Contents Pradhan Mantri Jan Dhan Yojana
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General Awareness Updates (August 2014) Contents Pradhan Mantri Jan Dhan Yojana ..................................................................................................................................... 2 Ebola Virus ....................................................................................................................................................................... 3 National Judicial Appointments Commission (NJAC) ......................................................................................................... 5 Current RBI Rates: ............................................................................................................................................................ 5 New Governors ................................................................................................................................................................ 6 Agricultural Revolutions in India ....................................................................................................................................... 6 Cropping Seasons in India ................................................................................................................................................ 6 Cups & Trophies ............................................................................................................................................................... 7 International: ............................................................................................................................................................... 7 National: ...................................................................................................................................................................... 7 Indian Folk Dance & States ............................................................................................................................................... 7 Important Wild Life Sanctuaries ....................................................................................................................................... 7 Current Affairs Q & A August 2014 ................................................................................................................................... 9 Memory Based Questions Asked in SBI Clerical 2014 .......................................................................................................22 Memory Based Questions Asked in IDBI PO.....................................................................................................................26 Key: Memory Based Questions SBI Clerical 2014 .............................................................................................................31 Key: Memory Based Questions IDBI PO 2014 ..................................................................................................................31 GK Updates (August 2014) Bank Page : 1 Test Prep General Awareness Updates (August 2014) Pradhan Mantri Jan Dhan Yojana Our Prime Minister Narendra Modi on 28th August 2014 This scheme has set an ambitious target of launched his pet project the ‘Jan Dhan Yojana’ (People’s bringing in more than 7.5 crore un-banked Wealth scheme), which aims to provide bank accounts families into India’s banking system by opening to the poor and end financial untouchability. The more than 15 Crore bank accounts at the rate of scheme is aimed at opening 1 crore bank accounts on two bank accounts per household. the first day of its launch. The state leaders in turn Every individual who opens a bank account would launch the scheme in their respective states. becomes eligible to receive an accident insurance Here are some important details you should know cover of up-to Rs 1 Lakh for his entire family. about this scheme. Once the bank account has been active for 6 months and has been linked to account holders What is Jan Dhan Yojana? Aadhar identity, they would become eligible for an This plan is aimed at providing bank accounts, insurance overdraft of up to Rs 2,500 , which would further cover and a debit card to all the citizens of the country. be enhanced by the bank to Rs 5000 over time. The 'Jan Dhan Yojana' will provide individuals with a The mission will be implemented in two phases. RuPay debit card which carries free accidental insurance cover of Rs 1 lakh. According to news reports the Phase-I from 15th August 2014 to 14th August 2015: personal accident insurance cover would be enhanced Universal access to banking facilities for all to Rs 2 lakhs per year. This is likely to provide some households across the country through a bank cover especially to marginalized sections of society in branch or a fixed point Business Correspondent the unfortunate event of death of the earning member (BC) called Bank Mitra within a reasonable distance due to an accident. except areas with infrastructure & connectivity constraints. Highlights of Jan Dhan Yojana 2014 To cover all households with atleast one Basic Banking Account with RuPay Debit card having Launched on 28th August 2014 inbuilt accident insurance cover of Rs.1 lakh. The logo of the mission was created by Priya Further an overdraft facility upto Rs.5000 will also Sharma. be permitted to Adhaar enabled accounts after The name “Jan Dhan” was chosen through an satisfactory operation in the account for 6 months. online competition on the MyGov Platform and Financial literacy programme which aims to take received more than 6000 suggestion from Indian financial literacy upto village level. citizens. After evaluation the jury shortlisted “Jan The Mission also envisages expansion of Direct Dhan” which was suggested by 7 individuals. Benefit Transfer under various Government Slogan of this scheme is "Mera Khata – Bhagya Schemes through bank accounts of the Vidhaata” (My Bank Account – The Creator of the beneficiaries of. Good Fortune) The issuance of Kisan Credit Card (KCC) as RuPay The primary objective of the programme, Pradhan Kisan Card is also proposed to be covered under Mantri Jan Dhan Yojana, is to deepen financial the plan. inclusion. As many as 60000 bank camps will be conducted and about 1 crore accounts are Phase-II from 15th August 2015: targeted to be opened in just one day. Providing micro –insurance to the people. The long term vision of the Jan Dhan Yojana is to lay the foundation of a cashless economy and is complementary to the Digital India Scheme. GK Updates (August 2014) Bank Page : 2 Test Prep General Awareness Updates (August 2014) Unorganised sector Pension schemes like Electronic Transfer of subsidies under various Swavalamban through the Business schemes of Government would be enabled. Correspondents. Both rural and urban areas will be covered in this The Yojana is being monitored in a Mission Mode scheme with the Finance Minister being the Head of the Mission. It is estimated to cover 7.50 crore households with at least one account under the Yojana and also a large number of dormant accounts would be activated Ebola Virus Hundreds of people are dead as the worst Ebola virus wild chimpanzees became ill in 1994 after an autopsy outbreak in history sweeps through West Africa. on one of the animals. The researcher recovered. It began as a handful of cases in Guinea in March but Finally, Reston Ebola is named after Reston in the U.S. quickly spread to neighboring Sierra Leone and Liberia. state of Virginia, where this fifth strain of the Ebola virus was identified in monkeys imported from the Why does Ebola generate such fear? Philippines. The CDC says while humans have been Medecins Sans Frontieres (MSF) describes Ebola as "one infected with Ebola Reston, there have been no cases of of the world's most deadly diseases." human illness or death from this sub-type. "It is a highly infectious virus that can kill up to 90% of the people who catch it, causing terror among infected What are Ebola's symptoms? communities," it says. Early symptoms include sudden onset of fever, There is also no vaccination against it. weakness, muscle pain, headaches and a sore throat. Of Ebola's five subtypes, the Zaire strain -- the first to be These symptoms can appear two to 21 days after identified -- is considered the most deadly. infection. The WHO said preliminary tests on the Ebola virus in The WHO says these nonspecific early symptoms can be Guinea in March suggested that the outbreak there was mistaken for signs of diseases such as malaria, typhoid this strain, though that has not been confirmed. fever, meningitis or even the plague. MSF says some patients may also develop a rash, red What is Ebola? eyes, hiccups, chest pains and difficulty breathing and The Ebola virus causes viral hemorrhagic fever, which swallowing. according to the U.S. Centers for Disease Control and The early symptoms progress to vomiting, diarrhea, Prevention (CDC), refers to a group of viruses that affect impaired kidney and liver function and sometimes multiple organ systems in the body and are often internal and external bleeding. accompanied by bleeding. Ebola can only be definitively confirmed by five The virus is named after the Ebola River in the different laboratory tests. Democratic Republic of Congo (formerly Zaire), where one of the first outbreaks occurred in 1976. The same How is it treated? year there was another outbreak in Sudan. There are no specific treatments for Ebola. MSF says The WHO says there are five different strains of the patients are isolated and then supported by health care virus -- named