Chubb Group Company Profile Bärengasse 32 1133 Avenue of the Americas CH-8001 Zurich New York, NY 10036 Year End 2020 Tel: +1 212.827.4400 Twelve months ended December 31, 2020 Tel: +41 (0)43 456 76 00

NYSE: CB chubb.com

Overview Balanced, Diversified Leader

Chubb is the world’s largest publicly traded — A global leader in traditional and specialty property and casualty insurer, providing P&C coverage for industrial commercial and commercial and personal property and casualty mid-market companies , personal accident and supplemental — The largest commercial lines insurer in the , and U.S. and one of the largest financial lines — As an underwriting company, we assess, writers globally. assume and manage risk with insight and — The leading personal lines insurer for discipline America’s successful individuals and families and a large personal lines provider globally — We service and pay our claims fairly and promptly — A global leader in personal accident and supplemental health insurance — Chubb operates in 54 countries and territories, — A P&C reinsurer with more than 31,000 employees serving a diverse group of clients worldwide — An international life insurer focused on Asia

Financial Snapshot (FY 2020) Premium Distribution by Product*

2% Global Reinsurance Gross premiums written $41.3 billion Agriculture Large Corporate 6% Commercial P&C Net premiums written $33.8 billion Global A&H 20% and Life 16% 2% Global Reinsurance Net income $3.5 billion Agriculture Large Corporate 6% Commercial P&C Core operating income $3.3 billion Global A&H 20% Middle Market/ and Life 16% 25% Personal 20% Small Commercial Lines P&C P&C Combined Ratio 11% Wholesale Specialty25% Middle Market/ Personal 20%Commercial P&C Small Commercial Lines P&C *FY 2020 net premiums written11% 96.1% 2011 94.7% 94.7% 94.7% /CanadaWholesale Specialty 93.9% * GeographicLatin Americ Sourcesa Commercial of Premium P&C 2012 93.9% 6% 90.6% 90.6% 7% 88.7% 2013 88.0% 88.0% 1 87.7%87.4% 1 Asia 1 89.2% Bermuda/Canada11% 87.6% 88.0% 1 2014 87.7% 86.7% Latin America 6% United 7% 62% 2015 87.4% 14% States Europe/Eurasia Asia 2016 88.7% & Africa 11%

2017 94.7% 62% United 14% States 2018 90.6% Europe/Eurasia & Africa 2019 90.6% 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2020 96.1% 1 Current accident year P&C combined ratio excluding Combined ratio excluding catastrophe losses. *FY 2020 gross premiums written catastrophe losses. Disciplined Underwriting Culture 2017 87.6% 2018 88.0% — Five-year (2016–2020) average P&C combined 2019 89.2% ratio: 92.1% 2020 86.7% — Our consistent underwriting performance provides stability for customers and shareholders Balance Sheet Strength (As of December 31, 2020)

1 — Total assets of $190.8 billion Current Ratings — Total capital, which reflects our capacity to take on risk, of Rating Agency Financial Outlook $74.7 billion Ratings Strength Rating AA Stable — Net loss reserves of $52.2 billion back our policyholder commitments S&P — Book value, or shareholders’ equity in the company, is $59.4 billion AM Best A++ Stable — Total investments of $118.7 billion are predominantly investment- Fitch AA Stable grade fixed income securities Moody’s Aa3 Stable

Claims and Engineering 1Ratings apply to Chubb’s core operating insurance companies as of November 5, 2020. For ratings of individual insurance companies, see Investor Information on — Claims handling service renowned for its quality, promptness investors.chubb.com. and fairness — Industry-leading loss control services and more than 400 risk engineering professionals serving commercial clients in the U.S. and globally — Residential risk consulting and appraisal services

Chubb Leadership North America Evan Greenberg Field Operations Chairman and Chief Executive Officer Christopher Maleno Chubb Group Major Accounts John Keogh Matthew Merna President and Chief Operating Officer Middle Market Chubb Group Benjamin Rockwell John Lupica Personal Risk Services Vice Chairman, Chubb Group Frances D. O’Brien President, North America Insurance Westchester Paul J. Krump Scott Meyer Vice Chairman, Chubb Group Chubb Bermuda Global Underwriting and Claims Judy Gonsalves Juan Luis Ortega Agriculture Executive Vice President, Chubb Group Scott Arnold President, Overseas General Insurance Small Business Philip Bancroft Jeffrey Updyke Executive Vice President, Chubb Group Chief Financial Officer International Timothy Boroughs Europe Executive Vice President, Chubb Group David Furby Chief Investment Officer Asia Pacific Rainer Kirchgaessner Paul McNamee Executive Vice President, Chubb Group Latin America Global Corporate Development Officer Marcos Gunn Sean Ringsted Eurasia & Africa Executive Vice President, Chubb Group Giles Ward Chief Risk Officer and Chief Digital Officer Far East Joseph Wayland Diego Sosa Executive Vice President, Chubb Group Chubb Global Markets General Counsel Jason Keen Julie Dillman Senior Vice President, Chubb Group Accident & Health Global Head of Operations Global Accident & Health Michael Smith Combined Insurance Senior Vice President, Chubb Group Joe Vasquez Global Claims Officer Chubb Life Russell Bundschuh Reinsurance Chubb Tempest Re Group James Wixtead

This document contains non-GAAP financial measures. For a reconciliation to the most For more information, visit chubb.com directly comparable GAAP measures visit Chubb’s Q4 2020 Financial Supplement. ©2021 Chubb