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AGM 2021 BOOKLET +254 724 053 548 Info.Braemegsacco@Gmail.Com www.braemegsacco.co.ke AGM 2021 BOOKLET +254 724 053 548 [email protected] Sokoni Arcade, 2nd Floor.Along Gitanga Road,Kawangware. Table of Contents 1. AGM 2021 NOTICE ...................................................................................................................................................................................... 3 2. AGM 2019 MINUTES .................................................................................................................................................................................. 4 3. CHAIRMAN’S REPORT ............................................................................................................................................................................. 14 3.1 Introduction. ............................................................................................................................................................................................. 14 3.2 Global & National Economic Outlook. ............................................................................................................................................. 14 3.2.1 Society Asset Base. ......................................................................................................................................................................... 14 3.2.2 Membership. ..................................................................................................................................................................................... 14 3.2.3 Deposits & High savers. ................................................................................................................................................................ 15 3.2.4 Strategic Plan 2019-2023. ........................................................................................................................................................... 15 3.2.5 Information & Technology. ......................................................................................................................................................... 15 3.2.6 Staff Matters. ..................................................................................................................................................................................... 15 3.2.7 SACCO Societies Regulatory Authority [SASRA]. ............................................................................................................... 16 3.2.8 Corporate Social Responsibility [CSR]. .................................................................................................................................. 16 3.2.9 Promoters and Partners. ............................................................................................................................................................. 16 3.2.10 Elections........................................................................................................................................................................................... 16 3.2.11 Conclusion. ...................................................................................................................................................................................... 16 3.3 Resolutions ................................................................................................................................................................................................ 17 3.3.1 Resolutions (2020) ........................................................................................................................................................................ 17 3.3.2 Resolutions (2021) ........................................................................................................................................................................ 17 4. CREDIT COMMITTEE’S REPORT ......................................................................................................................................................... 18 4.1 Introduction. ............................................................................................................................................................................................. 18 4.2 Share capital. ............................................................................................................................................................................................. 18 4.3 Loans Disbursement. ............................................................................................................................................................................. 18 4.4 Loan Turnaround Times. ..................................................................................................................................................................... 18 4.5 Delinquency Management. .................................................................................................................................................................. 18 4.6 Conclusion .................................................................................................................................................................................................. 19 5. EDUCATION COMMITTEE’S REPORT ................................................................................................................................................ 20 5.1 Introduction. ............................................................................................................................................................................................. 20 5.2 New Implementations & Reviews. ................................................................................................................................................... 20 5.2.1 Education Loan. ............................................................................................................................................................................... 20 5.2.2 Telegram Platform. ........................................................................................................................................................................ 20 5.2.3 Website. .............................................................................................................................................................................................. 20 5.2.4 Interest on Saving Products. ...................................................................................................................................................... 20 5.2.5 Last Respect (Benevolent Fund). ............................................................................................................................................. 21 5.3 Training & Workshops. ......................................................................................................................................................................... 21 1 | P a g e Akiba Yangu, Maisha Yangu! 5.4 Trips.............................................................................................................................................................................................................. 21 5.5 Appeal to Members. ............................................................................................................................................................................... 22 5.6 Conclusion .................................................................................................................................................................................................. 23 6. TREASURER’S REPORT ........................................................................................................................................................................... 24 6.1 Introduction .............................................................................................................................................................................................. 24 6.2 Liquidity. ..................................................................................................................................................................................................... 24 6.3 Need for Enhanced Risk Management measures ....................................................................................................................... 24 6.4 2021 moving forward ........................................................................................................................................................................... 25 6.5 External Borrowing. ............................................................................................................................................................................... 25 The Interest on Deposits Rate ................................................................................................................................................................... 25 2 | P a g e Akiba Yangu, Maisha Yangu! 1. AGM 2021 NOTICE To all members, Braemeg SACCO, REF: BRAEMEG ANNUAL VIRTUAL GENERAL MEETING (AGM) NOTICE. Braemeg SACCO wishes to inform you of the Annual General Virtual Meeting to be held on Saturday, 3rd April 2021 on a zoom application from 1:00pm. The meeting will conduct the following business: ● Notice: To read the notice to convene the meeting. ● Minutes Confirmation: Confirm the minutes of the last AGM meeting held on
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