® Citi WorldLink Payment Services

For over 30 years, WorldLink has set the standard for reliable and convenient cross-border payments. Whether you want checks in 30 currencies, cross border ACH in 22 currencies, SEPA credit transfers to 33 countries, funds transfers in 133 currencies and in 190 countries and territories, you can use WorldLink® to meet your needs and gain access to 140 currencies globally through a single window. These are our current offerings, with new currencies being added frequently.

Funds Transfers Funds Transfers are currently available in 133 currencies covering more than 180 countries. Our Same-Day and Next-Day Funds Transfers (•) – available in 28 currencies - provide a faster payment delivery and foreign exchange settlement alternative to the standard two-day service. ALL 9 KMF Comoros 9, 14 LAK Laos Kip 9 • RUB Russian DZD Algerian CDF 9 LSL Malati 9 RWF 14 AMD 9 CRC Costa Rican Colon LBP Lebanese WST Samoan Tala AOA Angola Kwanza 9 HRK • LTL STD Sao Tomean Dobra9 • AUD Australian • CZK MKD Macedonia Denar 9 • SAR AWG Arubian 9 • DKK MOP Macau Pataca RSD 9 AZN Azerbaijan Manat DJF Djibouti Franc 9, 14 MGA Madagascar Ariary 9 SCR Seychelles 9 BSD DOP Dominican MWK Malawi Kwacha SLL 9 BHD 15 XCD Eastern Caribbean Dollar7,8 MVR Maldives Rufiyaa 9 • SGD BDT Bangladesh Taka EGP MRO Mauritanian Olguiya 9 SBD BBD Dollar • EUR EMU 1 MUR Rupee • ZAR BYR Belarus Ruble 9, 14 ERN Eritrea Nakfa 9 • MXN 8 SRD Suriname Dollar 9 BZD ETB Ethiopia Birr 8 MDL Maldavian Lieu 9 • SEK BMD FJD Fiji Dollar MNT Mongolian Tugrik 9 SZL Swaziland Lilangeni 9 BTN Bhutan Ngultram 9 GMD 9 • MAD 8 • CHF BOB 9 GEL 9 MZN Mozambique Metical LKR BAM Bosnia & Herzagovina GHS Ghanian Cedi 8 MYR TWD Taiwan New Dollar 9, 14 9 Convertible Mark GTQ NAD 9 TZS Tanzanian BWP GNF Guinea Republic Franc 9, 14 ANG Antillean • THB 8 BRL 9 GYD Guyana Dollar 14 TOP Tongan Pa’anga BND HTG Gourde NPR Nepal Rupee 9 TTD Trinidad and BGN Bulgarian Lev8 HNL 9 • NZD Dollar Tobago Dollar BIF Franc 9, 14 • HKD NIO Nicaraguan Cordoba 9 TND 8, 15 • CAD • HUF 14 NGN • TRY Turkish CVE Cape Verde Escaudo 9 INR 8 • NOK TMT Turkmenistani Manat9 KHR Cambodia Riel 9 IDR 8, 14 OMR 15 • AED U.A.E. Dirham KYD Cayman Island Dollar • ILS Israeli PKR UGX 8, 14 XOF West African States • JMD Jamaican Dollar8 PGK Papua New Guinea Kina • GBP U.K. 4, 8, 14 CFA Franc BCEAO • JPY 14 PYG Paraguayan Guarani 9,14 UYU XAF Central African States JOD 15 PEN Peruvian New Sol 8 • USD U.S. Dollar 13 5, 8, 14 CFA Franc BEAC KZT PHP 8 UZS Sum 9 XPF Central Pacific Franc 6, 9, 14 KES • PLN Polish Zloty VUV 14 CLP 9, 14 KRW Korean Won 9, 14 QAR Qatari Rial VND Vietnam Dong 14 CNY /RMB Chinese 9 KWD 15 • RON ZMW Zambia Kwacha COP 9 KGS Kyrgyzstan Som 9

 WorldLink Payment Services offers Same-Day and Next-Day funds transfers on a commercially reasonable basis. The ability to provide credit to the beneficiary bank on value date is subject to a variety of factors, including but not limited to, receipt of instructions by applicable cut-off time, proper funding, sufficient credit, ability of beneficiary bank to receive electronic funds transfers, and intervening holidays and non-business days in country of currency. Funds transfer instructions requiring repair may be delayed.

Currencies in grey denote “tertiary” currencies and have special considerations. See footnote 9.

Remote Checks Available in 30 currencies, WorldLink prints and mails remote checks to your beneficiaries based on your instructions to Citi. AUD FJD Fiji Dollar KWD Kuwaiti Dinar PHP Philippine Peso TND Tunisian Dinar BHD Bahraini Dinar HKD Hong Kong Dollar MXN Mexican Peso SAR Saudi Riyal THB Thai Baht BND Brunei Dollar INR Indian Rupee MAD Moroccan Dirham SGD Singapore Dollar GBP U.K. Pound Sterling CAD Canadian Dollar IDR Indonesian Rupiah NZD ZAR South African Rand TRY DKK Danish Krone JPY Japanese Yen NOK Norwegian Krone SEK Swedish Krona USD U.S. Dollar EUR EMU Euro2 KES Kenyan Shilling OMR Omani Rial CHF Swiss Franc AED U.A.E. Dirham

Currencies On-Site Checks You can initiate and print on-site checks in 16 different currencies via CitiDirect Online Banking. Our on-site check solution via SWIFT allows you to preselect the base currency for each check payment, and WorldLink, to auto-debit qualified Citigroup and affiliate accounts. AUD Australian Dollar HKD Hong Kong Dollar NOK Norwegian Krone CHF Swiss Franc CAD Canadian Dollar JPY Japanese Yen SGD Singapore Dollar TND Tunisian Dinar DKK Danish Krone MAD Moroccan Dirham ZAR South African Rand GBP U.K. Pound Sterling EUR EMU Euro3 NZD New Zealand Dollar SEK Swedish Krona USD U.S. Dollar

Cross Border ACH You can issue cross-border ACH payments in 22 currencies, quickly and easily. 18 AUD Australian Dollar HKD Hong Kong Dollar MXN Mexican Peso SGD Singapore Dollar GBP U.K. Pound Sterling BRL Brazil 18, 19 HUF Hungarian Forint 18 MAD Moroccan Dirham18 ZAR South African Rand18,20 USD U.S. Dollar CAD Canadian Dollar INR Indian Rupee18 NZD New Zealand Dollar SEK Swedish Krona DKK Danish Krone ILS Israel 18 NOK Norwegian Krone TTD Trinidad& Tobago18 DOP Dominican Rep18 JMD 18 PLN Polish Zloty18 TND Tunisian Dinar18

SEPA You can issue Euro credit transfers to the 33 SEPA countries. Austria Ireland Monaco Finland Italy Netherlands Bulgaria Norway Sweden Germany Liechenstein Poland Switzerland Greece Czech Republic Hungary Luxemburg Romania Denmark Iceland Slovakia Countries in grey denote non-Euro denominated countries

Remit Currencies AUD Australian Dollar HKD Hong Kong Dollar MXN Mexican Peso SAR Saudi Riyal TND Tunisian Dinar BHD Bahraini Dinar HUF Hungarian Forint NZD New Zealand Dollar SGD Singapore Dollar GBP U.K. Pound Sterling CAD Canadian Dollar ILS Israeli Shekel NOK Norwegian Krone ZAR Sth African Rand 16 TRY Turkish Lira CZK Czech Koruna JPY Japanese Yen OMR Omani Rial SEK Swedish Krona USD U.S. Dollar DKK Danish Krone JOD Jordanian Dinar PEN Peruvian New Sol17 CHF Swiss Franc AED U.A.E. Dirham EUR EMU Euro1 KWD Kuwaiti Dinar PLN Polish Zloty THB Thai Baht 12

Cash 10,11 Available in 190 countries and 220,000 locations worldwide. Please refer to the WorldLink Cash Country Service Listing for additional information

1. The European Monetary Union comprises: Austria, Belgium, Cyprus, Estonia, Finland, France, 10. Available File and CitiDirect Clients Germany, Greece, Ireland, Italy, Latvia (from January 1, 2014) Luxembourg, Malta, Netherlands, 11. Currently, Remit option is available only in USD and EUR. Cash Portugal, Slovenia, Slovakia and Spain. Funds transfers can be made into in Euro is not offered to Bank clients as it is their adopted currency. 12. Resident Corporations are restricted from remitting in THB. 2. EMU Countries as listed in note 1 excluding Slovenia, Slovakia, Luxembourgthe Netherlands 13. USD can also be remitted to the following countries: British and Latvia. Virgin Islands, Cambodia, , , , 3. EMU Countries as listed in note 1 excluding Slovenia, Slovakia, Luxembourg, Netherlands, , The , , Cyprus, Malta and Latvia. Federated States of , Northern Marina Islands, , 4. XOF franc BCEAO is in , , Cote d’Ivoire, Guinea-Bissau, , , and , , and . 14. These currencies have ZERO decimal places 5. XAF franc BEAC is legal tender in , , , Congo, 15. These currencies have THREE decimal places and . 16. Funding in ZAR can only be used by non-resident entities 6. Central Pacific franc is legal tender in , French , and (resident ZAR accounts cannot be used for funding) Islands. 17. Only local clients based in Peru can fund in PEN 7. is legal tender in , , , , 18. These ACH countries are only available to file based clients who , St. Kitts & , St. Lucia, and St. Vincent & Grenadines. are set up on the Global Payments Platform (GPP) 8. Funds Transfers in these currencies cannot be sent outside their own country. 19. In country approval is required on a client basis prior to being set 9. These currencies are considered “tertiary.” A physical beneficiary address is required on all up to initiate ACH payments in Brazil tertiary payment instructions (P.O. boxes not accepted). Tertiary currencies may have 20. Local regulations in state ACH payments must be minimum amount limitations of $25 and may be subject to specific regulations. In addition dividend & pension payments only they may require special processing, which could delay delivery to the beneficiary as long as 7 — 10 days. Fund Transfers in these currencies cannot be sent outside their own country. Contact your WorldLink Currency Specialist for details. Payments volume in these currencies may be subject to review.

These are the current currency offerings for WorldLink® Payment Services. Occasionally, a currency may not be immediately available because it is less traded, thinly traded or because the country of currency may be politically or economically unstable. Remitting in certain currencies may have some limitations and special requirements such as reporting. If a currency is not immediately available or has limitations, a WorldLink Currency Specialist will discuss options with you. Many funds transfer payments have restrictions imposed by the country. Some of the basic restrictions are listed as footnotes. The restrictions impact the formatting of the payments, how the payments are structured, or what information must accompany it. Please refer to WorldLink Reference Booklet for further information on payment formatting guideline. If you have questions or need more information, please contact your Citi Service Representative or go to www.WorldLink.com to access the latest WorldLink Reference Guide available through WorldLink Reporting Online.

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WorldLink® Payment Services is owned and operated by Citibank Europe plc, a Dublin-based (Head Office) and incorporated subsidiary of Citigroup, Inc. SWIFT, S.W.I.F.T. and SWIFT-derived products and service names (such as but not limited to S.W.I.F.T. Net) are trademarks of S.W.I.F.T. Scrl V052014