FREQUENTL V ASKED QUESTIONS? CITY OF WILMINGTON WHO IS ELIGIBLE: DEPARTMENT of REAL ESTATE and HOUSING Owner occupants of single-family dwellings whose family income falls within the low- to moderate-income guidelines are shown below: REPAIR 2020 Income Limits Effective 04/01/2020 LOAN P·R·.QGRAM FY 2020 Median Family Income: 80% LIMITS 1 Person - $54,150 5 Person - $83,500 2 Person - $61,850 6 Person - $89,700 3 Person - $69,600 7 Person - $95,900 4 Person - $77,300 8 Person - $102,050

Owners must have owned their properties for a minimum of twelve (12) months. WHAT'S ELIGIBLE: Heating, roofing, , electrical, handicapped facilities where needed, and any condition where an emergency need exists to provide safe and decent living quarters. LOAN TERMS: Information Loan terms are tailored to the financial and Application status of the borrower. All loans are secured "'z with a mortgage against the borrower's Vl :::, )!J vi property. -� 5 -� ..0� s ·s AMOUNT OF LOAN: Q 0.0 = = z t> ..i::0 8t:: < '"O .....= Cl/ 0.0 ·;; Loan amounts will be based on the cost �-== s=c:: .g: 11111 I-< I- l!l8<110.0�0 of rehabilitation work necessary to bring < i:Q= I-< -, ,.i:: ·- u I-< >-- 0 -- =(l) - ..,J � (/)•,-I an emergency repair need up to code. Vl ... ..9t­ w '"O '"O"' . ·;::;= .8 s0 � � � .::::-== ·-:a � ...... C: z...i =5..i::� W .,. c::� 'i:: 0 HOW DO I APPLY? oi'.5\:2�� I- 1-<�e-,..,o § -� � � � Applications are being taken by: "' ..... Cl/ 00 ;:!: on g ·§ � o= ...... Q z�U �� VI O ,_.- "' ..._. Q ..... 0 0.0 ... ·- .s City of Wilmington i::Vl� ..= 8 °c::c ·<:1S ::g I-< Z s;: <11co Department of Real Estate and Housing ,-l� '"O.:e ,.i::u . Q 0 ;;,- '"O .9 'viu � t::' Cl/ - 0.0 = ...,·;; <11 ::> - = = V'\ c::'1li30 ,.i:: Louis L. Redding City/County V'\ - ...... u ... � ..,J o�...i"':��P:��i:: - �· -� €l fi!::: 800 N. French Street, 7th >- � -� z ·e .::::-== <118:r: <11<11 "' "5'"0 "5§ I-<� ::so-:= !i51:S Wilmington, Delaware 19801-3537 Oo.3&5� Telephone: (302) 576-3000 CITY OF WILMINGTON HOME REPAIR LOAN PROGRAM NOTICE TO LOAN PROGRAM APPLICANTS 1. Applicant: Co-Applicant: You have expressed a desire to make repairs to your home under the federally-assisted City of Wilmington Home 2. Address: City: State: Zip: Repair Loan Program. Please read the application carefully, 3. Telephone Number: fill it out completely, and return it to us. This will initiate our process. 4. Race: DWhite DBlack DHispanic DOther Gender: D Male D Female You must live in and hold the deed to the property you wish 5. Social Security Number: Applicant: Co-Applicant: to have repaired in order to be eligible for assistance under this program. City and County property taxes 6. Date of Birth: Applicant: Co-Applicant: and water and sewer bills must be in good standing. 7. Number of years in residence at above property: Once processing has started, you will be contacted regarding the status of your financial interview. If you are contacted 8. Have you ever had any work done under this program? DYes D No to schedule a financial interview, the following items 9. Number of people in family unit (include husband, wife, children, etc.): will be reviewed and discussed with you at the time of your financial interview. You must bring these documents with you 10. EMPLOYMENT DATA to your interview appointment: Applicant's Employer: • Deed to property Address: City: State: Zip: • Fire/Homeowner's insurance policy • Your most recent Federal 1040 tax form Annual Income: • Any documents pertaining to unemployment, Position: welfare, social security, and/or pension benefits • Any records of installment and credit card accounts Years Employed: Telephone Number: (e.g. car payment book) Co-Applicant Employer: • Property tax bill • Gas, electric, water, telephone, and cable TVbills Address: City: State: Zip: • Proof of income of anyone living in your property Annual Income: (i.e. recent pay stubs or social security statement) • Any other information you feel may be helpful Position: in processing your application Years Employed: Telephone Number: We look forward to working with you to improve your home and your neighborhood. 11. Other Source of Income: Amount: $ For further information please contact: 12. MORTGAGE DATA CITY OF WILMINGTON Mortgage Company: Account Number: DEPT. OF REAL ESTATE AND HOUSING Mortgage Amount: $ Louis L. Redding City/County Building 13. SCOPE OF WORK: Very briefly, please describe the type of repairs you wish to make to your home: 800 N. French Street, 7th Floor Wilmington, Delaware 19801-3537 (302) 576-3000 (302) 573-5588 FAX www.WilmingtonDE.gov/housing

I certify that the above information is true and accurate and do authorize the City of Wilmington to obtain and review my credit report.

Si_g_nature of Applicant: Si_g_nature of Co-Applicant: