienna, Austria Head – Li Yong 33. Food & Agricultural Organisation (FAO) – Founded on – 1966 Headquarters – Rome, Italy Head – Jose Graziano da Silva 28. Organisation of Petroleum Exporting Countries Founded on -16 October, 1945 (OPEC) – Headquarters – Vienna, Austria 34. International Court of Justice (ICJ) – Head – Diezani Alison-Madueke Headquarters – The Hague, The Netherland Founded on – 1961-62 Head – Abdulqawi Yusuf Founded on -1945 29. International Olympic Committee (IOC) – Headquarters – Lausanne, Switzerland Head – Thomas Bach  STATE NEWS Tamil Nadu Chief Minister Jayalalithaa unveiled Andhra Pradesh Government Signed Agreement new projects worth Rs 1,002.02 crore With USTDA J Jayalalithaa Chief Minister of Tamil Nadu had inaugurated The US Trade and Development Agency has signed MoU a series of projects worth Rs 1,002.02 crore which are taken with the Department Of Municipal Administration of Andhra up by Highways and Minor Ports Department. The project Pradesh on funding for drawing up the master plan for includes construction of new bridges, railway over bridges Visakhapatnam Smart City and a consortium of three US and buildings. Foundation stone for construction of five companies, comprising AECOM, KPMG and IBM. The MoU bridges and five railways over bridges had been laid down. was signed by Principal Secretary (Municipal Administration) Karikal Velavan and Country Manager of USTDA Heather K Delhi to conduct second round of odd-even from Lanigan in the presence of Chief Minister and Director of April 15 USTDA Leocadila I Zak. The second phase of the odd-even road rationing scheme to reduce the Capital’s notorious air pollution and traffic snarls Jharkhand First Mega Food Park will begin for a fortnight from April 15, Delhi chief minister Union Food Processing and Industry Minister Harsimrat Kaur announced. Women driving alone or with Badal and Chief Minister Raghubar Das inaugurated the first young children, several categories of VIPs and two-wheelers mega food park at Village Getalsud, Ranchi in Jharkhand. will be exempted. This means there will be no changes in the The food park costing Rs.114.73 crore is spread over 51.50 exemption list that was in place when the formula designed acres. It will have the facilities of multi-chamber cold storage, to allow vehicles with registration plates ending with odd or dry warehouse, vegetable dehydration line, modern quality even numbers to run on alternate days was tried out from control and testing laboratory and other processing facilities January 1 to 15. But discussions on who should be spared for fruit and vegetables. The Mega Food Park is expected to the curbs are still on.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 36 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016 provide direct and indirect employment to about 6000 people Himachal Pradesh Approved 15 Crore Rupees On and benefit about 25,000-30,000 farmers in its catchment area. Swachh Bharat Mission In Kinnaur The Himachal Pradesh Government is going to spend 15 crore World Bank to help Rajasthan in energy reforms rupees on Swachh Bharat Mission in tribal district of Kinnaur. The World Bank has decided to lend support to the Rajasthan The funds will be used on capacity building and organizing government on energy reforms and a detailed project has of workshops for awareness on swachhbharat mission. been prepared in this regard. The decision was taken at a Every single household will be given 12 thousand rupees for meeting between World Bank’s country director in India, toilet construction . OnnoRuhl and Rajasthan Chief Minister Vasundhara Raje at her official residence. Ruhl conveyed that World Bank was Cabinet approveed raising of 17 Indian Reserve working with the Rajasthan government on energy reforms Battalions by J&K and LWE States and a detailed report has been prepared focusing on The Union Cabinet under the Chairmanship of Prime Minister conventional and non-conventional sources of energy. Shri Narendra Modi has approved the raising of 17 India Reserve Battalions (IR Bns) by Jammu & Kashmir and Left MP, Rajasthan set up SPV for implementation of Wing Extremism (LWE) affected States. It includes five IR Smart City Plans Bns in the state of J&K, four IR Bns in Chhattisgarh, three IR Madhya Pradesh and Rajasthan Government have set up Bns in Jharkhand, three IR Bns in Odisha and two IR Bns in Special Purpose Vehicles (SPV) for the implementation of Maharashtra. Smart City Plans. SPVs have been set up for five cities – Jabalpur, Indore and Bhopal in Madhya Pradesh and Jaipur UP launches helpline number for journalists and Udaipur in Rajasthan. These cities are among the first Uttar Pradesh CM Akhilesh Yadav launched a dedicated batch of 20 winners of Smart City Challenge Competition helpline for journalists with number 1800-1800-303. Managed held by the Union Ministry of Urban Development. The by the state’s Information and Public Relation Department, Ministry will release 200 crore rupees for each of the 20 the helpline will help and assist the media persons. He also selected cities only after SPVs are set up. SPVs shall have launched a computerised file-tracking system to track the 50:50 equity that will held by the states and respective urban development of a file and ensure its time-bound disposal. local bodies. Private equity is also allowed but the management control will rest with the Governments only. UN approved 12 crore for Amaravati and Warangal project Bihar sixth state to join UDAY, benefit pegged at In a bid to improve tourist infrastructure in heritage places of Rs 117 crore Amaravati in Andhra Pradesh and Warangal in Telangana, Bihar has joined the Centre’s power distribution sector revival urban development ministry has given its stamp of approval scheme that targets operational and financial turnaround of to the projects worth of Rs. 12 crore. An inter-Ministerial state discoms, starting with restructuring of their debt. Bihar HRIDAY National Empowered Committee approved signed a memorandum of understanding with the Central development of Heritage Park in Amaravati and 1000 Pillar government under the Ujjwal Discom Assurance Yojana Temple, Kazipet Durgah and Padmakshi Temple in Warangal. (UDAY) It has become the sixth state —second with a non- BJP government after Uttar Pradesh — to do so. Other states UP launched a new UP Revenue Code that have become a part of the scheme are Rajasthan, Uttar Pradesh Chief Minister Akhilesh Yadav had launched Chhattisgarh, Jharkhand and Gujarat. a new UP Revenue Code. The aim of this launch is to eradicate old laws relating land revenue and land reforms Maharashtra government will introduce anti and greater dispute resolution. The new code 39 Acts is spitting bill implemented which includes Land Revenue Act 1901 and after Concerned over the sharp rise in infectious disease like this Zamindari and Land Reform Act 1950 will be abolished. tuberculosis, Maharashtra government will introduce a bill banning spitting in public places in the upcoming state Maharashtra rolled out a deradicalisation Legislature Budget session scheduled next month. programme for the minority community According to the proposed legislation, offenders spitting for Maharashtra had rolled out a deradicalisation programme for the first time will have to pay a fine of Rs 1,000 and also do a the minority community because of home-grown day of community service at public places or at government extremism and the global Islamic State (IS) threat. The offices. If caught second time, the offender will be slapped a program aims to bringing youth of the minority community fine of Rs 3,000 and do three days of community service. For into the mainstream and making coordinated efforts in repeated offence, the offenders will have to pay Rs 5,000 fine education, sports, urban planning, law and order, skill and do five days of community service. development, women and child, social justice, and health.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 37 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

West Bengal government launched the Utkarsh Bangla Scheme West Bengal government has launched the Utkarsh Bangla Scheme with an aim of providing vocational training to school Vanik’s Knowledge Garden dropouts. Objective of the scheme is to give vocational training to school dropouts by providing training ranging Punch Lines of Banks from 400 to 1200 hours free of charge. Under this scheme, Hum Hai Na : ICICI beneficiaries will be trained in driving, tailoring, repairing television and other electronic equipment’s, beautician Good People to Grow with : Indian Overseas Bank courses etc. With you All the Way : State Bank of India A Trusted Relationship : SBH NEWS IN BRIEF Tradition of Trust : Allahabad Bank  After 3 years of ban, Odisha government has lifted Trusted Family Bank : Dena Bank the restrictions on visit of foreign tourists to certain Good People to Bank with : Union Bank of India tribal areas in the State, which was imposed due to the abduction of two Italian tourists in Kandhamal Banking for All : IDBI Bank district by Maoists. World’s Local Bank : HSBC  Karnataka became the first state in the country to We Understand your World : HDFC witness a disastrous winter harvest this year after it Friendly, Intelligent, Responsive : Andhra Bank requested central assistance of Rs.1,417 crore after A Friend you can Bank upon : Vijaya Bank rabi crop worth Rs.7,209 crore was damaged. The Together we Prosper : Bank of Rajasthan state government claimed that it has lost rabi crop in more than 70% of the sown area. Your Perfect Banking Partner : Federal Bank  Tamil Nadu government had announced free bus Taking Banking Technology to Common Man : Indian travel for senior citizens in Chennai metropolitan Bank areas. Prosperity to All : Corporation Bank  Maharashtra government has decided to formulate We are changing for you : Canara Bank policy on Green Corridor to transport organs within the stipulated time. Experience our Expertise : Yes Bank Central to you Since 1911 : Central Bank of India Serving to Empower : J & K Bank  The Changing Face of Prosperity : Lakshmi Vilas Bank Where service is a way of life : Punjab & Sindh Bank Where Every individual is Committed :Oriental Bank of Commerce The Bank that begins with U : United Bank of India Your Faithful & Friendly Financial Partner :Syndicate Bank Relationship Beyond Banking : Bank of India Honours your Trust : UCO Bank Smart Way to Bank : Karur Vysya Bank A Passion to Perform : Deutche Bank Experience Next Generation Banking :South Indian Now more than Bank The Name you can Bank upon : PunjabNational Bank India’s International Bank : Bank ofBarod One Family, One Bank : Bank of Maharashtra Thanks to all the students for their appreciation

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 38 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

RECENT GOVERNMENT DEVELOPMENT & SCHEME

Jayalalithaa announces ‘Amma Kudineer Thittam’ b) The intention of launching national schemes from a Jayalalithaa the Chief Minister of Tamil Nadu had announced small centre was to move the government out of ‘Amma Kudineer Thittam’ a new scheme for supplying Delhi and ensure it reached villagers, he said. Under drinking water. Under the Scheme the govt will supply the the scheme, 300 clusters would be developed with water to those who cannot afford to buy purified drinking an investment of Rs 5,100 crore in three years. water from private players. Under the first phase of the c) Four clusters would be developed in Chhattisgarh’s scheme water supplying points will be established. The family Rajnandgaon, Dhamtari, Kawardha and Bastar of poor people is provided with 20 liters of pure water every districts. This year, 100 clusters would be taken up day. Smart cards will be issued to beneficiaries. under the project. DIAL launches mobile application ‘DIAL Cargo’ PM Modi released guidelines for Delhi International Airport Ltd (DIAL) has launched a mobile PradhanMantriFasalBimaYojana at KisanMela in application ‘DIAL Cargo’ for cargo operations to reduce MP paperwork and track movement of shipments on real time Prime Minister Narendra Modi on 18 February 2016 launched basis. DIAL runs the international airport in the national the guidelines for operation alization of the Pradhan Mantri capital.The mobile application would aid in electronic Fasal Bima Yojana (PMFBY). The guidelines were issued at a clearance of cargo through the customs Department. Delhi farmers’ convention in Sherpur village of Madhya Pradesh. airport handled 7 lakh tonnes of cargo in 2014-15. a) The PMFBY is a path breaking scheme for crop Govt praises MGNREGA as scheme completes insurance and was approved by the Union Cabinet 10 years on 13 January 2016. b) The Yojna will come into force from the 2016 Kharif The Mahatma Gandhi National Rural Employment Guarantee season (from June to October in India). Act (MGNREGA) has completed its ten years of achievement. c) It aims at boosting the agricultural sector of India The total government part to the herald of Mahatma Gandhi and envisages a uniform premium of only 2 percent NREGA is about threequarters of US$15 billion. It was to be paid by farmers for Kharif crops, and 1.5 launched in June 2006 by Prime Minister percent for Rabi crops. with aims to guarantee the ‘right to work’ as per the Article d) The premium for annual commercial and horticultural 41 of the Indian Constitution. crops will be 5 percent. Tamil Nadu announced Free Bus Pass Scheme for e) On the occasion, the Prime Minister Modi also senior citizens presented a trophy of Krishi Karman Award to Chief Tamil Nadu Chief Minister J Jayalalithaa announced a free Minister Shivraj Singh Chouhan. bus pass scheme for senior citizens in Chennai. The scheme f) On the other hand, Modi was conferred with Kisan would come into effect from 24 February 2016, the day that Mitra and Kisan Hiteshi Samman on behalf of coincides with the birthday of Jayalalitha. People above 60 Madhya Pradesh government for his historic years of age can avail the free travel facility in non-AC buses decisions in the interest of farmers’ community being run by the state run Metropolitan Transport Swachh Himachal Padhaibhi, Safaibhi campaign Corporation in Chennai. The beneficiaries will be given ten launched tokens every month for the free travel. Based on the response Himachal Pradesh Cricket Association (HPCA) has launched to the scheme from the senior citizens, it would be extended to the whole state. ‘Swachh Himachal – Padhaibhi, Safaibhi’ campaign in Dharamsala. With this unique campaign, HPCA became the PM Modi launched Rurban Mission from first cricket association in the country to work towards Chhattisgarh Swatch Bharat Abhiyan initiated by the Union Government. Prime Minister Narendra Modi launched the ambitious The campaign aims at involving youth to promote good Shyama Prasad Mukherji Rurban (rural-urban) Mission from health and sanitation in urban and rural areas in the Himalayan Chhattisgarh’s Dongargarh block. It aims to draw an state. Its objective is to showcase Himachal’s beauty as investment of over Rs 5,000 crore in three years to “transform India’s cleanest and greenest state. Under it, the sport of rural areas to economically, socially and physically cricket will be linked with Swatch Bharat Abhiyan and youth’s sustainable spaces.” will be termed as Swatch Captain and teachers as Swatch a) Rurban would create village clusters to minimise Coach. rural migration to cities through skill development programmes.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 39 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

NEWS IN BRIEF Institute (NDRI) data but it lags behind in the productivity.India tops the list of the major milk-  ‘Beti Bachao Beti Padhao’, which is the flagship producing countries in the world followed by programme of the Women and Child Development the USA, China, Pakistan and Brazil. Ministry, was launched in additional 61 districts  The Union Ministry of Environment, Forest and (covering 11 states) on 10 February 2016. The Climate Change (MoEFCC) has declared Wild Pig scheme was initially launched in 100 districts. (sus scrofa) as vermin in Uttarakhand for a year.  “Swachh Parayatan” is the name of the mobile app Vermin means wild mammals and birds which are that was launched under the ‘Clean India – Clean harmful to crops, farm animals or which carry disease. Monuments’ initiative of the Tourism Ministry.  ‘YouTube Red Originals’ is an ad-free premium Visitors can use the app to post photos of unclean version of the Google-owned video streaming site tourist areas near 25 monuments. YouTube that also lets users save videos offline MISCELLANEOUS and play videos in background. It officially went live with its original movies from 10 February. INS Viraat to Be Converted into luxury Hotel  In accordance with the Monster Salary Index (MSI) The world’s oldest aircraft carrier, INS Viraat, is all set to be report, Information Technology sector in India is converted into a luxury hotel to attract tourists once it is the highest paying sector with a median gross decommissioned from service in June this year. The Defence hourly salary of Rs 346.42. On the other hand, Ministry has given its nod to a proposal from Andhra Pradesh Indian manufacturing sector stood at last as it pays Tourism Development Corporation (APTDC) to convert the the least at Rs 254.04. Centaur-class aircraft carrier into a hotel-cum-museum. The state government has drawn up plans to convert Viraat into a 500-room hotel.The warship would be docked at the shores of Visakhapatnam to serve as a tourist attraction.The project  to be taken up under Public Private Partnership (PPP) model. 3 Indians Make It to the List Of 50 Richest People in the World A study done by Wealthx in partnership with Business VANIK’S KNOWLEDGE GARDEN Insider reveals the top 50 richest people in the world. While Important Nuclear Power Plant in India Microsoft founder and renowned philanthropist Bill Gates Plant Location State Capacity retains his spot as the richest person in the world with a net Narora Atomic Power Narora Uttar Pradesh 440 MW worth of US$87.4 billion, there are some new names on the Station list. Reliance group chairman Mukesh Ambani is the richest Rajasthan Atomic Rawatbhata Rajasthan 1180 MW Indian and 27th richest man in the world with a net worth of Power Station $24.8 billion. Wipro founder and Dilip Shanghvi, Tarapur Atomic Power founder of Sun pharma, were ranked at the 43rd and 44th Tarapur Maharashtra 1400 MW Station place with assets worth $16.5 billion and $16.4 billion Kakrapar Atomic respectively. This also makes them the top 3 richest Indians. Kakrapar Gujarat 440 MW Power Station Geographical Indication’ tag for basmati rice Kudankulam Nuclear Kudankulam Tamilnadu - MW The Intellectual Property Appellate Board (IPAB) has ordered Power Plant Chennai based Geographical Indications Registry (GIR) to Madras Atomic Power Kalpakkam Tamilnadu - MW issue ‘Geographical Indication’ tag for basmati rice. This GI Station tag will be issued to basmati rice variety grown in 7 states in Kaiga Nuclear Power Kaiga Karnataka 660 MW the Indo-Gangetic Plains (IGP) on the foothills of the Plant Himalayas. These states are Punjab, Haryana, Himachal Madras Atomic Power Kalpakkam Tamil Nadu 440 MW Pradesh, Uttarakhand, parts of Uttar Pradesh and Jammu & Station Kashmir. NEWS IN BRIEF  India had topped the record of milk production which is of 146.31 million tonnes in 2014- 15 and it was 137.7 million tonnes in the previous year as per the National Dairy Research

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 40 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

200 MCQ ON CURRENT AFFAIRS

1. From which place the Prime Minister, (5) PFRDA 14. Noted ———— novelist and short Narendra Modi, has launched the 8. Which city hosted the 2nd meeting of story writer Akbar Kakkattil passed National Rurban Mission? the Joint Working Group on Aircraft away. (1) Korba, Chhattisgarh Carrier Technology Co-operation (1) Kannad (2) Bastar, Chhattisgarh (JWGACTC), constituted under the (2) Tamil (3) Dantewada, Chhattisgarh auspices of the Indo–US Defence Trade (3) Malayalam (4) Rajnandgaon, Chhattisgarh and Technology Initiative? (4) Telugu (5) Koriya, Chhattisgarh (1) Hyderabad (5) Marathi 2. Investment proposal for how much (2) New Delhi 15. Which city hosted the 36th National amount from India Post, has been (3) Chennai Chess team Championship which approved by the Public Investment (4) Bangluru Indian Railways has won for the first Board for setting up of an investment (5) Chandigarh time? bank? 9. World Boxing Association has sanctioned (1) Chennai (1) Rs. 500-crore maiden pro fight in India. How many (2) Bangluru (2) Rs. 800-crore organizations sanction world (3) Hyderabad (3) Rs. 900-crore championship boxing bouts across the (4) Bhubaneswar (4) Rs. 950-crore world? (5) Nagpur (5) Rs. 1000-crore (1) four (2) five 16. Which Indian fashion designer has been 3. Who has taken charge as the Chairman- (3) six (4) seven awarded with the France’s highest cum Managing Director of Kolkata- (5) eight civilian honour ‘Chevalier de la Legion based National Insurance Company? 10. The ICC Cricket for Good with which d’Honneur’? (1) K. Sanath Kumar organization has launched Team (1) Anita Dongre (2) D. K. Mehrotra Swachh clinics during the ICC World (2) Ritu Beri (3) A. K. Roy T20 Host City Tour? (3) Dhruv Kapoor (4) G. Srinivasan (1) UNDP (4) Bhanu Athaiya (5) Milind A. Kharat (2) UNICEF (5) Manish Arora 4. The Environment Ministry has extended (3) WHO 17. In which country ‘Apple’ and to ————————— a scheme (4) UNWTO ‘UnionPay’ have launched contact-less granting default Forest Department (5) UNESCO payment system ‘Apple Pay’ to make approval for public utility projects in 11. From which district of Andhra Pradesh purchases? Naxal-affected regions. the pilot project ‘Integration of (1) China (2) India (1) December 2017 Homoeopathy/Yoga with National (3) Brazil (4) South Africa (2) December 2018 Programme for Prevention and Control (5) Russia (3) December 2019 of Cancer, Diabetes, Cardiovascular 18. Which state government has signed an (4) December 2020 Diseases & Stroke (NPCDCS) has been MoU with Adani Group for investment (5) December 2022 launched? of Rs. 15000 crore to set up a 1600 5. “Swachh Parayatan Mobile App” has (1) Krishna MW capacity thermal power plant? been launched by ———————— (2) Anantpur (1) Chhattisgarh —— , the Minister of State (I/C) for (3) Chittoor (2) Madhya Pradesh Tourism & Culture and Minister of (4) Kadapa (3) Gujarat State for Civil Aviation at a function. (5) Kurnool (4) Jharkhand (1) Inderjit Singh Rao 12. Former UN secretary general during the (5) Odisha (2) Bandaru Dattatreya period of 1992 to 1996 Boutros-Ghali, 19. Environment Minister ——————— (3) Rajiv Pratap Rudy died recently. He belonged to which —— has launched the Environment (4) Dr. Mahesh Sharma country? Information System (ENVIS) portal. (5) Dharmendra Pradhan (1) Cameroon (1) J. P. Nadda 6. To how many languages the Google (2) Mozambique (2) Prakash Javadekar Translate now supports after adding (3) Ghana (3) Sarbananda Sonowal 13 new languages? (4) Botswana (4) Suresh Prabhakar Prabhu (1) 100 (2) 101 (5) Nigeria (5) Manohar Parrikar (3) 102 (4) 103 13. What percent hike in the interest rate on 20. With which of the following universities (5) 104 provident fund has been made by the the Indian Institute of Petroleum and 7. UK Sinha has assumed the charge of EPFO for 2015-16? Energy (IIPE) has signed an MoU to Chairman of the———. (1) 0.05% (2) 0.10% start the IIPE sessions during the (1) IRDA (2) EPFO (3) 0.15% (4) 0.20% academic year 2016-17? (3) SEBI (4) CCI (5) 0.25% (1) Anna University

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(2) Osmania University (5) Mahindra (5) Jaipur (3) Andhra University 27. The Space Applications Centre (SAC) 34. Famous Malayalam ——— and (4) Periyar University of ISRO and Space Flight Laboratory Jnanpith-winner Ottaplakkal (5) Indian Maritime University (SFL) of University of —————— Neelakandan Velu Kurup (O N V 21. What will the growth rate of Indian —— Institute for Aerospace Studies Kurup) passed away. Economy during 2016 and 2017, are collaborating on developing the (1) poet according to Moody’s Investors ‘Next Generation Earth Monitoring and (2) journalist Service? Observation and Aerosol Monitoring’ (3) novelist (1) 6.8% (2) 7.1% (NEMO-AM) satellite. (4) cartoonist (3) 7.3% (4) 7.5% (1) Ohio (2) Toronto (5) artist (5) 7.7% (3) Florida (4) California 35. Department of Electronics & 22. From where the Union Minister of Steel (5) Alberta Information Technology and M/s. & Mines Narendra Singh Tomar has 28. With which organization the Centre has Canbank Venture Capital Fund Ltd released Report on Identification of approved the agreement for Launched Electronics Development 100 Mineral Exploration Blocks and collaborative activities in the area of Fund (EDF) in————— launched ‘Uncover’ project of the Traditional Medicine between (1) Kolkata Geological Survey of India? Ministry of AYUSH? (2) New Delhi (1) Ranchi (1) UNDP (2) UNICEF (3) Mumbai (2) Kolkata (3) WHO (4) FAO (4) Hyderabad (3) New Delhi (5) UNESCO (5) Chandigarh (4) Raipur 29. How many gold medal has been won by 36. India test-fired its indigenously (5) Hyderabad India during 12th South Asian Games? developed Prithvi-II missile, from—— 23. The Union Cabinet has given its ‘in (1) 188 (2) 208 —————. principle’ approval to the LIGO-India (3) 218 (4) 228 (1) Chandipur mega science proposal for research on: (5) 238 (2) Pokhran (1) gravitational waves 30. With which country the Cabinet has (3) Shriharikota (2) magnetic waves given its ex-post facto approval for (4) Thumba (3) geomagnetic waves signing of an MoU on cooperation in (5) Machilipatnam (4) earthquake waves the field of Urban Planning and 37. National Research Development (5) cosmic waves Governance? Corporation (NRDC) ———— has 24. In which of the following seas of Indian (1) Japan entered into Memorandum of Ocean the Fourth Edition of the India- (2) Germany Agreement (MoA) with Indian Myanmar Coordinated Patrol (3) Singapore Association for the Cultivation of (IMCOR) was undertaken along the (4) France Science (IACS), ———— for International Maritime Boundary Line (5) Sweden commercialization of technologies/ (IMBL)? 31. Chief Justice Dhirendra H. Waghela of intellectual properties developed at (1) Gulf of Khmbhat the ——— High Court was sworn-in IACS. (2) Gluf of Kutch as the new Chief Justice of the Bombay (1) Mumbai, Kolkata (3) Gulf of Mannar High Court. (2) New Delhi, Kolkata (4) Andaman Sea (1) Punjab (3) New Delhi, Mumbai (5) Palk Strait (2) Orissa (4) Chennai, Kolkata 25. Former ————— batsman Andy (3) Jabalpur (5) Mumbai, Hyderabad Ganteaume died. (4) Bangluru 38. Which bank has launched a dedicated (1) Australian (5) Chennai Japan Desk to attract foreign (2) New Zealand 32. Chief Justice of ——— Justice Antonin investment worth $30 billion from (3) West Indies Scalia died. Japan to cater to needs of Japanese (4) South Africa (1) UK corporates? (5) England (2) France (1) Punjab National Bank 26. Which company has been selected as (3) Germany (2) Bank of Baroda India Partner by BAE Systems for the (4) USA (3) State Bank of India nearly USD 700 million deal for the (5) Italy (4) Bank of India supply of 145 M777 howitzers, which 33. At which place the 24th National (5) Canara Bank are ultra light weight artillery guns Homoeopathic Congress ‘Homeo- 39. Which British filmmaker of Indian origin having a strike range of 25 kms? Vision 2016’ was inaugurated? has bagged a Grammy Award for his (1) Bajaj (1) Hyderabad film “Amy”, a documentary on the life (2) Hero Moto Corp (2) Raipur of late singer Amy Winehouse? (3) Tata Motors (3) Nagpur (1) Gurinder Chadha (4) Ashok Leyland (4) Chandigarh (2) Rajinder Sawhney

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(3) Ketan Mehta Support for the Skill Development (2) poet (4) Nandita Das programmes of the ministry? (3) journalist (5) Asif Kapadia (1) Ministry of Railways (4) singer 40. To which company Piruz Khambatta is (2) Ministry of Human Resource and (5) cartoonist associated who has been named as Development 54. How many Indian origin young ambassador of the government’s ‘Make (3) Ministry of Defence (MoD) researcher has been named as recipients in India’ initiative? (4) Ministry of Information of the Presidential Early Career Awards (1) Amrut (2) Rasna Technology and communication for Scientists and Engineers by the US (3) Barista (4) Mohani (5) Ministry of Rural Development President Barak Obama? (5) Haldiram 47. The author of the famous book “To Kill (1) Four (2) Six 41. In which district of Jharkhand, the first a Mockingbird” Harper Lee, has died. (3) Eight (4) Nine Mega Food Park in the State has been To which country she belonged? (5) Ten inaugurated? (1) USA (2) Germany 55. ’Playing It My Way’ has entered the (1) Dhanbad (2) Hazaribagh (3) France (4) UK Limca Book of Records for being the (3) Palamu (4) Ranchi (5) Canada best-selling book. Whose (5) Bokaro 48. New Zealand captain Brendon autobiography is this? (1) Sachin 42. A member from Pakistan Muslim League McCullum set a new record for the Tendulkar - Nawaz (PML-N) Sheikh Ansar Aziz fastest Test century. He has broken Sir (2) has been elected as the first-ever mayor Vivian Richards’ 30-year-old record of (3) of which city? ———— century. (4) Rahul Dravid (1) Karachi (1) 62-ball (2) 61-ball (5) Ajay Jadeja (2) Lahore (3) 59-ball (4) 57-ball 56. On which of the following dates minister (3) Islamabad (5) 56-ball of Urban Development M. Venkaiah (4) Peshawar 49. Which bollywood actress has been Naidu has asked the first batch of 20 (5) Rawalpindi appointed as a part-time member of cities to launch respective smart city 43. Ministry of Railways has signed a the Prasar Bharati Board? projects marking the one year of its Memorandum of Understanding (1) Katrina Kaif launch? (MoU) on Technical Cooperation in (2) (1) 25th July Rail Sector with which country (3) (2) 25th August recently? (4) (3) 25th of April (1) Sweden (5) Sonakshi Sinha (4) 25th May (2) Germany 50. Mayookha Johny recently fetched India (5) 25th June (3) France a gold medal in the Asian Indoor 57. Who has been appointed as the new (4) Spain Athletics Championships. To which of Chief Justice of Orissa High Court? (5) Switzerland the following sports she is associated? (1) Navin Sinha 44. The Union Finance Minister Arun (1) Long jumper (2) Virender Singh Jaitley recently inaugurated NTRP, (2) Sprinter (3) Vineet Saran developed by the Office of Controller (3) Swimmer (4) Ashok Bhushan General of Accounts (CGA). Full form (4) Badminton (5) L. K. Mohapatra of NTRP is:- (5) Wieghtlifter 58. Which institution has signed an MoU (1) Non-Trade Receipt Portal 51. Which country has assumed the with Dubai Exports to boost trade and (2) Nill-Tax Receiving Portal chairmanship of BRICS grouping for explore business opportunities, in (3) Non-Transaction Receipt Portal the next 11 months? order to strengthen India-UAE (4) Non-Tax Receipt Portal (1) Brazil economic ties? (5) No-Transaction Receipt Portal (2) Russia (1) FICCI 45. LAMITYE 2016, is the 7th joint military (3) China (2) ASSOCHAM training exercise between the Indian (4) India (3) FIEO Army and the People’s Defence Forces (5) South Africa (4) CII (PDF) of:- 52. Which public sector bank has launched (5) NASSCOM (1) China ‘Green PIN’ system? 59. Who has won the best actress award at (2) Philippines (1) PNB London’s WhatsOnStage Awards for (3) Seychelles (2) Bank of India her depiction of a real-life scientific (4) South Korea (3) SBI heroine in “Photograph 51”? (5) Japan (4) Bank of Baroda (1) Nicole Kidman 46. Which ministry has signed agreement (5) Canara Bank (2) Michelle Williams with Skill Development Network 53. Veteran ————————— Ustad (3) Jessica Chastain (SDN) Trust for Collaboration on Abdul died in Kolkata. (4) Keira Knightley Technical and Program Management (1) writer (5) Winona Ryder

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60. According to Greenpeace analysis of (2) Brisbane International (3) Ricky Ponting NASA satellite data, India has (3) Guangzhou Open (4) Adam Gilchrist overtaken China’s air pollution levels (4) St. Petersburg Ladies Trophy (5) Brendon McCullum in 2015. As per World Health (5) China Open 75. Who has been appointed as the chairman Organization (WHO), India is home to 68. Noted ————— Rajamani died. of TERI Board? how many cities out of 20 most (1) film director (1) Deepak Gupta polluted cities in the world? (2) film writer (2) Ashok Chawla (1) 10 (2) 11 (3) music director (3) Sam Pitroda (3) 12 (4) 13 (4) cartoonist (4) Tapan Misra (5) 15 (5) writer (5) Ratan P. Wattal 61. Who has been sworn in as Chief 69. Gemini Arabians have won the maiden 76. T. Chockalingam has been appointed as Minister of Arunachal Pradesh? edition of Masters Champions League Director, Finance———————. (1) P. K. Chamling (MCL) by defeating Leo Lions in the (1) BHEL (2) SAIL (2) N. Rangaswamy final match. Masters Champions (3) GAIL (4) IOL (3) Kalikho Pul League is associated with which of the (5) OVL (4) T. R. Zeliang following sports? 77. Yan Su, a prominent ———— dramatist (5) Mukul Sangma (1) Football and songwriter died. 62. Where was the Conference of Health/ (2) Tennis (1) Japanese AYUSH Ministers of States/UTs (3) Badminton (2) Chinese organized? (4) Cricket (3) Vietnamese (1) Mumbai (5) Hockey (4) Taiwanese (2) New Delhi 70. Which film won the Best Film Award at (5) Korean (3) Hyderabad the 69th British Academy Films 78. ———— has qualified for the Rio (4) Chennai Awards (BAFTAs)? Olympics women’s marathon after (5) Bangluru (1) The Big Short winning the event in the 12th South 63. How many agreements have been signed (2) Mad Max: Fury Road Asian Games. by India and Nepal, recently? (3) The Revenant (1) Priyadarshini (1) Five (2) Six (4) The Martian (2) Anuradha Biswal (3) Seven (4) Eight (5) Spotlight (3) Asha Agarwal (5) Nine 71. ‘Make in India Week’ was inaugurated (4) Kavita Raut 64. India has signed an agreement with in which city recently? (5) Geeta Zutshi Armenia for cooperation in the field of (1) New Delhi 79. The Union Minister of State (I/C) (1) education (2) Mumbai DoNER Dr. Jitendra Singh and Minister (2) tourism (3) Chandigarh of State for Home Affairs, ——— (3) defence (4) Panipat inaugurated the festival ‘Destination (4) agriculture (5) Jaipur North-East-2016’. (5) culture 72. Who was the youngest IFS officer to be (1) Rajiv Pratap Rudy 65. Italian writer Umberto Eco has died. Eco appointed as India’s Ambassador to (2) Kiren Rijiju was best known for his 1980 work any country, who passed away (3) Prakash Javadekar (1) The Baron in the Trees recently? (4) Piyush Goyal (2) The Name of the Rose (1) Biraja Prasad (5) Sarbananda Sonowal (3) Invisible Cities (2) Vijay K. Nambiar 80. Chinese —————— legend Zeng (4) My Brilliant Friend (3) Jyotindra Nath Dixit Xuelin died recently. (5) The Decameron (4) Subrahmanyam Jaishankar (1) golf 66. The President of India, Shri Pranab (5) M. O. H. Farook (2) tennis Mukherjee presented the Infosys 73. The first Mega Food Park of Madhya (3) badminton Prizes for the year 2015 in New Delhi Pradesh has been inaugurated in which (4) soccer recently. The Infosys Prizes are given district of Madhya Pradesh? (5) vollyball in the field of- (1) Khandawa 81. Who has been appointed as the Vice- (1) Journalism (2) Jhabua President, Chief Investment Officer of (2) Literature (3) Khargone the Asian Infrastructure Investment (3) Environment (4) Indore Bank (AIIB)? (4) Social Media (5) Chhindwara (1) Shubhalakshmi Panse (5) science and mathematics 74. Which cricketer has become the first (2) Dr. D. J. Pandian 67. The pair of Sania Mirza and Martina cricketer to play 100 continuous Tests (3) Narendra Jadhav Hingis has won the ——————— since debut? (4) Sukhamoy Chakraborty —— to win 40 matches in a row. (1) Daniel Vettori (5) Girish Mishra (1) WTA Sydney International (2) Stephen Fleming

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82. Who has been appointed as High (5) Gold, Silver additional 61 district (covering 11 Commissioner to India by Australia? 89. Which country is at the top of the U.S. states). This Scheme was launched (1) Mr. Navdeep Suri Chamber of Commerce International IP from:- (2) Smt. Sujatha Singh Index “Infinite Possibilities” released (1) Sonipat (3) Shri Biren Nanda by GIPC? (2) Karnal (4) Harinder Sidhu (1) USA (3) Panipat (5) Mr. Sunil Kumar Arora (2) India (4) Faridabad 83. In suburban section of which of the (3) Switzerland (5) Hisar following Railway Zones Union (4) Sweden 97. West Bengal Chief Minister Mamata Minister of Railways Suresh Prabhu (5) Venezuela Banerjee laid the foundation stone of launched paperless unreserved 90. The ———— has appointed Christine an integrated consumer goods ticketing system? Lagarde for a second term as managing manufacturing unit by ———— at (1) North Central Railway director. Panchla in Howrah. (2) East Central Railway (1) World Trade Organisation (1) ITC (3) South Central Railway (2) World Health Organisation (2) Haldiram’s (4) North Eastern Railway (3) World Bank (3) Britannia (5) South Eastern Railway (4) International Monetary Fund (4) Godrej Consumer Products Limited 84. Acclaimed ————— Aurobindo (5) World Economic Forum (5) Dabur India Ltd. Mukherjee passed away. 91. How many agreements have been signed 98. With which of the following institutes (1) cricket commentator by India and the United Arab Emirates the National Research Development (2) song writer (UAE)? Corporation (NRDC) has entered into (3) news editor (1) Six (2) Seven a Memorandum of Understand (MOU) (4) cartoonist (3) Eight (4) Nine to promote entrepreneurship? (5) film director (5) Ten (1) Central Food Technological 85. Who has been named as vice-chairman 92. Tamar Hahn is the new director of the Research Institute of the Paris-based ‘International United Nations Information Centre (2) Central Drug Research Institute Chamber of Commerce Commission’? (UNIC) in Buenos Aires. She belongs (3) Central Institute for Cotton (1) Kurma Venu Gopalaswamy to Research (2) Devendra Singh (1) Argentina (2) France (4) Indian Institute of Chemical (3) Ehsan Jafri (3) Israel (4) Spain Biology (4) Sachindra Chaudhuri (5) Turkey (5) Central Leather Research Institute (5) Pavan Duggal 93. International scientists claimed to have 99. The Union Cabinet has given its ex-post 86. What is the expected growth rate of glimpsed the first direct evidence of — facto approval for MoU signed Indian Economy according to CRISIL ————. between India and various countries for research, for 2016-17? (1) gravitational waves cooperation in the field of ———. (1) 8.5 percent (2) magnetic waves (1) Health and Medical Tourism (2) 8.1 percent (3) electric waves (2) Defence production (3) 7.9 percent (4) electromagnetic waves (3) Hospitality and Retail (4) 7.6 percent (5) fusion waves (4) Agriculture and Allied (5) 7.4 percent 94. Who has won Hilton Asian Tour Golfer (5) Media and Telecommunication 87. On which among the following of the Year Award? 100. Which team has won their maiden U- personalities London School of (1) Arjun Atwal 19 Cricket World Cup by defeating Economics has released archival (2) Jyoti Randhawa three time champions India by five documents to mark his 125th birth (3) Anirban Lahiri wickets? anniversary? (4) Jeev (1) Australia (1) Dr. K. R. Narayanan (5) Gaganjeet Bhullar (2) England (2) Krishna Menon 95. How much worth of projects has been (3) South Africa (3) Dr. B. R. Ambedkar launched by Pakistan for Afghanistan’s (4) New Zealand (4) Meghnad Desai education, health and infrastructure (5) West Indies (5) C. R. Pattabhiraman sectors? 101. Nepal’s former ———————— 88. Manpreeth Kaur senior won ——— (1) $300 million Sushil Koirala passed away. while Manpreet Kaur junior took — (2) $500 million (1) President — medal in Women’s Shot Put at 12th (3) $600 million (2) Prime Minister South Asian Games. (4) $800 million (3) Foreign Minister (1) Bronze, Silver (5) $900 million (4) Finance Minister (2) Silver, Gold 96. The Ministry of Women and Child (5) Defence Minister (3) Silver, Bronze Development has expanded Beti (4) Gold, Bronze Bachao, Beti Padhao scheme in

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102. What is the name of Indo-Nepal (4) Sinuiju infrastructure in heritage places of Combined Military Exercise held at (5) Nampo Amaravati in Andhra Pradesh and Pithoragarh? 109. Which company has won a five-year Warangal in Telangana? (1) Yuddha Kiran IX IT infrastructure management deal from (1) Rs 8 crore (2) Chandra Kiran IX Assa Abloy group, a Swedish major in (2) Rs 10 crore (3) Surya Kiran IX door opening solutions. (3) Rs 12 crore (4) Sagar Kiran IX (1) Infosys (4) Rs 14 crore (5) Mitra Kiran IX (2) Wipro (5) Rs 15 crore 103. Wrestling Federation of India (WFI) (3) Mahendra Satyam 116. At which of the following places the chief Brij Bhushan Sharan Singh has (4) TCS Finance Minister inaugurated India been elected the President of South (5) Digicomp Investment Summit 2016? Asian Wrestling Federation, while 110. Renowned ——————— and Hindi (1) Bangluru Tabiur Rehman from ——————— poet Nida Fazli died recently. (2) Mumbai —— was elected as the Secretary (1) Urdu (3) New Delhi General of SAWF. (2) English (4) Ahmedabad (1) Bangladesh (3) Arabic (5) Pune (2) Pakistan (4) Bengalu 117. Mahindra Asset Management (3) Afghanistan (5) Tamil Company received approval of —— (4) Indonesia 111. What is the growth forecast for India —————— for setting up of mutual (5) United Arab Amirates for the fiscal 2016-17? fund business. 104. What is the GDP growth estimated by (1) 6.5 per cent (1) RBI (2) SEBI the Central Statistics Office of the (2) 7.0 per cent (3) IRDA (4) country for the current fiscal 2015-16? (3) 7.5 per cent MC (5) PFRDA 11 (1) 7.1 per cent (4) 6.8 per cent . What growth rate (2) 7.2 per cent (5) 7.2 per cent has been projected by India Ratings in In (3) 7.4 per cent 112. As per Professional forecasters’ survey ian economy in the third quarter in the (4) 7.6 per cent of the Reserve Bank of India’s (RBI) current fiscal year? (1) 7.2% (2 (5) 7.8 per cent what would be the gross value added 7.4% (3) 7.6% (4) 7.8% 105. Which stadium will host the final of (GVA) economic growth of India in (5)8.2% 11 the Women’s Cricket World Cup in 2015-16? . Cobra Gol 2017? (1) 7.1 per cent the largest (1) Eden Park (2) 7.4 per cent Asia-Pacific an (2) Feroz Shah Kotla Ground (3) 7.2 per cent ual amphibi (3) The Lord’s (4) 7.6 per cent us military exercise held every year in: (4) Wanderers Stadium (5) 7.8 per cent (1) Thailand (2) Russia (3) Vietnam ( (5) Gaddafi Stadium 113. Union Minister of Health and Family ) New Zealand (5) Japan 120. Which 106. Which country has won the 2016 Africa Welfare J P Nadda has recently Indian actor has been selected for Nations Championship (CHAN) after launched Project Sunrise at Imphal. video campaign by the beating Mali football team 3-0? This project is associated with orld Healt (1) Ghana prevention of which of the following Organisati (2) Kenya disease in the eight North-Eastern n to rai (3) Mozambique states? e awareness about diabetes in India? (4) Congo (1) Cancer (1) John Abraham (5) Egypt (2) Tuberculosis (2) Abhishek Bachchan 107. India has bagged ———————— (3) Polio (3) Akshay Kumar medal in Compound women’s archery (4) AIDS (4) at the 12th South Asian Games (SAG). (5) Malaria (5) Farhan Akhtar (1) Gold 114. An inter-ministerial HRIDAY National 121. Which refinery has again become (2) Silver Empowered Committee has approved country’s top refiner after its state of (3) Bronze development of a heritage park in: the art refinery dedicated to the nation (4) Gold and Silver both (1) Amaravati in Odisha? (5) Silver and Bronze both (2) Warangal (1) Haldia 108. North Korea launched a long-range (3) Kazipeth (2) Digboi rocket from the ————————— (4) Godavri (3) Bombay-High — launch station of North Korea. (5) Krishna (4) Paradeep (1) Pyongyang 115. How much amount has been allocated (5) Jamnagar (2) Tongchangri by the Union Urban Development (3) Kaesong Ministry for improving tourist

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122. At which place India and China 129. Union Petroleum and Natural Gas (1) International Olympic Committee conducted their first joint tactical minister ———————————— (IOC) exercise? —— has released the Hydrocarbon (2) World Anti-Doping Agency (1) Barmer Vision Document 2030 for North East (WADA) (2) Laddakh in Guwahati. (3) The International Military Sports (3) Bhuj (1) Sushma Swaraj Council (CISM) (4) Rann of Kachch (2) Nitin Jairam Gadkari (4) International Cricket Council (5) Jaisalmer (3) Harsh Vardhan (ICC) 123. In how many languages a 24x7 Toll Free (4) Dharmendra Pradhan (5) Panamerican Sports Organization Tourist Infoline has been launched by (5) Ramvilas Paswan (PASO) the Ministry of Tourism & Culture and 130. Which institution has ruled against 136. NASA Astronaut Edgar Mitchell who Ministry of Civil Aviation? differential pricing for data services passed away, was the —————— (1) 10 giving a big boost to Net Neutrality? — man to walk on the Moon as a lunar (2) 12 (1) DOT module pilot on Apollo 14 Mission in (3) 13 (2) CDAC 1971. (4) 15 (3) TRAI (1) Third (5) 18 (4 NASSCOM (2) Fourth ( 124. The Central Govrnment of India has (5) DOEACC ) Fifth (4) approved to set up a Sanskrit 131. At which of the following places ixth University in- petrochemical complex of Brahmaputra (5) Seventh (1) Chhattisgarh Cracker and Polymer Limited was 137. The Labour Ministry has inked how (2) Andhra Pradesh dedicated to the nation by the Prime many agreements with private job (3) Karnataka Minister? providers, to exploit the potential of (4) Maharashtra (1) Mankata, Dibrugarh the National Career Service (NCS) (5) Jharkhand (2) Panbari, Dibrugarh project? 125. Dan Hicks has died recently. He was- (3) Rajabheta, Dibrugarh (1) two (1) an Actor (4) Lepetkata, Dibrugarh (2) four (2) a Musician (5) Lahowal, Dibrugarh (3) six (3) a Singer 132. Which ministry has launched an official (4) eight (4) an Author YouTube channel to disseminate (5) ten (5) a Scientist information on major schemes, events, 138. Indian cyclist T. Vijyalakshmi won gold 126. Which Indian has become the highest meetings and press conferences of the medal in women’s ———————— paid CEO in the US? ministry on a real-time basis? individual time trial event in 12th South (1) Satya Nadela (1) Ministry of Rural Development Asian Games. (2) Sundar Pichai (2) Ministry of Agriculture (1) 10km (3) Indra Nooyi (3) Ministry of Panchayati Raj (2) 20km (4) Shantanu Narayen (4) Ministry of Health and Family (3) 30km (5) Surya Mohapatra Welfare (4) 40km 127. Sushila Panwar has secured gold medal (5) Ministry of Finance (5) 50km at the 12th South Asian Games, she is 133. Events related to South Asian Games 139. Which Australian player has received associated with which of the following will be held at:- highest bid of Rs 9.5 crore in IPL sports? (1) Imphal Cricket auction 2016? (1) Wrestling (2) Guwahati (1) Rickey Ponting (2) Swimming (3) Shillong (2) Shane Watson (3) Badminton (4) Both (1) and (2) (3) Brett Lee (4) Weightlifting (5) Both (2) and (3) (4) Shane Warne (5) Racing 134. Who has been appointed as the (5) Andrew Simonds 128. The Directorate General of Civil commander of the NATO forces in 140. At which of the following places the Aviation (DGCA) of India has signed Afghanistan? Prime Minister dedicated to the nation, the Grant Agreement for India Aviation (1) John Campbell the National Institute of Science Safety Technical Assistance Phase II (2) John Nicholson Education and Research? in New Delhi, with which of the (3) Philip Sheridan (1) Gangtok following countries? (4) Tasker H. Bliss (2) Shilong (1) Germany (5) Henry H. Arnold (3) Guwahati (2) USA 135. Which international sports body has (4) Bhubaneswar (3) France constituted Anti-Corruption Unit (5) Dhanbad (4) Britain Oversight Group? 141. NIIF with which Russian company has (5) Spain agreed to set-up the Russia-India High

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Technology Private Equity Fund for 147. Indian badminton Star Kidambi (4) Mayank Dagar Joint Implementation of Investments Srikanth has won Syed Modi (5) Anmolpreet Singh into Projects in India? International Badminton 154. This country has inaugurated its new (1) Alrosa Championship by defeating Huang parliament, in which the pro- (2) Rusnano Yuxian of —————— in the final. independence Democratic Progressive (3) Daaz (1) Thailand Party (DPP) holds an absolute (4) Regnum (2) South Korea majority, putting an end to over 60 (5) Rusal (3) Japan years of legislative control by the 142. India and Brunei has recently signed 3 (4) China nationalist Kuomintang party (KMT). Memorandums of Understanding (5) Malaysia Name this country? (MoUs) to deepen bilateral 148. Frank Finlay, Oscar nominated —— (1) Afghanistan cooperation in health, defence and on Actor known for ‘Othello’ passed away (2) Myanmar cooperation in youth and sports affairs recently. (3) Taiwan in the Brunei capital. What is the capital (1) French (4)Thailand of Brunei? (2) Japanese (5) South Korea (1) Phnom Penh (3) British 155. Which palce in India has been selected (2) Vientiane (4) German for the first ‘Spaceward Bound Program (3) Port Moresby (5) Italian 2016’ of NASA? (4) Bandar Seri Begawan 149. Which Indian batsman has claimed the (1) Siachin (5) Naypyidaw top spot in the International Cricket (2) Ooty 143. At which of the following places a Council’s (ICC) latest T20 batting (3) Jodhpur unique MAGIC (Modular, Agile, rankings? (4) Allahabad Intensified & Continuous) Process Lab (1) Rohit Sharma (5) Laddakh has been inaugurated? (2) 156. Who has been appointed as the (1) Central Drug Research Institute (3) Shikhar Dhawan Secretary of Ministry of Tribal Affairs? (CDRI), Lucknow (4) Ravichandran Ashwin (1) Shyam S. Agarwal (2) Institute of Genomics and (5) Ravindra Jadeja (2) Anil Swaroop Integrative Biology (IGIB), Delhi 150. India has approved how many small (3) R. Vijay Kumar (3) National Chemical Laboratory development projects in Afghanistan (4) Shailesh Nayak (NCL), Pune in third phase? (5) Ranglal Jamuda (4) National Aerospace Laboratory (1) 62 157. Song Young-han defeated American star (NAL), Bangalore (2) 72 Jordan Spieth to win SMBC Singapore (5) Indian Institute of Toxicological (3) 82 Open title. He belongs to:- Research (IITR), Lucknow (4) 92 (1) Japan 144. At which of the following places the (5) 102 (2) China Counter-Terrorism Conference- 2016 151. Who has been chosen for the ‘K (3) S. Korea was organised? Veeramani Award for Social Justice (4) Thailand (1) Jaipur 2015’ for his contribution towards (5) Taiwan (2) Jodhpur social justice as Chief Minister? 158. Which agency of the government of (3) Jaisalmer (1) Anandi Ben India has entered into two bilateral (4) Patiala (2) Devendra Fadanavis Advance Pricing Agreements (APAs) (5) Amritsar (3) Nitish Kumar with United Kingdom, recently? 145. Veteran Urdu short story writer, poet (4) Shivraj Singh Chauhan (1) Central Board of Excise and and journalist Intizar Husain passed (5) Vasundhara Raje Customs (CBEC) away. He belonged to- 152. Who has been appointed as India’s (2) Enforcement Directorate (ED) (1) Bangladesh (2 Ambassador to Mexico? (3) Department Of Economic Affairs Pakistan (3) Afgh (1) Vijay Gokhale (DEA) nistan (2) Muktesh Kumar Pardeshi (4) Central Board of Direct Taxes (4) Indonesia (3) Rengaraj Viswanathan (CBDT) (5) Malaysia (4) Amarendra Khatua (5) Ministry of Social Justice & 146. Who has won his sixth Australian Open (5) Bangar Empowerment Mens Singles title recently? 153. Which U-19 Indian batsman has scored 159. Chinese authorities have named an (1) Novak Djokovic fastest Under-19 World Cup fifty asteroid after 2015 Nobel winning (2) Andy Murray recently in the last group match against scientist Tu Youyou. She has been (3) Roger Federer Nepal? awarded the Nobel Prize in the field (4) Rafael Nadal (1) Ishan Kishan of (5) Jimmy Connors (2) Amandeep Khare (1) Physiology or Medicine (3) Rishabh Pant (2) Chemistry

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(3) Peace Fragility, Conflict and Violence Group 171. Who among the following has become (4) Literature at the World Bank? the first female head of Indian Cost (5) Economics (1) Dhanendra Kumar Accounts Service (ICoAS)? 160. In which among the following states (2) Saroj Kumar Jha (1) Sujata Mehta the foundation stone of Borehole (3) (2) Aradhana Johri Geophysics Research Laboratory (4) S. Jaishankar (3) Nita Chowdhury (BGRL) was laid down at Karad to (5) Deepak Mohanty (4) Aruna Sethi understand Earthquakes Mechanism in 166. Former Congress Leader Balram Jakhar (5) Snehlata Kumar the Koyna Region? passed away recently. He held the post 172. Former Deputy Governor of the (1) Karnataka of : Reserve Bank of India (RBI), ——— (2) Kerala (1) Finance Minister —————— passed away recently. (3) Maharastra (2) Union Health Minister (1) P. N. Damry (4) Rajasthan (3) Lok Sabha speaker (2) R. K. Hazari (5) Gujarat (4) Deputy Chairman of Planning (3) S. S. Tarapore 161. Who among the following has been Commission (4) A. Bakshi appointed as Director General of (5) Chairman of (5) R.K. Sheshadri Sashastra Seema Bal (SSB), becoming 167. Russia’s state arms trader 173. Pandit has been selected the first woman to head a paramilitary Rosoboronexport has provided India for the prestigious Bharat Ratna Pandit force? with the final consignment of ——— Classical Music Award (1) Omita Paul ———helicopters. for 2015-2016. He is associated with (2) Kavery Banerjee (1) Mi-26(T) which of the following musical (3) Archana Ramasundaram (2) Ka-32A11BC instruments? (4) Vijayalakshmy K. Gupta (3) RACHEL (1) Tabla (5) Sujata Mehta (4) ANSAT (2) Sarangi 162. Recently Railway Minister Suresh (5) Mi-17V-5 (3) Flute Prabhu Inaugurated the IREPS. What 168. To which ministry the cabinet has given (4) Sarod does IREPS stand for? its approval to allow it to form joint (5) Shehnai (1) Indian Rural E-Procurement venture (JV) companies with the state 174. Who has directed the film Titli which System governments to mobilize resources for bagged the Best First Foreign Film (2) Indian Railways E-Procurement undertaking projects in states? Award conferred by the French System (1) Ministry of Micro, Small and Syndicate of Cinema Critics 2016 (3) Indian Railways E-Purchase Medium Enterprises (FSCC)? System (2) Ministry of Chemicals and (1) Kanu Behl (4) Indian Railways E-Procurement Fertilizers (2) Kaushik Ganguly Solution (3) Ministry of Heavy Industries and (3) S. Shankar (5) Info Rail E-Procurement System Public Enterprises (4) Basu Chatterjee 163. What is the name of the Google’s parent (4) Ministry of Railways (5) S. S. Rajamouli company, which left behind the Apple (5) Ministry of Food Processing 175. Which Indian business house has as the most valuable company in the Industries announced setting up of a centre for world in terms of market 169. For what duration a supernumerary research, development and innovation capitalisation? post in the rank of air marshal has been in aerospace technology? (1) Accentur created in the Indian Air Force? (1) Tata (2) Alienware (1) 10 months (2) Infosys (3) Sprint (2) 13 months (3) Reliance (4) Alphabet (3) 17 months (4) Mahindra (5) Razer (4) 19 months (5) Wipro 164. The Reserve Bank of India has kept (5) 22 months 176. How many countries are there in the the policy rates unchanged in its —— 170. What is the extended tenure of Indo- Pacific Rim countries which has signed ————— bi-monthly monetary German Science & Technology Centre the US-led Trans-Pacific Partnership policy. (IGSTC) as per the Joint Declaration (TPP) agreement in New Zealand, one (1) second signed between India and Germany? of the biggest trade deals in history? (2) third (1) 2015-2020 (1) 8 (3) fourth (2) 2017-2022 (2) 10 (4) fifth (3) 2016-2021 (3) 12 (5) sixth (4) 2018-2023 (4) 15 165. Who among the following has been (5) 2019-2024 (5) 18 appointed as a Senior Director for the 177. India has become the —————— ———— country outside the

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European region to sign a Cooperation 183. Which Union Territory has launched Commanding-in-Chief of the ——— Agreement to acquire the status of the MITRA mobile application to ensure ———————— Naval Command. Associate Member State European safety and security of women by (1) Northern Molecular Biology Organisation sending emergency SOS messages when (2) Southern (EMBO)? in danger or emergency? (3) Eastern (1) First (1) Puducherry (4) Western (2) Second (2) Daman and Diu (5) Central (3) Third (3) Chandigarh 190. Which other film along with “Mad (4) Fourth (4) Andmann and Nicobar Max: Fury Road” has bagged two (5) Fifth (5) Lakshdweep awards at the Australian Academy of 178. Chief of the Army Staff, of which 184. Which Indian cricketer has broken the Cinema and Television Arts’ neighbouring country has been most stumping record of 139 by Kumar International Awards (AACTA)? conferred the Honorary Rank of Sangakkara in international cricket? (1) Carol General of the Indian Army by the (1) Dinesh Karthik (2) Spotlight President of India recently? (2) Mahendra Singh Dhoni (3) The Revenant (1) Bangladesh (3) Wriddhiman Saha (4) Room (2) Bhutan (4) Naman Ojha (5) The Big Short (3) Nepal (5) Parthiv Patel 191. Which one of the following countries (4) Sri Lanka 185. To which among the following province is not in the group of four emerging (5) Myanmar of China the World Bank has approved market countries that has been included 179. Who has been appointed as the head a loan of 100 million US dollars to help for the first time among the 10 largest of Mission and Force Commander of build a clean energy heating system? members of International Monetary the United Nations Disengagement (1) Tianjin Fund in its historic quota and Observer Force (UNDOF) stationed in (2) Shanxi governance reforms? Golan to maintain the ceasefire between (3) Hebei (1) India Israeli and Syrian forces? (4) Liaoning (2) China (1) Om Prakash Malhotra (5) Jilin (3) South Africa (2) Amit Sharma 186. By how much per cent the (4) Russia (3) Manoj M. Naravane Government has marginally revised (5) Brazil (4) Jai Shanker Menon downward the economic growth for 192. What is the name of the President (5) Praveen Bakshi 2014-15? Pranab Mukherjee’s Second Memoir 180. Which of the following neighbours of (1) 0.1 (2) 0.2 released By Vice President Hamid India has approved the draft of a (3) 0.3 (4) 0.4 Ansari recently? proposed Citizenship Law, 2016 (5) 0.5 (1) ‘The Turbulent Years: 1954-1962’ expanding scopes for dual citizenship 187. Professor Morton Mower (US) and Sir (2) ‘The Turbulent Years: 1962-1976’ for its expatriate citizens? Michael Marmot (UK) has recently (3) ‘The Turbulent Years: 1965-1986’ (1) Bhutan been conferred with the Prince Mahidol (4) ‘The Turbulent Years: 1980-1996’ (2) Nepal Award 2015. This award is given in (5) ‘The Turbulent Years: 1991-1999’ (3) Myanmar the field of:- 193. As a part of 150th birth anniversary of (4) Pakistan (1) International Politics Lala Lajpat Rai, coins of what (5) Bangladesh (2) Astronomy denomination has been released by the 181. Which Latin American country has (3) International Peace Ministry of Culture and Tourism? signed two agreements with North (4) Medicine and public health (1) Rs 150 and Rs 10 Korea on cooperation in foreign trade (5) Nuclear Physics (2) Rs 150 and Rs 15 and scientific and technological 188. Angelique Kerber, has been ranked sixth (3) Rs 150 and Rs 50 development? in the world claimed her first Australian (4) Rs 150 and Rs 75 (1) Venezuela (2 Open Women’s singles title by (5) Rs 150 and Rs 100 Peru (3) Cuba (4) defeating World No.1 Serena Williams. 194. The central bank of which among the Bolivia Kerber is a ——————— origin following countries, has introduced a (5) Brazil player negative interest rate policy for the first 182. Who has been appointed as the (1) Spainish time to stimulate investment and Chief Commissioner for Persons with (2) French growth in the economy? Disabilities (CCPD). (3) German (1) China (1) Om Prakash Malhotra (4) Russian (2) Japan (2) Amit Sharma (5) British (3) South Korea (3) Basu Chatterjee 189. Vice Admiral Girish Luthra has taken (4) Russia (4) Jai Shanker Menon over charge as the Flag Officer (5) USA (5) Dr. Kamlesh Kumar Pandey

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195. Which Olympic champion has been ANSWER KEYS awarded with the Diploma of Honour 1.4 2.2 3.1 4.2 and President’s Button by the 5.4 6.4 7.3 8.2 Vanik Knowledge Garden International Shooting Sport 9.1 10.2 11.1 12.3 ’s Federation (ISSF) as an 13.1 14.3 15.4 16.5 State Bank of India (SBI) acknowledgment to his contribution to 17.1 18.4 19.2 20.3 the sport? 21.4 22.3 23.1 24.4 (1) 25.3 26.5 27.2 28.3  Imperial Bank of India acted as central bank of our (2) 29.1 30.3 31.2 32.4 country from 1921 to 1935. (3) Samaresh Jung 33.3 34.1 35.3 36.1  Imperial Bank of India was nationalized and (4) Anjali Bhagwat 37.2 38.3 39.5 40.2 renamed as “State Bank of India” in 1955. First (5) Manavjit Singh Sandhu 41.4 42.3 43.1 44.4 Chairman, A. D. Gorwala. 196. Who has been honored with the V. 45.3 46.3 47.1 48.5  SBI has 7 Subsidiaries (SBI Ground). They are : Shantaram Life Time Achievement 49.2 50.1 51.4 52.3 Award at the 14th edition of Mumbai 53.4 54.2 55.1 56.5 State Bank of Hyderabad, Mysore, Indore, Patiala, International Festival? 57.3 58.4 59.1 60.4 Saurashtra, Travancore, Bikaner & Jaipur. All these (1) Anand Parmar 61.3 62.2 63.5 64.4 were formed in 1959. (2) N. Bhaskara Rao 65.2 66.5 67.4 68.3  The total number of associate banks of SBI currently (3) Rohit Singh 69.4 70.3 71.2 72.1 working in the country is – Five (4) Naresh Bedi 73.3 74.5 75.2 76.1  SBI is the largest commercial bank of India (5) Dipendra Misra 77.2 78.4 79.2 80.4 197. Indian tennis star Sania Mirza and her 81.2 82.4 83.3 84.5  SBI launched a New Scheme “Parvartan” to attract Swiss partner Martina Hingis won the 85.2 86.3 87.3 88.5 more customers by rendering better services. Australian Open women’s doubles title 89.1 90.4 91.4 92.3  SBI has introduced the Tiny-Card with biometric by defeating Andrea Hlavackova and 93.1 94.3 95.2 96.3 identification to achieve Financial Inclusion. Tiny- Lucie Hradecka of which country in 97.1 98.4 99.4 100.5 Card provides easy banking services for under the final match? 101.2 102.3 103.1 104.4 privileged communities. (1) Switzerland 105.3 106.4 107.1 108.2  SBI Head Quarters :Mumbai (2) Spain 109.2 110.1 111.3 112.2 (3) Czech Republic 113.5 114.1 115.3 116.3  State Bank of India launched “Mobi Cash Eash” a (4) Spain 117.2 118.3 119.1 120.3 mobile wallet service that allows users to transfer (5) Italy 121.4 122.2 123.2 124.5 funds and make bill payment easily using Mobile 198. What is the maximum number of tickets 125.3 126.2 127.4 128.2 Phone. that can be booked online by an 129.4 130.3 131.4 132.5  On 7th October 2013, Arundhati Bhattacharya is individual user in a month on IRCTC 133.5 134.2 135.4 136.4 appointed as the first lady chairperson for SBI. website? 137.4 138.3 139.4 140.4 (1) 2 (2) 4 141.2 142.4 143.3 144.1 (3) 6 (4) 8 145.2 146.1 147.4 148.3 SBI & Associated Banks (5) 10 149.2 150.4 151.3 152.2 199. Gurdeep Singh has been appointed as 153.3 154.3 155.5 156.1 1 State Bank of India Mumbai 1806 the chairman and managing director of 157.3 158.4 159.1 160.3 2 State Bank of Hyderabad Hyderabad 1941 which power generation company in 161.3 162.2 163.4 164.5 3 State Bank of Mysore Bangalore 1913 India? 165.2 166.3 167.5 168.4 4 State Bank of Travancore Trivendram 1945 (1) NTPC (2) NHPC 169.3 170.2 171.4 172.3 5 State Bank of Patiala Patiyala 1917 (3) THDC (4) NPCIL 173.2 174.1 175.3 176.2 6 State Bank of Jaipur & Bikaner Jaipur 1963 (5) PGCIL 177.2 178.3 179.4 180.5 200. Who has been appointed as the 181.3 182.5 183.1 184.2 Note : secretary of the Department of 185.3 186.1 187.4 188.3  In 2008 the State Bank of Sourashtra merged with Telecommunications? 189.2 190.1 191.3 192.4 SBI. (1) Deepak Gupta 193.1 194.2 195.2 196.4  In 2010 the above State Bank of Indore also merged (2) A. K. Mittal 197.3 198.3 199.1 200.5 with SBI. (3) Prakash Mishra Slogans of SBI : (4) Arvind Ranjan (5) J.S. Deepak  With you all the way  Pure Banking nothing else   The banker to every Indian   The Nation Banks on us

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40 MCQ ON COMPUTER

1. Retail employees typically use 8. Accessing data on tapes is much 2) Create More Free Space ______terminals to process sales ______than that accessing data on 3) Delete temporary files transactions. disks? 4) Reduce Power consumption 1) Point of sale 1) Same 5) None of these 2) Transaction point 2) Faster 16. A program that converts high level 3) Automatic teller 3) Slower language to machine Language is 4) Sales processing 4) All of the above ______5) None of these 5) None of these 1) Linker 2. The simultaneous processing of two or 9. IP-Address 192.5.48.3 belongs to- 2) Assembler more programs by multiple processors 1) Class A 3) Compiler is _____ 2) Class B 4) All of the above 1) Multiprogramming 3) Class C 5) None of these 2) Multiprocessing 4) Class D 17. At a time how many operating system 3) Time-sharing 5) None of these can be at work on a computer? 4) Multitasking 10. Which type of web document is run at 1) Only one 5) None of these the client site? 2) Two 3. The ______folder retains copies 1) Static 3) Three of messages that you have started but 2) Dynamic 4) Four are not yet ready to send. 3) Active 5) None of these 1) Drafts 4) All of the above 18. A computer that combines the 2) Sent Items 5) None of these characteristic of analog and digital 3) Address Book 11. UDP (User Diagram Protocol) is- computers______4) Outbox 1) Connectionless 1) Hybrid Computer 5) None of these 2) Network Oriented 2) Analog Computer 4. Inheritance is the ability of an object to 3) Connection oriented 3) Digital Computer pass on its characteristics to its 4) 1 & 2 4) Super Computer ______. 5) None of these 5) None of these 1) Subclasses 12. Android Operating system is an example 19. The technique that extends storage 2) off-spring of which kind of Source Model? capacities of main memory beyond the 3) Super classes 1) Open Source actual size of the main memory is called 4) Parents 2) Vertical Market Software ______5) None of these 3) Horizontal Market Software 1) Multitasking 5. Which of the following is used for close 4) Shareware 2) Switching a tab on a browser? 5) None of these 3) Multiprocessing 1) Ctrl + T 13. Which process checks to ensure the 4) Multiprogramming 2) Ctrl + Y components of the computer and 5) Virtual storage 3) Ctrl + A operating are connected properly? 20. The maximum Zoom percentage in MS 4) Ctrl + W 1) Booting WORD is______5) None of these 2) Processing 1) 100% 6. Which input device cannot be used to 3) Editing 2) 200% work in MS Office? 4) Saving 3) 400% 1) Scanner 5) None of these 4) 500% 2) Mouse 14. Codes consisting of lines of varying 5) None of these 3) Keyboard widths or lengths that are computer- 21.Ctrl, Shift and Delete are known as_____. 4) Joy stick readable are known as? 1) Modifier Keys 5) Light pen 1) An ASCII code 2) Control Keys 7. Storage that retains its data after the 2) An OCR scanner 3) Toggle keys power is turned off is referred to as? 3) A magnetic tape 4) Function keys 1) Volatile storage 4) A bar code 5) None of these 2) Sequential storage 5)None of these 22. When you start your computer from 3) Non-volatile storage 15. What is the ultimate purpose of the off position then it is known as 4) Direct storage Defragmentation? ______. 5) None of these 1) Make the PC faster

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1) Hard booting 4) Printer 37. ______is a process that permits 2) Processing 5) None of these multiple computers to use the same IP 3) Storage 30. What is the main folder on a storage address and hide their 4) Soft-booting device called? actual IP addresses from the Internet. 5) None of these l) Platform 1) Routing 23. A repair for a known software bug, 2) Interface 2) Network Address Translation (NAT) usually available at no change on the 3) Root-Directory 3) Signature referencing internet is called ______. 4) Home-Page 4) Packet filtering 1) Version 5) None of these 5) None of these 2) Patch 31. In the OSI model, the actual transmission 38. The topology where all the nodes are 3) Tutorial of data is handled in the ______layer. attached in a circular wiring 4) FAQ 1) Data link arrangement is called a: 5) None of these 2) Physical 1) Star topology 24. Small application programs that run on 3) Network 2) Bus topology a web page and may ensure a form is 4) Transport 3) Network topology completed properly or provide 5) None of these 4) Ring topology animation are known as _____ 32. Which device cannot be shared in 5) None of these 1) Flash network? 39. Difference engine is the machine 2) Spiders 1) Floppy introduced by______. 3) Cookies 2) Keyword l) Blaze Pascal 4) Applets 3) Computer 2) Napier 5) Sparks 4) Printer 3) Charles Babbage 25. Which is the slowest internet 5) None of these 4) Newman connection? 33. A network of geographically distant 5) None of these 1) Digital subscriber line computers and terminals is called 40. Valves are invented in______generation. 2) TI a______. l) I generation 3) Cable modem 1) Integrated Services Digital Network 2) II generation 4) Leased line (ISDN) 3) III generation 5) Dial-up service 2) Metropolitan Area Network (MAN) 4) IV generation 26. ______can be used with any CRT 3) Wide Area Network (WAN) 5) None of these monitor but not with the LCD monitor. 4) Local Area Network (LAN) 1) Joystick 5) None of these 2) Light Pen 34. An example of a wireless medium that 3) Trackball sends data through the air or space is:  4) Mouse 1) Fiber-optic cable 5) None of these 2) Coaxial cable 27. _____ Technologies is used by banks 3) Twisted pair for faster processing of large volumes 4) Microwaves ANSWER KEYS of cheques. 5) None of these 1.1 2.2 3.1 4.1 1) OCR 35. A ____ shares hardware, software, and 2) OMR data among authorized users. 5.4 6.4 7.3 8.3 3) MICR 1) Network 9.3 10.1 11.1 12.1 4) Bar code 2) Protocol 13.1 14.4 15.2 16.3 5) None of these 3) Hyperlink 28. The shortcut key for undo is ___. 4) Transmitter 17.1 18.1 19.5 20.4 1) Win button + E 5) None of these 21.1 22.1 23.2 24.1 2) Ctrl + X 36. Granting an outside organization access 25.5 26.2 27.3 28.4 3) Win button+ R to internet web pages is often 4) Ctrl +Z implemented using a(n)? 29.2 30.3 31.2 32.2 5) None of these 1) Extranet 33.3 34.4 35.1 36.1 29. Which of the following is not hardware 2) Intranet 37.2 38.4 39.3 40.1 of a computer? 3) Internet 1) Monitor 4) Hacker 2) Windows 5) None of these 3) Processor

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ABBREVIATION

ABEDA Arab Bank for Economic CDS Credit Default Swap. FIPB Foreign Investment Promotion Development in Africa. CEPA Comprehensive Economic Board. ACF Auto Correlation Function. Partnership Management. FPI Foreign Portfolio Investment. ACS Automated Clearing Systm. CFRA Combined Finance and FTA Free Trade Agreement. AD Authorized Dealer. Revenue Accounts. GDP Gross Domestic Product. ADB Asian Development Bank. CGRA Currency and Gold GDR Global Depository Receipt. ADR American Depository Receipt. Revaluation Account. GFD Gross Fiscal Deficit. AEPS Aadhaar Enabled Payments CIBIL Credit Information Bureau GIRO Government Internal Revenue Switch. (India) Limited. Order. AFS Annual Financial Statement. CPI Consumer Price Index. GAAR General Anti Avoidance Rule. AGM Annual General Meeting. CRAR Capital To Risk Weighted Asset HDFC Housing Development AIC Agricultural Insurance Ratio. Finance Corporation. Company. CRMD Credit Risk Management IADB Inter American Development ASSOCHAM Associated Department. Bank. Chambers of CRR Cash Reserve Ratio. IBPS Institute of Banking Personnel Commerce and CTI Country Threat Index. Selection. Industry of India. COB Corporation Bank. IBRD International Bank For AMFL Association of Mutual Funds CP Colombo Plan. Reconstruction And in India. CUB City Union Bank Development. AML Anti Money Laundering. DB Dena Bank. ICA Indian Council of Agricultural ALM Asset Liability Management. DB Dhanlakshmi Bank. Research. ATM Automated Teller Machine. DTAA Double Taxation Avoidance ICICI Industrial Credit and BCSBI Banking Codes and Standards Agreement. Investment Corporation of Board of India. ECB External Commercial India. BIS Bank for International Borrowings. IDB Islamic Development Bank. Settlements. ECS Electronic Clearing System. IDBI Industrial Development Bank BOB Bank of Baroda. EEFC Exchange Earner’s Foreign of India. BOI Bank of India. Currency. IDR Indian Depository Receipts. BOP Balance of Payments. ELSS Equity Linked Saving Scheme. IIB International Investment Bank. BOR Bank of Rajasthan. EADB East African Development IIBF Indian Institute of Banking BOT Build,Operate and Transfer. Bank. and Finance. BR Act Banking Regulations Act, 1949. EBRD European Bank for IRR Internal Rate Of Return. BSCS Basel Committee on Banking Reconstruction and IMD India Millennium Deposits. Supervision. Development. IMF International Monetary Fund. BSR Basic Statistical Returns. EIB European Investment Bank. IMPS Immediate Mobile Payment BSE Bombay Stock Exchange. EXIM Export Import Bank of India. System. BSR Basic Statistical Returns. FCA Foreign Currency Assets. IOB Indian Overseas Bank. BIS Bank for International FCCB Foreign Currency Convertible IPO Initial Public Offering. Settlements. Bonds. IRBI Industrial Reconstruction Bank CA Chartered Accountant. FCNRA Foreign Currency Non of India. CAD Capital Account Deficit. resident Account. KCC Kisan Credit Card. CAG Controller and Auditor General. FDI Foreign Direct Investment. KMB Kotak Mahindra Bank. CAG Controller and Auditor General FERA Foreign Exchange Regulation KVB Karur Vysya Bank. of India. Act. KYC Know Your Customer. CAR Cash Adequacy Ratio. FICCI Federation of Indian Chambers LAB Local Area Bank. CB Canara Bank. of Commerce and Industry. LAF Liquidity Adjustment Facility. CBS Core Banking Solution. FII Foreign Institutional Investor. LDB Land Development Bank. CDB Caribbean Development Bank. FIMMDA Fixed Income Money LIBOR London Inter Bank Offered CDBS Committee of Direction on Markets and Derivatives Rate. Banking Statistics. Association. MIBOR Mumbai Inter Bank Offer Rate.

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NABARD National Bank for Agricultural and Rural DESCRIPTIVE ENGLISH Development. NAS National Account Statistics. Directions (1-10): In the following passage there are blanks, NAV Net Asset Value. each of which has been numbered. Find out the appropriate NBC Non Banking Companies. word/ phrase in each case and mark your answer. NBFC Non Banking and Finance companies. The international fight against Islamic State moved up a NEFT National Electronic Funds Transfer System. __(1)__ on Saturday as Turkish police arrested a Belgian NFA No Frills Account. suspect heading for Syria in connection with __(2)__ week’s NFC Non Banking Finance Companies. Paris attacks, hours after the UN Security Council unanimously __(3)__ all its members to combat the extremist NHB National Housing Bank. group. Aday after the EU imposed __(4)__ new external border NIB Nordic Investment Bank. controls, authorities in Belgium raised the alert level in the NPA Non Performing Assets. capital to level four - signifying a “serious and imminent NPS National Pensions Scheme. threat” as the __(5)__ for the remaining jihadi who killed 130 NSE National Stock Exchange. people in Paris entered its second week. The presumed OMO Open Market Operations. ringleader of the Paris attacks, Abdelhamid Abaaoud, a 28- OTP One Time Password. year-old Belgian national of Moroccan origin, was __(6)__ PGS Payment Gateway System. to have been in Syria but died in a ferocious seven-hour RBI Reserve Bank Of India. gunfight __(7)__ police at a rundown apartment in St. Denis, RBS Royal Bank of Scotland. north of Paris, on Wednesday. Another __(8)__ member of RRB Regional Rural Bank. the unit, Salah Abdelslam, a 26-year-old Frenchman living in Brussels, is the subject of an international manhunt. His RTGS Real Time Gross Settlement System. brother, Brahim, who blew himself up in the attacks, spent SCB Scheduled Commercial Bank. time in a Belgian prison with Abaaoud, while a third SCC Selective Credit Control. Molenbeek resident, Bilal Hadfi, was also among the Paris SEPA Single Euro Payment Area. suicide bombers. SEBI Security Exchange Board Of India. Belgian Special Forces __(9)__ four people in the capital’s SHGs Self Help Groups. Place du Grand Sablonon Saturday afternoon, while the SIDBI Small Industries and Development Bank of India. Brussels Metro system is expected to be shut down until SLR Statutory Liquidity Ratio. Sunday afternoon at the earliest. Shops __(10)__ closed, SPNS Shared Payment Network System. some shopping malls were shuttered, professional football SWIFT Society For World Wide Inter Bank Financial was cancelled, concerts were called off and music venues, Telecommunication. museums, and galleries shut their doors for the weekend. ULIP Unit Linked Insurance Plan. 1. 1) gear 2) ahead UCB Urban Cooperative Bank. 3) above 4) always UEBA Universal Electronic Bank Account. 5) alone UIDAI Unique Identification Authority of India. 2. 1) last 2) lost ULIP Unit Linked Insurance Policies. 3) late 4) lastly UPIN Unique Property Identification Numbers. 5) lasted USB Ultra Small Branch. 3. 1) urge 2) urging 3) urged 4) pledged USD United States Dollar. 5) plead VDBS Vertically Differentiated Banking System. 4. 1) tight 2) treat WBCIS Weather Based Crop Insurance Scheme. 3) tread 4) tough WL ATM White Label ATM. 5) track WPFI World Press Freedom Index. 5. 1) hate 2) hurt WPI Wholesale Price Index. 3) heat 4) hurt 5) hunt 6. 1) thought 2) thinking 3) think 4) thinned  5) thanked 7. 1) from 2) with 3) for 4) form 5) firm 8. 1) suspense 2) suspect 3) suspected 4) suspecting

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5) suspects ANSWER KEYS 9. 1) convicted 2) allowed 3) acquitted 4) prosecuted 1.1 2.1 3.3 4.4 5.5 6.1 7.2 5) arrested 8.3 9.5 10.5 11.1 12.2 13.3 14.4 10. 1) are to 2) will be 15.5 16.2 17.2 18.5 19.4 20.4 3) will been 4) have been 5) were  Directions (11-20): In the following passage there are blanks, each of which has been numbered. Find out the appropriate word/ phrase in each case and mark your answer. WORD OF THE MONTH A professor at an eastern college __(11)__ that the special sense the visually challenged people __(12)__ on is 1. MULTITUDINOUS: many, considerable connected in some way with __(13)__ hearing. The professor Synonyms: abundant, countless __(14)__ described 1500 tests in which blind people and Antonyms: few, limited people with normal sight, but blindfolded, __(15)__ to avoid Example Sentence: walking into walls. The visually challenged passed the tests But the testimony of a witness is open to multitudinous with greater __(16)__ than those who could see. The blind doubts. would __(17)__ forward confidently, sensing the wall when they were as much as fifteen feet __(18)__ it. They claimed 2. REMONSTRANCE : protest that their ears sent them a warning __(19)__ that the wall Synonyms: complaint, reproach was near. This seems quite possible, for when their ears were Antonyms: approval, praise covered so that they could not hear; they often ran right Example Sentence: __(20)__ the wall. You can imagine how valuable this strange But she spoilt the remonstrance by blushing like a girl power must be to the blind. Do you think that it is nature’s of eighteen. way of making up to them for their lost sight? 3. KVETCHING: complaining 11. 1) believes 2) deem Synonyms: criticizing, nagging 3) judge 4) accept Antonyms: complimentary, forgiving 5) doubt Example Sentence: 12. 1) grasp 2) depend I take some pleasure in watching conservatives squirm 3) relay 4) reel and kvetch. 5) realize 13. 1) there 2) they 4. STRIDULOUS: irritating; scraping 3) their 4) them Synonyms: annoying, displeasing 5) that Antonyms: soothing, nice 14. 1) lately 2) newly Example Sentence: 3) just 4) recently He alternates his tapping with his stridulous call, and 5) freshly the effect on a cool, autumn-like morning is very pleasing. 15. 1) attempt 2) attempting 3) attempts 4) will attempt 5. PRIVY: secret 5) attempted Synonyms: covert, personal 16. 1) ease 2) difficulty Antonyms: public, unconcealed 3) effort 4) relieve Example Sentence: 5) alleviate We have reason to believe he was privy to this report 17. 1) stepping 2) stride before it was released. 3) tramp 4) tumble 5) amble 6. CONCUPISCENT: lustful 18. 1) through 2) thorough Synonyms: desirous, sensual 3) apart 4) thought Antonyms: unhopeful, unambitious 5) from Example Sentence 19. 1) memo 2) letter It is true of cynical, profligate, and concupiscent art as 3) meaning 4) message well. 5) point 20. 1) inside 2) outside 7. PLUCKY : brave 3) inwards 4) into Synonyms: courageous, valiant 5) in Antonyms: afraid, fearful Example Sentence:

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But a whole lot of good has happened at the hands of Antonyms: cheerful, happy generous and plucky Indians over the last eight years. Example Sentence: All the pride is there still, but it is cramped, querulous, 8. HYSTERICS: state of extreme upset and undignified. Synonyms: agitation, excitement Antonyms: calmness, peace 16. PAROXYSM: seizure, spasm Example Sentence: Synonyms: attack, furor Though she prefers the phrase “going away” to the Antonyms: inactivity, dullness word “jail,” which sent her into hysterics in a Example Sentence: recent episode. The crowd, delirious, cries and sobs in a paroxysm of despair. 9. PLUSH: luxurious, rich Synonyms: luxury, opulent 17. RECLAME: promotion of something, someone Antonyms: poor, small Synonyms: attention, fame Example Sentence: Antonyms: obscurity, secret She may be living way outside of her plush comfort Example Sentence: zone, but she knows how to take care of herself. So he really foresaw you getting tons of reclame for hosting? 10. UNBLENCHING: bold Synonyms: confident, daring 18. INCARCERATE: put in jail, confinement Antonyms: irresolute, shy Synonyms: detain, imprison Example Sentence: Antonyms: release, liberate They must have felt hammered by the brazen and Example Sentence: unblenching critiques they have heard these last weeks A magistrate gave orders to the constables to arrest and from the mouths of their people. incarcerate the rest of the Spanish Negroes. 11. INEBRIATED: drunk 19. BESPANGLE : embellish Synonyms: intoxicated, boozy Synonyms: adorn, decorate Antonyms: sober, straight Antonyms: hurt, leave plain Example Sentence: Example Sentence: Ever seen two inebriated off-duty firemen at a local pub If the actual facts are so repugnant to you, then why about to come to blows? bespangle them? 12. PLAUDITORY: flattering 20. QUARANTINE : isolation Synonyms: appreciative, polite Synonyms: detention, segregation Antonyms: insulting, unmannerly Antonyms: connection, attachment Example Sentence: Example Sentence: I am so plauditory for the ability to be able to provide Inside the quarantine zone, even more specific services, as every affiliate is. procedures were outlined to keep those within the bounds of it safe. 13. MURKY: gloomy, obscure Synonyms: dark, dismal Antonyms: bright, apparent  Example Sentence: The massacre has been transformed, without a shred of proof or evidence, into a shady skirmish in a murky secret BANKING TERMINOLOGY war. Negotiable Instrument Introduction 14. YORE : time gone by There are certain documents used for payment in Synonyms: history, antiquity business transactions and are Transferred freely from one Antonyms: future, present person to another. Such documents are called negotiable Example Sentence: Instruments like cheque, bank draft, bill of exchange, In days of yore, blood on screen was to be feared: think promissory notes etc. Thus we can say negotiable the trickle of blood signaling defilement in old vampire Instruments are a transferable document where negotiable movies. means transferable and Instrument means document. According to section 13 of the negotiable Instruments act 15. QUERULOUS : grouchy, hard to please Synonyms: carping, captious

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1881. A negotiable Instrument means promissory note bill of 6. A promissory note should be drawn for the payment of a exchange or cheque payable either to order or to bearer. specified sum. Features of a Negotiable Instrument Bill of exchange 1. It is a written document A bill of exchange is an Instrument in writing, 2. A negotiable Instrument payable to bearer is transferable unconditional order signed by the maker directing a certain merely by delivery whereas a Negotiable Instrument payable person to pay a certain sum of money only to or to the other to order is transferable by endorsement and delivery. of a certain person or to the bearer of the Instrument. 3. The holder of a Negotiable Instrument can sue upon it in Features of bill of exchange his own name. 1. A bill must be in writing, duly signed by its drawer accepted 4. Its works in the same manner as money and like money it by its drawee and properly stamped as per Indian stamp act. may also be transferred from one person to another. 2. It must contain an order to pay words like please pay 5. The Transferor does not need to give notice to any person rs.5000 on demand and oblige are not used. at the time of transferring the Instrument. 3. The order must be unconditional. 6. It is the simplest and most convenient mode of assignment 4. The order must be to pay money and money alone. of a debt. 5. The sum payable mentioned must be certain or capable of 7. The tittle to the Instrument received by a bonafide being made certain. transferee is not affected by defect in the title of the 6. The parties to bill must be certain. transferor. Cheque A. Negotiable Instruments A cheque is a bill of exchange drawn on a specified 1. Promissory note banker and not expressed to be payable otherwise than on 2. Bill of exchange demand. It is an unconditional order in writing be drawn by 3. Cheque a customer on his bank. Requesting the specifying bank to 4. Exchequer bill pay on demand a certain sum of money to a person named in 5. Circular note the cheque or to the bearer or to the order of a stated person. 6. Dividend warrant A cheque being a bill of exchange must possess the following 7. Share warrant requirements. 8. Bearer debenture 1. A cheque must be drawn upon a specified banker 9. Bank note 2. A cheque must be payable on demand. 10. Bank draft 3. A cheque must be signed by the drawer. B. Non Negotiable Instruments 4. A cheque must be an unconditional order to pay a certain 1. Money order 2. Postal order amount of money. 3. Deposit receipt 4. Share certificate 5. A cheque be dated. C. Quasi Negotiable Instruments Types of cheque 1. Bill of lading 2. Dock warrant 1. Open cheque:- A cheque is called open when it is possible 3. Carriers receipt 4. Letters of credit to get cash over the counter at the bank. 5. Railway receipt 2. Crossed cheque:- Since open cheque is subject to risk of Types of Negotiable Instruments theft it is dangerous to issue such cheques. This risk can be According to the negotiable Instruments act 1881 there are avoided by issuing other types of cheque called crossed just three types of Negotiable Instruments example cheque. promissory note, bill of exchange and cheque. However many 3. Bearer cheque:- A cheque which is Payable to any person other documents have also been recognized as negotiable who presents it for payment at the bank counter is called instruments on the basis of custom and usage like treasury bearer cheque. bills, share warrant etc. They posses the features of 4. Order cheque:- An order cheque is one which is payable Negotiability to a particular person. In such a cheque the word bearer may Promissory note be cut out or cancelled and the word order may be written. A promissory note is an Instrument in writing The payee can transfer an order cheque to someone else by containing an unconditional undertaking signed by the maker singing his or her name on the back of it.. to pay a certain sum of money to or to the other of a certain Quasi Negotiable Instruments person. This type of a document is called a promissory note. Quasi Negotiable Instruments are those Instruments Features of promissory note which can be transferred by endorsement and delivery but 1. A promissory note is unconditional the transferee does not get a better tittle that of the transferor. 2. It is always in writing a verbal promise to pay a specified Therefore they cannot be classified as negotiable sum of money is not a promissory note. Instruments and hence the negotiable Instruments act is not 3. It is made and signed by the debtor. applicable to them. 4. A promissory note is made as payable in the Currency of the country 5. A promissory note drawn for a specified duration should  be adequately stamped According to its value.

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100 G.K. QUESTION FOR SSC/RAILWAY 1. Fiber optics cable used in communication, 10. Bio-gas mainly consists of (A) Khilafat Movement works on the principle of - (A) Carbon dioxide and Methane (B) Civil Disobedience Movement (A) Refraction of light (B) Hydrogen and Oxygen (C) Quit India Movement (B) Regular reflection of light (C) Hydrogen and Methane (D) Bardoli Satyagraha (C) Diffuse reflection of light (D) Carbon dioxide and Hydrogen 20. The Battle of Chausa was fought (D) Total internal Reflection of light 11. Which one of the following cities is between 2. Provisions of citizenship in Indian located on the bank of the Irrawady (A) Akbar and Rana Pratap constitution became applicable in - river? (B) Humayun and Sher Khan (A) 1949 (A) Manila (B) Hanoi (C) Bahadur Shah and Humayun (B) 1950 (C) Bangkok (D) Akyab (D) Jahangir and Rana Amar Singh C) 1951 12. Which Five Year Plan had an object of 21. As the train starts moving the head of (D) 1952 “Rapid Industrialization with the passenger sitting inside leans 3. Who gave the title of ‘Sardar’ to Ballabh particular emphasis on development of backward because of - Bhai Patel? basic and heavy industries”? (A) Inertia of Motion (A) Women of Bardoli (A) First (B) Second (B) Inertia of Rest (B) Vinoba Bhave (C) Third (D) Fourth (C) Kinetice energy (C) Mahatma Gandhi 13. National Marin time Day is celebrated (D) Moment of Inertia (D) Peasants of Gujarat on 22. The Antarctic study Centre of India is 4. According to the census 2011, females- (A) 5 April (B) 7 April located at male ratio in India is- (C) 9 April (D) 15 April (A) Gangotri (A) 930 females per thousand males 14. Which one of the following noble gases (B) Dakshin Gangotri (B) 933 females per thousand males is not found in the atmosphere? (C) Maitri (C) 940 females per thousand males (A) Xenon (D) Goa (D) 945 females per thousand males (B) Radon 23. ‘Foehn’ is a local wind of ______. 5. Pine trees are typical vegetation of - (C) Krypton (A) Newzeland (A) Evergreen forests (D) Argon (B) Iraq (B) Coniferous forests 15. The explosion of Hydrogen balloon is (C) Korea (C) Temperate forests based on which law? (D) Switzerland (D) Tropical forests (A) Boyle’s Law 24. The number of forms of bhakti in the 6. Who was the Governor General of India (B) Graham’s Law of diffusion Bhagwat culture is - during the launch of Civil Disobedience (C) Charles’ Law (A) 7 (B) 8 Movement? (D) Combined gas law (C) 9 (D) 10 (A) Lord Irwin 16. Who discovered the first four satellites 25. A member of Parliament will loss his (B) Lord Wavell of Jupiter? membership of Parliament if he is (C) Lord Reading (A) Kepler continuously absent from sessions for (D) Lord Chelmsford (B) Galileo (A) 45 days 7. Kuchipudi is a dance drama associated (C) Copernicus (B) 60 days with the state of (D) Newton (C) 90 days (A) Assam 17. Which one of the following is not related (D) 365 days (B) Andhra Pradesh football? 26. In a living cell, what is the site of (C) Orissa (A) Duleep Trophy ribosome formation? (D) Manipur (B) DCM Cup (A) Golgi bodies 8. The sound produced by a bat is- (C) Durand Cup (B) Nucleolus (A) Audible (D) Santosh Trophy (C) Plasma membrane (B) Subsonic 18. Which of the following two countries (D) Endoplasmic reliculum (C) Infrasonic are separated by the 49th Parallel? 27. Which of the following two meatals (D) Ultrasonic (A) France and Germany cause Cancer desease? 9. In India, the concept of single citizenship (B) USA and Canada (A) Chromium and Cadamium is adopted from - (C) South Africa and Zimbobwe (B) Chromium and Arsenic (A) England (D) North Korea and South Korea (C) Cadamium and Arsenic (B) Canada 19. was associated with (D) Chromium and Cobalt (C) U.S.A. which one of the following? (D) France

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28. Normally what is the pH value of rain 37. Ahilyabai was the queen of - (B) Madurai water? (A) Gwalior (C) Kanchipuram (A) 5.2 (B) 5.4 (B) Malwa (D) Mahabalipuram (C) 5.6 (D) 5.8 (C) Jaipur 47. Which Project is not situated in Andhra 29. Which waves are used in Sonar method? (D)Bijapur Pradesh? (A) Audible Waves 38. The temples of Mahabalipuram were (A) Nizam Sagar Project (B) Infrasonic Waves built by the rulers of which dynasty? (B) Nagarjuna Sagar Project (C) Ultrasonic Waves (A) Gupta (C) Tunga Bhadra Project (D) All of these (B) Chola (D) Salal Project 30. Which of the following Acts abolished (C) Pallava 48. The literacy rate for India in Census the Monopoly of the East India (D) Kushana 2011, works out to which percent? Company over the China trade? 39. The first telegraph line between Calcutta (A) 75.01% (A) Charter Act of 1833 A.D. and Agra was opened in - (B) 73.04% (B) Charter Act of 1813 A.D. (A) 1852 (B) 1853 (C) 74.04% (C) Charter Act of 1793 A.D. (C) 1854 (D) 1855 (D) 76% (D) Charter Act of 1853 A.D. 40. The first discourse of Buddha in Sarnath 49. Yosemite Falls is located in which place? 31. Which is the mix farming? is called - (A) California (A) A plot of land is cultivated for a (A) Mahabhiniskraman (B) Norway few years and then is deserted (B) Mahaparinirvana (C) Venezuela (B) Farmers work hard to grow enough (C) Mahamastakabhisheka (D) Newzealand food to survive only. (D) Dharmachakrapravartan 50. Bird-foot delta is formed when (C) The combination of agriculture 41. Which of the following writs may be (A) The river water is lighter than sea and pastoral farming. issued to enforce a fundamental rights? water (D) None of these (A) Habeas Corpus (B) The river water is heavier than the 32. Laterite soil are red in colour with a high (B) Mandamus sea water content of - (C) Prohibition (C) River water is as dense as the sea (A) Copper Oxides (D) Certiorari water (B) Iron Oxides 42. A Common High Court for two or more (D) None of these (C) Nitrus Oxide states and/or Union Territories may be 51. The Nagarjuna Inscriptions provide (D) Nitric Oxide established by - information about - 33. When a bucket containing water is roated (A) President (A) Jainism in a verticle circle, water does not fall (B) Parliament by making law (B) Buddhism downward even when the bucket is at (C) Governor of State (C) Brahmanism the highest point, which force is (D) Chief Justice of India (D) None of the above provided by the motion? 43. Who among the following was the 52. Who laid the foundation of Portuguese (A) Centrifugal force constitutional adviser to the power in India? (B) Centripetal force constituent assembly of India? (A) Vasco de Gama (C) Gravitational force (A) M.C. Setalvad (B) St. Thomas (D) Capillary force (B) K.M. Munshi (C) Bartholomew Dias 34. A green leaf placed in a dark room is (C) (D) Alfonso-de-Albuquerque illuminated by red light, the leaf (D) B.N. Rau 53. A person will have black, brown or blue appears? 44. During the period of Renaissance, the eyes depending upon the pigment (A) Green (B) Red new style of architecture first present in the (C) Yellow (D) Black developed in - (A) Pupil 35. A choke coil is used in AC circuits to- (A) Italy (B) Iris (A) decrease the current (B) France (C) Cornea (B) Increase the current (C) England (D) Choroid (C) Convert high voltage to low voltage (D) Germany 54. In a Parliamentary form of government, (D) decrease the impedence of current 45. The first electric rail service was started real powers are vested in - 36. The ancient name of Bengal was - in (A) President (A) Kamrupa (A) 1852 (B) 1885 (B) Parliament (B) Vasta (C) 1905 (D) 1925 (C) Judiciary (C) Gauda 46. The political and cultural center of the (D) Council of Ministers headed by (D) Vallabhi Pandyas was the Prime Minister (A) Vengi

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55. Which book was written by Dadabhai 64. Which is the largest salt water lake in (B) Daimabad Naoroji on Poverty and economy under the world? (C) Dholavira British rule? (A) Caspian Sea (D) None of the above (A) Indian Economy under British Raj (B) Veictoria Lake 73. Which of the following plans witnessed (B) British Rule and Drain of Wealth (C) Baikal Lake the highest growth rate in India? (C) Poverty and Un-British Rule in (D) Paigang Lake (A) Seventh plan India 65. ‘Brown Revolution is- (B) Eighth plan (D) None of the above (A) Growth of fodder industry (C) Ninth plan 56. Who invented diode bulb? (B) Growth of sea products (D) Tenth plan (A) Wilson (C) Growth of milk and milk 74. Which is the part of a plant which grows (B) Christain products towards light? (C) Fleming (D) Growth of food processing and (A) Root (B) Stem (D) Lawrence soft drinks industries in India. (C) Leaf (D) Flower 57. Supersonic planes fly - 66. It is six months long day in the Northern 75. Which hormone controls the growth of (A) with the speed less than the speed Polar region and six months long night plants? of sound. in the Southern Polar region because - (A) Gibberellins (B) with the speed of sound. (A) Revolution of the Earth (B) Ausins (C) with the greater than speed of (B) Earth is inclined towards its orbital (C) Cytoinins sound. plane (D) Florigens (D) with the speed of light. (C) Rotation of the Earth 76. Which one of the following is not a 58. Which of the following is used as an (D) None of the above function of the central bank in an anti-knock in the automobiles? 67. Which of the following name/term is economy? (A) Petrol Gas NOT associated with the World Trade (A) Controlling monetary policy (B) Lamp black Organisation (WTO)? (B) Controlling government spending (C) Sugar of lead (A) SEWA (C) Dealing with foreign exchange (D) Tetraethyle lead (B) UNCTAD (D) Acting as a banker’s bank 59. Which acid is present in red ants? (C) GATT 77. A balloon filled with helium rises in air (A) Uric Acid (D) GATS because- (B) Boric Acid 68. Which of the following is NOT a (A) The balloon is weightless (C) Formic Acid\ condition for becoming citizen of India? (B) Air exerts an upward force on the (D) Oxalic Acid (A) Birth balloon 60. Which types of Coal is superior quality (B) Acquiring property (C) Helium is less dense than air hardest form and High Calorific Value? (C) Descent (D) Helium pushes down on the air (A) Peat (D) Naturalisation below the balloon (B) Lignite 69. Who gave the title “Sardar” to 78. Who among the following is not a (C) Bituminous Vallabhbhai Patel? recipient of Dada Saheb Phalke Award? (D) Anthracite (A) J.L. Nehru (A) 61. Who used the term ‘rupee’ during his (B) M.K. Gandhi (B) Soumitra Chatterjee rule in India? (C) Maulana Azad (C) (A) Balban (D)Sarojini Naidu (D) Rajesh Khanna (B) Sher Shah Suri 70. Hyder Ali consolidated his position after 79. The three tier Panchayat Raj System in (C) Babar being appointed the Faujdar of - India was proposed by the- (D) Shahjahan (A) Arcot (A) Balwant Rai Mehta Committee 62. Whose signature are imprinted on two (B) Dindigul (B) Ashok Mehta Committee rupee note? (C) Budikot (C) Royal Commission (A) Finance Ministry (D) Devanhalli (D) None of these (B) Government of India 71. Who invented ‘Telegraph’? 80. Which is the hottest planet in the solar (C) Governor of RBI (A) Edward Jenner system? (D) Finance Secretary (B) Samuel Morse (A) Mercury 63. Which among the following buildings (C) Igor Sikorsky (B) Mars were not built by Qutubdin Aibak? (D) Thomas Edison (C) Venus (A) Qutub Minar 72. The first astronomical observatory of (D) Neptune (B) Alai Darwaza Harappan Civilization has been found 81. Which one of the following pairs is not (C) Adai din ka Jhopda at which of the following ancient sites? correctly matched? (D) Qutub ul islam Masjid (A) Ropar

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(B) Article 15 (B) Nagpur River City (C) Article 16 (C) Indore (a) Gomti Lucknow (D) Article 17 (D) Bhopal (b) Saryu Ayodhya 91. Which canal connects Mediterranean Sea 100. Which Article of the Indian (c) Alaknanda Badrinath with Red Sea? Constitution deals with the (d) Narmada Satna (A)Corinthian Canal Fundamental Duties of Citizens? 82. Which one of the following planets takes (B) Grand Canal (A) Article -50 the least time in revolving around the (C) Panama Canal (B) Article -51 Sun? (D) Suez Canal (C) Article - 51A (A) Jupiter (B) Venus 92. Which of the following features and their (D) Article -52A (C) Earth (D) Mercury source is wrongly matched? 83. In which of the following days, all places (A) Judicial review - British Practice on the Earth experience 12 hours of (B) Concurrent list - Australian day and 12 hours of night? Constitution  (A) May 21 (C) Directive principles - Irish (B) March 21 Constitution (C) June 22 (D) Fundamental Rights - US ANSWER KEYS (D) December 22 Constitution 84. Lakshadweep islands are situated in- 93. Baikonur Cosmodrome, the space launch 1 d 2 b 3 a 4 c (A) Indian Ocean facility, is located in - 5 c 6 a 7 b 8 d (B) Arabian Sea (A) Russia 9 a 10 a 11 d 12 b (C) Bay of Bengal (B) Kazakhstan 13 a 14 b 15 c 16 b (D) Pacific Ocean (C) Kyrgyzstan 17 a 18 b 19 c 20 b 85. When we go from Earth to the Moon? (D) Uzbekistan (A) Mass changes 94. An Ant can see the objects all around it 21 a 22 d 23 d 24 c (B) Mass and weight both change due to the presence of - 25 b 26 d 27 b 28 c (C) Mass remains the same but weight (A) Simple eyes 29 c 30 a 31 c 32 b change (B) Eyes over its head 33 b 34 d 35 a 36 c (D) Neither mass nor weight change (C) Well developed eyes 37 a 38 c 39 b 40 d 86. Kabir was the disciple of - (D) Compound eyes (A) Ramanuja 95. The Fort at Pulicat was built by : 41 a 42 b 43 d 44 a (B) Ramananda (A) Portuguese 45 d 46 c 47 c 48 d (C) Shankaracharya (B) British 49 c 50 d 51 b 52 d (D) Chaitanya (C) French 53 a 54 d 55 c 56 b 87. Which one of the following is an (D) Dutch enzyme? 96. Which one of the following states does 57 d 58 c 59 a 60 a (A) Glucagon not have international border with 61 b 62 c 63 b 64 d (B) Insulin Bangladesh? 65 d 66 b 67 a 68 b (C) Somatropin (A) Meghalaya 69 b 70 b 71 b 72 c (D) Trypsin (B) Manipur 73 d 74 b 75 b 76 b 88. Where is Mullaperiyar Dam located? (C) Mizoram (A) Tamil Nadu (D) Tripura 77 c 78 d 79 a 80 c (B) Kerala 97. Which of the following are primary 81 c 82 d 83 b 84 b (C) Karnataka colours? 85 c 86 b 87 d 88 b (D) None of the above (A) Blue, Green, Yellow 89 c 90 b 91 d 92 a 89. The Sualkuchi Textile Park is located in (B) Red, Blue and Green which state of India? (C) Red, Black and Green 93 b 94 b 95 d 96 b (A) Karnataka (D) Green, White, Black 97 b 98 b 99 d 100 c (B) Jammu and Kashmir 98. Cause of ‘Goitre’ is due to deficiency of (C) Assam (A) Vitamin-D  (D) Meghalaya (B) Iodine 90. Prohibition of discrimination on grounds (C) Nicotinic Acid of religion, race, caste, sex or place of (D) Haemoglobin birth is mentioned in - 99. Judicial Academy of India is located at (A) Article 14 (A) Chennai

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PRACTICE SET - 1 FOR UPCOMING EXAM [RRB (NON-TECH)]

1. Which of the following state does not 5. Liquid into Solid 21. The chemical process used to make have bird sanctuary industrial hydrogen is called a) Bihar b) Himachal Pradesh a) A-3, B-4, C-5, D-2 a) Silver Nitrate c) Haryana d) Gujarat b) A-3, B-1, C-4, D-5 b) Calcium Hydroxide 2. Global dimming takes place when heat c) A-1, B-3, C-5, D-4 c) Tricholoro Methane and energy from the sun is prevented d) A-1, B-5, C-3, D-4 d) Nitrous oxide from the earth by 11. What happens to the Level of Mercury 22. The Chemical process used to make a) excessive ozone in the barometer tube when it is taken industrial hydrogen is called b) polluted clouds down a coal mine? It a) Bosch process c) carbon dioxide emission a) Falls b) Down process d) smoke and soot b) remains unaltered c) Parkes Process 3. Which of the following is extracted from c) rases d) Bayer process a plant and is an anti- malarial drug? d) rises and then fall 23. The horenone responsible for secretion a) Cinchona 12. A body floating in oil always displaces of milk in mother is b) Aritimisinin it sown a) Adrenalin c) Chloramphenicol a) weight of oil b) Lactogenic d) All of the above b) volume of oil c) ACTH 4. What is acid rain? c) Surface area of oil d) Lentinzing hormone a) Rain in which water has P.H. Value d) depth of oil 24. In blue-eyed people the Less than 5.0 13. Perspiration is maximus when a) Iris has no pigment b) Rain in which water has a P.H. value a) Temprature is Low air is dry b) Iris has black pigment more than 5.0 b) Temprature is Low air is humid c) Iris has blue pigment c) Rain in which water has a P.H. value c) Temprature is high air is dry d) Choroid has blue pigment Less than 5.0 c) Temprature is air is humid 25. Birds have no d) Rain in which water has a P.H. value 14. Red light differs from blue light in a) nerves more than 5.6 a) Velocity b) eyelid 5. The Study of Structure of living organision b) Wavelength c) sweat gland a) Taxonomy c) Intensity d) solid bones b) Cytology d) Pitch 26. The blood enters the arota from c) Morphology 15. Radiocarbon deting technique is used to a) Left ventricle d) Physiology estimate the age of b) left auricle 6. The unit of electric conductance? a) Rocks b) bolding c) Right ventricle a) hertz b) coulomb c) Soil d) Fossils d) Right auricle c) Siemens d) Ohm 16. Beta rays are 27. What is the dental formula of man? 7. The nuclides having same mass number a) high speed electron a) 2123/2123 but different atomic number are b) able to penetrate heavy armour plate b) 2025/2025 known c) electro magnetic waves c) 2213/2213 a) Isotones d) Fat protons d) 2120/2120 b) Isobar 17. I C chips for computers are usually made 28. Vermiform appendix is a part of c) Isoelectron of a) Caecum b) Colon d) Isotopes a) Lead b) chromium c) Rectum d) Ileum 8. Why Iron rusts, its weight c) silicon d) gold 29. Who is the first Recipient of “Dadasaheb a) decreases 18. Which bond is also known as semi-polar phalke award”? b) increases bond? a) Ruby myers c) Show no change a) Ionic bond b) Kanan Devi d) decrease and then increases b) Covalent bond c) B. N. Sircar 9. Which of the following is most viscous? c) Co-ordinate bond d) Vevika Rani Chaudhuri a) Alchol b) Water d) Metalic bond 30. The oldest paramilitary force “Assam c) Honey d) Gas line 19. Specific gravity of Diamond? Rifles” was established in the in the 10. Match the following a) 3.5 b) 2.5 year Process Change c) 1.33 d) 1 a) 1830 b) 1953 A. Evaporation 1. Liquid in to gas 20. What is the chemical formula of c) 1835 d) 1857 B. Sublimation 2. Gas into Liquid Haematite? 31. Nati is the classical dances of which state C. Freezing 3. Solid into gas a) Fe2o3 b) Fe3o4 a) Kerala b) Mizoram D. Melting 4. Solid into Liquid c) Fes2 d) Feco3 c) Assam d) Andhra Pradesh

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32. Headquarter of “ARAB LEAGUE” ? 43. Who was the chairman of steering a) Bagdad b) Saudi Arab committee 1 1 (a) 6 (b) 5 c) Cairo d) Sarjha a) J. L. Neheru 2 2 33. The book “ Half a life” was written by b) J. B. Kripalani a) J.K. Rowling c) V. B. Patel 3 3 b) V S Naipaul d) Dr. Rajendra Prasad (c) 5 (d) 6 c) Preethi Nair 44. Which part of the constitution Deals 4 4 d) John Gunther with scheduled & Tribal Areas 53. Find the HCF of 126 , 396 and 5400. 34. “Vijaya Stambha” is present at a) Part X b) Part IX a) 18 b) 72 a) Delhi c) Part VI d) Part VII c) 30 d) 40 b) Agra 45. The member of UPSC are appointed for c) Chittorgarh a term of 54. 456 24  38  958  364  ? d) Patna a) 6 yr or till attain 60 yrs (a) 112 (b) 154 35. National water way- 2 presented on b) 6yr or till attain 65 yrs (c) 128 (d) 136 which River? c) 5 yr or till attain 60 yrs 55. In the question 3n 2 -2n -8 = 0 the values a) Bramhaputra d) 5 yr or till attain 65yrs b) Ganga 46. Golden Revolution refers to - of n are c) Barak (A) Horticulture d) Krishna (B) Viticulture  4    4  a)  ,2 b)  ,2 36. Kharif crops harvest in the month (C) Apiculture  3   3  a) Jun- Aug (D) Sericulture b) Sept-oct 47. When a particle executing simple  5   5 c) Jan- March Harmonic motion is at the extreme and, c)  ,2 d) , 2 d) Dec- Jan then –  2  2 37. Which of the following continent is the (A) Acceleration of the particle is zero. 56. A and B are two numbers 6 times of second most populous continent of the (B) Restoring Force acting on particle square of B is 540 more than the square world? is maximum. of A. If the respective ratio between A a) Africa (C) Potential energy is zero. and B is 3:2, what is the value of B? b) Asia (D) No force acts on the particle. (a) 10 (b) 12 c) North America 48. National Institute of Oceanography is (c) 16 (d) 8 d) Europe located at – 57. Saleem, Raheem and Amir enter into a 38. Which River is also known as Dakshina (A) Panaji (B) Pune partnership. Saleem invests Rs. 2400 ganga ? (C) Nagpur (D) Delhi for 4 years, Raheem Rs. 2800 for 8 a) Krishna 49. The total number of bones in our boy is years and Amir Rs. 2000 for 10 years. b) Cauvery (A) 226 (B) 206 They earn Rs. 1300. Find the share of c) Mahanadi (C) 256 (D) 236 each. d) Godavari 50. Who said that “Oh! Disrespectable a) Rs. 230, Rs.550, Rs.520 39. Ozono Layer is present at democracy! I love you!”? b) Rs.200, Rs. 600, Rs.500 a) Troposphere (A) Appa Dorai c) Rs. 230, Rs. 570, Rs. 500 b) Stratosphere (B) Lord Bryce d) Rs. 240, Rs.560, Rs.500 c) Mesosphere (C) Carpenter 58. A merchant bought some goods worth d) Ionosphere (D) G.B. Shaw Rs. 6000 and sold half of them at 12% 40. Which of the following is not a Buddhist profit. At what profit per cent should text ? be sell the remaining goods to make and a) Mahavansh 1 8  1 overall profit of 18%? b) Kaivalya 51. 4 1  2   3  ? 2 9  13 (a) 24 (b) 28 c) Deepvansh 9 7 (c) 18 (d) 20 d) Sutta patika (a) 1 (b) 2 59. A certain number of capsules were 41. Who is the Founder of Tuglaq dynasty? 26 13 purchased for Rs. 216. 15 more a) Ghiyasuddin Tughlaq capsules could have been purchased in b) Firoz saha Tughlaq 4 10 (c) 2 (d) 1 the same amount if each capsule was c) Muhammad bin Tughlaq 13 13 cheaper by Rs.10. What was the number d) Ibrahim Lodhi of capsules purchased? 42. Doctrine of lapse introduced by 52. (a) 6 (b) 14 a) Lord Hasting (c) 8 (d) 12 1 12 1 b) Lord Dalhousie 441 2 207  343 3  14  529 2 60. 12yr ago the ratio between the ages of A c) Lord William Bentinck     and B was 3:4 respectively. The d) Lord minto

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67. A tower stands on a horizontal plane. A 74. If x = a ( +sin  ), y = a cos  then 3 man on the ground 50 m from the base present age of A is 3 times of C’ss 4 of the tower finds the angle of elevation dy of the top of the tower to be 45p . preset age. If C’s present age is 10 yr, find What is the height of the tower? dx then what is B’s present age? (in years) (a) 48 (b) 46 50   (c) 60 (d) 54 a) m b) 50 3 a) – tan b) tan 61. If 12 men and 16 boys can do a piece of 3 2 2 work in 5 days; 13 men and 24 boys c) 50 m d) 100m can do it in 4 days, then the ratio of the   68. An electric pole 30 metre high stands c) cot d)-cot daily work done by a man to that of a upright on the ground with the help of 2 2 boy is steel wire tied to its top and affixed on a) 2 : 1 b) 3 : 1 the ground. If the steel wire make 30p sin x  cos x c) 2 : 2 d) 5 : 4 75. Evaluate : dx with the horizontal ground, find the  sin x  cos x 62. A train 700 metre long is running at the length of the steel wire. speed 36km/ hr. If it crosses a tunnel in a) log (sinx + cos x ) 2 minutes, find the length of the tunnel. 60 b) log (- sin x – cos x) a) 500 m b) 600m a) 40 m b) m c) log (sin x – cos x) c) 400m d) 300m 3 d) log (cos x – sin x) c) 50 m d) 60 m Directions (Q.63-64): What will come in 69. A hollow iron pipe is 21 cm long and its Directions (Q.NOs. 76 -79) Select the place of question mark (?) in the given exterior diameter is 8 cm. If the related word/ letters/number from the number series? thickness of the pipe is 1 cm and iron given alternatives. 63. 37 ? 103 169 257 367 weights 8 g/cm3, then the weight of 76. Wood : Paper : : Steel : ? (a) 61 (b) 59 the pipe (take  = 22/7 ) is. a) Metal b) Nail (c) 67 (d) 55 a) 3.696 kg c) Glass d) Iron 64. 4 6 34 ? 504 1234 b) 3.6 kg 77. 7 : 28 : : 2 : ? (a) 194 (b) 160 c) 36 kg a) 8 b) 12 (c) 186 (d) 156 d) 36.9 kg c) 16 d) 24 65. Two pipes can full a tank in 10h and 16 70. How many triangles can be formed with 78. RAT : TAR : : PIT : ? h respectively. A third pipe can empty 8 non-collinear points lying in a plane? a) BIT b) CAT the tank in 32h. If all the three pipes a) 56 b) 50 c) TIP d) TOP function simultaneously, then in how c) 55 d) 53 79. Sun : Day : : Moon : ? much time the tank will be full? (in 71. A coin is tossed. Find the probability a) Stars b) Night hours) that will show a head. c) Planets d) Darkness 11 13 a) 1 b) 2 (a) 7 (b) 7 1 1 Directions (Q. Nos. 80 - 83)Select the one 21 21 c) d) which is different from the other three 2 4 responses. 4 5 72. A bag contains Rs.90 in coins of (c) 8 (d) 6 80. a) 21 – 37 b) 42 – 26 denominations of 50 paise, 25 paise 21 14 c) 35 – 51 d) 56 - 38 and 10 paise. If coins of 50 paise, 25 66. M, N, O and P divided Rs. 44352 among 81. a) Wheat b) Mustard paise and 10 paise are in ratio 2 : 3 : 5, c) Barley d) Corn 3 then the number of 25 paise coins in 82. a) Bus b) Scooter themselves. M took th of the money,, the bag is 8 c) Car d) Cycle a) 80 b) 120 83. a) ACE b) GIK c) 100 d) 135 1 c) JLM d) SUW 73. A sum of Rs.1600 gives a simple interest N took th of the remaining amount 84. Find the correct alternative from the 6 of Rs.252 in 2 years and 3 months. given response that will complete the and rest was divided among O and P in The rate of interest per annum is 1 series. the ratio of 3:4 respectively. How 2 , 5 , 9, ? 20, 27 much did O get as his share? 1 a) 5 b) 8% a) 14 b) 16 (a) Rs.9600 2 c) 18 d) 24 (b) Rs. 10600 c) 7% d) 6% 85. How many 9’s are followed by an even (c) Rs. 10300 number and preceded by an odd number (d) Rs. 9900 in the following series?

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469259339467924894 94. Two statements are given followed by represents teachers who are also a) 4 b) 3 two inferences I and II. You have to students and actors? c) 2 d) 1 consider the statements to be true even, a) 3 b) 6 86. From the given alternatives, select if they seem to be at variance from c) 5 d) 2 the word which cannot be formed using commonly known facts. You are to the letters of the given word decide which of the given inferences, if CELEBRATION any, follow from the given statements a) TAILOR b) ACTION indicate your answer. c) CREATE d) BREATH Statements All players are 87. Which one of the given responses would educated. be a meaningful order of the following All educated are cultured words? Inferences I. All players are 1. Word 2. Paragraph cultured 3. Sentence 3. Letter II. All cultured persons are players. a) 1, 3 , 4, 2 b) 3, 4 , 1, 2 a) Only inference I follows c) 4 , 1, 2, 3 d) 4, 1, 3, 2 b) Only inference II follows 88. Which one set of letters when c) Both inference I and II follow sequentially placed at the gaps in the d) Neither inference I nor II follows 99. Select the answer figure in which the given letters series shall complete it? 95. Which answer figure will complete the question figure is hidden/ embedded b - y - - by – b – yt pattern in the question figure? a) bgtbt b) btbtb c) atbbt d) cbbtc 89. In a platform train ‘A’ 225 m long is stopped to allow train ‘B’ 375 m long to pass. Speed of ‘B’ is 90 km/h. Time taken by train ‘B’ to cross train ‘A’ completely will be a) 6.67 s b) 9 s c) 2.5 s d) 24 s 90. Some equations are solved on the basis of a certain system.On the same basis, find out the correct answer for the unsolved equation. 96. Find the missing number from the given responses. 100. A piece of paper is folded and punched 5 69  659 16 12 13 as shown below in the question figures. 32 24 26 4 73  743 From the given answer figures , indicate 48 ? 39 how it will appear when opened? 9 28  ? a) 28 b) 36 c) 42 d) 32 a) 928 b) 298 97. Which of the answer figure is exactly c) 982 d) 829 the mirror image of the given figure, 91. If in a certain code language when the mirror is held on the line MN? NOITCELES represents SELECTION, then what will AIDNI represent? a) AIDS b) INDIA c) HINDI d) HANDI 92. A man goes 5 km East, then he turns right and goes 4 km, then he turns left and goes 5 km. Which direction is he facing now? a)North b) South c) East d) West 93. Umesh is taller than Satish, Suresh is shorter than Neeraj but taller than Umesh. Who is the tallest among them? 98. In the following figure, the triangle  a) Umesh b) Suresh represents teachers. The circle c) Satish d) Neeraj represents students and the rectangle represents actors. Which number B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 66 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

ANSWER KEYS

1.a 2.b 3.b 4.a 5.c 6.c 7.b 8.b 9.c 10.c 11.c 12.a 13.d 14.b 15.d 16.a 17.c 18.c 19.a 20.a 21.d 22.a 23.b 24.a 25.c 26.a 27.a 28.a 29.d 30.c 31.d 32.c 33.b 34.c 35.a 36.b 37.a 38.d 39.b 40.b 41.a 42.b 43.d 44.a 45.b 46.a 47.b 48.a 49.b 50.d 51.d 52.d 53.a 54.c 55.a 56.b 57.d 58.a 59.d 60.d 61.a 62.a 63.b 64.b 65.b 66.d 67.b 68.a 69.a 70.a 71.c 72.b 73.c 74.a 75.c 76.b 77.a 78.c 79.b 80.d 81.b 82.d 83.c 84.a 85.c 86.d 87.d 88.b 89.d 90.b 91.b 92.c 93.d 94.a 95.d 96.b 97.a 98.c 99.d 100.a 

VANIK’S KNOWLEDGE GARDEN What will be the new name for Department of Disinvestment as announced in the Union Budget for 2016-17? – Department of Investment and Public Asset Management What is the name given to a new Cess of 0.05% imposed on all taxable services introduced in the Union Budget 2016-17 for helping country’s agriculture sector? –Krishi Kalyan Cess – How much fund for recapitalization of Public sector banks was announced in the Union Budget for 2016-17? – Rs. 25,000 crore – The Govt. has proposed to provide digital literacy for how many countrymen as announced in the Budget? – 6 crore – Union Finance Minister Arun Jaitley announced a unified market for agri produce in his Union Budget for 2016-17. Under it a pan-India e-Platform for agri products will be launched after states amend APMC Act. This platform has been proposed to be launched on which occasion? – Babasaheb Ambedkar’s birth anniversary – How much infrastructure cess (Infra Cess) on small cars was proposed in the Union Budget 2016-17? – 1% – The deduction limit under which section of the Income Tax Act was raised from Rs 2,000 to Rs 5,000 per annum in the Union Budget 2016-17? – Section 87A (Under Section 87A, taxpayers first reduce Rs 2,000 from their total tax payable. This section applies to those with total income of less than Rs 5 lakh) – How much tax relief was announced in the Union Budget 2016-17 for taxpayers who do not own a house and don’t get house rent allowance from employers? – From Rs. 24,000 to Rs. 60,000 – What important announcement pertaining to Aadhaar was done in the Union Budget 2016-17? – Aadhaar will be given a statutory status (However, Aadhaar will not confer proof of domicile or citizenship) – What important announcement pertaining to PSU general insurance companies was announced in the Union Budget 2016-17– These companies will be listed now – Which important announcement pertaining to fertilizer subsidy was announced in the Union Budget 2016-17– A pilot Direct Benefit Transfer (DBT) scheme for fertilizer will be launched during 2016-17 – What is the deadline for 100% village electrification as announced in the Union Budget 2016-17– 1 May 2018 – What is level of fiscal deficit for 2016-17 as proposed in the budget? – 3.5% of GDP – What the proposed Current Account Deficit (CAD) is for 2016-17 as announced in the Union Budget for 2016-17? – 1.4% of GDP – How much fund was allocated for pulses production in the Union Budget 2016-17? – Rs. 500 crore – How much fund was allocated for the Accelerated Irrigation Benefits Programme (AIBP) in the Union Budget 2016-17? – Rs. 17,000 crore – How much fund was proposed for meeting initial cost of proving LPG connections for rural areas as announced in the Budget for 2016-17? – Rs. 2,000 crore (This scheme will continue for 5 years and will cover all BPL households) – How many airports of the country were declared in the unused and underused category for which Rs. 150 crore (each) will be provided as announced in the Budget for 2016-17? – 160 – 100% FDI in through Foreign Investment Promotion Board (FIPB) was announced in the Union Budget for 2016-17? – For marketing of food produce manufactured and processed in India – What was the total allocation for agriculture and farmer welfare in the Union Budget 2016-17? –Rs. 35,984 crore – What was the total allocation for MGNREGA in the Union Budget 2016-17? –Rs. 38,500 crore (This was the highest ever amount spend on MGNREGA in a year) – How much funds will be provided as aid to Gram Panchayats during 2016-17 as announced in the Union Budget 2016-17– 2.87 lakh crore – What is the total allocation on roads and highways for 2016-17 as announced in the Union Budget 2016-17– Rs. 97,000 crore

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PRACTICE SET FOR UPCOMING EXAM [LIC-AAO] 6. According to the passage, two wheeler ENGLISH LANGUAGE developing countries, who undoubtedly have taken up environmental shortcuts in their industry is not adequately concerned Directions (Q. 1- 15): Read the following bid to catch up with the West, the U. S. about passage carefully and answer the questions Should take a look at the environmental a) passenger safety on the roads given below it. Certain words/ expressions profligacy, which is going on within . From b) life cover insurance of the vehicle are given in bold in the passage to help you opening up virgin territories for oil owners locate them while answering some of the exploration to relaxing the standards for c) pollution control system in the vehicles questions. drinking water, Mr. Bush’s policies are not d) rising cost of the two wheelers Radically changing monsoon patterns, exactly beneficial, not even to America’s reduction in the winter rice harvest and a interests. We realize that we are all in this e) rising cost of the petrol in the quantum increase in respiratory diseases – together and that pollution anywhere should country all part of the environmental doomsday be a global concern otherwise there will only 7. What could be the reason behind timing scenario which is reportedly playing out in be more tunnels at the end of the tunnel. of the haze report just before the Kyoto South Asia. According to a United Nations meet, as indicated in. The passage? Environment Programme report, a deadly 1. Both official and corporate India is a) United Nations is working hand- in- three-km deep blanket of pollution allergic to: glove with U. S. comprising a fearsome cocktail of ash, acids, a) failure of monsoon b) Organizers of the forthcoming meet aerosols and other particles has enveloped b) poverty and Inequality to teach a lesson to the U. S. this region. For India, already struggling to c) slowdown in industrial production c) Drawing attention’s of the world cope with a drought, the implications of this d) mention of clean technology towards devastating effects of are devastating and further crop failure will e) crop failure environment deg radation. amount to a life and death question for many 2. Which, according to the passage, is a life d) U.S. wants to use it as a handle Indians, The increase in premature deaths and death question to many Indians? against the developing countries in the will have adverse social and economic a) Increase in respiratory diseases forth coming meet consequences and a rise in morbidities will b) Use of clean technology e) The meet is a part of political agenda place an unbearable burden on our crumbling c) Thick blanket of pollution over the of the U. N. health system. And there is no one to blame region 8. Choose the word which is SIMILAR in but ourselves. Both official and corporate d) Failure In crops meaning to the word ‘allergic’ as used India has always been allergic to any e) Dwindling agricultural yield in the passage mention of clean technology. Most 3. If the rate of premature deaths increases a) liking mechanical two wheelers roll off the it will; b) passionate assembly line with out proper pollution a) exert added burden on our crumbling c) possessive control system Little effort is made for R & economy d) crumbling D on simple technologies , which could make b) have adverse social and economic e) repugnant vital difference to people’s lives and the consequences 9. Which of the following is the indication environment. c) make positive effect on our efforts of environmental degradation in South However, while there is no denying that to control population Asia? South Asia must clean up its act sceptics d) have less job aspirants in the society a) Social and economic inequality might question the timing of the haze report. e) have healthy effect on our economy b) Crumbling health care system The Kyoto meet on climate change is just 4. Choose the word which is SIMILAR in c) Inadequate pollution control system two weeks away and the stage is set for the meaning to the word ‘ profligacy’ as d) Overemphasis on technoidgy usual battle between the developing world used in the passage e) Radically changing monsoon pattern and the West, particularly the U. S President a) wastefulness 10. What must we realize, according to the Mr. Brush has adamantly refused to sign b) conservation passage? any protocol, which would mean a change c) upliftment a) No country should show superiority in American consumption level U. N d) criticality over other countries environment report will likely find a place e) denouncement b) U. N. Is putting in hard efforts in in the U. S. arsenal as it plants an accusing 5. According to the passage, India cannot the direction of pollution control finger towards controls like India and India tolerate any further: c) All countries must join hands in and China. Yet the U. S can hardly deny its a) crop failure fighting pollution own dubious role in the matter of erasing b) deteriotration of health care system d) Nobody should travel through trading quotas. Richer countries can simply c) increase in respiratory diseases tunnel to avoid health hazards buy up excess credits from poorer countries d) proliferation of nuclear devices e) We all must strive hard to increase and can simply buy up excess credits from e) social and economic consequences agricultural production poorer countries and continue to pollute. Rather than try to get the better of

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11. Which of the following finds place in 16. The executive had received several 23. Several customers have requested that the united Nations Environment warnings before been suspended finally the branch timing on weekdays should Programme Report? for his lack of punctuality. be changed to reduce inconvenience. a) Changing monsoon patterns a) after suspension a) is changed b) Substantial increase in respiratory b) after suspending b) have changed diseases c) before suspended c) shall change c) A serious ‘cover of pollution over d) before being suspended d) can change the region e) No correction required e) No correction required d) Reduction in winter rice harvest 17. Accordingly to the senior partner’s 24. Having failed to plan their political e) None of these instructions they have remitted the compaign in advance the party 12. Which of the following statements is amount to your bankers. members got each other into a mess. NOT TRUE in the context of the a) According on a) get one another passage? b) On accord of b) got themselves a) U. N. Environment report blames c) planning on c) have got anyone countries like India and China d) have a plan d) has got everyone b) Developing countries have taken e) No correction required e) No correction required environment shortcuts In their bid to 18. The museum has planned for a ten day 25. Despite his youth he has the reputation catch up with the West. exhibition showcasing the rich culture of being one of the most efficient c) U.S. is also to be blamed for of the South. administrators in the organization. environmental degradation and a) plan for a) from the efficient pollution b) has been planning b) off the more efficient d) Indians cannot afford to have any c) planning on c) of the efficient in further crop failure d) have a plan d) among the most efficiently of e) U. S. Has tightened safety standards e) No correction required e) No correction required for drinking –water 19. Since the collapse of his business he has 13. According to the passage, Kyoto meet become frequent depressed and Directions (Q. 26- 30): Read each is going to witness. addicted to alcohol. sentence to find out whether there is any a) calm and dispassionate thinking on a) frequent depression and addicted for grammatical error in it. The error if any, the issue of pollution control b) frequently depress and addict to will be in one part of the sentence, the b) a blaming game between developed c) frequently depressing and addicted number of that part is the answer. If there and developing countries on is no error, mark (e). (Ignore errors of c) refusal of U. N. To work as arbitrator d) frequently depressed and addicted punctuation, if any) d) U. S agreeing to look at the issue of to 26. Villagers want to build (a)/ a bridge lowering its consumption e) No correction required crossed the river (b)./ to connect their e) countries for higher monetary 20. The government will refrain from village (c)/ to the- highway . (d)/ No allocation to R & D. intervening in the dispute except the error (e) 14. Choose the word which is MOST company requests it to do so. 27. He has invited one (a)/ of his biggest OPPOSITE in meaning to the word a) with the dispute except business rivals (b)/ to his office (c)/ to ‘dubious’ as used In the passage? b) in the dispute unless discuss the merger. (d)/ No error (e) a) unquestionable b) dissimilar c) to the dispute excepting 28. To avoid any interruption (a)/ during c) illegal d) antisocial e ) d) in the dispute without the presentation (b)/ he checked all the Innovative e) No correction required system (c)/ the previous day. (d)/ No 15. Choose the word which is the MOST 21. The issue of employee pension schemes error (e) OPPOSITE in meaning to the word will come to the Governing Board 29. It is the government (a)/ responsibility ‘morbidity’ as used in the passage meeting next week. to provide (b)/ athletes with the a) powerfulness b) healthiness a) shall come about in necessary facilities (c)/ for their c) softness d) acuteness e ) b) will come before training. (d)/ No error (e) purposeful c) to the dispute excepting 30. The management is (a)/ not willing to d) shall come to Directions (Q. 16-25): Which of the (b)/ make no concession (c)/ to the e) No correction required employee’s de-mands. (d)/ No error (e) phrases (a), (b,) (c) and (d) given below 22. The steep rise in oil prices is the reason should replace the phrase given in bold on account of which we must conserve Directions (Q. 31-35) In each of the in the following sentence to make the energy. following sentences there are two blank sentence grammatically correct. If the a) the reason spaces. Below each sentence, there are sentence is correct as it is and ‘No b) the reason for five pairs of words denoted by numbers correction is required’ mark (e) as the c) the reason because (a), (b), (c), (d) and (e). Find out which answer. d) the reason to pair of words can be filled up in the blanks e) No correction required in the sentence in the same sequence to

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 69 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016 make the sentence meaningfully C. However though an eco-friendly iii. The lawyer has a Kelvinator fridge complete. building may cost more upfront while the CA has Godrej. however it is cost effective iv. The ground floor occupants have 31. With the merger, the newly formed because of lower operating costs a cheerful disposition. company has come to ______in the long run. v. Mr. Tendulkar, a cricketer, has the country’s ______into a D. Today there is growing concern three children. modern economy. about global warming, energy and vi. Mr. Dravid, an unmarried man, a) lead——— acceptance water crises. occupies the middle floor. b) exemplify ——— transformation E. The reason is the construction cost vii. Mr. Johar and Mr. Aiyar have c) promote—— development of an eco-friendly building is 15% gloomy dispositions while the d) reflect—— transfer to 20% more than putting up a rest are cheerful. e) stall —— exchange conventional building. viii. Mr. Prasad, a middle floor 32. ______governance does not F. Planting trees, using energy saving occupant, owns a Voltas fridge. encourage respect for authority and lighting systems and constructing ix. One of the neighbours having two ______the condition of the eco-friendly green buildings are children each, owns a Videocon exploited. some of the measures they are fridge and is a journalist. a) Frail——— enhance taking x. Two neighbours, of whom one is b) Lack ——— recognizes a teacher, do not own a fridge. c) Inadequate ——— heeds 36. Which of the following will be the d) Weak ——— accentuates FIRST sentence after rearrangement? 41. Which fridge does Mr. Dravid own? e) Effectual ——— alleviate a) A b) B a) Godrej 33. Although businesses are less ______c) c d) D b) Kelvinator than they were before libera lization e) E c) Godrej or Kelvinator some parts of the economy remain 37. Which of the following will be the d) No fridge ______to restrictions. SECOND sentence after e) None of the above a) fettered ——— subject rearrangement? 42. What is Mr. Prasad’s profession? b) shunned ———accessible a) A b) C a) Teacher c) ignored——— vulnerable c) D d) E b) Lawyer d) restrict ——— expose e) F c) Journalist e) defunct —— resistant 38. Which of the following will be the d) CA 34. Today the city ______free THIRD sentence after rearrangement? e) Can’t be determined housing and hospitals and clean streets a) B b) D 43. Who among the following occupies the has become the ______of the c) C d) E top floor? entire country. e) E a) Mr. Sharma a) offers ——— example 39. Which of the following will be the b) Mr. Johar b) known —— pride FIFTH sentence after rearrangement? c) Mr. Dravid c) with —— envy a) C b) D d) Mr. Prasad d) providing ——— challenge c) E d) F e) None of these e) supplies ——— dream e) A 44. How many children does Mr. Sharma 35. Since its launch, the computer 40. Which of the following will be the have? programme has ______for two SIXTH (LAST) sentence after a) None b) One thirds of all software sales rearrangement? c) Two d) Three a) allowed ——— legally a) B b) C e) None of these b) plans ——— globally c) D d) E 45. What is the least number of children c) provided ——— demand e) F possible in the entire building? d) competed ——— demand a) 9 b) 12 e) accounted ———— domestically REASONINGABILITY c) 15 d) 18 e) Can’t be determined Directions (Q. 36-40): Rearrange the Directions (Q. No. 41-45) Read the following six sentences (A), (B), (C), (D), following informations and answer the Directions (Q. 46-50):In each of the (E) and (F) in the proper sequence to form questions given below. questions below are given two/three a meaningful paragraph ; then answer i. There are six neighbours – Mr. statements followed by two conclusions the questions given below them Sharma, mr. Tendulkar, Mr. numbered I and II, III and IV. You have to A. To address these issues Indian Dravid, Mr. Prasad, Mr. Johar and take the given statements to be true even corporate are increasingly turning Mr. Aiyar living in a triple-storey if they seem to be at variance with eco-friendly building with six flats. commonly known facts. Read all the B. At present however there are only ii. Those who have four or more conclusions and then decide which of the a dozen green buildings in the children occupy the top floor. given conclusions logically follows from private sector. the given statements.

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46. Statement: All brooks and needles. a) None follows e) None of these Some needles are hooks. No hooks are b) Only I follows switches. c) Only II follows Directions (Q. 56-60): Each of the Conclusions: I. Some needles are not d) All follow questions below consists of a question hooks. e) None of these and two statements numbered I and II II. Some brooks are hooks. given below it. You have to decide III. Some needles are not switches. Directions (Q.51-55): Study the whether the data provided in the IV. Some brooks are not switches. following information to answer the statements are sufficient to answer the a) All follow questions given below. question. Read both the statements. b) III and IV follow A number arrangement machine when Give answer c) I and III follow given an input of numbers, rearranges a) If the data in statement I alone are d) Only III follows them following a particular rule in each sufficient to answer the question e) None of these step. The following is an illustration while the data in statement II alone 47. Statements: All drums are trains. All of input and steps of rearrangement. are not sufficient to answer the trams are drums. Input 14 28 33 36 39 48 49 56 question Some drums are jars. Step I 33 14 28 36 39 48 49 56 b) If the data in statement II alone Conclusions: I. All trams are trains. Step II 33 36 14 28 39 48 49 56 are sufficient to answer the II. All trains are trams. Step III 33 36 39 14 28 48 49 56 question while the data in III. Some trains are not trams. Step IV 33 36 39 48 14 28 49 56 statement I alone are not sufficient IV. Some trams are not jars. This is the final arrangement and step to answer the question a) None follows IV is the last step for this input. c) If the data either in statement I b) Only I follows alone or in statement II alone are 51. What will be the fifth step for an input sufficient to answer the question c) I and either II or III follow whose second step is given below? d) Only either II or III follows d) If the data even in both statements Step II 51 69 49 87 93 77 70 56 I and II together are ‘riot sufficient e) None of the above a) 51 69 87 49 93 77 70 56 48. Statements: All mortars are shells. to answer the question b) 51 69 87 93 49 77 70 56 e) If the data in both statements I All stones are mortars. No bricks are c) 51 69 87 93 49 56 77 70 mortars. and II together are necessary to d) 51 69 87 93 49 56 70 77 answer the question Conclusions: I. Some stones are e) None of the above shells. 56. Is Bhavana five years old? 52. Below is given the last step of an input. I. Kalpana is seven years old and is II. No stones are shells. What will be its second step? III. Some shells are stones. younger than Bhavana. Last Step 51 69 87 93 49 56 77 70 II. Bhavana is two years older than IV. No shells are bricks. a) 51 69 49 87 93 56 77 70 a) I and either II or III follow Ramesh, who is six years old. b) 51 69 49 87 93 77 70 56 57. Who among P, Q, R, S, T and U teaches b) I and III follow c) 51 69 49 87 77 93 70 56 c) Only III follows Biology? Each person teaches one d) Can’t be determined subject amongst English, Hindi, d) Only I follows e) None of these e) None of the these Biology, History, Geography and 53. What should be the third step of the Sanskrit. 49. Statements: All players are cricketers. following input? No cricketer is a winner. Some cricketers I. P and U do not teach Hindi, Input 91 273 35 249 553 511 201 183 Biology, History or Geography. are footballers. a) 183 201 249 91 273 35 553 511 Conclusions: I. All players are Q and S do not teach Biology or b) 183 201 91 273 35 249 553 511 Geography. T does not teaches winners. c) 183 91 273 35 249 553 511 201 II. Some players are winners. Geography. d) 35 91 183 273 249 553 511 201 II. P and U teach English and Sanskrit III. Some players are not winners. e) None of the above IV. Some footballers are players. but not necessarily respectively. 54. How many steps will be required to get Similarly, Q and S teach either a) None follows the final output from the following b) II and IV follow Hindi or History. input? 58. On which date did Madhumita appear c) Only either I or II follows Input 183 35 553 201 273 249 511 91 d) II and III follow for the interview for Probationary a)Four b) Five Officer? e) None of these c) Six d) Seven 50. Statements: No stick is a book. All I. She appeared for the interview in e) None of these the month of March in the year books are globes. All sticks are bricks. 55. If the first step of an input is “15 287 93 Conclusions: I. No bricks are globes. 2013. 69 427 371 497 51” then which of the II. She appeared for the interview on II. Some globes are bricks. following steps will be “15 51 69 93 III. Some sticks are not bricks. Friday and the date was a prime 287 427 371 497”? number. IV. Some bricks are not sticks. a)Four b) Five c) Six d) Three

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59. In a row of boys facing North, who is on 65. In which of the following expressions 69. Who among the following reads Rozgar? the immediate right of Amod? does the expression ‘D > A’ does not a) H b) A I. When the boys turn towards hold true? c) C 4) D South without changing the order (a) A < B  C = D e) None of these of their places Damodar is on the 70. Which of the following statements is true (b) D B > C A immediate left of Amod.   about H? II. Only Amod is between Bipin and (c) A  B = C < D a) He sits second to the left of F. Damodar and Chandan is (d) D  C  B > A b) He sits third to the left of B. immediate left of Bipin. c) He reads either Darpan or BSC. (e) A > B C = D 60. On the advent of which century will the  d) G and F are his immediate neighbours. end of the world occur (Assume the Directions (Q. 66-70): Study the following e) His neighbours read India Today and given statements to be true)? information carefully and answer the Times. I. The century will consist of 25 leap given questions. QUANTITATIVEAPTITUDE years. A, B, C, D, E, F, G and H are eight students II. A group of religious fanatics sitting around a circular table. Four of them Directions (71- 75): Study the following decided, after intensive study of are facing towards the centre and four of them graph carefully to answer the questions their holy books and endless use are facing away from the centre. All of them that follow: of a powerful modern computer, like a different magazine, viz. India Today, that the end of the world would Darpan, BSC, Kiran, Chronicle, Rozgar, Times occur when the first day of a and Current Affairs, but not necessarily in the century next fell on a Sunday. same order. Directions (61-65): Read the information E faces towards the centre and likes India / statement given in such question today. Both the immediate neighbours of E carefully and answer the questions. face away from the centre and like BSC or Kiran. D faces away from the centre. Both the 61. Which of the following expressions will immediate neighbours of D do not face away be true if the expression ‘H  G = K from the centre. E sits third to the right of F, > F’ is definitely true? who likes Chronicle and faces away from the centre. C sits third to the left of F. (a) K H (b) G = F  The one who likes BSC sits opposites F. The (c) H  F (d) F  G one who likes Darpan is not the immediate (e) None is true neighbour of F and faces away from the centre. 62. Which of the following expressions will A sits second to the left of C and does not like 71. What was the average number of soldiers Q < Times or Current Affairs. The one who likes not be true if the expression ‘P  recruited in the Navy over all the years R = S’ is definitely true? Times sits between H and F. B faces away from the centre and does not like Darpan. together? (a) S  P (b) P < R a) 25,000 b) 24, 00 (c) S > Q (d) P > S 66. Who among the following sits third to the c) 2,400 d) 28,000 (e) None of these right of G? e) None of these 63. In which of the following expressions a) A b) B 72. Number of soldiers recruited in Navy in does the expression ‘W < Z’ hold true? c) C d) D the year 2009 was what percentage of (a) W > Y < X  Z e) F soldiers recruited in Army in the year 67. Which of the following combinations is 2006? (b) Z > X Y W   true? a) 140 b) 150 (c) Z  Y > X  W a) A- Chronicle c) 160 d) 180 (d) Z > Y = X < W b) B – Kiran e) None of these (e) Z  X > Y  W c) G- Times 73. If 30 percent of soldiers recruited in Air 64. In which of the following expressions d) F – BSC force in the year 2010 were females then what is the number of males will the expression ‘L < R’ be definitely e) None of these true? 68. If all the people are made to sit in recruited in Air force in that year? alphabetical order, in clockwise direction, a) 63,000 b) 6,300 (a) L M > N = R  starting from A, the position of c) 61, 000 d) 6, 100 (b) L = M < N > R who amongst the following remains the e) None of these (c) L < M  N  R same ?(excluding A) 74. What was the respective ratio between (d) R  M = N < L a) D b) E the number of soldiers recruited for Air (e) None of these c) G 4) H force in the year 2005 and the number e) None of these soldiers recruited in Army in the year 2009?

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a) 2 : 15 b) 5 : 13 81. The ratio of present age of daughter and a) 25 c) 2 : 17 d) 15 : 4 father is 1: 5 and that of her mother b) 4 e) None of these and father is c) 2 75. What was approximate percentage 4 : 5 . After 2 years the ratio of the age d) Percentage not changed decrease in number of soldiers recruited of the daughter to that of her mother e) None of these in Army in the year 2008 as compared becomes 3 :10. What is the present age 87. The average marks of 48 students in a to the previous year? of the father? class is 45. The average marks of the a) 20 b) 23 a) 30 years boys in the class is 40 and the average c) 38 d) 30 b) 37 years marks of the girls in the class in 50. e) 33 c) 34 years What is the ratio between the number d) Data inadequate of boys and girls in the class? Directions (76 - 80) : Study the following e) None of these a) 4 : 5 Pie-chart carefully to answer these 82. Prem and Rakesh started a business in b) 3: 5 questions. partnership investing Rs. 20,000 and c) 11 Rs. 15,000 respectively. After 6 months d) Data inadequate Vinod joined them with Rs. 20, 000. e) None of these What will be Rakesh’s share in total 88. 10 boys and 15 girls together can B. Ed. profit of Rs. 27,000 earned at the end complete a work in 6 days. It takes 18% of two years from the starting of the 100 days for one boy alone to B. Tech. business? complete the same work. How many B. Sc 7% a) Rs. 9,000 b) Rs.8,100 days will be required for one girl alone 30% c) Rs.10,000 d) Rs.9,100 to complete the same work? Pharnacy e) None of these a) 125 days 13% 83. Two metres broad pathway is to be b) 150 days constructed around a rectangular field. c) 90 days MBBS 6% MBA 26% The area of the field is 96 sq. m. The d) 145 days cost of construction is Rs. 90 per sq. e) None of these metre. Then find the total cost of 89. A shopkeeper purchased 150 identical construction? pieces of radio at the rate of Rs. 250 76. What is the value of half of the difference a) Rs.9,600 each. He spent an amount of Rs. 2,500 between the number of students in b) Rs.8,000 on transport and packing. He fixed the MBA and MBBS? c) Rs.4,800 label price of each radio at Rs. 320. a) 800 b) 1600 d) Data inadequate However, he decided to give a discount c) 1300 d) 650 e) None of these of 5% on the labelled price. What is e) None of these 84. Nivas invests two equal amounts in two the percent profit profit earned by 77. How much more percentage nationalised banks giving 10% and 12% him? (approximately) of students are in rate of interest respectively. At the end a) 16 % b) 15% MBA as compared to students in B. of year the interest earned is Rs. 1870. c) 14% d) 20% Ed? Find the sum invested in each bank? e) None of these a) 49 b) 53 a) Rs.7,500 90. Two pipes A and B fill a tank in 12 and c) 59 d) 41 b) Rs.15,000 15 minutes respectively. Both are e) 44 c) Rs.17, 000 opened and at the end of 3 minutes, A 78. What is the total number of students in d) Rs.8,500 is turned off. How much longer will B. Ed., Pharmacy and MBBS together? e) None of these the tank take to fill? a) 2465 b) 2565 85. Rs. 4,200 amounts to Rs. 5,712 in four a) 10 minutes c) 2405 d) 2504 years at simple interest. If the interest e) None of these rate is increased 3%, it would amount 1 79. What is the respective ratio between the b) 9 minutes to how much? number of students in Pharmacy and 4 a) Rs. 5,208 the number of students in B. Tech? b) Rs. 1,512 a) 11 : 13 b) 13 : 6 1 c) Rs. 2,016 c) 8 minutes c) 13 : 7 d) 6 : 13 d) Rs. 6,216 10 e) None of these e) None of these 80. Number of students in B. Sc. Is 86. A litre of water was evaporated from six 1 approximately what percentage of the d) 8 minutes litres of salt solution containing 15% number of students in B. Ed. ? 4 salt. How much percentage of salt is a) 167 b) 162 left in the remaining solution? c) 157 d) 153 1 e) 8 minutes e) 150 5 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 73 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

Directions (Q.91-95) : What will come d) Either (a) or (b) 101. Which of the following is NOT a e) None of the above characteristic of E-mail? in place of the question mark (?) in the 92. Who amongst the following is called the a) Low cost following number series? father of modern computing? b) Record maintenance in database a) Charles Babbage c) High speed 91. 9 31 73 141 (?) b) Hollerith d) Waste Reduction (writing paper) (a) 164 (b) 280 c) Gottfried Von Leibnitz e) None of these (c) 239 (d) 241 d) Joseph. M. Jacquard 102. What are dedicated servers? (e) None of these e) None of these a) A workstation that can double up as 92. 35 256 451 620 763 (?) 93. Which of the following is a logical server (a) 680 (b) 893 statement? b) A machine sharing information only (c) 633 (d) 880 a) Not gate is also called inverter c) A computer reserverd for special task (e) None of these b) Try to run fast d) Both (a) & (b) 93. 130 139 155 180 216 (?) c) Don’t tell lie e) None of these (a) 260 (b) 290 d) Both (a) and (c) 103. What are non dedicated servers? (c) 265 (d) 996 e) None of these a) A workstation that can double up as (e) None of these 94. Which of the following is equivalent to server 94. 2890 (?) 1162 874 730 658 7 b) A machine sharing information only (a) 1684 (b) 1738 a) 110 b) 111 c) A computer reserverd for special task (c) 1784 (d) 1672 c) 101 d) 110 d) Both (b) & (c) (e) None of these e) None of these e) None of these 95. 14 1004 1202 1251.5 1268 (?) 95. Which of the following is not a network? 104. G3 is a ______(a) 1267.5 (b) 1276.25 a) Local area network a) Computer (c) 1324.5 (d) 1367.25 b) Wide area network b) Cable (e) None of these c) Optical fibre c) Chip Directions (Q.96-100): In the following d) All are networks d) Mother board questions two equations numbered I and e) None of these e) None of these II are given. You have to solve both the 96. A network that spreads over cities is 105. One of the oldest calculating device equations and Give answer a) WAN was? a) If x > y b) MAN a) Arithmometer c) LAN b) Ready reckoner b) x  y d) Anyone of these c) Abacus c) If x < y e) None of these d) Both (a) & (b) 97. A topology of computer network means: e) None of these d) x  y a) Arrangement of PCs in certain pattern 106. The first-generation computers had? e) if x =y or the relationship cannot be b) Cabling between PCs a) Vaccum tubes and magnetic drum c) Way the server connects to PCs b)Magnetic tape and transistors established. d) Both(a) and (b) c) ICs 96. I. x2 -1 =0 II. y2+4y +3 =0 e) None of these d) Either (a) or (c) 98. Telnet helps in e) All of these 97. I. x2 -7x +12 =0 a) Remote login 107. Which of the following is false about II. y2-12y +32=0 b) Connecting to television change in computer from one c) Transferring files across net generation to the next? 98. I. x3 -371 =629 d) Either (b) or (c) a) Computer size is decreased e) All of these b) Speed of processing increases II. y3 -543 =788 99. TCP/IP protocol Stack is c) Memory/storage capacities decreases 99. I. 5x +2y =31 a) Combination of TCP & IP protocols d) Both (a) & (c) b) A family of protocols that connect e) None of these II. 3x +7y=36 to PCs 108. Which of the following is NOT false 100. I. 2x2 +11x+12 =0 c) Part of Internet about GUIs? d) Both (b) & (c) a) They make computers easier to use II. 5y2 +27y +10 =0 e) None of these for laymen COMPUTER KNOWLEDGE 100. What is NOT true about FTP ? b) Icons and menus can be selected with a) It is protocol a mouse 91. Unit record machines are actually b) It is a program or command c) Were first introduced by MACs a) Machines that can record unit data’s c) It transfers files over net d) all of these are true b) Initial form of tape recorder d) Both (a) & (c) e) None of these c) A sort of punching machine e) All are true

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109. The strategy for testing a function when c) an OCR scanner B.India developing a software is made at d) a bar code C.China a) Test strategy e) None of these D.Pakistan b) Test plans 117. A web site’s main page is called its- E. None of these c) Test case Design a) Home Page 134. The fifth edition of “Exercise d) Both (a) & (b) b) Browser page IBSAMAR” between Brazil, India and e) None of these c) Search Page South Africa kicked off at which of the 110. When talking of software budget- d) Bookmark following ? a) It includes only direct development e) None of these A.Marajo costs 118. Which of the following is a program B.Visakhapatnam b) Productivity loss (of an end- that uses a variety of different C.Robben user)that occurs during IT training. approaches to identify and eliminate D.Goa c) Indirect costs of the budget include spam? E. None of these training costs and productivity losses a) Directory search 135. Which of the following is India’s first d) Both (a) & (c) b) Anti-spam program nuclear armed submarine, which is now e) None of these c) Web server fully-operational ? 111. To change selected text to all capital d) Web storefront creation package A.INS Shishumar letters, click the change case button, e) Virus B.INS Chakra then click- 119. To access properties of an object, the C.INS Kalvari a) UPPER CASE mouse technique to use is – D.INS Arihant b) UPPERALL a) dragging E. None of these c) CAPSLOCK b) dropping 136. Which of the following state’s cricket d) Lock Upper c) right-clicking association has become the first in the e) Large Size d) shift –clicking country to work towards Swacch 112. A person who used his or her expertise e) None of these Bharat Abhiyan ? to gain access to other people’s 120. Computers use the ______number A.Uttarakhand computers to get information illegally system to store data and perform B.Himachal Pradesh or do damage is a – calculations- C.Rajasthan a) hacker a) binary D.Madhya Pradesh b) analyst b) octal E. None of these c) instant messenger c) decimal 137. What was the theme for International d) programmer d) hexadecimal Mother Language Day (IMLD) that e) spammer e) None of these was observed on February 21, 2016 ? 113. Where you are likely to find an A.Books for mother tongue education embedded operating system? GENERALAWARENESS B.Local Languages for Global a) on a desktop operating system 131. North Korea has designated which of Citizenship: Spotlight on Science b) on a networked PC the following as the new chief of the C.Inclusion in and through education: c) On a network server Language counts Korean People’s Army General Staff ? d) on a PDA A.Ri Yong Gil D.Quality education, language(s) of e) on a mainframe B.Kim Kyok sik instruction and learning outcomes 114. Reusable optical storage will typically C.Hyon Yong chol E. None of these have the acronym- D.Ri Myong Su 138. “Mahamaham” festival is celebrated in a) CD b) DVD E. None of these which Indian state ? c) ROM d) RW 132. Sports Person of the Year award has A.Goa e) ROS been conferred upon which of the B.Andhra Pradesh 115. An online discussion group that allows following for the India Sports Awards C.Tamil Nadu direct “live” communication is known 2015 ? D.Karnataka as – A.Kuldeep Handoo E. None of these a) webcrawier B.Balbir Singh 139. The fourth edition Hockey India League b) chart group C.Lalita Babar (HIL) title has been clinched by which c) regional service provider D. of the following ? d) hyperlink E. None of these A.Dabang Mumbai e) email B.Punjab Warriors 116. Codes consisting of lines of varying 133. As per the global think-tank, Stockholm C.Kalinga Lancers widths or lengths that are computer- International Peace Research Institute D.Ranchi Rays readable are known as- E. None of these (SIPRI), which nation is the world’s a) an ASCII code largest arms importer ? 140. Government is all set to provide banking b) a magnetic tape A.Vietnam services in every village by Common

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Services Centres (CSCs). By CSCs, Solutions to help to reduce delivery E. None of these village level entrepreneurs has earned returns ? 154. The selling of life assurance and other commission of how much worth? A.ICICI insurance products and services by A.Rs.483 crore B.Axis Bank banking institution is known as ____. B.Rs.438 crore C.Canara Bank A. Insurance cover C.Rs.440 crore D.Yes Bank B. Bancassurance D.Rs.468 crore E. None of these C. Protection cover E. None of these 148. Which of the following bank has signed D.Assurance cover 141. Which of the following state’s village MoU with Universal Sompo General E. None of these has banned single women from using Insurance Co.Ltd. for providing 155. Reserve Bank will issue _____bank mobile phones ? personal accident death coverage ? notes with 3 additional features to aid A.Haryana A.Bank of India the visually impaired in identification. B.Gujarat B.Canara Bank A. Rs 500 and Rs 1,000 C.Rajasthan C.Corporation Bank B. Rs. 100 and Rs. 500 D.Tamil Nadu D.Andhra Bank C. Rs. 50 and Rs. 100 E. None of these E. None of these D. Rs. 10 and Rs. 100 142. India has launched the lightest gun 149. If an organization wishes to venture E. None of these named “Nidar”. How much it weighs ? into Insurance Business it has to obtain 156. Foreign exchange Reserves in India are A.200g B.260g a licence first from which of the kept in the custody of ___. C.280g D.250g following ? A. Govt. of India E. None of these (A) Indian Banks Association (IBA) B. Finance Ministry 143. To make students aware of Banking (B) Security and Exchange Board of C. Reserve Bank of India Sector in India, BML Munjal India (SEBI) D. Overseas Ministry University has signed a MoU with (C) Tariff Advisory Committee (TAC) E. SEBI which bank ? (D) Insurance Regulatory and 157. Simply click a card launched by SBI A.Andhra bank Development Authority of India special for ____. B.Canara bank (IRDAI) A. Cash Transfer C.Yes bank (E) None of these B. Online Shopping D.Axis bank 150. Which of the following insurance C. Pay Utility Bills E. None of these companies writes its punch line in the D. For Home Loans 144. Recently, which of the following bank advertisements “Insurance is the E. None of these has publicized highest ever net loss of subject matter of solicitation” ? 158. Recently, RBI declared which of the Rs 3,342 crore by Public sector bank ? (A) CIC following as Domestic Systemically A.United Bank (B) LIC Important Banks (D- SIBs)? B.Central Bank (C) ING Vysya Life InsuranceCo. A. SBI & HDFC C.Bank of India (D) Tata AIG Life Insurance Co B. SBI & ICICI D.Bank of Baroda (E) None of these C. ICICI & HDFC E. None of these 151. Which of the following is largest Non D. SBI & BOB 145. O. N. V. Kurup, who has been recently Life Insurance Company in India? E. SBI & PNB passed away was related to which of (A) ICICI Lombard General Insurance 159. In what denominations Commercial the following field ? Company Ltd. Paper (CP) can be issued? A.Doctor (B) United India Insurance Company A. Rs. 1 lakh B.Industrialist Ltd. B. Rs. 2 lakh C.Director (C) General Insurance Company Ltd. C. Rs. 5 lakh D.Professor (D). New India Assurance Company D. Rs. 10 lakh E. None of these Ltd. E. None of these 146. Which of the following bollywood (E) None of these 160. What is the time limit for an asset or actress has awarded the “Pride of 152. Which of the following insurance plan loan to be declared as Non-Performing Kerala” award by the World Malayalee is not launched by LIC? Asset? Council and Kairali TV ? a) Jeevan Abhaya A. 30 days A.Sri Devi b) Life Mahalife Gold Plan B. 60 days B.Kajol c) Child Career Plan C. 90 days C.Vidya Balan d) Child Future Plan e) Jeevan Saral D. 120 days D.Deepika Padukone 153. What is the full form of CVV? E. 150 days E. None of these A. Credit Verification Value 147. Which of the following bank has tied B. Currency Verification Variable up with Smartbox Ecommerce C. Customer Verification Value  D. Card Verification Value

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EXPLANATIONS

b + 4 / b = 9 1.d 2.d 3.b 4.a 5.a 6.c 7.d 8.e 9.e 10.c 11.c 12.e 13.b 14.a 15.b 16.d 17.c 18.e 19.d 20.b 21.c (/ + 4) (b + 4)= lb + 4 (/ + b) + 16 22.a 23.e 24.b 25.e 26.b 27.e 28.d New area = 112 + 4 (/+ b) 29.a 30.c 31.c 32.e 33.a 34.d 35.e We should have either l or b to solve the question. 36.d 37.a 38.e 39.c 40.b  84. d) According to question, (41-45) x101 x121   1870 Neighbour No of children Profession Floor Fridge Disposition 100 100 S 2 JOUR ground videocon cheer or,22x  1870100 T 3 CRI ground none cheer 1870100 D 0 TEACH middle none cheer  x   Rs.8,500 22 P 2 - middle voltas cheer

J 4+ LAW\CA top Kel\god gloomy 85. d) A 4+ LAW\CA top Kel\god gloomy PRT 5712   P 100 41-d 42-e 43-b 44-c 45-c 46-d 47-c RT 5712 48-b 49-e 50-e 51-d 52-d 53-a 54-b or,  1 100 p 55-a 56-d 57-a 58-e 59-c 60-b 61-a 62-a 63-c 64-c 65-e 66-d 67-c 68-b 5712  4200 100 or, R    9 % 69-b 70-e 71.a 72.c 73.a 74.a 75.e 4200 4 76.d 77.e 78.c 79.c 80.a When R = 9 + 3 = 12% then 81. e) Present age of father and mother be 5x and 4x 42,0012 4 A=  42,00 After 2 years, 11 100 Age of daughter = x +2; = Rs.6216. Age if mother = 4x + 2 86. b) 6 litres contains 6  5 = 30 g salt x  2 3 So,  30 4x  2 10  % of salt in 5 litre  2% 15 X = 7 87. c) According to question.  Age of father = 5x = 5 + 7 = 35 years 40x  50y 82. b) Prem’s profit : Rakesh’s profit : Vinod’s profit  45 = 20,000  24 : 15,000  24 : 20,000  18 48 = 4,80,000 : 3, 60, 000 : 3,60,000 4x  5y  216 ...... (i) = 4: 3 : 3 x  y  48 ...... (ii) 83. d) From equation (i) and (ii), we get Y = 24 and x = 24

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x 24 1 91-d 92-d 93-c 94-b 95-b 96-b 97-d    1:1  y 24 1 98-c 99-a 100-e 101.c 102.a 103.a 104.b 105.c 106.a 107.b 108.a 109.b 110.d 111.b 1 112.c 113.a 114.c 115.c 116.a 117.c 118.d 88. e) 1 boy’s one day’s work = 100 119.b 120.c 121.c 122.a 123.d 124.d 125.b 3 126.b 127.a 128.b 129.c 130.a 131-d 132-c 1 boy’s six day’s work = 50 133-b 134-d 135-d 136-b 137-d 138-c 139-b 3 140-b 141-b 142-d 143-d 144-d 145-d 146-c 10 boy’s six day’s work = 50 147-d 148-d 149-d 150-b 151-d 152-b 153-d 154-b 155-a 156-c 157-b 158-b 159-b 160-b 2 Remaining of the work is done by 15 girls in 6 days. 5   Whole work is done by 15 girls in 6 days 65  Whole work is done by 15 girls in  15 days 2  one girl alone will finish the work in 255 days. 2500 800 Vanik Knowledge Garden 89. c) C. P of each radio = 250  ’s 150 3 NABARD (National Bank for Agricultural and Rural labelled price = Rs. 320 Development) S. P =320 – 5% of 320 = 304  NABARD was established on the recommendations of Shivaraman Committee. 800  NABARD was established by an act of Parliament 304    3 on 12th July 1982 to implement the National Bank profit %    100 800 for Agriculture and Rural Development Act 1981.  NABARD replaced the (ACD) and Rural Planning 3 and Credit Cell (RPCC) of Reserve Bank of India, and Agricultural Refinance and Development 112 3 Corporation (ARDC). =  100  14  Head Quarters of NABARD is situated in Mumbai. 3 800  The present Chairman of NABARD is Dr. Harish 90. d) Work done by A and B in 3 min. Kumar Bhanwala. 9  NABARD is the “Micro-Finance Regulatory = 3(27 1215)  Authority”. 20  Water Shed Development Fund was instituted with NABARD. 1 For doing th work B takes 1 min. 15 11 For doing th work B takes 15 11 15 1    8 minutes. 15 1 4

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PREVIOUS YEAR QUESTION PAPER FOR (SSC-CGL) 14. a) 4 – 44 b) 6 - 64 SSC CGL 2015 – Pre (Tier I) a) GHTINK Mock Test c) 3 – 30 d) 5 – 35 b) INKTHG 15. a) DGJ b) EHL This Mock Test consists of 200 questions c) THINKG c) BEH d) CFI which are spread across 4 sections – General d) THGINK 16. a) SIM b) USB Intelligence, Mathematics, General 30. If AEIOU is written as BCJMV, how c) Modem d) Disk Awareness and English Language. The mock XCKYB can be written in that code? 17. a) 37 b) 47 test carries 200 marks and of 2 hour a) A D N Z E c) 17 d) 27 duration. There is negative marking of 1/4 b) Y E L A C 18. a) New Delhi b) Kolkata marks for each wrong answer. c) Y B L X C c) Chennai d) Mumbai d) Y A L W C PART-A 31. In the year 2003, some months have 31 Directions (Q. Nos. 19-21) Which of the days. How many months have 28 GENERAL INTELLIGENCE following word will appear last in the days? dictionary Directions (Q. Nos. 1-9) Select the a) Alternate months related letters/ words/ numbers from the 19. a) prosecute b) prompt b) 6 months given alternatives c) prostrate d) prize c) 1 month d) 12 months 1. 7 : 32 : : 28 : ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ 20. a) revolve b) rheumatism a) 126 b) 136 Direction (Q. No. 32) From the given c) reward c) 116 d) 128 alternatives, select the word which d) rhapsody 2. BCFG : HILM : : NORQ : ______cannot be formed using the letters of the 21. a) heavy a) TUXW b) TVWX given word. c) YWUS d) YVSP b) health 3. ACEG : ZXVT : : BDFH______c) heathen 32. ‘Distribution’ a) IKMO b) YUQM d) heart strings a) riot b) dust c) disturb d) tribute c) YWUS d) YVSP Directions (Q. Nos.22-27) A series is 33. If ‘MOTHER’ is coded as ‘NPUIFS’, 4. 8 : 9 : : 56 : ______given, with one term missing. Choose select the appropriate code from the a) 73 b) 72 the correct alternative from the given answer choices, for the word in capital c) 89 d) 90 ones that will complete the series. 5. 25 : 37 : : 49 : ______letter ZENITH. a) 65 b) 77 22. JkL AbC MnO DeF PqRGh? a) BGPKVJ b) AFOJUI c) 44 d) 123 a) i b) S c) AFOGHI d) AFOGHJ 6. Joy : Delight : : Gloomy : ______c) s d) I 34. In a certain code, if DEMOCRACY is a) Dull b) Vague 23. Y X H G W V F E U T D C S R B ? written as YCARCOMED, how will c) Plain d) Silent a) C b) I the word PRESIDENT code as ? 7. Gulp : Drink : : Rush : ______c) A d) D a) NDSRPTEIE a) Hop b) Go 24. 0, 6, 24, 60 , 120, 210, ? b) TNEDISERP c) Run d) Jump a) 504 b) 338 c) RSDNPEIET 8. ABCD : ZYXW : : EFGH :_____ c) 420 d) 336 d) EIETPRSDN a) EUTS b) POTS 25. 2 6 12 20 30 ? 56 35. In a team of five players, Vani is older c) UOTS d) VUTS a) 46 b) 56 than Rani. Sita is younger than Vani 9. Affluent : Opulent : : Flourish ____ c) 42 d) 38 but older than Rani. Nita is younger a) Flatter b) Comprise 26. 1, 4, 10, 19, 31, ? than Mary and Rani. Rani is older than c) Outflow d) Prosper a) 46 b) 50 Mary. Whose age is middle of all the c) 55 d) 43 five in this team? Directions (Q. Nos. 10-18) Find the odd 27. RQOLH ? a) Vani b) Rani number/letters/ number pair from the a) C b) D c) Sita d) Mary given alternatives. c) A d) B 36. Five persons (R, S, T, U and V) are in a queue facing a reservation counter. 10. a) Cheetah b) Lion 28. A husband and a wife had five married Immediately behind S is U. T is c) Wolf d) Tiger sons and each of them had four children. standing between R and V. In between 11. a) AT b) HK How many members are there in the R and U, no one is there. Then, where c) CF d) JQ family? is S standing in the queue? 12. a) FED b) DIN a) 36 b) 30 a) First b) Second c) JOT d) OUT c) 40 d) 32 c) Last d) Last but one 13. a) 82 b) 15 29. In a certain code, SURFER is written as c) 65 d) 26 RUSREF. How is KNIGHT written in that code?

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Directions (Q. Nos. 37 and 38) Some Direction (Q. No. 47) A word is repre- equations are solved on the basis of 1968 1969 1970 1971 1972 sented by only one set of numbers as certain system. Find out the correct 113 88 ? 63 59 given in any one of the alternatives. The answer for the unsolved equation on that sets of numbers given in the alternatives are basis. represented by two classes of alphabets as a) 79 b) 72 in two matrices given below. The columns 37. c) 84 d) 63 and rows of Matrix I are numbered from 0 43. In a square- shaped hostel, there are 8 to 4 and that of Matrix II are numbered 4 6 8 rooms on each side in every floor. Room from 5 to 9. A letter from these matrices can No. 101 is the first room facing North be represented first by its row and next by 5 8 3 in the first floor. The room numbers its column, e.g., P can be represented by 11, 7 9 6 are continued clockwise. Which 23 etc. K can be represented by 57, 65 etc. direction does Room No. 125 face? Similarly, you have to identify the set for 266 398 ? a) North b) West the word MARS. c) East d) South Matrix- I a) 445 b) 515 Directions (Q. Nos. 44 and 45) Two statements are given followed by two 0 1 2 3 4 c) 454 d) 544 conclusions I and II . You have to consider 0 P A I V R 38. 4 ×6 × 9 ×= 649, 9 × 8 × 4 = 894 , 3 × 7 the statements to be true even if they × 2 = ? 1 I P R A V seem to be at variance from commonly a) 294 b) 732 2 A R V P I knowns facts. You have to decide which c) 813 d) 272 of the given conclusions if any, follow 3 V I P R A 39. Two squads of soldiers A and B facing from the given statements. 4 R V A I P North and South respectively received the following commands – right turn, 44. Statements All scholars are left turn, left turn, left turn . Which eccentric. Matrix- II directions would the squads A and B No woman is eccentric. face at the end? Conclusions I. No woman is scholar 5 6 7 8 9 a) West, East II. All eccentric are men. 5 S L K M E b) North, South a) Neither conclusion I nor II follows 6 K M S E L c) East, West b) Both conclusions I and II follows 7 M E L K S d) South, North c) Only conclusion I follows 8 L K E S M 40. If × stands for + , ÷ stands for - and + d) Only conclusion II follows 9 E S M L K stands for ÷ , - stands for × , which 45. Statements All students are girls. one of the following is correct? No girl is dull. MARS a) 10 - 5× 6 ÷ 2 = 64 Conclusions I. There are no boys in a) 89, 20, 22, 79 b) 15+ 3 × 4 ÷ 3 = 12 the class c) 12+ 4 ÷ 2 – 7 = 8 II. No student is dull b) 97, 41 , 33, 96 d) 11- 6 ÷ 4 + 2 =64 a) Both conclusions I and II follow c) 75, 13, 40, 67 b) Neither conclusion I nor II follows Direction(Q. No. 41) Select the missing c) Only conclusion I follows d) 66, 34 , 21, 56 number from the given responses. d) Only conclusions II follows Direction (Q. No.48) If a mirror is placed 46. From the given answer figures, select 41. on the line MN, then which of the answer the one in which the question figure is figures is the right image of the given 9 6 7 hidden/ embedded. figure? 8 ? 3 48. 3 5 8 216 900 168

a) 55 b) 60 c) 70 d) 30 42. Based on the given details, find out the number of postgraduates enrolled in a college for the year 1970.

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Direction (Q. No. 49) A piece of paper is 54. Which of the following is not a 62. Din-e-Ilahi, a new religion, was folded and punched as shown below in Fundamental Right? introduced by the question figure. From the given a) Right to Equality a) Akbar answer figures, indicate how it will b) Right against Exploitation b) Babur appear when opened? c) Right to Strike c) Sher Shah Suri 49. d) Right to Freedom of Religion d) Jahangir 55. Which one of the following pair goods 63. Who was the first Governor-General of depicts Joint Demand? free India? a) Coffee and Tea a) C Rajagopalachari b) Ghee and Oil b) S Radhakrishnan c) Computer and printer c) Lord Mountbatten d) Cocacola and pepsi d) Lord Wavell 56. Which one of the following is the 64. Which one of the following insects effective remedy to the evils of spreads sleeping sickness to human subdivision and fragmentation? beings but is harmless to wild life and a) Land reforms is known as ‘ Best Game Warden’ in b) Tenancy rights Africa? c) Land ceiling a) Bee Direction (Q. No. 50) Which answer figure will complete the question figure? d) Land consolidation b) Mosquito 57. The Constituent Assembly which c) Tse tse fly 50. enacted the Constitution for India was d) Bugs set up in 65. Bagasse is used for the manufacture of a) 1947 b) 1948 a) paper b) varnish c) 1946 d) 1949 c) plastic d) paint 58. How many members are nominated by 66. The area which was popularly known the State Governor from Anglo-Indian as North- East Frontier Agency Community to the State Legislative (NEFA) at the advent of the Assembly? Constitution now is the State of a) 01 b) 02 a) Asom c) 12 d) 06 b) Arunachal Pradesh 59. Where did the split between the c) Meghalaya Moderates and Extremists take place d) Nagaland and in which year? 67. The streets in the towns of Indus Valley a) Congress Session at Surat in 1907 Civilization were b) Congress Session at Bombay in 1885 a) wide and straight PART-B c) Congress Session at Calcutta in 1886 b) narrow and dirty GENERAL AWARENESS d) Congress Session at Nagpur in 1920 c) slippery 51. Sales Tax is an example of 60. Which of the following is mainly d) narrow and curvey a) Corporate Tax responsible for the decrease of female 68. How many delegates attended the first b) Direct Tax population in India? session of Indian National Congress? c) Indirect Tax a) Political factors a) 75 b) 76 d) Welfare Tax b) Economic factors c) 71 d) 72 52. The World Trade Organization came c) Social factors 69. In Potato the ‘eyes’ help in into existence on 1st January d) Superstitions a) sexual reproduction a) 1994 b) 1995 61. Which Constitutional Amendment b) vegetative reproduction c) 1991 d) 1996 accorded a position of primacy to the c) storing food material 53. Removing barriers or restrictions set by Directive Principles of State Policy d) for beautifying the tuber the Government is known as over the Fundamental Rights? 70. Paper is made from a) globalization a) 24th Amendment a) cellulose of plants b) privatization b) 30th Amendment b) flowers of plants c) liberalization c) 42nd Amendment c) juice of the fruits d) bilateral agreements d) 44th Amendment d) protein of the plants

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71. Blue Print of life is b) potassium chlorate, antimony a) Methane a) DNA b) RNA sulphide, sulphur b) Carbon dioxide c) cell d) nucleus c) sulphur, red phosphorus, glue c) Nitrous oxide 72. Which of the following represents d) potassium chloride, antimony d) Nitrogen normal BP, (Blood Pressure) sulphide, sulphur 81. Which one of the following is the odd a) 140//90 b) 120/80 89. Who invented Penicilin? item? c) 130/70 d) 110/60 a) James Simpson a) Whale b) Porpoise 73. Kangaroo is the symbol of the country b) Edward Jenner c) Bat d) Fish a) Tonga Islands c) Alexander Fleming 82. A magnified and virtual image of an object b) Australia d) Christiaan Barnard can be obtained using a c) New Zealand 90. The Nobel Prize for Economics for the a) Plane mirror d) America year 2011 has been awarded to b) convex mirror 74. Nagaland has common boundaries with a) Saul Perlmutter, Brian P Schmidt c) concave mirror the groups of States of and Adam G Riess d) concave lens a) Arunachal Pradesh, Asom and b) Bruce A Beutler ,Jules A Hoffmann 83. Which of the following is biodegradable? Meghalaya and Ralph M Steinman a) Paper b) Arunachal Pradesh, Asom and c) Christopher A Sims and Thomas b) DDT Manipur J Sargent c) Aluminium c) Asom, Meghalaya and Manipur d) Dan Schechtman d) Plastic d) Arunachal Pradesh, Asom and 91. At what position did India’s Narain 84. Alum is used in the water treatment to Mizoram Karthikeyan of ‘Hispania Racing Team’ help in the process of 75. The rice regions of India are located in finish at the Formula I Indian Grand a) filtration the areas with more than ...... cm of Prix held at Greater Noida on 30 b) coagulation rainfall October, 2011? c) softening th th a) 120 b) 140 a ) 1 4 b) 15 d) disinfection c) 100 d) 80 c) 16th d) 17th 85. Acid rain is caused due to increased due 76. World’s first artificial satellite was 92. Of which of the following States is to increased concentration in the air of launched by ‘Tippani,’ a folk dance? a) CO and CO a) Soviet Union 2 a) Bihar b) SO and NO b) America 2 2 b) Paschim Banga c) Ozone and dust c) France c) Gujarat d) H O and CO d) Germany 2 d) Rajasthan 86. Coliform count in drinking water is done 77. A body falling freely under the action of 93. How many bytes are there in one to ascertain gravity has Gihabyte? a) amount of suspended impurities a) Maximum weight a) 103 bytes b) effect of chlorination b) minimum weight b) 106 bytes c) faecal contamination c) variable weight c) 109 bytes d) hardness d) no weight d) 1012bytes 87. Choose the correct answer 78. In Which of the following convection 94. In a visual display unit, the primary a) Both diamond and graphite are takes place? colours are allotropes of sulphur a) Solids and liquids a) red, yellow, blue b) Diamond is an allotrope of carbon b) Liquids and gases b) red, green, blue and graphite is that of c) Gases and solids c) red, white yellow phosphorus d) Solids, liquids and gases d) red, green, yellow c) Diamond is an allotrope of 79. The gas used in the manufacture of 95. ‘National Rural Livelihood Mission’ was sulphur and graphite that of vanaspati ghee is launched in carbon a) hydrogen a) June,2011 d) Both diamond and graphite are b) helium b) June, 2009 allotropes of carbon c) oxygen c) May, 2007 88. Tip of match stick is made up of d) nitrogen d) May, 2005 a) antimony sulphide, red 80. Which of the following is used as phosphorus, glue anaesthesia ?

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96. According to estimates, the new find of 104. A field is in the form of a rectangle of 110. A discount of 40 % on the marked price Uranium mine at Tummalapalle will length 18 m and width 15 m. A pit, 7.5 of a trouser enables Ajit to purchase a have enough deposits for supporting a m long, 6 m broad and earth taken out shirt also which costs him Rs. 320. nuclear plant of 8000 MW capacity is evenly spread over the remaining How much did Ajit pay for the trouser? area of the field. The level of the field a) Rs. 480 b) Rs.540 for raised is c) Rs. 800 d) Rs. 400 a) 20 years b) 30 years a) 12 cm b) 14 cm 111. The ratio of alcohol and water in 40 L c) 40 years d) 50 years c) 16 cm d) 18 cm of mixture is 5: 3. 8 L of the mixture is 97. Vijaywada is situated by the side of the removed and replaced with water. Now, 3 6 12 river 105. Given 4, 3 , 25 and 289 , the ratio of the alcohol and water in the a) Cauveri b) Krishna the greatest and least of them are resultant mixture is c) Mahanadi d) Tapti respectively a) 1: 2 b) 1 : 1 98. To which State do the Kukis belong? c) 2 : 1 d) 1 : 3 a) 12 3 a) Nagaland b) Meghalaya 289and 4 112. Rama’s expenditure and saving are in the ratio 3: 2. His income increases by c) Manipur d) Tripura 3 b) 3 and 4 10 % . His expenditure also increases 99. Late Raja Ravi Verma was associated by 12%. His savings increases by with c) 6 25 and 3 a) 7% b) 10% a) music b) painting c) 9% d) 13% c) dance d) motion picture d) 3 4 and 6 25 113. Ten years ago, the average age of P and 100. What is the percentage of Indians still 106. The last digit, that is, the digit in the Q was 20yr. Average age of P, Q and R living in villages according to the census unit’s place of the number is 30yr now. After 10yr, the age of R data released in July, 2011? will be 25 is a) 80% b) 75% 57 1 a) 35 yr b) 40 yr c) 30 yr d) 45 yr c) 70% d) 60% a) 6 b) 8 c) 0 d) 5 114. The average value of the numbers 15, PART-C 107. The sum of five consecutive integers is 21, 32, 35, 46, x, 59, 65, 72 should be QUANTITATIVE APTITUDE a and the sum of next five consecutive greater than, or equal to 43 but less than or equal to 44. Then, the value of 101. A and B can do a job alone in 12 days b  a x should be integers is b. Then is equal and 15 days respectively. A starts the 100 a) 42  x  51 work and after 6 days B also joins to finish the work together. For how many to b) 43  x  50 days B actually worked on the job? 1 1 c) 42  x  49 a) b) 1 1 4 2 d) 43  x  50 a) 3 b) 9 3 3 c) 4 d) 2 115. The base of a right pyramid is an equilateral triangle of side 4 cm. The 2 3 height of the pyramid is half of its slant c) 5 d) 6 3 2 4 3 6 height. Its volume is 3 8 108.   102. Two pipes can fill a cistern separately 6  3 6  2 8  12 8 3 a) 2 cm in 24 min and 40 min respectively. A is equal to 9 waste pipe can drain off 30 L/min. If a) 1 all the three pipes are opened, the b) - 7 3 cistern fills in one hour. The capacity 3 b) 2 cm (in litre) of the cistern is 9 c) 3  2 a) 800 b)400 8 c) 600 d) 500 3 d) c) 3 cm 103. A solid sphere of radius 1 cm is melted 3  2 9 to convert into a wire of length 100 109. A number N is a positive three digit number . If x is in its hundred’s place 7 3 cm. The radius of the wire (using 3 = d) 2 cm and Y is in its unit’s place, then the 9 173) is number N – 100x-y is always divisible a) 0.08 cm b) 0.09 cm by 116. Water flows in a tank 150 m  100 m c) 0.16 cm d) 0.11 cm a) 8 b) 9 at the base through a pipe whose cross c) 10 d) 11 section is 2 dm by 1.5 dm, at the speed

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of 15 km/h. In what time will the water get a profit of 25% on his entire be 3 m deep? 3 1 investment is c) d) a) 100 h b) 120 h 2 2 a) Rs. 5.5 b) Rs.6.0 c) 140 h d) 150 h c) Rs.5.0 d) Rs.6.5 117. A tent is of the shape of a right circular 127. Two numbers are 30% and 40 % more  2  3 cylinder upto a height of 3 m and then 123. If x3   ,x  0, then than the third number respectively. The becomes a right circular cone with  x  x first number is X% of the second. Then, maximum height of 13.5 m above the x is equal to 1 ground. If the radius of the base is 14 the value of x 2  is m the cost of painting the inner side of 2 2 x a) 105 b) 140 the tent at the rate of Rs. 2 per sq m is 13 a) Rs. 2050 b) Rs.2060 1 2 c) Rs. 2068 d) Rs.2080 a) 2 b) 2 2 6 118. The side of a triangle are 50 cm, 78 cm 3 3 c) 105 d) 92 and 112 cm. The smallest altitude is 7 7 a) 20 cm b) 30 cm 4 5 128. The price of cooking oil has increased c) 2 d) 2 c) 40 cm d) 50 cm 9 9 by 25%. The percentage of reduction 119. Rahim bought a gift item for Rs. 510 that a family should effect in the use of 124. The area of the triangle formed by the after getting a discount of 15 %. He, cooking oil, so as not to increase the graph of ax + by = c (where, a and b are then sells it 5% expenditure on this account is two positive real numbers) and the above the marked price. The profit a) 15% b) 20% coordinate axis, is earned in this deal is c) 25% d) 30% a) Rs. 150 b) Rs.120 c2 129. If a train runs at 40 km/h, it reaches its c) Rs.100 d) Rs.90 a) sq unit destination late by 11 min, but if it runs 120. The simple interest on a sum of money ab at 50 km/h, it is late by 5 min only. Find the correct time for the train to 1 a 2 complete its journey is th of the principal and and the sq unit 9 b) a) 19 min b) 20 min 2bc c) 21 min d) 18 min number of years is equal to the rate per cent per annum. The rate per cent per c2 130. If x = r cos  . cos  , y = r cos  . annum is equal to c) sq unit 2ab Sin  and z= r sin  , then value of 1 x2+y2+z2 is equal to a) 3% c) % 2 a is equal to 3 d) sq unit bc a) r2 b) r 1 1 125. A shopkeeper marks his goods at 40% c) % d) 3 % 1 1 10 3 above their cost price. He is able to sell c) 2 d) r r 3 121. th of his goods at this price and the 131. If 5 cos  + 12sin  =13, then tan  4 If xyz 1, xyyzzx is equal to remaining at 40% discount. Assuming 3 3 3 that the shopkeeper is able to sell all 13 12 1, xyz1,then xy z is a) b) the goods he buys. Find his loss or gain 12 13 a) -2 b) -1 as per cent on the whole transaction. a) 20% loss b) 23% loss 12 5 c) 0 d) 1 c) 26% gain d) 30% gain c) d) 126. A fruit seller bought 240 bananas at the 5 12 122. 1 1 2 2 2 2 If x  y  z  rate of Rs. 48 per dozen. He sells 132. The value of sec 12p - 2  is 2 tan 78 xy  yz  zx,(x  0), then the of them at the rate of Rs. 5 per banana. a) 0 b) 1 1 c) 2 d) 3 4x  2y -3z th the remaining are found to be Value of is 6 2x rotten. The price per banana at which a) 0 b) 1 he has to sell the remaining bananas to

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3 139. The external bisector of ABC of Δ ABC intersects the straight line through A 133. If tan  . Cos 60p = , then the 0 2 and parallel to BC at the point D. If ABC  50 , then measure of ADB is a) 65p b) 55p value of sin( - 15p )is c) 40p d) 20p 140. AB is a diameter of a circle with centre at O. DC is a chord of it such that . 3 1 DC AB a) b) 0 2 2 If BAC  20 , then ADC is equal to a) 120p b) 110p c) 1 d) 3 c) 115p d) 100p 134. A men from the top of a 100 m high 141. The tangents drawn at P and Q on the circumference of a circle intersect at A. If tower sees a car moving towards the tower at an angle of depression of 30p. PAQ 680 , then the measure of the APQ is After some time, the angle of a) 560 b) 680 depression becomes 60p . The distance c) 280 d) 340 (in metre) travelled by the car during this time is Directions (Q. Nos. 142- 145) Study the following table and answer the questions. Number of students from various schools playing various games (one student plays a) 100 3 one game only) 200 3 b) Games School 3 A B C D E Cricket 150 200 250 230 200 100 3 c) Football 250 125 175 100 250 3 Basketball 200 195 245 200 225 Badminton 100 130 60 40 65 d) 200 3 Tennis 120 180 150 130 165 135. If the diameter of a sphere is decreased by 25 %, its curved surface area will be decreased by a) 43.25% b) 43.50% 142. The difference between the total number of students playing Basketball from all the c) 43.75% d) 44.25% schools and the total number of students playing Cricket from all the school are a) 27 b) 35 2 2 2 136. If x  y  z  2  2(y  x), c) 28 d) 26 143. The number of students playing Football from School C is x percent of the total number 3 3 3 then valueof x  y  z is equal to of students playing Football from all the schools. X equal to a) 0 b) 1 c) 2 d) 3 7 4 a) 19 b) 19 137. O is the circumcentre of  ABC. If 9 9 BAC  850 , BCA  750 , 2 c) 18 d) 20 then OAC is equal to 9 144. Which school has the maximum number of players? 0 0 a) 70 b) 60 a) A b) B 0 0 c) 80 d) 100 c) C d) E 138. The distance between the centres of 145. The number of students playing Badminton from School E is X% of the students the two circles with radii 4 cm and 9 playing Badminton from School B. Then, equal to cm is 13. The length of the direct a) 40 b) 50 common tangent (between two points c) 42 d) 41 of contact) is Directions (Q. Nos. 146- 150) The follow-ing bar graph depicts the result for B.Sc. a) 13 cm b) 153cm students of a college for three years. Read the graph and answer questions based on c) 12cm d) 18cm this graph.

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155. He was (a)/ not in position to state (b)/ the speed the ship travelled. (c)/ No error (d) Directions (Q.Nos.156-160) In these questions sentences are given with blanks to be filled in with an appropriate words. Four alternative are suggested for each question. Choose the correct alternative out of the four. 156. I______lunch one hour ago. a) have had b) had had c) have d) had 157. He though that my car______for sale. a) is b) was c) has been d) will be 158. He tried to prevent me ______doing my duty. a)against b) at c) with d) from 146. The number of students passed in 3rd division in 1984 was 159. To the dismay of the student body, the class president was ______a) 165 b) 75 c) 70 d) 65 berated by the principal at the school 147. The percentage of students failed in 1984 was assembly. a) ignominiously 1 3 1 b) privately a) 18 % b) 17 % c) 17 % d)17% 2 4 2 c) magnanimously d) fortuitously 148. The aggregate pass percentage during the three years was 160. I would apologize if I ______you. a) am b) was 44 55 60 29 c) have been d) were a) 82 % b) 82 % c) 80 % d) 77 % 113 113 113 113 Directions (Q.Nos. 161-165) In this

st questions out of the four alternatives, 149. The percentage of students passed in 1 division in 1982 was choose the one which best expresses the 2 13 meaning of the given word. a) 20% b) 34% c) 14 % d) 11 % 7 17 161. Gaol a) destination 150. The percentage of students passed in 1982 was b) Garden c) Jail 2 6 d) Bird a) 65% b) 70% c) 74 % d) 82 % 162. Loathing 17 17 a) Warmth b) Affectation PART-D c) Hatred ENGLISH LANGUAGE d) Affection 163. Pragmatic Directions (Q. Nos.151-155) In these questions some parts of the sentences have errors a) Intelligent and some have none. Find out which part of a sentence has an error to the appropriate b) Wise letter (a, b, c). If there is no error, your is (d). c) Religious 151. Instead of being (a)/ helpful he was (b)/ being hindrance.(c)/ No error(d) d) Practical 152. Where (a)/ have I (b0/ to deposit fees? (c)/ No error (d) 164. Notion 153. By the time she had finished her work (a)/ I had nearly given up (b)/ all hope of arriving a) Thought b) Fact at the part in time. (c) No error (d) c) Truth d) Hypothesis 154. Some categorically suspected (a)/ having seen the (b)/ guard and thief together. (c)/ No 165. Vivacious error (d) a) Poisonous b) Energetic

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c) Tricky d) arguing with people c) Seismology d) Slow d) Taxidermy Directions (Q. Nos.176-180) In these 185. Chanting of magic spells Directions (Q. Nos. 166- 170) In these questions a part of the sentence is a) Narration questions choose the word opposite in underlined. Below are given alternatives b) Recitation meaning to the given word. to the underlined part at (a), (b),(c) which c) Incartation may improve the sentences. Choose the d) Utterance 166. Hasten correct alternative. In case no a) Dash b) Dawdle improvement is needed your is (d) Directions(Q. Nos. 186-190) In these c) Hurry d) Scurry questions four words are given in each 167. Spirited 176. His life is hanging with a thread. question, out of which only one word is a) Animated b) Excited a) from b) by correctly spelt. Find the correctly spelt c) Lively d) Dull c) to d) No improvement word. 168. Forthright 177. After twenty years of exile, the prisoner a) Blunt b) Tricky was in the end of his tether 186. a) Abracadebra c) Candid d) Plainspoken a) on b) though b) Abracadebri 169. Antagonism c) at d) No improvement c) Abracadabra a) Cordiality b) Animosity 178. Grandfather is often so tired that he d) Abrakadabra c) Hostility d) Enmity drops of in his armchair. 187. a) Apparrel 170. Vanity a) slides away b) Aparell a) Humanity b) Humility b) falls out c) Aparel c) Pretension d) Arrogance c) slips in d) Apparel d) No improvement 188. a) Refferee Directions (Q. Nos. 171-175) In these 179. The court was forced to respect the b) Refere questions four alternatives are given for profundity of the learned judge’s c) referre the Idiom/Phrase underlined in the knowledge. d) Referee sentences. Choose the alternative which a) probity 189. a) Commissioner best expresses the meaning of the Idiom/ b) proximity b) Commissioner Phrase. c) prodigality c) Commissionar 171. The project is carried over to this year, d) No improvement d) Commissionor and we need to keep the ball rolling. 180. He has lost his nearly all many pets. 190. a) Etiquete a) to continue the work a) all his nearly many pets b) Etiquette b) more information b) his many pets nearly all of them c) Ettiquette c) to do better c) nearly all his many pets d) Ettiquete d) No improvement d) new strategies Directions (Q. Nos. 191-195) In these 172. The host team bore the palm in the Directions (Q. Nos. 181-185) In this questions you have two brief passages league matches. questions out of the four alternatives with 5 questions in each passage Read a) played quite well choose the one which can be substituted the passages carefully and choose the b) was victorious for the given words/sentences. best to each question out of the four c) was defeated alternatives. d) played a very boring match 181. A group of three books, films etc, that “Nobody knows my name” is the title of 173. Just keep your wig on. Everything will have the same subject or characters one of James Baldwin’s celeberated books , be alright. a) Trinity b) Trilogy Who knows the name of the old man sitting a) hold on to your wig, so it won’t c) Trio d) Tripod amidst ruins pondering over his hubble- fall off 182. A study of the human race bubble? We do not. It does not matter. He is b) get another hair cut a) Anthropology there like the North Pole, the Everest and c) calm down b) Archaeology the Alps but with one difference. The North d) take off your wig c) Ethnology pole, the Everest and the Alps will be there 174. Parents pay through their nose for their d) Etymology when he is not there any more. Can we really children’s education 183. An expert in the area of the fine or say this? “Dust thou act to dust returneth” a)by taking loans other arts was not spoken of the soul. We do not know b) an extremely high price a) Neophyte whether the old man’s soul will go marching c) grudgingly b) Amateur on like John Brown’s. While his body lies d) willingly c) Connoisseur mouldering in the grave or becomes ash 175. Monica’s habit of picking holes in every d) Enthusiast driven by the wind or is immersed in water, relationship is very irksome. 184. The art of preserving skin of animals, such speculation is hazardous. A soul’s trip a) admiring people birds, fishes can take one to the treacherous shoals of b) finding fault a) Topology metaphysics where there is no “yes” or “no” c) criticizing people b) Taxonomy

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“Who am I?” asked Tagore of the rising sun 195. What figure of speech is used in the c) undergoing training in the first dawn of his life, he received no expression ‘ the brother of sleep’? d) reading widely answer. “Who am I?” he asked the setting a) Simile 199. Famous writers have achieved success sun in the twilight of his life. He received no b) Metaphor by answer. c) Oxymoron a) using their linguistic resources We are no more on solid ground with dust d) Irony properly which we can feel in our hands, scatter to b) disciplining their skill the wind and wet with water to turn it into Directions (Q. Nos. 196-200) In these c) following only one idea mud. For this much is sure, that in the end, questions you have two brief passages d) waiting for inspiration with 5 questions in each passage Read when life’s ceaseless labour grinds to a halt 200. All the following words mean ‘exact’ and man meets death, the brother of sleep, the passages carefully and choose the except his body buried or burnt, becomes dust. In best to each question out of the four a) precise b) accurate the form of dust he lives, inanimate yet in alternatives. c) very d) erect contact with the animate. He settles on files To write well you have to be able to write in endless government almirahs, on clearly and logically, and you cannot do this unless you can thin clearly and logically. If manuscripts written and not published on  all shelves, on faces and hands. He becomes you cannot do this yet you should train ubiquitous all pervasive sometimes sneaking yourself to do it by taking particular even into hermetically scaled chambers. problems and following them through, point by point to a solution, without leaving EXPLANATIONS 191. What is the difference between the old anything out and without avoiding any man and the North Pole, the Everest difficulties that you meet. 1.d 2.a 3.c 4.b and the Alps? At first you find clear, step-by-step thought 5.a 6.a 7.b 8.d a) He Pole, the Everest and the Alps? very difficult. You may find that your mind 9.d 10.c 11.b 12.d b) They are known to all while he is is not able to concentrate. Several 13.b 14.b 15.b 16.a known to none unconnected ideas may occur together. But 17.d 18.a 19.c 20.b c) They remain while he will soon practice will improve your ability to 21.a 22.d 23.c 24.d become dust concentrate on a single idea and think about 25.c 26.a 27.a 28.d d) They are not as old as he it clearly and logically. In order to increase 29.b 30.d 31.d 32.d 192. What according to the passage, happens your vocabulary and to improve your style, 33.b 34.b 35.b 36.a to a person’s soul after death? you should read widely and use a good 37.a 38.b 39.d 40.d a) The soul also dies with the body dictionary to help you find the exact 41.d 42.b 43.b 44.c b) The soul continues to live after meanings and correct usages of words. 45.d 46.a 47.c 48.a the body is dead Always remember that regular and frequent 49.c 50.a 51.c 52.b c) The soul certainly becomes dust practice is necessary if you want to learn to 53.c 54.c 55.c 56.d after death write well. It is no good waiting until you 57.c 58.a 59.a 60.b d) It is dangerous to guess have an inspiration before you write. Even 61.c 62.a 63.c 64.c 193. Which of the following statement is with the most famous writers, inspiration 65.a 66.b 67.b 68.d true? is rare. Someone said that writing is ninety- 69.b 70.a 71.a 72.b a) The rising sun told Tagore who he nine per cent hard work and one per cent 73.b 74.b 75.c 76.a was inspiration, so the sooner you get into the 77.d 78.b 79.a 80.c b) The rising sun did not tell Tagore habit of disciplining yourself to write, the 81.d 82.b 83.a 84.b who he was better 85.b 86.c 87.d 88.b c) The rising sun advised Tagore to 89.c 90.c 91.d 92.c ask no questions 196. To write well, a person must train himself in 93.c 94.b 95.a 96.c d) The rising sun told Tagore that he 97.d 98.c 99.b 100.c would becomes dust a) dealing with a difficult problem 194. What happens to man after he becomes b) not leaving anything out 1 dust? c) thinking clearly and logically 101. a) A’s 1 day work = a) He disappears from the world for d) following a step-by- step approach 12 ever 197. Initially it is difficult to write because a) a good dictionary is not used 1 1 b) He appears in the form of man  A’s 6 days work =  6 = again b) ideas occur without any sequence 12 2 c) He becomes all pervasive as dust c) aids to correct writing are not known d) He often sneaks into hermetically d) exact usages of words are not known 1 1 sealed chambers. 198. According to the passage, writing style Remaining work = 1 - = can be improved by 2 2 a) thinking logically b) writing clearly

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After 6 days B also joins to  = 30 20  600 L And least number = 128 or 3 finish the work together. 4 103. d) Suppose radius of the wire= r 106. a) (57)25 – 1 = (57) 4611 1 1 cm  (A+B)’s 1 day work = + = = unit’s digit in 71 – 1 12 15 Then, volume of solid sphere = = 7 – 1= 6 5  4 volume of cylindrical wire 107. a) Let the five consecutive integers be x, (x+1), (x + 2), (x + 3) and (x + 4), 60 4 2   111    r 100 respectively. 9 3 3 = = Then, x + x +1 + x + 2 + x + 3+ x + 4 = a 60 20 2 4111  5x + 10 = a  r  3 3100  a = 5x +10 ...... i Let the next five consecutive (A+ B) do work in 1 day 2 2  20  r  0.0133 cm integers be (x + 5), (x + 6), (x + 7), (x + 8) and (x + 9), respectively. 20  r  0.0133 Then,  (A+B) do the whole work in x + 5 + x + 6 + x + 7 + x + 8 + x + 9 = b 3  r  0.11cm  5x + 35 = b 104. c) Volume of earth taken out of pit 1  b = 5x + 35 ...... ii (A+ B) do the work in  2 = 7.560.8 On subtracting Eq. (i) from Eq. (ii), = 36 m3 we get 3 b – a = (5x + 35) – (5x + 10) 20 1 10 = 36100100100 cm  = days Again, 3 2 3 Remaining area of the field b  a (5x  35)  5x 10 Hence, B actually worked on the = 1815  7.5 6  = 270 – 45 100 100 10 1 = 225 m2 job in days or 3 days. 2  3 3 = 225100 100 cm b  a 25 102. c) Suppose waste pipe can drain Suppose the level of the field = raised by h cm. the cistern in x min. 100 100 Then, 1 1 1 1 225100100h  36100100100 Then,    b  a 1 24 40 x 60  36100  100 4  h = 1 1 1 1 225 108. b)     x 24 40 60 h= 16 cm 105. b) 3 2 ( 6  3) 4 3   1 5  3 2 1 1   12 6  3 ( 6  3 ) 6  2  x 120 3 4  43  43  44  128 ( 6  2) 6 ( 8  12) 1 1 12   1 6 6  3  32  32  3  729 ( 6  2) 8  12 ( 8  12)  x 120 = 1 1 12 6 6 6 3 2  ( 6  3) 4 3  ( 6  2) 1 1 25  25  25  -   6  3 6  2 x 20 = 25 2  625

 1 1 6 ( 8  12) 12 x  20 min 12 289  28912  289 12  289  4  Waste pipe can drain of 30 L/ min.  Greatest number = 729 or 3 3 8  3 12  12  6  18  6  Hence, capacity of the cistern 2

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2 12  2 6  2 18  2 6  3 8  3 12  112 Rs.336x 2 New expenditure = Rs. 3x   100 100 4 3  6 2  6 2  6 3 = 550x 336x 2  Increase in saving = Rs.  Rs. 100 100  2 3 214x =   3  Rs. 2 100 109. c) Suppose ten’s digits = P Rs.214x Then, N = 100x + 10p + y  Rs.2x  N – 100x - y = (100x + 10 p + y) – (100x - y)  Saving increase per cent = 100 = 10 p , which is always divisible by 10 Rs.2x 110. a) Suppose Ajit pay Rs. x for (troser + shirt ) 14x 40 = Rs. 100 Then, x   320 100 2x 100 = 7% 100320 113. b) 10 yr ago, total age of P and Q = 20  2 = 40 yr  x  Present total age of P and Q = 40 + 2 10 = 60 yr 40  Present total age of Q, Q and R = 30  3 = 90 yr  x  Rs.800  R’s age = 90 -60 = 30 yr  Amount paid for trouser  After 10 yr R’s age = (30 + 10)yr = 40 yr = Rs. 800 – Rs. 320 = Rs. 480 114. a) When we put the value of x, 42 and 51. 111. b) Quantity of alcohol in 40 L mixture Then average of numbers 5 15  21 32  35  46  42  59  65  72 387 = 4 0  = 25L =  8 9 9 3 = 43 and water = 40  = 15 L And 8 15 21 32  35 46  51 59  65 72 396  5 9 9 25  8 8 = 44  Required ratio = 3 115. c) Suppose height of the right pyramid = h cm and its 15  8  8 8 slant height = 2h cm 2  1 3  20   = = 1 : 1 Then,  . a + h2 = 4 h2 20  3 2  112. a) Suppose Rama’s expenditure = Rs. 3x and savings = Rs.2x h Income = Rs. 3x + Rs.2x = Rs. 5x 2 h 110 550x New income = Rs. 5x  = Rs. 1 100 100 3h2=  4 4  12

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the right circular cylinder + Surface area of the right 4 circular cone  h2 = 9 22 22 = 2 14 14175 2 7 7  h = cm 3 = 12 22  35 22 Volume of the right pyramid  = 22 47 1 = 1034 m2 =  Area of base Height  Cost of painting = 1034 2 = Rs. 2068 3  118. b) 1 3 2 =   4 4 A 3 4 3

50 cm 78cm 8 3 3 = cm 9 116. a) Required time C 2101.510151000  [ 1 dm = 10m] a  b  c 112  50  78 1501003 Semiperimeter (s) =  2 2 2015151000 = 240 150100 3 =  120 cm 2 = 100 h 117. c) Suppose smallest altitude = AM Then , 1 112 AM  s(s  a)(s  b)(s  c) 10.5 m 2 1 112 AM  12070 428  2 13.5 m 1 3 m 112 AM  1680  2 1680 2 AM =  30 cm Given, radius of the base = radius of the cone = 14m  112 Height of the circular cylinder =3m 119. d) Suppose marketed price of the gift item= Rs. x  Height of the right circular cone = (135-3)m 85 Then, x  = Rs. 510 = 10.5 m 100  Slant height of the right circular cone 100105 (I)  (10.5)2  (14)2 x   85  110.25 196  x = Rs. 600  30625 105  Selling price of the gift item = Rs. 600 = Rs. = 175 m 100 Area of the inner side of the tent = surface area of

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630  1   Earned profit = Rs. 630 – Rs. 510 = Rs. 120 3 x    2 120. d) Suppose rate per cent per annum = r   x  p r t 1 2 Then, simple interest = x   100  x 3 x x r  r On squaring both sides.   9 100 2 1 4  x   2  100 x2 9 r 2   9 1 4 22 x2    2   2 100 x 9 9  r  9 2 1 4 x   2  x2 9 10  r  124. c) Given, ax + by = c 3 Line equation to intersect will be 1 r  3 % x y  3   1 (c / a) (c / b) 121. d) Given, x + y+ z = 1 On squaring both sides, x2+y2+z2+ 2(xy + yz + zx) = 1 Y  x2 +y2 + z2+ 2  (-1)= 1 x2 + y2+ z2 = 3 Again, ax + by = c X3 + y3 + z3 – 3xyz = (x + y + z){ x2 + y2 +z2 – (xy + yz + zx)} c/b x3 + y3 + z3 - 3( - 1) = 1{ 3 – ( -1)} A X x3 + y3 + z3 + 3 = 14 O c/a X3 + y3 + z3 = 4 – 3 = 1 122. c) Given, x2 + y2 + z2 = xy + yz + zx, (x # 0)

2 2 2  x – xy + y –yz + z – zx = 0 1 x (x – y) + y (y - z) + z (z – x ) = 0 Area of the triangle=  Base Height Is possible, when x = y = z = 1  2

4x  2y  3z 41 21 31 2 = 1 c c c  2x 21     sq unit 2 a b 2ab 6  3 3 125. c) Suppose cost price of the goods = Rs. 100    Marked price = Rs. 140 2 2  Selling price of the  2  3 3 3 123. c) Given, x3   = (x # 0) th goods  140  Rs.105  x  x 4 4 3 1 1 60 3x -  2 Selling price of the th goods  140 =  2 4 4 100 Rs. 21  Selling price of the whole goods = Rs. 105 + Rs. 21 =

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Rs. 126 129. a) Suppose whole distance = x km  Required profit per cent = x x 11 5 126 100 Then,   100  26% 40 50 60 100 126. b) Cost price of 1 dozen 5x  4x 6   (12bananas) = Rs. 48 200 60 48  Cost price of 1 banana = Rs.  Rs.4 x 1 12   200 10  Cost of price of 240 bananas = 240 4  Rs.600 200 x =  10  Selling price of  x = 20 h 1 1 banana  240 5  Rs.600 20 Required time = h 11min 2 2  40 1 Rotten bananas = 120 = 20 1  = h 11min 6 2 Remaining bananas = 240 –(120 + 20) = 100  = 30 min – 11min  At 25 % profit , selling price of remaining bananas = 19 min 125 130. a) x 2  y2  z2  (rcos cos)2 + = 960 = Rs. 1200 θ 100 (r cos θ sin )2  (r sin )2  At 25% profit, selling price of 120 bananas = Rs. 600 2 2 2 2 2 2 2 2 600 = r cos θ cos φ  r cos θ sin φ  r sin θ Required price per banana=  Rs.6 100 = r 2cos2θ (cos2 φ  sin 2 φ)  r 2 sin 2 θ 127. d) Suppose third number = 100 = r 2cos2θ 1 r 2 sin 2 θ Then, first number = 130 = 2 2 2 Second number = 140 r cos θ  sin θ = 2 2 2 x r cos θ  sin θ So, 130 = 140 2 2 2 2 100 = r (cos θ  sin θ)  r 131. c) 130100 x =  140 C

650 6 12 13 x = x = 92  7  7 128. b) Required reduction per cent  B 5 A 25 = 100 (100  25) 5 cos θ 12 sin θ  13 25 5 12 100  20% cos θ  sin θ  1 = (125) 10 13 0  sin φ cos θ  cos φ sinθ  sin 90

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sin (θ  φ)  sin 900 1 100   0  3 x 1  (θ  φ)  90  θ  900  φ  x + 1 = 100 3 m. ...(i), we get 12 100 tan  tan (900 -  cot  And tan 60p =  θ φ) φ 5 1 100 2 0 1 132. b) sec 12  3  tan2 780 1 100  1 tan 2120  cot 2 780 [sec 2 θ  1 tan 2θ] 1  m 3  1 tan2120  cot2 (90-120 ) On subtracting Eq. (ii) from Eq. (i), we get  1 tan 2120  tan 2 120  1 100 (x + 1) – 1= 100 3  0 3 133. d) Given, tan θ. cos 60  3 2  1  1 3  x  100 3   tan.   3   2 2 200 200 3  tan.  3 x  m x  m  3  3   600 135. c) Required decrease percent sin ( 150 )  sin (600 150 )  θ (25 25) = sin 45p  25  25  100 1  265 2  50   50  6.25 134. b) 100  43.75% 136. a) Given, x2  y 2  z 2  2  2(y  x)  (x2  2x 1)  (y 2  2y 1)z 2  0

2 2 2  (x 1)  (y 1)  z  0 Is possible, when x = -1, y = 1 and z = 0  x  y  z  0  x3 + y3 + z3 = 3xyz = 3 110  0 137. a) Suppose distance travelled by car = x m 100  tan 30p = x 1

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1300 ADB   650  2 140. b)

Given, BAC  850 and BCA  750  BAC  850 Given, 0 0 BAC  20  BOC  170 0 ( Angle subtended to the centre is twice the angle  ACB  90 subtended to the arc of a circle)  ABC  1800  (900  200 ) I n Δ BOC, OB  OC = 70p  OBC  OCB  x  ABCD is a cyclic quadrilateral 0  170p + x + x = 180p  D  B  180  x = 5p (Sum of opposite side angles will be 180p ) I n 0 0 0 OAC  OCA  75  5  70  D  700  1800 138. c) Length of the direct common tangent  D  1800  700  1100 orADC  1100  132  (9  4)2 141. a)  169  25

 144  12cm 139. a)

P  Q  1800  680 2P  1120 (P  Q) 1120  APQ  Given, ABC  500 2 = 560 0  BAD  50 (they are alternate angles) 142. b) Total number of students playing Basketball from  ABE  1800  500 all the schools = 200 + 195 + 245 + 200 + 225  1300 = 1065

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Total number of students playing Cricket from all the 148. c) The aggregate pass percentage during the three schools years was = 150 + 200 + 250 + 230 + 200 140150165  100 = 1030 170195 200  Required difference = 1065 – 1030 = 35 143. b) Total number of students playing Football from 455  100 school C = 175 565 Total number of students playing Football from all the 45500 9100 schools   565 113 = 250 + 125 + 175 + 100 + 250 = 900 60  80 % x 113 175 = 900  149. d) The percentage of students passed inn 1 st division  100 in 1982 was 175100 20 200  x  = 100  900 170 17 175 4 13 x   19 %  11 %  9 9 17 144. d) Total number of players from school A 150. d) The percentage of students pass in 1982 was = 150 + 250 + 200 +100 + 120 = 820 140  100 Total number of players from School B 170 = 200 + 125 + 195 + 130 + 180 = 830 Total number of players from School C 1400 6   82 % = 250 + 175 + 245 + 60 + 150 = 880 17 17 Total number of players from School E 151.c 152.b 153.a 154.a 155.d 156.d 157.b = 200 + 250 + 225 + 65 + 165 = 905 158.d 159.a 160.d 161.c 162.c 163.d 164.a Hence, School E has the maximum number of players. 165.b 166.b 167.d 168.b 169.a 170.b 171.a x 172.b 173.c 174.b 175.b 176.b 177.c 178.d 145. b) 65  130 179.d 180.c 181.b 182.a 183.c 184.d 185.c 100 186.c 187.d 188.b 189.a 190.b 191.c 192.d 65100 193.b 194.c 195.b 200.c 197.b 198.d 199.b  x  130 200.d  x  50% 146. c) The number of students passed in 3 rd division in 1984 was = 165 – 95 = 70  147. c) The percentage of students failed in 1984 was 200165 = 100 200 35 1 = 100  17 % 200 2

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WHO’S WHO  Mr. Narendra Modi : Chairman, National Institution for Transforming India (Niti Aayog)  Mrs. Sumitra Mahajan : Speaker, Lok Sabha  Mohammad Hamid Ansari : Chairman, Rajya Sabha  Mr. P. J. Kurien : Deputy Chairman, Rajya Sabha  Mr. Arun Jaitley : Leader of House (Rajya Sabha)  Mr. Ghulam Nabi Azad : Leader of Opposition (Rajya Sabha)  Mr. Arvind Panagariya : Vice-Chairman, National Institution for Transforming India (Niti Aayog)  Mr. Harishankar Brahma : Chief Election Commissioner  Syed Nasim Zaidi : Election Commissioner  Mr. Shashi Kant Sharma : Comptroller and Auditor-General of India  Mr. Justice K. G. Balakrishnan : Chairperson, National Human Right Commission (NHRC)  Mr. Ajit Kumar Seth : Cabinet Secretary  Mr. Nripendra Misra : Principal Secretary to Prime Minister  Justice V. Eshwaraiah : Chairman, National Commission for Backward Classes  Ms. Shanta Sinha : Chairperson, National Commission for Protection of Child Rights (NCPCR)  Dr. P. L. Punia : Chairman, National Commission for Scheduled Castes  Dr.Rameshwar Oraon : Chairman, National Commission for Scheduled Tribes (NCST)  Mr. Deepak Gupta : Chairman, Union Public Service Commission (UPSC)  Dr. M. S. Swaminathan : Chairman, National Commission on Farmers (NCF)  Mr. Ajit Kumar Doval : National Security Adviser and Special Adviser to PM (Internal Security)  Mr. Sharad Kumar : Director-General, National Investigation Agency (NIA)  Mr. A. K. Mital : Chairman, Railway Board  Mr. Shumsher K. Sheriff : Secretary-General, Rajya Sabha  Mr. T. K. Viswanathan : Secretary-General, Lok Sabha  Mr. Syed Asif Ibrahim : Director, Intelligence Bureau (IB)  Mr. Anil Kumar Sinha : Director, Central Bureau of Investigation (CBI)  Mr. Alok Joshi : Director, Research and Analysis Wing (RAW)  Mr. Jayanto Narayan Choudhury : Director-General, National Security Guard (NSG)  Mr. Prakash Mishra : Director-General, CRPF  Mr. Devendra Kumar Pathak : Director-General, Border Security Force (BSF)  Mr. Arvind Ranjan : Director-General, Central Industrial Security Force (CISF)  Mr. P. K. Mehta : Director-General, . (RPF)  Mr. Parkash Mishra : Director-General, Indo-Tibetan Border Police (ITBP)  Mr. B. D. Sharma : Director-General, Sashastra Seema Bal  Vice-Admiral Anurag G. Thapliyal : Director-General, Indian Coast Guard  Lt. Gen. Avtar Singh : Director-General, Defence Intelligence Agency  Prof. Ved Prakash : Chairman, UGC  Dr. Avinash Chander : Scientific Adviser to Defence Minister and Secretary, Defence Research and DevelopmentOrganisation. (DRDO)  Dr. R. Chidabaram : Principal Scientific Adviser to the Government  Mr. A. S. Kiran Kumar : Chairman, Space Commission and ISRO  Mr. Ratan Kumar Sinha : Chairman, Atomic Energy Commission and Secretary, Dept. of Atomic Energy  Mr. Naseem Ahmad : Chairperson, National Commission for Minorities  Mr. Amitava Bhattacharya : Chairman, Staff Selection Commission (SSC)  Dr. Vishwa Mohan Katoch : Director-General, Indian Council of Medical Research  Mr. C. Chandramouli : Registrar-General of India and Census Commissioner  Justice D. K. Jain : Chairman, Law Commission  Dr. B. N. Suresh : President, Indian National Academy of Engineering (INAE)  Mr. Justice (Retd.) B. N. Kirpal : Chairman, National Forest Commission  Mr. T. Nanda Kumar : Chairperson, National Dairy Development Board (NDDB)  Lt. General AT Parnaik : Director-General, Border Roads Organisation  Dr. Raghuram Rajan : Governor, RBI  Justice Mr. Chandramauli Kumar Prasad : Chairman, Press Council of India  Mr. Ravindra Pisharody : Chairman, Audit Bureau of Circulations (ABC)  Mr. R. K. Tewari : Chairman, Central Board of Direct Taxes (CBDT)  Mrs. J.M. Shanti Sundharam : Chairman, Central Board of Excise and Customs

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 Mr. Ashok Chawla : Competition Commission of India  Justice Syed Rafat Alam : Chairman, Central Administrative Tribunal  Mr. R.S.T. Sai : CMD, National Hydroelectric Power Corporation (NHPC)  Mr. R. S. Sharma : CMD, Oil and Natural Gas Corporation (ONGC)  Mr. B. C. Tripathi : CMD, GAIL  Mr. S. Behuria : Chairman, IOC  Mr. Sunil Kumar Srivastava : CMD, Oil India Ltd  Dr. Satbir Bedi : Chairperson, Central Board of Secondary Education (CBSE)  Mr. U. K. Sinha : Chairman, Securities and Exchange Board of India (SEBI)  Dr. Harsh Kumar Bhanwala : Chairman, National Bank for Agriculture and Rural Development (NABARD)  Smt. Arundhati Bhattacharya : Chairman, SBI  Mr. M. S. Raghavan : Chairman, IDBI  Justice Dilip Raosaheb Deshmukh : Chairman, Company Law Board  Mr. Hardeep Singh Puri : India’s Permanent Representative to UN  Mr. S. K. Roy : Chairman, Life Insurance Corporation of India (LIC)  Mr. Ashwin Pandya : Chairman, Central Water Commission  Ms. Lalitha Kumarmangalam : Chairperson, National Commission for Women  Dr. Y. V. Reddy: Chairman, 14th Finance Commission  Dr. Pronob Sen : Chairman, National Statistical Commission  Mr. Pahlaj Nihalani : Chairperson, Central Board of Film Certification (CBFC)  Dr. Rakesh Tewari : Director-General, Archaeological Survey of India (ASI)  Dr. Jyotsna Suri : President, Federation of Indian Chambers of Commerce and Industry (FICCI)  Dr. Rahul Khullar : Chairman, Telecom Regulatory Authority of India (TRAI)  Dr. Rajan Katoch : Director, Enforcement Directorate  Mr. R. V. Verma : Chairman, Pension Fund Regulatory and Development Authority (PFRDA)  Dr. Sekhar Basu : Director, Bhabha Atomic Research Centre  Mr. N. Ramachandran : President, Indian Olympic Association  Prof. B.K.Tripathi : Acting Director, National Council of Educational Research and Training (NCERT)  Mr. Ajay S. Shriram : President, Confederation of Indian Industry (CII)  Dr. A. Surya Prakash : Chairman, Prasar Bharti Board  Mr. Ratan Tata : Chairman, Investment Commission  Mr. Shivlal Yadav : Interim President, Board of Control for Cricket in India (BCCI)  Mr. R. Chandrasekaran : Chairman, NASSCOM  Mr. : Chairman, National Film Development Corporation (NFDC)  Mr. Ravindra Kumar: Chairman, United News of India  Mr. Mahendra Mohan Gupta : Chairman, PTI  Mr. Kiran B. Vadodaria : President, Indian Newspaper Society (INS)  Mr. Rana Kapoor : President, The Associated Chambers of Commerce and Industry of India (ASSOCHAM) NAME OF THE POSTS NAME OF THE HOLDERS Dy Speaker LS M Thambidurai Chairman, Niti Aayog Narendra Modi Vice Chairman of Niti Aayog Arvind Pangaria Attorney General Mukul Rohtagi Solicitor General Ranjit Kumar Cabinet Secretary PK Sinha Foreign Secretary S Jayashankar AERB (Atomic Energy Regulatory Board) Abhilash Bhardwaj AICTE Anil Sahasrabudhe AIFF Praful Patel Air India Ltd Ashwani Lohani Archaeological Survey of India ASI Dr Gautam Sengupta BSNL Anupam Srivastava CAG Shashikant Sharma

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CBI Anil Kumar Sinha CBDT Anita Kapur CBSE YSK Sheshu Kumar (A. Charge) Central Board of Film Certification Pahlaj Nihlani Chief Election Commissioner SN Zaidi Chief Justice of India T.S Thakur Coal India Ltd S Bhattacharya CSIR Girish Sahani Central Social Welfare Board Prema Cariappa DMRC Mangu Singh DRDO S Christopher Intelligence Bureau (IB) Dineshwar Sharma Indian Banks’ Association Ashwani Kumar ICAI Manoj Fadnis Indian Council for Cultural Research S Ayyappan Indian Olympic Association N Ramachandran IOC B.Ashok ISRO A.S. Kiran Kumar LIC SK Roy NABARD Harsh Kumar Bhanwala NALCO Anshuman Das NCERT Hrushikesh Senapaty NHPC KM Singh National Human Rights Commission Justice C Joseph National Investigation Agency Sharad Kumar NTPC A K Jha Oil India Ltd U.P Singh ONGC D.K Sarraf Press Council of India Chandramauli Kumar Prasad Prasar Bharti Board A. Surya Prakash Research and Analysis Wing (RAW) Rajinder Khanna Railway Board AK Mittal SAIL AK Pujari SEBI UK Sinha SSC Amitava Bhattacharyya Telecom Regulatory Authority of India TRAI RS Sharma UGC Vedprakash Tomar UPSC Deepak Gupta

DEFENCE POSTS AND HOLDERS Chief of the Army Staff General Dalbir Singh Suhag Chief of the Air Staff Air Chief Marshal Arup Raha Chief of Naval Staff Admiral RK Dhowan Border Security Force (BSF) DK Pathak CISF (Central Industrial security Force) Surendra Singh CRPF Prajash Mishra Sashastra Seema Bal (SSB) Vanshidhar Sharma Indo Tibetan Border Police (ITBP ) Krishna Chaudhary National Security Guard (NSG) RC Tayal Indian Coast Guard (ICG) Vice Admiral Anurag G Thaplial National Cadet Corps (NCC) Lt General A Chakravarty

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CABINET MINISTERS

1. Rajnath Singh: Home Affairs 2. Sushma Swaraj: External Affairs, Overseas Indian Affairs 3. Arun Jaitley: Finance, Corporate Affairs, Information and Broadcasting 4. M Venkaiah Naidu; Urban Development, Housing and Urban Poverty Alleviation, Parliamentary Affairs 5. Nitin Jairam Gadkari: Road Transport and Highways, Shipping 6. Manohar Parrikar: Defence 7. Suresh Prabhu: Railways 8. DV Sadananda Gowda: Law and Justice 9. Sushri Uma Bharati: Water Resources, River Development and Ganga Rejuvenation 10. Dr Najma A Heptulla: Minority Affairs 11. Ramvilas Paswan: Consumer Affairs, Food and Public Distribution 12. Kalraj Mishra: Micro, Small and Medium Enterprises 13. Maneka Sanjay Gandhi: Women and Child Development 14. Ananthkumar: Chemicals and Fertilizers 15. Prasad: Communications and Information Technology 16. Jagat Prakash Nadda: Health and Family Welfare 17. Ashok Gajapathi Raju Pusapati: Civil Aviation 18. Anant Geete: Heavy Industries and Public Enterprises 19. Harsimrat Kaur Badal: Food Processing Industries 20. Narendra Singh Tomar: Mines, Steel 21. Chaudhary Birender Singh: Rural Development, Panchayati Raj, Drinking Water and Sanitation 22. Jual Oram: Tribal Affairs 23. Radha Mohan Singh: Agriculture 24. Thaawar Chand Gehlot: Social Justice and Empowerment 25. Smriti Zubin Irani: Human Resource Development 26. Harsh Vardhan: Science and Technology Earth Sciences

MINISTERS OF STATE

27. General VK Singh: Statistics and Programme Implementation (Independent Charge), External Affairs, Overseas Indian Affairs 28. Rao Inderjit Singh: Planning (Independent Charge), Defence 29. Santosh Kumar Gangwar: Textiles (Independent Charge) 30. Bandaru Dattatreya: Labour and Employment (Independent Charge) 31. Rajiv Pratap Rudy: Skill Development and Entrepreneurship (Independent Charge), Parliamentary Affairs 32. Shripad Yesso Naik: AAYUSH (Independent Charge) Health and Family Welfare 33. Dharmendra Pradhan: Petroleum and Natural Gas (Independent Charge) 34. Sarbananda Sonowal: Youth Affairs and Sports (Independent Charge) 35. Prakash Javadekar: Environment, Forest and Climate Change (Independent Charge) 36. Piyush Goyal: Power (Independent Charge), Coal (Independent Charge), New and Renewable Energy (Independent Charge) 37. Dr. Jitendra Singh: Development of North Eastern Region (Independent Charge), Prime Minister’s Office Personnel, Public Grievances and Pensions Department of Atomic Energy Department of Space 38. : Commerce and Industry (Independent Charge) 39. Dr. Mahesh Sharma: Culture (Independent Charge), Tourism (Independent Charge), Civil Aviation 40. Mukhtar Abbas Naqvi: Minority Affairs, Parliamentary Affairs 41. Ram Kripal Yadav: Drinking Water and Sanitation 42. Haribhai Parthibhai Chaudhary: Home Affairs 43.Sanwar Lal Jat: Water Resources, River Development and Ganga Rejuvenation 44. Mohanbhai Kalyanjibhai Kundariya: Agriculture 45. Giriraj Singh: Micro, Small and Medium Enterprises 46. Hansraj Gangaram Ahir: Chemicals and Fertilizers 47. GM Siddeshwara: Heavy Industries and Public Enterprises 48. Manoj Sinha: Railways 

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ONE LINER

1. ‘Make in India Week’ was inaugurated in which city recently – Mumbai 2. Who was the youngest IFS officer to be appointed as India’s Ambassador to any country, who passed away recently- Biraja Prasad 3. The first Mega Food Park of Madhya Pradesh has been inaugurated in which district of Madhya Pradesh?—Khargone 4. Which cricketer has become the first cricketer to play 100 continuous Tests since debut? - Brendon McCullum 5. Who has been appointed as the chairman of TERI Board? - Ashok Chawla 6. Thisara Perera became the fourth bowler to pick up a hat-trick in T20’s. He achieved this feat against India in the 2nd T20 match in———————— Jharkhand 7. New building complex of Bombay Art Society has been inaugurated in———————— Mumbai 8. Canadian Foreign Minister —————————— and his Japanese counterpart Fumio Kishida agreed to work to boost ties between their two countries. -Stephane Dion 9. Which country has appointed women ministers to the newly created portfolios for happiness and tolerance, and youth affairs— UAE 10. Retail inflation in January was at 17-month high led mainly by a sharp acceleration in——————— Food prices 11. Chief Justice Dhirendra H. Waghela of the ———————— High Court was sworn-in as the new Chief Justice of the Bombay High Court. -Orissa 12. Chief Justice of ————————— Justice Antonin Scalia died. - USA 13. At which place the 24th National Homoeopathic Congress ‘Homeo-Vision 2016’ was inaugurated? ——Nagpur 14. Famous Malayalam ——————— and Jnanpith-winner Ottaplakkal Neelakandan Velu Kurup (O N V Kurup) passed away. - Poet 15. Department of Electronics & Information Technology and M/s. Canbank Venture Capital Fund Ltd Launched Electronics Development Fund (EDF) in————— Mumbai 16. The President of India, Shri Pranab Mukherjee presented the Infosys Prizes for the year 2015 in New Delhi recently. The Infosys Prizes are given in the field of- Science and Mathematics 17. The pair of Sania Mirza and Martina Hingis has won the ————————— to win 40 matches in a row. —St. Petersburg Ladies Trophy 18. Noted ————————— Rajamani died. — Music director 19. Gemini Arabians have won the maiden edition of Masters Champions League (MCL) by defeating Leo Lions in the final match. Masters Champions League is associated with which sport? – Cricket 20. Which film won the Best Film Award at the 69th British Academy Films Awards (BAFTAs)? - The Revenant 21. Which team has won their maiden U-19 Cricket World Cup by defeating three time champions India by five wickets? - West Indies 22. In which district of Jharkhand, the first Mega Food Park in the State has been inaugurated- Ranchi 23. A member from Pakistan Muslim League - Nawaz (PML-N) Sheikh Ansar Aziz has been elected as the first-ever mayor of which city? - Islamabad 24. Ministry of Railways has signed a Memorandum of Understanding (MoU) on Technical Cooperation in Rail Sector with which country recently? - Sweden 25. The Union Finance Minister Arun Jaitley recently inaugurated NTRP, developed by the Office of Controller General of Accounts (CGA). Full form of NTRP is— Non-Tax Receipt Portal 26. LAMITYE 2016, is the 7th joint military training exercise between the Indian Army and the People’s Defence Forces (PDF) of- Seychelles 27. India test-fired its indigenously developed Prithvi-II missile, from——————— Chandipur 28. National Research Development Corporation (NRDC) ———————— has entered into Memorandum of Agreement (MoA) with Indian Association for the Cultivation of Science (IACS), ————————— for commercialization of technologies/ intellectual properties developed at IACS. - New Delhi, Kolkata 29. Which bank has launched a dedicated Japan Desk to attract foreign investment worth $30 billion from Japan to cater to needs of Japanese corporates? - State Bank of India 30. Which British filmmaker of Indian origin has bagged a Grammy Award for his film “Amy”, a documentary on the life of late singer Amy Winehouse? - Asif Kapadia

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31. To which company Piruz Khambatta is associated who has been named as ambassador of the government’s ‘Make in India’ initiative? - Rasna 32. From which district of Andhra Pradesh the pilot project ‘Integration of Homoeopathy/Yoga with National Programme for Prevention and Control of Cancer, Diabetes, Cardiovascular Diseases & Stroke (NPCDCS) has been launched? - Krishna 33. Former UN secretary general during the period of 1992 to 1996 Boutros-Ghali, died recently. He belonged to which country- Ghana 34. What percent hike in the interest rate on provident fund has been made by the EPFO for 2015-16-0.05% 35. Noted —————————— novelist and short story writer Akbar Kakkattil passed away. - Malayalam 36. Which city hosted the 36th National Chess team Championship which Indian Railways has won for the first time- Bhubaneswar 37. Which company has been selected as India Partner by BAE Systems for the nearly USD 700 million deal for the supply of 145 M777 howitzers, which are ultra light weight artillery guns having a strike range of 25 kms — Mahindra 38. The Space Applications Centre (SAC) of ISRO and Space Flight Laboratory (SFL) of University of ———————— Institute for Aerospace Studies are collaborating on developing the ‘Next Generation Earth Monitoring and Observation and Aerosol Monitoring’ (NEMO-AM) satellite. - Toronto 39. With which organization the Centre has approved the agreement for collaborative activities in the area of Traditional Medicine between Ministry of AYUSH- WHO 40. How many gold medal has been won by India during 12th South Asian Games - 188 41. With which country the Cabinet has given its ex-post facto approval for signing of an MoU on cooperation in the field of Urban Planning and Governance- Singapore 42. The Union Cabinet has given its ex-post facto approval for MoU signed between India and various countries for cooperation in the field of ———————— Agriculture and Allied activites 43. What will the growth rate of Indian Economy during 2016 and 2017, according to Moody’s Investors Service - 7.5% 44. From where the Union Minister of Steel & Mines Narendra Singh Tomar has released Report on Identification of 100 Mineral Exploration Blocks and launched ‘Uncover’ project of the Geological Survey of India - New Delhi 45. The Union Cabinet has given its ‘in principle’ approval to the LIGO-India mega science proposal for research on — Gravitational waves 46. In which seas of Indian Ocean the Fourth Edition of the India-Myanmar Coordinated Patrol (IMCOR) was undertaken along the International Maritime Boundary Line (IMBL)? Ans: Andaman Sea 47. Former —————————— batsman Andy Ganteaume died. - West Indies 48. Which Indian fashion designer has been awarded with the France’s highest civilian honour ‘Chevalier de la Legion d’Honneur’? - Manish Arora 49. In which country ‘Apple’ and ‘UnionPay’ have launched contact-less payment system ‘Apple Pay’ to make purchases? - China 50. Which state government has signed an MoU with Adani Group for investment of Rs. 15000 crore to set up a 1600 MW capacity thermal power plant? - Jharkhand 51. Environment Minister ————————— has launched the Environment Information System (ENVIS) portal. - Prakash Javadekar 52. With which university the Indian Institute of Petroleum and Energy (IIPE) has signed an MoU to start the IIPE sessions during the academic year 2016-17? - Andhra University 53. Which country has assumed the chairmanship of BRICS grouping for the next 11 months? Ans: India 54. Which public sector bank has launched ‘Green PIN’ system? - SBI 55. Veteran ————————— Ustad Abdul Rashid Khan died in Kolkata. - Singer 56. How many Indian origin young researcher has been named as recipients of the Presidential Early Career Awards for Scientists and Engineers by the US President Barak Obama? – Six 57. ‘Playing It My Way’ has entered the Limca Book of Records for being the best-selling book. Whose autobiography is this? Sachin Tendulkar 58. To how many languages the Google Translate now supports after adding 13 new languages? - 103 59. UK Sinha has assumed the charge of Chairman of the———. SEBI 60. Which city hosted the 2nd meeting of the Joint Working Group on Aircraft Carrier Technology Co-operation (JWGACTC), constituted under the auspices of the Indo–US Defence Trade and Technology Initiative? - New Delhi

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61. World Boxing Association has sanctioned maiden pro fight in India. How many organizations sanction world championship boxing bouts across the world? - Four 62. The ICC Cricket for Good with which organization has launched Team Swachh clinics during the ICC World T20 Host City Tour? - UNICEF 63. What is the growth forecast for India for the fiscal 2016-17? - 7.5 per cent 64. As per Professional forecasters’ survey of the Reserve Bank of India’s (RBI) what would be the gross value added (GVA) economic growth of India in 2015-16? - 7.4 per cent 65. Union Minister of Health and Family Welfare J P Nadda has recently launched Project Sunrise at Imphal. This project is associated with prevention of which disease in the eight North-Eastern states? — AIDS 66. An inter-ministerial HRIDAY National Empowered Committee has approved development of a heritage park in: - Amaravati 67. How much amount has been allocated by the Union Urban Development Ministry for improving tourist infrastructure in heritage places of Amaravati in Andhra Pradesh and Warangal in Telangana? - Rs 12 crore 68. NASA Astronaut Edgar Mitchell, was the ——————— man to walk on the Moon as a lunar module pilot on Apollo 14 Mission in 1971. - sixth 69. The Labour Ministry has inked how many agreements with private job providers, to exploit the potential of the National Career Service (NCS) project?- eight 70. Indian cyclist T. Vijyalakshmi won gold medal in women’s ———————— individual time trial event in 12th South Asian Games. - 30 km 71. Which Australian player has received highest bid of Rs 9.5 crore in IPL Cricket auction 2016? - Shane Watson 72. At which place the Prime Minister dedicated to the nation, the National Institute of Science Education and Research? - Bhubaneswar 73. Which refinery has again become country’s top refiner after its state of the art refinery dedicated to the nation in Odisha? - Paradeep 74. At which place India and China conducted their first joint tactical exercise? - Laddakh 75. In how many languages a 24x7 Toll Free Tourist Infoline has been launched by the Ministry of Tourism & Culture and Ministry of Civil Aviation? - 12 76. The Central Govrnment of India has approved to set up a Sanskrit University in - Jharkhand 77. Dan Hicks has died recently. He wasAns: a singer Q.16. Which country has won the 2016 Africa Nations Championship (CHAN) after beating Mali football team 3-0? - Congo 78. India has bagged ———————— medal in Compound women’s archery at the 12th South Asian Games (SAG). - Gold www.bankersguru.org www.bankersguru.org 79. North Korea launched a long-range rocket from the —————————— launch station of North Korea. -Tongchangri 80. Which company has won a five-year IT infrastructure management deal from Assa Abloy group, a Swedish major in door opening solutions. - Wipro 81. Renowned ——————— and Hindi poet Nida Fazli died recently. - Urdu 82. Nepal’s former ———————— Sushil Koirala passed away. - Prime Minister 83. What is the name of Indo-Nepal Combined Military Exercise held at Pithoragarh? - Surya Kiran IX 84. Wrestling Federation of India (WFI) chief Brij Bhushan Sharan Singh has been elected the President of South Asian Wrestling Federation, while Tabiur Rehman from —— ——————— was elected as the Secretary General of SAWF. - Bangladesh 85. What is the GDP growth estimated by the Central Statistics Office of the country for the current fiscal 2015-16? - 7.6 per cent 86. Which stadium will host the final of the Women’s Cricket World Cup in 2017? - The Lord’s 87. Which Indian has become the highest paid CEO in the US? - Sundar Pichai 88. Sushila Panwar has secured gold medal at the 12th South Asian Games, she is associated with which sport? - Weightlifting 89. The Directorate General of Civil Aviation (DGCA) of India has signed the Grant Agreement for India Aviation Safety Technical Assistance Phase II in New Delhi, with which country? - USA 90. Union Petroleum and Natural Gas minister —————————————— has released the Hydrocarbon Vision Document 2030 for North East in Guwahati. - Dharmendra Pradhan 91. Which institution has ruled against differential pricing for data services giving a big boost to Net Neutrality? - TRAI 92. New Zealand cricketer Brendon ————————— McCullum retired from One-Day Internationals (ODIs). - Barrie

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93. Which Indian businessman has been elected to the prestigious National Academy of Engineering based in USA? - Mukesh Ambani 94. Who has been appointed as a Secretary, Railway Board? - R. K. Verma 95. Ministry of Railways and Government of —————————— for Formation of Joint Venture Companies for Development of Railway Infrastructure in the State. - Chhattisgarh 96. Justice Dhirendra Hiralal Waghela has been appointed as the Chief Justice of the — ——————High Court. Bombay 97. What route length has been proposed to be constructed for the four Himalayan shrines of Kedarnath, Badrinath, Gangotri and Yamunotri? - 900 km. 98. What is the expected growth rate of Indian Economy according to CRISIL research, for 2016-17? - 7.9 percent 99. On which personality London School of Economics has released archival documents to mark his 125th birth anniversary? - Dr. B. R. Ambedkar 100. Manpreeth Kaur senior won —————— while Manpreet Kaur junior took —————— medal in Women’s Shot Put at 12th South Asian Games. - Gold, Silver 101. Which country is at the top of the U.S. Chamber of Commerce International IP Index “Infinite Possibilities” released by GIPC? - USA 102. Who has been appointed as the Vice-President, Chief Investment Officer of the Asian Infrastructure Investment Bank (AIIB)? - Dr. D. J. Pandian 103. Who has been appointed as High Commissioner to India by Australia? - Harinder Sidhu 104. In suburban section of which Railway Zones Union Minister of Railways Suresh Prabhu launched paperless unreserved ticketing system? - South Central Railway www.bankersguru.org www.bankersguru.org 105. Acclaimed ———————————— Aurobindo Mukherjee passed away. - film director 106. Who has been named as vice-chairman of the Paris-based ‘International Chamber of Commerce Commission’? - Devendra Singh 107. The Ministry of Women and Child Development has expanded Beti Bachao, Beti Padhao scheme in additional 61 district (covering 11 states). This Scheme was launched from: - Panipat 108. West Bengal Chief Minister laid the foundation stone of an integrated consumer goods manufacturing unit by ———————————— at Panchla in Howrah. - ITC 109. With which institute the National Research Development Corporation (NRDC) has entered into a Memorandum of Understand (MOU) to promote entrepreneurship? - Indian Institute of Chemical Biology 110. How many agreements have been signed by India and the United Arab Emirates (UAE)? - Nine 111. Tamar Hahn is the new director of the United Nations Information Centre (UNIC) in Buenos Aires. She belongs to - Israel 112. International scientists claimed to have glimpsed the first direct evidence of ————— gravitational waves 113. Who has won Hilton Asian Tour Golfer of the Year Award? - Anirban Lahiri 114. How much worth of projects has been launched by Pakistan for Afghanistan’s education, health and infrastructure sectors? - $500 million 115. T. Chockalingam has been appointed as Director, Finance———————. BHEL 116. Yan Su, a prominent —————————— dramatist and songwriter died. - Chinese 117. ————————— has qualified for the Rio Olympics women’s marathon after winning the event in the 12th South Asian Games. - Kavita Raut 118. The Union Minister of State (I/C) DoNER Dr. Jitendra Singh and Minister of State for Home Affairs, ———————— inaugurated the festival ‘Destination North-East-2016’. - Kiren Rijiju 119. Chinese ————————— legend Zeng Xuelin died recently. - soccer 120. Which Latin American country has signed two agreements with North Korea on cooperation in foreign trade and scientific and technological development? - Cuba 121. Dr. Kamlesh Kumar Pandey has been appointed as the Chief ————————— for Persons with Disabilities (CCPD). - Commissioner 122. Which Union Territory has launched MITRA mobile application to ensure safety and security of women by sending emergency SOS messages when in danger or emergency? - Puducherry 123. Which Indian cricketer has broken the most stumping record of 139 by Kumar Sangakkara in international cricket? - Mahendra Singh Dhoni – 124. Senior journalist T. N. GopaKumar passed away recently. He belongs to - Kerala 125. By how much per cent the Government has marginally revised downward the economic growth for 2014-15 - 0.1

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126. Professor Morton Mower (US) and Sir Michael Marmot (UK) has recently been conferred with the Prince Mahidol Award 2015. This award is given in the field of - Medicine and public health 127. Angelique Kerber, has been ranked sixth in the world claimed her first Australian Open Women’s singles title by defeating World No.1 Serena Williams. Kerber is a ——————— origin player. - German 128. Vice Admiral Girish Luthra has taken over charge as the Flag Officer Commandingin-Chief of the ————————— —— Naval Command. - Southern 129. Which other film along with “Mad Max: Fury Road” has bagged two awards at the Australian Academy of Cinema and Television Arts’ International Awards (AACTA)? - Carol 130. Who has been chosen for the ‘K Veeramani Award for Social Justice 2015’ for his contribution towards social justice as Chief Minister? - Nitish Kumar 131. Who has been appointed as India’s Ambassador to Mexico? - Muktesh Kumar Pardeshi 132. Which country’s new parliament has elected U. Win Myint as Speaker of the House of Representatives? – Myanmar 133. This country has inaugurated its new parliament, in which the pro-independence Democratic Progressive Party (DPP) holds an absolute majority, putting an end to over 60 years of legislative control by the nationalist Kuomintang party (KMT). Name this country? - Taiwan 134. Which place in India has been selected for the first ‘Spaceward Bound Program 2016’ of NASA? - Laddakh 135. Who has won his sixth Australian Open Mens Singles title recently? - Novak Djokovic 136. Indian badminton Star Kidambi Srikanth has won Syed Modi International Badminton Championship by defeating Huang Yuxian of ———————————— in the final. www.bankersguru.org www.bankersguru.org - China 137. Frank Finlay, Oscar nominated —————————— Actor known for ‘Othello’ passed away recently. - British 138. Which Indian batsman has claimed the top spot in the International Cricket Council’s (ICC) latest T20 batting rankings? - Virat Kohli 139. India has approved how many small development projects in Afghanistan in third phase? - 92 140. Which U-19 Indian batsman has scored fastest Under-19 World Cup fifty recently in the last group match against Nepal? - Rishabh Pant 141. Who has been appointed as Director General of Sashastra Seema Bal (SSB), becoming the first woman to head a paramilitary force? - Archana Ramasundaram 142. Recently Railway Minister Suresh Prabhu Inaugurated the IREPS. What does IREPS stand for? - Indian Railways E- Procurement System 143. What is the name of the Google’s parent company, which left behind the Apple as the most valuable company in the world in terms of market capitalisation? - Alphabet 144. The Reserve Bank of India has kept the policy rates unchanged in its ——————— bimonthly monetary policy. - sixth 145. Who has been appointed as a Senior Director for the Fragility, Conflict and Violence Group at the World Bank? -: Saroj Kumar Jha 146. Who has been appointed as the Secretary of Ministry of Tribal Affairs? - Shyam S. Agarwal 147. Song Young-han defeated American star Jordan Spieth to win SMBC Singapore Open title. He belongs to - S. Korea 148. Which agency of the government of India has entered into two bilateral Advance Pricing Agreements (APAs) with United Kingdom, recently? - Central Board of Direct Taxes (CBDT) 149. Chinese authorities have named an asteroid after 2015 Nobel winning scientist Tu Youyou. She has been awarded the Nobel Prize in the field of - Physiology or Medicine 150. In which state the foundation stone of Borehole Geophysics Research Laboratory (BGRL) was laid down at Karad to understand Earthquakes Mechanism in the Koyna Region? - Maharastra 151. Which neighbour country of India has approved the draft of a proposed Citizenship Law, 2016 expanding scopes for dual citizenship for its expatriate citizens? - Bangladesh 152. To which province of China the World Bank has approved a loan of 100 million US dollars to help build a clean energy heating system? - Hebei www.bankersguru.org www.bankersguru.org 153. NIIF with which Russian company has agreed to set-up the Russia-India High Technology Private Equity Fund for Joint Implementation of Investments into Projects in India? - Rusnano 154. India and Brunei has recently signed 3 Memorandums of Understanding (MoUs) to deepen bilateral cooperation in health, defence and on cooperation in youth and sports affairs in the Brunei capital. What is the capital of Brunei? - Bandar Seri Begawan

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 105 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF APRIL - 2016

155. At which place a unique MAGIC (Modular, Agile, Intensified & Continuous) Process Lab has been inaugurated? - National Chemical Laboratory, Pune 156. At which place the Counter-Terrorism Conference- 2016 was organised? - Jaipur 157. Veteran Urdu short story writer, poet and journalist Intizar Husain passed away. He belonged to - Pakistan 158. Former Congress Leader Balram Jakhar passed away recently. He held the post of Lok Sabha speaker 159. Russia’s state arms trader Rosoboronexport has provided India with the final consignment of ——————helicopters. - Mi-17V-5 160. To which ministry the cabinet has given its approval to allow it to form joint venture (JV) companies with the state governments to mobilize resources for undertaking projects in states? - Ministry of Railways www.bankersguru.org www.bankersguru.org 161. For what duration a supernumerary post in the rank of air marshal has been created in the Indian Air Force? - 17 months 162. What is the extended tenure of Indo-German Science & Technology Centre (IGSTC) as per the Joint Declaration signed between India and Germany? - 2017-2022 163. Chief of the Army Staff, of which neighbouring country has been conferred the Honorary Rank of General of the Indian Army by the President of India recently? - Nepal 164. Who has been appointed as the head of Mission and Force Commander of the United Nations Disengagement Observer Force (UNDOF) stationed in Golan to maintain the ceasefire between Israeli and Syrian forces? - Jai Shanker Menon 165. Who has become the first female head of Indian Cost Accounts Service (ICoAS)? - Aruna Sethi 166. Former Deputy Governor of the Reserve Bank of India (RBI), ————————— passed away recently. -S. S. Tarapore 167. Pandit Ram Narayan has been selected for the prestigious Bharat Ratna Pandit Bhimsen Joshi Classical Music Award for 2015-2016. He is associated with which musical instruments? - Sarangi 168. Who has directed the film Titli which bagged the Best First Foreign Film Award conferred by the French Syndicate of Cinema Critics 2016 (FSCC)? - Kanu Behl 169. Which Indian business house has announced setting up of a centre for research, development and innovation in aerospace technology? - Reliance 170. How many countries are there in the Pacific Rim countries which has signed the USled Trans-Pacific Partnership (TPP) agreement in New Zealand, one of the biggest trade deals in history? - 12 171. India has become the —————————— country outside the European region to sign a Cooperation Agreement to acquire the status of the Associate Member State European Molecular Biology Organisation (EMBO)? - Second 172. At which place petrochemical complex of Brahmaputra Cracker and Polymer Limited was dedicated to the nation by the Prime Minister? - Lepetkata, Dibrugarh . 173. Which ministry has launched an official YouTube channel to disseminate information on major schemes, events, meetings and press conferences of the ministry on a real-time basis? - Ministry of Finance 174. Events related to South Asian Games will be held at - Guwahati and Guwahati 175. Who has been appointed as the commander of the NATO forces in Afghanistan? - John Nicholson 176. Which international sports body has constituted Anti-Corruption Unit Oversight Group? - International Cricket Council (ICC) 177. At which of the place the Finance Minister inaugurated India Investment Summit 2016? - New Delhi 178. Mahindra Asset Management Company received approval of ———————— for setting up of mutual fund business. - SEBI 179. What growth rate has been projected by India Ratings in Indian economy in the third quarter in the current fiscal year? - 7.6% 180. Cobra Gold the largest Asia-Pacific annual amphibious military exercise held every year in - Thailand 181. Which Indian actor has been selected for a video campaign by the World Health Organisation to raise awareness about diabetes in India? - Akshay Kumar 182. What is the name of the new series of non-reserved long-distance express trains that was announced in the Union Rail Budget 2016-17 on 25 February 2016? –Antodaya Express 183. What is the name of the newly announced double decker AC trains with 40% more carrying capacity on busy routes? – UDAY Express 184. What is the name of the new series of express trains running at speed of 130 kmph with world class services that was announced in the Rail Budget 2016? –

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185. What is the name of the new fully 3AC train announced in the Rail Budget 2016? –Humsafar 186. Asha Circuit Trains, which were announced in the Rail Budget 2016, will cater to which specific segment? – Important Pilgrim centres in the country 187. Which institution will be converted into Rail University as announced in the Rail Budget 2016? – National Academy of Railways (Vadodara) 188. The Indian railways will soon inaugurate India’s first rail auto hub in which city as announced in Rail Budget 2016? – Chennai 189. What will be the main objective of establishing the rail auto hub in Chennai? – To attract auto industry that is concentrated in and around Chennai 190. The Rail Budget 2016 mentioned that soft-skills will be provided to ‘coolies’. Rail Minister gave which new title for ‘coolies’ as he felt this word is somewhat derogatory? – ‘Sahayaks’ (Assistants) 191. E-Catering facility will be extended to how many railway stations during 2016-17 from the present 40, as announced in Rail Budget 2016? – 400 192. The Rail Budget 2016 mentioned proposal to reorganize the Railway Board. This step will suitably empower which top- most rail official? – Chairman of Railway Board 193.The Rail Minister announced that the Railway Ministry will expand the ‘Vikalp’ facility (that was started in October 2015) during 2016-17. ‘Vikalp’ is associated with – To provide choice of accommodation in specific trains to wait-listed passengers 194. What is the name given to the ambitious mission to double speeds of freight trains as announced in the Rail Budget 2016? – ‘Mission Raftaar’ 195. The Rail Minister proposed adding how much length of electrified rail-tracks during 2016-17 as announced in the Rail Budget 2016? – 2000 km 196. The facility to cancel the passenger-ticket through which helpline number was announced in the Rail Budget 2016? – 139 197. Which are the prominent pilgrim stations that will be beautified by Rail Minister as announced in the Rail Budget 2016? – Ajmer, Amritsar, Gaya, Mathura, Nanded, Nashik, Puri, Deoband, Tirupati, Varanasi, Vellankanni and Nagapattinam 198. What the total budget outlay for 2016-17 is as announced in the Rail Budget 2016? – Rs. 1.21 lakh crore 199. What the proposed revenue income is for 2016-17 as announced in the Rail Budget 2016? – Rs. 184820 crore 200. What will the operating Ratio be for Indian Railways during 2016-17 as announced in the Rail Budget? – 92%

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B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 107 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] VANIK PROVIDES

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