Tornado Preparedness
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Tornado Preparedness © ADOBE STOCK TORNADO PREPAREDNESS | RECOVERY Rebuilding after a Tornado The United States faced 1,218 tornadoes in 2020, according to the National Oceanic and Atmospheric Administration. The monstrous storms claimed 78 lives along their paths and played a role in an estimated $76 billion of insur- ance losses caused by thunder- storms. As you plan for tornado sea- son, make sure your policy is sufficient, and you have a plan for rebuilding if disaster strikes. When a devastating tornado impacts your home or proper- ty, the rebuilding process can be overwhelming. Before you begin the process, officials must deem the structure safe to enter and repairable. They should check for safety issues like electrical hazards, gas line defects and impending water conditions. Once you’re given the green light, here are some factors to consider in your ren- ovation plans. INSURANCE INSPECTION © ADOBE STOCK After experiencing tornado damage, your first step should your property. For instance, if a an insurance provider can crete foam walls to protect with hurricane clips that be to contact your insurance tree falls on a structure, it may reimburse you. against windblown debris to attach to the top trusses or raf- provider. During the conversa- be imperative to remove it preserve a home and its occu- ters to withstand severe pres- tion, schedule an appointment before it collapses in the home. REBUILDING WITH pants. sures. to assess the damage and However, you should have a REINFORCEMENTS The high winds caused by You should also consider determine the cost of the digital representation of the As you rebuild your life and tornadoes can cause a roof to equipping your home with required repairs. extent of the issue, so photo- home after a devastating tor- be lifted off a house, seriously sturdy, windstorm-proof doors While waiting for the meet- graphs are essential. nado, consider upgrading your weakening a structure’s walls, and window-shutter systems ing, make sure to take plenty of It’s also a good idea to get property’s structure for the often causing them to collapse that allow for easy installation pictures before repairing dam- receipts if you hire a company next storm. Some improve- outward. Some home builders and removal of plywood before age that could further harm to remove the obstruction so ments include insulated con- choose to reinforce the roof and after the storm. TORNADO PREPAREDNESS | KNOW THE FACTS © ADOBE STOCK Understand Tornadic Myths While meteorologists and scientists are experts at predicting conditions that can potentially lead to a tornado event, the storms can pop up with little notice. Plan for the unexpected by ensuring prepared to seek shelter when a torna- ate a wind tunnel that pulls in flying in a tornado while driving, the NCDC your safe room is ready to protect you do warning is issued in your area. It’s debris at high speeds. suggests ditching your vehicle and and your loved ones while you wait vital to listen to the experts, as many Rather than risk your life, pay atten- immediately seeking shelter. out an event. Here are some tips from tornado myths regarding preparations tion to the weather in areas you will the American Red Cross to prepare a and the storm’s unexpected develop- be visiting. If severe weather that’s MYTH: TORNADOES ARE sufficient area. ments can be dispelled. capable of developing a tornado is MORE LIKELY TO HIT • Choose an underground structure Here are a few common erroneous possible, create a plan to retreat to a MOBILE HOME PARKS like a basement, shelter or safe room. ideas that many people have about safe structure with an emergency A tornado travels in a ruthless man- • Stock the room with enough food tornadoes, according to the National plan. ner and without judgment. There are and water to last for three days, first- Climate Data Center (NCDC). two reasons mobile home parks aid kits, flashlights, cell phone char- MYTH: YOU CAN OUTRUN appear to be targets of mass destruc- gers and battery back-ups. MYTH: HIDING UNDER AN AN INCOMING TORNADO tion during these severe weather • Keep a charged NOAA weather OVERPASS IS SAFE SHELTER IN A VEHICLE events: radio to analyze storm updates. WHILE OUTDOORS Since tornadoes’ paths are incredi- • There are thousands of parks • Have essential documents you Some consider the heavy-duty con- bly unpredictable, attempting to race located in tornado alley. may need like Social Security cards, crete structure as a haven during a away from one can have lethal results. • Mobile homes offer little to no insurance policies and banking infor- storm, but it’s incredibly dangerous. The spinning storms can travel up to protection against even weak torna- mation. While the overpass offers overhead 70 mph and shift directions erratically does, so damage seems to be more With a safety plan in place, you’ll be protection, its unique design can cre- without any warning. If you’re caught significant. TORNADO PREPAREDNESS | TORNADO BASICS Identifying Types of Tornadoes Understanding the Wedge tornado Waterspouts Cone tornado type of severe weather event that has developed can help you understand the range of damage to expect. Learn more about the five different types of tornadoes that are prevalent in the United States. ROPE TORNADOES The National Oceanic and Multi-vortex tornadoes Rope tornado Atmospheric Administration says these storms often assume a ropy appearance during their final moments. Still, it sometimes maintains a thin, funnel shape throughout its entire life cycle. While it may not appear as intimidating as more sweep- ing supercell storms, these powerful tornadoes gain more destructive tendencies as they narrow and tighten. CONE TORNADOES A cone style is commonly © ADOBE STOCK portrayed in Hollywood and media reports of tornadoes. of their stout stature and bru- MULTI-VORTEX parent tornado, including a lake-effect rain and snow This storm is broader at the tal obliteration abilities. A Under the right conditions, wider perimeter of damage. showers around the Great base than a rope tornado and wedge tornado typically a supercell thunderstorm can If multi-vortex tornadoes Lakes. widens where it meets an appears wider than it does produce multiple twisters at come in the form of two cone A waterspout can develop impending thunderstorm. tall. It typically destroys every- the same time. A multi-vortex or wedge twisters spinning without the circulation caused Cone tornadoes often cause thing in its half-mile or broad- condition means that at least independently, it’s called a by supercell storms but are mass destruction along their er path. two tornadoes are causing satellite tornado. Fortunately, strong enough to overturn paths. According to the National carnage simultaneously but this phenomenon is infre- boats and create rough seas in Weather Service, the 2013 El can sometimes include more quent. water. WEDGE TORNADOES Reno, Oklahoma wedge torna- than a pair. Their destructive statistics This style makes up some of do became the widest record- The additional tornadoes WATERSPOUTS are not included with the the most destructive storms ed tornado in the United are typically rope style funnels A less dangerous form of a other types of tornadoes until in America’s history because States, measuring 2.6 miles. that swirl around the primary tornado is associated with they cause damage on land. TORNADO PREPAREDNESS | AT HOME Prepare your Home’s Exterior While ensuring your family has a safe place to hide during a tornado should be the essential aspect in preparation, protecting your property’s exterior can alleviate the damage posed to the structure. From limiting the objects at risk of becoming flying debris to general maintenance, guard your most significant investment before the severe weather season begins. Even when you take pre- cautions seriously, storm damage can be inevitable. It’s crucial to ensure your home- owner’s insurance policy is in good standing and protects against both minor issues and the risk of a total loss. Touch base with your pro- vider to find out if you require additional coverage or to adjust your plan. Once the financial protection is secured, here are some ideas to reduce serious structural © ADOBE STOCK damage risks. Try to use hook anchors to becoming flying debris that tem is efficient by cleaning hanging branches or dead CLEAN YOUR YARD tie down chairs, tables and causes significant destruction leaves and debris from your trees that may damage your If a tornado warning is storage containers. You can and injury. gutters. structure if strong winds declared in your area, it’s time also move lawn decorations When water pools around cause them to fall or break. to seek shelter, not rush out- and landscaping tools inside CLEAN GUTTERS your home, it may lead to The Insurance Institute for side to secure patio furniture a garage or shed. The supercell thunder- flooded basements, cracked Business and Home Safety or store objects that may While a massive tornado storms associated with devel- foundations and damage to suggests hiring an arborist to become airborne. The best may still cause damage to oping tornadoes are notori- roofs or siding. remove branches that hang way to prepare for the season additional buildings, ensur- ous for dumping heavy rain over your home and identify is by taking proactive mea- ing everything is inside will during the event. Make sure TRIM TREES and remove dead, dying or sures before the storms begin. limit the risks of the contents your home’s water flow-sys- Analyze your home for diseased trees. TORNADO PREPAREDNESS | KNOW THE DANGERS Significant Risks The National Oceanic and Atmospheric Administration estimates that about 1,200 tornadoes occur in the United States each year.