, Branch Review Our branch at Romford, Gidea Park is closing on 26 November 2020. What you need to know

The way our customers bank with us has changed and continues to change. In the last two years we’ve seen a 17% decrease in the number of overall transactions in our branches. 2.5 million of our customers now choose to bank online, with over 1 million accessing their account on our mobile app. We want to make sure we meet the future needs of our customers, as well as having the right number of branches. So while we continue to invest in existing and new services and technology, this will mean closing some branches. We’ve looked carefully at our Romford, Gidea Park branch at 182 Main Road, Gidea Park, Romford, , RM2 5JA and how it is used, and we’ve taken the decision to close it. This Branch Review will explain the reasons why we’re closing this branch and other ways you can bank with us. And our Partners are always on hand if you’d like to chat to them in person. About Romford, Gidea Park branch Opening times* Address 4 Monday 9.00am – 5.00pm 182 Main Road, Tuesday 9.00am – 5.00pm 0 1 0 This branch has Gidea Park, Romford, Cash machines Cash machines Deposit counter service Wednesday 9.00am – 5.00pm Essex, RM2 5JA inside outside Machines Thursday 9.00am – 5.00pm the branch the branch Friday 9.00am – 5.00pm Telephone number 4 01708 399 997* Saturday Closed This branch has Sunday Closed Branch Manager level access Gregory Burns

What does this change mean for you There are a number of other branches you can visit, including Romford, Stewards Walk below, which is 1.2 miles away from the closing branch. To find the branch most convenient for you, please go to tsb.co.uk/branch-locator About Romford, Stewards Walk branch Opening times* Address 4 Monday 9.00am – 5.00pm 3 Stewards Walk, Tuesday 9.00am – 5.00pm 0 1 0 This branch has Romford, Cash machines Cash machines Deposit counter service Wednesday 9.00am – 5.00pm Essex, RM1 3RJ inside outside Machines Thursday 9.00am – 5.00pm the branch the branch Friday 9.00am – 5.00pm Telephone number 4 01708 736 686* Saturday 9.00am – 5.00pm This branch has Sunday Closed Branch Manager level access Jacky Pyne

How to get to the closest branch 22 minutes 5 minutes Yes Yes

You can also use our branch at at 102 Hilldene Avenue, Harold Hill, Essex, RM3 8DU.

Before visiting a branch, please check the opening hours at tsb.co.uk/branch-locator as some branches may have temporary opening hours due to COVID-19. We’re here to help

We’re working hard to provide increased support, especially with customers who would benefit from extra help with their banking. We’d encourage you to make sure you’re set up to bank with us using one of the options below, so you can access your banking from home or elsewhere 24/7: • Mobile App – download from your app store or visit tsb.co.uk/mobile • Internet Banking – visit tsb.co.uk/online-banking to create your account • Telephone Banking – visit tsb.co.uk/help/telephone-banking bank over the phone using our automated service We've also launched our new online chat service. To find out more visit tsb.co.uk/contact-us If you need help with any of these alternative services and are worried about not being able to visit a branch, please call us to talk to a Partner. We can book a telephone appointment to talk through all the ways we can support you including: • how to register for mobile, online and telephone banking • how to set up third party access • support with bereavement or caring for a relative • fraud prevention • business banking • the local Post Office® services available If we cannot offer you an alternative that meets your needs, we will help you switch to an alternative provider.

Your closest Post Office® Address Opening hours 84 Station Road, Monday 8.00am – 8.00pm As a personal banking customer, you can use most Gidea Park, Tuesday 8.00am – 8.00pm ® Post Office branches to: Romford, Wednesday 8.00am – 8.00pm Essex, RM2 6DB • withdraw money if you have a current account Thursday 8.00am – 8.00pm • check your balance Friday 8.00am – 8.00pm Saturday 8.00am – 8.00pm Both personal and business banking customers can also: Sunday Closed • pay in cash and cheques to your account

To check this Post Office® has the facilities you need, This Post Office® is 0.7 miles from our Romford, Gidea visit postoffice.co.uk/branch-finder Park branch

Closest cash machines

Here are the closest free cash machines to our Romford, Gidea Park branch.

• 0.0 miles, 9 Balgores Lane, Gidea Park, • 0.5 miles, 84 Station Road, Romford, RM2 6DB Romford, RM2 5JS • 0.1 miles, 238-240 Main Road, Romford, RM2 5HA • 0.6 miles, 628 Upper Brentwood Road, Romford, RM2 6HS • 0.4 miles, 150 Balgores Lane, Gidea Park, • 0.6 miles, Tesco, Main Road, Romford, RM1 3BT Romford, RM2 6BP

Local branches, local decisions

Before we reach a decision to close a branch, as part of our commitment to the Access to Banking Standard, we carry out a full local review to understand the impact the closure may have on the community. The review includes: • how customers use the branch now • how customers use of the branch has changed over time • the current in-branch services available • the impact on customers who may need additional support • local banking alternatives such as Post Office® branches • whether we own or lease the branch building • other ways our customers choose to bank with us • the public transport services available in the area

We will also be talking with key members of the local community about the closure and we will publish details in our Community Engagement summary six weeks before the closure. You can read this Branch Review and the Community Engagement at tsb.co.uk/our-branches About our customers Age of our branch customers How our customers are using Romford, Gidea Park

Under 18 4%

% 5 2

18 - 44 3 12 267

6

%

of our customers visit us of our customers visit us

regularly each week regularly each month

45 - 64

%

5

3

65+ 4 +363525 How branch transactions have changed How are they using the branch now compared to last year?

0% 5% 1% no change in the decrease in increase in number of customers cash machine online and using counters withdrawals mobile banking

537 466 Weekly in branch transactions 537Q2 2016466Q2 2019

How else do they bank with TSB?

87% 63% 13% 17% use another TSB branch use another TSB branch only use Romford, Gidea also use or online, mobile or as well as Romford, Gidea Park branch the Post Office® telephone banking Park branch

What about Business Banking customers?

7% 57% of branch customers use at least have business accounts one other TSB branch

Other ways to bank with us Personal Customers Business Customers tsb.co.uk/online-banking tsb.co.uk/business/internet-banking Register for Internet Banking Register for Internet Banking tsb.co.uk/mobile tsb.co.uk/business/business-banking-app Mobile Banking App Mobile Banking App

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