January 31, 2021 DSP Flexi Cap Fund (erstwhile known as DSP Equity Fund) Flexi Cap Fund - An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks

INCEPTION DATE Portfolio April 29, 1997 % to Net % to Net Name of Instrument Name of Instrument BENCHMARK Assets Assets EQUITY & EQUITY RELATED Nifty 500 (TRI) Listed / awaiting listing on the stock exchanges MONEY MARKET INSTRUMENTS Banks 18.76% TREPS / Reverse Repo Investments / Corporate Debt Repo 0.89% NAV AS ON  ICICI Bank Limited 7.40% Total 0.89%  HDFC Bank Limited 6.58% JANUARY 29, 2021  Limited 2.57% Cash & Cash Equivalent Regular Plan Limited 2.22% Net Receivables/Payables -0.39% Growth: ` 50.431 Finance 16.58% Total -0.39%  Limited 2.97% GRAND TOTAL 100.00% Muthoot Finance Limited 2.06% Direct Plan Limited 1.78% ü Top Ten Holdings Growth: ` 53.465 SBI Cards and Payment Services Limited 1.57% *Less than 0.01% Max Financial Services Limited 1.29% ** Non Traded / Thinly Traded and illiquid securities in accordance with SEBI Regulations TOTAL AUM HDFC Life Insurance Company Limited 1.25% Classification of % of holdings based on Market Capitalisation: Large-Cap 62.76%, Mid Cap 25.13%, Small-Cap 4,547 Cr ICICI Lombard General Insurance Company Limited 1.20% 11.61%. HDFC Asset Management Company Limited 1.13% Can Fin Homes Limited 1.02% Large Cap: 1st -100th company in terms of full market capitalization Mid Cap: 101st -250th company in terms of MONTHLY AVERAGE AUM Aavas Financiers Limited 0.89% full market capitalization Small Cap: 251st company onwards in terms of full market capitalization 4,702 Cr ICICI Prudential Life Insurance Company Limited 0.76% Equitas Holdings Limited 0.64% Satin Creditcare Network Limited - Partly Paid Shares 0.01% Portfolio Turnover Ratio Software 9.44%  Limited 4.18% (Last 12 months):  Tata Consultancy Services Limited 2.38% 0.63 Limited 1.46% HCL Technologies Limited 1.43% 3 Year Risk Statistics: Consumer Durables 8.19% Crompton Greaves Consumer Electricals Limited 1.76% Standard Deviation : 23.86% Limited 1.24% Beta : 1.01 Century Plyboards () Limited 1.14% V-Guard Industries Limited 0.96% R-Squared : 93.77% Relaxo Footwears Limited 0.91% Sharpe Ratio : 0.18 India Limited 0.86% (India) Limited 0.78% Amber Enterprises India Limited 0.54% Month End Expense Ratio Pharmaceuticals 6.05%  Dr. Reddy's Laboratories Limited 2.63% Regular Plan : 1.94% Limited 1.50% Direct Plan : 0.98% Limited 1.09% Divi's Laboratories Limited 0.83% Cement 5.03%  UltraTech Cement Limited 3.20% JK Cement Limited 1.05% Limited 0.78% Retailing 4.90%  Avenue Supermarts Limited 2.81% V-Mart Retail Limited 2.09% Gas 4.39% Limited 1.83% Limited 1.58% Petronet LNG Limited 0.97% Industrial Products 4.29% EPL Limited 1.20% AIA Engineering Limited 1.18% Polycab India Limited 1.00% KEI Industries Limited 0.91% Chemicals 4.05% Atul Limited 1.80% Aarti Industries Limited 1.42% Solar Industries India Limited 0.83% Consumer Non Durables 3.64% Limited 1.48% Limited 1.38% Limited 0.78% Construction 3.35% KNR Constructions Limited 1.43% Godrej Properties Limited 1.27% Cera Sanitaryware Limited 0.65% Telecom - Services 3.25%  Limited 3.25% Auto Ancillaries 2.44% Minda Industries Limited 1.64% Limited 0.80% Fertilisers 2.03% Limited 1.41% Chambal Fertilizers & Chemicals Limited 0.62% Petroleum Products 1.86% Corporation Limited 1.86% Pesticides 0.85% PI Industries Limited 0.85% Textiles - Synthetic 0.40% Ganesha Ecosphere Limited 0.40% Total 99.50%

Unlisted Software * SIP Technologies & Export Limited** * Media & Entertainment * Magnasound (India) Limited** * Total *

1 DSP Top 100 Equity Fund Large Cap Fund- An open ended equity scheme predominantly investing in large cap stocks

Portfolio INCEPTION DATE Mar 10, 2003 ü Top Ten Holdings Name of Instrument % to Net Assets Classification of % of holdings based on Market Capitalisation: Large-Cap 93.31%, Mid Cap 4.59%. BENCHMARK Large Cap: 1st -100th company in terms of full market capitalization Mid Cap: 101st -250th company in terms of EQUITY & EQUITY RELATED S&P BSE 100 (TRI) Listed / awaiting listing on the stock exchanges full market capitalization Small Cap: 251st company onwards in terms of full market capitalization Software 18.38%  Infosys Limited 8.13% NAV AS ON  Tata Consultancy Services Limited 6.23% JANUARY 29, 2021  HCL Technologies Limited 4.02% Regular Plan Banks 16.72% Growth: ` 239.029  ICICI Bank Limited 10.36%  HDFC Bank Limited 6.36% Direct Plan Finance 14.94% Growth: ` 252.026  Bajaj Finance Limited 4.12% SBI Life Insurance Company Limited 3.41% TOTAL AUM HDFC Life Insurance Company Limited 2.61% 2,545 Cr ICICI Lombard General Insurance Company Limited 1.97% SBI Cards and Payment Services Limited 1.46% MONTHLY AVERAGE AUM ICICI Prudential Life Insurance Company Limited 1.37% 2,686 Cr Cement 9.28%  UltraTech Cement Limited 5.77% Shree Cement Limited 2.54% Portfolio Turnover Ratio ACC Limited 0.97% (Last 12 months): Pharmaceuticals 8.67% 0.43  Limited 4.04% Dr. Reddy's Laboratories Limited 3.02% 3 Year Risk Statistics: 1.61% Standard Deviation : 24.62% Consumer Non Durables 6.72% Limited 3.44% Beta : 1.08 Limited 1.75% R-Squared : 95.09% Colgate Palmolive (India) Limited 1.53% Sharpe Ratio : 0.06 Auto 6.32% India Limited 3.60% Limited 2.72% Month End Expense Ratio Consumer Durables 5.79% Regular Plan : 2.10%  Limited 4.16% Direct Plan : 1.33% Whirlpool of India Limited 1.63% Telecom - Services 3.65%  Bharti Airtel Limited 3.65% Industrial Capital Goods 2.25% Limited 2.25% Fertilisers 1.99% Coromandel International Limited 1.99% Retailing 1.98% Avenue Supermarts Limited 1.98% Non - Ferrous Metals 1.21% Limited 1.21% Total 97.90%

MONEY MARKET INSTRUMENTS TREPS / Reverse Repo Investments / Corporate Debt Repo 2.78% Total 2.78%

Cash & Cash Equivalent Net Receivables/Payables -0.68% Total -0.68% GRAND TOTAL 100.00%

2 DSP Equity Opportunities Fund Large & Mid Cap Fund- An open ended equity scheme investing in both large cap and mid cap stocks

INCEPTION DATE Portfolio May 16, 2000 Name of Instrument % to Net Assets Name of Instrument % to Net Assets BENCHMARK Nifty Large Midcap 250 (TRI) EQUITY & EQUITY RELATED INOX Leisure Limited 0.51% Listed / awaiting listing on the stock exchanges Transportation 1.12% Banks 23.59% Container Corporation of India Limited 1.12% NAV AS ON  ICICI Bank Limited 8.24% Non - Ferrous Metals 1.01% JANUARY 29, 2021  HDFC Bank Limited 5.20% Hindalco Industries Limited 1.01% Regular Plan  Axis Bank Limited 3.34% Telecom - Equipment & Accessories 0.73% Growth: ` 268.946  State 3.30% Sterlite Technologies Limited 0.73% The Limited 1.37% Hotels, Resorts And Other Recreational Activities 0.60% Direct Plan Limited 1.14% Westlife Development Ltd 0.60% Growth: ` 287.658 RBL Bank Limited 1.00% Total 97.98% Pharmaceuticals 8.92% TOTAL AUM  Dr. Reddy's Laboratories Limited 2.28% Arbitrage 5,373 Cr Alkem Laboratories Limited 1.70% Index Options 0.21% Sun Pharmaceutical Industries Limited 1.58% Total 0.21% MONTHLY AVERAGE AUM Cipla Limited 1.56% 5,610 Cr IPCA Laboratories Limited 1.31% MONEY MARKET INSTRUMENTS Limited 0.49% TREPS / Reverse Repo Investments / Corporate Debt Repo 1.60% Software 7.77% Total 1.60% Portfolio Turnover Ratio  Infosys Limited 6.53% (Last 12 months): Limited 1.24% Cash & Cash Equivalent 0.96 Finance 7.66% Cash Margin 0.89% Manappuram Finance Limited 1.76% Net Receivables/Payables -0.68% 3 Year Risk Statistics: Cholamandalam Investment and Finance Company Limited 1.33% Total 0.21% Bajaj Finserv Limited 1.32% GRAND TOTAL 100.00% Standard Deviation : 23.87% SBI Life Insurance Company Limited 0.97% ü Top Ten Holdings Beta : 0.98 ICICI Prudential Life Insurance Company Limited 0.77% * Less than 0.01% Aavas Financiers Limited 0.77% R-Squared : 97.79% ** Non Traded / Thinly Traded and illiquid securities in accordance with SEBI Regulations Equitas Holdings Limited 0.72% Classification of % of holdings based on Market Capitalisation: Large-Cap 53.19%, Mid Cap 37.69%, Small-Cap Sharpe Ratio : 0.09 Satin Creditcare Network Limited - Partly Paid Shares 0.01% 7.10%. Consumer Non Durables 7.49% Large Cap: 1st -100th company in terms of full market capitalization Mid Cap: 101st -250th company in terms of  Hindustan Unilever Limited 2.11% Month End Expense Ratio full market capitalization Small Cap: 251st company onwards in terms of full market capitalization Regular Plan : 1.91% Emami Limited 1.71% DSP Equity Opportunities Fund erstwhile known as DSP Opportunities Fund Direct Plan : 0.98% Kansai Nerolac Paints Limited 1.52% Hatsun Agro Product Limited 1.21% Godrej Consumer Products Limited 0.95% Cement 5.47% Dalmia Bharat Limited 1.67% ACC Limited 1.64% UltraTech Cement Limited 1.52% The Limited 0.64% Telecom - Services 4.84%  Bharti Airtel Limited 4.84% City Online Services Ltd** * Consumer Durables 4.69%  Crompton Greaves Consumer Electricals Limited 2.43% Voltas Limited 1.13% V-Guard Industries Limited 1.13% Industrial Products 3.68% Supreme Industries Limited 1.99% Limited 1.01% KEI Industries Limited 0.68% Construction 3.66% The Phoenix Mills Limited 1.25% KNR Constructions Limited 1.07% Godrej Properties Limited 0.78% Ahluwalia Contracts (India) Limited 0.57% Power 2.49% NTPC Limited 1.41% CESC Limited 1.08% Ferrous Metals 2.45%  Limited 2.45% Chemicals 2.36% Atul Limited 1.26% Aarti Industries Limited 1.11% Petroleum Products 2.11% Bharat Petroleum Corporation Limited 2.11% Auto Ancillaries 1.90% Balkrishna Industries Limited 0.98% Minda Industries Limited 0.92% Fertilisers 1.48% Coromandel International Limited 1.48% Industrial Capital Goods 1.38% Limited 1.38% Gas 1.33% Gujarat State Petronet Limited 1.33% Media & Entertainment 1.24% Sun TV Network Limited 0.72%

3 (The Infrastructure Growth and DSP India T.I.G.E.R. Fund Economic Reforms Fund) An open ended equity scheme following economic reforms and/or Infrastructure development theme

Portfolio INCEPTION DATE June 11, 2004 Name of Instrument % to Net Assets Name of Instrument % to Net Assets BENCHMARK EQUITY & EQUITY RELATED Auto Ancillaries 1.11% S&P BSE 100 (TRI) Listed / awaiting listing on the stock exchanges Limited 1.11% Industrial Products 13.82% Textile Products 0.88% Polycab India Limited 1.74% Welspun India Limited 0.88% NAV AS ON Supreme Industries Limited 1.73% Finance 0.02% JANUARY 29, 2021 Carborundum Universal Limited 1.70% Satin Creditcare Network Limited - Partly Paid Shares 0.02% Regular Plan Bharat Forge Limited 1.45% Total 96.29% Growth: ` 96.394 KEI Industries Limited 1.34% Grindwell Norton Limited 1.25% MONEY MARKET INSTRUMENTS Direct Plan Finolex Cables Limited 1.21% TREPS / Reverse Repo Investments / Corporate Debt Repo 3.95% Growth: ` 100.823 Orient Refractories Limited 1.16% Total 3.95% AIA Engineering Limited 0.91% TOTAL AUM Esab India Limited 0.91% Cash & Cash Equivalent 883 Cr Timken India Limited 0.41% Net Receivables/Payables -0.24% Industrial Capital Goods 13.15% Total -0.24% MONTHLY AVERAGE AUM  Siemens Limited 3.51% GRAND TOTAL 100.00% 912 Cr  Honeywell Automation India Limited 2.49% ü Top Ten Holdings  ABB India Limited 2.43%  Bharat Electronics Limited 2.20% Portfolio Turnover Ratio Thermax Limited 1.56% (Last 12 months): Voltamp Transformers Limited 0.97% 0.92 Cement 10.86%  UltraTech Cement Limited 5.43% 3 Year Risk Statistics:  ACC Limited 3.07% JK Lakshmi Cement Limited 1.34% Standard Deviation : 27.63% The Ramco Cements Limited 1.02% Beta : 1.15 Construction Project 7.37% R-Squared : 85.00%  Larsen & Toubro Limited 3.98% H.G. Infra Engineering Limited 1.28% Sharpe Ratio : -0.20 Ashoka Buildcon Limited 1.11% Techno Electric & Engineering Company Limited 1.00% Month End Expense Ratio Construction 7.35% Regular Plan : 2.41%  KNR Constructions Limited 3.84% Direct Plan : 1.77% PNC Infratech Limited 1.92% Ahluwalia Contracts (India) Limited 1.59% Consumer Durables 5.85%  Crompton Greaves Consumer Electricals Limited 2.67% Voltas Limited 1.10% Blue Star Limited 1.02% Century Plyboards (India) Limited 1.00% Amber Enterprises India Limited 0.06% Telecom - Services 5.69%  Bharti Airtel Limited 5.69% Ferrous Metals 4.37% Tata Steel Limited 2.01% Ratnamani Metals & Tubes Limited 1.39% APL Apollo Tubes Limited 0.97% Petroleum Products 4.32% Limited 1.89% Corporation Limited 1.20% Bharat Petroleum Corporation Limited 1.16% Reliance Industries Limited - Partly Paid Shares 0.08% Gas 4.26% Gujarat Gas Limited 1.83% Indraprastha Gas Limited 1.50% Gujarat State Petronet Limited 0.93% Transportation 3.76% Container Corporation of India Limited 2.17% Gujarat Pipavav Port Limited 1.59% Power 3.58% Power Grid Corporation of India Limited 1.64% CESC Limited 0.99% NTPC Limited 0.95% Chemicals 2.53% Atul Limited 1.43% Solar Industries India Limited 1.10% Non - Ferrous Metals 2.15% Hindalco Industries Limited 1.18% Limited 0.98% Fertilisers 2.03% Chambal Fertilizers & Chemicals Limited 2.03% Consumer Non Durables 1.85% Kansai Nerolac Paints Limited 1.85% Pesticides 1.32% PI Industries Limited 1.32%

4 DSP Mid Cap Fund Mid Cap Fund- An open ended equity scheme predominantly investing in mid cap stocks

INCEPTION DATE Portfolio Nov 14, 2006 Name of Instrument % to Net Assets Name of Instrument % to Net Assets BENCHMARK Nifty Midcap 100 Index (TRI) EQUITY & EQUITY RELATED Cash & Cash Equivalent Listed / awaiting listing on the stock exchanges Net Receivables/Payables -0.30% Finance 13.72% Total -0.30% NAV AS ON  Cholamandalam Investment and Finance Company Limited 4.46% GRAND TOTAL 100.00% JANUARY 29, 2021  Manappuram Finance Limited 3.53% ü Top Ten Holdings Regular Plan  Max Financial Services Limited 3.05% Notes: 1. Classification of % of holdings based on Market Capitalisation: Large-Cap 18.99%, Mid-Cap 65.74%, Growth: ` 70.644 SBI Life Insurance Company Limited 2.68% Small-Cap 9.76%. Industrial Products 13.23% Large Cap: 1st -100th company in terms of full market capitalization Mid Cap: 101st -250th company in terms of Direct Plan  Supreme Industries Limited 4.02% full market capitalization Small Cap: 251st company onwards in terms of full market capitalization Growth: ` 75.246 AIA Engineering Limited 2.77% DSP Mid Cap Fund erstwhile known as DSP Small & Mid Cap Fund Bharat Forge Limited 2.52% TOTAL AUM SRF Limited 1.74% 9,815 Cr Finolex Cables Limited 1.27% Finolex Industries Limited 0.91% Consumer Durables 9.99% MONTHLY AVERAGE AUM Voltas Limited 2.95% 10,081 Cr Bata India Limited 2.57% Sheela Foam Limited 2.44% Portfolio Turnover Ratio V-Guard Industries Limited 1.20% (Last 12 months): Symphony Limited 0.84% 0.24 Pharmaceuticals 8.69%  IPCA Laboratories Limited 3.77% 3 Year Risk Statistics: Alembic Pharmaceuticals Limited 2.68% Alkem Laboratories Limited 1.40% Standard Deviation : 23.00% Dr. Reddy's Laboratories Limited 0.83% Beta : 0.78 Banks 7.99% R-Squared : 94.16%  City Union Bank Limited 3.13% The Federal Bank Limited 2.48% Sharpe Ratio : 0.17 ICICI Bank Limited 2.38% Consumer Non Durables 7.13% Month End Expense Ratio Jubilant Foodworks Limited 2.70% Regular Plan : 1.81% Emami Limited 2.20% Direct Plan : 0.86% Hatsun Agro Product Limited 1.56% Godrej Consumer Products Limited 0.67% Software 6.55%  Infosys Limited 4.50% MindTree Limited 2.06% Auto Ancillaries 6.01%  Balkrishna Industries Limited 3.63% Exide Industries Limited 2.38% Fertilisers 3.70%  Coromandel International Limited 3.70% Chemicals 3.08%  Atul Limited 3.08% Cement 2.73% The Ramco Cements Limited 2.73% Gas 2.38% Gujarat State Petronet Limited 1.77% Gujarat Gas Limited 0.62% Auto 2.05% Eicher Motors Limited 2.05% Industrial Capital Goods 1.78% Siemens Limited 1.78% Construction 1.30% The Phoenix Mills Limited 1.30% Transportation 1.04% Container Corporation of India Limited 1.04% Telecom - Equipment & Accessories 0.87% Sterlite Technologies Limited 0.87% Pesticides 0.76% Dhanuka Agritech Limited 0.76% Construction Project 0.74% Techno Electric & Engineering Company Limited 0.74% Textiles - Cotton 0.73% Vardhman Textiles Limited 0.73% Total 94.49%

MONEY MARKET INSTRUMENTS TREPS / Reverse Repo Investments / Corporate Debt Repo 5.81% Total 5.81%

5 DSP Tax Saver Fund An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit

Portfolio INCEPTION DATE Jan 18, 2007 Name of Instrument % to Net Assets Name of Instrument % to Net Assets BENCHMARK EQUITY & EQUITY RELATED Textiles - Cotton 0.84% Nifty 500 (TRI) Listed / awaiting listing on the stock exchanges Vardhman Textiles Limited 0.84% Banks 23.19% Textile Products 0.75%  ICICI Bank Limited 8.56% Welspun India Limited 0.75% NAV AS ON  HDFC Bank Limited 7.07% Auto Ancillaries 0.69% JANUARY 29, 2021  Axis Bank Limited 3.94% Varroc Engineering Limited 0.69% Regular Plan  3.63% Hotels, Resorts And Other Recreational Activities 0.56% Growth: ` 59.298 Finance 13.01% Westlife Development Ltd 0.56% Manappuram Finance Limited 1.78% Total 98.62% Direct Plan Bajaj Finserv Limited 1.32% Growth: ` 63.148 Cholamandalam Investment and Finance Company Limited 1.27% MONEY MARKET INSTRUMENTS Max Financial Services Limited 1.26% TREPS / Reverse Repo Investments / Corporate Debt Repo 1.88% TOTAL AUM Housing Development Finance Corporation Limited 1.16% Total 1.88% 7,332 Cr HDFC Life Insurance Company Limited 1.12% SBI Life Insurance Company Limited 1.05% Cash & Cash Equivalent MONTHLY AVERAGE AUM HDFC Asset Management Company Limited 1.02% Net Receivables/Payables -0.50% 7,605 Cr ICICI Prudential Life Insurance Company Limited 0.99% Total -0.50% Aavas Financiers Limited 0.74% GRAND TOTAL 100.00% Portfolio Turnover Ratio Equitas Holdings Limited 0.65% ü Top Ten Holdings ICICI Lombard General Insurance Company Limited 0.63% (Last 12 months): Software 9.34% 1.14  Infosys Limited 8.06% MphasiS Limited 1.28% 3 Year Risk Statistics: Pharmaceuticals 7.96% Standard Deviation : 23.36%  Dr. Reddy's Laboratories Limited 2.33% Cipla Limited 1.68% Beta : 1.01 Sun Pharmaceutical Industries Limited 1.60% R-Squared : 98.12% IPCA Laboratories Limited 1.00% Sharpe Ratio : 0.15 JB Chemicals & Pharmaceuticals Limited 0.68% Alembic Pharmaceuticals Limited 0.66% Consumer Durables 5.58% Month End Expense Ratio Crompton Greaves Consumer Electricals Limited 2.10% Regular Plan : 1.85% Sheela Foam Limited 1.44% Direct Plan : 0.85% Voltas Limited 1.14% Century Plyboards (India) Limited 0.90% Consumer Non Durables 5.32%  Hindustan Unilever Limited 2.89% Emami Limited 1.49% Britannia Industries Limited 0.94% Telecom - Services 5.30%  Bharti Airtel Limited 5.30% Cement 4.23%  UltraTech Cement Limited 2.30% ACC Limited 1.93% Chemicals 2.80% Atul Limited 1.73% GHCL Limited 1.06% Petroleum Products 2.77% Bharat Petroleum Corporation Limited 1.53% Hindustan Petroleum Corporation Limited 1.24% Ferrous Metals 2.42%  Tata Steel Limited 2.42% Fertilisers 1.88% Chambal Fertilizers & Chemicals Limited 1.05% Coromandel International Limited 0.83% Power 1.60% NTPC Limited 1.60% Gas 1.56% Gujarat State Petronet Limited 0.98% GAIL (India) Limited 0.58% Construction 1.40% KNR Constructions Limited 0.82% Ahluwalia Contracts (India) Limited 0.59% Industrial Capital Goods 1.34% Bharat Electronics Limited 1.34% Non - Ferrous Metals 1.30% Hindalco Industries Limited 1.30% Oil 1.29% Oil & Natural Gas Corporation Limited 1.29% Industrial Products 1.28% KEI Industries Limited 0.66% Finolex Cables Limited 0.61% Construction Project 1.16% Larsen & Toubro Limited 1.16% Transportation 1.08% Container Corporation of India Limited 1.08%

6 DSP Healthcare Fund An open ended equity scheme investing in healthcare and pharmaceutical sector

INCEPTION DATE Portfolio Nov 30, 2018 Name of Instrument % to Net Assets BENCHMARK S&P BSE HEALTHCARE (TRI) EQUITY & EQUITY RELATED Listed / awaiting listing on the stock exchanges Pharmaceuticals 70.50% NAV AS ON  Cipla Limited 9.29% JANUARY 29, 2021  Lupin Limited 8.03% Regular Plan  Dr. Reddy's Laboratories Limited 7.35% Growth: ` 18.763  Sun Pharmaceutical Industries Limited 7.11%  IPCA Laboratories Limited 6.97% Direct Plan  Procter & Gamble Health Limited 5.78% Growth: ` 19.478  Divi's Laboratories Limited 5.40%  Limited 3.53% TOTAL AUM JB Chemicals & Pharmaceuticals Limited 3.01% 1,049 Cr Syngene International Limited 2.51% Alkem Laboratories Limited 2.50% MONTHLY AVERAGE AUM Indoco Remedies Limited 2.38% 1,079 Cr Alembic Pharmaceuticals Limited 2.02% Aarti Drugs Limited 1.96% Portfolio Turnover Ratio Unichem Laboratories Limited 1.80% Abbott India Limited 0.86% (Last 12 months): Healthcare Services 14.83% 0.18  Enterprise Limited 5.14%  Max Healthcare Institute Limited 4.13% Month End Expense Ratio Narayana Hrudayalaya Ltd. 2.80% Regular Plan : 2.26% Dr. Lal Path Labs Ltd. 2.77% Direct Plan : 0.74% Finance 3.03% ICICI Lombard General Insurance Company Limited 3.03% Total 88.37%

Foreign Securities and/or overseas ETF(s) Listed / awaiting listing on the stock exchanges Pharmaceuticals 5.97% Intuitive Surgical Inc 3.25% 2.72% Healthcare Services 3.25% Abiomed Inc 3.25% Total 9.22%

MONEY MARKET INSTRUMENTS TREPS / Reverse Repo Investments / Corporate Debt Repo 4.10% Total 4.10%

Cash & Cash Equivalent Net Receivables/Payables -1.69% Total -1.69% GRAND TOTAL 100.00%

ü Top Ten Holdings

7 DSP Quant Fund An Open ended equity Scheme investing based on a quant model theme

Portfolio INCEPTION DATE Jun 10, 2019 % to Net Name of Instrument Assets BENCHMARK EQUITY & EQUITY RELATED S&P BSE 200 TRI Listed / awaiting listing on the stock exchanges Finance 27.79%  Housing Development Finance Corporation Limited 7.41% NAV AS ON  Bajaj Finance Limited 5.93% JANUARY 29, 2021  Bajaj Finserv Limited 4.87% Regular Plan  HDFC Life Insurance Company Limited 3.95% Growth: ` 13.309 ICICI Prudential Life Insurance Company Limited 2.33% ICICI Lombard General Insurance Company Limited 1.75% Muthoot Finance Limited 1.55% Direct Plan Software 16.05% Growth: ` 13.476  Infosys Limited 3.19%  Tata Consultancy Services Limited 3.18% TOTAL AUM  Limited 2.86% 583 Cr  HCL Technologies Limited 2.74% Larsen & Toubro Infotech Limited 2.31% MphasiS Limited 1.78% MONTHLY AVERAGE AUM Consumer Non Durables 15.30% 593 Cr Asian Paints Limited 1.75% (I) Limited 1.70% Portfolio Turnover Ratio: ITC Limited 1.61% Limited 1.59% (Last 12 Months): Colgate Palmolive (India) Limited 1.54% 0.67 Hindustan Unilever Limited 1.48% Nestle India Limited 1.47% Month End Expense Ratio Godrej Consumer Products Limited 1.44% Regular Plan : 1.31% India Limited 1.42% Direct Plan : 0.54% Britannia Industries Limited 1.31% Pharmaceuticals 7.60% Cipla Limited 1.78% Torrent Pharmaceuticals Limited 1.58% Dr. Reddy's Laboratories Limited 1.36% Alkem Laboratories Limited 1.10% India Limited 0.92% Abbott India Limited 0.86% Banks 6.82%  HDFC Bank Limited 6.82% Auto 5.87% Limited 2.13% Eicher Motors Limited 2.04% Hero MotoCorp Limited 1.70% Consumer Durables 3.89%  Voltas Limited 2.70% Bata India Limited 1.19% Cement 3.33% Shree Cement Limited 1.68% Limited 1.66% Industrial Capital Goods 3.04% Siemens Limited 1.99% Honeywell Automation India Limited 1.04% Chemicals 3.02% Limited 1.65% Aarti Industries Limited 1.37% Auto Ancillaries 2.88% Balkrishna Industries Limited 1.70% Exide Industries Limited 1.18% Textile Products 1.92% Limited 1.92% Fertilisers 1.10% Coromandel International Limited 1.10% Total 98.63%

MONEY MARKET INSTRUMENTS TREPS / Reverse Repo Investments / Corporate Debt Repo 2.26% Total 2.26%

Cash & Cash Equivalent Cash Margin 0.26% Net Receivables/Payables -1.15% Total -0.89% GRAND TOTAL 100.00%

ü Top Ten Holdings

Subject to SEBI (MF) Regulations and the applicable guidelines issued by SEBI, Scheme has entered into securities lending in accordance with the framework specified in this regard.

8 DSP VALUE FUND An open ended equity scheme following a value investment strategy

INCEPTION DATE Portfolio Dec 10, 2020 % to Net Name of Instrument BENCHMARK Assets NIFTY 500 VALUE 50 TRI EQUITY & EQUITY RELATED Listed / awaiting listing on the stock exchanges Software 24.13% NAV AS ON  Limited 4.22% JANUARY 29, 2021 Infosys Limited 3.26% Regular Plan HCL Technologies Limited 3.24% Growth: ` 10.410 Tech Mahindra Limited 3.19% MphasiS Limited 2.68% MindTree Limited 1.95% Direct Plan Persistent Systems Limited 1.65% Growth: ` 10.422 Oracle Financial Services Software Limited 1.55% L&T Technology Services Limited 1.29% TOTAL AUM Cyient Limited 1.11% 282 Cr Pharmaceuticals 11.61%  Cipla Limited 4.06%  Dr. Reddy's Laboratories Limited 3.62% MONTHLY AVERAGE AUM Alkem Laboratories Limited 2.60% 266 Cr Limited 0.92% FDC Limited 0.41% Month End Expense Ratio Auto 8.42% Regular Plan : 1.62%  Bajaj Auto Limited 4.58%  Hero MotoCorp Limited 3.84% Direct Plan : 0.82% Consumer Non Durables 7.49%  ITC Limited 5.23% Jyothy Labs Limited 0.62% VST Industries Limited 0.61% DCM Shriram Limited 0.57% CCL Products (India) Limited 0.46% Cement 7.46%  UltraTech Cement Limited 4.10%  Ambuja Cements Limited 3.36% Industrial Capital Goods 3.84%  Bharat Electronics Limited 3.84% Auto Ancillaries 3.45% Exide Industries Limited 1.86% Amara Raja Batteries Limited 1.59% Chemicals 2.82% Atul Limited 2.25% Sudarshan Chemical Industries Limited 0.57% Industrial Products 2.59% Carborundum Universal Limited 0.97% Polycab India Limited 0.87% Finolex Cables Limited 0.75% Fertilisers 2.09% Coromandel International Limited 2.09% Gas 1.15% Gujarat State Petronet Limited 1.15% Transportation 0.75% Redington (India) Limited 0.75% Textiles - Cotton 0.59% Vardhman Textiles Limited 0.59% Total 76.40%

Foreign Securities and/or overseas ETF(s) Listed / awaiting listing on the stock exchanges Diversified Financials 5.03%  Berkshire Hathaway Inc - Class B 5.03% Total 5.03%

MONEY MARKET INSTRUMENTS TREPS / Reverse Repo Investments / Corporate Debt Repo 19.19% Total 19.19%

Cash & Cash Equivalent Net Receivables/Payables -0.62% Total -0.62% GRAND TOTAL 100.00% ü Top Ten Holdings

9 DSP Small Cap Fund Small Cap Fund- An open ended equity scheme predominantly investing in small cap stocks

Portfolio INCEPTION DATE Jun 14, 2007 Name of Instrument % to Net Assets Name of Instrument % to Net Assets EQUITY & EQUITY RELATED V-Mart Retail Limited 1.02% BENCHMARK S&P BSE SmallCap (TRI) Listed / awaiting listing on the stock exchanges Hotels, Resorts And Other Recreational Activities 1.45% Industrial Products 12.22% Westlife Development Ltd 1.45%  Nilkamal Limited 3.22% Healthcare Services 1.41% NAV AS ON Finolex Cables Limited 2.15% Narayana Hrudayalaya Ltd. 1.41% JANUARY 29, 2021 Finolex Industries Limited 2.00% Textiles - Cotton 1.36% Regular Plan SRF Limited 1.87% Vardhman Textiles Limited 1.36% Growth: ` 70.430 Swaraj Engines Limited 1.61% Industrial Capital Goods 1.21% Mold-Tek Packaging Limited 1.03% Voltamp Transformers Limited 0.82% Direct Plan IFGL Refractories Limited 0.25% Triveni Turbine Limited 0.38% Growth: ` 74.386 Mold-Tek Packaging Limited - Warrant 0.06% Media & Entertainment 1.19% Mold-Tek Packaging Limited - Partly Paid Shares 0.01% INOX Leisure Limited 1.19% Auto Ancillaries 9.77% Software 0.90% TOTAL AUM 5,812 Cr  Tube Investments of India Limited 3.43% eClerx Services Limited 0.90%  Suprajit Engineering Limited 2.65% Construction Project 0.78% Subros Limited 1.40% Techno Electric & Engineering Company Limited 0.78% MONTHLY AVERAGE AUM Varroc Engineering Limited 1.18% Telecom - Equipment & Accessories 0.72% 6,036 Cr Lumax Auto Technologies Limited 0.67% Sterlite Technologies Limited 0.72% Sandhar Technologies Limited 0.42% Total 96.85% Portfolio Turnover Ratio Ferrous Metals 8.84% (Last 12 months):  Ratnamani Metals & Tubes Limited 3.15% MONEY MARKET INSTRUMENTS 0.15  APL Apollo Tubes Limited 3.00% TREPS / Reverse Repo Investments / Corporate Debt Repo 2.84% Kalyani Steels Limited 1.20% Total 2.84% 3 Year Risk Statistics: Kirloskar Ferrous Industries Ltd. 1.16% Vardhman Special Steels Limited 0.34% Cash & Cash Equivalent Standard Deviation : 28.45% Consumer Durables 7.92% Net Receivables/Payables 0.31% Beta : 0.94  Sheela Foam Limited 2.56% Total 0.31% R-Squared : 97.34% La Opala RG Limited 1.61% GRAND TOTAL 100.00% Greenlam Industries Limited 1.04% Sharpe Ratio : -0.08 ü Top Ten Holdings Amber Enterprises India Limited 0.94% Classification of % of holdings based on Market Capitalisation: Mid Cap 18.38%, Small-Cap 78.47%. TTK Prestige Limited 0.93% Large Cap: 1st -100th company in terms of full market capitalization Mid Cap: 101st -250th company in terms of Month End Expense Ratio Dixon Technologies (India) Limited 0.84% full market capitalization Small Cap: 251st company onwards in terms of full market capitalization Regular Plan : 1.91% Chemicals 7.62% Direct Plan : 1.03%  Atul Limited 4.75% GHCL Limited 1.69% With effect from April 1, 2020, all lumpsum investments/subscriptions including all systematic investments in Navin Fluorine International Limited 1.00% units of the Scheme is accepted. Plastiblends India Limited 0.18% Textile Products 7.18% Welspun India Limited 2.50% K.P.R. Mill Limited 2.46% Siyaram Silk Mills Limited 1.10% Himatsingka Seide Limited 0.71% S. P. Apparels Limited 0.41% Pharmaceuticals 5.83%  IPCA Laboratories Limited 3.75% JB Chemicals & Pharmaceuticals Limited 1.13% Aarti Drugs Limited 0.95% Construction 5.62% Cera Sanitaryware Limited 2.49% Kajaria Ceramics Limited 2.09% KNR Constructions Limited 1.03% Consumer Non Durables 5.03% VST Industries Limited 1.93% LT Foods Limited 1.03% Triveni Engineering & Industries Limited 1.02% Amrutanjan Health Care Limited 0.73% Dwarikesh Sugar Industries Limited 0.31% Finance 4.73%  Manappuram Finance Limited 2.74% Repco Home Finance Limited 0.69% Muthoot Capital Services Limited 0.69% Equitas Holdings Limited 0.61% Pesticides 3.29% Dhanuka Agritech Limited 2.02% Sharda Cropchem Limited 1.28% Fertilisers 3.13%  Chambal Fertilizers & Chemicals Limited 3.13% Banks 2.42% DCB Bank Limited 1.84% Equitas Small Finance Bank Limited 0.59% Cement 2.23% Prism Johnson Limited 1.41% Star Cement Limited 0.82% Retailing 2.04% Shoppers Stop Limited 1.02%

10 DSP Focus Fund An open ended equity scheme investing in maximum 30 stocks. The Scheme shall focus on multi cap stocks.

INCEPTION DATE Jun 10, 2010 Portfolio Name of Instrument % to Net Assets BENCHMARK S&P BSE 200 (TRI) EQUITY & EQUITY RELATED Listed / awaiting listing on the stock exchanges Banks 16.56% NAV AS ON  ICICI Bank Limited 10.41% JANUARY 29, 2021  HDFC Bank Limited 6.15% Regular Plan Software 14.64% Growth: ` 28.083  Infosys Limited 7.51%  Tata Consultancy Services Limited 5.39% Direct Plan Tech Mahindra Limited 1.13% Growth: ` 29.912 MindTree Limited 0.61% Finance 12.49% TOTAL AUM  Bajaj Finance Limited 4.13% 1,999 Cr  SBI Life Insurance Company Limited 3.81% HDFC Life Insurance Company Limited 2.54% ICICI Lombard General Insurance Company Limited 2.01% MONTHLY AVERAGE AUM Consumer Durables 10.64% 2,122 Cr Titan Company Limited 3.76% Whirlpool of India Limited 3.57% Portfolio Turnover Ratio Sheela Foam Limited 3.31% (Last 12 months): Cement 8.97% 0.47  UltraTech Cement Limited 5.12%  Shree Cement Limited 3.85% 3 Year Risk Statistics: Consumer Non Durables 8.17% Godrej Consumer Products Limited 3.75% Standard Deviation : 24.76% Emami Limited 2.94% Beta : 1.08 Colgate Palmolive (India) Limited 1.48% R-Squared : 96.13% Pharmaceuticals 7.70%  Cipla Limited 4.75% Sharpe Ratio : 0.11 Dr. Reddy's Laboratories Limited 2.95% Auto 6.06% Month End Expense Ratio Maruti Suzuki India Limited 3.37% Regular Plan : 2.10% Eicher Motors Limited 2.69% Direct Plan : 1.05% Fertilisers 5.71%  Coromandel International Limited 5.71% Telecom - Services 3.26% Bharti Airtel Limited 3.26% Industrial Products 2.30% AIA Engineering Limited 2.30% Non - Ferrous Metals 1.56% Hindalco Industries Limited 1.56% Total 98.06%

MONEY MARKET INSTRUMENTS TREPS / Reverse Repo Investments / Corporate Debt Repo 0.68% Total 0.68%

Cash & Cash Equivalent Net Receivables/Payables 1.26% Total 1.26% GRAND TOTAL 100.00%

ü Top Ten Holdings DSP Focus Fund erstwhile known as DSP Focus 25 Fund Classification of % of holdings based on Market Capitalisation: Large-Cap 79.62%, Mid Cap 15.13%, Small-Cap 3.31%. Large Cap: 1st -100th company in terms of full market capitalization Mid Cap: 101st -250th company in terms of full market capitalization Small Cap: 251st company onwards in terms of full market capitalization

11 DSP Natural Resources and New Energy Fund An open ended equity scheme investing in Natural Resources and Alternative Energy sector

Portfolio INCEPTION DATE Apr 25, 2008 Name of Instrument % to Net Assets EQUITY & EQUITY RELATED BENCHMARK Listed / awaiting listing on the stock exchanges 35% S&P BSE Oil & Gas Index + 30% Ferrous Metals 24.28% S&P BSE Metal Index + 35% MSCI  Tata Steel Limited 9.39% World Energy 30% Buffer 10/40 Net Total Return  Jindal Steel & Power Limited 8.03%  Limited 3.90% JSW Steel Limited 2.97% NAV AS ON Non - Ferrous Metals 17.51%  Hindustan Zinc Limited 8.83% JANUARY 29, 2021  Hindalco Industries Limited 8.68% Regular Plan ` Petroleum Products 13.32% Growth: 35.866  Reliance Industries Limited 5.04% Hindustan Petroleum Corporation Limited 2.94% Direct Plan Bharat Petroleum Corporation Limited 2.76% Growth: ` 37.939 Limited 2.39% Reliance Industries Limited - Partly Paid Shares 0.19% TOTAL AUM 408 Cr Gas 9.02% Indraprastha Gas Limited 2.34% Petronet LNG Limited 2.32% MONTHLY AVERAGE AUM Gujarat State Petronet Limited 1.82% 440 Cr GAIL (India) Limited 1.81% Gujarat Gas Limited 0.72% Portfolio Turnover Ratio Minerals/Mining 4.46% (Last 12 months):  NMDC Limited 3.83% 0.77 Limited 0.64% Oil 4.03%  Oil & Natural Gas Corporation Limited 4.03% 3 Year Risk Statistics: Consumer Non Durables 0.44% Standard Deviation : 26.13% Triveni Engineering & Industries Limited 0.44% Beta : 0.87 Total 73.07% R-Squared : 88.08% MONEY MARKET INSTRUMENTS Sharpe Ratio : -0.18 TREPS / Reverse Repo Investments / Corporate Debt Repo 5.49% Total 5.49% Month End Expense Ratio Regular Plan : 2.70% OTHERS Direct Plan : 1.44% Foreign Securities (Including weighted average TER of 0.26% of  BlackRock Global Funds - Sustainable Energy Fund (Class I2 USD Shares)^^ 15.59% the underlying fund)  BlackRock Global Funds - World Energy Fund (Class I2 USD Shares)^^ 9.98% Total 25.57%

Cash & Cash Equivalent Net Receivables/Payables -4.13% Total -4.13% GRAND TOTAL 100.00% ü Top Ten Holdings ^^Fund domiciled in Luxembourg

12 DSP Liquid ETF An open ended scheme investing in Tri-Party REPO, Repo in Government Securities, Reverse Repo and similar other overnight instruments

INCEPTION DATE Portfolio March 14, 2018 % to Net Name of Instrument Rating BENCHMARK Assets MONEY MARKET INSTRUMENTS NIFTY 1D Rate Index TREPS / Reverse Repo Investments / Corporate Debt Repo 99.06% Total 99.06% NAV AS ON Cash & Cash Equivalent JANUARY 31, 2021 Net Receivables/Payables 0.94% Direct Plan Total 0.94% Daily Dividend : ` 1000 GRAND TOTAL 100.00% TOTAL AUM 79 Cr

MONTHLY AVERAGE AUM 74 Cr Month End Expense Ratio Direct Plan : 0.60%

13 DSP World Gold Fund An open ended fund of fund scheme investing in BlackRock Global Funds – World Gold Fund (BGF – WGF)

Portfolio INCEPTION DATE Sep 14, 2007 Name of Instrument % to Net Assets BENCHMARK OTHERS FTSE Gold Mine Foreign Securities BlackRock Global Funds - World Gold Fund (Class I2 USD Shares)^^ 95.16% Total 95.16% NAV AS ON JANUARY 29, 2021 MONEY MARKET INSTRUMENTS Regular Plan TREPS / Reverse Repo Investments / Corporate Debt Repo 4.81% Growth: ` 18.5031 Total 4.81% Direct Plan Cash & Cash Equivalent Growth: ` 19.2113 Net Receivables/Payables 0.03% Total 0.03% TOTAL AUM GRAND TOTAL 100.00% 872 Cr ^^Fund domiciled in Luxembourg MONTHLY AVERAGE AUM 879 Cr Additional Disclosure Month End Expense Ratio^ DSP WorldRating/Industry Gold Fund (FOF) as on December 31, 2020 % to Net Assets Regular Plan : 2.64% BlackRock Global Funds - World Gold Fund (Class I2 USD Shares)^^ 96.71% Direct Plan : 1.75% TREPS / Reverse Repo Investments / Corporate Debt Repo 3.53% (Including weighted average TER of 1.00% of Net Receivables/Payables -0.24% the underlying fund) TOTAL 100.00% The investors are bearing the recurring expenses of the Fund, in addition to the expenses of the underlying Fund BlackRock Global Funds - World Gold Fund (Underlying Fund) as on December 31, 2020 Top 10 stocks ^Total TER is inclusive of the weighted average SecurityRating/Industry % to Net Assets expenses levied by underlying schemes under NEWMONT CORPORATION 9.0% regulation 52(6)(a) of SEBI (Mutual Funds) BARRICK GOLD CORP 7.7% Regulations, 1996. KINROSS GOLD CORP 5.1% KIRKLAND LAKE GOLD LTD 4.6% CENTERRA GOLD INC 4.3% GOLD FIELDS LTD 4.0% SSR MINING INC 4.0% ENDEAVOUR MINING CORP 3.9% NEWCREST MINING LTD 3.8% WHEATON PRECIOUS METALS CORP 3.6% Others 48.5% Cash 1.5% TOTAL 100.00% Sector Allocation Gold 84.5% Silver 10.7% Platinum Group Metals 3.3% TOTAL 98.54% Market Cap Allocation Large (>$10bn) 44.8% Mid 50.2% Small (<$1bn) 5.0% TOTAL 100.00% ^^Fund domiciled in Luxembourg

14 DSP World Mining Fund An open ended fund of fund scheme investing in BlackRock Global Funds – World Mining Fund (BGF – WMF)

INCEPTION DATE Portfolio Dec 29, 2009 Name of Instrument % to Net Assets BENCHMARK OTHERS MSCI ACWI Metals and Mining 30% Foreign Securities Buffer 10/40 (1994) Net Total Return BlackRock Global Funds - World Mining Fund (Class I2 USD Shares)^^ 95.99% Index Total 95.99%

NAV AS ON MONEY MARKET INSTRUMENTS JANUARY 29, 2021 TREPS / Reverse Repo Investments / Corporate Debt Repo 6.01% Total 6.01% Regular Plan

Growth: ` 12.3284 Cash & Cash Equivalent Net Receivables/Payables -2.00% Direct Plan Total -2.00% Growth: ` 12.8788 GRAND TOTAL 100.00% TOTAL AUM ^^Fund domiciled in Luxembourg 92 Cr

MONTHLY AVERAGE AUM 89 Cr Additional Disclosure DSP WorldRating/Industry Mining Fund (FOF) as on December 31, 2020 % to Net Assets Month End Expense Ratio^ BlackRock Global Funds - World Mining Fund (Class I2 USD Shares)^^ 94.40% Regular Plan : 2.15% TREPS / Reverse Repo Investments / Corporate Debt Repo 17.76% Direct Plan : 1.56% Net Receivables/Payables -12.16% (Including weighted average TER of 1.02% of TOTAL 100.00% the underlying fund) The investors are bearing the recurring BlackRock Global Funds - World Mining Fund (Underlying Fund) as on December 31, 2020 expenses of the Fund, in addition to the Top 10 stocks expenses of the underlying Fund SecurityRating/Industry % to Net Assets BHP GROUP PLC 8.2% ^Total TER is inclusive of the weighted average RIO TINTO PLC 7.8% expenses levied by underlying schemes under VALE SA 7.4% regulation 52(6)(a) of SEBI (Mutual Funds) FREEPORT-MCMORAN INC 6.6% Regulations, 1996. ANGLO AMERICAN PLC 5.6% NEWMONT CORPORATION 4.4% FIRST QUANTUM MINERALS LTD 3.7% FORTESCUE METALS GROUP LTD 3.3% BARRICK GOLD CORP 3.1% WHEATON PRECIOUS METALS CORP 2.9% Others 46.1% Cash 1.0% TOTAL 100.00% Sector Allocation Diversified 34.3% Gold 23.3% Copper 22.0% Iron 6.2% Platinum Group Metals 4.1% Silver 3.5% Nickel 2.2% Steel 1.8% Industrial Minerals 1.5% Aluminium 0.1% TOTAL 98.99% Market Cap Allocation Large (>$10bn) 70.6% Mid 27.5% Small (<$1bn) 2.0% TOTAL 100.00% ^^Fund domiciled in Luxembourg

15 DSP World Energy Fund An open ended fund of fund scheme investing in BlackRock Global Funds – World Energy Fund (BGF – WEF) and BlackRock Global Funds – Sustainable Energy Fund (BGF - SEF)

Portfolio INCEPTION DATE Aug 14, 2009 Name of Instrument % to Net Assets OTHERS BENCHMARK 50% MSCI World Energy 30% Buffer Foreign Securities 10/40 Net Total Return + 50% MSCI BlackRock Global Funds - World Energy Fund (Class I2 USD Shares)^^ 48.32% World (Net) – Net & Expressed in INR BlackRock Global Funds - Sustainable Energy Fund (Class I2 USD Shares)^^ 48.14% Total 96.46%

MONEY MARKET INSTRUMENTS NAV AS ON TREPS / Reverse Repo Investments / Corporate Debt Repo 4.87% JANUARY 29, 2021 Total 4.87% Regular Plan

Growth: ` 14.1138 Cash & Cash Equivalent Net Receivables/Payables -1.33% Direct Plan Total -1.33% Growth: ` 14.4617 GRAND TOTAL 100.00% ^^Fund domiciled in Luxembourg TOTAL AUM 119 Cr

MONTHLY AVERAGE AUM Additional Disclosure 112 Cr DSP WorldRating/Industry Energy Fund (FOF) as on December 31, 2020 % to Net Assets BlackRock Global Funds - Sustainable Energy Fund (Underlying Fund) as on December 31, 2020 BlackRock Global Funds - World Energy Fund (Class I2 USD Shares)^^ 46.47% Top 10 stocks Month End Expense Ratio^ BlackRock Global Funds - Sustainable Energy Fund (Class I2 USD Shares)^^ 46.21% SecurityRating/Industry % to Net Assets Regular Plan : 2.01% TREPS / Reverse Repo Investments / Corporate Debt Repo 25.79% NEXTERA ENERGY INC 4.8% Direct Plan : 1.58% Net Receivables/Payables -18.47% ENEL SPA 4.7% (Including weighted average TER of 0.97% of TOTAL 100.00% SCHNEIDER ELECTRIC SE 3.7% the underlying fund) SAMSUNG SDI CO LTD 3.6% The investors are bearing the recurring BlackRock Global Funds - World Energy Fund (Underlying Fund) as on December 31, 2020 RWE AG 3.4% expenses of the Fund, in addition to the Top 10 stocks VESTAS WIND SYSTEMS A/S 3.4% expenses of the underlying Fund SecurityRating/Industry % to Net Assets EDP RENOVAVEIS SA 3.3% TOTAL SE 9.1% INFINEON TECHNOLOGIES AG 3.2% ^Total TER is inclusive of the weighted average CHEVRON CORP 9.0% MAXIM INTEGRATED PRODUCTS INC 3.0% expenses levied by underlying schemes under ROYAL DUTCH SHELL PLC 8.1% IBERDROLA SA 3.0% regulation 52(6)(a) of SEBI (Mutual Funds) CONOCOPHILLIPS 5.0% Others 60.6% Regulations, 1996. BP PLC 4.6% Cash 3.3% TC ENERGY CORP 4.6% TOTAL 100.00% SUNCOR ENERGY INC 4.3% Sector Allocation KINDER MORGAN INC 4.2% Building & Consumer 22.8% WILLIAMS COMPANIES INC 3.9% Automotive Technology 21.2% PIONEER NATURAL RESOURCES COMPANY 3.8% Clean Power 20.6% Others 42.4% Renewable Energy Technology 12.9% Cash 1.1% Industrial Efficiency 7.5% TOTAL 100.00% Materials 5.6% Sector Allocation Energy Storage & Infrastructure 4.1% Integrated 45.9% Components & Systems 2.0% E&P 27.4% TOTAL 96.68% Distribution 14.7% Market Cap Allocation Refining & Marketing 6.8% Large (>$10bn) 81.7% Oil Services 4.2% Mid 18.3% TOTAL 98.94% Small (<$1bn) 0.0% Market Cap Allocation TOTAL 100.00% Large (>$10bn) 90.6% Mid 8.1% Small (<$1bn) 1.2% TOTAL 100.00% ^^Fund domiciled in Luxembourg

16 DSP World Agriculture Fund An open ended fund of fund scheme investing in BlackRock Global Funds – Nutrition Fund

INCEPTION DATE Portfolio Oct 19, 2011 Name of Instrument % to Net Assets BENCHMARK OTHERS MSCI ACWI Net Total Return Foreign Securities BlackRock Global Funds - Nutrition Fund (Class I2 USD Shares)^^ 96.60% NAV AS ON Total 96.60% JANUARY 29, 2021 Regular Plan MONEY MARKET INSTRUMENTS Growth: ` 21.6501 TREPS / Reverse Repo Investments / Corporate Debt Repo 3.29% Total 3.29% Direct Plan Growth: ` 22.1913 Cash & Cash Equivalent Net Receivables/Payables 0.11% TOTAL AUM Total 0.11% 67 Cr GRAND TOTAL 100.00% ^^Fund domiciled in Luxembourg. MONTHLY AVERAGE AUM 57 Cr Additional Disclosure Month End Expense Ratio^ DSP WorldRating/Industry Agriculture Fund (FOF) as on December 31, 2020 % to Net Assets Regular Plan : 2.42% BlackRock Global Funds - Nutrition Fund (Class I2 USD Shares)^^ 95.65% Direct Plan : 2.29% TREPS / Reverse Repo Investments / Corporate Debt Repo 7.04% (Including weighted average TER of 0.71% of Net Receivables/Payables -2.69% the underlying fund) TOTAL 100.00% The investors are bearing the recurring expenses of the Fund, in addition to the expenses of the underlying Fund BlackRock Global Funds - Nutrition Fun (Underlying Fund) as on December 31, 2020 Top 10 stocks ^Total TER is inclusive of the weighted SecurityRating/Industry % to Net Assets average expenses levied by underlying FMC CORPORATION 4.4% schemes under regulation 52(6)(a) of SEBI NESTLE SA 4.3% (Mutual Funds) Regulations, 1996. KONINKLIJKE DSM NV 4.0% JAMIESON WELLNESS INC 3.4% SYMRISE AG 3.4% CF INDUSTRIES HOLDINGS INC 3.4% RESTAURANT BRANDS INTERNATIONAL INC 3.3% TRACTOR SUPPLY COMPANY 3.3% GROCERY OUTLET HOLDING CORP 3.3% KERRY GROUP PLC 3.3% Others 62.4% Cash 1.5% TOTAL 100.00% Sector Allocation Ingredients 13.7% Nutritech 12.5% Machinery 8.1% Dieting & Wellness 7.7% Food Producer 6.7% Food Retailer 5.2% Fertiliser 5.0% Food Distributor 4.6% Ag Chemical 4.4% Commodity Processor 3.1% EM Food Producer 3.0% Cannabis 0.0% Other 24.5% TOTAL 98.49% Market Cap Allocation Large (>$10bn) 48.5% Mid 41.0% Small (<$1bn) 10.5% TOTAL 100.00% ^^Fund domiciled in Luxembourg

17 DSP US Flexible* Equity Fund An open ended fund of fund scheme investing in BlackRock Global Funds – US Flexible Equity Fund

Portfolio INCEPTION DATE August 03, 2012 Name of Instrument % to Net Assets OTHERS BENCHMARK Russell 1000 TR Index Foreign Securities BlackRock Global Funds - US Flexible Equity Fund (Class I2 USD Shares)^^ 95.09% Total 95.09% NAV AS ON JANUARY 29, 2021 MONEY MARKET INSTRUMENTS Regular Plan TREPS / Reverse Repo Investments / Corporate Debt Repo 5.06% Growth: ` 34.6133 Total 5.06%

Direct Plan Cash & Cash Equivalent Growth: ` 36.5192 Net Receivables/Payables -0.15% Total -0.15% GRAND TOTAL 100.00% TOTAL AUM 320 Cr ^^Fund domiciled in Luxembourg *The term “Flexible” in the name of the Scheme signifies that the Investment Manager of the Underlying Fund can invest either in growth or value investment characteristic securities placing an emphasis as the market MONTHLY AVERAGE AUM outlook warrants. 320 Cr Month End Expense Ratio^ Additional Disclosure Regular Plan : 2.49% DSP US Rating/IndustryFlexible Equity Fund (FOF) as on December 31, 2020 % to Net Assets Direct Plan : 1.66% BlackRock Global Funds - US Flexible Equity Fund (Class I2 USD Shares)^^ 95.70% (Including weighted average TER of 0.76% of TREPS / Reverse Repo Investments / Corporate Debt Repo 4.46% the underlying fund) Net Receivables/Payables -0.16% The investors are bearing the recurring TOTAL 100.00% expenses of the Fund, in addition to the expenses of the underlying Fund BlackRock Global Funds - US Flexible Equity Fund (Underlying Fund) as on December 31, 2020 Top 10 stocks ^Total TER is inclusive of the weighted average SecurityRating/Industry % to Net Assets expenses levied by underlying schemes under APPLE INC 6.5% regulation 52(6)(a) of SEBI (Mutual Funds) MICROSOFT CORPORATION 5.7% Regulations, 1996. ALPHABET INC 4.9% AMAZON.COM INC 3.8% FACEBOOK INC 2.9% VISA INC 2.7% UNITEDHEALTH GROUP INC 2.7% COMCAST CORPORATION 2.5% BERKSHIRE HATHAWAY INC 2.5% CORTEVA INC 2.3% Others 62.0% Cash 1.6% TOTAL 100.00% Sector Allocation Information Technology 27.8% Consumer Discretionary 14.1% Communication 13.1% Financials 12.0% Health Care 11.1% Industrials 8.4% Consumer Staples 4.7% Materials 3.5% Energy 2.8% Real Estate 1.1% TOTAL 98.4% Market Cap Allocation Large (>$10bn) 92.8% Mid 5.7% Small (<$2bn) 1.5% TOTAL 100.0% ^^Fund domiciled in Luxembourg

18 DSP Global Allocation Fund An open ended fund of fund scheme investing in BlackRock Global Funds – Global Allocation Fund

INCEPTION DATE Portfolio Aug 21, 2014 Name of Instrument % to Net Assets BENCHMARK OTHERS 36% S&P 500 Composite + 24% FTSE Foreign Securities World (ex-US) + 24% ML US Treasury BlackRock Global Funds - Global Allocation Fund (Class I2 USD Shares)^^ 95.58% Current 5 Year + 16% FTSE Non-USD Total 95.58% World Government Bond Index

MONEY MARKET INSTRUMENTS NAV AS ON TREPS / Reverse Repo Investments / Corporate Debt Repo 3.94% JANUARY 29, 2021 Total 3.94% Regular Plan Growth: ` 16.2676 Cash & Cash Equivalent Net Receivables/Payables 0.48% Direct Plan Total 0.48% Growth: ` 16.7313 GRAND TOTAL 100.00% ^^Fund domiciled in Luxembourg. TOTAL AUM 56 Cr Additional Disclosure MONTHLY AVERAGE AUM DSP GlobalRating/Industry Allocation Fund (FOF) as on December 31, 2020 % to Net Assets 55 Cr BlackRock Global Funds - Global Allocation Fund (Class I2 USD Shares)^^ 93.87% TREPS / Reverse Repo Investments / Corporate Debt Repo 6.06% Month End Expense Ratio^ Net Receivables/Payables 0.07% Regular Plan : 2.11% TOTAL 100.00% Direct Plan : 1.39% (Including weighted average TER of 0.77% of BlackRock Global Funds - Global Allocation Fund (Underlying Fund) as on December 31, 2020 the underlying fund) Top 10 Equity Holdings The investors are bearing the recurring SecurityRating/Industry % to Net Assets expenses of the Fund, in addition to the APPLE INC 2.2% expenses of the underlying Fund MICROSOFT CORP 2.0% AMAZON COM INC 1.7% ^Total TER is inclusive of the weighted ALPHABET INC CLASS C 1.4% average expenses levied by underlying JPMORGAN CHASE & CO 1.2% schemes under regulation 52(6)(a) of SEBI SIEMENS N AG 0.9% (Mutual Funds) Regulations, 1996. TAIWAN SEMICONDUCTOR MANUFACTURING 0.9% JOHNSON & JOHNSON 0.9% UNITEDHEALTH GROUP INC 0.9% MASTERCARD INC CLASS A 0.9% Other Equity 53.1% Fixed Income 21.3% Commodity Related 1.3% Cash 11.3% TOTAL 100.0% Equity Sector Allocation Information Technology 15.8% Consumer Discretionary 9.8% Health Care 9.5% Industrials 7.0% Financials 6.7% Communication 6.3% Materials 4.4% Consumer Staples 2.4% Utilities 1.8% Energy 1.8% Real Estate 0.7% Index Related -0.1% TOTAL 66.11% Market Cap Allocation Large (>$10bn) 60.55% Mid 2.10% Small (<$2bn) 3.46% TOTAL 66.11% ^^Fund domiciled in Luxembourg

19 DSP Dynamic Asset Allocation Fund An open ended dynamic asset allocation fund

Portfolio INCEPTION DATE Feb 06, 2014 % to Net % to Net Name of Instrument Name of Instrument Rating Assets Assets BENCHMARK EQUITY & EQUITY RELATED DEBT INSTRUMENTS Listed / awaiting listing on the stock exchanges BOND & NCD's CRISIL Hybrid 35+65-Aggressive Index Finance 5.97% Listed / awaiting listing on the stock exchanges Bajaj Finance Limited 1.40%  Housing Development Finance Corporation Limited CRISIL AAA 3.04% ICICI Lombard General Insurance Company Limited 0.97%  Hindustan Petroleum Corporation Limited CRISIL AAA 3.00% NAV AS ON SBI Cards and Payment Services Limited 0.72%  ICICI Bank Limited AT-1 Basel-III CARE AA+ 2.10% Muthoot Finance Limited 0.66%  National Bank for Agriculture and Rural Development ICRA AAA 2.02% JANUARY 29, 2021 Max Financial Services Limited 0.66%  Indian Oil Corporation Limited CRISIL AAA 2.01% Regular Plan Bajaj Finserv Limited 0.61% Larsen & Toubro Limited CRISIL AAA 1.04% Growth: ` 18.135 ICICI Prudential Life Insurance Company Limited 0.37% NTPC Limited CARE AAA 1.02% HDFC Life Insurance Company Limited 0.35% Indian Railway Finance Corporation Limited CRISIL AAA 0.80% HDFC Asset Management Company Limited 0.23% Power Grid Corporation of India Limited CRISIL AAA 0.43% Direct Plan Banks 5.60% HDFC Bank Limited AT-1 Basel-III IND AA+ 0.41% Growth: ` 19.662  ICICI Bank Limited 2.11% Reliance Industries Limited CARE AAA 0.21% HDFC Bank Limited 1.67% Total 16.08% Kotak Mahindra Bank Limited 0.94% TOTAL AUM Government Securities (Central/State) Axis Bank Limited 0.88% 2,660 Cr Software 2.92%  5.09% GOI 13042022 SOV 1.93%  Infosys Limited 2.06% Total 1.93% Tata Consultancy Services Limited 0.86% MONTHLY AVERAGE AUM Pharmaceuticals 2.18% MONEY MARKET INSTRUMENTS Dr. Reddy's Laboratories Limited 1.15% Treasury Bill 2,496 Cr Alkem Laboratories Limited 0.60%  364 DAY T-BILL 15072021 SOV 1.85% Divi's Laboratories Limited 0.43% 364 DAY T-BILL 04032021 SOV 1.12% Retailing 2.03% 364 DAY T-BILL 11032021 SOV 1.12% Portfolio Turnover Ratio Avenue Supermarts Limited 1.56% 364 DAY T-BILL 22072021 SOV 0.92% V-Mart Retail Limited 0.47% Total 5.01% (Last 12 months): Telecom - Services 1.81% 4.50  Bharti Airtel Limited 1.81% TREPS / Reverse Repo Investments / Corporate Debt Repo 6.65% Cement 1.51% Total 6.65% UltraTech Cement Limited 1.51% 3 Year Risk Statistics: Consumer Non Durables 1.47% Mutual Funds Asian Paints Limited 0.78% DSP Liquidity Fund - Direct - Growth 1.14% Standard Deviation : 10.77% Total 1.14% Britannia Industries Limited 0.69% Beta : 0.67 Consumer Durables 1.37% Crompton Greaves Consumer Electricals Limited 0.94% Fixed Deposit R-Squared : 83.07% Voltas Limited 0.43% ICICI Bank Limited 15 Feb 2021 (Duration - 395 Days) Unrated 0.20% Gas 1.33% ICICI Bank Limited 18 Feb 2021 (Duration - 395 Days) Unrated 0.20% Sharpe Ratio : 0.44 Petronet LNG Limited 0.89% ICICI Bank Limited 19 Feb 2021 (Duration - 395 Days) Unrated 0.20% Indraprastha Gas Limited 0.44% ICICI Bank Limited 22 Feb 2021 (Duration - 397 Days) Unrated 0.20% Industrial Products 1.08% ICICI Bank Limited 01 Feb 2021 (Duration - 396 Days) Unrated 0.08% Month End Expense Ratio Polycab India Limited 0.75% ICICI Bank Limited 02 Feb 2021 (Duration - 396 Days) Unrated 0.08% Regular Plan : 2.02% EPL Limited 0.33% Total 0.96% Direct Plan : 0.71% Fertilisers 0.56% Coromandel International Limited 0.56% Cash & Cash Equivalent Chemicals 0.50% Cash Margin 4.33% @@ Atul Limited 0.50% Net Receivables/Payables -2.11% AVERAGE MATURITY Auto Ancillaries 0.49% Total 2.22% 1.06 years GRAND TOTAL 100.00% Minda Industries Limited 0.49% @@ Auto 0.42% MODIFIED DURATION ü Top Ten Holdings Maruti Suzuki India Limited 0.42% @@ 0.94 years Total 29.24% Computed on the invested amount for debt portfolio PORTFOLIO YTM@@ Arbitrage (Cash Long) Stock Futures -36.94% 4.19% Total 36.77% Rating Profile of the Portfolio of the Scheme PORTFOLIO MACAULAY DURATION@@ 0.99 years

20 DSP Equity & Bond Fund An open ended hybrid scheme investing predominantly in equity and equity related instruments

INCEPTION DATE Portfolio May 27, 1999 % to Net % to Net Name of Instrument Name of Instrument Rating BENCHMARK Assets Assets CRISIL Hybrid 35+65-Aggressive Index EQUITY & EQUITY RELATED National Housing Bank CRISIL AAA 0.88% Listed / awaiting listing on the stock exchanges Oil & Natural Gas Corporation Limited ICRA AAA 0.83% NAV AS ON Banks 14.40% Power Finance Corporation Limited CARE AAA 0.69%  ICICI Bank Limited 5.53% Indian Railway Finance Corporation Limited CRISIL AAA 0.66% JANUARY 29, 2021  HDFC Bank Limited 5.06% Indian Oil Corporation Limited CRISIL AAA 0.63% Regular Plan Axis Bank Limited 2.04% Housing Development Finance Corporation Limited CRISIL AAA 0.44% Growth: ` 190.280 Kotak Mahindra Bank Limited 1.77% REC Limited CRISIL AAA 0.27% Finance 12.42% Power Finance Corporation Limited CRISIL AAA 0.26% Direct Plan Bajaj Finance Limited 2.23% AT-1 Basel-III CARE AA 0.19% Growth: ` 204.283 Muthoot Finance Limited 1.61% NTPC Limited CARE AAA 0.18% Bajaj Finserv Limited 1.36% Bank of Baroda AT-1 Basel-III IND AA+ 0.18% ICICI Lombard General Insurance Company Limited 1.07% Power Grid Corporation of India Limited CRISIL AAA 0.09% TOTAL AUM HDFC Life Insurance Company Limited 1.04% Power Grid Corporation of India Limited ICRA AAA 0.09% 6,079 Cr Aavas Financiers Limited 0.99% GAIL (India) Limited CARE AAA 0.09% SBI Cards and Payment Services Limited 0.97% Hindustan Petroleum Corporation Limited CRISIL AAA 0.05% HDFC Asset Management Company Limited 0.97% Total 7.93% MONTHLY AVERAGE AUM Max Financial Services Limited 0.82% 6,271 Cr ICICI Prudential Life Insurance Company Limited 0.58% Unlisted Equitas Holdings Limited 0.45% KKR India Financial Services Private Limited CRISIL AA 0.47% Portfolio Turnover Ratio Can Fin Homes Limited 0.33% Total 0.47% (Last 12 months): Satin Creditcare Network Limited - Partly Paid Shares 0.01% Software 6.99% Government Securities (Central/State) 1.93  Infosys Limited 3.15%  7.27% GOI 08042026 SOV 5.64% HCL Technologies Limited 2.00%  6.45% GOI 07102029 SOV 2.49% 3 Year Risk Statistics: Tata Consultancy Services Limited 1.84%  5.15% GOI 09112025 SOV 2.44% Consumer Durables 6.00%  7.59% GOI 11012026 SOV 2.25% Standard Deviation : 18.16% Crompton Greaves Consumer Electricals Limited 1.33% 7.32% GOI 28012024 SOV 1.24% Beta : 1.19 Voltas Limited 0.98% 5.22% GOI 15062025 SOV 0.83% Relaxo Footwears Limited 0.85% 3.36% GOI FRB 07112024 SOV 0.82% R-Squared : 93.02% V-Guard Industries Limited 0.76% 7.26% GOI 14012029 SOV 0.62% Sharpe Ratio : 0.27 Century Plyboards (India) Limited 0.72% 7.37% GOI 16042023 SOV 0.36% Havells India Limited 0.60% 6.79% GOI 15052027 SOV 0.18% Dixon Technologies (India) Limited 0.38% 5.85% GOI 01122030 SOV 0.02% Month End Expense Ratio Amber Enterprises India Limited 0.37% Total 16.89% Regular Plan : 1.87% Pharmaceuticals 4.57% Direct Plan : 0.89% Dr. Reddy's Laboratories Limited 1.99% MONEY MARKET INSTRUMENTS Alkem Laboratories Limited 1.11% TREPS / Reverse Repo Investments / Corporate Debt Repo 1.19% @@ IPCA Laboratories Limited 0.83% Total 1.19% AVERAGE MATURITY Divi's Laboratories Limited 0.65% 4.08 years Retailing 3.77% Cash & Cash Equivalent Avenue Supermarts Limited 2.10% Net Receivables/Payables -0.65% @@ MODIFIED DURATION V-Mart Retail Limited 1.67% Total -0.65% 3.34 years Cement 3.75% GRAND TOTAL 100.00%  UltraTech Cement Limited 2.58% PORTFOLIO YTM@@ Shree Cement Limited 0.63% ü Top Ten Holdings 5.79% JK Cement Limited 0.54% *Less than 0.01% Chemicals 3.46% ** Non Traded / Thinly Traded and illiquid securities in accordance with SEBI Regulations PORTFOLIO MACAULAY Atul Limited 1.54% DSP Equity & Bond Fund erstwhile known as DSP Balanced Fund Aarti Industries Limited 1.28% @@ @@ Computed on the invested amount for debt portfolio DURATION Solar Industries India Limited 0.64% Notes: 3.45 years Gas 3.36% Gujarat Gas Limited 1.32% 1. Pursuant to SEBI circular SEBI/HO/IMD/DF4/CIR/P/2019/102 dated September 24, 2019 read with circular no. Indraprastha Gas Limited 1.28% SEBI/HO/IMD/DF4/CIR/P/2019/41 dated March 22, 2019. Below are the details of the securities in case of which Petronet LNG Limited 0.76% issuer has defaulted beyond its maturity date Consumer Non Durables 2.93% Britannia Industries Limited 1.29% Emami Limited 1.07% value of the security total amount Asian Paints Limited 0.57% considered under net (including principal Industrial Products 2.63% Security ISIN receivables (i.e. value and interest) that is due to the scheme EPL Limited 0.81% recognized in NAV in absolute KEI Industries Limited 0.68% on that investment terms and as % to NAV) (Rs.in lakhs) AIA Engineering Limited 0.61% (Rs.in lakhs) Polycab India Limited 0.54% Telecom - Services 2.57% 0% IL&FS Transportation Networks Limited  Bharti Airtel Limited 2.57% Ncd Series A 23032019 INE975G08140 0.00 0.00% 5,965.03 Construction 2.11% KNR Constructions Limited 1.16% Godrej Properties Limited 0.95% Auto Ancillaries 1.74% Minda Industries Limited 1.16% Rating Profile of the Portfolio of the Scheme Balkrishna Industries Limited 0.58% Fertilisers 1.12% Coromandel International Limited 1.12% Petroleum Products 0.94% Bharat Petroleum Corporation Limited 0.94% Textiles - Synthetic 0.70% Ganesha Ecosphere Limited 0.70% Pesticides 0.69% PI Industries Limited 0.69% Total 74.17%

Unlisted Software * SIP Technologies & Export Limited** * Total * % to Net Name of Instrument Rating Assets DEBT INSTRUMENTS BOND & NCD's Listed / awaiting listing on the stock exchanges  Green Infra Wind Energy Limited CRISIL AA 2.40% 21 DSP Equity Savings Fund An open ended scheme investing in equity, arbitrage and debt

Portfolio INCEPTION DATE Mar 28, 2016 % to Net % to Net Name of Instrument Name of Instrument Rating Assets Assets BENCHMARK EQUITY & EQUITY RELATED DEBT INSTRUMENTS 30% Nifty 500 TRI + 70% CRISIL Liquid BOND & NCD's Listed / awaiting listing on the stock exchanges Fund Index Banks 6.31% Listed / awaiting listing on the stock exchanges  ICICI Bank Limited 3.31%  Reliance Industries Limited CARE AAA 7.30% (The benchmark assumes quarterly  HDFC Bank Limited 3.00%  Power Finance Corporation Limited CRISIL AAA 3.02% rebalancing) Software 5.64% Total 10.32%  Infosys Limited 3.46% NAV AS ON  Tata Consultancy Services Limited 2.18% MONEY MARKET INSTRUMENTS Consumer Durables 5.40% TREPS / Reverse Repo Investments / Corporate Debt Repo 3.44% JANUARY 29, 2021  Voltas Limited 2.14% Total 3.44% Regular Plan Crompton Greaves Consumer Electricals Limited 2.02% V-Guard Industries Limited 1.24% Fixed Deposit Growth: ` 14.285 Pharmaceuticals 4.45% ICICI Bank Limited 23 Feb 2021 (Duration - 397 Days) Unrated 0.57%  Cipla Limited 2.64% ICICI Bank Limited 24 Feb 2021 (Duration - 397 Days) Unrated 0.57% Direct Plan IPCA Laboratories Limited 1.81% Bank of Baroda 02 Feb 2021 (Duration - 377 Days) Unrated 0.57% Growth: ` 15.323 Consumer Non Durables 4.23% Bank of Baroda 04 Feb 2021 (Duration - 379 Days) Unrated 0.57%  Dabur India Limited 2.45% Bank of Baroda 01 Feb 2021 (Duration - 376 Days) Unrated 0.57% Hatsun Agro Product Limited 1.78% Bank of Baroda 03 Feb 2021 (Duration - 378 Days) Unrated 0.57% TOTAL AUM Finance 3.00% Bank of Baroda 09 Feb 2021 (Duration - 383 Days) Unrated 0.57% 374 Cr Max Financial Services Limited 1.48% Bank of Baroda 11 Feb 2021 (Duration - 385 Days) Unrated 0.57% HDFC Life Insurance Company Limited 0.92% Bank of Baroda 10 Feb 2021 (Duration - 384 Days) Unrated 0.57% ICICI Lombard General Insurance Company Limited 0.60% MONTHLY AVERAGE AUM Bank of Baroda 18 Feb 2021 (Duration - 391 Days) Unrated 0.57% 384 Cr Textile Products 1.78% Bank of Baroda 17 Feb 2021 (Duration - 390 Days) Unrated 0.57% Welspun India Limited 1.78% Bank of Baroda 16 Feb 2021 (Duration - 389 Days) Unrated 0.57% Cement 1.24% Bank of Baroda 18 Mar 2021 (Duration - 405 Days) Unrated 0.57% UltraTech Cement Limited 1.24% Portfolio Turnover Ratio Bank of Baroda 23 Mar 2021 (Duration - 410 Days) Unrated 0.57% Chemicals 0.95% Bank of Baroda 19 Mar 2021 (Duration - 406 Days) Unrated 0.57% Atul Limited 0.95% (Last 12 months): Bank of Baroda 22 Mar 2021 (Duration - 409 Days) Unrated 0.57% Services 0.94% 4.44 Bank of Baroda 17 Mar 2021 (Duration - 404 Days) Unrated 0.57% Quess Corp Limited 0.94% Gas 0.84% Total 9.69% 3 Year Risk Statistics: Gujarat State Petronet Limited 0.84% Auto Ancillaries 0.80% Cash & Cash Equivalent Standard Deviation : 11.51% Exide Industries Limited 0.80% Cash Margin 2.46% Industrial Products 0.20% Net Receivables/Payables -1.28% Beta : 1.63 Total 1.18% Wim Plast Ltd. 0.20% R-Squared : 90.16% Total 35.78% GRAND TOTAL 100.00% Sharpe Ratio : 0.13 Arbitrage (Cash Long) ü Top Ten Holdings Stock Futures -31.27% Notes : 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND. Total 31.14% @@Computed on the invested amount for debt portfolio Month End Expense Ratio Regular Plan : 2.40% Units issued by REITs & InvITs Direct Plan : 0.83% Listed / awaiting listing on the stock exchanges Power 8.45% Rating Profile of the Portfolio of the Scheme @@  India Grid Trust 8.45% AVERAGE MATURITY Total 8.45% 0.84 years MODIFIED DURATION@@ 0.73 years PORTFOLIO YTM@@ 5.07% PORTFOLIO MACAULAY DURATION@@ 0.77 years

22 DSP Equal Nifty 50 Fund An open ended scheme replicating NIFTY 50 Equal Weight Index

INCEPTION DATE Portfolio October 23, 2017 % to Net Name of Instrument % to Net Assets Name of Instrument BENCHMARK Assets NIFTY 50 Equal Weight Index EQUITY & EQUITY RELATED MONEY MARKET INSTRUMENTS Listed / awaiting listing on the stock exchanges TREPS / Reverse Repo Investments / Corporate Debt Repo 0.89% NAV AS ON Auto 13.51% Total 0.89% JANUARY 29, 2021  Limited 2.93% Regular Plan  Bajaj Auto Limited 2.33% Cash & Cash Equivalent Growth: ` 11.4786  Eicher Motors Limited 2.21% Net Receivables/Payables -0.34% Hero MotoCorp Limited 2.08% Total -0.34% Direct Plan Mahindra & Mahindra Limited 2.07% GRAND TOTAL 100.00% Growth: ` 11.6592 Maruti Suzuki India Limited 1.90% ü Top Ten Holdings Banks 11.86% * Less than 0.01% TOTAL AUM  Axis Bank Limited 2.13% 120 Cr State Bank of India 2.07% Subject to SEBI (MF) Regulations and the applicable guidelines issued by SEBI, Scheme has entered into securities ICICI Bank Limited 2.05% lending in accordance with the framework specified in this regard. HDFC Bank Limited 1.95% MONTHLY AVERAGE AUM IndusInd Bank Limited 1.95% # Reconstituted Portfolio 123 Cr Kotak Mahindra Bank Limited 1.71% As per the guidance note issued by AMFI vide correspondence 35P/MEM-COR/57/2019-20 any realization of Limited# * proceeds from the locked-in shares of Yes Bank Ltd. (post conclusion of the lock in period) shall be distributed Portfolio Turnover Ratio Software 10.15% among the set of investors existing in the unit holders’ register / BENPOS as on end of March 13, 2020.  Wipro Limited 2.14% (Last 12 months):  Tata Consultancy Services Limited 2.10% 0.60 Tech Mahindra Limited 1.99% Infosys Limited 1.97% Month End Expense Ratio HCL Technologies Limited 1.95% Regular Plan : 0.79% Finance 9.55% Direct Plan : 0.39% HDFC Life Insurance Company Limited 2.02% SBI Life Insurance Company Limited 1.94% Bajaj Finserv Limited 1.90% Housing Development Finance Corporation Limited 1.90% Bajaj Finance Limited 1.79% Consumer Non Durables 9.24% ITC Limited 1.91% Britannia Industries Limited 1.90% Hindustan Unilever Limited 1.85% Nestle India Limited 1.80% Asian Paints Limited 1.78% Pharmaceuticals 7.39% Sun Pharmaceutical Industries Limited 1.95% Cipla Limited 1.94% Divi's Laboratories Limited 1.76% Dr. Reddy's Laboratories Limited 1.74% Cement 6.25%  Limited 2.31% UltraTech Cement Limited 2.07% Shree Cement Limited 1.87% Petroleum Products 5.83% Indian Oil Corporation Limited 2.03% Bharat Petroleum Corporation Limited 1.99% Reliance Industries Limited 1.81% Ferrous Metals 3.86% JSW Steel Limited 1.96% Tata Steel Limited 1.89% Power 3.65% Power Grid Corporation of India Limited 1.90% NTPC Limited 1.75% Pesticides 2.45%  UPL Limited 2.45% Telecom - Services 2.10%  Bharti Airtel Limited 2.10% Transportation 2.09%  Adani Ports and Special Economic Zone Limited 2.09% Construction Project 2.07% Larsen & Toubro Limited 2.07% Gas 2.05% GAIL (India) Limited 2.05% Non - Ferrous Metals 1.87% Hindalco Industries Limited 1.87% Consumer Durables 1.86% Titan Company Limited 1.86% Oil 1.86% Oil & Natural Gas Corporation Limited 1.86% Minerals/Mining 1.81% Coal India Limited 1.81% Total 99.45%

23 DSP Nifty Next 50 Index Fund An open ended scheme replicating / tracking NIFTY NEXT 50 Index

Portfolio INCEPTION DATE February 21, 2019 % to Net Name of Instrument ü Top Ten Holdings Assets Subject to SEBI (MF) Regulations and the applicable guidelines issued by SEBI, Scheme has entered into securities BENCHMARK EQUITY & EQUITY RELATED lending in accordance with the framework specified in this regard. Nifty Next 50 TRI Listed / awaiting listing on the stock exchanges Consumer Non Durables 21.62% NAV AS ON  LIMITED 3.75%  Dabur India Limited 3.26% JANUARY 29, 2021  Godrej Consumer Products Limited 3.15% Regular Plan Marico Limited 2.40% Growth: ` 12.1786 Colgate Palmolive (India) Limited 2.39% Limited 1.93% Direct Plan Berger Paints (I) Limited 1.92% United Breweries Limited 1.62% Growth: ` 12.2490 Procter & Gamble Hygiene and Health Care Limited 1.19% Finance 15.28% TOTAL AUM  ICICI Lombard General Insurance Company Limited 3.21% 83 Cr ICICI Prudential Life Insurance Company Limited 2.09% Bajaj Holdings & Investment Limited 1.82% Piramal Enterprises Limited 1.76% HDFC Asset Management Company Limited 1.71% MONTHLY AVERAGE AUM SBI Cards and Payment Services Limited 1.56% 86 Cr Power Finance Corporation Limited 1.43% Muthoot Finance Limited 1.34% General Insurance Corporation of India 0.36% Portfolio Turnover Ratio Pharmaceuticals 12.39% (Last 12 months):  Limited 2.85% 1.45 Lupin Limited 2.71% Limited 1.85% Torrent Pharmaceuticals Limited 1.43% Month End Expense Ratio Alkem Laboratories Limited 1.41% Regular Plan : 0.61% Limited 1.29% Direct Plan : 0.29% Abbott India Limited 0.85% Software 6.56%  (India) Limited 3.71% Larsen & Toubro Infotech Limited 2.02% Oracle Financial Services Software Limited 0.84% Retailing 4.42%  Avenue Supermarts Limited 4.42% Power 4.40%  Limited 4.40% Banks 4.16% Limited 2.34% Bank of Baroda 0.92% 0.90% Gas 4.01% Indraprastha Gas Limited 2.02% Petronet LNG Limited 1.99% Cement 3.52% Ambuja Cements Limited 2.00% ACC Limited 1.52% Auto Ancillaries 3.42% Limited 1.95% Bosch Limited 1.47% Transportation 3.00% Interglobe Aviation Limited 1.67% Container Corporation of India Limited 1.33% Consumer Durables 2.93%  Havells India Limited 2.93% Chemicals 2.85%  Pidilite Industries Limited 2.85% Telecom - Equipment & Accessories 2.44% Limited 2.44% Petroleum Products 1.82% Hindustan Petroleum Corporation Limited 1.82% Construction 1.77% DLF Limited 1.77% Industrial Capital Goods 1.58% Siemens Limited 1.58% power 1.42% Limited 1.42% Minerals/Mining 1.08% NMDC Limited 1.08% Non - Ferrous Metals 0.78% Hindustan Zinc Limited 0.78% Total 99.45%

MONEY MARKET INSTRUMENTS TREPS / Reverse Repo Investments / Corporate Debt Repo 0.72% Total 0.72%

Cash & Cash Equivalent Net Receivables/Payables -0.17% Total -0.17% GRAND TOTAL 100.00%

24 DSP Nifty 50 Index Fund An open ended scheme replicating / tracking NIFTY 50 Index

INCEPTION DATE Portfolio February 21, 2019 BENCHMARK Name of Instrument % to Net Assets Name of Instrument % to Net Assets NIFTY 50 (TRI) EQUITY & EQUITY RELATED Listed / awaiting listing on the stock exchanges MONEY MARKET INSTRUMENTS NAV AS ON Banks 26.00% TREPS / Reverse Repo Investments / Corporate Debt Repo 1.40% JANUARY 29, 2021  HDFC Bank Limited 10.16% Total 1.40% Regular Plan  ICICI Bank Limited 6.23% Growth: ` 12.7134  Kotak Mahindra Bank Limited 4.22% Cash & Cash Equivalent  Axis Bank Limited 2.76% Net Receivables/Payables -0.17% Direct Plan State Bank of India 1.82% Total -0.17% Growth: ` 12.7610 IndusInd Bank Limited 0.81% GRAND TOTAL 100.00% Yes Bank Limited# * ü Top Ten Holdings Software 16.92% TOTAL AUM * Less than 0.01% 73 Cr  Infosys Limited 7.71%  Tata Consultancy Services Limited 5.49% Subject to SEBI (MF) Regulations and the applicable guidelines issued by SEBI, Scheme has entered into securities HCL Technologies Limited 1.67% lending in accordance with the framework specified in this regard. MONTHLY AVERAGE AUM Wipro Limited 1.04% 72 Cr Tech Mahindra Limited 1.00% # Reconstituted Portfolio Finance 11.64% As per the guidance note issued by AMFI vide correspondence 35P/MEM-COR/57/2019-20 any realization of  Housing Development Finance Corporation Limited 7.18% Portfolio Turnover Ratio: proceeds from the locked-in shares of Yes Bank Ltd. (post conclusion of the lock in period) shall be distributed Bajaj Finance Limited 2.11% among the set of investors existing in the unit holders’ register / BENPOS as on end of March 13, 2020. (Last 12 months): HDFC Life Insurance Company Limited 0.90% 0.85 Bajaj Finserv Limited 0.89% SBI Life Insurance Company Limited 0.57% Month End Expense Ratio Petroleum Products 10.92% Regular Plan : 0.43%  Reliance Industries Limited 10.00% Direct Plan : 0.21% Bharat Petroleum Corporation Limited 0.52% Indian Oil Corporation Limited 0.40% Consumer Non Durables 9.92%  Hindustan Unilever Limited 3.40%  ITC Limited 2.98% Asian Paints Limited 1.82% Nestle India Limited 1.02% Britannia Industries Limited 0.69% Auto 5.83% Maruti Suzuki India Limited 1.61% Mahindra & Mahindra Limited 1.21% Bajaj Auto Limited 0.88% Tata Motors Limited 0.79% Hero MotoCorp Limited 0.71% Eicher Motors Limited 0.64% Pharmaceuticals 3.43% Sun Pharmaceutical Industries Limited 1.06% Dr. Reddy's Laboratories Limited 0.94% Divi's Laboratories Limited 0.72% Cipla Limited 0.70% Construction Project 2.71% Larsen & Toubro Limited 2.71% Cement 2.23% UltraTech Cement Limited 1.03% Grasim Industries Limited 0.69% Shree Cement Limited 0.51% Telecom - Services 2.23% Bharti Airtel Limited 2.23% Power 1.52% Power Grid Corporation of India Limited 0.79% NTPC Limited 0.72% Ferrous Metals 1.36% Tata Steel Limited 0.76% JSW Steel Limited 0.60% Consumer Durables 1.00% Titan Company Limited 1.00% Transportation 0.63% Adani Ports and Special Economic Zone Limited 0.63% Non - Ferrous Metals 0.56% Hindalco Industries Limited 0.56% Oil 0.54% Oil & Natural Gas Corporation Limited 0.54% Pesticides 0.52% UPL Limited 0.52% Minerals/Mining 0.44% Coal India Limited 0.44% Gas 0.39% GAIL (India) Limited 0.39% Total 98.77%

25 DSP Arbitrage Fund An open ended scheme investing in arbitrage opportunities

Portfolio INCEPTION DATE % to Net % to Net January 25, 2018 Name of Instrument Name of Instrument Rating Assets Assets EQUITY & EQUITY RELATED Bank of Baroda 26 Feb 2021 (Duration - 395 Days) Unrated 0.20% BENCHMARK Listed / awaiting listing on the stock exchanges Bank of Baroda 02 Mar 2021 (Duration - 392 Days) Unrated 0.20% NIFTY 50 Arbitrage Index Banks 18.32% Bank of Baroda 04 Mar 2021 (Duration - 394 Days) Unrated 0.20%  ICICI Bank Limited 7.42% Bank of Baroda 01 Mar 2021 (Duration - 391 Days) Unrated 0.20% NAV AS ON  IndusInd Bank Limited 5.67% Bank of Baroda 05 Mar 2021 (Duration - 395 Days) Unrated 0.20% The Federal Bank Limited 1.72% Bank of Baroda 03 Mar 2021 (Duration - 393 Days) Unrated 0.20% JANUARY 29, 2021 Axis Bank Limited 1.36% Bank of Baroda 12 Mar 2021 (Duration - 401 Days) Unrated 0.20% 0.80% Bank of Baroda 15 Mar 2021 (Duration - 404 Days) Unrated 0.20% Regular Plan HDFC Bank Limited 0.79% Bank of Baroda 10 Mar 2021 (Duration - 399 Days) Unrated 0.20% Growth: ` 11.6850 Kotak Mahindra Bank Limited 0.56% Bank of Baroda 16 Mar 2021 (Duration - 405 Days) Unrated 0.20% Finance 11.64% Bank of Baroda 08 Mar 2021 (Duration - 397 Days) Unrated 0.20%  Housing Development Finance Corporation Limited 6.63% Bank of Baroda 09 Mar 2021 (Duration - 398 Days) Unrated 0.20% Direct Plan Bajaj Finance Limited 2.63% Total 5.00% Growth: ` 11.9000 Piramal Enterprises Limited 1.26% Max Financial Services Limited 0.47% Cash & Cash Equivalent Manappuram Finance Limited 0.42% Cash Margin 3.91% TOTAL AUM Mahindra & Mahindra Financial Services Limited 0.15% Net Receivables/Payables -2.24% 1,038 Cr Bajaj Finserv Limited 0.04% Total 1.67% LIC Housing Finance Limited 0.04% GRAND TOTAL 100.00% ICICI Lombard General Insurance Company Limited * MONTHLY AVERAGE AUM Telecom - Services 7.80% ü Top Ten Holdings 963 Cr  Bharti Airtel Limited 6.95% * Less than 0.01% Limited 0.85% @@ Petroleum Products 6.29% Computed on the invested amount for debt portfolio  Reliance Industries Limited 6.13% Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND. Portfolio Turnover Ratio Hindustan Petroleum Corporation Limited 0.16% Ferrous Metals 4.47% (Last 12 months):  Jindal Steel & Power Limited 3.27% 11.54 Tata Steel Limited 1.18% JSW Steel Limited 0.02% Rating Profile of the Portfolio of the Scheme Non - Ferrous Metals 3.48% Month End Expense Ratio  3.39% Regular Plan : 0.94% Hindalco Industries Limited 0.09% Trading 3.36% Direct Plan : 0.37%  Adani Enterprises Limited 3.36% Pharmaceuticals 2.78% @@ Aurobindo Pharma Limited 2.48% AVERAGE MATURITY Lupin Limited 0.22% 0.10 years Cipla Limited 0.05% @@ Cadila Healthcare Limited 0.02% MODIFIED DURATION Cement 1.99% 0.09 years Grasim Industries Limited 1.65% UltraTech Cement Limited 0.30% @@ ACC Limited 0.04% PORTFOLIO YTM Transportation 1.15% 3.71% Adani Ports and Special Economic Zone Limited 1.15% Media & Entertainment 0.72% Zee Entertainment Enterprises Limited 0.49% PORTFOLIO MACAULAY Sun TV Network Limited 0.23% @@ Power 0.58% DURATION Company Limited 0.58% 0.09 years Construction Project 0.52% Larsen & Toubro Limited 0.52% Consumer Non Durables 0.47% Asian Paints Limited 0.23% United Spirits Limited 0.17% Berger Paints (I) Limited 0.04% Nestle India Limited 0.02% Software 0.38% Tech Mahindra Limited 0.33% Limited 0.03% Info Edge (India) Limited 0.02% Industrial Capital Goods 0.28% Bharat Heavy Electricals Limited 0.28% Auto 0.27% Eicher Motors Limited 0.24% Limited 0.03% Industrial Products 0.24% Bharat Forge Limited 0.24% Consumer Durables 0.12% Havells India Limited 0.09% Titan Company Limited 0.03% Construction 0.03% DLF Limited 0.03% Total 64.88% % to Net Name of Instrument Rating Assets MONEY MARKET INSTRUMENTS Commercial Papers Listed / awaiting listing on the stock exchanges National Bank for Agriculture and Rural Development IND A1+ 1.44% Total 1.44%

Treasury Bill  364 DAY T-BILL 29042021 SOV 9.56%  364 DAY T-BILL 04032021 SOV 4.32% 364 DAY T-BILL 11032021 SOV 1.92% Total 15.80%

TREPS / Reverse Repo Investments / Corporate Debt Repo 11.21% Total 11.21%

Fixed Deposit ICICI Bank Limited 05 Feb 2021 (Duration - 393 Days) Unrated 0.20% ICICI Bank Limited 08 Feb 2021 (Duration - 395 Days) Unrated 0.20% ICICI Bank Limited 09 Feb 2021 (Duration - 393 Days) Unrated 0.20% ICICI Bank Limited 10 Feb 2021 (Duration - 393 Days) Unrated 0.20% ICICI Bank Limited 11 Feb 2021 (Duration - 393 Days) Unrated 0.20% ICICI Bank Limited 12 Feb 2021 (Duration - 393 Days) Unrated 0.20% Bank of Baroda 05 Feb 2021 (Duration - 380 Days) Unrated 0.20% Bank of Baroda 08 Feb 2021 (Duration - 383 Days) Unrated 0.20% Bank of Baroda 15 Feb 2021 (Duration - 389 Days) Unrated 0.20% Bank of Baroda 12 Feb 2021 (Duration - 386 Days) Unrated 0.20% Bank of Baroda 22 Feb 2021 (Duration - 395 Days) Unrated 0.20% Bank of Baroda 23 Feb 2021 (Duration - 396 Days) Unrated 0.20% Bank of Baroda 25 Feb 2021 (Duration - 395 Days) Unrated 0.20%

26 DSP Regular Savings Fund An open ended hybrid scheme investing predominantly in debt instruments

INCEPTION DATE Portfolio Jun 11, 2004 % to Net ü Top Ten Holdings Name of Instrument BENCHMARK Assets DSP Regular Savings Fund erstwhile known as DSP MIP Fund (Monthly income is not assured and is subject to CRISIL Hybrid 85+15-Conservative Index EQUITY & EQUITY RELATED availability of distributable surplus) Listed / awaiting listing on the stock exchanges @@Computed on the invested amount for debt portfolio Pharmaceuticals 3.80% Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND. NAV AS ON Cipla Limited 1.94% JANUARY 29, 2021 IPCA Laboratories Limited 1.13% 2. Pursuant to SEBI circular SEBI/HO/IMD/DF4/CIR/P/2019/102 dated September 24, 2019 read with \ circular no. SEBI/HO/IMD/DF4/CIR/P/2019/41 dated March 22, 2019. Below are the details of the Regular Plan JB Chemicals & Pharmaceuticals Limited 0.73% Finance 3.59% securities in case of which issuer has defaulted beyond its maturity date. Growth: ` 40.3374 Max Financial Services Limited 2.04% total amount ICICI Lombard General Insurance Company Limited 0.99% Security ISIN value of the security Direct Plan HDFC Life Insurance Company Limited 0.56% considered under net (including principal Growth: ` 43.7536 Software 3.52% receivables (i.e. value and interest) that is Infosys Limited 2.08% due to the scheme recognized in NAV in absolute on that investment TOTAL AUM Tata Consultancy Services Limited 1.44% terms and as % to NAV) (Rs.in lakhs) Consumer Durables 3.02% (Rs.in lakhs) 192 Cr Voltas Limited 1.24% 0% IL&FS Transportation Networks Limited V-Guard Industries Limited 1.02% Ncd Series A 23032019 INE975G08140 0.00 0.00% 1,855.79 MONTHLY AVERAGE AUM Crompton Greaves Consumer Electricals Limited 0.76% 195 Cr Banks 2.14% HDFC Bank Limited 2.14% 3 Year Risk Statistics: Consumer Non Durables 1.60% Dabur India Limited 0.85% Rating Profile of the Portfolio of the Scheme Standard Deviation : 7.47% Hatsun Agro Product Limited 0.75% Cement 0.58% Beta : 1.46 UltraTech Cement Limited 0.58% R-Squared : 70.88% Gas 0.41% Gujarat State Petronet Limited 0.41% Sharpe Ratio : 0.003 Services 0.34% Quess Corp Limited 0.34% Industrial Products 0.20% Month End Expense Ratio Wim Plast Ltd. 0.20% Regular Plan : 2.22% Total 19.20% Direct Plan : 0.48% % to Net Name of Instrument Rating AVERAGE MATURITY@@ Assets 2.41 years DEBT INSTRUMENTS BOND & NCD's MODIFIED DURATION@@ Listed / awaiting listing on the stock exchanges  2.03 years Export-Import Bank of India CRISIL AAA 8.51%  National Bank for Agriculture and Rural Development CRISIL AAA 8.30% @@  Power Grid Corporation of India Limited CRISIL AAA 8.07% PORTFOLIO YTM  National Highways Authority of India CRISIL AAA 5.74% 5.26%  REC Limited CRISIL AAA 5.72%  Indian Oil Corporation Limited CRISIL AAA 5.67% PORTFOLIO MACAULAY  Hindustan Petroleum Corporation Limited CRISIL AAA 3.97% @@  GAIL (India) Limited CARE AAA 2.91% DURATION NTPC Limited CRISIL AAA 1.31% 2.13 years Total 50.20%

Unlisted  KKR India Financial Services Private Limited CRISIL AA 7.37% Total 7.37%

Government Securities (Central/State)  7.32% GOI 28012024 SOV 8.37% 7.59% GOI 11012026 SOV 2.85% 6.18% GOI 04112024 SOV 2.75% Total 13.97%

MONEY MARKET INSTRUMENTS TREPS / Reverse Repo Investments / Corporate Debt Repo 9.34% Total 9.34%

Cash & Cash Equivalent Net Receivables/Payables -0.08% Total -0.08% GRAND TOTAL 100.00%

27 DSP Liquidity Fund An open ended liquid scheme

Portfolio INCEPTION DATE Mar 11, 1998 % to Net Name of Instrument Rating Assets Rating Profile of the Portfolio of the Scheme BENCHMARK DEBT INSTRUMENTS CRISIL Liquid Fund Index BOND & NCD's Listed / awaiting listing on the stock exchanges REC Limited CRISIL AAA 0.19% NAV AS ON Indian Railway Finance Corporation Limited CRISIL AAA 0.15% JANUARY 31, 2021 LIC Housing Finance Limited CRISIL AAA * Regular Plan Total 0.34% Growth: ` 2904.3858

MONEY MARKET INSTRUMENTS Certificate of Deposit Direct Plan  Bank of Baroda IND A1+ 7.74% Growth: ` 2925.3205 IDFC First Bank Limited CRISIL A1+ 1.72% Total 9.46% TOTAL AUM Commercial Papers 11,614 Cr Listed / awaiting listing on the stock exchanges  Chennai Petroleum Corporation Limited CRISIL A1+ 7.63% MONTHLY AVERAGE AUM  NLC India Limited CARE A1+ 6.09% 11,945 Cr  Reliance Industries Limited CARE A1+ 5.36%  Infina Finance Private Limited CRISIL A1+ 4.30%  Aditya Birla Finance Limited ICRA A1+ 3.44% Month End Expense Ratio  Bajaj Finance Limited CRISIL A1+ 2.58% Regular Plan : 0.23% Tata Capital Financial Services Limited CRISIL A1+ 2.15% Direct Plan : 0.15% ICICI Securities Limited CRISIL A1+ 1.93% Housing Development Finance Corporation Limited CRISIL A1+ 1.86% AVERAGE MATURITY Axis Finance Limited CRISIL A1+ 1.72% 0.08 years Julius Baer Capital (India) Private Limited CRISIL A1+ 1.72% NTPC Limited CARE A1+ 1.71% MODIFIED DURATION Deutsche Investments India Private Limited CRISIL A1+ 0.99% 0.07 years Aditya Birla Fashion and Retail Limited CRISIL A1+ 0.86% Shree Cement Limited CARE A1+ 0.86% National Bank for Agriculture and Rural Development IND A1+ 0.65% PORTFOLIO YTM National Bank for Agriculture and Rural Development ICRA A1+ 0.43% 3.47% DCM Shriram Limited CRISIL A1+ 0.43% Network18 Media & Investments Limited IND A1+ 0.43% PORTFOLIO MACAULAY TV18 Broadcast Limited CARE A1+ 0.43% Total 45.57% DURATION 0.07 years Treasury Bill  182 DAY T-BILL 04032021 SOV 13.27%  364 DAY T-BILL 18032021 SOV 12.86%  364 DAY T-BILL 25032021 SOV 3.64% 182 DAY T-BILL 25022021 SOV 2.58% 364 DAY T-BILL 04032021 SOV 1.59% 182 DAY T-BILL 04022021 SOV 1.51% 182 DAY T-BILL 25032021 SOV 0.86% 182 DAY T-BILL 18032021 SOV 0.43% 182 DAY T-BILL 11022021 SOV 0.17% Total 36.91%

TREPS / Reverse Repo Investments / Corporate Debt Repo# 7.60% Total 7.60%

Cash & Cash Equivalent Net Receivables/Payables 0.12% Total 0.12% GRAND TOTAL 100.00% ü Top Ten Holdings * Less than 0.01%

Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND. As on January 31, 2021, the aggregate investments by the schemes of DSP Mutual Fund in DSP Liquidity Fund is Rs 4,736.46 lakhs.

# TREPS / Reverse Repo Investments / Corporate Debt Repo includes Repo with residual maturity greater than 30 days.

28 DSP Ultra Short Fund An open ended ultra-short term debt scheme investing in debt and money market securities such that the Macaulay duration of the portfolio is between 3 months and 6 months (please refer page no. 21 under the section “Where will the Scheme invest?” in the SID for details on Macaulay’s Duration)

INCEPTION DATE Portfolio Jul 31, 2006 % to Net Name of Instrument Rating Rating Profile of the Portfolio of the Scheme BENCHMARK Assets CRISIL Ultra Short Term Debt Index DEBT INSTRUMENTS BOND & NCD's Listed / awaiting listing on the stock exchanges NAV AS ON  Power Finance Corporation Limited CRISIL AAA 6.79% JANUARY 29, 2021  LIC Housing Finance Limited CRISIL AAA 5.65% Regular Plan  Small Industries Development Bank of India CARE AAA 2.94% Growth: ` 2690.5369 REC Limited CRISIL AAA 1.61% LIC Housing Finance Limited CARE AAA 1.45% Power Finance Corporation Limited CARE AAA 0.01% Direct Plan Total 18.45% Growth: ` 2834.4409 MONEY MARKET INSTRUMENTS TOTAL AUM Certificate of Deposit  Axis Bank Limited CRISIL A1+ 8.13% 3,634 Cr  Bank of Baroda IND A1+ 5.44% Export-Import Bank of India CRISIL A1+ 2.00% MONTHLY AVERAGE AUM Small Industries Development Bank of India CRISIL A1+ 0.69% 3,596 Cr Total 16.26%

Commercial Papers Month End Expense Ratio Listed / awaiting listing on the stock exchanges Regular Plan : 1.01%  National Bank for Agriculture and Rural Development ICRA A1+ 6.10% Direct Plan : 0.30%  Reliance Industries Limited CARE A1+ 5.94%  Housing Development Finance Corporation Limited CRISIL A1+ 4.62% AVERAGE MATURITY HDFC Securities Limited CRISIL A1+ 2.73% 0.30 years UltraTech Cement Limited CRISIL A1+ 2.72% Hero Fincorp Limited CRISIL A1+ 2.72% MODIFIED DURATION Export-Import Bank of India CRISIL A1+ 2.71% 0.29 years Bajaj Housing Finance Limited CRISIL A1+ 2.71% Tata Capital Financial Services Limited CRISIL A1+ 2.71% Cholamandalam Investment and Finance Company Limited CRISIL A1+ 2.69% PORTFOLIO YTM Bahadur Chand Investments Private Limited CARE A1+ 1.36% 3.67% Larsen & Toubro Limited CRISIL A1+ 0.68% Total 37.69% PORTFOLIO MACAULAY DURATION Treasury Bill 0.30 years  182 DAY T-BILL 18032021 SOV 8.22%  364 DAY T-BILL 08042021 SOV 2.74% Total 10.96%

TREPS / Reverse Repo Investments / Corporate Debt Repo 16.80% Total 16.80%

Cash & Cash Equivalent Net Receivables/Payables -0.16% Total -0.16% GRAND TOTAL 100.00% ü Top Ten Holdings DSP Ultra Short Fund erstwhile known as DSP Money Manger Fund Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND. 2. Pursuant to SEBI circular SEBI/HO/IMD/DF4/CIR/P/2019/102 dated September 24, 2019 read with circular no. SEBI/HO/IMD/DF4/CIR/P/2019/41 dated March 22, 2019. Below are the details of the securities in case of which issuer has defaulted beyond its maturity date.

total amount Security ISIN value of the security considered under net (including principal receivables (i.e. value and interest) that is due to the scheme recognized in NAV in absolute on that investment terms and as % to NAV) (Rs.in lakhs) (Rs.in lakhs) 0% IL&FS Transportation Networks Limited NCD Series A 23032019 INE975G08140 0.00 0.00% 6,627.81

29 DSP Savings Fund An open ended debt scheme investing in money market instruments

Portfolio INCEPTION DATE Sep 30, 1999 % to Net Name of Instrument Rating Rating Profile of the Portfolio of the Scheme Assets BENCHMARK MONEY MARKET INSTRUMENTS CRISIL Money Market Index Certificate of Deposit  Export-Import Bank of India CRISIL A1+ 10.03%  CARE A1+ 5.91% NAV AS ON National Bank for Agriculture and Rural Development CRISIL A1+ 4.43% JANUARY 29, 2021 Small Industries Development Bank of India CARE A1+ 2.95% Regular Plan Small Industries Development Bank of India CRISIL A1+ 2.95% Growth: ` 40.9894 Bank of Baroda IND A1+ 2.36% National Bank for Agriculture and Rural Development IND A1+ 0.59% Total 29.22% Direct Plan Growth: ` 41.8018 Commercial Papers Listed / awaiting listing on the stock exchanges TOTAL AUM  Larsen & Toubro Limited CRISIL A1+ 10.31%  Reliance Industries Limited CARE A1+ 9.26% 1,690 Cr  Housing Development Finance Corporation Limited CRISIL A1+ 8.55%  Axis Finance Limited CRISIL A1+ 5.90% MONTHLY AVERAGE AUM  Tata Capital Housing Finance Limited CRISIL A1+ 5.90% 1,740 Cr Deutsche Investments India Private Limited CRISIL A1+ 3.55% Reliance Jio Infocomm Limited CARE A1+ 2.96% Kotak Mahindra Prime Limited CRISIL A1+ 2.95% Month End Expense Ratio ICICI Securities Limited CRISIL A1+ 2.94% Regular Plan : 0.48% Total 52.32% Direct Plan : 0.23%

Treasury Bill AVERAGE MATURITY  182 DAY T-BILL 18032021 SOV 5.89% 0.10 years  182 DAY T-BILL 25032021 SOV 5.60%  182 DAY T-BILL 11032021 SOV 5.01% MODIFIED DURATION Total 16.50% 0.09 years

TREPS / Reverse Repo Investments / Corporate Debt Repo 2.15% Total 2.15% PORTFOLIO YTM 3.38% Cash & Cash Equivalent Net Receivables/Payables -0.19% PORTFOLIO MACAULAY Total -0.19% DURATION GRAND TOTAL 100.00% 0.10 years ü Top Ten Holdings DSP Savings Fund was erstwhile known as DSP Treasury Bill Fund Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND.

30 DSP Government Securities Fund An open ended debt scheme investing in government securities across maturity

INCEPTION DATE Portfolio Sep 30, 1999 % to Net Name of Instrument Rating Rating Profile of the Portfolio of the Scheme BENCHMARK Assets ICICI Securities Li-Bex DEBT INSTRUMENTS Government Securities (Central/State) 6.22% GOI 16032035 SOV 37.23% NAV AS ON 5.85% GOI 01122030 SOV 22.43% JANUARY 29, 2021 5.77% GOI 03082030 SOV 21.80% Regular Plan 6.79% GOI 15052027 SOV 16.77% Growth: ` 73.9189 Total 98.23%

MONEY MARKET INSTRUMENTS Direct Plan TREPS / Reverse Repo Investments / Corporate Debt Repo 0.31% Growth: ` 76.8353 Total 0.31%

TOTAL AUM Cash & Cash Equivalent 606 Cr Cash Margin 0.59% Net Receivables/Payables 0.87% Total 1.46% MONTHLY AVERAGE AUM GRAND TOTAL 100.00% 609 Cr Month End Expense Ratio Regular Plan : 1.08% Direct Plan : 0.55% AVERAGE MATURITY 10.59 years MODIFIED DURATION 7.42 years PORTFOLIO YTM 6.01% PORTFOLIO MACAULAY DURATION 7.64 years

31 DSP Short Term Fund An open ended short term debt scheme investing in debt and money market securities such that the Macaulay duration of the portfolio is between 1 year and 3 years (please refer page no. 21 under the section “Where will the Scheme invest?” in the SID for details on Macaulay’s Duration)

Portfolio INCEPTION DATE Sep 9, 2002 % to Net Name of Instrument Rating Rating Profile of the Portfolio of the Scheme Assets BENCHMARK DEBT INSTRUMENTS CRISIL Short Term Bond Fund Index BOND & NCD's Listed / awaiting listing on the stock exchanges  National Housing Bank CRISIL AAA 7.37% NAV AS ON  REC Limited CARE AAA 6.86% JANUARY 29, 2021  Housing Development Finance Corporation Limited CRISIL AAA 5.84% Regular Plan  Indian Railway Finance Corporation Limited CRISIL AAA 5.66% Growth: ` 36.5872  Power Finance Corporation Limited CARE AAA 5.52%  National Bank for Agriculture and Rural Development ICRA AAA 5.38%  Hindustan Petroleum Corporation Limited CRISIL AAA 5.07% Direct Plan  National Highways Authority of India CRISIL AAA 5.05% Growth: ` 38.6819 LIC Housing Finance Limited CARE AAA 4.63% HDFC Bank Limited AT-1 Basel-III IND AA+ 4.10% TOTAL AUM Indian Oil Corporation Limited CRISIL AAA 4.06% State Bank of India AT-1 Basel-III CRISIL AA+ 3.15% 3,846 Cr Small Industries Development Bank of India CARE AAA 3.04% Small Industries Development Bank of India ICRA AAA 2.66% MONTHLY AVERAGE AUM Export-Import Bank of India ICRA AAA 2.04% 3,862 Cr Reliance Industries Limited CRISIL AAA 1.80% National Bank for Agriculture and Rural Development CRISIL AAA 1.58% Power Finance Corporation Limited CRISIL AAA 1.35% Month End Expense Ratio Export-Import Bank of India CRISIL AAA 1.04% Regular Plan : 1.00% REC Limited CRISIL AAA 0.85% Direct Plan : 0.30% NHPC Limited IND AAA 0.82% Power Grid Corporation of India Limited CRISIL AAA 0.64% AVERAGE MATURITY NHPC Limited ICRA AAA 0.55% 2.39 years Sikka Ports & Terminals Limited CRISIL AAA 0.35% Kotak Mahindra Prime Limited CRISIL AAA 0.35% MODIFIED DURATION NTPC Limited CRISIL AAA 0.29% 2.11 years Housing & Urban Development Corporation Limited ICRA AAA 0.08% Total 80.13% PORTFOLIO YTM Government Securities (Central/State) 4.87%  7.35% GOI 22062024 SOV 6.62%  5.15% GOI 09112025 SOV 5.23% PORTFOLIO MACAULAY 6.79% GOI 15052027 SOV 3.47% DURATION 7.32% GOI 28012024 SOV 2.51% 2.20 years Total 17.83%

MONEY MARKET INSTRUMENTS Commercial Papers Listed / awaiting listing on the stock exchanges Reliance Industries Limited CARE A1+ 0.19% Total 0.19%

Treasury Bill 182 DAY T-BILL 03062021 SOV 0.13% Total 0.13%

TREPS / Reverse Repo Investments / Corporate Debt Repo 4.63% Total 4.63%

Cash & Cash Equivalent Cash Margin 0.07% Net Receivables/Payables -2.98% Total -2.91% GRAND TOTAL 100.00%

ü Top Ten Holdings Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND & BWR.

32 DSP Banking & PSU Debt Fund An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.

INCEPTION DATE Portfolio Sep 14, 2013 % to Net Name of Instrument Rating Rating Profile of the Portfolio of the Scheme BENCHMARK Assets Nifty Banking & PSU Debt Index DEBT INSTRUMENTS BOND & NCD's Listed / awaiting listing on the stock exchanges NAV AS ON  Hindustan Petroleum Corporation Limited CRISIL AAA 8.73% JANUARY 29, 2021  National Housing Bank CRISIL AAA 8.27% Regular Plan  NTPC Limited CARE AAA 7.72%  Power Finance Corporation Limited CARE AAA 5.13% Growth: ` 18.6542  Indian Oil Corporation Limited CRISIL AAA 4.68%  Indian Railway Finance Corporation Limited CARE AAA 4.41% Direct Plan National Bank for Agriculture and Rural Development ICRA AAA 4.24% Growth: ` 19.0947 Small Industries Development Bank of India ICRA AAA 3.63% National Bank for Agriculture and Rural Development CRISIL AAA 3.34% Indian Railway Finance Corporation Limited CRISIL AAA 3.24% TOTAL AUM REC Limited CRISIL AAA 2.58% 3,665 Cr Oil & Natural Gas Corporation Limited ICRA AAA 2.49% National Highways Authority of India CRISIL AAA 2.17% MONTHLY AVERAGE AUM Power Grid Corporation of India Limited CRISIL AAA 1.70% 3,677 Cr Export-Import Bank of India CRISIL AAA 1.65% NHPC Limited CARE AAA 1.08% Power Grid Corporation of India Limited CARE AAA 0.35% Month End Expense Ratio NTPC Limited CRISIL AAA 0.31% Regular Plan : 0.62% Housing Development Finance Corporation Limited CRISIL AAA 0.29% Direct Plan : 0.32% Small Industries Development Bank of India CARE AAA 0.26% GAIL (India) Limited CARE AAA 0.15% NHPC Limited IND AAA 0.15% AVERAGE MATURITY REC Limited CARE AAA 0.11% 2.80 years Total 66.68%

MODIFIED DURATION Government Securities (Central/State) 2.45 years  5.15% GOI 09112025 SOV 12.21%  5.22% GOI 15062025 SOV 9.34% PORTFOLIO YTM  3.36% GOI FRB 07112024 SOV 6.12% 4.87%  6.79% GOI 15052027 SOV 4.38% 8.48% Karnataka SDL 17102022 SOV 0.02% PORTFOLIO MACAULAY Total 32.07%

DURATION MONEY MARKET INSTRUMENTS 2.54 years TREPS / Reverse Repo Investments / Corporate Debt Repo 0.57% Total 0.57%

Cash & Cash Equivalent Cash Margin 0.14% Net Receivables/Payables 0.54% Total 0.68% GRAND TOTAL 100.00%

ü Top Ten Holdings Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND.

33 DSP Credit Risk Fund An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).

Portfolio INCEPTION DATE May 13, 2003 % to Net Name of Instrument Rating Rating Profile of the Portfolio of the Scheme Assets BENCHMARK DEBT INSTRUMENTS BOND & NCD's CRISIL Short Term Credit Risk Index Listed / awaiting listing on the stock exchanges Muthoot Finance Limited ICRA AA 3.63% Tata Motors Limited CARE AA- 0.18% NAV AS ON Bharti Airtel Limited CRISIL AA 0.07% JANUARY 29, 2021 Total 3.88% Regular Plan Unlisted Growth: ` 30.0495 Nayara Energy Limited CARE AA 44.21% Sintex-BAPL Limited@ BWR D 6.48% Direct Plan Total 50.69% Growth: ` 31.6551

MONEY MARKET INSTRUMENTS TREPS / Reverse Repo Investments / Corporate Debt Repo 29.15% TOTAL AUM Total 29.15% 298 Cr

Cash & Cash Equivalent MONTHLY AVERAGE AUM Net Receivables/Payables 16.28% 303 Cr Total 16.28% GRAND TOTAL 100.00% DSP Credit Risk Fund erstwhile known as DSP Income Opportunities Fund Month End Expense Ratio Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND, & BWR. Regular Plan : 1.59% 2. @security is below investment grade or default Direct Plan : 0.79% 3. In case of below securities, DSP Mutual Fund has ignored prices provided by valuation agencies. Disclosure vide circular no. SEBI/HO/IMD/DF4/CIR/P/2019/41 dated March 22, 2019 & SEBI/HO/IMD/ AVERAGE MATURITY DF4/CIR/P/2019/102 dated September 24,2019 for detailed rationale along with other details are 0.32 years available at the below mentioned links MODIFIED DURATION No of Name of the securities Links 0.21 years Instances 0% Sintex Bapl Limited NCD Series B https://www.dspim.com/docs/default-source/other-updates/ PORTFOLIO YTM 31122021 309 sintex-bapl-limited.pdf?sfvrsn=2 5.94% 0% Sintex Bapl Limited NCD Series C https://www.dspim.com/docs/default-source/other-updates/ 31122022 309 sintex-bapl-limited.pdf?sfvrsn=2 PORTFOLIO MACAULAY 0% Sintex Bapl Limited NCD Series A https://www.dspim.com/docs/default-source/other-updates/ 31122020 309 sintex-bapl-limited.pdf?sfvrsn=2 DURATION Il&Fs Energy Development Company https://www.dspim.com/docs/default-source/other-updates/ 0.23 years Limited (Maturity Date : 28-Jun-2019) 309 il-amp-fs-energy-devlopment-company-limited.pdf?sfvrsn=2 Il&Fs Energy Development Company https://www.dspim.com/docs/default-source/other-updates/ Limited (Maturity Date : 07-Jun-2019) 309 il-amp-fs-energy-devlopment-company-limited.pdf?sfvrsn=2 6% Coffee Day Nat Resources 23Dec19 https://www.dspim.com/docs/default-source/other-updates/ NCD 19 coffee-day-natural-resources-private-limited.pdf?sfvrsn=2 9.5% NAYARA ENERGY 29JUL21 NCD 37 https://dspim.com/docs/default-source/other-updates/website- note_nayara-and-oriental-nagpur---27apr20.pdf?sfvrsn=4 4. Pursuant to SEBI circular SEBI/HO/IMD/DF4/CIR/P/2019/102 dated September 24, 2019 read with circular no. SEBI/HO/IMD/DF4/CIR/P/2019/41 dated March 22, 2019. Below are the details of the securities in case of which issuer has defaulted beyond its maturity date

total amount Security ISIN value of the security considered under net (including principal receivables (i.e. value and interest) that is due to the scheme recognized in NAV in absolute on that investment terms and as % to NAV) (Rs.in lakhs) (Rs.in lakhs) 0% IL&Fs Transportation Networks Limited Ncd Series A 23032019 INE975G08140 0.00 0.00% 23,396.18 0% IL&Fs Energy Development Company Limited Ncd 07062019 INE938L08049 0.00 0.00% 13,861.96 0% IL&FS Energy Development Company Limited Ncd 28062019 INE938L08056 0.00 0.00% 10,645.02 6% Coffee Day Natural Resources Pvt Ltd Ncd 23122019 (P/C 24122017, Call 31102018 & 23062019) INE634N07075 3,787.45 12.72% 7,881.79 0% SINTEX BAPL LTD S- A 31DEC20 ZCB INE631U07027 965.55 3.24% 4,357.70

34 DSP Strategic Bond Fund An open ended dynamic debt scheme investing across duration

INCEPTION DATE Portfolio May 9, 2007 % to Net Name of Instrument Rating Rating Profile of the Portfolio of the Scheme BENCHMARK Assets CRISIL Composite Bond Fund Index DEBT INSTRUMENTS Government Securities (Central/State) 5.85% GOI 01122030 SOV 46.62% NAV AS ON 6.22% GOI 16032035 SOV 35.46% JANUARY 29, 2021 7.17% GOI 08012028 SOV 6.06% Regular Plan 6.79% GOI 15052027 SOV 4.80% Growth: ` 2630.3461 6.45% GOI 07102029 SOV 4.41% 7.26% GOI 14012029 SOV 2.12% 8.32% Karnataka SDL 13032029 SOV * Direct Plan 8.53% Gujarat SDL 20112028 SOV * Growth: ` 2724.0455 Total 99.47%

TOTAL AUM MONEY MARKET INSTRUMENTS 1,780 Cr TREPS / Reverse Repo Investments / Corporate Debt Repo 0.30% Total 0.30%

MONTHLY AVERAGE AUM Cash & Cash Equivalent 1,776 Cr Cash Margin 0.22% Net Receivables/Payables 0.01% Month End Expense Ratio Total 0.23% GRAND TOTAL 100.00% Regular Plan : 1.19% Direct Plan : 0.50% * Less than 0.01% Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND. AVERAGE MATURITY 10.87 years MODIFIED DURATION 7.64 years PORTFOLIO YTM 6.05% PORTFOLIO MACAULAY DURATION 7.87 years

35 DSP Bond Fund An open ended medium term debt scheme investing in debt and money market securities such that the Macaulay duration of the portfolio is between 3 years and 4 years (please refer page no. 32 under the section “Where will the Scheme invest” for details on Macaulay’s Duration)

Portfolio INCEPTION DATE Apr 29, 1997 % to Net Name of Instrument Rating Rating Profile of the Portfolio of the Scheme Assets BENCHMARK DEBT INSTRUMENTS CRISIL Medium Term Debt Index BOND & NCD's Listed / awaiting listing on the stock exchanges  State Bank of India AT-1 Basel-III CRISIL AA+ 9.56% NAV AS ON  Power Finance Corporation Limited CARE AAA 9.38% JANUARY 29, 2021  National Highways Authority of India CRISIL AAA 9.27% Regular Plan  Housing Development Finance Corporation Limited CRISIL AAA 9.12% Growth: ` 63.6143  National Bank for Agriculture and Rural Development ICRA AAA 9.09%  NTPC Limited CRISIL AAA 5.58%  Bank of Baroda AT-1 Basel-III CRISIL AA+ 5.07% Direct Plan  Export-Import Bank of India AT-1 Basel-III CRISIL AA+ 4.82% Growth: ` 66.4915 Indian Railway Finance Corporation Limited CRISIL AAA 1.36% Total 63.25% TOTAL AUM MONEY MARKET INSTRUMENTS 412 Cr Certificate of Deposit  Axis Bank Limited CRISIL A1+ 8.49% MONTHLY AVERAGE AUM Small Industries Development Bank of India CARE A1+ 4.77% 408 Cr Export-Import Bank of India CRISIL A1+ 1.21% Total 14.47% Month End Expense Ratio Commercial Papers Regular Plan : 0.80% Listed / awaiting listing on the stock exchanges Direct Plan : 0.40%  Reliance Industries Limited CARE A1+ 8.48% Total 8.48% AVERAGE MATURITY 4.61 years TREPS / Reverse Repo Investments / Corporate Debt Repo 13.61% Total 13.61% MODIFIED DURATION

3.29 years Cash & Cash Equivalent Net Receivables/Payables 0.19% Total 0.19% PORTFOLIO YTM GRAND TOTAL 100.00% 5.49%

ü Top Ten Holdings PORTFOLIO MACAULAY DURATION Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND. 3.50 years 2. Pursuant to SEBI circular SEBI/HO/IMD/DF4/CIR/P/2019/102 dated September 24, 2019 read with circular no. SEBI/HO/IMD/DF4/CIR/P/2019/41 dated March 22, 2019. Below are the details of the securities in case of which issuer has defaulted beyond its maturity date.

total amount Security ISIN value of the security considered under net (including principal receivables (i.e. value and interest) that is due to the scheme recognized in NAV in absolute on that investment terms and as % to NAV) (Rs.in lakhs) (Rs.in lakhs) 0% Il&Fs Transportation Networks Limited NCD Series A 23032019 INE975G08140 0.00 0.00% 1,325.56

36 DSP Low Duration Fund An open ended low duration debt scheme investing in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months (please refer page no. 20 under the section “Where will the Scheme invest?” in the SID for details on Macaulay’s Duration)

INCEPTION DATE Portfolio March 10, 2015 % to Net Name of Instrument Rating Rating Profile of the Portfolio of the Scheme BENCHMARK Assets NIFTY Low Duration Debt Index DEBT INSTRUMENTS BOND & NCD's Listed / awaiting listing on the stock exchanges NAV AS ON  Power Finance Corporation Limited CRISIL AAA 6.86% JANUARY 29, 2021  National Bank for Agriculture and Rural Development CRISIL AAA 5.95% Regular Plan  National Highways Authority of India CRISIL AAA 4.55%  Growth: ` 15.4154 REC Limited CARE AAA 4.18%  Reliance Industries Limited CRISIL AAA 4.06% Housing Development Finance Corporation Limited CRISIL AAA 3.01% Direct Plan NTPC Limited CRISIL AAA 2.91% Growth: ` 15.7056 Bajaj Finance Limited CRISIL AAA 2.69% LIC Housing Finance Limited CARE AAA 2.09% TOTAL AUM Power Grid Corporation of India Limited CRISIL AAA 2.01% 3,886 Cr Small Industries Development Bank of India CARE AAA 1.90% Indian Railway Finance Corporation Limited CRISIL AAA 1.48% REC Limited IND AAA 0.71% MONTHLY AVERAGE AUM REC Limited CRISIL AAA 0.69% 3,995 Cr Power Grid Corporation of India Limited CARE AAA 0.41% Kotak Mahindra Prime Limited CRISIL AAA 0.28% Month End Expense Ratio Sundaram Finance Limited CRISIL AAA 0.14% Regular Plan : 0.58% LIC Housing Finance Limited CRISIL AAA 0.13% Direct Plan : 0.31% Total 44.05%

Government Securities (Central/State) AVERAGE MATURITY  5.09% GOI 13042022 SOV 5.16% 0.72 years 8.20% GOI 15022022 SOV 2.78% Total 7.94% MODIFIED DURATION 0.67 years MONEY MARKET INSTRUMENTS Certificate of Deposit PORTFOLIO YTM  Axis Bank Limited CRISIL A1+ 5.60% 3.90%  Export-Import Bank of India CRISIL A1+ 5.06%  Bank of Baroda IND A1+ 4.71% National Bank for Agriculture and Rural Development IND A1+ 2.93% PORTFOLIO MACAULAY Small Industries Development Bank of India CARE A1+ 0.64% DURATION Small Industries Development Bank of India CRISIL A1+ 0.64% Total 19.58% 0.69 years

Commercial Papers Listed / awaiting listing on the stock exchanges Reliance Industries Limited CARE A1+ 3.17% ICICI Securities Limited CRISIL A1+ 2.47% Housing Development Finance Corporation Limited CRISIL A1+ 1.27% Total 6.91%

Treasury Bill  182 DAY T-BILL 18032021 SOV 5.13% 182 DAY T-BILL 25032021 SOV 1.79% Total 6.92%

TREPS / Reverse Repo Investments / Corporate Debt Repo 14.58% Total 14.58%

Cash & Cash Equivalent Net Receivables/Payables 0.02% Total 0.02% GRAND TOTAL 100.00%

ü Top Ten Holdings DSP Low Duration Fund was erstwhile known as DSP Ultra Short Term Fund Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND.

37 DSP 10Y G-Sec Fund Open ended debt scheme investing in government securities having a constant maturity of 10 years.

Portfolio INCEPTION DATE Sep 26, 2014 % to Net Name of Instrument Rating Rating Profile of the Portfolio of the Scheme Assets BENCHMARK DEBT INSTRUMENTS CRISIL 10 Year Gilt Index Government Securities (Central/State) 5.85% GOI 01122030 SOV 97.30% Total 97.30% NAV AS ON JANUARY 29, 2021 MONEY MARKET INSTRUMENTS Regular Plan TREPS / Reverse Repo Investments / Corporate Debt Repo 2.28% Growth: ` 17.6072 Total 2.28%

Cash & Cash Equivalent Direct Plan Net Receivables/Payables 0.42% Growth: ` 17.8738 Total 0.42% GRAND TOTAL 100.00% TOTAL AUM DSP 10Y G-Sec Fund was erstwhile known as DSP Constant Maturity 10Y G-Sec Fund 45 Cr MONTHLY AVERAGE AUM 45 Cr Month End Expense Ratio Regular Plan : 0.50% Direct Plan : 0.30% AVERAGE MATURITY 9.57 years MODIFIED DURATION 7.12 years PORTFOLIO YTM 5.83% PORTFOLIO MACAULAY DURATION 7.33 years

38 DSP Corporate Bond Fund An open ended debt scheme predominantly investing in AA+ and above rated corporate bonds

Portfolio INCEPTION DATE % to Net Name of Instrument Rating September 10, 2018 Assets Rating Profile of the Portfolio of the Scheme DEBT INSTRUMENTS BENCHMARK BOND & NCD's CRISIL Composite Bond Fund Index Listed / awaiting listing on the stock exchanges  Housing Development Finance Corporation Limited CRISIL AAA 8.67% NAV AS ON  Reliance Industries Limited CRISIL AAA 8.17%  NTPC Limited CRISIL AAA 8.11% JANUARY 29, 2021  Larsen & Toubro Limited CRISIL AAA 7.29% Regular Plan  National Bank for Agriculture and Rural Development CRISIL AAA 6.88% Growth: ` 12.6286  Power Grid Corporation of India Limited CRISIL AAA 6.20%  National Highways Authority of India CRISIL AAA 5.38%  LIC Housing Finance Limited CRISIL AAA 5.28% Direct Plan  Export-Import Bank of India CRISIL AAA 4.27% Growth: ` 12.7050 Small Industries Development Bank of India CARE AAA 4.02% REC Limited CRISIL AAA 3.34% LIC Housing Finance Limited CARE AAA 3.32% TOTAL AUM Small Industries Development Bank of India ICRA AAA 3.25% 2,040 Cr REC Limited CARE AAA 2.63% UltraTech Cement Limited CRISIL AAA 2.21% MONTHLY AVERAGE AUM Grasim Industries Limited CRISIL AAA 1.35% 2,027 Cr Export-Import Bank of India ICRA AAA 1.13% REC Limited IND AAA 1.08% Power Finance Corporation Limited CRISIL AAA 0.55% Month End Expense Ratio Indian Oil Corporation Limited CRISIL AAA 0.26% Regular Plan : 0.51% Indian Railway Finance Corporation Limited CRISIL AAA 0.10% Total 83.49% Direct Plan : 0.25% Government Securities (Central/State) AVERAGE MATURITY  5.09% GOI 13042022 SOV 12.61% 1.10 years Total 12.61%

MODIFIED DURATION MONEY MARKET INSTRUMENTS TREPS / Reverse Repo Investments / Corporate Debt Repo 3.52% 1.01 years Total 3.52%

PORTFOLIO YTM Cash & Cash Equivalent 4.19% Net Receivables/Payables 0.38% Total 0.38% PORTFOLIO MACAULAY GRAND TOTAL 100.00% DURATION ü Top Ten Holdings 1.05 years Notes: 1. All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, IND.

DSP Overnight Fund An Open Ended Debt Scheme Investing in Overnight Securities

INCEPTION DATE Jan 9, 2019 Portfolio % to Net BENCHMARK Name of Instrument CRISIL Overnight Index Assets MONEY MARKET INSTRUMENTS NAV AS ON TREPS / Reverse Repo Investments / Corporate Debt Repo 99.43% Total 99.43% JANUARY 29, 2021 Regular Plan Cash & Cash Equivalent Growth: ` 1094.8603 Net Receivables/Payables 0.57% Total 0.57% GRAND TOTAL 100.00% Direct Plan Growth: ` 1096.8598 As per the investment policy of DSP Overnight Fund , the Fund does not invest in Corporate Debt Repo TOTAL AUM 2,037 Cr MONTHLY AVERAGE AUM 2,272 Cr Month End Expense Ratio Regular Plan : 0.19% Direct Plan : 0.10% AVERAGE MATURITY 0.00 years MODIFIED DURATION 0.00 years PORTFOLIO YTM 3.24% PORTFOLIO MACAULAY DURATION 0.00 years

39 Comparative Performance of all schemes - Regular Plan

FUND MANAGER - Atul Bhole is managing the scheme since June 2016. Abhishek Ghosh is managing the scheme since January 2021. DSP Flexi Cap Fund (erstwhile DSP Equity Fund) (DSPFCF) Period DSP Flexi Cap Fund Growth of Rs 10,000 Nifty 500 (TRI)^ Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 1 year 12.52% 11248 15.87% 11582 15.27% 11522 3 years 7.73% 12500 6.49% 12073 8.70% 12841 5 years 14.13% 19376 13.61% 18938 13.94% 19214 Since Inception 19.04% 629744 14.26% 237779 12.74% 172949 NAV/Index Value (as of January 29, 2021) 49.47 17,147.27 19,346.03 Date of Allotment Apr 29, 1997 The TRI data is not available since inception of the Scheme. The respective benchmark performance for the Scheme is calculated using composite CAGR of: Nifty 50 TR PRI values from 29 Apr, 1997 to 30 Jun, 1999 and TRI values from 30 Jun, 1999 onwards. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vinit Sambre is managing the scheme since June 2020. Resham Jain is managing the scheme since January 2021. Jay Kothari$ is managing the scheme since August 2018. DSP Top 100 Equity Fund (DSPTEF) Period DSP Top 100 Equity Fund Growth of Rs 10,000 S&P BSE 100 (TRI)^ Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 1 year 6.29% 10627 15.84% 11580 15.27% 11522 3 years 4.94% 11556 7.93% 12570 8.70% 12841 5 years 10.76% 16675 14.01% 19276 13.94% 19214 Since Inception 19.40% 239029 17.77% 186878 17.27% 173370 NAV/Index Value (as of January 29, 2021) 239.03 16,764.69 19,346.03 Date of Allotment Mar 10, 2003 The respective benchmark performance for the Scheme is calculated using composite CAGR of: S&P BSE 100 TR PRI values from 10 Mar, 2003 to 01 Aug, 2006 and TRI values from 01 Aug, 2006 onwards. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vinit Sambre is managing the scheme since June 2010. Jay Kothari$ is managing the scheme since March 2013. Resham Jain is managing the scheme since March 2018. DSP Small Cap Fund (DSPSCF) Period DSP Small Cap Fund Growth of Rs 10,000 S&P BSE SmallCap (TRI)^ Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 1 year 22.56% 12249 24.08% 12401 15.27% 11522 3 years 1.20% 10365 -0.35% 9896 8.70% 12841 5 years 11.57% 17297 11.60% 17320 13.94% 19214 Since Inception 15.39% 70430 8.17% 29172 10.36% 38367 NAV/Index Value (as of January 29, 2021) 70.43 21,585.83 19,346.03 Date of Allotment Jun 14, 2007 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Atul Bhole is managing the scheme since June 2016. Abhishek Ghosh is managing the scheme since January 2021. Vikram Chopra is managing the scheme since July 2016. DSP Equity & Bond Fund (DSPEBF) CRISIL Hybrid 35+65 - Period DSP Equity & Bond Fund Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Aggressive Index 1 year 13.30% 11326 16.72% 11667 15.27% 11522 3 years 8.36% 12719 9.20% 13019 8.70% 12841 5 years 12.68% 18177 12.90% 18357 13.94% 19214 Since Inception 14.55% 190280 NA NA 13.88% 167561 NAV/Index Value (as of January 29, 2021) 190.28 11,642.40 19,346.03 Date of Allotment May 27, 1999 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Rohit Singhania is managing the scheme since July 2012. Aayush Ganeriwala is managing the scheme since January 2021. Jay Kothari$ is managing the scheme since March 2013. DSP Natural Resources and New Energy Fund (DSPNRNEF) DSP Natural Resources Composite Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 and New Energy Fund Benchmark^ 1 year 19.21% 11915 1.72% 10172 15.27% 11522 3 years -1.31% 9611 -4.68% 8662 8.70% 12841 5 years 15.15% 20260 9.51% 15755 13.94% 19214 Since Inception 10.52% 35866 3.10% 14762 9.29% 31090 NAV/Index Value (as of January 29, 2021) 35.87 147.62 19,346.03 Date of Allotment Apr 25, 2008 ^Scheme Benchmark (Composite Benchmark TRI = 35% S&P BSE Oil & Gas Index + 30% S&P BSE Metal Index + 35% MSCI World Energy 30% Buffer 10/40 Net Total Return) #Standard Benchmark. Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

40 Comparative Performance of all schemes - Regular Plan

FUND MANAGER - Vinit Sambre is managing the scheme since July 2012. Resham Jain is managing the scheme since March 2018. Jay Kothari$ is managing the scheme since March 2018. DSP Mid Cap Fund (DSPMCF) Nifty Midcap 100 Period DSP Mid Cap Fund Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 index (TRI)^ 1 year 15.92% 11587 17.26% 11721 15.27% 11522 3 years 7.38% 12380 1.16% 10353 8.70% 12841 5 years 15.03% 20155 12.06% 17684 13.94% 19214 Since Inception 14.74% 70644 11.95% 49757 10.59% 41847 NAV/Index Value (as of January 29, 2021) 70.64 27,328.00 19,346.03 Date of Allotment Nov 14, 2006 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vinit Sambre is managing the scheme since June 2020. Resham Jain is managing the scheme since January 2021. Jay Kothari$ is managing the scheme since March 2013. DSP Focus Fund (DSPFF) Period DSP Focus Fund Growth of Rs 10,000 S&P BSE 200 (TRI)^ Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 1 year 8.73% 10870 16.51% 11646 15.27% 11522 3 years 6.09% 11940 7.75% 12506 8.70% 12841 5 years 12.02% 17653 14.11% 19360 13.94% 19214 Since Inception 10.18% 28083 11.25% 31114 11.05% 30523 NAV/Index Value (as of January 29, 2021) 28.08 7,027.41 19,346.03 Date of Allotment Jun 10, 2010 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Rohit Singhania is managing the scheme since June 2015. Charanjit Singh is managing the scheme since January 2021. Jay Kothari$ is managing the scheme since March 2018. DSP Equity Opportunities Fund (DSPEOF) DSP Equity Nifty Large Midcap 250 Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Opportunities Fund (TRI)^ 1 year 12.19% 11215 17.31% 11726 15.27% 11522 3 years 5.57% 11762 6.18% 11969 8.70% 12841 5 years 13.84% 19130 14.34% 19555 13.94% 19214 Since Inception 17.22% 268946 NA NA 13.53% 138558 NAV/Index Value (as of January 29, 2021) 268.95 8,868.34 19,346.03 Date of Allotment May 16, 2000 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Rohit Singhania is managing the scheme since June 2010. Charanjit Singh is managing the scheme since January 2021. Jay Kothari$ is managing the scheme since March 2018. DSP India T.I.G.E.R. Fund (DSPITF) (The Infrastructure Growth and Economic Reforms Fund) DSP India S&P BSE Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 T.I.G.E.R. Fund 100 (TRI)^ 1 year 3.12% 10312 15.84% 11580 15.27% 11522 3 years -2.18% 9360 7.93% 12570 8.70% 12841 5 years 8.79% 15249 14.01% 19276 13.94% 19214 Since Inception 14.58% 96394 15.64% 112271 15.62% 111939 NAV/Index Value (as of January 29, 2021) 96.39 16,764.69 19,346.03 Date of Allotment Jun 11, 2004 The respective benchmark performance for the Scheme is calculated using composite CAGR of: S&P BSE 100 TR PRI values from 11 Jun, 2004 to 01 Aug, 2006 and TRI values from 01 Aug, 2006 onwards. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Rohit Singhania is managing the scheme since July 2015. Charanjit Singh is managing the scheme since January 2021. DSP Tax Saver Fund (DSPTSF) DSP Tax Period Growth of Rs 10,000 Nifty 500 (TRI)^ Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Saver Fund 1 year 14.24% 11420 15.87% 11582 15.27% 11522 3 years 6.98% 12243 6.49% 12073 8.70% 12841 5 years 14.12% 19373 13.61% 18938 13.94% 19214 Since Inception 13.52% 59298 10.18% 38994 10.23% 39240 NAV/Index Value (as of January 29, 2021) 59.30 17,147.27 19,346.03 Date of Allotment Jan 18, 2007 Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

41 Comparative Performance of all schemes - Regular Plan

FUND MANAGER - Atul Bhole is managing the scheme since February 2018 Abhishek Ghosh is managing the scheme since January 2021. Saurabh Bhatia is managing the scheme since February 2018 DSP Dynamic Asset Allocation Fund (DSPDAAF) DSP Dynamic Asset CRISIL Hybrid 35+65 - Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Allocation Fund Aggressive Index 1 year 11.06% 11103 16.72% 11667 15.27% 11522 3 years 8.24% 12680 9.20% 13019 8.70% 12841 5 years 9.44% 15704 12.90% 18357 13.94% 19214 Since Inception 8.90% 18135 13.52% 24241 13.76% 24610 NAV/Index Value (as of January 29, 2021) 18.14 11,642.40 19,346.03 Date of Allotment Feb 06, 2014 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Jay Kothari$ is managing the scheme since March 2013. DSP World Energy Fund (DSPWEF) Composite Period DSP World Energy Fund Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Benchmark^ 1 year 8.08% 10805 -0.31% 9969 15.27% 11522 3 years 1.72% 10525 2.52% 10774 8.70% 12841 5 years 5.81% 13268 8.07% 14749 13.94% 19214 Since Inception 3.05% 14114 9.05% 26995 11.30% 34127 NAV/Index Value (as of January 29, 2021) 14.11 269.95 19,346.03 Date of Allotment Aug 14, 2009 ^Scheme Benchmark (Composite Benchmark = 50% MSCI World Energy 30% Buffer 10/40 Net Total Return + 50% MSCI World (Net) – Net & Expressed in INR). #Standard Benchmark. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Jay Kothari$ is managing the scheme since March 2013. DSP World Agriculture Fund (DSPWAF) DSP World MSCI ACWI Net Total Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Agriculture Fund Return^ 1 year 26.08% 12600 19.23% 11918 15.27% 11522 3 years 9.96% 13291 12.87% 14376 8.70% 12841 5 years 10.54% 16513 15.17% 20279 13.94% 19214 Since Inception 8.67% 21650 15.60% 38422 12.44% 29701 NAV/Index Value (as of January 29, 2021) 21.65 23,812.11 19,346.03 Date of Allotment Oct 19, 2011 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vikram Chopra is managing the scheme since July 2016. Resham Jain is managing the scheme since January 2021. Vinit Sambre is managing the scheme since June 2020. Jay Kothari$ is managing the scheme since March 2018. DSP Regular Savings Fund (DSPRSF) DSP Regular CRISIL Hybrid 85+15 - CRISIL 1 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Savings Fund Conservative Index T-Bill Index 1 year 7.76% 10774 13.16% 11313 5.54% 10553 3 years 3.49% 11083 9.80% 13236 6.67% 12135 5 years 6.54% 13729 10.15% 16225 6.60% 13769 Since Inception 8.74% 40337 8.80% 40744 6.13% 26931 NAV/Index Value (as of January 29, 2021) 40.34 5,152.75 6,057.58 Date of Allotment Jun 11, 2004 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Kedar Karnik is managing the scheme since July 2016. DSP Liquidity Fund (DSPLF) DSP Liquidity CRISIL Liquid Fund CRISIL 91 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Fund Index^ T-Bill Index# Last 7 days till January 31, 2021 3.37% 10337 3.52% 10352 3.47% 10347 Last 15 days till January 31, 2021 3.14% 10314 3.41% 10341 3.55% 10355 Last 1 month till January 31, 2021 2.84% 10284 3.22% 10322 2.46% 10246 1 year 3.97% 10398 4.40% 10441 4.29% 10430 3 years 5.90% 11878 6.24% 11994 5.88% 11870 5 years 6.36% 13616 6.57% 13752 6.16% 13488 Since Inception 7.27% 29044 7.16% 28627 6.30% 25296 NAV/Index Value (as of January 31, 2021) 2904.39 3,399.33 5,827.51 Date of Allotment Nov 23, 2005 Returns shown for 7 days, 15 days and 30 days are computed on simple annualised basis. Since inception returns have been calculated from the date of allotment till 31 January 2021. $ Dedicated Fund Manager for overseas investments

42 Comparative Performance of all schemes - Regular Plan

FUND MANAGER - Laukik Bagwe is managing the scheme since July 2016. Saurabh Bhatia is managing the scheme since February 2018. DSP Short Term Fund (DSPSTF) CRISIL Short Term CRISIL 1 Year Period DSP Short Term Fund Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Bond Fund Index^ T-Bill Index# 1 year 8.29% 10826 9.23% 10920 5.54% 10553 3 years 7.89% 12555 8.74% 12856 6.67% 12135 5 years 7.59% 14422 8.34% 14933 6.60% 13769 Since Inception 7.30% 36587 7.39% 37163 6.06% 29509 NAV/Index Value (as of January 29, 2021) 36.59 3,875.14 6,057.58 Date of Allotment Sep 09, 2002 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Jay Kothari$ is managing the scheme since March 2013. DSP World Gold Fund (DSPWGF) FTSE Gold Period DSP World Gold Fund Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Mine^ 1 year 25.72% 12564 23.79% 12372 15.27% 11522 3 years 15.80% 15521 19.92% 17237 8.70% 12841 5 years 17.06% 22000 22.14% 27211 13.94% 19214 Since Inception 4.70% 18503 4.72% 18535 9.88% 35283 NAV/Index Value (as of January 29, 2021) 18.50 218,211.63 19,346.03 Date of Allotment Sep 14, 2007 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Jay Kothari$ is managing the scheme since March 2013. DSP World Mining Fund (DSPWMF) DSP World MSCI ACWI Metals and Mining Period Growth of Rs 10,000 30% Buffer 10/40 (1994) Net Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Mining Fund Total Return Index^ 1 year 43.21% 14307 32.74% 13263 15.27% 11522 3 years 12.51% 14236 9.54% 13141 8.70% 12841 5 years 23.33% 28566 24.93% 30467 13.94% 19214 Since Inception 1.90% 12328 3.27% 14289 10.42% 30037 NAV/Index Value (as of January 29, 2021) 12.33 294,834.81 19,346.03 Date of Allotment Dec 29, 2009 TRI – Total Return Index. ^Scheme Benchmark - MSCI ACWI Metals and Mining 30% Buffer 10/40 (1994) Net Total Return Index. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Jay Kothari$ is managing the scheme since March 2013. Laukik Bagwe is managing the scheme since August 2012. Kedar Karnik is managing the scheme since July 2016. DSP US Flexible~ Equity Fund (DSPUSFEF) DSP US Flexible~ Russell 1000 Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Equity Fund (TRI)^ 1 year 24.36% 12429 22.11% 12205 15.27% 11522 3 years 14.34% 14941 17.67% 16286 8.70% 12841 5 years 16.19% 21198 18.34% 23231 13.94% 19214 Since Inception 15.74% 34613 18.63% 42696 13.32% 28942 NAV/Index Value (as of January 29, 2021) 34.61 905,796.10 19,346.03 Date of Allotment Aug 03, 2012 ~The term “Flexible” in the name of the Scheme signifies that the Investment Manager of the Underlying Fund can invest either in growth or value investment characteristic securities placing an emphasis as the market outlook warrants. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Kedar Karnik is managing the scheme since July 2016. Laukik Bagwe is managing the scheme since June 2020. DSP Low Duration Fund (DSPLDF) DSP Low NIFTY Low Duration Debt Crisil 91 Day Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Duration Fund Index^ T-Bill Index# 1 year 6.09% 10607 6.17% 10615 4.29% 10428 3 years 7.41% 12390 7.30% 12350 5.88% 11868 5 years 7.45% 14325 7.38% 14280 6.16% 13491 Since Inception 7.62% 15415 7.51% 15327 6.44% 14447 NAV/Index Value (as of January 29, 2021) 15.42 4,264.00 5,826.46 Date of Allotment Mar 10, 2015 Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

43 Comparative Performance of all schemes - Regular Plan

FUND MANAGER - Kedar Karnik is managing the scheme since July 2016. DSP Ultra Short Fund (DSPUSF) DSP Ultra Short CRISIL Ultra Short Term CRISIL 1 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Fund Debt Index^ T-Bill Index# 1 year 4.38% 10437 5.81% 10579 5.54% 10553 3 years 5.55% 11757 7.22% 12325 6.67% 12135 5 years 6.04% 13414 7.29% 14225 6.60% 13769 Since Inception 7.06% 26905 7.94% 30306 6.38% 24521 NAV/Index Value (as of January 29, 2021) 2690.54 6,246.95 6,057.58 Date of Allotment Jul 31, 2006 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vikram Chopra is managing the scheme since July 2016. Saurabh Bhatia is managing the scheme since February 2018. DSP Banking & PSU Debt Fund (DSPBPDF) DSP Banking & Nifty Banking & PSU Debt CRISIL 1 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 PSU Debt Fund Index^ T-Bill Index# 1 year 9.63% 10960 9.51% 10948 5.54% 10553 3 years 8.79% 12874 8.28% 12694 6.67% 12135 5 years 8.39% 14968 8.07% 14749 6.60% 13769 Since Inception 8.81% 18654 8.68% 18490 7.16% 16657 NAV/Index Value (as of January 29, 2021) 18.65 4,448.64 6,057.58 Date of Allotment Sep 14, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Kedar Karnik is managing the scheme since July 2016. DSP Savings Fund - (DSPSF) DSP CRISIL 1 Year Period Growth of Rs 10,000 CRISIL Money Market Index^ Growth of Rs 10,000 Growth of Rs 10,000 Savings Fund T-Bill Index# Last 7 days till January 29, 2021 2.90% 10290 3.44% 10344 -0.71% 9929 Last 15 days till January 29, 2021 2.72% 10272 3.42% 10342 3.39% 10339 Last 1 month till January 29, 2021 2.25% 10225 2.99% 10299 1.44% 10144 1 year 5.44% 10543 5.27% 10526 5.54% 10553 3 years 6.83% 12188 6.89% 12212 6.67% 12135 5 years 6.58% 13754 7.03% 14050 6.60% 13769 Since Inception 6.83% 40989 7.39% 45855 6.51% 38447 NAV/Index Value (as of January 29, 2021) 40.99 7,317.66 6,057.58 Date of Allotment Sep 30, 1999 Returns shown for 7 days, 15 days and 30 days are computed on simple annualised basis. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Saurabh Bhatia is managing the scheme since February 2018. DSP Bond Fund (DSPBF) DSP Bond CRISIL Medium Term Debt CRISIL 10 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Fund Index Gilt Index# 1 year 9.35% 10932 11.57% 11154 9.16% 10914 3 years 5.39% 11703 9.46% 13113 9.04% 12963 5 years 6.74% 13863 9.15% 15501 7.93% 14654 Since Inception 8.10% 63614 NA NA NA NA NAV/Index Value (as of January 29, 2021) 63.61 3,838.13 4,051.05 Date of Allotment Apr 29, 1997 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vikram Chopra is managing the scheme since July 2016. Saurabh Bhatia is managing the scheme since March 2018. DSP Strategic Bond Fund - (DSPSBF) CRISIL Composite CRISIL 10 Year Period DSP Strategic Bond Fund Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Bond Fund Index^ Gilt Index# 1 year 11.92% 11189 11.34% 11130 9.16% 10914 3 years 9.79% 13229 9.67% 13186 9.04% 12963 5 years 8.55% 15075 9.12% 15477 7.93% 14654 Since Inception 8.23% 26303 8.55% 27262 6.83% 22430 NAV/Index Value (as of January 29, 2021) 2630.35 3,852.89 4,051.05 Date of Allotment May 9, 2007 Since inception returns have been calculated from the date of allotment till 29 January 2021.

44 Comparative Performance of all schemes - Regular Plan

FUND MANAGER - Vikram Chopra is managing the scheme since July 2016. Saurabh Bhatia is managing the scheme since March 2018. DSP Government Securities Fund (DSPGSF) DSP Government ICICI Securities CRISIL 10 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Securities Fund Li-Bex^ Gilt Index# 1 year 12.71% 11267 12.12% 11208 9.16% 10914 3 years 11.18% 13739 11.48% 13851 9.04% 12963 5 years 9.69% 15889 10.37% 16384 7.93% 14654 Since Inception 9.82% 73919 10.96% 92173 0.00% 0 NAV/Index Value (as of January 29, 2021) 73.92 17,282.14 4,051.05 Date of Allotment Sep 30, 1999 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Saurabh Bhatia is managing the scheme since March 2019. Laukik Bagwe is managing the scheme since July 2016. DSP Credit Risk Fund (DSPCRF) DSP Credit Risk CRISIL Short Term Credit CRISIL 1 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Fund Risk Index T-Bill Index# 1 year 4.26% 10425 9.99% 10996 5.54% 10553 3 years 2.10% 10642 9.43% 13102 6.67% 12135 5 years 4.59% 12517 9.08% 15447 6.60% 13769 Since Inception 6.40% 30050 8.83% 44799 6.03% 28252 NAV/Index Value (as of January 29, 2021) 30.05 5,124.94 6,057.58 Date of Allotment May 13, 2003 #Standard Benchmark. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Laukik Bagwe is managing the scheme since August 2014. Jay Kothari$ is managing the scheme since August 2014. Kedar Karnik is managing the scheme since July 2016. DSP Global Allocation Fund (DSPGAF) DSP Global Composite Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Allocation Fund Benchmark^ 1 year 20.19% 12013 15.52% 11547 15.27% 11522 3 years 11.22% 13752 12.42% 14203 8.70% 12841 5 years 9.71% 15898 11.73% 17419 13.94% 19214 Since Inception 7.84% 16268 10.05% 18544 10.15% 18651 NAV/Index Value (as of January 29, 2021) 16.27 185.44 19,346.03 Date of Allotment Aug 21, 2014 ^Scheme Benchmark. (Composite Benchmark = (36% S&P 500 Composite; 24% FTSE World (ex-US); 24% ML US Treasury Current 5 Year; 16% FTSE Non-USD World Government Bond Index); Normalised Values). Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vinit Sambre is managing the scheme since June 2020. Resham Jain is managing the scheme since January 2021. Saurabh Bhatia is managing the scheme since March 2018. Jay Kothari$ is managing the scheme since March 2018. DSP Equity Savings Fund (DSPESF) DSP Equity Composite Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Savings Fund Benchmark^ 1 year 8.10% 10808 10.06% 11003 15.27% 11522 3 years 4.92% 11549 7.12% 12291 8.70% 12841 5 years NA NA NA NA NA NA Since Inception 7.64% 14285 9.32% 15398 14.22% 19042 NAV/Index Value (as of January 29, 2021) 14.29 153.98 19,346.03 Date of Allotment Mar 28, 2016 Scheme has been in existence for more than 3 years but less than 5 years. ^Scheme Benchmark (30% Nifty 500 TRI + 70% CRISIL Liquid Fund Index). The benchmark assumes quarterly rebalancing #Standard Benchmark. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vikram Chopra is managing the scheme since July 2016. Vivek Ved is managing the scheme since July 2016. DSP 10Y G-Sec Fund (DSP10YGF) DSP CRISIL 10 Year Gilt CRISIL 10 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 10Y G-Sec Fund Index^ Gilt Index# 1 year 11.49% 11145 9.16% 10914 9.16% 10914 3 years 9.88% 13262 9.04% 12963 9.04% 12963 5 years 8.98% 15379 7.93% 14654 7.93% 14654 Since Inception 9.32% 17607 8.48% 16765 8.48% 16765 NAV/Index Value (as of January 29, 2021) 17.61 4,051.05 4,051.05 Date of Allotment Sep 26, 2014 Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

45 Comparative Performance of all schemes - Regular Plan

FUND MANAGER - Anil Ghelani is managing the scheme since July 2019. Diipesh Shah is managing the scheme since November 2020. DSP Equal Nifty 50 Fund (DSPENF) DSP Equal NIFTY 50 Equal Weight Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Nifty 50 Fund Index (TRI)^ 1 year 18.32% 11827 22.01% 12194 15.27% 11522 3 years 3.44% 11066 5.16% 11627 8.70% 12841 5 years NA NA NA NA NA NA Since Inception 4.29% 11474 5.98% 12093 10.65% 13926 NAV/Index Value (as of January 29, 2021) 11.48 23,455.88 19,346.03 Date of Allotment Oct 23, 2017 Scheme has been in existence for more than 3 year but less than 5 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - M. Suryanarayanan is managing the scheme since September 2018. Aayush Ganeriwala is managing the scheme since January 2021. Kedar Karnik is managing the scheme since June 2020. DSP Arbitrage Fund (DSPAF) Period DSP Arbitrage # Fund Growth of Rs 10,000 NIFTY 50 Arbitrage Index^ Growth of Rs 10,000 Crisil 1 Year T-Bill Index Growth of Rs 10,000 1 year 3.54% 10353 1.84% 10184 5.54% 10553 3 years 5.27% 11663 4.42% 11385 6.67% 12135 5 years NA NA NA NA NA NA Since Inception 5.30% 11685 4.34% 11367 6.66% 12144 NAV/Index Value (as of January 29, 2021) 11.69 1,924.29 6,057.58 Date of Allotment Jan 25, 2018 Scheme has been in existence for more than 3 year but less than 5 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Chirag Dagli is managing the scheme since December 2020. Vinit Sambre is managing the scheme since November 2018. Jay Kothari$ is managing the scheme since November 2018. DSP Healthcare Fund (DSPHF) DSP Healthcare S&P BSE HEALTHCARE Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Fund (TRI) 1 year 59.81% 15960 49.03% 14887 15.27% 11522 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 33.69% 18763 19.11% 14609 12.25% 12847 NAV/Index Value (as of January 29, 2021) 18.76 23,206.27 19,346.03 Date of Allotment Nov 30, 2018 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Anil Ghelani is managing the scheme since July 2019. Diipesh Shah is managing the scheme since November 2020. DSP NIFTY 50 Index Fund (DSPNIF) Period DSP NIFTY 50 Index Fund Growth of Rs 10,000 NIFTY 50 (TRI) Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 1 year 14.21% 11417 15.27% 11522 15.27% 11522 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 13.18% 12713 14.13% 12923 14.13% 12923 NAV/Index Value (as of January 29, 2021) 12.71 19,346.03 19,346.03 Date of Allotment Feb 21, 2019 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vikram Chopra is managing the scheme since August 2018. Saurabh Bhatia is managing the scheme since August 2018. DSP Corporate Bond Fund (DSPCBF) DSP Corporate CRISIL Composite Bond Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Bond Fund Fund Index 1 year 8.47% 10845 11.34% 11130 15.27% 11522 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 10.26% 12629 11.85% 13069 8.81% 12234 NAV/Index Value (as of January 29, 2021) 12.63 3,852.89 19,346.03 Date of Allotment Sep 10, 2018 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

46 Comparative Performance of all schemes - Regular Plan

FUND MANAGER - Kedar Karnik is managing the scheme since January 2019. DSP Overnight Fund (DSPOF) Period DSP Overnight Fund Growth of Rs 10,000 CRISIL Overnight Index Growth of Rs 10,000 Crisil 1 Year T-Bill Index# Growth of Rs 10,000 1 year 3.31% 10332 3.27% 10328 5.53% 10555 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 4.49% 10949 4.50% 10950 6.47% 11382 NAV/Index Value (as of January 29, 2021) 1094.86 2,765.77 6,058.75 Date of Allotment Jan 9, 2019 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Anil Ghelani is managing the scheme since July 2019. Diipesh Shah is managing the scheme since November 2020. DSP Nifty Next 50 Index Fund (DSPNNIF) DSP Nifty Next 50 Index Period Growth of Rs 10,000 Nifty Next 50 TRI Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Fund 1 year 11.57% 11153 13.29% 11325 15.27% 11522 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 10.70% 12179 12.20% 12502 14.13% 12923 NAV/Index Value (as of January 29, 2021) 12.18 43,834.24 19,346.03 Date of Allotment Feb 21, 2019 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Anil Ghelani is managing the scheme since June 2019. Diipesh Shah is managing the scheme since November 2020. DSP Quant Fund (DSPQF) Period DSP Quant Fund Growth of Rs 10,000 S&P BSE 200 TRI Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 1 year 21.09% 12102 16.51% 11646 15.27% 11522 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 19.03% 13309 11.11% 11888 9.81% 11661 NAV/Index Value (as of January 29, 2021) 13.31 7,027.41 19,346.03 Date of Allotment Jun 10, 2019 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

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All data for Regular plan Growth option; Regular plan Dividend option for DSP Flexi Cap Fund, assuming reinvestment of dividend. Different plans shall have a different expense structure. (c) Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. (d) Returns above 1 year are Compounded Annualized (e) Load is not taken into consideration for computation of performance. (f) Performance of Closed ended schemes are not provided as their performance are not strictly comparable with performance of open-ended schemes.

47 Comparative Performance of all schemes - Direct Plan

FUND MANAGER - Atul Bhole is managing the scheme since June 2016. Abhishek Ghosh is managing the scheme since January 2021. DSP Flexi Cap Fund (erstwhile DSP Equity Fund) (DSPFCF) Period DSP Flexi Cap Fund Growth of Rs 10,000 Nifty 500 (TRI)^ Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 1 year 15.36% 11531 15.87% 11582 15.27% 11522 3 years 9.69% 13193 6.49% 12073 8.70% 12841 5 years 15.69% 20740 13.61% 18938 13.94% 19214 Since Inception 14.38% 29624 12.50% 25898 12.16% 25286 NAV/Index Value (as of January 29, 2021) 53.47 17,147.27 19,346.03 Date of Allotment Jan 01, 2013 All returns are for Direct Plan - Reinvest Dividend Option, assuming reinvestment of dividend. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vinit Sambre is managing the scheme since June 2020. Resham Jain is managing the scheme since January 2021. Jay Kothari$ is managing the scheme since August 2018. DSP Top 100 Equity Fund (DSPTEF) DSP Top 100 S&P BSE Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Equity Fund 100 (TRI)^ 1 year 7.12% 10710 15.84% 11580 15.27% 11522 3 years 5.70% 11808 7.93% 12570 8.70% 12841 5 years 11.55% 17281 14.01% 19276 13.94% 19214 Since Inception 10.50% 22411 12.31% 25560 12.16% 25286 NAV/Index Value (as of January 29, 2021) 252.03 16,764.69 19,346.03 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vinit Sambre is managing the scheme since June 2010. Resham Jain is managing the scheme since March 2018. Jay Kothari$ is managing the scheme since March 2013. DSP Small Cap Fund (DSPSCF) DSP Small S&P BSE Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Cap Fund SmallCap (TRI)^ 1 year 23.66% 12359 24.08% 12401 15.27% 11522 3 years 1.97% 10602 -0.35% 9896 8.70% 12841 5 years 12.33% 17893 11.60% 17320 13.94% 19214 Since Inception 19.51% 42219 12.67% 26234 12.16% 25286 NAV/Index Value (as of January 29, 2021) 74.39 21,585.83 19,346.03 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Atul Bhole is managing the scheme since June 2016. Abhishek Ghosh is managing the scheme since January 2021. Vikram Chopra is managing the scheme since July 2016. DSP Equity & Bond Fund (DSPEBF) DSP Equity & CRISIL Hybrid 35+65 Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Bond Fund - Aggressive Index^ 1 year 14.42% 11438 16.72% 11667 15.27% 11522 3 years 9.44% 13106 9.20% 13019 8.70% 12841 5 years 13.85% 19142 12.90% 18357 13.94% 19214 Since Inception 13.59% 28000 11.86% 24746 12.16% 25286 NAV/Index Value (as of January 29, 2021) 204.28 11,642.40 19,346.03 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Rohit Singhania is managing the scheme since July 2015. Charanjit Singh is managing the scheme since January 2021. DSP Tax Saver Fund (DSPTSF) Period DSP Tax Saver Fund Growth of Rs 10,000 Nifty 500 (TRI)^ Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 1 year 15.32% 11528 15.87% 11582 15.27% 11522 3 years 8.02% 12600 6.49% 12073 8.70% 12841 5 years 15.26% 20359 13.61% 18938 13.94% 19214 Since Inception 15.94% 33039 12.50% 25898 12.16% 25286 NAV/Index Value (as of January 29, 2021) 63.15 17,147.27 19,346.03 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

48 Comparative Performance of all schemes - Direct Plan

FUND MANAGER - Rohit Singhania is managing the scheme since June 2010 Charanjit Singh is managing the scheme since January 2021. Jay Kothari$ is managing the scheme since March 2018. DSP India T.I.G.E.R. Fund (DSPITF) (The Infrastructure Growth and Economic Reforms Fund) DSP India S&P BSE Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 T.I.G.E.R. Fund 100 (TRI)^ 1 year 3.79% 10378 15.84% 11580 15.27% 11522 3 years -1.60% 9528 7.93% 12570 8.70% 12841 5 years 9.44% 15707 14.01% 19276 13.94% 19214 Since Inception 9.97% 21557 12.31% 25560 12.16% 25286 NAV/Index Value (as of January 29, 2021) 100.82 16,764.69 19,346.03 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vinit Sambre is managing the scheme since July 2012. Resham Jain is managing the scheme since March 2018. Jay Kothari$ is managing the scheme since March 2018. DSP Mid Cap Fund (DSPMCF) DSP Period Growth of Rs 10,000 Nifty Midcap 100 (TRI)^ Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Mid Cap Fund 1 year 17.00% 11695 17.26% 11721 15.27% 11522 3 years 8.35% 12716 1.16% 10353 8.70% 12841 5 years 16.03% 21051 12.06% 17684 13.94% 19214 Since Inception 17.52% 36880 12.88% 26626 12.16% 25286 NAV/Index Value (as of January 29, 2021) 75.25 27,328.00 19,346.03 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vinit Sambre is managing the scheme since June 2020. Resham Jain is managing the scheme since January 2021. Jay Kothari$ is managing the scheme since March 2013 DSP Focus Fund (DSPFF) DSP Focus S&P BSE Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Fund 200 (TRI)^ 1 year 9.91% 10988 16.51% 11646 15.27% 11522 3 years 7.13% 12294 7.75% 12506 8.70% 12841 5 years 13.02% 18452 14.11% 19360 13.94% 19214 Since Inception 12.86% 26593 12.75% 26386 12.16% 25286 NAV/Index Value (as of January 29, 2021) 29.91 7,027.41 19,346.03 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Rohit Singhania is managing the scheme since June 2015 Charanjit Singh is managing the scheme since January 2021. Jay Kothari$ is managing the scheme since March 2013 DSP Equity Opportunities Fund (DSPEOF) DSP Equity Nifty Large Midcap 250 Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Opportunities Fund (TRI)^ 1 year 13.26% 11322 17.31% 11726 15.27% 11522 3 years 6.59% 12108 6.18% 11969 8.70% 12841 5 years 14.98% 20116 14.34% 19555 13.94% 19214 Since Inception 15.22% 31417 14.10% 29035 12.16% 25286 NAV/Index Value (as of January 29, 2021) 287.66 8,868.34 19,346.03 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vikram Chopra is managing the scheme since July 2016. Resham Jain is managing the scheme since January 2021. Vinit Sambre is managing the scheme since June 2020. Jay Kothari$ is managing the scheme since March 2018. DSP Regular Savings Fund (DSPRSF) DSP Regular CRISIL Hybrid 85+15 - CRISIL 1 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Savings Fund Conservative Index^ T-Bill Index# 1 year 9.55% 10953 13.16% 11313 5.54% 10553 3 years 5.12% 11614 9.80% 13236 6.67% 12135 5 years 7.86% 14601 10.15% 16225 6.60% 13769 Since Inception 8.33% 19082 9.74% 21186 6.93% 17190 NAV/Index Value (as of January 29, 2021) 43.75 5,152.75 6,057.58 Date of Allotment Jan 02, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

49 Comparative Performance of all schemes - Direct Plan

FUND MANAGER - Rohit Singhania is managing the scheme since July 2012. Aayush Ganeriwala is managing the scheme since January 2021. Jay Kothari$ is managing the scheme since March 2013. DSP Natural Resources and New Energy Fund (DSPNRNEF) DSP Natural Resources Composite Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 and New Energy Fund Benchmark^ 1 year 20.41% 12035 1.72% 10172 15.27% 11522 3 years -0.44% 9868 -4.68% 8662 8.70% 12841 5 years 16.09% 21104 9.51% 15755 13.94% 19214 Since Inception 13.66% 28132 4.74% 14541 12.04% 25039 NAV/Index Value (as of January 29, 2021) 37.94 147.62 19,346.03 Date of Allotment Jan 03, 2013 ^Scheme Benchmark (Composite Benchmark = 35% S&P BSE Oil & Gas Index + 30% S&P BSE Metal Index + 35% MSCI World Energy 30% Buffer 10/40 Net Total Return). #Standard Benchmark. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Jay Kothari$ is managing the scheme since March 2013. DSP World Energy Fund (DSPWEF) DSP World Composite Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Energy Fund Benchmark^ 1 year 8.60% 10857 -0.31% 9969 15.27% 11522 3 years 2.15% 10657 2.52% 10774 8.70% 12841 5 years 6.16% 13490 8.07% 14749 13.94% 19214 Since Inception 3.02% 12721 6.82% 17043 12.04% 25039 NAV/Index Value (as of January 29, 2021) 14.46 269.95 19,346.03 Date of Allotment Jan 03, 2013 ^Scheme Benchmark (Composite Benchmark = 50% MSCI World Energy 30% Buffer 10/40 Net Total Return + 50% MSCI World (Net) – Net & Expressed in INR). #Standard Benchmark. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Jay Kothari$ is managing the scheme since March 2013. DSP World Agriculture Fund (DSPWAF) DSP World MSCI ACWI Net Total Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Agriculture Fund Return^ 1 year 26.26% 12618 19.23% 11918 15.27% 11522 3 years 10.24% 13395 12.87% 14376 8.70% 12841 5 years 10.86% 16756 15.17% 20279 13.94% 19214 Since Inception 7.46% 17888 14.15% 29125 12.07% 25107 NAV/Index Value (as of January 29, 2021) 22.19 23,812.11 19,346.03 Date of Allotment Jan 02, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Jay Kothari$ is managing the scheme since March 2013. Laukik Bagwe is managing the scheme since August 2012. Kedar Karnik is managing the scheme since July 2016. DSP US Flexible~ Equity Fund (DSPUSFEF) DSP US Flexible~ Russell 1000 Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Equity Fund (TRI)^ 1 year 25.23% 12516 22.11% 12205 15.27% 11522 3 years 15.13% 15254 17.67% 16286 8.70% 12841 5 years 17.02% 21959 18.34% 23231 13.94% 19214 Since Inception 16.65% 34689 19.01% 40771 12.04% 25039 NAV/Index Value (as of January 29, 2021) 36.52 905,796.10 19,346.03 Date of Allotment Jan 03, 2013 ~ The term “Flexible” in the name of the Scheme signifies that the Investment Manager of the Underlying Fund can invest either in growth or value investment characteristic securities placing an emphasis as the market outlook warrants. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Kedar Karnik is managing the scheme since July 2016. DSP Liquidity Fund (DSPLF) CRISIL Liquid CRISIL 91 Day Period DSP Liquidity Fund Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Fund Index^ T-Bill Index# Last 7 days till January 31, 2021 3.45% 10345 3.52% 10352 3.47% 10347 Last 15 days till January 31, 2021 3.22% 10322 3.41% 10341 3.55% 10355 Last 1 month till January 31, 2021 2.92% 10292 3.22% 10322 2.46% 10246 1 year 4.05% 10406 4.40% 10441 4.29% 10430 3 years 6.00% 11911 6.24% 11994 5.88% 11870 5 years 6.47% 13685 6.57% 13752 6.16% 13488 Since Inception 7.39% 17798 7.40% 17819 7.03% 17326 NAV/Index Value (as of January 31, 2021) 2925.32 3,399.33 5,827.51 Date of Allotment Dec 31, 2012 Returns shown for 7 days, 15 days and 30 days are computed on simple annualised basis. Since inception returns have been calculated from the date of allotment till 31 January 2021.

$ Dedicated Fund Manager for overseas investments

50 Comparative Performance of all schemes - Direct Plan

FUND MANAGER - Atul Bhole is managing the scheme since February 2018. Abhishek Ghosh is managing the scheme since January 2021. Saurabh Bhatia is managing the scheme since February 2018. DSP Dynamic Asset Allocation Fund (DSPDAAF) DSP Dynamic Asset CRISIL Hybrid 85+15 - Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Allocation Fund Conservative Index^ 1 year 12.89% 11285 16.72% 11667 15.27% 11522 3 years 9.93% 13283 9.20% 13019 8.70% 12841 5 years 10.83% 16729 12.90% 18357 13.94% 19214 Since Inception 10.17% 19662 13.52% 24241 13.76% 24610 NAV/Index Value (as of January 29, 2021) 19.66 11,642.40 19,346.03 Date of Allotment Feb 06, 2014 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Jay Kothari$ is managing the scheme since July 2016 DSP World Gold Fund (DSPWGF) DSP World Period Growth of Rs 10,000 FTSE Gold Mine^ Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Gold Fund 1 year 26.38% 12630 23.79% 12372 15.27% 11522 3 years 16.39% 15762 19.92% 17237 8.70% 12841 5 years 17.65% 22564 22.14% 27211 13.94% 19214 Since Inception 0.55% 10453 1.98% 11713 12.07% 25107 NAV/Index Value (as of January 29, 2021) 19.21 218,211.63 19,346.03 Date of Allotment Jan 02, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Jay Kothari$ is managing the scheme since March 2013. DSP World Mining Fund (DSPWMF) DSP World MSCI ACWI Metals and Mining Period Growth of Rs 10,000 30% Buffer 10/40 (1994) Net Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Mining Fund Total Return Index 1 year 43.90% 14375 32.74% 13263 15.27% 11522 3 years 13.12% 14468 9.54% 13141 8.70% 12841 5 years 24.02% 29369 24.93% 30467 13.94% 19214 Since Inception 2.11% 11837 3.98% 13704 12.04% 25039 NAV/Index Value (as of January 29, 2021) 12.88 294,834.81 19,346.03 Date of Allotment Jan 03, 2013 ^Scheme Benchmark-MSCI ACWI Metals and Mining 30% Buffer 10/40 (1994) Net Total Return Index. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Laukik Bagwe is managing the scheme since July 2016. Saurabh Bhatia is managing the scheme since February 2018. DSP Short Term Fund (DSPSTF) CRISIL Short Term CRISIL 1 Year Period DSP Short Term Fund Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Bond Fund Index^ T-Bill Index# 1 year 8.97% 10894 9.23% 10920 5.54% 10553 3 years 8.65% 12824 8.74% 12856 6.67% 12135 5 years 8.41% 14983 8.34% 14933 6.60% 13769 Since Inception 8.79% 19762 8.61% 19491 6.94% 17205 NAV/Index Value (as of January 29, 2021) 38.68 3,875.14 6,057.58 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Saurabh Bhatia is managing the scheme since March 2019. Laukik Bagwe is managing the scheme since July 2016. DSP Credit Risk Fund (DSPCRF) DSP Credit Risk CRISIL Short Term Credit CRISIL 1 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Fund Risk Index T-Bill Index# 1 year 5.06% 10504 9.99% 10996 5.54% 10553 3 years 2.88% 10890 9.43% 13102 6.67% 12135 5 years 5.33% 12969 9.08% 15447 6.60% 13769 Since Inception 7.08% 17382 9.50% 20824 6.94% 17205 NAV/Index Value (as of January 29, 2021) 31.66 5,124.94 6,057.58 Date of Allotment Jan 01, 2013 #Standard Benchmark. Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

51 Comparative Performance of all schemes - Direct Plan

FUND MANAGER - Kedar Karnik is managing the scheme since July 2016. DSP Ultra Short Fund (DSPUSF) DSP Ultra CRISIL Ultra Short Term CRISIL 1 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Short Fund Debt Index^ T-Bill Index# 1 year 5.10% 10508 5.81% 10579 5.54% 10553 3 years 6.33% 12018 7.22% 12325 6.67% 12135 5 years 6.82% 13910 7.29% 14225 6.60% 13769 Since Inception 7.67% 18176 7.92% 18516 6.94% 17205 NAV/Index Value (as of January 29, 2021) 2834.44 6,246.95 6,057.58 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Kedar Karnik is managing the scheme since July 2016. Laukik Bagwe is managing the scheme since June 2020. DSP Low Duration Fund (DSPLDF) DSP Low NIFTY Low Duration Debt CRISIL 1 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Duration Fund Index^ T-Bill Index# 1 year 6.37% 10635 6.17% 10615 4.29% 10428 3 years 7.72% 12496 7.30% 12350 5.88% 11868 5 years 7.78% 14550 7.38% 14280 6.16% 13491 Since Inception 7.96% 15706 7.51% 15327 6.44% 14447 NAV/Index Value (as of January 29, 2021) 15.71 4,264.00 5,826.46 Date of Allotment Mar 10, 2015 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vikram Chopra is managing the scheme since July 2016. Saurabh Bhatia is managing the scheme since February 2018. DSP Banking & PSU Debt Fund (DSPBPDF) DSP Banking & Nifty Banking & PSU Debt CRISIL 1 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 PSU Debt Fund Index^ T-Bill Index# 1 year 9.91% 10988 9.51% 10948 5.54% 10553 3 years 9.11% 12987 8.28% 12694 6.67% 12135 5 years 8.72% 15195 8.07% 14749 6.60% 13769 Since Inception 9.16% 19095 8.68% 18490 7.16% 16657 NAV/Index Value (as of January 29, 2021) 19.09 4,448.64 6,057.58 Date of Allotment Sep 14, 2013 In case of allotment date is a non-business day, the Benchmark returns are computed using the latest available benchmark value on the allotment date. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vikram Chopra is managing the scheme since July 2016. Saurabh Bhatia is managing the scheme since March 2018. DSP Strategic Bond Fund (DSPSBF) CRISIL Composite CRISIL 10 Year Period DSP Strategic Bond Fund Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Bond Fund Index^ Gilt Index# 1 year 12.65% 11261 11.34% 11130 9.16% 10914 3 years 10.40% 13454 9.67% 13186 9.04% 12963 5 years 9.07% 15440 9.12% 15477 7.93% 14654 Since Inception 9.19% 20355 8.96% 20001 7.44% 17857 NAV/Index Value (as of January 29, 2021) 2724.05 3,852.89 4,051.05 Date of Allotment May 9, 2007 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vinit Sambre is managing the scheme since June 2020. Resham Jain is managing the scheme since January 2021. Saurabh Bhatia is managing the scheme since March 2018. Jay Kothari$ is managing the scheme since March 2018. DSP Equity Savings Fund (DSPESF) Composite Period DSP Equity Savings Fund Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Benchmark^ 1 year 9.78% 10975 10.06% 11003 15.27% 11522 3 years 6.55% 12093 7.12% 12291 8.70% 12841 5 years NA NA NA NA NA NA Since Inception 9.21% 15323 9.32% 15398 14.22% 19042 NAV/Index Value (as of January 29, 2021) 15.32 153.98 19,346.03 Date of Allotment Mar 28, 2016 Scheme has been in existence for more than 3 years but less than 5 years. ^Scheme Benchmark(30% Nifty 500 TRI + 70% CRISIL Liquid Fund Index). The benchmark assumes quarterly rebalancing #Standard Benchmark. *Based on investment of ` 10,000 made at inception. Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

52 Comparative Performance of all schemes - Direct Plan

FUND MANAGER - Saurabh Bhatia is managing the scheme since February 2018. DSP Bond Fund (DSPBF) DSP Bond CRISIL Medium Term Debt CRISIL 10 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Fund Index Gilt Index# 1 year 9.74% 10971 11.57% 11154 9.16% 10914 3 years 5.82% 11847 9.46% 13113 9.04% 12963 5 years 7.25% 14194 9.15% 15501 7.93% 14654 Since Inception 7.63% 18123 9.37% 20621 7.44% 17857 NAV/Index Value (as of January 29, 2021) 66.49 3,838.13 4,051.05 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Kedar Karnik is managing the scheme since July 2016. DSP Savings Fund (DSPSF) DSP CRISIL 1 Year Period Growth of Rs 10,000 CRISIL Money Market Index^ Growth of Rs 10,000 Growth of Rs 10,000 Savings Fund T-Bill Index# Last 7 days till January 29, 2021 3.16% 10316 3.44% 10344 -0.71% 9929 Last 15 days till January 29, 2021 2.97% 10297 3.42% 10342 3.39% 10339 Last 1 month till January 29, 2021 2.51% 10251 2.99% 10299 1.44% 10144 1 year 5.66% 10565 5.27% 10526 5.54% 10553 3 years 7.08% 12275 6.89% 12212 6.67% 12135 5 years 6.83% 13921 7.03% 14050 6.60% 13769 Since Inception 7.56% 18026 7.69% 18202 6.94% 17205 NAV/Index Value (as of January 29, 2021) 41.80 7,317.66 6,057.58 Date of Allotment Jan 01, 2013 Returns shown for 7 days, 15 days and 30 days are computed on simple annualised basis. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Laukik Bagwe is managing the scheme since August 2014. Jay Kothari$ is managing the scheme since August 2014. Kedar Karnik is managing the scheme since July 2016. DSP Global Allocation Fund (DSPGAF) DSP Global Composite Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Allocation Fund Benchmark^ 1 year 20.84% 12078 15.52% 11547 15.27% 11522 3 years 11.79% 13967 12.42% 14203 8.70% 12841 5 years 10.16% 16231 11.73% 17419 13.94% 19214 Since Inception 8.31% 16731 10.05% 18544 10.15% 18651 NAV/Index Value (as of January 29, 2021) 16.73 185.44 19,346.03 Date of Allotment Aug 21, 2014 ^Scheme Benchmark. (Composite B enchmark = (36% S&P 500 Composite; 24% FTSE World (ex-US); 24% ML US Treasury Current 5 Year; 16% FTSE Non-USD World Government Bond Index). Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vikram Chopra is managing the scheme since July 2016. Saurabh Bhatia is managing the scheme since March 2018. DSP Government Securities Fund (DSPGSF) DSP Government ICICI Securities CRISIL 10 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 Securities Fund Li-Bex^ Gilt Index# 1 year 13.33% 11329 12.12% 11208 9.16% 10914 3 years 11.91% 14009 11.48% 13851 9.04% 12963 5 years 10.37% 16387 10.37% 16384 7.93% 14654 Since Inception 9.24% 20427 9.80% 21295 7.44% 17857 NAV/Index Value (as of January 29, 2021) 76.84 17,282.14 4,051.05 Date of Allotment Jan 01, 2013 Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Vikram Chopra is managing the scheme since July 2016. Vivek Ved is managing the scheme since July 2016. DSP 10Y G-Sec Fund (DSP10YGF) DSP 10Y CRISIL 10 Year CRISIL 10 Year Period Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 G-Sec Fund Gilt Index^ Gilt Index# 1 year 11.70% 11167 9.16% 10914 9.16% 10914 3 years 10.12% 13350 9.04% 12963 9.04% 12963 5 years 9.23% 15560 7.93% 14654 7.93% 14654 Since Inception 9.58% 17874 8.48% 16765 8.48% 16765 NAV/Index Value (as of January 29, 2021) 17.87 4,051.05 4,051.05 Date of Allotment Sep 26, 2014 Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

53 Comparative Performance of all schemes - Direct Plan

FUND MANAGER - Anil Ghelani is managing the scheme since July 2019. Diipesh Shah is managing the scheme since November 2020. DSP Equal Nifty 50 Fund (DSPENF) DSP Equal NIFTY 50 Equal Weight Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Nifty 50 Fund Index (TRI)^ 1 year 18.81% 11876 22.01% 12194 15.27% 11522 3 years 3.93% 11225 5.16% 11627 8.70% 12841 5 years NA NA NA NA NA NA Since Inception 4.79% 11655 5.98% 12093 10.65% 13926 NAV/Index Value (as of January 29, 2021) 11.66 23,455.88 19,346.03 Date of Allotment Oct 23, 2017 Scheme has been in existence for more than 3 year but less than 5 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Anil Ghelani is managing the scheme since July 2019. Diipesh Shah is managing the scheme since November 2020. DSP Liquid ETF ( DSPLETF) Nifty 1D Rate Crisil 1 Year T-Bill Index# Period DSP Liquid Growth of Rs 10,000 Growth of Rs 10,000 Growth of Rs 10,000 ETF Index^ Last 7 days till January 31, 2021 2.61% 10005 3.24% 10006 -0.69% 9999 Last 15 days till January 31, 2021 2.60% 10011 3.23% 10014 3.41% 10015 Last 1 month till January 31, 2021 2.52% 10021 3.13% 10027 1.58% 10013 1 year 3.01% 10302 3.27% 10328 5.53% 10555 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 4.70% 11419 4.99% 11510 6.65% 12045 NAV/Index Value (as of January 31, 2021) 1000.00 1,929.64 6,058.75 Date of Allotment Mar 14, 2018 Scheme has been in existence for more than 1 year but less than 3 years. Returns shown for 7 days, 15 days and 30 days are computed on simple annualised basis. Since inception returns have been calculated from the date of allotment till 31 January 2021.

FUND MANAGER - Chirag Dagli is managing the scheme since December 2020. Vinit Sambre is managing the scheme since November 2018. Jay Kothari$ is managing the scheme since November 2018. DSP Healthcare Fund (DSPHF) DSP Healthcare S&P BSE HEALTHCARE Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Fund (TRI) 1 year 62.49% 16228 49.03% 14887 15.27% 11522 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 36.02% 19478 19.11% 14609 12.25% 12847 NAV/Index Value (as of January 29, 2021) 19.48 23,206.27 19,346.03 Date of Allotment Nov 30, 2018 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Anil Ghelani is managing the scheme since July 2019. Diipesh Shah is managing the scheme since November 2020. DSP NIFTY 50 Index Fund (DSPNIF) Period DSP NIFTY 50 Index Fund Growth of Rs 10,000 NIFTY 50 (TRI) Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 1 year 14.43% 11438 15.27% 11522 15.27% 11522 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 13.39% 12761 14.13% 12923 14.13% 12923 NAV/Index Value (as of January 29, 2021) 12.76 19,346.03 19,346.03 Date of Allotment Feb 21, 2019 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - M. Suryanarayanan is managing the scheme since September 2018. Aayush Ganeriwala is managing the scheme since January 2021. Kedar Karnik is managing the scheme since June 2020. DSP Arbitrage Fund (DSPAF) Period DSP Arbitrage # Fund Growth of Rs 10,000 NIFTY 50 Arbitrage Index^ Growth of Rs 10,000 Crisil 1 Year T-Bill Index Growth of Rs 10,000 1 year 4.14% 10413 1.84% 10184 5.54% 10553 3 years 5.90% 11876 4.42% 11385 6.67% 12135 5 years NA NA NA NA NA NA Since Inception 5.94% 11900 4.34% 11367 6.66% 12144 NAV/Index Value (as of January 29, 2021) 11.90 1,924.29 6,057.58 Date of Allotment Jan 25, 2018 Scheme has been in existence for more than 3 year but less than 5 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

$ Dedicated Fund Manager for overseas investments

54 Comparative Performance of all schemes - Direct Plan

FUND MANAGER - Vikram Chopra is managing the scheme since August 2018. Saurabh Bhatia is managing the scheme since August 2018. DSP Corporate Bond Fund (DSPCBF) DSP Corporate CRISIL Composite Bond Period Growth of Rs 10,000 Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Bond Fund Fund Index 1 year 8.75% 10872 11.34% 11130 15.27% 11522 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 10.54% 12705 11.85% 13069 8.81% 12234 NAV/Index Value (as of January 29, 2021) 12.71 3,852.89 19,346.03 Date of Allotment Sep 10, 2018 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Kedar Karnik is managing the scheme since January 2019. DSP Overnight Fund (DSPOF) Period DSP Overnight Fund Growth of Rs 10,000 CRISIL Overnight Index Growth of Rs 10,000 Crisil 1 Year T-Bill Index# Growth of Rs 10,000 1 year 3.39% 10340 3.27% 10328 5.53% 10555 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 4.58% 10969 4.50% 10950 6.47% 11382 NAV/Index Value (as of January 29, 2021) 1096.86 2,765.77 6,058.75 Date of Allotment Jan 9, 2019 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Anil Ghelani is managing the scheme since July 2019. Diipesh Shah is managing the scheme since November 2020. DSP Nifty Next 50 Index Fund (DSPNNIF) DSP Nifty Next 50 Index Period Growth of Rs 10,000 Nifty Next 50 TRI Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 Fund 1 year 11.89% 11186 13.29% 11325 15.27% 11522 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 11.02% 12249 12.20% 12502 14.13% 12923 NAV/Index Value (as of January 29, 2021) 12.25 43,834.24 19,346.03 Date of Allotment Feb 21, 2019 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

FUND MANAGER - Anil Ghelani is managing the scheme since June 2019. Diipesh Shah is managing the scheme since November 2020. DSP Quant Fund (DSPQF) Period DSP Quant Fund Growth of Rs 10,000 S&P BSE 200 TRI Growth of Rs 10,000 Nifty 50 (TRI)# Growth of Rs 10,000 1 year 21.94% 12188 16.51% 11646 15.27% 11522 3 years NA NA NA NA NA NA 5 years NA NA NA NA NA NA Since Inception 19.94% 13476 11.11% 11888 9.81% 11661 NAV/Index Value (as of January 29, 2021) 13.48 7,027.41 19,346.03 Date of Allotment Jun 10, 2019 Scheme has been in existence for more than 1 year but less than 3 years. Since inception returns have been calculated from the date of allotment till 29 January 2021.

Note: (a) TRI – Total Return Index. (b) ^Scheme Benchmark. #Standard Benchmark. *Based on investment of ` 10,000 made at inception. All data for Direct plan Growth option; Regular plan Dividend option for DSP Flexi Cap Fund. Different plans shall have a different expense structure. (c) Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. (d) Returns above 1 year are Compounded Annualized. (e) Load is not taken into consideration for computation of performance. (f) Performance of Closed ended schemes are not provided as their performance are not strictly comparable with performance of open-ended schemes.

55 SIP Investment Performance of all Equity oriented schemes (as on JANUARY 29, 2021)

DSP Mutual Fund offers flexible and convenient Systematic Investment Plan (SIP) facility. To illustrate the advantages of SIP investments, this is how your investments would have grown if you had invested say ` 10,000/- systematically on the first Business Day of every month over a period of time.

DSP Flexi Cap Fund (DSPFCF) - RP - Dividend DSP Equity Opportunities Fund (DSPEOF) - RP - Growth Since Since Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Total Amount Invested Total Amount Invested 2,860.00 1,800.00 1,440.00 1,200.00 960.00 600.00 360.00 120.00 2,490.00 1,800.00 1,440.00 1,200.00 960.00 600.00 360.00 120.00 (Rs’000) (Rs’000) Scheme Market Value Scheme Market Value 39,654.91 5,291.20 3,356.80 2,422.88 1,678.89 839.59 458.58 150.02 22,194.34 5,235.00 3,450.23 2,474.01 1,670.60 811.70 448.52 150.55 (Rs’000) (Rs’000) Benchmark1 Market Value Benchmark1 Market Value 22,711.51 4,615.23 3,139.11 2,311.02 1,604.06 822.58 448.48 152.22 -- 5,219.99 3,488.09 2,514.06 1,702.03 833.98 454.73 154.35 (Rs’000) (Rs’000) Standard Bechmark2 Market Standard Bechmark2 Market 19,660.91 4,564.74 3,093.48 2,279.99 1,596.40 841.17 451.51 151.00 13,489.21 4,564.74 3,093.48 2,279.99 1,596.40 841.17 451.51 151.00 Value (Rs’000) Value (Rs’000) Scheme Return Yield (%) 18.44 13.23 13.30 13.47 13.62 13.42 16.39 49.85 Scheme Return Yield (%) 18.09 13.11 13.72 13.86 13.50 12.05 14.83 50.78 Benchmark1 Return Yield (%) 14.83 11.64 12.28 12.58 12.52 12.59 14.83 53.73 Benchmark1 Return Yield (%) -- 13.08 13.88 14.16 13.95 13.14 15.80 57.50 Standard Bechmark2 Return Standard Bechmark2 Return 13.89 11.51 12.06 12.33 12.40 13.49 15.30 51.56 14.26 11.51 12.06 12.33 12.40 13.49 15.30 51.56 Yield(%) Yield(%) 1Nifty 500 Index; 2Nifty 50 Index; *Inception date : 29-Apr-1997. All returns are for Regular Plan - Reinvest Dividend 1Nifty Large Midcap 250 Index; 2Nifty 50 Index; *Inception date : 16-May-2000. Since inception returns have been Option, assuming reinvestment of dividend. Since inception returns have been calculated from the date of calculated from the date of allotment till 29 January 2021. allotment till 29 January 2021. DSP Top 100 Equity Fund (DSPTEF) - RP - Growth DSP Mid Cap Fund (DSPMCF) - RP - Growth Since Period Since 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Inception* Total Amount Invested Total Amount Invested 2,150.00 1,800.00 1,440.00 1,200.00 960.00 600.00 360.00 120.00 1,710.00 -- 1,440.00 1,200.00 960.00 600.00 360.00 120.00 (Rs’000) (Rs’000) Scheme Market Value Scheme Market Value 8,420.57 4,194.92 2,726.72 2,010.66 1,426.83 762.48 429.34 147.03 6,120.63 -- 4,273.75 2,873.24 1,878.28 841.87 463.24 148.61 (Rs’000) (Rs’000) Benchmark1 Market Value Benchmark1 Market Value 8,311.03 4,633.58 3,132.91 2,298.44 1,599.29 834.13 450.15 151.50 4,487.26 -- 3,282.05 2,353.17 1,609.66 779.11 447.55 159.61 (Rs’000) (Rs’000) Standard Bechmark2 Market Standard Bechmark2 Market 8,133.57 4,564.74 3,093.48 2,279.99 1,596.40 841.17 451.51 151.00 4,113.20 -- 3,093.48 2,279.99 1,596.40 841.17 451.51 151.00 Value (Rs’000) Value (Rs’000) Scheme Return Yield (%) 13.68 10.51 10.13 9.97 9.69 9.53 11.80 44.62 Scheme Return Yield (%) 16.38 -- 16.93 16.65 16.33 13.53 17.11 47.38 Benchmark1 Return Yield (%) 13.56 11.68 12.25 12.48 12.45 13.15 15.09 52.45 Benchmark1 Return Yield (%) 12.57 -- 12.96 12.92 12.60 10.40 14.68 66.95 Standard Bechmark2 Return Standard Bechmark2 Return 13.36 11.51 12.06 12.33 12.40 13.49 15.30 51.56 11.49 -- 12.06 12.33 12.40 13.49 15.30 51.56 Yield(%) Yield(%) 1S&P BSE 100; 2Nifty 50 Index; *Inception date : 10-Mar-2003. All returns are for Regular Plan - Reinvest Dividend 1Nifty Midcap 100 Index; 2Nifty 50 Index; *Inception date : 14-Nov-2006. Since inception returns have been Option, assuming reinvestment of dividend. Since inception returns have been calculated from the date of calculated from the date of allotment till 29 January 2021. allotment till 29 January 2021.

DSP India T.I.G.E.R. Fund (DSPITF) - RP - Growth (The Infrastructure Growth and Economic Reforms Fund) DSP Tax Saver Fund (DSPTSF) - RP - Growth Since Since Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Total Amount Invested Total Amount Invested 2,000.00 1,800.00 1,440.00 1,200.00 960.00 600.00 360.00 120.00 1,690.00 -- 1,440.00 1,200.00 960.00 600.00 360.00 120.00 (Rs’000) (Rs’000) Scheme Market Value Scheme Market Value 4,987.75 3,587.41 2,528.77 1,943.47 1,380.23 706.45 409.72 152.51 4,982.46 -- 3,683.90 2,600.91 1,717.41 827.15 455.50 151.57 (Rs’000) (Rs’000) Benchmark1 Market Value Benchmark1 Market Value 6,296.57 4,633.58 3,132.91 2,298.44 1,599.29 834.13 450.15 151.50 4,090.06 -- 3,139.11 2,311.02 1,604.06 822.58 448.48 152.22 (Rs’000) (Rs’000) Standard Bechmark2 Market Standard Bechmark2 Market 6,212.21 4,564.74 3,093.48 2,279.99 1,596.40 841.17 451.51 151.00 4,029.89 -- 3,093.48 2,279.99 1,596.40 841.17 451.51 151.00 Value (Rs’000) Value (Rs’000) Scheme Return Yield (%) 10.13 8.65 8.97 9.32 8.88 6.47 8.60 54.24 Scheme Return Yield (%) 14.19 -- 14.70 14.79 14.17 12.81 15.92 52.57 Benchmark1 Return Yield (%) 12.55 11.68 12.25 12.48 12.45 13.15 15.09 52.45 Benchmark1 Return Yield (%) 11.71 -- 12.28 12.58 12.52 12.59 14.83 53.73 Standard Bechmark2 Return Standard Bechmark2 Return 12.41 11.51 12.06 12.33 12.40 13.49 15.30 51.56 11.52 -- 12.06 12.33 12.40 13.49 15.30 51.56 Yield(%) Yield(%) 1S&P BSE 100; 2Nifty 50 Index; *Inception date : 11-Jun-2004. Since inception returns have been calculated from 1Nifty 500 Index; 2Nifty 50 Index; *Inception date : 18-Jan-2007. Since inception returns have been calculated from the date of allotment till 29 January 2021. the date of allotment till 29 January 2021.

DSP Small Cap Fund (DSPSCF) - RP - Growth DSP Equity & Bond Fund (DSPEBF) - RP - Growth Since Since Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Total Amount Invested Total Amount Invested 1,640.00 -- 1,440.00 1,200.00 960.00 600.00 360.00 120.00 2,610.00 1,800.00 1,440.00 1,200.00 960.00 600.00 360.00 120.00 (Rs’000) (Rs’000) Scheme Market Value Scheme Market Value 6,189.29 -- 4,678.20 2,987.34 1,869.77 786.80 464.36 159.52 17,317.52 4,904.39 3,185.60 2,330.61 1,627.29 814.26 450.48 143.64 (Rs’000) (Rs’000) Benchmark1 Market Value Benchmark1 Market Value 3,676.27 -- 3,064.35 2,316.91 1,644.04 792.68 458.99 163.43 -- 4,474.26 3,028.31 2,246.31 1,578.61 821.67 447.30 142.49 (Rs’000) (Rs’000) Standard Bechmark2 Market Standard Bechmark2 Market 3,826.59 -- 3,093.48 2,279.99 1,596.40 841.17 451.51 151.00 15,107.73 4,564.74 3,093.48 2,279.99 1,596.40 841.17 451.51 151.00 Value (Rs’000) Value (Rs’000) Scheme Return Yield (%) 17.82 -- 18.28 17.37 16.22 10.79 17.28 66.79 Scheme Return Yield (%) 15.05 12.35 12.51 12.74 12.87 12.18 15.14 38.76 Benchmark1 Return Yield (%) 11.08 -- 11.92 12.63 13.11 11.09 16.46 73.91 Benchmark1 Return Yield (%) -- 11.27 11.74 12.05 12.13 12.54 14.65 36.79 Standard Bechmark2 Return Standard Bechmark2 Return 11.61 -- 12.06 12.33 12.40 13.49 15.30 51.56 14.05 11.51 12.06 12.33 12.40 13.49 15.30 51.56 Yield(%) Yield(%) 1S&P BSE SMALL CAP INDEX; 2Nifty 50 Index; *Inception date : 14-Jun-2007. Since inception returns have been 1CRISIL Hybrid 35+65 - Aggressive Index; 2Nifty 50 Index; *Inception date : 27-May-1999. Since inception returns calculated from the date of allotment till 29 January 2021. have been calculated from the date of allotment till 29 January 2021.

RP - Regular Plan

56 SIP Investment Performance of all Equity oriented schemes (as on JANUARY 29, 2021)

DSP Natural Resources and New Energy Fund (DSPNRNEF) - RP - Growth DSP Equity Savings Fund (DSPESF) - RP - Growth Period Since 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Since Inception* Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Total Amount Invested Total Amount Invested 1,540.00 -- 1,440.00 1,200.00 960.00 600.00 360.00 120.00 590.00 ------360.00 120.00 (Rs’000) (Rs’000) Scheme Market Value Scheme Market Value 3,471.32 -- 3,048.15 2,278.54 1,639.88 755.96 422.35 156.29 704.47 ------410.18 134.98 (Rs’000) (Rs’000) Benchmark1 Market Value Benchmark1 Market Value 2,114.52 -- 1,918.10 1,504.41 1,140.58 650.14 370.87 145.01 732.99 ------414.24 131.54 (Rs’000) (Rs’000) Standard Bechmark2 Market Standard Bechmark2 Market 3,501.09 -- 3,092.98 2,279.50 1,596.55 840.84 450.95 150.70 820.86 ------451.51 151.00 Value (Rs’000) Value (Rs’000) Scheme Return Yield (%) 11.92 -- 11.84 12.32 13.06 9.19 10.68 61.07 Scheme Return Yield (%) 7.16 ------8.67 24.12 Benchmark1 Return Yield (%) 4.79 -- 4.65 4.43 4.24 3.17 1.95 41.19 Benchmark1 Return Yield (%) 8.78 ------9.34 18.44 Standard Bechmark2 Return Standard Bechmark2 Return 12.04 -- 12.06 12.33 12.41 13.48 15.22 51.14 13.43 ------15.30 51.56 Yield(%) Yield(%) 1Composite Benchmark = 35% S&P BSE Oil & Gas Index + 30% S&P BSE Metal Index + 35% MSCI World Energy 30% 130% Nifty 500 + 70% CRISIL Liquid Fund Index; 2Nifty 50 Index; *Inception date : 28-Mar-2016. Since inception Buffer 10/40 Net Total Return; Normalised Values; 2Nifty 50 Index; *Inception date : 25-Apr-2008. Since inception returns have been calculated from the date of allotment till 29 January 2021. returns have been calculated from the date of allotment till 29 January 2021.

DSP Focus Fund (DSPFF) - RP - Growth DSP Healthcare Fund (DSPHF) - RP - Growth Since Since Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Total Amount Invested Total Amount Invested 1,280.00 -- -- 1,200.00 960.00 600.00 360.00 120.00 270.00 ------120.00 (Rs’000) (Rs’000) Scheme Market Value Scheme Market Value 2,459.59 -- -- 2,251.71 1,568.88 794.23 445.74 149.99 433.70 ------157.42 (Rs’000) (Rs’000) Benchmark1 Market Value Benchmark1 Market Value 2,572.58 -- -- 2,349.50 1,627.81 836.31 452.41 152.05 381.49 ------150.18 (Rs’000) (Rs’000) Standard Bechmark2 Market Standard Bechmark2 Market 2,497.98 -- -- 2,279.99 1,596.40 841.17 451.51 151.00 334.04 ------151.00 Value (Rs’000) Value (Rs’000) Scheme Return Yield (%) 11.72 -- -- 12.10 11.98 11.17 14.40 49.79 Scheme Return Yield (%) 46.64 ------63.00 Benchmark1 Return Yield (%) 12.50 -- -- 12.89 12.88 13.26 15.44 53.43 Benchmark1 Return Yield (%) ------50.13 Standard Bechmark2 Return Standard Bechmark2 Return 11.99 -- -- 12.33 12.40 13.49 15.30 51.56 19.48 ------51.56 Yield(%) Yield(%) 1S&P BSE 200; 2Nifty 50 Index; *Inception date : 10-Jun-2010. Since inception returns have been calculated from 1S&P BSE Healthcare; 2Nifty 50 Index; *Inception date : 30-Nov-2018. Since inception returns have been calculated the date of allotment till 29 January 2021. from the date of allotment till 29 January 2021.

DSP Quant Fund (DSPQF) - RP - Growth Since Period Inception* 15 Years 12 Years 10 Years 8 Years 5 Years 3 Years 1 Year Total Amount Invested 200.00 ------120.00 (Rs’000) Scheme Market Value 256.68 ------151.23 (Rs’000) Benchmark1 Market Value 249.09 ------152.05 (Rs’000) Standard Bechmark2 Market 246.26 ------151.00 Value (Rs’000) Scheme Return Yield (%) 31.93 ------51.97 Benchmark1 Return Yield (%) 27.73 ------53.43 Standard Bechmark2 Return 26.16 ------51.56 Yield(%) 1S&P BSE 200; 2Nifty 50 Index; *Inception date : 10-Jun-2019. Since inception returns have been calculated from the date of allotment till 29 January 2021.

RP - Regular Plan

Note: (a) All returns are for Regular Plan - Growth Option. Except DSP Flexi Cap Fund. (b) Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments.

The returns are calculated by XIRR approach assuming investment of ` 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Load is not taken into consideration for computation of performance. DSPEBF is co-managed by Atul Bhole & Vikram Chopra . SIP performances for all the open ended Schemes managed by Atul Bhole are shown. Since the orientation & feature of DSPEBF is different from all other schemes managed by Atul Bhole & Vikram Chopra, hence the SIP performances of other schemes managed by Atul Bhole & Vikram Chopra are not shown. Similarly, DSPNRNEF is co-managed by Rohit Singhania & Jay Kothari. SIP performances are shown for all Schemes managed by Rohit Singhania. Since the orientation & feature of DSPNRNEF is different from all other FOF schemes managed by Jay Kothari, the SIP performances of other FOF schemes managed by Jay Kothari are not shown. For performance of all schemes in SEBI prescribed format please refer page 40-57. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.

57 Dividend History

DSP Regular Savings Fund (Regular Plan) DSP Savings Fund (Regular Plan) DSP Bond Fund (Regular Plan) Dividend per Unit (`) Dividend per Unit (`) Dividend per Unit (`) Record Date NAV (`) Record Date NAV (`) Record Date NAV (`) Individuals/HUF Others Face Value Individuals/HUF Others Face Value Individuals/HUF Others Face Value Monthly Dividend Option (during the last 3 months) Monthly Dividend Option (during the last 3 months) Monthly Dividend Option (during the last 3 months) 28-Jan-21 0.075761 0.075761 10 11.3641 28-Jan-21 0.021100 0.021100 10 10.7653 28-Jan-21 0.013700 0.013700 10 11.0359 28-Dec-20 0.076221 0.076221 10 11.4331 28-Dec-20 0.020400 0.020400 10 10.7634 28-Dec-20 0.065500 0.065500 10 11.0980 28-May-20 0.067902 0.067902 10 10.1853 27-Nov-20 0.031900 0.031900 10 10.7724 27-Nov-20 0.062600 0.062600 10 11.1022 Quarterly Dividend (during the last 3 quarters) Dividend Option (during the last 3 years) Dividend Option (during the last 3 years) 28-Dec-20 0.235845 0.235845 10 11.8823 28-Sep-20 0.422700 0.422700 10 12.4221 27-Mar-20 0.002953 0.002735 10 11.2442 28-Sep-20 0.228681 0.228681 10 11.4486 27-Mar-20 0.111146 0.102921 10 12.1307 28-Mar-19 0.282726 0.261806 10 11.1881 26-Jun-20 0.223929 0.223929 10 11.3394 27-Sep-19 0.333797 0.309098 10 12.2880 28-Mar-18 0.47534 0.440168 10 11.3845 Quarterly Dividend (during the last 3 quarters) DSP Regular Savings Fund (Direct Plan) Quarterly Dividend (during the last 3 quarters) 28-Mar-18 0.167000 0.167000 10 11.1630 Monthly Dividend Option (during the last 3 months) 28-Sep-17 0.232714 0.215605 10 12.0014 27-Mar-15 0.667505 0.619020 10 11.4642 28-Jan-21 0.075761 0.075761 10 12.9657 28-Sep-16 0.280094 0.259502 10 12.0373 DSP Bond Fund (Direct Plan) 28-Dec-20 0.076221 0.076221 10 13.0145 DSP Savings Fund (Direct Plan) Monthly Dividend Option (during the last 3 months) 28-May-20 0.067902 0.067902 10 11.4729 Monthly Dividend Option (during the last 3 months) 28-Jan-21 0.017500 0.017500 10 11.1297 Quarterly Dividend (during the last 3 quarters) 28-Jan-21 0.023400 0.023400 10 10.7909 28-Dec-20 0.069200 0.069200 10 11.1917 28-Dec-20 0.235845 0.235845 10 13.1364 28-Dec-20 0.022400 0.022400 10 10.7887 27-Nov-20 0.066000 0.066000 10 11.1951 28-Sep-20 0.228681 0.228681 10 12.5799 27-Nov-20 0.034000 0.034000 10 10.7976 Dividend Option (during the last 3 years) 26-Jun-20 0.223929 0.223929 10 12.3866 Dividend Option (during the last 3 years) 27-Mar-20 0.037457 0.034685 10 11.2442 DSP Government Securities Fund (Regular Plan) 28-Sep-20 0.435500 0.43550 10 12.4597 28-Mar-19 0.318094 0.294557 10 11.3303 28-Mar-18 0.515174 0.477054 10 11.5301 Dividend per Unit (`) 27-Mar-20 0.121446 0.11246 10 12.1692 Record Date NAV (`) 27-Sep-19 0.34489 0.31937 10 12.3273 Quarterly Dividend (during the last 3 quarters) Individuals/HUF Others Face Value Quarterly Dividend (during the last 3 quarters) 27-Mar-15 0.698209 0.647494 10 11.5879 Monthly Dividend Option (during the last 3 months) 28-Mar-18 0.700000 0.700000 10 11.9700 28-Jan-21 0.017100 0.017100 10 10.7109 28-Sep-17 0.243476 0.225575 10 12.0361 DSP Banking & PSU Debt Fund (Regular Plan) 28-Dec-20 0.029900 0.029900 10 10.7244 28-Sep-16 0.291073 0.269673 10 12.0709 Dividend per Unit (`) 27-Nov-20 0.055100 0.055100 10 10.7528 Record Date NAV (`) DSP Credit Risk Fund (Regular Plan) Individuals/HUF Others Face Value Dividend Option (during the last 3 years) Dividend per Unit (`) Monthly Dividend Option (during the last 3 months) 28-Sep-20 0.684500 0.684500 10 10.6550 Record Date NAV (`) 28-Jan-21 0.021300 0.021300 10 10.1813 27-Mar-20 0.361386 0.334645 10 12.7195 Individuals/HUF Others Face Value 27-Sep-19 0.73869 0.684031 10 12.9698 28-Dec-20 0.052200 0.052200 10 10.2600 Monthly Dividend Option (during the last 3 months) 27-Nov-20 0.033900 0.033900 10 10.2748 Quarterly Dividend (during the last 3 quarters) 28-Jan-21 0.027000 0.027000 10 10.5807 28-Oct-20 Dividend0.111400 Option (during0.111400 the last 3 years)10 10.2946 28-Sep-16 0.795069 0.736616 10 12.9030 28-Dec-20 0.025800 0.025800 10 10.5780 27-Mar-20 0.505954 0.468516 10 11.1864 27-Mar-15 0.852382 0.790469 10 12.8043 27-Nov-20 0.040900 0.040900 10 10.5895 28-Mar-19 0.549678 0.509004 10 10.9537 DSP Government Securities Fund (Direct Plan) Dividend Option (during the last 3 years) 28-Mar-18 0.465400 0.430963 10 10.8495 Monthly Dividend Option (during the last 3 months) 27-Mar-20 0.037889 0.035085 10 11.4435 Quarterly Dividend (during the last 3 quarters) 28-Jan-21 0.021800 0.021800 10 10.7590 28-Mar-18 0.48384 0.448039 10 11.893 28-Dec-20 0.245600 0.245600 10 10.4163 28-Dec-20 0.034300 0.034300 10 10.7720 27-Mar-17 0.757078 0.701418 10 12.2068 28-Sep-20 0.195300 0.195300 10 10.3647 27-Nov-20 0.059800 0.059800 10 10.8001 Quarterly Dividend (during the last 3 quarters) 26-Jun-20 0.645700 0.645700 10 10.9053 Dividend Option (during the last 3 years) 28-Dec-20 0.114300 0.114300 10 10.8824 DSP Banking & PSU Debt Fund (Direct Plan) 28-Sep-20 0.719400 0.719400 10 10.7058 28-Sep-20 0.159000 0.159000 10 10.9198 27-Mar-20 0.390342 0.361459 10 12.8509 27-Mar-20 0.021177 0.019610 10 10.7753 Monthly Dividend Option (during the last 3 months) 28-Dec-20 0.021300 0.021300 10 10.1813 27-Sep-19 0.766855 0.710112 10 13.0948 DSP Credit Risk Fund (Direct Plan) 27-Nov-20 0.093300 0.093300 10 10.2533 Quarterly Dividend (during the last 3 quarters) Monthly Dividend Option (during the last 3 months) 28-Oct-20 0.136500 0.136500 10 10.2965 28-Sep-16 0.811248 0.751605 10 13.0005 28-Jan-21 0.034000 0.034000 10 10.6301 Dividend Option (during the last 3 years) 27-Mar-15 0.868641 0.805548 10 12.8976 28-Dec-20 0.032000 0.032000 10 10.6264 27-Mar-20 0.531093 0.491795 10 11.2228 DSP Strategic Bond Fund (Institutional Plan) 27-Nov-20 0.047700 0.047700 10 10.6375 28-Mar-19 0.573664 0.531216 10 10.9879 Dividend Option (during the last 3 years) Dividend per Unit (`) 28-Mar-18 0.485137 0.449239 10 10.8776 ` 27-Mar-20 0.162072 0.15008 10 11.6496 Record Date NAV ( ) Quarterly Dividend (during the last 3 quarters) Individuals/HUF Others Face Value 28-Mar-18 0.535631 0.495998 10 11.9938 27-Mar-17 0.813993 0.754148 10 12.3121 28-Dec-20 0.251600 0.251600 10 10.4228 Monthly Dividend Option (during the last 3 months) 28-Sep-20 0.202500 0.202500 10 10.3723 Quarterly Dividend (during the last 3 quarters) 28-Jan-21 0.570200 0.570200 1000 1059.3054 26-Jun-20 0.660400 0.660400 10 10.9210 28-Dec-20 4.573800 4.573800 1000 1063.5381 28-Dec-20 0.134900 0.134900 10 10.9772 27-Nov-20 4.563100 4.563100 1000 1063.9194 28-Sep-20 0.204200 0.204200 10 11.0372 DSP Equity Savings Fund - (Regular Plan) 27-Mar-20 0.060867 0.056363 10 10.9005 Dividend Option (during the last 3 years) Monthly Dividend Option (during the last 3 months) 27-Mar-20 79.388705 73.514362 1000 1322.3746 Record Date Dividend per Unit (`) Face Value NAV (`) 28-Mar-19 59.538935 55.13337 1000 1265.4688 DSP Dynamic Asset Allocation Fund (Regular Plan) 28-Mar-18 20.305229 18.80275 1000 1200.4235 Dividend per Unit (`) 28-Feb-20 0.055 10 10.7480 Record Date NAV (`) 28-Jan-20 0.055 10 11.0630 DSP Strategic Bond Fund (Direct Plan) Individuals/HUF Others Face Value 27-Dec-19 0.055 10 11.0130 Monthly Dividend Option (during the last 3 months) Monthly Dividend Option (during the last 3 months) Dividend 28-Jan-21 1.178300 1.178300 1000 1066.5475 28-Jan-21 0.050000 0.050000 10 11.7370 28-Mar-19 0.501 10 11.1650 28-Dec-20 5.135600 5.135600 1000 1070.7153 28-Dec-20 0.050000 0.050000 10 11.7490 28-Mar-18 0.700 10 11.5860 27-Nov-20 5.161600 5.161600 1000 1071.0573 27-Nov-20 0.048196 0.048196 10 11.5670 Quarterly Dividend Option Dividend Option (during the last 3 years) DSP Dynamic Asset Allocation Fund (Direct Plan) 27-Dec-19 0.166 10 11.0750 26-Sep-14 15.602883 14.943205 1000 1067.6227 28-Jun-19 0.164 10 10.9530 27-Jun-14 31.186207 29.867677 1000 1088.1166 Monthly Dividend Option (during the last 3 months) 28-Mar-19 0.164 10 10.9710 28-Mar-14 16.924528 16.208971 1000 1057.5191 28-Jan-21 0.050000 0.050000 10 12.7510 28-Dec-20 0.050000 0.050000 10 12.7420 DSP Equity Savings Fund - (Direct Plan) DSP Corporate Bond Fund (Regular Plan) 27-Nov-20 0.048196 0.048196 10 12.5240 Monthly Dividend Option Dividend per Unit (`) 28-Feb-20 0.055 10 12.1660 Record Date NAV (`) DSP Focus Fund (Regular Plan) 28-Jan-20 0.055 10 12.4980 Individuals/HUF Others Face Value Record Date Dividend per Unit (`) Face Value NAV (`) 27-Dec-19 0.055 10 12.4170 Monthly Dividend Option (during the last 3 months) 10-Jan-19 0.68 10 13.2550 Dividend Payout 28-Dec-20 0.012400 0.012400 10 10.3962 11-Jan-18 1.60 10 15.9000 28-Mar-19 0.501 10 11.7410 27-Nov-20 0.064000 0.064000 10 10.4477 13-Jan-17 1.30 10 13.9770 28-Mar-18 0.700 10 11.9700 28-Oct-20 0.088100 0.088100 10 10.4710 DSP Small Cap Fund - Direct Plan - Dividend Quarterly Dividend Option Quarterly Dividend (during the last 3 quarters) 27-Dec-19 0.166 10 12.5930 Record Date Dividend per Unit (`) Face Value NAV (`) 28-Dec-20 0.160600 0.160600 10 10.5732 28-Jun-19 0.164 10 12.3380 28-Sep-20 0.136500 0.136500 10 10.5459 06-Feb-20 3.25 10 32.3750 28-Mar-19 0.164 10 12.2890 26-Jun-20 0.572800 0.572800 10 10.9710 07-Feb-19 3.25 10 32.0390 DSP Corporate Bond Fund (Direct Plan) DSP Small Cap Fund - Dividend Monthly Dividend Option (during the last 3 months) 06-Feb-20 3.10 10 30.9040 28-Jan-21 0.002200 0.002200 10 10.4002 07-Feb-19 3.15 10 30.8720 28-Dec-20 0.014300 0.014300 10 10.4095 27-Nov-20 0.066200 0.066200 10 10.4610 Investors may note that the difference in dividend per unit for 'Individuals' and 'Others', in the case of debt oriented Schemes, is due to differential rate of applicable Dividend Distribution Tax (DDT). Pursuant to payments of dividend, the NAV of the Schemes would fall to the extent of payout, and statutory Quarterly Dividend (during the last 3 quarters) levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. 28-Dec-20 0.176300 0.176300 10 11.2067 For complete list of dividends, visit www.dspim.com. 28-Sep-20 0.150800 0.150800 10 11.1770 26-Jun-20 0.224800 0.224800 10 11.2386 58 Dividend History

DSP Ultra Short Fund (Regular Plan) DSP Equity & Bond Fund (Regular Plan) DSP Mid Cap Fund (Regular Plan) Dividend per Unit (`) Record Date Dividend per Unit (`) Face Value NAV (`) Record Date Dividend per Unit (`) Face Value NAV (`) Record Date NAV (`) Regular Plan (during the last 3 months) 26-Mar-20 1.68 10 16.5600 Individuals/HUF Others Face Value 28-Jan-21 0.150 10 23.7800 22-Mar-19 2.30 10 22.6080 Monthly Dividend Option (during the last 3 months) 28-Dec-20 0.150 10 23.7560 22-Mar-18 2.60 10 25.4400 28-Jan-21 1.395300 1.3953 1000 1056.4448 27-Nov-20 0.150 10 22.8780 DSP Mid Cap Fund (Direct Plan) 28-Dec-20 1.868700 1.868700 1000 1056.6868 DSP Equity & Bond Fund (Direct Plan) 26-Mar-20 3.71 10 36.6030 27-Nov-20 2.697400 2.697400 1000 1057.3480 28-Jan-21 0.15 10 45.4160 Dividend Option (during the last 3 years) DSP Natural Resources and New Energy Fund (Regular Plan) 28-Dec-20 0.150 10 45.1970 28-Dec-20 8.55940 8.55940 1000 1095.7321 Record Date Dividend per Unit (`) Face Value NAV (`) 28-Sep-20 7.90560 7.90560 1000 1094.3920 27-Nov-20 0.150 10 43.3550 07-Mar-19 0.82 10 17.0250 26-Jun-20 17.59380 17.59380 1000 1103.3751 DSP Flexi Cap Fund (Regular Plan) 08-Mar-18 2.20 10 21.2310 DSP Ultra Short Fund (Direct Plan) 03-Mar-17 1.70 10 19.9190 Record Date Dividend per Unit (`) Face Value NAV (`) Monthly Dividend Option (during the last 3 months) DSP Natural Resources and New Energy Fund (Direct Plan) 28-Jan-21 2.040600 2.040600 1000 1061.7628 12-Mar-20 4.86 10 42.8340 12-Mar-20 0.70 10 11.2280 28-Dec-20 2.450900 2.450900 1000 1061.9197 11-Apr-19 5.00 10 49.1910 07-Mar-19 0.85 10 17.6070 27-Nov-20 3.310400 3.310400 1000 1062.5269 08-Mar-18 16.00 10 62.6390 08-Mar-18 2.30 10 21.8350 Dividend Option (during the last 3 years) DSP Flexi Cap Fund (Direct Plan) DSP World Gold Fund (Regular Plan) 28-Dec-20 10.41810 10.41810 1000 1105.1952 12-Mar-20 6.63 10 58.443 Dividend per Unit (`) 28-Sep-20 9.65880 9.65880 1000 1103.5684 11-Apr-19 6.70 10 66.4920 Record Date NAV (`) 26-Jun-20 19.37700 19.37700 1000 1112.3663 08-Mar-18 16.00 10 78.5140 Individuals/HUF Others Face Value 19-Nov-10 0.878421 0.818699 10 16.2184 10-Jul-09 1.313917 1.222893 10 11.8014 DSP Short Term Fund (Regular Plan) DSP Top 100 Equity Fund (Regular Plan) DSP World Energy Fund (Regular Plan) Dividend per Unit (`) Record Date Dividend per Unit (`) Face Value NAV (`) Record Date NAV (`) 28-Jan-21 1.05 10 20.3300 Dividend per Unit (`) Individuals/HUF Others Face Value Record Date NAV (`) 23-Jan-20 2.16 10 21.4650 Individuals/HUF Others Face Value Monthly Dividend Option (during the last 3 months) 24-Jan-19 2.10 10 20.4610 20-Mar-15 0.871037 0.807769 10 12.1164 28-Dec-20 0.019800 0.019800 10 11.4188 DSP Top 100 Equity Fund (Direct Plan) DSP World Energy Fund (Direct Plan) 27-Nov-20 0.101200 0.101200 10 11.5047 28-Jan-21 1.17 10 22.6220 28-Oct-20 0.140600 0.140600 10 11.5453 20-Mar-15 0.943623 0.875083 10 12.8706 23-Jan-20 2.39 10 23.7020 Dividend Option (during the last 3 years) 24-Jan-19 2.30 10 22.4360 DSP World Agriculture Fund (Regular Plan) 27-Mar-20 0.498319 0.461446 10 12.5146 Dividend per Unit (`) 28-Mar-19 0.501416 0.464314 10 12.2324 DSP Equity Opportunities Fund (Regular Plan) Record Date NAV (`) 28-Mar-18 0.474836 0.439701 10 12.1416 Individuals/HUF Others Face Value Record Date Dividend per Unit (`) Face Value NAV (`) Quarterly Dividend (during the last 3 quarters) 18-Mar-16 0.433359 0.401498 10 11.9675 14-Jan-21 2.80 10 28.7890 20-Mar-15 1.016210 0.942397 10 13.8961 27-Mar-15 0.413162 0.383152 10 11.9120 09-Jan-20 2.70 10 26.8500 DSP Short Term Fund (Direct Plan) 10-Jan-19 2.66 10 26.8210 DSP World Agriculture Fund (Direct Plan) 20-Mar-15 0.616984 0.572170 10 14.7802 Monthly Dividend Option (during the last 3 months) DSP Equity Opportunities Fund (Direct Plan) 28-Dec-20 0.025500 0.025500 10 11.4933 14-Jan-21 2.15 10 72.8170 DSP Low Duration Fund (Regular Plan) 27-Nov-20 0.107700 0.107700 10 11.5792 06-Jan-17 4.50 10 45.7570 Dividend per Unit (`) 28-Oct-20 0.146700 0.146700 10 11.6193 22-Jan-16 2.50 10 40.9820 Record Date NAV (`) Dividend Option (during the last 3 years) Individuals/HUF Others Face Value 27-Mar-20 0.55897 0.517609 10 12.5423 DSP Arbitrage Fund (Regular Plan) Monthly Dividend Option (during the last 3 months) 28-Mar-19 0.562644 0.521011 10 12.2599 Dividend per Unit (`) 28-Jan-21 0.005300 0.005300 10 10.4295 28-Mar-18 0.533470 0.493996 10 12.1617 Record Date NAV (`) 28-Dec-20 0.019800 0.019800 10 10.4417 Individuals/HUF Others Face Value 27-Nov-20 0.047000 0.047000 10 10.4685 Quarterly Dividend (during the last 3 quarters) Monthly Dividend Option (during the last 3 months) 27-Mar-15 0.377885 0.350437 10 11.7032 Dividend Option (during the last 3 years) 23-Mar-20 0.410000 0.410000 10 10.5140 17-Feb-20 0.035416 0.035416 10 10.5230 28-Sep-18 0.110425 0.102254 10 10.3667 DSP 10Y G-Sec Fund (Regular Plan) 14-Jan-20 0.022135 0.022135 10 10.4870 28-Jun-18 0.077507 0.071772 10 10.3065 28-Mar-18 0.109993 0.101854 10 10.3266 Dividend per Unit (`) Dividend Option (during the last 3 years) Record Date NAV (`) Quarterly Dividend (during the last 3 quarters) 23-Mar-20 1.040000 1.040000 10 11.198 Individuals/HUF Others Face Value 28-Dec-20 0.127800 0.127800 10 10.6274 28-Mar-19 0.100000 0.100000 10 10.659 Monthly Dividend Option (during the last 3 months) 28-Sep-20 0.104400 0.104400 10 10.5966 19-Mar-18 0.027000 0.027000 10 10.090 26-Jun-20 0.245600 0.245600 10 10.7285 28-Jan-21 0.049600 0.049600 10 10.6363 DSP Arbitrage Fund (Direct Plan) 28-Dec-20 0.045100 0.045100 10 10.6334 DSP Low Duration Fund (Direct Plan) Monthly Dividend Option (during the last 3 years) 27-Nov-20 0.019100 0.019100 10 10.6139 Monthly Dividend Option (during the last 3 years) 23-Mar-20 0.220000 0.220000 10 10.6430 Dividend Option (during the last 3 years) 28-Jan-21 0.008400 0.008400 10 11.5441 17-Feb-20 0.035416 0.035416 10 10.6450 28-Dec-20 0.024100 0.024100 10 11.5571 27-Mar-20 0.904796 0.837846 10 11.7809 14-Jan-20 0.022135 0.022135 10 10.6030 28-Mar-19 0.556593 0.515408 10 11.1347 27-Nov-20 0.054600 0.054600 10 11.5868 Dividend Option (during the last 3 years) 28-Mar-18 0.221787 0.205376 10 10.7422 Dividend Option (during the last 3 years) 23-Mar-20 1.040000 1.040000 10 11.270 Quarterly Dividend (during the last 3 quarters) 28-Sep-18 0.114747 0.106257 10 10.3822 28-Mar-19 0.162000 0.162000 10 10.734 28-Dec-20 0.193000 0.193000 10 11.0340 28-Jun-18 0.081612 0.075574 10 10.3211 19-Mar-18 0.030000 0.030000 10 10.099 28-Sep-20 0.024000 0.024000 10 10.8040 28-Mar-18 0.115468 0.106924 10 10.3421 26-Jun-20 0.585100 0.585100 10 11.3948 DSP Tax Saver Fund (Regular Plan) Quarterly Dividend (during the last 3 quarters) 28-Dec-20 0.134400 0.134400 10 10.6513 DSP 10Y G-Sec Fund (Direct Plan) Record Date Dividend per Unit (`) Face Value NAV (`) 28-Sep-20 0.111000 0.111000 10 10.6198 Monthly Dividend Option (during the last 3 months) 05-Nov-20 0.30 10 14.5450 26-Jun-20 0.252400 0.252400 10 10.7511 28-Jan-21 0.050500 0.050500 10 10.4725 14-Feb-20 0.40 10 15.2940 28-Dec-20 0.045900 0.045900 10 10.4694 08-Nov-19 0.40 10 15.2590 27-Nov-20 0.020500 0.020500 10 10.4502 DSP Tax Saver Fund (Direct Plan) DSP US Flexible Equity Fund (Regular Plan) Dividend Option (during the last 3 years) 14-Feb-20 0.40 10 39.6810 Dividend per Unit (`) Record Date NAV (`) 27-Mar-20 0.852285 0.78922 10 11.8083 05-Nov-20 0.30 10 38.7120 Individuals/HUF Others Face Value 28-Mar-19 0.576978 0.534285 10 11.1636 18-Mar-16 0.541699 0.501873 10 14.0394 28-Mar-18 0.240011 0.222252 10 10.7683 DSP India T.I.G.E.R. Fund 20-Mar-15 1.125089 1.043369 10 15.4519 (The Infrastructure Growth and Economic Reforms Fund) (Regular Plan) Quarterly Dividend (during the last 3 quarters) Record Date Dividend per Unit (`) Face Value NAV (`) 28-Dec-20 0.196900 0.196900 10 10.9801 DSP Liquidity Fund (Regular Plan) 28-Sep-20 0.028900 0.028900 10 10.7510 06-Feb-20 1.58 10 15.902 07-Feb-19 1.60 10 15.5850 Dividend per Unit (`) 26-Jun-20 0.586200 0.586200 10 11.3372 Record Date NAV (`) 08-Feb-18 2.20 10 21.3090 Individuals/HUF Others Face Value DSP India T.I.G.E.R. Fund - Direct Plan 27-Mar-19 0.986967 0.913937 10 1002.0613 06-Feb-20 2.78 10 27.9380 30-Jan-19 0.966414 0.894905 10 1002.0483 07-Feb-19 2.75 10 27.1690 08-Feb-18 3.80 10 36.9300 28-Nov-18 1.048595 0.971005 10 1002.1454

Investors may note that the difference in dividend per unit for 'Individuals' and 'Others', in the case of debt oriented Schemes, is due to differential rate of applicable Dividend Distribution Tax (DDT). Pursuant to payments of dividend, the NAV of the Schemes would fall to the extent of payout, and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of dividends, visit www.dspim.com.

59 Snapshot of Equity Funds

DSP DSP Natural DSP Equity DSP Scheme Name DSP Flexi Cap Fund DSP Mid Cap Fund India T.I.G.E.R. Fund DSP Small Cap Fund& DSP Focus Fund Resources and New DSP Tax Saver Fund Opportunities Fund Top 100 Equity Fund (The Infrastructure Growth and Economic Reforms Fund) Energy Fund

Fund Category Flexi Cap Large And Mid Cap Large Cap Mid Cap Sectoral/Thematic Small cap Focused Sectoral/Thematic ELSS

Since Inception April 29, 1997 May 16, 2000 Mar 10, 2003 Nov 14, 2006 June 11, 2004 Jun 14, 2007 Jun 10, 2010 Apr 25, 2008 Jan 18, 2007

Tenure 23 Yr 9 Mn 20 Yr 8 Mn 17 Yr 10 Mn 14 Yr 2 Mn 16 Yr 7 Mn 13 Yr 7 Mn 10 Yr 7 Mn 12 Yr 9 Mn 14 Yr

10 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr Rolling Return 7.0 0.6 -26.9 -54.0 7.3 -0.2 -7.9 -57.1 4.2 -3.2 -8.0 -47.2 10.6 3.1 -7.6 -60.4 2.2 -5.7 -13.4 -60.8 10.6 -1.0 -13.1 -68.5 7.1 -1.9 -7.4 -29.7 4.3 -0.2 -100.0 -40.0 7.9 -0.5 -6.0 -59.0 Minimum 33.4 64.5 85.2 153.4 31.1 62.0 83.9 165.8 27.6 50.9 73.6 141.6 25.0 30.5 43.3 163.6 19.8 31.6 69.0 118.8 29.4 35.5 55.4 214.0 11.0 22.1 28.4 71.8 18.1 27.9 36.2 112.9 21.0 24.6 32.1 120.7 Maximum

Average 20.3 19.9 19.6 23.8 18.1 21.1 22.0 22.8 14.1 14.8 16.8 19.8 16.5 16.8 16.8 18.7 10.5 11.1 12.4 17.6 18.4 20.2 19.2 21.2 8.4 12.3 11.5 9.7 11.0 12.6 11.8 15.0 13.8 14.3 13.9 14.6 % times negative returns -- -- 9.3 26.9 -- 0.1 5.4 21.6 -- 0.5 3.0 21.1 -- -- 5.4 30.0 -- 9.6 20.5 35.2 -- 0.6 13.6 36.4 -- 0.7 10.6 30.4 -- 0.1 21.4 40.6 -- 0.2 4.3 25.3 % of times returns are in excess of 7% 100.0 91.5 78.0 60.9 100.0 89.0 78.8 67.3 95.3 88.3 77.4 64.9 100.0 94.3 80.8 59.7 82.2 67.2 62.6 55.1 100.0 90.0 72.2 53.6 100.0 87.8 71.7 47.8 84.0 77.1 65.1 48.6 100.0 85.4 79.7 58.8 Performance Growth of Rs. 1 L invested at inception 62.97 L 10.04 L 23.90 L 7.06 L 9.64 L 7.04 L 2.81 L 3.59 L 5.93 L

SIP Returns 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr (In %) 16.39 13.42 14.83 12.05 11.80 9.53 17.11 13.53 8.60 6.47 17.28 10.79 14.40 11.17 10.68 9.19 15.92 12.81 *SI - Since inception 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 13.47 18.44 13.86 18.09 9.97 13.68 16.65 16.38 9.32 10.13 17.37 17.82 12.10 11.72 12.32 11.92 14.79 14.19

Outperformed NIFTY 500 TRI Nifty LargeMidcap 35% S&P BSE Oil & Gas Index + 30% S&P S&P BSE 100 TRI Nifty Midcap 100 TRI S&P BSE 100 TRI S&P BSE Smallcap TRI S&P BSE 200 TRI BSE Metal Index + 35% MSCI World NIFTY 500 TRI Benchmark TRI (%) 57* 250 TRI Energy 30% Buffer 10/40 Net Total Return *Regular plan - growth is considered for 76 40 73 40 64 55 46 57 (calendar year) DSP Equity Fund *The benchmark assumes quarterly rebalancing

Fund Details as on 31 January 2021 AUM as on 4,547 5,373 2,545 9,815 883 5,812 1,999 408 7,332 31 January 2021 (` in Cr) Portfolio Composition(%)

Market Cap 4.6% 3.3% 0.4% Allocation 11.6% 7.1% 9.8% 15.1% 11.3% 19% 18.4% 18.3% 31% 25.1% 32.5% 20.6% 37.7% 53.2% Large Cap 66.7% 93.3% 78.5% 79.6% Mid Cap 62.8% 65.7% 32.8% 54.3% Small Cap

Exit Load Upto 12 months- 1% Upto 12 months- 1% Nil Nil Sharpe (%) 0.18 0.09 0.06 0.17 -0.20 -0.08 0.11 -0.18 0.15

Beta (%) 1.01 0.98 1.08 0.78 1.15 0.94 1.08 0.87 1.01

Standard Deviation (%) 23.86% 23.87% 24.62% 23.00% 27.63% 28.45% 24.76% 26.13% 23.36% Applicable for all DSP Equity Funds Regular Plan | Direct Plan Min. SIP Minimum Min. Additional Facility Available Plan Options `500 ` 500 ` 500 • Growth • Dividend • Dividend - Reinvestment Amount Investment Investment (SIP|SWP) - SIP/ SWP available for all equity schemes)

&With effect from April 1, 2020, all lumpsum investments/subscriptions including all systematic investments in units of the Scheme is accepted. For performance in SEBI format refer page no. 40 - 57 of the factsheet. The alpha of the funds is calculated with their respective benchmarks for all years. The total count of alpha and positive alpha is then calculated for all the years. The percentage of positive alpha over total count of alpha is then calculated at the end. The document indicates the strategy/investment approach currently followed by the Schemes and the same may change in future depending on market conditions and other factors. Large Cap: 1st -100th company in terms of full market capitalization Mid Cap: 101st -250th company in terms of full market capitalization Small Cap: 251st company onwards in terms of full market capitalization. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. The document shall be read alongwith the Factsheet only. Snapshot of Equity / Index Funds

DSP DSP Equity & DSP Equity DSP Dynamic DSP Equal Nifty DSP Nifty Next DSP Nifty 50 Scheme Name DSP Healthcare Fund DSP Quant Fund Arbitrage Fund Bond Fund Savings Fund Asset Allocation Fund 50 Fund 50 Index Fund Index Fund

Fund Category Arbitrage Aggressive Hybrid Conservative Hybrid Dynamic Asset Allocation Sectoral\Thematic Sectoral\Thematic Equity ETF\Index Equity ETF\Index Equity ETF\Index

Since Inception Jan 25, 2018 May 27, 1999 Mar 28, 2016 Feb 06, 2014 Nov 30, 2018 Jun 10, 2019 Oct 23, 2017 Feb 21, 2019 Feb 21, 2019

Tenure 3 Yr 21 Yr 8 Mn 4 Yr 10 Mn 6 Yr 11 Mn 2 Yr 2 Mn 1 Yr 7 Mn 3 Yr 3 Mn 1 Yr 11 Mn 1 Yr 11 Mn

3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 3 yr 1 yr 5 yr 3 yr 1 yr 1 yr 1 yr 3 yr 1 yr 1 yr 1 yr Rolling Return 5.3 3.5 7.6 3.0 -11.9 -39.9 -1.6 -13.5 3.1 0.2 -10.6 -5.7 -4.7 -3.0 -38.1 -32.7 -32.5 Minimum 5.3 6.9 23.5 42.5 51.0 89.3 8.1 17.1 10.0 10.3 19.2 85.7 31.5 5.9 22.7 21.3 20.0 Maximum

Average 5.3 5.7 15.7 16.7 16.1 15.9 4.3 4.9 7.4 7.4 7.4 43.1 14.7 2.7 -3.2 -1.8 -2.6 % times negative returns ------6.8 23.3 4.2 23.3 -- -- 5.8 1.7 4.3 19.4 54.5 53.6 46.8 % of times returns are in excess of 7% -- -- 100.0 95.3 78.9 60.8 15.2 41.7 79.7 71.7 52.9 91.4 83.4 -- 9.3 21.5 24.0 Performance Growth of Rs. 1 L invested at inception 1.17 L 19.18 L 1.43 L 1.81 L 1.88 L 1.33 L 1.15 L 1.22 L 1.27 L

SIP Returns 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr (In %) 4.70 NA 15.14 12.18 8.67 NA 11.36 9.34 NA NA NA NA 13.15 NA NA NA NA NA *SI - Since inception 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* NA 4.73 12.74 15.05 NA 7.16 NA 8.83 NA 46.64 NA 31.93 NA 11.45 NA 16.77 NA 20.63

Outperformed CRISIL Hybrid 35+65 - 70% CRISIL Liquid Fund CRISIL Hybrid 35+65- S&P BSE HEALTHCARE NIFTY 50 Equal NIFTY 50 Arbitrage Index S&P BSE 200 TRI Nifty Next 50 TRI NIFTY 50 (TRI) Benchmark TRI (%) Aggressive Index Index + 30% Nifty 500 TRI Aggressive Index (TRI) Weight Index 31 31 - 5 (calendar year) 79 40 21 14 5 Fund Details as on 31 January 2021 AUM as on 1,038 6,079 374 2,660 1,049 583 120 83 73 31 January 2021 (` in Cr) Portfolio Composition(%)

2.51% 13.57% Market Cap 44.23% 1% Allocation 9.6% 7.7% 4.2% 12% 14.9% 9.1% 4.62% 29.24% 4.3% 17.5% 9.69% 11.8% 0.96% 47.1% Large Cap 8.87% 49% 19.8% 29.3% Mid Cap 55.2% 24.1% 83.7% 90.4% 98.8% 31.14% 36.77% 99.5%

Small Cap 1.14% 7.30% 6.94% 3.02%

• If the units redeemed or switched-out are upto 10% of the units (the limit) purchased or switched within 30 days Upto 12 months:1% Holding Period : from the date of allotment: Nil; < 12 months: 1%~; Holding period <12 months: 1% Exit Load • If units redeemed or switched out are in excess of the On or after 12 months: Nil >= 12 months: Nil Nil Nil limit within 30 days from the date of allotment: 0.25%; ~If the units redeemed or switched out are upto 10% Holding period >=12 months: Nil • If units are redeemed or switched out on or after 30 days Within Limit*: Nil *Limit = upto 10% of the units of the units (the limit) purchased or switched: Nil. Nil Nil from the date of allotment: Nil. Sharpe (%) - 0.27 0.13 0.44 - - - - -

Beta (%) - 1.19 1.63 0.67 - - - - - Standard Deviation (%) - 18.16% 11.51% 10.77% - - - - - Applicable for all DSP Equity Funds Regular Plan | Direct Plan Min. SIP Minimum Min. Additional Facility Available Plan Options `500 ` 500 ` 500 • Growth • Dividend • Dividend - Reinvestment Amount Investment Investment (SIP|SWP) - SIP/ SWP available for all equity schemes) AA+ AAA Equity Cash & Cash Equivalent Unrated Arbitrage (Cash Long) Mutual Funds Soveriegn CARE AAA CRISIL AAA For performance in SEBI format refer page no. 40 - 57 of the factsheet. The alpha of the funds is calculated with their respective benchmarks for all years. The total count of alpha and positive alpha is then calculated for all the years. The percentage of positive alpha over total count of alpha is then calculated at the end. The document indicates the strategy/investment approach currently followed by the Schemes and the same may change in future depending on market conditions and other factors. Large Cap: 1st -100th company in terms of full market capitalization Mid Cap: 101st -250th company in terms of full market capitalization Small Cap: 251st company onwards in terms of full market capitalization. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. The document shall be read alongwith the Factsheet only. Snapshot of Debt Funds

DSP DSP Banking & DSP DSP Government DSP DSP Scheme Name DSP Bond Fund DSP Savings Fund 10Y G-Sec Fund PSU Debt Fund Credit Risk Fund Securities Fund Low Duration Fund Short Term Fund

Gilt Fund with 10 year Fund Category Medium Duration Banking and PSU Credit Risk Gilt Money Market Low Duration Short Duration constant duration Investment Horizon (Minimum) > 5 years + > 3years + 1 year + > 3 years+ > 5 years + 6-12 months > 6 months 1-3 years

Performance 1 yr 3 yr 1 yr 3 yr 1 yr 3 yr 1 yr 3 yr 1 yr 3 yr 1 yr 3 yr 1 yr 3 yr 1 yr 3 yr (CAGR Returns in %) 11.49 9.88 9.35 5.39 9.63 8.79 4.26 2.10 12.71 11.18 5.44 6.83 6.09 7.41 8.29 7.89 wk - week | m - month 5 yr SI 5 yr SI 5 yr SI 5 yr SI 5 yr SI 5 yr SI 5 yr SI 5 yr SI SI - Since Inception 8.98 9.32 6.74 8.10 8.39 8.81 4.59 6.40 9.69 9.82 6.58 6.83 7.45 7.62 7.59 7.30 AUM as on 31 January 2021 45 412 3,665 298 606 1,690 3,886 3,846 (` in Cr) Quantitative Measures

Average Maturity 9.57 years 4.61 years 2.80 years 0.32 years 10.59 years 0.10 years 0.72 years 2.39 years

Modified Duration 7.12 years 3.29 years 2.45 years 0.21 years 7.42 years 0.09 years 0.67 years 2.11 years

Yield To Maturity 5.83% 5.49% 4.87% 5.94% 6.01% 3.38% 3.90% 4.87% Portfolio Macaulay Duration 7.33 years 3.50 years 2.54 years 0.23 years 7.64 years 0.10 years 0.69 years 2.20 years Composition by Ratings (%)

A1+/ P1+ (Money Market) 0.19% AA+ 22.95% 26.49% AAA 48.09%

Other Details

For units in excess of 10% of the investment 1% Exit Load Nil Nil Nil will be charged for Nil Nil Nil Nil redemption within 365 days

Applicable for all DSP Debt Funds

Regular Plan | Direct Plan Minimum Min. Additional Facility Available SIP - available for all debt schemes Plan Options ` 500 ` 500 • Payout Dividend Investment Investment (SIP|SWP) • Growth • Dividend • Reinvest Dividend SWP - available for all Debt Schemes

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. The document shall be read alongwith the Factsheet only. Snapshot of Debt / Hybrid Funds

DSP DSP DSP DSP DSP DSP DSP Scheme Name Strategic Bond Fund Ultra Short Fund Corporate Bond Fund Overnight Fund Liquidity Fund Liquid ETF Regular Savings Fund

Fund Category Dynamic Bond Ultra Short Duration Corporate Bond Overnight Liquid Debt ETF/Index Conservative Hybrid

Investment Horizon (Minimum) > 3 years + > 3 months > 3 years + Medium-term Horizon 1 day Short-term Horizon > 3 years +

Performance 1 yr 3 yr 1 m 3 m 1 yr 3 yr 1 yr 3 yr 1 wk 1 m 1 yr 3 yr 1 yr 3 yr (CAGR Returns in %) 11.92 9.79 1.64 2.43 8.47 NA 3.31 NA 3.37 2.84 3.01 NA 7.76 3.49 wk - week | m - month 5 yr SI SI - Since Inception 6 m 1 yr 5 yr SI 5 yr SI 3 m 1 yr 5 yr SI 5 yr SI 8.55 8.23 2.99 4.38 NA 10.26 NA 4.49 2.93 3.97 NA 4.70 6.54 8.74 AUM as on 31 January 2021 1,780 3,634 2,040 2,037 11,614 79 192 (` in Cr) Quantitative Measures

Average Maturity 10.87 years 0.30 years 1.10 years - 0.08 years - 2.41 years

Modified Duration 7.64 years 0.29 years 1.01 years - 0.07 years - 2.03 years

Yield To Maturity 6.05% 3.67% 4.19% 3.24% 3.47% - 5.26% Portfolio Macaulay Duration 7.87 years 0.30 years 1.05 years - 0.07 years - 2.13 years Composition by Ratings (%)

A1+/ P1+ (Money Market) AA+ 7.37% AAA 53.95%

BBB- 36.91% 10.96% Unrated 19.20% 12.61% A+ D 16.64% 7.72% 9.27% Arbitrage (Cash Long) 0.53% 3.90% Mutual Funds Other Details

Day of redemption/ Exit load as a % of switch from the date redemption/switch of applicable NAV proceeds Day 1 0.0070% 1% for redemption Exit Load Day 2 0.0065% Nil Nil Nil Nil Nil Day 3 0.0060% within 365 days Day 4 0.0055% Day 5 0.0050% Day 6 0.0045% Day 7 onwards 0.0000% Applicable for all DSP Debt Funds

Regular Plan | Direct Plan Minimum Min. Additional Facility Available SIP - available for all debt schemes Plan Options ` 500 ` 500 • Payout Dividend Investment Investment (SIP|SWP) • Growth • Dividend • Reinvest Dividend SWP - available for all Debt Schemes

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. The document shall be read alongwith the Factsheet only. Snapshot of Funds of Fund

DSP DSP DSP DSP DSP DSP Scheme Name US Flexible Equity Fund World Agriculture Fund World Energy Fund World Gold Fund World Mining Fund Global Allocation Fund

Fund Category Fund of Funds Fund of Funds Fund of Funds Fund of Funds Fund of Funds Fund of Funds

Since Inception Aug 03, 2012 Oct 19, 2011 Aug 14, 2009 Sep 14, 2007 Dec 29, 2009 Aug 21, 2014

Tenure 8 Yr 5 Mn 9 Yr 3 Mn 11 Yr 5 Mn 13 Yr 4 Mn 11 Yr 1 Mn 6 Yr 5 Mn

5 yr 3 yr 1 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 10 yr 5 yr 3 yr 1 yr 5 yr 3 yr 1 yr Rolling Return 4.1 2.2 -13.7 -1.5 -3.4 -14.7 -2.6 -9.6 -14.1 -40.3 -4.0 -16.3 -26.7 -54.7 -5.1 -20.4 -27.1 -45.4 2.0 1.4 -4.5 Minimum 17.4 21.2 50.6 11.7 14.7 28.3 3.7 9.2 18.6 38.8 6.3 24.9 47.1 148.6 1.4 26.5 25.1 87.3 10.6 12.8 23.0 Maximum

Average 12.4 12.4 14.7 4.2 4.6 6.4 1.9 1.2 2.2 2.6 -0.1 -1.0 1.4 6.8 -0.5 -3.1 -1.6 2.0 6.4 6.2 6.7 % times negative returns -- -- 7.7 1.7 7.4 21.3 7.2 35.3 35.9 47.5 52.6 62.5 36.8 50.9 63.9 73.8 58.2 49.4 -- -- 8.9 % of times returns are in excess of 7% 98.2 98.5 74.0 13.3 23.1 46.4 -- 5.1 19.0 33.3 -- 14.6 34.0 41.6 -- 10.1 30.3 38.7 36.3 27.8 36.3 Performance Growth of Rs. 1 L invested at inception 3.46 L 2.17 L 1.41 L 1.85 L 1.23 L 1.63 L

SIP Returns 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr 3 yr 5 yr (In %) 20.15 17.38 17.68 12.51 7.16 4.95 23.04 14.31 24.71 19.03 16.10 12.21 *SI - Since inception 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* 10 yr SI* NA 15.05 NA 8.43 2.45 2.66 6.99 5.06 8.23 6.98 NA 10.40

36% S&P 500 Composite + 24% FTSE World (ex-US) Outperformed 50% MSCI World Energy 30% Buffer 10/40 Russell 1000 TR Index MSCI ACWI Net Total Return FTSE Gold Mine MSCI ACWI Metals and Mining 30% Buffer + 24% ML US Treasury Current 5 Year + 16% Benchmark TRI (%) Net Total Return + 50% MSCI World (Net) – 10/40 (1994) Net Total Return Index 8 8 Net & Expressed in INR 8 FTSE Non-USD World Government Bond Index 8 8 (calendar year) 8 Fund Details as on 31 January 2021 AUM as on 320 67 119 872 92 56 31 January 2021 (` in Cr) Portfolio Composition(%) as on 31 December 2020

Market Cap 1.5% 10.5% 5% 2% 3.5% Allocation 5.7% 18.3% 27.5% 2.1% Large Cap 48.5% 41% 50.2% 44.8% 81.7% 70.6% Mid Cap 92.8% 60.6% Small Cap

Exit Load Nil Nil Nil Nil Nil Nil

Sharpe (%) 0.59 0.40 -0.07 0.37 0.35 0.70

Beta (%) 0.98 0.85 1.00 0.94 1.03 1.04 Standard Deviation (%) 18.38% 16.13% 26.21% 33.06% 25.73% 11.03% Applicable for all DSP Equity Funds Regular Plan | Direct Plan Min. SIP Minimum Min. Additional Facility Available Plan Options `500 ` 500 ` 500 • Growth • Dividend • Dividend - Reinvestment Amount Investment Investment (SIP|SWP) - SIP/ SWP available for all equity schemes)

For performance in SEBI format refer page no. 40 - 57 of the factsheet. The alpha of the funds is calculated with their respective benchmarks for all years. The total count of alpha and positive alpha is then calculated for all the years. The percentage of positive alpha over total count of alpha is then calculated at the end. The document indicates the strategy/investment approach currently followed by the Schemes and the same may change in future depending on market conditions and other factors. Large Cap: 1st -100th company in terms of full market capitalization Mid Cap: 101st -250th company in terms of full market capitalization Small Cap: 251st company onwards in terms of full market capitalization. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. The document shall be read alongwith the Factsheet only. Equity

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

1 DSP Flexi Cap Atul Bhole The primary investment objective of the Equity & Equity related securities: PLANS: REGULAR PLAN (RP) & Fund Total work experience of 13 years. Scheme is to seek to generate long term 65% to 100% & Debt* & Money DIRECT PLAN (DP) Managing this Scheme since June capital appreciation, from a portfolio market securities: 0% to 35%. • Minimum investment and 2016. that is substantially constituted of equity *Debt securities/instruments are minimum securities and equity related securities deemed to include securitized debts. additional purchase (RP & DP) Abhishek Ghosh of issuers domiciled in India. This shall ` 500/- & any amount Total work experience of 13 years. be the fundamental attribute of the thereafter Managing this Scheme since Scheme. • Options available: (RP & DP) January 2021. There is no assurance that the • Growth investment objective of the Scheme will be realized. • Dividend - Payout Dividend - Reinvest Dividend

• Entry load: Not Applicable • Exit load: Holding Period: < 12 months: 1% >= 12 months: Nil

2 DSP Equity Rohit Singhania The primary investment objective is 1 (a). Equity & equity related PLANS: REGULAR PLAN (RP) & Opportunities Total work experience of 19 years. to seek to generate long term capital instruments of large cap companies: DIRECT PLAN (DP) Fund Managing this Scheme since appreciation from a portfolio that is 35% - 65%, • Minimum investment and June 2015 substantially constituted of equity and 1(b). Equity & equity related minimum equity related securities of large instruments of mid cap companies: additional purchase (RP & DP) Charanjit Singh and midcap companies. From time to 35% - 65%, ` 500/- & any amount Total work experience of 16 years. time, the fund manager will also seek 1(c)Investment in other equity and thereafter Managing this Scheme since participation in other equity and equity equity related instruments: 0% - 30%, • Options available: (RP & DP) January 2021. related securities to achieve optimal 2. Debt* and Money Market • Growth portfolio construction. Securities : 0% -30%, Jay Kothari (Dedicated Fund There is no assurance that the 3. Units of REITs and InvITs : 0%- 10%. • Dividend Manager for overseas investments) investment objective of the Scheme * Debt securities/ instruments are - Payout Dividend Total work experience of 18 years. will be realized. deemed to include securitised debts - Reinvest Dividend Managing this Scheme since • Entry load: Not Applicable March 2018. Normally within • Exit load: 3 Business Days Holding Period: from acceptance < 12 months: 1% of redemption >= 12 months: Nil request.

3 DSP Top 100 Vinit Sambre The primary investment objective is 1(a) Equity & equity related PLANS: REGULAR PLAN (RP) & Equity Fund Total work experience of 21 years to seek to generate long term capital instruments of large cap companies# DIRECT PLAN (DP) Managing the Scheme since June appreciation from a portfolio that is - 80% - 100% • Minimum investment and 2020 substantially constituted of equity and 1(b) Investment in other equity and minimum additional purchase (RP equity related securities of large cap equity related instruments - 0% - 20% & DP) ` 500/- & any amount Resham Jain companies. From time to time, the fund 2. Debt* and Money Market thereafter Total work experience of 10 years. manager will also seek participation Securities - 0% - 20% • Options available: (RP & DP) Managing this Scheme since January in other equity and equity related 3. Units of REITs and InvITs - 0% - 10% • Growth 2021. securities to achieve optimal portfolio #1st -100th company in terms of • Dividend construction. Jay Kothari (Dedicated Fund Manager There is no assurance that the full market capitalization would be - Payout Dividend for overseas investments) investment objective of the Scheme considered as large cap - Reinvest Dividend Total work experience of 18 years. will be realized. companies. • Entry load: Not Applicable Managing the Scheme from August * Debt securities/ instruments are • Exit load: 2018 deemed to include securitised debts Holding Period: < 12 months: 1% >= 12 months: Nil

4 DSP Mid Cap Vinit Sambre The primary investment objective is 1 (a) Equity & equity related PLANS: REGULAR PLAN (RP) & Fund Total work experience of 21 years. to seek to generate long term capital instruments of mid cap companies DIRECT PLAN (DP) Managing this Scheme since July 2012 appreciation from a portfolio that is : 65% - 100% • Minimum investment and substantially constituted of equity and 1(b) Other equity & equity related minimum Resham Jain equity related securities of midcap instruments : 0% - 35% additional purchase (RP & DP) Total work experience of 12 years. companies. From time to time, the fund 2. Debt and Money Market ` 500/- & any amount Managing this Scheme since March manager will also seek participation in Securities* : 0% - 35% thereafter 2018 other equity and equity related securities 3. Units issued by REITs & InvITs : • Options available: (RP & DP) to achieve optimal portfolio construction. 0% - 10% • Growth Jay Kothari (Dedicated Fund Manager There is no assurance that the *Debt and money market instruments for overseas investments) investment objective of the Scheme will will include investments in • Dividend Total work experience of 18 years. be realized. securitised debt. - Payout Dividend Managing this Scheme since March - Reinvest Dividend 2018. • Entry load: Not Applicable • Exit load: Holding period <12 months: 1% Holding period >=12 months: Nil

60 Equity

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

5 DSP India Rohit Singhania The primary investment objective Equity and equity related securities PLANS: REGULAR PLAN (RP) & T.I.G.E.R. Fund Total work experience of 19 years. of the Scheme is to seek to generate of Companies whose fundamentals DIRECT PLAN (DP) (The Infrastructure Managing this Scheme since June capital appreciation, from a portfolio and future growth could be • Minimum investment and Growth and 2010 that is substantially constituted of influenced by the ongoing process minimum Economic Reforms) equity securities and equity related of economic reforms and/or additional purchase (RP & DP) Charanjit Singh securities of corporates, which could Infrastructure development theme : Normally within ` 500/- & any amount Total work experience of 16 years. benefit from structural changes brought 80% - 100% 3 Business Days thereafter Managing this Scheme since about by continuing liberalization in Equity and Equity related securities from acceptance • Options available: (RP & DP) January 2021. economic policies by the Government of other Companies : 0% - 20% of redemption • Growth and/ or from continuing investments in Debt, securitized debt and Money request. • Dividend Jay Kothari (Dedicated Fund infrastructure, both by the public and Market Securities : 0% - 20% - Payout Dividend Manager for overseas investments) private sector. Units issued by REITs & InvITs : - Reinvest Dividend Total work experience of 18 years. There is no assurance that the 0%-10% Managing this Scheme since investment objective of the Scheme • Entry load: Not Applicable March 2018. will be realized. • Exit load: Holding period <12 months: 1% Holding period >=12 months: Nil

6 DSP Small Cap Vinit Sambre The primary investment objective is 1 (a) Equity & equity related Normally within PLANS: REGULAR PLAN (RP) & Fund Total work experience of 21 years. to seek to generate long term capital instruments of small cap companies: 10 Business Days DIRECT PLAN (DP) Managing this Scheme since June 2010 appreciation from a portfolio that is 65% - 100%, from acceptance of • Minimum investment and minimum additional purchase (RP substantially constituted of equity and 1 (b) Other equity & equity related redemption request. & DP) ` 500/- & any amount Resham Jain equity related securities of small cap instruments which are in the top 250 thereafter Total work experience of 10 years. companies. From time to time, the fund stocks by market capitalization: • Options available: (RP & DP) Managing this Scheme since March 2018 manager will also seek participation in 0% - 35% • Growth other equity and equity related securities 2. Debt* and Money Market • Dividend - Payout Dividend Jay Kothari (Dedicated Fund Manager for to achieve optimal portfolio construction. Securities: 0% - 35% - Reinvest Dividend overseas investments) There is no assurance that the 3. Units issued by REITs & InvITs: Total work experience of 18 years. investment objective of the Scheme will 0% - 10% • Entry load: Not Applicable Managing this Scheme since March 2013. be realized. *Debt Instruments may include • Exit load: Holding period <12 months: 1% securitised debts up to 10% of the Holding period >=12 months: Nil net assets of the Scheme.

7 DSP Focus Fund Vinit Sambre The primary investment objective of Equity & equity related instruments Normally within PLANS: REGULAR PLAN (RP) & Total work experience of 21 years the Scheme is to generate long-term : 65% - 100% 3 Business Days DIRECT PLAN (DP) Managing the Scheme since June capital growth from a portfolio of equity Debt and Money Market Securities* from acceptance • Minimum investment and 2020 and equity-related securities including : 0% - 35% of redemption minimum equity derivatives. The portfolio will Units issued by REITs & InvITs : request. additional purchase (RP & DP) Resham Jain consist of multi cap companies by market 0% - 10% ` 500/- & any amount Total work experience of 10 years. capitalisation. The Scheme will hold *Debt and money market thereafter Managing this Scheme since January equity and equity-related securities instruments will include investments • Options available: (RP & DP) 2021. including equity derivatives, of upto 30 in securitised debt. • Growth companies. The Scheme may also invest Jay Kothari (Dedicated Fund in debt and money market securities, • Dividend Manager for overseas investments) for defensive considerations and/or for - Payout Dividend Total work experience of 18 years. managing liquidity requirements. - Reinvest Dividend Managing this Scheme since March There is no assurance that the • Entry load: Not Applicable 2013 investment objective of the Scheme will be realized. • Exit load: Holding period <12 months: 1% Holding period >=12 months: Nil

8 DSP Natural Rohit Singhania The primary investment objective of 1. Equity and Equity related PLANS: REGULAR PLAN (RP) & Resources Total work experience of 19 years. the Scheme is seeking to generate long Securities of companies domiciled in DIRECT PLAN (DP) and New Energy Managing this Scheme since July term capital appreciation and provide India, and principally engaged in the • Minimum investment and Fund 2012. long term growth opportunities by discovery, development, production minimum investing in equity and equity related or distribution of Natural Resources additional purchase (RP & DP) securities of companies domiciled in Aayush Ganeriwala India whose pre-dominant economic and Alternative Energy: 65% - 100%, ` 500/- & any amount hereafter Total work experience of 1 year. activity is in the: a) discovery, 2. (a) Equity and Equity related • Options available: (RP & DP) Managing this Scheme since January development, production, or Securities of companies domiciled • Growth 2021. distribution of natural resources, viz., overseas, and principally engaged • Dividend energy, mining etc; (b) alternative in the discovery, development, - Payout Dividend Jay Kothari (Dedicated Fund energy and energy technology sectors, production or distribution of Natural Normally within - Reinvest Dividend Manager for overseas investments) with emphasis given to renewable Resources and Alternative Energy (b) 3 Business Days Total work experience of 18 years. energy, automotive and on-site Units/Shares of (i) BGF – Sustainable from acceptance • Entry load: Not Applicable power generation, energy storage • Exit load: Nil Managing this Scheme since March and enabling energy technologies. Energy Fund (ii) BGF – World Energy of redemption 2013. The Scheme will also invest a Fund and (iii) Similar other request. certain portion of its corpus in the overseas mutual fund schemes: equity and equity related securities 0% - 35% of companies domiciled overseas, 3. Debt and Money Market which are principally engaged in the Securities: 0% - 20% discovery, development, production or distribution of natural resources and alternative energy and/or the units/ shares of BlackRock Global Funds – Sustainable Energy Fund, BlackRock Global Funds – World Energy Fund and similar other overseas mutual fund schemes. The secondary objective is to generate consistent returns by investing in debt and money market securities. There is no assurance that the investment objective of the Scheme will be realized.

61 Equity

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

9 DSP Tax Saver Rohit Singhania An Open ended equity linked savings scheme, Equity and equity related securities: Normally within 3 PLANS: REGULAR PLAN (RP) & Fund Total work experience of 19 years. whose primary investment objective is to 80% to 100% Of above, investments Business Days from DIRECT PLAN (DP) Managing this Scheme since seek to generate medium to longterm capital in ADRs, GDRs and foreign equity acceptance of • Repurchase of Units only after completion of 3 year lock-in July 2015 appreciation from a diversified portfolio that securities: 0% to 20% redemption request period is substantially constituted of equity and Debt, securitised debt* and money (subject to • Minimum investment and Charanjit Singh equity related securities of corporates, and market securities: 0% to 20% completion of the 3 minimum additional purchase Total work experience of 16 years. to enable investors avail of a deduction from * Exposure to securitised debt will year Lock-in Period). (RP & DP) Managing this Scheme since total income, as permitted under the Income not exceed 10% of the net assets of ` 500/- & any amount thereafter • Options available: (RP & DP) January 2021. Tax Act,1961 from time to time. the Scheme. • Growth There is no assurance that the investment • Dividend objective of the Scheme will be realized. - Payout Dividend • Entry load : Not Applicable • Exit load: Not Applicable 10 DSP Healthcare Chirag Dagli The primary investment objective of the Equity and equity related securities Normally within PLANS: REGULAR PLAN (RP) & Fund Total work experience of 20 years. scheme is to seek to generate consistent of pharmaceutical and healthcare 3 Business Days DIRECT PLAN (DP) Managing this Scheme since returns by predominantly investing in companies : 80% - 100% from acceptance • Minimum investment and December 2020. minimum additional purchase (RP equity and equity related securities of Equity and Equity related securities of redemption & DP) ` 500/- & any amount pharmaceutical and healthcare companies. of other Companies : 0% - 20% request. Vinit Sambre thereafter Total work experience of 21 years. However, there can be no assurance that Debt, securitized debt and Money • Options available: (RP & DP) Managing this Scheme since the investment objective of the scheme will Market Securities : 0% - 20% • Growth be realized. Units issued by REITs & InvITs : • Dividend November 2018. - Payout Dividend 0% - 10% - Reinvest Dividend Jay Kothari (Dedicated Fund Manager for overseas investments) • Entry load: Not Applicable Total work experience of 18 years. • Exit load: Managing this Scheme since Holding period <12 months: 1% November 2018. Holding period >=12 months: Nil 11 DSP Quant Fund Anil Ghelani The investment objective of the Scheme is Equity & Equity related instruments Within 5 Business PLANS: REGULAR PLAN (RP) & Total work experience of 22 years. to deliver superior returns as compared to including derivatives: 95% - 100% Days from the date DIRECT PLAN (DP) Managing this Scheme since June the underlying benchmark over the medium Debt and money market of acceptance of • Minimum investment and 2019. to long term through investing in equity instruments : 0% - 5% redemption request. minimum additional purchase (RP and equity related securities. The portfolio Units issued by REITs & InvITs : & DP) ` 500/- & any amount Diipesh Shah of stocks will be selected, weighed and 0% - 5% thereafter Total work experience of 20 years. rebalanced using stock screeners, factor • Options available: (RP & DP) Managing this Scheme since based scoring and an optimization formula • Growth November 2020. which aims to enhance portfolio exposures • Dividend to factors representing ‘good investing principles’ such as growth, value and quality - Payout Dividend - Reinvest Dividend within risk constraints. However, there can be no assurance that • Entry load: Not Applicable the investment objective of the scheme will • Exit load: Nil be realized. 12 DSP Value Fund M. Surayanarayanan The primary investment objective Equity & Equity related instruments Within 5 Business PLANS: REGULAR PLAN (RP) & Total work experience of 14 years. of the scheme is to seek to generate including derivatives: 65% - 100% Days from the date DIRECT PLAN (DP) Managing this Scheme since consistent returns by investing in equity Debt, Securitized debt* and money of acceptance of • Minimum investment and November 2020. and equity related or fixed income market instruments: 0% - 35% redemption request. minimum additional purchase (RP securities which are currently Units issued by REITs & InvITs : Jay Kothari & DP) ` 500/- & any amount Total work experience of 18 years. undervalued. 0% - 10% thereafter However, there is no assurance that the Managing this Scheme since • Options available: (RP & DP) investment objective of the scheme will *Exposure to securitized debt will not November 2020. • Growth be realized. exceed 10% of the net assets of the • Dividend Scheme. - Payout Dividend - Reinvest Dividend

• Entry load: Not Applicable • Exit load: Holding Period: < 12 months: 1%~ Holding Period: >= 12 months: Nil

Debt

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

13 DSP 10Y G-Sec Vikram Chopra The investment objective of the Government Securities : Normally within 3 PLANS: REGULAR PLAN (RP) & Fund Total work experience of 18 Scheme is to seek to generate 80% - 100%. Business Days from DIRECT PLAN (DP) years. Managing this Scheme returns commensurate with risk Tri Party REPO/repo or any other acceptance of • Minimum investment and minimum since July 2016. from a portfolio of Government alternatives as may be provided redemption request. additional purchase (RP & DP) Securities such that the Macaulay by RBI: 0% - 20% ` 500/- & any amount thereafter Vivek Ved duration of the portfolio is • Options available: (RP & DP) Total work experience of 21 similar to the 10 Year benchmark • Growth • Dividend years. Managing this Scheme government security. - Payout Dividend since July 2016. (Please refer page no. 15 under the - Reinvest Dividend section “Where will the Scheme • Monthly Dividend invest” for details on Macaulay’s - Payout Dividend Duration) - Reinvest Dividend There is no assurance that the • Quarterly Dividend investment objective of the - Payout Dividend Scheme will be realized. - Reinvest Dividend • Entry load: Not Applicable • Exit load: Nil

62 Debt

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

14 DSP Bond Fund Saurabh Bhatia The primary investment Debt* and Money market Normally within 3 PLANS: REGULAR PLAN (RP) & Total work experience of 19 objective of the Scheme is to securities : 0% -100%. Units Business Days from DIRECT PLAN (DP) years. Managing this Scheme seek to generate an attractive issued by REITs/InviTS: 0% - acceptance of • Minimum investment and minimum since February 2018. return, consistent with prudent 10%. * Debt securities may redemption request. additional purchase (RP & DP) risk, from a portfolio which include securitised debts up to ` 500/- & any amount thereafter is substantially constituted of 50% of the net assets. • Options available: (RP & DP) high quality debt securities, The Scheme will invest in Debt • Growth predominantly of issuers and Money Market instruments • Monthly Dividend domiciled in India. This shall such that the Macaulay - Payout Dividend be the fundamental attribute duration of the portfolio is - Reinvest Dividend of the Scheme. As a secondary between 3 years and 4 years. objective, the Scheme will - Under normal circumstances • Dividend seek capital appreciation. The The Scheme will invest in Debt - Payout Dividend Scheme will also invest a certain and Money Market instruments - Reinvest Dividend portion of its corpus in money such that the Macaulay • Entry load: Not Applicable market securities, in order to duration of the portfolio is meet liquidity requirements between 1 year and 4 years. • Exit Load: NIL from time to time. - Under anticipated adverse There is no assurance that the circumstances investment objective of the Scheme will be realized.

15 DSP Banking & Vikram Chopra The primary investment objective Money market and debt Normally within PLANS: REGULAR PLAN (RP) PSU Debt Fund Total work experience of 18 of the Scheme is to seek to securities issued by banks and 2 Business Days & DIRECT PLAN (DP) years. Managing this Scheme generate income and capital public sector undertakings, from acceptance of • Minimum investment and minimum since July 2016. appreciation by primarily investing public financial institutions and redemption request additional purchase (RP & DP) in a portfolio of high quality debt Municipal Bonds : 80% - 100%. ` 500/- & any amount thereafter Saurabh Bhatia and money market securities that Government securities, Other • Options available: (RP & DP) Total work experience of 19 are issued by banks and public debt and money market • Growth years. Managing this Scheme sector entities/ undertakings. securities including • Daily Dividend since February 2018. There is no assurance that the instruments/securities - Reinvest Dividend investment objective of the issued by Nonbank financial • Weekly Dividend Scheme will be realized. companies (NBFCs) : 0% - 20% - Payout Dividend - Reinvest Dividend • Monthly Dividend - Payout Dividend - Reinvest Dividend • Quarterly Dividend - Payout Dividend - Reinvest Dividend • Dividend - Payout Dividend - Reinvest Dividend

• Entry load: Not Applicable • Exit Load: Nil

16 DSP Credit Risk Saurabh Bhatia An Open ended income Scheme, 1. Investment in corporate bonds Normally within PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Fund Total work experience of 19 seeking to generate returns which are AA$ and below rated 2 Business Days • Minimum investment and minimum additional years. Managing this Scheme commensurate with risk from a instruments : 65% - 100% from acceptance of purchase (RP & DP) since March 2019. portfolio constituted of money 2. Investment in other debt* and redemption request ` 500/- & any amount thereafter market securities and/or debt money market instruments : • Options available: (RP & DP) Laukik Bagwe securities. 0% - 35% • Growth Total work experience of 18 There is no assurance that the 3. Units issued by REITs/InviTS : • Dividend years. Managing this Scheme investment objective of the 0% - 10% - Reinvest Dividend since July 2016. Scheme will be realized. $excludes AA+ rated corporate - Payout Dividend bonds • Daily Dividend Reinvest *Debt securities may include securitised debts up to 35% of • Weekly Dividend the net assets. - Reinvest Dividend - Payout Dividend • Monthly Dividend - Reinvest Dividend - Payout Dividend • Quaterly Dividend - Reinvest Dividend - Payout Dividend

• Entry load: Not Applicable • Exit load: Holding Period : < 12 months: 1%~; >= 12 months: Nil ~If the units redeemed or switched out are upto 10% of the units (the limit) purchased or switched: Nil.

63 Debt

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

17 DSP Government Vikram Chopra An Open Ended income Scheme, Central Government Securities, PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Securities Fund Total work experience of seeking to generate income repos / reverse repos in Central • Minimum investment and minimum additional 18 years. through investment in Central Government Securities as purchase (RP & DP) Managing this Scheme since Government Securities of various may be permitted by Reserve July 2016. maturities. Bank of India : 80% - 100% Call ` 500/- & any amount thereafter There is no assurance that the money market or alternative • Options available: (DP & RP) Saurabh Bhatia investment objective of the investment for call money • Growth • Dividend Total work experience of Scheme will be realized. market as may be provided - Payout Dividend 19 years. by the Reserve Bank of India - Reinvest Dividend Managing this Scheme since : 0% - 20% March 2018. • Monthly Dividend - Payout Dividend - Reinvest Dividend

• Entry load: Not Applicable • Exit Load: Nil Normally within 2 Business Days from acceptance of 18 DSP Savings Fund Kedar Karnik The primary investment objective Money market securities having PLANS: REGULAR PLAN (RP), DIRECT PLAN (DP) redemption request Total work experience of of the Scheme is to generate maturity of less than or equal to • Minimum investment and minimum additional 14 years. income through investment in a 1 year : 0% - 100% purchase (RP & DP) Managing this Scheme since portfolio comprising of money ` 500/- & any amount hereafter July 2016. market instruments with maturity less than or equal to 1 year. • Options available: (RP & DP) There is no assurance that the • Growth investment objective of the • Dividend Scheme will be realized. - Payout Dividend - Reinvest Dividend • Monthly Dividend - Payout Dividend - Reinvest Dividend • Daily Dividend Reinvest

• Entry load: Not Applicable • Exit Load : Nil

19 DSP Low Kedar Karnik The investment objective of the Debt* and Money market PLANS: REGULAR PLAN (RP) Duration Fund Total work experience of 14 Scheme is to seek to generate securities : 0% - 100%. *Debt & DIRECT PLAN (DP) years. Managing this Scheme returns commensurate with risk securities may include • Minimum investment and since July 2016. from a portfolio constituted of securitised debts up to 50% of minimum additional purchase money market securities and/or the net assets. (RP & DP) Laukik Bagwe debt securities. ` 500/- & any amount thereafter Total work experience of 18 There is no assurance that the • Options available: (DP & RP) years. Managing this Scheme investment objective of the • Growth since June 2020. Scheme will be realized. • Daily Dividend - Reinvest Dividend • Weekly Dividend - Payout Dividend - Reinvest Dividend • Monthly Dividend - Payout Dividend - Reinvest Dividend • Quarterly Dividend - Payout Dividend - Reinvest Dividend

• Entry load: Not Applicable Normally within 1 • Exit Load : Nil Business Day from acceptance of 20 DSP Short Term Laukik Bagwe An Open ended income Scheme, Debt* and Money market redemption request. PLANS: REGULAR PLAN (RP) & Fund Total work experience of 18 seeking to generate returns securities : 0% - 100%. DIRECT PLAN (DP) years. Managing this Scheme commensurate with risk from a *Debt securities may include • Minimum investment and since July 2016. portfolio constituted of money securitised debts up to 50% of minimum additional purchase market securities and/or debt the net assets. Saurabh Bhatia securities. (RP & DP) Total work experience of 19 There is no assurance that the ` 500/- & any amount thereafter years. Managing this Scheme investment objective of the • Options available: (RP & DP) since February 2018. Scheme will be realized. • Growth • Weekly Dividend Reinvest • Monthly Dividend - Payout Dividend - Reinvest Dividend • Dividend Reinvest - Reinvest Dividend - Payout Dividend

• Entry load: Not Applicable • Exit load: Nil

64 Debt

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

21 DSP Strategic Vikram Chopra An Open ended income Scheme, Money market securities and/ PLANS: REGULAR PLAN (RP) & Bond Fund Total work experience of 18 seeking to generate optimal or debt securities* which have DIRECT PLAN (DP) years. Managing this Scheme returns with high liquidity through residual or average maturity • Minimum investment and minimum since July 2016. active management of the portfolio of less than or equal to 367 additional purchase (RP & DP) by investing in high quality debt days or have put options Saurabh Bhatia and money market securities. within a period not exceeding ` 500/- & any amount thereafter Total work experience of 19 There is no assurance that the 367 days. : 0% - 100% • Options available: (RP & DP) years. Managing this Scheme investment objective of the Debt securities* which have • Growth since March 2018. Scheme will be realized. residual or average maturity • Weekly Dividend of more than 367 days : - Payout Dividend 0% - 100% *Debt securities may include - Reinvest Dividend securitised debts upto 75% of • Daily Dividend Reinvest the net assets • Monthly Dividend - Payout Dividend - Reinvest Dividend • Dividend - Payout Dividend - Reinvest Dividend

• Entry load: Not Applicable • Exit load: Nil

22 DSP Ultra Short Kedar Karnik An Open ended income Scheme, Debt* and Money market PLANS: REGULAR PLAN (RP) & DIRECT Fund Total work experience of 14 seeking to generate returns securities: 0% -100%, *Debt PLAN (DP) years. Managing this Scheme commensurate with risk from a securities may include • Minimum investment and minimum since July 2016. portfolio constituted of money securitised debts up to 50% of additional purchase (RP & DP) market securities and/or debt the net assets. The Scheme securities. will invest in Debt and Money ` 500/- & any amount thereafter There is no assurance that the Market instruments such that • Options/ Sub Options investment objective of the the Macaulay duration of the Normally within available: (RP & DP) 3 Business Days Scheme will be realized. portfolio is between 3 months • Growth and 6 months. from acceptance of redemption request. • Dividend - Reinvest Dividend - Payout Dividend • Weekly Dividend - Reinvest Dividend - Payout Dividend • Monthly Dividend - Reinvest Dividend - Payout Dividend • Daily Dividend Reinvest • Entry load: Not Applicable • Exit load: Nil

23 DSP Corporate Vikram Chopra The primary investment objective Corporate Bonds* (including PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Bond Fund Total work experience of 18 of the Scheme is to seek to generate securitized debt) which are • Minimum investment and years. Managing this Scheme regular income and capital rated AA+ and above : 80% - minimum additional purchase since September 2018. appreciation commensurate with 100%. Corporate Bonds (RP & DP) risk from a portfolio predominantly * (including securitized debt) Saurabh Bhatia investing in corporate debt which are rated AA and ` 500/- & any amount thereafter Total work experience of 19 securities across maturities which below: 0% -20%. Money • Options available: (DP & RP) years. Managing this Scheme are rated AA+ and above, in Market Instruments and Debt • Growth since September 2018 addition to debt instruments issued Instruments issued By Central • Dividend by central and state governments And State Governments : - Payout Dividend and money market securities. 0% - 20%. There is no assurance that the Units issued by REITs and InvITs : - Reinvest Dividend investment objective of the 0% - 10%. • Monthly Dividend Scheme will be realized. - Payout Dividend *Corporate Debt would include - Reinvest Dividend all debt securities issued by • Quarterly Dividend entities such as Banks, Public - Payout Dividend Sector Undertakings, Municipal Corporations, Corporates, - Reinvest Dividend Companies etc. and would exclude investments • Entry load: Not Applicable in Government Securities and • Exit Load : Nil State Development Loans.

65 Debt

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

24 DSP Overnight Kedar Karnik The primary objective of the Debt Securities* and Money PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Fund Total work experience of 14 scheme is to seek to generate Market Instruments* with • Minimum investment and

years. Managing this Scheme returns commensurate with low maturity upto 1 business minimum additional purchase since January 2019. risk and providing high level of day: 0% to 100% Normally within (RP & DP) liquidity, through investments *Instruments with residual 1 Business Days made primarily in overnight maturity not greater than 1 ` 500/- & any amount thereafter from acceptance of securities having maturity of 1 business day, including money • Options available: (DP & RP) redemption request. business day. market instruments, • Growth There is no assurance that the Tri-party Repo/reverse repo, • Daily Dividend investment objective of the debt instruments, including - Reinvest Dividend Scheme will be realized. floating rate instruments. • Weekly Dividend - Payout Dividend - Reinvest Dividend • Entry load: Not Applicable • Exit Load : Nil

Liquid Fund

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

DSP Liquidity Kedar Karnik An Open Ended Income (Liquid) Money market securities and/or Normally within 1 PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Total work experience of 14 Scheme, seeking to generate a Debt securities* with maturity Business Day from • Minimum investment and minimum 25 Fund years. reasonable return commensurate of 91 days – 80 - 100%; acceptance of additional purchase (RP & DP) Managing this Scheme since with low risk and a high degree (*Debt securities may include redemption request. ` 500/- & any amount July 2016. of liquidity, from a portfolio securitised debts upto 30% of thereafter constituted of money market the net assets.) • Options available: (RP & DP) securities and high quality debt • Growth securities. • Weekly Dividend There is no assurance that the - Reinvest Dividend investment objective of the - Payout Dividend Scheme will be realized. • Daily Dividend Reinvest

• Entry load: Not Applicable • Exit load: Day of redemption/ Exit load as a % of switch from the date redemption/switch of applicable NAV proceeds Day 1 0.0070% Day 2 0.0065% Day 3 0.0060% Day 4 0.0055% Day 5 0.0050% Day 6 0.0045% Day 7 onwards 0.0000%

Hybrid

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

26 DSP Arbitrage M. Suryanarayanan (Equity The investment objective of Table 1: Normally within 3 PLANS: REGULAR PLAN (RP) & Fund Portion) the Scheme is to generate Equity & Equity related instruments Business Days from DIRECT PLAN (DP) Total work experience of 11 income through arbitrage including Equity Derivatives acceptance of • Minimum investment and minimum years. opportunities between cash and including Index Futures, Stock redemption request. additional purchase (RP & DP) Managing this Scheme since derivative market and arbitrage Futures, Stock Options, Index ` 500/- & any amount September, 2018 opportunities within the Options etc.# 65% - 100% thereafter derivative market. Investments Debt, Money market instruments • Options available: (RP & DP) Aayush Ganeriwala may also be made in debt & 0% - 35% When adequate arbitrage • Growth Total work experience of money market instruments. opportunities are not available in • Dividend 1 year. There is no assurance that the the Derivative and equity markets: Managing this Scheme since investment objective of the Table 2: -Reinvest Dividend, Payout January 2021. Scheme will be realized. Equity & Equity related instruments Dividend including Equity Derivatives • Monthly Dividend, Kedar Karnik including Index Futures, Stock -Reinvest Dividend, Payout Total work experience of 14 Futures, Stock Options, Index Dividend years. Options etc.# 0% - 65% Managing this Scheme since Debt, Money market instruments • Entry load: Not Applicable June 2020. 35% - 100% • Exit load: # The exposure to derivative shown in the above • If the units redeemed or switched-out are asset allocation table is exposure taken against the underlying equity investments i.e. in case the upto 10% of the units (the limit) purchased Scheme shall have a long position in a security or switched within 30 days from the date of and a corresponding short position in the same security, then the exposure for the purpose of allotment: Nil; asset allocation will be counted only for the long • If units redeemed or switched out are in position. The intent is to avoid double counting excess of the limit within 30 days from the of exposure and not to take additional asset allocation with the use of derivative. date of allotment: 0.25%; • If units are redeemed or switched out on or after 30 days from the date of allotment: Nil.

66 Hybrid

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

27 DSP Dynamic Atul Bhole (Equity portion) The investment objective of 1. Equity & Equity related Normally within 5 PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Asset Allocation Total work experience of 13 the Scheme is to seek capital instruments including Business Days from • Minimum investment and minimum additional Fund years. appreciation by managing the derivatives : 65% - 100% acceptance of purchase (RP & DP) Managing this Scheme since asset allocation between equity 2. Debt and money market redemption request ` 500/- & any amount hereafter February 2018. and fixed income securities. The instruments : 0 – 35% • Options available: (DP & RP) Scheme will dynamically manage • Growth Abhishek Ghosh the asset allocation between • Monthly Dividend Total work experience of 13 equity and fixed income based on - Payout Dividend years. the relative valuation of equity - Reinvest Dividend Managing this Scheme since and debt markets. The Scheme January 2021. intends to generate long-term • Entry load: Not Applicable capital appreciation by investing • Exit load: Saurabh Bhatia (Debt portion) in equity and equity related Holding Period : Total work experience of 19 instruments and seeks to generate < 12 months: 1%~; years. income through investments in >= 12 months: Nil Managing this Scheme since fixed income securities and by ~If the units redeemed or switched out are upto February 2018. using arbitrage and other derivative 10% of the units (the limit) purchased or switched: strategies. However, there can be Nil. no assurance that the investment objective of the scheme will be realized.

28 DSP Equity & Atul Bhole (Equity portion) The primary investment objective Equity & equity related PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Bond Fund Total work experience of 13 of the Scheme, seeking to generate securities : 65% - 75%. • Minimum investment and minimum years. long term capital appreciation and Fixed income securities (Debt additional purchase (RP & DP) Managing this Scheme since current income from a portfolio securities, Securitised debt ` 500/- & any amount June 2016. constituted of equity and equity & Money market securities): thereafter related securities as well as fixed 25% - 35%. • Options available: (RP & DP) Abhishek Ghosh income securities (debt and money • Growth Total work experience of 13 market securities). • Dividend years. There is no assurance that the - Payout Dividend Managing this Scheme since investment objective of the - Reinvest Dividend January 2021. Scheme will be realized. • Entry load: Not Applicable Vikram Chopra (Debt portion) • Exit load: Total work experience of 18 Holding Period : < 12 months: 1%~ years. Holding Period :>= 12 months: Nil Managing this Scheme since July 2016. ~If the units redeemed or switched out are upto 10% of the units (the limit) purchased or switched: Nil.

Normally within 3 Business Days from acceptance of 29 DSP Equity Vinit Sambre (Equity portion) An Open ended equity Scheme, Table 1: redemption request PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Savings Fund Total work experience of 21 seeking to generate income through (A) Equity & Equity related • Minimum investment and minimum years Managing the Scheme investments in fixed income instruments including additional purchase (RP & DP) since June 2020 ecurities and using arbitrage and derivatives: 65%-75% A1. Of ` 500/- & any amount thereafter other derivative Strategies. The which cash-futures • Options available: (RP & DP) Resham Jain Scheme also intends to generate arbitrage*:25%- 55% A2. • Growth Total work experience of 10 long-term capital appreciation by Of which net long equity • Dividend years. investing a portion of the scheme's exposure^ :20%-40% - Reinvest Dividend, Payout Managing this Scheme since assets in equity and equity related (B) Debt and money market Dividend January 2021. instruments. instruments- 15%-35% • Monthly Dividend, There is no assurance that the (C) Units issued by REITs & - Reinvest Dividend, Payout Saurabh Bhatia (Debt Portion) investment objective of the InvITs 0%-10% Dividend Total work experience of 19 Scheme will be realized. Table 2: • Quarterly Dividend years. Managing this Scheme (A) Equity & Equity related - Reinvest Dividend, Payout since March 2018. instruments including Dividend derivatives: 40%-65% A1. Of • Entry load: Not Applicable Jay Kothari (Dedicated which cash-futures Exit load: Fund Manager for overseas arbitrage* :0% - 45% A2. • If the units redeemed or switched out are upto investments) Of which net long equity 10% of the units (the limit) purchased or switched- Total work experience of 18 exposure^ :20%-50% in within 12 months from the date of allotment: Nil years. (B) Debt and money market • If units redeemed or switched out are in excess Managing this Scheme since instruments- 15%-60% of the limit within 12 months from the date of March 2018. (C) Units issued by REITs & allotment: 1% InvITs 0%-10% • If units are redeemed or switched out on or after *Refers to equity exposure 12 months from the date of allotment: NIL. completely hedged with corresponding equity derivatives ^Refers to only net long equity exposures aimed to gain from potential capital appreciation and thus is a directional equity exposure which will not be hedged

67 Hybrid

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

DSP Regular Vinit Sambre (Equity portion) An Open Ended Income Scheme, *Debt and Money Market Normally within PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) 30 Savings Fund Total work experience of 21 seeking to generate income, Securities: 75% - 90% 2 Business Days • Minimum investment and minimum years Managing the Scheme consistent with prudent risk, from Equity and Equity Related from acceptance of additional purchase (RP & DP) since June 2020 a portfolio which is substantially Securities : 10% - 25% redemption request ` 500/- & any amount thereafter constituted of quality debt Units issued by REITs & InvITs • Options available: (RP & DP) Resham Jain securities. The scheme will : 0% - 10% • Growth Total work experience of 10 also seek to generate capital *Debt securities may include • Monthly Dividend years. appreciation by investing a smaller securitised debts upto 50% of - Payout Dividend Managing this Scheme since portion of its corpus in equity and the net assets - Reinvest Dividend January 2021. equity related securities of issuers • Quarterly Dividend domiciled in India. - Payout Dividend Vikram Chopra (Debt portion) There is no assurance that the - Reinvest Dividend Total work experience of 18 investment objective of the • Entry load: Not Applicable years. Scheme will be realized. Managing this Scheme since • Exit load: July 2016. Holding Period: < 12 months: 1%~ Holding Period: >= 12 months: Nil Jay Kothari (Dedicated Fund ~If the units redeemed or switched out are upto 10% Manager for overseas of the units (thelimit) purchased or switched: Nil. investments) Total work experience of 18 years. Managing this Scheme since March 2018.

Index Fund

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

31 DSP Equal Nifty Anil Ghelani To invest in companies which are Equity and equity related PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) 50 Fund Total work experience of 22 years. constituents of NIFTY 50 Equal securities covered by Nifty 50 • Minimum investment and minimum Managing this Scheme since Weight Index (underlying Index) in Equal Weight Index : 95% - 100% additional purchase (RP & DP) July 2019. the same proportion as in the index Debt and Money Market ` 500 & any amount thereafter and seeks to generate returns that Securities : 0% - 5% • Options available: (RP & DP) Diipesh Shah are commensurate (before fees and • Growth Total work experience of 20 years. expenses) with the performance of • Dividend Managing this Scheme since the underlying Index, subject to - Payout Dividend - Reinvest Dividend November 2020. tracking error. There is no assurance that the • Entry load: Not Applicable investment objective of the • Exit load: Nil Scheme will be realized.

32 DSP Nifty Next Anil Ghelani To invest in companies which are Equity and equity related PLANS: REGULAR PLAN (RP) & DIRECT PLAN 50 Index Fund Total work experience of 22 years. constituents of NIFTY Next 50 Index securities covered by Nifty (DP) Managing this Scheme since (underlying Index) in the same Next 50 Index : 95% - 100% • Minimum investment and minimum July 2019. proportion as in the index and Debt and Money Market additional purchase (RP & DP) seeks to generate returns that are Securities : 0% - 5% Normally within ` 500 & any amount thereafter Diipesh Shah commensurate (before fees and 3 Business Days • Options available: (RP & DP) Total work experience of 20 years. expenses) with the performance from acceptance of • Growth Managing this Scheme since of the underlying Index, subject to redemption request • Dividend - Payout Dividend November 2020. tracking error. However, there is no assurance - Reinvest Dividend that the objective of the Scheme will be achieved. The Scheme • Entry load: Not Applicable does not assure or guarantee any • Exit load: Nil returns.

33 DSP Nifty 50 Anil Ghelani The investment objective of the Equity and equity related PLANS: REGULAR PLAN (RP) & DIRECT PLAN Index Fund Total work experience of 22 years. Scheme is to generate returns securities covered by Nifty (DP) Managing this Scheme since that are commensurate with the 50 Index : 95% - 100% • Minimum investment and minimum July 2019. performance of the NIFTY 50 Index, Debt and Money Market additional purchase (RP & DP) subject to tracking error. Securities : 0% - 5% ` 500 & any amount thereafter Diipesh Shah However, there is no assurance • Options available: (RP & DP) Total work experience of 20 years. that the objective of the Scheme • Growth • Dividend Managing this Scheme since will be achieved. The Scheme - Payout Dividend November 2020. does not assure or guarantee any - Reinvest Dividend returns. • Entry load: Not Applicable • Exit load: Nil

68 ETF

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

34 DSP Liquid ETF Anil Ghelani The investment objective of the 1. Tri Party REPO, Repo in Normally within 10 Minimum Application Amount Total work experience of 22 years. Scheme is to seek to provide Government Securities, Reverse Business Days from (First purchase and subsequent purchase) Managing this Scheme since current income, commensurate Repos and any other similar acceptance of On Continuous basis – Directly with Fund: Authorized July 2019. with relatively low risk while overnight instruments as may be redemption request. Participants and Large Investors can directly purchase / providing a high level of liquidity, provided by RBI and approved redeem in blocks from the fund in “Creation unit size” on Diipesh Shah primarily through a portfolio of Tri by SEBI : 95% - 100% any business day. Total work experience of 20 years. Party REPO, Repo in Government 2. Other Money Market On the Exchange : The units of the Scheme can be Managing this Scheme since Securities, Reverse Repos and Instruments with residual purchased and sold in minimum lot of 1 unit and in November 2020. similar other overnight instruments. maturity of upto 91 days : multiples thereof. There is no assurance that the 0% - 5% Plans and Options : The Scheme shall have only one Plan investment objective of the and only one option which shall be daily dividend reinvest. Scheme will be realized. • Entry load: Not Applicable • Exit load: Nil

Funds of Fund

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

DSP US Flexible^ Jay Kothari (Dedicated Fund The primary investment objective 1. Units of BGF – USFEF# or other Normally within PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) 35 Equity Fund Manager for overseas of the Scheme is to seek capital similar overseas mutual fund 5 Business Days • Minimum investment and minimum additional appreciation by investing investments) predominantly in units of BlackRock scheme(s): 95% to 100% from acceptance of purchase (RP & DP) ^The term “Flexible” Total work experience of 18 Global Funds US Flexible Equity Fund 2. Money market securities and/ redemption request ` 500/- & any amount hereafter in the name of the years. (BGF - USFEF). The Scheme or units of money market/liquid • Options available: (RP & DP) Scheme signifies Managing this Scheme since may, at the discretion of the schemes of DSP Mutual Fund: • Growth that the Investment Investment Manager, also invest in March 2013. the units of other similar overseas 0% to 5% • Dividend Manager of the mutual fund schemes, which may #in the shares of BGF – USFEF, an - Payout Dividend Underlying Fund can Laukik Bagwe (Debt Portion) constitute a significant part of its Undertaking for Collective - Reinvest Dividend invest either in growth corpus. The Scheme may also invest a Total work experience of 18 Investment in Transferable or value investment certain portion of its corpus in money • Entry load: Not Applicable years. market securities and/ or money Securities (UCITS) III fund. characteristic • Exit load: Nil Managing this Scheme since market/liquid schemes of DSP Mutual securities placing Fund, in order to meet liquidity an emphasis as the August 2012. requirements from time to market outlook time. However, there is no assurance warrants. Kedar Karnik (Debt Portion) that the investment objective of Total work experience of 14 the Scheme will be realized. It shall be noted ‘similar overseas mutual years. fund schemes’ shall have investment Managing this Scheme since objective, investment strategy and July 2016. risk profile/consideration similar to those of BGF – USFEF. There is no assurance that the investment objective of the Scheme will be realized.

36 DSP World Jay Kothari The primary investment objective 1. Units of BGF – NF# or other PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Agriculture Total work experience of of the Scheme is to seek capital similar overseas mutual fund • Minimum investment and minimum additional Fund 16 years. appreciation by investing scheme(s): 95% to 100%; purchase (RP & DP) Managing this scheme since predominantly in the units of 2. Money market securities and/ ` 500/- & any amount hereafter March 2013. BlackRock Global Funds – Nutrition or units of money market/liquid • Options available: (DP & RP) Fund (BGF – NF). The schemes of DSP Mutual Fund: • Growth Scheme may, at the discretion of the 0% to 5%; • Dividend Investment Manager, also invest in the #in the shares of BGF – NF, an - Payout Dividend units of other similar overseas mutual Undertaking for Collective - Reinvest Dividend fund schemes, which may constitute Investment in Transferable a significant part of its corpus. The Securities (UCITS) III fund. • Entry load: Not Applicable Scheme may also invest a certain • Exit load: Nil portion of its corpus in money market securities and/or money market/ liquid schemes of DSP Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realised. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – NF. There is no assurance that the investment objective of the Scheme will be realized.

69 Funds of Fund

Sr. No. SCHEME FUND MANAGER INVESTMENT OBJECTIVE ASSET ALLOCATION REDEMPTION PROCEEDS FEATURES

DSP World Jay Kothari An open ended Fund of Funds 1. Units of Units of BGF – WEF# PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) 37 Energy Fund Total work experience of Scheme seeking to generate and BGFSEF# or other similar • Minimum investment and minimum additional 18 years. capital appreciation by investing overseas mutual fund scheme(s): purchase (RP & DP) predominantly in the units of ` 500/- & any amount hereafter Managing this scheme since BlackRock Global Funds- World Energy 95% to 100% March 2013. Fund (BGF-WEF) and BlackRock Global 2. Money market securities and/ • Options available: (RP & DP) Funds- Sustainable Energy Fund or units of money market/liquid • Growth (BGF-SEF). The Scheme may, at the schemes of DSP Mutual Fund : • Dividend discretion of the Investment Manager, 0% - 05% - Payout Dividend also invest in the units of other similar # - Reinvest Dividend overseas mutual fund schemes, which in the shares of BGF – WEF may constitute a significant part of its and BGF – SEF, Undertaking corpus. The Scheme may also invest a for Collective Investment in • Entry load: Not Applicable • Exit load: Nil certain portion of its corpus in money Transferable Securities (UCITS) market securities and/or money III fund market liquid Schemes of DSPMF, in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be realized.

38 DSP World Gold Jay Kothari An open ended Fund of Funds 1. Units of BGF – WGF# or other PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Fund Total work experience of scheme seeking to generate similar overseas mutual fund • Minimum investment and minimum additional 18 years. capital appreciation by investing scheme(s): 95% to 100%; purchase (RP & DP) predominantly in units of BlackRock ` Managing this scheme since 2. Money market securities and/ 500/- & any amount hereafter Global Funds - World Gold Fund • Options available: (RP & DP) March 2013. (BGF-WGF). The Scheme may, at or units of money market/liquid • Growth the discretion of the Investment schemes of DSP Mutual Fund: • Dividend Manager, also invest in the units of 0% to 05%. - Payout Dividend other similar overseas mutual fund #In the shares of BGF-WGF, an - Reinvest Dividend schemes, which may constitute a significant part of its corpus. Undertaking for Collective • Entry load: Not Applicable There is no assurance that the Investment in Transferable • Exit load: Nil investment objective of the Securities (UCITS) III Fund. Scheme will be realized.

39 DSP World Jay Kothari The primary investment objective 1. Units of BGF – WMF# or other PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Mining Fund Total work experience of of the Scheme is to seek capital similar overseas mutual fund • Minimum investment and minimum additional 18 years. appreciation by investing scheme(s): 95% to 100%; purchase (RP & DP) predominantly in the units of Managing this scheme since 2. Money market securities and/ Normally within ` 500/- & any amount hereafter BlackRock Global Funds – World 5 Business Days March 2013. Mining Fund (BGF-WMF). The or units of money market/liquid • Options available: (RP & DP) Scheme may, at the discretion schemes of DSP Mutual Fund: from acceptance of • Growth of the Investment Manager, also 0% to 05%. redemption request • Dividend invest in the units of other similar #In the shares of BGF – WMF, an - Payout Dividend overseas mutual fund schemes, - Reinvest Dividend which may constitute a significant Undertaking for Collective part of its corpus. The Scheme Investment in Transferable may also invest a certain portion Securities (UCITS) III fund. • Entry load: Not Applicable of its corpus in money market • Exit load: Nil securities and/or money market/ liquid schemes of DSP Mutual Fund, in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be realised.

40 DSP Global Jay Kothari (Dedicated Fund The primary investment objective Units of BGF – GAF # or other Normally within PLANS: REGULAR PLAN (RP) & DIRECT PLAN (DP) Allocation Fund Manager for overseas of the Scheme is to seek capital similar overseas mutual fund 5 Business Days • Minimum investment and minimum additional investments) appreciation by investing scheme(s): 95% - 100% from acceptance of purchase (RP & DP) predominantly in units of BlackRock ` 500/- & multiple of Re 1 thereafter Total work experience of Global Funds Global Allocation Money market securities and/ redemption request 18 years. Fund (BGF - GAF). The Scheme may, or units of money market/liquid • Options available (RP & DP) Managing this Scheme since at the discretion of the Investment schemes of DSP Mutual Fund: • Growth August 2014. Manager, also invest in the units of 0%-5% • Dividend other similar overseas mutual fund #in the shares of BGF – GAF, - Payout Dividend schemes, which may constitute a - Reinvest Dividend Laukik Bagwe (Debt Portion) significant part of its corpus. The an Undertaking for Collective Total work experience of Scheme may also invest a certain Investment in Transferable 18 years. portion of its corpus in money Securities (UCITS) III fund • Entry load: Not Applicable Managing this Scheme since market securities and/ or money • Exit load: Nil August 2014. market/liquid schemes of DSP Mutual Fund, in order to meet liquidity requirements from time to Kedar Karnik (Debt Portion) time. However, there is no ssurance Total work experience of that the investment objective of 14 years. the Scheme will be realized. It Managing this Scheme since shall be noted ‘similar overseas mutual fund schemes’ shall have July 2016. investment objective, investment strategy and risk profile/ consideration similar to those of BGF – GAF. There is no assurance that the investment objective of the Scheme will be realized.

70 Sr. No. SCHEME PRODUCT SUITABILITY RISKOMETER

DSP Flexi Cap Fund This Open Ended Scheme is suitable for investors who are seeking* Flexi Cap Fund - An open ended dynamic equity scheme • Long-term capital growth 1 investing across large cap, mid cap, small cap stocks • Investment in equity and equity-related securities to form a diversified portfolio

DSP Top 100 Equity Fund This Open Ended Scheme is suitable for investors who are seeking* 2 Large Cap Fund- An open ended equity scheme • Long-term capital growth predominantly investing in • Investment in equity and equity-related securities predominantly of large cap companies large cap stocks

DSP Equity Opportunities This Open Ended Scheme is suitable for investors who are seeking* Fund 3 Large & Mid Cap Fund- An • Long-term capital growth open ended equity scheme • Investment in equity and equity-related securities predominantly of large and midcap companies investing in both large cap and mid cap stocks

DSP India T.I.G.E.R. Fund This Scheme is suitable for investors who are seeking* (The Infrastructure Growth and Economic • Long-term capital growth Reforms) 4 • Investment in equity and equity-related securities of corporates, which could benefit from structural An open ended equity scheme following economic changes brought about by continuing liberalization in economic policies by the Government and/or reforms and/or Infrastructure from continuing Investments in infrastructure, both by the public and private sector development theme

DSP Mid Cap Fund This Open Ended Equity Scheme is suitable for investors who are seeking* 5 Mid Cap Fund- An open ended equity scheme predominantly • Long-term capital growth investing in mid cap stocks • Investment in equity and equity-related securities predominantly of mid cap companies

DSP Tax Saver Fund This Open Ended Equity Linked Saving Scheme is suitable for investors who are seeking* An open ended equity linked 6 saving scheme with a statutory lock in of 3 years and tax • Long-term capital growth with a three-year lock-in benefit • Investment in equity and equity-related securities to form a diversified portfolio

DSP Healthcare Fund This open ended equity Scheme is suitable for investors who are seeking* An open ended equity scheme investing in healthcare and • Long term capital growth 7 pharmaceutical sector • Investment in equity and equity related Securities of healthcare and pharmaceutical companies

This open ended equity Scheme is suitable for investors who are seeking* DSP Quant Fund An Open ended equity Scheme investing based on a quant • Long term capital growth 8 model theme • Investment in active portfolio of stocks screened, selected, weighed and rebalanced on the basis of a predefined fundamental factor model

DSP Value Fund This Open Ended Equity Scheme is suitable for investors who are seeking* An open ended equity scheme 9 following a value investment • to generate long-term capital appreciation / income in the long term strategy • investment primarily in undervalued stocks

DSP Small Cap Fund This Open Ended Equity Scheme is suitable for investors who are seeking* Small Cap Fund- An open • Long-term capital growth 10 ended equity scheme predominantly investing in • Investment in equity and equity-related securities predominantly of small cap companies (beyond small cap stocks top 250 companies by market capitalization)

DSP Focus Fund This Open Ended Equity Scheme is suitable for investors who are seeking* An open ended equity scheme 11 investing in maximum 30 • Long-term capital growth with exposure limited to a maximum of 30 stocks from a multi cap investment stocks. The Scheme shall focus universe on multi cap stocks. • Investment in equity and equity-related securities to form a concentrated portfolio

71 Sr. No. SCHEME PRODUCT SUITABILITY RISKOMETER

DSP Natural This Open Ended Equity Scheme is suitable for investors who are seeking* Resources and New Energy • Long-term capital growth 12 Fund • Investment in equity and equity-related securities of natural resources companies in sectors like mining, An open ended equity scheme energy, etc. and companies involved in alternative energy and energy technology and also, investment in investing in Natural Resources and Alternative Energy sector units of overseas funds which invest in such companies overseas

DSP Liquid ETF This open ended Liquid ETF is suitable for investors who are seeking* An open ended scheme investing in Tri Party 13 REPO, Repo in Government • Current income with high degree of liquidity Securities, Reverse Repo • Investment in Tri Party REPO, Repo in Government Securities, Reverse Repo and similar other overnight and similar other overnight instruments instruments

DSP World Gold This Scheme is suitable for investors who are seeking* 14 Fund An open ended fund of fund • Long-term capital growth scheme investing in BlackRock Global Funds – World Gold Fund • Investment in units of overseas funds which invest primarily in equity and equity related securities (BGF – WGF) of gold mining Companies

DSP World Mining This Scheme is suitable for investors who are seeking* Fund 15 An open ended fund of fund • Long-term capital growth scheme investing in BlackRock Global Funds – World Mining Fund • Investment in units of overseas funds which invest primarily in equity and equity related securities (BGF – WMF) of mining companies

DSP World Energy This Scheme is suitable for investors who are seeking* Fund 16 An open ended fund of fund scheme investing in BlackRock • Long-term capital growth Global Funds – World Energy Fund (BGF – WEF) and BlackRock Global • Investment in units of overseas funds which invest primarily in equity and equity related securities Funds – Sustainable Energy Fund (BGF – SEF) of companies in the energy and alternative energy sectors

DSP World This Open Ended Fund of Funds Scheme is suitable for investors who are seeking* Agriculture 17 Fund • Long-term capital growth An open ended fund of fund scheme investing in BlackRock • Investment in units of overseas funds which invest primarily in equity and equity related securities of Global Funds – Nutrition Fund companies in the agriculture value chain

This Open Ended Fund of Funds Scheme (Investing In US Equity Fund) is suitable for investors who are seeking*

• Long-term capital growth DSP US Flexible^ • Investment in units of overseas funds which invest primarily in equity and equity related securities of Equity Fund 18 An open ended fund of fund companies domiciled in, or exercising the predominant part of their economic activity in the USA scheme investing in BlackRock Global Funds – US Flexible Equity Fund ^The term “Flexible” in the name of the Scheme signifies that the Investment Manager of the Underlying Fund can invest either in Growth or value investment characteristic securities placing an emphasis as the market outlook warrants.

This Open Ended Fund of Funds Scheme (Investing In International Fund) is suitable for investors who DSP Global are seeking* 19 Allocation Fund An open ended fund of fund scheme investing in BlackRock • Long-term capital growth Global Funds – Global Allocation • Investments in units of overseas funds which invest in equity, debt and short term securities of issuers Fund around the world

This scheme is suitable for investors who are seeking* DSP Dynamic Asset Allocation Fund 20 • Long-term capital growth An open ended dynamic asset • Investment in equity and equity related securities including the use of equity derivatives strategies allocation fund and arbitrage opportunities with balance exposure in debt and money market instruments.

DSP Equity & Bond This Open Ended aggressive hybrid scheme is suitable for investors who are seeking* Fund 21 An open ended hybrid scheme • Capital growth and income over a long-term investment horizon investing predominantly in equity and equity related • Investment primarily in equity/equity-related securities, with balance exposure in money market instruments and debt Securities

DSP Equity Savings This Scheme is suitable for investors who are seeking* Fund An open ended scheme • Long term capital growth and income 22 investing in equity, arbitrage • Investment in equity and equity related securities including the use of equity derivatives strategies and and debt arbitrage opportunities with balance exposure in debt and money market instruments

72 Sr. No. SCHEME PRODUCT SUITABILITY RISKOMETER

DSP Equal Nifty 50 This open ended index linked equity Scheme is suitable for investors who are seeking* Fund 23 An open ended scheme • Long-term capital growth replicating NIFTY 50 Equal • Returns that are commensurate with the performance of NIFTY 50 Equal Weight Index, subject to Weight Index tracking error.

This open ended index linked equity Scheme is suitable for investor who are seeking* DSP Nifty Next 50 24 Index Fund An open ended scheme • Long-term capital growth replicating / tracking NIFTY • Returns that are commensurate with the performance of NIFTY Next 50 Index, subject to tracking NEXT 50 Index error.

DSP Nifty 50 Index This open ended scheme replicating/tracking NIFTY 50 Index is suitable for investor who are seeking* Fund An open ended scheme • Long-term capital growth 25 replicating / tracking NIFTY 50 Index • Returns that are commensurate with the performance of NIFTY 50 Index, subject to tracking error.

DSP Arbitrage Fund This open ended Scheme is suitable for investors who are seeking* 26 An open ended scheme investing in arbitrage • Income over a short-term investment horizon opportunities • Investment in arbitrage opportunities in the cash & derivatives segment of the equity market

This Open Ended conservative hybrid scheme is suitable for investors who are seeking* DSP Regular Savings Fund 27 An open ended hybrid scheme • Income and capital growth over a medium-term investment horizon investing predominantly in • Investment predominantly in debt securities, with balance exposure in equity/equity-related debt instruments securities

This Open Ended Income (Liquid) Scheme is suitable for investors who are seeking* DSP Liquidity Fund 28 An open ended liquid scheme • Income over a short-term investment horizon • Investment in money market and debt securities, with maturity not exceeding 91 days

DSP Ultra Short Fund An open ended ultra-short term debt scheme investing in debt This Scheme is suitable for investors who are seeking* and money market securities such that the Macaulay duration of the 29 portfolio is between 3 months and • Income over a short-term investment horizon 6 months (please refer page no. 21 under the section “Where will • Investment in money market and debt securities the Scheme invest?” in the SID for details on Macaulay’s Duration)

This Scheme is suitable for investors who are seeking* DSP Savings Fund 30 An open ended debt scheme investing in money market • Income over a short-term investment horizon instruments • Investment in money market instruments with maturity less than or equal to 1 year.

DSP Government This Open Ended Income Scheme is suitable for investors who are seeking* Securities Fund 31 An open ended debt scheme • Income over a long-term investment horizon investing in government securities across maturity • Investment in Central government securities

73 Sr. No. SCHEME PRODUCT SUITABILITY RISKOMETER

DSP Short Term Fund An open ended short term debt This Scheme is suitable for investors who are seeking* scheme investing in debt and money market securities such 32 that the Macaulay duration of the portfolio is between 1 year and • Income over a medium-term investment horizon 3 years (please refer page no. 19 • Investment in money market and debt securities under the section “Where will the Scheme invest?” in the SID for details on Macaulay’s Duration)

DSP Banking & PSU Debt Fund This Scheme is suitable for investors who are seeking* An open ended debt scheme 33 predominantly investing in • Income over a short-term investment horizon Debt instruments of banks, Public Sector Undertakings, • Investment in money market and debt securities issued by banks and public sector undertakings, Public Financial Institutions public financial institutions and Municipal Bonds and Municipal Bonds.

DSP Credit Risk Fund This Scheme is suitable for investors who are seeking* 34 An open ended debt scheme predominantly investing in AA and below rated corporate • Income over a medium-term to long term investment horizon bonds (excluding AA+ rated • Investment predominantly in corporate bonds which are AA and below rated instruments corporate bonds).

DSP Strategic Bond This Open Ended Income Scheme is suitable for investors who are seeking* Fund 35 An open ended dynamic debt scheme investing across • Income over a medium to long term investment horizon duration • Investment in actively managed portfolio of money market and debt securities

DSP Bond Fund An open ended medium term debt scheme investing in debt This Scheme is suitable for investors who are seeking* 36 and money market securities such that the Macaulay duration of the portfolio is between 3 years and • Income over a medium-term investment horizon 4 years (please refer page no. 32 under the section “Where will • Investment in money market and debt securities the Scheme invest” in the SID for details on Macaulay’s Duration)

DSP Low Duration Fund This Scheme is suitable for investors who are seeking* An open ended low duration debt 37 scheme investing in debt and money market securities such that the Macaulay duration of the • Income over a short-term investment horizon. portfolio is between 6 months and 12 months (please refer page no. • Investments in money market and debt securities 20 under the section “Where will the Scheme invest?” in the SID for details on Macaulay’s Duration)

DSP 10Y G-Sec Fund This Scheme is suitable for investors who are seeking* Open ended debt scheme 38 investing in government • Income over a long-term investment horizon securities having a constant • Investment in Government securities such that the Macaulay duration of the portfolio is similar to maturity of 10 years. the 10 Years benchmark government security

DSP Corporate Bond This open ended debt scheme is suitable for investors who are seeking* Fund 39 An open ended debt scheme predominantly investing in AA+ • Income over a medium-term to long term investment horizon and above rated corporate • Investment in money market and debt securities bonds

This open ended debt scheme is suitable for investor who are seeking* DSP Overnight Fund An Open Ended Debt Scheme 40 Investing in Overnight • reasonable returns with high levels of safety and convenience of liquidity over short term Securities • Investment in debt and money market instruments having maturity of upto 1 business day

*Investors should consult their financial/tax advisors if in doubt about whether the scheme is suitable for them.

74 HOW TO READ A FACTSHEET

Fund Manager An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Application Amount for Fresh Subscription This is the minimum investment amount for a new investor in a mutual fund scheme.

Minimum Additional Amount This is the minimum investment amount for an existing investor in a mutual fund scheme.

Yield to Maturity The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond's current market price, par value, coupon interest rate and time to maturity.

SIP SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.

NAV The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Benchmark A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.

Entry Load A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs 101. Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributors.

Exit Load Exit load is charged at the time an investor redeems the units of a mutual fund. The entry load is added to the pre- vailing NAV at the time of redemption. For instance, if the NAV is Rs 100 and the exit load is 1%, the investor will redeem the fund at Rs 99.

75 Modified Duration Modified duration is the price sensitivity and the percentage change in price for a unit change in yield.

Standard Deviation Standard deviation is a statistical measure of the range of an investment's performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Sharpe Ratio The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

Beta Beta is a measure of an investment's volatility vis--vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security's price will be more volatile than the market.

AUM AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Holdings The holdings or the portfolio is a mutual fund's latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature of Scheme The investment objective and underlying investments determine the nature of the mutual fund scheme. For in- stance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Profile Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

Total Return Index Total return index calculation consider the actual rate of return of an investment or a pool of investments over a given evaluation period. Total return includes interest, capital gains, dividends and distributions realized over a given period of time.

Alpha Alpha is the excess return on an investment, relative to the return on a benchmark index.

CAGR CAGR (Compound Annual Growth Rate) is the annual rate of return on an investment over a specified period of time, assuming the profits were reinvested over the investment’s lifespan.

76 List of Official Points of Acceptance of Transactions* DSP Investment Managers Private Limited - Investor Service Centres HEAD OFFICE - Mumbai: Mafatlal Centre, 10th Floor, Nariman Point, Mumbai - 400021. Ahmedabad: 3rd Eye One, Office No. 301, 3rd Floor, Opposite Havmor Restaurant, C.G Road, Panchavati, Ahmedabad - 380006. Agra: Shanta Tower, Office No. 12, 1st Floor, Block No. E-14, 16 Sanjay Place, Agra – 282003. Bengaluru: Raheja Towers, West Wing, Office No. 104-106, 1st floor, 26-27, M.G. Road, Bengaluru - 560001 Bhopal: Star Arcade, Office No. 302, 3rd Floor, Plot No. 165 A and 166, Zone-1, M.P Nagar, Bhopal - 462011. Bhubaneswar: Lotus House, Office No. 3, 2nd Floor, 108 / A, Kharvel Nagar, Unit III, Master Canteen Square, Bhubaneswar - 751001. Chandigarh: SCO 2471 – 72, 1st Floor, Sector 22 – C, Chandigarh - 160022. Chennai: Alamelu Terraces, Office No. 163, 3rd Floor, Anna Salai, Chennai – 600002. Coimbatore: Tristar Towers, 657, East Wing, 1st Floor, Avinashi Road, Coimbatore - 641037. Dehradun: NCR Plaza, Office No. G 12/A, Ground Floor, (No. 24-A) (New No. 112/28, Ravindranath Tagore Marg), New Cantt Road, Hathibarhkala, Dehradun – 248001. Goa: Cedmar Apartments, Block D-A, 3rd Floor,Next to Hotel Arcadia, MG Road, Panaji, Goa - 403001. Guwahati: Mayur Gardens, Office No. 5, Upper Ground Floor, G.S Road, Near ABC Bus Stop, Guwahati - 781005. Hyderabad: RVR Towers, Office No 1-B, 1st Floor, Door No. 6-3-1089/F, Rajbhavan Road, Somajiguda, Hyderabad – 500082. Indore: Starlit Tower, Office No. 206, 2nd Floor, 29/1, Y.N Road, Opp. S.B.I, Indore - 452001. Jaipur: Green House, Office No. 201 to 204, 2nd Floor, O-15 Ashok Marg, Above Axis Bank, C - Scheme, Jaipur - 302001. Jamshedpur: ShantiNiketan, 2nd Floor, Main Road, P.O Bistupur, Jamshedpur - 831001. Jodhpur: Keshav Bhawan, Office No. 2, Ground Floor, Chopasni Road, Near HDFC Bank, Jodhpur - 342003. Kanpur: KAN Chambers, Office No. 701-703, 7th Floor, 14/113, Civil Lines, Kanpur - 208001. : Amrithaa Towers, Office No. 40 / 1045 H1, 6th Floor, Opp. Maharajas College Ground, M.G Road, Kochi - 682011. Kolkata: Legacy Building, Fourth Floor, Office No. 41B 25A, Shakespeare Sarani, Kolkatta - 700017 Lucknow: 3rd Floor, Capital House,2 Tilak Marg, Hazratganj, Lucknow-226001. Ludhiana: SCO-29, 1st Floor, Feroze Gandhi Market, Pakhowal Road, Ludhiana - 141001. Mangalore: Maximus Commercial Complex, Office No. UGI - 5, Upper Ground Floor, Light House Hill Road, Opp. KMC, Mangalore - 575001. Mumbai: Natraj, Office No. 302, 3rd Floor, Plot No – 194, MV Road Junction, Western Express Highway, Andheri (East), Mumbai – 400069. Nagpur: Milestone, Office No. 108 & 109, 1st Floor, Ramdaspeth, Wardha Road, Nagpur - 440010. Nasik: Bedmutha's Navkar Heights, Office No 1 & 2, 3rd Floor, New Pandit Colony, Sharanpur Road, Nasik - 422002. New : Dr. Gopal Das Bhavan, Upper Ground Floor, 28 Barakhamba Road, New Delhi - 110001. Patna: Dumraon Place, L309 & L310, Third Floor, Frazer Road, Patna - 800001. : City Mall, Unit No. 109 - (A,B,C), 1st Floor, University Square, University Road, Pune - 411007. Raipur: Raheja Towers, Office No SF 18, 2nd Floor, Near Hotel Celebration, Fafadih, Raipur – 492001. Rajkot: Hem Arcade, Office No. 303, 3rd Floor, Opposite Swami Vivekanand Statue, Dr. Yagnik Road, Rajkot - 360001. Ranchi: Shrilok Complex, Office No. 106, 107, 108 & 109, 1st Floor, Plot No - 1999 & 2000,4 Hazaribagh Road, Ranchi - 834001. Surat: International Trade Centre, Office No. G-28, Ground Floor, Majura Gate Crossing, Ring Road, Surat - 395002. Trivandrum: Menathottam Chambers, TC-2442(6), 2nd Floor, Pattom PO, Trivandrum – 695004. Vadodara: Naman House, 1/2 - B Haribhakti Colony, Ground Floor, Opp. Race Course Post Office, Near Bird Circle, Race Course, Vadodara - 390007. Vapi: Bhikaji Regency, Office No. 3, 1st Floor, Opposite DCB Bank. Vapi - Silvasa Road, Vapi - 396195. Varanasi: Arihant Complex, D-64/127 C-H, 7th Floor, Sigra, Varanasi – 221010. Visakhapatnam: VRC complex, Office No 304 B, 47-15-14/15, Rajajee Nagar, Dwaraka Nagar, Visakhapatnam – 530016.

CAMS Investor Service Centres and Transaction Points Visit www.camsonline.com for addresses • Agra • Bhusawal • Gwalior • Kharagpur • Palakkad • Solan • Ahmedabad • Bikaner • Haldia • Kolhapur • Palanpur • Solapur • Ahmednagar • Bilaspur • Haldwani • Kolkata • Panipat • Sonepat • Ajmer • Bokaro • Hazaribagh • Kollam • Pathankot • Sri Ganganagar • Akola • Burdwan • Himmatnagar • Kota • Patiala • Srikakulam • Aligarh • Calicut • Hisar • Kottayam • Patna • Sultanpur • Allahabad • Chandigarh • Hoshiarpur • Kumbakonam • Pondicherry • Surat • Alleppey • Chennai • Hosur • Kurnool • Pune • Surendranagar • Alwar • Chhindwara • Hubli • Lucknow • Rae Bareli • Tanjore • Amaravati • Cochin • Indore • Ludhiana • Raipur • Thane • Ambala • Cuttack • Jabalpur • Madurai • Rajahmundry • Thiruppur • Amritsar • Darbhanga • Jaipur • Malda • Rajkot • Thiruvalla • Anand • Dehradun • Jalandhar • Manipal • Ranchi • Tinsukia • Anantapur • Deoghar • Jalgaon • Mapusa • Ratlam • Tirunelveli • Ankleshwar- Bharuch • Devengere • Jalna • Margao • Ratnagiri • Tirupathi • Asansol • Dhanbad • Jammu • Mathura • Rohtak • Trichy • Aurangabad • Dhule • Jamnagar • Meerut • Roorkee • Trivandrum • Bagalkot • Durgapur • Jamshedpur • Mehsana • Ropar • Tuticorin • Balasore • Eluru • Jaunpur • Moga • Rourkela • Udaipur • Bareilly • Erode • Jhansi • Moradabad • Sagar • Ujjain • Basti • Faizabad • Jodhpur • Mumbai • Saharanpur • Unjha • Belgaum • Faridabad • Junagadh • Muzaffarpur • Salem • Vadodara • Berhampur • Firozabad • Kadapa • Mysore • Sambalpur • Valsad • Bhagalpur • Gandhidham • Kakinada • Nagpur • Sangli • Vapi • Bharuch • Gaziabad • Kalyani • Namakkal • Satara • Varanasi • Bhatinda • Goa • Kanchipuram • Nandyal • Secunderabad • Vasco • Bhavnagar • Gondal • Kannur • Nasik • Shahjahanpur • Vellore • Bhilai • Gorakhpur • Karimnagar • Navasari • Shimla • Vijayawada • Bhilwara • Gulbarga • Karnal • Nellore • Shimoga • Yamuna Nagar • Bhiwani • Guntur • Karur • New Delhi • Siliguri • Bhubaneswar • Gurgaon • Katni • Noida • Sirsa • Bhuj - Kutch • Guwahati • Khammam • Ongole • Sitapur Point of Services (“POS”) of MF Utilities India Pvt. Ltd. (“MFUI”) The list of POS of MFUI is published on the website of the Fund at www.dspim.com and MFUI at www.mfuindia.com and will be updated from time to time. *Any new offices/centres opened will be included automatically. For updated list, please visit www.dspim.com and www.camsonline.com. For more information on DSP Mutual Fund Visit www.dspim.com 77 or call Toll Free No.: 1800-208-4499 / 1800-200-4499 Summary: Key Features of the schemes (asJANUARY on 29, 2021)

OPTION\ GROWTH DIVIDEND MONTHLY DIVIDENDQUARTERLY DIVIDENDWEEKLY DIVIDEND DAILY DIV PURCHASE SCHEME NAME ` ENTRY LOAD EXIT LOAD PLAN PAYOUT REINVEST PAYOUT REINVEST PAYOUT REINVEST PAYOUT REINVEST REINVEST ( )

## Day of redemption/ Exit load as a % of DSP Liquidity Fund (DSPLF) RP /DP ü ü ü ü 500 Not Applicable switch from the date redemption/switch of applicable NAV proceeds Day 1 0.0070% Day 2 0.0065% Day 3 0.0060% Day 4 0.0055% Day 5 0.0050% Day 6 0.0045% Day 7 onwards 0.0000% DSP Ultra Short Fund (DSPUSF) RP/DP ü ü ü ü  ü ü ü 500 Not ApplicableNil DSP Savings Fund (DSPSF) RP/DP ü ü ü ü ü ü 500 Not ApplicableNil DSP Short Term Fund (DSPSTF) RP/DP ü ü ü ü  ü 500 Not ApplicableNil DSP Banking & PSU Debt Fund (DSPBPDF) RP/DP ü ü ü ü ü ü ü ü ü ü 500 Not ApplicableNil Holding Period < 12 months: 1%~ DSP Credit Risk Fund (DSPCRF) RP/DP ü ü ü ü ü ü ü ü ü ü 500 Not Applicable Holding Period >= 12 months: Nil DSP Strategic Bond Fund (DSPSBF) RP##/DP ü ü ü ü  ü ü ü 500 Not ApplicableNil

DSP Bond Fund (DSPBF) RP/DP ü ü ü ü ü 500 Not ApplicableNil

DSP Government Securities Fund (DSPGF) RP/DP ü ü ü ü  500 Not ApplicableNil DSP 10Y G-Sec Fund (DSP10YGF) RP/DP ü ü ü ü ü ü ü 500 Not ApplicableNil DSP Corporate Bond Fund (DSPCBF) RP/DP ü ü ü ü ü ü ü 500 Not ApplicableNil DSP Overnight Fund (DSPOF) RP/DP ü ü ü ü 500 Not ApplicableNil Holding Period < 12 months: 1%~ DSP Regular Savings Fund (DtSPRSF) RP/DP  ü ü ü ü 500 Not Applicable Holding Period >= 12 months: Nil DSP Flexi Cap Fund (DSPFCF), DSP Top 100 Equity Fund (DSPTEF), DSP Equity Opportunities Fund (DSPEOF), Holding Period < 12 months: 1%

DSP Healthcare (DSPHF),Fund DSP Focus Fund (DSPFF), RP/DP ü ü ü 500 Not Applicable Holding Period >= 12 months: Nil DSP India T.I.G.E.R. Fund (The Infrastructure Growth and Economic Reforms Fund) (DSPITF), DSP Value Fund (DSPVF), DSP Small Cap Fund (DSPSCF)***

DSP Quant Fund (DSPQF) RP/DP ü ü ü 500 NotApplicable Nil DSP Natural Resources and New Energy Fund (DSPNRNEF), Holding Period < 12 months: 1 Nil DSP World Gold Fund (DSPWGF), DSP World Energy, RP/DP ü ü ü 500 Not Applicable DSPFund (DSPWEF), DSP World Mining Fund (DSPWMF), DSP World Agriculture Fund (DSPWAF), DSP US Flexible* Equity Fund (DSPUSFEF) & DSPGlobal Allocation Fund (DSPGAF) Holding Period < 12 months: 1% DSP Mid Cap Fund (DSPMCF) RP/DP ü ü ü 500 Not Applicable Holding Period >= 12 months: Nil @ @ Holding Period < 12 months: 1%~ DSP Equity & Bond Fund (DSPEBF) RP/DP ü ü  ü ü 500 Not Applicable Holding Period >= 12 months: Nil DSP Tax Saver Fund (DSPTSF)^ RP/DP ü ü 500 Not ApplicableNot Applicable

DSP Equal Nifty 50 Fund (DSPENF) RP/DP ü ü ü 500 Not ApplicableNil

DSP Nifty Next 50 Index Fund (DSPNNIF) RP/DP ü ü  500 Not ApplicableNil DSP Nifty 50 Index(DSPNIF) Fund ü RP/DPü  500 Not ApplicableNil Holding Period <=30 calendar days – 0.25%

Holding Period > 30 calendar days - Nil DSP Arbitrage Fund (DSPAF) RP/DP 500 Not Applicable ü ü ü ü ü ~If the units redeemed or switched out are upto 10% of the units (thelimit) purchased or switched: Nil. Holding Period < 12 months: 1%~ DSP Dynamic Asset Allocation Fund (DSPDAAF) RP/DP  ü ü 500 Not Applicable Holding Period >= 12 months: Nil DSP Low Duration Fund (DBRLDF) RP/DP  ü ü ü ü ü ü ü 500 Not ApplicableNil Holding Period : < 12 months: 1%~ Holding Period :>= 12 months: Nil DSP Equity Saving Fund (DSPESF) RP/DP 500 Not Applicable ü ü ü ü ü ü ü ~If the units redeemed or switched out are upto 10% of the units (thelimit) purchased or switched: Nil. DSP Liquid ETF DP ü refer note Not1 Applicable Nil

RP: Regular Plan, DP: Direct Plan. ^Redemptions in DSPTSF are subject to a lock-in period of 3 years from date of allotment. SIP is available in all the Plans mentioned above SWP/STP is available in each plan of all schemes. Minimum installment for SIP/SWP/STP (all schemes) : Rs. 500/-. *The term “Flexible” in the name of the Scheme signifies that the Investment Manager of the Underlying Fund can invest either in growth or value investment characteristic securities placing an emphasis as the market outlook warrants. For Current Expense ratio details of all the Schemes, Investors are requested to visit www.dspim.com, With effect from January 1, 2013, Direct Plan has been introduced in all the Schemes of DSP Mutual Fund. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch/ non-financial transaction. ~If the units redeemed or switched out are upto 10% of the units (the limit) purchased or switched: Nil. Investors are requested to read the.dspim.com relevant noticefor further and addendadetails. to the SID and KIM available at www @ This option shall not be available for subscription by investors with effect from June 1, 2016. ***With effect from April 1, 2020, all lumpsum investments/subscriptions including all systematic investments in units of the Scheme shall be accepted. Note 1: On Continuous basis – Directly with Fund: Authorized Participants and Large Investors can directly purchase /redeem in blocks from the fund in “Creation unit size” on any business day. On the Exchange – The units of the Scheme can be purchased and sold in minimum lot of 1 unit and in multiples thereof. Investors are requested to visit the website of DSP Mutual Fund (‘the Fund’) at www.dspim.com or AMFI’s website at www.amfiindia.com for NAV at each plan and option level for the Schemes of the Fund, which is updated on each business day.

Statutory Details:DSP Mutual Fund is sponsored by DSP ADIKO Holdings Private limited & DSP HMK Holdings Private limited DSP ADIKO Holdings Private limited & DSP HMK Holdings Private limited are the Settlors of the Mutual Fund trust. The Settlors have entrusted a sum of Rs. 1 lakh to the Trustee as the initial contribution towards the corpus of the Mutual Trustee:Fund. DSP Trustee Private limitedInvestment Manager:DSP Investment Managers PrivateRisk limited Factors: Mutual funds, like securities investments, are subject to market and other risks and there can be no assurance that the Scheme’s objectives will be achieved. As with any investment in securities, the NAV of Units issuedunder the Scheme can go up or down depending on the factors and forces affecting capital markets. Past performance of the sponsor/AMC/mutual fund does not indicate the future performance of the Scheme. Investors in the Scheme are not being offered a guaranteed or assured rate of return. Each Scheme/Plan is required to have (i) minimum 20 78 investors and (ii) no single investor holding>25% of corpus. If the aforesaid point (i) is not fulfilled w ithin the prescribed time, the Scheme/Plan concerned will be wound up and in case of breach of the aforesaid point (ii) at the end of the prescribed period, the investor’sThe names holding in excess of 25% of the corpus will be redeemed as per SEBI guidelines. of the Schemes do not in any manner indicate the quality of the Schemes, their future For scheme prospects specific or returns. risk factors, please refer the SID. For more details, Applicationplease refer Forms,the KIM which cum are available on the website, www.dspim.com, and at the ISCs/Distributors. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.