DISCLOSE REGISTER - FULL PORTFOLIO HOLDINGS 1.0

QuayStreet KiwiSaver Offer name Offer number OFR10673 Scheme QuayStreet Conservative Fund name Fund number FND825 Fund Period disclosure applies [dd/mm/yyyy] 30/09/2020 Asset name % of fund net assets Security code Cash ANZNZ (NZD) 11.15% ASB TD 2.50% 30/11/2020 7.56% New Zealand iShares Core S&P 500 ETF 5.02% US4642872000 MSCI EAFE incl Canada TRS 3.07% Sydney Airport Inflation Linked (Nov 2020) 1.97% AU300SAFC041 APT Pipelines (March 2025) 1.92% USQ04578AD42 BNZ (Feb 2024) 1.83% US06407FAA03 Vector (Mar 2024) 1.76% NZVCTDT009C6 Cash Citibank (USD) 1.62% New Zealand NZ Govt Inflation Linked (Sep 2030) 1.62% NZIIBDT003C0 ANZ New Zealand TD 1.21% 23/7/2020 1.55% ASB TD 1.5% 25/06/2021 1.45% ASB (May 2024) 1.43% US00216NAC39 Kiwibank Covered Bonds (Sep 2025) 1.42% AU3FN0056354 Mirvac (Mar 2027) 1.30% XS1688567251 NZ Govt Inflation Linked (Sep 2025) 1.27% NZIIBDT002C2 Genesis Energy (April 2025) 1.27% NZGNEDT007C3 ASB Subordinated Notes (Dec 2026) 1.20% NZABBDG002C2 (Nov 2021) 1.08% NZZELD0040L6 ANZ New Zealand USD (March 2024) 1.07% US00182FBK12 Brambles (Oct 2025) 1.04% USU10517AC12 (May 2022) 1.04% XS0783674236 Chorus (May 2021) 1.01% NZCNUDT002C8 Powerco (Nov 2024) 1.00% NZPWCDT009C9 IAG Subordinated Notes (June 2045) 0.95% AU3FN0047544 BNZ Subordinated Notes (Dec 2025) 0.95% NZBNZDT383C8 NEXTDC (June 2021) 0.93% AU3CB0244358 Lend Lease (May 2026) 0.92% XS1418635337 (Mar 2030) 0.91% AU3CB0266708 Bank of China TD 13AUG2021 1.60 0.87% NEXTDC FRN (June 2022) 0.85% AU3FN0043337 ASB (Jun 2023) 0.84% US00216NAA72 Woolworths (May 2030) 0.83% AU3CB0272227 Mercury NZ Green Bond (Sep 2027) 0.80% NZMCYDG003C8 Council Green Bonds (Sep 2050) 0.79% NZAKCDT520C6 Kiwibank TD 10NOV2020 2.45 0.75% Port of (Sep 2025) 0.72% NZPOTD0925L1 Mercury NZ (Sep 2021) 0.72% NZMTYDT003C4 AusNet Subordinated Notes (Jun 2080) 0.72% AU3FN0056594 Wellington Airport (Aug 2026) 0.71% NZWIAD0070L4 Macqaurie Bank (Jan 2025) 0.70% US55608RBE99 Subordinated Notes (Aug 2029) 0.69% XS1663477187 Fisher & Paykel Healthcare 0.68% NZFAPE0001S2 BNZ (Feb 2025) 0.67% US06407F2B71 Westpac Subordinated Notes (Sep 2026) 0.66% NZWBCD0010L1 (Aug 2021) 0.66% NZKIPD0010L3 Investore Property (Aug 2027) 0.65% NZIPLDT002C1 Genesis Energy (Mar 2023) 0.65% NZGPWDT006C1 Transpower (Aug 2023) 0.62% AU3CB0212868 CSL 0.62% AU000000CSL8 Spark New Zealand 0.61% NZTELE0001S4 (Apr 2023) 0.60% NZAIADT220L0 Kiwi Property Group (Nov 2025) 0.57% NZKPGD0040L4 Green Bond (Aug 2024) 0.56% NZCEND0050L0 SPDR Gold Shares Fund 0.55% US78463V1070 Property for Industry (Oct 2025) 0.55% NZPFIDT020C1 Westpac NZ (July 2024) 0.54% NZWNZD0724L3 Transpower (Sep 2025) 0.53% NZTRPD0070L9 Port of Tauranga (Jan 2021) 0.52% NZPOTD0121L7 A2 Milk Company 0.50% NZATME0002S8 Telstra (April 2025) 0.49% USQ8940FAA23 ANZ Group Subordinated Notes (March 2024) 0.48% USQ0426RNB07 ANZ Group SDG Subordinated Notes (Feb 2031) 0.47% AU3FN0055687 Goodman Property Trust (Sep 2030) 0.47% NZGMBDT006C9 Housing New Zealand (April 2030) 0.47% NZHNZD0230L2 NAB (May 2021) 0.46% XS0653938752 Kiwi Property Group (Aug 2023) 0.46% NZKPGD0020L6 ANZ Group (Aug 2023) 0.43% XS0654831493 Spark New Zealand (Mar 2024) 0.43% NZSPFD0580L4 Kiwibank (Sep 2024) 0.42% NZKIWD0924L1 Auckland Airport (Oct 2024) 0.40% NZAIAD0230L0 Wellington Airport (Apr 2030) 0.39% NZWIAD0060L5 Kiwi Property Group (Dec 2024) 0.38% NZKPGD0030L5 Commonwealth Bank of Australia 0.35% AU000000CBA7 ANZ New Zealand TD 1.3% 23/7/2021 0.34% Vector (Jun 2022) 0.34% NZVCTDT010C4 GPT (Sep 2024) 0.34% AU3CB0256832 BHP Billiton Ltd 0.34% AU000000BHP4 IAG Subordinated Bonds (Dec 2036) 0.32% AU3FN0055497 Kiwibank (Sep 2022) 0.31% NZKIWD0922L5 Scentre Subordinated Notes (Sep 2080) 0.31% USQ8053LAA28 (Mar 2023) 0.30% NZMELDT016C8 NEXTDC (June 2022) 0.30% AU3CB0254480 Wellington Airport (May 2023) 0.28% NZWIAD0030L8 Z Energy (Sep 2024) 0.28% NZZELD0050L5 iShares MSCI INDIA ETF 0.26% US46429B5984

Macquarie Group 0.26% AU000000MQG1

Cash DB Margin (USD) 0.26% ANZ Group 0.26% AU000000ANZ3 GPT (Aug 2022) 0.26% AU3CB0198075 Cash ANZNZ Margin (NZD) 0.25% Ebos Group 0.25% NZEBOE0001S6 NAB (June 2023) 0.24% US63254ABA51 Sydney Airport (Apr 2026) 0.24% USQ8809VAH26 BNZ (March 2023) 0.23% US05579JAJ79 Cash Citi Margin (USD) 0.23% Contact Energy 0.23% NZCENE0001S6 0.23% NZMFTE0001S9 Powerco (Sep 2022) 0.23% NZPWCDT007C3 Westpac Banking Corp 0.21% AU000000WBC1 Precinct Properties (Dec 2021) 0.21% NZPCTDT001C1 ASB TD 2.53% 28/10/20 0.21% Transpower (Mar 2025) 0.20% NZTRPD0050L1 Auckland International Airport 0.20% NZAIAE0002S6 Meridian Energy 0.20% NZMELE0002S7 NAB Subordinated Notes (Nov 2031) 0.19% AU3FN0051587 Oceania Healthcare Ltd 0.19% NZOCAE0002S0 0.19% NZFBUE0001S0 Aristocrat Leisure 0.19% AU000000ALL7 Pushpay Holdings Ltd 0.18% NZPAYE0003S9 Seek Subordinated Notes (June 2026) 0.18% AU3FN0052239 Investore Property 0.18% NZIPLE0001S3 Heartland Bank (April 2024) 0.18% NZHBLD0020L2 Westpac NZ TD 1.125% 13/08/2021 0.17% Auckland Airport ( May 2021) 0.17% NZAIADT130L1

Crown Subordinated Notes 0.17% AU0000CWNHB7

Sky Network Television (Mar 2021) 0.17% NZSKTDT011C7 Kiwibank TD 1.25% 21/05/2021 0.16% Waypoint REIT 0.16% AU0000088064 AusNet Services Capital Securities (Mar 2076) 0.16% XS1380286663 Contact Energy (Nov 2022) 0.16% NZCEND0040L1 Synlait Milk Subordinated Bonds (Dec 2024) 0.15% NZSMLDT001C4 Rio Tinto 0.15% AU000000RIO1 Mercury NZ 0.15% NZMRPE0001S2 Christchurch Airport (May 2024) 0.14% NZCIADT002C9 0.14% NZRYME0001S4 Goodman Property Trust (Sep 2028) 0.14% NZGMBDT007C7 Bank of China TD 20JAN2021 2.65 0.14% iShares Silver Trust 0.13% US46428Q1094 NAB Income Security 0.13% AU0000NABHA7 IR Swap Maturing 25/03/2027 (CITI) 0.13% Santos 0.12% AU000000STO6 ANZ Group Subordinated Notes (May 2027) 0.12% XS1233064739 Genesis Power Capital Bonds (Jun 2047) 0.12% NZGNEDG004C5 Newcrest Mining 0.11% AU000000NCM7 Iluka Resources 0.11% AU000000ILU1 Summerset Group 0.11% NZSUME0001S0 BPI No 1 Senior Bonds (Sep 2025) 0.11% AU3FN0020186 Westpac Perpetual Bonds (USD) 0.11% US96122UAA25 CBA Inflation Linked (Nov 2020) 0.11% AU3TI0000551 Genesis Energy (Jul 2022) 0.10% NZGNEDT008C1 Wesfarmers 0.10% AU000000WES1 ANZ Group Perpetual Bonds (USD) 0.10% USQ08328AA64 Freightways 0.10% NZFREE0001S0 Brambles 0.10% AU000000BXB1 Spark New Zealand (June 2026) 0.10% AU3CB0272466 South32 0.10% AU000000S320 Goodman Property Trust (May 2024) 0.10% NZGMBDT004C4 Cleanaway Waste Management 0.10% AU000000CWY3 Agnico Eagle Mines 0.09% CA0084741085

Downer EDI 0.09% AU000000DOW2

Yandex 0.09% NL0009805522 Chorus (Dec 2028) 0.09% NZCNUDT003C6 Mail.Ru Group Ltd 0.09% US5603172082 Amcor 0.09% AU000000AMC4 Deere & Co 0.08% US2441991054 Newmont Goldcorp Corp 0.08% US6516391066 Z Energy 0.08% NZZELE0001S1 Alphabet Inc-Cl A 0.08% US02079K3059 Delegat's Group 0.08% NZDGLE0001S3 Linde PLC 0.07% IE00BZ12WP82 Seven Group Holdings 0.07% AU000000SVW5 0.07% NZXROE0001S2 Transurban Group 0.07% AU000000TCL6 Yum China Holdings Inc 0.07% US98850P1093 ALS 0.07% AU000000ALQ6 Auckland Airport (Nov 2023) 0.07% NZAIADT210L1 LafargeHolcim 0.07% CH0012214059 Peet (June 2024) 0.07% AU3CB0262210 Republic Services 0.07% US7607591002 Aurizon Holdings 0.07% AU000000AZJ1 Headhunter Group 0.06% US42207L1061 Suncorp Group 0.06% AU000000SUN6 ZTO Express Cayman Inc 0.06% US98980A1051 Bank of America Corp 0.06% US0605051046 Nutrien Ltd 0.06% CA67077M1086 Reliance Worldwide 0.06% AU000000RWC7 NZ Post Subordinated Notes (Nov 2039) 0.06% NZNZPD1114L0 Ping An Healthcare & Tech 0.06% KYG711391022 Westpac Subordinated Notes (June 2028) 0.06% XS1431350120 NZ Refining Subordinated Notes (Mar 2034) 0.06% NZNZRDT001C8 Lend Lease Group 0.06% AU000000LLC3 Jumbo Interactive Ltd 0.06% AU000000JIN0 Becton Dickinson 0.06% US0758871091 CF Industries Holdings Inc 0.06% US1252691001 Cash Citibank (GBP) 0.06% James Hardie Industries PLC 0.05% AU000000JHX1 Precinct Properties Subordinated Convertible Notes 0.05% NZPCTDG001C6 (Sept 2021) Goodman Australia Partnership (Aug 2027) 0.05% AU3CB0273977 Westpac Subordinated Notes (March 2027) 0.05% XS1200738935 United Malt Grp Ltd 0.05% AU0000079691 Schlumberger 0.04% AN8068571086 AUDNZD Forward (ANZNZ) 0.04% IAG Subordinated Notes (June 2043) 0.04% NZIAGDT003C3 National Grid Plc 0.04% GB00BDR05C01 USDNZD Forward (DB) 0.04% Crown Resorts 0.04% AU000000CWN6 Computershare 0.04% AU000000CPU5 ANZ New Zealand Capital Notes 0.04% NZANBDT013C0 Resmed Inc 0.04% AU000000RMD6 ABB 0.04% CH0012221716 Portland General Electric Co 0.04% US7365088472 Clean TeQ Holdings Ltd 0.04% AU000000CLQ2 Brickworks 0.04% AU000000BKW4 Ramsay Health Care 0.03% AU000000RHC8 Beach Energy 0.03% AU000000BPT9 GrainCorp 0.03% AU000000GNC9 Telstra Corporation 0.03% AU000000TLS2 S&P 500 Call Option (Mar 2021) 0.03% AUD Cash Accrual 0.03% NZDUSD Cross Currency Swap Maturing 25/09/2025 0.03% (CITIGN) AUDNZD Forward (Citibank) 0.02% S&P 500 Put Option (Mar 2021) 0.02% Whitehaven Coal 0.02% AU000000WHC8 AUDNZD Forward (DB) 0.01% NZDUSD Cross Currency Swap Maturing 25/03/2025 0.01% (CITI) NZDUSD Cross Currency Swap Maturing 25/09/2024 0.01% (CITIGN) NZDUSD Cross Currency Swap Maturing 25/03/2024 0.00% (ANZW40) Cash Citibank (CHF) 0.00% NZDUSD Cross Currency Swap Maturing 25/09/2023 0.00% (ANZW40) NZDUSD Cross Currency Swap Maturing 25/03/2024 0.00% (CITIGN) NZDUSD Cross Currency Swap Maturing 25/03/2025 0.00% (ANZW40) NZDUSD Cross Currency Swap Maturing 25/06/2025 0.00% (CITI) NZDUSD Cross Currency Swap Maturing 25/06/2024 0.00% (CITIGN) Cash Citibank (HKD) 0.00% Cash Citibank (EUR) 0.00% Cash Citibank (JPPY) 0.00% Cash ANZNZ (SEK) 0.00% NZDUSD Cross Currency Swap Maturing 25/03/2021 0.00% (ANZW40) IR Swap Maturing 25/09/2023 (ANZW40) 0.00% IR Swap Maturing 25/03/2028 (CITIGN) 0.00% USDNZD Forward (ANZNZ) 0.00% IR Swap Maturing 25/03/2023 (ANZW40) 0.00% IR Swap Maturing 24/09/2021 (ANZW40) 0.00% IR Swap Maturing 25/03/2025 (ANZ) -0.01% IR Swap Maturing 22/03/2023 (CITIGN) -0.01% IR Swap Maturing 25/03/2025 (ANZW40) -0.01% IR Swap Maturing 25/03/2029 (ANZW) -0.01% IR Swap Maturing 25/09/2026 (CITIGN) -0.01% IR Swap Maturing 25/03/2024 (ANZ) -0.02% IR Swap Maturing 25/09/2025 (ANZW40) -0.02% IR Swap Maturing 24/09/2026 (ANZW40) -0.03% USDNZD Forward (Citibank) -0.03% IR Swap Maturing 25/03/2024 (ANZW40) -0.06% IR Swap Maturing 25/03/2025 (ANZW) -0.15% Cash Citibank (NZD) -0.20% New Zealand Cash Citibank (AUD) -0.42% USD 3M Libor TRS -3.06%