Available Bills / Regulations (380 bills / regs.)
Bill/Reg. # Categories Summary Status Alabama Mortgage Lending: Eminent domain, condemnation actions, land acquisitions of rights-of-way, waiver valuations authorized under certain 05/22/2019 - HB 98 Appraisals conditions, Secs. 18-1A-3, 18-1A-22 am'd. Signed by 2019 Real Estate: Governor; Enacted Ellis Condemnation, General History
Alabama Mortgage Lending: Mobile Co., transfer of duties from judge of probate to revenue commissioner, legislative intent clarified, Act 2015-265, 05/13/2019 - HB 214 Foreclosure 2015 Reg. Sess., am'd. Signed by 2019 Proceedings/Admin Governor; Enacted Pringle History
Alabama Electronic Commerce: E- Business entities, revising the Alabama Business Corporation Law, to reflect national standards set by the Model 05/01/2019 - HB 250 Sign/Disclosure Business Corporation Act, Secs. 10A-2A-1.01 to 10A-2A-17.06, inclusive added; Secs. 10A-1-1.02, 10A-1-1.03, 10A- Signed by 2019 Mortgage Lending: 1-1.08, 10A-1-1.12, 10A-1-3.05, 10A-1-3.06, 10A-1-3.32, 10A-1-3.42, ... Governor; Enacted Poole Appraisals History Securities & Investments: Trusts/Funds/Bonds/Options
Alabama Mortgage Lending: Real Estate Appraisers Board, evaluations of property for financial institutions authorized by federal financial 05/29/2019 - HB 304 Appraisal Management institutions regulatory agencies, excluded from regulation by the board, investigators employed by board authorized to Signed by 2019 Companies, Appraisals be licensees, Secs. 34-27A-2, 34-27A-3, 34-27A-5, 34-27A-23 am'd. Governor; Enacted Rep. Merika History Coleman-Evans (D-AL)
Alabama Mortgage Lending: Geneva Co., office of judge of probate, special recording fee, authorized, distrib. of fees 05/31/2019 - HB 588 General Enacted 2019 History Sorrells
Alabama Mortgage Lending: Shelby Co., probate court, recording fees, additional, for probate office, Act 248, 1975 Reg. Sess. am'd. 06/06/2019 - SB 424 General, Mortgage Loan Signed by 2019 Administration Governor; Enacted Ward History
Alaska Ability to Repay An Act relating to exemptions from mortgage lender, mortgage broker, and mortgage loan originator licensing 06/28/2019 - HB 104 Mortgage Lending: requirements; and providing for an effective date. SIGNED INTO 2019 - 2020 Licensing Loan LAW 6/28 Rep. Tammie Originators/Servicers CHAPTER 9 SLA Wilson (R-AK) 19; EFFECTIVE DATE(S) OF LAW SEE CHAPTER History FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 1 of 65 Bill/Reg. # Categories Summary Status Arizona Mortgage Lending: county real estate; appraisals 04/16/2019 - HB 2114 Appraisals Governor Signed 2019 History Gail Griffin
Arizona Debt and Collections: contracts; licensure requirements; exemption 06/07/2019 - HB 2146 Collections/Garnishment Governor Signed 2019 Lending: Licensing History Tony Rivero Mortgage Lending: Licensing Brokers, Licensing Loan Originators/Servicers Vehicle Finance: Licensing
Arizona Mortgage Lending: underground storage tanks; process 04/22/2019 - HB 2704 Appraisals Governor Signed 2019 Real Estate: Liens History Ben Toma
Arizona Mortgage Lending: Escrow revenue; budget reconciliation; 2019-2020. 05/31/2019 - HB 2756 Governor Signed 2019 History Russell "Rusty" Bowers
Arizona Debt and Collections: uniform receivership act; commercial property 06/06/2019 - SB 1216 General Governor Signed 2019 Electronic Commerce: E- History David Livingston Sign/Disclosure Mortgage Lending: Lien Priority Real Estate: Disclosures, Liens, Transfers/Conveyances
Arizona Mortgage Lending: beneficiary deeds; separate property; nonlapse 03/18/2019 - SB 1218 Mortgage Loan Governor Signed 2019 Administration History Vince Leach
Arizona Mortgage Lending: reviser's technical corrections; 2019 06/06/2019 - SB 1220 Foreclosure Governor Signed 2019 Proceedings/Admin, Lien History Karen Fann Priority Real Estate: Liens Vehicle Finance: Registration
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 2 of 65 Bill/Reg. # Categories Summary Status Arizona Mortgage Lending: tax liens; fees; certificate expiration 06/07/2019 - SB 1236 Foreclosure Governor Signed 2019 Proceedings/Admin History J.D. Mesnard Real Estate: Liens
Arizona Mortgage Lending: real estate appraisal 03/18/2019 - SB 1333 Appraisal Management Governor Signed 2019 Companies, Appraisals History J.D. Mesnard
Arizona Credit and Debit Cards: HOAs; assessments; costs 05/08/2019 - SB 1531 Debit Cards, Governor Signed 2019 Rates/Fees/Penalties History David C. Mortgage Lending: Farnsworth Foreclosure Proceedings/Admin
Arkansas Mortgage Lending: TO CREATE THE RED TAPE REDUCTION EXPEDITED TEMPORARY AND PROVISIONAL LICENSURE ACT; TO 03/12/2019 - HB 1301 General AUTHORIZE OCCUPATIONAL LICENSING ENTITIES TO GRANT EXPEDITED TEMPORARY AND PROVISIONAL Notification that 2019 LICENSING FOR CERTAIN INDIVIDUALS. HB1301 is now Act Cozart 426 History Arkansas Ancillary Products: TO ELIMINATE UNNECESSARY REFERENCES TO REGULATIONS AND TO PROVIDE FOR CONSISTENT 03/05/2019 - HB 1430 General REFERENCES TO RULES THROUGHOUT THE ARKANSAS CODE; AND TO CHANGE THE NAME OF A ARKANSAS Notification that 2019 Arbitration: General LEGISLATIVE COUNCIL SUBCOMMITTEE. HB1430 is now Act Dotson 315 Banking: General, History Operations, Public Deposits Lending: Student Loans Mortgage Lending: General Vehicle Finance: Franchise, Transportation Network Companies, Vehicle Protection Products
Arkansas Lending: Pawnbrokers TO CREATE THE TRANSFORMATION AND EFFICIENCIES ACT OF 2019; TO ESTABLISH CABINET-LEVEL 04/11/2019 - HB 1763 Mortgage Lending: DEPARTMENTS; TO TRANSFER STATE ENTITIES; AND TO DECLARE AN EMERGENCY. Notification that HB 2019 Appraisals 1763 is now Act A. Davis 910 History Arkansas Mortgage Lending: TO REGULATE THE ADMINISTRATION OF REAL PROPERTY OF THE STATE AND POLITICAL SUBDIVISIONS OF 04/12/2019 - HB 1767 Appraisals THE STATE. Notification that 2019 HB1767 is now Act Payton 972 History Arkansas Mortgage Lending: TO AMEND THE LAW CONCERNING THE OFFENSE OF TRAFFICKING; TO CREATE AN OFFENSE FOR THE 04/15/2019 - HB 1789 Mortgage Loan UNLAWFUL SOLICITATION FOR THE RELINQUISHMENT OF PARENTAL RIGHTS; TO AMEND THE LAW Notification that 2019 Administration CONCERNING ADOPTIONS; AND TO DECLARE AN EMERGENCY. HB1789 is now Act Penzo 1022 History FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 3 of 65 Bill/Reg. # Categories Summary Status Arkansas Mortgage Lending: TO MODIFY THE FAIR MORTGAGE LENDING ACT; AND TO AMEND CERTAIN PROVISIONS OF THE FAIR 02/26/2019 - SB 188 General, Licensing Brokers, MORTGAGE LENDING ACT TO COMPLY WITH RECENT DEVELOPMENTS IN FEDERAL LAW. Notification that 2019 Licensing Loan SB188 is now Act Rapert Originators/Servicers 200 Privacy and Fraud: History Security Breach
Arkansas Mortgage Lending: TO AMEND THE REQUIREMENTS FOR REGISTRATION UNDER THE APPRAISAL MANAGEMENT COMPANY 03/19/2019 - SB 393 Appraisal Management REGISTRATION ACT. Notification that 2019 Companies, Appraisals SB393 is now Act Hester 513 History
Arkansas Mortgage Lending: TO AMEND THE LAWS CONCERNING LICENSING AND CERTIFICATION OF APPRAISERS; AND TO CREATE A 03/19/2019 - SB 394 Appraisals REGISTRATION CLASS FOR A REGISTERED APPRENTICE APPRAISER. Notification that 2019 SB394 is now Act Hester 514 History Arkansas Mortgage Lending: CONCERNING DISCLOSURE REQUIREMENTS FOR REAL ESTATE TRANSACTIONS; TO REQUIRE THE 03/19/2019 - SB 408 Closings DISCLOSURE OF AGRICULTURAL OPERATIONS NEAR REAL PROPERTY LOCATED IN A RURAL AREA. Notification that 2019 Real Estate: Disclosures SB408 is now Act Sen. Mathew 515 Pitsch (R-AR) History
Arkansas Mortgage Lending: TO AMEND THE LAWS REGARDING CRIMINAL BACKGROUND CHECKS FOR PROFESSIONS AND OCCUPATIONS 04/17/2019 - SB 451 Appraisal Management TO OBTAIN CONSISTENCY REGARDING CRIMINAL BACKGROUND CHECKS AND DISQUALIFYING OFFENSES FOR Notification that 2019 Companies, Appraisals LICENSURE. SB451 is now Act J. Cooper 990 History California Mortgage Lending: Fire safety: low-cost retrofits: regional capacity review: wildfire mitigation. An act to add Sections 1102.6f and 1102.19 10/02/2019 - AB 38 General to the Civil Code, to add and repeal Article 16.5 (commencing with Section 8654.2) of Chapter 7 of Division 1 of Title 2 Approved by the 2019 - 2020 Real Estate: Disclosures of the Government Code, and to add Section 4123.7 to the Public Resources Code, relating to fire safety. Governor.; Wood (A) Chaptered by Secretary of State - Chapter 391, Statutes of 2019. History California Mortgage Lending: An act to amend Sections 30035.7, 65400, 65585, and 65913.4 of, to add Sections 65589.9 and 65589.11 to, and to 07/31/2019 - AB 101 Mortgage Loan add and repeal Article 12 (commencing with Section 65660) of Chapter 3 of Division 1 of Title 7 of, the Government Approved by the 2019 - 2020 Administration Code, to amend Sections 50199.8, 50517.5, 50517.6, 50517.7, 50650, 50650.3, 50650.4, 50843.5, and 53545.13 of, Governor.; Committee on to add Chapter 6 (commencing with Section 50216) to Part 1 of Division 31 of, to add Chapter 3.1 (commencing with Chaptered by Budget (A) - Section 50515) to Part 2 of Division 31 of, and to add and Part 12.5 (commencing with Section 53559) to Division 31 Secretary of State (Assembly of, the Health and Safety Code, to add Sections 75218.1 and 75244 to the Public Resources Code, to amend Sections - Chapter 159, Members Ting 12206, 17058, 17561, 23610.5, and 24692 of the Revenue and Taxation Code, and to amend Section 8256 of the Statutes of 2019. (Chair) Welfare and Institutions Code, relating to housing, and making an appropriation therefor, to take effect immediately, bill History related to the budget.
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 4 of 65 Bill/Reg. # Categories Summary Status California Mortgage Lending: Counties: recording fees. 07/01/2019 - AB 212 General Approved by the 2019 - 2020 Tax - Financial Issues: Governor.; Bonta (A) Deeds/Mortgage Tax Chaptered by Secretary of State - Chapter 41, Statutes of 2019. History California Mortgage Lending: Transfers of real property. 09/20/2019 - AB 892 Appraisals Approved by the 2019 - 2020 Real Estate: Disclosures, Governor.; Holden (A) General, Chaptered by Transfers/Conveyances Secretary of State - Chapter 310, Statutes of 2019. History California Mortgage Lending: Housing Omnibus. 10/08/2019 - AB 957 General Approved by the 2019 - 2020 Governor.; Committee on Chaptered by Housing and Secretary of State Community - Chapter 620, Development (A) - Statutes of 2019. () History
California Mortgage Lending: An act to amend Sections Section 7196.1 and 11302 of, and to add Section 7195.7 to, the Business and Professions 09/06/2019 - AB 1018 Appraisals Code, relating to real estate appraisal. Approved by the 2019 - 2020 Governor.; Frazier (A) Chaptered by Secretary of State - Chapter 267, Statutes of 2019. History California Mortgage Lending: California Life and Health Insurance Guarantee Association Act. 08/30/2019 - AB 1099 Community Development Approved by the 2019 - 2020 Institutions Governor.; Calderon (A) Chaptered by Secretary of State - Chapter 186, Statutes of 2019. History California Mortgage Lending: An act to amend Section 27297.6 of, and to amend and repeal Section 27387.1 of, the Government Code, relating to 07/31/2019 - AB 1106 General local government. Approved by the 2019 - 2020 Governor.; Smith (A) Chaptered by Secretary of State - Chapter 165, Statutes of 2019. History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 5 of 65 Bill/Reg. # Categories Summary Status California Mortgage Lending: An act to amend Section 1161b of the Code of Civil Procedure, relating to housing. 07/30/2019 - SB 18 Foreclosure Approved by the 2019 - 2020 Proceedings/Admin Governor.; Skinner (S) Chaptered by Secretary of State. Chapter 134, Statutes of 2019. History California Discrimination in Lending Relating to discrimination. 10/08/2019 - SB 222 Employer Practices: Approved by the 2019 - 2020 General, Veteran Governor.; Hill (S) Employment Chaptered by Secretary of State. Mortgage Lending: Chapter 601, Appraisals Statutes of 2019. History California Banking: General, Financial institutions. 07/30/2019 - SB 251 Operations Approved by the 2019 - 2020 Commercial Lending Governor.; Committee on Chaptered by Industrial Loan Banking and Secretary of State. Companies Financial Chapter 143, Institutions (S) - Insurance Products: Statutes of 2019. (Senators Insurance Regulation History Bradford (Chair) Lending: Licensing Mortgage Lending: General Securities & Investments: Trusts/Funds/Bonds/Options Vehicle Finance: Towing/Impoundment
California Mortgage Lending: Mortgages and deeds of trust: trustee substitutions. 10/02/2019 - SB 306 General Approved by the 2019 - 2020 Governor.; Morrell (S) Chaptered by Secretary of State. Chapter 474, Statutes of 2019. History California Mortgage Lending: An act to amend Section 45 of the Probate Code, relating to estates and trusts. 07/01/2019 - SB 308 General Approved by the 2019 - 2020 Governor.; Jones (S) Chaptered by Secretary of State. Chapter 56, Statutes of 2019. History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 6 of 65 Bill/Reg. # Categories Summary Status California Mortgage Lending: Local Government Omnibus Act of 2019. 09/20/2019 - SB 780 General Approved by the 2019 - 2020 Real Estate: Liens Governor.; Committee on Chaptered by Governance and Secretary of State. Finance (S) - Chapter 329, (Senators McGuire Statutes of 2019. (Chair) History
Colorado Mortgage Lending: Vacant Concerning a requirement that notice of a determination by an urban renewal authority on whether a particular land 03/21/2019 - HB 1084 Property Upkeep area is blighted be given to owners of private property within the area. Governor Signed 2019 History Matt Gray
Colorado Mortgage Lending: Concerning name-based criminal history record checks, and, in connection therewith, requiring certain persons and 04/18/2019 - HB 1166 Appraisal Management entities to submit to a name-based criminal history record check as a condition of employment, appointment, Governor Signed 2019 Companies, Appraisals registration, licensure, or certification. History Jonathan Singer
Colorado Arbitration: General Concerning an organizational recodification of title 12 of the Colorado Revised Statutes, and, in connection therewith, 04/25/2019 - HB 1172 Banking: General limiting substantive changes to those that conform similar provisions to achieve uniformity, eliminate redundancy, or Governor Signed 2019 allow for the consolidation of common provisions or that eliminate provisions that are archaic or obsolete. History Debt and Collections: Mike Weissman Collections/Garnishment Internet Gambling: Fantasy Sports Marketing & Calling Restrictions: Telemarketing Mortgage Lending: Foreclosure Proceedings/Admin, Licensing Brokers, Licensing Loan Originators/Servicers, Mortgage Loan Administration, SAFE Act/NMLSR Tax - Financial Issues: Corporate Taxes
Colorado Mortgage Lending: Concerning programmatic efficiency of the conservation easement tax credit program, and, in connection therewith, 06/03/2019 - HB 1264 Appraisals increasing the transparency of the program. Governor Signed 2019 History Dylan Roberts
Colorado Mortgage Lending: Energy Concerning housing authority participation in the Colorado new energy improvement district program. 05/30/2019 - HB 1272 Improvement Governor Signed 2019 History Shannon Bird
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 7 of 65 Bill/Reg. # Categories Summary Status Colorado Mortgage Lending: Concerning an amendment to the definition of "appraisal management company" to align with the definition in federal 03/25/2019 - SB 46 Appraisal Management law. Governor Signed 2019 Companies, Appraisals History Jack Tate
Colorado Credit and Debit Cards: Concerning updates to the laws governing business entities, and, in connection therewith, making an appropriation. 05/13/2019 - SB 86 General Governor Signed 2019 Mortgage Lending: History Pete Lee Appraisals Personal Loans: General Securities & Investments: General
Colorado Ancillary Products: Concerning the adoption of the ""Revised Uniform Unclaimed Property Act"". 04/16/2019 - SB 88 General Governor Signed 2019 Banking: Operations History Bob Gardner Credit and Debit Cards: Debit Cards Electronic Commerce: General, Recordkeeping Mortgage Lending: Foreclosure Proceedings/Admin Prepaid Cards: Corporate Cards, Escheatment, Fees, Payroll Cards, Public & Govt Tax Refund, Retail & Gift Virtual Currency
Connecticut Banking: General AN ACT ESTABLISHING THE FEDERAL SHUTDOWN AFFECTED EMPLOYEES LOAN PROGRAM AND PROVIDING 01/22/2019 - HB 5765 Mortgage Lending: ADDITIONAL ASSISTANCE TO FEDERAL EMPLOYEES. House Rejected 2019 General House Amendment Rep. Joe Schedule A 3315; Aresimowicz, 30th House Passed; Dist. Immediate Transmittal to the Senate; Senate Passed; In Concurrence; Immediate Transmittal to the Governor; Signed by Governor in Original; Special Act 19-1 01/30/2019 - Transmitted to the Secretary of State History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 8 of 65 Bill/Reg. # Categories Summary Status Connecticut Discrimination in Lending To prohibit discrimination based on a person's criminal history. 07/01/2019 - HB 6921 Employer Practices: Signed by the 2019 General Governor Labor and Public History Mortgage Lending: Employees Appraisals Committee
Connecticut Arbitration: Loans To extend the foreclosure mediation program until June 30, 2023. 07/01/2019 - HB 6996 Banking: General Signed by the 2019 Governor Mortgage Lending: Banking History Foreclosure Prevention, Committee Foreclosure Proceedings/Admin
Connecticut Ancillary Products: To (1) require the Commissioner of Housing to establish a grant program to support the development of methods and 07/08/2019 - HB 7179 General technologies that reduce the average cost of repairing and replacing concrete foundations in this state that have Signed by the 2019 Mortgage Lending: deteriorated due to the presence of pyrrhotite, (2) establish an innovation board to review applications for grants filed Governor Insurance and Mortgage Loan as part of such program, (3) appropriate the sum of eight million dollars to fund grants awarded as part of such History Real Estate Administration program, (4) modify the Healthy Homes Fund surcharge, and (5) redefine the term ""residential building"" as such term Committee applies to various statutes concerning crumbling concrete foundations.
Connecticut Mortgage Lending: To allow certified home inspectors to inspect certain building foundations and to require appraisal management 07/09/2019 - HB 7286 Appraisal Management companies to compensate appraisers fairly. Signed by the 2019 Companies, Appraisals Governor General Law History Committee
Connecticut Banking: Banking Fees, To modify existing Department of Consumer Protection enforcement statutes. 07/09/2019 - HB 7299 General Signed by the 2019 Debt and Collections: Bad Governor General Law Checks History Committee Mortgage Lending: Appraisal Management Companies, Appraisals UDAP & UDAAP
Connecticut Mortgage Lending: To make technical corrections. 07/12/2019 - HB 7361 Foreclosure Signed by the 2019 Proceedings/Admin Governor Planning and History Development Committee
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 9 of 65 Bill/Reg. # Categories Summary Status Connecticut Employer Practices: AN ACT CONCERNING THE STATE BUDGET FOR THE BIENNIUM ENDING JUNE THIRTIETH, 2021, AND MAKING 06/26/2019 - HB 7424 General APPROPRIATIONS THEREFOR, AND IMPLEMENTING PROVISIONS OF THE BUDGET. Signed by the 2019 Lending: Student Loans Governor Rep. Joe History Mortgage Lending: Aresimowicz, 30th Mortgage Loan Dist. Administration Real Estate: Transfers/Conveyances Tax - Financial Issues: Corporate Taxes, Internet Tax, Vehicle Sales Tax Vehicle Finance: Vehicle Sales Tax
Connecticut Mortgage Lending: To ensure that individuals engaged in transactions involving real property located in this state are obtaining legal 06/28/2019 - SB 320 Closings, General, Mortgage advice only from those who are authorized to provide such advice. Signed by the 2019 Loan Administration Governor Insurance and History Real Estate Committee
Connecticut Lending: Power of Attorney To validate a recorded instrument that would otherwise be subject to challenge due to the fact that the instrument was 07/01/2019 - SB 833 Mortgage Lending: recorded without an accompanying power of attorney. Signed by the 2019 General Governor Judiciary History Committee
Connecticut Lending: Student Loans To recruit and retain minority teachers in Connecticut. 07/01/2019 - SB 1022 Mortgage Lending: Signed by the 2019 Mortgage Loan Governor Education Administration History Committee
Connecticut Mortgage Lending: To provide for court-appointed conservators to bring residential, commercial and industrial buildings into municipal 07/08/2019 - SB 1070 Foreclosure code compliance when owners fail to comply. Signed by the 2019 Proceedings/Admin, Vacant Governor Planning and Property Upkeep History Development Committee
Delaware Mortgage Lending: This Act creates the Delaware Federal Employees Civil Relief Act which provides the temporary suspension of judicial 01/23/2019 - HB 2 Foreclosure and administrative proceedings and transactions in Delaware that may adversely affect the civil rights of Federal Signed by 2019 - 2020 Proceedings/Admin workers during a shutdown. This Act only applies to Federal workers who reside in Delaware. The Act permits a Governor Speaker Peter Federal worker who is furloughed or required to work without pay during a shutdown to apply to a court or History Schwartzkopf (D- administrative agency for a temporary stay, postponement or suspension of any payment of rent, mortgage, tax, fine, DE) penalty, insurance premium, or other civil obligation or liability. A court or administrative agency may grant such relief if it finds that the ability of the Federal worker to pay such obligation has been materially affected by the ...
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 10 of 65 Bill/Reg. # Categories Summary Status Delaware Mortgage Lending: This Act is the product of the Manufactured Home Owners and Community Owner's Act Task Force (""Task Force""), 06/13/2019 - HB 45 Foreclosure established by HR No. 24 of the 149th General Assembly. This Act makes technical and substantive revisions to the Signed by 2019 - 2020 Proceedings/Admin Manufactured Home Owners and Community Owners Act that were approved by all voting and nonvoting members of Governor Rep. Paul the Task Force. The specific changes are as follows: 1. Chapter 70 of Title 25 is reorganized so that it is easier to read History Baumbach (D-DE) and specific provisions are easier to identify. * Section 7026 is broken into separate sections in a new Subchapter V, with headings to indicate the topic of the different provisions. The reorganized subsections of § 7026 are shown with strike through where the subsection is currently located and underline in the new location, but no ... Delaware Mortgage Lending: This Act extends the Automatic Residential Mortgage Foreclosure Mediation Program and the Office of Foreclosure 06/05/2019 - HB 68 Foreclosure Prevention, Prevention and Financial Education through December 31, 2024. The Automatic Residential Mortgage Foreclosure Signed by 2019 - 2020 Foreclosure Mediation Program and the Office of Foreclosure Prevention and Financial Education were established by 3 different Governor Rep. John Proceedings/Admin Acts which each sunset after 2 years, based upon the effective date of each Act. The sunset periods have been History Kowalko (D-DE) extended for additional 2 year periods so that the Office of Foreclosure Prevention and Financial Education sunsets in September 2019; § 5062C and § 5062D of Title 10 sunset in January 2020; and § 5062A of Title 10 sunset in January 2019. In addition to providing a uniform date for the expiration of the entire Automatic Residential Mortgage Foreclosure Mediation Program and the Office of Foreclosure Prevention and Financial Education, this Act makes the expiration date a new subsection of each statute, so that the effective period of the law is clear and easily identified. Delaware Mortgage Lending: This Bill authorizes the Division of Professional Regulation to charge a registration fee to Appraisal Management 05/15/2019 - HB 71 Appraisal Management Companies for reporting them to the National Registry. Signed by 2019 - 2020 Companies, Appraisals Governor Rep. Nnamdi History Chukwuocha (D- DE)
Delaware Mortgage Lending: This bill updates the real estate appraisers' practice act to comply with federal law by clarifying the definition of 07/04/2019 - HB 154 Appraisal Management federally-related transaction and adding a definition for federal financial institutions regulatory agencies. Changes to Signed by 2019 - 2020 Companies, Appraisals these definitions would render Delaware's definitions consistent with federal law. Section two of the bill changes the Governor Rep. Nnamdi renewal for appraisal management companies (AMC) from every two years to annually to facilitate the renewal History Chukwuocha (D- procedure for the Division of Professional Regulation. Section three of the bill eliminates the current allowance in DE) Delaware for a revoked or suspended real estate appraiser to have an ownership interest in an AMC, and section four disallows AMCs from removing an appraiser from its appraiser panel without prior notice. Delaware's ... Delaware Banking: General This Act amends various chapters under Title 5 to facilitate the modernization of certain practices and procedures at 6/27/19 Signed by HB 199 Lending: Licensing, Payday the Office of the State Bank Commissioner. In particular, this Act authorizes the State Bank Commissioner to require Governor 2019 - 2020 Lending applicants for financial services licenses for mortgage loan brokers (Chapter 21), licensed lenders (Chapter 22), History Rep. William Bush money transmitters (Chapter 23), check cashers (Chapter 27) and motor vehicle sales finance companies (Chapter Mortgage Lending: (D-DE) 29) to provide fingerprints for purposes of criminal background checks. Mortgage loan originators licensed by the State Licensing Brokers, Licensing Bank Commissioner pursuant to Chapter 24 already are required to provide fingerprints in connection with license Loan Originators/Servicers, applications, and many other states also require criminal background checks for other types of financial services Mortgage Loan licensees. This Act also authorizes the State Bank Commissioner to expand the Office's participation in a multi-state Administration automated licensing system, by using that system to process license applications for money transmitters, check Vehicle Finance: cashers, and motor vehicle sales finance companies. That same system is currently used for processing license Licensing, RISA applications for mortgage loan brokers, licensed lenders, and mortgage loan originators. Lastly, this Act establishes a sunset provision of July 1, 2019 for §2509E of Title 6 concerning the maximum rate of interest on debts for federal workers in response to a federal government shutdown. District of Mortgage Lending: Vacant Notification of Vacant and Blighted Classification Amendment Act of 2017 (now known as ""Department of Consumer 02/28/2019 - Columbia Property Upkeep and Regulatory Affairs Omnibus Amendment Act of 2018"") Transmitted to B22 317 Congress 2017 - 2018 History Rep. Rick Allen (R-GA)
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 11 of 65 Bill/Reg. # Categories Summary Status District of Arbitration: Loans Federal Worker Housing Relief Emergency Act of 2019 02/15/2019 - Act Columbia Mortgage Lending: A23-0005 B23 80 Foreclosure Published in DC 2019 - 2020 Proceedings/Admin, General Register Vol 66 Bonds and Page 2059, Expires on May 7, 2019 History District of Arbitration: Loans Federal Worker Housing Relief Temporary Act of 2019 03/07/2019 - Columbia Mortgage Lending: Transmitted to B23 81 Foreclosure Congress, 2019 - 2020 Proceedings/Admin, General Projected Law Bonds Date is Apr 18, 2019; Law Number L23-0003 Effective from Apr 18, 2019, Expires on Nov 29, 2019 History District of Mortgage Lending: Appraisal Management Company Regulation Emergency Act of 2019 07/31/2019 - Columbia Appraisal Management Signed with Act B23 382 Companies, Appraisals Number A23-0110, 2019 - 2020 Expires on Oct 29, Mendelson 2019; Retained by the Council History District of Mortgage Lending: Appraisal Management Company Regulation Temporary Act of 2019 11/26/2019 - Law Columbia Appraisal Management Number L23-0029 B23 383 Companies, Appraisals Effective from Nov 2019 - 2020 26, 2019, Expires Mendelson on Jul 8, 2020; Published in DC Register Vol 66 and Page 16307 History District of Mortgage Lending: Appraisal Management Company Regulation Congressional Review Emergency Act of 2019 10/29/2019 - Columbia Appraisal Management Returned from B23 458 Companies, Appraisals Mayor; Enacted 2019 - 2020 Securitization with Act Number Mendelson A23-0144, Expires on Jan 26, 2020; Signed with Act Number A23-0144, Expires on Jan 26, 2020 History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 12 of 65 Bill/Reg. # Categories Summary Status District of Mortgage Lending: Federal Worker Housing Relief Extension Emergency Amendment Act of 2019 11/26/2019 - Columbia Foreclosure Prevention, Returned from B23 526 Foreclosure Mayor; Enacted 2019 - 2020 Proceedings/Admin, with Act Number Bonds Mortgage Loan A23-0173, Expires Administration on Feb 24, 2020; Signed with Act Number A23-0173, Expires on Feb 24, 2020 History District of Mortgage Lending: Federal Worker Housing Relief Extension Temporary Amendment Act of 2019 12/13/2019 - Act Columbia Foreclosure Prevention, A23-0177 B23 527 Foreclosure Published in DC 2019 - 2020 Proceedings/Admin, Register Vol 66 Bonds Mortgage Loan and Page 16185; Administration Law Number L23- 0049 Effective from Jan 28, 2020, Expires on Sep 9, 2020. Law L23- 0049 Effective, Published in DC Register Vol 67 and Page 1693. History District of Mortgage Lending: Appraisal Management Company Regulation Emergency Declaration Resolution of 2019 07/9/19 - Columbia Appraisal Management Introduced. Final PR23 436 Companies, Appraisals Reading . 2019 - 2020 History Mendelson
District of Mortgage Lending: Appraisal Management Company Regulation Congressional Review Emergency Declaration Resolution of 2019 10/18/2019 - Columbia Appraisal Management Resolution R23- PR23 473 Companies, Appraisals 0220 Effective 2019 from Oct 8, 2019, Mendelson Published in DC Register Vol 66 and Page 13536 History Florida Mortgage Lending: Revises & provides provisions related to continuing care contracts including financing, refinancing, procedures & 06/27/2019 - HB 1033 Closings, Escrow standards for certificates of authority & provisional certificates, escrowed funds, provider acquisitions, expansion of Approved by 2019 facilities, rulemaking, filing of information, management contracts, minimum standards, procedures for providers not Governor. Chapter Commerce meeting standards, & composition of Continuing Care Advisory Council. No. 2019-160 Committee History
Related Bills: SB 1070
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 13 of 65 Bill/Reg. # Categories Summary Status Florida Mortgage Lending: Authorizing the Department of Revenue to change the methodology for statistical and analytical reviews for certain 05/15/2019 - HB 7123 General assessment purposes if it first makes specific determinations concerning natural disasters in counties; reducing the tax Approved by 2019 Tax - Financial Issues: levied on rental or license fees charged for the use of real property; revising the timing of distribution of moneys to Governor; Chapter Appropriations Deeds/Mortgage Tax, certain counties impacted by a reduction in ad valorem tax revenue resulting from certain tax abatements related to No. 2019-42 Committee Insurance Premium Tax specified hurricanes; allowing insurance premium tax credit amounts to be applied retroactively to installment payments History for purposes of determining penalty amounts, etc. Related Bills: SB 576 SB 1112 HB 23 SB 1412 HB 1295 HB 1377 Florida Mortgage Lending: Military-friendly Initiatives; Specifying additional military installations that may exchange certain information with local 06/26/2019 - SB 620 Foreclosure governments regarding compatibility of land development; providing that an easement for certain military lands Chapter No. 2019- 2019 Proceedings/Admin continues after a tax sale or deed execution; directing the Department of Highway Safety and Motor Vehicles to 87. Chapter No. Rules develop a Blue Angels license plate; requiring a student whose parent is transferred or pending transfer to a military 2019-144 installation within a school district to be considered a resident of the district and provided preferential treatment in the History Related Bills: controlled open enrollment process under certain circumstances, etc. HB 505 SB 1104 HB 891 SB 1686 Georgia Industrial Loan A BILL to be entitled an Act to amend an Act making and providing appropriations for the State Fiscal Year beginning 03/12/2019 - HB 30 Companies July 1, 2018, and ending June 30, 2019, known as the "General Appropriations Act," Act No. 1EX, approved November House Sent to 2019 - 2020 Lending: Licensing 17, 2018, so as to make, provide, and change certain appropriations for the operation of the State government and its Governor; House Ralston, David 7th departments, boards, bureaus, commissions, institutions, and other agencies, for the university system, common Date Signed by Mortgage Lending: schools, counties, municipalities, and political subdivisions, for all other governmental activities, projects, and Governor; Act 3; Mortgage Loan undertakings authorized by law, and for all leases, contracts, agreements, and grants authorized by law; to provide for Effective Date Administration the control and administration of funds; to provide an effective date; to repeal conflicting laws; and for other purposes. History Personal Loans: General Vehicle Finance: Registration
Georgia Banking: General A BILL to be entitled an Act to amend Chapter 1 of Title 7 of the O.C.G.A., relating to financial institutions, so as to 05/07/2019 - HB 185 Mortgage Lending: change certain definitions; to provide for related matters; to repeal conflicting laws; and for other purposes. House Date 2019 - 2020 Licensing Brokers, Licensing Signed by Rep. Bruce Loan Originators/Servicers, Governor; Act 270; Williamson (R-GA) SAFE Act/NMLSR Effective Date(s): 07/01/2019 History Georgia Closings A BILL to be entitled an Act to amend Chapter 39A of Title 43 of the O.C.G.A., relating to real estate appraisers, so as 05/07/2019 - HB 192 Mortgage Lending: to change certain provisions relating to real estate management companies; to revise and provide for definitions; to House Date 2019 - 2020 Appraisal Management provide requirements for the establishment and maintenance of a real estate appraisal management company; to Signed by Powell, Alan 32nd Companies, Appraisals authorize the Georgia Real Estate Appraisers Board to establish certain rules and regulations for appraisal Governor; Act 241; management companies and to collect and remit certain fees; to authorize the board to take disciplinary action against Effective date(s): appraisal management companies; to revise certain requirements relating to the board's authority to investigate certain 07/01/2019 violations; to provide for related matters; to repeal conflicting laws; and for other purposes. History Georgia Mortgage Lending: A BILL to be entitled an Act to amend Article 4 of Chapter 12 of Title 45 of the Official Code of Georgia Annotated, 05/06/2019 - HB 197 Mortgage Loan relating to the Office of Planning and Budget, so as to provide for the establishment of the Strategic Integrated Data House Date 2019 - 2020 Administration System; to provide for definitions; to establish a governing board and provide for its membership and terms; to provide Signed by Dempsey, Katie for oversight of the operation of the project by the governing board; to provide for data submission from state agencies Governor; Act 154; 13th and departments; to provide for reporting; to provide for funding; to provide for related matters; to repeal conflicting Effective Date laws; and for other purposes. 7/1/2019 History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 14 of 65 Bill/Reg. # Categories Summary Status Georgia Mortgage Lending: A BILL to be entitled an Act to amend Article 13 of Chapter 1 of Title 7 of the Official Code of Georgia Annotated, 04/18/2019 - HB 212 Licensing Brokers, Licensing relating to licensing of mortgage lenders and mortgage brokers, so as to exempt retailers, retail brokers of House Date 2019 - 2020 Loan Originators/Servicers, manufactured homes or mobile homes, and residential contractors from the requirement to obtain a license as a Signed by Rep. Clay Pirkle SAFE Act/NMLSR mortgage loan originator, mortgage broker, or mortgage lender under certain circumstances; to provide for definitions; Governor; Act 33; (R-GA) to provide for related matters; to repeal conflicting laws; and for other purposes. Effective Date 07/01/2019 History Georgia Mortgage Lending: A BILL to be entitled an Act to amend Article 2 of Chapter 6 of Title 15 of the Official Code of Georgia Annotated, 05/06/2019 - HB 288 General relating to clerks of superior courts, so as to revise the sums that the clerks of the superior courts are entitled to House Date 2019 - 2020 charge and collect for filing documents and instruments pertaining to real estate or personal property; to provide for a Signed by Rep. Jay Powell flat sum structure; to repeal certain related alternative fees; to provide for related matters; to repeal conflicting laws; Governor; Act 231; (R-GA) and for other purposes. Effective Date 01/01/2020 History Georgia Insurance Products: A BILL to be entitled an Act to amend Chapter 10 of Title 43 of the Official Code of Georgia Annotated, relating to 05/02/2019 - SB 214 Insurance Regulation barbers and cosmetologists, so as to change the number of apprenticeship hours required for cosmetologists, hair Senate Date 2019 - 2020 Mortgage Lending: designers, estheticians, nail technicians, master barbers, and barbers II; to remove other requirements for certificates Signed by Martin IV, P. K. 9th Appraisals, Licensing of registration; to provide for related matters; to repeal conflicting laws; and for other purposes. Governor; Act 146; Brokers, Licensing Loan Effective Date Originators/Servicers 07/01/2019 History Hawaii Lending: Licensing Implements section 106 of the Economic Growth, Regulatory Relief, and Consumer Protection Act, P.L. 115-174, by 06/12/2019 - Act HB 988 Mortgage Lending: providing a 120-day temporary authority to originate loans in this State for loan originators moving from a depository 074, on 2019 - 2020 Licensing Brokers, Licensing institution to a non-depository institution and state-licensed loan originators moving interstate. (HB988 CD1) 06/07/2019 (Gov. SAIKI (Introduced Loan Originators/Servicers, Msg. No. 1175).; by request of Mortgage Loan Act 074, another party) Administration, SAFE 06/07/2019 (Gov. Act/NMLSR Msg. No. 1175). Related Bills: History SB 1214 Hawaii Mortgage Lending: Clarifies that documents required to be filed in conjunction with mortgage servicing licensing be filed through NMLS. 06/12/2019 - Act HB 989 Licensing Loan Authorizes the Commissioner of Financial Institutions to issue cease and desist orders against licensees and 075, on 2019 - 2020 Originators/Servicers, SAFE unlicensed persons and to enter into consent orders. (HB989 CD1) 06/07/2019 (Gov. SAIKI (Introduced Act/NMLSR Msg. No. 1176).; by request of Act 075, another party) 06/07/2019 (Gov. Msg. No. 1176). Related Bills: History SB 1215 Hawaii Mortgage Lending: Applies the protections of civil relief for state military forces to persons serving on full time National Guard duty under 06/12/2019 - Act HB 991 Foreclosure title 32 United States Code and aligns the HRS with the Servicemembers Civil Relief Act, codified in 50 United States 077, on 2019 - 2020 Proceedings/Admin Code chapter 50 (§§3901-4043). (HB991 CD1) 06/07/2019 (Gov. SAIKI (Introduced SCRA & MilitaryRelief: Msg. No. 1178).; by request of General, Vehicle Act 077, another party) 06/07/2019 (Gov. Vehicle Finance: Leasing Msg. No. 1178). Related Bills: History SB 1217
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 15 of 65 Bill/Reg. # Categories Summary Status Hawaii Closings REQUESTING DISCLOSURE OF POTENTIAL LACK OF TITLE INSURANCE TO PURCHASERS OF CERTAIN REAL 02/28/2019 - HR2019 35 Insurance Products: Title PROPERTY AND CREATION OF A TASK FORCE ON TITLE INSURANCE. Offered; Adopted 2019 - 2020 Insurance with none voting SAN aye with Mortgage Lending: BUENAVENTURA reservations; none Foreclosure Prevention, voting no (0) and Foreclosure Representative(s) Proceedings/Admin DeCoite, Ichiyama, Real Estate: Disclosures McKelvey, Onishi excused (4).; Resolution adopted in final form. History Hawaii Mortgage Lending: Requires associations to offer mediation with a notice of default and intention to foreclose. Clarifies that the explicit 07/12/2019 - SB 551 Foreclosure grant of power of sale to associations is not required for the purposes of enforcing association liens under the Became law 2019 - 2020 Proceedings/Admin, Lien association alternate power of sale foreclosure process. Applies retroactively to pending matters that arose prior to the without the BAKER Priority effective date. (CD1) Governor's signature, Act 282, 07/10/2019, (Gov. Msg. No. 1402). History Hawaii Mortgage Lending: Lien Revives for one year specified sections of the repealed chapter 514A, HRS, to allow developers whose condominium 07/09/2019 - Act SB 552 Priority property regimes were issued an effective date pursuant to sections 514A-40 and 514A-41, HRS, to update their public 223, on 2019 - 2020 Real Estate: Disclosures reports without revising any of the associated documents and have their public reports and disclosure abstracts 07/02/2019 (Gov. BAKER treated as non-expiring developer's public reports under part IV of chapter 514B, HRS. Clarifies that requirements Msg. No. 1325).; regarding filing of public reports do not apply to duly registered time share projects under certain conditions. (CD1) Act 223, Related Bills: 07/02/2019 (Gov. HB 811 Msg. No. 1325). History Idaho Mortgage Lending: OCCUPANCY TAX - Amends existing law to make property tax relief applicable to either the property tax or the 02/21/2019 - HB 62 Appraisals occupancy tax. Delivered to 2019 Governor at 11:13 REVENUE AND a.m. on February TAXATION 20, 2019; COMMITTEE Reported Signed by Governor on February 20, 2019 Session Law Chapter Effective: 01/01/2019 SECTION 1-8; 07/01/2019 SECTION 9 History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 16 of 65 Bill/Reg. # Categories Summary Status Idaho Mortgage Lending: APPROPRIATIONS - DEPARTMENT OF FINANCE - Relates to the appropriation to the Department of Finance for fiscal 03/18/2019 - SB 1147 Licensing Brokers, Licensing year 2020. Reported signed 2019 Loan Originators/Servicers by the Speaker & FINANCE ordered delivered COMMITTEE to Governor; Reported delivered to Governor; Signed by Governor; Session Law Chapter Effective: 07/01/2019 History Illinois Mortgage Lending: Energy Amends the Property Assessed Clean Energy Act. Makes a technical change in a Section concerning the short title. 07/15/2019 - HB 105 Improvement Governor 2019 - 2020 Approved; Rep. Kathleen Effective Date Willis January 1, 2020; Public Act ...... 101-0082 History Illinois Banking: General Creates the Illinois Trust Code. Provides that the Code applies to express trusts, charitable or noncharitable, and 07/12/2019 - HB 1471 Mortgage Lending: trusts created pursuant to a statute, judgment, or decree that requires the trust to be administered in the manner of an Governor 2019 - 2020 General express trust. Defines terms. Adds provisions governing: judicial proceedings; representation; creation, validity, Approved; Public Rep. Ann M. modification, and termination of trusts; creditor's claims; spendthrift and discretionary trusts; revocable trusts; the office Act ...... Securities & Investments: Williams of trustee; duties and powers of the trustee; the Illinois Prudent Investor Law; life insurance; affiliated investments; 101-0048 UGMA/UTMA liability of trustees and rights of persons dealing with a trustee; total return trusts; trust decanting; the Uniform Powers History of Appointment Law; perpetuities; and application of the Code to existing trusts. Repeals the Trusts and Trustees Act, the Trusts and Dissolutions of Marriage Act, the Uniform Powers of Appointment Act (added by Public Act 100-1044), the Statute Concerning Perpetuities, the Perpetuities Vesting Act, and the Trust Accumulation Act. Makes corresponding changes in the Public Use Trust Act, the Township Code, the Corporate Fiduciary Act, the Community- Integrated Living Arrangements Licensure and Certification Act, the Title Insurance Act, the Illinois Funeral or Burial Funds Act, the Mental Health and Developmental Disabilities Code, the Illinois Marriage and Dissolution of Marriage Act, the Probate Act of 1975, the Illinois Power of Attorney Act, the Common Trust Fund Act, the Religious Corporation Act, and the Illinois Pre-Need Cemetery Sales Act. Effective January 1, 2020. Illinois Mortgage Lending: Amends the Property Tax Code. Makes changes concerning certifications required for township and multi-township 08/23/2019 - HB 2243 Appraisals assessors and supervisors of assessments. Effective immediately. Governor 2019 - 2020 Approved; Public Rep. Michael T. Act 101-0467 Marron History
Illinois Mortgage Lending: Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a person age 65 and older may 08/09/2019 - HB 2643 Mortgage Loan cancel certain contracts within 15, rather than 3, days after the day the contract was signed. Effective January 1, 2020. Governor 2019 - 2020 Administration Approved; Public Rep. Joyce Mason Privacy and Fraud: Act 101-0264 General History UDAP & UDAAP
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 17 of 65 Bill/Reg. # Categories Summary Status Illinois Mortgage Lending: Amends the Mortgage Act. Adds a person authorized by the mortgagor, grantor, heir, legal representative, or assign to 07/19/2019 - HB 2699 Closings, Mortgage Loan the list of those who may request that the mortgagee of real property shall make, execute, and deliver an instrument in Governor 2019 - 2020 Administration writing releasing a mortgage or deed of trust. Provides that if any mortgagee or trustee shall not, within 30 days (rather Approved; Rep. Mark L. than "one month") after the payment of the debt secured by the mortgage or trust deed complies with specific Effective Date Walker requirements, then he or she shall be liable for the sum of $200 to the aggrieved party. Provides that the successor in January 1, 2020; interest to the mortgagee or trustee shall not be liable for the $200 penalty if he or she complies with specific Public Act ...... requirements within 30 days (rather than "one month") after succeeding to the interest. . . 101-0097 History Illinois Mortgage Lending: Amends the Real Estate License Act of 2000. In provisions regarding a statement that must be contained in a broker 07/12/2019 - HB 2961 Appraisals price opinion or comparative market analysis, provides that the broker price opinion or comparative market analysis Governor 2019 - 2020 was prepared by a licensed real estate broker or managing broker who was not acting as a State certified real estate Approved; Public Rep. Robert Rita appraiser (rather than a licensed real estate broker or managing broker, not by a State certified real estate appraiser). Act ...... (D-IL) Effective immediately. 101-0071 History Illinois Ancillary Products: Creates the First 2019 General Revisory Act. Combines multiple versions of Sections amended by more than one 07/12/2019 - HB 3249 General Public Act. Renumbers Sections of various Acts to eliminate duplication. Corrects obsolete cross-references and Governor 2019 - 2020 Debt and Collections: technical errors. Makes stylistic changes. Effective immediately. Approved; Public Rep. Gregory Bankruptcy, Act 101-0081; Harris Collections/Garnishment, Effective Date July Debt Buyer 12, 2019 History Mortgage Lending: General, Mortgage Loan Administration, Mortgage Restrictions Notary Tax - Financial Issues: Corporate Taxes
Illinois Mortgage Lending: Amends the Homelessness Prevention Act. Changes certain types of assistance grantees shall offer households to 08/09/2019 - HB 3331 Foreclosure prevent homelessness as follows: (1) payment of a rent or mortgage arrearage (rather than payment of a rent or Governor 2019 - 2020 Proceedings/Admin mortgage arrearage in an amount established as necessary to defeat the eviction or foreclosure, but shall in no event Approved; Public Rep. Delia C. be greater than 3 months of rental or mortgage arrears); (2) payment of a security deposit (rather than payment of a Act ...... Ramirez rent deposit or security deposit and payment of not more than 2 months rent or mortgage payments); and (3) payment 101-0280 of rent or mortgage. Provides that in no case shall the total assistance for a household be greater than the equivalent History of 6 months of rent or mortgage payments. Provides that, on an annual basis, a grantee's administrative costs and case management expenses shall not exceed 15% of the grant amount it receives. Illinois Mortgage Lending: Amends the Public Officer Prohibited Activities Act. Provides that an elected or appointed official of a unit of local 07/29/2019 - HB 3501 General government may not hire or appoint himself or herself to a second position in the unit of local government if the second Governor 2019 - 2020 Real Estate: General position is a salaried or hourly position. Allows the governing body of the unit of local government to hire or appoint an Approved; Public Rep. Natalie A. elected or appointed official to a second position in the unit of local government with a salary or hourly wages by Act 101-0169 Manley ordinance or resolution if the ordinance or resolution states the salary or total compensation of an hourly position. History Effective immediately. Illinois Mortgage Lending: Amends the Recorder Division of the Counties Code. Modifies how a county recorder determines if a lien is an expired 08/09/2019 - SB 62 Foreclosure lien under a county's demand and referral program by providing that a lien is expired if a suit to enforce the lien has Governor 2019 - 2020 Proceedings/Admin not been commenced or a counterclaim has not been filed by the lienholder within 2 years after the completion date of Approved; Public Sen. Cristina Real Estate: Liens the contract as specified in the recorded mechanics lien. Provides that the 2-year period shall be increased to the Act ...... Castro extent that an automatic stay under specified provisions of the United States Bankruptcy Code stays a suit or 101-0296 counterclaim to foreclose the lien or, if a work completion date is not specified in the recorded lien, then the work History completion date is the date of recording of the mechanics lien. Effective immediately.
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 18 of 65 Bill/Reg. # Categories Summary Status Illinois Mortgage Lending: House Floor Amendment 1 - SECOND FY2020 BUDGET IMPLEMENTATION ACT 12/13/2019 - SB 119 Community Development Governor 2019 - 2020 Institutions Approved; Sen. Heather A. Tax - Financial Issues: Effective Date Steans Internet Tax December 13, 2019; Some Provisions; Effective Date January 1, 2020; Some Provisions; Public Act 101- 0604 History Illinois Mortgage Lending: Amends the Mortgage Foreclosure Article of the Code of Civil Procedure in relation to short sales of property. Provides 08/16/2019 - SB 138 Foreclosure that, if an offer to purchase either a mortgage or residential property is made by an entity with a tax-exempt filing status Governor 2019 - 2020 Proceedings/Admin under Section 501(c)(3) of the Internal Revenue Code for the purpose of reselling that mortgage or residential Approved; Sen. Jacqueline property to the mortgagor, and financing for the repurchase will be provided by a certified community development Effective Date Collins (D-IL) financial institution, an affidavit, statement, agreement, or addendum limiting ownership or occupancy of the residential August 16, 2019; property by the mortgagor shall not provide a basis to avoid a sale or transfer, nor is it enforceable against the Public Act 101- acquiring entity or any real estate broker, mortgagor, or settlement agent named in the affidavit, statement, agreement, 0396 or addendum. Provides that, at the time of an offer, specified disclosures shall be made to the mortgagee in History connection with any purchase of a sale. Provides that, upon request by the mortgagee, a certified community development financial institution shall provide documentation evidencing its current certification status. Effective immediately. Illinois Mortgage Lending: Amends the Code of Civil Procedure. Provides that the failure to send a copy of the notice of foreclosure to the 08/16/2019 - SB 169 Foreclosure alderman or to file an affidavit as required results in a fine of $500 payable to the ward in which the property is located Governor 2019 - 2020 Proceedings/Admin (instead of resulting in the dismissal without prejudice of the complaint or counterclaim on a motion of a party or the Approved; Sen. John G. court). Deletes language regarding the requirements a party must comply with if the party refiles the complaint or Effective Date Mulroe counterclaim. Effective immediately. August 16, 2019; Public Act 101- 0399 History Illinois Mortgage Lending: Amends the Condominium Property Act. Provides that before the board may levy a fine, it shall first provide the unit 08/23/2019 - SB 220 General, Mortgage Loan owner a minimum of 20 days' written notice and an opportunity to be heard. Provides that the written notice shall be Governor 2019 - 2020 Administration made in accordance with the requirements of the Act. Provides that the notice and opportunity to be heard Approved; Public Sen. Laura M. requirements apply only to the ability to levy fines, and nothing contained in the new provisions limits or restricts the Act 101-0530 Murphy ability of the board to pursue or enforce the rights of the association. Provides that the association has no authority to History report adverse information to a credit reporting agency or initiate collection proceedings against a unit owner for unpaid fines unless the board of managers has first complied with the notice and hearing requirements. Makes corresponding changes. Illinois Mortgage Lending: Amends the Residential Mortgage License Act of 1987. Makes a technical change in the Section concerning the short 08/09/2019 - SB 657 General title of the Act. Governor 2019 - 2020 Approved; Public Sen. Michael E. Act ...... Hastings 101-0312 History Illinois Mortgage Lending: Amends the Code of Civil Procedure. Makes a technical change in a Section regarding the short title of the Article 08/23/2019 - SB 1134 Foreclosure concerning mortgage foreclosures. Governor 2019 - 2020 Proceedings/Admin Approved; Public Sen. Don Harmon Act 101-0539 History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 19 of 65 Bill/Reg. # Categories Summary Status Illinois Lending: Licensing Amends the Installment Sales Contract Act. Provides that ""installment sales contract"" does not include a financing 08/23/2019 - SB 1514 Mortgage Lending: arrangement offered by a third-party religious or cultural lender. Defines ""third-party religious or cultural lender"" as Governor 2019 - 2020 General, Licensing Loan an individual or legal entity licensed under the Residential Mortgage License Act of 1987 that is in compliance with the Approved; Public Sen. Toi W. Originators/Servicers principles and norms of an established religious or cultural legal system and that is obtaining an interest in a residential Act 101-0557 Hutchinson dwelling solely as collateral security for a financing arrangement that for religious or cultural reasons does not allow the History imposition or collection of interest and had no interest in the residential dwelling prior to the consummation of the financing arrangement, other than an interest in the nature of collateral ... Illinois Campaign Finance Amends the Personnel Code. Provides that no person may be appointed from any eligible list unless that person 12/05/2019 - SB 1639 Reform: Lobbying/Lobbyists becomes a resident of the State of Illinois within 3 months from the first day of employment. Governor 2019 - 2020 Mortgage Lending: Approved; Sen. Heather A. Foreclosure Effective Date Steans Proceedings/Admin December 5, 2019; Public Act . . Securities & Investments: ...... 101-0595 Qualified Tuition Plans, History Trusts/Funds/Bonds/Options
Illinois Banking: Operations Amends the Illinois Credit Union Act. Provides that if the Act requires information to be written or delivered in writing, an 08/23/2019 - SB 1813 Electronic Commerce: electronic record or delivery satisfies the rule of law. Provides that if the Act requires a policy, record, notice, or other Governor 2019 - 2020 General document or information to be mailed or otherwise furnished or disclosed by a credit union, electronic distribution or Approved; Public Sen. John G. delivery satisfies the rule of law. Provides that a policy adopted by the board may delegate expulsion authority to Act 101-0567 Mortgage Lending: Mulroe senior management officials of the credit union. Provides that a member expelled by a senior management official may History General seek reinstatement by appealing the action within 30 days of expulsion to the board of directors, and that the board Personal Loans: General may affirm, disaffirm, or modify the action, and the board's decision is final. Provides that a credit union may invest in securities, obligations, or other instruments of or issued by entities properly registered with or licensed by the Department of Financial and Professional Regulation. Increases a credit union's aggregate loan amount and the total amount of funds not used in loans to members that may be invested in shares and stocks of Credit Union Service Organizations to 10% (instead of 3%) of the paid-in and unimpaired capital and surplus of the credit union. Modifies a credit union's investment limit in shares or stocks of Credit Union Service Organizations to not exceed 10% (instead of 3%) of the paid-in and unimpaired capital and surplus of the credit union or the amount authorized for federal credit unions. Makes other changes. Effective immediately. Illinois Mortgage Lending: Amends the Regulatory Sunset Act. Extends the repeal date of the Real Estate License Act of 2000 from January 1, 08/09/2019 - SB 1872 Appraisals 2020 to January 1, 2030. Makes conforming changes. Effective immediately. Governor 2019 - 2020 Approved; Public Sen. Neil Act ...... Anderson 101-0357 History Indiana Mortgage Lending: Vacant Various local government matters. 05/01/2019 - HB 1116 Property Upkeep Signed by the 2019 Governor; Public Rep. Michael Law 164 Karickhoff. History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 20 of 65 Bill/Reg. # Categories Summary Status Indiana Marketing & Calling Telephone solicitation. Adds to the list of telephone calls that are exempt from the "do not call" statute any telephone 05/05/2019 - HB 1123 Restrictions: Auto call made to a consumer by a caller that: (1) is: (A) a communications service provider that offers broadband internet Signed by the 2019 Dialer/Pre-Recorded service; or (B) a financial institution or a person licensed by the department of financial institutions to engage in first Governor; Public Rep. Jeff Ellington. Messaging, Mobile Phone, lien mortgage transactions or consumer credit transactions; and (2) has an established business relationship with the Law 242 Telemarketing consumer. Requires the consumer protection division of the attorney general's office (division) to notify Indiana History Mortgage Lending: residents of the following: (1) The prohibition under federal law against a person making any call using an: (A) General automatic telephone dialing system; or (B) artificial or prerecorded voice; to any telephone number assigned to a mobile telecommunications service. (2) The prohibition under federal law against a person initiating any telephone call to any residential telephone line using an artificial or prerecorded voice to deliver a message without the prior consent of the called party. (3) Information concerning the placement of a telephone number on the National Do Not Call Registry operated by the Federal Trade Commission. Allows the division to use the consumer protection division telephone solicitation fund (fund) to: (1) administer the statutes concerning: (A) the registration of telephone solicitors; and (B) the regulation of automatic dialing machines; and (2) reimburse county prosecutors for expenses incurred in extraditing violators of these and other state and federal statutes concerning telephone solicitations. (Current law provides that the fund may be used only to administer: (1) the state's "do not call" statute; (2) the federal statute concerning restrictions on the use of telephone equipment; and (3) the state statute concerning misleading or inaccurate caller identification (caller ID statute).) Provides that certain civil penalties recovered by the attorney general for violations of the statutes concerning: (1) the registration of telephone solicitors; and (2) the regulation of automatic dialing machines; shall be deposited in the fund. Defines "executive" for purposes of the "do not call" statute, and provides that an executive of a person that violates the "do not call" statute commits a separate deceptive act actionable by the division. Provides that the attorney general can collect attorney fees and costs in a civil action for a violation of the caller ID statute. Amends the definition of "seller" for purposes of the statute requiring telephone solicitors to register with the division, so that the definition includes any person making a telephone solicitation. (Current law includes only persons making specified false representations in a telephone solicitation.) Provides that all sellers that make telephone solicitations must register with the division. (Under current law, registration is required only if the seller makes a solicitation involving consideration of more than $100 and less than $50,000.) Makes technical changes to the deceptive consumer sales act concerning violations of the caller ID statute. Allows the attorney general to collect a civil penalty of not more than: (1) $10,000 for the first violation; and (2) $25,000 for each subsequent violation; of the statute regulating automatic dialing machines. Urges the legislative council to assign to the interim study committee on corrections and criminal code the task of studying the following: (1) Whether existing criminal penalties for violations of specified telephone solicitation statutes should be increased. (2) The potential effects of increasing criminal penalties for violations of the statutes on: (A) the ability of the office of the attorney general to enforce compliance with the statutes; and (B) the state's criminal justice system. (3) Reconciling state and federal laws concerning the Do Not Call registry and other telephone privacy laws. Indiana Mortgage Lending: Administrative law judges. Establishes the office of administrative law proceedings (office) within the state personnel 05/02/2019 - HB 1223 Appraisals department to hear certain administrative proceedings that result in a finding of fact determining the legal rights, Signed by the 2019 duties, or privileges of a party after an opportunity for an evidentiary hearing. Specifies the administrative proceedings Governor; Public Rep. Gregory over which the office has jurisdiction. Provides a list of agencies over whose administrative proceedings the Law 205 Steuerwald. administrative law judges from the office do not preside. Provides that the office shall have a director who is History responsible for administering the office, hiring administrative law judges, and assigning administrative law judges to administrative proceedings. Makes conforming amendments. Indiana Credit and Debit Cards: Establishes the governor's security council. Abolishes the counterterrorism and security council and transfers the 05/05/2019 - HB 1269 Governmental Payments council's duties to the governor's security council. Abolishes the emergency alert system advisory committee. Signed by the 2019 Mortgage Lending: Abolishes: (1) the boiler and pressure vessel rules board; and (2) the regulated amusement device safety board; and Governor; Public Rep. Doug Appraisals transfers the boards' duties to the fire prevention and building safety commission (commission). Abolishes the Law 249 Gutwein. emergency medical commission's technical advisory committee. Provides that the department of homeland security History Vehicle Finance: Licensing (department) may grant waivers to: (1) certain rules adopted by the Indiana emergency medical services commission; and (2) rules adopted by the board of firefighting personnel standards and education.
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 21 of 65 Bill/Reg. # Categories Summary Status Indiana Electronic Commerce: Local government matters...(more) 05/05/2019 - HB 1427 General Signed by the 2019 Mortgage Lending: Governor; Public Rep. Daniel Appraisals Law 257 Leonard. History Real Estate: Liens
Indiana Discrimination in Lending Loan brokers. Reorganizes current provisions regulating loan brokers and moves the reorganized provisions to a new 05/01/2019 - HB 1440 Lending: Licensing, Truth in article, including: (1) the loan broker regulation account; (2) licensure and notice requirements; (3) education and Signed by the 2019 Lending/Disclosure examination requirements for licensure; (4) requirements for loan broker offices, personnel, and conduct of business; Governor; Public Rep. Robert and (5) violations and enforcement. Makes conforming amendments. Repeals the current law regulating loan brokers. Law 175 Mortgage Lending: Heaton. History Appraisal Management Companies, Appraisals, Licensing Brokers, SAFE Act/NMLSR Personal Loans: General Privacy and Fraud: Information Privacy, Security Breach Indiana Banking: General Financial institutions and consumer credit. Makes various changes to the statutes concerning: (1) first lien mortgage 05/01/2019 - HB 1447 Debt and Collections: lenders; (2) persons licensed under the Uniform Consumer Credit Code (UCCC); (3) rental purchase agreements; (4) Signed by the 2019 Debt Settlement Companies debt management companies; (5) banks; (6) credit unions; (7) pawnbrokers; and (8) money transmitters. Repeals a Governor; Public Rep. Woody provision in the statute concerning rental purchase agreements that specifies that any up-front payment made by the Law 176 Lending: Licensing, Burton. lessee: (1) must be treated as an initial rental payment; (2) is subject to the disclosure requirements under the statute; History Pawnbrokers, Payday and (3) may be in a sum larger than a regular rental payment. Repeals a provision in the UCCC that provides that civil Lending, Title Loans proceeding advance payment transactions (CPAP transactions) are subject to the UCCC. Mortgage Lending: Mortgage Loan Administration Personal Loans: 36 Percent & Lower Caps Privacy and Fraud: Money Laundering Real Estate: Liens
Indiana Mortgage Lending: Professional licensing matters. Provides for an annual renewal process for appraisal management companies. 04/24/2019 - HB 1569 Appraisal Management Changes the designation of certified dietician to licensed dietician. Allows for a hearing aid dealer in training to fit or Signed by the 2019 Companies, Appraisals dispense hearing aids while under the supervision and direction of an individual who holds a temporary or valid Governor; Public Rep. Dennis Zent. hearing aid dealer certificate of registration. Defines a conviction of concern. Amends a provision concerning the way a Law 90 conviction for a crime of concern affects an individual with a professional license or certification. Removes a provision History that requires a dental hygienist to obtain and maintain a national provider identifier number. Allows for the state board of dentistry (board) to issue dental residency permits and dental faculty licenses. (Current ...
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 22 of 65 Bill/Reg. # Categories Summary Status Indiana Ancillary Products: Credit Code revision corrections. Addresses problems in the Indiana Code not suitable for resolution in the annual Technical 05/05/2019 - SB 80 Insurance/Debt Suspension, Corrections bill, including corresponding amendment to certain percentages and overly broad or ambiguous language. Signed by the 2019 Credit Monitoring, Debt Resolves technical conflicts between various enrolled acts passed during the 2019 legislative session. Corrects Governor; Public Sen. Michael Cancellation, Motor Clubs technical errors in various enrolled acts passed during the 2019 legislative session. Law 211 Young Banking: Alternate ID, History Banking Fees, General, Operations Debt and Collections: Bad Checks, Collections/Garnishment, Debt Buyer, Debt Settlement Companies Lending: Licensing Mortgage Lending: Licensing Loan Originators/Servicers, SAFE Act/NMLSR Personal Loans: 36 Percent & Lower Caps Terrorism UDAP & UDAAP Vehicle Finance: Franchise, Licensing
Indiana Mortgage Lending: Voiding and releasing claims in land interests. Adds a provision to the statute concerning marketable title for real 05/02/2019 - SB 604 Foreclosure property to provide that after a person has filed a claim for an interest in land, the claim is void if: (1) the owner of the Signed by the 2019 Proceedings/Admin property subject to the claim (or any person having an interest in the property) provides written notice to the claimant Governor; Public Sen. Blake Doriot Real Estate: Liens to file an action to enforce the claim; and (2) the claimant fails to file, within 30 days after receiving the notice to Law 196 enforce the claim, an action to enforce the claim in the county where the property is located. Provides that upon the History claimant's failure to file an action to enforce the claim within the 30 day period, the person who provided the notice to the claimant may file with the recorder of the county where the property is located an affidavit stating that the person has served notice on the claimant to enforce the claim and that no action for enforcement of the claim is pending. Requires the county recorder to record the affidavit of service. Requires that an affidavit of service must also include a reference to the recording information of the recorded notice of claim. Requires that, when the recorder records the affidavit of service, the recorder must include a reference to the recorded notice of claim in the record book. Allows a recorder to certify certain records by cross reference in certain instances. Iowa Mortgage Lending: A bill for an act relating to statutory corrections which may adjust language to reflect current practices, insert earlier 05/01/2019 - HF 679 Appraisals omissions, delete redundancies and inaccuracies, delete temporary language, resolve inconsistencies and conflicts, Signed by 2019 - 2020 Tax - Financial Issues: update ongoing provisions, or remove ambiguities, and including retroactive applicability provisions. Governor. House COMMITTEE ON Corporate Taxes Journal JUDICIARY History Vehicle Finance: RISA Related Bills: SSB 1172 HSB 203 SF 546
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 23 of 65 Bill/Reg. # Categories Summary Status Iowa Mortgage Lending: A bill for an act relating to abandoned structures and abatement of public nuisances. 05/10/2019 - SF 93 Foreclosure Signed by 2019 - 2020 Proceedings/Admin, Lien Governor. Sen. Mark Lofgren Priority, Mortgage Loan Effective 7-1-19. (R-IA) Administration, Vacant History Property Upkeep Related Bills: HSB 172 HF 676 HF 780 Iowa Banking: Operations, Public A bill for an act relating to nonsubstantive Code corrections. 04/15/2019 - SF 333 Deposits Reported correctly 2019 - 2020 Mortgage Lending: enrolled, signed by COMMITTEE ON Appraisals, Closings President and JUDICIARY Speaker, and sent to Governor. S.J. Related Bills: 949.; Signed by HSB 136 SSB Governor. S.J. 1140 HF 600 949. History Kansas Insurance Products: Regulating assignment of rights or benefits to a residential contractor under a property and casualty insurance policy 04/22/2019 - SB 78 Property Insurance insuring residential real estate; enacting housing protections for (more) Approved by 2019 - 2020 Mortgage Lending: Governor Committee on Mortgage Loan History Judiciary Administration
Kentucky Mortgage Lending: Amend KRS 67.0802, relating to the disposition of county property, to define "independent appraisal" and to, in 03/25/2019 - HB 335 Appraisals addition to the disposal methods available to counties, allow counties to transfer property for economic development signed by 2019 Real Estate: purposes, trade property for the same or similar type of property, sell property without bids if the property is appraised Governor; (KY L. Elkins Transfers/Conveyances for $5,000 or less, sell property as scraps or dispose of as garbage, which can include road millings and dirt, if the Acts ch. 069) value of the property is no greater than nominal, or allow the Finance and Administration Cabinet to sell the property History on behalf of the county; amend KRS 45A.425 to allow the provisions of Section 1 of the Act to be used in lieu of those set out in the local model procurement code for counties having adopted it. Louisiana Banking: General BANKS/BANKING: Provides for fingerprinting for criminal history background checks for employment in a financial 05/24/2019 - HB 303 Electronic Commerce: institution Signed by the 2019 Money Transmission Governor. Rep. Jean-Paul Becomes Act No. Lending: Pawnbrokers, Coussan (R-LA) 13. Effective date: Payday Lending 05/24/19. Mortgage Lending: History Licensing Brokers, Licensing Loan Originators/Servicers Securities & Investments: Broker-Dealer Requirements
Louisiana Mortgage Lending: REAL ESTATE/APPRAISERS: Provides relative to real estate appraisers 05/30/2019 - HB 340 Appraisals Signed by the 2019 Governor. Paul Hollis Becomes Act No. 37.; Effective date: 08/01/19. History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 24 of 65 Bill/Reg. # Categories Summary Status Louisiana Mortgage Lending: INSURANCE/PROPERTY: Provides relative to the refund of unearned premiums 06/11/2019 - HB 407 Mortgage Insurance, Signed by the 2019 Mortgage Loan Governor. Chad Brown Administration Becomes Act No. 225.; Effective date: 08/01/2019. History Louisiana Mortgage Lending: PROPERTY/RIGHTS: Provides relative to notice requirements for property that is subject to tax sales (REC SEE FISC 06/20/2019 - HB 466 Foreclosure NOTE LF EX) Signed by the 2019 Proceedings/Admin Governor. Paula Davis Becomes Act No. 384.; Effective date: 08/01/2019. History Louisiana Debt and Collections: COURTS/COURT COSTS: Provides relative to the use of court costs and fees for services by constables and marshals 06/06/2019 - HB 512 Collections/Garnishment (EN NO IMPACT LF RV See Note) Signed by the 2019 Mortgage Lending: Governor. Kenny Cox Mortgage Loan Becomes Act No. Administration 166.; Effective date: 08/01/2019. History Louisiana Mortgage Lending: REAL ESTATE/APPRAISERS: Provides relative to the Louisiana Real Estate Appraisers Board's authorization to collect 06/11/2019 - HB 593 Appraisal Management assessments Signed by the 2019 Companies, Appraisals Governor. Kenny Cox Becomes Act No. 252.; Effective date: 08/01/2019. History Louisiana Mortgage Lending: APPRAISERS: Provides relative to the Louisiana Real Estate Appraisers Law. (8/1/19) 06/11/2019 - SB 42 Appraisals Signed by the 2019 Governor. Danny Martiny Becomes Act No. 186.; Effective date 8/1/2019. History Louisiana Banking: General BANKS/BANKING: Provides relative to state banks and immovable property. (8/1/19) 06/11/2019 - SB 101 Mortgage Lending: Signed by the 2019 General Governor. Mack Bodi White, Becomes Act No. Jr. 348.; Effective date 8/1/2019. History Louisiana Insurance Products: INSURANCE CLAIMS: Provides relative to the unauthorized practice of public adjusting and fraudulent insurance acts 06/04/2019 - SB 103 Insurance Regulation by public adjusters. (7/1/19) Signed by the 2019 Mortgage Lending: Governor. Gary L. Smith, Jr. Appraisals Becomes Act No. 83.; Effective date Privacy and Fraud: 7/1/2019. Insurance Fraud, Mortgage History Fraud
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 25 of 65 Bill/Reg. # Categories Summary Status Louisiana Mortgage Lending: Lien ENVIRONMENTAL QUALITY: Authorizes liens against certain immovable property for monies expended from the 06/04/2019 - SB 106 Priority Hazardous Waste Site Cleanup Fund. (8/1/19) Signed by the 2019 Real Estate: Liens Governor. Eddie Lambert Becomes Act No. 85.; Effective date 8/1/2019. History Louisiana Mortgage Lending: REAL ESTATE: Provides actions for damages against real estate appraisers, appraisal management companies, and 06/01/2019 - SB 191 Appraisal Management real estate appraisal companies. (8/1/19) Signed by the 2019 Companies, Appraisals Governor. Norby Chabert Becomes Act No. 323.; Effective date 1/1/2020. History Maine Arbitration: General Joint Order, That the Specified Matters Be Held Over to Any Special or Regular Session of the 129th Legislature 06/20/2019 - HP 1322 Globalization/Outsourcing READ and 2019 - 2020 PASSED, in Lending: Student Loans Representative concurrence. Matthew MOONEN Mortgage Lending: Energy History Improvement, Foreclosure Proceedings/Admin SCRA & MilitaryRelief: General Tax - Financial Issues: Corporate Taxes Vehicle Finance: Franchise, Titling & Liens
Maine Mortgage Lending: An Act To Require Disclosure at the Sale or Transfer whether Real Estate Has Been Used in the Manufacture of 06/07/2019 - LD 96 General Methamphetamine Signed by the 2019 - 2020 Real Estate: Disclosures, Governor,Chapter Representative Transfers/Conveyances 234,Public Law Anne-Marie History MASTRACCIO
Maine Mortgage Lending: Lien An Act To Amend the Maine Condominium Act by Extending the Lien Period for Nonpayment of Assessments 03/14/2019 - LD 251 Priority Signed by the 2019 - 2020 Governor,Chapter Senator Robert 3,Public Law FOLEY History
Maine Mortgage Lending: An Act To Amend the Brunswick Sewer District Charter 03/25/2019 - LD 346 Foreclosure Signed by the 2019 - 2020 Proceedings/Admin Governor,Chapter Representative 1,Private and Ralph TUCKER Special Law History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 26 of 65 Bill/Reg. # Categories Summary Status Maine Mortgage Lending: An Act To Ensure That Defendants in Foreclosure Proceedings Receive Proper Notification 06/18/2019 - LD 907 Foreclosure Signed by the 2019 - 2020 Proceedings/Admin Governor,Chapter Representative 361,Public Law Matthea History DAUGHTRY
Maine Mortgage Lending: An Act To Clarify the Oversight of the Family Development Account Program 06/07/2019 - LD 1217 Community Development Signed by the 2019 - 2020 Institutions Governor,Chapter Senator Eloise 239,Public Law VITELLI History
Maine Mortgage Lending: An Act To Require Residential Mortgage Loan Servicers To Act in Good Faith in Dealings with Homeowners 06/18/2019 - LD 1327 Foreclosure Prevention, Signed by the 2019 - 2020 Foreclosure Governor,Chapter Senator Ned Proceedings/Admin, 363,Public Law CLAXTON Mortgage Loan History Administration
Maine Mortgage Lending: An Act To Amend the Laws Governing Foreclosure To Ensure Timely Completion 06/19/2019 - LD 1405 Foreclosure Signed by the 2019 - 2020 Proceedings/Admin Governor,Chapter Representative 408,Public Law Anne CARNEY History
Maine Ancillary Products: An Act To Enact the Maine Revised Unclaimed Property Act 06/27/2019 - LD 1544 General Governor's Action: 2019 - 2020 Banking: General Signed Senator Lisa KEIM History Electronic Commerce: E- Sign/Disclosure Insurance Products: Life and Accident Insurance Mortgage Lending: General Prepaid Cards: Escheatment, Payroll Cards Securities & Investments: UGMA/UTMA Virtual Currency
Maine Mortgage Lending: An Act To Amend the Licensing Laws of Certain Professions and Occupations 06/28/2019 - LD 1746 Appraisals Governor's Action: 2019 - 2020 Signed Senator Erin History HERBIG
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 27 of 65 Bill/Reg. # Categories Summary Status Maine Mortgage Lending: An Act To Amend the Charter of the Boothbay Harbor Sewer District 06/18/2019 - LD 1752 Foreclosure Signed by the 2019 - 2020 Proceedings/Admin Governor,Chapter Representative Real Estate: Liens 12,Private and Holly STOVER Special Law History Maine Banking: General An Act To Amend the Maine Tax Laws 06/19/2019 - LD 1798 Mortgage Lending: Signed by the 2019 - 2020 Foreclosure Governor,Chapter Representative Proceedings/Admin 401,Public Law Ryan TIPPING History Real Estate: Liens Securities & Investments: Trusts/Funds/Bonds/Options Tax - Financial Issues: Corporate Taxes, Financial InstitutionsTaxation, Internet Tax, Vehicle Sales Tax Vehicle Finance: Vehicle Sales Tax
Maine Mortgage Lending: An Act To Correct Inconsistencies, Conflicts and Errors in the Laws of Maine 06/27/2019 - LD 1831 Mortgage Loan Governor's Action: 2019 - 2020 Administration Signed Representative Tax - Financial Issues: History Donna BAILEY Vehicle Sales Tax Vehicle Finance: Vehicle Sales Tax
Maryland Mortgage Lending: Altering certain net worth requirements for certain applicants and licensees for certain mortgage lending, loan 04/18/2019 - HB 61 Licensing Brokers, Licensing servicing, and loan origination activities; establishing certain net worth requirements for certain applicants and Approved by the 2019 Loan Originators/Servicers, licensees acting as mortgage loan servicers for government-sponsored enterprises and other entities; authorizing the Governor - Chair, Economic SAFE Act/NMLSR use of an irrevocable letter of credit from certain institutions to satisfy certain requirements under certain Chapter 92 Matters Committee circumstances; etc. History
Maryland Mortgage Lending: Substituting the Commissioner of Financial Regulation for the Department of Labor, Licensing, and Regulation in 04/18/2019 - HB 107 Foreclosure certain provisions of law relating to the Foreclosed Property Registry. Approved by the 2019 Proceedings/Admin Governor - Chair, Chapter 93 Environment and History Transportation Committee
Maryland Mortgage Lending: Escrow Requiring an escrow agent to enter into a written agreement with the purchaser and the seller of certain residential real 04/30/2019 - HB 222 property when the escrow agent agrees to hold trust money in escrow for the residential real estate transaction; Approved by the 2019 requiring a written agreement an escrow agent enters into with the purchaser and the seller to contain certain Governor - Delegate Holmes information; and applying the Act. Chapter 349 History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 28 of 65 Bill/Reg. # Categories Summary Status Maryland Mortgage Lending: Extending the statute of limitations applicable to certain civil actions relating to unfair, abusive, or deceptive trade 05/25/2019 - HB 425 Mortgage Loan practices filed against a mortgage servicer; limiting the application of the Act to claims relating to certain residential Enacted under 2019 Administration property; and providing for the retroactive application of the Act. Article II, Section Delegate Sydnor 17(c) of the Maryland Constitution - Chapter 650 History Maryland Mortgage Lending: Establishing a framework for a court to oversee the management and disposition of commercial property subject to 04/30/2019 - HB 1065 Foreclosure receivership; providing standards and guidelines for the appointment, authority, and termination of a receiver over Approved by the 2019 Proceedings/Admin receivership property; establishing duties that may be required of a receiver; establishing a procedure for the transfer Governor - Delegate Carey of receivership property; repealing certain provisions of law regarding an assignee for the benefit of creditors; etc. Chapter 284 History Related Bills: SB 695 Maryland Mortgage Lending: Renaming the Joint Audit Committee to be the Joint Audit and Evaluation Committee and altering its powers and duties; 05/13/2019 - HB 1113 Appraisal Management establishing the Office of Program Evaluation and Government Accountability in the Department of Legislative Approved by the 2019 Companies, Appraisals Services; requiring the Office to conduct certain performance evaluations of certain units of State government; Governor - Delegate requiring the Office to conduct certain investigations under certain circumstances; altering the manner in which certain Chapter 510 Hettleman governmental units are evaluated under the Maryland Program Evaluation Act; etc. History
Related Bills: SB 640
Maryland Mortgage Lending: Establishing a State Tax Sale Ombudsman in the State Department of Assessments and Taxation; requiring that the 05/25/2019 - HB 1209 Foreclosure dwellings of certain homeowners and certain other properties designated by a county or municipal corporation that are Enacted under 2019 Proceedings/Admin, subject to liens for unpaid taxes are subject to certain procedures and requirements for collection of the unpaid taxes; Article II, Section Delegate Kaiser Mortgage Loan requiring a county and certain municipal corporations to enact a law implementing certain requirements relating to 17(c) of the Administration, Vacant collection of unpaid taxes; etc. Maryland Property Upkeep Constitution - Chapter 730 History Maryland Mortgage Lending: Establishing the National Capital Strategic Economic Development Program to provide strategic investment in local 05/25/2019 - HB 1266 Community Development housing and businesses to encourage sustainable communities and to focus on areas where modest investment will Enacted under 2019 Institutions have an appreciable neighborhood revitalization effect; establishing the type of project eligible to receive funds; Article II, Section Delegate authorizing certain government agencies, including housing authorities, and certain community development 17(c) of the Washington organizations to apply to receive Program funds; etc. Maryland Constitution - Related Bills: Chapter 732 SB 754 History Maryland Mortgage Lending: Repealing an exception to the requirement that an appraisal management company provide certain appraisers with a 04/18/2019 - SB 20 Appraisal Management certain notice and an opportunity to respond before the appraisal management company may remove an appraiser Approved by the 2019 Companies from a certain appraiser panel or refuse to assign requests for certain services. Governor - Chair, Finance Chapter 86 Committee History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 29 of 65 Bill/Reg. # Categories Summary Status Maryland Mortgage Lending: Establishing the Appraisal Management Company (AMC) Annual Federal Registry Fee Fund to hold the AMC fees 04/18/2019 - SB 69 Appraisal Management collected from each registered appraisal management company; providing for the administration of the Fund; providing Approved by the 2019 Companies, Appraisals that the Fund is a special, nonlapsing fund that is not subject to certain provisions of law; requiring the State Treasurer Governor - Chair, Finance to hold the Fund and the Comptroller to account for the Fund; providing for the transmittal of the fund; etc. Chapter 89 Committee History
Maryland Mortgage Lending: Revising, restating, and recodifying the laws of this State relating to estates and trusts; clarifying language; making 04/18/2019 - SB 398 Mortgage Loan certain technical and stylistic changes; providing for the construction of the Act; and authorizing the publisher of the Approved by the 2019 Administration Annotated Code to make certain corrections in a certain manner. Governor - President Chapter 197 History Maryland Mortgage Lending: Requiring a tax collector to withhold from tax sale certain real property designated by a county or municipal corporation 04/30/2019 - SB 509 Foreclosure for sale under a certain process; authorizing a county or municipal corporation to initiate an in rem foreclosure and Approved by the 2019 Proceedings/Admin sale of certain real property for delinquent taxes; authorizing a county or municipal corporation to enact certain laws Governor - Senator Eckardt Real Estate: Liens authorizing in rem foreclosure and sale of certain real property; authorizing the county or municipal corporation to Chapter 276 commence an in rem foreclosure action; etc. History Maryland Mortgage Lending: Prohibiting a public service company from terminating electric or gas service to certain residential customers for 05/13/2019 - SB 512 Foreclosure nonpayment on a day that a government shutdown is in effect and for 7 days after the government shutdown has Approved by the 2019 Proceedings/Admin ended; authorizing the Public Service Commission to adopt certain regulations; requiring a certain court to stay certain Governor - Senator Ellis proceedings for the foreclosure or repossession of certain residential property for a certain period of time under Chapter 522 certain circumstances; etc. History Maryland Mortgage Lending: Extending certain benefits under the More Jobs for Marylanders Program to businesses that locate or expand in 04/30/2019 - SB 581 Community Development opportunity zones in the State; altering the maximum aggregate credit amounts of certain initial tax credit certificates Approved by the 2019 Institutions, Foreclosure the Department of Commerce may issue in a fiscal year; establishing the Opportunity Zone Enhancement Program in Governor - Senator Ferguson Proceedings/Admin the Department and providing for the administration of the tax credit enhancements offered by the Program; requiring Chapter 211 the Department to submit a certain report to the General Assembly; etc. History Related Bills: HB 1260 Massachusetts Mortgage Lending: An Act relative to appraisal management companies 07/31/2019 - HB 3904 Appraisal Management Signed by the 2019 - 2020 Companies, Appraisals Governor, Chapter House Committee 43 of the Acts of on Ways and 2019 Means History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 30 of 65 Bill/Reg. # Categories Summary Status Massachusetts Mortgage Lending: Conference Committee Report: An Act making appropriations for the fiscal year 2020 for the maintenance of the 07/31/2019 - HB 4000 Foreclosure departments, boards, commissions, institutions and certain activities of the commonwealth, for interest, sinking fund Signed in part by 2019 - 2020 Proceedings/Admin and serial bond requirements and for certain permanent improvements Governor, Chapter FY20 General Real Estate: Liens 41 Acts of 2019; Appropriation Bill Governor returned Tax - Financial Issues: to the House with Internet Tax vetoes and amendments to certain sections; For message, see H4014; For actions on sections returned with recommendations of amendments, see H4016 for section 14; see H4017 for section 47; see H4018 for section 59; see H4019 for sections 69, 103, 104 and 108; see H4020 for section 89; see H4021 for section 97. History Massachusetts Mortgage Lending: An Act making appropriations for the fiscal year 2019 to provide for supplementing certain existing appropriations and 12/16/2019 - For HB 4246 Foreclosure Prevention for certain other activities and projects message, see 2019 - 2020 H4252; Sections FY19 returned with Supplemental disapprovals (see Budget sections 8, 9, 38 and 100) referred to the committee on House Ways and Means History Michigan Mortgage Lending: Property tax; delinquent taxes; Amends sec. 78q of 1893 PA 206 (MCL 211.78q). 6/26/2019 - HB 4121 Foreclosure Approved by the 2019 - 2020 Proceedings/Admin governor @ 1:33 Rep. Wendell Byrd pm; Filed with (D-MI) secretary of state 6/26/2019 @ 3:22 pm; Assigned pa 35'19 with immediate effect History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 31 of 65 Bill/Reg. # Categories Summary Status Michigan Mortgage Lending: Property; mortgages; fee assessed by foreclosure sale purchasers to calculate redemption amount; provide cap. 11/20/2019 - HB 4226 Foreclosure Amends sec. 3240 of 1961 PA 236 (MCL 600.3240). Approved by the 2019 - 2020 Proceedings/Admin governor Ryan Berman 11/21/2019 10:45 am; Filed with secretary of state 11/21/2019 04:16 pm; Assigned pa 130'19 with immediate effect History Michigan Mortgage Lending: Civil procedure; other; foreclosure by advertisement; require notice of foreclosure to include information to mortgagor, 12/11/2019 - HB 4306 Foreclosure and limit newspapers in which notice of foreclosure may be published. Amends sec. 3212 of 1961 PA 236 (MCL Approved by the 2019 - 2020 Proceedings/Admin 600.3212). governor Triston Cole 12/12/2019 10:30 am; Filed with secretary of state 12/12/2019 02:58 pm; Assigned pa 142'19 with immediate effect History Michigan Mortgage Lending: Financial institutions; loan officers; mortgage loan originator licensing grace period during certain changes in 12/05/2019 - HB 5084 Licensing Loan occupational circumstances; provide for. Amends secs. 3 & 5 of 2009 PA 75 (MCL 493.133 & 493.135) & adds secs. Approved by the 2019 - 2020 Originators/Servicers 5a, 5b & 5c. governor Rep. Diana 12/04/2019 02:09 Farrington (R-MI) pm; Filed with secretary of state 12/05/2019 09:30 am; Assigned pa 141'19 with immediate effect History Michigan Mortgage Lending: Law enforcement; investigations; use of standard investigation form involving the physical or financial abuse of a 12/31/2018 - HB 5813 Reverse Mortgages vulnerable adult or elder adult; require. Amends 1927 PA 175 (MCL 760.1 - 777.69) by adding sec. 15h to ch. IV. Approved by the 2017 - 2018 Privacy and Fraud: governor Sen. Jim Runestad Elderly/Vulnerable 12/27/2018 @ (R-MI) Exploitation 5:07 pm; Filed with secretary of state 12/28/2018 @ 5:46 pm; Assigned pa 617'18 with immediate effect History Michigan Mortgage Lending: Civil procedure: evictions; writ of restitution; allow to be executed by a court officer, bailiff, or deputy sheriff, and 04/09/2019 - SB 3 Foreclosure provide for the removal of personal property. Amends sec. 5744 of 1961 PA 236 (MCL 600.5744). Approved by 2019 - 2020 Proceedings/Admin governor; Filed Sen. Peter Lucido with secretary of (R-MI) state; Assigned pa 0002'19 with immediate effect History FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 32 of 65 Bill/Reg. # Categories Summary Status Michigan Mortgage Lending: Property tax; assessments; placement of solar panels on residential real property; exclude from assessment of true 11/20/2019 - SB 47 Appraisals cash value. Amends sec. 27 of 1893 PA 206 (MCL 211.27). TIE BAR WITH: HB 4069'19 Approved by 2019 - 2020 governor Tom Barrett 11/14/2019 01:39 pm; Filed with secretary of state 11/15/2019 09:18 am; Assigned pa 0116'19 with immediate effect History Minnesota Ancillary Products: Special session jobs, economic development, energy, and commerce finance bill. 05/30/2019 - HF 2x General Governor's action 2019 - 2020 Banking: Operations Approval Mahoney 05/30/2019; Mortgage Lending: Secretary of State Appraisals Related Bills: Chapter 7 SF 2x Real Estate: Disclosures 05/30/2019; Effective date Various Dates History Minnesota Mortgage Lending: Special session tax bill. 05/30/2019 - HF 5x Mortgage Loan Governor's action 2019 - 2020 Administration Approval Marquart Real Estate: 05/30/2019; Transfers/Conveyances Secretary of State Related Bills: Chapter 6 Tax - Financial Issues: SF 11x 05/30/2019; Corporate Taxes, Effective date Deeds/Mortgage Tax, Various Dates Internet Tax, Tax Preparer History Minnesota Lending: Truth in Residential mortgage originators licensing requirements exemption added, and conformity with federal truth in lending 05/22/2019 - HF 990 Lending/Disclosure requirements provided. Governor 2019 - 2020 Mortgage Lending: approval; Sundin General, Licensing Brokers, Secretary of State, Licensing Loan Filed 05/22/19; Related Bills: Originators/Servicers Chapter number SF 934 58; Effective date 08/01/19 History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 33 of 65 Bill/Reg. # Categories Summary Status Minnesota Mortgage Lending: Subprime references in Minnesota Statutes removed. 05/07/2019 - HF 1840 Mortgage Loan Returned from 2019 - 2020 Administration, Mortgage Senate; Presented O'Driscoll Restrictions to Governor 05/06/19; Related Bills: Governor SF 1673 approval; Chapter number 19 05/09/2019 - Secretary of State Chapter 19 05/07/2019 pg. 4244; Effective date 07/01/19 History Minnesota Debt and Collections: Department of Commerce provisions technical changes made. 05/22/2019 - HF 1960 General Presented to 2019 - 2020 Mortgage Lending: Governor; Richardson Appraisals, Licensing Governor Brokers, Licensing Loan approval; Chapter Related Bills: Originators/Servicers number 59; SF 2310 Effective date Real Estate: Disclosures 08/01/19 History Mississippi Mortgage Lending: AN ACT TO AMEND SECTION 29-1-75, MISSISSIPPI CODE OF 1972, TO EXTEND THE DATE OF THE REPEALER ON 03/15/2019 - HB 807 Mortgage Loan THE RESTRICTIONS IMPOSED ON THE PURCHASE OF PUBLIC LANDS BY CERTAIN CORPORATIONS AND Approved by 2019 Administration NONRESIDENT ALIENS; AND FOR RELATED PURPOSES. Governor White History
Mississippi Mortgage Lending: AN ACT MAKING AN APPROPRIATION FROM SPECIAL FUNDS IN THE STATE TREASURY FOR THE PURPOSE OF 03/22/2019 - HB 1626 Appraisals DEFRAYING THE EXPENSES OF THE MISSISSIPPI REAL ESTATE COMMISSION AND MISSISSIPPI REAL ESTATE Approved by 2019 APPRAISER LICENSING AND CERTIFICATION BOARD FOR FISCAL YEAR 2020. Governor Read History
Mississippi Mortgage Lending: AN ACT TO REENACT SECTION 73-34-103, MISSISSIPPI CODE OF 1972, WHICH PROHIBITS AN APPRAISAL 03/22/2019 - SB 2451 Appraisal Management MANAGEMENT COMPANY FROM ENGAGING IN OR CONDUCTING BUSINESS IN THIS STATE WITHOUT FIRST Approved by 2019 Companies, Appraisals OBTAINING A REGISTRATION ISSUED BY THE MISSISSIPPI REAL ESTATE APPRAISER LICENSING AND Governor Parks CERTIFICATION BOARD; TO AMEND SECTION 73-34-103, MISSISSIPPI CODE OF 1972, TO EXTEND THE History REPEALER THEREON; AND FOR RELATED PURPOSES. Mississippi Mortgage Lending: AN ACT TO AMEND SECTION 57-105-1, MISSISSIPPI CODE OF 1972, TO EXTEND UNTIL JULY 1, 2021, THE DATE 03/21/2019 - SB 2598 Community Development AFTER WHICH THE MISSISSIPPI DEVELOPMENT AUTHORITY SHALL NOT ALLOCATE INCOME TAX AND Approved by 2019 Institutions INSURANCE PREMIUM TAX CREDIT FOR TAXPAYERS HOLDING CERTAIN QUALIFIED EQUITY INVESTMENTS; AND Governor Fillingane Tax - Financial Issues: FOR RELATED PURPOSES. History Insurance Premium Tax
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 34 of 65 Bill/Reg. # Categories Summary Status Mississippi Mortgage Lending: AN ACT TO CODIFY AS NEW SECTION 73-34-16, MISSISSIPPI CODE OF 1972, TO PROVIDE THE QUALIFICATIONS 03/22/2019 - SB 2697 Appraisal Management FOR A TRAINEE APPRAISER UNDER THE REAL ESTATE APPRAISER LICENSING AND CERTIFICATION ACT; TO Approved by 2019 Companies, Appraisals AMEND SECTION 73-34-3, MISSISSIPPI CODE OF 1972, TO REVISE CERTAIN DEFINITIONS REGARDING REAL Governor Sen. Rita Parks ESTATE APPRAISERS UNDER THE REAL ESTATE APPRAISER LICENSING AND CERTIFICATION ACT; TO AMEND History (R-MS) SECTION 73-34-5, MISSISSIPPI CODE OF 1972, TO REQUIRE ANY PERSON ENGAGING IN REAL ESTATE APPRAISAL ACTIVITY TO OBTAIN ONE OF THE THREE REAL ESTATE APPRAISER LICENSES; TO AMEND SECTION 73-34-9, MISSISSIPPI CODE OF 1972, TO REVISE THE POWERS AND DUTIES OF THE MISSISSIPPI REAL ESTATE COMMISSION TO INCLUDE THE APPRAISER QUALIFICATIONS BOARD IN THE PROVISIONS REGARDING DEFINING THE TYPE OF EDUCATIONAL AND APPRAISAL EXPERIENCE THAT MEETS THE NECESSARY REQUIREMENTS; TO REQUIRE THAT THE COMMISSION IMPLEMENT CERTAIN REQUIREMENTS OF THE APPRAISER QUALIFICATIONS BOARD; TO AMEND SECTION 73-34-17, MISSISSIPPI CODE OF 1972, TO REVISE THE QUALIFICATIONS NECESSARY TO BE A LICENSED REAL ESTATE APPRAISER; TO AMEND SECTION 73-34- 21, MISSISSIPPI CODE OF 1972, TO REVISE THE PREREQUISITES TO TAKING THE EXAMINATION FOR LICENSING AS A LICENSED CERTIFIED APPRAISER; TO AMEND SECTION 73-34-33, MISSISSIPPI CODE OF 1972, TO REVISE THE PREREQUISITES TO RENEW A REAL ESTATE APPRAISER'S LICENSE TO REQUIRE A TOTAL OF 28 HOURS OF INSTRUCTION AND SEMINAR COURSES; TO AMEND SECTION 73-34-45, MISSISSIPPI CODE OF 1972, TO REQUIRE THE BOARD TO ESTABLISH AND COLLECT A NATIONAL REGISTRY FEE; TO REQUIRE THE BOARD TO COLLECT FROM AN APPRAISAL MANAGEMENT COMPANY CERTAIN INFORMATION AND A FEE TO BE DEPOSITED INTO AN ACCOUNT MAINTAINED FOR THE PURPOSE OF DISBURSING THE NATIONAL REGISTRY FEES; AND FOR RELATED PURPOSES. Mississippi Mortgage Lending: AN ACT TO AMEND SECTION 73-34-117, MISSISSIPPI CODE OF 1972, TO REDUCE THE NUMBER OF DAYS BY 03/22/2019 - SB 2869 Appraisal Management WHICH AN APPRAISAL MANAGEMENT COMPANY IS REQUIRED TO PAY AN INDEPENDENT CONTRACT APPRAISER Approved by 2019 Companies, Appraisals FOR THE COMPLETION OF AN APPRAISAL SERVICE WITH CERTAIN EXCEPTIONS; AND FOR RELATED Governor Parks PURPOSES. History
Missouri Mortgage Lending: CCS/SCS/SB 83 - This act modifies several provisions relating to court proceedings, including: (1) child relocation; (2) 07/09/2019 - SB 83 Appraisals grandparent visitation; (3) public defenders; and (4) the "Save the Family Farm Act". Signed by 2019 Governor Cunningham History
Missouri Mortgage Lending: Vacant HCS/SCS/SB 203 - This act allows a person who is not the owner of real property in Kansas City, St. Louis County, 07/09/2019 - SB 203 Property Upkeep Independence, or St. Louis City or who is a creditor holding a lien interest on the property, and who suspects that the Signed by 2019 real property may be abandoned, to enter the premises to visually inspect the property to determine whether it is Governor Nasheed abandoned. Any person who enters the property, according to the provisions of the act, shall not have a right to a History mechanics lien. If the person makes a good faith determination based on the inspection that the property is abandoned, the person may secure the property, remove trash or debris from the grounds, landscape, maintain, or mow the grounds, and remove or paint over graffiti. This act provides immunity for the person entering the property from claims of civil and criminal trespass and all other civil immunity, as well as barring an action against the property owners in certain circumstances, unless the act or omission constitutes gross negligence or willful, wanton, or intentional misconduct. Montana Mortgage Lending: Revise mortgage laws on disclosures, surety bonds, and other requirements 03/19/2019 - (H) HB 107 Licensing Brokers, Licensing Signed by 2019 - 2020 Loan Originators/Servicers, Governor; Chapter Rep. Shane Mortgage Loan Number Assigned Morigeau (D-MT) Administration History
Montana Mortgage Lending: Provide for check the box election on informal property tax appeals 05/10/2019 - HB 514 Appraisals Signed by 2019 Governor; Chapter Kimberly Dudik Number Assigned History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 35 of 65 Bill/Reg. # Categories Summary Status Montana Mortgage Lending: Revise the tax lien and tax deed process for residential property 05/07/2019 - SB 253 Foreclosure Signed by 2019 Proceedings/Admin Governor; Chapter Cary Smith Tax - Financial Issues: Number Assigned Deeds/Mortgage Tax History
Montana Mortgage Lending: Revise laws related to condos and townhouses 05/07/2019 - SB 276 Foreclosure Signed by 2019 Proceedings/Admin, Lien Governor; Chapter Roger Webb Priority Number Assigned History Montana Mortgage Lending: Generally revise property laws to protect property rights 05/08/2019 - SB 300 Foreclosure Chapter Number 2019 Proceedings/Admin Assigned Kenneth Bogner History
Montana Ancillary Products: Create the Montana Business Corporation Act 05/02/2019 - SB 325 General Signed by 2019 Electronic Commerce: Governor; Chapter Steve Fitzpatrick General Number Assigned; Effective Date(s): Mortgage Lending: 06/01/2020 Appraisals History Securities & Investments: Trusts/Funds/Bonds/Options Tax - Financial Issues: Corporate Taxes
Nebraska Mortgage Lending: Energy Change the Property Assessed Clean Energy Act 05/01/2019 - LB 23 Improvement Approved by 2019 - 2020 Governor on May Kolterman 01, 2019 History Nebraska Mortgage Lending: Change powers of copersonal representatives, cotrustees, coguardians, and coconservators, change provisions 03/12/2019 - LB 55 General relating to accounts with POD designations, and authorize persons eighteen years of age to acquire or convey title to Approved by 2019 - 2020 Real Estate: real property and to enter into and execute related legal documents Governor on Lowe Transfers/Conveyances March 07, 2019. Provisions/portions of LB172 amended into LB55 by AM191 History Nebraska Mortgage Lending: Change provisions of the Real Property Appraiser Act and the Nebraska Appraisal Management Company Registration 03/06/2019 - LB 77 Appraisal Management Act Approved by 2019 - 2020 Companies, Appraisals Governor on Williams March 06, 2019 History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 36 of 65 Bill/Reg. # Categories Summary Status Nebraska Mortgage Lending: Energy Change provisions relating to jointly created clean energy assessment districts under the Property Assessed Clean 03/21/2019 - LB 124 Improvement Energy Act Approved by 2019 - 2020 Governor on Crawford March 21, 2019 History Nebraska Banking: Operations Change provisions relating to banking and finance 03/07/2019 - LB 258 Mortgage Lending: Approved by 2019 - 2020 Closings, Licensing Loan Governor Williams Originators/Servicers, SAFE History Act/NMLSR
Nebraska Lending: Licensing, Payday Change provisions relating to money transmitters, installment sales, and mortgage loans 03/12/2019 - LB 355 Lending Approved by 2019 - 2020 Mortgage Lending: Governor on La Grone Licensing Loan March 07, 2019 Originators/Servicers History NMLS Expansion Personal Loans: General
Nebraska Ancillary Products: Change the Uniform Disposition of Unclaimed Property Act 03/13/2019 - LB 406 General Approved by 2019 - 2020 Banking: General, Governor on Gragert Operations March 12, 2019 History Mortgage Lending: General
Nebraska Mortgage Lending: Change provisions relating to treasurer's tax deeds and tax sale certificates 03/27/2019 - LB 463 Foreclosure Approved by 2019 - 2020 Proceedings/Admin Governor on Williams Tax - Financial Issues: March 27, 2019 Deeds/Mortgage Tax, Real History Estate Sales Tax
Nebraska Mortgage Lending: Vacant Constitutional amendment to authorize municipalities to pledge property taxes for up to twenty years if more than one- 04/18/2019 - LR 14CA Property Upkeep half of the property in a redevelopment project is extremely blighted Passed on Final 2019 - 2020 Reading for Wayne General Election 43-2-4; President/Speaker signed; Presented to Secretary of State April 18, 2019 04/30/2019 - Correction History Nevada Mortgage Lending: Vacant Revises provisions governing the collection of delinquent property taxes. (BDR 32-490) 05/25/2019 - AB 79 Property Upkeep Approved by the 2019 Real Estate: Liens Governor. Chapter Assembly 138. Committee on History Taxation
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 37 of 65 Bill/Reg. # Categories Summary Status Nevada Mortgage Lending: Revises provisions relating to real property. (BDR 10-287) 05/28/2019 - AB 335 Foreclosure Approved by the 2019 Proceedings/Admin, Lien Governor. Chapter Assemblywoman Priority 157. Sandra Jauregui Real Estate: Liens History
Nevada Health Care Financing Providing protections to certain governmental and tribal employees and certain other persons during a government 06/08/2019 - AB 393 Lending: Student Loans shutdown. (BDR 3-1015) Approved by the 2019 Governor. Chapter Mortgage Lending: Assemblyman 531. Foreclosure Jason Frierson History Proceedings/Admin Vehicle Finance: Repossession
Nevada Commercial Lending Revises provisions relating to commercial mortgage lending. (BDR 54-1068) 05/28/2019 - AB 398 Mortgage Lending: Approved by the 2019 Licensing Brokers, Mortgage Governor. Chapter Assemblywoman Loan Administration 161. Sandra Jauregui History
Nevada Mortgage Lending: Revises the Nevada New Markets Jobs Act. (BDRÂ 18-1100) 06/13/2019 - AB 446 Community Development Approved by the 2019 Institutions Governor. Chapter Assembly 573. Committee on History Taxation
Nevada Debt and Collections: Revises provisions relating to civil actions and homesteads. (BDR 2-1106) 05/15/2019 - AB 481 Collections/Garnishment Approved by the 2019 Mortgage Lending: Governor. Chapter Assembly Foreclosure 59. Committee on Proceedings/Admin History Judiciary
Nevada Lending: Power of Attorney Revises provisions relating to guardianships. (BDR 13-493) 05/29/2019 - SB 20 Mortgage Lending: Approved by the 2019 General Governor; Chapter Senate Committee 223. on Judiciary History
Nevada Mortgage Lending: Revises provisions governing the purchase, sale or lease of real property by a local government. 05/30/2019 - SB 36 Appraisals Approved by the 2019 Governor. Chapter Senate Committee 195. on Government History Affairs
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 38 of 65 Bill/Reg. # Categories Summary Status Nevada Mortgage Lending: Revises provisions governing appraisers and appraisal management companies. (BDR 54-224) 05/21/2019 - SB 39 Appraisal Management Approved by the 2019 Companies, Appraisals Governor. Chapter Senate Committee 91. on Commerce and History Labor
Nevada Ancillary Products: Revises provisions of the Uniform Unclaimed Property Act. (BDR 10-480) 06/07/2019 - SB 44 General Approved by the 2019 Banking: Operations Governor. Chapter Senate Committee 501. Insurance Products: on Judiciary History Property Insurance Mortgage Lending: General Prepaid Cards: Escheatment, Fees, Payroll Cards, Retail & Gift Virtual Currency
Nevada Insurance Products: Title Revises certain provisions relating to real property. (BDR 10-642) 05/16/2019 - SB 117 Insurance Approved by the 2019 Mortgage Lending: Escrow Governor. Chapter Senator Julia Ratti 68. History Nevada Mortgage Lending: Revises provisions related to certain proceedings concerning property. (BDRÂ 3-516) 06/13/2019 - SB 151 Foreclosure Approved by the 2019 Proceedings/Admin Governor. Chapter Senator Julia Ratti 600. History Nevada Mortgage Lending: Makes various changes relating to the Consolidated Local Improvements Law. (BDRÂ 22-30) 05/30/2019 - SB 172 Foreclosure Approved by the 2019 Proceedings/Admin Governor. Chapter Senator Joseph 229. Hardy History
Nevada Mortgage Lending: Escrow Revises provisions relating to real property. (BDR 32-747) 05/24/2019 - SB 199 Approved by the 2019 Governor.Chapter Senator Melanie 119. Scheible History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 39 of 65 Bill/Reg. # Categories Summary Status Nevada Banking: General Revises provisions governing loans. (BDR 52-568) 05/28/2019 - SB 201 Lending: Licensing, Payday Approved by the 2019 Lending, Payday Lending Governor. Chapter Senator Yvanna Database, Title Loans 177. Cancela History Mortgage Lending: General Online Lending Personal Loans: 36 Percent & Lower Caps SCRA & MilitaryRelief: Lending
Nevada Mortgage Lending: Revises provisions relating to real property. (BDR 9-1067) 05/29/2019 - SB 382 Foreclosure Approved by the 2019 Proceedings/Admin Governor.; Senator Nicole Real Estate: Liens, Chapter 238. Cannizzaro Transfers/Conveyances History
Nevada Mortgage Lending: Revises provisions relating to real property. (BDRÂ 10-1044) 05/24/2019 - SB 392 Foreclosure Approved by the 2019 Proceedings/Admin, Governor. Chapter Senator Joyce Mortgage Loan 126. Woodhouse Administration History
Nevada Mortgage Lending: Repeals provisions relating to certain mortgage loan originators. (BDR 55-148) 05/30/2019 - SB 479 Licensing Loan Approved by the 2019 Originators/Servicers, SAFE Governor. Chapter Senate Committee Act/NMLSR 249. on Commerce and History Labor
New Hampshire Credit and Debit Cards: relative to consumer credit corrections, consumer credit protection from fraud, and consumer credit regulatory reform. 05/16/2019 - H: HB 649 General Signed by 2019 - 2020 Electronic Commerce: Governor Sununu David Luneau Money Transmission 05/15/2019; Chapter 36; Eff: Lending: Licensing, 05/15/2019 Pawnbrokers, Payday History Lending, Title Loans Mortgage Lending: Licensing Loan Originators/Servicers Personal Loans: General Privacy and Fraud: General, Money Laundering Vehicle Finance: RISA
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 40 of 65 Bill/Reg. # Categories Summary Status New Hampshire Mortgage Lending: exempting certain mortgages from the law regarding licensing of nondepository mortgage bankers, brokers, and 06/11/2019 - H: HB 740 Licensing Brokers, Licensing servicers. Signed by 2019 - 2020 Loan Originators/Servicers Governor Sununu Edward Butler 06/05/2019; Chapter 60; Eff: 06/05/2019 History New Jersey Mortgage Lending: Codifies the Judiciary's Foreclosure Mediation Program; dedicates monies from foreclosure filing fees and fines. 04/29/2019 - AB 664 Foreclosure Approved 2018 - 2019 Proceedings/Admin P.L.2019, c.64. Jasey, Mila M. History
Related Bills: SB 1244 New Jersey Lending: Truth in ""Mortgage Servicers Licensing Act."" 04/29/2019 - AB 4997 Lending/Disclosure Approved 2018 - 2019 Mortgage Lending: P.L.2019, c.65. Lopez, Yvonne Licensing Brokers, Licensing History Loan Originators/Servicers, Related Bills: Mortgage Loan SB 3417 Administration, SAFE Act/NMLSR
New Jersey Mortgage Lending: Requires filing of certain creditor contact information with residential mortgage foreclosure complaint and lis pendens. 04/29/2019 - AB 4999 Foreclosure Approved 2018 - 2019 Proceedings/Admin P.L.2019, c.66. Spearman, William History W.
Related Bills: SB 3415 New Jersey Mortgage Lending: Requires DCA to produce and maintain database concerning residential properties under foreclosure.** 06/24/2019 - AB 5000 Foreclosure Approved 2018 - 2019 Proceedings/Admin P.L.2019, c.134. Mosquera, History Gabriela M.
Related Bills: SB 3412 New Jersey Mortgage Lending: Revises statute of limitations for residential mortgage foreclosures. 04/29/2019 - AB 5001 Foreclosure Approved 2018 - 2019 Proceedings/Admin P.L.2019, c.67. Verrelli, Anthony History S.
Related Bills: SB 3418
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 41 of 65 Bill/Reg. # Categories Summary Status New Jersey Mortgage Lending: Lien Permits certain planned real estate developments to file certain liens; concerns limited priority of certain liens.* 04/29/2019 - AB 5002 Priority Approved 2018 - 2019 P.L.2019, c.68. Chaparro, Annette History
Related Bills: SB 3414 New Jersey Mortgage Lending: Extends foreclosure protection and mortgage relief programs for certain Superstorm Sandy-impacted homeowners. 06/21/2019 - AB 5096 Foreclosure Approved 2018 - 2019 Proceedings/Admin P.L.2019, c.131. Armato, John History
Related Bills: SB 3582 New Jersey Mortgage Lending: Makes various changes to laws governing remediation of contaminated sites. 08/23/2019 - AB 5293 Mortgage Loan Approved 2018 - 2019 Administration P.L.2019, c.263. Pinkin, Nancy J. Real Estate: General History Related Bills: SB 3682 New Jersey Mortgage Lending: Provides that deed restrictions on affordable housing units are not extinguished by foreclosure proceedings. 06/24/2019 - SB 362 Foreclosure Approved 2018 - 2019 Proceedings/Admin P.L.2019, c.132. Rice, Ronald L. History
Related Bills: AB 3833 New Jersey Banking: Operations Permits municipal land banking in conjunction with online property database development. 07/10/2019 - SB 1214 Mortgage Lending: Vacant Approved 2018 - 2019 Property Upkeep P.L.2019, c.159. Ruiz, M. Teresa History
Related Bills: AB 3797 New Jersey Mortgage Lending: Requires receivership appointment application prior to certain foreclosure actions; requires notice of intention to 04/29/2019 - SB 3411 Foreclosure foreclosure on residential mortage to be filed within 180 days prior to commencing foreclosure; limits reinstatements of Approved 2018 - 2019 Proceedings/Admin dismissed mortgage foreclosure actions.* P.L.2019, c.69. Oroho, Steven V. History
Related Bills: AB 5003 New Jersey Mortgage Lending: Makes certain changes to summary action foreclosure process under ""Fair Foreclosure Act."" 04/29/2019 - SB 3413 Foreclosure Approved 2018 - 2019 Proceedings/Admin P.L.2019, c.72. Singleton, Troy History
Related Bills: AB 5005
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 42 of 65 Bill/Reg. # Categories Summary Status New Jersey Mortgage Lending: Clarifies that "New Jersey Residential Mortgage Lending Act" applies to certain out-of-state persons and involved in 04/29/2019 - SB 3416 Mortgage Loan residential mortgage lending in the State.* Approved 2018 - 2019 Administration P.L.2019, c.70. Oroho, Steven V. History
Related Bills: AB 4998 New Jersey Mortgage Lending: Revises certain procedures for real estate foreclosure sales; alters adjournment of sale process. 04/29/2019 - SB 3464 Foreclosure Approved 2018 - 2019 Proceedings/Admin P.L.2019, c.71. Singleton, Troy History
Related Bills: AB 5019 New Jersey Employer Practices: "Create a Respectful and Open Workspace for Natural Hair Act"- CROWN Act; addresses discrimination under "Law 12/19/2019 - SB 3945 General Against Discrimination." based on traits historically associated with race, particularly focused on hair texture and style.* Approved 2018 - 2019 Mortgage Lending: P.L.2019, c.272. Cunningham, Mortgage Loan History Sandra B. Administration Related Bills: AB 5564 New Mexico Employer Practices: RELATING TO LICENSURE; PROHIBITING REQUIRING RESUBMISSION OF FINGERPRINTS TO RENEW A BUSINESS, 04/03/2019 - HB 98 General PROFESSIONAL OR OCCUPATIONAL LICENSE. Signed by 2019 Mortgage Lending: Governor - Rep. William Rehm Appraisals Chapter 209 (R-NM) History
New Mexico Mortgage Lending: RELATING TO PUBLIC RECORDS; CHANGING THE REQUIREMENTS FOR FILING AND RECORDING DUPLICATES 04/02/2019 - HB 293 Mortgage Loan OF INSTRUMENTS OF WRITING. Signed by 2019 Administration Governor - Rep. Greg Nibert Real Estate: Chapter 130 (R-NM) Transfers/Conveyances History
New Mexico Banking: General RELATING TO LENDING; ENACTING NEW SECTIONS OF THE COLLECTION AGENCY REGULATORY ACT AND THE 04/02/2019 - HB 584 Debt and Collections: MOTOR VEHICLE SALES FINANCE ACT; PROVIDING FOR THE DIRECTOR OF THE FINANCIAL INSTITUTIONS Signed by 2019 Collections/Garnishment DIVISION OF THE REGULATION AND LICENSING DEPARTMENT TO UTILIZE THE NATIONWIDE MULTISTATE Governor - Javier Martinez LICENSING SYSTEM AND REGISTRY TO RECEIVE AND PROCESS APPLICATIONS FOR LICENSES; REPEALING A Chapter 144 Electronic Commerce: SECTION OF THE COLLECTION AGENCY REGULATORY ACT. History Money Transmission Lending: Licensing, Payday Lending Mortgage Lending: SAFE Act/NMLSR NMLS Expansion Vehicle Finance: RISA
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 43 of 65 Bill/Reg. # Categories Summary Status New Mexico Mortgage Lending: RELATING TO REAL PROPERTY; ELIMINATING THE AUTHORITY OF AN APPRAISAL MANAGEMENT COMPANY TO 03/14/2019 - SB 56 Appraisal Management REMOVE AN INDEPENDENT APPRAISER FROM ITS APPRAISER PANEL WITHOUT NOTICE. Signed by 2019 Companies, Appraisals Governor - Sander Rue Chapter 51 History New Mexico Arbitration: Loans RELATING TO HOMEOWNER ASSOCIATIONS; AMENDING DISCLOSURE REQUIREMENTS; ALLOWING 02/04/2019 - SB 150 Mortgage Lending: ALTERNATIVE DISPUTE RESOLUTION TO RESOLVE CERTAIN DISAGREEMENTS RELATED TO HOMEOWNER Signed by 2019 Foreclosure Prevention, ASSOCIATIONS; BROADENING THE APPLICABILITY OF THE HOMEOWNER ASSOCIATION ACT; ADDING A Governor - Mimi Stewart Foreclosure PENALTY. Chapter 30 - Feb. Proceedings/Admin 4 History New Mexico Mortgage Lending: Lien RELATING TO PUBLIC UTILITIES; ENACTING THE ENERGY TRANSITION ACT; AUTHORIZING CERTAIN UTILITIES 03/22/2019 - SB 489 Priority THAT ABANDON CERTAIN GENERATING FACILITIES TO ISSUE BONDS PURSUANT TO A FINANCING ORDER Signed by 2019 ISSUED BY THE PUBLIC REGULATION COMMISSION; PROVIDING PROCEDURES FOR REHEARING AND JUDICIAL Governor - Jacob Candelaria REVIEW; PROVIDING FOR THE TREATMENT OF ENERGY TRANSITION BONDS BY THE COMMISSION; CREATING Chapter 65 - Mar. SECURITY INTERESTS IN CERTAIN PROPERTY; PROVIDING FOR THE PERFECTION OF INTERESTS IN CERTAIN 22 PROPERTY; EXEMPTING ENERGY TRANSITION CHARGES FROM FRANCHISE AND CERTAIN OTHER History GOVERNMENT FEES; PROVIDING FOR NONIMPAIRMENT OF ENERGY TRANSITION CHARGES AND BONDS New York Mortgage Lending: Requires a bank or financial institution selling or transferring a mortgage during a modification process to provide the 08/14/2019 - AB 92 Foreclosure borrower with a written list of all documents relating to such application for modification that were provided to the bank SIGNED CHAP.166 2019 - 2020 Proceedings/Admin, or financial institution to which such mortgage was sold or transferred; and relates to the obligations of subsequent History N. Nick Perry Mortgage Loan mortgage servicer shall assume all duties and obligations related to any previously approved first lien loan modification Administration or other foreclosure prevention alternative. Related Bills: SB 5017 New York Mortgage Lending: Makes appropriations for the support of government - Aid To Localities Budget. 04/12/2019 - AB 2003 Foreclosure SIGNED CHAP.53; 2019 - 2020 Proceedings/Admin LINE VETO Sponsor was not MEMO.60; THRU provided LINE VETO MEMO.113; Related Bills: TABLED LINE SB 1503 VETO MEMO.60 History New York Banking: General Relates to assessment of the record of performance of banking institutions in helping to meet the credit needs of local 09/13/2019 - AB 3235 Mortgage Lending: communities. SIGNED CHAP.264 2019 - 2020 Community Development History Inez E. Dickens Institutions, General Related Bills: SB 3223 New York Mortgage Lending: Authorizes the county of Washington to impose an additional 25 cents per $100 of debt, mortgage recording tax; 12/20/2019 - AB 4474 Mortgage Loan revenue therefrom shall be used for community college purposes. SIGNED CHAP.695 2019 - 2020 Administration History Dan Stec Tax - Financial Issues: Deeds/Mortgage Tax Related Bills: SB 1960
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 44 of 65 Bill/Reg. # Categories Summary Status New York Mortgage Lending: Provides for the regulation of distressed home loans. 08/14/2019 - AB 5615 Foreclosure SIGNED CHAP.167 2019 - 2020 Proceedings/Admin, History Helene Weinstein Mortgage Loan Administration, Vacant Related Bills: Property Upkeep SB 1688 New York Arbitration: General Enacts the uniform voidable transactions act and repeals provisions relating to fraudulent conveyances. 12/06/2019 - AB 5622 Debt and Collections: SIGNED CHAP.580 2019 - 2020 Collections/Garnishment History Helene Weinstein Electronic Commerce: E- Sign/Disclosure Related Bills: SB 4236 Mortgage Lending: Foreclosure Proceedings/Admin, Mortgage Loan Administration
New York Mortgage Lending: Provides for the regulation of reverse mortgages that are issued under the federal home equity conversion mortgage 12/06/2019 - AB 5626 Mortgage Loan program; prohibits the deceptive advertising and issuance of such mortgages; requires that independent counseling SIGNED 2019 - 2020 Administration, Reverse be provided to applicants for such mortgages; requires lenders to provide notice of duty of mortgagor to pay certain CHAP.581; Helene Weinstein Mortgages property related expenses when equity in the real property is low or depleted; prohibits foreclosure on mortgaged APPROVAL property based on the failure of the mortgagor to live on the property, until an inspection has been made at the MEMO.27 Related Bills: property; establishes a proved right of action with treble damages for violations of such provisions. History SB 4407 New York Mortgage Lending: Increases the amount from $25,000 to $50,000 for actions and proceedings in the New York city civil court. 11/13/2019 - AB 7714 Foreclosure DELIVERED TO 2019 - 2020 Proceedings/Admin SECRETARY OF Jeffrey Dinowitz Real Estate: Liens STATE History Related Bills: SB 6346 New York Mortgage Lending: Clarifies the employee requirements for appraisal management companies. 12/16/2019 - AB 8024 Appraisal Management SIGNED CHAP.667 2019 - 2020 Companies, Appraisals History Kenneth Zebrowski
Related Bills: SB 6249 New York Mortgage Lending: Memorializing Governor Andrew M. Cuomo to proclaim February 5, 2019, as Foreclosure Prevention and Community 02/05/2019 - K 74 Foreclosure Stabilization Awareness Day ADOPTED 2019 - 2020 Proceedings/Admin History Crystal Peoples- Stokes
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 45 of 65 Bill/Reg. # Categories Summary Status New York Mortgage Lending: Extends the authorization for the county of Greene to impose an additional mortgage recording tax until December 1, 02/15/2019 - SB 712 Mortgage Loan 2020. SIGNED CHAP.13 2019 - 2020 Administration History Sen. George Tax - Financial Issues: Amedore (R-NY) Deeds/Mortgage Tax Related Bills: AB 209 New York Mortgage Lending: Extends from December 1, 2018 to December 1, 2021, the expiration of the authority of the county of Essex to impose 02/15/2019 - SB 720 Mortgage Loan an additional mortgage recording tax. SIGNED CHAP.14 2019 - 2020 Administration History Betty Little Tax - Financial Issues: Deeds/Mortgage Tax Related Bills: AB 211 New York Mortgage Lending: Extends Warren county's additional mortgage recording tax authorization until December 1, 2020. 02/15/2019 - SB 721 Mortgage Loan SIGNED CHAP.15 2019 - 2020 Administration History Betty Little Tax - Financial Issues: Deeds/Mortgage Tax Related Bills: AB 210 New York Mortgage Lending: Extends provisions of law relating to authorizing the county of Cattaraugus to impose an additional mortgage recording 02/15/2019 - SB 959 Mortgage Loan tax; extends such provisions for three years. SIGNED CHAP.16 2019 - 2020 Administration History Sen. Cathy Young Tax - Financial Issues: (R-NY) Deeds/Mortgage Tax Related Bills: AB 208 New York Mortgage Lending: Relates to the redemption of real property subject to a delinquent tax lien. 12/20/2019 - SB 1864 Foreclosure SIGNED 2019 - 2020 Proceedings/Admin CHAP.704; Jim Gaughran Real Estate: Liens APPROVAL MEMO.86 Related Bills: History AB 4403 New York Mortgage Lending: Requires a servicer in a mortgage foreclosure action of residential real property to pay homeowners' association or 08/14/2019 - SB 4182 Foreclosure cooperative fees as needed to maintain the property. SIGNED CHAP.168 2019 - 2020 Proceedings/Admin, Vacant History Julia Salazar Property Upkeep
Related Bills: AB 1800 New York Mortgage Lending: Establishes the uniform partition of heirs property act which supplements the general partition statute and governs 12/06/2019 - SB 4865 Appraisals actions to partition heirs property. SIGNED CHAP.596 2019 - 2020 History Brad Hoylman
Related Bills: AB 7058 FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 46 of 65 Bill/Reg. # Categories Summary Status New York Banking: Operations Enacts the "zombie property remediation act of 2019". 12/18/2019 - SB 5079 Mortgage Lending: SIGNED CHAP.682 2019 - 2020 Foreclosure History James Skoufis Proceedings/Admin Related Bills: AB 1859 New York Mortgage Lending: Provides that the defense, in a mortgage foreclosure action, of the plaintiff's lack of standing is not waived because of 12/23/2019 - SB 5160 Foreclosure the defendant's failure to raise such defense in his or her responsive pleading. SIGNED CHAP.739 2019 - 2020 Proceedings/Admin History Brian Kavanagh
Related Bills: AB 5619 New York Mortgage Lending: Authorizes the county of Madison to impose an additional mortgage recording tax of twenty-five cents per one hundred 10/03/2019 - SB 5672 Mortgage Loan dollars of debt. SIGNED CHAP.332 2019 - 2020 Administration History Rachel May Tax - Financial Issues: Deeds/Mortgage Tax Related Bills: AB 7711 New York Mortgage Lending: Imposes an additional 0.25% mortgage recording tax in Livingston county and brings the total mortgage recording tax 10/11/2019 - SB 6375 Mortgage Loan in Livingston county to 1.25%. SIGNED CHAP.373 2019 - 2020 Administration History Patrick M. Gallivan Tax - Financial Issues: Deeds/Mortgage Tax Related Bills: AB 8006 North Carolina Litigation: Procedures AN ACT APPROPRIATING FUNDS FOR THE 2019-2021 FISCAL BIENNIUM TO AWARD PUBLIC EMPLOYEE 08/30/2019 - HB 226 Mortgage Lending: BENEFITS INCREASES AND LEGISLATIVELY MANDATED SALARY INCREASES TO STATE EMPLOYEES. Signed by Gov. 2019 - 2020 Foreclosure 8/30/2019; Ch. SL R. Turner Proceedings/Admin 2019-209 History North Carolina Litigation: Procedures Administration of Justice Changes. 11/06/2019 - HB 470 Mortgage Lending: Signed by Gov. 2019 - 2020 Foreclosure 11/6/2019; Ch. SL Stevens Proceedings/Admin 2019-243 History Notary: E-Notary Related Bills: SB 490 Vehicle Finance: Lienholder Notice, Titling & Liens
North Carolina Mortgage Lending: Protect. Tenants at Foreclosure Act Restored. 06/26/2019 - HB 531 Foreclosure Signed by Gov. 2019 - 2020 Proceedings/Admin, 6/26/2019; Ch. SL Hanig Foreclosure Tenant 2019-53 Protection History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 47 of 65 Bill/Reg. # Categories Summary Status North Carolina Banking: General, 2019 Banking & Mortgage Corrections & Changes. 07/26/2019 - HB 628 Operations Signed by Gov. 2019 - 2020 Mortgage Lending: 7/26/2019; Ch. SL Grange Licensing Loan 2019-173 Originators/Servicers, SAFE History Act/NMLSR
North Carolina Insurance Products: Flood Enhance Insurance Coverage/Educ. Buildings. 07/26/2019 - HB 922 Insurance Signed by Gov. 2019 - 2020 Mortgage Lending: 7/26/2019; Ch. SL D. Hall Appraisals 2019-176 History Related Bills: SB 483
North Carolina Lending: General Loan Origination/Late Payment Charge Changes. 04/01/2019 - SB 162 Mortgage Lending: Signed by Gov.; 2019 - 2020 Mortgage Loan Ch. SL 2019-10 Krawiec Administration History Personal Loans: 36 Related Bills: Percent & Lower Caps HB 223 North Carolina Electronic Commerce: E- Relief to Ocracoke School/Hurricane Dorian. 11/01/2019 - SB 312 Sign/Disclosure Signed by Gov.; 2019 - 2020 Mortgage Lending: Ch. SL 2019-238 Ford Mortgage Loan History Administration Real Estate: Transfers/Conveyances
North Carolina Mortgage Lending: Modifications to NC Appraisal Board. 07/22/2019 - SB 462 Appraisal Management Signed by Gov. 2019 - 2020 Companies, Appraisals 7/22/2019; Ch. SL Burgin 2019-146 History North Carolina Mortgage Lending: Lien Register of Deeds Updates. 07/11/2019 - SB 594 Priority Signed by Gov. 2019 - 2020 Real Estate: 7/11/2019; Ch. SL Daniel Transfers/Conveyances 2019-117 History North Dakota Mortgage Lending: AN ACT to amend and reenact sections 43-23.5-07, 43-23.5-08, and 43-23.5-12 of the North Dakota Century Code, 03/14/2019 - SB 2075 Appraisal Management relating to appraisal management companies. Signed by 2019 Companies Governor; Filed Industry with Secretary Of State History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 48 of 65 Bill/Reg. # Categories Summary Status North Dakota Mortgage Lending: AN ACT to amend and reenact section 6-09-44 of the North Dakota Century Code, relating to the Bank of North 03/14/2019 - SB 2098 Appraisals, Mortgage Loan Dakota residential mortgage loan program. Signed by 2019 Administration Governor; Filed Industry with Secretary Of State History North Dakota Mortgage Lending: AN ACT to create and enact section 32-19-23.1 of the North Dakota Century Code, relating to abandoned property; 03/22/2019 - SB 2205 Foreclosure and to amend and reenact sections 28-23-11, 32-19-18, 32-19-19, 32-19-23, and 32-19-27 of the North Dakota Signed by 2019 Proceedings/Admin, Vacant Century Code, relating to foreclosure of real estate. Governor 03/21; Sen. Ray Property Upkeep Filed with Holmberg (R-ND) Secretary Of State 03/22 History Ohio Banking: General, Public To make operating appropriations for the biennium beginning July 1, 2019, and ending June 30, 2021, and to provide 07/18/2019 - HB 166 Deposits authorization and conditions for the operation of state programs. signed BY 2019 - 2020 Debt and Collections: GOVERNOR, Oelslager, S Collections/Garnishment Operating appropriations and Electronic Commerce: tax levy generally Money Transmission effective 7/18/19. Lending: Pawnbrokers, Some provisions Student Loans subject to special Mortgage Lending: effective dates. Appraisal Management History Companies, Appraisals, General, Mortgage Loan Administration SCRA & MilitaryRelief: Vehicle Tax - Financial Issues: Corporate Taxes, Internet Tax, Tax Preparer Vehicle Finance: Registration, Vehicle Protection Products, Vehicle Sharing
Oklahoma Lending: Licensing, Professions and occupations; requiring certain entities list criminal records that disqualify applicant from licensure; 05/14/2019 - HB 1373 Pawnbrokers, Payday modifying various requirements for licensure; effective date. Approved by 2019 - 2020 Lending Governor Taylor Mortgage Lending: History Licensing Brokers, Licensing Loan Originators/Servicers
Oklahoma Mortgage Lending: Property subject to forced sale; modifying procedure for appraisal of certain property. Effective date. 04/23/2019 - SB 346 Appraisals Approved by 2019 - 2020 Governor Bice History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 49 of 65 Bill/Reg. # Categories Summary Status Oklahoma Mortgage Lending: Appraisers; providing procedure for undeliverable subpoenas; modifying the Oklahoma Appraisal Management 04/18/2019 - SB 731 Appraisal Management Company Regulation Act. Effective date. Approved by 2019 - 2020 Companies, Appraisals, Governor Leewright Closings History
Oklahoma Mortgage Lending: Real estate appraisers; modifying definition under the Professional Entity Act. Effective date. 04/29/2019 - SB 737 Appraisals Approved by 2019 - 2020 Governor Leewright History
Oklahoma Mortgage Lending: Oklahoma Energy Independence Act; modifying property to which act applies; modifying repayment structure. Effective 05/13/2019 - SB 1000 Foreclosure date. Approved by 2019 - 2020 Proceedings/Admin, Lien Governor Leewright Priority History
Oregon Mortgage Lending: Requires property owner subject to affordability restriction to provide more notice to Housing and Community Services 07/23/2019 - HB 2002 Foreclosure Department and local governments before restrictions expire. Requires property owners to extend right of first refusal Governor signed. 2019 Proceedings/Admin to department or local government for up to 24 months following expiration of affordability restriction. Establishes Chapter 571, Speaker Tina Affordable Housing Preservation Fund.] Authorizes issuance of lottery bonds for purposes of affordable housing (2019 Laws): Kotek (D-OR) preservation.]. Effective date January 1, 2020. History Oregon Mortgage Lending: Clarifies receivership proceedings and reporting and notice requirements for residential properties that city or county 05/30/2019 - HB 2285 Foreclosure determines are threat to public health, safety or welfare. Allows city or county to obtain judgment against property in Governor signed. 2019 Proceedings/Admin lieu of receivership. History Rep. Brad Witt (D- OR)
Oregon Mortgage Lending: Allows county clerk to record electronic record or record bearing electronic signature and to charge for electronic 06/17/2019 - HB 2425 General, Mortgage Loan delivery of copies of records. Allows county clerk to record electronic record or record bearing electronic signature and Governor signed. 2019 Administration to charge for electronic delivery of copies of records. Chapter 402, House Interim (2019 Laws): Committee on Effective date Business and January 1, 2020. Labor History
Oregon Mortgage Lending: Permits person or agent of person that holds lien that encumbers real property to request statement from person that 05/22/2019 - HB 2459 Foreclosure holds another lien that also encumbers same real property of amount that is necessary to pay off other lien. Provides Governor signed. 2019 Proceedings/Admin procedure for certain persons that hold interest in real property to request and obtain lien information statement that Chapter 140, House Interim shows amounts necessary to satisfy encumbrance against real property from other person that holds encumbrance.] (2019 Laws): Committee on Requires encumbrance holder to respond to request for lien information statement within 30 days after receiving Effective date Judiciary request. Permits encumbrance holder to require evidence that person requesting lien information statement is January 1, 2020. authorized recipient. Specifies model form for request and information that lien information statement must ... History Oregon Mortgage Lending: Establishes procedures for adoption of restated declaration, restated assignment of use of limited common elements 05/06/2019 - HB 2485 Foreclosure and restated bylaws by condominium association. Requires Real Estate Commissioner approval of restated Governor signed. 2019 Proceedings/Admin declarations, limited residential condominium disclosure statements, nonresidential condominium documentation and Chapter 69, (2019 House Interim amendments to declarations of condominiums. Establishes submission requirements and procedure for commissioner Laws): Effective Committee on approval. Requires amendment procedures contained in bylaws of condominium to be consistent with provisions of law date January 1, Judiciary in effect at time of recording. 2020. History FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 50 of 65 Bill/Reg. # Categories Summary Status
Oregon Mortgage Lending: Requires persons who send or serve certain documents related to termination of tenancy, forcible entry or detainer, 06/17/2019 - HB 2530 Foreclosure overdue loan payments for loans secured by residential real property and residential foreclosures to include certain Governor signed. 2019 Proceedings/Admin information regarding assistance that may be available to veterans of armed forces. Establishes Task Force on Chapter 405, Evans Innovative Housing Strategies for Veterans. Requires report to Legislative Assembly by September 15, 2020.] Sunsets (2019 Laws): on December 31, 2020.] Declares emergency, effective on passage.] Directs Department of Veterans' Affairs and Effective date Housing and Community Services Department to jointly submit written report on veterans' housing programs to interim January 1, 2020. House committee related to veterans. History Oregon Mortgage Lending: For purposes of homestead property tax deferral program for seniors and persons with disabilities, changes prohibition 07/23/2019 - HB 2587 Reverse Mortgages on homestead with outstanding deferred property taxes from being pledged as security for reverse mortgage to Governor signed. 2019 prohibition on homestead that is pledged as security for reverse mortgage from being granted deferral under program. Chapter 591, Rep. Mark Meek Makes exception for certain homesteads to prohibition on reverse mortgages for participation in homestead property (2019 Laws): (D-OR) deferral program for seniors and persons with disabilities]. Takes effect on 91st day following adjournment sine die. Effective date September 29, 2019. History Oregon Mortgage Lending: Prohibits county from considering property tax classification of dwellings that were previously removed, destroyed, 06/20/2019 - HB 3024 Foreclosure demolished or converted to nonresidential uses when reviewing application for replacement dwelling on lands zoned Governor signed; 2019 Proceedings/Admin for exclusive farm use. Chapter 440, Zika Real Estate: (2019 Laws): Transfers/Conveyances Effective date January 1, 2020. History Oregon Mortgage Lending: Requires counties with population of 650,000 or more to use proceeds from sale of foreclosed property to reimburse 06/20/2019 - HB 3116 Foreclosure municipal liens against property for utilities improvements or seismic rehabilitation. Declares emergency, effective on Governor signed; 2019 Proceedings/Admin passage. Chapter 443, Rep. Alissa Keny- (2019 Laws): Guyer (D-OR) Effective date June 20, 2019. History Oregon Mortgage Lending: Limits time during which Appraiser Certification and Licensure Board may commence disciplinary proceedings. Modifies 05/13/2019 - HB 3218 Appraisals statute of limitations for actions arising out of real estate appraisal activity and appraisal review. Governor signed. 2019 Chapter 114, Holvey (2019 Laws): Effective date January 1, 2020. History Oregon Debt and Collections: Requires person who purchases residential real property after forclosure complaint has been filed and before end of 06/11/2019 - SB 11 General redemption period to provide notice to seller regarding relinquishment of interests in property and rights to surplus Governor signed. 2019 Mortgage Lending: funds. Requires sheriff, before conducting execution sale of real property, to provide on website certain notice to Chapter 309, 2019 Monnes Anderson Foreclosure debtor regarding offers to sell rights to surplus funds. Requires complaint in suit to foreclose residential trust deed to Laws.; Effective Proceedings/Admin include notice to lien debtor regarding sales of redemption rights. Prohibits transferring right to redeem property to date, January 1, successor in interest by sale.]. 2020. History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 51 of 65 Bill/Reg. # Categories Summary Status Oregon Mortgage Lending: Modifies laws relating to home and farm loans for veterans. Defines certain terms for purposes of home and farm loans 06/04/2019 - SB 36 Mortgage Loan for veterans. Removes improvements from permissible uses of home and farm loans for veterans. Governor signed. 2019 Administration Chapter 223, 2019 Kate Brown SCRA & MilitaryRelief: Laws.; Effective Mortgage date, January 1, 2020. History Oregon Banking: General Specifies that certain documents prepared by or for internal use of financial institutions are not real estate appraisal 05/20/2019 - SB 109 Mortgage Lending: activity requiring preparer of document to carry real estate appraiser certification, license or registration. Provides that Governor signed. 2019 Appraisals real estate appraisal activity does not include certain evaluations performed by state licensed appraiser or state Chapter 127, 2019 Sponsor was not certified appraiser if evaluation includes prescribed disclaimer. Laws.; Effective provided date, January 1, 2020. History Oregon Mortgage Lending: Abolishes "Office of Manufactured Dwelling Park Community Relations." Renames "Mobile Home Parks Account" to 07/23/2019 - SB 586 General "Manufactured and Marina Communities Account." Requires facilities to establish mediation policy for certain disputes. Governor signed; 2019 Authorizes grants from Housing and Community Services Department for legal needs of low-income facility tenants. Chapter 625, 2019 Prozanski Establishes Manufactured and Marina Communities Dispute Resolution Advisory Committee. Sunsets grants and Laws.; Effective committee on January 2, 2024. Extends department's existing duties to manufactured dwellings and manufactured date, January 1, dwelling parks to include marinas and floating home tenants. Requires floating home owners in marina to pay fees to 2020. Manufactured and Marina Communities Account. Requires marina owners to pay fees to account and complete History educational requirements. Delays operative date. Applies provisions for sale of manufactured dwelling park to marina. Allows tenants of marinas to enter into storage agreements with landlords for 12 months following lease termination. Requires manufactured dwelling park landlord, before maintaining trees, to provide tenant reasonable notice and opportunity to maintain trees. Authorizes marina landlord to require tenant to move floating home at landlord's cost. Requires marina landlords to extend for-cause termination notice for 10 months to allow tenant to repair home's float. Authorizes marina landlords to amend rental agreement to charge allowable fees. Amends process for facility landlords to terminate tenancy for cause. Amends requirements for siting, billing and notice before converting facility to submeter or pro rata billing. Amends other facility billing and conversion processes. Oregon Mortgage Lending: Authorizes, during five assessment years following correction of real market value by Department of Revenue or 06/13/2019 - SB 837 Appraisals tribunal, change to real market value indicated by subsequent sale of property. Takes effect on 91st day following Governor signed. 2019 adjournment sine die. Chapter 380, 2019 Sen. Kathleen Laws.; Effective Taylor (D-OR) date September 29, 2019. History Oregon Mortgage Lending: Authorizes qualified institutions to receive loans from Water Pollution Control Revolving Fund to finance projects to 07/23/2019 - SB 884 Community Development repair or replace failing on-site septic systems or to replace failing on-site septic systems with connections to available Governor signed. 2019 Institutions sewer. Chapter 558, 2019 Environment and Laws.; Effective Natural Resources date, July 15, 2019. History Pennsylvania Mortgage Lending: Vacant An Act amending Title 1 (General Provisions) of the Pennsylvania Consolidated Statutes, in rules of construction, 11/07/2019 - HB 407 Property Upkeep further providing for definitions. Approved by the 2019 - 2020 Governor MASSER History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 52 of 65 Bill/Reg. # Categories Summary Status Puerto Rico Mortgage Lending: To amend Section 5.01 of Act No. 83 of August 30, 1991, as amended, for the purpose of clarifying that the special 05/06/2019 - Law SB 559 Appraisals provision that houses the rental property, as described in this article, shall apply and extend while the property eligible No. 19, 05/06/19, 2017 - 2020 to remain in the rental market and for other related purposes 5 Ordinary Sponsor was not Session, Effective provided immediately. History Puerto Rico Arbitration: Loans To amend Articles two (2), three (3) and four (4) of Act Number 184-2012, known as the ""Law for Compulsory 12/15/2018 - Law SB 869 Discrimination in Lending Mediation and Preservation of your Home in the Foreclosure Proceedings of a Main Home"" , with the purpose of No. 268, 4 2017 - 2020 including as a prerequisite to the execution of a reverse mortgage (""reverse ... Ordinary Session, Mortgage Lending: Hon. Carmelo Effective Foreclosure J. Rios Santiago immediately. Proceedings/Admin, History Reverse Mortgages
Puerto Rico Arbitration: Loans To amend Article 3 of Law 184-2012, better known as the ""Law for Compulsory Mediation and Preservation of Your 05/27/2019 - Law SB 973 Mortgage Lending: Home in the Foreclosure Processes of a Main House"", in order to establish consequences for the mortgagee that No. 38, 5 Ordinary 2017 - 2020 Foreclosure Prevention, does not Appear to mediation; and for other related purposes. Session, Effective Sponsor was not Foreclosure immediately. provided Proceedings/Admin History
Puerto Rico Insurance Products: Flood To order the Puerto Rico Department of Housing to be ordered, as a government entity designated to receive and 11/19/2019 - Res. SJR 403 Insurance administer the Community Development Block Grant - Disaster Recovery (CDBG-DR) funds, to make amendments, in Conj. 118, 2017 - 2020 Mortgage Lending: accordance with applicable federal legislation and regulations, to the “Plan of Action for Disaster Recovery for 11/19/19, 6 Sponsor was not Community Development the Use of CDBG-DR Funds in Response to Hurricanes Irma and Maria (2017) â€Â, in order to facilitate the use of Ordinary Session, provided Institutions such funds for the reconstruction and recovery of communities near Cano Martin Pena in the Municipality of San Juan; Effective and for other related purposes. immediately. History Rhode Island Mortgage Lending: AN ACT RELATING TO BUSINESSES AND PROFESSIONS - REAL ESTATE APPRAISERS CERTIFICATION ACT 06/28/2019 - HB 5773 Appraisals (Precludes the department of business regulation from pursing any administrative action against a certified appraiser Signed by 2019 more than five (5) years after the certified appraised issues a certified appraisal.) Governor Rep. Michael History Morin (D-RI)
Rhode Island Banking: General AN ACT RELATING TO FINANCIAL INSTITUTIONS -- LICENSED ACTIVITIES--CURRENCY TRANSMISSIONS (Adds 07/15/2019 - HB 5847 Electronic Commerce: E- virtual currency to the existing electronic money transmission and sale of check licenses and adds additional regulatory Signed by 2019 Sign/Disclosure, Money provisions to simplify and clarify licensing related thereto.) Governor Shekarchi Transmission History Lending: Licensing, Payday Lending, Payday Lending Database Mortgage Lending: Licensing Loan Originators/Servicers NMLS Expansion Personal Loans: General Virtual Currency
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 53 of 65 Bill/Reg. # Categories Summary Status Rhode Island Insurance Products: Flood AN ACT RELATING TO BUSINESSES AND PROFESSIONS -- REAL ESTATE SALES DISCLOSURES (Adds to the 07/15/2019 - HB 6214 Insurance disclosure requirements to be made by the sellers of one to four (4) units of residential real estate, any modifications Signed by 2019 Mortgage Lending: made to the electrical, heating, plumbing, and ventilation systems.) Governor Noret General History Real Estate: Disclosures, Transfers/Conveyances
Rhode Island Mortgage Lending: AN ACT RELATING TO BUSINESSES AND PROFESSIONS - REAL ESTATE APPRAISERS CERTIFICATION ACT 06/28/2019 - SB 259 Appraisals (Precludes the department of business regulation from pursing any administrative action against a certified appraiser Signed by 2019 more than five (5) years after the certified appraised issues a certified appraisal.) Governor Sen. Erin Lynch History Prata (D-RI)
Rhode Island Mortgage Lending: AN ACT RELATING TO BUSINESSES AND PROFESSIONS -- REAL ESTATE SALES DISCLOSURES (Requires that 07/15/2019 - SB 334 General any use of a premises for marijuana cultivation be disclosed in any real estate transaction.) Signed by 2019 Real Estate: Disclosures, Governor Coyne Transfers/Conveyances History
South Carolina Debt and Collections: A BILL TO AMEND SECTION 8-21-310, CODE OF LAWS OF SOUTH CAROLINA, 1976, RELATING TO A SCHEDULE 05/16/2019 - HB 3243 General OF SPECIFIED FILING AND RECORDING FEES, SO AS TO REVISE AND FURTHER PROVIDE FOR VARIOUS FILING Signed By 2019 - 2020 Lending: Power of Attorney FEES, INCLUDING A FLAT FEE OF TWENTY-FIVE DOLLARS FOR CERTAIN DOCUMENTS FILED OR RECORDED Governor; Bernstein WITH THE REGISTER OF DEEDS OR CLERKS OF COURT, AND A FLAT FEE OF TEN DOLLARS FOR CERTAIN Effective date Mortgage Lending: OTHER DOCUMENTS FILED OR RECORDED WITH THE REGISTER OF DEEDS OR CLERKS OF COURT, AS 08/01/19 - Act No. Closings, Mortgage Loan APPROPRIATE, AND TO PROVIDE EXCEPTIONS. 58 Administration History Tax - Financial Issues: Deeds/Mortgage Tax
South Carolina Mortgage Lending: AN ACT TO AMEND SECTION 27-32-10, CODE OF LAWS OF SOUTH CAROLINA, 1976, RELATING TO DEFINITIONS 05/16/2019 - HB 3754 Closings IN REGARD TO VACATION TIME SHARING PLANS, SO AS TO DEFINE THE TERM ""TIMESHARE DECLARATION""; Signed By 2019 - 2020 TO AMEND SECTION 27-32-410, RELATING TO TIMESHARE CLOSINGS, PROCEDURES, AND RELATED Governor; Sandifer PROVISIONS, SO AS TO FURTHER PROVIDE FOR WHEN A TIMESHARE CLOSING IS CONSIDERED TO HAVE Effective date OCCURRED IN THE CASE OF AN INSTALLMENT SALES CONTRACT, AND OTHER REQUIREMENTS IN REGARD TO 05/16/19 THE CLOSING; BY ADDING ARTICLE 5 TO CHAPTER 32, TITLE 27 SO AS TO ENACT THE ""VACATION TIME 06/05/2019 - Act SHARING PLAN EXTENSION AND TERMINATION ACT"", INCLUDING PROVISIONS TO CLARIFY AND SUPPLEMENT No. 66 THE PROCEDURES AND REQUIREMENTS AS TO HOW OWNERS OF VACATION TIME SHARING INTERESTS MAY History TERMINATE VACATION TIME SHARING PLANS OR EXTEND THE TERMS OF THESE PLANS, WITH ... South Carolina Mortgage Lending: AN ACT TO AMEND SECTION 12-6-3530, CODE OF LAWS OF SOUTH CAROLINA, 1976, RELATING TO 05/16/2019 - HB 4133 Community Development COMMUNITY DEVELOPMENT TAX CREDITS, SO AS TO ALLOW A TAX CREDIT OF FIFTY PERCENT OF ANY CASH Signed By 2019 - 2020 Institutions DONATION TO A COMMUNITY DEVELOPMENT CORPORATION OR COMMUNITY DEVELOPMENT FINANCIAL Governor; Weeks INSTITUTIONS, TO INCREASE AN AGGREGATE CREDIT PROVISION, TO ESTABLISH TAX CREDIT RESERVE Effective date ACCOUNTS FOR THE FIRST THREE QUARTERS OF EACH TAX YEAR SO AS TO AVOID THE DEPLETION OF 05/16/19 Related Bills: CREDITS BY AN INDIVIDUAL TAXPAYER, TO DELETE THE PRO-RATA DISTRIBUTION OF TAX CREDITS, TO ALLOW 06/05/2019 - Act SB 424 SB 879 FINANCIAL INSTITUTIONS WITH TAX LIABILITIES IN THIS STATE TO INVEST IN COMMUNITY DEVELOPMENT No. 77 CORPORATIONS FOR THE PURPOSE OF RECEIVING A TAX CREDIT, AND TO PROVIDE THAT RETURNS ON History INVESTMENTS IN CERTIFIED COMMUNITY DEVELOPMENT CORPORATIONS AND CERTIFIED COMMUNITY ...
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 54 of 65 Bill/Reg. # Categories Summary Status South Dakota Electronic Commerce: Revises provisions regarding money transmission licensing; requires applicants to submit fingerprints for FBI 03/15/2019 - HB 1032 Money Transmission investigation and others for international criminal history background check. Signed by the 2019 Lending: Payday Lending Governor on Commerce and March 15, 2019 Mortgage Lending: SAFE Energy History Act/NMLSR NMLS Expansion
South Dakota Mortgage Lending: Energy repeal certain provisions regarding the exercise of certain powers over certain property. 03/20/2019 - HB 1090 Improvement Signed by the 2019 Governor on Johnson (David) March 20, 2019 History Tennessee Mortgage Lending: Insurance Companies, Agents, Brokers, Policies - As enacted, revises various provisions of the Insurers Rehabilitation 05/21/2019 - HB 673 Mortgage Loan and Liquidation Act. - Amends TCA Title 56. Signed by 2019 - 2020 Administration Governor. Garrett Effective date(s) 05/21/2019; Pub. Related Bills: Ch. 430 SB 1174 History Texas Mortgage Lending: Relating to a temporary exemption from ad valorem taxation of a portion of the appraised value of certain property 06/14/2019 - HB 492 Appraisals damaged by a disaster. Signed by the 2019 Governor; See Shine remarks for effective date Related Bills: History SB 1322 Texas Mortgage Lending: Relating to the authority of a property owner to request that notice of a protest hearing before the appraisal review 06/10/2019 - HB 1060 Appraisals board be delivered by certified mail or electronic mail. Signed by the 2019 Governor; Bell, Cecil Effective on 9/1/19 History Texas Lending: Licensing, Relating to the continuation and functions of the Office of Consumer Credit Commissioner and the licensing and 06/10/2019 - HB 1442 Pawnbrokers, Payday registration of persons regulated by that state agency. Signed by the 2019 Lending Governor; Paddie Mortgage Lending: Effective on 9/1/19 Licensing Loan History Related Bills: Originators/Servicers, SAFE SB 603 Act/NMLSR Online Lending Vehicle Finance: RISA
Texas Mortgage Lending: Relating to the public resale by means of a public auction using online bidding and sale of property purchased by a 06/14/2019 - HB 1652 Foreclosure taxing unit at an ad valorem tax sale. Signed by the 2019 Proceedings/Admin Governor; Huberty Effective immediately Related Bills: History SB 1361
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 55 of 65 Bill/Reg. # Categories Summary Status Texas Arbitration: General Relating to a request for binding arbitration of certain appraisal review board orders. 05/17/2019 - HB 1802 Mortgage Lending: Signed by 2019 Appraisals governor; effective Bohac immediately History Related Bills: SB 1429 Texas Mortgage Lending: Relating to the authority to transfer real property in the name of an entity. 06/14/2019 - HB 1833 Mortgage Loan Signed by the 2019 Administration Governor; Wray Real Estate: Effective on 9/1/19 Transfers/Conveyances History Related Bills: SB 977 Texas Mortgage Lending: Relating to the waiver of penalties and interest if an error by a mortgagee results in failure to pay an ad valorem tax. 06/07/2019 - HB 1885 Mortgage Loan Signed by the 2019 Administration Governor; Bonnen, Greg Effective on 1/1/20 History Texas Mortgage Lending: Relating to the correction of an ad valorem tax appraisal roll. 06/14/2019 - HB 2159 Appraisals Signed by the 2019 Governor; Meyer Effective immediately History Texas Mortgage Lending: Relating to the procedure for the sale by auction of real property pursuant to foreclosure of a tax lien. 05/29/2019 - HB 2650 Foreclosure Signed by the 2019 Proceedings/Admin Governor; Goodwin Effective immediately Related Bills: History SB 1285 Texas Banking: General Relating to the nonsubstantive revision of The Securities Act, including conforming amendments. 06/07/2019 - HB 4171 Mortgage Lending: Signed by the 2019 Mortgage Loan Governor; Leach Administration Effective on 1/1/22 History Privacy and Fraud: Elderly/Vulnerable Exploitation Securities & Investments: Exploitation, Trusts/Funds/Bonds/Options
Texas Mortgage Lending: Relating to ad valorem taxation. 06/12/2019 - SB 2 Appraisals Signed by the 2019 Governor Bettencourt History
Related Bills: HB 2
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 56 of 65 Bill/Reg. # Categories Summary Status Texas Lending: Student Loans Relating to a prohibition on the use of student loan default or breach of a student loan repayment or scholarship 06/07/2019 - SB 37 Mortgage Lending: contract as a ground for refusal to grant or renew an occupational license or other disciplinary action in relation to an Signed by the 2019 Licensing Loan occupational license. Governor; Zaffirini Originators/Servicers Effective immediately Related Bills: History HB 218 HB 258 HB 466 HB 2635 Texas Mortgage Lending: Relating to personal information that may be omitted from certain records and licenses. 06/04/2019 - SB 73 Closings Signed by the 2019 Governor; Nelson Effective on 9/1/19 History Related Bills: HB 2435 Texas Banking: General Relating to the continuation and functions of the Finance Commission of Texas, the Texas Department of Banking, and 05/07/2019 - SB 614 Lending: General the Department of Savings and Mortgage Lending, to the training requirements applicable to the agencies overseen by Signed by the 2019 the Finance Commission of Texas, and to the regulation of certain financial institutions and businesses. Governor; Mortgage Lending: Nichols Effective on 9/1/19 General, Licensing Loan History Originators/Servicers Related Bills: HB 1569 Texas Mortgage Lending: Relating to the continuation and functions of the Texas Real Estate Commission and the Texas Appraiser Licensing 05/31/2019 - SB 624 Appraisal Management and Certification Board; changing fees. Signed by the 2019 Companies, Appraisals Governor; Nichols Effective on 9/1/19 History Related Bills: HB 1675 SB 1459 Texas Banking: General Relating to investments by state banks to promote community development. 04/25/2019 - SB 726 Mortgage Lending: Signed by the 2019 Community Development Governor; Zaffirini Institutions 05/02/2019 - Effective on 9/1/19 Related Bills: History HB 1175 Texas Mortgage Lending: Relating to the authority of an owner of real property sold at a tax sale to transfer the owner's right of redemption to 06/14/2019 - SB 1642 Foreclosure another person. Signed by the 2019 Proceedings/Admin Governor; Miles Effective immediately History Texas Mortgage Lending: Relating to the contents of a notice of appraised value sent to a property owner by the chief appraiser of an appraisal 06/10/2019 - SB 2060 Foreclosure district. Signed by the 2019 Proceedings/Admin Governor; Menendez Effective on 1/1/20 History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 57 of 65 Bill/Reg. # Categories Summary Status Texas Electronic Commerce: Relating to the recording by a county clerk of certain documents concerning real or personal property. 06/10/2019 - SB 2128 General Signed by the 2019 Mortgage Lending: Governor; Creighton Mortgage Loan Effective on 9/1/19 Administration History Related Bills: HB 3060 Texas Mortgage Lending: Relating to the temporary authority of certain individuals to engage in business as a residential mortgage loan 06/10/2019 - SB 2330 Licensing Loan originator. Signed by the 2019 Originators/Servicers, SAFE Governor; Creighton Act/NMLSR Effective on ...... Related Bills: History HB 3945 Texas Mortgage Lending: Recognizing Community Development Financial Institutions. 03/12/2019 - SR 228 Community Development Received by the 2019 Institutions Secretary of the Menendez Senate; Read & adopted; Reported enrolled History United States Mortgage Lending: Consolidated Appropriations Act, 2020 12/20/2019 - HR 1158 Community Development Signed by 2019 - 2020 Institutions President. Became Rep. McCaul, Real Estate: Condemnation Public Law No: Michael T. [R-TX- 116-93. Terrorism 10] History
Related Bills: S 315 HR 2968 HR 3055 HR 3351 HR 3931 S 2474 S 2524 HR 1865
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 58 of 65 Bill/Reg. # Categories Summary Status United States Banking: General, SECURE (Further Consolidated Appropriations Act, 2020) National Law Enforcement Museum Commemorative Coin Act (Sec. 3) 12/20/2019 - HR 1865 Act This bill directs the Department of the Treasury to mint and issue up to 50,000 $5 gold coins, 400,000 $1 silver coins, Signed by 2019 - 2020 Credit and Debit Cards: and 750,000 half-dollar clad coins that are emblematic of the National Law Enforcement Museum in the District of President. Became Rep. Pascrell, Bill, General, Governmental Columbia and the service and sacrifice of law enforcement officers throughout the history of the United States. (Sec. 5) Public Law No: Jr. [D-NJ-9] Payments Treasury may issue such coins only during a one-year period beginning on January 1, 2021. (Sec. 7) All sales of such 116-94. coins shall include specified surcharges, which shall be distributed to the National Law Enforcement Officers Memorial History Mortgage Lending: Related Bills: Fund, Inc., for educational and outreach programs and exhibits. Community Development HR 3851 S 3049 S Institutions, Foreclosure 2877 S 2788 S Consultant/Rescue, 2581 S 2580 S Foreclosure 2522 S 2520 S Proceedings/Admin, 2470 S 2203 S Mortgage Insurance, Vacant 2092 S 1574 S Property Upkeep 1345 S 1268 S 1199 S 1133 S Prepaid Cards: General 1102 S 990 S 617 Real Estate: S 446 S 430 S 354 Condemnation, General S 321 S 315 S 203 SCRA & MilitaryRelief: S 27 HR 5035 HR Mortgage, Vehicle 4634 HR 3301 HR Securities & Investments: 3287 HR 3277 HR Annuities, SECURE Act 3237 HR 3048 HR 2498 HR 2414 HR Terrorism 2367 HR 2284 HR Virtual Currency 2147 HR 2145 HR 2140 HR 2089 HR 1994 HR 1993 HR 1938 HR 1704 HR 1439 HR 1084 HR 1023 HR 982 HR 965 HR 935 HR 920 HR 877 HR 748 HR 97 HR 1158 HR 3164 HR 3163 HR 3052 HR 2960 HR 2839 HR 2779 HR 2745 HR 2740 United States Mortgage Lending: Protecting Affordable Mortgages for Veterans Act of 2019 This bill revises loan seasoning requirements related to a 07/25/2019 - S 1749 Foreclosure Prevention, refinanced Department of Veterans Affairs (VA) housing loan. Under current law, the VA is prohibited from Signed by 2019 - 2020 Mortgage Loan guaranteeing a refinanced home loan until the date that is the later of (1) the date on which the sixth monthly payment President.; Signed Sen. Sinema, Administration is made, or (2) the date that is 210 days after the first payment is made. This bill modifies this date to (1) when the by President.; Kyrsten [D-AZ] SCRA & MilitaryRelief: borrower has made six consecutive monthly payments, or (2) 210 days after the first payment is due. Became Public Mortgage Law No: 116-33.; Related Bills: Became Public HR 1988 Law No: 116-33. History Utah Mortgage Lending: Lien This bill amends a provision regarding the priority of certain political subdivision liens to be consistent with existing 03/21/2019 - HB 26 Priority code. Governor Signed 2019 Real Estate: Liens History Rep. Cheryl Acton (R-UT)
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 59 of 65 Bill/Reg. # Categories Summary Status Utah Electronic Commerce: This bill amends provisions related to statutorily defined fees that a county recorder charges. 03/26/2019 - HB 247 General Governor Signed 2019 Mortgage Lending: History Rep. Wilde, Logan Mortgage Loan Administration Real Estate: Liens
Utah Mortgage Lending: This bill amends and enacts provisions related to notices filed with the State Construction Registry. 03/25/2019 - HB 395 General Governor Signed 2019 Real Estate: Liens History Rep. Roberts, Marc K.
Utah Mortgage Lending: Energy This bill modifies provisions relating to the Utah Inland Port Authority. 03/27/2019 - HB 433 Improvement Governor Signed 2019 History Rep. Francis Gibson (R-UT)
Utah Mortgage Lending: This bill amends provisions related to real estate. 03/26/2019 - SB 140 Appraisals, Licensing Loan Governor Signed 2019 Originators/Servicers History Sen. Cullimore, Kirk A.
Utah Mortgage Lending: This bill requires local governments to provide certain due process in code enforcement. 03/25/2019 - SB 184 Foreclosure Governor Signed 2019 Proceedings/Admin, Lien History Sen. Thatcher, Priority Daniel W. Real Estate: Liens
Vermont Mortgage Lending: An act relating to professions and occupations regulated by the Office of Professional Regulation 05/23/2019 - HB 104 Appraisal Management House - Signed by 2019 - 2020 Companies, Appraisals Governor on May Rep. Sarah 23, 2019 Copeland Hanzas History
Vermont Mortgage Lending: An act relating to technical corrections 04/30/2019 - HB 358 Foreclosure House - Signed by 2019 - 2020 Proceedings/Admin Governor on April Rep. Sarah 30, 2019 Copeland Hanzas History
Vermont Mortgage Lending: An act relating to miscellaneous tax provisions 06/10/2019 - HB 514 Appraisals Signed by 2019 - 2020 Real Estate: Liens Governor House Committee History Tax - Financial Issues: on Ways and Corporate Taxes Means
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 60 of 65 Bill/Reg. # Categories Summary Status Vermont Mortgage Lending: An act relating to town clerk recording fees and town restoration and preservation reserve funds 05/28/2019 - HB 526 Foreclosure House - Signed by 2019 - 2020 Proceedings/Admin, Governor House Committee General, Mortgage Loan History on Government Administration Operations
Vermont Commercial Lending An act relating to Executive Branch and Judicial Branch fees 06/18/2019 - HB 527 Electronic Commerce: House - Signed by 2019 - 2020 Money Transmission Governor on June House Committee 18, 2019 Insurance Products: on Ways and History Insurance Regulation, Life Means and Accident Insurance Lending: Licensing, Payday Lending Mortgage Lending: Appraisal Management Companies, Appraisals, Foreclosure Proceedings/Admin, Licensing Brokers, Licensing Loan Originators/Servicers Vehicle Finance: RISA
Vermont Banking: Operations An act relating to miscellaneous banking provisions 05/14/2019 - SB 154 Electronic Commerce: Senate - Signed 2019 - 2020 Money Transmission by Governor on Sen. Ann May 14, 2019 Federal Deposit Cummings History Insurance Lending: Licensing, Payday Lending Mortgage Lending: Licensing Brokers, Licensing Loan Originators/Servicers, SAFE Act/NMLSR Online Lending Prepaid Cards: General Securities & Investments: Broker-Dealer Requirements Terrorism Virtual Currency
Virginia Mortgage Lending: Land preservation tax credit; allowable time to claim credit. Extends the amount of time a taxpayer is allowed to claim 03/05/2019 - HB 1816 Appraisals the land preservation tax credit to either (i) December 31 of the second year following the calendar year that the Approved by 2018 - 2019 eligible conveyance of land was made or (ii) December 31 of the third year following the calendar year of the Governor-Chapter C. Matthew Fariss conveyance if the conveyance was made by an estate. Under current law, the credit must be claimed by December 31 183 of the first year following the calendar year of the conveyance. History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 61 of 65 Bill/Reg. # Categories Summary Status Virginia Mortgage Lending: Mortgage loan originators. Repeals provisions relating to the issuance of transitional mortgage loan originator licenses 03/21/2019 - HB 2251 Licensing Loan and replaces them with provisions granting temporary authority to act as a mortgage loan originator. The bill conforms Approved by 2018 - 2019 Originators/Servicers, SAFE Virginia's law with requirements in the federal Economic Growth, Regulatory Relief, and Consumer Protection Act. The Governor-Chapter Daniel W. Act/NMLSR measure also conforms provisions related to the expiration of mortgage loan originator pre-licensure education 740; Acts of Marshall, III courses. Assembly Chapter text History Virginia Electronic Commerce: Money transmitters. Requires money transmitters to be licensed through the National Multistate Licensing System and 03/19/2019 - HB 2690 Money Transmission Registry (NMLS). The bill increases, from five percent to 10 percent, the interest that a person is required to own or Approved by 2018 - 2019 Lending: Payday Lending control in a limited liability company in order to be subject to requirements applicable to members. The bill also (i) Governor-Chapter Terry G. Kilgore changes the due date for the $750 annual license renewal fee from September 1 to December 31 and requirements 634 Mortgage Lending: SAFE pertaining to license renewal and (ii) authorizes reports and filings to be submitted to the Commissioner through the History Act/NMLSR NMLS if the NMLS is able to receive them. NMLS Expansion
Virginia Mortgage Lending: Clean Energy Advisory Board; Clean Energy Rebate Fund; solar energy installation rebates; low-income and 03/18/2019 - HB 2741 Community Development moderate-income households. Establishes the Clean Energy Advisory Board (the Board), an advisory board in the Approved by 2018 - 2019 Institutions executive branch of government that is authorized to advise the Director of the Department of Mines, Minerals and Governor-Chapter Lashrecse D. Aird Personal Loans: Energy (the Director) on the disbursement of rebates under a rebate program established by the bill for the installation 554 Subsidized Lending of solar energy infrastructure in low-income and moderate-income households. The bill provides that the Board shall History have a total membership of 11 members, consisting of 10 nonlegislative citizen members and the Director, who shall serve ex officio. The bill establishes the Clean Energy Rebate Fund to receive the proceeds of bond sales by the ... Virginia Mortgage Lending: Lien Storage and mechanics' liens; amount of lien. Provides that the amount of a mechanics' lien for the reasonable 03/18/2019 - SB 1342 Priority expenses of a keeper of a garage or a mechanic on a vehicle that is not subject to a chattel mortgage, security Approved by 2018 - 2019 Real Estate: Liens agreement, deed of trust, or other instrument shall be in an amount up to the value of the vehicle. Governor-Chapter Bill R. DeSteph, Jr. 561; Acts of Vehicle Finance: Assembly Chapter Towing/Impoundment text History Virginia Mortgage Lending: Virginia Residential Executory Real Estate Contracts Act. Creates the Virginia Residential Executory Real Estate 03/18/2019 - SB 1449 General Contracts Act establishing provisions applicable to such contracts. The bill defines a residential executory real estate Approved by 2018 - 2019 contract as an installment land contract, lease option contract, or rent-to-own contract by which a purchaser acquires Governor-Chapter Mamie E. Locke any right or interest in real property other than a right of first refusal and occupies or intends to occupy the property as 511; Acts of his primary residence. The bill also provides for the Board for Housing and Community Development to develop and Assembly Chapter make available on its website best practice provisions for residential executory real estate contracts. This bill is a text recommendation of the Virginia Housing Commission. History
FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 62 of 65 Bill/Reg. # Categories Summary Status Virginia Mortgage Lending: Civil relief; citizens of the Commonwealth furloughed or otherwise not receiving wages or payments due to partial 04/03/2019 - SB 1737 Foreclosure closure of the federal government. Provides a 30-day stay of eviction and foreclosure proceedings for tenants, Senate concurred 2018 - 2019 Proceedings/Admin homeowners, and owners who rent to a tenant a one-family to four-family residential dwelling unit who request a stay in Governor's Jeremy S. McPike and provide written proof, defined in the bill, that they are (i) an employee of the United States government, (ii) an recommendation; independent contractor for the United States government, or (iii) an employee of a company under contract with the House concurred United States government who was furloughed or was or is otherwise not receiving wages or payments as a result of in Governor's the partial closure of the United States government beginning on December 22, 2018. The bill has an expiration date recommendation; of September 30, 2019. VOTE: ADOPTION EMERGENCY; Emergency clause added by Governor's recommendation; Governor's recommendation adopted; Reenrolled; Reenrolled bill text; Signed by President as reenrolled; Signed by Speaker as reenrolled; Enacted, Chapter 847; Acts of Assembly Chapter text History Washington Mortgage Lending: Adding proximity to working forests to the residential real estate disclosure statement. 04/08/2019 - HB 1011 General Governor signed.; 2019 - 2020 Real Estate: Disclosures Chapter 17, 2019 Reeves Laws.; Effective date 7/28/2019. History Washington Mortgage Lending: Protecting taxpayers from home foreclosure. 05/09/2019 - HB 1105 Foreclosure Governor signed.; 2019 - 2020 Proceedings/Admin Chapter 332, 2019 Orwall Laws.; Effective date 1/1/2020. History Washington Mortgage Lending: Concerning the armed forces exceptions for giving notice of termination of a tenancy. 04/17/2019 - HB 1138 General Governor signed.; 2019 - 2020 Chapter 23, 2019 Ryu Laws.; Effective date 7/28/2019. History Washington Mortgage Lending: Requiring property sold in tax lien foreclosure proceedings to be sold as is. 04/17/2019 - HB 1634 Foreclosure Governor signed.; 2019 - 2020 Proceedings/Admin Chapter 28, 2019 Goehner Real Estate: Liens Laws.; Effective date 7/28/2019. History FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 63 of 65 Bill/Reg. # Categories Summary Status Washington Mortgage Lending: Increasing urban residential building capacity. 05/09/2019 - HB 1923 General Governor signed.; 2019 - 2020 Chapter 348, 2019 Fitzgibbon Laws.; Effective date 7/28/2019*. History Washington Mortgage Lending: Exempting federal tax lien documents from recording surcharges. 04/24/2019 - HB 1980 General Governor signed.; 2019 - 2020 Chapter 136, 2019 Macri Laws.; Effective date 7/28/2019. History Washington Mortgage Lending: Concerning appraisal management company Title XI compliance and license expiration. 04/19/2019 - SB 5124 Appraisal Management Governor signed.; 2019 - 2020 Companies, Appraisals Chapter 74, 2019 Das Laws.; Effective date 7/28/2019*. History Washington Mortgage Lending: Regarding foreclosure and distraint sales of manufactured/mobile or park model homes. 04/19/2019 - SB 5131 Foreclosure Governor signed.; 2019 - 2020 Proceedings/Admin Chapter 75, 2019 Takko Laws.; Effective date 7/28/2019. History Washington Mortgage Lending: Concerning the renewal of real estate appraiser certificates, licenses, and registrations. 04/17/2019 - SB 5480 Appraisals Governor signed.; 2019 - 2020 Chapter 49, 2019 Brown Laws.; Effective date 9/1/2020. History Washington Mortgage Lending: Establishing a graduated real estate excise tax. 05/21/2019 - SB 5998 Mortgage Loan Governor signed.; 2019 - 2020 Administration Chapter 424, 2019 Nguyen Laws.; Effective date 1/1/2020. History West Virginia Mortgage Lending: Relating to the use of post-criminal conduct in professional and occupational initial licensure decision making 06/28/2019 - HB 118x Appraisals Approved by 2019 Governor Hanshaw (Mr. 10/01/2019 - Speaker) Chapter 34, Acts, 1st Extraordinary Session, 2019 History West Virginia Mortgage Lending: Increasing limit on additional expenses incurred in preparing notice list for redemption 03/25/2019 - SB 405 Foreclosure Approved by 2019 Proceedings/Admin Governor; Chapter Sypolt Real Estate: Liens 243, Acts, Regular Session, 2019 History FOCUS, A Leonine Business - 10/14/2020 - 380 bills/regs. | CONFIDENTIAL 64 of 65 Bill/Reg. # Categories Summary Status West Virginia Banking: General Relating to background checks of certain financial institutions 03/25/2019 - SB 453 Electronic Commerce: Approved by 2019 Money Transmission Governor 3/25/19; Azinger Effective Ninety Lending: Licensing, Payday Days from Lending Passage - (May Mortgage Lending: 30, 2019); Chapter Licensing Brokers, SAFE 38, Acts, Regular Act/NMLSR Session, 2019 History West Virginia Mortgage Lending: Conforming state law to federal law for registration of appraisal management companies 03/25/2019 - SB 597 Appraisal Management Approved by 2019 Companies, Appraisals Governor; Chapter Boso 189, Acts, Regular Session, 2019 History Wisconsin Banking: Operations Relating to: P.O.D. accounts and loan obligations to financial institutions 11/26/2019 - Sen. SB 457 Debt and Collections: - Report approved 2019 - 2020 Collections/Garnishment by the Governor. Marklein 2019 Wisconsin Mortgage Lending: Act 65; Published General, Licensing Loan Related Bills: 11-26-2019 Originators/Servicers AB 504 History Tax - Financial Issues: Financial InstitutionsTaxation
Wyoming Mortgage Lending: Property redemption. 03/08/2019 - HB 290 Foreclosure Governor Signed 2019 Proceedings/Admin HEA No. 0114; Zwonitzer Assigned Chapter Number 183 History Wyoming Mortgage Lending: County clerks-records. 02/13/2019, SF 17 Mortgage Loan Governor Signed 2019 Administration SEA No. 0001; Corporations Real Estate: Assigned Chapter Transfers/Conveyances Number 3 History Wyoming Mortgage Lending: Real estate appraisers-licensing amendments. 02/19/2019, SF 83 Appraisal Management Governor Signed 2019 Companies, Appraisals SEA No. 0036; Pappas 02/21/2019, Assigned Chapter Number 63 History Wyoming Mortgage Lending: Tax liability mineral production. 03/08/2019 - SF 118 Foreclosure Governor Signed 2019 Proceedings/Admin SEA No. 0082; Driskill Assigned Chapter Number 187 History
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