Travel Protection Plan of These Services Is Included with This Plan

Total Page:16

File Type:pdf, Size:1020Kb

Travel Protection Plan of These Services Is Included with This Plan IMPORTANT CONTACT INFORMATION Plan Documents for Please review these Plan Documents as they provide complete details of the Plan Benefits and Services. Have questions? You can call us toll-free at the number listed below. You can also view many Frequently Asked Questions at www.tripmate.com. Customer Service 1-800-888-7292 To Report A Claim Present all claims to the Program Administrator: Online at: www.tripmate.com or by phone: Tel: 1-800-888-7292 Plan Number: F389U Trip Mate, Inc. (In CA & UT, dba Trip Mate Insurance Agency) 9225 Ward Parkway, Suite 200 Kansas City, Missouri 64114 One Call Worldwide Travel Assistance To assist you while traveling, One Call multi-lingual professionals are available 24 hours a day/365 days a year providing medical, legal and travel assistance services during your trip. A complete list Travel Protection Plan of these services is included with this Plan. To Contact One Call During Your Trip: Please Note: This Plan may not be purchased after You have Within U.S.A. & Canada made final payment for Your Trip. 1-800-555-9095 Outside U.S.A. & Canada 1-603-894-4710 The 24-Hour Assistance Services are provided by: One Call Worldwide Travel Services Network, Inc. Cancel For Any Reason Waiver When you purchase this travel protection plan at or before the final payment due date, you also receive the Unique Vacations Cancellation Waiver Benefit that allows you to cancel your Unique Vacations travel arrangements up to the day of departure for any reason. With this Unique Vacations Cancellation Waiver, your land cancellation penalty will be refunded in Unique Vacations travel certificates, with the balance of the refund made in cash or credit card credit. Any benefit payable under this Cancellation Waiver will be reduced by the amount of any cancellation benefits paid or payable by the Unique Vacations Travel Protection Plan or any other insurance plan providing Trip Cancellation benefits. This Cancellation Waiver does not cover air arrangements or any option services such as sightseeing, spa service and private transfers. Please Note: This travel protection plan may not be purchased after you have made your final payment for your Trip. This Cancellation Waiver Benefit is provided by Unique Vacations and is not an insurance benefit underwritten by United States Fire Insurance Company. -1- IMPORTANT CONTACT INFORMATION Plan Documents for Please review these Plan Documents as they provide complete details of the Plan Benefits and Services. Have questions? You can call us toll-free at the number listed below. You can also view many Frequently Asked Questions at www.tripmate.com. Customer Service 1-800-888-7292 To Report A Claim Present all claims to the Program Administrator: Online at: www.tripmate.com or by phone: Tel: 1-800-888-7292 Plan Number: F389U Trip Mate, Inc. (In CA & UT, dba Trip Mate Insurance Agency) 9225 Ward Parkway, Suite 200 Kansas City, Missouri 64114 One Call Worldwide Travel Assistance To assist you while traveling, One Call multi-lingual professionals are available 24 hours a day/365 days a year providing medical, legal and travel assistance services during your trip. A complete list Travel Protection Plan of these services is included with this Plan. To Contact One Call During Your Trip: Please Note: This Plan may not be purchased after You have Within U.S.A. & Canada made final payment for Your Trip. 1-800-555-9095 Outside U.S.A. & Canada 1-603-894-4710 The 24-Hour Assistance Services are provided by: One Call Worldwide Travel Services Network, Inc. SCHEDULE OF BENEFITS United States Fire Insurance Company Administrative Office: 5 Christopher Way, Benefit Maximum Benefit Amount Eatontown, NJ 07724 Trip Cancellation ....................................................................Trip Cost (Hereinafter referred to as “the Company”) Trip Interruption .....................................................................Trip Cost TRAVEL PROTECTION PLAN Missed Connection ...................................................................... $750 This Plan of Insurance describes the insurance benefits underwritten by Travel Delay (Up to $150 Per Day) .............................................. $750 United States Fire Insurance Company, herein referred to as the Company Medical Expense/Emergency Evacuation and also referred to as We, Us and Our. Please refer to the Schedule of Benefits, which provides the Insured, also referred to as You or Your, with Accident and Sickness Medical Expense .............................$25,000 specific information about the program You purchased. Emergency Evacuation and Repatriation .............................$50,000 Signed for United States Fire Insurance Company By: Accidental Death and Dismemberment ....................................$25,000 Baggage and Personal Effects ...................................................$2,500 Baggage Delay ..............................................................................$250 Marc J. Adee James Kraus Chairman and CEO Secretary SECTION I. COVERAGES Insurance provided by this Plan is subject to all of the terms and conditions TRIP CANCELLATION of the Group Plan. If there is a conflict between the Plan and this Plan Document, the Plan will govern. Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to reimburse You for the amount of the unused non-refundable If You are not satisfied for any reason, You may return Your Plan Document Prepaid Payments or Deposits You paid for Travel Arrangements when You are to Your Travel Supplier within 10 days after receipt. Your plan payment will prevented from taking Your Trip due to: be refunded, provided You have not already departed on the Trip or filed a claim. When so returned, the coverage under the Plan is void from the 1. Your or a Family Member’s or a Traveling Companion’s or a Business beginning. Partner’s death, which occurs before departure on Your Trip; Renewal: Coverage under this Plan is not renewable. 2. Your or a Family Member’s or a Traveling Companion’s or a Business Partner’s covered Sickness or Injury, which: a) occurs before departure SHORT TERM COVERAGE on Your Trip; b) requires Medical Treatment at the time of cancellation resulting in medically imposed restrictions, as certified by a Legally NON-RENEWABLE Qualified Physician; and c) prevents Your participation in the Trip; 3. For the Other Covered Reasons listed below; TABLE OF CONTENTS provided such circumstances occur while coverage is in effect. SCHEDULE OF BENEFITS “Other Covered Reasons” means: SECTION I. Coverages a. You or Your Traveling Companion being hijacked, quarantined, required to serve on a jury (notice of jury duty must be received after SECTION II. Definitions Your Effective Date), served with a court order to appear as a witness SECTION III. Insuring Provisions in a legal action in which You or Your Traveling Companion is not a party (except law enforcement officers); SECTION IV. General Exclusions b. Your or Your Traveling Companion’s primary place of residence or SECTION V. General Provisions destination being rendered uninhabitable by fire, flood, burglary or other SECTION VI. Coordination of Benefits Natural Disaster. We will only pay benefits for Losses occurring within 30 calendar days after the Natural Disaster makes Your destination accommodations uninhabitable. Your primary place of residence or destination is uninhabitable if: (i) the building structure itself is unstable and there is a risk of collapse in whole or in part; (ii) there is exterior or structural damage allowing elemental intrusion, such as rain, wind, hail, or flood; (iii) immediate safety hazards have yet to be cleared such as debris on roofs or downed electrical lines; or (iv) the property is without electricity or water. Benefits are not payable if a storm, snow storm, blizzard or hurricane is named on or before the Effective Date of Your Trip Cancellation coverage; c. Your or Your Traveling Companion’s place of employment is rendered unsuitable for business due to fire, flood, burglary or other Natural Disaster and You and/or Your Traveling Companion are required to work as a result; d. a documented theft of passports or visas; e. a permanent transfer of employment of 250 miles or more; f. You or Your Traveling Companion being directly involved in a traffic accident, substantiated by a police report, while en route to Your scheduled point of departure; g. unannounced Strike that causes complete cessation of services for at T-210-CER 03-16 -1- least 12 consecutive hours of the Common Carrier on which You are destination being rendered uninhabitable by fire, flood, burglary or scheduled to travel; other Natural Disaster; We will only pay benefits for Losses occurring h. Inclement Weather that causes complete cessation of services for at within 30 calendar days after the Natural Disaster makes Your least 12 consecutive hours of the Common Carrier on which You are destination accommodations uninhabitable. Your primary place of scheduled to travel; residence or destination is uninhabitable if: (i) the building structure itself is unstable and there is a risk of collapse in whole or in part; i. mechanical breakdown that causes complete cessation of services for (ii) there is exterior or structural damage allowing elemental intrusion, at least 12 consecutive hours of the Common Carrier on which You are such as rain, wind, hail, or flood; (iii) immediate safety hazards have scheduled to travel; yet to be cleared such as debris on roofs or downed electrical lines;
Recommended publications
  • In Rural Tourism Project Description
    I N T E R N A T I O N A L Y O U T H E X C H A N G E P R O J E C T 2 1 J U N E - 0 2 J U L Y 2 0 2 1 T S A G H K A D Z O R , A R M E N I A You(th) In rural tourism Project Description “You(th) in Rural Tourism" is designed for “You(th) in Rural Tourism" will allow young people coming from rural and focusing on the most demanded skills, remote areas of Germany, Ireland, Spain, competencies and knowledge in the field France, Armenia, Georgia and Ukraine, of entrepreneurship and rural tourism, aged between 18 and 30. Implementation which can serve as an efficient base for of the youth exchange is planned from 21 rural youth unemployment reduction. June to 02 July 2021 in Tsaghkadzor, The learning factor of the project covers a) Armenia. The main concentration of the implementation of a business plan, b) project is to give essential knowledge sessions on digital tools and the promotion about entrepreneurship and useful skills in of rural tourism, c) presentation of the the sphere of rural tourism. The project hospitality field and guesthouse business, comprises many other branches that as well as tour management, d) business include business planning, fundraising and marketing and fundraising. business management. The whole youth exchange will be based With this initiative we aim at improving on non-formal learning methods and peer to peer learning among participants, approaches.
    [Show full text]
  • OSU Risk Assessment Worksheet for Countries with a Travel Advisory 3
    OSU Risk Assessment Worksheet for Travel Warning Countries http://travel.state.gov/travel/ OSU Policy for International Travel, 1-0132 6.01, restricts travel to countries posted on the U.S. Department of State travel warning list. Exception requests will be subject to review by the Risk Assessment Committee’s recommendation to the Director of Risk Management. Name & Department Signature of traveller Travel Warning Countries & Cities to be visited Date Date of Departure/Return Purpose of Visit Have you travelled to this Yes - No (If yes, describe briefly previous trip and approximate dates) country before? Please specify if you have extensive Yes - No (if yes, describe) knowledge of the country you are visiting (gained from residence, citizenship or work experience there) Are students involved in this travel? Yes – No (if yes, list names of students and contact information) Are others involved in this travel? Yes – No ( if yes, list names and contact information) (colleagues, family members) Travel Warning Data for countries on your itinerary? Please copy and paste the travel warning notice from the U.S. Department of State webpage for the country being visited: Go to http://travel.state.gov/ Click on Travel Warnings Select the country you are visiting Copy and paste warning Select the specific risks below which were identified for the travel warning countries you intend to visit. Identify for each whether the probability of occurrence is Low, Medium, High, or extreme and list the measures you have taken to reduce each risk identified.
    [Show full text]
  • Perceptions of Personal Risk in Tourists' Destination Choices
    EJTHR 2017; 8(1):38-50 Research Article Gregory E. Osland*, Robert Mackoy, Marleen McCormick Perceptions of personal risk in tourists’ destination choices: nature tours in Mexico https://doi.org/10.1515/ejthr-2017-0002 events have recently heightened the sense of personal received 10 August, 2016; accepted 10 January, 2017 risk, particularly regarding tourism destinations in certain regions and nations. The perception of risk varies across Abstract: Terrorism, pandemic diseases, and other threat- tourists and is a major component of the decision-mak- ening events have recently heightened the sense of per- ing process for evaluating destinations (Sönmez & sonal risk for tourists considering international travel. Graefe, 1998). This article addresses the paucity of research assessing Although recent researchers (e.g., Hajibaba, Gretzel, perceptions of risk both before and during travel to risky Leisch, & Dolnicar, 2015) have identified several catego- destinations. Tourists on two nature tours in Mexico were ries of travel risk, more research is needed on specific interviewed and observed while engaged in the travel. travel risks that are perceived by tourists. Little research Many types of specific perceived risks were uncovered, has been found on the cognitive and affective factors asso- including insect-borne disease, traffic accidents, finan- ciated with perceptions of risk in destination choices. In cial losses, and unattained goals. Some correlates of per- addition, participant observer field research is needed ceived risk were tour company reputation, stage of family that observes and analyzes tourists while travelling in life cycle, age, and motivation. Based on the types of per- risky locations (Hajibaba et al., 2015).
    [Show full text]
  • If You Have Booked a Package Tour (Ie a Combination of at Least Two Travel
    5.3.2020 INFORMATION ON THE PACKAGE TRAVEL DIRECTIVE IN CONNECTION WITH THE COVID-19 If you have booked a package tour (i.e. a combination of at least two travel services, e.g. transport and accommodation) and you have not yet left for your trip, consult the travel advice of your national authorities and contact your tour operator or travel agency. Travel advice is a national competence. Check if your national authority, e.g. the Ministry of Foreign Affairs, issued an official travel warning for the region to which you plan to travel. Travel advice is being updated as the situation changes. The list of EU Member States’ travel advice is available at: https://ec.europa.eu/info/sites/info/files/travel-advice-list.pdf According to the Directive on Package Travel and Linked Travel Arrangements, both the traveller and the tour operator can cancel the trip without penalty in case of “unavoidable and extraordinary circumstances occurring at the place of destination or its immediate vicinity and significantly affecting the performance of the package, or which significantly affect the carriage of passengers to the destination” (Article 12(2) of the Package Travel Directive). ‘Unavoidable and extraordinary circumstances’ means a situation beyond the control of the party who invokes such a situation and the consequences of which could not have been avoided even if all reasonable measures had been taken. Significant risks to human health, such as the outbreak of a serious disease like the COVID-19 at the travel destination or its immediate vicinity usually qualify as such unavoidable and extraordinary circumstances.
    [Show full text]
  • Trafalgar Booking Conditions
    TRAFALGAR BOOKING CONDITIONS BOOKING CONDITIONS SUMMARY BOOKING AND CANCELLATION TERMS Additional Air Extra Chargeable Level 1 Level 2 Level 3 Oberammergau Tickets Accommodation Transfers Deposit due $200 $350 $500 $760 As per airline No additional No additional per person policy deposit required deposit required Final 60 days 90 days 120 90 days As per airline In accordance In accordance Payment days policy with guided with guided Due (before vacation vacation departure) CANCELLATION CHARGES (PER PERSON) IF YOU CANCEL YOUR VACATION (NO. OF DAYS BEFORE TRAVEL) 120 days Deposit Deposit Deposit Deposit $75 plus airline $35 $35 and over charges 119 – 90 Deposit Deposit 30% Deposit $75 plus airline $35 $35 days charges 89 - 60 days Deposit 30% 60% 100 % of $75 plus airline $35 $35 Oberammergau charges supplement + 30% of land only price excl. Oberammergau 59 - 16 days 30% 60% 90% 100 % of $75 plus airline Higher of $35 or Higher of $35 or Oberammergau charges 25% of 25% of transfer supplement + accommodation price 30% of land only price price excl. Oberammergau 15 - 8 days 50% 90% 100% 100 % of $75 plus airline Higher of $35 or Higher of $35 or Oberammergau charges 30% of 30% of transfer supplement + accommodation price 50% of land only price price excl. Oberammergau 7 - 1 days 90% 100% 100% 100% of $75 plus airline 100% of 100% of transfer Oberammergau charges accommodation price supplement + price 90% of land only price excl. Oberammergau Departure 100% 100% 100% 100% $75 plus airline 100% of 100% of transfer Day/No charges accommodation price show price 2 | TRAFALGAR TERMS AND CONDITIONS | Updated 8 June 2021 NOTES: Included flights are outlined in each trip itinerary in our brochure or online.
    [Show full text]
  • The Fate of Tourism During and in the Aftermath
    rism & Kebede, J Tourism Hospit 2018, 7:1 ou H f T o o s l p DOI: 10.4172/2167-0269.1000337 a i t n a r l i u t y o J Journal of Tourism & Hospitality ISSN: 2167-0269 CaseResearch Study Article OpenOpen Access Access The Fate of Tourism during and in the Aftermath of Political Instability: Ethiopia Tourism in Focus Nafbek Solomon Kebede* Department of Management, Faculty of Business and Economics, Kotebe Metropolitan University, Addis Ababa, Ethiopia Abstract The vulnerability of tourism to variety of crises may result in the decline of tourist flow and receipt as well as in deforming the image of a destination. This particular snapshot case review has discussed the appearance of tourism during the political instability and its outcome, state of emergency. Web-sites, journals, books, mass media, personal observation and limited interview were used to gather information about the effect of political instability on tourism industry. Several tourist originating countries have issued travel advisories - some unbalance with the actual gravity of crisis- to Ethiopia putting the country in general at ‘High risk’ crisis level. Overall, the country has been suffering from the political instability. As a result, composite crisis management strategies have to be effectively developed for the sustainable and resilient tourism development. Keywords: Political instability; State of emergency; Ethiopia; Travel “Perceptions of political instability and safety are a prerequisite advisories; Recovery strategies for tourist visitation. Violent protests, social unrest, civil war, terrorist actions, the perceived violations of human rights, or even the mere Introduction threat of these activities can all serve to cause tourists to alter their Titanic ally, tourism is growing as one of the export commodities travel behavior”.
    [Show full text]
  • Frequently Asked Questions
    Frequently Asked Questions #1: If it’s safe to visit Mexico, why has the U.S. Department of State issued a Travel Warning for Mexico? While it is true that as a result of incidents of violence in parts of some border states, the U.S. Department of State is advising against non-essential travel to these specific areas of the border. This travel warning also explicitly mentions that millions of U.S. citizens safely visit Mexico each year, including tens of thousands who cross the land border daily for study, tourism or business and nearly one million U.S. citizens who live in Mexico. It also states that the country’s tourist destinations remain safe places to visit. Mexico has been for many years and remains the number one international tourism destination for Americans. View the latest warning updated on September 10, 2010, at the Department of State website http://travel.state.gov/travel/cis_pa_tw/tw/tw_4755.html #2: Are people continuing to travel to Mexico even though the Travel Warning exists and that some state organizations and the media are advising against travel to the destination? Absolutely! In 2010, 22.4 million tourist arrivals were recorded to Mexico, an increase of 4.4% over the 2009 arrivals of 21.5 million. In January of 2011, 1,965,000 tourists arrived in Mexico surpassing the last 3 years, including January of 2008 which was a banner year for arrivals to the destination. #3: Why should I choose a Mexico vacation now when there are so many great vacation destinations? VALUE – The value and price of a Mexico vacation is unbeatable.
    [Show full text]
  • Office of Security Passport and Visa Program
    Office of Security Passport and Visa Program Lead Story Headline Important Links MEXICO TRAVEL WARNING U.S. Department of State, Bureau of Consu- https://travel.state.gov/content/passports/en/alertswarnings/mexico-travel-warning.html lar Affairs — https://travel.state.gov/ content/travel/en.html The U.S. Department of State warns U.S. citizens about the risk of traveling to certain parts of Mexico due to U.S. Passports & International Travel, Alerts the activities of criminal organizations in those areas. U.S. citizens have been the victims of violent crimes, and Warnings — https://travel.state.gov/ content/passports/en/alertswarnings.html including homicide, kidnapping, carjacking, and robbery in various Mexican states. This Travel Warning re- places the Travel Warning for Mexico issued December 8, 2016. U.S. Visas — https://travel.state.gov/ content/visas/en.html For information on security conditions in specific regions of Mexico, see our state-by-state assessments Washington Passport Agency - https:// below. U.S. government personnel and their families are prohibited from personal travel to all areas to travel.state.gov/content/passports/en/ which the Department recommends “defer non-essential travel” in this Travel Warning. As a result of securi- passports/information/where-to-apply/ ty precautions that U.S. government personnel must take while traveling to parts of Mexico, our response agencies/washington.html time to emergencies involving U.S. citizens may be hampered or delayed. Smart Traveler Enrollment Program - https://step.state.gov/step/ Gun battles between rival criminal organizations or with Mexican authorities have taken place on streets and in public places during broad daylight.
    [Show full text]
  • Frequently Asked Questions and Answers Regarding Covid-19 and Cancellations
    Frequently asked questions and answers regarding Covid-19 and cancellations 1) Is the hotel allowed to charge cancellation fees in case of a governmental closure/lockdown? No. 2) Is the hotel allowed to charge cancellation fees if the entire hotel or village is quarantined? No. 3) In which situations is it ok to charge cancellation fees from the guests? - As long as the hotel is open and reachable - As long as the guest is allowed to travel but wants to cancel because of fear of increasing infection numbers 4) What about travel warnings? Do they justify a cancellation free of charge? In case of direct & individual bookings, a travel warning for the destination country is no argument for a free cancellation itself. If a quarantine upon return is mandatory, this could be evaluated as unreasonable and it needs to be discussed if the hotel charges fees. There are no legal judgments about this yet. (In case of package booking via tour operators the guest is allowed to cancel free of charge as a travel warning occurs.) 5) Which reasons are covered by the Europäischen Reiseversicherung referring to Covid- 19? - because you suffer from COVID-19 symptoms, - because you have been found to have an elevated temperature measured, even if a later test result is negative, - because you were tested positive for COVID-19 without showing symptoms, - because a close relative or a person living in the same household has contracted COVID-19 and your urgent presence is required, - because a close relative in the same household has contracted COVID-19 and you must therefore be quarantined, - because you are unable to travel as a result of your illness during your stay.
    [Show full text]
  • Costa Rica and Kenya As Ecotourism Destinations
    COSTA RICA AND KENYA AS ECOTOURISM DESTINATIONS Country Strategies vs. Visitor Perceptions Master´s Thesis in International Business Author: Miranna Talvinen Supervisors: D.Sc. Elina Pelto M.Sc. Katja Einola 17.4.2017 Turku Turun kauppakorkeakoulu • Turku School of Economics Table of contents 1 INTRODUCTION ................................................................................................... 7 1.1 Tourism industry ............................................................................................ 7 1.2 Focus of the research ...................................................................................... 8 1.3 Objective and structure of the study ............................................................... 9 2 ECOTOURISM ..................................................................................................... 11 2.1 From tourism to ecotourism ......................................................................... 11 2.2 Brief timeline of ecotourism ........................................................................ 12 2.3 Ecotourism explained ................................................................................... 14 2.4 Ecotourists .................................................................................................... 16 2.5 Implications to social, natural and economic environments ........................ 18 2.6 Marketing of ecotourism .............................................................................. 20 2.7 Visitors’ satisfaction, expectations, and
    [Show full text]
  • Is Tourism Haiti's Magic Bullet?
    STRATEGIC NOTE 9 | JUNE 2013 Is Tourism Haiti’s Magic Bullet? www.igarape.org.br An Empirical Treatment of Haiti’s Tourism Potential Athena R. Kolbe, Keely Brookes and Robert Muggah A french tourist negotiates the price of raspberries outside of the Baptist Mission Bakery, a popular destination for religious service groups visiting Haiti. The Haitian government has elevated tourism to the top of its development agenda. Yet prospects for success are uncertain. This assessment is the first empirical treatment of the attitudes and perceptions of tourists and service providers in Haiti. It is based on a survey of more than 2,000 tourists and 390 industry professionals. It finds that just over 3% of tourists reported crime victimizaiton and that the current tourism model should be revisited. IGARAPÉ INSTITUTE | STRATEGIC NOTE 9 | JUNE 2013 Introduction Tourism is often described as key to Haiti’s salvation. The economic potential of foreigners visiting the island nation is cited in virtually all major assessments of the country’s current development problems. This may seem at first counter- intuitive: the impoverished and disaster-stricken country has long-struggled with violence and political instability. But it is increasingly regarded as necessary. Immediately after the January 2010 earthquake it was recognized that strategic investments would be needed to secure Haiti’s economy once foreign aid had diminished.1 Tourism was recently elevated to a top priority by Haiti´s current administration and the Ministry of Tourism. The government hopes that an influx of foreign currency generated by tourist dollars could help lift the country out of aid-dependency.2 This is not as surprising as it may seem.
    [Show full text]
  • Scotiagold Passport® Visa* Card Welcome Kit
    ScotiaGold Passport® Visa* Card Welcome Kit Your passport to outstanding travel benefits and reward flexibility You‘re richer than you think®. TABLE OF CONTENTS TRAVEL BENEFITS AND MORE ........................ 3 • Thank you for choosing the ScotiaGold Passport® Visa* card ................. 3 • Enjoy travelling? .......................................... 4 • Scotia Rewards Program ............................5-8 • Your Passport to travel savings ....................9 • Your Passport includes Travel Protection ....................................10-13 • Convenience ...........................................13-15 • Scotia Credit Card Protection (optional) ....15 • Scotiabank‘s Privacy Commitment .............16 • Scotia Rewards® Program – Terms & Conditions ............................... 17-28 • Certificate of Purchase Security, Extended Warranty, Lost Luggage, Delayed Luggage and Hotel/ Motel Burglary ...................................... 29-38 • Certificate of Common Carrier Travel Accident Insurance ..................... 39-44 • Travel Emergency Medical Certificate of Insurance .........................45-55 • Rental Car Collision/Loss Damage Certificate of Insurance .........................56-63 • Telephone Directory ...................................64 Travel benefits and more Thank you for choosing the ScotiaGold Passport® Visa* card. This Welcome Kit is your passport to all of the outstanding features and benefits you now enjoy as a Cardmember including the Scotia Rewards® Program, which rewards you generously with valuable points
    [Show full text]