161 No. 9 ] Consumer Protection Act [ 2016
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Consumer Affairs Act CAP
LAWS OF SAINT CHRISTOPHER AND NEVIS Consumer Affairs Act CAP. 18.38 1 Revision Date: 31 Dec 2009 ST. CHRISTOPHER AND NEVIS CHAPTER 18.38 CONSUMER AFFAIRS ACT Revised Edition showing the law as at 31 December 2009 This is a revised edition of the law, prepared by the Law Revision Commissioner under the authority of the Law Revision Act, Cap. 1.03. This edition contains a consolidation of the following laws— Page CONSUMER AFFAIRS ACT 3 Act 9 of 2003 … in force 8th December 2003 Prepared under Authority by The Regional Law Revision Centre Inc. ANGUILLA LAWS OF SAINT CHRISTOPHER AND NEVIS Consumer Affairs Act CAP. 18.38 3 Revision Date: 31 Dec 2009 CHAPTER 18.38 CONSUMER AFFAIRS ACT ARRANGEMENT OF SECTIONS PART I PRELIMINARY 1. Short title 2. Interpretation 3. Application of Act PART II WARRANTIES ETC. 4. Title etc. 5. Supply by description and sample 6. Implied warranties as to quality and fitness 7. References to quality etc. 8. Express warranty by manufacture 9. Express warranty by a supplier. 10. Warranties in relation to the supply of services 11. Contract price 12. Time of completion of contract 13. Restriction on the doctrine of privity of contract 14. Remedies against supplier 15. Options of supplier who has been required to provide remedy 16. Loss of right to reject goods 17. Meaning of “failure of substantial character” 18. Manner of rejecting goods 19. Options of consumer who rejects goods 20. Right of redress where service does not comply with a warranty 21. Exceptions to right of redress under section 20 22. -
HIPCAR Assessment Report
Establishment of Harmonized Policies for the ICT Market in the ACP countries Access to Public Information (Freedom of Information): Assessment Report Harmonization of ICT Policies, Legislation and Regulatory HIPCAR Procedures in the Caribbean International Telecommunication Union Telecommunication Development Bureau (BDT) Place des Nations CH-1211 Geneva E-mail: [email protected] www.itu.int/ITU-D/projects/ITU_EC_ACP/ CARICOM Geneva, 2013 Establishment of Harmonized Policies for the ICT Market in the ACP Countries Access to Public Information (Freedom of Information): Assessment Report Harmonization of ICT Policies, Legislation and Regulatory HIPCAR Procedures in the Caribbean HIPCAR – Access to Public Information (FOI) Disclaimer This document has been produced with the financial assistance of the European Union. The views expressed herein do not necessarily reflect the views of the European Union. The designations employed and the presentation of material, including maps, do not imply the expression of any opinion whatsoever on the part of ITU concerning the legal status of any country, territory, city or area, or concerning the delimitations of its frontiers or boundaries. The mention of specific companies or of certain products does not imply that they are endorsed or recommended by ITU in preference to others of a similar nature that are not mentioned. This report has not been through editorial revision. Please consider the environment before printing this report. ITU 2012 All rights reserved. No part of this publication may be reproduced, by any means whatsoever, without the prior written permission of ITU. HIPCAR – Access to Public Information (FOI) Foreword Information and communication technologies (ICTs) are shaping the process of globalisation. -
The Consumer Protection Act
The Consumer Protection Act Up until now our market laws have been based on the principle of Roman Dutch law that the "buyer must beware". The Consumer Protection Act (the Act) turns this principle on its head and effectively says "seller beware". The principles which will serve to guide us in the interpretation of this Act are to be gleaned from Section 3 (1) of the Act. What this means is that whenever we are uncertain about the meaning and extent of any portion of the Act we must assume that the legislature intended it to be understood to be achieving one of the purposes set out in Section 3. That Section provides that; The purposes of this Act are to promote and advance the social and economic welfare of consumers in South Africa by— (a) establishing a legal framework for the achievement and maintenance of a consumer market that is fair, accessible, efficient, sustainable and responsible for the benefit of consumers generally; (b) reducing and ameliorating any disadvantages experienced in accessing any supply of goods or services by consumers— (i) who are low-income persons or persons comprising low-income communities; (ii) who live in remote, isolated or low-density population areas or communities; (iii) who are minors, seniors or other similarly vulnerable consumers; or (iv) whose ability to read and comprehend any advertisement, agreement, mark, instruction, label, warning, notice or other visual representation is limited by reason of low literacy, vision impairment or limited fluency in the language in which the representation -
Unsolicited Merchandise
UNSOLICITED MERCHANDISE: STATE AND FEDERAL REMEDIES FOR A CONSUMER PROBLEM The practice of sending merchandise as an offer of sale without an order or solicitation has long plagued the consumer.' Gifts of unsolicited goods provide effective advertising since consumers welcome a free opportunity to try a new product, 2 but when unsolicited merchandise 3 is sent as an offer of sale, subsequent attempts to collect payment present difficult consumer problems.' The problems have prompted action by several state legislatures, 5 Congress,6 and the Federal Trade Commission7 attempting to regulate or eliminate this sales technique. Such efforts have radically changed I. See generally FTC Consumer Bulletin No. 2, "Unordered Merchandise-Shippers Obligations and Consumer's Rights" (June 25, 1968), 2 TRADE REG. REP. 7559.75 (1969). Although no statistics are available, the scope of the problem is indicated by some of the findings of fact made by the hearing examiner in Joseph L. Portwood, No. 8681 (F.T.C. Jan. 19, 1968), final order issued, [1967-70 Transfer Binder] TRADE REG. REP. 18,176 (FTC 1968), affd, 418 F.2d 419 (10th Cir. 1969). The defendant, a professional stamp dealer, estimated that 5,000 dealers in the United States mailed unsolicited stamps. 2. If the free goods are razor blades or drugs and are appropriated by children before reaching the intended recipient, a serious health hazard may exist. A bill, H.R. 3954, 90th Cong., Ist Sess. (1967), was once introduced to prohibit the unsolicited mailing of such products except to physicians, dentists, and barbers. Hearings were held, but the bill was not reported out of committee. -
Labour Amendment – Act #5 of 2020
55 No. 5 ] Labour (Amendment) Act [ 2020 SAINT LUCIA No. 5 of 2020 ARRANGEMENT OF SECTIONS Section 1. Short title 2. Amendment of section 148 56 No. 5 ] Labour (Amendment) Act [ 2020 57 No. 5 ] Labour (Amendment) Act [ 2020 I Assent [L.S.] NEVILLE CENAC, Governor-General. June 15, 2020. SAINT LUCIA ___________ No. 5 of 2020 AN ACT to amend the Labour Act, Cap. 16.04 and for related matters. [ 17th June, 2020 ] BE IT ENACTED by the Queen’s Most Excellent Majesty, by and with the advice and consent of the House of Assembly and the Senate of Saint Lucia, and by the authority of the same, as follows: 58 No. 5 ] Labour (Amendment) Act [ 2020 Short title 1. This Act may be cited as the Labour (Amendment) Act, 2020. Amendment of section 148 2. Section 148 of the Labour Act, Cap. 16.04 is amended by inserting immediately after subsection (3) the following new subsections (3A) and (3B) — “(3A) Notwithstanding subsections (1) and (2),where the Governor General by proclamation under section 17 of the Constitution of Saint Lucia, Cap. 1.01 declares that a state of emergency exists for the purposes of Chapter 1 of the Constitution of Saint Lucia, Cap. 1.01 — (a) subsection (1) applies to an employee who is employed in the hospitality industry or any other industry designated by the Minister as a seasonal industry and who actually performs work on a seasonal basis, except where work which the employee is habitually employed to do is not offered to that employee for the following season; (b) the Minister may, by Order published in the Gazette, extend the period of lay-off under subsection (1) for a further period of no more than twelve weeks. -
Westminster Seminar on Effective Parliaments 2019
Westminster Seminar on Effective Parliaments 2019 DELEGATE BIOGRAPHIES AUSTRALIA NEW SOUTH WALES AUSTRALIA MR STEPHEN FRAPPELL Stephen Frappell is the Clerk Assistant of Committees in the NSW Legislative Council. He has held the position of Clerk Assistant since February 2012. Prior to working in the NSW Legislative Council, he worked in the Australian AUSTRALIAN CAPITAL TERRITORY (ACT) Senate. He holds a B Ec (Soc Sci), BA (Hons) and postgraduate LLM. MR MICHAEL PETTERSSON MLA Prior to being elected as Member for Yerrabi in the ACT Legislative Assem- bly in 2016, Michael worked for the Construction and General Division of the CFMEU. In this role, he helped local construction workers who had been underpaid by their employer. Prior to working for the CFMEU, Michael was o an elected official of the National Union of Students where he advocated for AUSTRALIA TASMANIA the welfare of students across Australia. HON TANIA RATTRAY MLC Tania Rattray was first elected in 2004 and re-elected unopposed in 2010 and 2016. She was Deputy Chair of Committees from 2008 to 2014 and from 2016 to the present. This role encompasses chairing Government AUSTRALIA NEW SOUTH WALES Administration and GBE Scrutiny Committees. She is also Chair Subordinate of the Legislation Committee (Joint House), Chair of the Government Admin- THE HONOURABLE COURTNEY HOUSSOS MLC istration Committee B, and Member and President of the Commonwealth Parliamentary Association, Tasmanian Branch. Prior to becoming an Elected Courtney was elected to the NSW Legislative Council in March 2015. She Member for McIntyre, Tania was the Legislative Council Deputy Mayor for is a member of a number of parliamentary committees, covering a diverse Dorset Council. -
Inter-Governmental Agreement (Saint Lucia and [ 2021 the United States of America) (Amendment) Act EXPLANATORY NOTE
1 No. ] Inter-Governmental Agreement (Saint Lucia and [ 2021 the United States of America) (Amendment) Act EXPLANATORY NOTE INTER-GOVERNMENTAL AGREEMENT (SAINT LUCIA AND THE UNITED STATES OF AMERICA) (AMENDMENT) BILL 1. The Bill for consideration is the Inter-Governmental Agreement (Saint Lucia and the United States of America) (Amendment) Bill (the Bill). 2. The purpose of the Bill is to amend the Inter-Governmental Agreement (Saint Lucia and the United States of America) Act, Cap. 19.26 (the Act). 3. Clauses 1 and 2 of the Bill provide for the short title and interpretation of the Bill. 4. Clause 3 of the Bill amends section 2 of the Act (Interpretation) to add definitions for the words “Competent Authority” and “information”. 5. Clause 4 of the Bill amends the Act to insert a new section 3A (Competent Authority) to identify the Competent Authority. 6. Clause 5 of the Bill amends the Act to insert a new section 4A (Delegation of functions) to make provision for the Competent Authority to delegate its functions to a public officer. Clause 5 of the Bill also amends the Act to insert a new section 4B (Power to require the production of information) to allow the Competent Authority to serve a notice on a Reporting Saint Lucia Financial Institution to obtain information to monitor compliance by a Reporting Saint Lucia Financial Institution with the Act. 7. Clause 6 of the Bill amends section 5 of the Act by replacing the section heading to reflect the specific content of the provision and by deleting subsections (2) and (3) which are reflected under a seperate provision in the Bill. -
July 30, 2005: Are You Ready for the Ontario Consumer Protection Act
JULY 30, 2005: ARE YOU READY FOR THE ONTARIO CONSUMER PROTECTION ACT, 2002? Miller Thomson LLP © 2005 TABLE OF CONTENTS 1. WHO IS A “CONSUMER”?...............................................................................................3 2. THE CPA APPLIES TO SERVICES..................................................................................4 3. ARE THERE EXCEPTED BUSINESSES WHO NEED NOT COMPLY?.......................4 4. DISCLOSURE AND DELIVERY OF THE CONTRACT TO THE CONSUMER ..........4 5. QUALITY OF SERVICES AND GOODS .........................................................................4 6. UNFAIR BUSINESS PRACTICES AND MISLEADING ADVERTISING.....................4 7. SPECIFIC TYPES OF CONTRACTS GOVERNED BY THE NEW CPA .......................6 7.1 Future Performance Agreements................................................................................6 7.2 Time Share Agreements .............................................................................................7 7.3 Personal Development Services .................................................................................7 7.4 Direct Agreements......................................................................................................7 7.5 Internet Agreements ...................................................................................................8 7.6 Remote Agreements ...................................................................................................8 7.7 Amending or Renewing Consumer Agreements........................................................9 -
Michigan Consumer Protection Law and Other Michigan Consumer Statutes
MICHIGAN CONSUMER PROTECTION LAW AND OTHER MICHIGAN CONSUMER STATUTES Gary M. Victor Eastern Michigan University and Sole Practitioner Steven E. Goren Goren & Goren. PC I. THE MICHIGAN CONSUMER PROTECTION ACT A. INTRODUCTION AND OVERVIEW When the Michigan Consumer Protection Act (MCPA) was passed in 1977, it appeared to be one of the broadest and most powerful consumer protection acts in the country. It prohibits over thirty types of conduct as unfair and deceptive practices when committed in trade or commerce. See MCL 445.903(1)(a) through (cc) and MCL 445.903(b). It defined “trade or commerce” very broadly including virtually all types of economic activity providing goods or services for “personal, family or household” purposes. See MCL 445.902(c). It provided remedies in the form of declaratory judgments, injunctions, individual damages and class actions. See MCL 445.911. Perhaps most importantly, in individual actions it provided for a minimum amount of damages of $250.00 together with reasonable attorneys’ fees. See MCL 445.911(2). During the early years of litigation under the MCPA, several important cases illustrated the great possibilities the MCPA could provide for redressing consumer complaints. Smolen v Dahlmann Appartments, Ltd, 127 Mich App 108 (1983), for example, held that a violation of the Landlord-Tenant Relationships Act (MCL 554.601, et seq.), which does not provide for attorneys’ fees, could also constitute a violation the MCPA which does. Mikos v Chrysler Corp, 158 Mich App 781 (1987) established the principle that a breach of an implied warranty of merchantability constituted a violation of the MCPA entitling the plaintiff to attorneys’ fees. -
Women in Parliament the Countries Are Ranked and Colour-Coded According to the Percentage of Women in Unicameral Parliaments Or the Lower House of Parliament
Women in Women in Parliament The countries are ranked and colour-coded according to the percentage of women in unicameral parliaments or the lower house of parliament. Reflecting elections/appointments up to 1 January 2008. Ministerial Positions Rank Country Lower or single House Upper House or Senate The countries are ranked according to the percentage % W Women Seats % W Women Seats of women in ministerial positions.‡ Reflecting appointments up to 1 January 2008. 40 to 50.0% Rank Country % W Women Total 1 Rwanda 48.8 39 / 80 34.6 9 / 26 ministers 2 Sweden 47.0 164 / 349 — — / — 3 Finland 41.5 83 / 200 — — / — 50 to 60% 4 Argentina 40.0 102 / 255 38.9 28 / 72 1 Finland 57.9 11 / 19 35 to 39.9% 2 Norway 55.6 10 / 18 Women in Politics: 2008 5 Netherlands 39.3 59 / 150 34.7 26 / 75 3 Grenada 50.0 6 / 12 6 Denmark 38.0 68 / 179 — — / — 40 to 49.9% 7 Costa Rica 36.8 21 / 57 — — / — 4 Sweden 47.6 10 / 21 8 Spain 36.6 128 / 350 23.2 60 / 259 5 France 46.7 7 / 15 Situation on 1 January 2008 9 Norway 36.1 61 / 169 — — / — 6 South Africa 44.8 13 / 29 10 Cuba 36.0 219 / 609 — — / — 7 Spain 43.8 7 / 16 11 Belgium 35.3 53 / 150 38.0 27 / 71 8 Switzerland 42.9 3 / 7 30 to 34.9% 9 Chile 40.9 9 / 22 Without the active participation 35 to 39.9% 12 Mozambique 34.8 87 / 250 — — / — 13 Iceland 33.3 21 / 63 — — / — 10 El Salvador 38.9 7 / 18 of women and the incorporation 14 New Zealand 33.1 40 / 121 — — / — 11 Austria 38.5 5 / 13 15 South Africa * 33.0 132 / 400 40.7 22 / 54 12 Andorra 37.5 3 / 8 of women’s perspective 16 Austria 32.8 60 / 183 24.6 15 / 61 13 Denmark 36.8 7 / 19 17 Germany 31.6 194 / 613 21.7 15 / 69 14 Iceland 36.4 4 / 11 18 Uganda 30.7 102 / 332 — — / — ” Trinidad and Tobago* 36.4 8 / 22 at all levels of decision-making, 19 Burundi 30.5 36 / 118 34.7 17 / 49 15 Cape Verde 35.7 5 / 14 20 United Republic of Tanzania 30.4 97 / 319 — — / — 16 Ecuador 35.3 12 / 34 the goals of equality, 25 to 29.9% 30 to 34.9% Greenland Alaska 21 Peru 29.2 35 / 120 — — / — 17 Germany 33.3 5 / 15 (Denmark) development and peace ” Netherlands 33.3 5 / 15 (U.S.A.) ” The F.Y.R. -
Theparliamentarian
th 100 anniversary issue 1920-2020 TheParliamentarian Journal of the Parliaments of the Commonwealth 2020 | Volume 101 | Issue One | Price £14 SPECIAL CENTENARY ISSUE: A century of publishing The Parliamentarian, the Journal of Commonwealth Parliaments, 1920-2020 PAGES 24-25 PLUS The Commonwealth Building Commonwealth Votes for 16 year Promoting global Secretary-General looks links in the Post-Brexit olds and institutional equality in the ahead to CHOGM 2020 World: A view from reforms at the Welsh Commonwealth in Rwanda Gibraltar Assembly PAGE 26 PAGE 30 PAGE 34 PAGE 40 CPA Masterclasses STATEMENT OF PURPOSE The Commonwealth Parliamentary Association (CPA) exists to connect, develop, promote and support Parliamentarians and their staff to identify benchmarks of good governance, and Online video Masterclasses build an informed implement the enduring values of the Commonwealth. parliamentary community across the Commonwealth Calendar of Forthcoming Events and promote peer-to-peer learning 2020 Confirmed as of 24 February 2020 CPA Masterclasses are ‘bite sized’ video briefings and analyses of critical policy areas March and parliamentary procedural matters by renowned experts that can be accessed by Sunday 8 March 2020 International Women's Day the CPA’s membership of Members of Parliament and parliamentary staff across the Monday 9 March 2020 Commonwealth Day 17 to 19 March 2020 Commonwealth Association of Public Accounts Committees (CAPAC) Conference, London, UK Commonwealth ‘on demand’ to support their work. April 24 to 28 April 2020 -
Portfolios Held by Women Ministers
Women in Women in Parliament The countries are ranked and colour-coded according to the percentage of women in unicameral parliaments or the lower house of parliament. Reflecting elections/appointments up to 1 January 2010. Ministerial Positions Rank Country Lower or single House Upper House or Senate The countries are ranked according to the percentage % W Women Seats % W Women Seats of women in ministerial positions.‡ Reflecting appointments up to 1 January 2010. 50 to 59.9% Rank Country % W Women Total 1 Rwanda 56.3 45 / 80 34.6 9 / 26 ministersዚ 40 to 49.9% 2 Sweden 46.4 162 / 349 — — / — Over 60% 3 South Africa* 44.5 178 / 400 29.6 16 / 54 1 Finland 63.2 12 / 19 4 Cuba 43.2 265 / 614 — — / — 50 to 59.9% Women in Politics: 2010 5 Iceland 42.9 27 / 63 — — / — 2 Cape Verde 53.3 8 / 15 6 Netherlands 42.0 63 / 150 34.7 26 / 75 3 Spain 52.9 9 / 17 7 Finland 40.0 80 / 200 — — / — 4 Norway 52.6 10 / 19 35 to 39.9% 40 to 49.9% Situation on 1 January 2010 8 Norway 39.6 67 / 169 — — / — 5 Chile 45.5 10 / 22 9 Mozambique** 39.2 98 / 250 — — / — ” Iceland 45.5 5 / 11 10 Angola 38.6 85 / 220 — — / — 6 Sweden 45.0 9 / 20 11 Argentina 38.5 99 / 257 35.2 25 / 71 7 Switzerland 42.9 3 / 7 Without the active participation 12 Belgium 38.0 57 / 150 40.8 29 / 71 8 Denmark 42.1 8 / 19 ” Denmark 38.0 68 / 179 — — / — 9 Liechtenstein 40.0 2 / 5 of women and the incorporation 13 Spain 36.6 128 / 350 30.8 81 / 263 35 to 39.9% 14 Andorra 35.7 10 / 28 — — / — 10 Austria 38.5 5 / 13 of women’s perspective 15 Costa Rica 35.1 20 / 57 — — / — ” Nicaragua* 38.5 5 / 13 30 to 34.9% ” Saõ Tomé and Principe* 38.5 5 / 13 11 Honduras 35.7 5 / 14 at all levels of decision-making, 16 New Zealand 33.6 41 / 122 — — / — 12 Costa Rica 35.0 7 / 20 17 Nepal 33.2 197 / 594 — — / — 30 to 34.9% the goals of equality, 18 Germany 32.8 204 / 622 21.7 15 / 69 Greenland 19 T.F.Y.R.