Summer 2015 51035 - Q3NL- 0615

Spotlight

TRAVEL NOTIFICATION FOR DEBIT CARDS Before you leave on vacation, please contact the Credit Union so we can And the place a note on your account. If we do not know that you are traveling and National Credit Union Youth Month suspicious activity shows up on the account, your Debit Card may be blocked. Coloring Contest Winner is... Calling our Card Services Department prior to your departure will ensure your Congratulations to nine-year-old Mackenzie whose entry was randomly selected as the trip goes smoothly. the 2015 National Credit Union Youth Month coloring winner! Mackenzie and her mom, Krystal, dropped by the Thalia Branch to claim her prizes which included: FOREIGN TRAVEL FOUR PASSES TO THE AQUARIUM NOTIFICATION FOR DEBIT FOUR SINGLE-DAY ADVENTURE PARK TICKETS AND CREDIT CARDS STUFFED TURTLE Due to an increase in fraudulent ADDITIONAL PIRATE LOOT...ARRRRGH! activity, all foreign Debit and Credit Card transactions have been blocked. Therefore, you are not able to use your Debit or Credit Card at ATMs or stores outside of the unless a temporary release is applied.

If you are traveling to another country and would like to use your card, please contact the Card Services Department at 757.416.6161 prior to your trip. Bon voyage! A Publication of Beach Municipal Federal Credit Union Each year, your Credit Union awards two $2,500 education scholarships based on academic achievement, extracurricular activities and commitment to the community. Please join us in congratulating this year’s winners, Kelsey Donahue and Davis Schmudde. Kelsey is a graduate of First Colonial High School’s Legal Studies Academy and will be continuing her studies at Old Dominion University. She plans to major in Political Science and eventually become a personal injury attorney. She achieved Honor Roll each quarter of her high school career and was recognized as a 2014 Legal Studies Academy Honorary Graduate. Throughout high school, she was very involved in District Chorus, served as SCA Representative, was part of the Foreign Policy Work Group and was a LSA Leadership Mentor and FCHS Kick-Off Mentor. In the community, she has volunteered her time at St. Gregory the Great School/Church, helped raise funds for breast cancer research and, most recently, served as an intern for Rigell for Congress, all while working part-time at Farm Fresh as a cashier. Kelsey was also selected as a Jack E. O’Connor Scholarship recipient. Davis is a recent graduate of Cape Henry Collegiate School where he was very involved with Academic Team and Theater Club. He received the Faculty Award which is given to the senior who, in the opinion of the faculty, has improved in academics as reflected in attitude. He participated in JV Soccer and Basketball and competed at the Varsity level in Track and Cross Country. In addition to his academic studies, Davis has volunteered with Meals on Wheels through Virginia Beach United Methodist Church for the past eight years. This fall, Davis will head to the University of Mary Washington where he will major in Economics/Business with a minor in Political Science with the goal of one day owning his own company. Both Kelsey and Davis exemplify the values of leadership, integrity and service upon which Beach Municipal Federal Credit Union was founded. Please join us in wishing them the best of luck in school and in the future.

Congratulations, Kelsey and Davis! Davis Schmudde

If you’re between the ages of 13 and 17, you’re invited to join our club exclusively for teens!

Paddle out to THE PIPELINE and learn to convert that loose change into something you really want. Whether it’s a new sound system for your car or saving for college, THE PIPELINE is your tool for money management. REDUCE OUR ALREADY GET THAT NEW CAR SMELL LOW AUTO LOAN RATES FOR AS LOW AS UP TO AN ADDITIONAL 1/2% APR* * APR WITH ANY TWO OF 2.25% THE FOLLOWING: Direct deposit of net pay • $5,000 or more in a Beach Municipal FCU Share Certificate • beachmunicipal.org Payroll Payment, ACH Payment or Automatic Transfer • 757.333.7787 Using our online loan application • eAccounts • *APR = Annual Percentage Rate. Some restrictions apply. Please see a loan officer for details.

Transfer Money To FINANCIAL REST AREA Any Beach Municipal NEXT EXIT FCU Member T BANK Tired of living WIDGE AVOID WIDGET BANK PAY OFF $$ 1234 5678 9012 3456 FEES 1234 5678 9012 3456 CREDIT CARDS Paycheck Using Virtual Branch BUILD 675 IMPROVE Home Banking SAVINGS 500 850 CREDIT SCORE to Enhanced Transfer! AVOID CREATE A Paycheck Need to send money to your college student? CRISIS SPENDING PLAN Maybe you'd like to transfer funds into your ? spouse's share account? Now you can do just that with Enhanced Transfer!

Virtual Branch Home Banking Enhanced Transfer is a quick and easy way to transfer money from one member's Beach Municipal FCU account to another. September 2015 Classes All of your information remains secure and cannot be viewed or accessed by the other account holder. Heritage UMC, Transferring money is quick 815 Baker Rd. and secure! 1st Tuesday „„Download an Enhanced Transfer 6:30pm - 8:00pm Authorization Form from our website. Starting September 1 NO TOLLS „„Complete the form ~ DON’T FORGET TO Oceanfront Library, Thanks to our partners, Bank On SIGN IT! ~ and fax or return the form to 700 Virginia Beach Blvd. Virginia Beach costs you nothing any branch. 2nd Saturday but your time. Everything is „„Once processed, you'll be able to 1:00pm - 2:30pm completely FREE. Starting September 12 transfer money by following the directions on the Bank IT-Transfer Funds Focuss Group, Through the 10 monthly classes, screen in Virtual Branch Home Banking. 4176 S. Plaza Trail, Suite 217 and one-on-one coaching, „„If you'd like your money to be you’ll break free from living 3rd Thursday transferable to and from both paycheck to paycheck, avoid accounts, please fill out two forms 6:30pm - 8:00pm late payment and penalty Starting September 17 (one for each account). fees and keep more Please note, only primary money for yourself! members may authorize this service. Invest in Yourself. Register Today! IT'S THAT www.VBGov.com/BankOn • 757.385.3551 EASY!

A Publication of Beach Municipal Federal Credit Union © CUAdvantage.com • 877.799.0784

P.O. Box 56552 P.O. NMLS #596474 (GATE PRICE IS $75) (GATE PRICE IS $65) Member, Janis Peach Member, Virginia Beach, VA 23456 Beach, VA Virginia Chairman, Shane Hughes Member, Sharon Prescott Member, SUPERVISORY COMMITTEE SUPERVISORY Federally insured by NCUA Member, Becky Taylor-Schmidt Member, Member, Member, Harvey “Drew” Lankford III [email protected]

SINGLE-DAY PARKING PASS ~ $15 PASS PARKING SINGLE-DAY AND MARKETPLACE BRANCHES. FOR ONLY $69! FOR ONLY Secretary Treasurer Chairman Lois Ritger Bill Meador Joelle Talbot Geri Metzger Charity Stone Robert W. Hall W. Robert Vice Chairman Vice Board Member Board Member Board Member Nianza Wallace Kathryn (Kitty) Hill Kathryn (Kitty) SPRING & SUMMER... BOARD OF DIRECTORS SINGLE-DAY CHILD TICKETS ~ $45 CHILD SINGLE-DAY CHIEF EXECUTIVE OFFICER SINGLE-DAY ADULT TICKETS ~ $54 TICKETS ADULT SINGLE-DAY PURCHASE YOUR DISCOUNTED TICKETS AT OUR THALIA OUR THALIA AT PURCHASE YOUR DISCOUNTED TICKETS PAY FOR A DAY & PLAY ALL ALL & PLAY DAY A FOR PAY We also have the following tickets available for purchase: also have the following tickets available We * Fun Card is only valid for the person listed on the ticket. Fun Card is valid for unlimited * Fun Card is only valid for the person listed on the Price valid for ages 3 and up. admission to the park March 27-September 7, 2015. This year, Busch Gardens Williamsburg is celebrating 40 years of fun, and you is celebrating 40 Williamsburg Busch Gardens This year, don't want to miss it! best value in fun gets you unlimited The 2015 season. Fun Card is back for the of coasters, an entire summer That’s September 7th. park admission through attractions for only $69.* concerts and kid-friendly rich tradition of the classic Italian daredevils, In the ! New this year is daring Gardens’ Busch Tempesto. the crowds like no single man wowed stage and recreate his lets riders take center Tempesto, new roller coaster, will race into Tempesto on signature stunt. Guests daring enough to take and defy gravity as they roll unbelievably tight turns at 63 miles per hour thrill Busch Gardens newest air. through a complete inversion 154 feet in the signature loop-the- Tempesto’s coaster features three launch experiences and are The same hills and thrills that made the people cheer “Tempesto!” loop. waiting for guests at Busch Gardens. Country & Water Williamsburg Like water parks too? Get your Busch Gardens Fun Card for only $92! 2-Park USA

WEB OF FUN! OF 757.333.7787 1.800.391.9007 DRIVE-THRU & ATM DRIVE-THRU HOURS Main: beachmunicipal.org Mon. - Fri. 9am - 5pm 2501 Courthouse Drive 757.333.7868 Main Fax: Virginia Beach, VA 23456 Beach, VA Virginia MORTGAGE DEPARTMENT HOURS DEPARTMENT MORTGAGE Mortgage Lending Services P.A.T. Audio (Phone Teller) P.A.T. Mon. - Fri. 8:30am - 5:30pm IMPORTANT PHONE NUMBERS IMPORTANT

LABOR DAY LOBBY HOURS LOBBY LOBBY HOURS LOBBY Thalia Branch Saturday, July 4 July Saturday, Sat. 9am - 1pm Sat. 9am - 1pm Sat. 9am - 1pm DRIVE-THRU HOURS

Monday, September 7 Monday, INDEPENDENCE DAY INDEPENDENCE

Virginia Beach, VA 23452 Beach, VA Virginia Virginia Beach, VA 23456 Beach, VA Virginia

Mon. - Thurs. 9am - 5pm Thurs. Mon. - 4164 Virginia Beach Blvd. 4164 Virginia Mon. - Fri. 9am - 5:30pm Mon. - Fri. 8:30am - 5:30pm

2476 Nimmo Parkway, Suite 122 2476 Nimmo Parkway, Holiday Closings Courthouse Marketplace Branch

Fri. & City Paydays 9am - 5:30pm Fri. & City Paydays LOCATIONS