ASTRA FUNDS SUMMARY Canadian Fundamental Equity CAN FUN 0607 - 1607 - 2607 - 3607 - Blackrock 100 2.57 0.00 0.85 1.65 N/A

ASTRA FUND CODE NUMBERS ALLOCATION2 (%) GUARANTEE FEES5 (%) ) %

( REGULAR

No-load – No-load – 3 NAME Back-load Front-load ASTRA FUNDS 1 1 MANAGERS ABBR. Mode A Mode B ASTRA EXPENSE equity Bonds Basic Enhanced Optimal 4 RATIOS Canadian Equity GIA MANAGEMENT MANAGEMENT REG. AGI REG. AGI REG. AGI REG. AGI EQUITY ASTRA Foreign equity Foreign Money market GIA AVAILABILITY Specialty funds

CANADIAN EQUITY FUNDS

Guardian Canadian Dividend Equity GUA DIV 0648 - 1648 - 2648 - 3648 - Guardian Capital 80 20 2.42 0.00 0.80 1.55 N/A

Jarislowsky Fraser Ltd. Canadian Value Equity CAN VAL 012 - 112 - 212 - 312 - ✓ Jarislowsky Fraser Limited 100 2.57 0.00 0.80 1.55 2.50

Triasima Canadian Equity TRI CAN 085 - 185 - 285 - 385 - Triasima 100 2.57 0.00 0.80 1.60 N/A

Greystone Canadian Growth Equity CAN GR 013 - 113 - 213 - 313 - ✓ Greystone Managed Investments 100 2.57 0.00 0.80 1.60 2.50 Montrusco Bolton Canadian Equity MOB CAN 0638 - 1638 - 2638 - 3638 - Montrusco Bolton Investments 100 2.788 0.00 0.80 1.60 N/A ASTRA FUNDS SUMMARY Canadian Fundamental Equity CAN FUN 0607 - 1607 - 2607 - 3607 - BlackRock 100 2.57 0.00 0.85 1.65 N/A

Canadian Index CAN IND 046 - 146 - 246 - 346 - ✓ BlackRock 100 2.52 0.00 0.80 1.60 2.50

Canadian Small Cap Equity CAN CAP 015 - 115 - 215 - 315 - Fiera Capital Corporation 100 2.78 0.00 0.90 1.70 N/A

FOREIGN EQUITY FUNDS

MFS McLean Budden U.S. Equity MFS US 031 - 131 - 231 - 331 - ✓ MFS McLean Budden 100 2.68 0.00 0.80 1.55 2.50 Effective as of March 4, 2013

Tradewinds U.S. Equity TRA US 0646 - 1646 - 2646 - 3646 - Tradewinds Global Investors 100 3.05 0.00 0.80 1.55 N/A

U.S. Fundamental Equity US FUN 0608 - 1608 - 2608 - 3608 - BlackRock 100 2.68 0.00 0.85 1.60 N/A

U.S. Index US IND 047 - 147 - 247 - 347 - ✓ BlackRock 100 2.63 0.00 0.80 1.55 2.50

International Equity INTERN 033 - 133 - 233 - 333 - ✓ Hexavest Asset Management 100 3.26 0.00 0.85 1.65 2.55

Carnegie International Equity CAR INT 097 - 197 - 297 - 397 - Carnegie Asset Management 100 3.10 0.00 0.85 1.65 N/A

International Fundamental Equity INT FUN 0609 - 1609 - 2609 - 3609 - BlackRock 100 2.89 0.00 0.85 1.65 N/A

International Index INT IND 050 - 150 - 250 - 350 - ✓ BlackRock 100 2.89 0.00 0.85 1.65 2.55

Calamos Global Equity CAL GLO 0635 - 1635 - 2635 - 3635 - ✓ Calamos Investments 100 3.26 0.00 0.80 1.60 2.50

Lazard Global Equity LAZ GLO 0637 - 1637 - 2637 - 3637 - Lazard Asset Management 100 3.25 0.00 0.80 1.60 N/A

Hexavest Hedged Global Equity HED GLO 0621 - 1621 - 2621 - 3621 - Hexavest Asset Management 100 3.26 0.00 0.80 1.60 N/A

Lazard Global Small Cap Equity GLO SC 0625 - 1625 - 2625 - 3625 - Lazard Asset Management 100 3.10 0.00 0.90 1.70 N/A

Emerging Markets Fundamental Equity EM FUN 0610 - 1610 - 2610 - 3610 - BlackRock 100 3.10 0.00 0.95 1.75 N/A

SPECIALTY FUNDS

Lazard Global Infrastructure LAZ INF 090 - 190 - 290 - 390 - Lazard Asset Management 100 3.15 0.00 1.00 N/A N/A

Presima Global Real Estate Enhanced Yield PRE RE 030 - 130 - 230 - 330 - Presima 100 3.41 0.00 1.00 N/A N/A

Morgan Stanley Global Real Estate MS RE 0636 - 1636 - 2636 - 3636 - Morgan Stanley Investment Management 100 3.419 0.00 1.00 N/A N/A

Sigma Alpha Global Macro SA GMA 0626 - 1626 - 2626 - 3626 - Sigma Alpha Capital inc. 100 3.3610 0.00 1.00 N/A N/A

CoreCommodity Management Commodity CCM CO 0624 - 1624 - 2624 - 3624 - CoreCommodity Management 100 3.36 0.00 1.00 N/A N/A

REG.: Regular product AGI: ASTRA Guaranteed Income 8 20% of the portfolio is subject to an additional 20% performance fee on returns exceeding the benchmark index. Any amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or 9 One third of the portfolio is subject to an additional 10% performance fee on returns exceeding the benchmark index. decrease in value. Ask your advisor for more information if needed. 10 The portfolio is subject to an additional 20% performance fee on returns exceeding 5%. The management expense ratio and the applicable guarantee fees may vary if the fund is part of the Private Wealth Management program. For more information, please refer to the Information Folder. BlackRock® is a registered trademark of BlackRock, Inc.

N.B. The ASTRA Guaranteed Income product will no longer be available for new contracts as of March 4, 2013, and for new contributions as of May 3, 2013. For more information, please refer to the Fund Facts document available under the ASTRA Fund Returns section on our Web site. www.investment.ssq.ca ASTRA FUND CODE NUMBERS ALLOCATION2 (%) GUARANTEE FEES5 (%) )

% OUR MANAGERS

( REGULAR

INCOME FUNDS Money Market* MON MAR - - 136 G136 236 G236 - - MFS McLean Budden 100 1.47 0.00 0.00 0.05 N/A Treasury** TREAS 0604 - 1604 G1604 2604 G2604 3604 - Optimum Asset Management Inc. 100 1.89 0.00 0.00 0.10 N/A Fiera Capital Bond FC BON 0619 G0619 1619 G1619 2619 G2619 3619 G3619 ✓ Fiera Capital Corporation 100 2.05 0.00 0.05 0.15 0.40 OAM Bond OAM BON 0605 G0605 1605 G1605 2605 G2605 3605 G3605 Optimum Asset Management Inc. 100 2.05 0.00 0.05 0.15 N/A PIMCO Bond PIMBOND 096 G096 196 G196 296 G296 396 G396 PIMCO 100 2.15 0.00 0.05 0.15 N/A Bond Index BONDIND 049 G049 149 G149 249 G249 349 G349 BlackRock® 100 2.05 0.00 0.05 0.15 N/A BALANCED FUNDS Bonds: AlphaFixe, Fiera Capital, Optimum and PIMCO Conservative Strategy CONSSTR 044 G044 144 G144 244 G244 344 G344 Canadian equity: Fiera Capital, Greystone, Jarislowsky Fraser, Montrusco Bolton and Triasima 65 25 10 2.47 0.00 0.15 0.35 N/A Foreign equity: Carnegie, Hexavest, Hillsdale and Lazard Bonds: AlphaFixe, BlackRock, Fiera Capital, Optimum and PIMCO Balanced Strategy BAL STR 035 G035 135 G135 235 G235 335 G335 Canadian equity: Fiera Capital, Greystone, Jarislowsky Fraser, Montrusco Bolton and Triasima 45 35 20 2.52 0.00 0.30 0.65 N/A Foreign equity: Carnegie, Hexavest, Hillsdale and Lazard Bonds: AlphaFixe, BlackRock, Fiera Capital and PIMCO Growth Strategy GR STR 045 G045 145 G145 245 G245 345 G345 Canadian equity: Fiera Capital, Greystone, Jarislowsky Fraser, Montrusco Bolton and Triasima 30 45 25 2.57 0.00 0.40 0.90 N/A Foreign equity: Carnegie, Hexavest, Hillsdale and Lazard Bonds: AlphaFixe, BlackRock, Fiera Capital and PIMCO Aggressive Strategy AGG STR 024 G024 124 G124 224 G224 324 G324 Canadian equity: Fiera Capital, Greystone, Jarislowsky Fraser, Montrusco Bolton and Triasima 20 40 40 2.68 0.00 0.50 1.05 N/A Foreign equity: Carnegie, Hexavest, Hillsdale and Lazard Bonds: AlphaFixe, Fiera Capital, Optimum and PIMCO Canadian equity: Fiera Capital, Greystone, Jarislowsky Fraser, Montrusco Bolton and Triasima Celestia Conservative CEL CON 0600 G0600 1600 G1600 2600 G2600 3600 G3600 60 12 16 12 2.57 0.00 0.20 0.45 N/A Foreign equity: Carnegie, Fisher, Hexavest, Hillsdale and Lazard Specialty funds: CoreCommodity, Lazard and Morgan Stanley Bonds: AlphaFixe, BlackRock, Fiera Capital, Optimum and PIMCO Canadian equity: Fiera Capital, Greystone, Jarislowsky Fraser, Montrusco Bolton and Triasima Celestia Balanced CEL BAL 0601 G0601 1601 G1601 2601 G2601 3601 G3601 40 21 24 15 2.68 0.00 0.35 0.75 N/A Foreign equity: Carnegie, Fisher, Hexavest, Hillsdale and Lazard Specialty funds: CoreCommodity, Lazard and Morgan Stanley Bonds: AlphaFixe, BlackRock, Fiera Capital and PIMCO Canadian equity: Fiera Capital, Greystone, Jarislowsky Fraser, Montrusco Bolton and Triasima Celestia Growth CEL GR 0602 G0602 1602 G1602 2602 G2602 3602 G3602 25 24 30 21 2.73 0.00 0.45 0.95 N/A Foreign equity: Carnegie, Fisher, Hexavest, Hillsdale and Lazard Specialty fund: CoreCommodity, Lazard and Morgan Stanley Bonds: AlphaFixe, BlackRock, Fiera Capital and PIMCO Canadian equity: Fiera Capital, Greystone, Jarislowsky Fraser, Montrusco Bolton and Triasima Celestia Aggressive CEL AGG 0603 G0603 1603 G1603 2603 G2603 3603 G3603 ✓ 10 27 36 27 2.78 0.00 0.60 1.30 2.00 Foreign equity: Carnegie, Fisher, Hexavest, Hillsdale and Lazard Specialty funds: CoreCommodity, Lazard and Morgan Stanley Conservative Fundamental Portfolio CON FUN 0612 G0612 1612 G1612 2612 G2612 3612 G3612 BlackRock 65 13 22 2.47 0.00 0.20 0.45 N/A Balanced Fundamental Portfolio BAL FUN 0613 G0613 1613 G1613 2613 G2613 3613 G3613 BlackRock 40 22 38 2.52 0.00 0.35 0.75 N/A Growth Fundamental Portfolio GRO FUN 0614 G0614 1614 G1614 2614 G2614 3614 G3614 BlackRock 30 26 44 2.57 0.00 0.45 0.95 N/A Aggressive Fundamental Portfolio AGG FUN 0615 G0615 1615 G1615 2615 G2615 3615 G3615 BlackRock 20 28 52 2.63 0.00 0.60 1.30 N/A Sprott / Fiera Capital Canadian Balanced SFC BAL 0645 – 1645 – 2645 – 3645 – Sprott Asset Management, Fiera Capital Corporation 40 60 3.366 0.00 0.80 1.50 N/A Fidelity Canadian Asset Allocation FID CAA 0622 G0622 1622 G1622 2622 G2622 3622 G3622 Fidelity Investments 5 30 65 2.68 0.00 0.75 1.45 N/A Dynamic Power Balanced DYN BAL 0640 G0640 1640 G1640 2640 G2640 3640 G3640 Dynamic Funds 50 50 2.997 0.00 0.75 1.45 N/A MONTREAL SALES OFFICE QUEBEC CITY SALES OFFICE 1200 Papineau Ave, Suite 460 1245 Chemin Sainte-Foy, Suite 210 Acuity High Income HIG INC 086 G086 186 G186 286 G286 386 G386 Acuity Investment Management 40 60 2.73 0.00 0.70 1.40 N/A Montreal QC H2K 4R5 Quebec QC G1S 4P2 UBS Global High Income GLO INC 094 G094 194 G194 294 G294 394 G394 UBS Global Asset Management 35 65 2.94 0.00 0.75 1.45 N/A Tel.: 514-521-7365 • 1-800-361-8100 Tel.: 418-650-3457 • 1-888-900-3457 Fax: 1-866-606-2764 Fax: 1-866-559-6871

1 REG.: Regular product AGI: ASTRA Guaranteed Income No fees are charged to the client for no-load sales charge options (modes A and B) for either purchases or redemptions. However, fees are charged to the Agency and the advisor for mode B when ONTARIO, WESTERN AND ATLANTIC CLIENT SERVICES redemptions are made during a certain period. * AGI product: This fund is eligible for the AGI product, but does not include the guaranteed minimum withdrawal benefit (GMWB). For this product, the fund is not offered with the back-load REGIONAL SALES OFFICE P.O. Box 10510, Stn Sainte-Foy 2 The asset allocation is approximate and valid at the print date. It is subject to change, unless specified in the investment policies. Please consult the Fund Facts for details about fund allocation. or the no-load – mode B sales charge options. 110 Sheppard Ave East, Suite 500 Quebec QC G1V 0A3 3 Management Expense Ratio (MER) Estimates for individual contracts. These ratios may vary from year to year. Taxes are included. Regular product: The back-load and no-load – mode B sales charge options are not eligible for new purchases, except as part of the ASTRAmatic program, which allows the back-load Toronto ON M2N 6Y8 Tel.: 1-800-320-4887 4 Fees for ASTRA Equity GIAs purchased or renewed as of November 26, 2012. sales charge option. In this case, the fund code is 036. However, these sales charge options are permitted for internal transfers within an existing contract. The fund code in this case is 036 for Tel.: 1-888-429-2543 Fax: 1-866-559-6871 the back-load sales charge option, and 336 for the no-load sales charge option – mode B. 5 For guarantee fees applicable to the ASTRA Guaranteed Income product, please refer to the corresponding Information Folder and Contract. Fax: 416-928-8515 ** AGI product: This fund is eligible for the AGI product, but does not include the guaranteed minimum withdrawal benefit (GMWB). For this product, the fund is not offered with the back- 6 60% of the portfolio is subject to an additional 10% performance fee on returns exceeding the benchmark index. load or the no-load – mode B sales charge options. 7 The portfolio is subject to an additional 10% performance fee on returns exceeding the benchmark index. [email protected] www.investment.ssq.ca N.B. The ASTRA Guaranteed Income product will no longer be available for new contracts as of March 4, 2013, and for new contributions as of May 3, 2013. For more information, please refer to the Fund Facts document available under the ASTRA Fund Returns section on our Web site. www.investment.ssq.ca DRA719A (2013-02) ASTRA FUND CODE NUMBERS ALLOCATION2 (%) GUARANTEE FEES5 (%) ) %