UNIVERSITY OF REGINA

Tuition and fees 2019-20

The following tuition and fee changes will be effective September 1, 2019:  Tuition for all undergraduate credit hours will be increased by 2.8%, rounded to the nearest $0.25;  Tuition in the Johnson-Shoyama Graduate School of Public Policy for the Master of Public Administration and certificate courses will be increased by 2.0%, rounded to the nearest $0.25 and for the Master of Public Policy and PhD programs by 3.0%, rounded to the nearest $0.25;  Tuition for Levene graduate programs, except the EMBA, will be maintained at the 2018- 19 level;  Tuition for all other master’s and PhD students will be increased by 2.8%, rounded to the nearest $0.25:  Tuition for the Master of Health Information Management program to be introduced in September 2019 will be set equal to the tuition for the Master of Health Administration with which it shares many characteristics;  Tuition for courses in the certificate programs in the Centre for Continuing Studies will be increased by 2.8%;  The Co-op Fee will be increased by 2.8%, rounded to the nearest $0.25;  The Recreation and Athletic Fee will be increased by 2.8%, rounded to the nearest $0.05;  The Graduate International Surcharge will be increased by 2.8% from $1,159.25 per term to $1,191.75 per term;  The fee for a credit transfer assessment will be set at $100 and the letter of permission fee will be $30; and  An early non-refundable tuition deposit arrangement will be instituted for students in the Levene Graduate School of Business.

Background

The increases fall within the context of the operating budget in the Comprehensive Budget Plan for 2019-20. They conform to the tuition policy approved by the Board of Governors in July 2014: http://www.uregina.ca/policy/browse-policy/policy-GOV-090-045.html.

The tuition rates are set out in Tables 1 and 2 that follow.

Tuition and fees 2019-20

Table 1: Undergraduate Tuition, September 2019 ($ per credit hour)

Fall/Winter Fall/Winter Faculty Increase 2018-19 2019-20 Arts 217.75 223.75 2.76 Business Administration 254.25 261.25 2.75 Continuing Education 217.75 223.75 2.76 Education 224.00 230.25 2.79 Engineering & App. Science 241.75 248.50 2.79 MAP 230.75 237.25 2.82 Kinesiology 230.75 237.25 2.82 Nursing 242.50 249.25 2.78 Science 230.75 237.25 2.82 Social Work 224.00 230.25 2.79

Table 2: Graduate Tuition, September 2019 ($ per credit hour unless noted)

Fall/Winter Fall/Winter Program Increase 2018-19 2019-20 MA, MSc, MASc, MEng-1, etc. 284.50 292.50 2.81% MN, MEng-2, MJ 465.50 478.75 2.85% PhD (per term) 1,845.00 1,896.75 2.80% MHRM, MAL, MSc Org. Studies 890.25 890.25 0.00% MBA 1,136.50 1,136.50 0.00% EMBA (program) – new entrants 51,850 53,305 2.81% Post-Grad Dip in Bus. Foundations 553.50 553.50 0.00% MPA (old program: 10 courses) 460.25 469.50 2.01% MPA (new program: 12 courses) 438.25 447.25 2.05% MHA, MHIM 790.00 812.25 2.82% MPP, JSGS PhD (per term) 1,483.25 1527.75 3.00%

Increase in Graduate Tuition

The 2.8% increase in graduate tuition for most programs is equal to the increase in undergraduate tuition. As described below, tuition rates for graduate students at the University of Regina are

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Tuition and fees 2019-20 among the lowest in the country. The graduate student scholarship budget has been increased by $50,000 to offset completely the tuition increase for thesis-based masters and doctoral students.

Tuition in the Johnson-Shoyama Graduate School (JSGS)

The tuition rate increases for the JSGS programs (MPA, MPP, and PhD) continue the agreed alignment of University of Regina JSGS program tuition rates with those at the University of Saskatchewan, which has already set its rates.

Tuition in the Levene Graduate School of Business

The Faculty of Business requested a tuition freeze for the Levene graduate School of Business for the academic year 2019-20. The School sees “that the Levene programs (except the EMBA) have reached a point where tuition is in effect inflated, relative to comparative programs (e.g., based on geographic proximity and competitive positioning).” “The proposed tuition freeze is for the 2019- 2020 period so that we are able to fully assess the price elasticity of (prospective) students enrolling in the Levene MHRM, MBA, and MAdmin degrees. This request aligns with other strategic enrolment tactics that we are implementing, such as increased bursary opportunities for new students, a tuition deposit, and program reviews to ensure competitiveness and increased enrolment levels.” The freeze would also apply to tuition in the Levene master’s certificate programs.

The closest geographic comparison is the University of Saskatchewan’s Masters of Business Administration for which tuition is being increased for 2019-20 by 1.0% to $30,306 for the full program. This compares to the $37,505 tuition cost (2018-19) for the MBA program at the Levene School of Business; however, the Levene tuition also covers the cost of travel and accommodations for the mandatory International Study Tour.

Under a tuition-sharing agreement whereby the Faculty of Business Administration receives 75% of the tuition revenue from the Levene programs, this freeze has little impact on the University operating budget.

Levene Graduate School of Business – Early Non-refundable Tuition Deposit

The Faculty of Business also proposed the introduction of the tuition deposit regime for its graduate students. This is described in the Appendix to this document.

International Fees

No change is made in the undergraduate international differential multiplier (3.0). This rate is unchanged since 2010-11. The dollar amount for undergraduate tuition for international students automatically increases as domestic undergraduate tuition increases.

The graduate international surcharge is charged on a per term basis. The increase to $1,191.75 is 2.80%.

Revenue from international students contributes to the operations of UR International, the Faculty of Graduate Studies and Research, Student Affairs, and other offices. It makes possible services that are key to the retention and academic success of international students, both undergraduate and

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Tuition and fees 2019-20 graduate. These services include orientation, peer advising, language coaching and support, study assistance and tutoring, and more.

Recreation and Athletic Fee

The revenue generated from this fee is used solely for athletic and recreation purposes. The fee increase to $98.00 per term is a 2.83% increase. It is the only universal mandatory fee charged to students by the University.

Fees for a Transfer Credit Assessment and Letters of Permission

The Registrar’s Office will establish a centralized transfer credit unit to support transfer student admissions. The unit will coordinate the collection of documents required in the assessment of transfer credit, perform a preliminary transfer credit assessment, and coordinate and monitor the workflow associated with the evaluation of courses and programs that have not previously been evaluated. The new unit will establish effective and efficient processes to support the timely evaluation of student transcripts for transfer credit. The unit’s initial focus will be on domestic transfer students with a longer term goal (over a 2 year period) of working with UR International in support of international transfer student processes.

The revenue received from the fees ($100) will cover staffing costs and the implementation of software systems to help streamline transfer credit processes at the University.

There is a significant cost to the University in processing a request from a University of Regina student to substitute a course from another university for one in their program of study here. The requests need to be reviewed by an advisor and a faculty member to ensure the proposed course fits the degree regulations of the student’s program. There is a cost associated with tracking requests. Many other universities are assessing fees in the range of $15 to $50 for such requests. The fee of $30 falls within this range.

Tuition policy

The Board of Governors’ tuition policy (see link on page 1) has been referenced in preparing this decision item.

1. The Comprehensive Budget Plan for 2019-20 describes in detail: a. The revenue available to the university’s operating budget for 2019-20 including provincial and federal government grants, recoveries, interest income, and tuition and fees; b. The efforts made in the budget with respect to cost reduction and high-priority re- investments; and c. How the recommended tuition increases are necessary to produce a balanced operating budget.

2. Analysis by Higher Education Strategy Associates (HESA) in 2014 concluded that “Canada spends as much on non-repayable aid as its PSE institutions collect in tuition fees for domestic students – meaning, in net terms, that Canadian students pay, on average, zero tuition”. In other words, the total of student aid loan remissions, student aid grants, tuition rebates or discounts, tax credits, the Canada Education Savings Grant, the Canada Learning Bond, First Nations’ Band funding for post-secondary education, and institutions’ scholarships and bursaries is almost exactly the tuition paid by Canadian university and college students. 4

Tuition and fees 2019-20

An Infographic (see https://cou.ca/wp-content/uploads/2016/09/COU-Net-Tuition-Infographic.pdf ) produced by the Council of Ontario Universities in 2016, prior to the recent tuition reductions in that province, provided a similar message about tuition and student financial assistance for Ontario university students. a. The operating budget for 2019-20 shows the level of financial assistance provided from operating funds for University of Regina students decreasing by $3,112,000 compared to the 2018-19 budget.

In the 2019 provincial budget the Saskatchewan Advantage Scholarship (SAS), previously administered by the institutions for the province on a cost-recovery basis as a tuition discount ($500 per year for up to 4 years for new Saskatchewan high school graduates), was transformed into a needs-based award to be administered beginning in September 2019 through the provincial student aid program.

As a result, the University of Regina will no longer include SAS expenditures and revenue in our annual operating budget: over $3.2 million in the 2018-19 budget, roughly one third of the scholarship expenditures in our operating budget and about 12% of our total scholarship and bursary spending from all sources.

The University’s operating budget provides for increased expenditures for the University Family Scholarship ($30,000), athletic scholarships and awards ($78,000), and, as described above, graduate scholarships ($50,000). There are other minor increments totaling $3,000.

As well, the Faculty of Graduate Studies and Research (FGSR) has introduced, as a pilot for 2019-20, an Undergraduate Research Fellowship program, with funding of $170,000 from the University, FGSR, participating Faculties, and faculty researchers.

The operating budget incorporates a modest increase in the level of funding to the University from the provincial government for Saskatchewan Innovation and Opportunities Scholarships (SIOS). This increment was provided in mid-year 2018-19 and retained in the 2019-20 allocation: $27,700. To satisfy the SIOS program requirements, these funds from the Government of Saskatchewan will be more than matched by awards from donors and endowments. b. According to the most recently available data from Statistics Canada, the University of Regina, at 31%, ranks very high among Canadian comprehensive universities in total scholarship funding (from all sources) provided to its students as a percentage of tuition and student fee revenue (See Chart 1). Only Memorial University, which has significantly lower tuition levels, has a higher percentage. The University of Regina provision is well above the average for Canadian comprehensive universities (19%) and close to the percentage at the University of Saskatchewan (33%) which is included in the chart for comparison purposes, although it is not classified as a comprehensive university.

The University of Regina’s percentage for 2017-18 (the year following that of the data in Chart 1) was 30%. Data for other universities will not be available for some months.

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Tuition and fees 2019-20

In 2016-17 approximately 43% of the U of R’s student financial assistance came from the operating budget, 43% from special purpose and trust funds (donations and endowments), and 16% from research funds.

Students who receive a University of Regina undergraduate degree and who remain in the province are also eligible under the province’s Graduate Retention Program for tax credits of up to $20,000 in tuition costs over ten years after graduation.

Chart 1: Total Scholarships as a Percentage of Tuition and Fees among Maclean’s Comprehensive Universities, 2016-17 50% 48% 45% 40% 33% 35% 31% 30% 24% 25% 23% 19% 19% 20% 16% 17% 14% 15% 15% 15% 12% 12% 13% 13% 11% 10% 5% 0%

Source: CAUBO: Financial Information of Universities and Colleges, 2016/17 Notes: Federated colleges not included. The average is for comprehensive universities only and does not include the University of Saskatchewan.

c. The 2019 federal budget provided a number of features of benefit to university students.

The floating rate of interest charged on most federal student loans will be reduced from prime plus 2.5% to prime. (The prime rate in Canada is currently 3.95%.) As well, interest will no longer accrue during the six-month grace period after graduation. This change will save the average student loan borrower $2,000, according to the government’s projections. The budget also introduced guaranteed paid parental leave for research students and post-doctoral fellows, as well as expanded scholarships and additional funding for Indigenous students and students with disabilities.

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Tuition and fees 2019-20

The 2019 federal budget also contained investments in federal fellowship programs and scholarships, including the Canada Graduate Scholarship program which will create 500 master’s level scholarships annually and 167 doctoral scholarships annually for students across Canada.

Support for students who are preparing to enter the workforce was also a major component of this federal budget. This support includes an additional $631.2 million over five years to expand the Student Work Placement Program, a commitment to help students enter the workforce through 40,000 proposed new work placements per year by 2023-24, and $17 million over the next three years to support the Business/Higher Education Roundtable’s efforts to create and promote work-integrated learning experiences for students. d. The 2018 CUSC survey of University of Regina undergraduate students about to graduate found that 52% of the respondents reported having no education-related debt. This compares to 48% in the 2015 survey and 44% in the 2012 survey. (The graduating students’ survey is conducted every three years.) The average debt for all graduating undergraduates was $15,065.

Chart 2 shows how the total average debt (adjusted for inflation) reported by University of Regina students, including those who reported no debt, dropped considerably from 2009 to 2015. Total average debt in constant dollars increased only slightly from 2015 to 2018. Repayable debt from government student loans increased from 2012 to 2018 after showing a decrease during the 2009 to 2012 period. For 2018, University of Regina graduating students reported a decrease in debt from loans from financial institutions as well as in debt from loans from parents and family.

Chart 2

Average Debt Among University of Regina Graduating Students: 2009-2018 (Adjusted for inflation)

$22,000

$20,000 $18,000 $16,000 $14,000 $12,000 $10,000 $8,000

$6,000

$4,000 $2,000 $0 2009 2012 2015 2018 Government student loans Loans from financial institutions Loans from parents and family Total debt 7

Tuition and fees 2019-20 e. A study published by Statistics Canada in 2014 found that “individuals who have a bachelor's degree or a college certificate have more favourable labour market outcomes over their working lives than individuals who have only a high school diploma. More specifically, the earnings premium associated with a bachelor's degree over the 20-year period (from their mid-30s to their mid-50s) ranges, on average, from $728,000 for men to $442,000 for women. For a college certificate, the premium is $248,000 for men and $180,000 for women, on average.” The study also found “that, for both men and women, a bachelor's degree and a college certificate are associated with more years of coverage in an employer-sponsored pension plan and fewer layoffs than are associated with a high school diploma” (http://www.statcan.gc.ca/pub/11f0019m/11f0019m2014359-eng.htm).

A more recent study conducted by researchers in the Education Policy Research Initiative at the University of Ottawa, linking university administrative records to tax files to track the labour market outcomes of university bachelor’s degree and college diploma graduates from 2005 through 2013, reported the following in a paper entitled “Barista or Better?” (https://www.epri.ca/s/EPRI-ESDC-Tax-linkage_Exec-Sum.pdf):  Overall, 2005 bachelor’s degree graduates had average annual earnings of $45,200 (in 2014 dollars) in the first year after graduation, growing by 66% to reach $74,900 eight years out.  College diploma graduates who finished their studies in 2005 had mean annual earnings of $33,900 (in 2014 dollars) in the first year following graduation, growing by 59% to $54,000 eight years after graduation.  Engineering, Mathematics and Computer Science, and Business graduates generally had higher incomes and greater earnings growth than others, but graduates of almost all other fields of study, including Humanities and Social Sciences bachelor’s graduates, also performed well. Fine Arts graduates had the lowest earnings levels. Very few graduates had truly “barista-level” earnings even to start, and they increasingly moved even further from that level as they gained labour market experience.  Later cohorts of graduates generally had similar earnings patterns and the ranking of fields of study remained consistent as well, although some fields of study did have greater differences in earnings across cohorts than others.  Immediately following the 2008 financial crisis, first year earnings of all graduates taken together (i.e., across all fields of study) first dipped, after having risen the two preceding years, but stabilized in 2010. Across the entire 2005-2012 period, earnings rose for later cohorts of graduates of certain fields of study, were stable for others, and declined for another set, but those declines could be described as moderate to substantial (at worst). f. Table 3 contains a comparison of undergraduate Arts tuition and mandatory fees at 59 English-language Canadian universities in 2018-19. It demonstrates that the total of undergraduate tuition and fees for domestic students at the University of Regina compares favourably to that at other institutions. Only 20 of 58 other English-language universities in Canada have a total tuition and mandatory fee package for full-time undergraduate Arts students that is less than the total tuition and fees at the University of Regina. This ranking is unchanged from 2016-17 and 2017-18. (The comparison does not include the impact of the Saskatchewan Advantage Scholarship or other assistance programs such as free tuition for low-income students available to in-province students in other Canadian provinces. Most of these programs have been eliminated for 2019-20; see below.)

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Tuition and fees 2019-20

It should also be noted that many Canadian universities have tuition structures that differentiate tuition based on the discipline of the course taken rather than, as at the University of Regina, based on the program in which the student is enrolled. Accordingly, the figures in Table 3 compare tuition for students taking all courses in Arts. Arts students at other universities taking courses outside Arts may pay more than the figures in the table.

The University of Saskatchewan, for example, provides on its website typical tuition fees for full-load students in various programs. According to the website data, an undergraduate student in Arts at the U of S, taking a mix of Arts and Science courses, would have paid a total of $6,234 in tuition, rather than the $6,159 shown in Table 3. And, with higher mandatory fees in Saskatoon, the difference between the two universities for a full year of study for an Arts student would typically be $179 (about 2% higher at Regina). https://students.usask.ca/documents/tuition-factsheet.pdf

Table 3 shows the U of R relatively more expensive for international students, largely because universities in the Maritimes have lower tuition multipliers, typically 2.0-2.2 compared to 3.0 here. Across all 59 universities the average international multiplier is 3.2.

Tables 4 and 5 provide a comparison for graduate student tuition and fees. The University of Regina had the lowest cost for domestic master’s students among 44 universities in 2018-19 and was 7th lowest for international students. For PhD students U of R costs were 11th lowest among 35 programs for both domestic and international students.

Table 6 provides a comparison of the undergraduate tuition rates for the University of Regina with those approved recently at the University of Saskatchewan, where the average increase has been described as 3.4% with increases ranging from 1.0% to 5.75% for subjects that are also offered by the University of Regina.

At the graduate level, the University of Saskatchewan has increased tuition for 2019-20 by 3.0% for most programs.

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Tuition and fees 2019-20

Table 3: 2018-2019 Tuition and Additional Fees Charged by English-Language Canadian Universities to First-Year Full-Time Undergraduate Arts Students Domestic Rates International Rates Additional Fees1 Prov University Tuition Only Tuition + Fees Tuition Only Tuition + Fees $ Rank2 $ Rank2 $ Rank2 $ Rank2 Multiplier Rank2 $3 Rank2 NL Memorial University of Newfoundland 1,178 31 3,330 1 4,508 1 11,460 4 3.4 32 12,638 4 MB Brandon University 939 11 3,602 3 4,540 2 7,203 1 2.0 7 8,142 1 MB Manitoba, University of 1,350 46 3,563 2 4,913 3 13,616 7 3.8 42 14,966 7 BC Vancouver Island University 804 7 4,433 9 5,236 4 15,240 11 3.4 31 16,044 9 BC Capilano University 1,201 36 4,051 5 5,252 5 17,663 28 4.4 52 18,865 26 MB Winnipeg, University of 1,630 55 3,675 4 5,305 6 13,695 8 3.7 41 15,325 8 BC University of the Fraser Valley 1,048 21 4,351 8 5,399 7 18,610 30 4.3 50 19,658 31 BC Kwantlen Polytechnic University 1,244 41 4,253 7 5,497 8 19,741 37 4.6 55 20,985 37 BC Thompson Rivers University 1,305 43 4,228 6 5,533 9 15,000 9 3.5 35 16,305 11 AB MacEwan University 1,106 27 4,620 10 5,726 10 19,140 33 4.1 48 20,246 33 AB Lethbridge, University of 1,225 37 4,974 11 6,199 11 17,527 26 3.5 34 18,752 25 BC Northern British Columbia, University of 957 12 5,318 14 6,275 12 18,612 31 3.5 33 19,569 29 BC British Columbia, University of 1,024 20 5,294 13 6,317 13 36,588 57 6.9 58 37,612 57 BC Victoria, University of 775 4 5,585 17 6,359 14 21,675 41 3.9 46 22,450 40 AB Mount Royal University 1,348 45 5,213 12 6,561 15 19,950 38 3.8 43 21,298 38 AB Calgary, University of 1,234 38 5,386 16 6,620 16 18,338 29 3.4 30 19,573 30 BC Simon Fraser University 1,073 23 5,648 18 6,721 17 25,220 50 4.5 54 26,293 50 AB Alberta, University of 1,623 54 5,321 15 6,944 18 21,668 40 4.1 47 23,291 42 SK Saskatchewan, University of 922 10 6,159 20 7,081 19 16,814 17 2.7 24 17,735 17 PE Prince Edward Island, University of 1,055 22 6,150 19 7,205 20 13,326 6 2.2 14 14,381 6 SK Regina, University of 803 6 6,533 24 7,335 21 19,598 36 3.0 26 20,400 35 ON Algoma University 1,115 28 6,517 23 7,632 22 17,252 23 2.6 23 18,367 19 ON Lakehead University 1,003 15 6,649 26 7,652 23 22,601 44 3.4 29 23,604 44 ON Windsor, University of 1,235 39 6,444 22 7,679 24 23,500 45 3.6 39 24,735 45 ON Laurentian University 1,018 17 6,667 27 7,685 25 24,104 47 3.6 38 25,122 46 ON Ryerson University 911 9 6,789 39 7,700 26 24,454 48 3.6 37 25,365 48 ON Brock University 966 14 6,766 35 7,732 27 25,923 51 3.8 45 26,889 51 NB New Brunswick, University of 1,022 19 6,758 32 7,780 28 15,951 15 2.4 21 16,973 15 ON Nipissing University 1,369 47 6,423 21 7,792 29 19,325 35 3.0 27 20,694 36 ON Carleton University 1,105 26 6,742 31 7,847 30 24,761 49 3.7 40 25,866 49 NB St. Thomas University 1,075 24 6,776 37 7,851 31 15,230 10 2.2 20 16,305 10 ON Wilfrid Laurier University 1,150 30 6,732 30 7,882 32 24,104 46 3.6 36 25,254 47 ON Queen's University 1,184 32 6,759 33 7,943 33 41,614 58 6.2 57 42,798 58 ON Waterloo, University of 1,139 29 6,810 42 7,949 34 29,230 54 4.3 51 30,369 54 ON McMaster University 1,237 40 6,714 28 7,951 35 29,449 55 4.4 53 30,686 55 ON Ottawa, University of 1,192 34 6,765 34 7,957 36 31,444 56 4.6 56 32,636 56 ON York University 1,200 35 6,798 40 7,998 37 26,030 52 3.8 44 27,230 52 ON Guelph, University of 1,338 44 6,768 36 8,105 38 22,091 42 3.3 28 23,428 43 MB Canadian Mennonite University 827 8 7,410 44 8,237 39 10,004 3 1.4 4 10,831 2 ON Western University 1,570 52 6,723 29 8,293 40 28,743 53 4.3 49 30,313 53 AB Concordia University of Edmonton 1,191 33 7,140 43 8,331 41 12,680 5 1.8 6 13,871 5 ON Toronto, University of 1,587 53 6,780 38 8,367 42 49,800 59 7.3 59 51,387 59 ON Trent University 1,660 56 6,798 41 8,459 43 20,367 39 3.0 25 22,027 39 AB Athabasca University 1,933 58 6,540 25 8,473 44 9,520 2 1.5 5 11,453 3 NS Mount Saint Vincent University 1,018 18 7,701 50 8,719 45 15,402 12 2.0 7 16,420 12 NS Cape Breton University 961 13 7,800 51 8,761 46 15,600 13 2.0 7 16,561 13 NS Saint Mary's University 551 2 8,360 53 8,911 47 17,270 24 2.1 12 17,821 18 NS Dalhousie University 1,301 42 7,638 48 8,939 48 17,148 21 2.2 18 18,449 21 QC Concordia University 1,477 49 7,632 45 9,109 49 18,783 32 2.5 22 20,260 34 QC Bishop's University 1,558 51 7,632 45 9,189 50 16,816 18 2.2 15 18,373 20 NB Mount Allison University 1,099 25 8,295 52 9,394 51 17,600 27 2.1 13 18,699 24 NS Nova Scotia College of Art and Design 780 5 8,670 55 9,450 52 19,170 34 2.2 17 19,950 32 QC McGill University 1,878 57 7,632 45 9,509 53 16,816 18 2.2 15 18,693 23 NS King's College, University of 1,956 59 7,638 48 9,594 54 17,148 21 2.2 18 19,104 28 NS St. Francis Xavier University 1,389 48 8,570 54 9,959 55 17,140 20 2.0 7 18,529 22 NS Acadia University 1,525 50 8,673 56 10,198 56 17,363 25 2.0 11 18,888 27 AB King's University, the 1,012 16 12,710 57 13,722 57 15,710 14 1.2 3 16,722 14 ON Redeemer University College 384 1 16,792 58 17,176 58 16,792 16 1.0 1 17,176 16 BC Trinity Western University 600 3 22,260 59 22,860 59 22,260 43 1.0 1 22,860 41

1 The additional fees amount includes student fees charged only in a student's 1st year. 2 1=Lowest 3 Some institutions charge additional fees (e.g. health insurance), not included here, to international students 10

Tuition and fees 2019-20

Table 4: 2018-2019 Tuition and Compulsory Fees Charged by English-Language Canadian Universities to First-Year Full-Time Master of Arts Students

Compulsory Domestic Rates International Rates Notes Prov University fees Tuition Only Tuition + Fees Tuition Only Tuition + Fees Overall International $ Rank* $ Rank* $ Rank* $ Rank* $** Rank* Calculation Tuition Method additional 3 terms SK Regina, University of 863 10 4,268 5 5,131 1 7,745 8 8,609 7 flat fee per (15 cr hrs) term 2.5 cr units additional per NS Mount Saint Vincent University 344 3 4,825 7 5,168 2 8,675 10 9,019 8 (1/2 of program course rate requirement) program cost/2 additional flat PE Prince Edward Island, University of 1,055 16 4,134 3 5,189 3 11,310 15 12,365 15 yrs fee per year higher per SK Saskatchewan, University of 1,058 17 4,137 4 5,195 4 6,536 4 7,595 4 3 terms term rate higher per NL Memorial University of Newfoundland 1,617 36 3,717 2 5,334 5 4,833 1 6,450 2 3 terms term rate higher per AB Alberta, University of 1,969 44 3,662 1 5,632 6 7,279 6 9,249 9 3 terms year rate no additional BC Northern British Columbia, University of 1,059 18 4,946 9 6,004 7 4,946 2 6,004 1 3 terms fee higher per ON York University 1,232 22 4,785 6 6,017 8 18,825 32 20,057 32 3 terms term rate higher per BC British Columbia, University of 1,237 23 4,898 8 6,135 9 8,605 9 9,842 11 3 terms term rate FT program fee higher per MB Manitoba, University of 1,270 25 4,962 10 6,232 10 10,916 13 12,186 14 (Fall-Winter) term rate additional flat NS St. Francis Xavier University 994 14 5,500 11 6,494 11 11,000 14 11,994 13 Full time rates fee per year Annual higher per NS Saint Mary's University 1,164 19 5,547 12 6,711 12 12,284 18 13,448 18 program fee term rate FT fees higher per ON Carleton University 1,325 29 5,698 15 7,023 13 14,466 23 15,791 24 Fall+Winter term rate additional per AB Concordia University of Edmonton 931 11 6,156 18 7,087 14 11,696 16 12,627 16 2 terms of fees credit fee higher per BC Victoria, University of 1,315 27 5,800 16 7,115 15 7,175 5 8,490 6 3 terms term rate no additional BC Simon Fraser University 1,531 33 5,614 14 7,145 16 5,614 3 7,145 3 3 terms fee higher per AB Lethbridge, University of 1,338 30 5,838 17 7,176 17 13,532 22 14,870 22 3 terms term rate higher per AB Calgary, University of 1,834 41 5,594 13 7,428 18 12,696 20 14,530 21 3 terms year rate higher per ON Queen's University 1,196 21 6,414 19 7,611 19 12,927 21 14,124 20 3 terms term rate additional flat NB New Brunswick, University of 1,292 26 6,843 20 8,135 20 12,144 17 13,436 17 3 terms fee per term higher per MB Winnipeg, University of 965 12 7,328 24 8,293 21 14,692 25 15,657 23 3 terms year rate 30 cr hrs no additional MB Canadian Mennonite University 767 7 7,680 27 8,447 22 7,680 7 8,447 5 (Fall-Winter) fee FT fees higher per ON Toronto, University of 1,590 35 6,900 21 8,490 23 22,640 43 24,230 43 Fall+Winter year rate program cost/2 higher per AB Athabasca University 0 1 8,520 32 8,520 24 9,620 11 9,620 10 yrs course fee higher per ON Western University 1,566 34 7,067 23 8,633 25 17,889 30 19,455 30 3 terms term rate higher per ON Waterloo, University of 1,357 31 7,518 25 8,875 26 20,514 37 21,871 37 3 terms term rate higher per ON McMaster University 1,912 43 7,008 22 8,920 27 17,096 28 19,008 29 3 terms term rate higher per ON Windsor, University of 1,324 28 7,977 29 9,301 28 21,525 40 22,849 41 3 terms term rate full-time annual higher per NS Acadia University 699 5 8,624 34 9,323 29 17,532 29 18,231 27 charge (fees year rate Fall-Winter) 2 terms higher per QC McGill University 1,809 40 7,632 26 9,441 30 16,816 27 18,624 28 (30 cr hrs) term rate program higher BC Vancouver Island University 721 6 8,807 36 9,528 31 15,333 26 16,054 25 cost/1.5 yrs program fee higher per ON Guelph, University of 1,678 38 7,925 28 9,603 32 19,915 35 21,593 35 3 terms term rate higher per ON Lakehead University 658 4 8,983 37 9,642 33 21,748 42 22,407 40 3 terms term rate additional flat NS Dalhousie University 1,677 37 8,088 30 9,765 34 14,658 24 16,335 26 3 terms fee per term higher per ON Ryerson University 844 9 9,059 39 9,903 35 20,912 38 21,756 36 3 terms term rate higher per ON Ottawa, University of 1,735 39 8,189 31 9,924 36 21,539 41 23,275 42 3 terms term rate no additional BC Trinity Western University 324 2 9,630 43 9,954 37 9,630 12 9,954 12 18 cr hrs fee higher per cr QC Concordia University 1,464 32 8,586 33 10,050 38 18,918 33 20,382 33 3 terms hr rate higher per ON Brock University 1,005 15 9,085 40 10,090 39 23,504 44 24,509 44 3 terms term rate additional per ON Trent University 1,242 24 8,990 38 10,232 40 19,216 34 20,458 34 3 terms term rate higher per ON Laurentian University 773 8 9,536 42 10,309 41 21,202 39 21,976 39 3 terms term rate higher per ON Wilfrid Laurier University 1,844 42 8,743 35 10,587 42 20,049 36 21,893 38 3 terms term rate higher per ON Nipissing University 1,187 20 9,451 41 10,638 43 18,350 31 19,537 31 3 terms year rate 3 terms flat program BC University of the Fraser Valley 994 13 10,273 44 11,267 44 12,500 19 13,494 19 (18 cr hrs) fee

* 1=Lowest ** Some institutions charge additional health insurance fees, not included here, to international students 11

Tuition and fees 2019-20

Table 5: 2018-2019 Tuition and Compulsory Fees Charged by English-Language Canadian Universities to First-Year Full-Time PhD Students Compulsory Domestic Rates International Rates Notes Prov University Fees Tuition Only Tuition + Fees Tuition Only Tuition + Fees Overall International $ Rank* $ Rank* $ Rank* $ Rank* $** Rank* Calculation Tuition Method higher per cr QC Concordia University 1,464 23 2,762 2 4,227 1 16,980 22 18,445 22 3 terms hr rate 2 terms higher per QC McGill University 1,809 31 2,456 1 4,264 2 15,094 21 16,902 21 (30 cr hrs) term rate higher per NL Memorial University of Newfoundland 1,617 27 3,462 3 5,079 3 4,497 1 6,114 2 3 terms term rate program additional flat PE Prince Edward Island, University of 1,055 7 4,134 5 5,189 4 11,310 14 12,365 14 cost/3 yrs fee per year higher per SK Saskatchewan, University of 1,058 8 4,137 6 5,195 5 6,536 4 7,595 4 3 terms term rate higher per AB Alberta, University of 1,969 35 3,662 4 5,632 6 7,279 9 9,249 9 3 terms year rate no additional BC Northern British Columbia, University of 1,059 9 4,946 9 6,004 7 4,946 2 6,004 1 3 terms fee higher per ON York University 1,232 13 4,785 7 6,017 8 17,570 24 18,801 23 3 terms term rate higher per BC British Columbia, University of 1,237 14 4,898 8 6,135 9 8,605 10 9,842 10 3 terms term rate FT program higher per MB Manitoba, University of 1,270 16 4,962 10 6,232 10 10,916 12 12,186 13 fee (Fall- term rate Winter) additional 3 terms SK Regina, University of 863 5 5,535 12 6,398 11 9,013 11 9,876 11 flat fee per (15 cr hrs) term FT fees higher per ON Carleton University 1,325 20 5,504 11 6,829 12 13,060 18 14,385 17 Fall+Winter term rate Annual higher per NS Saint Mary's University 1,164 10 5,909 17 7,073 13 10,955 13 12,119 12 program fee term rate higher per BC Victoria, University of 1,315 18 5,800 15 7,115 14 7,175 8 8,490 6 3 terms term rate no additional BC Simon Fraser University 1,531 24 5,614 14 7,145 15 5,614 3 7,145 3 3 terms fee higher per AB Lethbridge, University of 1,338 21 5,838 16 7,176 16 13,532 19 14,870 19 3 terms term rate higher per AB Calgary, University of 1,834 32 5,594 13 7,428 17 12,696 16 14,530 18 3 terms year rate higher per ON Queen's University 1,196 12 6,414 18 7,611 18 12,927 17 14,124 16 3 terms term rate flat fee per NB New Brunswick, University of 1,292 17 6,843 19 8,135 19 12,144 15 13,436 15 3 terms term FT fees no additional ON Toronto, University of 1,590 26 6,900 20 8,490 20 6,900 5 8,490 5 Fall+Winter fee no additional ON Western University 1,566 25 7,067 22 8,633 21 7,067 6 8,633 7 3 terms fee no additional ON Ottawa, University of 1,735 30 7,074 23 8,809 22 7,074 7 8,809 8 3 terms fee higher per ON Waterloo, University of 1,357 22 7,518 24 8,875 23 20,310 30 21,667 31 3 terms term rate higher per ON McMaster University 1,912 34 7,008 21 8,920 24 17,096 23 19,008 24 3 terms term rate higher per ON Windsor, University of 1,324 19 7,977 26 9,301 25 21,525 33 22,849 34 3 terms term rate higher per ON Ryerson University 844 4 8,459 27 9,302 26 20,037 28 20,881 28 3 terms term rate higher per ON Guelph, University of 1,678 29 7,769 25 9,447 27 19,108 26 20,786 27 3 terms term rate higher per ON Lakehead University 658 2 8,983 31 9,642 28 21,748 34 22,407 33 3 terms term rate higher per ON Nipissing University 1,187 11 8,774 30 9,960 29 18,350 25 19,537 25 3 terms year rate higher per ON Brock University 1,005 6 9,085 33 10,090 30 23,504 35 24,509 35 3 terms term rate additional flat NS Dalhousie University 1,677 28 8,481 28 10,158 31 15,051 20 16,728 20 3 terms fee per term additional per ON Trent University 1,242 15 8,990 32 10,232 32 19,216 27 20,458 26 3 terms term rate higher per ON Laurentian University 773 3 9,536 34 10,309 33 20,745 31 21,518 30 3 terms term rate higher per ON Wilfrid Laurier University 1,844 33 8,743 29 10,587 34 20,049 29 21,893 32 3 terms term rate Acadia / Mount Saint Vincent / Yr1 Program 2x domestic NS 320 1 10,455 35 10,775 35 20,910 32 21,230 29 St. Francis Xavier Fee rate

* 1=Lowest ** Some institutions charge additional health insurance fees, not included here, to international students

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Tuition and fees 2019-20

Table 6: Comparison with University of Saskatchewan Undergraduate Tuition, ($ per credit hour, 2019-20)

U of S Faculty/Program U of Regina U of Saskatchewan Increase (%) Arts 223.75 212.50 3.5 Business Administration 261.25 282.50 1.0 Education 230.25 227.00 5.75 Engineering 248.50 244.40 3.5 Kinesiology 237.25 222.50 4.5 Nursing 249.25 243.40 3.0 Science 237.25 225.40 3.5 Computer Science 237.25 244.40 3.5 MAP 237.25 319.901 3.5 1Applied Music

Looking at 2019-20 tuition increases for universities in other provinces, the Ontario government has mandated a 10% decrease in university and college tuition for domestic students for 2019-20 to be followed by a freeze on tuition for 2020-21. Cost-recovery programs and international students are exempt from the policy. Ontario has also eliminated the free tuition program for low-income students. As well, the government is requiring universities and colleges to give students the ability to opt-out of paying additional fees for campus organizations, clubs, and student newspapers.

In Alberta the provincial tuition freeze was replaced in February 2019 by regulations that cap average tuition increases for domestic students at the annual percentage change in Alberta’s Consumer Price Index and normally limit annual tuition increases for individual programs to 10%. International tuition rate increases are at the discretion of the institutions but students must be informed in their offer of admission of the maximum tuition they will be required to pay for the duration of the standard length of their program.

Universities in British Columbia are limited to tuition increases for domestic students of 2.0% under provincial regulations. Institutions are free to set fees for international students, new programs in their first year, and third party contracts. For instance, last year the University of Victoria undertook a review of international student tuition that looked at costs, comparative rates at other institutions, and quality considerations. As a result, international undergraduate tuition for new students increased by 20% in 2018-19 and is planned to increase a further 15% in 2019-20, with some program exceptions.

As of February 19, 2019, all B.C. student loans will stop accumulating interest. The government estimates that someone with a $28,000 student loan debt in combined provincial and federal loans will save $2,300 over a 10-year repayment period.

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Tuition and fees 2019-20

In Manitoba, provincial tuition policy has set the maximum allowable increases to be the provincial rate of inflation plus 5%. For 2019-20, this is calculated as 6.5%, following 6.6% increases in 2018-19. However, after many years of tuition freezes, tuition for an Arts student in Manitoba is about 55% that of a student in Saskatchewan. In dollar terms, a 6.5% increase in Manitoba is equivalent to about 3.6% in Saskatchewan.

Tuition increases in Nova Scotia, with some of the highest fees in the country, are currently limited to 3% for in-province students. The 3% cap does not apply to out-of-province or international students, nor does it apply to students in graduate programs or programs in medicine, dentistry or law.

In New Brunswick 3 of the 4 universities have an MOU with the provincial government that limits tuition increases for continuing in-province students to 2.0%. The province has canceled the Free Tuition Program that provided upfront, non-repayable assistance for students with gross household incomes of $60,000 or less attending publicly funded college or undergraduate university programs in New Brunswick. In its place, it has introduced a “Renewed Tuition Bursary” program, extending eligibility to students at private institutions, and plans to reintroduce a tuition tax credit. g. The unemployment rate in Saskatchewan, at 4.9% in March 2019, has improved from 5.8% in March 2018 and is lower than the national rate of 5.8%. The youth unemployment rate (age 15-24) in Saskatchewan has also improved over the past year to 9.1% from 10.1%.

The report of the 2016 survey of graduates of all post-secondary education programs in the province provides recent employment rates for graduates of various institutions. The University of Regina’s rate is the highest of all institutions at 88%. This rate has remained in the 88 to 90% range over the past decade. The majority of respondents to the survey who are not employed are not looking for work, because they are in school or for personal reasons.

While completing their degrees, University of Regina students earned $10.3 million in 2018 (an increase of more than 5%) from a record 861 co-op placements. h. The most recent Statistics Canada release of Consumer Price Index (CPI) information (March 2019) shows the year-over-year CPI increase for Saskatchewan at 1.8%, down from 2.9% a year ago. The national increase is 1.9%, down from 2.3% a year ago. Nationally, food costs in March 2019 are up 3.6% while shelter costs are up 2.7% compared to March 2018. https://www150.statcan.gc.ca/n1/daily-quotidien/190417/dq190417a-eng.htm i. Research continues to show that, compared to other socio-economic determinants, tuition fee levels are not a major factor in post-secondary education accessibility and participation. j. As reported at the March 2019 Board of Governors meeting, rental housing vacancy rates have risen in Regina to a very available 7.7% in late 2018 from 7.0% in late 2017 and 5.5% in 2016 (CMHC). With this increased availability, average rents for private apartments have largely stabilized across the city, decreasing by 0.4% in 2018. The rental market in the immediate neighbourhood of the University also shows continued availability with an October 2018 vacancy rate of 4.7% (5.7% the year before). 4% is considered optimal for both tenants and landlords. 14

Tuition and fees 2019-20

The Board has approved a general freeze on residence rates for 2019-20 along with selective decreases of up to 10% for rooms with weak rental histories. Incentives have been offered for returning students. This combination of factors, along with the U-PASS transit service) and improved bus service to campus, should result in savings for students on both housing and transportation costs. k. URSU is planning a base fee increase of 2.9% and per credit hour fee increase of 2.1% for 2019-20. Their health and dental fees, based on costs, are increasing 1.5% while the U-Pass fee is unchanged.

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Tuition and fees 2019-20

Appendix: Effective Enrolment Management in the Levene Graduate School: The Case for Tuition Deposit for Levene Students Proposal from the Levene Graduate School, University of Regina

In our efforts to meet the University’s goal of strategic enrolment management, we are proposing a change in procedure for the collection of tuition fees for Levene graduate students.

It will take the form of an early non-refundable tuition deposit so that we are better able to project and manage student enrolments in the upcoming semester, schedule course offerings to meet students’ needs and make the most effective use of faculty resources, and minimize the cancellation of courses because of unsustainably low enrolments.

This $1000 tuition deposit will apply to the semester for which a Levene student is accepted to start (as outlined in their acceptance letter). It will apply to all Levene programs (including certificates and the postgraduate diploma) effective for the fall 2019 semester.

This deposit represents a change in procedure within the Levene School and *does not* represent any additional fees being charged to Levene students. It is an early deposit or “down payment” on the tuition rates already approved by the Board of Governors.

For general information, the Faculty of Graduate Studies and Research typically allows students up to three semesters to start a program. For the Levene Graduate School of Business this practice prohibits strategic enrolment management on a semester basis. This proposed change in tuition procedure offers a way to better predict student enrolments and deliver on a high quality student experience (e.g., students can still take advantage of a later start date).

RATIONALE

In our efforts to improve efficiency and effectiveness of course offerings and make the best use possible of limited faculty resources, while ensuring a high-quality student experience, we propose the implementation of an early tuition deposit as a strategic enrolment management tactic. It supports our ability to schedule appropriate course offerings (i.e., course offerings can be determined based on the total number of students in particular programs, both current students and those who are new) and minimize course cancellations (i.e., more accurate registration projections). It also serves to avoid student disappointment and frustration due to (late) cancellation of low enrolment classes.

The deposit serves to hold an accepted student’s place in the program. As it is non-refundable, it will also encourage those who have been accepted to begin their course of studies in a timely manner.

As it is a common practice in professional graduate programs in business (see table below), we do not anticipate that the deposit will reduce the volume of applications or conversions. Over time this practice may actually serve to indirectly enhance the reputation of our programs and increase the quality of applications for our programs because it aligns with the practice of other reputable

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Tuition and fees 2019-20 business schools across the country – e.g. it can serve as a perceived signal of quality whereby acceptance is understood to be a competitive process and spaces are scarce.

PROPOSED PROCESS

Upon acceptance into a Levene program, students will receive notice in their acceptance letter that they are required to pay a tuition deposit of $1000 CAD within 20 business days of the date on the acceptance letter.

If the student starts their program in the semester for which they were accepted, the deposit is applied to their tuition fees for that semester. If the student does not start the program in the semester for which they applied / are accepted (as outlined in their acceptance letter), they forfeit the deposit.

The Faculty of Business Administration will work collaboratively with Financial Services to determine the best way (for both units) to streamline the process regarding the collection and transfer of funds on a semester basis. The tuition revenues for the early tuition deposits will follow the standard sharing practice currently in place with the Levene School (75%/25%).

The deposit is non-refundable and non-transferable to another program, person or semester. The Levene Graduate School of Business in the Faculty of Business Administration will be responsible for decisions regarding exceptions to the non-refundable and non-transferable clauses (e.g., if a student visa application is denied the Levene Office will decide if there is a strong case for a refund within a reasonable time frame; if the student’s visa approval is delayed the Levene Office will decide if the deposit can be transferred to start in another semester; if a student wishes to transfer to another Levene program, the Levene Office will decide if this is appropriate). The deposit is not transferable to another University of Regina program. A transfer of the deposit to a later semester would also be possible on compassionate grounds, e.g., a documented health issue, death in the immediate family.

PROPOSED LANGUAGE

Tuition deposit: $1000 CAD – This non-refundable and non-transferable* deposit is required within 20 business days of the date outlined on your acceptance letter and is applied to first- term** tuition fees. This deposit is required to secure your place in the program.

*Once you have paid the deposit, if you do not register in the semester outlined in your acceptance letter, you will forfeit the full amount of the deposit. Exceptions may be made on documented compassionate grounds. The deposit cannot be transferred to another person or University of Regina program, nor can it typically be transferred to another Levene program or semester. For more information contact the Levene Graduate School of Business.

**First-term refers to the semester outlined on your acceptance letter.

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Tuition and fees 2019-20

Sample of Business Schools with Non-Refundable Tuition Deposits as of September 2017

NOTE: All are non-refundable and non-transferrable.

Business School Early Tuition Deposit Beedie Simon Fraser $2K within 21 days Sauder UBC $2.5K on acceptance Haskayne U of Calgary $500 Asper U of Manitoba $1K within 20 business days of acceptance Rotman U of Toronto $5K within 1 month DeGroote McMaster $1K admission deposit Smith Queens $5K upon acceptance Sobey St. Mary's $500 MBA; $1K EMBA (seat deposit) Desautel McGill $5K upon acceptance Royal Roads (Master Global Management) $550 upon acceptance U of Alberta $500 (UG) Edwards U of Saskatchewan $500 upon acceptance Athabasca MBA $800 upon acceptance Ivey Western $2K upon acceptance Schulich York $3K upon acceptance

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