SEPTEMBER INSIDE INVESTMENTS & WEALTH INSTITUTE OCTOBER 2018

RECENT CIMA® CERTIFICANTS

THE FOLLOWING Brendan Duffy, Merrill Lynch, Ridgefield, CT Todd Kowalski, Morningstar, Ponte Vedra, FL Melanie Powell, Merrill Lynch, Paramus, NJ INDIVIDUALS RECENTLY Devin Ekberg, Investments & Wealth Institute, Christopher Lanctot, Capital Group, Indianapolis, IN Andrew Prupas, Franklin Templeton, Kentfield, CA EARNED THE CIMA® Greenwood Village, CO Flavio Landivar, Raymond James, Miami, FL Domenic Qualtieri, Oppenheimer Funds, New York, NY CERTIFICATION Joseph Epstein, Franklin Templeton, Benjamin Lau, Avant Mutual, Sydney, Australia Brandon Radach, John Hancock, River Forest, IL St. Petersburg, FL Kevin Leonard, Merrill Lynch, Waxhaw, NC Nicholas Raffin, Merrill Lynch, New York, NY James Ade, Jr., Merrill Lynch, Downingtown, PA Joel Evenhouse, Janus, Traverse City, MI Mark Leslie, Refin Pty Ltd., Fairlight, Australia Mark Ramsey, LPL Financial, Andover, MA Andrew Aiello, Franklin Templeton, St. Petersburg, FL Charles Fagan, BlackRock, Havertown, PA Robbie Lew, Hawthorn, Australia Michael Rao, Fidelity Investments, Fairfield, CT Thomas Anderson, HD Vest Investment Service, Chandra Federle, Merrill Lynch-PBIG, Chicago, IL Austin Lewis, TD Ameritrade, Fort Worth, TX Terrence Regan, Morgan Stanley, Cincinnati, OH Glencoe, MN Eric Fenger, Franklin Templeton Investments, Brian Lore, Ivy Investments, Overland Park, KS Benjamin Rich, Fidelity Investments, Atlanta, GA Khalil Andraos, Merrill Lynch, Reston, VA St. Petersburg, FL Nicholas Loring, Loring Advisory Group, Greenville, RI Stanley Robare, Robare & Jones Asset Managers, Steve Angelone, Columbia Threadneedle Invest- Cornell Fields, Prudential Financial, Yardley, PA Robert Loring, Merrill Lynch, Hingham, MA Houston, TX ments, Boston, MA Jessica Ford, T. Rowe Price, Dallas, TX Kevin Ly, Wells Fargo & Company, Minneapolis, MN Jason Robertson, Janus Henderson Investors, Shyan Ardalan, Merrill Lynch, Los Angeles, CA Jacob Foster, BlackRock, Princeton, NJ John Macielag, Merrill Lynch, Rock Hall, MD Denver, CO Alvaro Arias, Miami, FL Travis Frayard, UBS Financial Services, Lafayette, LA Jack Madryga, T. Rowe Price, Owings Mills, MD Jared Rogers, BlackRock, Princeton, NJ Samuel Awa, The Ayco Company, Clifton Park, NY Michael Fredrick, Deutsche Asset Mgmt., Danville, CA Scott Martin, Kingsview Asset Mgmt., Chicago, IL Kaitlyn Ross, Federated Investors, Pittsburgh, PA Daniel Baccarini, Beacon Capital Mgmt., Navarre, FL Timothy Frost, Invesco, Frisco, TX Jonathan Marville, Franklin Templeton Investments, David Rowe, Highland Capital Advisors, Cle Elum, WA Raisa Barkaloff, Federated Investors, Pittsburgh, PA Michael Furey, Delta Research & Advisory, City East, St. Petersburg, FL Alfredo Sanchez, BB&T Securities, Hialeah, FL Nicholas Battalini, Calamos Investments, Queensland, Australia Jesse Masterson, UBS Financial Services, Steven Sanders, U.S. Trust, Melville, NY Naperville, IL Joseph Gallemore, Spire Wealth Mgmt., McLean, VA Rockland, MA Justin Sanderson, Sanderson Wealth Mgmt., Mitchell Behm, Merrill Lynch, Irvine, CA David Gardiner, Merrill Lynch, Bloomfield Hills, MI Lindsay Matchett, Calamos, Geneva, IL Buffalo, NY Petter Bialek, Oppenheimer Funds, Ramsey, NJ Tyler Ghingher, T. Rowe Price, Baltimore, MD Christian Mauser, Resource Planning Group, Christopher Sands, Manning & Napier, Fairport, NY Michael Bitton, Pacific Life, Charlotte, NC Daniel Gibson, Merrill Lynch, Dallas, TX Atlanta, GA Evan Sassack, Merrill Lynch, Grand Rapids, MI Timothy Black, PNC Institutional Asset Mgmt., James Gomatos, Merrill Lynch, Celebration, FL Andrae Mayo, DuPont Capital, Wilmington, DE Kimberly Schneider, New York Life/MainStay Waukesha, WI Jorge Gomez del Campo, Merrill Lynch, Tucson, AZ Steven McCarthy, BlackRock, Princeton, NJ Investments, Tampa, FL Stephanie Blain, Merrill Lynch, Boston, MA Michael Graf, Ameriprise, Minneapolis, MN Jorge McNabb, Wilmington Trust, Aberdeen, MD Matthew Schrady, Ameriprise Financial, Alfonso Boneta, UBS Financial Services, Ann Greenberg, HighPoint Planning Partners, Jonathan McPharlin, J.P. Morgan, Barrington, IL San Diego, CA San Juan, PR Chicago, IL Christopher Meeske, Gerstein Fisher, Waldwick, NJ Adrian Schulz, JPMorgan, San Diego, CA Jeffrey Borman, LOC Investment Advisers, Jeff Greiber, Russell Investments, Joseph Meklin, Merrill Lynch, Fort Washington, PA James Sewell, III, Capital Group, Westlake Village, CA South Charleston, WV Menomonee Falls, WI Debbie Michaelson, Oppenheimer Funds, Chicago, IL Jae Shin, T. Rowe Price, Monument, CO John Borum II, Wells Fargo Advisors, New York, NY Theodore Grigsby, Human Investing, Benjamin Miller, UBS Financial Services, Justin Sidhu, JP Morgan, Seattle, WA William Brady, Milliman Financial Risk Mgmt., Lake Oswego, OR Barrington, IL Alexander Siele, Morgan Stanley, Beverly Hills, CA Chicago, IL Ronald Gruninger, Signature Wealth Advisors, Dominick Minicucci, UBS Financial Services, Nicholas Simmons, Merrill Lynch, Miami, FL Wendy Brennan, J.P. Morgan Asset Mgmt., Chicago, IL Orlando, FL New York, NY Melissa Sloane, Capital Group, Delray Beach, FL Edward Brezenski III, Wells Fargo Advisors, Stephen Hales, St. Petersburg, FL Alfredo Miranda, Camden Wealth Advisors, Peter Sobel, Dreyfus Advisor Services, Uniondale, NY Omaha, NE Douglas Hanna, Wells Fargo, St. Louis, MO Houston, TX Curtis Steube, UBS Financial Services, Columbus, OH Ryan Bridge, Franklin Resources, St Petersburg, FL Zahya Hantz, Edward Jones, Stamford, CT Thomas Moody, Wakefield Asset Mgmt., Wynne Stuart, Janus Henderson Investors, Denver, CO Kyle Brown, Guggenheim Investments, Chicago, IL Kyle Hardin, Invesco, Chicago, IL Englewood, CO John Sulzicki, American Funds, Seattle, WA Keith Bruni, Lincoln Investment, Palm Beach Bradley Hargrave, Prudential Investments, Brandon Moore, Oppenheimer Funds, Centennial, CO Sean Swager, Franklin Templeton, St. Petersburg, FL Gardens, FL Indianapolis, IN Greg Moro, T. Rowe Price, Owings Mills, MD Richard Taborda, LBT Wealth Mgmt., Iselin, NJ Katherine Buescher, JPMorgan Chase & Co., Zachariah Harney, Merrill Lynch, Carmel, CA Dean Morris, Dorsey & Company, Kalispell, MT Ivor Tan, UOB Kay Hian Private Limited, Singapore Chicago, IL Ryan Harrison, Merrill Lynch, Levittown, PA David Morrison, Capital Group, Lake Forest, IL Nathan Tawes, T. Rowe Price, Dublin, OH Jason Burriss, Merrill Lynch, Chicago, IL Andrew Hartley, Northern Trust, Marietta, GA Rian Morrissey, Oppenheimer Funds, Lawrence, KS Alba Tedone, USI Advisors, Greenwood Village, CO David Butler, Janus Capital Group, Denver, CO Glenn Harvey, BNY Mellon, Locust Valley, NY Gerald Moslander, J.P. Morgan Asset Mgmt., Joao Teixeira, PFG Private Wealth Mgmt., Lutz, FL Cristofer Cabanillas, Monterey Private Wealth, Matthew Hashimoto, PNC Wealth Mgmt., Suamico, WI Vincent Toscano, Lincoln Financial Advisors, Monterey, CA Parkton, MD Paul Murray, Merrill Lynch, Northbrook, IL Douglaston, NY Andrew Carnevale, Aberdeen Asset Mgmt., Stephen Hawkins, Resolute Investment Managers, Corey O’Connor, Eaton Vance Investment Mgmt., Daryl Tracy, MFS Investment Mgmt., South Easton, MA Philadelphia, PA Irving, TX Quincy, MA Ian Travers, Fidelity Investments, Smithfield, RI Joseph Cefalu, Merrill Lynch Private Banking & David Henry, Capital Group, Carmel, IN Kevin Olson, Capital Group, Noblesville, IN Brenton Uhlenhopp, Principal Funds, Urbandale, IA Investment Group, Boston, MA Joseph Hinojosa, Pioneer Investments, Houston, TX Alejo Orvananos, Merrill Lynch, Houston, TX Scott Ursin-Smith, Capital Group Companies, Daniel Chapman, Raymond James & Associates, Su Hu, Q Super, Brisbane, Australia Margaret Parker, Merrill Lynch, Athens, GA Pacific Palisades, CA Coral Gables, FL Jose Hualpa, JP Morgan Securities, Sunnyside, NY William Parsley, American Funds, Parkville, MO Camilo Vilchez, J.P. Morgan Securities, Miami, FL Tyler Church, Morgan Stanley, Vancouver, WA Ronald Huang, HSBC, Philadelphia, PA Patricia Parsons, Christopher Street Financial, Scott Warden, Jr., Franklin Templeton, Kent Clark, USAA Financial Advisors, Chicago, IL Kevin Hurley, T. Rowe Price, Owings Mills, MD New York, NY Sacramento, CA Laura Clark, Merrill Lynch, Mt. Pleasant, SC Kevin Ip, Merrill Lynch, New York, NY William Patterson, Capital Group, Baton Rouge, LA Richard Webb, Principal Global Investors, Michael Clark, American Funds Distributors, Michael Itani, John Hancock Investments, Robert Peche, American Funds, Los Angeles, CA Jefferson, IA Ballwin, MO Melrose, MA William Pello, Merrill Lynch, Madison, CT Robert Wheatley, MFS Investment Mgmt., Kevin Coffey, BBVA Compass Investment Solutions, Fahad Jamil, Vanguard, Cherry Hill, NJ William Perrone, DuPont Capital Mgmt., Cambridge, MA Montgomery, AL Brett Jenson, Sagemark Consulting, Wilmington, DE Jeremy Whitt, Regency Investment Advisors,Fresno, CA Darren Colananni, Merrill Lynch, Washington, DC Salt Lake City, UT Jeffrey Perry, PFG Private Wealth Mgmt., Lutz, FL Matthew Wigren, Alden Capital Mgmt., Bellevue, WA Ryan Coleman, Oppenheimer Funds, Anthony Kafouros, Principal Financial Group, Bareq Peshtaz, Morgan Stanley, Seattle, WA Marcus Williams, JPMorgan, Westerville, OH Lake Oswego, OR Concord, CA Chad Petherick, BMO, Appleton, WI Stephen Williams, Edward Jones, Hendersonville, TN Chad Crawford, Cornerstone Mgmt., Peachtree Eric Keller, First Command Financial, Arlington, TX Matthew Pickard, Franklin Templeton Investments, Michael Wise, Morgan Stanley, Chicago, IL Corners, GA Matthew Kitz, Glen Rock, NJ Rancho Cordova, CA Peter Wittry, Russell Investments, Milwaukee, WI Brian Cullen, Baron Capital, Reston, VA Alexander Knight, Natixis Investment Managers, Giancarlo Plati, John Hancock Investments, Tracy Wright, AXA 1290 Funds, Fair Lawn, NJ Natalie Dewez, ANZ, Sydney, Australia Roswell, GA Boston, MA Trevor Yochum, Triad Advisors, Norcross, GA

INVESTMENTS & WEALTH MONITOR 59

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