2018 IIAC FinTech Summit

Friday, June 1, 2018 WELCOME

A MESSAGE FROM OUR PRESIDENT & CEO

On behalf of the Investment Indus- THANK try Association of , I welcome TO OUR you to the 2018 IIAC FinTech Summit: PRESENTING Merging the Worlds of Finance and YOU SPONSOR: Technology. FinTech innovations are revolutionizing the financial services industry, driving new business models, applications, processes and products. At the same time, FinTech technologies raise novel regulatory, technical and legal issues for firms and their customers.

You will hear from FinTech leaders who will share their insights on how Member firms can harness FinTech to trim costs, streamline operations and offer better value propositions to their clients. Also, legal, regulatory and technical experts will provide perspective on how to navigate this new terrain. Please take the opportunity to network with peers and visit ven- dors in the Broadridge Innovation Zone throughout the day.

Our vision is faster, smarter, easier onboarding for all financial Finally, I would like to extend our sincere gratitude to all our sponsors who institutions. We believe technology should be agile to keep helped make this event a success. This event would not have been possi- pace with the rapidly changing market, giving organizations ble without your generous support. the flexibility required to remain competitive. Thank you for joining us!

Ian C.W. Russell President and CEO, The Investment Industry Association of Canada (IIAC) 10:55 A.M. INTRO AND ROCKET PITCH #4 Eli Fathi, Mindbridge

AGENDA 11:00 A.M. FINANCIAL SERVICES FROM A CLOUD PROVIDER’S PERSPECTIVE 8:00 A.M. REGISTRATION AND BREAKFAST Ian Hutchinson, Google

8:30 A.M. OPENING OF THE FINTECH SUMMIT 11:20A.M. INTRO TO ROBO PANEL - ROBO STATS Annie Sinigagliese, IIAC Helen Hsia, ShareOwner Kuno Tucker, ITG Canada Corp. Philip Wilkins, Agreement Express 11:25 A.M. LATEST UPDATE ON ROBO Moderator: Amelia Young, Upside Consulting 8:45 A.M. FINTECH: LEGAL CONSIDERATIONS Dave Nugent, Moderator: Susan Silma, PureFacts Randy Cass, Nest Wealth Blair Wiley, Osler, Hoskin & Harcourt LLP Christopher Enright, Aligned Capital Partners Laure Fouin, McCarthy Tétrault LLP Pramod Udiaver, Invisor Julie Mansi, Borden Ladner Gervais LLP 12:05 P.M. CYBERSECURITY CHECKLIST 9:15 A.M. INTRO AND ROCKET PITCH #1 Kevin Kondo, CIBC Mellon Dan Adamson, Exiger 12:20 P.M. INTRO AND ROCKET PITCH #5 9:22 A.M. INTRO TO FINTECH CONSULTANTS Georgios Depastas, Kalepso David Mastroberardino, Croesus 12:30 P.M. LUNCH – COURTESY OF CIBC MELLON 9:27 A.M. FINTECH CONSULTANTS: SHARING THEIR KNOWLEDGE Moderator, David Tasker, Our Family Office Inc. 12:45 P.M. FIRESIDE CHAT: MARKETPLACE INNOVATION Matthieu Cardinal, Finance Montréal Moderator: Kuno Tucker, ITG Canada Corp Andrew Jappy, AIJ Consulting Richard Carleton, The Canadian Securities Ex- Kendra Thompson, Accenture change John Lee, TMX Group 9:57 A.M. MORNING BREAK – COURTESY OF FINANCE MONTRÉAL INC 1:45 P.M. INTRO AND ROCKET PITCH #6 Rob Kirwin, VigilantCS 10:15 A.M. INTRO AND ROCKET PITCH #2 Lori Weir, Four Eyes Financial 1:55 P.M. INTRO TO REGTECH PANEL Sam Webster, PortfolioAid 10:22 A.M. CRYPTOCURRENCY 101 Julie Mansi, Borden Ladner Gervais LLP 2:00 P.M. REGTECH: HELPING COMPLIANCE AND OPERATIONS Moderator: Michelle Sarmiento, 10:32 A.M. INTRO AND ROCKET PITCH #3 Rob Kirwin, VigilantCS Yves-Gabriel Leboeuf, Flinks Ian Clark, CanChek Boris Kusovski, IBM Watson 10:40 A.M. CAPITALIZING ON THE CLOUD Marc Gunter, CIBC 2:45 P.M. AFTERNOON BREAK – COURTESY OF GOOGLE SESSION 01 FinTech: Legal considerations 3:00 P.M. INTRO AND ROCKET PITCH #7 Pauline Shum Nolan, PW Portfolio Analytics Inc. This panel of FinTech legal experts will:

3:10 P.M. HOW THE REGULATORS ARE USING TECHNOLOGY • Provide a regulatory update on initial coin offerings, crypto- Moderator: Frank Barillaro, The Everton Carlisle Group currency trading, and cryptocurrency investment products, Victoria Pinnington, Investment Industry Regulatory • Discuss the legal issues for firms considering adopting digital Organization of Canada technology or partnering with a FinTech provider. Alexandru Badea, Securities Commission Gouro Sall Diagne, Autorité des marchés financiers

3:40 P.M. GETTING AHEAD OF THE MILLENNIAL CURVE: DIGITAL STRATEGIES FOR LEADING THE INTERGENERATIONAL SESSION WEALTH TRANSFER Philip Wilkins, Agreement Express FinTech Consultants: Sharing 02 their knowledge 4:00 P.M. TRANSFORMING CAPITAL MARKETS WITH ARTIFICIAL INTELLIGENCE Michael Alexander, Broadridge Financial Solutions A review of the current state of FinTech in wealth, globally 4:20 P.M. INTRO AND ROCKET PITCH #8 and in Canada. The panel will provide a summary of global Henry Bee, CoPilot Advisor development and trends, contrast that with what is happening in Canada, and discuss what it means to independent wealth 4:27 P.M. CLOSING REMARKS management firms. Susan Copland, IIAC

4:32 P.M. COCKTAILS – COURTESY OF PORTFOLIOAID SESSION Blockchain and Cryptocurrency 03 101

Is Crypto the latest Star Wars hero? This session is a back-to- basics discussion of cryptocurrency and blockchain and how these instruments and technologies are being used in capital markets. SESSION SESSION 04 Capitalizing on the Cloud 07 Cybersecurity Checklist

Marc Gunter will present lessons learnt over the past several How are you prepared to manage a cyber security event? What years while developing Cloud capabilities for a financial insti- are the key areas impacting today’s ever-changing technology tution. The presentation will focus on the practical aspects of landscape? Kevin Kondo will highlight the key areas for aware- application deployment in the Cloud. ness and preparation. This session will explore good practices for managing risks and provide top takeaways to help position your cyber security program for resilience against current threats. In his presentation, Kevin will address preventative risk strategies, how to prepare for an incident, as well as offer other insights for SESSION safeguarding your organization. Financial Services from a Cloud 05 Provider’s Perspective SESSION Ian Hutchinson will share Google’s perspective on how Public Fireside Chat: Marketplace Cloud computing is changing financial services. Topics will in- clude: the democratization of innovation, AI and Machine Learn- 08 Innovation ing for non-data scientists, and what organizations overlook on their journey to the Cloud. New technologies, like blockchain, are transforming several as- pects of capital markets. With the advent of several new mar- ketplaces, come hear how two marketplaces, the relatively new SESSION CSE and the incumbent TMX, are incorporating technology in unique ways to improve their exchange businesses. 06 Latest update on Robo

This panel will explore how digital platforms are helping advisors enhance their value proposition to combat fee compression, de- mographic shifts, regulatory pressures and other challenges. The panel will discuss how vendors are meeting the market’s changing needs and how innovative firms can harness the power of digital platforms to improve both the advisor and the customer experi- ence. SESSION SESSION Getting Ahead of the Millennial RegTech: Helping compliance Curve. Digital strategies for leading 09 and operations 11 the Intergenerational Wealth Transfer

The compliance function is not what it once was. Gone are Within a generation, over $400 billion is expected to be the days of printed blotters and forms, and excessive reli- passed down to inheritors in Canada. This impending transfer ance on spreadsheets and manual processes to detect issues. is causing financial service organizations to assess their busi- RegTech is moving in as a disruptor to the compliance func- ness models, internal operations and digital capabilities as tion. Should we be worried? Hear some thought-provoking they prepare for the next generation of clients. perspective from three panelists whose services are changing the way compliance professionals can use and benefit from RegTech and how we can work together to achieve regulatory compliance. SESSION Transforming Capital Markets 12 With Artificial Intelligence SESSION How the regulators are using 10 technology The adoption of Artificial Intelligence (AI), Machine Learn- ing (ML), and Robotic Process Automation (RPA) by financial services firms has accelerated in the last 2 years, driven by the explosion of data caused by the Internet of Things, ad- Regulatory organizations in Canada are more than ever bulk- vancement in computing power, and maturing of algorithms. ing-up on the use of innovative technologies. What are they These technologies are expected to have a tangible impact doing? How will this impact the industry? The Ontario Securi- on productivity within 3-5 years. Business leaders see AI, in ties Commission, the Autorité des marchés financiers, and the particular, becoming a significant business advantage. Hear Investment Industry Regulatory Organization of Canada will how Broadridge has applied and leveraged AI in its managed share their insights and visions on how their efforts may re- services and technology solutions, and the lessons learned. shape the landscape. Featured Bios

MICHAEL ALEXANDER // BROADRIDGE Prior to that, Mr. Badea worked with the Exchange where his responsibilities included monitoring insider trading activities in the options market and investigating President, North America Wealth and futures and exchanges for related position transactions to determine compliance with Capital Markets Solutions trading rules and to identify abusive or manipulative trading practices.

Michael Alexander is President of Broadridge North FRANK BARILLARO // THE EVERTON America Wealth and Capital Markets Solutions, with leadership responsibility for all aspects of Managed CARLISLE GROUP Services and Technology for equity and options trade Managing Director processing, business process management, wealth desktop and performance reporting solutions. Prior As Managing Director for The Everton Carlisle Group, to joining Broadridge, Mike was Senior Vice President Frank provides insight and expertise to the financial of Operations at Charles Schwab. Mike held senior services industry with regards to Capital Markets, operations management positions at Pershing, Smith Barney and Shearson Lehman Technology, Market Surveillance and the Regulatory Brothers. Mike is currently a member of the SIFMA Operation and Technology Steering landscape. With a background in finance, Frank’s for- Committee and FINRA Operations Advisory Committee. He has served as a member of mative years were spent on the trading floor of the the SIA Operations Committee where he was named Chairman in 2006, SIA DMD Ex- Montreal Exchange. Over his 20-year career, he has ecutive Board, DTCC Operation Advisory Committee and SIFMA Private Client Opera- conceived and implemented trade surveillance solu- tions Committee. Mike received his Bachelor of Science Degree in Finance from Hofstra tions, chaired on international industry committees and served as a panelist and as an University. Mike and his wife, Elizabeth, have been married for 30 years. They have two expert speaker at multiple international conferences. children.

MATTHIEU CARDINAL // FINANCE ALEXANDRU BADEA // ONTARIO MONTREAL SECURITIES COMMISSION Vice President, FinTech Development and Case Lead, Market Abuse Team Corporate Affairs

Alexandru Badea is an experienced data analytics Matthieu Cardinal is Vice President, FinTech Develop- and capital markets professional. He is the founder ment and Corporate Affairs at Finance Montreal. He of UTA Securities Inc., a fin-tech start-up. In 2015, he heads the FinTech Development unit of the organiza- launched the “Unusual Options Trading Application”, tion and works to develop Montreal’s FinTech scene a high-performance data analytics platform used by locally and internationally. He manages the Montreal professional traders to monitor options trading activity FinTech Station and is Co-President of the Canada conducted on US marketplaces. FinTech Forum organizing committee. Mr. Cardinal is a member of the Autorité des Marchés Financiers’ Technological Innovation Adviso- In early 2016, he joined the OSC’s Enforcement Branch and has worked as lead inves- ry Committee, as well as on the Investment Industry Association of Canada’s working tigator on complex, data intensive, multi-jurisdictional cases, including insider trading group on FinTech. He entered Finance Montreal in 2013 and successively occupied the and market manipulation. He has also participated in OSC proceedings and given tes- functions of Director of Corporate Communications and Vice President, Strategic Part- timony before hearing panels. Mr. Badea has been a principal contributor to the OSC’s nerships. Mr. Cardinal has over 15 years of experience in investor relations and financial efforts to create a new analytics team that focuses on developing technology solutions communications. He started his career as an economic researcher in the financial media for data-driven investigations and enhancing the efficiency of Enforcement operations. industry, notably at the Canadian Broadcasting Corporation. He also worked in investor Presently, Mr. Badea manages OSC’s Market Abuse Team’s day-to-day enforcement relations for the TMX Group and Quebecor Media. Mr. Cardinal is an MBA graduate case file activities. from HEC Montréal. Featured Bios

RICHARD CARLETON // CANADIAN RANDY CASS // NEST WEALTH SECURITIES EXCHANGE CEO, Founder, Portfolio Manager CEO Richard Carleton has been CEO of the Canadian Randy brings over 15 years experience in the financial Securities Exchange since July 2011. Prior to this services industry to Nest Wealth. Prior to founding appointment, Richard served as Vice-President Cor- Nest Wealth, Randy managed quantitative portfolios porate Development with responsibility for the CSE’s at the Ontario Teachers’ Pension Plan and institutional technology, operations, and trading sales assets at Orchard Asset Management. Randy’s pre- teams. Before joining the exchange, Richard worked vious company, First Coverage, won multiple awards as a business development consultant in and as a top start-up including a financial services Morn- New York in the risk management and index product ingstar award for best use of Technology in Canada fields after spending twelve years with the Toronto before it was ultimately sold in 2011. Randy hosted Market Sense on BNN between 2012 , serving most recently as a member of the exchange’s senior manage- and 2014. ment team. Active in industry affairs, Richard served two terms as chair of the market data industry’s global trade association in the late 1990’s and is a frequent panelist at Randy is committed to providing Canadians with a personalized and professional wealth market structure and trading technology events across North America. Richard also management solution that lets them keep more of their money. serves as a member of the boards of the Private Capital Markets Association and the Empire Club of Canada. SUSAN COPLAND // INVESTMENT A member of the Law Society of Upper Canada since 1987, Richard is a graduate of INDUSTRY ASSOCATION OF CANADA the University of Ottawa (B.A. ’81) and the University of Toronto (LL.B. ’85). He has also completed the executive development programme at the Wharton School, University of Managing Director Pennsylvania. In her position as Managing Director with the Invest- ment Industry Association of Canada (IIAC), Susan IAN CLARK // CANCHEK CORPORATION works with investment industry stakeholders to estab- Principal lish common positions on a wide range of regulatory developments, and advocates on the industry’s behalf Ian Clark is currently a Principal, at Canchek Cor- to improve capital markets regulation in Canada. poration. He is a leading Canadian securities and technology entrepreneur who provides guidance to Susan is involved in regulatory and legislative analysis, start-ups as well as enjoys volunteer activities. Prior to current industry issues and trends, regulatory compliance, small dealers and introducing Canchek, Ian has served as president at Street Tech- firms, and representation of investment brokerage industry views to securities commis- nology Ltd. and Dataphile Software Ltd. sions, self-regulatory organizations and government bodies.

Previously, Ian was Principal, Canchek Corporation; Prior to joining the IIAC, Susan was a Manager of National Policy at the TSX Venture President, Street Technology Ltd.; President Dataphile Exchange. Susan was called to the B.C. Bar in 1994 after having received a LLB from Software Ltd.; and Vice President, Systems, Pemberton Securities Ltd. Ian is a graduate the University of and a Bachelor of Commerce from the University of of the University of Victoria (BSc, Physics, Astrophysicist) and the British Columbia Insti- . tute of Technology / BCIT (Technology – Management Science). He has completed the Partners, Directors and Senior Officers Course, Canadian Securities Institute. Featured Bios

CHRISTOPHER ENRIGHT // ALIGNED Ms. Fouin is currently studying derivatives regulation in the doctoral program at McGill University, where she taught a course on credit default swaps and securitization. CAPITAL PARTNERS INC. Principal Ms. Fouin was admitted to the Barreau du Québec in 2013. She is a member of the of the Finance and Sustainability Initiative (FSI). She is also a member of Mr. Enright is currently the President and Managing Young Canadians in Finance, the Chambre de commerce française au Canada, AFFQ Director of Aligned Capital Partners Inc., (ACPI) a se- and Women in Capital Markets. curities dealer founded in 1999. He has been an active member within the securities industry in various capac- ities since 1994. MARC GUNTER // CIBC

Mr. Enright was appointed Senior Vice-President, Vice President / Infrastructure, Planning and Wealth Management Distribution at Industrial Alli- Engineering ance Insurance & Financial Services Inc. from 2010 to 2012, where he was responsible for overseeing one of the largest distribution networks As the Vice President of Infrastructure Engineering, in Canada (>$25 Billion in AUA). This network included Industrial Alliance Securities Inc. Marc Gunter and his team are responsible for defining (a nationally registered securities dealer and IIROC Member) and Industrial Alliance’s the tools and automation strategy across the Hosting, Mutual Fund /Dealer network consisting of three subsidiaries: FundEX Investments Network and Service Management portfolios. Marc’s Inc., Investia Financial Services Inc., and National Financial Insurance Agency (a national role includes the oversight in developing the strategy managing general insurance agent). for the deployment and lifecycle management of the cloud platforms, including the automation of tradition- Prior to Mr. Enright’s integral role at Industrial Alliance, he was the Executive Vice Presi- al infrastructure. dent of FundEx from 2006 to 2009, and Managing Director & Co-Founder of FundTrade Financial Corp. from 1999 to 2006. Marc has been involved in developing and supporting technologies for the financial services industry for over 20 years. Prior to joining CIBC, Marc held various technology Preceding his executive tenure, Mr. Enright’s career highlights include the President of roles including the CTO of one of Canada’s first electronic brokerages. Inter-Equity Asset Management from 1997 to 1999, and Financial Advisor at Investors Group Financial Services Inc. from 1994 to 1997. HELEN HSIA // CANADIAN LAURE FOUIN// MCCARTHY TÉTRAULT LLP SHAREOWNER INVESTMENTS INC. Associate Vice President and Chief Compliance Officer Laure Fouin is a lawyer in McCarthy Tétrault’s Busi- Helen Hsia is Vice-President and Chief Compliance ness Law Group in Montreal. Her practice focuses on Officer for Canadian ShareOwner Investments Inc. securities law, M&A, structured finance and securitiza- She has over 18 years of experience in roles that have tion, financial product regulation, private equity and included leading client online experiences, trading, Fintech. compliance and strategic development. She’s passion- ate about technological innovation in financial ser- Ms. Fouin holds a Master degree in business law and a vices that helps investors save and invest their money. Master degree in banking and financial law from Uni- versité Panthéon-Assas Paris II as well as an LLM from ShareOwner is an IIROC dealer and Morningstar Best McGill University. She previously obtained a bachelor’s Use of Technology winner specializing in online investing and custody of fractional based degree in business/tax law from Université Panthéon-Assas Paris II and completed the stocks and ETFs. ShareOwner was acquired by Wealthsimple in 2015, and is backed by required courses for admission into the Bar at the Université de Montréal. the Power Financial group of companies. Featured Bios

IAN HUTCHINSON // GOOGLE BORIS KUSOVSKI // IBM Google Cloud Financial Services Senior Solution Executive, Industry Solutions & Business Development Ian has held a number of customer facing roles with various Information Technology organizations over a Boris Kusovski is a nationally recognized Financial In- 19-year career. He is currently a member of the Google dustry expert, with deep industry experience in Core Cloud Platform team working with Financial Services Banking Systems, Payments, Risk, Fraud and Compli- customers in Canada. Ian works with organizations on ance. Managed Business Development, Strategy, Prod- their journey to Cloud to deliver more effective results uct Management and Channel Management teams for their client. and years of Software and Product Development. He has specifically focused over the last 5 years on Fin- tec’s, Voice Recognition, Biometric Key’s, Machine Learning and Neural Network Fraud detection. Extreme focus on Link Analysis, Text Ex- ANDREW JAPPY// AIJ CONSULTING traction, Predictive Analytics, Social Network Analytics and Metadata extraction. Boris is a thought leader in Core Banking transformation - how Machine Learning impacts future Consultant in banking. He regularly appears as a ACAMS speaker and is an FSTC member. Andrew Is an independent consultant with over 30 years of international leadership experience in finan- cial services and information technology delivery. He is JOHN LEE // TMX GROUP regarded as an expert in market structure and trading. Managing Director, Enterprise Innovation & Product Development Andrew was recently the EVP and CIO at Canaccord Genuity. Over his 20 years at Canaccord, he was re- John Lee is an accomplished senior executive and sponsible for three Canadian trading desks, informa- driver of innovative change. He is responsible for tion technology globally, and representing the firm on leading innovation and product development efforts numerous regulatory and industry committees. for TMX Group, a crucial role for the organization as it continues to pursue technology-driven, client-focused Early in his career, Andrew worked for software development companies specializing in solutions. He was recently appointed to the Fintech order routing, trading and settlement systems internationally. Advisory Committee (FAC) with the Ontario Securities Commission (OSC). KEVIN KONDO // CIBC MELLON During his 20-year career in Canada’s capital markets, John has built a strong track Assistant Vice President, Business Continuity record of success in spearheading the development and implementation of world class and Information Security software solutions in trading, clearing and market data. His vast industry experience also includes positions in equities and derivatives trading along with technology leader- Kevin Kondo is Assistant Vice President of Business ship supporting foreign exchange trading, investment banking, global payments, prime Continuity and Information Security at CIBC Mellon. brokerage and securities lending. Kevin is responsible for overseeing the disaster re- covery and business continuity program in addition to managing CIBC Mellon’s information security pro- grams. Kevin has over 15 years of experience in the Canadian financial services industry. Featured Bios

SCOTT MACKENZIE // FIDELITY DAVID MASTROBERARDINO // CROESUS CLEARING CANADA Product Director CEO With more than 16 years of experience in the financial Scott MacKenzie is a business development leader services industry, David Mastroberardino is the driv- with over 20 years’ experience in financial services. ing force behind the product vision at Croesus. When He joined Fidelity Clearing Canada in 2011 as Senior leading the product development plan, David ensures Vice President, Business Development with responsi- that the company maintains its competitive edge and bility for Sales, Relationship Management, Platform its position as a leading Fintech provider. David grad- Strategy and Marketing. Prior to joining Fidelity, Scott uated from Concordia University with a specialization spent 10 years with Broadridge Financial Solutions as in finance in 2001. In 2004, he obtained his CFA des- the Vice President of Sales for their Canadian Securi- ignation, followed by the CIPM certification in 2008. ties Processing Services division. He is a member of CFA Montréal and participates on several industry committees, such as the IIAC Fintech Committee. Over the years, David Scott graduated with honours from Queen’s University in Kingston, Ontario. He holds the has also participated on several industry panels. He enjoys spending his free time with Partners, Directors and Senior Officers (PDO) designation, and successfully completed his wife and his young daughter. He is also an avid drummer. A simple online search may the Canadian Securities Conduct and Practices course. lead to a video of David combining his 2 passions, Croesus and drumming.

DAVID NUGENT // WEALTHSIMPLE JULIE MANSI // BORDEN LADNER GERVAIS LLP Head of Investments Dave Nugent is Head of Investments at Wealthsimple, Partner a leading digital investing service. Dave co-founded the Julie Mansi is a partner in the Toronto office of Bor- company in 2014 and leads its B2B business. Wealth- den Ladner Gervais LLP. A corporate lawyer in the simple operates in Canada, the U.S. and the U.K., and Securities and Capital Markets Group, she has a dual is backed by Power Financial Corporation, a global practice which focuses on both investment manage- management and holding company. Prior to joining ment, registrant regulation and compliance matters Wealthsimple, Dave was an investment advisor with and has a corporate commercial practice where she RBC Dominion Securities. Dave is a graduate of Huron specializes in mergers and acquisitions for securities University College at Western University and is a Port- registrants and other regulated entities. Julie is also folio Manager. a member of the Mergers and Acquisitions, Cryptocurrency and Blockchain Investment Management and Derivatives groups. VICTORIA PINNINGTON // INVESTMENT INDUSTRY REGULATORY Julie has considerable experience in advising derivatives and securities market partic- ipants on Canadian registration requirements and compliance and risk management ORGANIZATION OF CANADA matters. She has assisted dealers, futures commission merchants, commodity trading Senior Vice President advisers, foreign exchange dealers, commodity producers, physical metal , do- mestic and foreign asset managers in navigating the Canadian registration and compli- Ms. Pinnington is the Senior Vice President of Market ance regime. Recently she has worked on the launch of digital platforms (crowdfunding Regulation at IIROC and is responsible for the man- portals, online advisers) and investment offerings employing artificial intelligence, social agement of all of IIROC’s market-related activities, trading networks, high frequency trading and cryptocurrency and other digital assets. including policy development, audits, surveillance of Canadian debt and equity trading, and analytics. Featured Bios

Ms. Pinnington also oversees the development of the organization’s cross-product program in accordance with the FINTRAC guidelines, IIROC and OSC. Michelle is also surveillance and analysis capabilities. Ms. Pinnington has been in the market regula- a Certified Fraud Examiner and Certified Anti-Money laundering Specialist and has 13 tion field for 20 years and has held a variety of positions at IIROC, most recently as years’ prior experience working with PricewaterhouseCoopers and Grant Thornton in Vice-President, Trading Review and Analysis responsible for the oversight of preliminary Investigations, Internal Controls and Regulatory Compliance, including a focus on AML reviews of potential improper trading activity, post-trade surveillance, and market an- Regulatory Compliance. She is a member of various industry committees and working alytics including proactive and reactive market trend analysis to inform policy making. groups including IIROC’s AML Sub-Committee, IIAC AML Sub-Committee and FIN- Ms. Pinnington is the past Chair of the Intermarket Surveillance Group, an international TRAC’s Policy Interpretation working group. group of exchanges, market centers, and market regulators that perform front-line mar- ket surveillance in their respective jurisdictions. Prior to her career in market regulation, SUSAN SILMA // PUREFACTS FINANCIAL Ms. Pinnington pursued a career in opera performance and continues to perform regu- larly with the Canadian Opera Company. SOLUTIONS Practice Leader, Client & Industry Strategy GOURO SALL DIAGNE // AMF Susan Silma is Practice Leader, Client & Industry Strat- Senior Director egy at PureFacts, a leading fintech provider of wealth management software, consulting and custom digital Gouro Sall Diagne began her career at Coopers & Ly- solutions. As a lawyer and former regulator, Susan is brand (now PWC), where she spent 5 years. Subsequent- passionate about achieving compliance without break- ly, she accumulated 20 years’ experience in banking in ing the client experience. She is a frequent speaker and Europe, in Africa and in Canada. During these years, the author of numerous articles and blogs. she assumed a variety of managerial roles in account- ing and finance for several French banks (BNP Paribas, Crédit Lyonnais between 1996 and 2003) in France ANNIE SINIGAGLIESE // INVESTMENT and Senegal, and in Canada at the National Bank of Canada. Since 2008, Mrs Sall Diagne is at the Autorité INDUSTRY ASSOCIATION OF CANADA des marchés financiers of Québec. She is currently senior director of supervision of de- Managing Director posit-taking institutions. Mrs Sall Diagne obtained her master’s degree in finance and accounting in France and completed her studies with an MBA in Canada. In addition, she As Managing Director, Annie provides representation belongs to several professional orders: CPA-CMA, CIA, CRMA. Mrs Sall Diagne is also in to our member firms and liaises with various securi- charge of the Suptech & Regtech initiatives within the Fintech working Group set-up by ties regulators and government agencies in Canada. the AMF to support and monitor new technological developments in these areas. Annie possesses extensive knowledge and investment industry experience, having held many senior positions domestically and in the United States including that of MICHELLE SARMIENTO // QUESTRADE Senior Manager at National Bank Independent Net- INC. work, Chief Financial Officer for an IIROC and FIN- RA regulated broker-dealer, Chief Compliance Officer of an SEC regulated Investment Chief Anti-Money Laundering Officer and Advisor in the United States, Derivatives Trading Investigator and Finance & Compli- Privacy Officer ance Auditor for the TMX Group. Annie is distinguished as a designated Chartered Pro- fessional Accountant/Chartered Accountant (CPA, CA), Fellow (FCSI) of the CSI and Michelle Sarmiento is the Chief Anti-Money Launder- Certified Bitcoin Professional (CBP) of the Crypto Currency Certification Consortium. ing Officer and Privacy Officer for Questrade Inc., an Furthermore, she is a Member of the Board of Finance Montréal. order-execution investment dealer and MSB dealing in investment funds, equities, fixed-income, options, CFD’s and foreign exchange. Her responsibilities include the management and administration of the Questrade AML Featured Bios

• Your Robo-Adviser May Have a Conflict of Interest, 27 July 2017, Bloomberg DAVID TASKER // OUR FAMILY OFFICE • Robo-advisers find popularity where few thought they would, 27 October 2017, The INC. Globe and Mail Chief Financial Officer • Business of Tech: TV programming costs and technology assisted investing, 17 Octo- ber 2017, 660 News Calgary David is CFO, COO of Our Family Office Inc., a multi-family office based in Toronto. David is a CFA Kendra holds a BA in Industrial Relations from McGill University and an MBA from Open Charterholder, holds a Finance MBA from the Shulich University in the UK. School of Business at York university, and is a Char- tered Professional Accountant (CA). Prior to joining the KUNO TUCKER // ITG CANADA Our Family Office, David was COO at National Bank Correspondent Network for 7 years and has over 30 Chief Compliance Officer years’ experience in finance, investment operations, Kuno Tucker has been Chief Compliance Officer for consulting and risk and regulation at a senior executive level. He has acted as CFO for ITG Canada for over 7 years. He is also CCO for its both IIROC member and PM firms in addition to holding senior business development affiliate company and ATS, MATCHNow. Mr. Tucker responsibilities. He has presented extensively at industry conferences and events and is has also worked in compliance at Canaccord Genui- actively involved in investment industry advisory boards, working groups and committees. ty, surveillance and audit at IIROC, trading at E*Trade Canada and broke into the financial industry at BPI Mutual Funds. Mr. Tucker also serves as Past Chair of KENDRA THOMPSON // ACCENTURE the Ontario District Council, Past Chair of IIROC CLS Institutional Subcommittee, Member of the IIROC CLS Managing Director North American Lead Executive Committee and Chair of the nascent IIAC FinTech Committee; he has also Wealth Management served as a Director on various Boards. Mr. Tucker has his BA Honours from Bishop’s University, MA from York University, LLM in Securities Law from Osgoode and his ICD.D Kendra has over 18 years of broker dealer experience from the Institute of Corporate Directors at the Rotman School of Business. His passions and is a leading expert on hybrid-advisory and big are technology, cycling, tennis, travel and his family. data trends in the wealth management industries. In her current role, she directs the vision and strategy PRAMOD UDIAVER // INVISOR for Accenture’s global wealth management industry practice, focusing on business, technology and oper- President and Co-founder ations strategies. Kendra joined the Accenture North America Management Consulting practice in 2007 as Pramod Udiaver is President and Co-founder of Invi- a manager with a focus on large process transformation, customer strategy and CRM in sor, a company that provides online investment advice, capital markets. Prior to joining Accenture, she held similar roles in strategy and market- insurance solutions, and advisor services. Made of a ing at financial services firms in Canada, Australia and the UK. Kendra also has extensive team of financial professionals, Invisor is dedicated to experience with Post-Merger Integration and Distribution Strategy for Retail Banking serving the evolving needs of Canadians by using tech- and Brokerage, and brings front office expertise to complex change situations in financial nology to deliver a better client experience. Pramod services. leads the investment services team, and also acts as the Chief Compliance Officer. Pramod launched Invi- Kendra is a frequent author, speaker and contributor to industry associations (e.g. Sibos, sor in May 2015 with business partner and Senior Vice SIFMA, IIAC and In|Vest) on the topic of digital revolutions in financial firms. She has President Dan Poole. Before co-founding Invisor, Pramod worked in reputable financial published a number of papers on industry trends and challenges and has been quoted firms both in Canada and in the international markets for over twenty years. Hehas in major publications, including: achieved an MBA and holds the CFA designation. Featured Bios

SAM WEBSTER // PORTFOLIO AID PHIL WILKINS // AGREEMENT EXPRESS President Director, Enterprise Sales Prior to joining PortfolioAid in 2009, Sam worked in se- nior and executive level positions in Toronto and New Philip oversees the Agreement Express growth strate- York at companies including DataMirror, a highly suc- gy for top-tier financial services firms. His background cessful software solution provider, and Hero Ventures, includes 15+ years in enterprise sales and corporate a technology-focused venture capital fund. He also development at global F500 companies, creating val- co-founded reBOOT Canada, a computer-recycling ue at the intersection of traditional markets and dis- non-profit organization. Sam brings over 20 years of ruptive innovation. technology and finance experience to PortfolioAid and is committed to a business environment that is produc- tive and positive for customers, employees, shareholders, and partners. Sam graduated from Princeton University in 1992. AMELIA YOUNG // UPSIDE CONSULTING

BLAIR WILEY // OLSER, HOSKIN & Founder HARCOURT LLP Amelia Young founded Upside Consulting Group Inc. President and Co-founder in 2006 to help clients benefit from the transformation of the wealth management industry. Firms like BMO, Blair Wiley practises in the area of corporate and se- CIBC, Great West Life and D+H have engaged Amy curities law, with an emphasis on regulatory matters to design new products, transform distribution models relating to trading securities and derivatives, including and improve their customer experience. She brings a registration and marketplace regulation. He leads the diverse toolkit of strategic planning, facilitation and firm’s cross-disciplinary team advising on issues related program management skills to ensure initiatives are to Blockchain and crypto-currencies, particularly with set up for success. respect to regulatory matters and capital-raising. Blair also advises on a range of other fintech-related legal Amy spent the first decade of her career on Bay Street working as an equity analyst and matters, including online advice, peer-to-peer lending and crowdfunding. Blair has acted trader. She made the move into industry in 2001 to lead investor relations at a major Ca- for both issuers and underwriters on a variety of corporate finance matters and spe- nadian software company and later held senior roles in the corporate strategy team at a cializes in mergers and acquisitions by financial services firms. He has experience advis- global energy services firm. Amy holds an MBA from the Rotman School of Management, ing Canadian and foreign investment banks, securities dealers, stock exchanges, asset a BA in English from U of T and is a CFA Charterholder. In addition to her consulting managers, pension funds and other institutional investors on securities and derivatives activities, Amy has taught business communications at the Master’s level at the Rotman compliance matters. Blair is currently a member of the Securities Advisory Committee School of Management and Smith School of Business (Queen’s). She gives back through of the Ontario Securities Commission where he provides input on the development of extensive volunteer efforts in various industry associations and by offering pro bono facil- securities regulatory policy in Ontario. Blair also spent six months on secondment to the itation services to charities related to financial empowerment. She is currently an Execu- Canadian Securities Transition Office in 2011 where he contributed to the development tive-in-Residence with the Scotiabank Digital Banking Lab at the Ivey School of Business. of harmonized derivatives regulations for a proposed national securities regulator. Rocket Pitches

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DAN ADAMSON PRESIDENT AND GLOBAL HEAD LORI WEIR OF COGNITIVE COMPUTING, CO-FOUNDER AND CEO // DDIQ // EXIGER FOUR EYES FINANCIAL

Dan Adamson is the President of DDIQ and Global Head of Cognitive Comput- Lori Weir is the co-founder and CEO of Four Eyes Financial, a technology com- ing at Exiger. He is one of the world’s foremost experts on search, due diligence, pany that provides investment advisors, their prospects and clients - with one big data and cognitive computing with more than 15 years in the industry. Ad- login and one view - of unique insights that can only be gained by analyzing amson holds several search algorithm patents and has been named among each investors risk profile, financial goals and consolidated investments. For the most influential “must-see” thought leaders in fintech, receiving numerous two decades Lori has been helping companies in Financial Services, Forest- academic awards. ry, and Food & Beverage manufacturing increase revenue using Lean Sigma commercial excellence principles, through her consulting firm Above The Line, Inc. Lori lends her skills and leadership to many volunteer organizations, most EXIGER recently as Past Chair of ALS Canada.

Exiger is a global regulatory and financial crime, risk and compliance company. FOUR EYES FINANCIAL Exiger arms financial institutions, multinational corporations and governmental agencies with the practical advice and technology solutions they need to pre- Four Eyes Financial makes it easy for firms, advisors and investors to collab- vent compliance breaches, respond to risk, remediate major issues and monitor orate around real-time data, in order to quickly make fact based decisions in ongoing business activities. Exiger works with clients worldwide to assist them in support of achieving financial goals. Firms love the compliance oversight and effectively managing their critical challenges while developing and implement- ease of integration, Advisors love the compelling Call To Action to help them ing the policies, procedures and programs needed to create a sustainable com- gain held away assets, and Clients love the ability to see all their holdings and pliance environment. A global authority on regulatory compliance, the company how they’re performing against their risk and goals. Automate your discovery also oversees some of the world’s most complex court-appointed and voluntary and annual review processes to Find, Win and Grow AUM. Our experienced monitorships in the private and public sectors. professional services team will get you up and running with our API based plat- form within weeks. Let’s start the conversation today. Contact Information: Contact Information: Email: [email protected] Website: www.foureyesfinancial.com Email: [email protected] Tel: 506-650-7071 PITCH PITCH 03 04

YVES-GABRIEL LEBOEUF ELI FATHI FOUNDER AND CEO // FLINKS CEO // MINDBRIDGE AI

Yves-Gabriel Leboeuf is founder and CEO of Flinks, the leader in financial Eli is a serial entrepreneur with several successful exits in launching innovative data in Canada. He founded his first e-commerce startup at age 17, and later technology companies in North America that serve a global customer base. He founded Moose Bicycle, which generated over 1.5M in revenues last year. Before has founded or co-founded companies that currently employ over 400 people launching Flinks, Yves has successfully spearheaded the development of cus- and have generated over $500 million in salaries and net benefits to the econ- tom products dedicated to online lenders that touched hundreds of thousands omy. Eli is passionate about personal growth, challenging oneself and others of Canadian consumers. Projects included an automated decisioning platform to be held to a higher standard and scaling up businesses around world-class based on financial transactions, and online identity verification tools to prevent products that solve real-world problems. fraud and improve the quality of the underwriting. LinkedIn: https://ca.linkedin.com/in/eli-fathi FLINKS

Flinks connects your platform with over 250,000,000 Canadian financial ac- MINDBRIDGE AI counts. We provide Banks and FinTech companies with the world’s best finan- cial data gateway, enabling enhanced digital onboarding, risk modelling, and MindBridge Ai offers an extensible artificial intelligence (AI) platform that au- insights. tomates the ingestion and analysis of data, and learns from user interaction. A hybrid of machine learning and artificial intelligence algorithms are applied Contact Information: against 100% of transactions, generating a ‘risk score’ for all transactions. Re- Email: [email protected] sults are presented through an intuitive user interface that increases the effi- ciency, effectiveness and completeness of the analysis. The MindBridge Ai plat- form is in use with customers worldwide highlighting insights for users in CPA Firms, Enterprise, Government and Regulators.

Company Contact info:

Website: www.mindbridge.ai Twitter: https://twitter.com/mindbridge_ai LinkedIn: https://ca.linkedin.com/company/mindbridge-ai Email: [email protected]

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ROBERT KIRWIN GEORGIOS DEPASTAS CEO AND CO-FOUNDER // CO-FOUNDER // KALEPSO VIGILANTCS

As the co-founder of Kalepso, Georgios’ vision is to build a world where all confi- Rob Kirwin is CEO and co-founder of VigilantCS; a 2017 Regtech 100 Inno- dential data remains as it should be - private- while enabling financial institutions vator. Rob was a legal and compliance executive for over 20 years, as well to fully leverage the power of cutting-edge tech. Georgios previously founded a as being a former senior securities regulator. Rob is a member of the Ontario fintech startup in London, and was the Head of the Real-time Big Data Analytics Securities Commission Fintech Advisory Committee, the Investment Industry product for Barclays. An engineer at heart, he holds an MPhil Industrial Systems Association of Canada Fintech Working Group, as well as presenter at various Management from the University of Cambridge, as well as an MEng Electrical Regtech conferences. and Computer. VIGILANTCS KALEPSO VigilantCS offers the basis for a common industry-wide staff compliance man- Kalepso builds post-quantum protection for the sensitive data (e.g. PII) of finan- agement platform driving down compliance costs, developing industry best cial and investment firms. Its proprietary technology, invented at Harvard, boosts practices and benchmarks. Our solution leverages behaviorial analytics, ma- compliance with privacy regulation, incl. PIPEDA and GDPR, and protects against chine learning and a consolidated program dashboard to grasp staff, branch all database breaches- on the cloud or on-prem. and enterprise propensity to abide by compliance oversight programs. They transform staff compliance requirements into a strategic advantage. For the first time, financial professionals can retain their current functionality, pro- cess and visualize their sensitive data, while this data remains fully encrypted. Contact Information:

Email: [email protected] Tel: 343-262-1019 PITCH PITCH 07 08

PAULINE SHUM NOLAN CEO AND CO-FOUNDER // PW PORTFOLIO ANALYTICS (PWPA) HENRY BEE INC. CEO // COPILOT ADVISOR

Pauline is the CEO and Co-Founder of PW Portfolio Analytics (PWPA) Inc. CEO of CoPilot Advisor. Ex-Broadrige and quantitative finance firm CSS Ana- PWPA has recently released the beta of their B2C solution, Wealthscope. Pau- lytics, spent 10 years building advisor tech. He’s built futures trading strategies line has 25 years of financial research experience in the portfolio management for institutional clients including a $3 billion Commodity Trading Advisor and VT and household finance using big data. She has also served on the investment International, an Australian hedge fund. He is the co-author of the paper “Mini- committee of a university pension fund for the past 14 years, and sat on nu- mum Correlation Algorithm.” He’s also worked with over 30 software engineers merous performance evaluation, manager search, asset allocation, and equity on portfolio and banking software that is currently used by institutional wealth strategy subcommittees. She is passionate about helping retail and small insti- managers such as Fidelity, Scotiabank, Raymond James and Canaccord. tutional investors understand their portfolios, and using technology to promote knowledge, transparency, and trust in the wealth management industry. COPILOT ADVISOR

WEALTHSCOPE CoPilot Advisor is a fast-growing, venture backed FinTech firm that helps financial advisors grow and nurture new business. We are a strong team Our portfolio tools and comprehensive analytics help you understand your in- made of founders, execs and key members from The Hillcore group, Broadridge, vestments and develop your long term financial goals. Wealthscope is a web Electronic Arts, NEXT Financial, Riskalyze, and Predictable Revenue. platform for wealth management, built for investors. We do not manage money and therefore are not looking to sell you anything. Contact Information:

Contact information: Email: [email protected] Tel: 778-389-4545 Email: [email protected] THANK YOU TO OUR SPONSORS

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