Terms and Conditions Cotton & Cotton Story SBS Instalment Plans at 0% Markup* Bank Alfalah Limited’s Step-By-Step (SBS) Plan means the purchase of goods and services by the Cardholder for the Cardholder to utilise the available credit limit and repay the transaction Cotton & Cotton has been at the pinnacle of the Menswear nationally and amount in equal monthly instalments according to the credit card and SBS terms and conditions. internationally, we have dressed the Presidents of Nations as well as the Heads of with No Processing Fee the corporate world, we have been the favorite shirt maker and clothier to Alfalah Credit Cards ‘Total SBS prices’ include the purchase price (inclusive of all eligible taxes) and applicable SBS Ambassadors, Parliamentarians, Senators of USA, Canada, Australia, UK and charges as per the Schedule of Bank Charges (SoBC). Pakistan. We have made wardrobes for the biggest Broadway shows in New York for the past two decades. Moreover, we have been the of cial shirt makers for the most SBS processing fee of 2.5% or Rs. 500 (whichever is higher) shall be applicable per transaction. prestigious brands of JERMYN STREET LONDON and SAVILE ROW LONDON for The Bank reserves the right to change all the SBS related fees and charges at its own discretion. almost two decades. We now aim to bring the elements of this superior taste and quality to the corporate arena of Pakistan across all tiers of management. The Cardholder shall pay the total SBS price inclusive of all applicable SBS charges in equal instalments (SBS monthly instalment) based on SBS terms chosen by the Cardholder. A big change is coming in the Corporate environment across the world,Companies are seriously looking to revamp the look of the front-line staff. We are working Products offered on 0% markup are as per tenures de ned in the brochures under the respective closely within the Corporate sector in Pakistan to bring about this change. product code/product model. It is almost impossible for an executive to buy an entire wardrobe worth Rs.16,000 Instalment billed to Cardholders on cycle date shall be included in minimum payment by said or Rs.100,000 in one go, So unfortunately, he is never been able to bring about the Cardholder. much needed change in his persona. He buys bits and pieces whenever he is able to and the much-desired change is therefore never apparent. If the Cardholder pays less than the monthly minimum amount on the payment due date speci ed in the statement of account, the Cardholder becomes liable to pay service fee/charges according to the terms and conditions.

In case, the Cardholder decides to cancel his/her SBS, the Cardholder shall be liable to pay the pre-closure penalty i.e. 5% of remaining loan amount or Rs. 1,000 (whichever is higher).

The Bank reserves the absolute right to accept/reject the request for conversion of the transaction or balance to SBS.

Delivery of the product will be subject to the availability of stock.

The Bank shall not be liable if merchant is unable to arrange the product within the time period due to any stock issue.

All SBS products are subject to availability and market price. Any increase in price will be updated on website and Cardholder shall be apprised at the time of booking through Alfalah Contact Centre. Our Outlets All SBS promotions shall be valid for a limited time.

Bank Alfalah Limited shall not, in any way, be held responsible for the quality, purpose, tness of Karachi or merchantability of the SBS product delivered by the merchant. Hassan Homes Plot No. 7-A, Hassan Homes, Block 5 Clifton, Karachi. Tel: 92 21 3586 6339 Bank Alfalah Limited shall not be liable for any loss or damage incurred or suffered by the Cardholder by reason of a business partner refusing to allow a transaction or accepting a credit Dolmen City Clifton card. Shop No. S-25, 2nd oor Dolmen City, Clifton Karachi. Tel: 92 21 3529 4084 Dolmen Mall Tariq Road By signing the ‘SBS Application Form’, it is assumed that you have read, understood and agreed Shop No. TF-35, 3rd Floor Dolmen Mall, Tariq Road, Karachi. Tel: 92 21 3438 7864 with the terms and conditions mentioned on the SBS yer and the Bank’s website, bankalfalah.com Dolmen Mall Hyderi Shop No. TF-9, 3rd Floor Dolmen Mall, Hyderi, Karachi. Tel: 92 21 3672 5347 Comming Soon Lahore Shop No. F-42, First Floor Emporium Mall, Johar Town, Lahore. Tel: 92 42 3529 2337

Parklane Tower Shop No. 13-A, Parklane Tower, 172 Tufail Road, Lahore. Tel: 92 42 3529 2337

Packages Mall Shop No. 2068 2nd Floor, Package Mall, Lahore. Tel: 92 42 3529 2337 The Centaurus Shop No. 355, 3rd Floor Centaurus Mall F-8 Islamabad. Tel: 92 51 2701361 111 225 111 Union Gold Mall bankalfalah.com Shop No. 14, Union Gold Mall, F-7 Markez, Islamabad. Tel: 92 51 2652010 The Way Forward Get yourself a Cotton & Cottn product and pay when it is convenient for you! Starter Package*

3 Simple Steps to avail Alfalah Step-By-Step (SBS) Products MSRP Qty Total Cost Trouser 3,000 2 6,000 The Way Forward Instalment Plans: Dress Shirt 2,500 4 10,000 Application Form 6 16,000 Please complete this form, attach a copy of your CNIC and With Alfalah Step-By-Step (SBS) Instalment Plans you can 0 % Markup Months drop it in any Alfalah Credit Cards drop box. Allow 21-28 get the products you have always wanted in easy equal 3 6 12 Price Months Months Months 18 24 30 36 working days for delivery. 16,000 5,333 2,667 1,333 1,169 947 813 724 monthly instalments with exible tenures that suit your Cardholder’s Name lifestyle perfectly in 3 simple steps: Address Silver Package* 1. Call Alfalah Contact Centre at 111 225 111 to place your Phone No. (Off.) order or ll in the form attached to the yer and drop Phone No. (Res.) Mobile No. Products MSRP Qty Total Cost it at any Alfalah Credit Cards drop box, located at Trouser 3,000 2 6,000 Alfalah Credit Card No. Bank Alfalah branches. Dress Shirt 2,500 5 12,500 Casual Shirt 3,000 2 6,000 9 24,500 Expiry Date 2. Opt for 3, 6 or 12 months instalment plan and enjoy Month Year 0% markup or choose from a range of exible tenures 0 % Markup Months CNIC Price 3 6 12 18 24 30 of up to 36 months. Months Months Months 36 24,500 8,167 4,083 2,042 1,790 1,450 1,245 1,109 Authorised Person’s Name (Who may receive product on your behalf) 3. Receive your selected product at your doorstep free Gold Package* Authorised Person’s CNIC No. of charge. Titanium Package* Please tick one of your purchase options: Products MSRP Qty Total Cost I would like to make this purchase without availing Alfalah Step-By-Step (SBS) Plan. Pants 4,000 3 12,000 Dress Shirt 2,500 6 15,000 I want to take advantage of the Alfalah Step-By-Step (SBS) Plan. Products MSRP Qty Total Cost Silk Tie 2,500 2 5,000 Suits 17,000 2 34,000 Socks 400 5 2,000 I understand that Alfalah Step-By-Step (SBS) Plan is subject to terms and Pants 5,000 4 20,000 Shoes 8,000 2 16,000 conditions outlined overleaf and on Bank Alfalah’s website. Dress Shirt 4,000 6 24,000 18 50,000 I acknowledge and agree to the clauses. Silk Tie 2,500 2 5,000 Socks 400 4 1,600 Please choose your payment plan option: Leather Shoes 8,000 2 16,000 0 % Markup Months 3 6 12 20 100,600 Price Months Months Months 18 24 30 36 3* 6* 12* 18 24 30 36 50,000 16,667 8,333 4,167 3,653 2,958 2,542 2,264 Please ll in the details for the packages selected. 0 % Markup Months 3 6 12 Product Name Quantity Price Total Price Months Months Months 18 24 30 36 100,600 33,533 16,767 8,383 7,349 5,952 5,114 4,555 Platinum Package*

* The above packages are only for an idea, please make selection based on your needs, within the Products MSRP Qty Total Cost same package price. Also included our MTO options. Suits 17,000 1 17,000 Pants 5,000 3 15,000 Dress Shirt 4,000 6 24,000 Silk Tie 2,500 3 7,500 Grand Total Socks 400 6 2,400 Leather Shoes 8,000 1 8,000 Note For further details feel free to contact us: 20 73,900 A pre-closure penalty of 5% of the outstanding amount or Rs. 1,000 Tel: 021 3888 1333 Mob: 0300 020 4262 | [email protected] (whichever is higher) will be levied in case of SBS cancellation. www.ccshirts.com | facebook.com/ccshirts | twitter.com/cncshirts 0 % Markup Months 3 6 12 * Alternatively, please visit any ‘Cotton & Cotton’ outlet located in Karachi, Lahore or Islamabad Price Months Months Months 18 24 30 36 and select your wardrobe. Take along your Alfalah Credit Card and convert into 0% mark up on 73,900 24,633 12,317 6,158 5,399 4,372 3,757 3,346 *3, 6 and 12 months at 0% markup (April-2017) 12 months instalments on the spot! Cardholder’s Signature Date P.T.O