Unauthorized Banks List 1996-2010

Alert 2010-12 Attachment O

Comptroller of the Currency Administrator of National Banks Washington, DC 20219 Unauthorized Banks List 1996-2010

Compiled & Maintained by: Special Supervision Division (202) 874-4450

Revised: 08/30/2010

For specific information, please see the individual alert, which can be found at:

http://www.occ.treas.gov/Altlst10.htm Alert 2010-12 Attachment TABLE OF CONTENTS

A-C...... 1 D-F ...... 4 G-M...... 8 N-T...... 11 U-Z...... 13 Unauthorized Bank Entites – Belize...... 15 Unauthorized Bank Entities – State of Indiana...... 16 Unauthorized Bank Entities – State of Oregon...... 17

A-C

Bank Name & Address Alert Number & Comments Date A3Union Group Alert 2007-43 Cumberland Valley National www.a3card.com 07/24/2007 Bank & Trust Company, East Bernstadt, KY has reported that its name is being used in an unauthorized manner on the www.a3card.com Web site. The A3Union group is not affiliated with Cumberland Valley National Bank. Access Bank International (Nauru), Ltd. Alert 97-16 May be operating a banking 629 Second Street, SE 07/07/1997 business in the U.S. without Puyallup, WA 98371 authorization. Has not been granted permission to operate in Washington. Al-Manaf International Merchant Bank, Alert 98-31 May be operating a banking Inc. 09/22/1998 business in the U.S. without 1819 Pauger Street authorization. Has not been New Orleans, LA 70126 granted permission to operate in Louisiana. Allied Boston Bank, Inc. (Palau) Alert 2000-7 Is conducting banking business 100 Pine Street, Suite 2260 06/29/2000 in the U.S. without authorization. San Francsico, CA 94111 The subject is reported to have a HQ: 523 Toirois Malakal Also See: bank charter issued by the Koror, Republic of Palau 96940 Alert 2003-1 Republic of Palau, with an office 02/05/2003 in San Francisco, CA. No license or charter from the Office of the Comptroller of the Currency, nor the state of California. The state of California, Department of Financial Institutions, issued a cease-and-desist order to subject on June 23, 2000. Atlantic Bank, Ltd. Alert 98-8 May be operating a banking 1300 Division Street, #200 02/23/1998 business in the U.S. without Nashville, TN 37203-4023 authorization. Has not been granted permission to operate in Tennessee. Atlantic Caribbean Bank & Trust Co., Ltd. Alert 98-36 Not authorized, supervised, or St. John’s, Antigua, West Indies 11/04/1998 regulated by any U.S. financial institutions regulator. Atlantic Standard Chartered Bank & Alert 2004-24 The OCC has not granted a Trust, N.A. Internet Bank 11/24/2004 charter to this organization, nor is www.ascbltdonline.com it authorized to conduct the P.O. Box 60219 business of banking or provide Atlantic Standard Capital, CA 93160 banking-related services. Banca Populara Ardealul Alert 98-41 Not authorized by the Bistrita, Romania 11/20/1998 government of Romania.

Bank Name & Address Alert Number & Comments Date Banhofstrasse, Commercial Bank AG Alert 98-9 May be operating a banking (Melchizedek) 03/05/1998 business in the U.S. without 110 East 59th Street, 6th Floor authorization. Has not been New York, NY 10022 Also See: granted permission to operate in Alert 98-20 New York.

Bank of Business Western Samoa Alert 98-10 May be operating a banking 12-A Nampacia-Center 03/23/1998 business in the U.S. without Apia Upolu, Samoa authorization. Has not been And granted permission to operate in 6223 NE 8th Avenue Oregon. Portland, OR 97211-3760 Bank of Finance Alert 97-31 May be operating a banking P.O. Box 770-729 12/01/1997 business in the U.S. without Woodside, NY 11377 authorization. Has not been granted permission to operate in New York. Bank of NG, N.A. Alert 2004-17 Neither the OCC nor any state www.securelink.info 08/06/2004 banking authority has authorized the subject entity to operate as a bank. BANQUE de Petite MARTINIQUE Alert 98-7 Not authorized, supervised, or St. George’s 02/18/1998 regulated by any U.S. bank Grenada, West Indies regulator. BANQUEDENATIONALE BANK Alert 2003-10 Not authorized, supervised, or St. George’s 06/20/2003 regulated by any U.S., United Grenada, West Inides Kingdom, or Hong Kong bank regulator. Not insured by FDIC. Brink National Bank of Texas Alert 2005-27 The OCC has been advised that Address Unknown (?) 12/1/2005 persons representing themselves as employees of the above- referenced entity have been contacting other persons. Please be advised that the referenced entity has not been chartered by the OCC and is not authorized to conduct the business of banking. British Bank of Commerce a.k.a. British Alert 2001-2 May be operating a banking Bank of Trade & Commerce 02/21/2001 business in the U.S. without 499 Park Avenue, Ste 621 authorization. Has not been New York, NY 10022 granted permission to operate in New York. Broad Way Bank Alert 2006-35 Not authorized, supervised, or 5960 N. Broadway 07/14/2006 regulated by any U.S. bank Washington, DC 20026 USA regulator. www.broadwaybk.com

Bank Name & Address Alert Number & Comments Date Caribbean Bank of Commerce, Ltd Alert 98-38 Struck from the register in P.O. Box W291 11/13/1998 Antigua and Barbuda. St. John’s, Antigua, West Indies And Alert 99-07 Government of Antigua and U.S. Representative Office 06/21/1999 Barbuda has revoked the license C/o Global Underwriters Inc. effective April 6, 1999. 17 Chestnut Street Ridgewood, NJ 07450 Caribbean International Bank, a.k.a. Alert 2005-7 Has not been licensed to operate Caribbean International Credit & Trust 04/07/2005 as a bank in Barbados. In One Financial Place, Suite 120 addition, the Barbados Registrar Lower Collymore Rock of Companies has no record of Bridgetown, Barbados either entity. The OCC has not authorized the above-mentioned entity to operate as a bank in the United States. Chase Bank of Las Vegas, Nevada Alert 97-26 May be operating a banking C.I.A. of Las Vegas 09/24/1997 business in the U.S. without 7624 San Mateo Way, Suite 206 authorization. Has not been Las Vegas, Nevada 89123 granted permission to operate in Nevada. Chase (Trust) Bank Alert 2001-1 May be operating a banking 365 Madison Avenue 02/21/2001 business in the U.S. without New York, NY 10002 authorization. Has not been granted permission to operate in New York. Not associated with Chase Manhattan Bank of New York or any of Chase Manhattan Bank of New York’s subsidiaries or affiliates. Chase Trust Bank Alert 2002-2 May be operating a banking 2706 Wisconsin Avenue 03/14/2002 business in the U.S. without Washington, DC authorization. Has not been granted a national bank charter, and the District of Columbia has not granted permission for it to operate a banking business. This entity is not associated with Chase Manhattan Bank of New York or any of its subsidiaries or affiliates. Cherokee Heritage National Bank Alert 2004-5 OCC has not granted a national No Known Location 03/01/2004 bank charter to this entity. Accordingly, the individuals promoting this organization are not authorized to issue stock or perform any business as a national bank.

Bank Name & Address Alert Number & Comments Date Commercial Credit of New York, LLC Alert 98-20 May be operating a banking Holding Group Corporation 06/17/1998 business in the U.S. without Commercial Credit of New York Holding authorization. Has not been Corp. Also See: granted permission to operate in Commercial Banking Group Alert 98-9 New York. None of these entities Commercial Bank, AG and 03/05/1998 are affiliated with Creditanstalt, Creditanstalt AG AG, Greenwich, Connecticut. 110 East 59th Street (6th Floor) New York, NY 10022 Commercial Intercontinental Bank, Inc. Alert 97-21 May be operating a banking (NAURU) 08/27/1997 business in the U.S. without 8249 NW 36th Street, Suite N-106 authorization. Has not been Miami, FL 33166 Alert 98-2 granted permission to operate in 01/12/1998 Florida. Nauru has revoked its license. Commerz Finanz Bank Alert 2004-8 The Swiss Federal Banking Commerzfinanz.com 03/05/2004 Commission (SFBC) has not Commerzfinanzonline.com authorized Commerz Finanz Zurich, Switzerland & New York Bank to conduct business in the area of banking or securities trading. SFBC advises that the organization has no physical presence in Switzerland because the Zurich address listed by the subject does not exist. Commerz Finanz Bank has not been granted authority to operate a banking business in the U.S. by the OCC or the state of New York. There is no affiliation between the subject entity and Commerzbank AG or Commerzbank North America or any of its affiliated companies.

D-F Bank Name & Address Alert Number & Comments Date Deltec Financial & Trust Services Alert 2007-13 The Central Bank of the Deltec House 03/06/2007 Bahamas has issued an Lyford Cay, P.O. Box N-3229 advisory that this entity is not Nassau, Bahamas licensed to conduct banking and/or trust business in or from within The Bahamas. This entity has no relationship, whatsoever, to Deltec Bank & Trust Ltd, which is duly licensed to operate in The Bahamas.

Bank Name & Address Alert Number & Comments Date Destiny Capital Mortgage, Inc., dba Destiny Alert 2005-14 The OCC has been informed Capital Mortgage Bank 08/10/2005 that the State of Texas Irving, Texas Department of Banking and the Texas Savings and Loan Department have issued cease- and-desist orders against the above-referenced entity for unauthorized banking activity and unauthorized mortgage banking activities. Development & Holding Bank of Belize Alert 2004-21 The OCC has been advised by 12 Barrack Road, Suite 201A-206A 09/16/2004 the Central Bank of Belize Belize (CBB) that the entity has not www.dholdingbank.com been granted a banking license by the CBB, and the entity is not authorized to conduct the business of banking in or from Belize. The company is not located at the listed address or any other know location in Belize. Digital Commerce Bank, Ltd (Kuiu Thlingit Alert 97-16 May be operating a banking Nation) 07/07/1997 business in the U.S. without Top Floor, Atlantis Building Services authorization. Has not been Shallow Draught granted permission to operate Bridgetown, Barbados in Washington. Dom Mitra National Bank Alert 2004-20 Neither the OCC nor the District Washington, DC 09/16/2004 of Columbia Department of Insurance, Securities and Banking has authorized the subject entity to operate as a bank or conduct banking business anywhere in the U.S. Dominion International Bank, Ltd. Alert 97-37 May be operating a banking Christchurch 11/04/1998 business in the U.S. without Barbados, West Indies authorization. Banking license has been revoked. Dunbar National Bank of Maryland Alert 97-23 Not authorized, supervised, or http://www.ncsinc/cards.com 08/29/1997 regulated by the OCC. Effex Bank NA; Effex Bank Ltd; Effexbank Alert 2003-14 Not authorized, supervised, or Bank, Ltd; Effexbank International Bank 12/05/2003 regulated by any U.S. or United Limited Kingdom financial institutions http://www.effexbank.com regulator. 350 Fifth Avenue, New York, NY 10118 Equity Bank and Trust Co Ltd Alert 99-13 License, issued under the Montserrat, West Indies 12/21/1999 Offshore Banking Ordinance, was revoked effective December 15, 1999. European Union Bank Alert 96-40 Not authorized, supervised, or 10/22/1996 regulated by any U.S. financial institutions regulator.

Bank Name & Address Alert Number & Comments Date Excalibur Capital Management, Inc. Alert 2002-10 CDIC has advised of an (Maryland Investments Club) 08/19/2002 apparent Internet fraud scam Toronto, Canada falsely involving CDIC. The Maryland Investment Club is offering investment certificates called “digital investment certificates” for sale over the Internet. They are fraudulently stating that certificates are held and guaranteed in full by the CDIC. The certificates falsely bear the Government of Canada wordmark and the logo of the Canada Deposit Insurance Corporation. Excelsior Bank (The) / Excelsior Alert 97-33 Not authorized, supervised, or International Bank Corp. (The) 12/04/1997 regulated by any U.S. financial Barbados, West Indies institutions regulator. Fidelity International Bank Alert 98-5 May be operating a banking 520 Madison Avenue 02/12/1998 business in the U.S. without New York, NY 10022 authorization. Has not been granted permission to operate in New York. First Americans Trust Alert 96-33 May be operating a banking 211 South Washington Street 09/10/1996 business in the U.S. without Sonora, CA 95370 authorization. Has not been granted permission to operate in California. First Americans Trust Company, aka “First Alert 97-25 May be operating a banking Americans,” Oklahoma City, Oklahoma / 09/15/1997 business in the U.S. without Apache Tribe General Bank of Anadarko, authorization. Has not been Oklahoma granted permission to operate 620 East Colorado in Oklahoma. Anadarko, OK First Century Financial Services Alert 2003-4 Not authorized to conduct www.firstcenturyfinancial.com 02/24/2003 banking business in the United States. There is no affiliation between First Century and Banc One. First Federal Banking Corp Alert 2003-13 Banking license has been Republic of Palau 10/01/2003 revoked by the Financial Institutions Commission of the Republic of Palau. Barred from performing any banking and related financial activities. First Lenape Nation Bank Alert 97-6 May be operating a banking Route 1, Box 174 D 03/24/1997 business in the U.S. without Anadarko, OK 73005 authorization. Has not been granted permission to operate in Oklahoma.

Bank Name & Address Alert Number & Comments Date First National Bank, FSB Alert 97-18 May be operating a banking First National Bank National Trust and 08/19/1997 business in the U.S. without Savings Association authorization. Has not been First National Trust granted permission to operate 2614 Wyoming Avenue in California. Burbank, CA 91505 First National Bank of Bedrock Alert 2004-19 OCC has identified a Web site Bedrock, Colorado 08/25/2004 claiming to be associated with a www.freewebhosting.hostdepartment.com/F/FNBKOBR national bank named First National Bank of Bedrock. Neither the OCC nor any state banking authority has authorized the entity to operate as a bank or to conduct any kind of banking activities. First National of America Banc Alert 2005-3 The OCC has not authorized International Banking Division 02/08/2005 the referenced entity to operate 3712 N. Broadway, Suite 132 as a bank or conduct banking Chicago, IL 60613 business anywhere in the United States. First Pacific Development Bank, Ltd. Alert 2001-12 The corporate charter for the Address unknown (?) 10/12/2001 First Pacific Development Bank, Ltd. has been revoked effective August 27, 2001, by the Republic of Palau. The subject entity had been issued a corporate charter only and had never applied for nor was granted banking authority by the Republic of Palau. Accordingly, entity never had any authority to perform banking functions. First Savings Bank Alert 97-8 May be operating a banking 800 West Oakland Park Blvd, Suite 306 04/15/1997 business in the U.S. without Fort Lauderdale, FL 33311 authorization. Has not been granted permission to operate in Florida. First State Bank of Montana Alert 96-31 May be operating a banking P.O. Box 278 08/27/1996 business in the U.S. without Fairfield, MT authorization. Has not been granted permission to operate in Montana. First Zurich National Bank Alert 97-30 May be operating a banking P.O. Box 20290 11/18/1997 business in the U.S. without Cheyenne, WY 82003-7007 authorization. Has not been granted permission to operate in Wyoming. Focus International, Ltd. Alert 97-27 Not authorized, supervised, or West Indies 10/10/1997 regulated by any U.S. financial institutions regulator.

G-M Bank Name & Address Alert Number & Comments Date Globe Trust Financial, Inc. Alert 2002-13 Entity is falsely representing on 1211 Kipling Avenue 11/21/2002 its Web site that it is regulated by Toronto, ON M9P 4P1 Canada the OCC. It is neither regulated nor charted by the OCC. Also, it is not a federally regulated entity of Canada. Globe is also stating that it is a member of the ABN- AMRO Group. The OCC has been advised that it is not associated with the ABN-AMRO Group. Greater International Bank of Nauru Alert 97-22 May be operating a banking 719 E. Bird Street, Suite 444 08/27/1997 business in the U.S. without Tampa, FL 33604 authorization. Has not been Alert 98-2 granted permission to operate in 01/12/1998 Florida. Nauru has revoked its license. Gulf International Bank Group Alert 2005-10 Falsely representing that they are Bahrain and Dubai 05/20/2005 affiliated with GIB, its federal branch in New York City, or with Gulf Aviation International, Ltd. Gulf International Bank (UK) Philadelphia, PA Limited, London, England.

IFT Bank, N.A. Alert -50 This entity is representing itself www.iftiprivatebanking.com 08/07/2007 as a national bank on the Internet 877-833-3735 and is offering banking products [email protected] and services. Be advised that the OCC has not authorized the referenced entity to operate as a bank or conduct banking business in the U.S. Industrial Bank, Inc. Alert 98-4 Samoa has canceled its license. 02/06/1998 International Business Bank Alert 2000-10 The Registrar, Office of the Corporation, Ltd. 10/18/2000 Registrar of International and Level 2 Chandra House Foreign Companies, Samoa, has Apia, Samoa informed the OCC that the following company’s “A” class banking license, No. 107, has been canceled effective October 12, 2000.

Intertrade Bank Alert 2004-7 This entity has not been granted www.intertradebank.com 03/05/2004 authority to operate a banking Montenegro business in the U.S. by the OCC London or by the state of New York. In New York addition, the entity has not been granted any such authority to operate in the United Kingdom or Montenegro.

Bank Name & Address Alert Number & Comments Date Investment Bank of Austria Alert 2004-10 The OCC has been advised by Levasseurgasse 5 03/30/2004 the Finanzmarktaufsicht- 1230 Wien/Vienna, Austria Financial Market Authority of www.inv-banking.com Austria (FMA) that the Investment Bank of Austria has not been granted a banking license by Austrian authorities, and the entity is not authorized to conduct banking business in Austria. Neither the OCC nor the state of Minnesota has authorized the subject entity to operate as a bank or federal branch in the U.S. Liechetensteinische-Amerikanische Alert 99-04 May be operating a banking Union Bank Corp. 02/24/1999 business in the U.S. without USA Management Office authorization. The OCC has not 545 8th Avenue, Suite 401 granted a national bank charter New York, NY 10018 to this entity. Further, the New York State Banking Department has advised that the subject entity has not been granted permission to operate in New York. Lincoln Bank and Trust Company Alert 2004-9 The company’s offshore banking Limited 03/12/2004 license was revoked on May 1, Montserrat, WI 2001, and has not been reinstated. This entity has no authority under Montserrat law to perform the business of banking. LionHeart Bank and Trust Company Ltd. Alert 2003-5 Fictitious Internet Offshore Bank, P.O. Box 250506 03/18/2003 Montserrat. Neither licensed nor Ft. Lauderdale, FL 33335 authorized to conduct banking business in Montserrat or the United States. London Chartered Bank, Ltd. Alert 98-24 May be operating a banking (Melchizedek) 08/07/1998 business in the U.S. without 28720 Roadside Drive, Suite 178 authorization. Has not been Agoura Hills, CA 91301-3317 granted permission to operate in California. Malibu Trust Company Alert 2004-25 California Commissioner of 418 Santa Rosa Avenue 12/22/2004 Financial Institutions has issued Santa Rosa, CA 95404 a cease and desist order to Malibu Trust Company, directing it to cease doing business in California without a license. Neither the State of California nor the OCC has issued a charter or license to Malibu Trust Company.

Bank Name & Address Alert Number & Comments Date Maryland Investment Club Alert 2002-10 CDIC has advised of an apparent (Excalibur Capital Management, Inc.) 08/19/2002 Internet fraud scam falsely Toronto, Canada involving CDIC. The Maryland Investment Club is offering investment certificates called “digital investment certificates” for sale over the Internet. They are fraudulently stating that certificates are held and guaranteed in full by the CDIC. The certificates falsely bear the Government of Canada wordmark and the logo of the Canada Deposit Insurance Corporation. Meridian Merchants Bank, Inc. (Nauru) Alert 98-16 May be operating a banking 1420 Fifth Avenue, 22nd Floor 04/22/1998 business in the U.S. without Seattle, Washington 98101 authorization. Has not been granted permission to operate in Washington. Metrobank International Limited Alert 2000-12 Entity, incorporated in the P.O. Box 211, Moore Stephens House 12/01/2000 Republic of Vanuatu, may be Lini Highway operating a banking business in Port Vila, Vanuatu the U.S. without authorization. The OCC has not granted a national bank charter to this entity. Furthermore, it knows of no state in the U.S. that has granted permission for it to operate a banking business. Midland Credit & Guarantee Bank, Ltd. Alert 96-42 May be operating a banking 67 Wall Street 11/26/1996 business in the U.S. without New York, NY 10003 authorization. Has not been granted permission to operate in the state of New York. Mitsubishi Trust & Banking Co. Finance Alert 97-5 Fraudulent CDs have been Corporation 03/06/1997 issued by this entity. This entity Mitsubishi Finance Corporation is not related to Mitsubishi Trust and Banking Corporation.

N-T Bank Name & Address Alert Number & Comments Date National State Bank in Ohio Alert 99-12 May be operating a banking Cleveland, Ohio 12/22/1999 business in the U.S. without authorization. Has not been granted permission to operate in Ohio. Netware International Bank Alert 97-14 May be operating a banking 136 Stutts Road #2 06/24/1997 business in the U.S. without Mooresville, NC 28115 authorization. Has not been granted permission to operate in North Carolina. Occidental Bank Limited Alert 99-11 Samoa has informed the OCC Level 2, Lotemau Centre 09/07/1999 that the company’s restructured P.O. box 3271 B(2) class license, issued March Vaea Street 13, 1997, has been canceled Apia, Samoa effective August 16, 1999. Osmi Bank Alert 99-9 Osmi Bank is not and never has Fullerton Financial Corporation 08/06/1999 been registered nor issued a Address unknown (?) bank license by the government of Antigua and Barbuda.

Fullerton Financial Corporation has not been registered in the jurisdiction of Antigua and Barbuda. An order to cease and desist from such claims was faxed to Fullerton on July 6, 1999. Pacific Savings Bank, Ltd. Alert 2006-67 The Financial Institutions NECO Plaza, PO Box 399 11/17/2006 Commission, Republic of Palau, Koror, Republic of Palau 96940 has revoked the banking license of Pacific Savings Bank, Ltd. (Pacific) on 11/07/06.

Pacific Trust Financial Services Alert 2002-13 Entity is falsely representing on 2677 Kipling Avenue 11/21/2002 its Web site that it is regulated by Etobicoke, ON M9Z 4P1 Canada the OCC. It is neither regulated nor chartered by the OCC. Also, it is not a federally regulated entity of Canada. Globe is also stating that it is a member of the ABN-AMRO Group. The OCC has been advised that it is not associated with the ABN-AMRO Group. Panacea Bank & Trust Alert 97-7 May be operating a banking P.O. Box 30054 03/28/1997 business in the U.S. without Bellingham, Washington 98228-2054 authorization. Has not been granted permission to operate in Washington.

Bank Name & Address Alert Number & Comments Date Prime Bancorp, Ltd. Alert 96-45 May be operating a banking 82 Wall Street 12/12/1996 business in the U.S. without New York, NY authorization. Has not been granted permission to operate in New York. Ready State Bank of Panama Alert 2007-25 The Superintendecia de Bancos Alejandro Teran M, International Director 05/03/2007 de Panama has advised that this 3327 South Bayshores Drive entity is not authorized to engage Panama, FL 33456 in banking business within or (305) 297-5421 from the Republic of Panama. (58212) 834-0126 The information contained at the www.readystatebank.com Web site actually corresponds to [email protected] a legal constituted banking entity [email protected] that has no relation to the unauthorized entity. Richard Jones’ Bank Alert 98-30 May be operating a banking 111 South Lewis Street, Apartment B 09/01/1998 business in the U.S. without New Iberia, LA 70560 authorization. Has not been granted permission to operate in Louisiana. Royal Meridian International Bank Alert 98-12 Not regulated or supervised by Nauru, Mid-Pacific 04/15/1998 any U.S. bank regulator. South Atlantic International Bank, Ltd Alert 99-5 The Assistant Secretary, f/n/a Americapital International 03/12/1999 Financial Services Centre, Government of Montserrat, has informed the OCC that the license issued under the Offshore Banking Ordinance was revoked effective February 24, 1999. Sunfirst Trust Co., Ltd. Alert 98-22 May be operating a banking 912 Thousand Oaks Drive 08/04/1998 business in the US without Virginia Beach, VA 23454 authorization. There is no permission to operate in Virginia. Sovereign Trust Capital Reserve Bank, Alert 2009-14 May be operating a banking N.A. 08/27/2009 business in the U.S. without www.sovereignreservebank.com authorization. Sunlight Church World National Bank Alert 96-38 May be operating a banking 2255 West 15th Street, #2; and 10/11/1996 business in the U.S. without 777 South Figueroa Street authorization. There is no Los Angeles, CA permission to operate in California. Sunra International Bank & Trust Alert 2005-1 The Financial Institutions Corporation 01/07/2005 Commission, Republic of Palau, Republic of Palau revoked their banking license on January 6, 2005. The commission advised that Sunra is immediately barred from performing any banking and related financial activities but has been granted 30 days from the date of license revocation to cease its operations.

Bank Name & Address Alert Number & Comments Date Swiss Merchant Bank, AG Alert 98-28 May be operating a banking 1730 K Street, NW 08/14/1998 business in the U.S. without Washington, DC 20006 authorization. There is no permission to operate in D.C. Trinity Savings Bank Alert 2002-8 Entities are not authorized to Goldman Stein 07/22/2002 conduct banking or financial Belize business in Belize or the U.S. Trinity Savings Bank, Ltd. Alert 2006-18 The Central Bank of the Marlboro House, Cumberland Street 04/04/2006 Bahamas has reported that this PO Box N 1201 entity is not authorized or Nassau, Bahamas licensed to conduct banking business in the Bahamas. The OCC has not authorized the entity to operate anywhere in the United States.

U-Z Bank Name & Address Alert Number & Comments Date United Bank and Trust Company Alert 97-24 May be operating a banking (NAURU) 08/29/1997 business in the U.S. without 13351 Bridgeford Avenue #36 authorization. Has not been Bonita Springs, FL 33923 Alert 98-2 granted permission to operate in And 01/12/1998 Florida. Nauru has revoked its P.O. Box 9076 license. Naples, FL 33941 United Exchange International Bank Alert 2006-2 The OCC has been advised by 166 North Front St. #213 01/05/2006 the Central Bank of Belize (CBB) Belize City, Belize that the United Exchange 801-576-2610 International Bank has not been www.uxibank.net granted a banking license by the CBB, and the entity is not authorized to conduct the business of banking in or from Belize. The phone number and Web site information indicate that the entity originates from the state of Utah. However, there is no record that the state of Utah has issued a banking license to the subject entity. United Funding Bancorporation, Ltd. Alert 98-17 May be operating a banking 318 North Carson Street, Suite 214 04/22/1998 business in the U.S. without Carson City, Nevada 89701 authorization. Has not been granted permission to operate in Nevada. United Overland Trust & Bancorp Alert 97-1 May be operating a banking 2005 Woodmont 01/14/1997 business in the U.S. without Austin, TX 78703 authorization. Has not been granted permission to operate in Texas.

Bank Name & Address Alert Number & Comments Date United Pacific Bank, Ltd. Alert 96-41 May be operating a banking Port Vila, Republic of Vanuatu 10/30/1996 business in the U.S. without South Pacific authorization. Banking license has been revoked. Uro Banque (Montenegro) Alert 2000-11 It has recently been brought to www.urobanque.com 10/03/2002 the attention of the OCC that Uro Banque is operating in Canada in violation of the Canadian Bank Act. Uro Banque is identifying itself as a bank incorporated in Montenegro with an operation in Quebec and is soliciting individuals in the United States from such operation in Quebec to subscribe for credit cards.

Subject entity has no license or charter from the OCC or the government of Canada. Western Credit Bank, L.L.C. Alert 98-35 May be operating a banking 245 Winter Street, SE 10/19/1998 business in the U.S. without Salem, Oregon 97301 authorization. Has not been granted permission to operate in Oregon. Witherspoon, Seymour & Robinson Alert 2002-9 The American company has Incorporated (WSR II C.) 08/08/2002 been advertising on the Internet Office of New York the availability of capital 1461 A First Avenue, Suite 360 management companies New York, NY 10021-2209 registered in Samoa, and is soliciting buyers for pre-approved Office of Chicago banking licenses allegedly in 3105 North Ashland Avenue Samoa and other Pacific Island Chicago, IL 60657-3013 jurisdictions. The company is not and never has been a licensed Office of Beverly Hills trustee company in Samoa and 9663 Santa Monica Blvd has no authority to sell Samoan Beverly Hills, CA 90210-4303 companies, banks, or any other entities. Office of Miami 8306 Mill Drive, Suite 222 Miami, FL 33183-4838 E-mail: [email protected] Internet: www.wsr.biz Phone: (646) 205-8170 Fax: (646) 365-3400

Unauthorized Bank Entites - Belize Bank Name & Address Alert Number & Comments Date Unauthorized Bank Entities – Belize Alert 98-44 The Central Bank of Belize has 12/17/1998 informed the OCC that none of Affordable Housing Group Ltd. the following bank entities is British Private Bankers Ltd. authorized to conduct business in Cambridge Merchant Bank Ltd. Belize. None of the entities Century Trust & Securities Corp indicated has been authorized by Channel Private Bankers Ltd. the OCC to conduct banking in Commercial Fidelity Bank Ltd. the United States. Please be Commercial Trust Corporation guided accordingly. Compunomics 139 Inc. EEC Trust Group Ltd. Equity Mutual Trust Ltd. First National Trust Institute Ltd. Fortuna Alliance L.L.C. Geneva Merchant Bank Global On-Line Business Belize Inc. Global On-Line Business Belize A.G. Great Western Holding Ltd. Guardian Commercial Bank Ltd. Liechtenstein Merchant Bank A.G. Liechtenstein Trust Company Ltd. Lloyd’s Merchant Bank, Ltd. Lloyd’s Trust Company, Ltd. Lombard Merchant Bank Ltd. Lugano Trust Company Ltd. Oval Bank Prosper International League Ltd. Royal State Bank, Inc. Swiss International Bank Ltd. Swiss Trade & Commerce Trust Ltd. (Belize) Swiss Investment Bankers AG Vienna Group International S.A. Vienna Merchant Bank Ltd. Vienna Trust Co. Ltd. Zurich Guarantee Bank

Unauthorized Bank Entities – State of Indiana Bank Name & Address Alert Number & Comments Date Unauthorized Bank Entities – State of Alert 2000-3 Indiana 03/15/2000 First National Bank of the The Department of Financial Institutions, Americas, Inc. State of Indiana has informed the OCC that First National Commonwealth the entities listed in the attachment have Bank Corp. acquired business licenses from the Indiana First Royal Bank of Commerce, secretary of state. However, the Indiana Inc. Department of Financial Institutions has not First State Bank of the USA, Inc. issued a banking license to any of them. (f/k/a Caralfan International Bank Accordingly, they are not authorized to Corporation, Inc.) conduct banking business in Indiana. U. S. Banking Confederation for Investment, Inc. American Bank of Commerce Corp. Wall Street Investment Banking American Overseas Bank for Trade, Inc. Corporation, Inc. American Overseas Trust Bank, Inc. Geneva Bank of Commerce & Benelux Bank of Commerce & Credit, Inc. Credit, Inc. British Royal Bank of Commerce, Inc. Intercontinental Bank of the California Bank for Commerce & Industry, Americas, Inc. Inc. Intercontinental Bank of the California Bank of Commerce, Inc. Middle East, Inc. Canadian-American Banking Corporation for Monaco Bank of Commerce, Inc. Trade, Inc. National Bank of Commonwealth Channel Island Bank of Trade, Inc. Corp. Charter Bank of USA, Inc. (a/k/a Charter National Bank of Comores, Inc. Bank of America, Inc.) Overseas Investment Banking Credit & Guaranty Bank for Commerce & Corporation for Trade, Inc. Industry, Inc. Redland Merchant Bank of New Credit Bank of the Americas, Inc. York, Inc. FIR Bank & Trust Corp. Reserve Bank & Trust of the First International Commonwealth Bank Americas, Inc. Corporation Royal Trust Bank of the First Interstate Bank of the Americas, Inc. Americas, Inc. Saudi Bank of the Middle East & (List continued in “Comments” section) the Americas, Inc. Transcontinental Investment Banking Corporation, Inc. Transpacific Investment Banking Corporation of Commerce, Inc. U.S. Bank for Trade & Industry, Inc.

Unauthorized Bank Entities – State of Oregon Bank Name & Address Alert Number & Comments Date Unauthorized Bank Entities – State of Alert 2000-6 The listed entities have acquired Oregon 05/25/2000 business licenses from the Oregon secretary of state. Knightsbridge International Bank, Inc. However, the Division of Finance Stratford International Bank, Inc. and Securities has not issued a DC International Bank, Inc. banking license to any of them. US Metropolitan Bank, Inc. Accordingly, they are not Frederick Conway, Agent authorized to conduct banking 818 SW 3rd Avenue, #401 business in Oregon. Portland, Oregon 97204