Credit Builder Secret 6X9 Final

Credit Builder Secrets 6 Secrets to Improve Your Credit Score Up to 200 Points JASON WHITE !2 Copyright © 2018 by Jason White 6 Proven Ways to Boost Your All rights reserved. This book or any Credit Score 100 portion thereof may not be reproduced or used in any manner whatsoever Points or More! without the express written permission of the publisher except for the use of brief quotations in a book review or scholarly journal. First Printing: 2018 ISBN 978-1-387-48461-4 Witness Riches, LLC 6049 Renaissance Place, STE E, Toledo, OH, 43623 www.the700clubcreditrepair.com !3 Who would’ve ever thought that a boy who was held back in the first grade would one day become an author? I know who, my grandma Jennie for sure. I often tell stories and joke about my childhood living with my grandma Jennie, how hard it was, and how she would wake us up at crazy times in the morning to finish our chores before leaving for school. But, what I’ve failed to share about her was how much she believed in me. Whenever she had a chance to put my siblings and I into an after school program, church play, or community event - she did. When we were bored, she made us pick up a book. Even though I stared at half of those books, the other half I actually read because she had a special interest in my success and literally forced me to read. Or, it was a shoe or telephone flying at my head for not listening. She had great aim. All jokes aside, I’m grateful for her. Grandma Jennie, if you are reading this book right now, I want you to know that you’re hard work has paid off. Thank you for staying on top of me and never allowing me to settle for just being average. Every achievement of mine growing up, you told the world before it was actually done. I didn’t quite understand then, but I do now. You believed in me that much. This is just something else you can brag to your friends about. Thank you for everything. I dedicate this book to you. !4 !5 Contents 6 Chapter 1: Do You Need Credit Builder Secrets? 15 Chapter 2: Never Settle for Less 24 Chapter 3: Power in a Credit Score 29 Chapter 4: My First “Conscience” Credit Decision 39 Chapter 5: Why is Your Credit So Bad? 60 Chapter 6: What’s Credit You Ask? 92 Chapter 7: Credit Builder Secret #1 118 Chapter 8: Credit Builder Secret #2 124 Chapter 9: Credit Builder Secret #3 130 Chapter 10: Credit Builder Secret #4 135 Chapter 11: Credit Builder Secret #5 145 Chapter 12: Credit Builder Secret #6 151 Chapter 13: This is Key 163 Chapter 14: Greater Things Are 170 Bonus: Do You Need Credit Repair? 175 About the Author !6 !7 Chapter 1 !8 Do you need Credit Builder Secrets? Walking into a dealership and leaving without the car you want because you don’t have enough credit history, sucks. Being denied a line of credit because your credit score doesn’t meet their minimum requirement, also sucks. The feeling of being unwanted doesn’t feel good at all and when people suffer the consequences of a poor credit score or not having enough credit history, that leaves them feeling hopeless as well. But even though it may seem like a never ending road of denial, it’s not. I’ve come across many people who are looking for a better way, and a more reliable resource for improving their odds of approval. This is one thing that I love about the human race !9 because no matter how difficult it seems to penetrate progress in life, hope is never lost. History has proven time and time again that anything is possible, especially improving your credit score. The issue up until this point is actually finding that reliable resource to make that a reality. What I’ve found is that majority of the people who have good credit fail to realize why they have good credit. They tend to believe the reason for their good credit score is due to just paying their bills on time and often to be the go to advice to credit building. But, the issue is just paying your bills on time doesn’t count it. And if you’ve ever taken that advice in the past, you’ve found that it doesn’t !10 work. I’ll share more about why that tactic isn’t enough later on in the book. For this reason is why I’ve decided to do something about it. By the end of this book, you’ll have learn what it takes to not only improve, but maintain your credit score with long- term results. Since 2013, I’ve helped tens of thousands of people improve their credit scores using the Credit Builder Secrets I’m going to share with you in this book. Here, you’ll learn that in order to build great credit, you must learn to strategically influence its components to work at your advantage. In order to do this, you must understand exactly which areas of your credit deserve your full attention. That’s where I come in. !11 The information given in this book is the difference maker to understanding how to significantly build your credit history and massively improve credit scores. As you continue to read over the information in this book, I’ll be revealing to you the secrets that credit bureaus would rather me keep to myself and subprime lenders would probably pay a pretty penny for me not to publish. The Credit Builder Secrets shared in this book will put you on a gradual and consistent path for continued success with your credit and finances. Reading this information will provide you with the knowledge you need to improve your creditworthiness. However, actions are the only requirement necessary to actually have massive !12 changes with each of your credit scores. So, make sure you take good notes and put my suggestions into play as soon as your creditworthiness allows you to. Sound like you? This is not only a guide for individuals with derogatory info on their credit reports, but also for people with little to no credit who need help building their scores (that way they can benefit from good credit too). The Credit Builder Secrets that I’m going to share with you are for people who are looking for ways to improve their credit score outside of just removing derogatory information from their credit report. Your credit report can !13 range from late payments and charge offs, to judgments and tax lien. But, regardless of what kind of derogatory information is listed on your credit reports, these secrets will help. This is also for people who have used credit before, but lack enough history to establish a credit score. If you desperately want to improve your credit scores, this is the book for you. It's very critical to your success that you are doing everything within your power to ensure that your credit scores improve. What I’m going to share in this book goes against the grain. There's a very powerful tool that's often misrepresented and under-appreciated when it comes to credit building that will be shared in this book. By the end of this !14 book, you will learn how important it is to improve your credit and will gain an advantage that many refuse to accept in order to greatly boost your credit. This advantage that I’m speaking off could be the very difference with your credit score improving or it staying the same if you decide to ignore my advice. You’re about to learn exactly what it takes to achieve financial success. So if you fit the previous descriptions, you need to keep reading. Stop reading if… If you already have a steady 700 credit score, you’re obviously already doing what it takes. Don’t !15 waste your time, put this book down or give it to someone who dreams of a 700 credit score. !16 Chapter 2 !17 Never settle for less I have a personal mantra that I like to live by that has helped me take my life to another level and I believe it will help you reach another level as well. I’ll share that mindset with you soon, but first let me share with you why I feel it’s necessary. One thing that I really believe is that we all should do our very best to improve our financial matters. Our financial success can be the determining factor on how much of an impact we can have on our family and community. Despite how uncomfortable the topic of money may make you, the reality is that money plays a vital role in our society and deserves to be discussed as such. Never be ashamed to address your financial !18 matters. The more wealth you have, the more you can do for others. Before I go any further, let me say that this book is not about money, it’s about credit. However, since your credit has a direct impact on your financial matters, your credit standing does need to be in great condition. With that being said, I feel it’s critical to your success for you to handle yourself in the correct manner from this point in order to almost guarantee your success.

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