Supreme Council Roy Al Arcanum 2014

SUPREME COUNCIL OFFICERS, SUPREME COMMITTEEMEN, GENERAL COUNSEL AND ACTUARY 2014-20166 6

*SUPREME REGENT Carl Krzystofczyk 417 So. Helena Ave, Mt. Prospect, IL 60056 *SUPREME VICE REGENT Errica Conforto 2033 Colonial Avenue, Bronx, NY 10461 *SUPREME ORATOR Deborah L. Young 7026 Howard Avenue, RR #1, Oldcastle, ON N0R 1L0

*SITTING PAST SUPREME REGENT SUPREME COUNCIL ROYAL ARCANUM 2014 Peter Ferrara 928 McKean Street, Philadelphia, PA 19148 *SUPREME SECRETARY Kenneth J. Kolek 61 Batterymarch Street, Boston, MA 02110 SUPREME TREASURER John D. Crisanti 61 Batterymarch Street, Boston, MA 02110 SUPREME AUDITOR Joseph R. Macon 24 E. 43rd Street, Bayonne, NJ 07002 SUPREME CHAPLAIN PROCEEDINGSPROCEEDINGS Richard Macon 24 E. 43rd Street, Bayonne, NJ 07002 SUPREME GUIDE David Covelli 124 Cornell Court, Glenview, IL 60025 SUPREME WARDEN ONEONE HUNDREDHUNDRED && SECONDFIRST SESSION SESSION Robert Galdon 576 Herrick Drive, Dover, NJ07801 SUPREME SENTRY Louise Reynolds 13110 Via Vesta, Delray Beach, FL 33484 *CHAIRMAN OF THE EXECUTIVE COMMITTEE James E. O’Neill 6196 Kaski Court, San Jose, CA 95123 *ELECTIVE MEMBERS OF THE EXECUTIVE COMMITTEE ofof the the James E. O’Neill 6196 Kaski Court, San Jose, CA 95123 Cynthia A. Macon 24 E. 43rd Street, Bayonne, NJ 07002 Janice S. Brazas 23826 Valley Drive, Brownstown, MI 48174-9699 Tom Bayliss 2900 Ruth Road, Windsor, ON N8R 2H7 COMMITTEE ON LAWS SUPREMESUPREME COUNCIL COUNCIL Paul F. D’Emilio 905 W. Sproul Rd, Ste 105, Springfield, PA 19064 Antal Basa, Jr. 8 Benjamin Drive, So Easton, MA 02375 Karen Lockaby 100 Ridge Road, Smithfield, RI 03668-9304 COMMITTEE ON FINANCE heldheld at at Joseph R. Macon 24 E. 43rd Street, Bayonne, NJ 07002 Ralph Ferrara 920 McKean Street, Philadelphia, PA 19148 Nicole Covelli 1373 Orleans Drive, Mundelein, IL 60060 SUPREME TRUSTEES Diane Calain 2628 Lyntz Road, Lordstown, OH 44481 OMNIRESORT CHARLOTTE HOTEL HOTEL Donald E. Ferry, Sr. 241A Riverside Ave, Medford, MA 02155 Antoinette Malone 1020 Jackson Street, Philadelphia, PA 19148 Carmen Rodia 100 Canopy Lane, Sewell, NJ 08080 CHARLOTTE,ATLANTIC CITY, NORTH NEW CAROLINA JERSEY COMMITTEE ON JUNIORS Donald E. Ferry, Jr. 241A Riverside Ave, Medford, MA 02155 Genevieve A. Macon 24 E. 43rd Street, Bayonne, NJ 07002 Anita Ferrara 920 McKean Street, Philadelphia, PA 19148 AUGUSTAUGUST 13 3- AUGUST- AUGUST 16, 7, 20122014 Maria DiBartolo 1313 Puritan Avenue, Bronx, NY 10461 Ashley Lockaby 74 Raleigh Road, Bridgeport, CT 06606 COMMITTEE ON APPEALS Ethel Reitsema 45 Holland Avenue, Demarest, NJ 07627 Tammy Fluegge 2435 Waterfront Drive, Imperial, MO 63052-4312 Marsha Simpson 200 Potters Circle, Girard, OH 44420 B. Joe Merrill 332 Morgan Branch Road, Weaverville, NC 28686 PAST SUPREME REGENTS Edward A. Vicinanza 6764 Pear Leaf Court, Springhill, FL 34606 Joyce A. Crawford 521 Magnolia Drive, Blue Bell, PA 19422-4281 Robert H. Law III 80 Business Park Dr. #304, Armonk, NY 1052 Donald G. Foley 6372 Harbour Club Drive, Lake Worth, FL 33467 James E. O’Neill 6196 Kaski Court, San Jose, CA 95123 Cynthia A. Macon 24 E. 43rd Street, Bayonne, NJ 07002 August Magnotta 3379 Campbell Drive, Bronx, NY 10465 Herbert J. Snyder 604 Washington Sq. So #902, Philadelphia, PA 19106 William J. Wire 4708 N. Thatcher Avenue, Norridge, IL 60706 Carol A. Zavitz 4036 Acorn Crescent, Windsor, ON N8W 5R1 Peter D. Ferrara 928 McKean Street, Philadelphia, PA 19148 LIFE MEMBERS OF THE SUPREME COUNCIL Joseph J. Radecki Sr. 352 Hornel St, Baltimore, MD 21224 Joseph R. Macon 24 E. 43rd Street, Bayonne, NJ 07002 PUBLISHEDPUBLISHED BY BY THE THE SUPREME SUPREME COUNCIL COUNCIL Donald G. Foley 6372 Harbour Club Drive, Lake Worth, FL 33467 Robert H. Law III 80 Business Park Dr. #304, Armonk, NY 10504 Genevieve A. Macon 24 E. 43rd Street, Bayonne, NJ 07002 Edward A. Vicinanza 6764 Pear Leaf Court, Springhill, FL 34606 6161 Batterymarch Batterymarch Street, Street, Boston, Boston, MA MA 02110 02110 GENERAL COUNSEL Paul F. D’Emilio 905 W. Sproul Rd, Ste 105, Springfield, PA 19064 ASSISTANT GENERAL COUNSEL Matthew D’Emilio 805 Princeton Road, Wilmington, DE 19807-2949 PrintedPrinted in in U. U. S. S. A. A. ACTUARY Allan Ferrone, CPS Actuaries 45 Church Street, Ste 201 Stamford, CT 06906

Those marked (*) constitute Executive Committee SUPREME COUNCIL OFFICERS, SUPREME COMMITTEEMEN, GENERAL COUNSEL AND ACTUARY 2014-20166 6

Those marked (*) constitute Executive Committee PROCEEDINGS

ONE HUNDRED & SECOND SESSION

of the

SUPREME COUNCIL

held at

OMNI CHARLOTTE HOTEL CHARLOTTE, NORTH CAROLINA AUGUST 3 - AUGUST 7, 2014

PUBLISHED BY THE SUPREME COUNCIL

61 Batterymarch Street, Boston, MA 02110 Printed in U. S. A.

INDEX

Page Annual Reports: Committee on Appeals ……………………………………… 108 Committee on Finance ………………………...…………… 106-107 Committee on Juniors …………………………….………. 105-106 Committee on Laws ………………………………….……… 110 Executive Committee ………………………………….…….. 74-103 Supreme Regent …………………………………………...... 48-73 Supreme Trustees ……………………………………………. 97104

Advanced Proceedings ……………………………………………….. 1-30

Budget: Proposed Budget ………………………….………..……. 119-123

Closing Exercises ………………………………………….……….. 135

Committees: For Session ……………..…………………………………….. 47 For Memorials ………………….………….….………………. 111

Committee on Credentials:

1. Report on Representatives, Alternates and Appointees .…. 42-43

Committee on Distribution of Reports:

1. Report of Committee ……….………………….…………… 88

Committee on Executive Administration:

So much of the Report of the Executive Committee as is contained under the following headings:

1. New Programs …………. …….………………………….. 118

Committee on Salaries and Compensation:

1. Report of Committee ……………….……………………. 103 2. Miles and Per Diem …………..……………………….. 115-117

Committee on State of the Order ……….……………………………….109

i Resolution presented by Grand Council of Florida …………………..….. 124 Resolution presented by Grand Council of New York ……………………. 124 Resolution presented by Grand Council of New Jersey ……………….….. 124 Resolution presented by Jr. Comm. Chairman Donald Ferry……………… 124

Activities Program ……………………………………..…………….. 35-40 Memorials ……………………….…..……….…………………… 153-164 Memorial Service …………………………………………………. 149-152 Memorial Committee ………………………………………………… 111 Nomination of Officers ………………………………………..…….. 128-133 Installation of Officers ………………………………………………..133-134 Roster of 102nd Session ……………………...…….. ………………. 112-113 Deputy Supreme Regents .………………………………….……….. 148 Ring of Distinction Program …………………………………….. 165-168 Legion of Honor Program ………………………………………….. 169-172 Telegrams and Message………………………………………….. 136-147 Visiting Members ……………………………………………….. 45, 114, 127 Welcoming Exercises .………………….………………………... 31-34

ii Advance Proceedings

Report to

ONE HUNDRED AND SECOND SESSION

of the

SUPREME COUNCIL

held at

OMNI CHARLOTTE HOTEL CHARLOTTE, NORTH CAROLINA

AUGUST 3 - AUGUST 7, 2014

Omni Charlotte Hotel Charlotte, North Carolina August 3 - August 7, 2014

To the Officers and Members of the Supreme Council of the Royal Arcanum

Dear Brothers and Sisters: In conformity with the provisions of the Constitution and Laws of the Society, we herewith present Report on state of the Order covering the two year period ending February 28, 2014. This report has been prepared on the basis of showing the Adult and Juvenile Membership as of February 29, 2012, February 28, 2013, February 28, 2014.

STATE OF THE ORDER Membership-Adult and Juvenile - By Grand Council

Adult Membership Juvenile Membership 2012 2013 2014 2012 2013 2014 California ...... 646 626 651 223 213 225 Carolinas ...... 530 494 474 36 31 25 Colorado ...... … 424 431 433 149 160 141 Connecticut ...... 1,338 1,527 1,423 77 70 62 Florida ...... 435 395 373 64 67 56 Georgia ...... …………… 175 160 171 9 6 5 Illinois ...... 1,211 1,180 1,160 53 41 47 Louisiana...... 74 70 69 17 8 8 Maryland-Virginia ...... 354 335 330 63 56 43 Maine………...... 1,840 1,702 1,600 213 183 158 Massachusetts ...... 4,204 4,024 3,911 154 128 102 Michigan ...... 154 161 162 12 12 12 Minnesota ...... 41 34 33 0 0 0 Missouri ...... 150 144 133 2 2 0 New Hampshire...... 4,253 3,927 3,671 96 86 84 New Jersey ...... 1,405 1,306 1,368 102 96 96 New York ...... 1,852 2,094 2,302 111 91 87 Ohio ...... 296 277 279 3 2 5 Ontario ...... 1,023 953 945 36 37 48 Pennsylvania ...... 1,708 1,709 1,718 115 104 98 Quebec ...... 561 542 537 10 6 6 Rhode Island ...... 658 627 617 47 36 32 Vermont...... 614 565 524 12 9 8 Washington ...... 88 88 82 2 2 0

TOTALS ...... 24,034 23,371 22,966 1,606 1,446 1,348

1 STATE OF THE ORDER - Subordinate Councils

California California No. of Adult Membership Juvenile Membership Council Name Location 2012 2013 2014 2012 2013 2014

1013 San Pascual Pasadena 37 26 25 0 0 0 1489 Los Angeles Los Angeles 56 42 42 0 0 0 1999 California Group California 382 397 415 220 210 223 2384 San Jose San Jose 124 116 123 3 3 2 2416 San Joaquin Valley Modesto 27 25 26 0 0 0 2439 Long Beach Long Beach 20 20 20 0 0 0 Totals 646 626 651 223 213 225

Carolinas Carolinas 701 Rhododendron Asheville, NC 353 331 320 12 12 8 1991 Prince Albert Winston-Salem, NC 50 48 43 3 1 0 2420 Catawba Hickory, NC 61 58 59 9 9 9 S Carolina - ACA South Carolina 66 57 52 12 9 8 Totals 530 494 474 36 31 25

Colorado Colorado 593 Denver Denver 57 56 57 2 2 2 1908 Horsetooth Fort Collins 24 24 25 4 3 3 1956 Railroad Denver 103 98 101 5 4 4 1998 Independence Littleton 240 253 250 138 151 132 Totals 424 431 433 149 160 141

Connecticut Connecticut 62 Fleur de Lys Bristol 897 803 758 60 48 44 702 B.H. Webb Hartford 15 15 16 5 5 5 713 Mattatuck Waterbury 277 279 280 12 12 11 738 New Britain New Britain 46 45 46 0 0 0 3300 Group Connecticut Connecticut 35 39 31 0 5 2 PreNeed ACA Connecticut 0 229 212 0 0 0 PreNeed CT Connecticut 68 117 80 0 0 0 Totals 1,338 1,527 1,423 77 70 62

Florida Florida 65 Soleil Hollywood 122 102 99 47 41 37 2177 Treasure Coast Vero Beach 207 200 183 12 22 16 2178 Golden Shores Miami Beach 32 28 28 0 0 0 2206 Sarasota Sarasota 13 12 13 2 2 1 2376 Sun Coast Clearwater 61 53 50 3 2 2 Totals 435 395 373 64 67 56

2 STATE OF THE ORDER - Subordinate Councils

Georgia Georgia No. of Adult Membership Juvenile Membership Council Name Location 2012 2013 2014 2012 2013 2014

775 Georgia Augusta 79 74 76 1 1 1 1046 Yellow Pine Thomasville 23 20 20 0 0 0 1581 Atlanta-Yonah Atlanta 22 19 19 0 0 0 2466 Peach Fort Valley 49 45 48 8 5 4 5000 Group Georgia Georgia 228 000 Totals 175 160 171 9 6 5

Illinois Illinois 29A Peoria Springfield, IL 755 000 65A Kenosha Kenosha, WI 34 35 34 1 0 1 112A Chicago Wheeling, IL 84 85 81 3 2 4 134A Wisconsin Cudahy, WI 23 21 18 0 0 0 139A Evergreen Park Evergreen Park, IL 255 200 199 Occident Milwaukee, WI 24 24 23 0 0 0 216A Chicago Monarchs Westmont, IL 59 59 58 2 0 0 220 Racine Racine, WI 26 25 23 0 0 0 278 Ft. Dearborn Chicago, IL 352 338 340 25 20 19 805 Oakwood Chicago, IL 29 28 25 0 0 0 1069 Union Pacific Omaha, NE 46 39 36 0 0 0 1086 Waukegan Waukegan, IL 47 44 42 0 0 0 1648 Medora Chicago, IL 447 441 439 13 13 14 2274 Commodore Decatur, IL 23 22 22 0 0 0 2700 Illinois Group Illinois 567 436 3000 Nebraska Group Nebraska 1 1 0 0 0 0 3200 Wisconsin Group Wisconsin 2 2 2 3 3 3 Totals 1,211 1,180 1,160 53 41 47

Louisiana Louisiana

30 Club Richelieu Lafayette 74 70 69 17 8 8

Maryland-Virginia Maryland-Virginia 257 Carrollton Baltimore, MD 94 93 91 4 3 3 357 Baltimore City Baltimore, MD 45 41 43 2 3 2 405 Lynchburg Lynchburg, VA 30 29 27 1 1 1 2136 Municipal Washington, DC 15 14 15 0 0 0 4600 Group MD Maryland 9 15 17 5 7 5 Maryland - ACA Maryland 148 133 127 50 41 31 Virginia - ACA Virginia 13 10 10 1 1 1 Totals 354 335 330 63 56 43

3 STATE OF THE ORDER - Subordinate Councils

Maine Maine No. of Adult Membership Juvenile Membership Council Name Location 2012 2013 2014 2012 2013 2014 52 Dr Paul J Fortier Lewiston 943 853 793 112 96 79 56 Chez Nous Bangor-Orono 305 282 265 31 26 19 59 Haut St Jean Fort Kent 318 294 282 53 37 35 4500 Group Maine Maine 51 56 60 17 24 25 PreNeed ACA Maine 223 217 200 0 0 0

1,840 1,702 1,600 213 183 158 Massachusetts Massachusetts 1 Alpha-Agassiz W. Somerville 224 208 213 6 9 5 20 Ste Anne Fall River 451 380 0 34 26 0 21 Montcalm Fitchburg-Leominster 14600 500 22 Ferd Gagnon-Montcalm Gardner 85 211 209 3 5 4 23 Domremy Lowell 164 149 141 11 10 7 24 St Rosaire New Bedford 281 284 616 25 19 35 25 St Joseph Salem-Lawrence 400 354 343 25 20 18 307A ALW Massachusetts 12 10 7 2 0 1 1105 Home Office Boston 1 1 1 0 0 0 2000 Massachusetts Group Massachusetts 359 358 364 40 37 30 2160 Dependable Worcester 204 203 202 3 2 2 PreNeed ACA Massachusetts 1,616 1,495 1,343 0 0 0 PreNeed RA Massachusetts 261 371 472 0 0 0 Totals 4,204 4,024 3,911 154 128 102

Michigan Michigan 21A Detroit Howell 150 157 158 12 12 12 4900 Group Michigan Michigan 4 4 4 0 0 0 154 161 162 12 12 12

Minnesota Minnesota 1160 Minnehaha Minneapolis 41 34 33 0 0 0

Missouri Missouri

791 South End St. Louis 20 19 19 0 0 0 1032 North End St. Louis 20 15 14 0 0 0 2033 Tower Grove St. Louis 28 28 27 0 0 0 2491 Hawthorne St. Louis 82 82 73 2 2 0 Totals 150 144 133 2 2 0

4 STATE OF THE ORDER - Subordinate Councils

New Hampshire New Hampshire No. of Adult Membership Juvenile Membership Council Name Location 2012 2013 2014 2012 2013 2014 7 Milette Nashua 386 402 376 37 41 35 10 Lafayette Concord 735 730 678 6 1 0 13 Home Ofiice - ACA Manchester 441 405 417 30 33 39 14 St Jean Baptiste Berlin 525 333 319 23 11 10 1972 Gateway Nashua 25 23 21 0 0 0 4800 Group NH New Hampshire 266 000 PreNeed ACA New Hampshire 2,139 2,028 1,854 0 0 0 4,253 3,927 3,671 96 86 84

New Jersey New Jersey 99 Hoboken Jersey City 81 69 0 1 1 0 115A New Jersey Edgewater 14 14 14 0 0 0 695 Bayonne Bayonne 351 333 424 40 36 37 813 Coast City Neptune 27 24 24 0 0 0 1358 Woodside Union 265 255 257 13 12 11 1545 Kempton Nutley 82 76 71 0 0 0 1974 Merritt Dumont 102 97 104 11 13 12 2002 New Jersey Group New Jersey 15 12 15 4 3 5 2492 Sincerity Jersey City 142 134 140 0 0 0 2501 Versatility Bayonne 326 292 319 33 31 31 Totals 1,405 1,306 1,368 102 96 96

New York New York 1A Floral Park Floral Park 14 14 14 2 1 1 6A Binghampton Binghamton 9 9 9 1 0 0 13A Middletown Middletown 49 54 55 6 4 5 49A ALW Oakville, CT 13 13 13 1 0 0 173 Long Island Brooklyn 42 41 40 0 0 0 217 Stanley-Manhattan New York 60 58 54 0 0 0 301A ALW New York 35 32 32 1 1 1 697 Fort Orange Albany 80 79 78 0 0 0 725 DeLong Brooklyn 45 45 43 5 3 2 1374 Bayside-Sunswick Bayside 21 21 20 0 0 0 1416 Williamsbridge Bronx 377 0 0 10 0 0 1417 Atlantic Brooklyn 87 88 89 5 5 2 1655 Claremont Bronx 671 1,052 1,072 71 68 64 1823 Dobbs Ferry Dobbs Ferry 103 102 102 1 1 1 1937 Fillmore Buffalo 114 114 113 3 1 1 2487 American Beauty Bronx 58 54 53 5 5 4 2489 Staaten Staten Island 47 46 45 0 0 0 5100 Group New York New York 27 272 470 0 2 6 Totals 1,852 2,094 2,302 111 91 87

5 STATE OF THE ORDER - Subordinate Councils

Ohio Ohio No. of Adult Membership Juvenile Membership Council Name Location 2012 2013 2014 2012 2013 2014 5 Lakewood Lakewood 169 163 153 3 2 2 311A ALW Ohio 433 000 386 Western Reserve Warren 38 34 31 0 0 0 2197 Republic Canton 50 44 40 0 0 0 2476 Pheasant Haven Findlay 33 31 30 0 0 0 3100 Ohio Group Ohio 2 2 22 0 0 3 Totals 296 277 279 3 2 5

Ontario Ontario 757 Regina Hamilton 33 33 33 0 0 0 1992 Royal York Toronto 44 45 44 0 0 0 1993 Old Pals Toronto 48 45 45 2 1 1 2224 Coronation Windsor 188 179 192 17 23 26 2800 Ontario Group Ontario 131 94 94 0 6 9 UFA - Ontario Ontario 538 522 502 16 6 11 UFA - Manitoba Manitoba 41 35 35 1 1 1 Totals 1,023 953 945 36 37 48

Pennsylvania Pennsylvania 37A Elizabeth Elizabeth 26 24 23 1 1 1 100 Federal Pittsburgh 129 122 118 2 4 4 142A Pittsburgh Carnegie 136 140 135 15 9 10 499 Harrisburg Harrisburg 296 321 324 15 10 9 586 Integrity Philadelphia 453 442 467 49 48 45 1029 Germantown Philadelphia 216 208 196 9 5 3 2194 Yorktowne York 262 259 257 12 11 11 2488 Penn Laurel Philadelphia 184 177 165 11 10 11 3001 Pennsylvania Group Pennsylvania 6 16 33 1 6 4 Totals 1,708 1,709 1,718 115 104 98

Quebec Quebec 579 Papineau Montreal 52 48 47 0 0 0 2219 Maisonneuve Montreal 148 146 149 5 4 4 2402 Conseil Canadien Montreal 42 38 35 0 0 0 2445 Jacques Cartier Montreal 108 103 101 0 0 0 2490 Jeanne Mance Montreal 118 117 117 3 1 1 2495 Ville D'Anjou Montreal 31 31 29 1 1 1 UFA - Quebec Quebec 62 59 59 1 0 0 Totals 561 542 537 10 6 6

6 STATE OF THE ORDER - Subordinate Councils

Rhode Island Rhode Island No. of Adult Membership Juvenile Membership Council Name Location 2012 2013 2014 2012 2013 2014 44 Frere Andre Woonsocket 413 376 363 29 20 16 63 Coronet Newport 17 17 15 0 0 0 537 Pawtucket Pawtucket 72 67 75 17 15 15 1147 Conanicut Jamestown 25 25 23 0 0 0 1876 Haskell Pawtucket 28 28 29 1 1 1 3800 Rhode Island Group Rhode Island 657 000 PreNeed ACA Rhode Island 97 109 105 0 0 Totals 658 627 617 47 36 32

Vermont Vermont Vermont - ACA Vermont 70 65 64 12 9 8 PreNeed ACA Vermont 544 500 460 0 0 0 614 565 524 12 9 8

Washington Washington 1307 Tacoma Tacoma, WA 23 21 20 0 0 0 1513 Majestic Victoria, BC 28 29 27 0 0 0 1582 Oregon Portland, OR 15 15 14 0 0 0 2600 Washington Group Washington 22 23 21 2 2 0 Totals 88 88 82 2 2 0

Grand Totals 24,034 23,371 22,966 1,606 1,446 1,348

7 SUPREME TREASURER’S REPORT

January 1, 2012 - December 31, 2013

To the Officers and Members of the Supreme Council of the Royal Arcanum

Brothers and Sisters:

In accordance with the provisions of Section 83 of the Constitutional and Laws, my report for the period January 1, 2012 to December 31, 2013 is herewith submitted.

This report gives in detail the income and disbursements, as will as a statement of amounts on hand in all depositories as of December 31, 2013.

Included also is an abstract of the Annual Statements filed with the various Insurance Departments as of December 31, 2012 and December 31, 2013.

May I express my thanks to all who have so kindly cooperated with me during the past years, the Executive Committee of the Supreme Council, all of the Financial Officers of Grand and Subordinate Councils and the Home Office Staff.

Fraternally submitted in V.M.C.,

John D. Crisanti Supreme Treasurer

8 ANNUAL REPORT

For Years Ending December 31, 2012 and December 31, 2013

TO THE INSURANCE DEPARTMENTS

During the past two years reports have been made to the Insurance Departments of Arizona, California, Colorado, Connecticut, Delaware, Dist. of Columbia, Florida, Georgia, Illinois, Maine, Manitoba, Maryland, Massachusetts, Michigan, Missouri, Nebraska, New Hampshire, New Hampshire, New Jersey, New York, North Carolina, Ohio, Ontario, Oregon, Pennsylvania, Quebec, Rhode Island, South Carolina, Vermont, Virginia, Washington and Wisconsin.

These reports were signed and sworn to by the Supreme Regent, Supreme Treasurer and Supreme Secretary.

The following is taken from the copy of the Report to the Department of Insurance of the Commonwealth of Massachusetts, which embraces substantially the information furnished to other Insurance Departments.

Annual Statement for the years ending December 31, 2012 and December 31, 2013 of the conditions and affairs of the Supreme Council of the Royal Arcanum, Home Office, 61 Batterymarch Street, Boston, Massachusetts, organized under the Laws of the Commonwealth of Massachusetts, made to the Commissioner of Insurance of the Commonwealth of Massachusetts, pursuant to the laws, thereof. Incorporated November 5, 1877, Commenced Business June 23, 1877. Supreme Officers: Supreme Regent Peter D. Ferrara; Supreme Vice Regent Carl Krzystofczyk; Supreme Secretary Kenneth J. Kolek; Supreme Treasurer John D. Crisanti; Directors or Trustees: James E. O’Neill, Chairman; Carol A. Zavitz; Peter D. Ferrara; Kenneth J. Kolek; Errica Conforto; Janice S. Brazas; Herbert Snyder; Cynthia A. Macon and Carl J. Krzystofczyk.

9 ANNUAL STATEMENT FOR THE YEARS 2012 AND 2013* SUPREME COUNCIL OF THE ROYAL ARCANUM

ASSETS* (2012) (2013) Bonds ...... ……… $86,351,753 $90,894,205 Preferred Stocks ...... ……… 3,300,198 1,464,284 Common Stocks ...... 3,973,060 5,232,172 Mortgage ...... 32,615 28,922 Real Estate: Properties occupied by the Society ...... 233,206 202,526 Certificate Loans & Liens ...... 4,242,555 4,359,378 Cash and short-term investments ...... 879,472 1,676,664 Investment Income due and accrued ...... 1,314,823 1,410,397 Premiums Uncollected………………………………………… 10,500 8,200 Electronic Data Processing Equipment………………………… 38,339 23,207 TOTALS ...... $100,376,521 $105,299,955

LIABILITIES AND SURPLUS*

(2012) (2013) Aggregate reserve for Life Certificates and Contracts ...... $82,196,232 $86,728,504 Aggregate reserve for accident and health certificates ...... 18,714 139,869 Liability for deposit-type contracts .……...... 1,863,991 1,990,834 Certificate and contract claims: Life ...... ……… 404,798 357,789 Provisions for Refunds payable in following calendar year-estimated amounts-not yet apportioned ...... 175,000 175,000 Degree fees and dues ...... 137,394 136,993 Premiums and annuity considerations received in advance ...... …… 128,249 121,584 Asset valuation reserve ...... … 961,729 1,050,715 General Expenses due and accrued ...... 34,621 19,005 Taxes, licenses, and fees due and accrued ...... 1,044 27 Association of Lithuanian Workers Scholarship ……………… 28,827 28,827 Real Estate - Security deposit…………………………………… 31,517 31,517 Commissions held on deposit…………………………………… 29,058 6,277 Age 96 maturities……………………………………………… 89,817 88,290 Interest Maintenance Reserve ...... 49,226 67,753 Unassigned funds ...... 14,226,304 14,356,971 TOTALS ...... …… $100,376,521 $105,299,955

*Whole Dollar amounts shown

10 ANNUAL STATEMENT FOR THE YEARS 2012 AND 2013* SUPREME COUNCIL OF THE ROYAL ARCANUM

SUMMARY OF OPERATIONS* (2012) (2013) Premiums and Annuity Considerations………………………… $8,060,332 $9,568,166 Considerations for Supplementary Contracts…………………… 54,937 Net Investment Income………………………………………… 5,087,275 5,158,808 Amortization if Interest Maintenance Reserve………………… 48,621 64,053 TOTAL INCOME ...... 13,251,165 14,791,027 Death Benefits………………………………………………… 4,175,239 3,507,053 Matured Endowments…………………………………………… 141,978 122,803 Annuity Benefitts……………………………………………… 1,480,271 1,542,678 Disability Benefits……………………………………………… 4,420 2,713 Surrender Benefits and Withdrawals…………………………… 1,448,887 1,183,216 Interests on Deposit Type Contracts…………………………… 73,585 64,109 Payment on Supplementary Contracts with Life Contingency… 15,259 15,569 Inrease in Reserves……………………………………………… 2,408,938 4,706,686 TOTAL BENEFITS PAID ...... $9,748,577 $11,144,827 Commissions…………………………………………………… $467,795 $453,658 General Expenses……………………………………………… 2,995,418 2,731,153 Taxes, licenses, and Fees……………...... 120,532 131,449 Increase in Loading on Uncollected Premiums………………… (495) (597) TOTAL BENEFITS AND EXPENSES PAID ...... 13,331,827 14,460,490 Net Gain from Operations before Refunds to Members………… (80,662) 330,537 Refunds to Members…………………………………………… 178,867 178,083 Net Gain from Operations after Refunds to Members……………. (259,529) 152,454 Net Realized Capital Gain (Losses)…………………………… 14,688 (293,764) NET INCOME ...... (244,841) (141,310) Surplus Prior Year……………………………………………… 14,458,681 14,226,304 Net Income……………………………………………………… (244,841) (141,310) Change in Unrealized Capital Gain (Losses)…………………… 266,088 1,188,778 Change in Net Unrealized Foreign Exchange………………… 362,207 (873,653) Change in Nonadmitted Assets………………………………… (16,895) (9,401) Change in Reserve……………………………………………… (537,013) 53,259 Change in Asset Valuation Reserve…………………………… (60,546) (88,986) Aggregate Write-ins…………………………………………… (1,377) 1,980 NET CHANGE IN SURPLUS...... ($232,377) $130,667 SURPLUS...... …………… 14,226,304 14,356,971

*Whole Dollar amounts shown

11 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 l $170 $310 $19,290 $68,926 $88,167 $26,168 $11,650 $31,924 $44,704 Tota $209,622 $170,252 $241,132 $110,262 $196,810 $119,931 l 4,950 $4,950 3,985 $26,564 41,238 $41,238 24,384 $82,070 122,932 $122,932 Fraterna t 44,704 170,252 Investmen (2013) 93 217 170 e Lif $0 $0 $0 $0 $0 $0 $0 $0 l $300 $423 $19,842 19,290 $89,236 $88,167 $24,149 26,168 $23,447$99,681 11,650 119,931 $53,623 31,924 $39,162 Tota $208,440 209,622 $178,528 $150,186 68,926 $229,037$110,222 241,132 $207,988 110,262 196,810 l 869 $869 5,450 $5,450 5,564 $37,581 22,579 51,407 $51,407 42,675 $124,453 57,686 83,538 $83,538 152,921 $152,921 Fraterna t 39,162 178,528 Investmen (2012) 300 127 296 e 4,291 964 5,193 10,448 29,961 1,020 3,640 34,621 24,149 47,29232,017 23,447 3,27899,681 17,665 $68,23553,623 43,193 2,987 16,357 $62,537 Lif $89,236 863,400229,037 27,500 394,564110,222 $1,285,464207,988 900,884 12,500 368,820 $1,282,204 $2,240,765 $248,764 $754,653$2,215,095 $3,244,182 $248,708 $2,148,487 $756,206 $3,220,009 $230,659 $582,665 $2,169,239 $2,961,812 $231,604 $576,586 $2,977,429 ...... … … … … … … … … … … … … … … … … … … GENERAL EXPENSES 2012 and 2013* Postage, Express, Telegraph and Telephone ...... Bureau and Association dues ...... …… Real estate expenses ...... …………… Fraternal assistance ………………………………...... Printing and Stationary ...... …… General expenses unpaid Dec. 31, current year ...... General expenses paid during the year ...... 29,961 1,020 3,640 34,621 9,210 76 9,719 19,005 Insured Benefit plans for employees (Medical) ...... 208,440 Insured Benefit plans for employees (Pension, 401K) ...... Miscellaneous losses ...... ……… Rent ...... ……… Expenses of Supreme lodge meetings ...... Other employee welfare ……………………………………… Legal fees and expenses ...... …… Fees of consulting Actuaries & Public Accountants ...... Traveling expenses ...... … 81,778 Lodge supplies for sale ...... …… Scholarships ...... …… Official Publication ...... …………… General expenses unpaid Dec. 31, previous year ...... * Whole Dollar amounts shown General Expenses incurred ...... Insurance except on real estate ...... … 19,842 Salaries and Wages ...... …… Uninsured Benefit plan for employees ...... Medical Examination fees ...... … Inspection report fees ...... …… Expense of investigation certificate claims ...... Cost or Depreciation of EDP equipment and software...... Rental of Equipment ...... ………… Field expense allowance ...... …Investment expenses not included elsewhere ...... …… 150,186 Cost or Depreciation of Furniture & Equipment ...... Books and Periodicals ...... …… Sundry general expenses ...... … Advertising ...... ……… Collection and bank service charges ...... ………

12 27 1,044 $7,650 $3,069 $63,247 $34,947 $85,783 $195,713 $0 $194,696 (2013) (2013) $0 $63,247 $178,083 $178,083 27 7,332 6,877 175,000 $175,000 $163,874 25 1,044 1,044 1,653 3,069 $8,727 7,650 $60,222 $32,790$77,362 34,947 85,783 $180,754 $131,449 $63,247 $179,735 $132,466 $63,247 $0 $178,867 $178,867 (2012) (2012) 6,994 8,694 $60,222 175,000 $175,000 $163,179 25 8,727 1,653 32,790 77,362 $119,513 $60,222 Life Investment Fraternal Total Life Investment Fraternal Total . . … … … … … … … … … … n TAXES, LICENSES AND FEES - 2012 2013* REFUNDS TO MEMBERS - 2012 and 2013* State Insurance Dept. Licenses & Fees ...... Paid in Cash ...... … Real Estate Taxes ...... ……… Applied to provide Paid-Up Additions ...... Provision for refunds payable in following calender year ...... * Whole Dollar amounts show Other State taxes ...... …… Federal taxes ...... … All other taxes ...... …………… Taxes, Licenses and fees incurred ...... $120,532 $60,222 Taxes, Licenses and fees unpaid Dec. 31. previous year ...... Total refunds to members ...... Taxes, Licenses and fees unpaid Dec. 31. current year ...... 1,044 Left on Deposit with the Society ...... TOTALS ...... … TOTALS ...... … Previous year ...... … Taxes, Licenses and fees paid during year ......

13 REPORT OF COMMITTEE ON INVESTMENT* January 1, 2012 - December 31, 2013

To the Officers and Members of the Supreme Council of the Royal Arcanum:

Brothers and Sisters: The following is a statement of Investment Income collected from January 1, 2012 to December 31, 2013. Interest on Bonds ...... $9,958,389 Interest on Short-term Investments………… 1,130 Interest on Certificate Loans ………………… 507,725 Dividends on Preferred Stocks ...... 510,203 Dividends on Common Stocks ...... 304,287 Mortgage Income …………………………… 12,418 Income from Real Estate ...... 610,257

Total Receipts from Investment Income ...... $11,904,409

NET INVESTMENT INCOME Net investment income for 2012 ……………… 5,087,275 Net rate of interest earned for 2012 ………….. 5.3% Net investment income for 2013 ……………… 5,158,808 Net rate of interest earned for 2013 ………….. 5.2%

REAL ESTATE* 55-61 Batterymarch St., Boston, MA ...... $202,526 Book Value of Real Estate December 31, 2013 ...... $202,526 * Whole Dollar amounts shown

14 PREMIUMS AND ANNUITY CONSIDERATIONS ALLOCATED BY STATES DECEMBER 31, 2013 Life Annuity Accident & STATES LICENSED Insurance Considerations Health Alabama NO Alaska NO Arizona YES Arkansas NO California YES 288,870 14,500 Colorado YES 172,555 61,806 Connecticut YES 290,080 235,348 27,200 Delaware YES District of Columbia YES Florida YES 174,350 110,771 75 Georgia YES 16,282 Hawaii NO Idaho NO Illinois YES 34,732 74,545 Indiana NO Iowa NO Kansas NO Kentucky NO Louisiana NO 19,003 825 Maine YES 174,191 95,605 24,426 Maryland YES 73,992 Massachusetts YES 1,738,338 467,911 15,957 Michigan YES 4,586 2,400 Minnesota NO 1,400 Mississippi NO Missouri YES 1,513 Montana NO Nebraska YES 790 Nevada NO New Hampshire YES 126,522 74,306 35,581 New Jersey YES 130,052 178,988 New Mexico NO New York YES 304,411 3,515,261 21 North Carolina YES 35,284 North Dakota NO Ohio YES 7,774 Oklahoma NO Oregon YES Pennsylvania YES 126,671 231,258 38 Rhode Island YES 53,104 10,266 2,666 South Carolina YES 28,743 South Dakota NO Tennessee NO Texas NO Utah NO Vermont NO 7,043 3,365 Virginia YES 4,376 Washington YES 8,879 5,000 West Virginia NO Wisconsin YES 2,573 13,000 Wyoming NO Canada YES 87,109 341,400 252 Subtotal 3,913,223 5,432,365 110,406 Dividends to purchase paid-up additions 163,873 Less Reinsurance Ceded (41,752) (13,715) Totals (Direct Business) 4,035,344 5,432,365 96,691

15 BOND HOLDINGS AS OF DECEMBER 31, 2013

INTEREST NAIC MATURITY PAR BOOK DESCRIPTION RATE DESIG DATE VALUE VALUE

Federal National Mortgage Assn 3.000 1 08/23/2032 500,000 500,474

Subtotal-U.S. Governments-Issuer Obligations 500,000 500,474

Ginnie Mae - 08/20/37 5.750 1 08/20/2037 200,000 205,478 Ginnie Mae - 30 Year Jumbo 6.000 1 12/20/2033 9,852 10,287 Ginnie Mae - Series 2003-34 6.500 1 11/20/2032 200,000 215,115 Ginnie Mae Series 2008-11 5.280 1 02/20/2038 88,000 90,386 Ginnie Mae Series 2009-47 Class LT 5.000 1 06/20/2039 500,000 509,162 Ginnie Mae Series 2009-47 Class MB 5.000 1 06/20/2039 700,000 713,750 GNMA PL#650741X 5.500 1 02/15/2036 83,246 85,090

Subtotal-U.S. Governments-Single Class Mortgage-Backed/Asset-Backed 1,781,098 1,829,268

Subtotal-U.S. Governments 2,281,098 2,329,742

British Columbia Prov 3.700 1FE 12/18/2020 250,000 240,406 British Columbia Prov 7.500 1FE 06/09/2014 400,000 375,503 British Columbia Prov 8.000 1FE 09/08/2023 100,000 93,080 British Columbia Prov 9.000 1FE 08/23/2024 300,000 274,519 British Columbia Prov 4.100 1FE 12/18/2019 226,000 213,628 Government of Bermuda - Reg S 4.140 1FE 01/03/2023 175,000 172,441 Government Of Canada 8.000 1FE 06/01/2023 550,000 513,451 Municipal Financial Authority B.C. 4.150 1FE 06/01/2021 100,000 93,808 Nova Scotia Prov 8.250 1FE 07/30/2022 850,000 861,302 Nova Scotia Prov 8.750 1FE 04/01/2022 500,000 507,765 Province of British Columbia 5.700 1FE 06/18/2029 240,000 278,541 Province of Manitoba 5.500 1FE 11/15/2018 70,000 67,858 Province of Manitoba 4.750 1FE 02/11/2020 200,000 187,931 Province of Manitoba 4.400 1FE 09/05/2025 480,000 496,327 Province of Manitoba 4.400 1FE 09/05/2025 100,000 95,010 Province of Manitoba 6.500 1FE 09/22/2017 300,000 294,294 Province of New Brunswick 6.750 1FE 06/27/2017 560,000 554,202 Province of New Brunswick 5.500 1FE 01/27/2034 219,000 222,496 Province of New Brunswick 4.300 1FE 12/03/2015 200,000 187,846 Province of New Brunswick 4.650 1FE 09/26/2035 210,000 226,192 Province of Newfoundland 5.250 1FE 06/04/2014 50,000 47,103 Province of Newfoundland 6.150 1FE 04/17/2028 100,000 115,446 Province of Nova Scotia 4.100 1FE 06/01/2021 100,000 93,981 Province of Ontario 5.000 1FE 03/08/2014 150,000 140,894 Province of Ontario 6.250 1FE 08/25/2028 230,000 273,229 Province of Ontario 4.000 1FE 06/02/2021 100,000 93,427 Province of Ontario 4.700 1FE 06/02/2037 225,000 205,284 Province of Ontario 4.400 1FE 03/08/2016 250,000 233,815 Province of Ontario 4.850 1FE 06/02/2020 225,000 213,281 Province of Ontario 4.600 1FE 06/02/2039 225,000 202,830 Province of Ontario 5.500 1FE 06/02/2018 870,000 856,445 Province of Ontario 5.850 1FE 03/08/2033 330,000 387,320 Province of Ontario 6.500 1FE 03/08/2029 100,000 119,724 Province of Ontario 7.500 1FE 02/07/2024 100,000 94,075 Province of Ontario 4.400 1FE 06/02/2019 250,000 241,655 Province of Ontario 4.200 1FE 06/02/2020 300,000 295,141 Province of Prince Edward Island 8.500 1FE 10/27/2015 200,000 188,337 Province of Prince Edward Island 6.100 1FE 07/29/2027 200,000 211,347 Province of Quebec 5.500 1FE 12/01/2014 350,000 330,711

16 BOND HOLDINGS AS OF DECEMBER 31, 2013

INTEREST NAIC MATURITY PAR BOOK DESCRIPTION RATE DESIG DATE VALUE VALUE Province of Saskatchewan 6.400 1FE 09/05/2031 800,000 779,880 Province of Saskatchewan 5.000 1FE 03/05/2037 65,000 68,952 Province of Saskatchewan 4.500 1FE 08/23/2016 200,000 188,722 Saskatchewan Prov 9.380 1FE 12/15/2020 100,000 104,721 Toronto Metro Munic 8.650 1FE 06/08/2015 300,000 283,714 Toronto Metro Munic 8.000 1FE 09/27/2016 300,000 285,942 Toronto, Ontario 5.300 1FE 05/21/2014 450,000 422,753

Subtotals - All Other Governments 12,600,000 12,435,329

Baltimore, MD G/O Bond 6.040 1FE 10/15/2028 200,000 255,654 California State G/O Bonds 7.500 1FE 04/01/2034 1,000,000 1,159,128 California State G/O Highway Safety 6.510 1FE 04/01/2039 25,000 27,056 California State Taxable G/O Bonds 6.650 1FE 03/01/2022 100,000 110,758 California State Taxable G/O Bonds 6.200 1FE 03/01/2019 200,000 213,402 Connecticut St Taxable Teachers Ret 5.850 1FE 03/15/2032 400,000 443,168 Cornell University 5.450 1FE 02/01/2019 200,000 205,561 Corpus Christi, Texas 5.420 1FE 08/15/2026 250,000 273,338 CT G/O Build America - Series D 5.090 1FE 10/01/2030 35,000 39,723 CT G/O QSCB Direct Subsidy Series-B 5.300 1FE 10/01/2029 55,000 63,359 CT State G/O Build America Bonds 5.630 1FE 12/01/2029 10,000 11,979 Georgetown County, S.C. School Dist 5.380 1FE 03/01/2025 100,000 106,856 Guam Govt Bus Privilege Tax Rev B-2 4.380 1FE 01/01/2022 200,000 208,288 Houston Texas Refunding - Taxable 5.360 1FE 03/01/2024 150,000 158,143 Houston, TEX RFDG 6.320 1FE 03/01/2030 200,000 208,759 Illinois State 6.750 1FE 03/01/2030 250,000 267,651 Illinois State 6.130 1FE 07/01/2021 240,000 247,289 Illinois State 'For Issue DTD' 5.880 1FE 03/01/2019 100,000 107,355 Illinois State G/O Pension Funding 5.100 1FE 06/01/2033 250,000 240,919 Illinois State Taxable Bond 6.200 1FE 07/01/2021 350,000 372,302 Illinois Toll Highway Authority 5.290 1FE 01/01/2024 300,000 300,574 Kentucky State Turnpike Authority 5.240 1FE 07/01/2025 250,000 296,938 Massachusetts State - Build America 5.460 1FE 12/01/2039 200,000 250,625 Memphis Tenn Gen Impt-B-Build 6.150 1FE 05/01/2030 100,000 115,885 Memphis Tenn Gen Impt-B-Build 6.050 1FE 05/01/2029 45,000 51,964 Miami - Dade County - Florida 5.320 1FE 04/01/2021 300,000 311,912 Mississippi State G/O Bond 5.670 1FE 10/01/2034 120,000 150,334 Mississippi State G/O Recovery Zone 5.450 1FE 11/01/2035 100,000 120,943 Nassau County NY - Taxable 7.400 1FE 10/01/2035 300,000 306,500 Nassau County NY Taxable 5.450 1FE 04/01/2021 200,000 202,754 New Hampshire State Federal Highway 4.980 1FE 09/01/2025 50,000 56,903 New York City G/O Series F 6.270 1FE 12/01/2037 100,000 135,958 New York State Urban Dev. Corp. Rev 5.770 1FE 03/15/2039 200,000 247,303 New York, NY - Taxable 5.820 1FE 10/01/2031 350,000 363,897 New York, NY BABDP G/O D-1 5.990 1FE 12/01/2036 75,000 91,618 New York, NY 'For Prior Issues' 5.650 1FE 06/01/2027 75,000 81,198 Penn State Turnpike Oil Franch Tax 6.380 1FE 12/01/2037 100,000 120,042 Port Authority of N.Y. & N.J. 6.040 1FE 12/01/2029 250,000 264,462 San Francisco Calif - Taxable 5.930 1FE 06/15/2028 350,000 361,052 San Francisco, CA City & County G/O 5.450 1FE 06/15/2025 40,000 46,414 Texas State BABDP HWY IMPT-A 4.120 1FE 04/01/2025 25,000 27,998 University of Houston Texas - Ref-B 4.450 1FE 02/15/2026 100,000 103,527 University of Minnesota - Series D 6.300 1FE 12/01/2028 500,000 528,325 Virginia Commonwealth Transn Brd 5.350 1FE 05/15/2035 25,000 30,985 Washington State Series F - B Am B 4.670 1FE 08/01/2024 50,000 56,065

17 BOND HOLDINGS AS OF DECEMBER 31, 2013

INTEREST NAIC MATURITY PAR BOOK DESCRIPTION RATE DESIG DATE VALUE VALUE Wilmington, DE NCRED G/O Series-C 4.630 1FE 11/01/2030 50,000 53,867

Subtotal-States, Territories and Possessions-Issuer Obligations 8,570,000 9,398,731

Aetna, Inc. 7.250 1FE 08/15/2023 30,000 36,060 Aetna, Inc. 7.250 1FE 08/15/2023 100,000 124,197 AFLAC Insurance 4.000 1FE 02/15/2022 100,000 104,902 AIG - Medium Term Notes 5.850 1FE 01/16/2018 350,000 356,359 Alcoa, Inc. 5.870 2FE 02/23/2022 525,000 559,125 Alcoa, Inc. 5.870 2FE 02/23/2022 150,000 163,226 Alcoa, Inc. 6.750 2FE 07/15/2018 100,000 113,276 Alcoa, Inc. 6.150 2FE 08/15/2020 95,000 101,444 Alcoa, Inc. 6.150 2FE 08/15/2020 50,000 55,212 Allstate Corp. 6.750 1FE 05/15/2018 100,000 105,016 Allstate Corp. Notes 5.000 1FE 08/15/2014 150,000 149,894 Altria Group, Inc. 9.250 2FE 08/06/2019 276,000 348,679 Altria Group, Inc. 4.750 2FE 05/05/2021 100,000 105,868 Ameren Illinois Company 9.750 1FE 11/15/2018 100,000 126,238 American Express Co. 7.250 2FE 05/20/2014 250,000 250,106 American Home Products Debenture 7.250 1FE 03/01/2023 125,000 158,612 American Tower Corp. 5.000 2FE 02/15/2024 200,000 202,985 Anadarko Petroleum Corp. 8.700 2FE 03/15/2019 100,000 127,358 Anglo Gold Holdings PLC 5.380 3FE 04/15/2020 100,000 106,046 Anheuser Busch Co's Inc. 5.600 1FE 03/01/2017 138,000 139,469 ANR Pipeline Co. Debentures 7.380 1FE 02/15/2024 80,000 99,811 ANR Pipeline Co. Debentures 7.380 1FE 02/15/2024 350,000 449,114 Appalachian Power Co. 7.950 2FE 01/15/2020 250,000 266,167 ArcelorMittal 4.250 3FE 02/25/2015 25,000 25,229 Associates Corp. Notes 6.950 1FE 11/01/2018 275,000 292,536 AT&T Broadband Corp. Notes 9.460 1FE 11/15/2022 100,000 141,797 AT&T Inc. 5.500 1FE 02/01/2018 200,000 200,689 Atlantic Richfield Co. 8.250 1FE 02/01/2022 484,000 599,574 Bank of America 6.400 1FE 08/15/2019 260,000 303,281 Bank of America - Global Sr. Notes 5.630 1FE 10/14/2016 100,000 100,816 Bank of America - Notes 5.380 1FE 06/15/2014 250,000 250,269 Bank of America Corp. 5.750 1FE 12/01/2017 400,000 406,419 Bank of America Corp. 4.100 1FE 07/24/2023 50,000 50,276 Bank of America-Subordinated Notes 5.750 2FE 08/15/2016 350,000 356,811 Bank of Montreal - Deposit Note 4.550 1FE 08/01/2017 100,000 91,148 Bankers Trust of New York 7.500 2FE 11/15/2015 300,000 300,614 Barclays Bank PLC 6.750 1FE 05/22/2019 500,000 545,291 Barclays Bank PLC 5.000 1FE 09/22/2016 250,000 257,632 Barrick Gold Corporation 3.850 2FE 04/01/2022 100,000 90,812 BB&T Corp. 5.250 2FE 11/01/2019 100,000 103,759 Bear Stearns & Co. Inc. 5.700 1FE 11/15/2014 200,000 200,581 Bear Stearns Co., Inc. 7.250 1FE 02/01/2018 350,000 393,795 Bear Stearns Cos. Inc. - Notes 5.550 1FE 01/22/2017 350,000 351,020 Bell Canada 4.950 2FE 05/19/2021 100,000 103,008 BellSouth Telecom Debentures 7.000 1FE 10/01/2025 100,000 120,482 Berkshire Hathaway, Inc. 5.400 1FE 05/15/2018 300,000 298,213 Bristol Myers Squibb Co. Debenture 7.150 1FE 06/15/2023 128,000 171,618 Bristol Myers Squibb Co. Debentures 6.800 1FE 11/15/2026 100,000 130,232 Buckeye Partners LP 5.500 2FE 08/15/2019 50,000 54,223 Buckeye Partners LP 4.880 2FE 02/01/2021 100,000 106,413 Burlington Northern RR - Series K 6.550 2FE 01/01/2020 59,000 63,060

18 BOND HOLDINGS AS OF DECEMBER 31, 2013

INTEREST NAIC MATURITY PAR BOOK DESCRIPTION RATE DESIG DATE VALUE VALUE Burlington Northern RR - Series O 6.550 2FE 01/01/2020 75,000 80,161 Canadian Pacific LTD 4.450 2FE 03/15/2023 100,000 105,033 Canadian Pacific RailRoad Co. 5.100 2FE 01/14/2022 100,000 103,621 Canadian Pacific Railway 4.500 2FE 01/15/2022 50,000 53,966 Capital One Bank - Medium Trm Note 5.130 2FE 02/15/2014 100,000 100,012 Capital Power LP 5.280 2FE 11/16/2020 100,000 97,363 Carolina Power & Light - 1st Mortg 5.250 1FE 12/15/2015 250,000 249,953 Caterpillar Inc. 7.900 1FE 12/15/2018 100,000 111,316 Caterpillar Inc. 9.380 1FE 03/15/2021 900,000 948,941 CD - CIT Bank - Salt Lake City, UT 2.600 1 07/18/2022 150,000 150,615 CD - CIT Bank - UT 3.950 1 05/28/2019 95,000 95,000 CD - Country Bank 5.000 1 12/27/2016 95,000 95,000 CD - GE Capital RET BK Draper - UT 2.600 1 08/03/2022 150,000 150,000 CD - GE Money Bank - UT 5.350 1 10/30/2018 96,000 96,000 CD - Goldman Sachs - New York, NY 2.650 1 08/08/2022 150,000 150,000 CD - Goldman Sachs Bank USA 5.150 1 12/05/2017 95,000 95,000 CD - Goldman Sachs Bank USA - NY 4.500 1 12/31/2018 95,000 95,000 CD - Stockman Bank of Montana 5.250 1 09/15/2016 95,000 95,000 CD - US Bank - Custody S.C. 0.700 1 06/05/2015 5,000 5,000 Celegene Corporation 4.000 2FE 08/15/2023 150,000 148,858 CenturyTel, Inc. 6.150 3FE 09/15/2019 100,000 110,133 Cigna Corp. 8.300 1FE 01/15/2023 200,000 206,908 Cigna Corp. 7.650 1FE 03/01/2023 300,000 300,130 Citigroup Funding Inc. - Sr. Fixed 4.000 1FE 10/26/2022 100,000 100,000 Citigroup Inc. 5.000 2FE 09/15/2014 275,000 274,595 Citigroup, Inc. 3.500 2FE 05/15/2023 100,000 94,146 Citigroup, Inc. 3.380 1FE 03/01/2023 250,000 259,536 Citigroup, Inc. 8.500 1FE 05/22/2019 100,000 115,927 Citigroup, Inc. 6.130 1FE 11/21/2017 100,000 107,252 Cliffs Natural Resources 3.950 1FE 01/15/2018 200,000 203,101 Coca-Cola Enterprises, Inc. 6.750 1FE 09/15/2023 32,000 39,839 Coca-Cola Enterprises, Inc. 6.950 1FE 11/15/2026 94,000 120,541 Comcast Corp. 6.300 1FE 11/15/2017 100,000 104,993 Comcast Corp. 5.300 1FE 01/15/2014 250,000 250,050 Comcast Corp. 5.900 1FE 03/15/2016 100,000 100,887 Con Edison Notes 7.130 1FE 12/01/2018 100,000 107,284 ConAgra Foods, Inc. 3.200 2FE 01/25/2023 100,000 98,476 ConAgra Foods, Inc. 5.880 2FE 04/15/2014 100,000 100,354 ConAgra Inc. Senior Notes 7.130 2FE 10/01/2026 100,000 117,312 ConAgra Inc. Subordinated Notes 9.750 3FE 03/01/2021 100,000 138,255 ConAgra Inc. Subordinated Notes 9.750 3FE 03/01/2021 200,000 249,247 Conoco/Phillips 6.000 1FE 01/15/2020 225,000 228,331 Conoco/Phillips - Notes 5.630 1FE 10/15/2016 250,000 255,049 Conoco/Phillips - Notes 5.750 1FE 02/01/2019 250,000 254,229 Consolidated Natural Gas 5.000 2FE 12/01/2014 160,000 160,925 Constellation Brands, Inc. 6.000 3FE 05/01/2022 50,000 56,595 Corning Inc. - Debentures 8.880 1FE 08/15/2021 100,000 118,298 Countrywide Financial Corp. 6.250 2FE 05/15/2016 340,000 345,475 Credit Suisse 5.400 2FE 01/14/2020 600,000 615,627 Credit Suisse FB USA Inc. 4.880 1FE 01/15/2015 100,000 100,188 Credit Suisse First Boston USA 5.130 1FE 08/15/2015 100,000 100,777 Credit Suisse N.Y. BRH 6.000 2FE 02/15/2018 500,000 528,664 Credit Suisse New York 5.300 1FE 08/13/2019 100,000 101,916 CVS Corp. 6.130 2FE 08/15/2016 250,000 254,084 Dayton Hudson Corp. 9.000 1FE 10/01/2021 150,000 151,596

19 BOND HOLDINGS AS OF DECEMBER 31, 2013

INTEREST NAIC MATURITY PAR BOOK DESCRIPTION RATE DESIG DATE VALUE VALUE Dayton Hudson Corp. 9.880 1FE 07/01/2020 150,000 158,930 Diageo Capital PLC 5.500 1FE 09/30/2016 100,000 100,531 Diageo Finance BV 5.300 1FE 10/28/2015 100,000 101,516 Dominion Resourcees 6.000 2FE 11/30/2017 250,000 255,482 Dominion Resources 5.150 2FE 07/15/2015 100,000 100,465 Dominion Resources, Inc. 8.880 2FE 01/15/2019 250,000 280,149 Dow Chemical Co. 4.250 2FE 11/15/2020 100,000 98,241 Dow Chemical Co. Debenture 8.850 2FE 09/15/2021 50,000 66,297 Dow Chemical Co. Debenture 9.000 2FE 04/01/2021 15,000 19,935 Dow Chemical Co. Debentures 7.380 2FE 03/01/2023 40,000 49,194 Dow Chemical Co. Debentures 7.380 2FE 03/01/2023 105,000 127,207 Dow Chemical Company 8.550 2FE 05/15/2019 50,000 63,375 Dow Chemical Company 8.550 2FE 05/15/2019 250,000 281,513 Eaton Corp. Debentures 8.100 1FE 08/15/2022 50,000 65,124 Energizer Holdings, Inc. 4.700 2FE 05/24/2022 38,000 40,788 Entergy Gulf States Louisiana, LLC 5.590 1FE 10/01/2024 250,000 276,195 EQT Corp. 8.130 2FE 06/01/2019 50,000 61,148 EQT Corp. 4.880 2FE 11/15/2021 100,000 106,141 Excelon Generation Co. LLC 5.200 2FE 10/01/2019 75,000 79,547 First American Treasury 1.890 1 11/29/2018 15,222 15,222 First Energy Corp. 6.800 2FE 08/15/2039 50,000 58,737 FirstEnergy Solutions Co. 6.050 2FE 08/15/2021 100,000 114,573 Florida Power & Lt - 1st Mortgage 5.850 1FE 05/01/2037 100,000 105,117 Florida Power Corp - 1st Mortgage 6.350 1FE 09/15/2037 35,000 36,399 Ford Motor Company 8.880 2FE 01/15/2022 600,000 600,640 Ford Motor Credit Co. LLC 8.130 2FE 01/15/2020 43,000 53,353 Ford Motor Credit Co. LLC 5.880 2FE 08/02/2021 100,000 110,243 Ford Motor Credit Co. LLC 4.380 2FE 08/06/2023 50,000 51,098 Ford Motor Holdings Inc. 9.380 2FE 03/01/2020 550,000 544,508 Ford Motor Holdings Inc. 9.380 2FE 03/01/2020 90,000 117,189 FPL Group Capital, Inc. 7.880 2FE 12/15/2015 500,000 528,920 FPL Group Capital, Inc. 6.000 2FE 03/01/2019 150,000 157,280 France Telecom S.A. 4.130 2FE 09/14/2021 50,000 50,786 France Telecom SA 5.380 2FE 07/08/2019 50,000 55,692 Gannett Co., Inc. 10.000 3FE 04/01/2016 100,000 108,731 Gap, Inc. 5.950 2FE 04/12/2021 200,000 224,682 GE Capial 4.880 1FE 03/04/2015 200,000 198,273 GE Capital - InterNotes 5.150 1FE 05/15/2018 250,000 250,000 GE Capital Canada Funding - 4.55% 4.550 1FE 01/17/2017 100,000 91,940 GE Capital Canada Funding - 5.28% 5.280 1FE 10/22/2014 100,000 94,175 GE Capital Corp - MTN 5.750 1FE 02/15/2023 130,000 147,149 GE Capital Corp. 5.100 1FE 06/15/2023 200,000 211,076 GE Capital Corp. 5.150 1FE 06/15/2023 17,000 17,951 GE Capital Corp. 5.600 1FE 02/15/2022 20,000 22,052 GE Capital Corp. 5.400 1FE 05/15/2022 100,000 108,070 GE Capital Corp. 5.150 1FE 12/15/2021 35,000 36,424 GE Capital Corp. 6.000 1FE 06/15/2018 70,000 75,687 GE Capital Corp. 5.380 1FE 10/20/2016 100,000 100,025 GE Capital Corp. 5.630 1FE 09/15/2017 250,000 247,397 GE Capital Corp. 5.550 1FE 05/04/2020 650,000 620,969 GE Capital Corp. - Med Term Note 5.450 1FE 10/15/2020 150,000 158,213 GE Capital Corp. - Med Term Notes 5.250 1FE 11/15/2021 20,000 20,853 GE Capital Corp. - Medium Term Note 4.250 1FE 09/15/2022 75,000 77,236 GE Capital Corp. - MTN 5.450 1FE 01/15/2022 73,000 79,059 GE Capital Corp. - MTN 5.750 1FE 08/15/2021 10,000 10,825

20 BOND HOLDINGS AS OF DECEMBER 31, 2013

INTEREST NAIC MATURITY PAR BOOK DESCRIPTION RATE DESIG DATE VALUE VALUE GE Capital Corp. - MTN 5.650 1FE 03/15/2022 50,000 54,980 GE Capital Corp. Med Term Notes 6.300 1FE 05/15/2018 100,000 109,684 GE Capital Corp. MTN 5.400 1FE 04/15/2023 25,000 27,332 GE Capital Internotes 4.250 1FE 08/15/2022 150,000 154,788 GE Capital Internotes 5.400 1FE 01/15/2022 40,000 42,917 GE Capital Internotes 5.150 1FE 06/15/2022 50,000 53,336 GE Capital Internotes 5.000 1FE 05/15/2022 40,000 42,212 GE Capital Internotes 5.000 1FE 04/15/2022 75,000 78,991 GE Capital Inter-Notes 5.500 1FE 02/15/2022 100,000 106,034 GE Capital Inter-Notes 5.350 1FE 04/15/2022 88,000 93,907 GE Capital Inter-Notes 5.500 1FE 03/15/2023 190,000 207,400 General Electric Capital Corp. 5.300 1FE 02/11/2021 200,000 205,314 General Electric Capital Corp. 4.000 1FE 02/14/2033 200,000 199,517 Genworth Financial I 5.750 2FE 06/15/2014 25,000 25,081 Genworth Financial, Inc. 7.700 2FE 06/15/2020 50,000 60,982 Genworth Financial, Inc. 6.520 2FE 05/22/2018 350,000 399,208 Genworth Financial, Inc. 8.630 2FE 12/15/2016 25,000 26,784 Genworth Holdings, Inc. 4.900 2FE 08/15/2023 75,000 74,810 Georgia Power Company 5.750 1FE 04/15/2023 50,000 55,034 Georgia-Pacific Corp. 8.000 1FE 01/15/2024 200,000 254,856 Goldman Sachs GP MTN 4.850 1FE 05/15/2022 170,000 170,000 Goldman Sachs GP MTN 5.100 1FE 06/15/2024 100,000 100,000 Goldman Sachs GP MTN 5.000 1FE 05/15/2024 150,000 150,000 Goldman Sachs GP MTN 4.750 1FE 05/15/2022 50,000 49,802 Goldman Sachs GP MTN 5.000 1FE 08/15/2022 170,000 171,405 Goldman Sachs GP MTN 5.000 1FE 08/15/2022 75,000 76,232 Goldman Sachs Group 5.300 1FE 02/15/2025 100,000 100,000 Goldman Sachs Group Inc. 5.000 1FE 07/15/2024 150,000 150,000 Goldman Sachs Group Inc. 5.630 1FE 01/15/2017 510,000 525,193 Goldman Sachs Group, Inc. 5.000 1FE 02/15/2023 100,000 109,318 Goldman Sachs Group, Inc. 7.500 1FE 02/15/2019 900,000 937,493 Goldman Sachs Group, Inc. 5.250 1FE 08/15/2024 100,000 110,773 Goldman Sachs Group, Inc. 6.250 1FE 09/01/2017 400,000 400,484 Goldman Sachs Group, Inc. 5.100 1FE 06/15/2024 120,000 128,216 Goldman Sachs Group, Inc. 5.380 1FE 03/15/2020 150,000 146,290 GTE Corp 8.750 2FE 11/01/2021 30,000 37,707 Gulf Mobil & Ohio 5.000 3 12/01/2056 93,700 58,303 Hartford Financial 5.500 2FE 10/15/2016 110,000 113,743 Hartford Financial Services Group 5.380 2FE 03/15/2017 25,000 25,702 Hershey Foods Corp. 8.800 1FE 02/15/2021 300,000 366,975 Hess Corp. 8.130 2FE 02/15/2019 100,000 124,955 Hewlett-Packard Co. 4.300 2FE 06/01/2021 250,000 256,471 Hewlett-Packard Co. 4.050 2FE 09/15/2022 250,000 254,008 HSBC Bank USA N.A. Global 6.000 1FE 08/09/2017 750,000 801,416 HSBC Bank USA N.A. Global 4.880 1FE 08/24/2020 250,000 256,172 HSBC Finance Corporation 5.250 1FE 01/15/2014 425,000 425,006 HSBC Holdings PLC 5.100 1FE 04/05/2021 100,000 106,488 Humana, Inc. 6.300 2FE 08/01/2018 100,000 114,263 Humana, Inc. 3.150 2FE 12/01/2022 100,000 100,684 Hydro-Quebec 8.500 1FE 12/01/2029 200,000 206,045 ING BANK NV REG S 5.800 2FE 09/25/2023 215,000 225,666 International Paper - Debentures 9.380 2FE 05/15/2019 200,000 244,222 International Paper - Notes 5.250 2FE 04/01/2016 50,000 51,552 International Paper Co. 7.500 2FE 08/15/2021 280,000 323,695 Internat'l Business Machine Corp. 8.380 1FE 11/01/2019 250,000 257,198

21 BOND HOLDINGS AS OF DECEMBER 31, 2013

INTEREST NAIC MATURITY PAR BOOK DESCRIPTION RATE DESIG DATE VALUE VALUE John Hancock Life Insurance CO 6.000 1FE 09/15/2023 57,000 65,415 John Hancock Life Insurance Co. 5.350 1FE 10/15/2022 40,000 45,627 John Hancock Life Insurance Co. 6.000 1FE 08/15/2023 50,000 56,458 John Hancock Life Insurance Co. 5.400 1FE 09/15/2022 44,000 50,365 JP Morgan Chase 6.000 1FE 10/01/2017 500,000 532,336 JP Morgan Chase & Co. 6.000 1FE 01/15/2018 1,000,000 1,012,030 JP Morgan Chase & Co. 6.300 1FE 04/23/2019 600,000 613,337 JP Morgan Chase & Co. - Notes 5.150 1FE 10/01/2015 85,000 84,824 JP Morgan Chase & Co. Global 5.250 1FE 05/01/2015 90,000 89,971 JP Morgan Chase Co. 5.130 1FE 09/15/2014 150,000 149,900 JP Morgan Chase Global 4.400 1FE 07/22/2020 250,000 253,230 Kerr McGee Corp. 6.950 2FE 07/01/2024 350,000 428,617 Kinder Morgan Energy Partners 4.150 2FE 03/01/2022 100,000 104,025 Kinder Morgan Energy Partners 5.800 2FE 03/01/2021 70,000 78,656 Koninklijke Philips Electronics 3.750 1FE 03/15/2022 100,000 104,495 Kraft Foods, Inc. 6.500 2FE 08/11/2017 150,000 152,404 Kroger Co. 3.850 2FE 08/01/2023 50,000 50,147 Lehaman Brothers Holdings 6.000 6 07/19/2012 100,000 21,250 Lehman Brothers Holdings - CONTRA 6.500 6 07/19/2017 150,000 0 Lloyds TSB Bank PLC 6.380 1FE 01/21/2021 250,000 252,843 Loral Corp. Notes Book Entry 7.000 1FE 09/15/2023 50,000 64,746 Lorillard Tobacco Co. 8.130 2FE 06/23/2019 50,000 62,486 Lorillard Tobacco Company 3.750 2FE 05/20/2023 100,000 96,592 Lubrizol Corp. Debentures 7.250 1FE 06/15/2025 100,000 125,312 Manulife Financial Corp. 7.770 1FE 04/08/2019 90,000 100,655 Masco Corp. 5.950 2FE 03/15/2022 100,000 112,690 Masco Corp. 5.950 2FE 03/15/2022 50,000 55,947 Masco Corp. 7.130 2FE 03/15/2020 310,000 361,731 Masco Corp. 7.130 2FE 03/15/2020 60,000 69,370 Masco Corp. 5.850 2FE 03/15/2017 50,000 53,560 May Department Stores 9.750 2FE 02/15/2021 18,750 19,429 Merrill Lynch 6.880 1FE 11/15/2018 250,000 270,043 Merrill Lynch & Co. 5.450 1FE 07/15/2014 345,000 345,704 Merrill Lynch & Co. 6.050 2FE 05/16/2016 300,000 302,401 Merrill Lynch & Co. 6.500 1FE 07/15/2018 65,000 67,828 Merrill Lynch & Co. 6.400 1FE 08/28/2017 100,000 101,235 Merrill Lynch & Co. 5.300 1FE 09/30/2015 10,000 10,033 Metlife Inc. 6.820 1FE 08/15/2018 57,000 59,415 MetLife Inc. 6.750 1FE 06/01/2016 200,000 207,035 MetLife Inc. 7.720 1FE 02/15/2019 100,000 110,970 MetLife Inc. 4.750 1FE 02/08/2021 250,000 260,080 MetLife Inc. 5.500 1FE 06/15/2014 250,000 250,567 Moody's Corp. 5.500 2FE 09/01/2020 490,000 518,153 Moody's Corp. 5.500 2FE 09/01/2020 50,000 55,950 Moody's Corporation 4.500 2FE 09/01/2022 100,000 105,524 Morgan Stanley 5.500 1FE 07/24/2020 100,000 103,241 Morgan Stanley 5.750 1FE 01/25/2021 20,000 22,302 Morgan Stanley 5.500 1FE 07/28/2021 50,000 55,568 Morgan Stanley 5.500 1FE 01/26/2020 400,000 395,679 Morgan Stanley - Series F 5.550 1FE 04/27/2017 500,000 510,882 Morgan Stanley - Series F 6.000 1FE 04/28/2015 250,000 249,277 Morgan Stanley Medium Term 5.750 1FE 10/18/2016 250,000 251,899 MOSAIC Co. 4.250 2FE 11/15/2023 100,000 100,968 Nabors Industries, Inc. 9.250 2FE 01/15/2019 120,000 147,296 National Fuel Gas Co. - N.J. 7.380 1FE 06/13/2025 49,000 58,424

22 BOND HOLDINGS AS OF DECEMBER 31, 2013

INTEREST NAIC MATURITY PAR BOOK DESCRIPTION RATE DESIG DATE VALUE VALUE NBD Bank N.A. Detroit, Mich. 8.250 1FE 11/01/2024 125,000 165,814 New Jersey Bell Telephone Co. 8.000 2FE 06/01/2022 200,000 242,666 Newmont Mining Corp. 5.130 2FE 10/01/2019 100,000 107,580 Newmont Mining Corp. 3.500 2FE 03/15/2022 100,000 102,577 News America Holdings Inc Sr. Notes 8.880 2FE 04/26/2023 200,000 270,908 News America Holdings Inc Sr. Notes 8.880 2FE 04/26/2023 100,000 135,712 News America Holdings, Inc. 8.500 2FE 02/23/2025 250,000 302,622 News America Holdings, Inc. 9.500 2FE 07/15/2024 80,000 115,250 News America, Inc. 5.650 2FE 08/15/2020 60,000 66,298 Nexen, Inc. 6.200 1FE 07/30/2019 50,000 58,066 NISOURCE Finance Corp. 6.130 2FE 03/01/2022 25,000 29,124 Noble Holding International Ltd. 3.950 2FE 03/15/2022 50,000 50,990 Noble Holding Int'l Ltd. 4.630 2FE 03/01/2021 100,000 103,963 Norfolk Southern Corp. Notes 5.590 2FE 05/17/2025 100,000 115,925 Northrop-Grumman Corp. Notes 7.880 2FE 03/01/2026 100,000 136,432 NY State Electric & Gas 5.750 2FE 05/01/2023 80,000 90,402 Ontario Hydro 8.900 1FE 08/18/2022 225,000 204,420 Pacificorp 1st Mortgage 6.710 1FE 01/15/2026 15,000 17,359 PepsiCo, Inc. 7.900 1FE 11/01/2018 500,000 565,612 Philip Morris International 5.650 1FE 05/16/2018 75,000 76,648 Plains All American Pipeline 8.750 2FE 05/01/2019 100,000 128,046 Progress Energy Inc. 7.050 2FE 03/15/2019 250,000 264,008 Progress Energy Inc. 6.050 2FE 03/15/2014 18,000 18,040 Prudential - 10 Yr Fixed/Float Rate 5.630 2FE 06/15/2043 400,000 399,234 PSEG Power LLC 4.300 2FE 11/15/2023 100,000 101,273 Quest Diagnostics 4.750 2FE 01/30/2020 100,000 108,764 QWEST Corp. 6.500 2FE 06/01/2017 250,000 278,826 QWEST Corp. 6.750 2FE 12/01/2021 150,000 169,139 QWEST Corp. 6.750 2FE 12/01/2021 200,000 235,420 Rabobank Nederland 4.630 1FE 12/01/2023 75,000 75,636 Ralston Purina Co. 7.750 1FE 10/01/2015 300,000 301,726 Republic N.Y. Corp. Deb. Sub. Note 9.300 1FE 06/01/2021 250,000 304,715 Republic N.Y. Corp. Debentures 9.130 1FE 05/15/2021 755,000 912,348 Republic Services Global 4.750 2FE 05/15/2023 50,000 55,093 Rowan Companies, Inc. 7.880 2FE 08/01/2019 100,000 122,234 Royal Bank of Canada (RBC) 5.000 1FE 01/20/2014 200,000 187,912 Royal Bank of Scotland PLC 5.630 1FE 08/24/2020 400,000 413,543 Safeway, Inc. 4.750 2FE 12/01/2021 230,000 241,499 Safeway, Inc. 5.000 2FE 08/15/2019 150,000 164,660 Sara Lee Corp. 4.100 2FE 09/15/2020 100,000 101,059 SBC Communications 5.100 1FE 09/15/2014 250,000 249,857 Scana Corp. 6.250 2FE 04/01/2020 85,000 95,480 Sempra Energy 6.150 2FE 06/15/2018 250,000 248,614 Simon Property Group LP 4.380 1FE 03/01/2021 250,000 255,174 Standard Chartered PLC - Reg-S 5.200 1FE 01/26/2024 100,000 102,365 Stanley Black & Decker Fixed/Float 5.750 2FE 12/15/2053 50,000 53,130 Staples, Inc. 4.380 2FE 01/12/2023 400,000 406,113 SunAmerica Inc. Debenture 8.130 1FE 04/28/2023 250,000 329,817 Symantec Corp. 4.200 2FE 09/15/2020 100,000 106,622 Symantec Corp. 4.200 2FE 09/15/2020 75,000 79,352 Tele-Communications Inc. Debentures 10.120 1FE 04/15/2022 65,000 92,931 Textron, Inc. 7.250 2FE 10/01/2019 50,000 59,404 Thermo Fisher Scientific 3.150 2FE 01/15/2023 25,000 23,729 Time Warner Cable, Inc. 7.500 2FE 04/01/2014 100,000 100,564 Time Warner Cable, Inc. 5.000 2FE 02/01/2020 50,000 52,971

23 BOND HOLDINGS AS OF DECEMBER 31, 2013

INTEREST NAIC MATURITY PAR BOOK DESCRIPTION RATE DESIG DATE VALUE VALUE Time Warner Entertainment Co. 8.380 2FE 03/15/2023 175,000 231,291 Time Warner Entertainment Co. 8.380 2FE 03/15/2023 450,000 580,196 Time Warner Inc. Debenture 9.150 2FE 02/01/2023 100,000 139,968 Time Warner, Inc. 7.250 2FE 10/15/2017 80,000 85,535 TransCanada Pipeline 4.880 1FE 01/15/2015 85,000 85,396 Trans-Canada Pipeline - Series W 9.450 1FE 03/20/2018 100,000 107,390 Transocean Sedco Forex 7.380 2FE 04/15/2018 40,000 45,207 Transocean, Inc. 6.500 2FE 11/15/2020 100,000 113,380 Tyson Foods, Inc. 4.500 2FE 06/15/2022 100,000 108,774 Tyson Foods, Inc. 4.500 2FE 06/15/2022 100,000 103,327 United Parcel Service (UPS) 8.380 1FE 04/01/2020 200,000 232,714 United Technologies Corp. 8.750 1FE 03/01/2021 50,000 50,147 University of Chicago 5.420 1FE 10/01/2030 100,000 122,516 US Bank National Association - MN 6.300 1FE 02/04/2014 110,000 110,123 USX Marathon Group Debentures 8.130 2FE 07/15/2023 25,000 31,725 Valero Energy Corp. 9.380 2FE 03/15/2019 25,000 30,835 Valero Energy Corp. 6.130 2FE 02/01/2020 250,000 279,157 Verizon Communications 5.550 2FE 02/15/2016 50,000 50,844 Verizon Communications 5.500 2FE 04/01/2017 350,000 352,803 Virginia Electric & Power 5.250 1FE 12/15/2015 38,000 38,418 Virginia Electric & Power 5.950 1FE 09/15/2017 150,000 155,740 Vodafone Group PLC 5.380 1FE 01/30/2015 150,000 150,119 Wachovia Bank - Medium Term Notes 5.600 1FE 03/15/2016 250,000 251,464 Wachovia Bank Notes 5.750 1FE 02/01/2018 250,000 252,675 Wachovia Corp. 5.750 1FE 06/15/2017 250,000 245,012 Wachovia Corp. - Subordinate Notes 5.250 1FE 08/01/2014 250,000 249,005 Walgreen Co. 5.250 2FE 01/15/2019 100,000 101,421 Wal-Mart Stores, Inc. 7.550 1FE 02/15/2030 100,000 117,961 Wal-Mart Stores, Inc. - Notes 6.500 1FE 08/15/2037 125,000 141,830 Walt Disney Company 5.880 1FE 12/15/2017 100,000 102,278 Washington Post Co. 7.250 2FE 02/01/2019 150,000 176,582 Washington Post Co. 7.250 2FE 02/01/2019 100,000 117,178 Weatherford International Ltd. 9.630 2FE 03/01/2019 200,000 252,765 Wells Fargo & Co. 3.450 1FE 02/13/2023 100,000 103,155 Wells Fargo & Co/OLD 4.600 1FE 04/01/2021 690,000 695,662 Wells Fargo & Company 4.130 1FE 08/15/2023 50,000 49,704 Weyerhaeuser Co. Debenture 7.130 2FE 07/15/2023 250,000 305,942 Williams Companies, Inc. 3.700 2FE 01/15/2023 450,000 450,116 Williams Cos, Inc. 7.880 2FE 09/01/2021 290,000 367,478 Williams Partners LP 3.350 2FE 08/15/2022 50,000 49,551 WMX Technologies, Inc. Sr. Notes 7.100 1FE 08/01/2026 250,000 312,616 Wyeth 5.500 1FE 02/15/2016 500,000 508,715 Xerox Corporation 4.500 2FE 05/15/2021 50,000 52,183 Xerox Corporation 5.630 2FE 12/15/2019 50,000 56,242

Subtotal-Industrial and Misc.-Issuer Obligations 61,306,672 65,428,015

Credit Suisse First Boston (CSFB) 6.000 3 10/25/2033 798,148 801,518 Credit Suisse First Boston (CSFB)2 6.000 1 12/25/2033 500,000 500,870

Subtotal-Industrial and Misc.- Multi-Class Residential Mortgage-Backed 1,298,148 1,302,388

Subtotal-Industrial and Miscellaneous 62,604,820 66,730,403

TOTAL BONDS 86,055,918 90,894,205

24 COMMON STOCK HOLDINGS AS OF DECEMBER 31, 2013

NO. OF ACTUAL RATE PER MARKET DESCRIPTION SHARES COST SHARE VALUE

INDUSTRIALS: AIG INC. 200.000 304,073 51.050 10,210 Aircastle Ltd. 1,500.000 43,980 19.160 28,740 Altria Group, Inc. 2,000.000 33,549 38.390 76,780 AT&T Inc. 7,000.000 240,060 35.160 246,120 Bank of America 7,954.000 306,798 15.570 123,844 Chevron Corp. 800.000 96,335 124.910 99,928 ConAgra 10,300.000 229,571 33.700 347,110 Duke Energy Corp. 700.000 52,353 69.010 48,307 E.I. Du Pont De Nemours 3,000.000 125,400 64.970 194,910 GlaxoSmithKline PLC - ADR 4,500.000 196,806 53.390 240,255 Hewlett Packard 4,885.000 109,158 27.980 136,682 International Business Machines 1,558.000 161,876 187.570 292,234 Johnson & Johnson 4,600.000 194,331 91.590 421,314 Newell Rubbermaid 8,000.000 187,831 32.410 259,280 Philip Morris International 2,000.000 76,448 87.130 174,260 Texas Instruments 8,550.000 365,921 43.910 375,431 Time Warner Cable, Inc. 502.000 90,087 135.500 68,021 Time Warner Inc. 2,000.000 255,381 69.720 139,440 Wal-Mart 6,000.000 329,109 78.690 472,140

TOTAL INDUSTRIALS: 3,399,067 3,755,006

Alerian MLP ETF 28,836.000 506,022 17.790 512,992 Eaton Vance Tax MGD Div Equity Fund 42,544.000 406,022 10.000 425,440 Powershare High Yield Equity 15,000.000 242,230 11.850 177,750 SPDR Series Trust - High Yield 8,900.000 348,815 40.560 360,984

TOTAL MUTUAL FUNDS 1,503,089 1,477,166

TOTAL STOCKS 4,902,156 5,232,172

PREFERRED STOCK HOLDINGS AS OF DECEMBER 31, 2013

NO. OF BOOK ACTUAL NAIC DESCRIPTION SHARES VALUE COST DESIG

INDUSTRIAL & MISCELLANEOUS: Ally Financial, Inc. 43.000 41,069 44,105 P4LFE Barclays Bank PLC - 7.75% 7,000.000 174,450 174,450 P2LFE Barclays Bank PLC - 8.125% 16,000.000 399,200 399,200 P2LFE HSBC Holdings PLC - 8.125% 10,000.000 250,000 250,000 P2LFE Merrill Lynch Trust V - 7.28% 7,100.000 150,145 150,145 P3LFE Vornado Realty L.P. - 7.875% 13,000.000 321,720 321,720 P2LFE Wells Fargo & Co. - 8.0% 5,000.000 127,700 127,700 P2LFE

TOTAL PREFERRED STOCK 1,464,284 1,467,320

25 SUMMARY OF EXPENSES JANUARY 1, 2012 TO DECEMBER 31, 2012 2012 Dec. 31, 2012 Dec. 31, 2012 Description Budget Expended Variance RENT Boston 80,000 80,000 - Electricity 8,000 9,272 (1,272) SALARIES & COMPENSATION Home Office Employees 835,000 815,206 19,794 Field Department 33,500 48,000 (14,500) Executive Committee 61,000 61,000 - Investment Committee 35,000 27,500 7,500 Other Officers & Committee 195,000 188,750 6,250 Sales Force 120,000 106,675 13,325 Bulletin 25,000 23,333 1,667 Chief Agent of Canada 15,000 15,000 - COMPANY BENEFITS Pension Plan & 401K 250,000 273,037 (23,037) Health 175,000 151,080 23,920 Life & Dental 14,000 13,019 981 Uninsured Benefit Plan for Employees 1,500 0 1,500 Other Employee Welfare 1,000 0 1,000 LEGAL FEES & EXPENSES Retainer Fees 130,000 100,000 30,000 Other - Legal Publication, Expenses 10,000 10,220 (220) MEDICAL EXAM FEES & REPORTS Medical Examination Fees 5,000 2,801 2,199 MIB Inspection Report 10,000 9,372 628 Medical Examiner Retainer 12,000 12,000 - TRAVEL EXPENSES Travel Expenses - Life 85,000 76,024 8,976 Travel Expenses - Fraternal 30,000 43,112 (13,112) ADVERTISING 2,000 300 1,700 POSTAGE AND TELEPHONE Local & Long Distance Service 10,000 9,564 436 Express Mail 15,000 23,281 (8,281) Postage 30,000 31,604 (1,604) Misc. - Postage & Telephone Exec. Comm. 2,500 1,456 1,044 Telephone - Sales Agency 1,500 1,082 418 PRINTING & STATIONARY General Printing 45,000 36,394 8,606 Marketing Material 15,000 487 14,513 DEPRECIATION OF FURN. & EQUIP. 17,000 23,447 (6,447) LODGE SUPPLIES (LESS $ FROM SALE) 3,000 730 2,270 BOOKS & PERIODICALS 1,000 423 577

26 SUMMARY OF EXPENSES JANUARY 1, 2012 TO DECEMBER 31, 2012 2012 Dec. 31, 2012 Dec. 31, 2012 Description Budget Expended Variance

BUREAU & ASSOCIATION DUES Dues - AFA - Fraternal Congress 5,000 5,450 (450) INSURANCE (EXCEPT ON REAL ESTATE) Bonding 5,000 0 5,000 Directors & Officers 20,000 20,156 (156) Workmen's Compensation 3,000 2,433 567 Agent E & O 0 (2,747) 2,747 MISCELLANEOUS LOSSES 100 0 100 COLLECTION & BANK SERVICE CHG. Custody Fees - Morgan Stanley & Royal Trust 30,000 26,646 3,354 Other Fees - TD bank & Royal Bank 12,000 12,515 (515) SUNDRY GENERAL EXPENSES Payroll Expenses 3,000 20,502 (17,502) Office Supplies 27,000 29,993 (2,993) ACCOUNTANT & ACTUARIAL FEES Actuarial Fees 125,000 133,378 (8,378) Auditing Fees 45,000 59,860 (14,860) SCHOLARSHIPS 35,000 35,000 - FIELD EXPENSE ALLOWANCE Field Expense 15,000 12,110 2,890 Agent Mailings & Sales Leads 10,000 31,949 (21,949) Pree Need 140,000 106,033 33,967 OFFICIAL PUBLICATION Cost of Printing 32,000 32,363 (363) Postage 22,000 19,209 2,791 Miscellaneous 1,000 686 314 EXPENSE OF SUPREME LODGE MEETING Travel 35,000 29,491 5,509 Per Diem 58,000 34,003 23,997 Miscellaneous 30,000 20,045 9,955 FRATERNAL ASSISTANCE: Subordinate Council 30,000 10,094 19,906 Grand Council 55,000 31,374 23,626 Prize Trips 10,000 12,461 (2,461) Gift Redemption (Amway) 3,000 2,096 904 International Fraternal Service Program 15,000 14,445 555 Junior Promotion 15,000 14,148 852 Supreme Regent (Promotions) 20,000 34,133 (14,133) ELECTRONIC DATA PROCESSING Service Fees 55,000 55,600 (600) Software & Maintenance on Equip & Web Site 45,000 43,885 1,115

GRAND TOTAL 3,174,100 3,041,480 132,620

27 SUMMARY OF EXPENSES JANUARY 1, 2013 TO DECEMBER 31, 2013 2013 Dec. 31, 2013 Dec. 31, 2013 Description Budget Expended Variance RENT Boston 80,000 80,000 - Electricity 8,000 8,239 (239) SALARIES & COMPENSATION Home Office Employees 810,000 787,468 22,532 Field Department 48,000 45,000 3,000 Executive Committee 61,000 61,000 - Investment Committee 12,500 12,500 - Other Officers & Committee 178,500 168,500 10,000 Sales Force 120,000 167,736 (47,736) Bulletin 25,000 25,000 - Chief Agent of Canada 15,000 15,000 - COMPANY BENEFITS Pension Plan & 401K 320,000 241,132 78,868 Health 160,000 187,821 (27,821) Life & Dental 15,000 20,883 (5,883) Other Employee Welfare 1,000 0 1,000 LEGAL FEES & EXPENSES Retainer Fees 105,000 100,000 5,000 Other - Legal Publication, Expenses 10,000 10,264 (264) MEDICAL EXAM FEES & REPORTS Medical Examination Fees 5,000 3,795 1,205 MIB Inspection Report 10,000 9,200 800 Medical Examiner Retainer 12,000 12,000 - TRAVEL EXPENSES Travel Expenses - Life 75,000 63,441 11,559 Travel Expenses - Fraternal 50,000 23,532 26,468 ADVERTISING 2,000 170 1,830 POSTAGE AND TELEPHONE Local & Long Distance Service 10,000 9,966 34 Express Mail 20,000 24,464 (4,464) Postage 30,000 25,357 4,643 Misc. - Postage & Telephone Exec. Comm. 2,500 1,537 963 Telephone - Sales Agency 1,500 1,269 231 PRINTING & STATIONARY General Printing 25,000 27,264 (2,264) DEPRECIATION OF FURN. & EQUIP. 15,000 11,650 3,350 LODGE SUPPLIES (LESS $ FROM SALE) 0 139 (139) BOOKS & PERIODICALS 1,000 309 691

28 SUMMARY OF EXPENSES JANUARY 1, 2013 TO DECEMBER 31, 2013 2013 Dec. 31, 2013 Dec. 31, 2013 Description Budget Expended Variance BUREAU & ASSOCIATION DUES Dues - AFA - Fraternal Congress 5,000 4,950 50 INSURANCE (EXCEPT ON REAL ESTATE) Bonding 5,000 5,641 (641) Directors & Officers 20,000 22,564 (2,564) Workmen's Compensation 3,000 1,958 1,042 Agent E & O 0 (10,873) 10,873 COLLECTION & BANK SERVICE CHG. Custody Fees - Morgan Stanley & Royal Trust 28,000 29,196 (1,196) Other Fees - TD bank & Royal Bank 12,000 16,509 (4,509) SUNDRY GENERAL EXPENSES Payroll Expenses & Office Supplies 35,000 34,328 672 ACCOUNTANT & ACTUARIAL FEES Actuarial Fees 115,000 148,753 (33,753) Auditing Fees 55,000 62,808 (7,808) SCHOLARSHIPS 35,000 0 35,000 FIELD EXPENSE ALLOWANCE Field Expense 10,000 16,571 (6,571) Agent Mailings & Sales Leads 20,000 7,886 12,114 Pree Need 125,000 43,710 81,290 OFFICIAL PUBLICATION Cost of Printing 33,000 23,216 9,784 Postage 19,000 17,764 1,236 Miscellaneous 1,000 258 742 FRATERNAL ASSISTANCE: Subordinate Council 15,000 11,334 3,666 Grand Council 40,000 34,576 5,424 Prize Trips 20,000 25,654 (5,654) Gift Redemption (Amway) 3,000 3,612 (612) International Fraternal Service Program 15,000 12,680 2,320 Junior Promotion 15,000 11,608 3,392 Supreme Regent (Promotions) 20,000 18,099 1,901 ELECTRONIC DATA PROCESSING Service Fees 60,000 58,350 1,650 Software & Maintenance on Equip & Web Site 40,000 61,447 (21,447)

GRAND TOTAL 2,977,000 2,807,235 169,765

29 REPORT OF THE FINANCE COMMITTEE

To the Officers and Members of the Supreme Council of the Royal Arcanum

Brothers and Sisters:

In accordance with Sections 99 and 100 of the Constitution and laws of the Order, the Committee on Finance met at the Home Office on four occasions during the past two years.

An examination and verification was made on a sample of receipts and disbursements of the Consolidated Account from January 1, 2012 to December 31, 2013.

All claims for Death Benefits, Disability Payments, Withdrawal Equities, Interest payments on money left on deposit by Members and Beneficiaries were carefully reviewed to ascertain if files were completed and the proper disbursements made with the approval of the General Counsel as required.

Active educational loan files were reviewed and examined. For follow-up procedures in the monthly billing, late payments and loans in default referred to attorneys for collection.

The books, records and accounts of the Supreme Auditor were examined and all orders issued by him were compared with the Vouchers in the Supreme Treasurer’s Office. The Contingent Funds were checked and the balances verified. The consolidated Accounts were checked with the statements of the depositories and the monthly balances verified. The Payroll Account was examined and found correct.

The examination included an audit of all transactions made by the Investment Committee for the Consolidated Account. All securities listed in the report for Morgan Stanley, RBC Trust Dexia, Citizens, Insurance Department of North Carolina and the Insurance Department of South Carolina were checked with the Annual Statement as of December 31, 2013 and found to be correct.

102nd Supreme Council Session Welcoming Exercises

Omni Charlotte Hotel Charlotte, North Carolina

Sunday, August 3, 2014 6:30-9:00 p.m. Cypress Room

Program A Fraternal Celebration

Supreme Regent Peter D. Ferrara, Presiding

Invocation Donald E. Ferry, Sr. Supreme Chaplain

Our National Anthems Assemblage “Star Spangle Banner,” “O Canada

Introduction of Hotel Kenneth Kolek Staff Member Supreme Secretary

Welcome to the Omni Charlotte Hotel Member of Staff

102nd Session Activities Kenneth Kolek Program Supreme Secretary

Songs of Patriotism: Assemblage “America,” “Our Two Nations”

Closing Remarks James E. O’Neill Chairman

32 STAR SPANGLED BANNER O say, can you see by the dawn's early light What so proudly we hailed at the twilight's last gleaming Whose broad stripes and bright stars Through the perilous night O'er the ramparts we watched Were so gallantly streaming. And the rocket's red glare, the bombs bursting in air Gave proof through the night that our flag was still there. O say, does that Star Spangled Banner yet wave O'er the land of the free, and the home of the brave.

O CANADA O Canada! Our home and native land! True patriot love in all thy sons command. With glowing hearts we see thee rise, The true north strong and free!

From far and wide, O Canada, We stand on guard for thee. God keep our land glorious and free! O Canada, we stand on guard for thee. O Canada, we stand on guard for thee.

33 AMERICA My country 'tis of thee, Sweet land of Liberty, Of thee I sing, Land where my father's died, Land of the Pilgrim's pride, From every mountain side Let freedom ring!

OUR TWO NATIONS Two empires by the sea, Two nations great and free Our anthem raise. One race of ancient fame, One tongue, one faith, we claim, One God, whose Glorious Name We love and praise.

102nd Supreme Council Session Program of Activities “Keeping on Track”

Omni Charlotte Hotel Charlotte, North Carolina August 3 – 7, 2014

Session

102nd Session of the Supreme Council of the Royal Arcanum

Dear Members and Friends,

It is my pleasure to greet you and welcome you to our 102nd Supreme Council Session in Charlotte, North Carolina.

Although some very important business will be conducted here, I am mindful of the fact that fraternalism also includes a lot of sharing and having fun together!

The Executive Committee and I will do our best to see that everybody has a memorable time at this 102nd Session.

Please avail yourself of the amenities here at the resort and enjoy this beautiful area to the fullest extent possible.

We have had a busy and productive year, promoting the

“Keeping on Track” program and I hope we can count

on your continued support for moving the Royal

Arcanum successfully into the future.

Yours in Virtue, Mercy & Charity,

Peter D. Ferrara Supreme Regent

36 Sunday, August 3, 2014: 1-5 p.m. Registration—Credentials Committee Oak Room

All Supreme Council Representatives, Officers, Prize Winners and Guests MUST register with Registration Committee. Supreme Council Representatives MUST submit their Credentials to the Committee on Credentials. All Juniors and Adults can enter their estimates in the Guessing Contest.

6:30-9 p.m. Welcome Dinner Poplar Room

Monday, August 4, 2014: 7 a.m. Breakfast — on your own

8:45 a.m. 1st Day Session Willow Birch Room

9 a.m. Color Guard

12 Noon Lunch on your Own

1:30-2:30pm Memorial Willow Birch Room

2:30-5:00pm Afternoon Session Willow Birch Room

Dinner on Own

3737 7-9 pm Game Night Oak Room

Tuesday, August 5, 2014: 7 a.m. Breakfast—on your own

9 a.m. Second Day Session Willow Birch Room

9:15 a.m. Founders’ Ring Presentation Cynthia A. Macon

10:15 a.m. Nomination of Officers

12 noon Lunch on Own

12-1:30 pm Grand Regent’s Lunch Grand Regents/Deputies Oak Room By Invitation only

1:30-3 p.m. Afternoon Session Willow Birch Room

5 p.m. Legion of Honor Presentation Donald E. Ferry, Jr. Deborah Young

6-7 pm Hospitality Party Pomodoro Room

7-10 pm Formal Banquet Dinner/Dance Cypress Room

Wednesday, August 6, 2014: 7 a.m. Breakfast—on your own

9 a.m. 3rd Day of Session Willow Birch Room

10 a.m. Election of Officers

12 Noon Lunch on Own

1:15 pm Installation of Officers

Supreme Regent’s Program Presentation Sweepstakes Drawing, Must be present to win

6-7 p.m. Hospitality Party

7-11 p.m. Theme Night, Dinner/Dancing Sports Team Theme Cypress Room Charity Presentation to the Philips Academy

39 Thursday, August 7, 2014: 12 Noon Check out

Farewell: The Omni Charlotte Hotel and the Supreme Council Session Committee wish to thank you for coming to the 102nd Supreme Council Session of the Royal Arcanum.

Have a pleasant trip home. PLEASE…...If you are driving, drive CAREFULLY.

So long…..We look forward to seeing you at the Mini- Vacation in 2015.

.Committee: Cynthia A. Macon Herbert J. Snyder Carl J. Krzystofczyk James E. O’Neill Kenneth J. Kolek

ROYAL ARCANUM 61 Batterymarch Street Boston, MA 02110

Phone: 617-426-4135 Fax: 617-426-2322 Toll Free: 1-888-ARCANUM (272-2686)

40 SUPREME COUNCIL OF THE ROYAL ARCANUM FIRST DAY’S PROCEEDINGS MORNING SESSION

OMNI CHARLOTTE HOTEL Charlotte, North Carolina August 3-7, 2014

The One Hundred and Second Supreme Council Session opened at 9:00 a.m., on August 4, 2014 at the Omni Charlotte Hotel, Charlotte, North Carolina with Supreme Regent Peter D. Ferrara presiding.

Supreme Regent Peter Ferrara opened the Supreme Council Session according to the Ritual. The Supreme Council came to Order and all officers, representatives and members wore their jewels of office.

The Supreme Regent called for the Presentation of Colors and the singing of the National Anthems.

Supreme Regent Ferrara thanked the members for serving in the Color Guard and for the dignified manner in which the ceremony was conducted.

The Supreme Regent invited Past Supreme Regents and Life Members of the Supreme Council to seats on the dais.

The Supreme Regent called Tom Bayliss for the Report of the Chairman of the Committee on Credentials.

41 Brother Bayliss presented the following:

REPORT OF THE COMMITTEE ON CREDENTIALS

The Committee on Credentials reports that it had the Credentials of the following Brothers and Sisters chosen by their respective Grand Councils as Representatives or Alternates or, who have been appointed to fill a vacancy, that it has examined same and found that they are entitled to seats in this body and recommend that they be admitted.

Polly Veino Rep Massachusetts May 2013 Lynda Rodil Rep Massachusetts May 2013 * Kimberly Johnson Rep Massachusetts May 2013 Sylvia Ferry Rep Massachusetts May 2013 * Roland Van Liew Rep Massachusetts May 2013 Joseph Conforto Rep New York June 2013 Fred DiBartolo Rep New York June 2013 Frances Magnotta Rep New York June 2013 Richard Macon Rep New Jersey June 2013 Rosella Berger Rep New Jersey June 2013 * John Baranowski Alt Rep New Jersey June 2014 Joanie Francis Rep California June 2013 Alice Mangano Rep California June 2013 Jacqueline Bedard Rep Quebec May 2014 Nicole Covelli Rep Illinois June 2014 Chris Krzystofczyk Rep Illinois June 2014 Leigh Sportun Rep Illinois June 2014 Tom Bayliss Rep Ontario June 2014 Debbie Young Rep Ontario June 2014 *Ashley Lockaby Rep Rhode Island June 2014 Jackie Wudkiewicz Rep Rhode Island June 2014 Mark Hefner Rep Michigan June 2013 Keith Armbruster Rep Michigan June 2013 David Simpson Rep Ohio June 2014 * Joseph Bonness Rep Ohio June 2014

42 Perry L. Whisenant Rep Carolinas June 2014 Jane Merrill Alt Rep Carolinas June 2014 Carmen Rodia Rep Pennsylvania June 2014 Joseph Tedesco Rep Pennsylvania June 2014 Anita Ferrara Rep Pennsylvania June2014 *Antoinette Malone Rep Pennsylvania June 2014 *Lillie Mae Panichelli Rep Pennsylvania June 2014

*First time Rep.

Your Committee moves for adoption of this Report.

Tom Bayliss Ashley Lockaby Antoinette Malone Joanie Francis

Report Adopted.

The Supreme Regent instructed the Supreme Guide and the Chairman of the Credentials Committee (Tom Bayliss) to retire and introduce all New Representatives. Introduction was done by the Chairman of the Committee on Credentials.

The Supreme Regent designated the Chairman of the Committee on Laws, Paul D’Emilio, to instruct the new Representatives in the Secret Work.

Supreme Regent Ferrara thanked Brother D’Emilio, welcomed the new Representatives and invited them to take seats at their Jurisdiction’s tables.

The Supreme Regent announced, “Supreme Guide you will now receive from everyone present the Supreme Council grip and word. The Supreme Chaplain will please assist.”

43 Supreme Guide David Covelli responded, “Supreme Regent, all present are in possession of the loyal grip and word.”

The Supreme Regent called on the Supreme Chaplain to read the prayer.

Supreme Chaplain Donald Ferry, Sr. read the prayer.

The Supreme Regent asked Supreme Secretary to proceed with the roll call. John Baranowski (Representative-NJ) was excused for the day.

After Roll Call the General Counsel advised that the value for 31 Reps and 30 Officers were Reps 1 full vote and Officers .517

The Supreme Regent requested that the Past Supreme Regents in attendance present themselves at the altar and to be introduced by Supreme Orator Errica Conforto::

Donald G. Foley 1998 – 2000 James E. O’Neill 2000 – 2002 Cynthia A. Macon 2002 – 2004 August Magnotta 2004 – 2006 Herbert J. Snyder 2006 – 2008 William J. Wire 2008 – 2010 Carol A. Zavitz 2010 – 2012

The Supreme Regent acknowledged the Past Supreme Regents and invited them to take their seats.

44 Immediately following, Motion was made by James O’Neill: “I move for consent to admit to this 102nd Session of the Supreme Council any member of Royal Arcanum who desire to be admitted.”

The Supreme Regent asked the Chairman of the Credentials Committee, Tom Bayliss to check if there are any visitors in the ante room waiting to be introduced to the Session body. Tom Bayliss returned with the visitors and introduced the following:

Joanne Covelli, Ft. Dearborn CL, IL Paul Kriston, Medora CL, IL Nicholas Benoit, Pawtucket CL, RI Carmine Rodia, Integrity CL, PA Patricia Désiré, Medora CL, IL Danielle Désiré, Medora CL, IL Nissa Désiré, Medora CL, IL Jonathan Kriston, Medora CL, IL Kathleen Kriston, Medora CL, IL Morgan Young, Coronation CL, ON Judith Kolek, Pawtucket CL, RI Micheline Boisclair, Jeanne Mance CL, PQ Doug Zavitz, Coronation CL, ON

Motion by Janice Brazas: “I move that the reading of the Journal of Proceedings of the last Session be dispensed with and that, as printed and distributed the same be approved and adopted.”

Motion Adopted.

Motion by Paul D’Emilio: “Inasmuch as we have considerable business to transact in an abbreviated Session, a suspension of the rules

4545 governing introduction of New Business is desirable, and I offer the following Resolution:

RESOLVED: That the Supreme Council Rules of Order be suspended for this Session so that the introduction of New Business be not permitted after the morning Session of the Second Day of this Session, except by unanimous consent.”

Motion Adopted.

Motion by Herbert J. Snyder: “I move that the printing of the Daily Journal of Proceedings be dispensed with, and that the Executive Committee be authorized to prepare the Proceedings prior to publication.”

Motion Adopted.

Motion by Supreme Treasurer John Crisanti: “I move that the number of days of t his Session be fixed and limited to three (3). In lieu of Per Diem, hotel rooms and meals will be paid for by the Supreme Council, meal allowances (for all Representatives and Supreme Council Officers) will be reimbursed $100.00. Mileage allowance is 56.5 cents per mile up to 500 miles, each way. Traveling by air or other means of travel, will be reimbursed actual travel expenses for the most economical and reasonable method of transportation.”

Motion Adopted.

The Supreme Regent referred the matter to the Committee on Mileage and Per Diem, being chaired by Leigh Sportun.

46 SESSION COMMITTEES ONE HUNDREDTH AND SECOND SUPREME COUNCIL SESSION AUGUST 4 – 6, 2014

CREDENTIALS COMMITTEE: Tom Bayliss, Ashley Lockaby, Antoinette Malone Joanie Francis

EXECUTIVE ADMINISTRATION: Jackie Wudkiewicz, Freddy DiBartolo, Alice Mangano, Keith Armbruster

STATE OF THE ORDER: Joe Tedesco, Richard Macon, Deborah Young, Mark Hefner

SALARY AND COMPENSATION/PER DIEM: Leigh Sportun, Carmen Rodia, Perry Whisenant

MEMORIALS: Jacqueline Bedard, Jane Merrill, Lynda Rodil, Lillie Mae Panichelli, Nicole Covelli

COLOR GUARD: Antal Basa, Jr., August Magnotta, Richard Macon, Tom Bayliss, Donald Ferry, Jr.

Supreme Regent Peter Ferrara presented his Report.

47 Charlotte Omni Hotel Charlotte, North Carolina August 4 - 6, 2014

REPORT OF THE SUPREME REGENT

TO: THE OFFICERS AND MEMBERS OF THE SUPREME COUNCIL OF THE ROYAL ARCANUM

Dear Brothers and Sisters,

I would like to take this opportunity to thank you and welcome you to the 102nd Session of the Royal Arcanum at the Omni Hotel in Charlotte, NC.

It is hard for me to believe that it has been two years since I was installed as Supreme Regent in Atlantic City, NJ. It seems that the old saying ’time flies when your having fun’ has been true in my case. I can still remember being very apprehensive when I made my first visitation to the Ohio jurisdiction in September of 2012. The warmth and friendliness that I was shown in Ohio continued throughout all of my visitations both in the US and Canada, making my job much easier and enjoyable. No matter what the size or the location of the jurisdiction I visited, the attributes of ‘virtue, mercy and charity’ were quite apparent, reinforcing my belief that the most important asset that the Royal Arcanum has is its members.

My programs ’On Track for Success’ and ’Keeping on Track’ were chosen to reflect my background as a railroad employee. I hope that my tenure as Supreme Regent has contributed to the continuing effort to make the Royal Arcanum one of the leading Fraternal Organizations in North America. While the Supreme Regent can be thought of as the engineer who steers the train, it’s our members

48 who provide the driving force to keep us on the right track and headed for success. My deepest thanks to all those members who by their production and charitable good works exemplify the best qualities that Fraternalism can provide.

VISITATIONS

I would like to thank all of those individuals at the various jurisdictions who were so gracious and helpful in making reservations, providing transportation to and from airports and hotels and being a kind an attentive audience for my presentations. It was a hectic schedule and I could have never accomplished it without the support of our members. Listed below are the locations and dates of my visitations:

2012 - 2013 Ohio September 2012 Quebec October 2012 Rhode Island October 2012 Massachusetts October 2012 Georgia October 2012 Ontario November 2012 Michigan November 2012 North Carolina November2012 Pennsylvania January 2013 Florida (East) January 2013 Florida (West) February 2013 California February 2013 New York March 2013 New Jersey March 2013 North Carolina May 2013

2013 -2014 Massachusetts September 2013 Quebec October 2013

49 New York October 2013 New Jersey October 2013 Illinois November 2013 Florida November 2013 Rhode Island November 2013 North Carolina December 2013 Pennsylvania January 2014 California April 2014



NECROLOGY

It is with deep sadness and respect that I report to you the deaths of the Officers and Representatives who have gone to be with their Maker since our last meeting. Rise with me now, without the sound of the gavel, as I call their names to you:



JURISDICTION NAME

CALIFORNIA JOSEPH D. VENTIMIGLIA Supreme Representative 2002 Past Grand Regent Past Deputy Supreme Regent Distinguished Service Award Member

LENA PARLATO Supreme Representative 2004 Distinguished Service Award Member

ILLINIOS ANN LETO Supreme Representative 1994-2002

50 ELIZABETH KAMIN Legion of Honor Member

EUGENE PIGONI Supreme Representative 2004 Past Grand Regent

NEW YORK ALBERT SAUSTO Supreme Representative 1996-1998 Committee on Finance 1998-2013 Grand Secretary 1991 Grand Regent 2001 Grand Auditor 1997 Grand Sec/Treasurer 1997-2013 Past Grand Regent Legion of Honor Member Royal Purple Achievement Award Founders’ Ring of Distinction

GIOVINA ‘NELL’ TANTILLO Supreme Representative 2002 Distinguished Service Awd Member

CONSTANCE LUCIA Grand Chaplain NY 1995-2009 Deputy Grand Regent to Our Cl #252 1995-2009 Distinguished Service Awd. Member

SALVATORE PEZZOLANTI Supreme Representative 1978, 1984 Legion of Honor Member

51 OHIO EDWIN K. CALAIN Supreme Representative 1984, 1986 Committee on Juniors 1994-2012 Past Grand Regent Past Deputy Supreme Regent Distinguished Service Awd Member

RICHARD A. LOGUE, SR. Supreme Representative 1966, 68, 70 Past Deputy Supreme Regent P. Grand Regent 1966-1968, 1970-1972 Distinguished Service Awd Member

PENNSYLVANIA THEODORE DADDARIO Supreme Representative 1990-2006 Distinguished Service Awd Member

WYLLENE PEIRCE Distinguished Service Awd Member Sec. to the Supreme Council Sessions

QUEBEC GILLES BEDARD Supreme Representative 1978, 1980 Supreme Trustee 1988 Supreme Sentry 1990-1992 Supreme Guide 1994 Supreme Chaplain 1996 Supreme Trustee 1998-2012 Past Grand Regent Deputy Supreme Regent Legion of Honor Member

MAURICE VINCENT Supreme Representative 1998-2000 Distinguished Service Awd Member

52 Though their smiles are gone forever, And their hands we cannot touch, Still we have so many memories Of the ones we loved so much. Their memories are our keepsakes With which we’ll never part. God has them in His keeping, We have them in our hearts.

MAY THEIR SOULS REST IN ETERNAL PEACE



INTERNATIONAL FRATERNAL SERVICE PROJECTS

Charity is one of the greatest objectives of our Order and it can be achieved under the International Fraternal Service Program.

The following is a list of projects adopted since our last Session.

2012 ALPHA-AGASSIZ COUNCIL #1 New England Hemophilia Association $ 500.00

ALPHA-AGASSIZ COUNCIL #1 Susan G. Komen Walk for Cancer $ 500.00

NEW JERSEY GRAND COUNCIL Felician School for Exceptional Children-Lodi $1,000.00

MERRITT COUNCIL #1974 Lorraine J. D’Emilio Foundation $ 250.00

MERRITT COUNCIL #1974 Felician School for Exceptional Children $ 250.00

RHODODENDRON COUNCIL #701 MANNA Food Bank $ 600.00

RHODE ISLAND GRAND COUNCIL Lorraine J. D’Emilio Foundation $ 200.00

CORONATION COUNCIL #2224 The Salvation Army $1,000.00

PEACH COUNCIL #2466 Ronald McDonald House $ 300.00

BAYONNE COUNCIL #695 St. Hubert’s Animal Welfare Center $1,000.00

VERSATILITY COUNCIL #2501 Felician School for Exceptional Children-Lodi $1,000.00

RHODE ISLAND GRAND COUNCIL Hurricane Sandy Relief $ 100.00

DETROIT COUNCIL #21A Hurricane Sandy Relief $ 500.00

MICHIGAN GRAND COUNCIL Father Kohler’s Cancer Camp for Kids $ 500.00

2013 INTEGRITY COUNCIL #586 Various Charitable Causes $3,500.00

54 ALPHA-AGASSIZ COUNCIL #1 National Hemophilia Foundation $ 500.00

HARRISBURG COUNCIL #499 Downtown Daily Bread $ 400.00

NEW JERSEY GRAND COUNCIL Felician School for Exceptional Children-Lodi $1,000.00

CLAREMONT COUNCIL #1655 Part of the Solution $ 250.00

CLAREMONT COUNCIL #1655 Best Buddies NY $ 500.00

CLAREMONT COUNCIL #1655 Thorpe Family Residence $ 250.00

MASSACHUSETTS GRAND COUNCIL New England Winter Sports Clinic (2012 Project) $ 500.00

RHODE ISLAND GRAND COUNCIL Leukemia and Lymphoma Society $ 50.00

RHODODENDRON COUNCIL #701 Carpenter’s Heart $1,000.00

RHODE ISLAND GRAND COUNCIL Great Strides-Cystic Fibrosis Foundation $ 200.00

ALPHA-AGASSIZ COUNCIL # Angel Ride Hole in the Wall Gang $ 500.00

DETROIT COUNCIL #21A Countdown to Christmas for Hospitalized Children & Veterans $ 400.00

55 MERRITT COUNCIL #1974 Habitat for Humanity $ 450.00

MERRITT COUNCIL #1974 Parkinson’s Unity Walk $ 250.00

MASSACHUSETTS GRAND COUNCIL Boston Marathon-Jimmy Fund Walk $ 500.00

RHODE ISLAND GRAND COUNCIL Countdown to Christmas for Hospitalized Children & Veterans $ 200.00

MASSAHUSETTS GRAND COUNCIL New England Winter Sports Clinic $ 500.00

DR. PAUL FORTIER COUNCIL #52 American Heart Association $ 100.00

CORONATION COUNCIL #2224 The Salvation Army $1,000.00

WOODSIDE COUNCIL #1358 Purple Stride Tampa Bay (Pancreatic Cancer) $ 500.00

BAYONNE COUNCIL #695 Bayonne Veterans Museum at Joyce-Herbert VFW Post $1,000.00

LAKEWOOD COUNCIL #5 Walk for Autism Speaks $ 200.00

DETROIT COUNCIL #21A Gleaners Community Food Bank $ 400.00

MICHIGAN GRAND COUNCIL Father Kohler’s Cancer Camp for Kids $ 500.00

56 MATTATUCK COUNCIL #713 Operation Comfort $ 100.00

VERSATILITY COUNCIL #2501 Giordano Food Pantry at Our Lady of Assumption $1,000.00

2014: HARRISBURG COUNCIL #499 Caitlyn Smiles $ 100.00

HARRISBURG COUNCIL #499 Downtown Daily Bread Food Bank $ 200.00

ALPHA-AGASSIZ COUNCIL #1 Hemophilia Walk $ 500.00

DR. PAUL FORTIER COUNCIL #52 Twin Cities Community Folque Orchestra $ 200.00

ALPHA-AGASSIZ COUNCIL #1 National Hemophilia Foundation Andrew’s Crusaders $ 500.00

ST. ROSAIRE COUNCIL #24 Multiple Sclerosis Walk in memory of J. Ulewicz $ 100.00

RHODE ISLAND GRAND COUNCIL Pawtuxet Valley Rotary Race for Reading $ 100.00

DETROIT COUNCIL #21A The Fallen & Wounded Soldiers Fund -Bloomfield Hills, MI. $1,000.00

NEW JERSEY GRAND COUNCIL St. Hubert’s Animal Welfare Center - Madison, NJ $1,000.00

INTEGRITY COUNCIL #586 Various Charitable Causes $3,500.00



‘1105’ ROYAL PURPLE ACHIEVEMENT AWARD

The ‘1105’ Royal Purple Achievement Award is presented to those members who enroll 1,105 new members, or the equivalent in protection of at least $1,600,000. When this requirement has been met, the member is presented a tailored maroon jacket, which has, over the left-hand breast pocket, the insignia of the Legion of Honor.

As of July 31, 2014 eight living members have earned the ‘1105’ Royal Purple Achievement Award:

Edward A. Vicinanza Louis Brill Joseph R. Macon August Magnotta Paul F. D’Emilio Frances Magnotta Cynthia A. Macon *Albert Sausto Kenneth J. Kolek



FOUNDERS’ RING OF DISTINCTION

This award - the highest a member can attain for production is awarded in two stages:

58 1. for $2,800,000 protection secured, the Ring of Distinction without diamond; and

2. upon attaining $3,750,000 in protection, the Ring of Distinction is awarded with diamond.

As of July 31, 2014, four living members have earned this award:

Past Supreme Regent - EDWARD A. VICINANZA Ring with Diamond

Past Supreme Regent - AUGUST MAGNOTTA Ring of Distinction

*Supreme Council Committeeman - ALBERT SAUSTO Ring of Distinction

Supreme Council Committeeman – PAUL F. D’EMILIO Ring of Distinction

Past Supreme Regent – CYNTHIA A. MACON Ring of Distinction with Diamond



LEGION OF HONOR

The back-bone of the Royal Arcanum are the members of this prestigious D.S.A. list. It gives me great honor to list the members of the Legion of Honor and all Distinguished Service Members.

The Standings listed are as of July 31, 2014:

59 PAST SUPREME REGENT EDWARD A. VICINANZA Legion of Honor 10 Diamonds Legion of Honor Center Diamond Legion of Honor Circle 6 Diamonds Founders’ Ring of Distinction w/ Diamond

SUPREME AUDITOR JOSEPH R. MACON Legion of Honor 10 Diamonds

BROTHER ANDREW ST. DENIS Legion of Honor 2 Diamonds

PAST SUPREME REGENT DONALD G. FOLEY Legion of Honor 9 Diamonds

*SISTER ELIZABETH KAMIN Legion of Honor 1 Diamonds

PAST GRAND REGENT PETER D. YOUNG Legion of Honor 4 Diamonds

BROTHER GARY DOTSON Legion of Honor 10 Diamonds

*BROTHER SALVATORE PEZZOLANTI Legion of Honor 7 Diamonds

SUPREME COMMITTEEMAN PAUL F. D’EMILIO Legion of Honor 10 Diamonds Legion of Honor Center Diamond Legion of Honor Circle 5 Diamonds Founders’ Ring of Distinction

60 PAST SUPREME REGENT AUGUST MAGNOTTA Legion of Honor 10 Diamonds Legion of Honor Center Diamond Legion of Honor Circle 5 Diamonds Founders’ Ring of Distinction

SUPREME COMMITTEEMAN JOSEPH R. RADECKI, SR. Legion of Honor 7 Diamonds

SUPREME SENTRY LOUISE G. REYNOLDS Legion of Honor 8 Diamonds

PAST GRAND REGENT CONRAD BOLDUC Legion of Honor 2 Diamonds

BROTHER DONALD G. HARMAN Legion of Honor 9 Diamonds

*PAST GRAND REGENT MARIO F. SALERNO Legion of Honor 8 Diamonds

SUPREME COMMITTEE B. JOE MERRILL Legion of Honor 2 Diamonds

PAST GRAND REGENT FRANCES MAGNOTTA Legion of Honor 10 Diamonds

*SUPREME COMMITTEEMAN ALBERT SAUSTO Legion of Honor 10 Diamonds Legion of Honor Center Diamond Legion of Honor Circle 10 Diamonds Founders’ Ring of Distinction w/ Diamond

*SUPREME TRUSTEE GILLES BEDARD Legion of Honor 4 Diamonds

61 SUPREME COMMITTEEWOMAN GENEVIEVE A. MACON Legion of Honor 1 Diamond

DEPUTY SUPREME REGENT LOUIS BRILL Legion of Honor 10 Diamonds

PAST SUPREME REGENT CYNTHIA A. MACON Legion of Honor 10 Diamonds Legion of Honor Center Diamond Legion of Honor Circle 4 Diamonds Founders’ Ring of Distinction w/ Diamond

PAST GRAND REGENT MORGAN R. YOUNG Legion of Honor 1 Diamond

SISTER MARIE CAVALLO Legion of Honor 2 Diamonds

BROTHER ROBERT MARCELLA Legion of Honor 9 Diamonds

SUPREME SECRETARY KENNETH J. KOLEK Legion of Honor 10 Diamonds

*BROTHER GRANT ZAVITZ Legion of Honor 1 Diamond

PAST SUPREME REGENT WILLIAM J. WIRE Legion of Honor 4 Diamonds

SUPREME COMMITTEEMAN DONALD E. FERRY, JR. Legion of Honor 1 Diamond

62 SUPREME REPRESENTATIVE DEBORAH L. YOUNG Legion of Honor 1 Diamond

*deceased 

DISTINGUISHED SERVICE AWARDS

You will find listed below the Sisters and Brothers whose dedication and belief in what our Order stands for have earned them this coveted award.

20 Diamonds Joseph R. Macon – Bayonne Council – New Jersey Edward A. Vicinanza – Sun Coast Cl – Florida Andrew St. Denis – Coronation Council – Ontario Donald G. Foley– Treasure Coast Council – Florida * Elizabeth Kamin – Ft. Dearborn Council – Illinois Peter D. Young – Coronation Council – Ontario Gary D. Dotson – Rhododendron Council – Carolinas * Salvatore Pezzolanti – Delong Council – New York Paul F. D’Emilio–Integrity Council – Pennsylvania August Magnotta–Claremont Council – New York Donald M. Harman–Wyomissing Cl–Pennsylvania Joseph J. Radecki, Sr. – Carrollton Council – Maryland Louise G. Reynolds –Treasure Coast Council – Florida Conrad Bolduc – Jacques Cartier Council – Quebec B. Joe Merrill – Rhododendron Council – Carolinas Frances Magnotta – Claremont Council – New York *Albert Sausto – Claremont Council – New York *Gilles Bedard – Maisonneuve Council – Quebec Genevieve A. Macon–Versatility Cl – New Jersey Louis Brill – Treasure Coast Council – Florida Cynthia A. Macon – Versatility Council – New Jersey Morgan Young – Coronation Council – Ontario

63 Marie Cavallo – Claremont Council – New York Kenneth J. Kolek – Pawtucket Council – Rhode Island *Grant D. Zavitz – Coronation Council - Ontario *Constance Lucia – Claremont Council – New York William J. Wire – Medora Council - Illinois Donald E. Ferry, Jr. – Alpha-Agassiz Council – MA Deborah L. Young – Coronation Council – ON Carl J. Krzystofczyk – Medora Council – Illinois Carmen Rodia – Integrity Council – Pennsylvania Robert Marcella – Mattatuck Council - Connecticut

16 Diamonds Antal Basa, Jr. – Alpha-Agassiz - Massachusetts Stella Rakowski – Versatility Council – New Jersey

15 Diamonds Carmine Maisano – Claremont Council – New York Ellen D. Phillips - Railroad Council - Colorado

14 Diamonds Errica Conforto – Claremont Council – New York Joyce Crawford – Germantown Cl – Pennsylvania Richard Slawinski – Woodside Council – New Jersey Perry Whisenant – Catawba Council – Carolinas

13 Diamonds Herbert Chronister – Yorktowne Cl – Pennsylvania

12 Diamonds *Edwin K. Calain – Republic Council – Ohio Robert H. Law III – Dobbs Ferry Council – New York Louis Marchesano – Horsetooth Council – Colorado Blanche Vicinanza – Sun Coast Council – Florida

11 Diamonds John D. Crisanti – Alpha-Agassiz Cl – Massachusetts Ralph Ferrara – Integrity Council - Pennsylvania

64 Ivan Snyder – Integrity Council - Pennsylvania

10 Diamonds Wynelle Estes – Peach Council – Georgia Joseph Smeraglia – Woodside Council – New Jersey

9 Diamonds Charlotte Brill – Treasure Coast Council - Florida Roger Gudenkauf – Denver Council - Colorado Andrew Madonna – Wmsbridge Council – New York Joseph Panzarella – Wmsbridge Council – New York

8 Diamonds Jacqueline Bernier – Jeanne Mance Council – Quebec Harold E. Estes – Peach Council – Georgia Peter Ferrara - Integrity Council - Pennsylvania Herbert J. Snyder – Integrity Council – Pennsylvania

7 Diamonds Rosella Berger - Woodside Council - New Jersey David Hryniewich – Alpha Agassiz - Massachusetts Lillie Mae Panichelli–Integrity Council– Pennsylvania Wyllene Peirce – Harrisburg Council – Pennsylvania Ethel Reitsema – Merritt Council – New Jersey *Glen Sams – Rhododendron Council – Carolinas

6 Diamonds Carmine Campo – Claremont Council – New York David Covelli – Ft. Dearborn Council – Illinois Matthew D’Emilio – Integrity Council - Pennsylvania William S. Grimwood – Republic Council – Ohio Clement Kinnicutt – Ft. Orange Council – New York *Jean Perreault – Papineau Council – Quebec Raymond Raniszewski–Bayonne Council–New Jersey Joseph Tedesco - Integrity Council - Pennsylvania Carol Zavitz - Coronation Council - Ontario

65 5 Diamonds James Donati – Rhododendron Council - Carolinas Helen Kopacz – Versatility Council – New Jersey Maurice LaRiviere – Conseil Canadian – Quebec *Thomas McGruddy–Integrity Council – Pennsylvania Richard J. Macon – Bayonne Council – New Jersey Gerard Pelletier – Maisonneuve Council – Quebec Loretta Wehbe – Integrity Council - Pennsylvania Alex Yorkston – Regina Council – Ontario

4 Diamonds Helen Bartolett – Penn Laurel Council – Pennsylvania Richard C. Blase – Dependable Cl - Massachusetts Maria Di Bartolo - Claremont Council - New York Robert A. Galdon Jr. – Bayonne Council – New Jersey *Ralph Hartgrove – Prince Albert Council - Carolinas Susan B. Lorelli – Claremont Council – New York Jane Merrill – Rhododendron Council – Carolinas *Peter Pavone Sr. – Claremont Council – New York Richard M. Phillips – Railroad Council – Colorado Arlayne Skridulis -- Mattatuck Cl - Connecticut

3 Diamonds James Anders Jr. – Integrity Council – Pennsylvania *Michael S. Bird – Hoboken Council – New Jersey Florence Campbell – Sincerity Council – New Jersey Eleanor Clarke – Penn Laurel Council - Pennsylvania Charles S. Crawford – Germantown Cl–Pennsylvania Inge Huber - Claremont Council - New York *Laura L. Hughes – Rhododendron Council - Carolinas Cheryl Mazzola – Lakewood Council - Ohio *Lena Parlato – San Jose Council - California O. Reed Pence – Bergen Council – New Jersey Antonio Perillo – Claremont Council – New York Michelle N. Rhode – Ft. Dearborn Council – Illinois Larry M. Robinson – Rhododendron Cl - Carolinas Robert W. Rowlands –Hoboken Council – New Jersey

66 Helen Spinelli – Claremont Council – New York Patrecia Tindell – Railroad Council – Colorado *Joe D. Ventimiglia – San Jose Council – California

2 Diamonds Ann Antuzzi – San Jose Council - California J. Albert Baker – Regina Council – Ontario Heidi L. Bonness – Lakewood Council - Ohio Heidi A. Bonness – Lakewood Council – Ohio Janice Brazas – Detroit Council – Michigan *Theodore Daddario – Integrity Cl – Pennsylvania Elizabeth Delgado – Wmsbridge Council – New York Loretta DiGianivittorio – Integrity Cl- Pennsylvania Gloria Donaldson – Coronation Council - Ontario Mary Ann Emrick – Detroit Council - Michigan Randolph P. Kriz – Coronation Council - Ontario *Richard A. Logue Sr. – Western Reserve Cl – Ohio Peter Madonia – Claremont Council – New York Kay K. Ollivier – Penn Laurel Council – Pennsylvania John P. Opitz III – San Jose Council - California Kevin Power–Alpha-Agassiz Council – Massachusetts Ann Rescigno – Claremont Council – New York Judith Relovsky – Versatility Council – New Jersey *Nell Tantillo – Claremont Council – New York Marjorie Trout – Harrisburg Council – Pennsylvania Johnsie Waddell – Rhododendron Council – Carolinas

1 Diamond George Arseneault - Dependable Cl - Massachusetts Arlene Baker - Regina Council - Ontario Sharon Bayliss – Coronation Council – Ontario Nicholas Benoit – Pawtucket Council – Rhode Island *Brian Bork – Atlantic Council – New York Lila Bork – Atlantic Council – New York Marie Caggiano – Woodside Council – New Jersey Henrietta Chronister – Yorktowne Cl – Pennsylvania Madeline Dumouchelle – Coronation Cl – Ontario

67 Carolyn Krapp – Mattatuck Council – Connecticut *Joseph Lavore – Williamsbridge Council – New York *Edward Lorenc – Bayonne Council – New Jersey *Edwin Michael – Baltimore City Council – Maryland Jeannette Murray – Milette Council – New Hampshire Robert Musso – Bayonne Council – New Jersey James E. O’Neill – San Jose Council – California *Walter Olearczyk – Woodside Council – New Jersey John Parris - Rhododendron Council – Carolinas Carl Petlik – Bayonne Council – New Jersey Stella Pettinelli – Penn Laurel Council - Pennsylvania Babette Quinn - Horsetooth Council - Colorado Rosalie Rinaldi – Mattatuck Council – Connecticut Joseph J. Riolo – San Jose Council – California Dolores Rupinski – Versatility Council – New Jersey Wilma Tate – Rhododendron Council – Carolinas Paulina Thomas – Harrisburg Council – Pennsylvania Nancy Tucker – Germantown Council - Pennsylvania Allan White – Coronation Council – Ontario

*Deceased



DEPUTY SUPREME REGENTS

I thank the Deputy Supreme Regents for their service to their assigned jurisdictions and for performing their duties willingly and responsibly.

California James E. O’Neill Carolinas B. Joe Merrill Colorado James E. O’Neill Connecticut Rosella Berger Florida Louis Brill Georgia Harold Estes Illinois David Covelli

68 Maryland Joseph J. Radecki, Sr. Massachusetts Donald E. Ferry Sr. Michigan Mark Hefner Missouri Tammy Fluegge New Jersey Genevieve A. Macon New York Errica Conforto Ohio Marsha Simpson Ontario Tom Bayliss Pennsylvania Antoinette Malone Quebec Gilles Bedard Rhode Island Lisa Kolek



PERSONAL REFLECTIONS

It was my pleasure to represent the Royal Arcanum at the American Fraternal Alliance meeting in New Orleans, LA in September 2012 where Sister Debbie Young of Coronation Council in Ontario was named National Fraternalist of the Year. Debbie was the third Royal Arcanum member since 2007 to receive this high honor.

I am also happy to report that during my term as Supreme Regent the Royal Arcanum Scholarship Budget was increased by 30% and two new $10,000 scholarships were established. Our Organization has also reached another significant milestone in the fact that we have now awarded over one million dollars in Scholarships since the program was initiated in 1968. This is a tremendous tribute to the hard work and dedication of all our members.

Royal Arcanum members raised and distributed over $10,000 along with goods and supplies to the victims of hurricane Sandy. At the mini vacation In San Francisco in August 2013 over $9000 was raised for the Leukemia Slayer’s project for pediatric oncology units in California

69 and also to New England Winter Adaptive Sports Clinic for wounded veterans. I was privileged to be giving my presentation to the Massachusetts jurisdiction when the check was presented to this fine organization. Our gifting project during this session will be for the Philips Academy a private non-profit school that provides educational classes and programs for children with autism and other developmental disabilities. I have no doubt that our members will provide the same level of support that they have shown for all our past projects.

In December of 2012 Nick Benoit joined the Royal Arcanum as Director of Operations. Nick has done an excellent job in running the day to day operations of the Home Office. He has set up an evaluation process for all the associates in the Home Office and defined specific functions for each associate. Nick works closely with the Sales Director in recruiting new agents and developing new products and distribution channels to market our products.

The Royal Arcanum website was completely revamped in the spring of 2013. It is updated constantly and provides our members with the ability to obtain info on our insurance products as well as fraternal activities. There is also information on the site about our Order’s history, council activities, scholarships, memorials, Supreme Council Officers and the ability to download specific forms. In autumn of 2013 we developed a Face-book page to assist in the effort to make our members and others more aware of our Society and its benefits.

The Future is Now was a three year program that provided a majority of our jurisdictions with additional funds. These funds were to be used to support promotional activities with the ultimate goal of

70 strengthening our subordinate councils and enrolling new members.

Our annuity rate for existing members has been increased to 3 ½% for the first year and 3 % for new members. The rate in the succeeding years is guaranteed to go no lower than 2%.

IN CONCLUSION

The time has gone quickly and I am deeply appreciative of all the help and support that I received during my term in office.

My thanks to all of our jurisdictions and their members for their production and recruiting new members to our Society. I hope that the winners of the video camera’s and the weather stations enjoy their prizes. I hope that all our producers will wear their jackets and sweaters proudly as members of our great Order.

My thanks to the members of our Executive Committee and Counsels who supported me in all my activities. While we didn’t always agree on every issue we always showed respect for each individuals opinion and worked out our differences to the benefit of the Order.

I offer a special thanks to Carol Zavitz who during her term as Supreme Regent allowed me the opportunity to travel with her and get my feet wet in learning the ropes of what was expected during Supreme Regent’s visitation. It was a great help and deeply appreciated.

Thanks to Diane Calain for her help and advice on choosing my gifts and giveaways and for seeing that they got to the jurisdictions on time and the correct amounts.

71 My thanks to the Home Office Staff for all their support in answering any questions that I had and providing me with all the necessary reports I needed. A special thanks to Dotti Pagnani, who as secretary to the Supreme Regent, was extremely patient with me in meeting my deadlines and opening my reports and letters, she did a great job of keeping me on track.

My deep appreciation to Cindy Macon our Fraternal Director for her untiring devotion to the Fraternal side of the Royal Arcanum. Her work with the IFS program, Lend a Hand Lift a Heart, Legacy of Hope and our gifting projects during our sessions and mini-vacations are just a small portion of the work Cindy does on a continuing basis in promoting the underlying principles of virtue, mercy and charity that our Organization is based on.

My thanks to Herb Snyder our Junior Director for the outstanding job he has done in support of our juniors. His care packages for our members in college, valentines to our new juniors, financial support for those members to better their SAT, ACT, PSAT and LSAT scores, providing gifts for picnic’s, Christmas parties and fun activities at the sessions and mini-vacations are crucial in preparing our Juniors to become the future of the Royal Arcanum.

My sincere thanks to the Council’s in Pennsylvania and in particular to Integrity, my home council for all the support and encouragement they have shown me, not only for the last two years but for all my years as a member of the Royal Arcanum.

Finally to my family who have supported me, not only during my term as Supreme Regent, but in all my endeavors. Through many missed family events, their love and support have allowed me to focus on my position of

72 Supreme Regent. I could not have done the job without them.

As I said earlier, the last two years have flown by. It has been an incredibly rewarding experience for me. Meeting so many warm and caring members of our Organization is something that I will never forget. In the end it is our members that make the Royal Arcanum what I believe to be the finest Fraternal Organization in existence. I thank you for allowing me the opportunity to serve as Supreme Regent. It has been an honor and a privilege for me, hopefully contributing in some small way to keeping the Royal Arcanum on Track for Success.

Fraternally yours in V.M.C., Peter D. Ferrara Supreme Regent

Immediately after the report, Motion was made by Carl Krzystofczyk:: “I move that the Supreme Regent’s Report be received and printed in the Proceedings of this 102nd Supreme Council Session.”

Motion Carried.

The Supreme Regent called for a 15-minute break.

When called to Oder, Supreme Regent Ferrara announced that Session Committees and the Memorial Committee had been appointed and that copies of the following reports had been distributed:

Advanced Reports Executive Committee Report Supreme Regent’s Report 2014-2016 Proposed Budget Roster of Supreme Council Officers & Committee Members

73 The Supreme Regent called upon called upon Chairman of the Committee on Laws Paul D’Emilio, with the assistance of Herbert Snyder, Cynthia Macon, James O’Neill and Nicholas Benoit to offer a Power Point presentation of the Executive Committee Report.

Omni Charlotte Hotel Charlotte, North Carolina August 4-6, 2014

TO: the Members of the Supreme Council:

The Report of the Executive Committee covering the past two years is herewith presented:

MEETINGS

Embassy Suites Hotel, Lake Buena Vista, FL. January 11-13, 2013 Hilton Garden Inn, Addison, IL. May 15-17, 2013 Embassy Suites, So. San Francisco, CA. July 29-30, 2013

Marriott Riverfront Hotel, Savannah, GA. January 10-11, 2014 Hyatt Hotel, Braintree, MA. May 8-9, 2014 Omni Charlotte Hotel, Charlotte, NC. August 1-3, 2014

TELECONFERENCE MEETING November 13, 2012 November 27, 2012 October 31, 2013

74 EXECUTIVE COMMITTTEE ORGANIZATION

At the meeting following the close of the 2012 Session, the following were unanimously elected or appointed to serve the ensuing two years:

Chairman, Executive Committee James E. O’Neill Investment Committee Kenneth J. Kolek Peter D. Ferrara Fraternal Director Cynthia A. Macon Director of Juniors Herbert J. Snyder General Counsel Paul F. D’Emilio Assistant General Counsel Matthew D’Emilio Planning Director James E. O’Neill Actuary CPS Actuaries

Chairman O’Neill appointed the following Sub- Committee for the Supreme Council years 2012-2014:

SUB-COMMITTEES

Assessments O’Neill-Brazas-Macon Assistance to Grand and Subordinate Councils Conforto-Zavitz-Ferrara Blanks, Forms and Instruments Neill-Conforto-Ferrara Budget Kolek-O’Neill-Brazas Educational Loans/ Scholarships Snyder-Conforto-Krzystofczyk General Policy O’Neill-Snyder-Zavitz Home Office Procedures Kolek-Brazas-Macon International Fraternal Service Fund Macon-Conforto-Krzystofczyk Investments Kolek-Ferrara Insurance Brazas-Macon-Ferrara Juniors Snyder-Zavitz-Krzystofczyk Legislation O’Neill-Zavitz-Ferrara

75 Official Bulletin Kolek-Macon-Snyder-Krzystofczyk Place of Next Session/ Mini-Vacation Macon-Ferrara- Snyder-Krzystofczyk- O’Neill

JUNIOR DEPARTMENT

Being interrupted by a little boy seeking a pink pen for the Scavenger Hunt or having a teenager rush by us because she is in a hurry and weary of our slower pace doesn't upset those of us who are true fraternalists, because we proudly claim the fact that we are a “family society.” The voices and actions of the younger generations at our meetings are great for at least two reasons: (1) they give hope of a future for our Order and (2) are a constant reminder that we are “family and fraternal.”

At our last Supreme Session we were happy to enjoy the participation of over thirty Junior members having a great time with their parents and/or grandparents. Our last mini-session did not attract nearly as many Juniors, causing us to acknowledge the fact that many more Juniors participate in the Supreme Sessions than the mini- vacations, even though the mini-vacations are conducive to more fun and free time. The Executive Board and Junior Committee have been addressing this concern, and will be soliciting your thoughts and suggestions at this session.

Twice since we last convened junior Director Herb Snyder sent Valentine cards to all the Juniors who joined our society in the year prior to the particular Valentine’s Day. That holiday seems to be a good time to remember our Juniors because it is observed in both our countries and is non-religious in its celebration. Rosella Berger continues to send birthday cards to our Junior members on

76 behalf of the Royal Arcanum. The Valentine and Birthday cards are very well received in the homes of our Juniors.

Along educational lines, which has become a hallmark of the Royal Arcanum, letters go out to our sixteen year old members encouraging them to avail themselves of workshops and training on improving their scores on SAT, ACT, PSAT, or LSAT college entrance exams. We offer up to $50.00 reimbursement to those taking advantage of this opportunity.

The college care packages continue to grow in popularity, with recipients of these gifts numbering eighty-one this year. Thank-you notes and emails received from our students are encouraging. Dotti Pagnani has been particularly helpful in organizing the recipients and their college addresses for this project, and I thank her once again for her commitment.

We are all thrilled that this past year we celebrated having awarded over one million dollars in scholarships and grants to our Juniors. We usually award sixteen college scholarships and up to six grants for those in vocational/technical type schools each year. The recipients are selected by an objective, non-member specialist in this field, employed by us.

The Junior Director writes a column entitled “Junior News and Views” for the Royal Arcanum Bulletin. Through the Bulletin, special programs and activities for Junior members, such as picnics, parties, trips, and charitable acts, are encouraged. Gifts are made available for Christmas and summer activities for distribution to our young people that are both age and gender appropriate. Many councils take advantage of the gifts and programs that are offered. The Junior section of the Royal Arcanum Bulletin has become very popular. It is also a joy to see

77 the many Juniors pictured in the Bulletin and read of their involvement with our fraternal benefit society.

The Junior Director thanks the Supreme Council Junior Committee and all those in our jurisdictions who have supported and encouraged the many activities and services we try to provide our younger members.

CONTINUING EDUCATION GRANT

In 1996 the Executive Committee inaugurated the Continuing Education Grant Program for members who have completed at least one year in an accredited college or university. They must not have been recipients of a Royal Arcanum Scholarship. This $750.00 grant is payable over the number of years remaining in college or graduate school.

The winner of the 2013 competition is as follows: Jeffrey L. Royer Germantown Council #586 PA.

The winners of the 2014 competition are as follows: Eric M. Marcolini San Jose Council #2384 CA. Daniel K. Pinkston Colorado Group #1998 CO. Michael Troglio Bayonne Council #695 NJ Simos Mandros Yorktowne Council #2194 PA. Nicole Riolo Claremont Council #1655 NY Kristy Nguyen Colorado Group #1998 CO. Nicole S. Pascual California Group #1999 CA.

The Continuing Education Grant exemplifies the commitment of the Royal Arcanum to those members who are seeking to further their education.

78 $600 GRANT WINNERS

Beginning in 2013 the Executive Committee increased the $500 Grant Program (inaugurated in 2001) to $600 for members who have not been recipients of a Royal Arcanum Scholarship. This $600.00 grant is awarded to high school seniors. The winners are drawn by lottery at the Home Office and the award is a one-time amount of $600.

The winners of the 2013 program are as follows: Ashley Pereira Alpha-Agassiz Council #1 MA. Ashlyn Kelly Integrity Council #586 PA. Michael Troglio Bayonne Council #695 NJ Jacob Fluegge Hawthorne Council #2491 MO. Emilee Thompson RA/ACA #13 NH

The winners of the 2014 program are as follows: Lauren Ruggiero Claremont Council #1655 NY Christina Rooney Medora Council $1648 IL Rachel Ball Pawtucket Council #537 RI Amanda Caputi Chicago Council #112A IL

$250 COLLEGE GRANTS

In August 2001 the Committee approved up to ten $250 grants to college sophomores, juniors and seniors to be drawn by lottery from applications submitted, provided that the recipient is a member in good standing and not a scholarship or grant winner.

The winners for 2013 are as follows: John Battista Claremont Council #1655 NY Caryn N. Grabowski Woodside Council #1358 NJ Mark D. Barillas Alpha-Agassiz Council #1 MA Dana C. Mancuso Atlantic Council #1417 NY Nicholas S. Mancuso Atlantic Council #1417 NY

79 The winners for 2014 are as follows: Katelyn J. Florio St. Rosaire Council #24 MA. Danyelle Bayliss Coronation Council #2224 ONT.

COMPETITIVE SCHOLARSHIP PROGRAM

The Royal Arcanum takes great pride in the Competitive Scholarship Program which was established in 1966. Over one million dollars has been awarded since its inception!

Applications for the program are evaluated by an impartial judge who is not a member of the Order.

Effective in 2013, the total amount of scholarship monies was increased and is indicated in the awards which were presented in 2013 and 2014.

The winners of the two $10,000 Scholarships for 2013 are: The Joseph E. Hallinan Memorial Scholarship Melanie Nun Denver Council #593 CO.

The Lloyd E. Williams Memorial Scholarship Emily Mancuso Claremont Council #1655 NY

The winners of the two $8,000 Scholarships for 2013 are: Nicole Karl Mattatuck Council #713 CT. Justine Jamero California Group CA.

The winners of the two $5,000 Scholarships for 2013 are: Christian Szajna Claremont Council #1655 NY Vera K. Cordetta California Group #1999 CA.

The winners of the ten $1,500 Scholarships for 2013 are: Austin George Integrity Council #586 PA.

80 Analisa Blanco Claremont Council #1655 NY Francesca Vasta Claremont Council #1655 NY Christina Ho Claremont Council #1655 NY Charles Miers Germantown Council #1029 PA. Maxwell Sendor Colorado Group #1998 CO. Andrea Mancuso Atlantic Council #1417 NY Kyle DeKarski Woodside Council #1358 NJ Hannah Coderre Pawtucket Council #537 RI Michael Bennis Claremont Council #1655 NY

The winners of the two $10,000 Scholarships for 2014 are:

The Joseph E. Hallinan Memorial Scholarship Isabeau Lauron California Group #1999 CA.

The Lloyd E. Williams Memorial Scholarship Celia Calano Claremont Council #1655 NY

The winners of the two $8,000 Scholarships for 2014 are: Michelle Caputi Chicago Council #112A IL. Zachary Wilson Harrisburg Council #499 PA.

The winners of the two $5,000 Scholarships for 2014 are: Melina Magriples Woodside Council #1358 NJ Abbey Thompson RA/ACA #13 NH

The winners of the ten $1,500 Scholarships for 2014 are: Craig Doiron Group Maine #4500 ME. Rebecca Moreno California Group #1999 CA. Pamela Vizconde California Group #1999 CA. Kara Flores Claremont Council #1655 NY Brooks Golba Harrisburg Council #499 PA. Marissa Butto Versatility Council #2501 NJ Alison Kimmel Detroit Council #21A MI. Jennifer Pezzolanti Delong Council #725 NY Carrie Sensenig Harrisburg Council #499 PA. Vince Solinap California Group #1999 CA.

81 $500 CAREER TRAINING GRANT

With the focus on improving upon and expanding the fraternal benefits that are offered to Royal Arcanum members, the Executive Committee instituted a Career Training program in 2007. Up to four $500 grants are presented each year to assist adult members as they seek to change positions or choose to embark on a new career and are enrolled in a certified program and/or course of study in a technical or trade school.

No applications were received for 2013 nor for 2014.

ROYAL ARCANUM SCHOLARSHIP FUND, INC.

The Royal Arcanum Scholarship Fund, Inc. was incorporated as a charitable corporation under the Laws of Massachusetts in April 2004. It was organized exclusively for charitable, literary, scientific, religious and educational purposes under Section 501 [c] [3] of the Internal Revenue Service Code as a not-for-profit tax exempt status.

Members and friends are welcomed to make a tax deductable donation to our scholarship fund. Contributions should be made payable to: Royal Arcanum Scholarship Fund, Inc. and sent to the Home Office in Boston, MA.

EDUCATIONAL LOAN PROGRAM FOR JUNIORS

The Educational Loan Program is a significant fraternal benefit offered by the Royal Arcanum. It is continued to be monitored by the Executive Committee to insure its success.

82 GUARANTEED EDUCATIONAL LOANS FOR JUNIORS:

Newly enrolled junior members with a $50,000 – 20 Pay Life Plan, Single Premium Life Plan or *Life Paid-Up at 65 Plan are eligible for an educational loan at 4% interest at amounts listed below:

Age 0-4 years $10,000 Loan Age 5-9 years $6,000 Loan Age 10-14 years $4,000 Loan

*Does not apply to children 10-14 years of age.

GRADUATE COLLEGE EDUCATIONAL LOANS:

These are available for up to $4,000 at 4% interest. Requirements: $50,000 permanent insurance and in force for six years.

All fraternal benefits are administered by the Executive Committee, which reserves the right to amend, alter or discontinue any program.

PARENT EDUCATIONAL LOAN PROGRAM

In September 2004, the Parent Educational Loan Program was introduced. The program allows a parent to purchase a permanent life insurance policy and secure an educational loan for a designated child or children. The parent’s policy requires a minimum premium of $40 per month. Two children may qualify for the educational loan for a $70 per month parent premium; three children for a $100 per month premium.

83 The parent designates the children eligible for the loan by including the names on the application. The children must also have Royal Arcanum protection of at least $25,000 Term to 25 or $5,000 permanent insurance coverage. The loan amount is based on the child’s age at the time of the parent’s application. It may be as much as $10,000.

NOTE: The maximum amount one child can receive from the Royal Arcanum loan program is $20,000.

BROCHURES

Our brochures explain the benefits available and the requirements for obtaining a Royal Arcanum Scholarship, Grant or Educational Loan. Members can contact the Home Office for copies and/or additional information.

HOME OFFICE BUILDING

Our Home Office Building at 61 Batterymarch Street, Boston, Massachusetts is managed by CB Richard Ellis. In addition to the routine upkeep on the building, the following is a summation of the more pertinent events which have transpired during the past two years.

The Royal Arcanum Operation utilizes two of the six floors (the third and sixth) in the building and the other four floors are leased to tenants. Litigation Document Services, the occupant of the fourth floor, signed a lease on May 1, 2013 which will expire on April 30, 2016. They have leased this space for nearly twenty years. Mercury Business Services occupies the first and second floors. Their lease will expire on April 30, 2016. Lash and Associates, the tenant that occupied the fifth floor, had their lease expire on January 31, 2014. It was not renewed. We hired Jones LaSalle and Associates to lease out the fifth floor.

84 Effective February 1, 2014 a new vendor, Precision Elevator, was contracted to replace Eagle Elevator as the building’s elevator contractor when Eagle’s contract expired. This move reduces the annual maintenance service fee by approximately $1,000 as well as the call back service visits by $20 per hour. The change in providers was partly financial and partly poor service. Eagle Elevator was visiting the building, routinely fixing the same issue multiple times within the same week. Since switching to Precision Elevator, there have been no problems.

HOME OFFICE OPERATIONS

The Proceedings of the 101st Supreme Council Session in Atlantic City, New Jersey were prepared, printed and sent to the Massachusetts Insurance Department, Supreme Council Officers, Supreme Council Representatives and to our Chief Agent in Canada.

Nicholas Benoit was hired on December 3, 2012 and appointed Director of Operations effective January 1, 2013 to oversee the Home Office and insurance operations at Royal Arcanum.

All quarterly and annual statements were filed in a timely manner in the states where required and with the NAIC and electronically to AM Best.

We annually file Form 990 (Return of Organization Exempt from Income Tax) for the Royal Arcanum. The IRS allows for the parent fraternal to file a Group Form 990 so that one return may be done for all our councils. It is mandatory for all councils to have their tax ID number on record in the Home Office.

85 Our Actuary, Allan Ferrone of CPS Actuaries, completed the Management and Discussion Analysis Report.

Vision Financial Group reviewed our financial records and reported that our financial statements were in-line with our established accounting practices and present an accurate statement of the Order’s financial position.

In April 2013, Nick Benoit submitted a request to amend a Massachusetts general law that restricts fraternal orders domiciled in the state of Massachusetts to invest only up to 25% of surplus in stocks. He requested this amount be raised to 50% which would allow the Investment Committee to increase investment opportunities available to obtain a higher return. In most states, restrictions are based on assets. Nick was able to have the amendment filed as Investment

House Bill H3542 and testified on its behalf on February 12, 2014 with Representative Paul Heroux at the Massachusetts State House. Since then the Bill hearing letters of support have been sent by the American Fraternal Alliance and members of the Supreme Council Executive Committee. We are presently awaiting the Bill’s approval.

The Massachusetts Department of Insurance completed the Market Conduct Exam in May 2013 and found the Royal Arcanum in very good standing. The exam’s focus shifted from past Annual Statements to the Officers responsible for running the company. A business plan was created and provided to the Department of Insurance which was extremely well-received.

86 CANADIAN ACTUARY

In 2013 the Executive Committee appointed a new Canadian Actuary, Merv Worden, upon the retirement of Derek Hodge. Mr. Worden completed and filed the required Dynamic Capital Adequacy Testing which indicated that the Order’s financial condition is satisfactory.

ROYAL ARCANUM INSURANCE AGENCY

Royal Arcanum’s Insurance Agency, a separate entity from the Royal Arcanum Fraternal Benefit Society, filed its Corporate Annual Report with the Massachusetts Secretary of State for 2013 and 2014. This agency is licensed as an insurance broker. Its purpose is to allow the Order to receive commission on insurance products when we have alliances with other insurance companies. It has been established as a “for profit” organization.

DISASTER RECOVERY PLAN

The Disaster Recovery Policy established by the Executive Committee is routinely reviewed with members of the Disaster Relief Committees, represented by members of the Home Office Staff, CPS Actuaries, Executive Committee and General Counsel. In an unforeseen disaster, members will be prepared to initiate necessary action so that the Royal Arcanum could regain operations in a prompt and effective manner.

ROYAL ARCANUM BULLETIN

The Royal Arcanum’s quarterly magazine, the Bulletin, is printed in full color and mailed directly to our member from RR Donnelley Publishers.

87 Each issue features the Supreme Regent’s message, Junior and Fraternal Department updates, Supreme Secretary’s column, Director of Operations column, Reflections, product information, Grand and Subordinate Council news, activities and events, junior contests and topics of general interest to our readers.

The Bulletin is an excellent informational tool which highlights our members as fraternalists in action throughout the United States and Canada. The spring and summer editions recognize our distinguished service award members and scholarship/grant recipients, respectively.

Councils are encouraged to share their “news” on activities, community projects, member service, donations and junior programs by submitting articles and photos to the Bulletin. These provide the ‘blueprints’ for producing interesting and informative issues of our Society’s magazine.

WEBSITE AND FACEBOOK PAGE

Our website and facebook page are great vehicles to obtain the latest information within the Royal Arcanum insurance operation as well as our fraternal activities. The website was completely revamped in spring 2013, bringing more current and useful information to our members and it is continually updated. The site contains information on our insurance products, including descriptions of each and the ability to download forms for making changes to a policy, doing council reports, and in some cases, completing forms on-line for a quicker processing time. There are sections on the site on the Order’s history, council activities, fraternal events, memorials, Supreme Council Officers and Home Office Employees, college

88 scholarships and grants, the Supreme Regent’s visitation and more.

The Facebook page is a social media outlet which we developed in autumn 2013 to assist in the effort to increase Royal Arcanum’s exposure and make more people aware of the Society. The site is mainly dedicated to listing the latest happenings and events throughout our councils as well as in the Home Office. Just type “Royal Arcanum” to stay connected with your Society.

INTERNATIONAL FRATERNAL SERVICE PROGRAM

“Charity,” the greatest founding attribute of the Order is exemplified through fraternal service to our members and to the community. Charitable endeavors maintain being an integral part of council service in most jurisdictions.

Under the guidelines of this program, council donations of up to $500 can be matched for pre-approved community welfare projects, annually.

For the period of June 2012 through May 2013, twenty- four contributions were made through this program, totaling $15,650.00. From June 2013 through June 2014, twenty-six contributions were given, totaling $14,500.00. These amounts include the matching funds from the Supreme Council.

We commend the councils for continuing to build upon the foundation of promoting our fraternal benefit society in the community, locally and at-large by sponsoring IFS projects.

89 As a reminder, this is a matching-funds program, not a reimbursement program. A copy of the acknowledgment(s) from the charitable recipient(s) should be sent to the Home Office.

FRATERNAL ACTIVITIES

Members throughout the Supreme Council jurisdiction demonstrate that fraternalism is the “heart” of their councils. Projects, programs and activities provide the opportunities for members and friends to volunteer together in a spirit of good will and fellowship. The mission of volunteer service in community outreach efforts and in support of charitable causes is evident on all council levels. In several grand and subordinate councils, members are becoming more engaged, “Keeping on Track” to doing good work as members of the Royal Arcanum.

In communicating “fraternal department” items of interest to the councils, officers and members, quarterly newsletters from the Fraternal Director were mailed. These provided the opportunity for members to report on their projects, exchange ideas and offer suggestions for Supreme Council activities. Ongoing efforts for the benefit of several charitable foundations include support for the sight-impaired, pediatric hospitals, hospices, pet therapy, the military and veterans.

Members of the Royal Arcanum participated together for the Supreme Council’s Hurricane-“Super Storm” Sandy Relief Effort. Monetary donations, goods and supplies were donated to aid the victims of the October 2012 disaster which devastated New Jersey and New York communities.

90 In 2012 and 2013, the Supreme Council conducted the Fraternalist of the Year Program. Based on scores made by a panel of judges who independently evaluated biographical sketches of the nominees, our winners were selected. Deborah Young of Coronation Council #2224 in Ontario and August Magnotta of Claremont Council #1655 of the Bronx, New York were conveyed the honors and presented with the “Fraternalist of the Year” Award in 2012 and 2013, respectively for their exemplary leadership and volunteerism to our society and to the community.

In appreciation of their good works as volunteers, the Supreme Council recognized members whose names were submitted by fellow council members and each was presented with the “Certificate of Fraternal Excellence” at the 101st Supreme Council Session in Atlantic City. Listed alphabetically, they were:

Volgo Jankel Chicago Monarchs Cl Illinois Lillie Mae Panichelli Integrity Cl Pennsylvania Cecile M. Provencher Domremy Cl Massachusetts Perry Whisenant Catawba Cl North Carolina

In commemorating the 135th Anniversary of the Order, the “Pillar of Fraternalism” Award was presented to Alice Mangano of San Jose Council in California for fervent dedication to the fraternal endeavors of the Royal Arcanum.

Fraternal Director Cynthia Macon and the Fraternal Events Committee coordinated the Royal Arcanum’s Family Summer Gifting Project in August 2012 to benefit the Lorraine J. D’Emilio Foundation. Sporting LJD/RA tee-shirts, a ‘Boardwalk Walk’ along the Jersey shore was one of the session’s family activities. Donations were made to the Foundation in support of its mission of service

91 to women afflicted with gynecologic cancers and their families.

In 2013 “Christmas in July” was celebrated at the mini- vacation for two charitable causes. Stocking filled to the brim and monetary donations were made to the Leukemia Slayer’s project for pediatric oncology units in California. Contributions were also gifted to the New England Winter Adaptive Sports Clinic for wounded veterans. This organization provides support, through a variety of programs and recreational activities for injured/rehabilitating military men and women.

A “Friendship Tree”, decorated with jurisdictional ornaments which were donated by councils and members, added to the festivities and later delivered to the Children’s Hospital in San Francisco to provide holiday cheer for the patients, visitors and staff.

This year at the 102nd Supreme Council Session in Charlotte, North Carolina, our summer project will be conducted for Philips Academy, a private, non-profit 501 [c] [3] charity. The school provides educational classes and programs for children with autism and other developmental disabilities.

The recipients of the 2012, 2013, and 2014 summer gifting projects were selected by a committee from suggestions submitted by our members. We are thankful for everyone’s support; their consideration and generosity made each project possible.

The “Lend a Hand - Lift a Heart” program continues to acknowledge the fraternal and charitable service and activities coordinated by the councils, encourage publicity and document the good work being done by Arcanian members in our jurisdictions. Councils in CA, FL, NJ, NY

92 and ONT have recently earned awards for their activity submissions.

The “Lorraine J. D’Emilio Legacy of Hope” Award was established to continue Lorraine’s selfless volunteerism as a fraternalist. The program welcomes all councils to conduct a service project from September 1 through February 28 for the charity of their choice. Councils may enter only one project entry per year; the one which best exemplifies how members provided hope through the volunteer efforts of members and friends working as a team. The council must be the organizer-sponsor of the activity. The charity which was supported by the project receives a $1,000 donation from the Supreme Council and an appreciation check of $300 is awarded to the council for their use.

The award recipients to date are:

2012 Integrity Council #586 Pennsylvania “Feeding the Homeless-Italian Buffet” – Arch Street United Methodist Church, South Philadelphia, PA.

2013 Versatility Council #2501 New Jersey “Winter Carnival for Special Needs Youngsters” – Felician School for Exceptional Children, Lodi, NJ

Council officers, community welfare and publicity committees are applauded for their diligence in notifying the Supreme Regent and Fraternal and Junior Directors of their projects and donations, along with articles/photos which appear in the local press. These are documented for our society’s fraternal-community service and charitable contribution records.

93 Several of our members were recognized for their leadership and volunteerism in their communities during the past two years. We congratulate:

Lillie Mae Panichelli - Integrity Council, PA. “President, Philadelphia Fraternals”

Benedetta DiBartolo - Claremont Council, NY “2012 Youth Leadership Award for the NJ-NY Fraternal Alliance”

Donald E. Ferry, Jr. - Alpha-Agassiz Council, MA. “Walker of the Year for the Jimmy Fund Walk for Cancer Research”

The Royal Arcanum also received 135th Anniversary tributes from the Honorable Deval Patrick, Governor of Massachusetts, the Honorable Chris Christie, Governor of New Jersey and from the American Fraternal Alliance. The Honorable Lorenzo T. Langford, Mayor of Atlantic City presented a proclamation to the Royal Arcanum and extended his greetings at our International Dinner at the 2012 Session.

AMERICAN FRATERNAL ALLIANCE HONORS

Each year our Royal Arcanum’s Fraternalist of the Year recipient is nominated for the American Fraternal Alliance’s Annual Award Program. At the meeting held in September 2012 in New Orleans, Louisiana, Sister Deborah Young of Coronation Council #2224, Windsor, Ontario was honored as the Alliance’s Fraternalist of the Year.

This prestigious recognition is bestowed upon the members, who, throughout the past year, exhibited extraordinary acts of fraternalism, provided outstanding

94 volunteer service in the community and uncommon leadership in the local council. Deborah was presented with a golden medallion and crystal trophy. Additionally, a one thousand dollar honorarium, given by the Alliance and selected by Deborah was made to the Better World Today Association for bone marrow donor registry- transplant awareness. A video highlighting Deborah’s volunteer efforts in Windsor and service with her fellow council members was shown at the general session of the Alliance’s meeting.

Brother August Magnotta received the distinction as Second Runner-up in 2013 in the Alliance’s Award Program. He received an inscribed certificate, recognizing his outstanding volunteerism to fraternal-community programs.

We congratulate Debbie, Augie and all our past winners on receiving these distinguished honors, for their dedication to the Royal Arcanum and for continuing to inspire our members to participate in fraternal initiatives.

LORRAINE J. D’EMILIO MEMORIAL PROGRAM

Named in honor of the Royal Arcanum’s “2007 Fraternalist of the Year”, the Supreme Council continues the Lorraine J. D’Emilio Memorial Program. Each year a $4,000 donation is made to the Lorraine J. D’Emilio Foundation, a 501 [c] [3] charitable organization to support women who have been diagnosed with gynecologic cancers. Lorraine motivated our fraternal brothers and sisters to the call of service to help those in most need and this program enables her good work to continue. The organization aids women affected by cancer enhance their health and well-being through participation in a professional program of support, education and hope.

95 RA/LDS SPORTING EVENTS

Members and friends of the RA/LDS councils actively sponsor family oriented activities. These include the annual bowling tournament and golf outing. Fraternalism abounds at these fun-filled events where funds are also raised in support of different charitable causes.

PROGRAMS

Under the guidelines of the “Future is Now” Program, a distribution of funds was made to Grand Councils over a three-year period for the purpose of sustaining and creating activities to promote the Royal Arcanum and its future growth in the jurisdictions. Jurisdictions were responsible for maintaining an active Grand Council and forwarding an annual report to the Home Office.

The “Reach Out” Program continues to provide jurisdictional representatives with up to date membership rosters to identify members and invite their participation in council business meeting and fraternal-charitable events.

In July 2013 the “Ten Years from Now” Program was implemented to evaluate all jurisdictions, active and inactive, with the objective to identify the future viability of the Royal Arcanum in the next five to ten years. Its intent was to aid the Society and jurisdictions in determining their future and jointly focus on any issues or impacts which must be addressed to make our organization successful into the future. Members of the Executive Committee worked with officers and members in their assigned jurisdictions throughout this past year; the second phase will be implementing a recommended plan of action for ensuring councils’ productive futures.

96 NEW MEMBER RITUAL

The Fraternal Department, assisted by General Counsel, developed a new format for the traditional Duty IX, “Initiation of New Members Ritual.” Two versions are available. One is a short program; the other a more detailed account (suitable for officers and those aspiring to learn more about the Society.) Color booklets of the ritual can be ordered from the Home Office and used when councils sponsor a “New Member Night”.

PRESCRIPTION DRUG CARDS

A prescription discount card was introduced and distributed to all members in the U.S. This card provides a discount for prescription medications for those without any type of prescription drug health coverage and at times a greater discount than some plans. The cards contain the Royal Arcanum logo; one does not need to be a member of the Order to use it. The cards are free of charge and can be obtained from the Home Office.

COUNCIL MERGERS

At the request of the councils involved, Supreme Regent Peter Ferrara authorized the following mergers during his term:

Montcalm Council #21 merged with Ferdinand Gagnon Council #22 in Massachusetts; now being called Ferdinand Gagnon-Montcalm Council.

St. Anne Council #20 merged into St. Rosaire Council #24 in Massachusetts.

Hoboken Council #99 merged into Bayonne Council #695 in New Jersey.

97 The Grand Council of Maryland went into inactive status.

Prince Albert Council #1991 merged into Rhododendron Council #701 in the Carolinas.

INSURANCE

The Royal Arcanum currently has many insurance products (listed below), as well as a guaranteed fixed annuity. We are also reviewing potential insurance products to add to our portfolio. The recent focus has been on Simplified Issue/Final Expense policies with reduced underwriting, with an initiative to market toward a younger audience. We therefore reduced the minimum issue age of our Final Expense product and renamed it “Simplified Issue.” Another goal is to further establish our Junior policies by marketing our college scholarships and benefits that set us apart from other fraternals and commercial companies. This will be a continual effort as we seek to develop programs to benefit our Society.

Whole Life Single Premium Whole Life 20 Payment Life Life Paid- Up at 65 Simplified Issue Graded Benefit Term to 25 Pre Need (MA, CT, PA & RI)

ANNUITIES

The annuity rate for our fixed product has been adjusted a few times over the past two years due to the low interest rate environment. It has been a priority to sustain a product that is profitable to the Order, based on returns we receive for our investments. As a member benefit, we have set an increased first year rate, compared to that for non-members.

98 In July 2013 a letter was mailed to every member, announcing an offer to them which provided an increased first year interest rate on all new annuities purchased. Currently it is 3.5% for the first year with a minimum guaranteed rate of 2% beginning in year two.

DISTRIBUTION OF SURPLUS - DIVIDENDS

During the years 2012 and 2013, the distribution of surplus totaled as follows:

2012 - $178,867 2013 - $178,083

Dividend payments will continue to be reviewed and evaluated annually, based upon our society’s business operations.

TOTAL PROTECTION IN FORCE

Our Society tracks the record of protection in force. The following is a list of the past five years:

2009 $268,537,701 2010 $256,958,102 2011 $261,850,658 2012 $254,544,164 2013 $250,120,102

STATE LICENSES

The Royal Arcanum is licensed in the following jurisdictions:

Arizona Nebraska California New Hampshire Colorado New Jersey Connecticut New York

99 Delaware North Carolina Florida Ohio Georgia Oregon Illinois Pennsylvania * Louisiana Rhode Island Maine *South Carolina Maryland *Vermont Massachusetts Virginia Michigan Washington Missouri Wisconsin District of Columbia

Licensed in the provinces of Quebec, Ontario and Manitoba in Canada.

*denotes a limited license

ACA

The final agreement regarding acquisition of ACA Insurance with the rehabilitator is nearing completion.

This agreement is subject to Court approval. It is projected that the matter will be concluded by December 2014.

SALES OPERATION

A major initiative was placed on our insurance operations by focusing on various areas, particularly production and policy persistency. In 2013 the first year persistency rate was 81% (an increase of 6% from 2012). Attention was directed to recruiting new agents and distribution channels and terminating agents who had poor performance.

100 Our Pre Need Insurance agreement with Catholic Holy Family Society ended in February 2013. The former arrangement paid Catholic Holy Family a $100 policy issue fee, plus a $36 annual renewal fee. The agreement was successful in establishing the Royal Arcanum’s footing in the Pre Need business. Since the Royal Arcanum has the ability to sustain and grow this operation forward, the Executive Committee approved for the administration of the Pre Need business to be done solely by the Home Office in Boston.

Currently in Massachusetts and Connecticut, the Royal Arcanum anticipates further expanding sales of this product in other states. The Departments of Insurance in Pennsylvania and Rhode Island recently approved our product for sales to begin in those states.

CREDIT CARDS

Members have the option of paying their premiums and making loan payments either by check or by using their VISA or Mastercard credit or debit cards.

CHECK-O-MATIC

This web-based service allows members in the United States and Canada to have their premium payments made to Royal Arcanum directly from their checking or bank savings account.

FORMS ON LINE

The Royal Arcanum strives to make available the tools for continually improving customer service to those interested in our insurance products and annuities. Doc- landing allows agents to have on-demand access to all

101 applications and documentation across the states we service.

Frequently used forms, including “Application for Change of Name”, “Direction to Change Beneficiary” and “Change of Sponsor” are available on the Royal Arcanum website. They can be downloaded, completed and sent to the Home Office. Grand and Subordinate Council forms can be completed on-line, saved, then printed and mailed to the Home Office once the required signatures are obtained.

Doc-u-Sign technology provides members with the easiest and most secure way to send, sign, track and store documents. This technology can be used from the home or on a mobile tracking device.

STANDARD ANALYTICAL SERVICE

The 2013 annual report produced by Standard Analytical Services, Inc., an independent organization that analyzes the Order’s financial stability indicted that the Royal Arcanum’s solvency ratio is an outstanding 115.79%. This value refers to the dollar amount of assets over liabilities for a company to meet all obligations as they become due. This report reflects the financial strength of our Society since the average of the twenty five leading life insurance companies was 105.32%.

MILEAGE ALLOWANCE

Due to the increased cost of traveling to the Supreme Council Session, and in accordance with Section 139 of the Constitution and Laws, the Executive Committee prescribed an equitable method of travel allowance for members of the Supreme Council other than the seventeen (.17) cents per mile prescribed by the Constitution.

102 Officers and representatives traveling by automobile to the 102nd Supreme Council Session will be reimbursed at the rate of fifty six and a half (.565) cents per mile, for their actual mileage to the Session, up to a maximum of 500 miles and 500 maximum return miles.

If one car/van is utilized to transport multiple Officers and/or Representatives, only ONE member will be entitled for mileage/tolls/parking reimbursement from the Supreme Council. Toll receipts or EZ PASS statements should be attached to the Form No. 47.

All Officers and Representatives traveling by air, train or other means of travel, will be reimbursed actual travel expenses for the most economical and reasonable method of transportation; again receipts must be attached to the Form No. 47.

A meal allowance will be given to all Officers and Representatives. Fraternally submitted, James E. O’Neill Peter D. Ferrara Carl J. Krzystofczyk Errica Conforto Carol A. Zavitz Kenneth J. Kolek Cynthia A. Macon Herbert J. Snyder Janice S. Brazas

Chairman O’Neill thanked Paul D’Emilio, Cindy Macon, Herb Snyder, Jim O’Neill and Nick Benoit for their efforts to make the presentation enlightening and informative.

103 A Motion was made by Errica Conforto: “I move that the Report of the Executive Committee be received, ordered and printed in the Proceedings and referred to the Committee on Executive Administration.”

The Supreme Secretary called for Grand Council Resolutions. At this time there were none.

Supreme Regent called for the presentation of Reports:

Sister Calain presented the following:

REPORT OF SUPREME TRUSTEES

In accordance with Section 87 of the Constitution and Laws of the Royal Arcanum, your Supreme Trustees propound the following report:

The Supreme Trustees have been favored to serve on this committee and acclaim the sovereign persuasion in which the Executive Committee conducted all of the business of the Order in such an exceptional nature.

The Committee was available and willing to fulfill any duties assigned to us as Supreme Council Officers in a proficient tone.

Signed by the Supreme Trustees and we move for adoption of this Report.

Gilles Bédard, deceased Diane Calain Jay Newlin Louis Brill

Report Adopted.

104 Brother Ferry presented the following:

REPORT OF THE JUNIOR COMMITTEE

The Supreme Council Junior Committee would like to extend its appreciation to all of our officers and members for their continued support with helping to promote and further the development of our junior department. Our enthusiasm and a willingness to put forth the necessary effort will afford to our boys and girls a strong commitment for their development and ensure the future growth of our society.

The Junior Committee strongly recommends the Supreme Council and all of its jurisdictions to sponsor events and develop campaigns to assist our juniors with their journey into adulthood and adult membership. This will hopefully inspire them to become dedicated fraternalists and well rounded individuals who can carry on the Royal Arcanum tradition well into the future.

Although we were not asked to provide much assistance these past two years, your committee was always at the ready. Willing to promote, assist, and to do whatever duties necessary to help the Supreme Council Junior Department and the Royal Arcanum Juniors. It was our honor to serve on you committee together and to work for the prosperity of our juniors and Junior Department. We are grateful for the confidence and trust our fellow representatives and officers gave to us to oversee this special task with our election at the 101st Supreme Council Session. We will be forever ready to serve our great society in the future wherever and whenever we are needed.

105 This report is signed by all the committee members in attendance and we move for its adoption.

Donald E. Ferry, Jr. Genevieve A. Macon Maria B. DiBartolo Anita Ferrara

Report adopted.

Brother Ferrara presented the following:

REPORT OF THE FINANCE COMMITTEE

In accordance with Sections 99 and 100 of the Constitution and Laws of the Order, the Supreme Council Committee on Finance met at the Home Office in Boston, Massachusetts on four occasions during the past two years.

An examination and verification was made on a sample of receipts and disbursements of the Consolidated Account from January 1, 2012 to December 31, 2013.

All claims for Death Benefits, Disability Payments, Withdrawal Equities, and Interest Payments on money left on deposit by Members and Beneficiaries were carefully reviewed to ascertain if files were completed and the proper disbursements made with the approval of the General Counsel as required.

Active educational loan files were examined and reviewed, including follow-up procedures in the monthly billing, late payments and loans in default that are referred to attorneys for collection.

106 The books, records and accounts of the Supreme Auditor were examined and all orders issued by him were compared with the vouchers in the Supreme Treasurer's Office. The Contingent Funds were checked and the balances verified. The Consolidated Accounts were checked with the statements of the depositories and the monthly balances verified. The Payroll Account was examined and found correct.

The examinations included an audit of all transactions made by the Investment Committee for the Consolidated Account. All securities listed in the Report for Morgan Stanley, RBC Trust Dexia, Citizens, the Insurance Department of North Carolina and the Insurance Department of South Carolina were checked with the Annual Statement as of December 31, 2013 and found to be correct.

Sadly during this term we lost our colleague and fraternal brother, Albert Sausto, whose service as a member of the Finance Committee remains valued and appreciated. Having valiantly battled cancer, he passed away on October 23, 2013. His contributions to the Order, through the many capacities in which he honorably served, will not be forgotten.

Respectfully submitted, Joseph R. Macon, FICF, Chairman Ralph Ferrara, Member

Report Adopted.

Motion was made by the Supreme Secretary Kolek to recess for lunch and for the Session to reconvene at 1:30 pm. He announced that the Memorial Service will begin promptly at 1:30 p.m.

107 At 1:30 p.m. the “Garden of Remembrance” Necrology Service was given as a fitting tribute to our recently departed officers.

The Supreme Regent welcomed the assemblage for the afternoon proceedings.

The Supreme Secretary called. John Baranowski Representative-NJ) was absent and excused.

The Supreme Regent called for the presentation of Reports:

Sister Reitsema presented the following:

REPORT OF COMMITTEE ON APPEALS

The Committee on Appeals is pleased to report that no appeals or grievances from Supreme, Grand or Subordinate Councils have been referred to us during the past two years. This indicates the fine spirit of fraternalism shown throughout the Supreme Council Jurisdiction.

This Report is signed by the Committee and we move for its adoption.

Ethel M. Reitsema B. Joe Merrill Marsha Simpson Tammy Fluegge

Report Adopted.

108 At 1:30 p.m. the “Garden of Remembrance” Necrology Brother Tedesco presented the following: Service was given as a fitting tribute to our recently departed officers. COMMITTEE ON STATE OF THE ORDER

The Supreme Regent welcomed the assemblage for the Your Committee is pleased to report that as presented afternoon proceedings. in the printed Executive Committee Report and in the Powerpoint presentation that the Royal Arcanum The Supreme Secretary called. John Baranowski continues to prosper on all council levels. The growth of Representative-NJ) was absent and excused. our membership continues through the efforts of our volunteer recommenders and paid agency force. We The Supreme Regent called for the presentation of applaud the Executive Committee for continuing to seek Reports: new fraternal benefits and products to appeal to prospective applicants and current members who wish to purchase a life insurance policy or annuity. Our councils Sister Reitsema presented the following: strive to uphold our fraternal principles and their charitable and junior programs are most noteworthy. REPORT OF COMMITTEE ON APPEALS Although economic conditions may be challenging, we The Committee on Appeals is pleased to report that no appreciate the attention that the Executive Board has been appeals or grievances from Supreme, Grand or giving to strengthen our business and fraternal branches. Subordinate Councils have been referred to us during the past two years. This indicates the fine spirit of We congratulate Supreme Regent Peter Ferrara for his fraternalism shown throughout the Supreme Council leadership and his “Keeping on Track” Program which Jurisdiction. was well received and was a motivating campaign which reflects allegiance of our members to our Fraternal Order. This Report is signed by the Committee and we move for its adoption. This Report is signed by the entire Committee and we move for its adoption. Ethel M. Reitsema B. Joe Merrill Joe Tedesco Marsha Simpson Richard Macon Tammy Fluegge Deborah Young Mark Hefner Report Adopted. Report Adopted.

108 109 Sister Lockaby presented the following:

REPORT OF THE COMMITTEE ON LAWS

The Committee on Laws shall examine and approve all laws of the Grand Councils and by-laws of Subordinate Councils and all amendments thereto and examine and report on all amendments to the Constitution and Laws of the Order.

Since the last Session the Committee has not received any amendments to the Laws of the Grand or Subordinate Councils or amendments to the Constitution and Laws of the Order for review.

This Report is signed by all the members of the Committee. Paul F. D’Emilio Antal Basa, Jr. Karen Lockaby

Report approved.

The Supreme Regent called for a Motion to recess until Tuesday morning at 8:45am.

Meeting recessed until Tuesday, August 5th at 8:45 a.m.

110 2014 SESSION MEMORIAL COMMITTEES

DECEASED JURISDICTION FLOWER BEARER

CALIFORNIA LENA PARLATO ALICE MANGANO JOSEPH D. VENTIMIGLIA JAMES O’NEILL

ILLINOIS ANN LETO JOANNE COVELLI ELIZABETH KAMIN NICOLE COVELLI EUGENE PIGONI WILLIAM WIRE

NEW YORK CONSTANCE LUCIA MARIA DIBARTOLO GIOVINA ‘NELL’ TANTILLO AUGUST MAGNOTTA ALBERT SAUSTO FREDDY DIBARTOLO SALVATORE PEZZOLANTI ERRICA CONFORTO

OHIO EDWIN K. CALAIN DIANE CALAIN RICHARD A. LOGUE SR. CAROL ZAVITZ

PENNSYLVANIA THEODORE DADDARIO RALPH FERRARA WYLLENE PEIRCE PETER FERRARA

QUEBEC GILLES BEDARD JACQUELINE BEDARD MAURICE VINCENT MICHELINE BOISCLAIR

111

Ohio Ohio

Illinois Illinois Florida Missouri Missouri GRAND Michigan Michigan Carolinas Carolinas California California New York New York COUNCIL New Jersey New Jersey New Jersey DATE Rhode Island Pennsylvania Pennsylvania Pennsylvania Pennsylvania Massachusetts Massachusetts Massachusetts Massachusetts June 2014 June 2014 June 2014 June 2014 June 2014 June 2013 June 2013 June 2013 June 2013 June 2013 June 2013 June 2013 June 2013 June 2013 June 2013 June 2014 June 2014 June 2014 June 2014 June 2014 June 2014 June 2014 June 2014 June 2014 June 2014 May 2013 May 2013 May 2013 May 2013 May 2013

Mance #2490 May 2014 COUNCIL COUNCIL Detroit #21A Detroit #21A Detroit #21A Lakewood #5 #5 Lakewood #5 Lakewood Bayonne #685 Bayonne #695 Integrity #586 #586 Integrity #586 Integrity #586 Integrity #586 Integrity Merritt #1974 Lakewood #5 #5 Lakewood Medora #1648 #1648 Medora Integrity #586 #586 Integrity Integrity #586 #586 Integrity Integrity #586 #586 Integrity Integrity #586 #586 Integrity Integrity #586 #586 Integrity Pennsylvania Bayonne #695 #695 Bayonne Jersey New San Jose #2384 #2384 Jose San #2384 Jose San Medora #1648 Medora #1648 #1648 Medora San Jose #2387 #2387 Jose San Republic #2197 #2197 Republic Pawtucket #537 #537 Pawtucket #537 Pawtucket Pawtucket #537 #537 Pawtucket Pawtucket #537 Rhode Island Woodside #1358 Claremont #1655 #1655 Claremont #1655 Claremont #1655 Claremont Versatility #2501 Versatility #2501 Versatility #2501 Versatility #2501 Claremont #1655 #1655 Claremont Claremont #1655 #1655 Claremont York New #1655 Claremont Coronation #2224 Coronation #2224 Alpha-Agassiz #1 #1 Alpha-Agassiz #1 Alpha-Agassiz #1 Alpha-Agassiz #1 Alpha-Agassiz Ft. Dearborn #278 Dearborn Ft. #278 Dearborn Ft. Coronation #2224Coronation Ontario Alpha-Agassiz #1 #1 Alpha-Agassiz Massachusetts Alpha-Agassiz #1 #1 Alpha-Agassiz Alpha-Agassiz #1 #1 Alpha-Agassiz Alpha-Agassiz #1 Massachusetts Hawthorne #2491 Ft. Dearborn #278 #278 Ft. Dearborn Illinois Dependable #2160 Jeanne Rhododendron #701 #701 Rhododendron #701 Rhododendron Treasure Coast 2177 2177 Coast Treasure Treasure Coast 2177 2177 Coast Treasure Florida Rhododendron #701 #701 Rhododendron PQ J4B T1 PQ J4B

60026

, Springfield, PA 19064 Weaverville, NC 28787 Weaverville, NC

. Prospect, IL 60056 ADDRESS ADDRESS ADDRESS ADDRESS Parma, OH 44134 Parma, St, Bayonne, NJ 07002 Street, Bayonne, NJ 07002 Street, Bayonne, NJ 07002 St, Bayonne, NJ 07002 St, Bayonne, th rd rd rd REPRESENTATIVES FROM GRAND COUNCILS 604 Washington Sq. S#902, Philadelphia, PA 19106 19106 PA Philadelphia, S#902, Sq. Washington 604 MI 48174 Dr, Brownstown, 23826 Valley 19148 PA Street, Philadelphia, McKean 920 1313 Puritan Avenue, Bronx, NY 10461 6196 Kaski Ct, San Jose, CA 95123 CA 6196 Kaski Ct, San Jose, 24 E. 43 905 W. Sproul Rd, Ste105 02375 MA Easton, So Dr, 8 Benjamin 100 Ridge Rd, Smithfield, RI 02917 19148 PA Street, Philadelphia, McKean 920 2628 Lyntz Rd, Lordstown,44481 OH 02155 MA Medford, Ave, Riverside 241A 24 E. 43 07627 NJ Demarest, Avenue, 45 Holland NC 28787 Road, Weaverville, Branch Morgan 332 2435 Waterfront Imperial, Dr, MO 63052-4312 44420 OH Girard, Circle, Potters 200 6372 Harbour Dr, 33467 Club Lake Worth, FL Dr, Bronx, NY 10465 3379 Campbell 60706 IL Norridge, Ave, Thatcher N. 4708 124 Cornell Ct, Glenview, IL 60026 Ct, Glenview, 124 Cornell 46 861W Hampshire, Timber, 60140-8350 IL Big Mt. Prospect, IL 60056 Ave, 417 So. Helena 23 Beech Street, Cambridge, MA 02141 MA Roxbury, W 02132 Ave, 44 Wycliff 02155 MA Medford, Ave, Riverside 241A 07950 NJ Plains, Morris Drive, 3 Holiday 01824 MA Drive, Chelmsford, 6 Hemlock 130 Morgan Trace Dr, Valdese, NC 28690 28690 NC Valdese, Dr, Trace Morgan 130 6196 Kaski Court, Jose, San CA 95123 95123 CA Jose, San Dr, Park Orchard 5734 Rd, Branch Morgan 332 45 Stanford Ave, W. Orange, NJ 07052 07052 NJ Orange, W. Ave, 45 Stanford 102 E. 26 124 Cornell Ct, Glenview, IL Ct, Glenview, 124 Cornell 15691 Liverpool, Livonia, MI 48154 48154 MI Livonia, Liverpool, 15691 15108 Nola, Livonia, MI 48154 24 E. 43 1313 Puritan Ave, Bronx, NY 10461 2033 ColonialDrive, Bronx, NY 10461 Dr, Bronx, NY 10465 3379 Campbell Ave, 4011 Millford 44420 OH Girard, Circle, Potters 200 7026 HowardOldcastle1L0 ON N0R Ave, 2900 Ruth2H7 ON N8R Rd, Windsor, 19001 JFK Blvd, Philadelphia, PA 19103 PA 19103 Philadelphia, Blvd, JFK 19001 19046 PA Jenkinstown, Ave, Summit 328 1020 Jackson St, Philadelphia,PA 19148 Lane, Sewell, NJ 08080 100 Canopy 16 St, Pawtucket, RI 02860 Arch 100 Ridge Rd, Smithfield, RI 02917 ROSTER OF SUPREME COUNCIL OFFICERS ONE HUNDRED AND SECOND SUPREME COUNCIL SESSION

NAME NAME Nicole Covelli Nicole Covelli Leigh Sportun Chris Krzystofczyk Polly Veino Lynda Rodil Sylvia Ferry Johnson *Kimberly *Roland Van Liew Joanie Francis Francis Joanie Alice Mangano Jane Merrill Perry Whisenant *Keith Armbruster *Keith Armbruster Mark Hefner Richard Macon Richard Macon Berger Rosella *John Baranowski Freddy DiBartolo Joe Conforto Magnotta Frances Bonness *Joseph Simpson David Young Debbie Bayliss Tom Joseph Tedesco Tedesco Joseph Panichelli *Lillie Mae *Antoinette Malone Carmen Rodia Jackie Wudkiewicz Jackie Wudkiewicz *Ashley Lockaby Jacqueline Bedard Jacqueline Boucherville, de Muy, 14 Rue Peter D. Ferrara Ferrara D. Peter Carl J. Krzystofczyk Conforto Errica Carol A. Zavitz Mt Ave, 417 So. Helena PA 19148 Philadelphia, St, McKean 928 Kenneth J. Kolek John D. Crisanti 10461 NY Bronx, Drive, Colonial 2033 Sr. Ferry E. Donald 11565 ON N8P 1L5 St, Windsor, Arvilla Covelli David 61 Batterymarch St, Boston,02110 MA Galdon A. Robert 02155 MA Medford, Road, Riverside 241A 61 Batterymarch St, Boston, MA02110 Reynolds Louise E. O’Neill James 07801 NJ Cynthia Macon Dover, A. Dr, Herrick 576 Herbert J. Snyder 33848 FL Beach, Delray Vesta, Via 13110 Janice S. Brazas Paul F. D’Emilio Antal Basa Jr. Lockaby Karen Ralph Ferrara Diane Calain Donald E. Ferry Jr. Genevieve A. Macon Ferrara Anita DiBartolo Maria Ethel Reitsema Billy Joe Merrill Tammy Fluegge Simpson Marsha G. Foley Donald Magnotta August William J. Wire

OFFICE JURISDICTION Illinois Massachusetts California California Carolinas Michigan Jersey New *First Time Representatives New York Ohio Ontario Pennsylvania Rhode Island Quebec *Supreme Regent *Supreme Vice Regent *Supreme Orator *S.P. Supreme Regent *Supreme Secretary Treasurer Supreme Supreme Chaplain Supreme Guide Supreme Warden Supreme Sentry Members *Elective Committee Executive on Laws Committee on Committee Finance Supreme Trustees on Juniors Committee Committee on Appeals Past Supreme Regents

112

Ohio Ohio

Illinois Illinois Florida Missouri Missouri GRAND Michigan Michigan Carolinas Carolinas California California New York New York COUNCIL New Jersey New Jersey New Jersey DATE Rhode Island Pennsylvania Pennsylvania Pennsylvania Pennsylvania Massachusetts Massachusetts Massachusetts Massachusetts June 2013 June 2013 June 2014 June 2014 June 2014 June 2014 June 2014 June 2013 June 2013 June 2013 June 2013 June 2013 June 2014 June 2014 June 2014 June 2014 June 2013 June 2013 June 2013 June 2014 June 2014 June 2014 June 2014 June 2014 June 2014 May 2013 May 2013 May 2013 May 2013 May 2013

Mance #2490 May 2014 COUNCIL COUNCIL Detroit #21A Detroit #21A Detroit #21A Lakewood #5 #5 Lakewood #5 Lakewood Bayonne #685 Bayonne #695 Integrity #586 #586 Integrity #586 Integrity #586 Integrity #586 Integrity Merritt #1974 Lakewood #5 #5 Lakewood Medora #1648 #1648 Medora Integrity #586 #586 Integrity Integrity #586 #586 Integrity #586 Integrity Integrity #586 #586 Integrity Integrity #586 #586 Integrity Pennsylvania Bayonne #695 #695 Bayonne Jersey New San Jose #2384 #2384 Jose San #2384 Jose San Medora #1648 #1648 Medora Medora #1648 San Jose #2387 #2387 Jose San Republic #2197 #2197 Republic Pawtucket #537 #537 Pawtucket #537 Pawtucket Pawtucket #537 #537 Pawtucket Pawtucket #537 Rhode Island Woodside #1358 Claremont #1655 #1655 Claremont #1655 Claremont #1655 Claremont Versatility #2501 Versatility #2501 Versatility #2501 Versatility #2501 Claremont #1655 #1655 Claremont Claremont #1655 #1655 Claremont Claremont #1655 #1655 Claremont York New Coronation #2224 Coronation #2224 Alpha-Agassiz #1 #1 Alpha-Agassiz #1 Alpha-Agassiz #1 Alpha-Agassiz #1 Alpha-Agassiz Ft. Dearborn #278 Dearborn Ft. #278 Dearborn Ft. Coronation #2224Coronation Ontario Alpha-Agassiz #1 #1 Alpha-Agassiz Massachusetts Alpha-Agassiz #1 #1 Alpha-Agassiz Alpha-Agassiz #1 #1 Alpha-Agassiz Alpha-Agassiz #1 Massachusetts Hawthorne #2491 Ft. Dearborn #278 #278 Ft. Dearborn Illinois Dependable #2160 Jeanne Treasure Coast 2177 2177 Coast Treasure Rhododendron #701 #701 Rhododendron #701 Rhododendron Treasure Coast 2177 2177 Coast Treasure Florida Rhododendron #701 #701 Rhododendron PQ J4B T1 PQ J4B

60026

, Springfield, PA 19064 Weaverville, NC 28787 Weaverville, NC

. Prospect, IL 60056 ADDRESS ADDRESS ADDRESS ADDRESS Parma, OH 44134 Parma, St, Bayonne, NJ 07002 Street, Bayonne, NJ 07002 Street, Bayonne, NJ 07002 St, Bayonne, NJ 07002 St, Bayonne, th rd rd rd REPRESENTATIVES FROM GRAND COUNCILS 6372 Harbour Dr, 33467 Club Lake Worth, FL Dr, Bronx, NY 10465 3379 Campbell 60706 IL Norridge, Ave, Thatcher N. 4708 6196 Kaski Ct, San Jose, CA 95123 CA 6196 Kaski Ct, San Jose, 24 E. 43 45 Holland Avenue, Demarest, NJ 07627 07627 NJ Demarest, Avenue, 45 Holland NC 28787 Road, Weaverville, Branch Morgan 332 2435 Waterfront Imperial, Dr, MO 63052-4312 44420 OH Girard, Circle, Potters 200 604 Washington Sq. S#902, Philadelphia, PA 19106 19106 PA Philadelphia, S#902, Sq. Washington 604 MI 48174 Dr, Brownstown, 23826 Valley 19148 PA Street, Philadelphia, McKean 920 2628 Lyntz Rd, Lordstown,44481 OH 19148 PA Street, Philadelphia, McKean 920 1313 Puritan Avenue, Bronx, NY 10461 905 W. Sproul Rd, Ste105 02375 MA Easton, So Dr, 8 Benjamin 100 Ridge Rd, Smithfield, RI 02917 02155 MA Medford, Ave, Riverside 241A 24 E. 43 124 Cornell Ct, Glenview, IL Ct, Glenview, 124 Cornell 45 Stanford Ave, W. Orange, NJ 07052 07052 NJ Orange, W. Ave, 45 Stanford 102 E. 26 130 Morgan Trace Dr, Valdese, NC 28690 28690 NC Valdese, Dr, Trace Morgan 130 6196 Kaski Court, Jose, San CA 95123 95123 CA Jose, San Dr, Park Orchard 5734 Rd, Branch Morgan 332 IL 60026 Ct, Glenview, 124 Cornell 46 861W Hampshire, Timber, 60140-8350 IL Big Mt. Prospect, IL 60056 Ave, 417 So. Helena 23 Beech Street, Cambridge, MA 02141 MA Roxbury, W 02132 Ave, 44 Wycliff 02155 MA Medford, Ave, Riverside 241A 07950 NJ Plains, Morris Drive, 3 Holiday 01824 MA Drive, Chelmsford, 6 Hemlock 48154 MI Livonia, Liverpool, 15691 15108 Nola, Livonia, MI 48154 24 E. 43 1313 Puritan Ave, Bronx, NY 10461 2033 ColonialDrive, Bronx, NY 10461 Dr, Bronx, NY 10465 3379 Campbell Ave, 4011 Millford 44420 OH Girard, Circle, Potters 200 7026 HowardOldcastle1L0 ON N0R Ave, 2900 Ruth2H7 ON N8R Rd, Windsor, PA 19103 Philadelphia, Blvd, JFK 19001 19046 PA Jenkinstown, Ave, Summit 328 1020 Jackson St, Philadelphia,PA 19148 Lane, Sewell, NJ 08080 100 Canopy 16 St, Pawtucket, RI 02860 Arch 100 Ridge Rd, Smithfield, RI 02917 ROSTER OF SUPREME COUNCIL OFFICERS ONE HUNDRED AND SECOND SUPREME COUNCIL SESSION

NAME NAME Joanie Francis Francis Joanie Alice Mangano Jane Merrill Perry Whisenant Nicole Covelli Leigh Sportun Chris Krzystofczyk Polly Veino Lynda Rodil Sylvia Ferry Johnson *Kimberly *Roland Van Liew *Keith Armbruster Mark Hefner Richard Macon Berger Rosella *John Baranowski Freddy DiBartolo Joe Conforto Magnotta Frances Bonness *Joseph Simpson David Young Debbie Bayliss Tom Tedesco Joseph Panichelli *Lillie Mae *Antoinette Malone Carmen Rodia Bedard Jacqueline Jackie Wudkiewicz *Ashley Lockaby Boucherville, de Muy, 14 Rue Donald G. Foley Donald Magnotta August William J. Wire Donald E. Ferry Sr. Sr. Ferry E. Donald Covelli David Galdon A. Robert 02155 MA Medford, Road, Riverside 241A Reynolds Louise E. O’Neill James 07801 NJ Cynthia Dover, Macon A. Dr, Herrick 576 Herbert J. Snyder 33848 FL Beach, Delray Vesta, Via 13110 Janice S. Brazas Ethel Reitsema Billy Joe Merrill Tammy Fluegge Simpson Marsha John D. Crisanti 61 Batterymarch St, Boston, MA02110 Kenneth J. Kolek 61 Batterymarch St, Boston,02110 MA Carl J. Krzystofczyk Carl J. Krzystofczyk Conforto Errica Carol A. Zavitz Mt Ave, 417 So. Helena 10461 NY Bronx, Drive, Colonial 2033 11565 ON N8P 1L5 St, Windsor, Arvilla Peter D. Ferrara Ferrara D. Peter PA 19148 Philadelphia, St, McKean 928 Diane Calain Ralph Ferrara Donald E. Ferry Jr. Genevieve A. Macon Ferrara Anita DiBartolo Maria Paul F. D’Emilio Antal Basa Jr. Lockaby Karen

OFFICE JURISDICTION California California Carolinas Illinois Massachusetts Michigan Jersey New New York Ohio Ontario Pennsylvania Quebec Rhode Island *First Time Representatives Past Supreme Regents Supreme Chaplain Supreme Guide Supreme Warden Supreme Sentry Members *Elective Committee Executive Committee on Appeals Supreme Treasurer Treasurer Supreme *Supreme Secretary *Supreme Vice Regent *Supreme Orator *S.P. Supreme Regent *Supreme Regent Supreme Trustees Committee on Committee Finance on Juniors Committee on Laws Committee

113 SUPREME COUNCIL OF THE ROYAL ARCANUM SECOND DAY’S PROCEEDINGS MORNING SESSION

Omni Charlotte Hotel Charlotte, NC August 5, 2014

Supreme Regent Ferrara welcomed assemblage.

The Supreme Secretary took roll call. All were present.

The Supreme Regent requested Chairman of the Credentials Committee to introduce any visitors.

Nick Benoit, Pawtucket Cl, Rhode Island Florence Wire, Medora Cl, Illinois Marie Baranowski, Versatility Cl, New Jersey Judith Kolek, Pawtucket Cl, Rhode Island Lina DiFranco, Claremont Cl, New York Sal DiFranco, Claremont Cl, New York Michele Rhode, Ft. Dearborn Cl, Illinois Doug Zavitz, Coronation Cl, Ontario Sharon Bayliss, Coronation Cl, Ontario Gloria Donaldson, Coronation Cl, Ontario Jim Mulhearon, Coronation Cl, Ontario

A Motion was made by Janice Brazas: “I move that all the Memorials which were presented by the Chairman of the respective memorial committees at the Session Memorial Service be adopted and printed in the Appendix to the Journal of Proceedings, and that, copies of each Memorial be sent to the families of our deceased Members.”

Motion Adopted.

114 The Supreme Regent thanked the members who participated in the “Garden of Remembrance” memorial tribute for our recently departed fraternal brothers and sisters.

The Supreme Regent announced that the Founders’ Ring of Distinction Ceremony will take place.

Cynthia A. Macon of Versatility Council #2501, New Jersey, Past Supreme Regent was presented with the Founders’ Ring of Distinction with Diamond, having attained this award during Supreme Regent Peter Ferrara’s campaign

Following the ceremony, the Supreme Regent called for any Session Committee Reports which were ready for presentation.

Brother Sportun presented the following:

REPORT OF THE COMMITTEE ON SALARIES AND COMPENSATION

Your Committee on Salaries and Compensation submits the following Resolutions:

1. Salaries and Compensation RESOLVED: That yearly salaries, payable monthly, be allowed the following named officers for the period beginning September 1, 2014 and ending August 31, 2015:

SUPREME REGENT $45,000.00 SUPREME VICE REGENT $25,000.00 SUPREME ORATOR $20,000.00 SITTING PAST SUPREME REGENT $22,500.00

115 SUPREME AUDITOR $25,000.00 SUPREME SECRETARY $40,000.00 SUPREME TREASURER $20,000.00 CHAIRMAN, INVESTMENT COMMITTEE $ 7,500.00 SECOND MEMBER, INVEST. COMM. $ 5,000.00 1st ELECTIVE MEMBER, EXEC. COMM. $ 9,000.00 2nd ELECTIVE MEMBER, EXEC. COMM. $ 9,000.00 3rd ELECTIVE MEMBER, EXEC. COMM. $ 9,000.00 4th ELECTIVE MEMBER, EXEC. COMM. $ 9,000.00

RESOLVED: That yearly salaries, payable monthly, be allowed the following named officers for the period beginning September 1, 2015 and ending August 31, 2016:

SUPREME REGENT $45,000.00 SUPREME VICE REGENT $25,000.00 SUPREME ORATOR $20,000.00 SITTING PAST SUPREME REGENT $22,500.00 SUPREME AUDITOR $25,000.00 SUPREME SECRETARY $40,000.00 SUPREME TREASURER $20,000.00 CHAIRMAN, INVESTMENT COMM. $ 7,500.00 SECOND MEMBER, INVESTMENT COMM $ 5,000.00 1st ELECTIVE MEMBER, EXEC. COMM. $ 9,000.00 2nd ELECTIVE MEMBER, EXEC. COMM. $ 9,000.00 3rd ELECTIVE MEMBER, EXEC. COMM. $ 9,000.00 4th ELECTIVE MEMBER EXEC. COMM. $ 9,000.00

And that compensation be allowed to the members of the following Committees after the completion of service as follows:

CHAIRMAN, COMMITTEE ON LAWS $ 2,500.00 SECOND MEMBER, COMM. ON LAWS $ 1,500.00 THIRD MEMBER, COMM. ON LAWS $ 1,500.00 SECOND MEMBER, COMM. ON FINANCE $ 2,500.00 THIRD MEMBER, COMM. ON FINANCE $ 2,500.00

116 And that compensation be made to the Chairman of the Junior Committee of $500 bi-annually, paid annually and to each member of the Junior Committee of $500 bi- annually, paid annually.

2. Mileage and Per Diem That the Supreme Treasurer issue meal allowances in the amount of $100 to all Representatives and Supreme Council Officers who are present at the 102ND Supreme Council Session meetings. And that he be authorized to reimburse Representatives and Supreme Council Officers auto mileage allowance of .565 cents per mile, up to 500 miles each way, or the actual travel cost by air or train, providing the most economical and reasonable method of transportation was used to attend this Session.

This Report is signed by the entire Committee and we move that it be adopted with reference to the Executive Committee for the Budget and to the Supreme Auditor for the payroll.

Leigh Sportun Carmen Rodia Perry Whisenant

A Motion by LEIGH SPORTUN: “I move that the Report be adopted with reference to the Executive Committee for the Budget ad to the Supreme Auditor for the payroll.”

Report Adopted.

117 Sister Wudkiewicz presented the following:

REPORT OF THE COMMITTEE ON EXECUTIVE ADMINISTRATION

NEW PROGRAMS

Under the guidelines of the “Future is Now” program, the Executive Committee approved the distribution of funds to our Grand Councils for the purpose of sustaining and creating activities to promote the Royal Arcanum and its future growth. The program required jurisdictions to maintain an active Grand Council and forward an annual report to the Home Office. The program has concluded. We are hopeful that the funds will continue to be used to promote our Society and the Jurisdictions.

The “Reach Out” program provides jurisdictional representatives with current membership rosters to identify members and invite their participation in council business, fraternal and charitable events.

We commend the Executive Committee for the fine work they have been doing for the benefit of our members and the growth of our Society.

The power point presentation demonstrated that the Royal Arcanum continues to be a leading Fraternal Benefit Society of which we can all be proud.

This Report is signed by the entire Committee and we move for its adoption. Jackie Wudkiewicz Freddy DiBartolo Alice Mangano Keith Armbruster Report Adopted.

118 The Supreme Regent called for Supreme Treasurer John Crisanti to present the Budget for the ensuing two years for the Executive Committee, in compliance with Section 92(15) of the CONSTITUTION AND LAWS.

Brother Crisanti presented the following:

PROPOSED BUDGET SUPREME COUNCIL OF THE ROYAL ARCANUM

FOR THE CALENDAR YEARS 2015 – 2016

2015 2016

*INCOME Premium Income 2,650,000 2,600,000 Preneed 2,200,000 2,400,000 Bond Income 4,900,000 4,900,000 Dividend Income 300,000 300,000 Real Estate 75,000 75,000 Loan Interest 285,000 295,000

Total Income 10,410,000 10,570,000

*Does not reflect Annuities

BENEFITS Death / Maturity 2,100,000 2,100,000 Pre-Need 2,000,000 2,000,000 Surrender 1,200,000 1,200,000 Refunds to members 185,000 185,000 Commissions 500,000 500,000 Taxes 140,000 140,000 Reserves (Life Insurance) 400,000 500,000 Int. on Annuity Deposits 850,000 900,000

Total Benefits 7,375,000 7,535,000

119 EXPENSES RENT 71005-100 Boston 80,000 80,000 71005-300 Electric 8,000 8,000

SALARIES & COMPENSATION 71010-100 Home Office Employees 830,000 842,000 71010-200 Fraternal Field Department 48,000 48,000 71010-300 Executive Committee 61,000 61,000 71010-350 Investment Committee 12,500 12,500 71010-400 Other Offs. & Committees 208,500 219,000 71010-450 Sales Force 210,000 210,000 71010-500 Bulletin 25,000 25,000 71010-700 Chief Agent of Canada 15,000 15,000

INSURED BENEFIT PLAN FOR EMPLOYEES 71015-100 Pension Plan & 401K Contribution 70,000 40,000 71015-200 Health 190,000 190,000 71015-300 Life & Dental 22,000 22,000

71035-000 OTHER EMPLOYEE WELFARE -Educational Classes 1,000 1,000

LEGAL FEES & EXPENSES 71050-100 Retainer Fees 100,000 100,000 71050-200 Other 10,000 10,000 -West Law, Misc Expenses

MEDICAL EXAMINATION FEES 71055-100 Medical Examination Fees 5,000 5,000 71055-200 MIB Inspection Report 10,000 10,000 71055-300 Medical Examiner Retainer 12,000 12,000

TRAVELING EXPENSES 71075-100 Life 75,000 75,000 71075-200 Fraternal 25,000 35,000

71080-000 ADVERTISING 2,000 2,000

120 POSTAGE AND TELEPHONE 71085-100 Local & Long Distance 10,000 10,000 Telephone-Home Office 71085-300 Express Mail & Shipping 25,000 25,000 71085-400 Postage 30,000 30,000

71085-500 Miscellaneous 2,500 2,500 -Fraternal Department 71085-700 Telephone-Sales Agents 1,500 1,500

71090-100 PRINTING AND 25,000 35,000 STATIONARY

71095-000 COST OR DEPRECIATION 15,000 15,000 OF FURN. & EQUIP.

71100-000 RENTAL OF EQUIPMENT

71105-000 LODGE SUPPLIES LESS $ 0 2,000 FROM SALES -Purchase of Jewels & Engraving

71110-000 BOOKS & PERIODICALS 1,000 1,000 BUREAU & ASSOCIATION DUES

71115-100 American Fraternal Alliance- 5,000 5,000 CFA- Fraternal Congress

INSURANCE, EXCEPT ON REAL ESTATE 71120-100 Bonding 6,000 6,000 71120-200 Directors & Officers Liability 20,000 20,000 71120-400 Workmen’s Compensation 3,000 3,000

COLLECTION & BANK SERVICE CHARGES 71130-100 Custodial & Advisory Fees 30,000 30,000 -RBC Dexia & Morgan Stanley Smith Barney 71130-200 Other 18,000 19,000 -TD Bank & Royal Bank Dexia Charges

121121 71135-100 SUNDRY GENERAL EXPENSES 40,000 40,000 -Office Supplies, Payroll Exp. & Miscellaneous

FEES OF ACCOUNTANTS & ACTUARIES 7114-100 Actuarial Fees 135,000 125,000 -Allan Ferrone-CPS (US) & Merv Worden (Canada 71140-200 Auditing Fees 65,000 65,000 -Vision Financial Group (US) John Milnes (Canada)

FIELD EXPENSE ALLOWANCE 71150-100 Field Expense 15,000 15,000 -LIMRA (Agent background Checks, Questionnaire to new members) 71150-200 Agent Mailings & Sales Leads 45,000 45,000 71150-300 Preneed 20,000 20,000 -Shared expenses with CFL

OFFICIAL PUBLICATION 71165-100 Printing of Bulletin 24,000 24,000 71165-200 Postage 19,000 19,000 71165-300 Miscellaneous 1,000 1,000 -Expenses of Bulletin Editor (Equipment, Classes, Software, Photography)

EXPENSE OF SUPREME LOGE MEETINGS 71170-100 Travel 30,000 71170-200 Per Diem 35,000 71170-400 Miscellaneous 20,000

FRATERNAL ASSISTANCE 71180-100 Subordinate Council 12,000 12,000 71180-200 Grand Council 35,000 35,000 71180-250 Prize Trip 20,000 10,000 71180-270 Gift Redemption 3,000 3,000

122 71180-300 International Fraternal Service Program 15,000 15,000 71180-400 Junior Promotion 15,000 15,000 -Bulletin Prizes, Giveaways

71180-600 Supreme Regent-Promotion 20,000 20,000 -Production Incentives & Giveaways

ELECTRONIC DATA PROCESSING 71205-100 Service Fees 60,000 60,000 -CPS, (Disaster Recovery, ADS, Firewall, log monitoring)

71205-300 Software & Maintenance on 55,000 55,000 Equipment & Web Site

Total Expenses 2,805,500 2,891,000

Gain from Operation 229,500 144,000

After reading the Budget, the Supreme Treasurer moved for its adoption.

Report Adopted.

Immediately after the above a Motion was passed, a Resolution was made by Supreme Secretary, Ken Kolek:

RESOLVED: That with the approval of the Executive Committee, the Budget for January 1, 2015 to December 31, 2015 and January 1, 2016 to December 31, 2016, may be increased up to fifteen percent if circumstances warrant such action.” Motion Carried.

123 The Supreme Secretary called for Resolutions and the following were presented:

RESOLUTIONS LIFE MEMBERSHIP OF THE SUPREME COUNCIL

Grand Regent Louise Reynolds on behalf of the Grand Council of Florida nominated Donald G. Foley and Edward A. Vicinanza as Life Members of the Supreme Council.

Grand Regent Maria DiBartolo on behalf of the Grand Council of New York nominated Robert Law as Life Members of the Supreme Council

Grand Regent Richard Macon on behalf of the Grand Council of New Jersey nominated Genevieve Macon as Life Member of the Supreme Council.

Resolutions were Approved.

Brother Donald Ferry, Jr. presented the following :

The members of the Junior Committee present this resolution and move that Life Member Genevieve A. Macon also be granted Life Membership on the Supreme Council Junior Committee with all its benefits, compensation and privileges associated with this Committee of our Order and that this distinction be effective immediately starting September 1, 2014.

Donald E. Ferry, Jr. Anita Ferrara Maria DiBartolo

Resolution was Approved.

124

The Supreme Regent called on Jim O’Neill to conduct nominations. He recognized the Nominating Committee of Jackie Wudkiewicz, Mark Hefner, Tom Bayliss and Joanie Francis who were introduced and acknowledged for their service.

Brother Bill Wire nominated Carl Krzystofczyk for the Office of Supreme Regent for 2014 – 2016. Motion seconded.

Jim then proceeded to read the remaining Officers and Committees (starting with Supreme Vice Regent) as recommended by the Nominating Committee and asked for any additional Nominations after each office was announced.

After the last nomination, Jim asked for a Motion to close Nominations.

A motion was made by Kenneth Kolek to recess for lunch at 11:30 a.m. and for the Session to reconvene at 1:30 p.m.

The Supreme Regent welcomed the assemblage.

Supreme regent Ferrara (assisted by the Junior and Fraternal Directors) presented the following awards:

Conferring of Life Membership in the Supreme Council for completing 30 years of service – Donald G. Foley, Edward A. Vicinanza, Robert H. Law II and Genevieve A. Macon.

Highest Recommender Awards for 2013 – Deborah L. Young and William J. Wire.

125 2014 Fraternalist of the Year – Grace Howell.

Service Outreach Award – Carmine Campo

2014 Lorraine D’Emilio Legacy of Hope Award Winner - Coronation Council #2224 for the Welcome Center of Windsor, Ontario.

DSA pins were presented by the Supreme Regent.

Supreme Regent Ferrara announced that the Legion of Honor Presentation will take place at 5:30 pm and invited everyone to attend.

The Supreme Regent called for a Motion to recess at 4:45 p.m. with the Session to reconvene on Wednesday, August 6, 2014 at 8:45 am.

SUPREME COUNCIL OF THE ROYAL ARCANUM THIRD DAY’S PROCEEDINGS MORNING SESSION

Omni Charlotte Hotel Charlotte, NC August 6, 2014

The Session reconvened at 8:45 am.

The Supreme Regent welcomed the assemblage.

The Supreme Secretary took roll call. Tammy Fluegge was absent and excused.

126 General Counsel advised that he recalculated the percentages (to reflect current attendance) to 31 Reps at 1.00 and 29 Officers at .534.

The Supreme Regent requested Chairman of the Credentials Committee to introduce new visitors. These included:

Rosanne Kozlow, Integrity Cl, Pennsylvania Judith Kolek, Pawtucket Cl, Rhode Island Natalie Olson, Medora Cl, Illinois Peggy Olson, Medora Cl, Illinois Mary Olson, Medora Cl, Illinois Mary Arp, Medora Cl, Illinois Mark Krzystofczyk, Medora Cl, Illinois Geoffrey Raye, Medora Cl, Illinois

The Supreme Regent welcomed the guests.

ELECTION OF OFFICERS

The Supreme Regent requested James E. O’Neill to serve as Chairman of Elections.

Brother O’Neill appointed Jackie Wudkeiwicz as Judge and Alice Mangano and Dave Simpson as Tellers.

A Motion was made by Paul D’Emilio: “I move that if there is but one nominee for any office, the Chairman declare the nominations closed and directs the Secretary, Kenneth J. Kolek, to cast one ballot for the nominee.”

“I move for consent to nominate and elect all Committeemen and Trustees, Collectively, for each Committee and Trustees. The number of positions available are: three for the Committee on Laws, Two for

127 the Committee on Finance, four for the Supreme Trustees, four for the Committee on Juniors and four for the Committee on Appeals. Those receiving the highest vote will be declared the winners. The nominee with the highest vote will be the chairman.”

Motion Approved.

SUPREME REGENT

Brother Carl J. Krzystofczyk of Illinois was nominated by the Nominating Committee. There being no further nominations, the Chairman declared nominations closed and Brother Krzystofczyk was elected Supreme Regent.

SUPREME VICE-REGENT

Sister Errica Conforto of New York was nominated by the Nominating Committee. There being no further nominations, the Chairman declared nominations closed and Sister Conforto was elected Supreme Vice Regent.

SUPREME ORATOR

Sister Deborah L. Young of Ontario were nominated by the Nominating Committee. Brother Antal Basa Jr. was nominated by Donald Ferry Jr.

There being no further nominations, the Chairman declared nominations closed and appropriate ballots were distributed to Officers and Representatives. Judge Jackie Wudkiewicz announced that Sister Young received 28.01 votes and Brother Basa received 17.47 votes. Sister Young was elected Supreme Orator.

128 SITTING PAST SUPREME REGENT

Brother Peter D. Ferrara of Pennsylvania was nominated by the Nominating Committee. There being no further nominations, the Chairman declared nominations closed and Brother Ferrara was elected Sitting Past Supreme Regent.

SUPREME SECRETARY

Brother Kenneth J. Kolek of Rhode Island was nominated by the Nominating Committee. There being no further nominations, the Chairman declared nominations closed and Brother Kolek was elected Supreme Secretary.

SUPREME TREASURER

Brother John D. Crisanti of Massachusetts was nominated by the Nominating Committee. There being no further nominations, the Chairman declared nominations closed and Brother Crisanti was elected Supreme Treasurer.

SUPREME AUDITOR

Brother Joseph R. Macon, FICF of New Jersey was nominated by the Nominating Committee. There being no further nominations, the Chairman declared nominations closed and Brother Macon was elected Supreme Auditor.

129 SUPREME CHAPLAIN

Brother Donald E. Ferry Jr. of Massachusetts was nominated by the Nominating Committee. Sister Deborah L. Young of Ontario was nominated by Mark Hefner and Brother Richard Macon of New Jersey was nominated by Ethel Reitsema. Since Sister Young was elected Supreme Orator, she was then eliminated as a candidate for the position of Supreme Chaplain. Brother Ferry declined. There being no further nominations, the Chairman declared nominations closed and Brother Macon was elected Supreme Chaplain.

SUPREME GUIDE

Brother David W. Covelli of Illinois was nominated by the Nominating Committee. There being no further nominations, the Chairman declared nominations closed and Brother Covelli was elected Supreme Guide.

SUPREME WARDEN

Brother Robert A. Galdon, Jr. of New Jersey was nominated by the Nominating Committee. There being no further nominations, the Chairman declared nominations closed and Brother Galdon was elected Supreme Warden.

SUPREME SENTRY

Sister Louise Reynolds of Florida was nominated by the Nominating Committee. There being no further nominations, the Chairman declared nominations closed and Sister Reynolds was elected Supreme Sentry.

130 FIRST ELECTIVE MEMBER OF THE EXECUTIVE COMMITTEE

Brother James E. O’Neill of California was nominated by the Nominating Committee. There being no further nominations, Brother O’Neill was elected First Elective Member of the Executive Committee.

SECOND ELECTIVE MEMBER OF THE EXECUTIVE COMMITTEE

Sister Cynthia A. Macon of New Jersey was nominated by the Nominating Committee. There being no further nominations, Sister Macon was elected Second Elective Member of the Executive Committee.

THIRD ELECTIVE MEMBER OF THE EXECUTIVE COMMITTEE

Sister Janice S. Brazas of Michigan was nominated by the Nominating Committee. There being no further nominations, Sister Brazas was elected Third Elective Member of the Executive Committee.

FOURTH ELECTIVE MEMBER OF THE EXECUTIVE COMMITTEE

Brother Thomas Bayliss of Ontario was nominated by the Nominating Committee. There being no further nominations, Brother Bayliss was elected Fourth Elective Member of the Executive Committee.

131 COMMITTEE ON LAWS

Brothers Paul F. D’Emilio of Pennsylvania, Antal Basa Jr. of Massachusetts and Sister Karen Lockaby of Rhode Island were nominated by the Nominating Committee. There being no further nominations, Brother D’Emilio was elected Chairman of the Committee on Laws, Brother Basa and Sister Lockaby were elected to the Committee on Laws.

COMMITTEE ON FINANCE

Ralph Ferrara of Pennsylvania and Sister Nicole M. Covelli of Illinois and were nominated by the Nominating Committee. There being no further nominations, Brother Ferrara and Sister Covelli were elected to the Committee on Finance.

SUPREME TRUSTEES

Sister Diane Calain of Ohio, Brother Donald E. Ferry, Sr. of Massachusetts, Sister Antoinette Malone of Pennsylvania and Brother Carmen Rodia of Pennsylvania were nominated by the Nominating Committee. There being no further nominations, Sister Calain was elected Chairman of the Supreme Trustees, Brother Ferry, Sister Malone and Brother Carmen Rodia were elected to the Supreme Trustees. Richard Macon was nominated by self and later removed himself as a candidate.

COMMITTEE ON JUNIORS

Sister Genevieve A. Macon of New Jersey, Sister Anita J. Ferrara of Pennsylvania, Sister Maria DiBartolo of New York and Sister Ashley Lockaby of Rhode Island were

132 nominated by the nominating committee. Brother Donald E. Ferry, Jr. of Massachusetts was nominated by Sister Macon. There being no further nominations, Brother Ferry was elected Chairman of the Committee on Juniors, Sister Macon was elected Life Member of the Committee on Juniors, Sister Ferrara, Sister DiBartolo and Sister Lockaby were elected to the Committee on Juniors.

COMMITTEE ON APPEALS

Sister Ethel Reitsema of New Jersey, Sister Tammy Fluegge of Missouri, Brother B. Joe Merrill of the Carolinas and Sister Marsha Simpson of Ohio and were nominated by the Nominating Committee. There being no further nominations, Sister Reitsema was elected Chairman of the Committee on Appeals, Sister Fluegge, Sister Simpson and Brother Merrill were elected to the Committee on Appeals.

After the election, the Chairman discharged the Judge and tellers with his thanks.

INSTALLATION OF OFFICERS

The Supreme Regent invited Past Supreme Regent Herbert J. Snyder to be Installing Officer who requested Supreme Guide David Covelli to assist with the ceremony.

The Supreme Guide read the list of Officers elected:

Supreme Regent Carl J. Krzystofczyk Supreme Vice Regent Errica Conforto Supreme Orator Deborah L. Young Sitting Past Supreme Regent Peter D. Ferrara

133 Supreme Auditor Joseph R. Macon, FICF Supreme Secretary Kenneth J. Kolek Supreme Treasurer John D. Crisanti Supreme Chaplain Richard J. Macon, FIC Supreme Guide David W. Covelli Supreme Warden Robert A. Galdon Jr. Supreme Sentry Louise Reynolds Elective Members of the Executive Committee James E. O’Neill Cynthia A. Macon Janice S. Brazas Thomas Bayliss Committee on Laws Paul F. D’Emilio Antal Basa, Jr. Karen Lockaby Committee on Finance Joseph R. Macon, FICF Ralph Ferrara Nicole Covelli Supreme Trustees Diane Calain Donald E. Ferry Sr. Antoinette Malone Carmen Rodia Committee on Juniors Donald E. Ferry, Jr. Genevieve A. Macon Anita Ferrara Maria DiBartolo Ashley Lockaby Committee on Appeals Ethel Reitsema Tammy Fluegge B. Joe Merrill Marsha Simpson

The above officers were installed in their respective stations.

134 Brother Snyder presented the Supreme Regent with the Constitution, gavel and jewel of office. Brother Snyder had the pleasure of presenting Peter D. Ferrara with his Past Supreme Regent’s Jewel.

Brother Ferrara once again thanked the members of the Supreme Council for electing him to serve in the prestigious office of Supreme Regent for the 2012 -2014 term. It was a memorable experience and one which he is grateful to have had. He looks forward to continuing to work with the new officers and members in our jurisdictions to grow the Royal Arcanum in membership and activity.

Chairman O’Neill extended good wishes to Supreme Regent Krzystofczyk for a successful and happy term. Many congratulatory greetings and telegrams for the new Supreme Regent were delivered.

The Supreme Regent asked the Color Guard to retire the Colors.

Supreme Regent Krzystofczyk called upon Supreme Chaplain Richard Macon to offer the closing prayer.

There being no further business the Supreme Council closed its 102nd Supreme Council Session at 12:00 P.M.E.D.S.T. and stood adjourned sine die.

Kenneth J. Kolek, Supreme Secretary

Following lunch, the Supreme Regent presented his new campaign, “A Royal Gift” and encouraged everyone to become involved in their jurisdiction. He conducted the “Sweepstakes Drawing” where three lucky winners, Jane

135 Merrill, Antal Basa, Jr. and Jacqueline Bedard each won a cash prize of $100 and August Magnotta won a wireless weather forecaster prize.

A floral bouquet on behalf of the Supreme Council was presented by Past Supreme regent Peter Ferrara to Christine Krzystofczyk.

Supreme Regent Carl Krzystofczyk invited everyone to attend the evening’s “Sports Fan Dinner Party,” making mention that the Supreme Council’s charitable summer gifting project for Philips Academy will take place.

TELEGRAMS

Congratulations Carl. We will be here to help you all we can. We know you will make Illinois Proud!

Good Luck and safe travels in the next two years.

Bill & Florence Wire

Dear Carl,

Our Congratulations on becoming Supreme Regent. We know you will do many great things for the Royal Arcanum. You have our love and support and you can call on us at any time. With much love, Joanne, Dave & Nicole Covelli

136 Carl,

Congratulations on achieving the Supreme Regent position of the Royal Arcanum. From, Leigh Sportun Ft. Dearborn Council

Dear Carl,

Congratulations for your election to Supreme Regent. You have Ft. Dearborn’s #278 support. Best of Luck Mickey Rhode Ft. Dearborn Regent

Carl,

Jim and I want to “Congratulate” you on your special day. May you and Chris enjoy your travels as “Supreme Regent.” We will be there always to support you! We know that you will have great success!

Love, Joanie Francis & Jim O’Neill

Carl,

Congratulations on your election as Supreme Regent. I know you will do a great job. You have my complete support and full support of the Pennsylvania Jurisdiction.

Pete Ferrara

137 Brother Carl:

STO LAT! STO LAT!

May your term as our Supreme Regent be filled with blessings and joyous times.

You have our full support. Hope to see you on paczki day!

All good things, The Macon Family

Dear Carl,

Congratulations on becoming our new Supreme Regent. We are confident that you will be successful in leading our Society during the next two years.

We will do our best to support you in anyway we can.

Fraternally, Ken & Judy Kolek

Carl,

Congratulations! Looking forward to working with you the next two years on the Executive Committee. You’ll be a great Supreme Regent. Jan Brazas MI Council & Elective Member of the Exec Committee

138 WOO HOO! YAY FOR YOU!! Carl,

You will be a great Supreme Regent, providing us the leadership we need for “such a time as these.” You have my support! Congratulations and God Bless You, Herb

Carl,

Congratulations! Looking forward to your visit to Windsor, Ontario. Love from Coronation Council #2224

Carl,

Congratulations! Best Wishes sent to you from Ontario Grand Council. May the next two years be filled with much happiness and safe travels.

Carl,

Congratulations and Best Wishes. Looking forward to working with you the next two years. John Crisanti Supreme Treasurer

Carl,

Best Wishes and sincere Congratulations. Fraternally, Ethel M. Reitsema Merritt Council #1974, NJ

139 Brother Carl,

Congratulations from California Grand Council. Much success to you in the coming two years. VMC, Alice Mangano Grand Regent

Carl,

Congratulations on your election to Supreme Regent!

You have our support and dedication throughout your program & term. Sincerely, Your Brothers & Sisters of San Jose Council

Carl,

Congratulations on your election as our new Supreme Regent. Be assured that we will assist you in your endeavors.

We look forward to welcoming you to New York. Fraternally, Augie & Fran Magnotta

To Supreme Regent Carl Krzystofczyk,

We here at the Home Office wish you the very Best of Luck in your upcoming two years. We are looking forward to working with you. Congratulations! Fraternally in V.M.C., The Staff at the Home Office.

140 Carl,

Congratulations on your election to Supreme Regent. We know you will do a Fabulous Job and we will support you in any way we can. Sincerely, The Ferry’s Donald Sr., Sylvia & Donald, Jr.

Carl,

Congratulations! We know you will do a wonderful job as Supreme Regent and you can count on us to help you in any capacity that you need.

Respectfully & Fraternally yours in VMC, The Junior Committee Donald Ferry Jr., Gen Macon, Maria DiBartolo, Ashley Lockaby & Anita Ferrara

Congratulations Carl on being elected for Supreme Regent. Representatives from Pennsylvania and Pennsylvania Grand Council.

Supreme Regent Krzystofczyk,

Sincere congratulations from Treasure Coast Council #2177 and the Grand Council of Florida on your election. We are behind you 100% in all your endeavors

Louise Reynolds FL Grand Council

141 WAY TO GO CARL!

Looking forward to your visit to Ontario

Deputy Supreme Regent Tom Bayliss Grand Regent Debbie Young

Dear Carl,

Congratulations on being elected as Supreme Regent of the Royal Arcanum.

We wish you much success with your program and look forward to working with you. We will help any way we can. Sincerely, Keith Armbruster MI Grand Regent

BRAVO! CONGRATULATIONS! I CAN’T STOP CLAPPING!

Carl,

If you build it, they will come. If you need anything – call – just remember I don’t fly!

Alice Mangano

Carl Krzystofczyk,

Congratulations on becoming Supreme Regent. Wishing you the best for the next 2 years.

Best Wishes from the Grand Council of Ohio

142 Dear Carl,

Congratulations on your election to Supreme Regent! You have all our support. Can’t wait to see you in NY!

Maria DiBartolo Grand Regent of NY

Congratulations Carl!!

From Integrity Council #586

Carl,

Congratulations and Best Wishes! It will be my honor to work with you as Supreme Regent for the next two years. I will help you in any way I can.

Fraternally, Nicholas G. Benoit

Carl,

Best Wishes and Congratulation from all the members and officers in the State of New Jersey. We pledge our full support and you are always welcome in NJ!

Respectfully, Richard J. Macon, FIC Grand Regent

143 Carl,

Congratulations. We are so happy that you will be our new Supreme Regent. We know you will do an amazing job!

Nettie Malone

Dear Carl,

Congratulations on your election as Supreme Regent.

Looking forward to working with you for the next two years.

Best Wishes and Success. Errica & Joe Conforto

Dear Carl,

Congratulations! I know you will do a great job.

Rosella Berger

Brother Carl:

All good wishes for a happy, healthy and successful term as our Supreme Regent. We’re delighted to celebrate with you.

Bayonne Council #695 & Versatility Council #2501 New Jersey

144 Carl,

It is with great pleasure that I congratulate you on your election to Supreme Regent. Knowing the firm foundation that your membership in the Royal Arcanum is based on you will definitely show True Fraternalism. God Bless!

Diane Calain

Congratulations to you being elected our Supreme Regent. Looking forward to your future visit.

Carolinas

Congrats, Carl, Good Luck and Best Wishes. You can count on me to help.

Jackie Wudkiewicz Rhode Island

Carl,

Republic Council of Ohio congratulates you on your election to Supreme Regent. We stand ready to assist in any way to promote your program.

Best Wishes, Diane Calain Secretary

145 Carl:

Congratulations on your election to the office of Supreme Regent. Carmine & I pledge our help and support. Call on us for anything, anytime.

Carmine & Carmen Rodia Pennsylvania

Congratulations,

Carl Krzystofczyk on your election to the office of Supreme Regent. May it be a grand and enjoyable experience. May it also be a memorable term full of fond memories for not only you, but everyone you meet on your journey and may it stand the test of time.

Lakewood Council #5

Carl,

Congratulations on your becoming our new Supreme Regent. The jurisdiction of Quebec pledges their full support.

Fraternally in V.M.C., Jacqueline Bedard Micheline Boisclair

Carl,

Congratulation on being elected to Supreme Regent And I look forward to working with you. Tony Basa

146 YIPPEE! CONGRATS! YAY! HOORAY! WOO-HOO! WOW! HURRAH! ALL RIGHT! (Okay, so there are quite a few things to say. But you deserve it!) From, The Fluegge Family & All of Missouri

Carl,

The Grand Council of Massachusetts would like to congratulate you on becoming Supreme Regent. We look forward to working with you in the upcoming years.

Grand Council of Massachusetts

Dear Carl,

Congratulations on your recent election to Supreme Regent!!!

I am certain that you will do great things for this society! Sincerely, Ashley Lockaby Rhode Island

Dear Chris and Carl,

Thank you for including us during this exciting time of your journey with the Royal Arcanum. Congratulations on your new position as Supreme Regent! I feel confident you will do a great job Carl and exceed all expectations. Chris, we know you’ll be a gracious first lady. Enjoy Williamsburg and travel safe.

Love, Natalie and Peggy Olson

147 The Supreme Regent appointed the Deputy Supreme Regents for 2014-2016.

DEPUTY SUPREME REGENTS 2014 – 2016

I thank the Deputy Supreme Regents for their service to their assigned jurisdictions and for performing their duties willingly and responsibly.

California James E. O’Neill Carolinas B. Joe Merrill Colorado James E. O’Neill Connecticut Rosella Berger Florida Louis Brill Georgia Harold Estes Illinois David Covelli Maryland Joseph J. Radecki, Sr. Massachusetts Donald E. Ferry, Sr. Michigan Mark Hefner Missouri Tammy Fluegge New Jersey Genevieve A. Macon New York Errica Conforto Ohio Marsha Simpson Ontario Tom Bayliss Pennsylvania Antoinette Malone Quebec Jacqueline Bedard Rhode Island Lisa Kolek

148

149 149 ORDER OF SERVICE

HYMNS OF PATRIOTISM: Assemblage “America, The Beautiful” “O Canada” CALL TO WORSHIP: Cynthia A. Macon, Regent

INVOCATION: Herbert Snyder, Chaplain SOLO: Christine Krzystofczyk, Vocalist CALLING THE ROLL: Janice Brazas, Secretary WE REMEMBER THEM: Antal Basa, Jr., Warden HYMN OF ETERNAL LIFE: Assemblage “Abide With Me” THE ATTRIBUTES OF BROTHER HOOD: “VIRTUE” Carl Krzystofczyk, Vice Regent “MERCY” Joanie Francis, Orator “CHARITY” Deborah Young, P. Regent SOLO: Ruth Rupnik, Musician

OUR MEN IN SERVICE: Carmen Rodia, Guide TAPS: Ruth Rupnik, Musician BENEDICTION: Herbert Snyder, Chaplain FLORAL REMEMBRANCE: Louise Reynolds, Flower Girl and Marsha Simpson, Assistant

ASSISTED BY MEMORIAL CHAIRMAN CONCLUSION OF SERVICE

2014 SESSION MEMORIAL SERVICE COMMITTEE CYNTHIA A. MACON, Regent CARL KRZYSTOFCZYK, Vice Regent JOANIE FRANCIS, Orator DIANE CALAIN, Past Regent HERBERT J. SNYDER, Chaplain CARMEN RODIA, Guide ANTAL BASA JR., Warden JANICE BRAZAS, Secretary LOUISE REYNOLDS, Flower Girl In Memoriam MARSHA SIMPSON, Assistant RUTH RUPNIK, Musician/CHRISTINE KRZYSTOFCZYK, Soloist

SUPREME COUNCIL MEMORIAL SERVICE COMMITTEE “We have loved themCYNTHIA during MACON, life; let Chairperson us not abandon them until we have conductedERRICA them CONFORTO by our prayers into the CAROL ZAVITZ KENNETH J. KOLEK

150150

Name Jurisdiction

LENA PARLATO CALIFORNIA JOE D. VENTIMIGLIA

ANN LETO ILLINOIS ELIZABETH KAMIN EUGENE PIGONI

ALBERT SAUSTO NEW YORK GIOVINA ‘NELL’ TANTILLO CONSTANCE LUCIA SALVATORE PEZZOLANTI

EDWIN K. CALAIN OHIO RICHARD A. LOGUE, SR.

THEODORE DADDARIO PENNSYLVANIA WYLLENE PEIRCE

GILLES BEDARD QUEBEC MAURICE VINCENT

“May Theirs Be Peace Eternal”

Monday, August 4, 2014 at the Hour of 1:30 p.m. Omni Charlotte Hotel, Charlotte, North Carolina

151

152152 IN MEMORIAM



CONSTANCE LUCIA 1926 – 2013

Connie Lucia was born February 22, 1926 and passed away peacefully on November 8th at the Tappan Zee Manor retirement home in Nyack, where she had been living since suffering a stroke 4 years ago. She spent most of her 87 years in the Belmont section of the Bronx, a neighborhood she loved dearly. She was active in a number of community organizations, the parish of Our Lady of Mt. Carmel and the Royal Arcanum. Connie was the consummate people person and was loved by many.

Connie was Grand Chaplain of New York from 1995 to present; Deputy Grand Regent to Our Council #252 from 1995 – 2003 and a Distinguished Service Award member with 20 Diamonds.

She was predeceased by her beloved husband Ralph and survived by her devoted son, Tom, his wife Vivian, grandchildren Danielle Burgess, her husband Simon, and Carolyn Lucia, as well as her cherished great grandchildren Rhys and Luke Burgess. She is also survived by her brother-in-law Frank Lucia and his wife Edith, sister- in-law Viola Milillo, and her loving nieces and nephews Carmine and Frank Lucia, Michael Milillo, Marie Leibowitz and Lorraine Casale.

May she rest in Eternal Peace.



153 NELL TANTILLO 1920 - 2014

Giovina “Nell” Tantillo of Bronxville and formerly of the Bronx was born February 6, 1920 and passed away on January 16, 2014. She was the beloved wife of the late Anthony W.W. Tantillo, sister of Ann Caruso and her husband Frank, loving Aunt and Great Aunt to many nieces and nephews. She will always be remembered for her generosity and kindness to many people and various organizations, especially the Royal Arcanum.

May she rest in eternal peace



LENA ‘LEE’ PARLATO 1923 – 2014

Entered into rest peacefully on April 3, 2014. Surrounded by her devoted family. Born August 10, 1923, a native of San Jose for 90 years. Beloved & cherished "Nana" to grandchildren Terri & John McDermott and Chris & Michele O'Neill, to great-grandchildren Jacob & Will McDermott and Mark & Gabi O'Neill, and mom to son-in-law Jim O'Neill. Endearing wife to late husband Eugene Parlato. Loving mother to Jeannie O'Neill and Robert & Frank Parlato, whom she now joins in eternal peace. Adoring auntie to many nieces & nephews. Lee enjoyed numerous lifelong friendships. Retired from the Valley Fair Emporium after 20 years as a Sales Department Manager. Dedicated her life to family and expressed her joy through love of cooking and preserving family traditions. Enjoyed volunteering at Martha's Kitchen, crocheting blankets, and preparing numerous meals over the years at St. Martin Catholic Church. Long-standing

154 member of ICF, Ladies Guild and Royal Arcanum fraternal society.

May he rest in eternal peace



ALBERT SAUSTO 1931 – 2013

Albert “Al” Sausto, a resident of the Bronx, New York, died on October 23, 2013 at the age of 82. He was born on June 21, 1931 in East Harlem to the late Felice and Rosina (Medici) Sausto. He served in the Army during the Korean War.

Al enrolled in the Royal Arcanum in 1982 as a member of Claremont Council #1655 in the Bronx. He notably served the council in several offices, including Trustee, Orator and Vice Regent and was elected Council Regent in 1987. His dedication to the Order was constant and he aspired to office in the Grand Council of New York, becoming Grand Treasurer in 1991, Grand Auditor in 1997, Supreme Representative from 1996 to 1998, and he served as member of the Supreme Council Committee on Finance from 1998 till the time of his death.

In 2001 Al was elected Grand Regent of New York and created motivating campaigns to increase membership and promote fraternalism through council activity. His fraternal spirit to work with fellow members for the continual progress of the society was a commendable attribute; he accepted to serve in a dual role as NY Grand Secretary-Treasurer when former secretary and friend, Lou Scorzello became ill.

155 Al was an officer of the New York Grand Council Hospital Association. He was a member and Vice President of AmVets Post 38 and was President of the Belmont Community Center in the Bronx. Al is a member of the Legion of Honor, a ‘1105’ Royal Purple Achievement Award recipient and one of the very few to obtain the illustrious Founders’ Ring of Distinction.

Al was predeceased by his wife, the former Rose Francomano, who died on December 24, 1993. He is survived by his two children, Joseph Sausto and his wife Eileen, Rose Ann Harrigan and her husband Thomas; his 4 grandchildren: Dina Latorre, Alana Sausto, Stephen and Mathew Santoro and his brothers Vincent, Anthony and Attilio Sausto.

The entire Supreme Council of the Royal Arcanum extends sympathy to his family and friends and is thankful for his stellar leadership and tireless, volunteer service to our fraternal organization.

May his soul rest in Eternal Peace.



GILLES BEDARD 1936 – 2013

Gilles Bedard was born on February 10, 1936 in Quebec. A graduate of St. Clement College in Beauharnois, he also attended Elie Business College for two years. Beginning in November 1959 Gilles worked for La Presse Ltee for 40 years and was Union Treasurer for 18 years.

On May 28th, 1960 he married Jacqueline Wilson.

156 Gilles enrolled as a member of Maisonneuve Council in 1943 and served in many offices of his council. He was Trustee 1963-64, 1964-65; Guardian 1965-66; Guide 1966-67; Regent 1969-70; Past Regent 1970-71, 71-72; Collector 1974- 78; Secretary/Collector 1973 and he was Secretary until his death. He moved through the chairs of the Grand Council. He became Grand Orator 1976; Grand Vice Regent 1977, Grand Regent 1978 and Past Grand Regent 1980. In 1986 he was appointed Deputy Supreme Regent. Gilles was elected Supreme Trustee in 1986, Supreme Sentry in 1990, Supreme Guide in 1994, and Chairman of the Supreme Trustees in 2002. Gilles was inducted as Legion of Honor #74 in 1990. He also translated the Supreme Regent’s messages for the Bulletin for many years.

Gilles passed away on March 12, 2013. He is survived by his wife, Jacqueline, their daughter, son-in-law and two grandsons. Having touched so many lives in our organization by his example of fraternal fellowship, Gilles will be sadly missed by our brothers and sisters throughout the US and Canada.

May his Soul Rest in Peace.



SALVATORE A. PEZZOLANTI 1926 - 2013

Salvatore “Sal” Pezzolanti of DeLong Council #725 in Brentwood, Long Island, New York passed away on December 19th, 2013. A dedicated fraternalist, he served as Council Regent, New York Grand Committeeman and Supreme Council Representative. Sal achieved the prestigious Legion of Honor (#42) and was a recipient of the Supreme Council’s Fraternal Excellence Award. He

157 was also a member of the Holy Name Society of St. Luke, the Shrine of St. Anne K. of C. Council and the Giuseppe Nigro Lodge of the Sons of Italy. Brother Sal exemplified the attributes of fraternal service and led his council in community service, particularly in assisting the Sisters of Harlem and their work with the terminally ill, underprivileged and homeless. Sal was predeceased by his beloved wife, Josephine and was survived by his children, Salvatore and Theresa. Sadly his son, Salvatore died just weeks later, in January 2014. May everlasting peace be theirs.

May his Soul Rest in Peace.



RICHARD A. LOGUE, SR. 1926 - 2013

Richard A. Logue, Sr., 87, of Mabie, WVA passed away Tuesday, December 31, 2013 at his home. He was born February 13, 1926 in Warren, OH, a son of the late John A. and Mary H. Beardsley Logue.

He was a supervisor with Packard Electric Division of GM for 37 years, retiring July 31, 1986. Richard was a veteran of the United States Navy. He was a member of the Royal Arcanum, Grace United Methodist Church and former member of Emmanuel Lutheran Church. He enjoyed traveling, collecting trucks, trains and loved shopping.

Memories of Richard will be carried on by his wife, Levan Kay Nethken Logue of Mabie, WV, who he married December 12, 2009; daughter, Diane M. Calain of Lordstown, OH; son, Richard A. (Mary Ann) Logue, Jr. of Niles, OH; step-daughters, Robin (Michael) Richards of

158 Shinnston, WVA, Rebecca Channell of Mabie, WVA, Rosemary (Donald) Minton, Beverly (Les) Pearce, Deborah (Jay) Whitmore, Vicki (James) Farmer, and Joyce (David) Brown; granddaughters, Dawn (Barry) Logue Baer, Ruth M. (Brent) Rupnik and Bobbi Jo (Randy) Killing; grandson, Alan R. Logue; four great-grandchildren; numerous step- grandchildren and great grandchildren. He was preceded in death by his parents, first Wife, Henrietta M. Logue, who passed away August 17, 1982, second wife, Jessie N. Logue, who passed away January of 2009, grandson, Andrew K. Calain, son-in-law, Edwin K. Calain, sister, Mary Louise Logue, brother, William E. Logue.

May his Soul Rest in Peace.



EDWIN K. CALAIN 1949 - 2012

Edwin K. Calain, 63, of Lordstown, died peacefully Saturday, August 11, 2012 at Hospice House in Poland, after a courageous battle with cancer. He was born August 8, 1949 in Elkins, W. Va., the son of Robert K. and Virginia Dove (Nethken) Calain, and had lived most of his life in Trumbull County.

A 1967 graduate of Warren Western Reserve High School, Ed was a veteran of the U.S. Army, serving with NATO forces in Istanbul, Turkey. He worked in final inspection for General Motors in Lordstown, retiring in 2006 after 39 ½ years of employment.

A true community servant, he was Past Grand Regent of the Royal Arcanum, as well as serving Royal Arcanum in many subordinate offices. He had helped with the many functions of the Supreme Council relating to Supreme

159159 Council Sessions and Mini-Vacations. He had been on the committee to reactivate the Republic Council in Ohio, and had just been appointed an honorary member of the Junior Committee, having served many terms on the Supreme Council Junior Committee.

He was a member of the Lordstown Lions Club, serving three terms as president. Ed was team captain for Relay for Life, chairman of the Chinese Auction Committee, and active in many other Lions Club fund raisers. He had been honored as a Melvin Jones Fellow by Lions Clubs International.

He had served on the committee for the annual Lordstown Apple Cider Festival, and had chaperoned many activities and trips for both church and school.

He was named a fraternal MVP by the National Fraternal Congress of America for representing "the spirit of fraternalism and volunteerism" as part of their "Fraternalist-in-Action" program. He was a charter member and current trustee of Parrot Hope Rescue.

A member of Emmanuel Lutheran Church, he had served on boards in parish education and property, as a deacon, and on the church council. He had chaired many renovation projects and was currently serving on the 100th anniversary committee. Ed had spent endless hours with the youth, including chaperoning youth trips and projects. He was an avid photographer, sharing much of his work with family and friends. He also enjoyed reading, travel, and computers.

Surviving are his wife, Diane (Logue) Calain, whom he married February 12, 1972; and a daughter and son-in-law, Ruth and Brent Rupnik of Champion. Preceding him in

160 death are his parents; a son, Andrew K. Calain, who died May 14, 1992; and a sister, Linda Gayle Calain.

May his Soul Rest in Peace.



THEODORE DADDARIO 1930 - 2014

Theodore J. "Ted" Daddario, member of Integrity Council of Pennsylvania, passed away on June 17, 2014. He was a veteran of the United States Navy.

Ted retired from the Department of Defense after 42 years of service. He joined the Royal Arcanum in 1978. He was a true fraternalist and served as a Supreme Representative for many years. He was also a past Deputy Supreme Regent.

Ted had a reputation as a "Mr. Fixit" who could repair anything. He also was an avid gardener with a "green thumb".

Ted is survived by his beloved wife Rose, his daughters, Rosemarie Daddario and Denise Traboscia, sons Anthony and Theodore Jr., six grandchildren and one great grandchild. Ted was laid to rest with Military honors at Holy Cross cemetery in Yeadon, Pennsylvania.

May his Soul Rest in Eternal Peace.



161 ANN LETO 1927 - 2013

Ann Leto nee Dulek, 95, of Glenview, passed away March 14, 2013. Beloved wife of the late Samuel; loving mother of Joseph Leto, Joanne (David) Covelli, Glenn (Gloria) Leto and Barbara (Les) Sandler; cherished grandmother of Lisa (Kevin) Crawford, Nicole Covelli, Neil Sandler and Philip (Shannon) Sandler; proud great grandmother of Joshua and Matthew Crawford and Ethan Sandler. Ann was preceded in death by eight brothers and sisters. Sister Leto was a Supreme Council Representative at the 1996 Supreme Council Session in Split Rock Resort in Pennsylvania.

May she rest in Eternal Peace



JOSEPH DOMINIC VENTIMIGLIA 1940 - 2013

Joe Ventimiglia, a member of San Jose Council 2384 was born on February 20, 1940 and passed away on June 12, 2013. A former member of the U.S Marines. He was owner of Quality Pool Services. Joe was Grand Regent of California from 1987 -1989, Supreme Representative 1988, Deputy Supreme Regent 1990-1992, 1994-1998. He is survived by his wife Judy, children Joe, Leanna, Tony and Jason and loving grandchildren. May he rest in eternal peace.

May his Soul Rest in Eternal Peace.



162 EUGENE N. PIGONI 1920 - 2014

Brother Eugene N. Pigoni was born on March 23, 1920 and entered into eternal rest on May 28, 2014.

A member of Medora Council # 1648, Chicago, Brother Pigoni served as Regent, two terms as Grand Regent of Illinois and as a Supreme Council Representative. A stellar fraternalist, he was instrumental working with fellow officers for maintaining council programs and activities throughout the Illinois jurisdiction. He was also a member of the S.E.I.U. Local #1.

Brother Eugene was preceded in death by his beloved wife, Pauline (Daniel) Pigoni, cherished daughter, Bonnie (Pigoni) Taylor and son-in-law Chuck Taylor. He is survived by his loving daughters Judy Pigoni and Betty (Daryl) Pierson, grandson Dan Taylor and many nieces and nephews.

A funeral mass in Eugene’s honor was held at St. Vincent Ferrer Church in River Forest, Illinois and he was he was entombed in Christ the King Mausoleum in Queen of Heaven Cemetery.

Mayis Soul Rest in Eternal Peace.



ELIZABETH CECELIA KAMIN 1922 - 2013

Elizabeth “Betty” Kamin was born on February 15, 1922 in Wurzburg, Germany and passed away on October 20, 2013 in Lisle, Illinois.

163 An active and devoted fraternalist, Sister Kamin was a member of Ft. Dearborn Council #278 in Chicago where she served in several council offices as well as is in the Grand Council of Illinois. She traveled to many Supreme Council Sessions and was instrumental in introducing family and friends into our fraternal benefit society. Betty attained the Legion of Honor Award and was inducted as Member # 37, joining Charles, her husband in this illustrious circle of recommenders. A gentle and compassionate lady, she was very dedicated to helping others.

Betty and Charles moved in their retirement to Sun City, Arizona before his passing. Left to cherish her memory are two daughters, four sons, five grandchildren and five great grandchildren.

A mass of Christian burial was held in Betty’s honor at St. Joan of Arc Catholic Church in Lisle and she was entombed in Sunland Memorial Park in Sun City, Arizona.

May she rest in heavenly peace.



164

THE SUPREME COUNCIL

OF THE

ROYAL ARCANUM HONORS OUR NEWEST

FOUNDERS’ RING OF DISTINCTION W/ DIAMOND

MEMBER

CYNTHIA A. MACON

Tuesday, August 5, 2014

At the Charlotte Omni Hotel

165165

MEMBERS OF THE

FOUNDERS’ RING OF DISTINCTION

*JOHN PLONSKI (NJ) Ring w/Diamond *LLOYD E. WILLIAMS (NC) Ring w/Diamond EDWARD A. VICINANZA (NY) Ring w/Diamond *H. JOSEPH HEPFORD (PA) Ring w/Diamond *ABRAHAM A. WEHBE (PA) Ring w/Diamond *NICHOLAS SHARGO (IL) Ring *OLGA ABOUD (PA) Ring *LOUIS R. DiLEO (CT) Ring *ANTHONY GALLO (NY) Ring AUGUST MAGNOTTA (NY) Ring *ALBERT SAUSTO (NY) Ring PAUL F. D’EMILIO Ring CYNTHIA A. MACON Ring w/Diamond

CYNTHIA A. MACON

FRATERNAL ACHIEVEMENTS OF OUR FOUNDERS’ RING W/DIAMOND RECIPIENT

Joined the Royal Arcanum 1968 Darius Wilson Award 1998 Legion Of Honor Member #84 2000 ‘1105’ Royal Purple Achievement Award 2006 NJ Grand Regent 1993-1997 Supreme Orator 1998-2000 Supreme Vice Regent 2000-2002 Supreme Regent 2002-2004 Sitting Past Supreme Regent 2004-2006 Elect. Mem. of the Exec. Committee 2006 to Present Fraternal Director 2006 Founders’ Ring of Distinction w/Diamond 2014

166166

PRESIDING OFFICER Peter D. Ferrara

Supreme Regent

INTRODUCTION OF FOUNDERS’ RING RECIPIENT David Covelli and Donald Ferry, Sr.

INVOCATION Donald E. Ferry, Sr. Supreme Chaplain

AMERICA/OUR TWO

NATIONS Assemblage

INTRODUCTION OF FOUNDERS’ RING MEMBERS AND PRESENTATION OF RING Kenneth J. Kolek Supreme Secretary

James E. O’Neill Chairman

167167

AMERICA My country ‘tis of thee, Sweet Land of Liberty

Of thee I sing,

Land where my father’s died,

Land of the Pilgrim’s pride, From every mountainside Let Freedom ring!!

OUR TWO NATIONS Two empires by the sea,

Two nations great and free

Our anthem raise

One race of ancient fame, One tongue, one faith, we claim, One God, whose Glorious Name We love and praise.

ARRANGEMENTS COMMITTEE: KENNETH J. KOLEK Supreme Secretary

PLANNING COMMITTEE PAUL F. D’EMILIO AUGUST MAGNOTTA

168 T he Supreme Council of the Royal Arcanum T he Supreme Council of the Royal Arcanum Honors our 91st & 92nd Members of the Legion of Honor of the Legion of Honor

TTTuuueeesssdddaaayyy,,, AAAuuuggguuusssttt 555,,, 222000111444 aaattt 555:::000000 ppp...mmm... iiinnn ttthhheee CCChhhaaarrrllloootttttteee OOOmmmnnniii HHHooottteeelll

169169

DONALD E. FERRY JR. 91st MEMBER OF THE LEGION OF HONOR Joined the Royal Arcanum 1991 Supreme Representative 1996—2002 Grand Regent MA 1995—2003 Committee on Juniors 2002—2014

DEBORAH L. YOUNG 92nd MEMBER OF THE LEGION OF HONOR Joined the Royal Arcanum 2001 Supreme Representative 2010—2014 First DSA Diamond 2002 Grand Vice Regent 2008 Grand Regent ON 2010 to Present

INVESTITURE OF DONALD E. FERRY JR. & DEBORAH L. YOUNG

PRESIDING OFFICE Peter D. Ferrara, Supreme Regent

HYMNS OF PATRIOTISM Assemblage INVOCATION Herbert J. Snyder Past Supreme Regent

INTRODUCTION OF LEGION OF HONOR MEMBER NO. 91 - DONALD E. FERRY, JR. NO. 92— DEBORAH L. YOUNG Escorted by Legion of Honor Members in attendance

INTRODUCTION OF LEGION OF HONOR MEMBERS Cynthia A. Macon Past Supreme Regent, LOH

PRESENTATION OF PLAQUE James E. O’Neill Past Supreme Regent

PRESENTATION OF LEGION OF HONOR JEWEL Kenneth J. Kolek Supreme Secretary, LOH

170170 LEGION OF HONOR RECIPIENTS

*1 Edward E. Sedgley, PA *47 H. Joseph Hepford, PA *2 A. John Plonski, NJ 48 Paul F. D'Emilio, PA *3 Louis M. Reader, NY *49 Margaret Gamarello, NJ *4 J. Paul Masse, Que. *50 Dufay Tate, NC *5 Milton A. Willment, NY *51 Roger Thibault, FL *6 Francis H. Natt, NY *52 Alice Marcella, CT *7 Jack Bart, NY 53 August Magnotta, NY *8 Don J. Martoranna, NY *54 Constantine J. Babien, NJ *9 Marcel St. Denis, Ont. *55 Joseph E. Hallinan, MA *10 Lloyd E. Williams, NC *56 S. Paul Meadows, NC *11 Earle E. Friedlander, IL 57 Joseph J. Radecki, MD *12 Stanton L. Koch, PA *58 W. Albert Morris, NC *13 Olga Aboud, PA *59 Harold J. Wittenbauer, NJ *14 James B. Kilsheimer III, NY *60 Anthony Gallo, NY *15 Louis R. DiLeo, FL 61 Louise G. Reynolds, FL *16 Pasquale P. Gamarello, NJ 62 Conrad Bolduc, Que. *17 William J. Moir, NY 63 Donald M. Harman, PA 18 Edward A. Vicinanza, NY *64 Albert J. Marcella, CT 19 Joseph R. Macon, NJ *65 Allan S. Berger, NJ *20 Charles M. Angel, IL *66 Viola Luciano, NJ *21 J. Jelet Christopher, MD *67 Priscilla Kolakowski, NJ 22 Andrew St. Denis, Ont. *68 Mario F. Salerno, FL *23 Anthony Vicinanza, NY 69 B. Joe Merrill, NC *24 Arthur S. Mars, MA 70 Frances Magnotta, NY *25 Nick Shargo, IL *71 Grace M. Gallo, NY *26 Jacob Zimmerman, NJ *72 Albert Sausto, NY 27 Donald G. Foley, NY *73 Estelle Williams, NC *28 Charles G. Kamin, IL *74 Gilles Bedard, Que. *29 Abraham A. Wehbe, PA *75 Erwin N. Rush, PA *30 Joseph A. Bellaby, NY *76 Frederick H. Stafford, PA *31 Eleanor St. Denis, Ont. 77 Genevieve A. Macon, NJ *32 Henry Heimbach, NY *78 Vincent Del Casale, NY *33 Roger LaLonde, Que. 79 Louis Brill, FL *34 Gerald Bilodeau, Que. *80 Ernest W. Minton, GA *35 Theodore Orzepowski, NJ *81 Pasquale Ludovico, NY *36 Marguerite Thibault, FL *82 Anthony W.W. Tantillo, NY *37 Elizabeth Kamin, IL *83 Robert P. Wise, NJ 84 Cynthia A. Macon, NJ 38 Peter D. Young, Ont. 39 Gary D. Dotson, NC *85 Amedio Spinelli, NY *40 Jerry J. Santarpia, NY 86 Morgan Young, Ont. *41 Anthony J. Marchesano, NY 87 Marie Cavallo, NY 88 Kenneth J. Kolek, RI *42 Salvatore Pezzolanti, NY *43 Susan DiLeo, FL *89 Grant D. Zavitz, Ont. *44 Joseph M. Florio, NY 90 William J. Wire, IL *45 Ralph J. Lucia, NY 91 Donald E. Ferry Jr., MA *46 Joseph J. Vonda, NJ 92 Deborah Young. Ontario

171 AMERICA

My country ‘tis of thee, Sweet Land of Liberty Of thee I sing, Land where my father’s died, Land of the Pilgrim’s pride, From every mountainside Let Freedom ring!

♫♫♫♫♫♫♫♫♫♫♫♫♫♫

OUR TWO NATIONS

Two empires by the sea, Two nations great and free Our anthem raise One race of ancient fame, One tongue, one faith, we claim, One God, whose Glorious Name We love and praise.

ARRANGEMENTS COMMITTEE:

PETER D. FERRARA KENNETH J. KOLEK CYNTHIA A. MACON ERRICA CONFORTO CAROL A. ZAVITZ

172172 PAST SUPREME REGENTS INCORPORATORS *DARIUS WILSON of Massachusetts 1877-1878 *JULIUS M. SWAIN of Massachusetts 1878-1880 *A. E. KEYES of Ohio 1880-1882 *CHARLES K. DARLING *DARIUS WILSON *WILLIAM S. TENNANT of Michigan 1882-1883 *JOHN HASKELL BUTLER of Massachusetts 1883-1885 *EZRA M. CRAWFORD *WILLIAM O. ROBSON *ANDREW C. TRIPPE of Maryland 1885-1887 *SMITH M. LINDLSEY of New York 1887-1889 *GEORGE W. BLISH *JOHN A. CUMMINGS *LEIGH R. WATTS of Virginia 1889-1891 *JAMES H. WRIGHT *WILLIAM BRADLEY *CHARLES F. LORING of Massachusetts 1891-1891 *H. H. C. MILLER of Illinois 1891-1894 *JULIUS M. SWAIN *CHILL W. HAZARD of Pennsylvania 1894-1895 *JOHN E. POUND of New York 1895-1897 *EDSON M. SCHRYVER of Maryland 1897-1899 *W. HOLT APGAR of New York 1899-1901 *JOSEPH A. LANGFITT of Pennsylvania 1901-1903 *A. S. ROBINSON OF Missouri 1903-1905 *HOWARD C. WIGGINS of New York 1905-1907 *Deceased *ROBERT VAN SANDS of Illinois 1907-1909 *CLOVIS H. BOWEN of Rhode Island 1909-1911 *F. T. MCFADEN of Virginia 1911-1913 *FRANK B. WICKERSHAM of Pennsylvania 1913-1915 *SAMUEL N. HOAG of New York 1915-1917 *C. ARCH WILLIAMS of Illinois 1917-1919 *L. R. GREISENBERGER of Pennsylvania 1919-1921 *CARLTON E. HOADLEY of Connecticut 1921-1923 *RICHARD E. KROPF of Illinois 1923-1925 *HAROLD C. KNOEPPEL of New York 1925-1931 *CHARLES H. HARING of New York 1931-1933 *JAMES E. NORTON of Pennsylvania 1933-1935 *MILTON A. WILLMENT of New York 1935-1937 *HERBERT W. JOHNSON of Nebraska 1937-1939 *WILLIAM C. ROOT of Massachusetts 1939-1941 *GEORGE W. MERCER of New Jersey 1941-1946 *WILLIAM ENNIS of Illinois 1946-1948 *EDMOND A. KNOEPPEL of New York 1948-1952 *EDWARD E. SEDGLEY of Pennsylvania 1952-1956 *A. JOHN PLONSKI of New Jersey 1956-1958 *PETER P. STERMER of Illinois 1958-1960 *WILLIAM J. MOIR of New York 1960-1964 *EARLE E. FRIEDLANDER of Illinois 1964-1966 *J. PAUL MASSE of Quebec 1966-1968 *JACOB ZIMMERMAN of New Jersey 1968-1972 *DR. LOUIS GELFAND of Pennsylvania 1972-1974 *J. JELET CHRISTOPHER of Maryland 1974-1975 *AUTHUR S. MARS of Massachusetts 1975-1978 *HAROLD J. WITTENBAUER of New York 1978-1980 *ERWIN N. RUSH of Pennsylvania 1980-1984 * LLOYD E. WILLIAMS of the Carolinas 1984-1986 *ALLAN S. BERGER of New Jersey 1986-1988 *ANTHONY J. MARCHESANO of New York 1988-1990 *H. JOSEPH HEPFORD of Pennsylvania 1990-1992 EDWARD A. VICINANZA of New York 1992-1994 JOYCE A. CRAWFORD of Pennsylvania 1994-1996 ROBERT H. LAW III of New York 1996-1998 DONALD G. FOLEY of New York 1998-2000 JAMES E. O’NEILL of California 2000-2002 CYNTHIA A. MACON of New Jersey 2002-2004 AUGUST MAGNOTTA of New York 2004-2006 HERBERT J. SNYDER of Pennsylvania 2006-2008 WILLIAM J. WIRE of Illinois 2008-2010 CAROL A. ZAVITZ of Ontario 2010-2012 PETER D. FERRARA, Pennsylvania 2012-2014 *Deceased SUPREME COUNCIL OFFICERS, SUPREME COMMITTEEMEN, GENERAL COUNSEL AND ACTUARY 2014-20166 6

Those marked (*) constitute Executive Committee