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Political Advocacy Committee of OWL

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Political Advocacy Committee of OWL Web Site: http://www.owlsf.org April - June 2012 Email: [email protected] OWL is the ONLY national membership organization to focus exclusively on critical issues facing women as they age. We work together to improve the status and quality of life for midlife and older women through na- tional, state and local networks. OWL SF presents: STOP THE HEARTBREAK! Understanding the Foreclosure/Eviction Disaster and Learning Actions to Stop It Saturday, April 28th 10 am to noon Location to be Announced A knowledgeable presenter will bring information about how and why this is happening and answer questions such as “Why don’t the banks negotiate loan modifications?” We will learn of actions we can take. Every foreclosure means someone losing a home, a life’s dream and investment. Families, children, seniors are on the sidewalk with their belongings piled around them. Grandmothers raising their grandchildren are deprived of their safe lodging and their life savings. Picture this! In San Francisco alone, in the past 3 years almost 13,000 have experienced this heartbreak. The Chronicle, March 25th, disclosed that places of worship are also victims of foreclosure/eviction proceedings. Our City Controller conducted an audit of almost 500 such foreclosures and found 84% of them to be fraudulent. California could lead the way with a moratorium on foreclosures/ evictions until they are all audited; meanwhile, there are efforts to change laws and regulations to stop these fraudulent foreclosures. This program is being organized by the Political Advocacy Committee of OWL All Welcome! Older Women’s League * 870 Market Street, #905, San Francisco, Ca. 94102 Phone 415-989-4422 * Web site: www.owlsf.org 60% of Older Women Chained CPI Formula Would Mean Can’t Afford Basics Future Social Security Benefit Cuts This headline in an article in Womensenews.com got The Center on Budget Policy and Priorities on Social my attention, and I hope it gets yours. A new study Security and Medicare policy has recently proposed released by Wider Opportunities for Women found that that the Chained CPI formula should be used to the average income for a woman over 65 is $14,000 calculate Cost of Living Adjustments for Social a year, whereas the average income for a man of Security recipients as part of a larger deficit reduction similar age exceeds $24,000 a year. (The situations of package. minority women are even more dire.) The Chained CPI is a benefit cut for Social Security The Elder Economic index, which shows what it beneficiaries, plain and simple. Since Social Security actually costs to live, estimates that it costs between did not cause this deficit, why should we ask $19,000 and $29,000 per year, for an individual to beneficiaries to pay for it through benefit cuts? This cover basic costs. The variation is mostly dependent on makes no sense and further emboldens anti-entitlement housing costs. We can all do the math. crusaders who have been desperately trying to cut Social Security for decades. As CBPP itself has We know the many reasons women get reduced reported, there are other drivers of our deficit and those retirement income: they have a lower earned income should be the focus of any debt debate. Cutting Social over a lifetime, and more women are in jobs without Security benefits by adopting the chained CPI is not retirement benefits. They take more time out of the the way to go if we want to protect the future financial labor force for caretaking. stability of seniors. Women are more dependent on social security than The Chained CPI cuts benefits because it produces men, even though they receive lower payments. Social lower estimates of inflation than the current CPI does, security comprises 77% of an older woman’s income averaging about 0.3 percentage points lower than the vs. 54% of a man’s, and the percentage of dependence increases in the current CPI since December 2000. The on social security increases as women age. Chief Actuary estimates this reduced COLA would mean a benefit cut of about $130 per year (0.9 percent) We have heard some of these statistics over and over. for a typical 65 year-old. By the time that senior However, I am stunned every time I hear a reality like reaches 95, the annual benefit cut will be almost $1400, “60% of older women can’t afford basics”. If I ever a 9.2 percent reduction from currently scheduled doubted the need for an organization like OWL, here benefits. Social Securitys oldest beneficiaries will is proof that I was wrong. We have an important job to suffer the most under this formula while younger do. beneficiaries, who may have sources of income other —Kathie Piccagli than Social Security, could find themselves hit from another direction as well increased taxes. Source: Excerpt from Chained CPI Doesn’t Cut It, National Committee to Preserve Social Security & Medicare. Please read the entire article at: http://www.ncpssm.org/entitledtoknow/?p=2213 WELCOME NEW MEMBERS! Use of the “chained-Consumer Price Index” is one Eileen Hansen of the more subtle ways suggested to reform social security. It may not sound like a cut, but it is. Further, Elizabeth Cormier the graph on the NCPSSM web page is informative Patricia Franks about where the deficit really comes from. Marie Jobling —Kathie Piccagli Mary Anderton Sheila Malkind SF OWL Board meetings: first Maxine Anderson Kathie Piccagli Monday of the month, 4:00-6:00 pm, Robin Brasso Eunice Rosenberg 870 Market St. Melanie Grossman Juliet Rothman Phone: (415) 989-4422 Amy Hittner Ruth Strassner Email: [email protected] Glenda Hope Web: www.owlsf.org Jonee Levy Mail: 870 Market St., Room 905, Margaret Lew Newsletter San Francisco, CA 94102 Nan McGuire Margaret Lew, Editor Carole Isaacs, Assistant Editor 2 Pedestrian Safety is A Senior Issue Five Pedestrian Safety experts came together for a lively and well attended panel discussion at the OWL Membership Meeting on February 25th. We learned that 40% of pedestrian injuries are seniors and that most pedestrian injuries actually occur in crosswalks. Making the streets safer for pedestrian requires effort and cooperation from the City, motorists, bicyclist, Panel members: Bob Planthold, Elizabeth Stampe, Al Casciato, Bert the police and pedestrians themselves. Pedestrian Hill and Cristina Olea, photo by Margaret Lerian. fatalities have gone down in the past 10 years due to improved crosswalks, timed crossing signals, increased Elizabeth Stampe, Executive Director of Walk police monitoring and reduced speeds on some streets. San Francisco, believes it is important to build a Still, during that time 7,000 pedestrians were injured stronger voice for people who walk. This can be and over 250 were killed. accomplished by becoming a member of Walk San Francisco. Pedestrian rights, laws, lists of agencies and Panel participants suggested ways OWL members explanation of which agency does what can be found at could continue advocating for pedestrian safety: http://walksf.org/resources Bob Planthold, Chairman of Senior Action Network’s Captain Al Casciato of the SFPD encouraged OWL Pedestrian Safety Committee and Chairman of members to call their local police department with California Walks, encouraged OWL members to attend any pedestrian safety issues in their district. He also Senior Action Network meetings, visit their website at recommended contacting a local Supervisor. He www.sfsan.org, or call SAN pedestrian safety staff reminded us that the best way to avoid accidents is to person Pi Rae at 546-2096. Pedestrian safety will be remain alert and focused while walking, to wear bright the focus on the next SAN meeting on April 12. The clothing and avoid dark clothes while walking at night. website for California Walks www.californiawalks. org is another way to advocate for pedestrian safety. Cristina Olea said one of the most important phone numbers for pedestrians is the City’s 311 line which Bert Hill, a member of the San Francisco Bicycle can take complaints and refer callers to the proper Advisory Committee, encourages everyone to attend agency. She also referred OWL members to the MTA’s a Bicycle Advisory Committee meeting on the fourth Livable Streets Planning website http://www.sfmta. Thursday of every month at City Hall, Room 208. He com/cms/ohome/homelive.htm which has a wealth of also invites members to consider an Urban Street Skills information on street designs for safety, bicycling class. Learn more at www.sfbike.org/edu. —Melanie Grossman Save the Date Means-Testing Could Mean May 15 Increased Medicare Premiums 2012 Aging and Disability Technology President Obama released his FY 2013 budget on Summit Monday (February 13th). While his administration does not propose changes to Social Security, there Connecting Seniors & People with Disabilities are several Medicare proposals which could cause to a world of Possibilities. knowledgeable speakers • one on one beneficiaries to pay increased out-of-pocket expenses trainings • interactive computer teaching over time. One proposal would increase the number stations • interpreters • workshops • photo and share of beneficiaries who pay a higher, income- opportunities related premium. According to a new report by the Kaiser Family Foundation, means-testing could Tuesday, May 15 -- 8:30-5:00 lead higher-income, healthier seniors to drop out of San Francisco City Hall Medicare Part B and self-insure, leaving behind a Free admission smaller, less healthy group of seniors who would pay higher premiums. Additionally, Kaiser noted that over More information: time, the income thresholds involved could be frozen, SF Department of Aging and Adult Services, 1650 Mission St. 5th Floor resulting in higher premiums for those who, by today’s www.sfhealthyaging.org standards, may not be considered higher-income (415)355-6775 seniors.
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