April 4, 1995 CONGRESSIONAL RECORD — SENATE S 5121 And, of course, we remember that teams—those glorious teams, I might women’s team, or whether it was Bos- timeout call by a youngster from Syra- add—I was also taken by the sports- ton University and the University of cuse that allowed Arkansas to win in manship exemplified by all of the mem- Maine finals in hockey, I think all overtime. Such is the very nature of bers of those basketball teams as they Americans ought to take some degree the game. faced each other in a moment of true of satisfaction about this next genera- But I can tell you that all Arkansans contest, in a moment of true testing of tion. I think all of us who are fortunate glory in the spunk of this great, mag- who was going to become the cham- to have those teams in our State cer- nificent Razorback team for coming pionship team of the United States of tainly do. back again and again. While they will America. Mr. President, it is a privilege to lose several players who are seniors, I UCLA prevailed. We congratulate take this opportunity to congratulate have confidence that the Razorbacks them. Boston University’s hockey team on will be back playing for the champion- We say to the Razorbacks, thank you winning the 48th annual NCAA Divi- ship once again next year. for a splendid season and thank you for sion I hockey championship this past The University’s coach, Nolan Rich- making us a proud people. Saturday in Providence, RI. With their ardson, is a very talented man. He was I yield the floor, Mr. President. brilliant and convincing 6–2 victory very gracious last night. He took full Mr. KENNEDY addressed the Chair. over the University of Maine Black responsibility for the loss, as great The PRESIDING OFFICER. The Sen- Bears, the Terriers completed what the men do. That resonated well with the ator from Massachusetts. Boston Globe called ‘‘college hockey’s American people, as it always does. Mr. KENNEDY. Mr. President, I ask sweetest triple crown’’—winning the Generosity will never lose anybody a unanimous consent that I be permitted annual Beanpot Tournament in Boston, vote. It is a mark of greatness. And to proceed for 2 minutes as if in morn- the championship and the Nolan Richardson was great in his ing business. NCAA championship all in 1 year. The comments last evening. Youngsters all The PRESIDING OFFICER. Without only other team in school history to over America want to play for him. So objection, it is so ordered. win this triple crown was the Boston I fully expect that he and the Razor- The Senator from Massachusetts is University team of 1972. backs will be back again next year. recognized. The Terriers completed the season I rise just simply to say that this Mr. KENNEDY. Mr. President, I con- with a record of 31–6–3 overall, the sec- team, as did last year’s championship gratulate our two friends and col- ond most wins by a BU hockey team. team, has filled all Arkansans’ hearts leagues. The team was anchored by the presence with pride and exhilaration. We are im- I join in congratulating UCLA for of 14 natives of Massachusetts, includ- mensely grateful for the glory they be- winning the championship, but also in ing Mike Grier of Holliston, an African stowed on themselves and our beloved paying tribute to a valiant team that American and First Team All-Amer- Arkansas. had enormous success during the ican who is a role model for hockey I yield the floor. course of the season. fans in Massachusetts and throughout Mr. PRYOR addressed the Chair. The University of Massachusetts got the United States. The PRESIDING OFFICER. The Sen- to the quarter finals in that particular ator from Arkansas. basketball tournament. I can remem- For BU, this victory marked their Mr. PRYOR. Mr. President, I, too, ber when the University of Massachu- 4th NCAA Division I championship, would like to join my senior colleague, setts played Arkansas on Thanksgiving having won previously in 1971, 1972, and 1978. They have appeared in the Final Senator BUMPERS, in praising the great of last year. It was a very good evening University of Arkansas team and also at that time when Coach Calipari’s Four a total of eight times. In their 74 in congratulating the UCLA team for a team was successful. That team went years of competition, they have an magnificent job in winning the na- along and had a superb year, and lost overall record of 1046–607–68, for an ex- tional championship. in a hard-fought contest. traordinary.628 percentage. Under the Mr. President, it has not been too I was inspired by the skill and the de- inspired leadership of Coach Jack long ago since basketball really come meanor and the competitiveness of Parker, who graduated from the uni- to the forefront in the Arkansas Razor- those young men, and women, as we versity in 1968, the Terriers have backs’ territory. In fact, when I was a heard yesterday, from the University amassed a 491–241–37 record in his 22 student in Fayetteville at the Univer- of Connecticut. years as coach, along with two na- tional championships. sity of Arkansas, they almost had to f force us to go over to the field house to It is a great tribute to Coach Parker watch the Razorbacks play basketball. BOSTON UNIVERSITY WINS and the rest of the Terriers that they Usually, those basketball games were NATIONAL HOCKEY CHAMPIONSHIP were able to come back from a difficult on a Friday or a Saturday afternoon. Mr. KENNEDY. I will just take this loss in last year’s tournament to win But then along came some great moment, Mr. President, to mention this year’s championship in such a con- coaches and ultimately some great that in my State last Saturday, Boston vincing fashion. I commend them for teams, and finally the great support of University won the national champion- their impressive victory, and I ask the people of our State, equaling the ship in hockey. It was an all-New Eng- unanimous consent that the team ros- support now, I think, of the Razorback land contest. They played against the ter and articles from the Boston Globe football team; in fact, in some cases, University of Maine in a very outstand- on Sunday may be printed in the even surpassing it. ing, competitive game. Boston Univer- RECORD. Last year, the Razorbacks, of course, sity represents one of our great univer- There being no objection, the mate- Mr. President, were the national cham- sities and one of the great centers for rial was ordered to be printed in the pions. This year, we were almost the hockey. New England takes hockey se- RECORD, as follows: national champions. We lost to a great riously. Other parts of the country do No. and name Cl Pos Hgt Wgt Hometown team. as well. Last night, throughout that game, I But I think it is important to take a 1. Shawn Ferullo* ...... So G 5–8 158 Lynnfield, MA. sat and watched as the momentum moment of time, when we have been 2. Kaj Linna *** ...... Sr D 6–2 210 Helsinki, FIN. 3. Chris O’Sullivan* ...... So D 6–3 199 Dorchester, shifted back and forth between UCLA wondering about the young people of MA. and Arkansas, and between UCLA and this Nation in the period of these last 4. Chris Kelleher ...... Fr D 6–1 214 Belmont, MA. 5. Doug Wood** ...... Jr D 6–1 200 Sudbury, MA. Arkansas again. I thought of the many several days, to focus on the quality of 7. Rich Brennan*** ...... Sr D 6–2 200 Guilderland, thousands of hours of practice, com- the competitiveness, of the character, NY. mitment, that each of those players of the discipline, of the sportsmanship 8. Bill Pierce* ...... So W 6–1 195 Burlington, MA. had committed to the splendid sport in of real champions. 9. Shawn Bates ...... So C 6–0 183 Medford, MA. this wonderful country of ours. Whether it was with the UCLA and 11. Bob Lachance** ...... Jr W 5–11 183 Bristol, CT. Finally, Mr. President, I was taken Arkansas championship last night, or 12. Mike Grier* ...... So W 6–0 242 Holliston, MA. 14. John Hynes ...... Fr W 5–9 168 Warwick, RI. not only by the fine comments of the whether it was the superb performance 15. Mike Sylvia ...... Fr W 5–10 170 Newton, MA. coaches of both of those basketball of the University of Connecticut’s 16. Ken Rausch*** ...... Sr W 6–0 189 Danbury, CT. S 5122 CONGRESSIONAL RECORD — SENATE April 4, 1995 1994–95 BOSTON UNIVERSITY HOCKEY ROSTER— This was the fourth NCAA championship As time was running out in the second pe- Continued for the Terriers in eight Final Four appear- riod, the Black Bears had a two-man advan- ances. The previous three came in 1971, 1972 tage following penalties to Shane Johnson No. and name Cl Pos Hgt Wgt Hometown and 1978. This year’s Terriers, who finished (interference, 18:20) and Linna (slashing, 31–6–3, won two Beanpot games by four goals 19:44), but Thornton won the initial faceoff 17. Jay Pandolfo** ...... Jr W 6–0 197 Burlington, MA. and their three NCAA tournament games by from Dan Shermerhorn and the Terriers left 18. ...... Fr F 5–10 184 Trumbull, CT. the same margin. Doesn’t that say it all? with a shaky 3–1 lead and 20 seconds of the 19. Steve Thornton*** ...... Sr C 5–11 179 Gloucester, ‘‘When it was 3–1 and 3–2 at the start of the two-man-down situation still to fend off. The ONT. 20. Jeff Kealty ...... Fr D 6–4 190 Framingham, third was when our senior class and our - first had expired when Trevor MA. tender took over,’’ said BU coach Jack Roenick got Maine within 3–2 31 seconds into 21. Mike Prendergast*** ...... Sr W 5–9 182 South Boston, the third, but it was all BU after that. MA. Parker. ‘‘We had another big goal by Shawn 22. Matt Wright* ...... So W 6–1 180 Belmont, MA. Bates and the momentum started to swing. 24. Jacques Joubert** ...... Sr C 6–2 201 South Bend, ‘‘People asked if the kids were uptight. BELIEVE IT OR NOT, BOSTON BACK IN IN. 26. Jon Coleman* ...... So D 6–0 192 Canton, MA. This group didn’t play well uptight. We beat WINNER’S CIRCLE 27. Shane Johnson* ...... So D 5–10 185 Brandon, three of the top hockey teams in this tour- (By Kevin Paul DuPont) MAN. nament when we beat Lake Superior, Min- 29. J.P. McKersie*** ...... Sr G 6–1 206 Madison, WI. PROVIDENCE—Not every floor has a trap 30. Tom Noble ...... Fr G 5–10 153 Hanover, MA. nesota and Maine, and after last year we had door. The pie at the buffet table isn’t always 35. Derek Herlofsky*** ...... Sr G 5–10 173 Minneapolis, the opportunity to get back. The entire sea- MN. there to be tossed in your face. That big oak son was treading water waiting to get back tree that shades your house and keeps it nice *Indicates number of letters won. to this tournament.’’ and cool in the summer doesn’t have to come Note: Head Coach: ; Assistants: Blase MacDonald, Mike The Black Bears (31–6–6), who were picked crashing through the roof in the middle of a Enizione, Bill Berglund; Captain: Jacques Joubert; Assistant Captains: Rich fourth in the Hockey East preseason poll, Brennan, Derek Heriofsky. winter storm. held a 2–0–2 edge over BU this season, but the Good things can happen to a Boston team. teams last met Dec. 3, in Orono. There was a BOSTON UNIVERSITY The city that hasn’t had much to celebrate wide edge in quickness for the Terriers yes- since the Celtics won the NBA championship No. and name Pos. G A Pts. terday, in part perhaps because of Maine’s in 1986 now has the Boston University hock- draining 4–3 triple-overtime victory over ey team to cheer all the way down Common- 1. Shawn Ferullo ...... G 0 0 0 Michigan in Thursday’s semifinals. 2. Kaj Linna ...... D 7 19 26 wealth Avenue. (Note: this column will not 3. Chris O’Sullivan ...... D 21 33 54 Even though the Terriers were riddled by self-destruct upon your reading the last 4. Chris Kelleher ...... D 3 17 20 penalties, they showed their mettle, even paragraph.) 5. Doug Wood ...... D 6 11 17 when their 3–0 lead slipped to 3–2. Bates got 7. Rich Brennan ...... D 5 22 27 Boston is a winner. It’s OK. You can close 8. Bill Pierce ...... W 5 13 18 the third-period explosion going when he slid your eyes, click your ruby slippers, and all 9. Shawn Bates ...... C 18 11 29 a pass to Sylvia, who made it 4–2 at 5:23. the good of yesterday won’t vanish before 11. Bob Lachance ...... W 11 29 40 O’Sullivan jammed the puck in at the 8:30 12. Mike Grier ...... W 29 24 53 your eyes. Boston is a winner. 14. John Hynes ...... W 0 0 0 mark for a 5–2 lead and Lachance’s short- Perhaps bigger news in the ’90s: upon leav- 15. Mike Sylvia ...... W 9 9 18 handed goal at 18:47 was the icing on this ing the Civic Center last night, no one had 16. Ken Rausch ...... W 12 12 24 glorious cake. 17. Jay Pandolfo ...... W 7 12 19 asked a state or federal agency to launch an 18. Chris Drury ...... F 12 15 27 The Terriers scored three powerplay goals investigation and no one was looking to tell 19. Steve Thornton ...... C 16 22 38 and drew 10 penalties, four on interference his/her side of the story to ‘‘Hard Copy’’ for 20. Jeff Kealty ...... D 0 5 5 calls in front of the net, so their special 21. Mike Prendergast ...... W 17 21 38 an extra $50. No one asked the official scorer 22. Matt Wright ...... W 7 9 16 teams were a key. ‘‘They moved the puck to come to the side bar. 24. Jacques Joubert ...... C 28 23 51 and handled our pressure,’’ said Maine coach It was like the old days: one team won, one 26. Jon Coleman ...... D 5 23 28 Shawn Walsh. ‘‘We couldn’t get up to the 27. Shane Johnson ...... D 0 6 6 team lost, and no doubt a few kegs got un- 29. J.P. McKersie ...... G 0 0 0 puck. Down low their two defensemen out- corked in dorms from Kenmore Square, right 30. Tom Noble ...... G 0 2 2 worked our three forwards. They have a ter- on up to West Campus. 35. Derek Herlofsky ...... G 0 3 3 rific defense and they showed it today. They ‘‘This is the greatest team because it’s [From the Boston Globe, Apr. 2, 1995] got the fourth goal and it put a stake happened right now,’’ said BU coach Jack through our heart.’’ Parker, following his Terrier’s 6–2 rubout of TERRIERS ARE ONCE AGAIN TOP DOGS—BU The Terriers started tentatively, but part the Maine Black Bears in yesterday’s NCAA THUMPS MAINE, WINS HOCKEY CROWN of that was attributable to the Black Bears, final. But don’t tell that to Mike Eruzione or (By Joe Concannon) who took it to BU on the boards and bumped Jack O’Callahan. They played on some pret- PROVIDENCE.—They’d been to the doorstep the Terriers off the puck. BU had just two ty good teams, too. twice in this decade and experienced a wide shots on goal in the first 10 minutes. This ‘‘This team is one in a great line. And it’s range of hockey emotions. They’d lost a tur- was a trifle haunting, since the Terriers nice to be on that line.’’ bulent 8–7 game in triple overtime to North- didn’t get a on goal in the first 10 min- Parker was one shivering slice of life in the ern Michigan four years ago, then they’d utes a year ago in the crushing loss to Lake minutes that followed his second national been blown out by Lake Superior State, 9–1, Superior State. championship (fourth overall for BU). While last year, both games in St. Paul. This time After killing off two power plays, the Ter- he stood at center ice and answered all the the Green Line team out of a rink on a riers got their first chance with the man ad- questions for ESPN, Derek deadend street in Allston took the limo all vantage when Brad Mahoney left for rough- Herlofsky and partner-in-crime Rich Bren- the way to the top. ing at 13:50. Thornton asserted himself on a nan conspired in giving Parker an icy show- Boston University, picked as the nation’s faceoff, winning it, following it in and roof- er. Over came the orange tub, hoisted high, No. 1 team in October, blew away Maine, 6– ing a shot over Maine goalie Blair Allison to and Parker was as wet as if he’d been tossed 2, in the championship game of the 48th stake the Terriers to a 1–0 lead at 14:57 of the into the Charles. NCAA tournament yesterday at the Civic opening period. ‘‘I feel old,’’ said the shaking Parker, his Center, the same building where the Terriers The game’s first big defensive play kept shirt and pants clinging to his wiry body. won their last national crown 17 years ago. Maine from answering. Wayne Conlan un- ‘‘But I felt old before this started.’’ They also completed college hockey’s sweet- loaded a shot that trickled away from Noble Winning the NCAA hockey championship est triple crown by winning the Beanpot, and wound up casually behind him in the doesn’t capture America’s heart and soul, or Hockey East and the NCAA title in the same crease. Lachance swept behind his goal- the TV lens, the way an NCAA basketball season. tender and fired the puck out of trouble be- championship can. The US is built for The only team to accomplish that was the fore one of the Black Bears could get to it. roundball. President Clinton didn’t interrupt 1972 BU team led by Ron Anderson, Toot The tables were tipped slightly in the sec- his afternoon at Pennsylvania Avenue to call Cahoon, Jake Danby, Steve Dolloff, Ric Jor- ond period when it was the Black Bears who Jack Parker and his good ol’ boys from dan, Bob Brown and Dan Brady were denied quality scoring opportunities Route 128 to congratulate them. and Tim Regan. The 1995 champions feature and the Terriers streaked to a 3–0 lead, But no one expects that, especially at BU, goaltenders Derek Herlofsky and yesterday’s Maine didn’t get a shot off on an early power a campus of diverse interests with hockey hero, freshman Tom Noble, and goal scorers play and the Terriers seized a 2–0 lead when just a small part of a cosmopolitan land- Chris O’Sullivan, Jacques Joubert, Steve O’Sullivan swept into the right post and put scape. When the BU hockey team packed its Thornton, Bob Lachance and Mike Sylvia. in Thornton’s rebound at 7:27. bags for the trip down here on Wednesday, ‘‘I found out about 5 past 9 [yesterday Less than two minutes later, Joubert fol- there was no band playing on Babcock morning] I was starting,’’ Noble, who made lowed up his own rebound to convert on a Street, no booster club sending the boys off 21 saves, said. ‘‘I’ve played big games before power play set up by Kaj Linna and Mike with a fond fairwell. [at Catholic Memorial] but this is the big- Prendergast, making it 3–0 at 9:15. Maine cut ‘‘Really, it was very quiet,’’ said the Ter- gest game I’ve ever played. It’s been a dream it to 3–1 when Tim Lovell flew in to convert riers’ longtime sports information director, of mine to play in a national championship Jamie Thompson’s pass on a two-on-one Ed Carpenter. ‘‘Just a bunch of college kids game.’’ break, beating Noble at 14:51. taking care of business.’’ April 4, 1995 CONGRESSIONAL RECORD — SENATE S 5123 ‘‘Maine actually has a more avid hockey ORDER OF PROCEDURE he known this was an uninsured prod- following. Understandable. It’s watch hockey uct, he would never have given the or get back to the lumberjack matchups. Mr. DOLE. Mr. President, the Sen- ator from Ohio wants to make what bank this money. Now he may not ever Shawn Walsh’s team also came here hoping be able to go on that cruise that he had to take care of business. After falling behind, looks like an address to me. Will the 3–0, the Black Bears closed within a goal on Senator from Ohio have any objection dreamed of. strikes by Tim Lovell and Trevor Roenick. if we reach an agreement we can inter- Now I want to tell you, Mr. Presi- But Maine showed the fatigue of Thurs- rupt to get the agreement? dent, how this man and other inexperi- day’s triple-overtime win over Michigan. Mr. GLENN. I just want to submit a enced older customers ended up buying Forty-eight hours didn’t give the Black bill and give a speech. I can stop in the uninsured products. We say, How could Bears enough time to recover. Tired legs and middle. that happen? How could any individual shortcomings on defense brought them up Mr. DOLE. Why do you not go ahead. be led to buy a product that was unin- short. The PRESIDING OFFICER. The Sen- sured? ‘‘Short shifts,’’ read the message board in ator from Ohio. the Maine dressing room. ‘‘Short passes, The truth is that some banks have Stop and start.’’ In other words, economize, Mr. GLENN. Mr. President, I ask elaborate sales systems set up to sell don’t get into a pass-and-shoot game with a unanimous consent to proceed as in securities such as mutual funds to any BU team that had rattled off nine straight morning business. customer who will buy them. They wins. Don’t trade punches with a club that The PRESIDING OFFICER. Without have other types of funds. won the Beanpot and the Hockey East title. objection, it is so ordered. Let me show you how these particu- In the end, it was a breakdown, a pass picked Mr. GLENN. I thank the Chair. lar uninsured products, and the sales off, that buried the Bears. Bruins prospect (The remarks of Mr. GLENN pertain- systems, work at some of our banks. Shawn Bates broke over the line on a two- ing to the introduction of S. 669 and S. Perhaps it is the bank that the Presid- on-one, dished right to Milk Sylvia, and BU 670 are located in today’s RECORD under ing Officer banks with. Perhaps it is had a 4–2 lead with 5:23 gone in the third. ‘‘Statements on Introduced Bills and the bank that I bank with. ‘‘A killer,’’ said Walsh. ‘‘It was like some- Joint Resolutions.’’) one put a stake right through our heart.’’ Our customer case is Mrs. Jones. Mr. PRYOR. Mr. President, speaking The BU dressing room was surprisingly low This is a true case of a 77-year-old key. Mike Grier (how come no one calls him of protections that should be given to widow who never put her money in Big Country?) packed his red-and-white bag people—in fact, last Tuesday, 1 week anything but insured products like and slung it over his shoulder on his way to ago, I introduced the Bank Customer CD’s. Our other cast members include catch the bus. One by one, his teammates Confidentiality and Protection Act of Sally, who is Mrs. Jones’ teller of followed, quietly, smiling on cue when asked 1995, which became S. 663. many years in the bank where she how it felt to be the greatest college hockey This legislation was crafted to ad- banked. The cast of characters also in- team in the USA. dress problems in the area of bank cludes David, a broker who was with ‘‘Feels great,’’ said Grier, ‘‘I don’t think I sales of uninsured products, such as the bank’s brokerage subsidiary. can describe yet how it feels, but it feels mutual funds identified during an in- Teller No. 12 is Sally. She has identi- great.’’ vestigation conducted by my staff on ‘‘I’m tired,’’ said Bates, slumping in a fied a customer, Mrs. Jones, with a the U.S. Special Committee on Aging. chair for a TV interviews. ‘‘This is great. high amount of CD’s coming due who, After hearing the stories of numerous This is everything we wanted.’’ ‘‘came in today and wasn’t sure what Be careful today if you drive by the BU older Americans specifically, who claim they did not know what they she would do with her money.’’ She bridge. Ease off the pedal some if you pass tells the broker about Mrs. Jones hav- the dorms around 700 Comm. Ave, or the cozy were buying when they purchased an apartments along Bay State Road. The uninsured product through their bank ing these CD’s coming due. Sally, the partying promised to be long and hard. Red and then lost much of their life sav- teller, is so excited because she gets a eyes and slow steps will be the order of the ings, I am today convinced that more commission on referrals to the bank’s day. stringent protections are needed to en- brokerage arm. So Sally prints out a Boston has a champion this morning. We sure that financially inexperienced copy of Mrs. Jones’ account history. know it often doesn’t get better than that. bank customers fully understand what There is Mrs. Jones’ account history. Mr. DOLE addressed the Chair. they are buying when they invest in She sends it over to David across the The PRESIDING OFFICER. The ma- uninsured accounts. hall, one of the brokers working at her jority leader. Mr. President, I have a series of sto- branch. If Sally makes more referrals Mr. DOLE. I think we are still await- ries today. I am trying to put human than her coworkers, she could win a ing one phone call before, hopefully, we faces and human concerns together prize, even a trip to Las Vegas. can reach an agreement. I do not want with statistics. This is a letter I re- Mrs. Jones is not the only bank cus- to miss this opportunity to talk about ceived on November 11, 1994. Let us just tomer whose records are shared with the University of Kansas Jayhawks. call our friend who wrote me ‘‘Dick.’’ brokers without the customer’s ex- [Laughter.] This legislation today is intended to plicit knowledge and consent. In fact, Mr. BUMPERS. The majority leader help financially inexperienced bank my staff has seen proof that this prac- will be proud in knowing that I actu- customers such as this man, a 64-year- tice is very widespread. For example, ally picked Kansas to be in the final old retired priest and a Vietnam vet- our staff has seen evidence that bro- four in the office pool. eran. kers have access to the banking Mr. DOLE. So did I. [Laughter.] By last year, Dick had saved $3,000 records of a very, very high ranking But I think it is fair to say I cer- for a cruise that he wanted to take 2 U.S. Government official and those of a tainly agree with the comments made years in the future when he retired. In famous actor, which have been shared by both Senators from Arkansas. It is fact, I believe in his letter he states with many other people. an outstanding team, outstanding that he wants to take this cruise some- Until we started this investigation I coach. Senator PRYOR indicated the time in late 1995. He had always put his had never heard of blitz night. momentum did go back and forth. It money in savings accounts and in CD’s Some banks hold contests to see was tied, two behind, one ahead. It was at this particular bank. He had never which of their tellers and customer one exciting game. invested before in a mutual fund or in service representatives can get the I know it is a lot more fun winning. any other uninsured product. After all, most bank customers into the bank to We have all experienced that from time he is a former priest and he never had talk to a securities salesperson. Depos- to time. But I do think it says a lot a lot of money laying around. itory institution employees, who are about the coaches, a lot about the fans, When he went into his bank he told winners of the blitz telephone calling primarily a lot about the young men the worker there that he wanted to put contest, can now win unimaginable who were involved in not only the his money in a safe account. They did wealth. Final Four but the Sweet 16, the whole the opposite. They put this man’s Sally the teller, for example, partici- group. They have all done an outstand- money in an uninsured bond fund that pates in blitz night. Mrs. Jones, the 77- ing job. I know we are all proud of our lost hundreds of dollars by the end of year-old bank customer, is contacted respective teams. the year. Dick told our staff that had during one of these contests.