GFNORTE AT A GLANCE

About Grupo Financiero (GFNORTE) Evolution of GFNorte’s Dividends Banorte was founded in 1899 in the city of , where it first started operations as a small Billion Pesos regional player. In 1992, in the banking privatization process, Banorte was acquired by a group of entrepreneurs led by Roberto Gonzalez Barrera. Through a series of key acquisitions after the Assets Under Management Mexican financial crisis of the mid 1990’s, Banorte was able to consolidate a nationwide presence in Billion Pesos US 122 bn 10,000 50% . It now operates as a financial group known as Grupo Financiero Banorte (GFNorte), offering Payout universal banking products, a wide array of products and services through its broker dealer, annuities 2,293 2,185 9,000 45% Dividend & insurance companies, retirements savings funds (Afore), mutual funds, leasing & factoring 2,106 40% company and warehousing. 2,039 8,000 40% 670 Afore XXI Banorte 1,829 645 6,843 626 606 7,000 35% GFNORTEO (BMV) 128 Insurance & Annuities 30% 1,471 542 119 6,000 GBOOY (OTCQX) 150 30% Aprox. 90% 95 Mutual Funds Float and 1,296 86 148 More than 4,000 XNOR (Latibex) 245 137 Investors: 71 144 5,000 4,568 203 60 25% Symbols: 112 99 50 609 642 Broker Dealer 20% 20% 20% 81 588 19% 589 4,000 18% 20% 536 569 15% 712 498 2,702 86 3,000 15% 39 37 2,178 137 663 704 1,703 Highlights 660 2,000 10% 615 Banking Sector 569 1,105 1,210 413 464 499 1,052 Total Shares IPC (BMV) 1,000 5% Sustainable IPC (BMV) & ADRs 2010 2011 2012 2013 2014 2015 2016 1Q17 Oustanding: MSCI Mexico 0 0% Main Stoxx Global Climate Change Leaders 2008 2009 2010 2011 2012 2013 2014 2015 Indices: Dow Jones Sustainability Emerging Markets Carbon Performance Leadership (CDP) 2,773.7 million shares OTCQX30 7.75 million ADRs Euronext ‐ Vigeo EM 70 Market Share FTSE4Good Emerging Index Financial Performance FTSE Latibex All Shares February 2017 Change Change FTSE Latibex TOP 1Q17 Loans Deposits vs. 4Q16 vs. 1Q16 Others Others Figures in Billion pesos 16% Bancomer 17% Bancomer 24% 23% Total Income 19.5 6% 18% 6% Net Income 5.5 5% 24% HSBC 3% Total Assets 1,245.3 (2%) 5% 6% Scotiabank Banco Casa de Operadora Arrendadora 6% Other Banorte Ahorro y Factoraje Performing Loans 569.1 0% 10% Sólida Mercantil del Bolsa de Fondos y Previsión Subsidiaries* Banorte Inbursa Norte Banorte Ixe Banorte Ixe 6% CitiBanamex Past due Loans 10.3 (0%) (12%) 14% HSBC CitiBanamex 4° 7% 17% Total Deposits 576.8 0% 8% 3° Banorte USA Fondos de Seguros Pensiones Uniteller Inversión Banorte Banorte Banorte Demand 367.9 (4%) 13% 13% Santander Santander 13% Banorte Banorte Time 173.9 4% 15% Futuro 13% 14% Financial Ratios Source: CNBV

Afore XXI Capitalization 16.59% 1.3 pp 1.7 pp Banorte Government 22.9% Tier 1 14.05% 1.3 pp 0.5 pp Mortgage 17.3% Consumer 11.4% ROE 15.7% 0.6 pp 2.4 pp Commercial 10.3% Agency Rating Outlook Date ROTE 19.1% 0.8 pp 2.6 pp Credit Cards 8.8% Fitch BBB+ Negative Mar-17 ROA 1.8% 0.1 pp 0.3 pp HR Ratings AAA Stable May-16 Infrastructure Efficiency 44.5% (0.1 pp) (2.3 pp) As of March 2017 Moody's Baa2 Negative Sep-16 PDL 1.8% (0.0 pp) (0.4 pp) S&P BBB+ Negative Mar-17 Branches ATMs POSs SME Centers Third Party Correspondents EPS (pesos) 2.0 5% 24% 1,139 7,242 27,572 16 24,628 #4 #3 #3 Book Value (pesos) 51.1 1% 7% Source: CNBV (market share)

Contact us at [email protected] Head of IR: Ursula Wilhelm ([email protected]) Director of IR: Miguel Angel Laurencio ([email protected]) Olga Domínguez ([email protected]) Tania Martínez ([email protected])

GFNORTE GBOOY XNOR