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Seminar Organising Secretary: UGC and ICSSR Sponsored National Seminar Dr. Jayanta Kumar Nandi. Assistant Professor and Head, Department of Commerce on Rabindra Satabarsiki Mahavidyalaya. [email protected]. Mobile-9434885904. FINANCIAL INCLUSION IN THE PURSUIT OF Joint Organising Secretaries: POVERTY REDUCTION AND GROWTH Dr.Tarak Nath Sahu. Assistant Professor in Commerce with FM . [email protected]. Mobile-9474971927. organised by Prof. Sumit Kumar Guin. Department of Commerce. MAHA .S. VID R Y Ghatal Rabindra Satabarsiki Mahavidyalaya. Mobile- 9733967324. L A A L T A A Y A H Registration/Delegate Fees: G

G 1 6 Category Early Bird (by 2nd August, 2016) Normal (till 17th August, 2016) H 9 A 1 TA - Delegates from L ESTD Academia and Research Scholar ₹ 400 ₹ 500 Corporate Delegates ₹ 500 ₹ 600 Department of Commerce Ghatal Rabindra Satabarsiki Mahavidyalaya Paper Submission Guidelines: The paper should be standard format (Font: Times New Roman, 12 font size, 1.5 line spacing) and normally be of about 3000 words in length. The paper abstract should not be more than 300 words. Author(s) name (s) and affiliation should be shown on the separate sheet along with the title of the paper. The abstract and full paper should be sent to E-mail Id: [email protected].

Edited Book: An Edited Book with an ISBN, published by a reputed publishing house containing a few papers selected on the basis of blind review process is proposed to be released. Accommodation: An arrangement for accommodation can be made for the participants on self-payment basis, if prior intimation is given (at least seven days before the seminar). Important Dates: Last date of submission of abstract: July 20, 2016 Intimation of acceptance of paper on the basis of abstract: July 30, 2016 Last date of submission of full paper: August 05, 2016 Intimation of acceptance of full paper: August 10, 2016 Registration- early bird: August 02, 2016 Normal registration: August 17, 2016 In Collaboration with Seminar Dates: August 23-24, 2016 Indian Accounting Association (IAA), Branch Connectivity: From any parts of the state if train communication is available you have to reach at station and then by bus from panskura station to ghatal college. If only bus communication is available you have to reach at Ghatal and then ghatal college. Venue: Ghatal RabindraAugust Satabarsiki 23-24, 2016 Mahavidyalaya Mode of Payment: Demand draft should be issued in favour of “Rabindra S Mahavidyalaya”, Payable at Ghatal. For online or direct A/C transfer: Ghatal. Paschim Medinipur. [email protected] est Bengal. Pin:721212 A/C number: 11248525469 Phone: www.grsm.org.in .grsm.org.in(03225) 255-042 cash) Bank Name: SBI. Branch: Ghatal. IFS code: SBIN0000228. A/C type: Current. (Deposit receipt should be mailed at [email protected] before seminar if payment made e-mail id [email protected] other than cash). Call for Papers: and Participation About Ghatal Rabindra Satabarsiki Mahavidyalaya: About Indian Accounting Association (IAA), Midnapore Branch: Historically, in the pre-independence era, Ghatal P.S. and P.S. remained in Jahanabad The Indian Accounting Association is an interface between academicians, professional and practitioners (Arambagh) sub-division in and were included in in 1872. After the from various universities, business, industry and government. The main function of IAA is to promote and establishment of Ghatal sub-division in 1876, Ghatal P.S. and Chandrakona P.S. came under Ghatal disseminate the knowledge of accounting and the related subjects in and abroad. The Association was sub-division and P.S. later on came under it in 1877. Ghatal and Chandrakona founded by academicians and professionals in accounting on March 17, 1969, and inaugurated on February established in 1869 and & Municipalities established in 1876 came under Ghatal 14, 1970 by the Accountant General of Uttar Pradesh. It is a member organization of the International sub-division and Kharar later on established in 1888 came under it. Ghatal town as the head Association of Accounting Education and Research (IAAER). It is also held in high esteem by American quarter of Ghatal sub-division became the centre of correspondence. Economically, Ghatal town developed Accounting Association (AAA). At present, IAA has a network of 47 branches in India with more than 4400 through its river-way. Shilabati river, bisecting the town into two banks, confluences with Darakeswar at life members and Midnapore Branch is one of them having more than 168 members. IAA also brings out a Bandar. The joint rivers in the name of Rupnarayan confluences with at Gneokhali. As a biannual research journal 'Indian Journal of Accounting' in the months of June & December to give wider river-belt town—it inherited a rich potentiality in agriculture, trade and commerce. Inspire of its rich publicity to research findings. The Association also gives IAA Young Research Award and IAA fellowship. potentiality, developed socio-economic condition, broad coverage with five municipalities, and thick population, Ghatal sub-division was deprived of an institution of higher education and learning. About the Seminar: Immediately after independence, the people of Ghatal established a college at . lt came to function For any developing country like India financial inclusion is recognized and treated as a most powerful tool but unfortunately after 2 years. Ceased to exist owing to some dim reasons. The situation aggravated and for the inclusive economic growth and can help achieve the goals of eliminating extreme poverty and pressed the demand for a college in Ghatal sub-division. To full the aspiration and demand of the people, a building shared prosperity. Sound economic health and steady growth rate no doubt becomes first priority number of stalwarts, academicians and social workers came forward with a view to utilising extremely the for any emerging economy. It has been realized by the government of emerging economies that the financial human resources available in the area and the dream came true through the establishment of the college on soundness can’t be ensured without a vibrant and well developed financial system which will covers people 14th August, 1961, in the name of Rabindranath Tagore in his birth centenary year. In fact, in its of every economic classes. Access to financial services plays a critical part in facilitating economic growth embryonic stage, the college was not built by the patronage and donation of a single man or a few people. and reducing income inequality. Inclusive financial systems allow poor people to smoothen their consump- On the other hand, it might be said, without exaggeration that it was built by the generous help of all tion and insure themselves against economic vulnerabilities they face from illness and accidents to theft and people of Ghatal sub-division. Since the establishment of the college it started to walk from its rough unemployment. Financial inclusion enables poor people to be a part of the formal financial system of a plain and reached the pinnacle of its glorious existence through the expert and esteemed leadership of Sri country that ultimately helps them to improve their quality of life. Inclusive finance especially benefits Rabindranath Das,—the founder Principal of the college. The college was recognised in 1961 by Calcutta disadvantaged groups such as women, youth, and rural communities. Financial access can contribute to University. It was enlisted u/s 2(f) and 12 (B) of the UGC Act. Since the establishment of Vidyasagar poverty alleviation and can help people better manage risks. For all these reasons, financial inclusion has University, the college perma-nently came under its jurisdiction. The college has completed 55th years gained prominence in recent years, across the world, in many countries as a policy objective to improve the of its glorious existence and already earned reputation as one of the leading centres of advancement of lives of the poor. More than 50 countries, including India, have made ambitious commitments to financial teaching and learning in the area. It is the demand of the time that the institution should show excellence in inclusion targets. Consequently, the Government of India established the BhartiyaMahila Bank to serve teaching and learning in the emerg-ing areas of science & technology. Presently the college is running financial needs of women and awarded bank license to a MFI. with 4 PG departments, 16 honours degree courses and 20 general degree courses. The college is also Seminar on “Financial Inclusion in the Pursuit of Poverty Reduction and Growth” will provide a platform enriched with a spacious 10 acre greenery campus, a green garden , an open air stage and a seminar hall, to deliberate on issues relating to financial inclusion, financial education, financial stability and policy separate well-equipped departmental rooms with departmental library facilities, well-equipped science recommended in this regard. laboratories, UGC network resource centre with internet facilities, NCC and NSS as co-curricular activities, equal opportunity centre, remedial coaching centre, coaching classes for entry in services to Sub themes: Role of Financial Inclusion in India assist SC/ST/OBC (Non-creamy layer) /Minorities/BPL card holders´ students etc. Banking Sector Reforms and Financial Inclusion Initiatives of the Government in Inclusive Growth Programmes About Commerce Department: Different Government Schemes for Social Securities Ghatal Rabindra Satabarsiki Mahavidyalaya is located in the bank of river ‘Shilabati’. As a river belt town Micro Finance, Self Help Groups and Bank linkages it inherited a rich potentiality in agriculture, trade and commerce. It is to utilize the extreme human resources Role of NABARD, RBI, MFI in Financial Inclusion and Inclusive Growth available in the area and the dream came through the establishment of the commerce department in the Women Entrepreneurship, Empowerment and Financial Inclusion college.Mainly this college is situated in a rural and backward belt. The main intension should be fixing up Inclusive Growth for marginalized people for poverty reduction the goal in the line of “The background of the students-first college goers and or from poor background”. Microfinance and its Role in Societal Upliftment The commerce department lights up the view of the locality to inspire students to agriculture, service MFI and its role in Rural Entrepreneurship Financial Literacy- Problems and Challenges opportunities, small scale, cottage and hose industry. In this backdrop the department of commerce is glorifying the college in the locality. The department started on 1974-1975 under Calcutta University. Any other Aspects Related to Financial Inclusion and Inclusive Growth Hence the department came under “Vidyasagar University” in 1987. In this year only general courses were Patrons: studied in the college. The honours course opened on 1994-1995, and the tradition is continued to date. Sri Shankar Dolui. President, Governing Body One full time, four govt. approved part-time and five guest teachers are serving in the department. Ghatal Rabindra Satabarsiki Mahavidyalaya Computer, LCD projector and modern appliances are brightening the department. All the teachers are Prof. Lakshmikanta Roy. Teacher-In-Charge very much competent, sincere, dedicated and cordial to students. Teachers’ left no stone unturned to Ghatal Rabindra Satabarsiki Mahavidyalaya students for academic counselling and inspire them in debate, industrial field visit, industrial training Prof. Jaydeb Sarkhel. President of IAA, Midnapore Branch. programme, seminar, quiz,writing of wall magazine, participation in drama, sports, indoor and outdoor Former Professor of Commerce, The . games etc.