2. ELIGIBILITY: the Promotion Is Open to Legal Residents of the United

PHOENIX SUNS Home Mortgage Giveaway Official Rules NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. PROMOTION IS SUBJECT TO ALL APPLICABLE FEDERAL, STATE, AND LOCAL LAWS AND REGULATIONS. VOID WHERE PROHIBITED. 1. AGREEMENT TO OFFICIAL RULES: Participation in the “Home Mortgage Giveaway” (the “Promotion”) constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules and the decisions of Sponsor (as defined below), which are FINAL AND BINDING in all respects. RULES ARE SUBJECT TO CHANGE WITHOUT NOTICE. Winning a prize is contingent upon fulfilling all requirements set forth herein. 2. ELIGIBILITY: The Promotion is open to legal residents of the United States who, at the time of participation, are at least eighteen (18) years of age or older and reside within seventy-five (75) miles of the Talking Stick Resort Arena. Only one (1) individual may be identified as an entrant. All directors, officers, volunteers and employees of Sponsor, the National Basketball Association and its Teams, NBA Properties, Inc., Sports & Entertainment Services, LLC, Phoenix Arena Development Limited Partnership d/b/a Talking Stick Resort Arena, Phoenix Mercury Basketball, LLC d/b/a the Phoenix Mercury, and each of their respective companies, subsidiaries, affiliates, sales representatives, distributors, licensees, agents, advertising and Promotion agencies, and each of their immediate family members (spouses, parents, children and siblings, and their respective spouses), and those living in the same household as each, are not eligible to participate in or win any prize in the Promotion. 3. ODDS OF WINNING: The odds of winning a prize will depend on the number of eligible entries received during the Promotion Period. 4. PRIZE(S): One (1) winner will win the opportunity to have their mortgage or rent paid by Arizona Central Credit Union (“Sponsor”) for 12 months. The estimated retail value of the Prize is: Up to $1,000 per month, or $12,000. 5. PROMOTION PERIOD: The Promotion will begin on January 20, 2016 at 12:01AM local Phoenix time and end on February 17, 2016 at 11:59PM local Phoenix time (“Promotion Period”). The Sponsor’s computer system shall be the official timekeeper. 6. HOW TO ENTER: To enter the Promotion, during the Promotion Period, entrant must complete all non-optional data requested on the online entry form at www.suns.com/mortgagegiveaway. Incomplete and duplicate entries will be void. All entries become the property of the Sponsor and will not be acknowledged or returned. All information submitted by entrants is subject to the privacy policy accessible at www.suns.com or by request. 7. WINNER(S) SELECTION: Sponsor will conduct one (1) random drawing on or about February 18, 2016 from all the eligible entrants received during the Promotion Period. One (1) potential grand prize winner will receive a check for twelve (12) months of mortgage or rent payments (up to $1,000.00/month), up to a maximum amount of $12,000.00. The total amount of the prize will be determined from the documentation provided by the potential winner to the Sponsor that will verify the last three (3) consecutive months of mortgage or rent payments made by the potential winner. The monthly payment (up to $1,000.00/month) will be multiplied by twelve (12) to determine the total amount awarded for one year. Potential winner will be notified by phone and/or email and will be announced at the Phoenix Suns game scheduled for 21, February 2016. Sponsors will determine all elements of prizing in their sole discretion. Prize may not be assigned, transferred, or changed, except at Sponsors’ sole discretion. Prize is awarded “as is” with no warranty or guarantee express or implied by Sponsors. Sponsors disclaim all and any liability for the actual provision, quality or nature of any third-party product or service accepted by the winner. The awarding of any prize is contingent upon full compliance with these Official Rules. Entrants agree to be bound by Official Rules and agree that if potential winner fails to provide proof of identity, refuses to provide required documentation, is found to have violated Official Rules, or otherwise does not meet eligibility criteria, prize will be forfeited and awarded to an alternate winner in a random drawing. Entrants understand that Sponsors are not liable for injuries, losses, or damages of any kind arising from participation in this promotion and acceptance, possession, and use of prize. Sponsors are not responsible for any typographical or other error in the printing of the offer, administration of the sweepstakes or in the announcement of the prize. Decisions of Sponsors are final and binding in all respects. 8. WINNER(S) VERIFICATION: Winner will be notified by email or by telephone and will be required to execute and return an affidavit of eligibility/liability release and, where lawful, a publicity release (collectively, the “Winner’s Agreement”) within seventy-two (72) hours of date of issuance. Each entrant understands that Sponsor or its respective agents may advise the United States Internal Revenue Service (“IRS”) of the value of the prize awarded to entrant from entrant’s participation in the Promotion the form of an IRS Form W-2G, or otherwise. Entrant must currently be a legal resident of the United States to be awarded any prize. Entrant understands that prior to being entitled to receive any prize, and prior to receiving any prize, entrant will first provide Sponsor with all of entrant’s applicable taxpayer identification information and other required and reasonably requested tax and tax-related documentation (e.g., IRS Form 5754), and that entrant’s failure to provide such information to Sponsor will result in entrant’s automatic ineligibility to receive any prize. In the event: (a) such potential winner declines the prize in writing, (b) the Winner’s Agreement or tax-related documents are not returned within the time period stated above, (c) prize or prize notification is returned as undeliverable, (d) the Sponsor is unable to contact a potential winner within a reasonable time period, or a potential winner is not otherwise in compliance with these Official Rules, the prize will be forfeited and, at Sponsor’s sole discretion and time permitting, Sponsor may select an alternate winner from all remaining eligible entries. There will be three (3) alternate drawings for the prize after which such prize will remain unrewarded. Prizes will be fulfilled approximately seven (7) calendar days after the drawing. Limit one (1) prize per person/per authorized account holder/per household. "Authorized account holder" is defined as the natural person who is assigned to the e-mail address by an Internet access provider, online service provider, or other organization (e.g., business, educational institution, etc.) which is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. In the event of a dispute as to any e-mail entry submitted, e-mail entries submitted will be deemed made by the authorized account holder of the e- mail address submitted at the time of entry. Proof of being the authorized account holder may be required. 9. TAXES AND EXPENSES: Winner is responsible for all applicable taxes (including, but not limited to federal, state, local and/or income) and other fees and expenses associated with the prize. 10. CONDITION/USE RIGHTS: By entering in the giveaway, each entrant consents to the use of his/her/its name, voice, and likeness, and all accompanying personally identifiable information entrant submits, via all forms of media now known or hereafter devised worldwide, in perpetuity, without notice, attribution or compensation (other than the specific prize described herein) to entrant, his/her/its successors or assigns, or any other party, except where prohibited by law. The right to receive any prize is non-assignable and non-transferable, and no prize substitution, exchange, cash, or cash equivalent will be allowed, in each case, except as permitted by Sponsor, who reserves the right to substitute a prize in whole or in part with another prize of comparable or greater value if the intended prize is not available for any reason as determined by the Sponsor in its sole discretion. 11. RELEASE AND LIMITATIONS ON LIABILITY: As a condition of participating in the Promotion, entrants agree to release and hold harmless all directors, officers, volunteers and employees of Sponsor, the National Basketball Association and its Teams, NBA Properties, Inc., Sports & Entertainment Services, L.L.C. d/b/a Talking Stick Resort Arena, Phoenix Mercury Basketball, LLC d/b/a the Phoenix Mercury, Phoenix Arena Development Limited Partnership, the City of Phoenix and each of their respective parent companies, subsidiaries, affiliates, sales representatives, distributors, licensees, agents, advertising and Promotion agencies (the “Released Parties”) from and against any claim or cause of action arising out of participation in the Promotion, or receipt or use of any prize, including, but not limited to: (a) unauthorized human intervention in the Promotion; (b) technical errors related to computers, servers, providers, or telephone or network lines; (c) printing errors; (d) lost, late, misdirected, incorrect, garbled, or incompletely received entries; (e) errors in the administration of the Promotion or the processing of entries; (f) injury or damage to persons or property which may be caused, directly or indirectly,

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