MARKET-LINKED GUARANTEED INVESTMENT (MLGI) Canadian Aggressive Guar@nteed Investment

Term: 2 years

OVERVIEW The Canadian Aggressive Guar@nteed Investment offers you the return potential of 20 large recognized Canadian corporations while protecting your capital. This investment gives an industry diversification. • Only available on AccèsD • Eligible to RRSP and TSFA plans • No management fees • Higher return potential • Non-eligible to the following plans: locked-in • Income taxed at maturity if investment is non- • Protected by deposit insurance1 RRSP, RDSP, FTA, RRIF, LIRA and LIF registered2 • Interest paid at maturity • Eligible for potential member dividends

$500 Performance indicators Key dates and more Maximum annual compound rate of return 6.77% Sale period January 29 to March 25, 2019 Maximum cumulative return 14.00% Investment issuance April 15, 2019 Participation rate 100% Investment maturity April 15, 2021

The participation rate represents the percentage of the benchmark securities appreciation rate used to calculate return at maturity. The returns shown include the participation rate. The caisse is the issuer of the investment. 1For more information on deposit insurance, please visit lautorite.qc.ca. 2Except for interest paid before the issue date.

INVESTMENT COMPOSITION The reference basket comprises 20 Canadian companies representing a variety of economic sectors. Each company has the same weight in the basket, allocated as follows:

Company Sector Company Sector Bank of Nova Scotia Financials Ltd. Energy BCE Inc. Telecom. Services Loblaw Co. Ltd. Consumer Staples Brookfield Asset Management Inc. Utilities Financials Canadian National Railway Co. Industrials Ltd. Materials Canadian Natural Resources Ltd. Energy Pembina Pipeline Corp. Energy Corp. Ltd. Consumer Discretionary Power Corporation of Canada Financials Fortis Inc. Utilities Inc. Telecom. Services Consumer Discretionary Inc. Telecom. Services Limited Energy TD Bank Group Financials Intact Financial Corp. Financials Corp. Technology

Sector Weight (%) Financials 25.00 Energy 20.00 Telecommunication Services 15.00 Consumer Discretionary 10.00 Utilities 10.00 Consumer Staples 5.00 Industrials 5.00 Materials 5.00 Technology 5.00

Total 100 Canadian Aggressive Guar@nteed Investment Term: 2 years IS THIS INVESTMENT RIGHT FOR ME? This investment may be right for you if you: • agree to buy online to benefit from a higher • have an investment horizon of 2 years or longer; • agree to forgo a guaranteed return to benefit from a potential return • don’t plan to withdraw your investment prior to higher potential return than that offered by term • seek capital protection; maturity; savings. • wish to diversify your portfolio;

HOW DOES THIS SOLUTION DIFFER FROM CONVENTIONAL TERM SAVINGS? This guaranteed investment differs from conventional term savings in that it does not provide a pre-determined return. Return on the investment is based on the appreciation of the benchmark securities and can only be known at maturity. Return could be nil at maturity.

HOW ARE RETURNS CALCULATED? Up to the issue date, your investment generates interest at 1.05% per year. Between the issue date and the maturity date, the return is based on variations in the benchmark prices, up to a maximum of 14.00%. To reduce the effect of a potential market pullback, we factor in the average of the monthly price readings during the last three months of the term. This investment is not eligible for dividends paid on the benchmark securities.

For full details on how return is calculated, please see the Investment Agreement.

Variable return is based on changes in the prices of the benchmark securities and could be nil at maturity. Your capital is guaranteed at maturity.

HOW CAN I KEEP TRACK OF MY INVESTMENT’S PERFORMANCE? You can access the Dynamic Market-Linked Guaranteed Investment Return Tracker by logging on to AccèsD and clicking on the Savings/Investments section, or by visiting desjardins.com/returntracker. Information on returns is provided for information purposes only. The return on your investment is also shown on your Desjardins monthly account statement, for information purposes. Return on the investment can only be known at maturity.

WHAT HAPPENS WHEN MY INVESTMENT MATURES? Shortly before maturity, you will receive a reminder by mail or via AccèsD. At maturity, unless you give other instructions to your advisor or in AccèsD (if your investment is eligible for online renewal), your investment will be automatically reinvested in a similar product with comparable terms and conditions.

CAN I REDEEM MY INVESTMENT BEFORE THE MATURITY DATE? The Investment Agreement does not provide the option of converting or redeeming this investment before maturity.

WHAT HAPPENS DURING MARKET UPHEAVALS? The caisse reserves the exclusive right to determine the appropriate measures to be taken in such circumstances. For example, if trading is suspended, the caisse could choose to postpone the date at which the starting index value of the investment is taken into account.

WHAT IF I CHANGE MY MIND? You have up to five business days after receiving your Investment Agreement, by mail or via AccèsD, to ask your AccèsD advisor to cancel your investment.

INFORMATION AWARDS AND DISTINCTIONS To purchase this product or for more information:

• visit desjardins.com/exclusivelyonline; • log on to AccèsD; • contact an AccèsD advisor; • dial 514-224-7737 or 1-800-224-7737, options 4 and 1.

Investors should read the Investment Agreement before investing. It can be accessed at desjardins.com/mlgi. This document provides an overview of the investment and is for informational purposes only. Should there be any discrepancy between this document and the Investment Agreement, the latter will take precedence.