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Selection of Properties Investment Opportunities PROPERTY 2016 NEWS SELECTION OF PROPERTIES INVESTMENT OPPORTUNITIES PLOTS AND TURNKEYS The contents of this publication are for general information only and does not constitute a formal proposal. Conditions presented can be changed without previous notice. Reproduction of any part of this magazine is strictly forbidden without the written permission of Vale do Lobo. COPYRIGHT VALE DO LOBO, RTL, SA | Outubro 2016 FIND YOUR NEW HOME Vale do Lobo has a long and successful history of finding ideal properties to suit every buyer with- in the resort and now a new property portal has been launched to help reach a global market at the touch of a button. It is time to stop dreaming and to start searching for your perfect property in Vale do Lobo with the dedicated real estate portal offering a fast, simple and exciting way to discover all of the opportuni- ties within the resort. The Official Real Estate team in Vale do Lobo un- derstand the importance of being able to engage with buyers and sellers across different platforms and now visitors to the new site, which is acces- sible directly from the existing Vale do Lobo cor- porate site, are able to view plots, apartments, turn-key projects, villas and much more from their computers, tablets, laptops or smartphones. Embrace the future of real estate in Vale do Lobo and join the Official Real Estate team on your journey to finding the perfect property. Alda Filipe Real Estate & Marketing Director [email protected] | +351 289 353 256 Construction Number of Turnkey Plot area (m2) Jacuzzi Sea views area (m2) bathrooms project Walking distance Number of Golf views Pool Garage Energy rating SYMBOL KEY to the beach bedrooms Vale do Lobo is a unique luxury resort offering exclusive facilities and services for every member of the family in a truly stunning environment. VALE DO LOBO AT A GLANCE HERITAGE Founded in 1962, Vale do Lobo was the first resort in the Algarve and is the largest in Portugal cov- ering approximately 500 hectares. The resort is owned by a group of Portuguese and internation- RESORT HOLIDAYS al investors, including the largest national bank Experience Vale do Lobo first with a luxurious hol- Caixa Geral de Depósitos. iday in one of the many Vale do Lobo rental prop- erties managed directly by the resort. VALE DO LOBO BEACH Golden sands stretching for more than 2 kilo- PASSION FOR GOLF metres. Vale do Lobo is home to two championship 18 hole golf courses. The Ocean Course features PROPERTIES IN VALE DO LOBO stunning holes sweeping down to the sea while Over 1,500 owned outright. the Royal Course includes the iconic 16th, one of the most celebrated golfing images in the world. DEVELOPMENT FUTURE Permission for 500 more villas and a 5 star luxury TENNIS FANS hotel. One of the largest tennis facilities in Portugal with 14 courts, 1 paddle/mini court, gym and swimming pool to meet the needs of players of all ages and levels. DEDICATED TO SPORT Diversity of water sports, football and much more. Boat lovers can take advantage of the nearby award winning five anchor Vilamoura marina, one of the largest in Portugal. CULTURE AND ENTERTAINMENT Vale do Lobo is dedicated to providing a broad and diverse cultural and entertainment pro- gramme of events throughout the year to appeal to every member of the family. Glamorous large scale events, exciting live concerts and lively chil- dren’s entertainment make the resort a social hub in the Algarve. DINING OUT There are 15 restaurants and bars within Vale do Lobo offering diners a choice of international cuisine ranging from Mexican to Asian, Italian to Portuguese and in a number of diverse casual and fine dining areas, personal catering can be arranged to include a top chef cooking within your property or specialist foods can be delivered to your door for the ultimate home dining expe- rience. TOTAL WELLBEING The Wellness centre in Vale do Lobo offers a state of the art gym, personal training facilities and a luxurious spa complete with professional thera- pists. 24 hour medical care is available with a doc- tor on call service while the Vale do Lobo Medical Centre is linked directly to a local private hospital. SECURITY FIRST Vale do Lobo is a safe and secure resort thanks to a dedicated security department providing round the clock surveillance and assistance in case of an emergency. Closed circuit television operates 24 hours a day to ensure the safety of all guests and visitors. PROPERTY OWNERS The Proprietors Club offers a 24 hour concierge service to attend to every property management need. AND MORE… The resort boasts a supermarket, newsagents, bank, internal shuttle bus, shopping centre and extensive conference facilities. BECOMING A PROPERTY O NER WIN PORTUGAL There are a number of costs related to buying property in Portugal that you need to budget for. In order to help you make your decision, we have collated some important information which you should be aware of when buying and owning properties in Portugal. PROPERTY TAXES & COSTS Taxes and costs Real Estate Taxes and Levies related to property transfer Annual tax on All acquisition costs can be offset against future real estate property (IMI) capital gains tax liabilities providing they are properly documented, so it is important to keep The IMI tax is payable annually. The tax is and file records carefully. calculated upon the taxable value (VPT – Valor Patrimonial Tributário) of the real estate property. Notaries and Registration fees are fixed, whereas The IMI rate is determined by the competent Purchase Transfer Tax (IMT) and Stamp Duty are Municipality Assembly for the next year. The based on the declared price of the property. applicable rate ranges between 0,3% and 0,8%. Stamp Duty is charged at a fixed rate of 0.8%, Stamp Duty (IS) whereas Purchase Transfer Tax for villas and Residential properties and plots of land with a tax apartments is charged according to a sliding registration of at least 1 million euros are subject scale that is altered each year, varying between annually to stamp duty at 1%. 1 and 8% (e.g. 6% over €550.836). For urban plots for construction, the tax rate will be 6,5%. MORTGAGES IN PORTUGAL Notarial and Approx. €2.000. registration fees Mortgages for property in Portugal are normally available for up to 75 percent of the value of the Calculate at 0,8% of the Stamp Duty bank valuation (loan to value LTV). This generally declared value of the deal. means you’ll need to find a 25 percent deposit Depending on the lawyers, and be able to prove your income. Mortgages in but can usually be calculat- Legal Fees Portugal are available over periods of between ed at 1% or 2% of the value 5-30 years. Lending criteria & rates vary between of the deal. mortgage companies. Note: The above information is in accordance with the official information available at the date of issue. Please also note this is general information and for specific advice you should contact a lawyer or tax advisor. Oslo Stockholm Moscow 45 Dublin h 50 3 3h London Berlin 00 5h h00 Atlantic Paris 3 Ocean 5 h1 0 2 45 3 Zurich h h 2 15 2 2h 2h15 Milano Madrid Lisbon 45 0h30 0h Faro Lisbon Oslo ALGARVE Stockholm A2 IC1 N125 Moscow N125 Almancil A22 Exit for Vale do Lobo Loulé A22 Vila Real de 45 Santo António Dublin h 3 h50 Portimão Albufeira Tavira 3 Olhão Vilamoura Faro London Berlin 00 Quinta do Lago 5h VALE DO LOBO h00 Atlantic Paris 3 Ocean 5 h1 0 2 45 3 Zurich h h 2 15 2 2h 2h15 Milano Madrid Lisbon 45 0h30 0h Faro Lisbon ALGARVE SPECIAL INVESTMENTA2 IC1 N125 N125 Almancil A22 Exit for Vale do Lobo Loulé A22 Vila Real de Santo António Portimão Albufeira Tavira Olhão A DVAVilamoura NFaro TAGES Quinta do Lago VALE DO LOBO IN PORTUGAL Portugal offers a selection of extremely NON HABITUAL PORTUGUESE RESIDENCY VISA attractive investment advantages with RESIDENTS (NHR) PERMIT – THE GOLDEN VISA favourable tax regimes and special This regime allows for tax exemption This special residency card is residency visa permits available on almost all income from foreign aimed at any non EU nationals for those who choose to purchase sources and a flat income tax who are looking to gain a visa to property within the country. rate of 20% on the majority of allow free travel in the European The two major incentives currently revenue sources, such as salaries. Union and Schengen Countries. available to investors in Portugal are: Some other advantages of this The Golden Visa is granted special tax regime include: to individuals who: • Tax exemption on pensions • Buy a property in Portugal of a value • Tax exemption on inheritance equal to or greater than €500,000 • Tax exemption on capital income • Complete a minimum period of stay in Portugal of 7 days in the first year • Tax exemption on dividends and interests • Complete a minimum stay of 14 days during the subsequent periods of 2 years • After the 6th year a definitive permit shall be issued with the opportunity to apply for Portuguese citizenship 8 | PROPERTY NEWS 2016 THE FFICIA O L For all your Vale do Lobo REAL ESTATE TEAM buying or selling needs The official Vale do Lobo Real Estate team is a department within the The Vale do Lobo Real Estate team, led by Sales resort that was created to specifically handle real estate in Vale do Lobo and Marketing Director Alda Filipe, combines and anyone looking to buy or sell property in the resort can be assured years of experience, extensive real estate knowl- of the very best solutions and services.
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