Recovery Spurs Cities' Spending Surge

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THE BUSINESS JOURNAL OF THE BOULDER VALLEY AND NORTHERN COLORADO VOLUME 33 | ISSUE 19 | OCT. 3 - 16, 2014 Recovery spurs cities’ spending surge

BY YUCHEN WU lion, or 11 percent, over last year. budget cuts, 25 cities are loosen- from $29 million in 2008 to $43 [email protected] The surge in spending is true ing the purse strings this year, with million in 2013, according to the across the board, from larger cities some seeing budgets that are more city’s budget documents. This year Municipalities across the Boul- such as Louisville, Longmont and than 50 percent higher than in it is spending about $64.5 million, der Valley and Northern Colorado, Loveland to small towns such as 2008. up from $59.5 million in 2013. thanks in large part to the economic Wellington, according to an analysis Louisville has increased its “In part due to the ﬂoods of last recovery, are spending roughly $2.1 by BizWest. expenditures dramatically since September, the city has been work- billion in 2014, up about $200 mil- After years of recession-driven the recession, up almost 50 percent ➤ See Spending, 39 Tweet or tweak, then send Twitter map new lobbying tool for bankers

BY DOUG STORUM [email protected]

Most U.S. Senate and House members use Twitter as a way to engage with constituents. Not to be left out, the American Bankers Association has created an online KNOWING THE DRILL map-based Twitter platform that allows bankers across the nation to KEEPING FOCUS CLOSE TO HOME FUELS SYNERGY shoot prewritten tweets about the JONATHAN CASTNER/FOR BIZWEST industry’s burning issues to those Synergy Resources Corp. has managed to keep its drilling costs well below industry averages by keeping a lid on overhead. politicos. Online: www.aba.com/advocacy/ BY STEVE LYNN producer, headquartered in unincor- equity analyst for Wunderlich Securi- grassroots/pages/Twitter-map.aspx? [email protected] porated Weld County near Platte- ties. Haas has rated the stock a “buy” ville, have risen 30 percent this year. with a $16 price target. The stock By hovering over a state on the PLATTEVILLE – Synergy George Seward, the company’s direc- traded around $12 earlier this month. map, bankers can choose a member Resources Corp. revenues have more tor, made a large open-market insider Synergy has ridden an oil boom of Congress and tweet a prewritten than doubled and the company is purchase of nearly $520,000 in shares that set a statewide record of 64.1 message, or tweak that tweet, stay- continuing to gain steam with its last month. million barrels last year and has ing within 140 characters. homegrown approach to drilling “The fact that he is buying stock at shown no sign of abating. Companies The hope is to make it easy for that has won admirers locally and on this particular level is a really bullish operating in Weld County produced Twitter-friendly bankers to ﬂood Wall Street. signal,” said Irene Haas, Houston- 80 percent of the state’s oil. Synergy lawmakers’ Twitter accounts urg- Shares of the oil and natural-gas based managing director and E&P ➤ See Synergy, 37 ➤ See Twitter, 18

CONTENTS Briefcase ...... 28 Public companies Local stock report ...... 2 Business News Digest ...... 8 Editorial ...... 38 Energy For the Record ...... 31 Advanced Energy: optimism despite turbulence ...... 5 Nonproﬁt Network...... 29 Insurance On the Job ...... 26 Health premiums spike in NoCo ...... 7 The Eye ...... 3 Time Out ...... 30 BizWest is an independent, locally owned business journal. 2 | Oct. 3-16, 2014 BizWest | www.bizwest.com Rally Software trending down; Pilgrim’s Pride up 89.3 percent Stocks of Local Interest 52-WK RANGE CLOSE YTD 1YR 52-WK RANGE CLOSE YTD 1YR NAME TICKER LO HI LAST* WK MO QTR %CHG %RTN P/E DIV YLD NAME TICKER LO HI LAST* WK MO QTR %CHG %RTN P/E DIV YLD

ARCA biopharma Inc ABIO 1.18 1 2.54 1.24 st t -26.2 -15.7 dd ...... IBM IBM 172.19 7 199.21 189.64 tt s +1.1 +2.1 12 4.40 2.3 Advanced Energy Ind AEIS 16.00 3 29.15 19.15 st t -16.3 +7.2 12 ...... 9 Anadarko Petrol APC 73.60 8 113.51 104.25 st t+31.4 +11.0 dd 1.08 1.0 Level 3 Commun LVLT 25.76 49.22 45.97 ss s+38.6 +68.0 71 ...... Array BioPharma ARRY 3.39 2 6.66 3.79 tt t -24.4 -35.8 dd ...... Noble Energy Inc NBL 60.14 6 79.63 69.89 rt t +2.6 +4.8 32 0.72 1.0 Avago Technologies AVGO 41.83 0 90.88 87.11 ts s+64.7 +109.7 37 1.28f 1.5 Ball Corp BLL 44.29 9 66.53 64.19 ss s+24.3 +40.5 18 0.52 .8 Noodles & Co NDLS 17.15 1 49.75 19.54 st t -45.6 -57.7 56 ...... Boulder Brands Inc BDBD 11.01 4 18.46 13.60 ss t -14.3 -19.6 cc ...... 0 Clovis Oncology Inc CLVS 35.33 3 93.33 48.08 ss s -20.2 -30.9 dd ...... Pilgrims Pride PPC 13.76 32.50 30.76 ss s+89.3 +79.9 13 ...... Crocs Inc CROX 11.96 2 16.88 12.75 st t -19.9 -8.2 dd ...... Rally Software RALY 8.40 2 31.08 12.32 ss s -36.7 -61.9 dd ...... DigitalGlobe Inc DGI 26.02 2 43.13 28.74 tt s -30.2 -9.9 cc ...... 2 Dynamic Matls BOOM 18.12 24.00 19.10 st t -12.1 -17.3 31 0.16 .8 Synergy Resources Cp SYRG 8.11 9 14.11 12.97 st t+40.1 +33.1 52 ...... EnCana Corp ECA 16.97 6 24.83 21.59 st t+19.6 +23.7 15 0.28 1.3 Gaiam Inc GAIA 4.99 5 8.76 6.62 tt t ... +36.5 dd ...... UQM Technologies UQM 1.18 2 3.45 1.51 st t -29.4 -22.3 dd ...... GlobeImmune Inc GBIM 8.10 1 15.00 7.33 tt t -33.7 ...... Vail Resorts MTN 64.47 9 89.99 85.66 rs s+13.9 +26.0 cc 1.66 1.9 Google Inc C GOOG 502.80 8 604.83 576.36 ts s +3.2 ... 20 ...... 0 Hain Celestial Grp HAIN 72.34 103.97 102.24 ss s+12.6 +32.0 37 ...... WhiteWave Foods Co WWAV 18.28 9 38.12 35.36 ts s+54.1 +75.7 55 ...... Halliburton HAL 47.46 7 74.33 65.61 tt t+29.3 +36.5 21 0.60 .9 Heska Corp HSKA 5.50 9 14.58 12.98 tt s+48.9 +120.0 30 ...... Woodward Inc WWD 38.80 6 55.76 48.57 tt t +6.5 +18.0 20 0.32 .7

*Prices as of Monday. Dividend Footnotes: a - Extra dividends were paid, but are not included. b - Annual rate plus stock. c - Liquidating dividend. e - Amount declared or paid in last 12 months. f - Current annual rate, which was increased by most recent dividend announcement. i - Sum of dividends paid after stock split, no regular rate. j - Sum of dividends paid this year. Most recent dividend was omitted or deferred. k - Declared or paid this year, a cumulative issue with dividends in arrears. m - Current annual rate, which was decreased by most recent dividend announcement. p - Initial dividend, annual rate not known, yield not shown. r - Declared or paid in preceding 12 months plus stock dividend. t - Paid in stock, approximate cash value on ex-distribution date. PE Footnotes: q - Stock is a closed-end fund - no P/E ratio shown. cc - P/E exceeds 99. dd - Loss in last 12 months. Source: The Associated Press. MarketMarketPulse Pulse PERFECT 10 FLYING THE COOP HOME BIAS Most companies will close the books on their third quarter this upcoming week, When it comes to the Federal Reserve, members are Emerging-market stocks get a lot of attention, but they’re not finding much of a and Wall Street is expecting widespread gains. Analysts are forecasting either a hawk or a dove. At least, that’s what they are to home in investors’ portfolios. U.S. investors keep just 3 percent of their stock earnings growth for all 10 sectors that make up the Standard & Poor’s 500 economists. If a Fed member puts more emphasis on portfolios in emerging markets, according to State Street Global Advisors, index. If the predictions prove true, it will be the first time that’s happened in keeping inflation low than boosting the economy, citing data from the International Monetary Fund. For context, stocks from three years. Last quarter, economists call that a hawk.wk. TheThe oppositeopposite China, India and other emerging markets make up 13 percent of the MSCI Top S&P 500 sectors for est. 3Q EPS growth the index came close to a is a dove. The two most hawkishawkish ACWI, a widely tracked index of global stocks. perfect 10. Only the Telecom 14.8% members on the Fed’s Some skittishness is understandable. Emerging-market stocks have a history financial sector reported policy committee are of jagged swings, but they also offer access to the world’s fastest-growing Raw materials 11.6 weaker earnings than in set to retire next year, economies. last year’s second Health care 11.1 and some dovish quarter. For the third members are slated to Industrials 8.9 10-yr annualized return quarter, analysts say join, according to financials will report a Source: S&P Capital IQ Data as of Sept. 25 Deutsche Bank 3.9 percent economist Joseph rise. LaVorgna. Many investorss expect 10.1% 8.1 the Fed to begin raising interestterest rates next year, but the neww Avg. emerging- S&P 500 makeup may result in a markets stock fund relatively slow climb. Source: Morningstar Data as of Sept. 25 AP

Clinton Baker, Partner, Adam Sweetman, Kennedy and Coe Sweetman Investments

GET THE BUSINESS OUT OF THE OFFICE.

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www.kcoe.com | 800.303.3241 Consultants BizWest | www.bizwest.com Oct. 3-16, 2014 | 3 He’s profiting Longmont hopes for return from the sum on Twin Peaks investment of all fears BY JOSHUA LINDENSTEIN commencement of construction as We’ve heard many reasons for To help lure development, [email protected] part of its agreement with the city. The moving a business, but this one’s a cities call the COPs...... 17 rest of that reimbursement amounted first: The city of Longmont has so far to legal and other fees associated with “My dad said I had to get it out of released more than $10.3 million of the improvements are made. Most of the Dillard’s purchase that the city our backyard because it was killing $27.5 million in public funds pledged the money released so far has gone agreed to pay for. his grass.” to developers attempting to turn the toward NewMark’s acquisition of the n The city has also reimbursed New- When you’re imaginative high blighted former Twin Peaks Mall site mall. Mark $4.25 million of the $8.5 million school student Adam Phillips, and into the premier shopping and enter- Those payments include: the developer paid The Panattoni Co. you have 2,300 paying customers tainment district in town. n The city has reimbursed New- in 2012 to purchase the rest of the traipsing through a little shop of The nearly $90 million Village at Mark $5.6 million for the acquisition mall. Another 25 percent of the mall Halloween horrors you’ve built in the Peaks redevelopment began with of Dillard’s, which owned its own purchase price is eligible for reimburse- a 30-by-80-foot space behind your demolition of Twin Peaks Mall begin- store. NewMark fronted the $5 mil- ment once the new Sam’s Club, movie parents’ house in Greeley, the sod ning Aug. 1, and the now-barren site is lion purchase price for Dillard’s after theater and 75 percent of the Village probably will pay a price. being prepared for construction of new Longmont’s Urban Renewal Authority area are built. The final 25 percent can infrastructure and buildings. took the property using the power of be released upon “substantial comple- NewMark will be reimbursed by eminent domain. The developer was tion of construction” of the Whole BIZWEST EYE the city for several eligible costs as eligible for reimbursement upon the ➤ See Longmont, 4 So Phillips haunted 15 local businesses until they gave him sponsor- ships or donations, and the rest is history. Today he and his company, MorbidNights Colorado, are turning the stuff of your nightmares into his dream come true. Each year, Phillips and his all-vol- unteer “scare committee” confront the question, “What haven’t we seen before?” and come up with new and original ideas. This year’s creation comes to life from 7 to 11:30 p.m. each Wednesday through Saturday night at 807 17th Ave., next to Text- book Brokers in Greeley’s University Center. Victims – er, visitors – can face their “Fear of All Fears” in what Phillips, now 26, says is “North- ern Colorado’s only indoor haunted attraction.” Each room confronts customers with a different common fear: spiders, snakes, claustrophobia, darkness, torture, blood, death and being lost. (Not IRS audits? Maybe next year.) It all started in 1996 when Phil- JONATHAN CASTNER/FOR BIZWEST lips’ parents worked at a Hallow- Mike Clark, a local maker of bamboo fishing rods, says he is still able to catch some trout in the damaged St. Vrain River, which een-themed fundraiser for Special officials say has seen a dramatic drop in fish populations. Olympics at Hyland Hills Water World in Westminster and 8-year- old Adam was recruited to help. That sprouted his idea for the annu- Anglers await plan to restore flood-ravaged river al backyard setups until Dad put his foot down. After returning from BY STEVE LYNN The plan, expected to be completed military deployment in Germany, [email protected] Fishing in the town of this month, has put the total cost of Phillips set up a haunted house in restoring the town’s stretch of river at the outlet mall in Loveland in 2010, LYONS – Emergency repairs to Lyons is probably not going $28 million, Lyons Town Administra- then at Greeley Mall for three years. the flooded St. Vrain River last year tor Victoria Simonsen said. On Aug. 15 this year, he acquired have led to a dramatic drop in trout to be good until they come “That’s to restore the channel, the space close to the University of populations, affecting fly-fishing busi- in and do some work on the re-stabilize the banks, revegetate the Northern Colorado. nesses that rely on the river to guide banks and repopulate the fish,” she The creativity draws ever larger clients and ultimately leading to a stream, rebuild the banks. said. crowds. Last year, 3,500 patrons large estimated price tag for restoring The restoration is expected to take attended the MorbidNights event. the river. Randy Hicks five years, Kehmeier said. But for Phillips, that’s not the best The trout population in Lyons had OWNER The decline in trout, along with part. Twenty percent of proceeds go dropped to just nine fish per mile in ROCKY MOUNTAIN ANGLERS the state of the river and ongoing to area nonprofit organizations, he February, according to a combination recovery efforts, have led fishermen said, including the Colorado Army of onsite and statistical reviews of such as Randy Hicks, owner of Rocky National Guard’s Family Readi- the area, said Ken Kehmeier, senior after the flood in October 2013. Mountain Anglers in Boulder, to ness Group. Phillips’ day job is as a aquatic biologist for Colorado Parks The decline comes as Lyons puts avoid fishing in Lyons. recruiter for the Guard. and Wildlife. That’s compared with together a plan to restore the river and Hicks instead has guided clients in “We don’t make a lot of money,” 2,000 trout per mile in 2005 in the recover from the flooding that bat- other parts of the river as well as other he said. “We are in the business of Lyons area and 800 fish per mile just tered the town in September 2013. ➤ See Anglers, 6 scaring and caring.” 4 | Oct. 3-16, 2014 BizWest | www.bizwest.com

LONGMONT from 3A Foods Market and the rest of the mall, and open-space funds. But more than per the contract. $4.4 million beyond that is projected n The other $500,000 that has to be available for certificate-of-par- /2&$/0$77(56 been released so far has gone toward ticipation repayment each year. The architecture and engineering costs property tax increment, for example, incurred by NewMark. Other costs is itself expected to generate $1.37 mil- that are eligible for reimbursement as lion in funds available for COP payoff they’re completed include things such in 2018 and increase from there as Vil- as demolition, construction of public lage at the Peaks appreciates in value. spaces, site preparation, landscaping “Things would have to be signifi- and building construction costs. cantly bad for us to not get at least $2.2 The mall is slated for completion million (per year) out of those three by the 2015 holiday season. That’s sources,” Longmont finance director when the city will start collecting the Jim Golden said. sales tax revenue it hopes will pay for a Golden said the city is not yet bud- major portion of the public financing. geting for the tax-revenue windfall that The city raised $30.7 million is projected to benefit the city’s coffers. through the certificates of participa- “We’re not budgeting it yet or count- tion in July to cover the $27.5 million ing on it yet,” Golden said. “It’s just pledged to NewMark as well as capi- future growth at this time.” talized interest and payments for the The city projects total sales tax next couple of years before the Village revenue in 2016 – the first full year of at the Peaks project begins generating operation for Village at the Peaks – to its full tax revenue streams. The payoff be more than $4.4 million. That’s amount for the debt over the next 23 well above the $2.5 million in sales years is $49.3 million. The city plans tax revenue generated by Twin Peaks to make the $2.2 million annual pay- Mall in 2000, its highest tax-gener- ments with the new sales and property ating year. tax generated from Village at the Peaks, Golden said the projections are as well as a Metro District mill levy higher for Village at the Peaks because paid by the developer. the sales per square foot are projected If the tax increment financing can’t to be better for warehouse retailers cover the payments, the city would such as Sam’s Club and grocery stores have to dip into the general fund to such as Whole Foods than they were pay for the assistance being given to for the mix of stores in the old mall. NewMark. But Longmont officials are Golden said a sales tax analysis done ZZZFROXPELQHKHDOWKFRP confident that scenario won’t come by the city in the mid-2000s showed into play. that one of its major sales tax leakage While the cost of paying off the points to other communities was its certificates of participation between lack of a warehouse retailer. now and 2037 is $49.3 million, the The question, he said, is how much city projects Village at the Peaks to will sales tax revenue at places such generate about $165 million in tax as Sam’s and Whole Foods cannibal- revenue over that time period. Most ize other sales tax revenue in the city of that is over and above the base sales limits. and property tax that the site was While such a thing is tough to mea- generating in 2012 when the blighted sure, Golden said, “that will tell us if mall already was sinking in value. The we’re coming out ahead in the long surplus comes from the increased sales run or not.” and property tax at the site and the Metro District mill levy. Joshua Lindenstein can be reached at Some of the newly generated rev- 303-630-1943, 970-416-7343 or jlin- enue is earmarked to go toward things [email protected]. Follow such as the city’s streets, public safety him on Twitter at @joshlindenstein.

CORRECTIONS

BizWest will correct any errors that appear in its pages. To suggest a correction or clariﬁcation, please contact Executive Editor Jerd Smith at 303-630-1951, or email at [email protected].

Volume 33 : Issue 19 Oct. 3 - 16, 2014 Copyright 2014. BizWest Media LLC. Reproduction or use of editorial or graphic content without written permission is prohibited. BizWest (USPS 018-522, ISSN 1528-6320) is published biweekly, with an extra issue in December, by BizWest Media LLC, a Colorado LLC, 1790 30th Street, Suite 300, Boulder Colorado, 80301. Periodical Postage Paid at Boulder, CO and at additional mailing offices. Subscriptions are $49.97. International subscriptions are $180.00. POSTMASTER; Send change of address notices to: BizWest Media LLC Subscriber Service, PO Box 17125, North Hollywood, CA 91615-7125 1-818-286-3111 n E-mail:[email protected] BizWest | www.bizwest.com Oct. 3-16, 2014 | 5 Sunnier skies forecast for Advanced Energy have rated it a buy or strong buy, ‘Promising market’ Advanced Energy Industries Inc. (AEIS) according to Yahoo Finance. Advanced Energy employed 405 Three-year stock performance highlights: awaits despite people in 2013, down from 509 the leadership shakeup $30 7/8 previous year, according to data $22.07 9/26 compiled by BizWest. The com- BY STEVE LYNN 2/18 $19.03 pany has said that it outsourced $20 $28.52 [email protected] manufacturing on its solar sub- 3/10 9/26 assemblies from Fort Collins to $10 $19.97 7/28 FORT COLLINS – Following 7/3 $17.51 $16.60 Shenzhen, China. a year of turbulence for Advanced $14.13 11/10 Despite the challenges endured 9/27 $11.65 Energy Industries Inc. (Nasdaq: $0 $8.62 by Advanced Energy, analysts AEIS), analysts see potential for 2012 2013 2014 predict growth in the company’s more growth at the solar and preci- SOURCE: NASDAQ solar business as photovoltaic solar sion-power products manufacturer. installations increase. The Solar The expectations for a healthy Energy Industries Association proj- future for the Fort Collins-based efits following his resignation. “This is causing delays in large- ects that U.S. solar installations company, known for its solar invert- Company shares hit a 52-week- scale projects where our center will grow to about 6,500 mega- ers, come despite the resignations low of $16 per share Aug. 5 despite inverters were planned,” he told watts this year from 4,800 mega- of key executives and a struggling an announcement Aug. 4 that the analysts during the second-quarter watts last year. The industry trade solar business. company earned $10.6 million earnings conference call. group estimates 8,700 megawatts Advanced Energy chief execu- during the second quarter versus Following the earnings report, of installations in 2015 and 12,400 tive Garry Rogerson resigned June a $9.8 million loss the same quar- Danny Herron, chief financial offi- megawatts in 2016. 2. Shares fell as much as 13 percent ter a year earlier. Second-quarter cer for Advanced Energy, con- “Broadly speaking, the solar the next day. Advanced Energy inverter sales declined to $64.5 firmed that layoffs had occurred in market as a whole has been grow- solar-unit president Gordon Tredg- million, a decrease of 5 percent August at the company, although ing, especially in the U.S.,” said MJ er also resigned his position May 5. from $68 million during the same he did not respond to questions Shiao, director of solar research Rogerson, who is staying with quarter last year. about how many people lost their for GTM Research in Boston. “It’s the company until a new CEO Rogerson blamed the loss in jobs. been a very promising market.” is hired, is receiving a payment solar sales on lower expectations Company shares had risen to Solar panel prices have dropped of $600,000 plus a bonus that for utility-scale projects because around $19 earlier this month, but from about $2 per watt in 2010 to depends on how long he remains of tariffs on Taiwanese panels, have remained significantly below about 70 cents per watt because employed at Advanced Energy. although he said the tariffs have a 52-week-high of $29.15. Five of a large supply of Asian panels. Tredger was to receive a total of not led to cancellations of solar analysts have rated the company That has pressured inverter prices, $241,000 in base salary and ben- farm projects. a hold or a sell while four analysts ➤ See Advanced, 6

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ANGLERS from 3A streams. Rocky Mountain Anglers protect public property, infrastruc- ronment as No. 1,” said Sean Cronin, he thought the Parks and Wildlife used to guide clients on the stretch of ture and to set everybody up so we executive director of the St. Vrain survey may have underestimated river in town, especially during winter could make it through the spring and Left Hand Water Conservancy the number of fish because he still when it tended to stay free of ice. runoff, we saw precipitous drops in District. “You rank humans and their catches brown and rainbow trout “I personally am not recommend- numbers of fish,” Kehmeier said. ability to get access to clean water whenever he goes fishing in town. ing anyone go and fish the St. Vrain” The channelization in places such and sewer as No. 1.” People such as Clark have so far in Lyons, he said. “Fishing in the as the confluence of the north and In other places on the St. Vrain raised $143,000 to help restore this town of Lyons is probably not going south St. Vrain harmed the fish’s River west of Lyons, where crews treasured stretch of the St. Vrain. to be good until they come in and do food sources. As a result, he said, did not channel the river, biologists Many are waiting until a St. Vrain some work on the stream, rebuild the fish either moved downstream saw only small declines in trout master plan that will outline the the banks.” or died. numbers, Kehmeier said. In Lyons, long-term recovery of the entire The drop in trout came after crews The $600,000 river channel- fish populations could come back if watershed is developed by a coali- excavated parts of the river bed, ing project was done through an the river is restored, which would tion of government agencies. turning portions of it into a ditch emergency permit in what normally include re-establishing habitat and “Mostly, the community is look- shaped like a trapezoid. The idea was would have required a thorough stocking stretches of the river with ing at what’s going to come out of the to contain the enlarged floodplain federal review, according to officials. fish. master planning process,” said Bar- and this year’s spring runoff. “When you’re in that emergency Mike Clark, a renowned bamboo bara Luneau, president of St. Vrain “In areas that they channelized to mode, you don’t really rank the envi- fishing-rod maker in Lyons, said Anglers, a part of Trout Unlimited.

ADVANCED from 6A which have dropped during the past two years. However, the utility solar market for which Advanced Energy manufactures inverters represents the largest volume of solar installations, Shiao said, adding that the sector will continue to grow in the U.S. thanks in part to the solar- investment tax credit. “In that space, Advanced Ener- gy’s product lines are very much aligned,” he said. The lower costs that have led to increased solar installations eventu- ally will help solar compete with fossil fuels such as natural gas, which is expected to increase in price, said Bill Baker, founder of Baltimore-based GARP Research and Securities Co., who covers Advanced Energy. Advanced Energy, meanwhile, will be making its inverters at a lower cost in Shenzhen, he said. The company, however, will face challenges from Chinese competi- tors, leading to lower prices for its inverters, he said. Tariffs on imported solar panels also could delay proﬁtability. Despite those headwinds, the CLOSER, MORE company still will see healthy mar- gins, he said. “Yes, it may be competitive, but the price of the inverter isn’t going to collapse,” Baker said. “You’re PERSONAL CARE. seeing their mainstay go through a transition and it’s obviously going to be restored.” HERE. TO HELP YOU THRIVE. With great hiking, farmers markets and community At the same time, Advanced Energy has made three acquisitions centers close by, our new medical offices aren’t the only places around here to this year, moves Baker said will get healthy. At Kaiser Permanente, we’re proud to be part of this community. add future value to the company’s precision-power product line after Our medical offices are now open in Loveland, Fort Collins, and Greeley. We’ve Advanced Energy integrates those companies. also partnered with Banner Health to provide hospital, specialty, and additional “The whole culture here is one primary care providers. So if you need us, we’re here. With care — and advice on where they transform a company,” he said. “Over time, this is a nice plenty of other ways to live well and thrive. Visit kp.org/colorado way for the company to diversify its core business.”

Steve Lynn can be reached at 970- 232-3147, 303-630-1968 or slynn@ bizwestmedia.com. Follow him on Twitter at @SteveLynnBW. BizWest | www.bizwest.com Oct. 3-16, 2014 | 7 Health premiums spike in Northern Colorado BY STEVE LYNN [email protected] Health insurance at a premium The factors that FORT COLLINS – Health-insur- Average percentage hikes and decreases of premiums in the state’s nine influence premiums are the ance premiums will rise by a greater health-insurance regions: percentage in Northern Colorado than cost of health care, provider anywhere else in the state next year REGION INDIVIDUAL (%) SMALL GROUP (%) contracting, the utilization because of higher costs of care in the Fort Collins 5.26 3.19 region, according to health-insurance experts. Greeley 4.57 3.32 of that health care,” Plymell Premiums for individual plans will Colorado Springs -.20 1.33 said. “Those are the things rise by an average 5.26 percent in the Boulder .42 2.60 Fort Collins area and 4.57 percent in Denver .84 2.77 that are leading to the the Greeley area. Small group plan premiums will rise 3.19 percent in Grand Junction -3.55 -.36 premiums (increasing and the Fort Collins area and 3.22 percent Pueblo -4.90 .25 decreasing) in any area. in the Greeley area, according to an East -5.01 5.65 analysis by the Colorado Division of West -7.44 1.12 Insurance. Vince Plymell Statewide, premiums will rise STATEWIDE .71 2.54 SPOKESMAN by fewer percentage points than in STATE DIVISION OF INSURANCE Northern Colorado. Individual plan SOURCE: COLORADO DIVISION OF INSURANCE premiums will rise by an average 0.71 percent statewide and 2.54 percent for to ensure they met federal require- higher health care costs may be the Adam Fox, director of strategic small group-plan premiums. ments for coverage, including verifying culprit, said Jeff Bontrager, director of engagement for the Colorado Con- Fort Collins and Greeley premium that they met federally defined cover- research on coverage and access for the sumer Health Initiative, a Denver- increases exceeded rate hikes in Boul- age levels such as bronze, silver, gold Colorado Health Institute. based nonprofit health-care policy der and Denver. Boulder-area pre- and platinum. He pointed to a study done by the research organization, said costs of mium increases totaled 0.42 percent The Colorado Health Institute, state of Colorado that looked at the health care in Colorado have been for individual plans and 2.6 percent a Denver organization that studies geographic areas used by insurance difficult to track because providers for small group plans. In the Denver statewide health-care information, carriers to price premiums. The cost of consider the information proprietary. area, premiums will rise 0.84 percent followed up with a report on the pre- inpatient surgery in Greeley, advanced Fox said Fort Collins and Greeley for individual plans and 2.77 percent mium increases. imaging in Fort Collins and specialty also represented the only parts of the for small group plans. “The cost per unit of particular pharmacy services in Fort Collins came state where individual plans rose high- The insurance division reviewed services seems to be highest in some in higher, according to the study, which er than small group plans, although he plans submitted by insurance carriers of those counties in the northeast” and covered the years 2010 through 2012. ➤ See Premiums, 16

Behind Every Great Building, Is A Great Story.

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Brinkman Partners | 3003 East Harmony Road, Suite 300 | Fort Collins, CO 80528 970.267.0954 | www.brinkmanpartners.com 8 | Oct. 3-16, 2014 BizWest | www.bizwest.com BUSINESS NEWS DIGEST Hickenlooper: Task force faces difficult road What follows is a compilation of oil and natural-gas regulations. He tion for other states. Controversy Aetna signs docs’ groups recent online news reported online in made the remarks during the first over hydraulic fracturing, a drill- for accountable care BizWest Northern Colorado and Biz- meeting in Denver of a 19-mem- ing technique that involves pump- Health-insurance firm Aetna West Boulder Valley. Find the full sto- ber oil and gas task force whose ing fluid laced with chemicals deep (NYSE: AET) will collaborate with ries at bizwest.com by using the search members he appointed. Additional underground to extract oil and gas, several health-care provider groups window at the top of the homepage. meetings will take place in Greeley, has raged throughout the state and in Colorado to create a network for Rifle, Durango and again in Denver nationwide. its accountable-care program, Aetna DENVER – Gov. John Hicken- from October through February. Posted Sept. 25. Whole Health. In an accountable- looper acknowledged the difficult Hickenlooper has high hopes for the care program, groups of health-care but not insurmountable assignment task force, holding it up as a way to Sierra Nevada announces providers assume responsibility faced by a task force he appointed address divisive issues while making new Dream Chaser project for the quality and cost of care for to recommend changes to the state’s the state an example of collabora- LOUISVILLE – Sierra Nevada patients. The Aetna Whole Health – Corp. announced a project that Colorado Front Range network will aims to keep its Dream Chaser consist of more than 800 primary- spacecraft on the path to orbit care physicians, 4,000 specialists and despite being passed over recently 31 hospitals throughout the Front for NASA funding to ferry astro- Range. The network will cover Aetna nauts to the International Space members in Boulder, Broomfield, Station. SNC, which bases its Space Larimer, Weld Adams, Arapahoe, Simplifying Our Systems Division in Louisville, pre- Denver, Douglas and Jefferson coun- sented the Global Project space- ties. The product will be available flight program at the International for self- and fully insured customers Astronautical Congress in Toronto. starting Jan. 1. Monthly Bills The new program will offer gov- Posted Sept. 19. ernment, commercial and academ- ic clients from around the world CSU stadium on hold access to low-Earth orbit missions as fund-drive lags aboard crewed or uncrewed vari- FORT COLLINS – Faced with ants of Dream Chaser. A country, the reality that fundraising for a for example, could contract with controversial on-campus football SNC to carry its astronauts to space stadium has fallen far short of its or buy Dream Chaser vehicles to target with just a week to go before conduct its own missions. a self-imposed deadline, Colora- Personal Posted Sept. 30. do State University President Tony Frank decided not to proceed with Loans Two Boulder mortgage his financing request. In a letter to executives face charges the university’s faculty, however, DENVER – A bankrupt Boul- Frank wrote that he would ask the der-based mortgage lending firm governors to allow him to exam- and two of its former executives ine four options over the next two It seemed like every week we were Apply online or have been charged with securities months: Maintaining Hughes Sta- getting another bill. So we decided to at your nearest law violations. Colorado Securities dium as is; modernization of Hughes make things easier to manage. Commissioner Gerald Rome said with the idea of staying there four Ent Service he filed a civil complaint in Denver more decades; a pared-down new We went online, got a personal loan Center today! from Ent, and paid off our credit card District Court against US Capital stadium at the proposed on-campus balances. Inc. and its two former executives, site, using funds already raised and Lee Weinstein and John Koral, both adding the extras back over the years Now we’ve got one affordable of Boulder. The complaint alleges as money became available; or rebid- monthly payment and life is simpler. they violated the anti-fraud providing the existing on-campus stadium sions of the Colorado Securities Act plan as a public-private partnership. in connection with raising funds for The governors were to act on Frank’s (719) 574-1100 or 800-525-9623 Ent.com/PersonalLoans their mortgage lending company. proposal at their Oct. 2-3 meeting. Standard credit qualifications apply. All loans subject to final credit approval. © Ent Federal Credit Union, 2014 Posted Sept. 29. Posted Sept. 25. Ent is a registered trademark of Equal Housing Lender | Federally insured by NCUA | Equal Opportunity Lender Ent Federal Credit Union.

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www.pvrea.com/programs Your Touchstone Energy® Cooperative *is institution is an equal opportunity provider and employer. BizWestBIZWEST | www.bizwest.com WWW.BIZWEST.COM Oct. 3-16, 2014 | 9 12 | Credit Unions 14 | Mortgage Lenders - BANKING Boulder 15 | Mortgage Lenders - & FINANCE Northern Colorado

SMARTPHONE DEPOSITS

GAIN INTERESTBY DOUG STORUM [email protected]

The use of mobile devices such as smartphones and tablets to deposit checks is catching up in popularity among consumers, according to recent surveys com- missioned by the Federal Reserve and the American Bankers Association. One in eight Americans deposited a check using a mobile device within the past year, according to a national survey released earlier this month by the association. As more consumers begin to take advantage of online banking, the industry has been pressed to keep up with the demand, pouring money into the technology to provide convenience and security for customers. The most common mobile-banking activities continue to be reviewing account balances, monitoring recent transactions or transferring money between accounts. More than 75 million Americans use their smartphones for mobile banking, and 38 percent of those tried depositing a check using their smartphone in the past year, up from 21 percent in 2012, according to the most recent Federal Reserve survey. Depositing a check using a mobile device is as simple as snapping a picture of the front and back of a paper check, then electronically sending it into an account. “Convenience and saving time are paramount for today’s consumer, so it is no surprise that mobile deposit is gaining traction with banks and their customers,” said Nessa Feddis, the ABA’s senior vice president and deputy chief counsel for consumer protection and Mobile banking by the numbers payments. Frank Aloi, president of Ath Power Consulting, a Boston-based ﬁnancial services industry research ﬁrm, said it’s the feature most desired by mobile banking-app of U.S. adult population of mobile phones are customers. 87%have a mobile phone 61% Internet enabled Passing fad? While big banks rushed to provide the service and smaller banks have scrambled to follow suit, some bankers question whether a mobile check-deposit system will of smartphone owners have used mobile banking be needed in the future. in the past 12 months, up from 48 percent a year earlier Scott Malan, senior vice president and relationship 51% banking manager for Home State Bank in Loveland, said mobile check deposits could well be a passing fad. With electronic payments, there aren’t as many paper checks being written, he said, and with time, the number of all mobile-phone of mobile-phone users of paper checks will continue to decline. owners have used not using mobile “In the long run, it won’t have a huge impact,” he said. mobile banking in the banking think they Nonetheless, Home State Bank offers the service to 33% past 12 months, up from 12% will use it within the its 20,000 customers who have checking accounts. The 28 percent a year earlier next 12 months bank skirted capital investments for a system by contract- SOURCE: FEDERAL RESERVE SURVEY ➤ See Deposits, 10 10 | Oct. 3-16, 2014 BizWest | www.bizwest.com

DEPOSITS from 9A ing with a third-party provider. The High Plains Bank, a small commu- is ranked No. 1 in market share in digital innovations for Wells Fargo, vendor hooks into the bank’s ATM nity bank founded in Flagler that also the four-county region that makes declined to say how much the bank network, providing the same level of has branches in Longmont, Bennett up the Boulder Valley and Northern has invested in the mobile check- security and charges the bank $1.35 and Wiggins, is hoping to roll out its Colorado, launched its mobile check- deposit system, and downplayed the per deposit. The bank charges custom- mobile deposit service early next year. deposit service in select regions in cost of providing the service, chalking ers $1 for each check deposited. “We know our customers want May 2012 and went nationwide with it up to a cost of doing business. it,” said Chris McVay, vice president it in early 2013. It has experienced a The wow feature and manager of the bank’s branch in steady uptick in users. The bank does Return on investment “I call it a wow feature,” Malan Longmont. He said despite the cost, not disclose how many of its custom- But there appears to be a sig- said. “People see it on big-bank com- it’s something the bank needs to do. ers use mobile check-deposit service, niﬁcant return on investment. Many mercials, and it is cool, but I don’t “The cost is fairly substantial, but but spokesman Bryan Pearce said the institutions estimate average mobile believe it is being adopted as fast we need to make the investment,” he number is increasing. The bank has check-deposit costs are 40 percent as everyone thought. The response said. “Like many of the larger banks, 13.1 million mobile customers nation- less than a branch deposit, accord- we’ve had is underwhelming.” High Plains doesn’t plan to charge a wide, up 22 percent from a year ago, ing to a white paper written by San Not all banks offer the service, fee for the service.” according to its most recent earnings Francisco-based Western Payments introduced by USAA Federal Savings report. Alliance, an association of ﬁnancial Bank in 2009, but some banks are Cost of doing business Pearce, senior vice president and institutions, e-commerce compa- scrambling to provide it. Wells Fargo (NYSE: WFC), which head of retail mobile channel and nies, payment technology providers, and other organizations supplying payments-related services. This year, Wells Fargo upgraded its electronic-deposit service to include video capabilities. Pearce said some customers were having trouble taking good photographs of checks. “We were relying on customers being good photographers. Now with letting them use a video camera, they just hover over the check, send the video, and we can capture a good still off of the video.” Pearce pointed out that small-business owners who use mobile deposits see an improvement in cash flow and save time. “They are depositing checks from customers immediately and can access the money the next day,” he said. “Plus they don’t have to make a trip to a branch bank.”

Potential pitfalls Consumer Reports recently published a story about potential pitfalls, especially where personal checks are concerned. It pointed out that federal regulations dictate how long banks can hold checks before making the funds available – and it isn’t very long. In general, the first $200 of a deposit You have a new partner on your road to success. must be available for cash withdrawal or check writing the next business day. The rest should be available on the second day for check-writing pur- poses and on the third for cash withdrawal, subject to certain exceptions We’re proud to announce our newest location in and other details. Consumer Reports suggests that Fort Collins is now open. We brought our unique after making a smartphone deposit, people should hang onto the paper blend of sophisticated products, personal service check for two weeks in case a problem and local decision making to the community. arises. Date and mark it as a mobile deposit so that you or your significant other doesn’t mistakenly deposit it again and incur returned-deposit 4RUEEXPERTISEANDÚNANCIALSOLUTIONSFREEYOUTO fees. Shred or otherwise completely destroy the paper check (don’t recycle succeed—personally and professionally. it) so that a crook can’t use it. While the use of mobile banking continues to increase, the Federal Reserve’s report indicates that con- New location now open: sumers who do not use mobile bank- Doug Woods ing are becoming more skeptical of 224 Canyon Ave. Ft. Collins President the benefit of mobile banking and the level of security associated with the Ft. Collins 970.493.1184 technology. cobizbank.com Doug Storum can be reached at Part of CoBiz Bank • Member FDIC 303-630-1959, 970-416-7369 or [email protected]. BizWest | www.bizwest.com Oct. 3-16, 2014 | 11 Retailers pushed to keep up with technology

Point-of-sale They’re setting changes increase themselves up today to security, costs accept Apple Pay while BY JOSHUA LINDENSTEIN also preparing themselves [email protected] for the liability shift in 2015. The launch this month of Apple There’s never been this Pay, a technology that allows consumers to use their smartphones much disruption in the to pay at cash registers, could help lead to a doubling of revenue over payment space. the next couple of years for companies such as Loveland’s SilverEdge, Ken Salazar which provides point of sale, or CHIEF EXECUTIVE OFFICER POS, and other payment technolo- SILVEREDGE gies to small businesses. SilverEdge has 12,000 clients “They’re setting themselves up across the United States, mostly in today to accept Apple Pay while Colorado. The 52-employee compa- JONATHAN CASTNER/FOR BIZWEST also preparing themselves for the ny does about $6 million in annual SilverEdge, which provides payment technologies to small businesses, is already liability shift in 2015,” Salazar said. revenue now. The company just marketing the Apple Pay system to clients in Colorado and nationwide. CEO Ken “There’s never been this much dis- began pitching Apple Pay upgrades Salazar says Apple’s new technology, as well as the move to super-secure, micro- ruption in the payment space.” to clients. For retailers with the right chip embedded cards, is disrupting retail payment systems. While the shift in technologies type of PIN pad – which accepts is expected to increase security and and encrypts a customer’s personal received,” Salazar said. tems. Salazar believes that Apple convenience for consumers, mer- identiﬁcation number, or PIN – add- Credit card companies already Pay – a technology that allows users chants and banks, there are also ing Apple Pay capabilities is done require merchants to upgrade to to pay with a tap of their iPhones at concerns from retailers about the merely with a software update. But POS systems that will accept new POS terminals, known as near-ﬁeld costs involved in upgrading and most will have to acquire new PIN super-secure credit and debit cards communication, or NFC, payment – from banks as to how their revenues pads, said SilverEdge chief executive embedded with chips by October will only spur retailers into upgrad- will be affected. Ken Salazar. 2015 or face being liable for fraudu- ing their systems with the latest Microchip-equipped EMV “So far it’s been very well lent payments made on their sys- technology sooner. ➤ See Retailers, 19 12 | Oct. 3-16, 2014 BizWest | www.bizwest.com BIZWEST Credit Unions LIST Ranked by total assets

No. of members Full-Time Shares & Deposits Delinquent Loan Amounts Employees CEO / Year Chartered Total Assets 6/2014 6/2014 Loan Amounts 6/2014 6/2014 Part-Time Phone RANK Company Total Assets 6/2013 6/2013 Loan Amounts 6/2013 6/2013 Employees Website Security Service Federal Credit Union $8,086,101,582 $6,698,044,285 $7,605,774,582 $58,895,207 990,172 James Laffoon / 1956 16211 La Cantera Pkwy. $7,363,022,444 $6,400,755,979 $6,797,508,718 $55,725,489 1,558 210-476-4000 1 San Antonio, TX 78256 140 www.ssfcu.org First Tech Federal Credit Union $6,845,842,954 $5,096,876,563 $4,489,080,530 $23,210,741 373,629 Greg Mitchell / 1970 1335 Terra Bella Ave. $5,710,408,316 $4,802,242,572 $3,329,359,996 $17,451,486 839 855-855-8805 2 Mountain View, CA 94043 26 www.firsttechfed.com ENT $4,008,149,088 $3,169,623,382 $2,371,501,203 $9,293,059 237,841 Charles Emmer / 1957 7250 Campus Drive $3,750,514,448 $3,025,801,915 $2,048,898,460 $8,826,370 572 719-574-1100 3 Colorado Springs, CO 80920 45 www.ent.com State Farm Insurance Co. Credit Union $3,919,760,273 $3,453,245,191 $856,593,133 $4,122,397 131,999 Tom DeWitt / 1936 1 State Farm Plz SB-1 $3,916,275,147 $3,456,709,818 $812,372,835 $3,235,001 133 309-766-6001/309-766-1245 4 Bloomington, IL 61710 0 www.statefarmfcu.com Anheuser-Busch Employees Credit $1,446,905,266 $1,273,524,864 $1,134,093,380 $19,445,344 114,643 John Osborn / 1939 Union $1,422,782,633 $1,265,595,061 $986,028,948 $11,157,162 311 314-771-7700 5 1001 Lynch St. 35 www.abecu.org St. Louis, MO 63118 Elevations Credit Union $1,389,335,505 $1,224,575,148 $782,705,229 $2,364,885 104,397 Gerry Agnes / 1952 2300 55th St. $1,309,428,051 $1,156,714,352 $628,138,245 $4,503,060 327 303-443-4672 6 Boulder, CO 80301 21 www.elevationscu.com Public Service Credit Union $1,375,582,083 $1,216,137,112 $818,006,597 $4,341,757 155,491 Dave Maus / 1938 2015 S. Potomic Way $1,278,169,807 $1,135,815,531 $618,511,911 $5,967,053 337 303-691-2345 7 Denver, CO 80224 57 www.pscu.org Credit Union of Colorado $1,145,010,676 $998,158,875 $606,135,639 $1,931,924 100,942 Terry Leis / 1934 1390 Loan St. $1,081,625,158 $940,768,650 $573,118,091 $1,324,017 261 303-832-4816 8 Denver, CO 80203 0 www.cuofco.org Warren Federal Credit Union $515,551,750 $451,478,321 $436,741,337 $5,593,053 49,619 Stephanie Taubner / 1951 114 E. Seventh Ave. $458,882,390 $410,663,293 $360,963,747 $3,864,389 138 307-432-5400 9 Cheyenne, WY 82001 10 www.warrenfcu.com Premier Members Federal Credit $473,640,934 $411,413,705 $384,423,477 $3,340,565 40,344 Carlos Pacheco / 1966 Union $445,088,479 $384,223,871 $325,321,365 $3,623,877 116 303-657-7000 10 5495 Arapahoe Ave. 15 www.premiermembers.org Boulder, CO 80303 Boulder Valley Credit Union $323,885,749 $295,305,836 $137,360,432 $269,531 22,773 Rick Allen / 1950 5505 Arapahoe Ave. $300,317,555 $272,422,584 $112,103,400 $130,120 74 303-442-8850 11 Boulder, CO 80303 10 www.bvcu.org Community Financial Credit Union $151,705,218 $130,168,109 $118,836,515 $473,239 11,914 Greg Hill / 1968 6855 W. 119th Ave. $141,457,047 $121,338,189 $102,686,100 $385,444 32 303-469-5366 12 Broomfield, CO 80038 6 www.yourlocalcreditunion.com Source: National Credit Union Administration Researched by Kiley Gant BizWest | www.bizwest.com Oct. 3-16, 2014 | 13

WE ARE STEWARDS OF ONE ANOTHER, REINVESTING IN OURSELVES. BELIEVERS IN A NEW SPIRIT OF LOCALISM. WELCOME TO A RETURN TO WHAT MATTERS.

Federally insured by the NCUA 14 | Oct. 3-16, 2014 BizWest | www.bizwest.com BIZWEST Mortgage Lenders LIST Ranked by dollar volume of loans originated in region

Regional loan dollar Average local loan volume 2013 size 2013 Percentage of loans refinanced Phone Person in Charge Regional loan dollar Average local loan locally in 2013 E-mail Title RANK Company volume 2012 size 2012 Headquarters Website Year founded Wells Fargo $1,043,882,000 $227,475 65% 970-686-7728 Kelly Chacon 1296 Main St., Unit B N/A N/A San Francisco, California NA home mortgage area manager 1 Windsor, CO 80550 www.wellsfargo.com 1852

Cornerstone Home Lending Inc. $876,572,862 $218,672.00 35% 970-206-4663 Gene Humphries 2809 E. Harmony Road, Second Floor $838,639,684 $220,347.00 Houston, TX [email protected] regional president 2 Fort Collins, CO 80528 www.Houseloan.com/ 1988 MountainWest

Premier Mortgage Group $763,321,000 $276,065 45% 303-449-8855 Melanie Nygren 1844 Folsom St. $1,013,898,000 $272,847 Greenwood Village, Colorado [email protected] production manager 3 Boulder, CO 80302 www.pmglending.com 1997

Elevations Credit Union $691,173,000 $237,127 59% 303-443-4672 Gerry Agnes 2960 Diagonal Hwy. $761,720,000 $236,119 Boulder, CO [email protected] CEO/president 4 Boulder, CO 80301 www.elevationscu.com 1952

Goldwater Bank, N.A. $238,952,247 $255,838 35% 303-440-6900 Martin Wirth 6654 Gunpark Drive, No. 100 $390,253,000 $286,650 Denver, CO [email protected] senior mortgage banker 5 Boulder, CO 80301 www.goldwaterbank.com 1994

1st City Mortgage Group - A Division of $216,850,000 $209,775 70% 970-266-9111 Mick Occhiato Megastar Financial $255,864,400 $214,330 Denver, CO [email protected] senior mortgage planner 6 3615 Mitchell Drive www.ftcollinsloan.com 2001 Fort Collins, CO 80525

Citibank $171,145,509 $226,050 100% 970-229-2512 Stu Holme 2803 E. Harmony Road $158,618,548 $215,514 New York, NY [email protected] divisional executive 7 Fort Collins, CO 80528 www.citi.com 1812

First National Bank - Mortgage Division $164,794,689 $212,090 55% 970-495-9501 Mark Driscoll 205 W. Oak St. $193,064,529 $218,152 Fort Collins, CO [email protected] president 8 Fort Collins, CO 80521 www.1stnationalbank.com 1881

Commerce Mortgage $142,882,026 $309,064 40% 303-544-0600 Calvin Cox 1637 Pearl St., Suite 203 $174,621,152 $295,211 San Ramon CA [email protected] partner/vice president mortgage banking 9 Boulder, CO 80302 www.commercemortgage.com 2000

Researched by Kiley Gant Region surveyed includes Boulder, Broomfield, Larimer and Weld counties Source: BizWest survey

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Regional loan dollar Average local loan volume 2013 size 2013 Percentage of loans refinanced Phone Person in Charge Regional loan dollar Average local loan locally in 2013 E-mail Title RANK Company volume 2012 size 2012 Headquarters Website Year founded Bank of Colorado Mortgage Division $128,000,000 N/A N/A 970-663-2999 Clark Johnson 4848 Thompson Parkway $120,000,000 N/A Denver, CO N/A branch president 10 Johnstown, CO 80534 www.bankofcoloradomortgage.com 1903

SWBC Mortgage $122,101,803 $292,810 58% 303-545-9600 John Sessa 1470 Walnut St., Suite 100 $160,109,727 $284,386 San Antonio, Texas swbc.com branch manager 11 Boulder, CO 80302 www.swbc.com 1976

Equitable Savings & Loan Association $60,000,000 $215,000 98% 970-223-1963 Stacey Johnson 300 E. Horsetooth Road, Suite 102 $412,170,487 $185,000 Sterling, CO [email protected] assistant vice president/branch manager 12 Fort Collins, CO 80525 www.equitable-savings.com 1954

Fort Collins Mortgage LLC $28,000,000 $274,000 36% 970-484-5626 Scott Charpentier 7785 Highland Meadows Parkway $30,000,000 $240,000 Fort Collins, CO [email protected] owner/founder 13 Fort Collins, CO 80528 www.fortcollinsmortgage.com 1993

Blue Diamond Mortgage LLC $22,500,000 255,000 N/A 970-461-0866 Jose Santana 832 W. Eisenhower Blvd., No. D $17,675,000 210,000 Loveland, CO [email protected] president/owner 14 Loveland, CO 80537 www.bdmortgage.com 2002

Public Service Credit Union $17,935,060 $175,834.00 N/A 970-416-5000 David Maus 2503 Research Blvd. $10,000,000 N/A Lakewood, CO N/A CEO 15 Fort Collins, CO 80526 www.pscu.org 1938

Family Mortgage Co. Inc. $15,000,000 $230,000 60% 970-203-0284 John Giroux 505 E. Fourth St. $20,000,000 $195,000 Loveland, CO [email protected] president/owner 16 Loveland, CO 80537 www.familymtgco.com 2002

Prime Lending Group LLC $8,400,000 N/A 80% 970-454-0100 Thomas Kemah 1130 Grayhawk Road $9,000,000 N/A Eaton, CO [email protected] 2001 17 Eaton, CO 80615 www.primemountain.com

College Credit Union of Greeley $4,876,584 $119,400 70% 970-330-3900 Walter Marx 2901 S. 27th Ave. $8,300,860 $123,893 Greeley, CO [email protected] CEO/president 18 Greeley, CO 80631 www.collegecu.org 1935

Researched by Kiley Gant Region surveyed includes Boulder, Broomfield, Larimer and Weld counties Source: BizWest survey

HOW ARE YOUR BUSINESS SAVINGS STACKING UP?

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PREMIUMS from 7A Did you know did not have an explanation for it. individual plans rose an average of you can have “Even though the averages show 8 percent annually. However, small by-and-large plans increasing in cost, group plan premiums rates during your 401k that doesn’t tell the whole story,” he those years look similar to next year’s said. “Consumers, if they shop around, premium increases in Fort Collins and account may actually be able to ﬁnd a slightly Greeley, with an average increase of professionally cheaper plan in the end.” 4.6 percent statewide, according to a Indeed, the Colorado Health Insti- report issued in July. managed? tute found that the average cost of This year, the Division of Insurance the second-lowest priced silver health reduced the geographic areas to nine Were here to help with… care plan, the one used to calculate the from 11 because of higher premiums • Managing your Investments amount of government subsidies a low- in mountain resort areas, consolidat- • Saving for Retirement income household can receive, declined ing the higher health-cost regions into • Estate Planning 2038 VERMONT DRIVE | FORT COLLINS, CO 80525 in every area of the state. In Fort Col- larger rating areas and leading to a 7.4 • Life Insurance & Annunities (970) 223-2377 | (888) 257-6066 lins, the average cost of an individual percent average decrease in individual

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker Dealer, Member FINRA/SIPC. Investment Advisor Representative, plan declined to $264 from $300 and plan premiums. Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor. Cambridge and Goodwin Financial Services, Inc. are not affiliated. to $264 from $290 in Greeley. While premium percentage WWW.GOODWINFINANCIALSERVICES.COM But the overall premium increases increases for next year came in far in Northern Colorado remain. lower in other parts of the state, the Vince Plymell, spokesman for the Fort Collins and Greeley areas still state Division of Insurance, agreed that came in below the national average, higher costs of care tend to contribute according to the Colorado Health to higher premium rates, but other Institute. The organization noted that factors can play a role, as well. a PricewaterhouseCoopers analysis “The factors that influence pre- of preliminary rate ﬁlings earlier this Trusted Service. miums are the cost of health care, year found an average proposed rate provider contracting, the utilization of increase of 7 percent in 33 states and that health care,” Plymell said. “Those the District of Columbia. Sound Advice. are the things that are leading to the In Northern Colorado, Fox said, premiums (increasing and decreasing) “It is still below the typical average in any area.” increase of around 8 percent that we He added that “it would be ideal have seen fairly consistently since the if we could point to one magic thing early 2000s.” and just ﬁx it and be done with it, but unfortunately, it’s not.” Steve Lynn can be reached at 970- Plymell said the state saw lower 232-3147, 303-630-1968 or slynn@ premium increases compared with bizwestmedia.com. Follow him on Twit- premiums from 2007 to 2012, when ter at @SteveLynnBW.

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©2014, Great Western Bank BizWest | www.bizwest.com Oct. 3-16, 2014 | 17 To help lure development, cities call in the COPs BY JOSHUA LINDENSTEIN hall up as collateral to help pay making its COP payments from its additional tax revenue generated by [email protected] for $8.3 million in improvements general fund. the redevelopment will not only pay to Suplizio Field, the site of the Sanjai Bhagat, a finance profes- off the COP debt but also provide a The city of Longmont’s $27.5 Junior College World Series each sor at the University of Colora- large windfall for city coffers. million contribution to the redevel- year. But that baseball stadium is do, said certificates of participation If cities have such confidence in opment of the former Twin Peaks city owned, not a private develop- are an OK financing tool in princi- their projections, though, Bhagat Mall site is something citizens con- ment like Village at the Peaks. ple provided that municipalities get questioned why they would go the tinue to watch with a keen eye, with Colorado Springs in 2009 issued a good deal from investors, which COP route and put public buildings four key city buildings put up as col- $31.5 million in COPs to pay for Longmont officials believe they at risk rather than letting citizens lateral to back the public portion of construction of a new downtown were able to accomplish with a dou- vote to issue bonded debt or raise the financing package for the private headquarters for the U.S. Olympic ble-A bond rating on the sale of the taxes to boost redevelopment. development. Committee as well as improve- COPs. But Bhagat questioned their The big risk, Bhagat said, is that The city raised $30.7 million ments to the Olympic Training use in general given that residents if the city’s revenue projections are through the sale of certificates of Center. Unlike Longmont, which is aren’t given a vote as they’re entitled too optimistic, the city is stuck pay- participation in July to cover the expecting to be paid back by future to in Colorado on any bonded debt. ing the tab either out of its general money pledged to developer New- tax revenues, Colorado Springs is Longmont officials believe the fund or by raising taxes anyway. Mark Merrill Mountain States as well as capitalized interest and payments for the next couple of years before the $90 million Village at www.HomeStateBank.DPm the Peaks project begins generating the full tax revenue streams expected to pay off the debt. Through the COP financing mechanism, Longmont’s Civic Cen- Our business loans adjust to ter, the library, the Safety and Jus- tice Center and the Development Services Center were put up as collateral. As the building-backed loans are paid off over the next 23 years, the city will get the titles back Your business one by one. City finance director Jim Golden said the city will get the becausebecause wewe knoknow everyevery business customer deservesdeserves sspecialpecial consideration. title for the Development Services Center back first, followed by the Safety and Justice Center, the Civic Center and the library, respectively. The use of city buildings as collateral drew fire from some mem- Competitive Rates tFlexible TermTt-PDal DeDisions bers of the public when the financing plan was given final approval by the city council in July, and still rankles some. But the city council had directed staff to pursue the idea about 18 months earlier. The city also had considered issu- ing Urban Renewal Authority bonds as well as having the Metro District set up by NewMark issue bonds. But the city got better financing terms on the COPs — 3.8 percent — than either of the other methods, Golden said. The COP route also is a way for municipalities to issue debt without putting a bond sale before the voters. The public buildings put up as collateral were chosen largely because there were few in town that were cumulatively worth $30.7 million. Plus, the payments made on COPs are subject to annual appro- priation by the city council, meaning the council could decide to not make those payments in any given year if finances got tight. Investors, Golden said, want to see buildings that are essential to the city so that they know the city won’t choose to walk away from the payments. home “If it isn’t important, then you Your for better banking. don’t get a very strong sense that the government will make that appro- priation each year,” Golden said. 970.203.6100 Other cities in Colorado have 303.682.7100 used certificates of participa- Member FDIC tion for major projects in recent Loans subject to credit approval. years. Grand Junction put its city 18 | Oct. 3-16, 2014 BizWest | www.bizwest.com

TWITTER from 1A ing action on key issues. All members sary and outdated tax exception that of Colorado’s congressional delegation ABA’s Twitter map targets Congress is no longer justified. Credit unions have Twitter handles. have moved away from their original The average age of Twitter users in The American Bankers Association has created a Twitter map for bankers mission, and have outgrown their to send prewritten tweets to members of Congress about issues the the United States is 25.6, according to special tax-exempt status. Taxpayers association is lobbying lawmakers on. New York-based Statistica Inc. Chris can no longer afford to continue sub- McVay, vice president and Longmont sidizing the credit union industry to market manager for High Plains Bank, the tune of $2 billion a year.” is one of the younger banking execu- n The tweet: As a constituent, I ask tives in the region at 33. @reptipton to support ending the credit McVay uses Facebook to promote union tax exemption. #itstime2pay some of the bank’s activities in the Bill Hampel, interim president and community such as fundraisers. “I chief executive of the Credit Union don’t do much on Twitter,” he said. National Association, said the key He had not heard of the ABA’s distinction between banks and credit service, but said it sounds like a “fast, unions that warrants the tax exemp- efficient way to communicate.” He said tion is that the beneficiaries of credit High Plains would need to explore it unions are the members that they further before having any of its bank- serve, while the beneficiaries of banks ers use it. are their shareholders. He said because “We’d have to make sure we would of credit unions’ cooperative owner- be in compliance with social media ship structure, any excess profits they guidance,” set last year by the Federal earn are redirected back to all mem- SOURCE: AMERICAN BANKERS ASSOCIATION Financial Institutions Examination bers in the form of lower loan interest Council, he said. The council’s general rates and higher savings yields. guidelines include a section on the on the issues their constituents are This bill would amend the Truth in need to understand risks pertaining to facing.” Lending Act by allowing a creditor to Farm credit reputation associated with the use of For those who embrace the Twit- presume that a residential mortgage The association wants Congress to social media. tersphere, the first four topics the loan has met the requirement that reform the Farm Credit System, argu- James Ballentine, the ABA’S Wash- association is targeting are about reg- the borrower has a reasonable ability ing that it is “imperative in creating ington-based executive vice president ulatory burden on community banks, to repay it, if the loan is a qualified a level playing field for agricultural for congressional relations and political data security, credit union tax exemp- mortgage. The bill would broaden the community banks. The U.S. can no affairs, is hoping bankers of all ages will tions and the farm credit system. definition of qualified mortgages to longer afford this $247 billion govern- participate in the lobbying campaign. include mortgages held on a lender’s ment sponsored enterprise.” “These issues have taken on critical Regulatory burden balance sheet. And it would limit n The tweet: Golf courses aren’t importance to bankers and taxpayers The association contends that the right of borrowers to file claims farms. As a constituent, I ask @repco- across the country,” he said. “This map community banks need regulatory against holders of such loans. rygardner to support farm credit system provides bankers with a quick and easy relief bills passed, such as the Portfo- n The tweet: So many new regs, it’s reform. #farmcredit way to educate members of Congress lio Lending and Mortgage Access Act. tough for banks to serve our customers. Ken Auer, president and chief @repmikecoffman please support banks executive of the Farm Credit Coun- in your district. #regburden cil, wouldn’t comment on the ABA’s Twitter campaign. But he said Farm Data security Credit uses social media to promote a The association wants Congress “fact-based conversation about how it to hold retailers and others to nation- supports agriculture and rural Amer- wide standards for safeguarding cus- ica. … We use communications tools tomer information and breach notifi- like Twitter to tell members of Con- cation – and that those responsible for gress the success stories of the Farm data breaches also are responsible for Credit customers they represent.” their associated costs. The map is available through n The tweet: Banks protect data Amplify, the association’s free advo- & notify customers of #breaches – @ cacy platform. Bankers don’t have to markudall this constituent asks 4 nat’l be association members to create an standard 4 merchants #datasecurity account.

Credit unions Doug Storum can be reached at 303- The association believes it’s time to 630-1959, 970-416-7369 or dstorum get rid of what it calls “the unneces- @bizwestmedia.com.

SUPPORT LOCAL BUSINESS! At Farmers Bank, all deposits and money stay here to support and fund other local businesses. These people are your customers, your neighbors and your friends. Can the “Mega” banks in town say that?

713 S. Lemay Ave., • Ft. Collins CO • 970.221.2020 119 First St., Ault CO • 970.834.2121 • 800.241.4440 www.farmersbank-weld.com BizWest | www.bizwest.com Oct. 3-16, 2014 | 19

RETAILERS from 11A A FINE WINE IS A (Europay, MasterCard, Visa) while those banks will hit the cards are expected to replace the ground running with the capabil- PROMISE TO THE FUTURE magnetic-strip variety predomi- ity this month, it will likely take Just like a retirement plan nant now to help thwart hack- smaller banks a few months to get ers trying to steal personal infor- set up with the service. When you enjoy a rare vintage, you uncork a commitment made long ago. mation. EMV companies set the Jim Reuter, executive vice pres- With adequate time and proper care, simple ingredients yield marvelous global standard of interoperation ident of FirstBank in Golden, said results. Similarly, a retirement plan is a promise to your tomorrow. for such cards. Rather than swip- he expects that FirstBank will be ing credit cards, consumers will set up to accommodate Apple To learn about transforming assets into a reliable retirement plan, call today. insert them into a point-of-sale Pay within two to three months. MICHAEL TRINEN, CFP® PIN pad. But he said the head start of the Senior Vice President-Branch Director Salazar said it costs small retail- big banks is more “style over sub- Private Client Group, Consulting Group ers about $400 per terminal to stance” given that so many retail- Accredited Wealth Manager buy systems equipped to handle ers still need to upgrade their POS (970) 206-1174 | [email protected] EMV as well as NFC payments, terminals. 3003 E. Harmony Road, Suite 400 There’s Wealth in Our Approach.™ although those costs can vary. By the time there’s mass adop- Fort Collins, CO 80528 Sean Angelo, general manager tion at the point of sale, he said, A division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC. of Budget Home Supply in Long- “I think we’ll be in a good place.” mont, said he recently purchased The bigger concern for banks 10 new PIN pads capable of EMV is how revenues will be affect- and NFC from Epicor, replacing ed. Apple Pay won’t affect the all but three in his store. The interchange fee paid by retailers cost of that, including installation, to process credit- and debit-card At First FarmBank, we’re all warranty and some other software transactions, but Apple now will about growth. upgrades he had installed, was start getting a cut of the banks’ more than $10,000. That’s after portion of those fees. spending $14,000 just five years Add to that that the push ago to upgrade his PIN pads. toward EMV and Apple Pay is That’s why we offer a full range “The credit card companies expected to increase the number of banking services for the make everything sound like of PIN-based transactions versus businesses that make Colorado they’re doing the end user a favor,” signature-based transactions at a great place to live and work. Angelo said, “but the retail outlet the point of sale. For banks such as That’s probably why we’re also Hometown values. has to eat all of those costs. (The FirstBank with more than $10 bil- growing – with two locations in Hometown strong. standards) will change again, and lion in assets, the interchange fee Greeley, one in Yuma and www.firstfarmbank.com they’ll force me to purchase dif- received by banks is no different another in Sterling. Come see (970) 346-7900 Greeley ferent (terminals) five years from for either type of transaction. But what great customer service is (970) 848-2779 Yuma Member now.” for smaller banks, if a consumer all about. (970) 522-2444 Sterling FDIC Apple Pay is not the first form signs for a debit-card transaction of mobile payment to utilize NFC as he would for a credit-card trans- technology to give consumers the action, the bank collects a larger ability to use their credit cards at interchange than it would if the 1RPDWWHUZKDWW\SHRIH[SHULHQFH\RXHQYLVLRQZKHWKHUODUJHRUVPDOOZHFDQEULQJLWWROLIH 2XUKLJKTXDOLW\SURGXFWVDQGOHDGLQJHGJHHYHQWGHVLJQVROXWLRQVFDQDFFRPPRGDWHDQ\VW\OHDQG stores without taking them out consumer typed in his PIN num- EXGJHW2XUJRDOLVWRSURYLGHDQRKDVVOHDOOGD]]OHHYHQWH[SHULHQFHWKDW\RXZLOOHQMR\DQGUHPHPEHU of their pockets. Google Wallet ber. has been in the market for a cou- With banks already seeing ple of years on Android phones, interest and fee income decrease although adoption has been slow. in recent years, the shift toward Given iPhone’s massive share of PIN-based transactions could be the smartphone market, though, another hit, says Mark Bower, many believe the release of Apple executive vice president of Love- Pay could provide a significant land-based Home State Bank and boost for NFC payments. chairman-elect of the Colorado “Apple controls 40 percent of Bankers Association. the U.S. smartphone market, and “This debit-card fee income is they bring a loyal, tech-savvy cus- big, and cutting into that would tomer base to the mobile-pay- be painful for us,” Bower said. “We ments market that has been largely don’t know which way it’s going missing up until now,” said Randy to go yet.” Vanderhood, executive director Despite the concerns, retail- of the Smart Card Alliance, an ers and banks welcome the secu- industry association working to rity upgrades and understand the increase understanding and adop- marketing aspect of making sure tion of various smart-card tech- they can accommodate customers nologies. with the latest technology. Budget According to Smart Card Alli- Home Supply’s Angelo said the ance figures, only about 20 per- launch of Apple Pay didn’t influ- cent to 30 percent of POS termi- ence his decision to upgrade his nals have been upgraded to EMV PIN pads sooner than he would capability, and it’s mostly the large have otherwise, but he knows retail and grocery chains, conve- customers will expect to see it at nience stores and fast-food outlets his checkout counters. that have done so. “As the times change,” Angelo For banks, the concerns regard- said, “you have to be able to mod- ing Apple Pay and EMV are a bit ify and adapt your practices.” more nuanced. :('',1*6 Apple, for instance, worked Joshua Lindenstein can be reached &25325$7((9(176 35,9$7(3$57,(6 with the nation’s largest banks at 303-630-1943, 970-416-7343 (9(173/$11,1* '(6,*1 7(17$1'$9(48,30(17(;3(57,6( such as Bank of America, JP Mor- or [email protected]. +,*+48$/,7<352'8&76$1'/($',1*('*( gan Chase, Wells Fargo and US Follow him on Twitter at @joshlin- (9(17'(6,*162/87,216

Bank to roll out Apple Pay. So denstein. %28/'(5)257&2//,1672//)5((5&(9(17:::5&63(&,$/(9(176&20 20 | Oct. 3-16, 2014 BizWest | www.bizwest.com

AN ADVERTISING FEATURE OF BIZWEST ThoughtLeaders BUSINESS ANSWERS TO PRESSING B2B MATTERS

DEBT MANAGEMENT HEALTH CARE A/E/C INDUSTRY

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Forbes Logo © 2013, 2012, 2011, Forbes Media LLC. Used with permission. First National Bank, a division of First National Bank of Omaha. BizWest | www.bizwest.com Oct. 3-16, 2014 | 21 BIZWEST Recycling Companies LIST Ranked by number of employees

Number of Phone/Fax Person in Charge Employees 2014 E-mail Title RANK Company Employees 2013 Services Website Year Founded Gallegos Sanitation Inc. 160 Recycling single stream hauler cardboard, industrial plastic recycle glass hauler. 970-484-5556/970-484-0662 1959 1941 Heath Parkway 130 [email protected] 1 Fort Collins, CO 80524 www.GSIwaste.com Waste Management of Northern Colorado 88 Recycling collection, trash collection, portable toilet service 970-674-2505/970-674-2515 Nate Van Weelden 40950 Weld County Road 25 85 [email protected] district manager 2 Ault, CO 80610 www.wm.com 1968 Eco-Cycle Inc. 66 Largest non-profit recycler in the U.S. and international pioneer in conserving resources 303-444-6634/303-444-6647 Suzanne Jones 6400 Arapahoe Ave. 64 through Zero Waste initiatives. Business recycling, compost & hard-to-recycle collections [email protected] executive director 3 Boulder, CO 80303 (electronics & much more), event services, school programs. www.ecocycle.org 1976 A-1 Organics 36 Recycling services, food waste recycling, green waste recycling, wood waste recycling, 970-454-3492/970-454-3232 Charles Wilson 16350 County Road 76 23 recycler of organic non-toxic, non- hazardous materials. [email protected] president/CEO 4 Eaton, CO 80615-8705 www.a1organics.com 1974 Waste-Not Recycling 33 Resource recovery programs for excess equipment, surplus inventory and electronics 970-669-9912/970-669-9926 Todd Loose 1065 Poplar St. 25 recycling. Recycling services for cardboard, plastic, metal and other commodities. [email protected] vice president/COO 5 Johnstown, CO 80534 www.waste-not.com 1989 Larimer County Solid Waste Department 28 Drop-off recycling containers on site, recycling receiving facility operated by Waste 970-498-5760/970-498-5780 Stephen Gillette 5887 S. Taft Hill Road 21 Management on site. [email protected] department director 6 Fort Collins, CO 80526 www.larimer.org/solidwaste 1963 Hageman Earth Cycle Inc. 25 Retail and wholesale landscape supplies, organic recycling, grass, leaves, weeds, garden 970-221-7173/970-221-7163 Roger Hageman 3501 E. Prospect Road 20 waste. Woody material, branches, construction material. [email protected] owner 7 Fort Collins, CO 80525 www.hagemanearthcycle.com 1974 Colorado Iron & Metal Inc. 16 Scrap metal recycling: Aluminum, copper, steel, brass, lead, stainless steel. Roll-off 970-482-7707/970-449-4971 Dan Garvin 903 Buckingham St. 23 containers available. [email protected] president 8 Fort Collins, CO 80524 www.coloradoironmetal.com 1995 ReSource 14 Retail store and yard offer donor sourced, reclaimed architectural salvage and other building 303-419-5418/303-440-0703 Joel Frank 6400 Arapahoe Road 20 materials, tool Library program, deconstruction program including pick-ups of donated [email protected] senior manager 9 Boulder, CO 80303 materials. www.ReSourceYard.org 1996 RMB Recycling Center 12 Recycling metals and misc materials. Reconditioning wood pallets(40X48, 4-ways). Sell 970-484-5384/970-484-5394 Dean Hoag 1475 N. College Ave. 12 reconditioned auto batteries. [email protected] president 10 Fort Collins, CO 80524 www.rmbrecycling.com 1982 Green Girl Recycling Services LLC 7 We provide front-door style, complete recycling services to residential and commercial 303-442-7535/303-459-1012 Bridget Johnson 21 South Sunset 7 customers in Boulder, Larimer and Weld counties. Offering data destruction (shredding) & [email protected] owner 11 Longmont, CO 80501 electronics recycling. www.greengirlrecycling.com 1999 City of Fort Collins - Environmental Services 1 Recycling drop-off site for use by general public and businesses. 970-221-6600/N/A 2002 Dept. Recycling Drop-off N/A [email protected] 12 1702 Riverside Drive www.fcgov.com/recycling Fort Collins, CO 80521 Researched by Kiley Gant Regions surveyed include Boulder, Broomfield, Larimer and Weld counties

ClimateWise, on Business Smart BoulderYe Valley Schools District Capital3A Improvements Bond Improving All BVSD Learning

Environments While: ## Creating Local Construction Jobs ## Boosting Real Estate Values

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Boulder Chamber of Commerce Impact on Education Boulder Valley Education Association Boulder Housing Partners Foundation

Improving All Buildings # Benefiting All Students www.YesOn3A.org Paid for by the Vote Yes on 3A Campaign, Stan Garnett, Treasurer 22 | Oct. 3-16, 2014 BizWest | www.bizwest.com BIZWEST LIST Energy-Evaluation Firms Ranked by number of audits performed

No. of energy audits Person in charge performed 2013 % Residential Phone/fax Title RANK Company No. of employees % Commercial Website Products/Services Year founded EnergyLogic Inc. 4,100 98% 970-532-3220/970-532-5074 Residential and commercial energy evaluations for new and existing buildings. Steve Byers 309 Mountain Ave. 46 2 www.nrglogic.com LEED, Energy Star, HERS ratings. CEO 1 Berthoud, CO 80513-9261 2006 Fort Collins Utilities 1,259 80% 970-221-6700/970-221-6619 Residential - Home Efficiency Program and sprinkler system audits; Commercial - Kevin Gertig 700 Wood St. 430 20 www.fcgov.com/utilities facility assessments executive director 2 Fort Collins, CO 80521 1882 Poudre Valley Rural Electric 400 98% 800-432-1012/970-226-2123 Electric utility. Jeff Wadsworth Association Inc. 83 2 www.pvrea.com CEO 3 7649 REA Parkway 1939 Fort Collins, CO 80528 City of Loveland Water and 378 83% 970-962-3000/970-962-3400 Electric, water and wastewater utility services. Steve Adams Power 120 17 www.cityofloveland.org director 4 200 N. Wilson Ave. 1887 Loveland, CO 80537 Ecosyste.ms 350 0% 720.379.4005/N/A Ecosyste.ms is dedicated to assisting various organizations with energy efficiency R.J. Mastic 1724 Broadway 5 100 www.ecosyste.ms and sustainability projects. Specializing in energy savings projects for commercial founder/CEO 5 Boulder, CO 80302 buildings. 2007 Brendle Group Inc. 244 0% 970-207-0058/970-207-0059 Energy assessments, energy planning, renewable energy feasibility, smart grid Judy Dorsey 212 W. Mulberry St. 15 100 www.brendlegroup.com applications, energy modeling. president 6 Fort Collins, CO 80521 1996 HOMER Energy 200 15% 720-565-4046/N/A Provides software and services to design microgrids and distributed energy Peter Lilienthal 1790 30th St., Suite 100 10 85 www.homerenergy.com systems. These small electrical grids allow for more renewable energy on islands, CEO 7 Boulder, CO 80301 universities and other campuses. 2009 Green Energy Audits 186 99% 303-261-6797/N/A Home energy audits, SmartRegs inspection, blower door test, infrared thermal Cary Leech 1321 College Ave., No.114 1 1 www.greenenergyaudits.com imaging, safety combustion appliance testing, energy advisor, written report on owner 8 Boulder, CO 80302 findings and recommendations. 2011 Platte River Power Authority 122 0% 970-226-4000/970-229-5244 Not-for-profit wholesale electricity generation and transmission provider. Jackie Sargent 2000 E. Horsetooth Road 220 100 www.prpa.org general manager 9 Fort Collins, CO 80525 1973 Efficiency Matters LLC 100 100% 970-556-1249/N/A Top quality green home improvement services including energy audits, insulation, Greg Fox 1800 Lincoln Ave., Suite A 6 0 www.efficiencymatters.net air sealing, doors, windows, retrofitting and remodeling. general manager 10 Fort Collins, CO 80524 2010 A Balanced Home 75 100% 303-885-0083/N/A Energy audits Jana Milsten 3980 N. Broadway 1 0 N/A owner 11 Boulder, CO 80301 N/A Alt E Wind & Solar Ltd. 25 88% 970-482-7652/970-221-9463 Solar and wind renewable-energy system design & installation. Rick Pike 734 Elk Ranch Lane 4 12 www.altewindandsolar.com president 12 Fort Collins, CO 80524 2010 Researched by Kiley Gant Regions surveyed include Boulder, Broomfield, Larimer and Weld counties. Source: BizWest survey

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truenorthcompanies.com BizWest | www.bizwest.com Oct. 3-16, 2014 | 23 BIZWEST LIST Clean-Tech Companies Ranked by number of local employees

Phone/Fax Person in Charge Number of Employees - Local Email Title RANK Company Number of Employees - Worldwide Products/Services Website Year founded Woodward Inc. 1,300 Components and systems that enable energy control, efficient 970-482-5811/N/A Thomas Gendron 1000 E. Drake Road 7,100 operations and lower emissions in large industrial engines. [email protected] CEO/chairman 1 Fort Collins, CO 80525 www.woodward.com 1870

Real Goods Solar Inc. 150 A full-service solar electric company providing everything from the 888-56-SOLAR / 888-567-6527/ Dennis Lacey 833 W. South Boulder Road N/A planning stages to the installation and deployment of solar-energy 303-222-8323 CEO 2 Louisville, CO 80027 systems; fronts utility rebates. [email protected] 1978 www.rgsenergy.com

Simple Energy 50 Interactive data-driven software that informs people about their 303-953-4735/N/A Yoav Lurie 1215 Spruce St., Suite 301 N/A energy use and makes saving energy social, fun, and simple. [email protected] Justin Segall 3 Boulder, CO 80302 www.simpleenergy.com CEO/co-founder president/co-founder 2010 CLEAResult 30 Demand-side management and energy efficiency program 303-325-7650/303-544-6050 Laura Hutchings 1722 14th St., Suite 210 N/A implementation for utilities and communities. N/A 2006 4 Boulder, CO 80302 www.clearesult.com

Main Street Power Company Inc. 30 Solar developer 303-444-3020/303-449-3058 Amory Host 4875 Pearl East Circle, Siute 200 30 [email protected] president/CEO 5 Boulder, CO 80301 www.mainstreetpower.com 2009

Lightning Eliminators & Consultants Inc. 28 Lightning protection, grounding and surge protection design, 303-447-2828/N/A Avram Saunders 6687 Arapahoe Road 28 solution, equipment and systems based on charge transfer [email protected] CEO/president 6 Boulder, CO 80303 technology. www.lightningprotection.com 1971

Solix BioSystems 26 Integrated solutions and services that enable large-scale cultivation 970-692-5600/N/A Austin Maguire 500 E. Vine Drive 26 of algae. [email protected] CEO/president 7 Fort Collins, CO 80524 www.solixbiosystems.com 2006

Independent Power Systems Inc. 25 Solar electric systems for homes, businesses, government 303-443-0115/303-443-2173 Tony Boniface 1501 Lee Hill Road, Suite 24 40 agencies. Complete solar electric design and installation. Master [email protected] founder/CEO 8 Boulder, CO 80304 electrician and professional engineer on staff. www.solarips.com 1996

Siemens Energy Inc. 25 Services a wide array of products: industry (transportation, building, 303-895-2100/N/A Eric Spiegel 1050 Walnut St. N/A water treatment and lighting); energy (fossil fuel, renewable energy, N/A president/CEO 9 Boulder, CO 80302 power transmission and distribution). www.usa.siemens.com 1847

Lightning Hybrids 22 Vehicle hybrid systems that reduce fuel use and emissions on fleet 800-223-0740/N/A Tim Reeser 319 Cleveland Ave. 25 vehicles. More powerful and efficient than electric hybrids. [email protected] president/co-founder 10 Loveland, CO 80537 www.lightninghybrids.com 2008

Lumos Solar LLC 15 LSX Frameless Solar Panels/Modules SolarScapes, total solution for 303-449-2394/N/A Scott Franklin 3550 Frontier Ave., Ste C-2 N/A solar overhead application project manager of commercial & larger [email protected] president/CEO 11 Boulder, CO 80301 solar installations Design and Engineering of solar systems www.lumossolar.com 2006

recycOil LLC 13 Provides used cooking oil recycling services to more than 1600, 303-544-1500/303-544-1502 Aaron Perry 8820 W. 116th Circle, Suite B 13 restaurants in the region. Provides sustainable biodiesel solutions [email protected] CEO 12 Broomfield, CO 80021 for fleets throughout the west. www.recycoil.com 2005

Peak Efficiency LLC 10 Manufacturer of web-enabled energy monitoring and control 970-545-3630/970.545.3630 Greg Tropsa 7038 Spanish Bay Drive 10 equipment and sensors. N/A president/CEO 13 Windsor, CO 80550 www.peakefficiency.com 2013

HOMER Energy 10 Provides software and services to design microgrids and distributed 720-565-4046/N/A Peter Lilienthal 1790 30th St., Suite 100 12 energy systems. These small electrical grids allow for more [email protected] CEO 14 Boulder, CO 80301 renewable energy on islands, universities and other campuses. www.homerenergy.com 2009

OptiEnz Sensors 10 Sensing systems for detecting organic chemicals in water and 855-678-4369/970-221-1699 Stephen Witt 320 E. Vine Drive, Suite 221 10 aqueous solutions. Markets in oil and gas, groundwater monitoring, [email protected] CEO 15 Fort Collins, CO 80524 food and beverage and biotech. www.optienzsensors.com 2010

GFuels LLC 10 Oil & gas, renewable energy, solar charging stations, wind energy 720-515-4318/N/A Adam Gittins P.O. Box 630013 10 development. [email protected] president 16 Highlands Ranch, CO 80163-0013 http://www.gfuels.com 1997

Bella Energy Inc. 8 Commercial-scale solar electric, wind, and industrial solar thermal 303-665-2100/303-666-7467 Jim Welch 500 S. Arthur Ave., Suite 500 11 project development and installation. Integration of renewables with [email protected] founder/president 17 Louisville, CO 80027 off-grid and diesel micro-grid systems. www.bellaenergy.com 1982

WeatherCloud Inc. 4 Weather intelligence. 720-608-8602/N/A E. Reeves 2401 Broadway N/A [email protected] CEO 18 Boulder, CO 80304 www.weathercloud.co 2013

LeapTech Solutions 2 Computer support, maintenance, troubleshooting, websites, 202-423-7060/N/A Jose Beteta 2525 Arapahoe Ave., E4-229 2 marketing, social media, business training. [email protected] CEO/founder 19 Boulder, CO 80302 www.leaptechsolutions.com 2008

Green Motions Telecom 2 Extending and delivering high quality wireless telecommunications 720.933.7623/N/A Kathleen Stelmach 3233 Blue Grass Court 4 to all areas through the use of wind and solar energy. [email protected] CEO/founder 20 Castle Rock, CO 8019 www.greenmotionstelecom.com 2009

Researched by Kiley Gant 24 | Oct. 3-16, 2014 BizWest | www.bizwest.com

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PRESIDENTIAL SPONSORS VIP RECEPTION SPONSOR VICE PRESIDENT SPONSORS BizWest | www.bizwest.com Oct. 3-16, 2014 | 25 THE EDGE BIZWEST WWW.BIZWEST.COM Which business plan do you need? ost small businesses are oper- can make it obso- trying to flesh out and compare ideas, lot of work, but is the only way you’ll ating without a useful busi- lete. a business-model canvas may only find critical gaps between the various Mness plan. You might reflect a few days’ worth of work. As groups. Yeah, I know: you’re absolutely need to get to you focus in on one idea, though, the The way to avoid developing a shocked by this revelation. There’s a that kind of canvas becomes a summarization of “fragile” structure – one which is obso- good reason for this, though. depth if you’re weeks and months worth of investi- lete as soon as it’s written – is to focus Many businesses started because looking for exter- gation, evaluation and decisions. It’s primarily on the larger goals, priorities the founder was passionate about an nal funding or backed up by a range of other docu- and culture. Within that structure, idea, tapped some resources and found want to sell the ments, spreadsheets and reports. people will be more free to use com- a willing customer base. A company company. That’s SMALL When you’re looking to make pro- mon sense and experience to make BUSINESS was born, and things grew incremen- not a problem, as posals targeted at business investment, their day-to-day decisions. ADVISER tally from there. long as you real- you’ll find many examples of formats You’ll also identify the core endur- If you think about it, that’s a bit of ize that it’s not a Carl Dierschow which coalesce a full business plan into ing processes of your company. When a plan. It may fit on a bar napkin, but great tool for mak- 5 to 10 slides. The TV show “Shark it’s important to keep a process stable it can be incredibly powerful because ing effective decisions going forward. Tank” doesn’t like to use PowerPoint and predictable, it’s worthwhile to it’s simple. Usually I take a much more prac- because it’s not as entertaining as ver- spend the effort needed to create it After you get more successful, tical approach with my clients. We bal jousting and product demonstra- and gain buy-in from all the affected you realize that there are many parts have a one-page strategic plan which is tion, but you can see that they cover parties. of your business model you didn’t centered around taking focused, use- the same topics usually conveyed Of course, a process is only stable address. To sustain your early success ful action – and, yes, it really fits on a through a slide deck. Realize, too, that when the goals and priorities driving and grow, you’ll probably have to cre- single page. That’s because it’s about the 10 minutes you see on the show it don’t change. When that foundation ate a real business plan. prioritizing action and progress, not is condensed from a discussion which shifts, it’s time to re-examine your That’s where your anxiety sets in. about describing the business. may extend for a couple of hours. core business processes. All the experts tend to point to a Another succinct format, often When you grow your business to Are you reluctant to start your real business plan that reflects tons used by startups, is the business-model have departments and layers of man- business planning activities? Don’t be. of research, and is probably 30 to 50 canvas initially proposed by Alexander agement, it will be useful to develop Just know how much of a plan will be pages. When you finally get through Osterwalder. This is much more of a multiple documents reflecting that truly useful for you and make practical all the work, you realize that it’s one-page summary of the business, structure. There can be product-line tradeoffs. Even one page can be tre- already obsolete because the market and can be incredibly useful for rapidly business plans and function business mendously useful. has changed and you’ve had to adjust iterating through changing proposals. plans. on the fly. The depth you put behind it Your most important activity is to Carl Dierschow is a Small Fish Business This is a “fragile” business plan, depends on how you’re going to use it. reconcile these with each other and Coach based in Fort Collins. His website because any of a thousand occurrences During the early stages, when you’re the overall company plan. That’s a is www.smallfish.us. Here’s how to help your recruiter sell you n case you hadn’t noticed, the job work with them. The type of agency or recruiter “With the market picking up, market is picking up! Last week, It can be con- you choose depends on your career many boutique firms and new Ia record five recruiters showed fusing to know goals. Start by researching options recruiters are coming on the scene,” up to conduct speed interviews how to choose and asking trusted colleagues for Lea said. “It is perfectly)&,1'' acceptable at a local networking meeting. As the right recruit- recommendations. Once you have a to ask a recruiter about their years employers struggle to find the tal- er for your situ- list of possible agencies, set appoint- of experience and how long the firm ent ¼ļŒêÏê¼®they need, they often turn to Ĥļ¼éĒŷĉ¼® ation. Do you Z|ù¼ńments Ŷ¼ĉŒ to meet with recruiters face has been in business. Be selective!” recruitersTļ¼ŶêĒşńùź for help. |ļ¼® ÏĒļĪĪĪ Tļ¼ŶêĒşńùź ļêŶ¼ĉĪĪĪgo to a general to face. Additionally, “Many people It.Ï may êŒĹń ĉĒ makeŒ|¼ļŒêÐ¼® sense to Ĥļ¼éĒŷĉ¼®work with a ş®ê© staffing êŒ ®Ē¼ńĉĹŒ agency? ă|ŒŒ¼ļĪ CAREERS Eric Lea, branch manager at Rob- assume that they cannot work with recruiter as part of your overall job- Should you work ert Half, suggests candidates inter- more than one firm at the same Carrie Pinsky search strategy. However, many job with a more spe- view recruiters to learn about their time. This is not necessarily the case. seekers have misconceptions about cialized search areas of focus, the industries they I often tell job seekers to select two what recruiters do and how best to firm or a professional headhunter? serve and types of positions they fill. ➤ See Pinsky, 36 $7(

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ADVERTISING, COMMUNICATIONS where he managed projects including five in Fort Collins. She marketing and business development for Gene Paek joined expansion and renovation projects for New has more than 18 the architectural/engineering/construction advertising agency Belgium Brewery in Fort Collins. years of experience industry in Colorado. TDA Boulder as Blake has 20 years of industry experience in real estate and executive digital di- including nine as chief estimator and proj- mortgage financing. HEALTH CARE rector, a new agen- ect manager at a Northern Colorado com- Dr. Angela Swayne joined the medical staff cy-wide position re- mercial construction company. From 1995 Max Ellis retired of Northern Colora- sponsible for digital to 2004, he held a variety of positions at as Northstar Bank do Long Term Acute leadership, digital Sinnett Builders, including project manager, Colorado’s Gree- Hospital in John- strategy and tech- estimator, assistant project manager and ley branch market stown, a 20-bed, nology services. safety manager. president after 40 Ellis free-standing facil- He previously was years in the banking ity providing long- Paek principal at Ideate BANKING, FINANCE industry. Ellis began his career at Farmers term acute-care Digital in Denver. Chester Wang joined Merrill Lynch in Boul- State Bank in Yuma, then moved to First and critical-care der as a financial National Bank in Greeley, later holding po- services for patients adviser. He earned sitions with Intrawest Bank, United Bank, recovering from se- a bachelor’s de- Bank of Choice, Wells Fargo and Colo- rious illnesses or in- Swayne gree in business rado Community Bank, the predecessor to juries. She is board administration with Northstar Bank Colorado. certified in internal an emphasis on fi- medicine and palliative medicine. She prac- nance from the Uni- BIOSCIENCE ticed medicine in Georgia for 11 years after versity of Colorado Dr. Victor Sandor was named chief medical graduating from Mercer University School Boulder. officer at Boulder-based Array BioPharma of Medicine in Macon, Ga. She completed Inc. (NASDAQ: ARRY), a biopharmaceutical her residency in Internal Medicine at East- Ray Martinez, who company focused on the discovery, devel- ern Virginia Medical School in Norfolk, Va. Wang Dirksen Blake served three terms opment and commercialization of targeted as mayor of Fort small molecule drugs to treat patients with Collins, was appointed by unanimous vote cancer. Sandor’s experience includes lead- HIGH TECH ARCHITECTURE, CONSTRUCTION to the board of directors of Boulder-based ership positions at companies including In- Bill Wuertz was named senior vice president Dan Dirksen joined Fort Collins-based Elevations Credit Union. An active member cyte, Biogen and AstraZeneca. Sandor will for products and solutions at Longmont- Heath Construction as a senior project of several advisory boards in Fort Collins, replace Dr. Michael Needle, who is leaving based Dot Hill Systems Corp. (Nasdaq: manager, and Brian Blake was hired as he also has served on the Colorado Minority Array to pursue other opportunities. HILL), a supplier of enterprise-class stor- chief estimator. Dirksen has 13 years of Business Advisory age systems. He previously was senior management-level construction experi- Council, Colorado ENGINEERING vice president and general manager of the ence, including seven years in Northern Municipal League Matthew Krall RAID storage division at Avago Technolo- Colorado. At Lamar Construction in Love- and the board of joined the JVA Inc. gies, acquired from LSI. He also had been land, the Colorado School of Mines gradu- trustees of Colora- office in Boulder as vice president of the Client/Server Business ate was director of preconstruction for the do Mesa University. marketing manager, Unit for Symbios Logic Corp. and director company’s Western Division, overseeing He has a bachelor’s of design tools and libraries for AT&T. He the design, preconstruction and budget Kim Martin was degree in business also held management positions in product phases for such projects as the $20 million named assistant administration from marketing and design for NCR Corp. Wuertz Legend Flats apartments in Evans. Before vice president and Texas State Univer- earned a bachelor’s of science degree in Lamar, Dirksen was preconstruction man- mortgage loan of- sity and 10 years of electrical engineering from Montana State Martin Krall ager for The Neenan Co. in Fort Collins, ficer at FMS Bank experience doing University. an Yo! Extraordinary Happens Here

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INSURANCE estate transactions as well as issues related will be based at The Group’s office at 401 W. Brad O’Neill was hired to lead Fort Collins- to oil and gas. He received his bachelor of Mulberry St. in Fort Collins. based Flood and science in business administration from the Peterson’s em- University of Denver and his Juris Doctorate SERVICES (OFFICE FURNITURE, ployee benefits de- with Honors from the University of Wyoming PAPER SUPPLIERS, ETC.) partment. Named College of Law. Steve Manhart was hired as vice president the nation’s top for sales and design at Louisville-based employee-benefits REAL ESTATE Citron WorkSpaces, the furniture division of consultant in 2011 Audrey Clary joined Source Office and Technology. He has nearly by Risk & Insurance The Group Inc. Real two decades of contract furniture-industry Magazine, he creat- Chupik Chaloupka Estate as a broker knowledge, sales experience and customer ed the Roaring Fork associate/partner. care. He previously was vice president for Valley Community O’Neill and added Phillip She has an associ- sales and marketing for Workplace Re- Health Plan and as- Stackhouse to its ate’s degree in mar- source, a Herman Miller dealership in Denver. sisted with creation team of trial attor- keting and manage- of Colorado’s first health-insurance coop- neys. Chupik joined ment and began her Deadline to submit items for On the Job is three erative, Colorado HealthOps. Before joining Metier in 2008 after real-estate career in weeks prior to publication of each biweekly issue. Flood and Peterson, he was chief executive Clary more than a decade Steamboat Springs in Mail to Editor, BizWest Media LLC, 1790 30th St., of Golden Bee Advisors, a boutique insur- practicing law in 2004. She spent the Suite 300, Boulder, CO 80301; or email to news@bi- ance consulting firm. Colorado and Texas, past four years with Kapital Real Estate. Clary zwestmedia.com with On the Job in the subject line. and participating in Margaret Cook, vice president and Colora- more than 50 jury tri- do counsel at Alliant als while working for Stackhouse National Title Insur- the Galveston Coun- ance Co. in Long- ty District Attorney’s National Experience—Local Presence mont, has begun Office. He graduated from the University of her term as presi- Texas law school. Chaloupka earned his law dent of the Land degree from the University of Nebraska and Title Association of graduated from the Western Trial Advocacy HUB and Jim Sampson Colorado. Cook, Institute and the Trial Lawyers College in Du- who had been first working together to bois, Wyo. Stackhouse has litigated nearly vice president and 100 jury trials to ver- meet the needs of acting president of Cook dict and served 22 LTAC, was inaugu- Northern Colorado. years as an enlisted rated in September Marine, infantry of- at the association’s annual conference in ficer and trial lawyer. Vail. She has more than 17 years of experi- O ering Benets Consulting expertise in the areas of: ence in Colorado’s title insurance industry Edwin S. Chapin - Self funding, claims, network and RX evaluation Contact Jim: 970-420-1352 and four years of private law practice. joined the Greeley - Plan analytics, modeling and development [email protected] LAW office of Coan, Pay- - Private & Public Exchanges and Dened Contribution Metier Law Firm in Fort Collins promoted Phil- ton & Payne LLC, - Telemedicine and employee wellness Serving Northern Colorado from lip Chupik and Michael Chaloupka to partners representing clients - ACA planning and compliance our new Fort Collins o ce in the areas of real Chapin

Dick Monfort to speak at Northern Colorado Junior Achievement Inspiration Reception! Thursday, October 16, 2014 5:30 to 7:30 p.m. The Big Red Barn at Highland Meadows 6300 Highland Meadows Parkway; Windsor, Colorado FREE! Featured Keynote Speaker: Dick Monfort, Owner/Chairman and CEO of Colorado Rockies To RSVP please contact: [email protected] • http://www.janocowy.org Come and enjoy this celebratory event recognizing the positive impact Junior Achievement volunteers make on the lives of Northern Colorado’s young people!

Because it’s a hyper-competitive, fast-paced, interconnected world out there, WHAT IS volunteers and staff with Junior Achievement work hard every day to prepare JUNIOR and inspire Colorado youth to succeed in today’s global economy. Our volunteers ACHIEVEMENT? engage students in solving real-world problems to better prepare them for the complexities of both work and life in the 21st century. Junior Achievement® Presenting Sponsor: Media Sponsor: Inspiration Champions:

Empowering Young People to Program Champions: Own Their Economic Success

DRM Real Estate Advisors, LLC Consulting, Research and Valuation

Larry & Pat Kendall Matt & Suzanne Fries Steve and Susie Schrader 28 | Oct. 3-16, 2014 BizWest | www.bizwest.com BRIEFCASE BRIEFS ple’s Choice, Spanjer Homes. Unico Properties LLC, a Seattle-based real- estate investment and operating company, Chief executive Lisa Calkins, chief informa- will pursue LEED-Platinum certification for tion officer John Basso and chief operations core and shell at the 1738 Pearl Street build- officer Jay Millard of Boulder-based software ing in Boulder, now undergoing re-develop- development company Amadeus Consulting ment. Unico is majority owner and property won the Golden Bridge Business and Innova- manager of 1738 Pearl Street, which will be tion Awards under the Management Team of a 41,000-square-foot, mixed-use office and the Year category. The program recognizes retail building upon completion expected in and honors the world’s best executives and www.mcb-echallenge.com April. Its tenants include Frasca Food & Wine, management teams from every major industry Pizzeria Locale and the law firm of Berg, Hill, in the world. Greenleaf, and Ruscitti. The St. Vrain and Left Hand Water Conservan- Louisville-based Bella Energy completed a cy District was named one of three winners of solar project at the Town of Kersey’s waste- the Special District Association of Colorado’s Northern Colorado’s real growth water treatment plant. A ribbon cutting is to 2014 Collaboration Award, which honors be held Oct. 10. special districts that have effectively and ef- initiative just got better! $50,000 in ficiently partnered with other entities and lo- CONTRACTS cal governments to form successful working prize money + UNC BizHub incubator Boulder Brands Inc. and Papa Murphy’s Hold- relationships for the benefit of their citizens. ings Inc. (Nasdaq: FRSH) announced a deal The awards were presented Sept. 10-12 in support and exposure on 9NEWS! to make Udi’s Gluten Free pizza crust avail- Keystone. In the aftermath of the September able at Papa Murphy’s stores. Boulder Brands 2013 flood, SVLHWCD, Boulder County, the The Sixth Annual Monfort College of Business Entrepreneurial (Nasdaq: BDBD) is the parent company of city of Longmont, the town of Lyons and local Udi’s, which makes a wide range of gluten- Challenge is better than ever before! Not only does it offer one property owners began the challenge of ad- free bread and bakery products. dressing short-term recovery and the chan- of the largest cash prizes in the state, but now our winners also nel’s ability to handle spring runoff. The group receive business incubator services from UNC BizHub, the new Fort Collins-based Brinkman Construction became known as the St. Vrain Creek Recov- business incubator at the University of Northern Colorado! was been selected by Poudre Fire Authority ery and Restoration Team. for a service agreement to complete any and The competition is open to Colorado-based all of their construction projects throughout The Colorado Department of Higher Educa- start-up ventures. the next year. tion selected a University of Northern Colora- do course for freshmen as part of a statewide Broomfield-based Level 3 Communications campaign that promotes successful postsec- First Place $25,000 Inc. will build diverse fiber-entry points into ondary completion. Lt. Gov. Joe Garcia, who a data center slated to open in early 2015 at serves as executive director of CDHE, will visit Second Place $15,000 Houston-based Data Foundry, a provider of the campus in Greeley on Oct. 22 as part of data-center colocation, disaster recovery and the campaign titled Colorado Completes! The Third Place $10,000 managed services. UNC course submitted, University 101, is a three-credit course that promotes a success- DEADLINES ful transition from high school to college. Team Fort Collins extended the nomination deadline for its annual Lamplighter Award to FreeWave Technologies, Inc. in Boulder, Oct. 15. In its 12th year, the annual award is which provides industrial, secure Machine to Now Accepting Entries given to an individual or couple who contrib- Machine and Internet of Things wireless net- ute significant time, energy and resources to working solutions, received the 2014 North work with youth in Northern Colorado. Four American Unified Industrial Wireless Platform Applications are due Monday, December 1 finalists will be announced Nov. 15 at a Donor New Product Innovation Leadership Award Appreciation Open House at Blue Agave in from Frost & Sullivan for its WavePoint plat- To compete, submit application online at mcb-echallengge.com. Fort Collins, and the winner will be announced form. 1 Semi-finalists will be selected and notified by December 5. at the Simply Red gala on Feb. 13 at the Hilton Fort Collins. A trio of Boulder Valley companies have made Nominations can be submitted to gordon@ the B Corp Best for Workers List of 2014. The teamfortcollins.org. Nominee forms can be list honors the top 10 percent of all certified B downloaded at teamfortcollins.org. Corps, measuring metrics such as compen- Preliminary Challenge sation and benefits, health and wellness pro- EARNINGS grams, parent-friendly flex time and leave poli- Wednesday, January 28, 2015 Vail Resorts Inc. reported a widened loss for cies, professional development and internal University of Northern Colorado its fiscal fourth quarter – and issued a quar- promotion, corporate culture, profit sharing 2 University Center terly dividend. Broomfield-based Vail Resorts and ownership opportunities. Locally, Broom- (NYSE: MTN) cited 15 percent higher oper- field-based Application Experts, a software Each semi-finalist will have 15 minutes to present their new ating expenses and a $10.8 million loss as- company that helps alternative asset fund venture at during the Preliminary Challenge competition. sociated with a debt repayment that offset managers and institutional investors achieve Following each entrepreneur’s presentation, judges and other growth in revenue. On Sept. 11, the company strong performance, was honored in the Small business experts will provide valuable feedback during a announced that it had acquired the Park City Businesses category for companies with 10 private roundtable session. Mountain Resort in Utah from Powdr Corp. to 49 employees. In the Midsize Businesses for $183 million in a deal that ended a legal category for companies with 50 or more em- dispute between the ski-resort operators. For ployees, Boulder-based software develop- Monfort College of Business the period ended July 31, Vail reported a loss ment firm Rally Software Development Corp. of $75.4 million, or $2.08 a share, compared was honored along with Boulder-based solar Entrepreneurial Challenge with a loss of $59.9 million, or $1.67 a share, installation developer Namaste Solar. Thursday, March 26, 2015 for the same quarter in 2013. Revenue rose 21 3 9NEWS Studios percent to $135.5 million for the quarter. The Project Self-Sufficiency was designated as company’s board of directors also declared an Accredited Charity Seal Holder by Better Finals will be aired on KTVD Ch. 20 a quarterly cash dividend of 41.5 cents per Business Bureau Serving Northern Colorado share of common stock, payable Oct. 22 to and Wyoming’s Center for Nonprofit Excel- shareholders of record on Oct. 7. Net income lence. PS-S met all 20 BBB standards for for fiscal 2014 was $28.5 million. charity accountability.

KUDOS A new NerdWallet.com study ranks Boulder www.mcb-echallenge.com The NOCO HBA Parade of Homes presented No. 1 in the country for economic growth awards to the following builders in these cat- from 2009 to 2013, thanks in large part to a egories: Best Architectural Exterior, Hartford steep rise in median wages over that period. Homes; Best Floor Plan, Westmark Homes; The NerdWallet study analyzed U.S. Census Best Kitchen, Spanjer Homes; Best Master Bureau data for more than 500 of the larg- Suite, TriPointe Homes; Best Landscap- est American cities. Three criteria weighed ing, DR Horton; Best Outdoor Space, Aspen in: growth in the working age population; em- Homes; Best Green Home, Meritage Homes; ployment growth; and median income growth. Best Craftsmanship, HighCraft Builders; Re- modeling Excellence Award, HighCraft Build- McKee Medical Center’s cardiac rehabilitation ers; Best Overall Home, Spanjer Homes; Peo- program was recertified by the American As- BizWest | www.bizwest.com Oct. 3-16, 2014 | 29 BRIEFCASE NONPROFIT sociation of Cardiovascular and Pulmonary Denver-based Matrix Group Inc. purchased sic country KIIX-AM 1410, top-40 KSME-FM Rehabilitation. The hospital in Loveland was the Midtown Commons shopping center 96.1, country KXBG-FM 97.9 and KOLZ-FM NETWORK recognized for its commitment to improving at 2721 S. College Ave. in Fort Collins from 100.7, and classic-rock KPAW-FM 107.9, as the quality of life by enhancing standards of Everitt Industries Inc. for $11.6 million earlier well as KPAW-HD, a low-power alternative- GOOD DEEDS care. this month, according to public records. The rock station at 94.9 FM. Crayons to Calculators, a col- 98,764-square-foot shopping center sits on laborative annual school-supply Money magazine ranked Boulder 23rd on its 8.4 acres and is 96.3 percent leased; the three OPENINGS drive sponsored by Western Dis- list of the top 50 small cities in which to live, largest tenants are Jo-Ann Fabrics, Dollar Tree Cheyenne, Wyo.-based Sierra Trading Post posal and supported by many although Fort Collins, a former fixture of the and Arc Thrift Store. will open a store of more than 18,000 square local businesses, churches, civic rankings, was absent. The rankings included feet in The Square at 3500 S. College Ave. in organizations and hundreds of cities with populations between 50,000 and WhiteWave Foods Co. agreed to acquire Fort Collins on Oct. 9, offering up to 70 per- individuals, delivered 10,000 300,000, using data from Onboard Informat- Eugene, Ore.-based So Delicious Dairy Free cent discounts on their apparel, footwear, out- backpacks of school supplies to ics and factoring in things like median family from its shareholders, led by Wasserstein & door and fitness gear. The new store plans to students in Boulder Valley and St. income, home prices and job growth. Co., for approximately $195 million in cash. hire approximately 70 full- and part-time em- Vrain Valley public schools this Broomfield-based WhiteWave (NYSE:WWAV) ployees, and is continuing to hire. fall. EKS&H LLLP was named by Great Place to intends to fund the acquisition through cash Work as one of the best medium workplaces balances and available credit, according to a Amana Yoga Studio opened Sept. 6 in the GRANTS in the United States on its annual 2014 Best company statement. The deal is expected to space at Broadway and Pearl streets in down- Colorado Creative Indus- Small & Medium Workplaces List, published close in the next few months. town Boulder that had been occupied by Om tries announced recipients for in Fortune magazine. Ranked 14th, this is the Time Yoga. Its grand opening was held Sept. the 2014-2015 Colorado Cre- 27. sixth consecutive year EKS&H has received Encana Oil Gas USA Inc. purchased the Fire- ates grant program. A total of stone headquarters building of Flatiron Con- this honor. 162 grants were awarded in 32 structors for $7.8 million, and CVA LLC pur- The Group, Inc. Real Estate opened its sixth counties across the state totaling chased Flatiron’s 22-acre industrial yard and Northern Colorado location at 121 E. Moun- IBMC College was designated a Military $1,076,500. The grant awards are other adjacent facilities on the property on the tain Ave. in Old Town Fort Collins. Group Re- Friendly School by Victory Media, which is for activities that take place from awarded to the top 15 percent of colleges, east side of Interstate 25 for an undisclosed altors who have moved to the new location, amount. Flatiron is preparing to relocate its dubbed The Source, include: Kelly McBartlett, Oct. 1, 2014, to Sept. 30, 2015. universities and trade schools in the nation Grantees in Boulder County are that are doing the most to embrace military corporate headquarters to north of Denver. Scott Beasley, Paul Schnaitter, Joy Willett, Denver-based Encana Oil Gas USA operates James Mitchell and Nancy Walker. Ars Nova Chambers Singers students and dedicate resources to ensure Inc., Boulder Community Me- their success in the classroom and after grad- as the U.S. headquarters for Calgary, Alber- dia, Colorado MahlerFest, Eco- uation. IBMC, locally owned and operated by ta-based Encana Corp. (NYSE: ECA) (TSX: PRODUCT UPDATE Arts Connections, Longmont The Laub Co. Inc. since 1991, operates cam- ECA), an oil and gas exploration company Fort Collins-based Information Point Tech- Chorale, Inc., Motus Theater, puses in Fort Collins, Greeley, Longmont and with operations in Weld County. nologies, a network, web design, application Seicento Baroque Ensemble, Cheyenne. development and SEO company serving cli- California-based Fairfield Residential Co. ents in Northern Colorado and nationally, re- The Arts Studio, Schiff Dance Collective, Boulder Bach Fes- Marda Barthuli, a more than 40-year employ- LLC acquired the Peakview Apartments in designed upgraded and relaunched the web- ee of Ball Aerospace & Technologies Corp. in Lafayette for $25.5 million, according to pub- site for Poudre Property Services, a property tival, Boulder Ballet, Boulder management and maintenance company. Boulder, received the NASA Exceptional Pub- lic records. The complex, at 601 Merlin Drive Ensemble Theatre Co., Boulder

lic Service Medal for outstanding contribu- off South Boulder Road, has been renamed International Fringe Festival Boulder-based Lumos Solar introduced a tions to a NASA mission. She was recognized Ardenne. Bottom of Form Inc., Chamber Music Society of SmartPark solar electrovoltaic charging sta- for helping resolve a spacecraft anomaly and Fairfield bought the complex through its en- Boulder, Longmont Symphony tion, featuring the new GSX Glass-Glass Fra- for the execution of engineering processes tity Fairfield PeakView LLC from PCCP FPA Society Inc., OpenArts, Stories meless Module System. and configuration management for NASA’s Peakview LLC. on Stage, Dairy Center for the CloudSat mission. Ball Aerospace & Technol- Arts, Variety Arts of Louisville Boulder-based Head Rush Technologies will ogies Corp. is a division of Broomfield-based Kansas-based Sunflower Financial Inc. and and YMCA of Boulder Valley. Denver-based First Western Financial Inc. intrudice “FlightLine: Step Up and Take Flight” >Ball Corp. (NYSE: BLL). Broomfield County grantees are plan to merge. The new company will have in early 2015. The commercial free-fall ride will BackStory Theatre, Broomfield approximately $2.5 billion in bank assets and be mountable between approximately 60 to The Creative Alliance in Lafayette won an Dance Inc. and Danse Etoile $5.5 billion in trust and investment assets 90 feet. American Graphic Design Award from Graph- Ballet. Larimer County grant- under management. A name for the merged ees are Bas Bleu Theatre Co., ic Design USA Magazine for a video it pro- SERVICES company has not yet been determined, and Northern Colorado Intertribal duced for its client Carbon Cycle Energy. Information and Real Estate Services LLC of the company most likely will maintain offices Powwow Association, Estes in Denver and Salina, Kan. In Colorado, Sun- Colorado has added a software program to MERGERS & ACQUISITIONS Park Music Festival, Global Vil- flower has locations in Longmont, Denver, its multiple listing service that allows mem- Bill Barrett Corp. (NYSE: BBG) announced lage Museum of Arts and Cul- Monte Vista, Pueblo, Canon City and Green- ber agents to schedule and manage home- agreements to sell its assets in Wyoming tures, Canyon Concert Ballet, wood Village, while First Western has loca- showing appointments online. Financial terms and northwest Colorado and buy additional Fort Collins Symphony Asso- tions in Fort Collins, Boulder and Denver. of the deal between Loveland-based IRES acreage in the Wattenberg field in Northern and software integrator Centralized Showing ciation, Larimer Choral Society, Colorado. The Denver-based oil and natural- MOVES Service Inc. in Overland Park, Kan., were not OpenStage Theatre & Co. Inc., gas producer said the transactions include an The Apex Movement parkour gym in Love- disclosed. IRES was formed in 1996 as the Opera Fort Collins Inc., Rocky acreage exchange in which the company ac- land closed its doors Sept. 28 and moved to regional multiple listing for Northern Colo- Ridge Music Center Founda- quires nearly 7,900 net acres and 390 barrels Fort Collins. Movement Ascent LLC, doing rado by Realtor boards and associations in tion, Shambhala Mountain of oil equivalent per day of net production in business as Apex Movement Fort Collins, re- Boulder, Fort Collins, Greeley, Longmont and Center and the Center for Fine the Wattenberg field in exchange for the com- cently leased 2,354 square feet of warehouse Loveland/Berthoud. IRES also is the MLS Art Photography. Weld County pany’s acreage in the Powder River Basin in space at 2649 E. Mulberry St., where it plans provider for Realtor boards in Estes Park, and grantees are the University of Wyoming. Bill Barrett valued the transactions to reopen Oct. 5. Morgan and Logan counties. It also shares Northern Colorado Foundation, at $757 million. The deals will reduce Bill Bar- listing data with the Denver metro area and Colorado Dance Theatre Inc. rett’s $1.1 billion net debt to about $450 mil- MOVES / NAME CHANGES Colorado Springs. and the Greeley Chorale. lion. Countryside Asset Management Corp. changed its name to Haven Property Man- Ramco-Gershenson Properties Trust has agement and Advisors, and moved its Gun- added to its portfolio of shopping centers in barrel location to 1000 S. McCaslin Blvd. in Every day is someone’s special occasion. Colorado, closing on the sale of more than half Superior. of Front Range Village in Fort Collins. Ramco- Success becomes you. Gershenson (NYSE: RPT), paid $128.3 million NAME CHANGES Send flowers. to Alabama-based Bayer Properties LLC and Scentsational good wishes & congratulations Clear Channel announced Sept. 17 it is now to Northern Colorado Women of Distinction. institutional investors for 460,000 square feet iHeartMedia to reflect its transformation into of the 811,371-square-foot mixed-use shop- a multi-platform media company. The new ping center at the northeast corner of Harmo- name will cover its 859 radio stations, its six- www.palmerflowers.com ny and Zeigler roads. Ramco-Gershenson will year-old iHeartMedia digital streaming service 3710 Mitchell Drive manage the entire shopping center. including the iHeartRadio app and website, 226-0200 live music events and related companies. Lo- Denver-based CIC Bancshares Inc., the cal residents can receive up to 15 iHeartMe- Family owned since 1912 owner of Centennial Bank, has reached an dia-owned stations during normal conditions. agreement to acquire five Mutual of Omaha Stations in the Denver cluster include 50,000- Bank branches along the Front Range includ- watt news-talk-sports outlet KOA-AM 850, 100% ing one in Nederland. Mutual of Omaha Bank talk KHOW-AM 630 and KKZN-AM 760, alter- GUARANTEED branches in Idaho Springs, Evergreen, Coni- native-rock KTCL-FM 93.3, top-40 rhythmic Satisfaction 3710 Mitchell Drive, 970.226.0200 Fort Collins fer, Golden and Nederland will become Cen- KPTT-FM 95.7, album-rock KBCO-FM 97.3, www.palmerflowers.com tennial Bank branches, pending regulatory classic-rock KRFX-FM 103.5 and active-rock approval and the satisfaction of certain other KBPI-FM 106.7. Its Northern Colorado clus- ($ )$ " ( *"+ ,$-+# $ ! conditions, according to a joint statement. ter includes news-talk KCOL-AM 600, clas- Open and delivering flowers & gifts 7-days a week with extended hours to serve you. 30 | Oct. 3-16, 2014 BizWest | www.bizwest.com TIME OUT

COURTESY GREELEY CHAMBER OF COMMERCE Terri Hanson of ValuAds meets Chadd Bryant of Red Rocket Web Specialists at a Sept. 10 Business Before Hours event hosted by the Weld Family Clinic of Chiropractic in Greeley.

COURTESY GREELEY CHAMBER OF COMMERCE New Greeley Chamber of Commerce member Alex Burke of Alex Burke Photography chats with Glenda Haines of Eves & Haines Wealth Management during aSept. 10 Business Before Hours event. COURTESY ALLIANCE FOR SUICIDE PREVENTION OF LARIMER COUNTY Sabrina Steele, owner of Fort Collins-based Azurite Marketing and a board member of the Alliance for Suicide Prevention of Larimer County, gets a pie in the face on Sept. 2 as part of a “Mrs. Doubtﬁre Challenge” fundraiser. The challenge video was shown two days later at the group’s annual Life Savers Breakfast at the Fort Collins Hilton. More than $14,000 was raised for the alliance’s awareness, education and grief-support programs. The pie was thrown by Steele’s daughter, Isabel Missimer, 11.

COURTESY GREELEY CHAMBER OF COMMERCE Andrew Taylor, left, owner of Greeley Wired, poses with Ryan Mayeda of Weld Family Clinic of Chiropractic, which hosted a Business Before Hours event on Sept. 10 for the Greeley Chamber of Commerce. COURTESY STANTEC Rachel Evans and Sal Buccellato, two of 10 volunteers from the Boulder office of Edmonton, Alberta-based design firm Stantec (TSX, NYSE: STN), count loaves of bread inside the Commu- Email your event photos to Dallas Heltzell, dheltzell@bizwestmedia. nity Food Share warehouse on Sept. 15 as part of a companywide day of service. The volunteers com. Include complete identification of individuals as well as name, spent the day sorting and preparing food for donation to people in need in Boulder County. date and place of the event. BizWest | www.bizwest.com Oct. 3-16, 2014 | 31 FOR THE RECORD

Boulder County $232191. Case #51097. DEBTOR: JOHN $1339.11. Case #C-09c- Bankruptcies Foreclosures Judgments 9/10/2014 MANKO, Creditor: Barclays 003663. Date: 8/29/2014 Applications for bankruptcy Includes notices of election Judgments constitute de- BORROWER: Danny Bk Delaware. Amount: BORROWER: Gary $7437.7. Case #C-14c- DEBTOR: KRIS- protection are filed with the and demand filed by credi- cisions by a court of law Mostajo, 813 Bluebird Ln, Lafayette. Lender: Emc Richey, Mult Prop, . Lender: 031901. Date: 9/4/2014 TOPHER CHAVEZ, U.S. Bankruptcy Court in tors alleging default on a against an individual or Mortgage Llc, Amount Due: First National Bank Omaha, Creditor: Colo St Revenue. Denver. Chapter 7 denotes debt. Foreclosures are not corporation for payment of $337537. Case #3399855. Amount Due: $162970. DEBTOR: FELIX Amount: $15370.76. Case 8/29/2014 Case #51784. 9/12/2014 CORCHADO, Creditor: #D-D72013cv800320. Date: filings made for liquidation. final until a Public Trustee’s monetary damages. Velocity Invest Llc. Amount: 9/6/2014 $2267.64. Case #C-14c- Chapter 11 indicates filings Deed has been issued. BORROWER: Kent P Weld County Warranty Deeds & Kellene S Masias, 487 031493. Date: 9/4/2014 Broomfield County for reorganization. Chapter E 16th Ave, Longmont. State Tax Liens Transfers property while BORROWER: Dorothy 13 indicates filings that en- Lender: Us Bank National DEBTOR: KIRK ROG- B Harper, 3107 22nd Ave, DEBTOR: SUNCOR Judgments filed against guaranteeing a clear title Association, Amount Due: ERS, Creditor: Advantage able petitioners to pay off Greeley. Lender: Hud, ENERGY USA INC, Credi- $207343. Case #3401177. Group. Amount: $3388.28. assets of individuals or free of any encumbrances Amount Due: $16786. Case tor: Western Convenience their creditors over three to 9/6/2014 Case #C-11c-004952. Date: businesses with delinquent that are not listed on the #4042511. 9/3/2014 9/4/2014 Stores Inc. Amount: $0.01. five years. Case #D-11-Cv-01611- taxes. deed. BORROWER: Katherine E BORROWER: Duane E Msk-Cbs. Date: 9/12/2014 Cargill, 1702 Old Townsite DEBTOR: DARON This information is obtained from SKLD Information Services. & Patricia Co Flack, Vl, . Rd, Boulder. Lender: Hsbc MUELLER, Creditor: Mid- Lender: Advantage Bk, DEBTOR: JERRY L & Mortgage Services Inc, land Funding Llc. Amount: Amount Due: $1225000. KAREN S RHEA, Credi- Amount Due: $235398. $1460.81. Case #C-14c- Case #4042900. 9/4/2014 tor: Liberty Mutual Ins Co. Case #3401178. 9/6/2014 031251. Date: 9/4/2014 BANKRUPTCIES ERIC H OLIVAS, 4460 #2014-22823, Date Filed: JERRY ANASTACIO Amount: $125000.0. Case BORROWER: Gary #2013cv31688. Date: Radford Avenue, Loveland; 9/19/2014 TELLEZ, 2121 35th BORROWER: Kathleen E DEBTOR: WENDY Boulder County Edward & Darlis Winkle- 9/13/2014 Case #2014-22394, Date Ave #15, Greeley; Case Haddock, 1879 Breen Ln, WHITE, Creditor: Chapter 7 pleck, 9 Orchid Ct, Windsor. Filed: 9/10/2014 #2014-22559, Date Filed: Superior. Lender: Elevations Bellco Credit Union. Chapter 13 Lender: Us Bk, Amount DEBTOR: ANDREA 9/13/2014 Credit Union, Amount Due: Amount: $7947.7. Case SARAH FOX BOR- Due: $94761. Case CAMPBELL, Creditor: HENRY DIAZ, 812 20th $122778. Case #3401179. #D-14cv-030425. Date: DEAUX, 424 Towhee KALPESH R PATEL, 2127 #4043242. 9/5/2014 Carol J Scharlau. Amount: St #7, Boulder; Case DONNA E MCALLISTER, 9/6/2014 9/5/2014 #2014-22364, Date Filed: Street, Fort Collins; Case Baldwin St, Fort Collins; 3300 15th Avenue, Evans; $478.0. Case #C-14s- 9/10/2014 #2014-22395, Date Filed: Case #2014-22620, Date BORROWER: Bruce J 000035. Date: 9/5/2014 Case #2014-22599, Date BORROWER: Shawn DEBTOR: NANCY 9/10/2014 Filed: 9/16/2014 & Valerie L Christensen, Filed: 9/14/2014 Singh, 3395 Talisman Ct HOLTON, Creditor: Cach TARA LEIGH DEANGE- 5815 W 27th St, Greeley. DEBTOR: JULIE AGNES Apt C, Boulder. Lender: Citi- Llc. Amount: $5701.94. LIS, 4634 14th St, Boulder; RODERICK L SLUSHER, HEATH HAYES MANER- Lender: Bk New York Mel- LUEVANO, Creditor: SHELBY LYNN SINGLE- mortgage Inc, Amount Due: Case #C-14c-032273. Date: Case #2014-22373, Date 3042 Indigo Circle ING, 1324 Tarryton lon, Amount Due: $417674. Robert H Harry. Amount: TON, 417 Locust St, Wind- $126062. Case #3401623. 9/5/2014 Filed: 9/10/2014 North, Fort Collins; Case Drive, Fort Collins; Case Case #4043243. 9/5/2014 $110061.03. Case sor; Case #2014-22610, 9/10/2014 #2014-22447, Date Filed: #2014-22785, Date Filed: Date Filed: 9/16/2014 DEBTOR: TIMOTHY #D-13cr-001626. Date: DENNIS JOSEPH 9/11/2014 9/19/2014 BORROWER: Michael L 9/6/2014 BORROWER: Jeffery P DOOLEY, Creditor: OBRIEN, 1116 Pan- Mclemore, 866 Ponderosa DONALDO SANTIAGO Thompson, 1616 Sumner Susan A Dooley. Amount: dora Court, Lafayette; Case CORINA A AGUINIGA, TERESA MARIE Ln, Lochbuie. Lender: Bk DEBTOR: MONIQUE VELASQUEZ, 12154 St, Longmont. Lender: Bank $16190.0. Case #2014-22379, Date Filed: 3497 Coal Creek Street, HARSTAD, 1505 Empire Am, Amount Due: $159414. A WESTFALL, Creditor: Monaco Drive, Brighton; America, Amount Due: #D-09dr-000758. Date: 9/10/2014 Loveland; Case #2014- Ave Apt 4, Loveland; Case Case #2014-22661, Date Case #4043244. 9/5/2014 9/9/2014 Capital One Bk. Amount: 22485, Date Filed: #2014-22801, Date Filed: $103759. Case #3401624. $2644.01. Case #C-07c- Filed: 9/17/2014 9/10/2014 KYLE DANIEL ROSE, 9/11/2014 9/19/2014 BORROWER: Alberto Her- DEBTOR: SUZANNE 001827. Date: 9/9/2014 2553 Lilac Circle, Erie; Case ROBERT LEE SENA, 885 reravasquez, 323 Stockton A & JAN T RAYNAK, #2014-22464, Date Filed: DAVID R DYER, 6486 Weld County S 9th Ave, Brighton; Case Broomfield County St, Gilcrest. Lender: Bk Am, Creditor: Professional Fin DEBTOR: TERRY L 9/11/2014 County Road 104, Wel- #2014-22672, Date Filed: Amount Due: $72483. Case Co Inc. Amount: $1884.34. SHANNON, Creditor: lington; Case #2014-22489, Chapter 7 Cavalry Spv I Llc. Amount: 9/17/2014 BORROWER: Richard #4043245. 9/5/2014 Case #C-14c-030400. Date: Date Filed: 9/12/2014 $2569.14. Case #C-14c- KRISTIE SUE WAGNER, & Cheryl Nicaise, 5766 W 9/9/2014 5946 Wcr 3, Erie; Case MICQUE LEANNA DALE NAZARENUS, Po BORROWER: Dave Bur- 030781. Date: 9/9/2014 CRYSTAL LEI ELLIS, MYSLIVE, 325 East 1st 136th Ave, Broomfield. #2014-22483, Date Filed: Box 973, Johnstown; Case Lender: Wells Fargo Bank, ton, 6670 Stagecoach Ave, DEBTOR: ELIZABETH 1166 White Elm Drive, Love- Street Lot 428, Ault; Case DEBTOR: PETER J 9/11/2014 #2014-22695, Date Filed: Amount Due: $386869. Firestone. Lender: Deutsche A FISHER, Creditor: land; Case #2014-22494, #2014-22365, Date Filed: FETTERLY, Creditor: 9/17/2014 Case #8557. 9/9/2014 Bk Natl Trust Co, Amount Professional Fin Co Inc. JESSICA LEIGH ALSOP, Date Filed: 9/12/2014 9/10/2014 Due: $137242. Case Amount: $94579.22. Case Capital One Bk Usa. Amount: $22357.24. Case 4401 Redmond Dr, Long- DWIGHT C BORROWER: Dorado Co #4043536. 9/6/2014 #D-11cv-030831. Date: DENNIS ROGER KEVIN THOMAS #D-14cv-030042. Date: mont; Case #2014-22601, STRAUSHEIM, 2061 40th Investors Llc, 1000 Laurel 9/9/2014 Date Filed: 9/14/2014 KUNDTZ, Po Box MCGRANN, 17545 Avenue, Greeley; Case BORROWER: Shannon 9/9/2014 1524, Estes Park; Case Margil Road, Mead; Case St, Broomfield. Lender: #2014-22709, Date Filed: Pinetree Financial Partners Moon, 1610 39th Street Ct, DEBTOR: ROBERT P #2014-22498, Date Filed: #2014-22385, Date Filed: DEBTOR: DIANE J CHERYL L TAYLOR, 255 9/18/2014 Ff, Amount Due: $200000. Evans. Lender: Nationstar SOEHNGEN, Creditor: 9/12/2014 9/10/2014 SPRATTE, Creditor: Capi- Regal St #24, Louisville; Case #8974. 9/18/2014 Mtg Llc, Amount Due: Professional Fin Co Inc. Case #2014-22723, Date JAMES E RAWLINGS, $90058. Case #4043537. Amount: $3141.43. Case tal One Bk Usa. Amount: Filed: 9/18/2014 PATRICIA A HELZER, HELEN CLAIRE 455 Peridron Point, Eaton; 9/6/2014 #C-14c-030660. Date: $3056.65. Case #C-14c- 4306 Mcwhinney Blvd GIES, 435 N 35th Ave Case #2014-22710, Date Larimer County 9/9/2014 030702. Date: 9/9/2014 JUANITA M WAGNER, #1116, Loveland; Case Unit 101, Greeley; Case Filed: 9/18/2014 BORROWER: Susan A 10910 Turner Blvd # #2014-22517, Date Filed: #2014-22403, Date Filed: BORROWER: Richard D Barrett, 1118 Chester Ct, DEBTOR: CHRISTINA DEBTOR: ANTHONY 133, Longmont; Case 9/12/2014 9/10/2014 ASHLEY L DILKA, 1705 Stinn, 3328 Sundown Dr, Johnstown. Lender: Matrix E TOTH, Creditor: Profes- WANEKA, Creditor: Port- #2014-22734, Date Filed: Fairacre Dr, Greeley; Case Berthoud. Lender: Wells Fin Services Corp, Amount sional Fin Co Inc. Amount: folio Recovery Assoc Llc. 9/18/2014 JOYCE ANN BENCKINI, TERRELYN CARTER #2014-22720, Date Filed: Fargo Bank, Amount Due: Due: $180830. Case $2582.98. Case #C-14c- Amount: $1913.88. Case 1774 E 11th St, Loveland; HERRINGTON, 10620 9/18/2014 $288623. Case #49769. #4043538. 9/6/2014 030597. Date: 9/9/2014 #C-14c-030699. Date: ANTHONY JOSEPH Case #2014-22522, Date Bald Eagle Circle, Firestone; 9/4/2014 9/11/2014 Filed: 9/12/2014 Case #2014-22409, Date VALDEZ, 885 W Mul- VICKI LYNN MALDOFF, BORROWER: Cesar S DEBTOR: JENNIFER R Filed: 9/10/2014 berry Street, Louisville; Case 320 43rd Avenue Ct, Gree- BORROWER: Kevin Sta- Perez, 3418 Cove Way, & JASON L REYNOSO, DEBTOR: ANTHONY KAREN M HENTON, 162 #2014-22805, Date Filed: ley; Case #2014-22751, sek, 1452 Gloria Ct, Love- Evans. Lender: Colo Hous- Creditor: Professional Fin WANEKA, Creditor: Port- A Stanley Circle Drive, Estes FAUSTINO JESUS 9/19/2014 Date Filed: 9/18/2014 land. Lender: Green Tree ing Fin Authority, Amount Co Inc. Amount: $3678.69. folio Recovery Assoc Llc. Park; Case #2014-22524, LOPEZ, 1102 Village Servicing Llc, Amount Due: Due: $103878. Case Case #C-14c-030520. Date: Amount: $1913.88. Case Date Filed: 9/12/2014 Drive, Fort Lupton; Case AUDREY NICOLE $152323. Case #49770. #4043539. 9/6/2014 9/9/2014 #C-14c-030699. Date: Chapter 13 #2014-22426, Date Filed: WOOD, 164 S 12th 9/4/2014 9/11/2014 COLETTE GLENN 9/10/2014 BORROWER: Jacob W & HEATH SCOTT ISAACS, Avenue, Brighton; Case DEBTOR: VIRGINIA RIEHL, 2702 Rigden Luciana E Brunscheen, 545 DEBTOR: MARK 5082 Buckingham Rd, Boul- #2014-22769, Date Filed: BORROWER: Robert S & LANE, Creditor: Cav- Parkway, Fort Collins; Case ANTONIA DAVILA 2nd St, Frederick. Lender: Creditor: Port- der; Case #2014-22510, 9/19/2014 Rosemary A Wooldridge, alry Spv Ii Llc. Amount: MORAN, #2014-22529, Date Filed: GARCIA, 537 South 4th 17198 N County Road 9, Bk Am, Amount Due: folio Recovery Assoc Llc. Date Filed: 9/12/2014 9/12/2014 Avenue, Brighton; Case $2335.87. Case #C-08c- JOSEPH BRENT Wellington. Lender: Nation- $163418. Case #4043540. Amount: $3479.02. Case #2014-22445, Date Filed: 003559. Date: 9/9/2014 KANON, 1508 Wcr 21, star Mortgage Llc, Amount 9/6/2014 #C-14c-030698. Date: ERIKA K TALLEY, 630 LELONI MAY VALERIUS, 9/11/2014 Brighton; Case #2014- Due: $250311. Case 9/11/2014 Peck Drive, Longmont; 116 E Douglas Rd, Fort DEBTOR: CILFREDO 22818, Date Filed: #49771. 9/4/2014 BORROWER: Aaron A Case #2014-22542, Date Collins; Case #2014-22541, JOANN KNOX, 4750 29th & ELSIE GUTIERREZ, 9/19/2014 & Courtney M Leise, 4831 DEBTOR: MARK Filed: 9/13/2014 Date Filed: 9/13/2014 Sreet # 1203, Greeley; Case Creditor: Boulder Valley BORROWER: James E Egret Dr, Frederick. Lender: MORAN, Creditor: Port- #2014-22501, Date Filed: Credit Union. Amount: DELORIS MAE ARGUEL- Whitney, 319 Whedbee St, Wells Fargo Bk, Amount folio Recovery Assoc Llc. HOWARD LOUIS RYAN LAIRD GRIFFING, 9/12/2014 $17118.04. Case #C-08c- Fort Collins. Lender: Matrix Due: $247326. Case Amount: $4280.75. Case ROSETSKY, 1713 Fos- 2408 Giddings Rd, Fort LO, 153 Valdai St, Brighton; 001785. Date: 9/9/2014 Financial Services Corp, #4043984. 9/9/2014 #C-14c-030697. Date: ter Dr, Longmont; Case Collins; Case #2014-22563, LAURA LEE QUARN- Case #2014-22820, Date Amount Due: $196457. 9/11/2014 #2014-22764, Date Filed: Date Filed: 9/13/2014 BERG, 1918 78th Ave, Filed: 9/19/2014 DEBTOR: ALL PRO BORROWER: Jeffrey W 9/19/2014 Greeley; Case #2014- Case #50226. 9/5/2014 CARPET CARE LLC, Arens, 323 1/2 2nd Ave, DOUG PAULL, 809 W 22502, Date Filed: Chapter 13 Creditor: Premier Mem- DEBTOR: DAHVY T La Salle. Lender: Us Bank, 36th Street, Loveland; Case 9/12/2014 BORROWER: Robert bers Fed Credit Uni. KHENG, Creditor: Port- Broomfield County Dale Keever, 631 E 12th St, Amount Due: $103131. Amount: $22696.42. Case folio Recovery Assoc Llc. #2014-22568, Date Filed: JOSE MANUEL Loveland. Lender: Jpmc Case #4044463. 9/10/2014 #D-12cv-000324. Date: Amount: $2676.57. Case Chapter 7 9/13/2014 ERIN MARIE NORMAN, MARQUEZ, 5108 W 3314 West 7th Street, Gree- Specialty Mortgage Llc, 9/9/2014 #C-14c-030673. Date: 5th St, Greeley; Case Amount Due: $59506. Case BORROWER: Hugh G & 9/11/2014 DAVID LEMOINE CHRISTINE MARIE ley; Case #2014-22503, #2014-22419, Date Filed: TOPPING, 3396 Mam- Date Filed: 9/12/2014 #50227. 9/5/2014 Judy K Cassidy, 24758 Wcr DEBTOR: ALL PRO WHITESEL, 10050 9/10/2014 24 75, Hudson. Lender: Miller St, Broomfield; Case moth Cir, Wellington; Case CARPET CARE LLC, DEBTOR: STACY BORROWER: William Wells Fargo Bk, Amount Creditor: Premier Mem- BONDS, Creditor: Midland #2014-22367, Date Filed: #2014-22596, Date Filed: MARK ALAN BRUCK- JACOB PHARR, 1116 Leonard & Linda Sue Due: $260303. Case bers Fed Credit Uni. Funding Llc. Amount: 9/10/2014 9/13/2014 MEIER, 2794 East 18th Chester Ct, Johnstown; Woods, 2648 Brookwood #4044703. 9/11/2014 Amount: $6574.62. Case $4071.54. Case #C-13c- Street, Greeley; Case Case #2014-22474, Date Dr, Fort Collins. Lender: ANNALISA VALDEZ, MATTHEW JAMES #2014-22504, Date Filed: #D-12cv-000324. Date: 031358. Date: 9/16/2014 Filed: 9/11/2014 BORROWER: William J 11101 W 120th Ave WERTZ, 2020 Shorebird 9/12/2014 Home Equity Loan Trust 9/9/2014 2007 Fr, Amount Due: Turner, 1128 County Road DEBTOR: ROBIN C #230, Broomfield; Case Dr #304, Fort Collins; Case VIVIAN JR GOMEZ, $253325. Case #50228. 16 1/2, Longmont. Lender: DEBTOR: DAVID B MAR- MAYNARD, Creditor: Cach #2014-22457, Date Filed: #2014-22597, Date Filed: BRUCE A BAYS, 1419 13607 Lake Ave, Brighton; 9/5/2014 Deutsche Bk Natl Trust Co, TIN, Creditor: Discover Bk. Llc. Amount: $23850.02. 9/11/2014 9/13/2014 9th Avenue Apt 3, Greeley; Case #2014-22592, Date Case #2014-22507, Date Amount Due: $735842. Amount: $6657.05. Case Case #D-14cv-030126. Filed: 9/13/2014 Case #4045329. 9/13/2014 MARNEE LYNN FILSON, CAMEN CLARK WHEEL- Filed: 9/12/2014 BORROWER: David #C-12c-000510. Date: Date: 9/18/2014 & Pamela K Pace, 915 9/11/2014 12964 Grove Way, Broom- ER, 274 Acacia Dr, Love- RANAE RODRIGUEZ, Paloverde Dr, Loveland. BORROWER: Lindsey Ire- field; Case #2014-22606, land; Case #2014-22605, LANDON PATRICK 118 N Prairie Falcon Larimer County Lender: Bank America, land, 1617 32nd St, Evans. Date Filed: 9/16/2014 Date Filed: 9/16/2014 LOYD, 3326 33rd Ave Pkwy, Brighton; Case DEBTOR: DENISE M Amount Due: $176256. Lender: Us Bk, Amount Court, Greeley; Case #2014-22594, Date Filed: MORAN, Creditor: Capital DEBTOR: LACIE RAE Case #50714. 9/9/2014 Due: $138253. Case DUANE ROGER DRIETH, #2014-22511, Date Filed: 9/13/2014 One Bk Usa. Amount: MACKLIN, Creditor: Chapter 13 1816 Jocelyn Dr, Loveland; 9/12/2014 #4046171. 9/17/2014 $4777.7. Case #C-14c- Kraemer Golden Obrien BORROWER: Valerie 031007. Date: 9/11/2014 Case #2014-22716, Date JAMES C SCHILL, 4394 Llc. Amount: $12398.28. E Embry, 300 E Swallow BORROWER: Steven M IVAN R CONDIT, 3281 Filed: 9/18/2014 JUSTIN DUANE DAV- West 2nd Street, Greeley; Case #C-14c032213. Date: Rd, Fort Collins. Lender: Hahn, 1117 11th Ave # 2, Queen Ct, Broomfield; Case ENPORT, 2819 West E Case #2014-22656, Date DEBTOR: MARSHA 9/4/2014 Deutsche Bank National Greeley. Lender: Hsbc Bk #2014-22697, Date Filed: PAMELA ANN GARD- Street, Greeley; Case Filed: 9/17/2014 STONE, Creditor: Security 9/17/2014 NER, 820 Merganser Dr #2014-22528, Date Filed: Trust C, Amount Due: Usa, Amount Due: $115253. Credit Services Llc. Amount: DEBTOR: LISA HOG- $234688. Case #51095. Case #4046172. 9/17/2014 #1705, Fort Collins; Case 9/12/2014 GARY LEE DICKARD, $5304.91. Case #C-14c- GAN, Creditor: Midland 9/10/2014 Larimer County #2014-22745, Date Filed: 2932 Arbor Avenue, Gree- 031499. Date: 9/11/2014 Funding Llc. Amount: 9/18/2014 JAMES JOSEPH GERT- ley; Case #2014-22784, JUDGMENTS $4247.19. Case #C-14c- Chapter 7 Kurtis J SON, 5260 Ravenswood Date Filed: 9/19/2014 BORROWER: DEBTOR: MICHAEL 032059. Date: 9/4/2014 KENNETH J HAMKO, Ln, Johnstown; Case Rydbom, 1422 Box Prairie Boulder County ANDEREGG, Creditor: Cir, Loveland. Lender: Bank JANEL E SPAULDING, 130 E 2nd St, Loveland; #2014-22538, Date Filed: VALENTINE RUBEN Harvest Credit Management DEBTOR: SANDRA West, Amount Due: $20080. 733 La Cruz Dr, Fort Collins; Case #2014-22812, Date 9/13/2014 ZAVALA, 140 Elizabeth DEBTOR: SHANE Vii. Amount: $2586.64. NAVAJO, Creditor: Mid- Case #2014-22391, Date Filed: 9/19/2014 Street Circle, Dacono; Case Case #51096. 9/10/2014 MCGURK, Creditor: Case #C-08c-005146. Date: land Funding Llc. Amount: Filed: 9/10/2014 DEREK ROBERT JOLLY, #2014-22796, Date Filed: Springleaf Fin Services Inc. 9/11/2014 $1307.93. Case #C-14c- TIFFANIE CONSTANCE 1858 24th Ave Ct, Greeley; 9/19/2014 BORROWER: Heidi P Amount: $10635.0. Case 031681. Date: 9/4/2014 LONG, 4470 S Lemay Case #2014-22555, Date Murlatt, 3501 Dixon Cove #C-14c-031652. Date: DEBTOR: BRETT J Ave, Fort Collins; Case Filed: 9/13/2014 Dr, Fort Collins. Lender: 8/30/2014 ATTAWAY, Creditor: Lvnv FORECLOSURES Us Bank, Amount Due: Funding Llc. Amount: See Record, 32 32 | Oct. 3-16, 2014 BizWest | www.bizwest.com FOR THE RECORD from 31 #D-14cv-030463. Date: $1781.89. Case #C-14c- DEBTOR: JENNA #C-2012c9658. Date: DEBTOR: SARA E & DEBTOR: MARIA I DEBTOR: BELLEM 9/6/2014 030565. Date: 9/9/2014 J CASE, Creditor: 9/12/2014 AARON M HENRY, RAYGOZA, Creditor: Eos ACOSTA, Creditor: Wake- DEBTOR: JOHN BURNS, Capital One Bk Usa. Creditor: Eos Cca. Amount: Cca. Amount: $1673.58. field Assoc Inc. Amount: Creditor: Atlantic Credit DEBTOR: DONALD R DEBTOR: STEVEN M Amount: $6853.1. Case Weld County $2339.04. Case #C-14c- Case #C-14c-033768. Date: $1819.27. Case #C-14c- Fin Special Fi. Amount: GUSS, Creditor: Citibank. #C-10c10908. Date: 037517. Date: 9/4/2014 9/4/2014 032309. Date: 9/11/2014 $3678.95. Case #C-14c- SCHRADER, Creditor: Amount: $45171.25. Case Merrick Bk Corp. Amount: 9/9/2014 032436. Date: 9/4/2014 DEBTOR: JACQUELINE DEBTOR: LEROY #D-14cv-030640. Date: $1114.27. Case #C-14c- DEBTOR: SHERISSE M DEBTOR: SHERISSE M 9/6/2014 DEBTOR: SANDRA REYNOLDS, Creditor: & TRACY W STROUT, STROUT, Creditor: Eos KVEINIS, Creditor: Wake- DEBTOR: BETH S MON- 030993. Date: 9/11/2014 CORREA, Creditor: Eos Cca. Amount: $580.81. Creditor: Eos Cca. Amount: Cca. Amount: $773.7. Case field Assoc Inc. Amount: TOYA, Creditor: Capital DEBTOR: JILENE Account Brokers Larimer Case #C-14c-036876. Date: $859.18. Case #C-14c- #C-14c-033773. Date: $1017.4. Case #C-14c- One Bk Usa. Amount: DEBTOR: SUNCOR 9/4/2014 9/4/2014 032295. Date: 9/11/2014 $4193.63. Case #C-14c- K DOZIER, Creditor: ENERGY USA INC, Credi- Cnty I. Amount: $5463.28. 036857. Date: 9/4/2014 Autovest Llc. Amount: Case #C-09c-007449. Date: 092501. Date: 9/4/2014 tor: Western Convenience DEBTOR: JULIE C $10168.13. Case #C-14c- 9/12/2014 DEBTOR: BILLI J STA- DEBTOR: SUSAN B DEBTOR: SIMON Stores Inc. Amount: $0.01. NASH, Creditor: Wake- 033707. Date: 9/9/2014 RESINIC, Creditor: Eos BLAND, Creditor: Eos Cca. ESQUIVEL, Creditor: Bell- DEBTOR: ANTONIO & Case #D-11-Cv-01611- field Assoc Inc. Amount: DEBTOR: SHELLIE Cca. Amount: $3705.44. Amount: $379.65. Case co Credit Union. Amount: JOSE CRESPIN, Creditor: Msk-Cbs. Date: 9/12/2014 Case #C-14c-032299. Date: $11786.83. Case #C-14c- $583.78. Case #C-14c- North Star Capital Acquisi- DEBTOR: BUCKY D HENRY, Creditor: Law- #C-14c-033770. Date: 9/4/2014 031399. Date: 9/4/2014 033899. Date: 9/11/2014 tion. Amount: $3186.61. BARBER, Creditor: Capital rence Romero. Amount: 9/4/2014 One Bk Usa. Amount: DEBTOR: RANDALL L $292.58. Case #13jv000310. Case #C-08c-004083. Date: DEBTOR: STEVEN R DEBTOR: JOHN & $4855.12. Case #C-08c- POPE, Creditor: Colo St Date: 9/12/2014 DEBTOR: KARRIE K & DEBTOR: JAMES T 9/4/2014 MCBLAIR, Creditor: Bellco SHENANDOAH L STAT- 006909. Date: 9/9/2014 Revenue. Amount: $1244.0. JONATHAN D GLOVER, LUNT, Creditor: Eos Cca. Credit Union. Amount: LEY, Creditor: Wakefield Case #D-14cv-800681. DEBTOR: JASON Creditor: Eos Cca. Amount: Amount: $389.99. Case DEBTOR: MARGARITA $2418.71. Case #C-14c- Assoc Inc. Amount: Date: 9/4/2014 $5078.89. Case #C-14c- #C-14c-033805. Date: V RODRIGUEZ, Creditor: DEBTOR: SHERRI L ZEISEL, Creditor: Discover 034193. Date: 9/4/2014 $2376.82. Case #C-13c- Cach Llc. Amount: $791.19. REICHOW, Creditor: Capi- Bk. Amount: $11161.11. 037213. Date: 9/4/2014 9/4/2014 034840. Date: 9/11/2014 DEBTOR: MARGARET Case #C-14c-033158. Date: tal One Bk Usa. Amount: Case #C-11c-008908. Date: DEBTOR: KENNETH I & GLEN A PERKINS, DEBTOR: ANDREW 9/6/2014 $3909.02. Case #C-14c- 9/12/2014 DEBTOR: CAROLYN M QUENZER, Creditor: DEBTOR: TROY G Creditor: Colo St Rev- 031152. Date: 9/9/2014 & ANITA DILLER, LESTER, Creditor: Eos Am Express Bk. Amount: YOUNG, Creditor: Wake- DEBTOR: EDWARD enue. Amount: $0.0. Case DEBTOR: MICHAEL Creditor: Eos Cca. Amount: Cca. Amount: $3130.44. $7209.17. Case #C-14c- field Assoc Inc. Amount: H HONEBEIN, Credi- DEBTOR: DAVID J #D-05cv004154. Date: L LEWIS, Credi- $2697.85. Case #C-13c- Case #C-14c-033776. Date: 033019. Date: 9/4/2014 $5342.86. Case #C-14c- tor: Cach Llc. Amount: GREGG, Creditor: Capital 9/6/2014 tor: Hvac Supply Inc. 043623. Date: 9/4/2014 9/4/2014 031461. Date: 9/11/2014 $22370.2. Case One Bk Usa. Amount: Amount: $1461.3. Case DEBTOR: JOSE VILO- RIA, Creditor: Discover Bk. DEBTOR: JOHN E NOTARY, Credi- Amount: $6817.31. Case tor: Svetlana V Notary. #C-14c-031792. Date: Amount: $2912.22. Case 9/4/2014 #D-12cv-000471. Date: 9/11/2014 DEBTOR: CESAR OLIVAS, Creditor: Secu- DEBTOR: JOHN rity Credit Services Llc. E NOTARY, Credi- Amount: $16608.46. Case tor: Svetlana V Notary. #D-14cv-030516. Date: Amount: $5733.0. Case 9/4/2014 #D-12cv-000471. Date: 9/11/2014 DEBTOR: GREGORY JOHNSON, Creditor: DEBTOR: JODI L Lincoln Education Service COOKE, Creditor: Capital Corp. Amount: $4850.49. One Bk Usa. Amount: Case #C-14c-033150. Date: $1522.26. Case #C-14c- 9/4/2014 033485. Date: 9/12/2014

DEBTOR: BRYAN DEBTOR: ROSEMARY MALITO, Creditor: Cach CHAVEZ, Creditor: Capital Llc. Amount: $3285.58. One Bk Usa. Amount: Case #C-14c-033429. Date: $2723.51. Case #C-14c- Reggie Rivers, former 9/6/2014 033957. Date: 9/12/2014 DEBTOR: MICHELLE DEBTOR: ROBERT S MATEJKA, Creditor: Cach ERVIN, Creditor: Capital Denver Bronco to speak Llc. Amount: $18076.43. One Bk Usa. Amount: Case #D-08cv-000275. $2420.92. Case #C-14c- Date: 9/6/2014 033889. Date: 9/12/2014

at BizFit Challenge! DEBTOR: DANNY L & DEBTOR: MIRANDA & DANNY LEE WHITE, ELIA MIRANDA, Credi- Reggie Rivers is a renaissance man Creditor: Cach Llc. Amount: tor: Capital One Bk Usa. $3435.02. Case #C-14c- Amount: $2836.73. Case whose talents and achievements have 033831. Date: 9/6/2014 #C-14c-033888. Date: 9/12/2014 spanned many different disciplines. DEBTOR: PATRICIO PISANA, Creditor: Norbel DEBTOR: CYNTHIA L Hear Reggie deliver a message of hope Credit Union. Amount: SZABO, Creditor: Capital $12155.51. Case #C-04c- One. Amount: $1723.95. 007938. Date: 9/6/2014 Case #C-14c-033918. Date: and optimism that will make you want to 9/12/2014 go tackle the obstacles that have been DEBTOR: BILL LAND- WEHR, Creditor: Marcos DEBTOR: RICKY W standing in your way. He will help you Sanchez. Amount: $1200.0. ZIEGLER, Creditor: Cav- Case #C-14s-000052. Date: alry Portfolio Services Llc. 9/6/2014 Amount: $13623.8. Case see your goals in an entirely new — #C-12c-009543. Date: and achievable —light. DEBTOR: KENDRA A 9/12/2014 BROCK, Creditor: Profes- sional Fin Co Inc. Amount: DEBTOR: KEVIN C $1274.82. Case #C-12c- SIEKMANN, Creditor: Old 003544. Date: 9/6/2014 Chicago. Amount: $788.02. n When: n Where: $29 per person or For more information Case #C-02c-105863. Date: 9/13/2014 call or email Sandy Powell DEBTOR: LAURA J & October 8, 2014 Windsor Rec Center $300 per table of 8 CRAIG A MUNCY, Credi- 7 a.m. to 9:30 a.m. 250 North 11th Street 970-232-4144 tor: Professional Fin Co Inc. DEBTOR: MATTHEW [email protected] Amount: $2731.26. Case ALBERTSON, Credi- Breakfast and program Windsor, CO 80550 Vendor Tables available #C-14c-030640. Date: tor: Midland Funding Llc. 9/6/2014 Amount: $1865.41. Case #C-14c-032734. Date: DEBTOR: TREVOR 9/16/2014 JAMES & WILLIA PRITCHARD, Creditor: DEBTOR: MARTIN Creditor: Midland They Stepped Up. They Teamed Up. They Took The Challenge. Professional Fin Co Inc. RUBIO, Funding Llc. Amount: Amount: $4164.07. Case $5971.25. Case #C-14c- #C-14c-032048. Date: Join over 30 teams from Northern Colorado to celebrate who are fittest of them all! 032453. Date: 9/16/2014 9/6/2014 DEBTOR: RON RUBI, CTL|Thompson Hospice of Northern DEBTOR: STEVE HAR- Creditor: Renie Shovlin. These companies found a better way VEY, Creditor: Monarch Amount: $6522.14. Case DaVinci Sign Sytems Colorado Constr Roofing Llc. Amount: #C-14c-031367. Date: to trim healthcare costs by challenging $14943.92. Case #C-14c- 9/16/2014 Eye Center of Northern Kaiser Permanente 030366. Date: 9/6/2014 Colorado Pathways Hospice themselves to improve fitness levels. DEBTOR: RALPH DEN- DEBTOR: DAWN HAUER NIS, Creditor: Ncep Llc. Food Bank for Larimer Roche Constructors, Inc. And the teams with the most PARKER, Creditor: Drake Amount: $1274.45. Case County Rockwater Energy Solutions Manor Management Inc. #C-14c-032724. Date: Amount: $1932.0. Case 9/17/2014 Fort Collins Area Chamber SAFEbuilt points earned money for a #C-10c-007155. Date: 9/9/2014 DEBTOR: KIRK WILLIAM of Commerce Tetra Tech worthy non-profit. Watch your MESE, Creditor: Lori Lynn DEBTOR: KATY Mashek. Amount: $3450.0. Good Samaritan Society The Medcom Group, Ltd. favorite non-profit receive BURRELL, Creditor: Case #D-92js000201. Date: Boulder Valley Credit Union. 9/5/2014 Fort Collins Village United Way of Larimer up to $6,000. Amount: $18988.84. Case Greeley Chamber of County #C-09c-001782. Date: DEBTOR: LONA ANN 9/9/2014 RUSHING, Creditor: Capi- Commerce United Way of Weld County Now they get to reap the rewards. tal One Bk Usa. Amount: DEBTOR: KENNETH $2954.28. Case #C-09c- QUENZER, Creditor: 006728. Date: 9/6/2014 Portfolio Recovery Assoc. Amount: $6978.38. Case DEBTOR: SEAN Event Architect Presenting Sponsor Host Sponsor Speaker Sponsor Coach Sponsors #C-12c-007806. Date: M MATHES, Credi- 9/11/2014 tor: Colo St Revenue. Amount: $720460.0. Case DEBTOR: TIMOTHY E #D-D622013cv800516. ANGOVE, Creditor: Capital Date: 9/6/2014 One Bk Usa. Amount: $1427.72. Case #C-12c- DEBTOR: SEAN 005648. Date: 9/11/2014 M MATHES, Credi- tor: Colo St Revenue. BizWest | www.bizwest.com Oct. 3-16, 2014 | 33 FOR THE RECORD

Amount: $905.0. Case DEBTOR: JENELL MAX- Weld County PETES PLACE PAPA BUYER, BUYER’S PRICE: $480000 BUYER, BUYER’S PRICE: $255000 #D-D622013cv801028. INE STARKEL, Creditor: FRANKS LLC, $0.0, Case ADDRESS: Charles DATE CLOSED: 8/28/2014 ADDRESS: Jamae Vaneck, DATE CLOSED: 8/29/2014 Date: 9/6/2014 Autovest Llc. Amount: $0.0. C BAR PRODUCTS LLC, #4046342, 9/17/2014 Edward Brown, 2185 5711 Park Saddle Ct Case #C-2014c032133. $531.61, Case #4046337, Frontier St SELLER: Donovan ADDRESS: 5711 Park SELLER: Ben Balsley Trust DEBTOR: SEAN Date: 9/10/2014 9/17/2014 PETES PLACE PAPA ADDRESS: 2185 Frontier Carstens Saddle Ct, Boulder BUYER, BUYER’S M MATHES, Credi- FRANKS LLC, $0.0, Case St, Longmont BUYER, BUYER’S PRICE: $580000 ADDRESS: Joshua & Mel- #4046343, 9/17/2014 PRICE: $256000 ADDRESS: J Travis Felton, DATE CLOSED: 8/29/2014 anie Karp, 7240 Terrace Pl tor: Colo St Revenue. Weld County CISNEROS RESTAU- Amount: $846500.0. Case RANT INC, $350.88, Case DATE CLOSED: 8/28/2014 2201 Judson St ADDRESS: 7240 Terrace #D-D622013cv801444. #4044282, 9/9/2014 PETES PLACE PAPA ADDRESS: 2201 Judson SELLER: Cityview Peloton Pl, Boulder Date: 9/6/2014 DEBTOR: STEPHANIE FRANKS LLC, $0.0, Case SELLER: Clinton Willis St, Longmont 390 Lp PRICE: $615000

A & JESSE K ADAMS, PETES PLACE PAPA #4046341, 9/17/2014 Rahmig PRICE: $230000 BUYER, BUYER’S DATE CLOSED: 8/29/2014 Creditor: Cach Llc. Amount: DEBTOR: CINDY FRANKS LLC, $1149.38, BUYER, BUYER’S DATE CLOSED: 8/28/2014 ADDRESS: Carolyn E SCHWARTZ, Creditor: $0.0. Case #D-13cv030242. Case #4046338, 9/17/2014 PETES PLACE PAPA ADDRESS: Osceola Gaertner, 3601 Arapahoe SELLER: Dorothy E Liberty Acquisitions Servic- Date: 9/4/2014 FRANKS LLC, $0.0, Case Properties Llc, 3068 W 11th SELLER: Patricia Berger Ave # D 217 Prentice ing. Amount: $4937.59. RAMIREZ TRUCK- #4046340, 9/17/2014 Avenue Cir BUYER, BUYER’S ADDRESS: 3601 Arapahoe BUYER, BUYER’S Case #C-11c-011144. Date: DEBTOR: STELLA ING OILFIELD SERV, ADDRESS: 746 Emery St, ADDRESS: Paul & Irene Ave # D 217, Boulder ADDRESS: Carla D Dewey, 9/9/2014 SANDOVAL, Creditor: $10219.59, Case #4043445, PETES PLACE PAPA Longmont Gillert, 2684 Big Horn Cir PRICE: $490000 1566 Venice Ln Bonded Business Ser- 9/5/2014 FRANKS LLC, $0.0, Case PRICE: $447700 ADDRESS: 2684 Big Horn DATE CLOSED: 8/29/2014 ADDRESS: 1566 Venice DEBTOR: MIKES HEAT- vices Ltd. Amount: $0.0. #4046339, 9/17/2014 DATE CLOSED: 8/28/2014 Cir, Lafayette Ln, Longmont ING AIR CONDITION- Case #2012c8970. Date: TJT CREATIONS INC, PRICE: $295000 SELLER: Ryan G & Olivia PRICE: $302500 9/9/2014 ING, Creditor: Agfinity Inc. $2166.03, Case #4044283, RANCHEROS RESTAU- SELLER: Craig Dandrea DATE CLOSED: 8/28/2014 E Dejana DATE CLOSED: 8/29/2014 Amount: $4392.9. Case 9/9/2014 ANT LLC, $0.0, Case BUYER, BUYER’S BUYER, BUYER’S DEBTOR: PHILIP V #C-2012c10148. Date: #4045244, 9/12/2014 ADDRESS: M Elizabeth SELLER: Frederick Alan ADDRESS: Brian M Beglin, SELLER: Meritage Homes COBO, Creditor: Sprin- 9/9/2014 WOOD GROUP POWER Harris, 127 Huron Ct Peck 1147 Columbia Dr Colorado Inc gleaf Fin Services Inc. OPERATIONS IN, $81.44, RAYS FOUR SEASONS ADDRESS: 127 Huron Ct, BUYER, BUYER’S ADDRESS: 1147 Columbia BUYER, BUYER’S Amount: $0.0. Case ADDRESS: Viviano DEBTOR: ROY & STACY Case #4043737, 9/6/2014 CONCRETE COR, $0.0, Boulder ADDRESS: Summer & Dr, Longmont #C-2013c034046. Date: & Gabriela Ortiz, 4968 RENEA STRONG, Credi- Case #4045029, 9/11/2014 PRICE: $547000 Jason Greer, 121 Meadow- PRICE: $380000 9/11/2014 Eagan Cir tor: Professional Fin Co Inc. WORLD WINDOWS DATE CLOSED: 8/28/2014 look Way DATE CLOSED: 8/29/2014 ADDRESS: 4968 Eagan Amount: $1121.74. Case DENVER LLC, $1915.04, SILVER STAR OILFIELD ADDRESS: 1045 Milo Cir DEBTOR: JOHN L RED- Cir, Longmont #C-10c-002442. Date: Case #4043736, 9/6/2014 SERVICES, $0.0, Case SELLER: Kelly Jo Pollard Unit B, Lafayette SELLER: Roxanna & Carl DING, Creditor: Capital One PRICE: $435100 9/10/2014 #4045243, 9/12/2014 BUYER, BUYER’S PRICE: $150000 Podlogar Bk Usa. Amount: $0.0. Case ADDRESS: Ariel Esposito, DATE CLOSED: 8/28/2014 BUYER, BUYER’S DATE CLOSED: 8/29/2014 #Repost Date 09/17/14. RELEASE OF ADDRESS: William DEBTOR: STACY & ROY WARRANTY 3250 Oneal Cir Apt H12 Date: 9/12/2014 STATE TAX LIENS Matthew R Taylor Bogusky, 1146 Westview Dr SELLER: J Norman STRONG, Creditor: Affili- ADDRESS: 3250 Oneal Cir SELLER: DEEDS BUYER, BUYER’S ADDRESS: 1146 Westview Coleman ated Credit Services Inc. Boulder County Apt H12, Boulder DEBTOR: MARK W Boulder County PRICE: $190000 ADDRESS: Braden Robert Dr, Boulder BUYER, BUYER’S Amount: $1368.78. Case BROWN, Creditor: Capital ADDRESS: Timothy J AUTOWERKS EAST, DATE CLOSED: 8/28/2014 Kappius, 3683 Pinedale PRICE: $790000 #C-09c-010565. Date: One Bk Usa. Amount: $0.0. Gaffney Revocable Tr, 3601 $0.0, Case #3401609, SELLER: Thomas R & St Unit B DATE CLOSED: 8/29/2014 9/10/2014 Case #Crn. Date: 9/12/2014 Arapahoe Ave Unit 409 9/9/2014 Caroline Hoyt SELLER: Christina ADDRESS: 3683 Pinedale BUYER, BUYER’S Cheatham St Unit B, Boulder SELLER: Dale L Bruns ADDRESS: 3601 Arapahoe DEBTOR: BERNADETTE DEBTOR: JEFF ANDER- Ave Unit 409, Boulder DOLPHIN MICRO INC, ADDRESS: Craig A BUYER, BUYER’S PRICE: $203500 BUYER, BUYER’S M OCHOA, Creditor: SON, Creditor: Midland PRICE: $287500 $0.0, Case #3401744, Dandrea, 2741 Meadow ADDRESS: Nicholas F DATE CLOSED: 8/28/2014 ADDRESS: Dustin C & Wakefield Assoc Inc. Funding Llc. Amount: $0.0. DATE CLOSED: 8/29/2014 9/10/2014 Mountain Trl Wyman, 3070 15th St Laura J Huth, 7284 Car- Amount: $2056.32. Case Case #. Date: 9/12/2014 ADDRESS: 2741 Meadow ADDRESS: 3070 15th St, SELLER: Jeremy Verne dinal Ln #C-12c-004123. Date: Mountain Trl, Lafayette Boulder BUYER, BUYER’S ADDRESS: 7214 Cardinal SELLER: Full Tilt Ven- 9/11/2014 DEBTOR: DIANA RIGEL, ECONOMY REPAIRS tures Llc COLO INC, $0.0, Case PRICE: $530000 PRICE: $1340000 ADDRESS: Pamela J Wil- Ln, Longmont Creditor: Midland Funding BUYER, BUYER’S #3400526, 9/3/2014 DATE CLOSED: 8/28/2014 DATE CLOSED: 8/28/2014 son, 1665 Bain Dr PRICE: $445000 DEBTOR: PIERCE Llc. Amount: $0.0. Case #. ADDRESS: 1665 Bain DATE CLOSED: 8/29/2014 ADDRESS: Tiger Financial DEVL ASSOC LLC, Date: 9/12/2014 SELLER: W James Mary L SELLER: Daniel & Rachel Dr, Erie Investors Llc, 3180 Po Creditor: Guaranty Bk Trust GREEN OFFICE INNO- Box 272 , $0.0, Case Dieke Trust Crowther PRICE: $297500 SELLER: Hsbc Bk Usa Co. Amount: $0.0. Case DEBTOR: CRAIG VATIONS LLC ADDRESS: 3180 Sterling #3401085, 9/5/2014 BUYER, BUYER’S BUYER, BUYER’S DATE CLOSED: 8/28/2014 BUYER, BUYER’S #D-2009cv1249. Date: ADAMS, Creditor: Town ADDRESS: Mark D & ADDRESS: David J ADDRESS: Frederick Cir, Boulder 9/11/2014 Country Fence Co Inc. PRICE: $2200000 GREEN OFFICE INNO- Jessica L Wicks, 1396 Schow, 925 Granite Ct SELLER: James E Malda, 2627 Po Box 308 Amount: $5000.0. Case Leyner Dr ADDRESS: 925 Granite Ct, Gleacher ADDRESS: 2627 Danbury DATE CLOSED: 8/29/2014 DEBTOR: JAMES D #C-2013c31572. Date: VATIONS LLC, $0.0, Case #3401086, 9/5/2014 ADDRESS: 1396 Leyner Longmont BUYER, BUYER’S Dr, Longmont WHITE, Creditor: Midland 9/17/2014 Dr, Erie PRICE: $170000 ADDRESS: Colleen & PRICE: $178000 SELLER: Jeffrey A & Lee- Funding Llc. Amount: ann K Kostelecky JENNIFER GREANY PRICE: $350000 DATE CLOSED: 8/28/2014 Jesse Bowen, 1641 4th DATE CLOSED: 8/29/2014 $3774.61. Case #C-10c- BUYER, BUYER’S STATE TAX LIENS LLC, $0.0, Case #3401572, DATE CLOSED: 8/28/2014 St Apt 1 010739. Date: 9/12/2014 ADDRESS: Ryan G & Boulder County 9/9/2014 SELLER: Susan S & Eric ADDRESS: 1641 4th St SELLER: Ricardo & Connie SELLER: Shawn M & Mark R Berry Apt 1, Boulder S Salinas Olivia E Dejana, 1409 Can- DEBTOR: JESSE non Mountain Dr JENNIFER GREANY E Ellis BUYER, BUYER’S PRICE: $450000 BUYER, BUYER’S VERBOONEN, Creditor: BOHEMIAN BIERGAR- BUYER, BUYER’S ADDRESS: Todd F & DATE CLOSED: 8/28/2014 ADDRESS: Kevin Michael ADDRESS: 1409 Cannon TEN INC, $8504.5, Case LLC, $0.0, Case #3401570, Mountain Dr, Longmont Ana Luz Chavez Torres. 9/9/2014 ADDRESS: Bikemore Real Dominique M Davenport, & Jennifer Jill Dunne, 1820 Amount: $1122.0. Case #3401607, 9/9/2014 Estate Investmen, 1548 6698 Fairways Dr SELLER: Robin Irwin Vernon Ln PRICE: $560000 DATE CLOSED: 8/29/2014 #D-13jv000976. Date: JENNIFER GREANY Bowen St ADDRESS: 6698 Fairways BUYER, BUYER’S ADDRESS: 1820 Vernon 9/12/2014 BUCKNER CONSTR ADDRESS: 1548 Bowen Dr, Longmont ADDRESS: Leggo Rede- Ln, Superior INC, $5297.3, Case LLC, $0.0, Case #3401571, SELLER: Jason Thomas 9/9/2014 St, Longmont PRICE: $815000 velopment Llc, 2143 Sand PRICE: $716000 DEBTOR: MICHAEL #3401089, 9/5/2014 PRICE: $207100 DATE CLOSED: 8/28/2014 Dollar Dr DATE CLOSED: 8/29/2014 BUYER, BUYER’S ADDRESS: Brian Sedillo, L LEWIS, Credi- RD AUTOMOTIVE LLC, DATE CLOSED: 8/28/2014 ADDRESS: 3650 Oak- tor: Hvac Supply Inc. BURBANK EMBROI- SELLER: Jeanette L wood Dr, Longmont SELLER: Cherie J Volastro 691 Winton Wy DERY INC, $674.49, Case $0.0, Case #3401743, ADDRESS: 691 Winton Amount: $1461.3. Case 9/10/2014 SELLER: Fht Invest- Bishop PRICE: $252000 BUYER, BUYER’S #C-2012c9658. Date: #3400013, 8/29/2014 ments Llc BUYER, BUYER’S DATE CLOSED: 8/28/2014 ADDRESS: Hygiene Wy, Lafayette PRICE: $255000 9/12/2014 RMI LASER LLC, $0.0, BUYER, BUYER’S ADDRESS: Curtis Bishop, Partners Llc, 3434 47th St COACHMAN RESTAU- ADDRESS: Kristopher 1508 Belmont Dr SELLER: Elizabeth A Ste 220 DATE CLOSED: 8/29/2014 , Case #3401088, 9/5/2014 DEBTOR: KATHLEEN RANT LOUNGE INC David Hawkins, 244 ADDRESS: 1508 Belmont Eipper ADDRESS: 11850 N 75th A GRIEBLING, Creditor: $835.0, Case #3401564, Bowen St Dr, Longmont BUYER, BUYER’S St, Hygiene SELLER: Nachen Cui 9/9/2014 RMI LASER LLC, $0.0, BUYER, BUYER’S Equable Ascent Fin Llc. Case #3401087, 9/5/2014 ADDRESS: 244 Bowen St, PRICE: $279000 ADDRESS: David Vikdal, PRICE: $440000 Amount: $7281.65. Case Longmont DATE CLOSED: 8/28/2014 1155 Wagonwheel Gap Rd DATE CLOSED: 8/29/2014 ADDRESS: Jianli Yu, 3190 CSM BAKERY PROD- #C-12c-008534. Date: PRICE: $315000 ADDRESS: 1155 Wagon- E Yarrow Cir UCTS NA INC, $726.9, Broomfield County 9/16/2014 DATE CLOSED: 8/28/2014 SELLER: Deschanel Ruff wheel Gap Rd, Boulder SELLER: Milo D & Linda ADDRESS: 3190 E Yarrow Case #3401067, 9/5/2014 Family Trust PRICE: $450000 L Sapp Cir, Superior PRICE: $371000 DEBTOR: ROGER WIL- LIFE IS GRAVY LLC, $0.0, SELLER: Michael C & Yana BUYER, BUYER’S DATE CLOSED: 8/28/2014 BUYER, BUYER’S EBELLA INC, $250.6, Case #8625, 9/11/2014 Y East ADDRESS: Maya A G Key, ADDRESS: Apex Recovery DATE CLOSED: 8/29/2014 LIAMS, Creditor: Weld Case #3401084, 9/5/2014 County Delegate Cse Unit. BUYER, BUYER’S 663 Hartford Dr SELLER: Donna F Rogers Towing Services, 1380 Larimer County ADDRESS: Christopher ADDRESS: 663 Hartford BUYER, BUYER’S Indian Peak Rd SELLER: Markel Homes Amount: $1467.0. Case FC BOULDER SOCCER Trujillo, 3678 Dahlia Way Dr, Boulder ADDRESS: Jeremy Nash, ADDRESS: 1380 Indian Construction Co #D-94jv000654. Date: CLUB, $1381.1, Case ADDRESS: 3678 Dahlia PRICE: $560000 2017 N Fork Dr Peak Rd, Nederland BUYER, BUYER’S 9/16/2014 #3401515, 9/9/2014 CUSTOM HEATING AIR ADDRESS: Howard & CONDITIONIN, $0.0, Case Way, Longmont DATE CLOSED: 8/28/2014 ADDRESS: 2017 N Fork PRICE: $175000 PRICE: $410500 Dr, Lafayette DATE CLOSED: 8/29/2014 Emily Sophia Marshall, 1829 DEBTOR: KYLE FEIN- HI TECH APPLIANCE #51485, 9/11/2014 DATE CLOSED: 8/28/2014 SELLER: Debra Lea PRICE: $268000 Blue Star Ln AUER, Creditor: Aspen INC, $2511.3, Case Campbell DATE CLOSED: 8/28/2014 SELLER: Steve Conder ADDRESS: 1829 Blue Star Natividad. Amount: $114.0. #3400528, 9/3/2014 FLOW FIRE PROTEC- Ln, Louisville SELLER: James C & Jane BUYER, BUYER’S BUYER, BUYER’S Case #D-14jv000032. Date: TION INC, $4875.8, Case 585600 M Bartlett ADDRESS: Simeon & SELLER: Fannie Mae ADDRESS: Joshua Wellzie PRICE: $ 9/16/2014 PRIMORIS ENERGY #50375, 9/6/2014 8/29/2014 BUYER, BUYER’S Heather Margolis, 1831 BUYER, BUYER’S Young, 412 Terry St DATE CLOSED: SOLUTIONS INC, ADDRESS: Ajay Singh, Norwood Ave ADDRESS: Jonathan & ADDRESS: 412 Terry St, DEBTOR: KYLE SHOCK- $988.77, Case #3400529, FORT COLLINS HANDY- SELLER: Stella R & Louis 809 Topaz St ADDRESS: 1831 Norwood Lisa Ezra, 876 Twin Sis- Longmont LEY, Creditor: Public Ser- 9/3/2014 MAN LLC, $0.0, Case H Acquisto ADDRESS: 809 Topaz St, Ave, Boulder ters Rd PRICE: $381000 vice Credit Union. Amount: #51486, 9/11/2014 BUYER, BUYER’S Superior PRICE: $750000 ADDRESS: 876 Twin Sis- DATE CLOSED: 8/29/2014 $0.0. Case #C-2011c10169. SIMPLY STRONG INC, ADDRESS: Margaret M PRICE: $494000 DATE CLOSED: 8/28/2014 ters Rd, Nederland Date: 9/16/2014 $1230.25, Case #3400011, LOVELAND MUSIC Halsey, 1438 Bross St DATE CLOSED: 8/28/2014 PRICE: $415000 SELLER: Patrick D Olsen 8/29/2014 INC, $0.0, Case #51484, ADDRESS: 1438 Bross St, SELLER: Alaric Morgan DATE CLOSED: 8/28/2014 BUYER, BUYER’S 9/11/2014 Longmont RELEASE OF SELLER: Elizabeth K BUYER, BUYER’S ADDRESS: David Griffin, ST ANDREWS YARD- PRICE: $232000 JUDGMENT Ammon ADDRESS: James G Byer- SELLER: Harlan Boda 655 California Gulch Rd SCAPE, $2202.26, Case TDS BROADBAND DATE CLOSED: 8/29/2014 BUYER, BUYER’S ley, 69 Po Box 18065 Revocable Trust ADDRESS: 152 California Boulder County #3400009, 8/29/2014 LLC, $0.0, Case #50978, ADDRESS: Vaijayanti R ADDRESS: 69 Aspen Dr, BUYER, BUYER’S Gulch Rd, Jamestown 9/10/2014 SELLER: Lonnie Cisneros Dachere, 3601 Arapahoe Golden ADDRESS: Heather T PRICE: $175000 DEBTOR: JOSEPHINE D STARK SOLUTIONS INC, BUYER, BUYER’S Ave Unit 325 PRICE: $225000 Boda, 5268 State High- DATE CLOSED: 8/29/2014 KNOBELGRIMES, Credi- $617.95, Case #3400012, ADDRESS: Robert L Weld County ADDRESS: 3601 Arapahoe DATE CLOSED: 8/28/2014 way 66 tor: Professional Fin Co Inc. 8/29/2014 Whitehair, 260 Katie Ln Ave Unit 325, Boulder ADDRESS: 949 Sunset St, SELLER: Premier Trust Inc Amount: $0.0. Case #. Date: ADDRESS: 260 Katie Ln, PRICE: $524000 SELLER: Julia C Day Longmont Trustee TL CONSTR INC, ALL PET ANIMAL Golden 8/29/2014 DATE CLOSED: 8/28/2014 BUYER, BUYER’S PRICE: $140000 BUYER, BUYER’S $9456.89, Case #3400527, CLINIC LLC, $0.0, Case PRICE: $100000 ADDRESS: Ashley Engler, DATE CLOSED: 8/28/2014 ADDRESS: Mitchell & 9/3/2014 #4043446, 9/5/2014 DATE CLOSED: 8/29/2014 DEBTOR: RUS- SELLER: Katherine A 1830 9th Ave Shira Goldstein, 963 Huron SELL PAUL & TONYA Blackett ADDRESS: 1830 9th Ave, SELLER: Douglas & Cyn- Peak Ave UNITED WOOD PROD- FRONT RANGE INSU- SELLER: Shawn M Gegus- KUSLER, Creditor: Capital BUYER, BUYER’S Longmont thia Swartz ADDRESS: 963 Huron UCTS INC, $1060.0, Case LATION INC, $0.0, Case brown One Bk Usa. Amount: $0.0. 219000 BUYER, BUYER’S Peak Ave, Superior #3400010, 8/29/2014 #4046344, 9/17/2014 ADDRESS: Deanna PRICE: $ BUYER, BUYER’S Case #D-09-27819. Date: Hanesstolberg, 3111 Rose- DATE CLOSED: 8/28/2014 ADDRESS: Mary A Ii Ste- PRICE: $525000 9/5/2014 ADDRESS: Jean L Rice, FRONT RANGE INSU- wood Ct vens, 3601 Arapahoe Ave DATE CLOSED: 8/29/2014 1545 Lamplighter Dr Larimer County LATION INC, $0.0, Case ADDRESS: 1125 Utica SELLER: Kalmia Estates Unit 102 DEBTOR: STEPHEN & ADDRESS: 1545 Lamp- #4046345, 9/17/2014 Ave, Boulder Development Llc ADDRESS: 3601 Arapahoe SELLER: Eric & Kristen lighter Dr, Longmont LOLA HAMBY, Creditor: BETTER FUTURE LLC, PRICE: $625000 BUYER, BUYER’S Ave Unit 102, Boulder Davidson Alpine Credit Inc. Amount: PRICE: $225000 $211.5, Case #50120, JJJ WELDING LLC, $0.0, DATE CLOSED: 8/28/2014 ADDRESS: Lauren Kolb, PRICE: $438000 BUYER, BUYER’S DATE CLOSED: 8/29/2014 $0.0. Case #C-11c1000. 9/5/2014 Case #4046346, 9/17/2014 3015 Kalmia Ave DATE CLOSED: 8/28/2014 ADDRESS: Jennifer Lee Date: 9/9/2014 SELLER: Rita Catherine ADDRESS: 3015 Kalmia Bertoletti, 360 County Rd SELLER: Janet Sue & Terry JOSHUA JCRILL, K2D INC, $0.0, Case Deligio Ave, Boulder SELLER: Tina & James ADDRESS: 360 County Lee Koelling Broomfield County $621.27, Case #50121, #4045242, 9/12/2014 BUYER, BUYER’S PRICE: $264900 Marc Telson Rd, Louisville BUYER, BUYER’S 9/5/2014 ADDRESS: Tom A & Sha- DATE CLOSED: 8/28/2014 BUYER, BUYER’S PRICE: $232500 ADDRESS: Walker & DEBTOR: KERRI J COL- LAZY DOG ERIE LLC, ron L Moon, 2321 Calais ADDRESS: James Ryan & DATE CLOSED: 8/29/2014 Margaret White, 1160 Han- LIER, Creditor: Capital One J STROH MASONRY $0.0, Case #4046000, Dr Unit G SELLER: Matthew D Angela Lynn Wilson, 2306 cock Dr Bk Usa. Amount: $3094.42. INC, $1594.43, Case 9/16/2014 ADDRESS: 2321 Calais Dr Hammond Sherri Mar St SELLER: Elizabeth E ADDRESS: 1160 Hancock Case #C-10c1462. Date: #49991, 9/5/2014 Unit G, Longmont BUYER, BUYER’S ADDRESS: 2306 Sherri Martinez Dr, Boulder 9/16/2014 SEAN MMATHES, $0.0, PRICE: $210000 ADDRESS: Jennifer & Mar St, Longmont BUYER, BUYER’S PRICE: $589000 SPRING CRK ORAL Case #4043572, 9/6/2014 DATE CLOSED: 8/28/2014 Thomas Szalapski, 5450 La PRICE: $279800 ADDRESS: Steve Conder, DATE CLOSED: 8/29/2014 MAXILLO SURGRY, Plata Cir DATE CLOSED: 8/28/2014 2204 18th Ave Larimer County $2399.8, Case #49992, SEAN MMATHES, $0.0, SELLER: Genevieve M ADDRESS: 5450 La Plata ADDRESS: 733 Kimbark 9/5/2014 Case #4043573, 9/6/2014 Whiteaker Cir, Boulder SELLER: Valerie A Watson St, Longmont See Record, 34 34 | Oct. 3-16, 2014 BizWest | www.bizwest.com FOR THE RECORD from 33 SELLER: Amber N & Jason ADDRESS: 760 Mountain DATE CLOSED: 9/2/2014 A Greves View Ave, Longmont SELLER: Bradley A Ste- BUYER, BUYER’S PRICE: $190000 SELLER: Eileen Treichel phenson ADDRESS: Thomas W DATE CLOSED: 9/2/2014 Trust BUYER, BUYER’S & Elizabeth J Parker, 47 BUYER, BUYER’S ADDRESS: Richard M & Doe Trl SELLER: Elizabeth C ADDRESS: Dustan & Carol Clarke Bedell, 3142 ADDRESS: 47 Doe Trl, Richards Karen Lenser, 8571 Hol- 11th St Nederland BUYER, BUYER’S lyhock Ln ADDRESS: 3142 11th St, PRICE: $425000 ADDRESS: Paul David & ADDRESS: 8571 Holly- Boulder DATE CLOSED: 8/29/2014 Kelly Ann Nail, 3079 Henrich hock Ln, Lafayette PRICE: $900000 Farm Ln PRICE: $564000 DATE CLOSED: 8/29/2014 SELLER: Barbara J Vranna ADDRESS: 605 Mills St, DATE CLOSED: 9/2/2014 BUYER, BUYER’S Lafayette SELLER: James Collin ADDRESS: Nina & Mat- PRICE: $375000 SELLER: Jennifer M & Brothers thew Iles, 2817 Whitetail Cir DATE CLOSED: 9/2/2014 Joshua A Burke BUYER, BUYER’S ADDRESS: 2817 Whitetail BUYER, BUYER’S ADDRESS: Seth Michael & Cir, Lafayette SELLER: Leam Blackwood ADDRESS: Sandra B & Sarah Elizabeth Hays, 944 PRICE: $295000 BUYER, BUYER’S David M Schell, 4115 Fred- Yucca Ct DATE CLOSED: 8/29/2014 ADDRESS: Brent F & Jen- erick Cir ADDRESS: 944 Yucca Ct, nifer Elisabeth Niccore, 930 Longmont ADDRESS: 4115 Frederick SELLER: 840 30th Street Vetch Cir Cir, Longmont PRICE: $237000 Llc ADDRESS: 930 Vetch Cir, DATE CLOSED: 8/29/2014 PRICE: $423000 BUYER, BUYER’S Lafayette DATE CLOSED: 9/2/2014 ADDRESS: 840 30th Street PRICE: $294000 SELLER: David J Wilson Boulder Llc, 802 16th St DATE CLOSED: 9/2/2014 BUYER, BUYER’S SELLER: Sally A Bries ADDRESS: 840 30th St, BUYER, BUYER’S ADDRESS: Fox Ridge Boulder SELLER: Raymond Derr Investments Llc, 44 Union ADDRESS: Martin Beggs, PRICE: $360700 BUYER, BUYER’S 4553 Wellington Rd Blvd Ste 103 DATE CLOSED: 8/29/2014 Nature Tooth ADDRESS: ADDRESS: 4553 Welling- ADDRESS: 1129 Adams Llc, 3613 Sunflower Cir ton Rd, Boulder Ave, Louisville SELLER: Stacey R ADDRESS: 2120 17th Ave, PRICE: $387500 PRICE: $358800 Anderson Longmont DATE CLOSED: 9/2/2014 DATE CLOSED: 8/29/2014 BUYER, BUYER’S PRICE: $221000 ADDRESS: Paul R & Vir- DATE CLOSED: 9/2/2014 SELLER: Carl T & Vickie L ginia E Allen, 1955 Spruce SELLER: Satoru Tachihara Yeomans Ave SELLER: H Wayne Del- BUYER, BUYER’S BUYER, BUYER’S ADDRESS: 1955 Spruce linger ADDRESS: Duane & ADDRESS: Zachary Mcar- Ave, Longmont BUYER, BUYER’S Mitchell S Duggan, 1111 tor, 3464 Larkspur Dr PRICE: $425000 ADDRESS: Jose L & Karen Monroe Dr Apt C ADDRESS: 3464 Larkspur DATE CLOSED: 8/29/2014 L Castaneda, 1548 19th Ave ADDRESS: 1111 Monroe Dr, Longmont ADDRESS: 1548 19th Ave, Dr Apt C, Boulder PRICE: $315000 SELLER: Marc E & Jessica Longmont PRICE: $259900 DATE CLOSED: 8/29/2014 D Jones PRICE: $185000 DATE CLOSED: 9/2/2014 BUYER, BUYER’S DATE CLOSED: 9/2/2014 SELLER: Patrick K Sweet ADDRESS: Michael J Mur- SELLER: Ann E Erickson BUYER, BUYER’S phy, 1908 Hayward Pl SELLER: David D & Carole BUYER, BUYER’S ADDRESS: Lori Carranza, ADDRESS: 1908 Hayward D Nordgren ADDRESS: Michael E & 1247 Kinnikinnick Ct Pl, Longmont BUYER, BUYER’S Susan M Alexenko, 887 ADDRESS: 1247 Kinnikin- PRICE: $255000 ADDRESS: 200 West Eldorado Dr nick Ct, Longmont DATE CLOSED: 8/29/2014 Arapahoe Holdings Llc, ADDRESS: 887 Eldorado PRICE: $250000 3021 Jefferson St Dr, Superior DATE CLOSED: 8/29/2014 SELLER: Matthew & Lyle ADDRESS: 200 Arapahoe PRICE: $675000 Garcia Ave, Boulder DATE CLOSED: 9/2/2014 SELLER: Toni M & Vincent BUYER, BUYER’S PRICE: $1750000 Grishman ADDRESS: Seth Duncan, DATE CLOSED: 9/2/2014 SELLER: Boulder Creek BUYER, BUYER’S 1530 Calkins Ave Overlook Llc ADDRESS: Gillian G & ADDRESS: 1530 Calkins SELLER: Jack Fisher Con- BUYER, BUYER’S Nancy L Hyde, 805 Summer Ave, Longmont struction Color ADDRESS: Mckee Rain- Hawk Dr # 53 PRICE: $225000 BUYER, BUYER’S ford Revocable Trust, 1806 ADDRESS: 805 Summer DATE CLOSED: 9/2/2014 ADDRESS: Kevin D & Kim- Jules Ln Hawk Dr # 53, Longmont berly A Hearne, 1433 Terra ADDRESS: 1806 Jules Ln, PRICE: $180000 SELLER: Nancy R Sherwin Rosa Ave Louisville DATE CLOSED: 8/29/2014 BUYER, BUYER’S ADDRESS: 1433 Terra PRICE: $522200 ADDRESS: Hk Enterprises Rosa Ave, Longmont DATE CLOSED: 9/2/2014 Llc, 2325 Dunbar Ct PRICE: $377800 BizWest | www.bizwest.com Oct. 3-16, 2014 | 35 FOR THE RECORD SELLER: Ricky J & Patricia ADDRESS: 5901 Oxford SELLER: Portico Develop- ADDRESS: 1693 Dorothy BUYER, BUYER’S ADDRESS: 2163 Night Sky ADDRESS: 49 Empire Pl, SELLER: Andrzej W & A Darnell Rd, Longmont ment Companies Cir, Longmont ADDRESS: John & Ln, Lafayette Longmont Agnieszka Bek BUYER, BUYER’S PRICE: $750000 BUYER, BUYER’S PRICE: $519000 Mailand Edlin, 6702 Robin PRICE: $639900 PRICE: $210400 BUYER, BUYER’S ADDRESS: Tsultim DATE CLOSED: 9/2/2014 ADDRESS: Jennie March DATE CLOSED: 9/2/2014 Willow Ct DATE CLOSED: 9/3/2014 DATE CLOSED: 9/3/2014 ADDRESS: Lauren S Jugame, 3286 Billington Dr Aleu Separate Pro, 715 ADDRESS: 766 W Fir Ct, Allen, 2855 Rock Creek Cir ADDRESS: 3286 Billington SELLER: Whitney Road Llc Louisville Forest Ave SELLER: Robert Z Adwar SELLER: Barbara L SELLER: Todd A & Rina Unit 306 Dr, Erie BUYER, BUYER’S ADDRESS: 8868 Portico BUYER, BUYER’S PRICE: $420500 Hayden Trust Y Tilzer ADDRESS: 2855 Rock PRICE: $319000 ADDRESS: John Shipp, Ln, Longmont ADDRESS: Maria Sylvia DATE CLOSED: 9/3/2014 BUYER, BUYER’S BUYER, BUYER’S Creek Cir Unit 306, Superior DATE CLOSED: 9/2/2014 2008 18th St PRICE: $150000 Petzold, 1040 Tantra ADDRESS: Jeffery S Mag- ADDRESS: Ronald E Feh- ADDRESS: 2008 18th St, DATE CLOSED: 9/2/2014 Park Cir SELLER: Gerard & Jeanne gard, 36 Barcelona Dr rmann, 3122 W Yarrow Cir PRICE: $280300 SELLER: Gregory & Joyce Boulder ADDRESS: 1040 Tantra L Ryan ADDRESS: 36 Barcelona ADDRESS: 3122 W Yarrow DATE CLOSED: 9/3/2014 A Ortez PRICE: $599000 SELLER: Betsy R Wheeler Park Cir, Boulder BUYER, BUYER’S Dr, Boulder Cir, Superior BUYER, BUYER’S DATE CLOSED: 9/2/2014 BUYER, BUYER’S PRICE: $457500 ADDRESS: Jason Walp, PRICE: $565500 PRICE: $416000 SELLER: Diane & Glen ADDRESS: Carla Hunt, ADDRESS: Massimiliano DATE CLOSED: 9/2/2014 555 Manhattan Dr Unit 201 DATE CLOSED: 9/3/2014 DATE CLOSED: 9/3/2014 Davis 100 W 89th St Apt 5l SELLER: Yvonne G Barrett Lucchetti, 1326 Gay St ADDRESS: 555 Manhattan BUYER, BUYER’S ADDRESS: 1556 Green- BUYER, BUYER’S ADDRESS: 1326 Gay St, SELLER: Dana R Lessie Dr Unit 201, Boulder SELLER: Karla & Ian SELLER: Twyla M Stroud ADDRESS: Paul Louis briar Blvd # 137, Boulder ADDRESS: Joshua Craig Longmont BUYER, BUYER’S PRICE: $280000 Kennedy BUYER, BUYER’S Pisani, 7676 Estate Cir 428000 9/3/2014 PRICE: $ Firestone, 3035 Oneal Pkwy PRICE: $196000 ADDRESS: Luke Andrew DATE CLOSED: BUYER, BUYER’S ADDRESS: Barbara J ADDRESS: 7676 Estate DATE CLOSED: 9/2/2014 Apt T13 DATE CLOSED: 9/2/2014 Micono, 752 8th Ave Reed, 1744 Lincoln St ADDRESS: Michelle F & Cir, Niwot ADDRESS: 3035 Oneal ADDRESS: 752 8th Ave, SELLER: Paul A & Gerri Matthew A Tomasko, 320 ADDRESS: 1744 Lincoln SELLER: John V Jr & Andi- Pkwy Apt T13, Boulder SELLER: M Bruce & Longmont Foley St, Longmont PRICE: $595000 32nd St DATE CLOSED: 9/3/2014 lyn Brockert PRICE: $156000 Yoshiko K Struthers PRICE: $255500 BUYER, BUYER’S ADDRESS: 320 32nd St, PRICE: $235000 BUYER, BUYER’S DATE CLOSED: 9/2/2014 BUYER, BUYER’S DATE CLOSED: 9/3/2014 ADDRESS: Brian Alex- Boulder DATE CLOSED: 9/3/2014 SELLER: Matthew J Kovar ADDRESS: Andrew S ADDRESS: Sue C & ander Jr Flournoy, 1402 PRICE: $463200 Davis, 210 Peppler Dr SELLER: Daniel & Vivienne Joseph H Wallingford, 1400 SELLER: Teresa A & Jon Marigold Dr DATE CLOSED: 9/3/2014 SELLER: Mary F Thomp- BUYER, BUYER’S ADDRESS: 210 Peppler Wallace Lee Hill Rd Unit 7 C Dunwell ADDRESS: 1402 Marigold son ADDRESS: Casey A Dr, Longmont BUYER, BUYER’S ADDRESS: 1400 Lee Hill BUYER, BUYER’S Dr, Lafayette SELLER: Divya E & Franck BUYER, BUYER’S Koehler, 1057 W Century Dr PRICE: $299900 ADDRESS: Muskrat Hat Rd Unit 7, Boulder ADDRESS: Cassandra PRICE: $358000 J Vernerey ADDRESS: Douglas J & Apt 320 9/2/2014 9/3/2014 DATE CLOSED: 18 Llc, 2141 Baseline Rd PRICE: $192500 Radcliffe, 692 Avalon Ave DATE CLOSED: BUYER, BUYER’S Mary C Lyle, 7733 N 73rd St ADDRESS: 1057 W Cen- Apt 18 DATE CLOSED: 9/2/2014 ADDRESS: 692 Avalon ADDRESS: Ramaiah D ADDRESS: 1520 Tulip Ct, tury Dr Apt 320, Louisville SELLER: Brian Simons ADDRESS: 2141 Baseline Ave, Lafayette SELLER: Joan F Howard Longmont Pandian, 2266 Massachu- PRICE: $218000 BUYER, BUYER’S Rd Apt 18, Boulder SELLER: Susannah P PRICE: $297000 BUYER, BUYER’S PRICE: $275000 setts Ave ADDRESS: Zhe Chang, PRICE: $272000 Jordan DATE CLOSED: 9/3/2014 ADDRESS: Wally & Brande DATE CLOSED: 9/3/2014 DATE CLOSED: 9/3/2014 ADDRESS: 1035 Tantra 4840 6th St DATE CLOSED: 9/2/2014 BUYER, BUYER’S Dale Charnoff, 11241 Look- Park Cir, Boulder SELLER: Nea M Sullivan ADDRESS: 4840 6th St, ADDRESS: Stanton Iii SELLER: Orva Dee Bussert out Rd SELLER: Bd Acquisi- PRICE: $405000 BUYER, BUYER’S Boulder SELLER: Elliott & Susanne Dossett, Vl BUYER, BUYER’S ADDRESS: 11241 Lookout tions Llc DATE CLOSED: 9/3/2014 ADDRESS: Curtis N PRICE: $1280000 Boissevain Rothchild ADDRESS: 6623 Lefthand ADDRESS: Patterson Rd, Longmont BUYER, BUYER’S DATE CLOSED: 9/2/2014 BUYER, BUYER’S Canyon Dr, Jamestown Mckinney Llc, 4450 Arapa- PRICE: $550000 ADDRESS: Ryan Amirault, Robords, 1805 Tyler Ave ADDRESS: Bryan L Steele, PRICE: $356300 hoe Ave Ste 100 DATE CLOSED: 9/3/2014 SELLER: Edward L Jr & 305 S Taft Ct ADDRESS: 1805 Tyler Ave, SELLER: Bailey Vinson 7230 Glacier View Rd DATE CLOSED: 9/2/2014 ADDRESS: 600 Manhattan Michaela L Hirschfeld ADDRESS: 305 S Taft Ct, Longmont BUYER, BUYER’S ADDRESS: 7230 Glacier Dr Apt A8, Boulder SELLER: David & Lauren BUYER, BUYER’S Louisville PRICE: $245000 ADDRESS: Brian & Marci View Rd, Longmont SELLER: My Three Sons PRICE: $214000 Tremblay ADDRESS: Wftcondo3 Llc, PRICE: $234000 DATE CLOSED: 9/3/2014 Yates, 2800 Kalmia Ave PRICE: $400000 Real Estate Mana DATE CLOSED: 9/3/2014 BUYER, BUYER’S 2421 Waneka Lake Trl DATE CLOSED: 9/3/2014 Apt B110 DATE CLOSED: 9/2/2014 BUYER, BUYER’S ADDRESS: Margaret C ADDRESS: 5110 Williams SELLER: Richmond Ameri- ADDRESS: 2800 Kalmia ADDRESS: Patrick L SELLER: Teresa J & Jean & Ryan R Ludlow, 4525 Fork Trl Apt 105, Boulder SELLER: Waldo R & Nancy can Homes Colora Ave Apt B110, Boulder SELLER: Peter & Alice Bryan, 400 Crystal Pl T Gohde Squires Cir PRICE: $120000 R Dagle BUYER, BUYER’S PRICE: $187000 Madden ADDRESS: 400 Crystal Pl, BUYER, BUYER’S ADDRESS: 4525 Squires DATE CLOSED: 9/3/2014 BUYER, BUYER’S ADDRESS: Brenda & DATE CLOSED: 9/2/2014 BUYER, BUYER’S Longmont ADDRESS: Gerardo Cane- Cir, Boulder ADDRESS: Boulder City Philip V Dizerega, 1620 ADDRESS: Jaymi C Bauer, PRICE: $250000 domacouzet, 59 Ash Ct PRICE: $555200 SELLER: Ashley M Of, 1777 Broadway Hideaway Ct Roueche SELLER: Mark R & Debra 1158 Pintail Cir DATE CLOSED: 9/2/2014 ADDRESS: 59 Ash Ct, DATE CLOSED: 9/3/2014 ADDRESS: 7669 N Foot- ADDRESS: 1620 Hide- BUYER, BUYER’S D Martin ADDRESS: 1158 Pintail Longmont hills Hwy, Boulder away Ct, Longmont ADDRESS: Cheryl Jean BUYER, BUYER’S Cir, Boulder SELLER: William L Martin PRICE: $237200 SELLER: Legacy 1 Llc PRICE: $525000 PRICE: $508400 ADDRESS: John & PRICE: $1158000 BUYER, BUYER’S BUYER, BUYER’S Buschmann, 804 Summer DATE CLOSED: 9/3/2014 DATE CLOSED: 9/3/2014 DATE CLOSED: 9/3/2014 Alexandra Barlament, 726 DATE CLOSED: 9/2/2014 ADDRESS: Ashley John- ADDRESS: William H Stor- Hawk Dr Unit 2206 Orchard Ct son, 382 Apple Valley Rd SELLER: Edmund F inger, 1721 Emery St ADDRESS: 804 Sum- SELLER: William Carson & SELLER: Gregory M & Amy ADDRESS: 726 Orchard SELLER: Catherine V & ADDRESS: 192 County Grefrath ADDRESS: 1721 Emery St, mer Hawk Dr Unit 2206, Christina A Lantz E Brown Longmont Ct, Louisville Timothy Babington Road 69, Lyons BUYER, BUYER’S Longmont BUYER, BUYER’S BUYER, BUYER’S PRICE: $745700 BUYER, BUYER’S 162000 PRICE: $223500 PRICE: $150000 ADDRESS: Ananda V & PRICE: $ ADDRESS: Annmarie Jen- ADDRESS: Kimberly A DATE CLOSED: 9/2/2014 ADDRESS: Nancy S Umb- DATE CLOSED: 9/2/2014 sen, 2757 W White Oak Ct DATE CLOSED: 9/3/2014 DATE CLOSED: 9/3/2014 Tamara L Layman, 300 S Hassett, 2180 Meadow reit, 4636 Palmer Ct ADDRESS: 2757 W White 68th St SELLER: Michael J Adler ADDRESS: 321 Wisteria SELLER: Meritage Homes Oak Ct, Lafayette SELLER: Charley P Hale SELLER: Norma J & Kim- ADDRESS: 300 S 68th St, Sweet Ln BUYER, BUYER’S Way, Lafayette Colorado Inc PRICE: $495900 BUYER, BUYER’S berly A Gholson Boulder ADDRESS: 2180 Meadow ADDRESS: Cynthia Anne PRICE: $486000 BUYER, BUYER’S DATE CLOSED: 9/3/2014 ADDRESS: Jennifer Patten BUYER, BUYER’S PRICE: $645000 Sweet Ln, Erie & David Abraham Schech- DATE CLOSED: 9/2/2014 ADDRESS: Kien Kiat & Gregory Eric Klosterman, ADDRESS: Javier Cortez, DATE CLOSED: 9/3/2014 PRICE: $415000 ter, 5901 Oxford Rd Wong, 1693 Dorothy Cir SELLER: Paul Louis Pisani 2163 Night Sky Ln 49 Empire Pl DATE CLOSED: 9/3/2014 YourYour AdventureAdventure AwAwaitsaits 6 o'CLOCK in the evening Embassy Suites Loveland th

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PINSKY from 25A recruiters and I encourage them to to be true, hold onto your wallet and This is a common mistake.,” he said. references. You will make a strong keep up their own search efforts as run in the opposite direction. “I am looking at how you act and first impression if you are clear about well.” That being said, you can find a react to different questions. I am even the type of position you want and It is important to note that you wide variety of respectable recruit- watching how you interact with my the value you can provide a potential never want to pay a recruiter a fee in ment firms in Boulder, Larimer and administrative staff. I am assessing employer. order to utilize their services. Repu- Weld counties. Many have been in your professionalism and considering Second, you need to follow up. table recruiters are hired and paid by business for years and are staffed with how you would fit in with different The idea is to build a relationship companies to fill openings. highly professional recruiters who are client companies.” with a recruiter and that takes time Some agencies offer job-search or passionate about what they do. One of the worst mistakes you and effort. “Communication needs career-counseling services in addition As a job seeker, what can you do to can make is to walk into a recruiting to run both ways,” Lea said. “Staying to placement support. These estab- create a successful relationship with a firm and say, “I am looking for a job.” in touch is important because timing lishments may charge a fee to update reputable recruiter? Lea offered three While recruiters can provide valuable can be everything.” your résumé and “promise” to present key pieces of advice. coaching and support, they are not Keep in mind that recruiters will you to their illustrious list of clients. “First, it is important to treat your there to help you determine a career have different preferences about how This is a red flag! Too often, job seek- initial meeting as a professional inter- path. often to check in and whether they ers end up with a mediocre résumé view. Many candidates assume they Go into the meeting with a target prefer a phone call or email. The goal and never hear from the recruiter can dial down their professionalism position in mind, an updated résumé, is to figure out how to remain on a again. In general, if it sounds too good when they come in to meet with me. a solid LinkedIn profile and a list of recruiter’s radar without becoming a pest. Finally, Lea stressed that candidates be open to feedback and coaching. A recruiter’s job is to sell a candi- date to a client company. Your job is to help the recruiter sell you. Recruiters are incredibly aware of what their clients are looking for in new hires. They can provide keen insights to help you shine when you are in front of hiring managers. According to Lea, “I give candidates open feedback about their résumés and professional dress. I also coach them through the interview process as well as during the salary negotiation stage.” Many job seekers remain skeptical about the benefits of working with a recruiter in general and many are especially averse to taking temporary assignments. They worry that a contract assignment will negatively impact their unemployment benefits or impede their search for full-time employment. Lea offered a different perspective, “Temporary positions can help keep your skills fresh and you may even add new skills and industry experience to your résumé,” he said. “Proj- ect work through a temporary assignment is also a great way to grow your network. And, there is no better way to test the waters to see if you like a company culture should a permanent position come available.” One thing that job seekers often lose sight of is that a professional recruiter’s reputation – and ultimately their paycheck – are driven by the quality of candidates they provide to their client companies. It helps to enter into a recruiting partnership with this awareness. To be clear, a recruiter can be a valuable job-search partner. You cannot saunter into a staffing firm in a pair of jeans and sneakers and expect to land a fabulous job. However, taking the time to build a professional relationship with the right recruiter (or two) can lead you to opportunities you would not have been able to uncover on your own.

Carrie Pinsky is a freelance writer, job-search coach and training special- ist. Reach her at Pink Sky Counseling and Career Services, 970-225-0772 or www.pink-sky.net. BizWest | www.bizwest.com Oct. 3-16, 2014 | 37

SYNERGY from 1A plans at least $200 million in capital $37 million. ergy has sought permits to drill a in rural areas, but it also drills in urban spending next year. Synergy has 56,600 net acres in the dozen wells in the so-called Green- areas such as Greeley, which may pose Synergy (NYSE MKT: SYRG), Greater Wattenberg Area, with a total horn formation, a potentially lucrative risks to greater numbers of people who which went public in 2008, got its of 1,737 drilling locations in the region. oil reservoir. live nearby if something goes wrong. start during the financial collapse. The The company has drilled 32 hori- “They have one solid bread-and- Andrew Logan, director of the price of oil sank below $40 per barrel, zontal wells and added a third rig to butter project and two exploration oil and gas program at Boston-based giving co-chief executives Ed Hollo- the region in September, up one rig projects,” Haas said. “Both can lead to Ceres, works with investors and oil and way and Bill Scaff the opportunity to from a year ago. a lot more upside. I think that’s really gas companies to address environmen- acquire assets to start Synergy. David Beard, managing director why the stock has taken off.” tal and safety issues. The financial con- “We set our mind to not letting the of Energy Equity Research for Iberia Haas added that Synergy’s hori- sequences of making mistakes in areas company fail, and we went out and Capital Partners, said Synergy’s stock zontal drilling costs are lower than with greater numbers of people could started raising money primarily in has risen on its horizontal well activity those of other companies. The typical be higher than in rural areas, he said. the Weld County, Greeley areas,” said in Weld County: A single well can pro- horizontal well costs around $4.2 mil- “It’s definitely an area of great con- Holloway, who has more than three duce hundreds of barrels of oil per day. lion to drill in Weld County. Synergy cern for investors,” he said. “They see a decades of experience in Northern Beard has rated the stock “outperform” spends about $3.6 million to drill the much higher risk profile for companies Colorado’s oil and gas industry. “We with a price target of $15. standard horizontal well because the that have a lot of their assets in urban knew exactly what to do: Instead of Along with its drilling program company, which has just 23 employ- areas or close to population than they drilling wells, we went out and con- in the core Wattenberg area in Weld ees, has lower overhead. would for companies that have more tinually leased up as much as we could County, the company’s plans to drill Synergy’s production has skyrock- remote operations.” as fast as we could.” test wells in an area that straddles eted in the past three years, growing Companies also must maintain a The company began trading on the northeast Weld County and northern to 4,120 barrels of oil equivalent per “social license to operate,” meaning NYSE MKT, an exchange for small- Morgan County is an exciting pros- day in the third quarter of fiscal 2014 they must have the support of the pub- cap companies, in 2011, and this year pect, he said. Beard also is eager to see from 452 in fiscal 2011. lic to drill in addition to any regulatory its stock hit a high of $14.11. Synergy the outcome of a recent deal between Its revenue climbed to $68 million approvals, he said. shares declined to around $12 earlier Synergy, Johnson Production Corp. during the first nine months of its fis- Holloway said Synergy has gone this month, but the company remains and Kodiak Petroleum Inc. to drill as cal 2014 from $32 million during the beyond regulatory requirements in the top small-cap stock at Iberia Capi- many as 10 wells in Nebraska. Synergy same period a year earlier. More than much of its drilling operations in Gree- tal Partners in New Orleans. will take a 50 percent stake in the wells 80 percent of the company’s revenue ley and other cities and towns. “Recent insider buying, related to and will pay three-eighths of their comes from oil. “We’ve had tremendous success in option exercises, should give investors drilling cost. Analysts consider Synergy a con- navigating through that arena,” he said. confidence that the recent modest “Both of those new fields could servative company: It began drilling “I live in this area. We want to make share price pullback is more macro- become quite productive over the horizontal wells after other companies sure that our social license is renewable related and that operations continue next two, three, four years,” Beard found success drilling them. continually.” to move forward,” says a research note said. “The company has a great bal- “They didn’t drill horizontal until from the analyst firm. ance sheet and plenty of cash flow to they saw that other people were able Steve Lynn can be reached at 970- With a market capitalization of develop them. If that happens, the to do it and make it work,” Beard said. 232-3147, 303-630-1968 or slynn@ $988 million, Synergy has raised $189 stock is going to go a lot higher.” With Synergy’s upside also comes bizwestmedia.com. Follow him on Twit- million in capital and has total debt of In northeastern Weld County, Syn- risk to investors. Synergy drills wells ter at @SteveLynnBW.

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COMMENTARY BIZWEST WWW.BIZWEST.COM Paths still needed up from recession veryone who slogged through Worse yet, the study attributed 40 ﬁeld, Larimer and Weld counties and survived the Great Reces- EDITORIAL percent of the disparity to plain, continues to drop, going below 4 Esion wants to read a differ- old-fashioned discrimination. percent in two of these counties. ent story these days, one filled What to do? Historically, a tight labor market with good news about innovation, 20 states nationwide for having the A recent opinion piece in Forbes has helped boost wages, and we’re job growth and prosperity. Alas, largest gap between the haves and magazine suggests that the answer hopeful this will occur in a mean- a recent study by the Colorado the have nots. to income inequality lies not with ingful way soon. Center on Law and Policy, based Equally disappointing, the taxing the wealthy more but in In the interim, we would like to on 2012 income data from the U.S. income gap for women continues to turning the “have nots” into “do see support for ongoing health-care Census, indicates that the slog is remain stubbornly large. In 2012, somethings.” While this is too cost-containment efforts for every- still very much with us. Colorado women with high school simplistic – and harsh – there is one, not just for those who qualify Consider the following: degrees did the best, earning 75 a lot to be said for putting people for federal subsidies; and more The median income of Colo- percent of their male colleagues, back to work. The problem, of radans has not – ﬁve years after roughly $23,327 compared with course, is that lots of people are state support for college tuition. the recession ended – recovered $31,770. working – but they are working Driving health-care costs lower from the heart-stopping declines of The Colorado study cites recent for less than they were seven years is a powerful tool for putting more 2007-2009. Real median income, research by Cornell University ago, and often they are working in money in everyone’s pocket. In in fact, has declined by $4,400, to economists indicating that rough- part-time positions because more addition, more state support for $56,765, while the costs of educa- ly 60 percent of the pay gap is lucrative, full-time work still isn’t tuition would give all Colorado tion, health care and housing have attributable to a narrow choice of available. students a better shot at a college risen, dramatically. occupations, interruptions in work This may be changing. Last degree and higher-earning jobs, Income inequality has grown. years and working fewer hours month, we reported that unem- and an end to an economic slog that In fact, Colorado is among the top because of family responsibilities. ployment in Boulder, Broom- has gone on much too long.

BizWest opinion poll

Unsure Question: Next question: Would you support requiring Yes The Colorado race for the U.S. new Medicare enrollees to Senate is one of the closest submit a signed living will and in the nation. Do you expect medical power of attorney Sen. Mark Udall or Rep. Cory to ensure better end-of-life Gardner to win? planning and help reduce No Answer now at bizwest.com. medical costs?

* The BizWest Opinion Poll is not scientiﬁc and reﬂects only the opinions of those Internet users who have chosen to participate.

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Reporters Advertising and Event Coordinator The entire contents of this newspaper are copyright- Joshua Lindenstein ... [email protected] Kimberly Willard ...... [email protected] ed by BizWest Media LLC with all rights reserved. 303-630-1943 | 970-416-7343 970-232-3152 | 303-630-1967 Reproduction or use, without permission, of editorial Steve Lynn ...... [email protected] or graphic content in any manner is prohibited. 970-232-3147 | 303-630-1968 Doug Storum ...... [email protected] 303-630-1959 | 970-416-7369 BizWest | www.bizwest.com Oct. 3-16, 2014 | 39 Municipal budgets up The vast majority of cities and towns in Northern Colorado have increased their municipal spending. Wellington has the biggest increase at 92 percent, and Fort Collins the smallest at 1 percent. Only Evans decreased its 2014 budget.

Ault +6% $2,013,129 $1,899,651 Berthoud +16% $12,373,401 $10,670,931 2014 budget $269,496,000 Boulder +6% $254,693,000 $33,821,649 2013 budget Brighton +8% $31,390,567 $6,443,000 Dacono +40% $4,610,000 Erie +22% $49,558,700 $40,702,550 Evans -34% $18,935,376 $28,561,930 $11,756,451 Firestone +15% $10,264,891 $551,814,406 Fort Collins +1% $547,562,254

Fort Lupton +32% $16,585,816 $12,547,125 $1,110,600 Gilcrest +10% $1,014,166 $236,067,547 Greeley +13% $208,304,213 Johnstown +11% $17,391,060 $15,731,960 $1,942,826 Keenesburg +31% $1,485,600 $49,227,587 Lafayette +21% $40,811,575

Longmont +32% $395,400,000 $298,700,000 Louisville +8% $64,505,370 $59,535,570 Loveland +10% $276,657,830 $251,745,770 Nunn +16% $2,809,041 $2,419,109 $2,155,055 Platteville +25% $1,725,852 $43,000,000 Superior +8% $40,000,000 Timnath +11% $11,892,652 $10,760,422 $17,387,604 Wellington +92% $9,057,955 Windsor +40% $38,746,606 $27,751,753

$100,000,000 $200,000,000 $300,000,000 $400,000,000 $500,000,000 $600,000,000

BUDGET IN DOLLARS SOURCE: BIZWEST RESEARCH

from $184.2 million in 2008 to SPENDING from 1A $238.3 million in 2013, according ing on some big projects, includ- to the city’s budget data. ing the general street reconstruc- “We are able to spend more in the tion, McCaslin (Boulevard)/U.S. recent years than in 2008 and 2009 (Highway) 36 interchange, sludge because our revenues have returned treatment and handling, golf course to pre-recession levels,” said Matthew reconstruction and city services Elliott, the city’s budget analyst. facility,” said Kevin Watson, finance But the city with the biggest director of the city of Louisville. spending plan this year, on a per- On a recent weekday morning, centage basis, is also one of the Jessi Hersey, 24, was working as smallest: Wellington, just northeast a cashier at The Singing Cook in of Fort Collins, population 6,514. downtown Louisville. She has lived Wellington will spend up to $17.4 in Louisville for 20 years, having million this year, 92 percent more moved there when she was 4 years than the $9 million it spent in 2013, old. She said the public projects she’s depending on construction progress witnessed, including the massive STEVE MILLER/BIZWEST on two major projects, a new city road construction, are important, Coal Creek Golf Course in Louisville is undergoing extensive repairs after last park and a waste water treatment but she would like the city to spend year’s flooding. The city increased its 2014 spending by 8 percent over 2013. plant needed to serve a booming its new cash on faster flood repairs residential sector. and shelters for abused women and the city has grown dramatically,” recession years,” said Bryan Bartow, In fact, Wellington issued 140 the homeless. Kwuun said. “We used to be a small the city’s accounting and budget residential building permits in 2013, “I think we should really focus on town, but now we’re getting a lot analyst, “but, because of the flood up from 13 in 2008. the holes that are still left from the more economic growth. There is in September 2013, a large portion Fort Collins and Boulder, on the flood that haven’t been touched,” more development and more stu- of the increased budget is for repair other hand, have posted only mod- she said. “I also would like to see dents here.” and maintenance of infrastructure est spending increases. the city build a safehouse for women Like Louisville, Longmont has damaged by the flood.” Fort Collins has bumped outlays and an actual homeless shelter.” increased its spending dramatical- Bartow said that “although the by just 4 percent, from $524.7 mil- James Kwuun, owner of Assort- ly since the recession, laying out city is recovering from the reces- lion in 2008 to $547.2 million in ed Goods & Candy in Louisville, $230.5 million last year, up 26 per- sion, there are some revenues, such 2013, according to the data. moved from New York about five cent from the $182.4 million it was as property tax, that have not come Expenditures in Boulder also years ago, and said he has seen prop- able to spend in 2008. back to pre-recession levels yet.” have come back since the recession, erty and sales taxes rising since then. “I would say that the city is able to Loveland has increased its spend- with spending rising 13 percent “I think in the past five years budget more expenditures than in ing 29 percent since the recession, since 2008. Every buildi eeds foudtio. IT’S CALLED COMMUNITY.

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