DOCSLIB.ORG

Best Bank Expanding to Global Stable Portfolio Trusted Group

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Best Bank Expanding to Global Stable Portfolio Trusted Group Best Bank Expanding to Global Stable Portfolio Trusted Group HANA FINANCIAL GROUP ANNUAL REPORT 2014 Contents Highlights Key Highlights Financial Highlights Stock Information 2014 News Highlights Group Overview 12 Letter to Shareholders and Customers 16 Interviews with the Management 24 Vision 26 At a Glance 28 Risk Management 30 Corporate Governance 32 Board of Directors 34 Global Network Review of Operations 36 Retail Banking 41 Corporate Banking 46 Global Operations 48 IB & Asset Management 51 Credit Card 53 Trust & Pension 56 Corporate Social Responsibility Financials 61 Management’s Discussion and Analysis 97 Independent Auditors’ Report 98 Consolidated Financial Statements 104 Notes to the Consolidated Financial Statements 226 Corporate Information 227 Forward Looking Statements THE TRUSTED PREMIER GLOBAL FINANCIAL GROUP Last year Hana Financial Group drew up the new vision, 'The Trusted Premier Global Financial Group', together with its executives and employees, and took many steps in line with the vision. All of us at Hana Financial Group did our best to improve customer satisfaction and to enhance shareholders value in the face of challenging economic environments at home and abroad. In 2015, Hana Financial Group will continue moving forward toward its vision, creating synergy and improving upon its competencies in banking, securities, credit card, insurance, retail financing and overseas business. We also will do our share in building a better tomorrow for all, through pursuit of "Happy Finance". KEY HIGHLIGHTS In 2014, Hana Financial Group took many long-ranged steps toward realizing its vision, recording interim results indicative of the soundness of the strategy being employed; both low-cost deposits and low-risk loans grew markedly; operating income increased while general and administrative expenses decreased, all contributing to enhance profitability. Total Assets (Consolidated) KRW Loans 390 KRW in trillion 163 KRW in trillion 390 163 368 158 151 349 2012 2013 2014 2012 2013 2014 Sum of Hana Bank's and KEB's KRW loans Total Deposits (Ending Balance) Global Awards in 2014 190 KRW in trillion "Best Bank in Korea" Hana Bank The Banker 190 "Best Foreign Exchange Provider in Korea 2014" 177 Korea Exchange Bank 170 Global Finance "Best Private Bank in Korea" Hana Bank Euromoney 2012 2013 2014 Sum of Hana Bank's and KEB's KRW deposits WWW Hana Financial Group http://www.hanafn.com/eng/main.do Global Network As of April 2015 The Industry's Largest Global Network 136 Points of Operation 24 Countries Asia & Pacific 100 • Europe & Middle East 10 • America 26 Sum of Hana Bank's and KEB's KRW loans The Banker Future Finance Mobile Employees "Top 1000 World Banks 2014" Banking Users As of Dec. 2014 As of July 2014 As of Dec. 2014 84th 4,668,823 21,684 Hana Bank ranked 532nd (1993) FINANCIAL HIGHLIGHTS Hana Financial Group is strengthening its growth engines as a way to realize the vision. To rise above the challenge of the low interest rate environment and to grow into a premier global financial group, we will further strengthen our competitive advantages in the non-banking sector and overseas business, both of which still possess relatively high growth potential. (KRW in billion) Financial Summary 2014 2013 Profitability General Operating Income 6,331.6 6,239.7 Operating Income 1,243.4 1,165.0 Consolidated Net Income 937.7 933.9 ROA 0.32% 0.34% ROE 4.55% 5.16% EPS (KRW) 3,177 3,399 Cost to Income Ratio 62.17% 61.64% Business Volume Total Assets 390,486.7 368,486.4 Total Sales 267,121.2 252,143.2 (Total Deposits) 237,683.3 225,119.8 (Sales of Beneficiary Certificates) 29,437.9 27,023.4 Asset Soundness Substandard & Below (NPL) Ratio 1.35% 1.48% Substandard & Below (NPL) Coverage Ratio 123.30% 120.66% Delinquency Ratio 0.62% 0.58% Capital Adequacy* BIS CAR 12.63% 12.28% Cost to Income Ratio Tier 1 Ratio 9.67% 9.24% Common Equity Tier 1 Ratio 9.18% 8.63% BPS (KRW) 71,848 68,754 *Based on Basel III standards WWW Financial Information http://www.hanafn.com/eng/ir/financial/ summary/importantDetail.do Net Interest Income (Consolidated) ◦NIM ■ Int. Income Net Income (Consolidated) 4,671 KRW in billion 937.7 KRW in billion 2.13% 1.94% 1.91% 1,621.5 4,671 4,599 933.9 937.7 4,485 2012 2013 2014 2012 2013 2014 NPL Ratio Credit Cost (Cumulative) 1.35% 0.51% 0.71% 1.48% 1.35% 1.34% 0.53% 0.51% 2012 2013 2014 2012 2013 2014 Major Indices (Cumulative, %) 61.6% Cost to 51.0% Income Ratio 62.2% 10.56% ROE 5.16% 0.60% 4.55% ROA 0.34% 0.32% 2012 2013 2014 STOCK INFORMATION Despite the inert stock market, which negatively affected the Group's market capitalization, we maintained our unbroken dividend payout legacy, paying more in 2014 than in the two previous years. Going forward, we will continue our business strategy of depending less on interest incomes but relying more on low-cost core deposits, lending more to healthy SMEs and optimizing asset/liability portfolio management. Market Capitalization Consistent Dividend History ◦ Dividend Payout Ratio ■ Dividend per share (KRW) 9.28 KRW in trillion 600 KRW per share 19.1% 16.0% 14.5% 7.8% 12.73 600 600 9.28 8.64 450 8.43 400 2011 2012 2013 2014 2011 2012 2013 2014 Share Ownership As of Dec. 2014 31.21% 68.79% DOMESTIC FOREIGN Share Price Movements (KRW, Point) 2014 2013 2012 2011 2010 High 43,850 43,900 44,900 49,700 44,000 Low 31,450 31,850 30,350 29,000 28,700 Year-end 32,000 43,900 34,700 35,550 43,300 KOSPI index (year-end) 1,915.59 2,011.34 1,997.05 1,825.74 2,051.00 WWW Stock Information http://www.hanafn.com/eng/ir/irStock- Info01.do Outstanding Credit Ratings As of May 2015 BANK Moody's Hana Bank Korea Exchange Bank A1 A1 BANK BANK S&P A Hana Bank A Korea Exchange Bank Stock Performance –– Hana Financial Group –– KRX Bank –– KOSPI 300% 250% 200% 150% 100% 2014. 01 New Vision 'The Trusted Premier Global 2012. 01 Financial Group' promulgated The FSC approved the Korea Exchange Bank acquisition 2009 2014. 03 Successfully weathered a financial crisis 2013. 01 PT Bank KEB Hana, the integrated 50% BoD approved plan to turn Korea Exchange Bank into a 100% Indonesian subsidiary, launched 2010. 02 subsidiary through a share swap Hana SK Card inked JV pact with SK Telecom 2014. 12 2013. 04 Newly integrated KEB Hana Card launched 2010. 11 Korea Exchange Bank delisted, new shares of Hana Financial Newly integrated subsidiary, Hana Bank Signed to acquire Korea Exchange Bank Group listed (China) Ltd. launched 2009 2010 2011 2012 2013 2014 2015 20142014 NEWS HIGHLIGHTS New vision, 'The Trusted Premiere Global KEB Hana Card Launched Financial Group', promulgated On Dec. 1, KEB Hana Card held a launching ceremony at its HQ office, On Jan. 11, 2014, Hana Financial Group held a 'Start announcing the outcome of the 2014' event. Attended by 12,000 executives and integration of Hana SK Card and KEB employees, the event served as an occasion to Card. As a result of the complete in- promulgate the Group's new vision, 'The Trusted tegration of the two card companies, KEB Hana Card has emerged a mid- Premiere Global Financial Group', and to make the sized card company with 4.7 million in pledge to grow Hana Financial Group into a top-tier membership, KRW 6 trillion in assets, global financial group trusted by its shareholders and KRW 55.2 trillion in annual sales, and customers. over 8% in market share. By 2025 it aims to grow annual sales to KRW 140 trillion, net income to KRW 500 billion, and market share to 15%. Hana Bank Named "Best Global Private Bank" At the 6th Global Private Banking Awards on Oct. 30, 2014, Hana Bank won the 'Global Best Digital Com- Integrated Indonesian munication Private Bank' award. Hana Bank (China) Launched Subsidiary Launched Jointly organized by 'The Banker' In Dec. 2014, Hana Bank (China) was On Mar. 10, 2014, Hana Financial and 'PMW', the annual event held at emerged through the consolidation Group launched PT Bank KEB Hana, Geneva, Switzerland, identifies and of the two local subsidiaries of Hana a new Indonesian subsidiary into honors global financial institutions Bank and Korea Exchange Bank. With which the two local subsidiaries of with private banking performances about CNY 45 billion in assets and Korea Exchange Bank and Hana Bank outstanding not only by their national CNY 5.2 billion in equity, the newly have integrated. The emergence of but also by global standards. integrated Chinese subsidiary aims the new Indonesian subsidiary is the to become a top five foreign bank in first case of integrating the business assets by 2025 through expansion of operations of Hana Bank and Korea the branch network and the customer Exchange Bank, and is significant in base. that the subsidiary is in a position to better serve not only local customers but local corporate clients as well. GROUP OVERVIEW REVIEW OF OPERATIONS FINANCIALS 012 Hana Financial Group Annual Report 2014 LETTER TO SHAREHOLDERS AND CUSTOMERS Dear valued shareholders and customers, In 2014, Hana Financial Group focused all of its resources and energies on enhancing shareholders value in the face of challenging Fee income, another component of the economic environments at home and abroad. core incomes, performed even better, I am delighted to share with our shareholders recording a 5.2% increase.
Load more

Recommended publications
  • SOUTH KOREA Executive Summary
    Underwritten by CASH AND TREASURY MANAGEMENT COUNTRY REPORT SOUTH KOREA Executive Summary Banking The South Korean central bank is the Bank of Korea (BOK). Within the BOK, the main objective is to maintain price stability. Bank supervision is performed by the (FSC) and its executive arm, the Financial Supervisory Service (FSS). South Korea applies central bank reporting requirements. These are managed by the BOK, according to the rules set out in the Bank of Korea Act and the Statistics Law of 1962 and relevant regulations. Resident entities are permitted to hold foreign currency bank accounts domestically and outside South Korea. Domestic currency accounts are not convertible into foreign currency. Non-resident entities are permitted to hold domestic and foreign currency bank accounts within South Korea. Non-residents are also allowed to hold “non-resident free won accounts,” which are convertible. Since implementing a number of banking and regulatory reforms following the Asian financial crisis in 1997, the number of credit institutions operating within South Korea has reduced from 33 commercial banks in 1997 to 12. The banking sector consists of seven nationwide commercial banks, six local banks, and five specialized banks. There is a significant foreign banking presence in South Korea – 42 foreign banks have established branches in the country. Payments South Korea’s two main interbank payment clearing system operators are the BOK and the Korea Financial Telecommunications and Clearing Institute (KFTC). The BOK operates the country’s RTGS system, while the KFTC operates the country’s main retail payment systems. The most important cashless payment instruments in South Korea are credit cards in terms of volume, and, in terms of value, credit transfers.
    [Show full text]
  • Brown Brothers Harriman Global Custody Network Listing
    BROWN BROTHERS HARRIMAN GLOBAL CUSTODY NETWORK LISTING Brown Brothers Harriman (Luxembourg) S.C.A. has delegated safekeeping duties to each of the entities listed below in the specified markets by appointing them as local correspondents. The below list includes multiple subcustodians/correspondents in certain markets. Confirmation of which subcustodian/correspondent is holding assets in each of those markets with respect to a client is available upon request. The list does not include prime brokers, third party collateral agents or other third parties who may be appointed from time to time as a delegate pursuant to the request of one or more clients (subject to BBH's approval). Confirmations of such appointments are also available upon request. COUNTRY SUBCUSTODIAN ARGENTINA CITIBANK, N.A. BUENOS AIRES BRANCH AUSTRALIA CITIGROUP PTY LIMITED FOR CITIBANK, N.A AUSTRALIA HSBC BANK AUSTRALIA LIMITED FOR THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (HSBC) AUSTRIA DEUTSCHE BANK AG AUSTRIA UNICREDIT BANK AUSTRIA AG BAHRAIN* HSBC BANK MIDDLE EAST LIMITED, BAHRAIN BRANCH FOR THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (HSBC) BANGLADESH* STANDARD CHARTERED BANK, BANGLADESH BRANCH BELGIUM BNP PARIBAS SECURITIES SERVICES BELGIUM DEUTSCHE BANK AG, AMSTERDAM BRANCH BERMUDA* HSBC BANK BERMUDA LIMITED FOR THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (HSBC) BOSNIA* UNICREDIT BANK D.D. FOR UNICREDIT BANK AUSTRIA AG BOTSWANA* STANDARD CHARTERED BANK BOTSWANA LIMITED FOR STANDARD CHARTERED BANK BRAZIL* CITIBANK, N.A. SÃO PAULO BRAZIL* ITAÚ UNIBANCO S.A. BULGARIA* CITIBANK EUROPE PLC, BULGARIA BRANCH FOR CITIBANK N.A. CANADA CIBC MELLON TRUST COMPANY FOR CIBC MELLON TRUST COMPANY, CANADIAN IMPERIAL BANK OF COMMERCE AND BANK OF NEW YORK MELLON CANADA RBC INVESTOR SERVICES TRUST FOR ROYAL BANK OF CANADA (RBC) CHILE* BANCO DE CHILE FOR CITIBANK, N.A.
    [Show full text]
  • SOUTH KOREA Executive Summary
    Underwritten by CASH AND TREASURY MANAGEMENT COUNTRY REPORT SOUTH KOREA Executive Summary Banking The South Korean central bank is the Bank of Korea (BOK). Within the BOK, the main objective is to maintain price stability. Bank supervision is performed by the (FSC) and its executive arm, the Financial Supervisory Service (FSS). South Korea applies central bank reporting requirements. These are managed by the BOK, according to the rules set out in the Bank of Korea Act and the Statistics Law of 1962 and relevant regulations. Resident entities are permitted to hold foreign currency bank accounts domestically and outside South Korea. Domestic currency accounts are not convertible into foreign currency. Non-resident entities are permitted to hold domestic and foreign currency bank accounts within South Korea. Non-residents are also allowed to hold “non-resident free won accounts,” which are convertible. Since implementing a number of banking and regulatory reforms following the Asian financial crisis in 1997, the number of credit institutions operating within South Korea has reduced from 33 commercial banks in 1997 to 12. The banking sector consists of seven nationwide commercial banks, six local banks, and five specialized banks. There is a significant foreign banking presence in South Korea – 42 foreign banks have established branches in the country. Payments South Korea’s two main interbank payment clearing system operators are the BOK and the Korea Financial Telecommunications and Clearing Institute (KFTC). The BOK operates the country’s RTGS system, while the KFTC operates the country’s main retail payment systems. The most important cashless payment instruments in South Korea are credit cards in terms of volume, and, in terms of value, credit transfers.
    [Show full text]
  • The 50 Safest Banks in Emerging Markets 2019
    Global Finance Names The 50 Safest Banks In Emerging Markets 2019 NEW YORK, September 17, 2019 - Global Finance has named the 50 Safest Banks in Emerging Markets for 2019 as part of an exclusive survey to be published in the November 2019 issue. Asian banks dominated the top of the list once again this year, taking 22 total positions, including eight of the top ten. South Korea charted nine total banks, About Global Finance including the top three, and China also had nine banks make the list. Middle Global Finance, founded in Eastern banks performed very well, taking 21 total spots, including seven for 1987, has a circulation of 50,000 and readers in 188 Kuwait and five for Qatar. In addition, Chilean banks earned five spots. countries. Global Finance’s audience includes senior Global Finance evaluates the ratings and total assets of the main players in corporate and financial developing economies to create the rankings—providing an overview of the key officers responsible for making banks in each region and which financial institutions offer the greatest security. investment and strategic decisions at multinational Banks were selected through an evaluation of long-term foreign currency companies and financial ratings—from Moody’s, Standard & Poor’s and Fitch Ratings—of the 500 largest institutions. Its website — banks in emerging markets. GFMag.com — offers analysis and articles that are the legacy In addition to the 50 Safest Banks in Emerging Markets, the full report also of 33 years of experience includes the following: World’s 50 Safest Banks, World’s 50 Safest Commercial in international financial markets.
    [Show full text]
  • Order Approving Acquisition of Shares of a Bank Holding Company
    FRB Order No. 2013-4 August 14, 2013 FEDERAL RESERVE SYSTEM Hana Financial Group Inc. Seoul, Republic of Korea Order Approving Acquisition of Shares of a Bank Holding Company Hana Financial Group Inc., Seoul, Republic of Korea (“HFG”), a foreign banking organization subject to the provisions of the Bank Holding Company Act, as amended (“BHC Act”),1 has requested the Board’s approval under section 3 of the BHC Act to acquire up to 71.4 percent of the voting shares of BNB Financial Services Corporation (“BNB”), New York, New York, and indirectly acquire BNB Bank, National Association, Fort Lee, New Jersey, pursuant to section 3(a)(1) of the BHC Act.2 Notice of the proposal, affording interested persons an opportunity to submit comments, has been published (77 Federal Register 48984, August 15, 2012). The time for filing comments has expired, and the Board has considered the proposal and all comments received in light of the factors set forth in section 3 of the BHC Act. HFG, with total assets of approximately $260.4 billion, is the third largest banking organization in Korea.3 HFG, through its subsidiaries, Hana Bank and Korea Exchange Bank (“KEB”), both of Seoul, engages in a broad range of banking and financial services throughout the world, including retail and 1 12 U.S.C. § 1842. 2 12 CFR 225.11(c)(1). 3 Unless otherwise provided, asset and ranking data are as of March 31, 2013, and are based on the exchange rate as of that date, as appropriate. - 2 - commercial banking, corporate and investment banking, asset management, insurance-related activities, leasing, foreign exchange, and trade finance.
    [Show full text]
  • List of Registered Institutions
    LIST OF REGISTERED INSTITUTIONS MOBIASBANCA – GROUPE SOCIETE ACCUITY, UK CREDIT AGRICOLE, ARMENIA GENERALE, MOLDOVA ADDIKO BANK, REGIONAL CREDIT AGRICOLE, AUSTRIA MTBANK, BELARUS AGRICULTURAL BANK OF CHINA, MITSUBISHI UFJ FINANCIAL GROUP CREDIT AGRICOLE, FRANCE LUXEMBOURG (MUFG), UK AKA BANK, GERMANY CREDIT AGRICOLE, ITALY NATIONAL BANK OF EGYPT, UK ALPHA BANK GREECE, GREECE DELTA BANK, KAZAKHSTAN NATIONAL BANK OF GREECE, GREECE ALPHA BANK, ROMANIA DEUTSCHE BANK, GERMANY NATIXIS, FRANCE ALTERNATIFBANK, TURKEY DZ BANK, GERMANY NATIXIS, KAZAKHSTAN ECO TRADE AND DEVELOPMENT BANK, ARMECONOMBANK, ARMENIA NATIXIS, RUSSIAN FEDERATION TURKEY ARMSWISSBANK, ARMENIA ERSTE GROUP BANK, AUSTRIA NLB BANKA, KOSOVO ASSOCIATION OF BANKS IN JORDAN, ERSTE&STEIERMÄRKISCHE BANK, NORTON ROSE, UK JORDAN CROATIA ODDO BHF AKTIENGESELLSCHAFT, ATTIJARI BANK, TUNISIA EUROBANK, GREECE GERMANY ATTIJARIWAFA BANK, MOROCCO EUROBANK BEOGRAD, SERBIA OP CORPORATE BANK, FINLAND AUSTRIAN FEDERAL MINISTRY OF OPEC FUND FOR INTERNATIONAL EUROBANK CYPRUS, CYPRUS FINANCE, AUSTRIA DEVELOPMENT (OFID), AUSTRIA AUSTRIAN FINANCIAL MARKET OTP BANKA SLOVAKIA, SLOVAK EUROBANK ERGASIAS, GREECE AUTHORITY (FMA), AUSTRIA REPUBLIC EUROMONEY (TRADE FINANCE PALESTINE INVESTMENT BANK, WEST BANCA POPOLARE DI SONDRIO, ITALY ANALYTICS MAGAZINE), UK BANK AND GAZA BANCA POPOLARE DI VICENZA, ITALY EUROPE ARAB BANK, GERMANY PIRAEUS BANK, GREECE FACTORS CHAIN INTERNATIONAL, BANCPOST, ROMANIA PIRAEUS BANK, ROMANIA BELGIUM BANCO SABADELL, SPAIN FIRST COMMERCIAL BANK, UK PIVDENNYI BANK, UKRAINE BANK BELVEB,
    [Show full text]
  • Digital-Banks-Lessons-From-Korea
    Public Disclosure Authorized Public Disclosure Authorized WORLD BANK GROUP KOREA OFFICE INNOVATION AND TECHNOLOGY NOTE SERIES DIGITAL BANKS: LESSONS FROM KOREA YOUJIN CHOI, FINANCIAL SECTOR SPECIALIST SEOUL CENTER FOR FINANCE AND INNOVATION FINANCE, COMPETITIVENESS AND INNOVATION GLOBAL PRACTICE, WORLD BANK Public Disclosure Authorized Digital banks have been on the rise as digital technologies transform financial services around the world. Under the Korean government’s new policy framework for digital banks, K Bank and Kakao Bank successfully launched in 2017 with convenient and innovative products and services, and brought a substantial impact on Korea’s banking sector. With their businesses growing at a fast pace, these banks sought to increase their capital accordingly, but encountered unforeseen regulatory issues on bank ownership which required new legislation and regulatory efforts to get resolved. After the first three years of operation, as of July 2020, the two banks show contrasting track records, mainly explained by differing challenges and successes in capital increase and marketing. With digital transformation accelerating and competition heightening, digital banks will need to become even more strategic and innovative to continue to be successful. This knowledge note was written to take stock of Korea’s Public Disclosure Authorized experience with digital banks and share lessons that may be useful for financial policymakers and market players in banking and fintech. Acknowledgements: The author would like to thank Ryo Sun Jang for her useful inputs for the research, and Suk Geun Lee for his background note "Korea's Internet-Only Banks" (November 2019), prepared for the Seoul Center for Financial Sector Development in the Finance, Competitiveness and Innovation (FCI) Global Practice of the World Bank.
    [Show full text]
  • SOUTH KOREA Executive Summary
    Underwritten by CASH AND TREASURY MANAGEMENT COUNTRY REPORT SOUTH KOREA Executive Summary Banking The South Korean central bank is the Bank of Korea (BOK). Within the BOK, the main objective is to maintain price stability. Bank supervision is performed by the (FSC) and its executive arm, the Financial Supervisory Service (FSS). South Korea applies central bank reporting requirements. These are managed by the BOK, according to the rules set out in the Bank of Korea Act and the Statistics Law of 1962 and relevant regulations. Resident entities are permitted to hold foreign currency bank accounts domestically and outside South Korea. Domestic currency accounts are not convertible into foreign currency. Non-resident entities are permitted to hold domestic and foreign currency bank accounts within South Korea. Non-residents are also allowed to hold “non-resident free won accounts,” which are convertible. The banking sector consists of six nationwide commercial banks, six local banks, and five specialized banks. There is a significant foreign banking presence in South Korea – 42 foreign banks have established branches in the country. Payments South Korea’s two main interbank payment clearing system operators are the BOK and the Korea Financial Telecommunications and Clearing Institute (KFTC). The BOK operates the country’s RTGS system, while the KFTC operates the country’s main retail payment systems. The most important cashless payment instruments in South Korea are credit cards in terms of volume, and, in terms of value, credit transfers. Liquidity Management Korean-based companies have access to a variety of short-term funding alternatives. There is also a range of short-term investment instruments available.
    [Show full text]
  • Notice to the Bar
    NOTICE TO THE BAR ATTORNEY TRUST ACCOUNT DEPOSITORIES Set forth below is a list of financial institutions that have filed agreements pursuant to New Jersey Court Rule 1:21-6 with the Supreme Court of New Jersey as of February 1, 2021. These institutions qualify as depositories for attorney trust funds. It is anticipated that additional institutions will file agreements throughout the year. Their names will be published periodically in the New Jersey Law Journal. Attorneys having questions as to whether or not a particular financial institution not shown below has filed an agreement with the Court may (1) request and rely upon a copy of the executed agreement from the financial institutions or (2) call the Office of Attorney Ethics at 609-403-7800. Charles Centinaro Director Office of Attorney Ethics DATED: 2/1/2021 1st COLONIAL COMMUNITY BANK 1st CONSTITUTION BANK ABACUS FEDERAL SAVINGS BANK ALMA BANK AMBOY BANK BANCO POPULAR NORTH AMERICA BANK OF AMERICA BANK OF HOPE (FORMERLY BBCN BANK) BANK OF PRINCETON (THE) BCB COMMUNITY BANK BERKSHIRE BANK BOGOTA SAVINGS BANK BLUE FOUNDRY BANK (formerly Boiling Springs Savings Bank) BRUNSWICK BANK AND TRUST BRYN MAWR TRUST COMPANY CAPITAL ONE, N.A. CENTURY SAVINGS BANK CITIBANK, N.A. CITIZENS BANK COLUMBIA BANK CONNECTONE BANK CORNERSTONE BANK CREDIT UNION OF NEW JERSEY CREST SAVINGS BANK CROSS RIVER BANK CROWN BANK CTBC BANK CORP (USA) (formerly CHINATRUST BANK (USA)) CUSTOMERS BANK ESQUIRE BANK NA FIRST BANK FIRST COMMERCE BANK FIRST FEDERAL BANK FIRST FINANCIAL FCU FIRST HOPE BANK, NA FIRST NATIONAL BANK OF ABSECON FIRST NATIONAL BANK OF ELMER (THE) FIRSTRUST BANK FRANKLIN BANK FREEDOM BANK FREEHOLD SAVINGS BANK FULTON BANK, N.A.
    [Show full text]
  • International Division Total Correspondent: 150 No. of Country
    International Division Relationship Management Application( RMA ) Total Correspondent: 150 No. of Country: 34 Dated : 04.02.2018 Sl. Correspondent / Bank Name SWIFT Code Country 1 MIZUHO BANK, LTD. SYDNEY BRANCH MHCBAU2S AUSTRALIA 2 STATE BANK OF INDIA AUSTRALIA SBINAU2S AUSTRALIA 3 KEB HANA BANK, BAHRAIN BRANCH KOEXBHBM BAHRAIN 4 MASHREQ BANK BOMLBHBM BAHRAIN 5 NATIONAL BANK OF PAKISTAN NBPABHBM BAHRAIN 6 AB BANK LIMITED ABBLBDDH BANGLADESH 7 AGRANI BANK LIMITED AGBKBDDH BANGLADESH 8 AL-ARAFAH ISLAMI BANK LTD. ALARBDDH BANGLADESH 9 BANK ASIA LIMITED BALBBDDH BANGLADESH 10 BANGLADESH BANK BBHOBDDH BANGLADESH 11 BANGLADESH DEVELOPMENT BANK LIMITED (BDBL) BDDBBDDH BANGLADESH 12 BANGLADESH COMMERCE BANK LIMITED BCBLBDDH BANGLADESH 13 BANGLADESH KRISHI BANK BKBABDDH BANGLADESH 14 BASIC BANK LIMITED BKSIBDDH BANGLADESH 15 BRAC BANK LIMITED BRAKBDDH BANGLADESH 16 SONALI BANK LIMITED BSONBDDH BANGLADESH 17 COMMERCIAL BANK OF CEYLON LTD. CCEYBDDH BANGLADESH 18 DUTCH BANGLA BANK LIMITED DBBLBDDH BANGLADESH 19 DHAKA BANK LIMITED DHBLBDDH BANGLADESH 20 EXPORT IMPORT BANK OF BANGLADESH LTD EXBKBDDH BANGLADESH 21 EASTERN BANK LIMITED EBLDBDDH BANGLADESH 22 THE FARMERS BANK LIMITED FRMSBDDH BANGLADESH 23 FIRST SECURITY ISLAMI BANK LIMITED FSEBBDDH BANGLADESH 24 HABIB BANK LTD HABBBDDH BANGLADESH 25 ISLAMI BANK LIMITED IBBLBDDH BANGLADESH INTERNATIONAL FINANCE INVESTMENT AND 26 IFICBDDH BANGLADESH COMMERCE BANK LTD (IFIC BANK) 27 JAMUNA BANK LIMITED JAMUBDDH BANGLADESH 28 JANATA BANK LIMITED JANBBDDH BANGLADESH 29 MERCANTILE BANK LIMITED MBLBBDDH BANGLADESH
    [Show full text]
  • List of Banks in Hong Kong
    LIST OF BANKS IN HONG KONG IN THE CATEGORY UPON LICENSED BANKS, RESTRICTED BANKS & DEPOSIT-TAKING COMPANIES (Update of April 2020 from the HKMA) LICENSED BANKS NO. Incorporated in Hong Kong 1 AIRSTAR BANK LIMITED 2 ANT BANK (HONG KONG) LIMITED 3 BANK OF CHINA (HONG KONG) LIMITED 4 BANK OF COMMUNICATIONS (HONG KONG) LIMITED 5 BANK OF EAST ASIA, LIMITED (THE) 6 CHINA CITIC BANK INTERNATIONAL LIMITED 7 CHINA CONSTRUCTION BANK (ASIA) CORPORATION LIMITED 8 CHIYU BANKING CORPORATION LIMITED 9 CHONG HING BANK LIMITED 10 CITIBANK (HONG KONG) LIMITED 11 CMB WING LUNG BANK LIMITED 12 DAH SING BANK, LIMITED 13 DBS BANK (HONG KONG) LIMITED 14 FUBON BANK (HONG KONG) LIMITED 15 FUSION BANK LIMITED 16 HANG SENG BANK, LIMITED 17 HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (THE) 18 INDUSTRIAL AND COMMERCIAL BANK OF CHINA (ASIA) LIMITED 19 LIVI VB LIMITED 20 NANYANG COMMERCIAL BANK, LIMITED 21 OCBC WING HANG BANK LIMITED 22 PING AN ONECONNECT BANK (HONG KONG) LIMITED 23 PUBLIC BANK (HONG KONG) LIMITED 24 SC DIGITAL SOLUTIONS LIMITED 25 SHANGHAI COMMERCIAL BANK LIMITED 1 26 STANDARD CHARTERED BANK (HONG KONG) LIMITED 27 TAI SANG BANK LIMITED 28 TAI YAU BANK, LIMITED 29 WELAB DIGITAL LIMITED 30 ZA BANK LIMITED NO. Incorporated outside Hong Kong 1 ABN AMRO BANK N.V. NETHERLANDS 2 AGRICULTURAL BANK OF CHINA LIMITED CHINA 3 ALLAHABAD BANK INDIA 4 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED AUSTRALIA 5 AXIS BANK LIMITED INDIA 6 BANCA MONTE DEI PASCHI DI SIENA S.P.A. ITALY 7 BANCO BILBAO VIZCAYA ARGENTARIA S.A. SPAIN 8 ABN AMRO BANK N.V.
    [Show full text]
  • Bank Code List
    Bank Code List (sorted by bank code) Bank Code Bank Name in English 003 STANDARD CHARTERED BANK (HONG KONG) LIMITED 004 THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED 005 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 006 CITIBANK, N.A. 007 JPMORGAN CHASE BANK, N.A. 008 NATWEST MARTETS PLC 009 CHINA CONSTRUCTION BANK (ASIA) CORPORATION LIMITED 012 BANK OF CHINA (HONG KONG) LIMITED 015 THE BANK OF EAST ASIA, LIMITED 016 DBS BANK (HONG KONG) LIMITED 018 CHINA CITIC BANK INTERNATIONAL LIMITED 020 CMB WING LUNG BANK LIMITED. 022 OVERSEA-CHINESE BANKING CORPORATION LTD. 024 HANG SENG BANK LTD. 025 SHANGHAI COMMERCIAL BANK LTD. 027 BANK OF COMMUNICATIONS CO., LTD 028 PUBLIC BANK (HONG KONG) LIMITED 035 OCBC WING HANG BANK LIMITED 038 TAI YAU BANK LTD. 039 CHIYU BANKING CORPORATION LTD. 040 DAH SING BANK, LTD. 041 CHONG HING BANK LIMITED 043 NANYANG COMMERCIAL BANK, LTD. 045 UCO BANK 046 KEB HANA BANK 047 MUFG BANK, LTD. 049 BANGKOK BANK PUBLIC COMPANY LIMITED 050 INDIAN OVERSEAS BANK 054 DEUTSCHE BANK AG 055 BANK OF AMERICA, N.A. 056 BNP PARIBAS 058 BANK OF INDIA 060 NATIONAL BANK OF PAKISTAN 061 TAI SANG BANK LIMITED 063 MALAYAN BANKING BERHAD (MAYBANK) 065 SUMITOMO MITSUI BANKING CORPORATION 066 PT. BANK NEGARA INDONESIA (PERSERO) TBK. 067 BDO UNIBANK, INC. 071 UNITED OVERSEAS BANK LTD. 072 INDUSTRIAL AND COMMERCIAL BANK OF CHINA (ASIA) LIMITED 074 BARCLAYS BANK PLC. 076 THE BANK OF NOVA SCOTIA 080 ROYAL BANK OF CANADA 081 SOCIETE GENERALE 082 STATE BANK OF INDIA Bank Code List (sorted by bank code) Bank Code Bank Name in English 085 THE TORONTO-DOMINION BANK 086 BANK OF MONTREAL 092 CANADIAN IMPERIAL BANK OF COMMERCE 097 COMMERZBANK AG 103 UBS AG, HONG KONG 106 HSBC BANK USA, N.A.
    [Show full text]