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NOW UPDATED NOW UPDATED with Regional and with Regional and Rural Discounts Rural Discounts CONTENTS Information Page No South Australia Page No Welcome to YourLifeChoices 2 - 8 South Australia Seniors Card information 107 Tips for getting the most out of your 3 South Australia FAQs 109 Seniors Card Regional & Rural South Australia 111 - 112 SA deals and discounts 113 - 125 Australian Capital Territory Page No Australian Capital Territory Seniors 9 Tasmania Page No Card information Tasmania Seniors Card information 126 Australian Capital Territory FAQs 11 Tasmania FAQs ACT deals and discounts 13 - 24 127 Regional & Rural Tasmania 131 - 134 New South Wales Page No TAS deals and discounts 129 - 145 New South Wales Seniors Card information 25 Victoria Page No New South Wales FAQs 27 Victoria Seniors Card information Regional & Rural New South Wales 30 - 32 146 Victoria FAQs NSW deals and discounts 33 - 38 148 Regional & Rural Victoria Sydney & Surrounds 39 152 - 155 VIC deals and discounts Central Coast & Hunter 45 150 - 169 Northern NSW 48 Page No Southern NSW 56 Western Australia Western NSW 59 Western Australia Seniors Card information 170 Western Australia FAQs 172 Northern Territory Page No Regional & Rural Western Australia 176 - 179 Northern Territory Seniors Card information 63 WA deals and discounts 174 - 191 Northern Territory FAQs 64 Regional & Rural Northern Territory 67 - 69 NT deals and discounts 65 - 81 Queensland Page No Queensland Seniors Card information 82 Queensland FAQs 85 Regional & Rural Queensland Queensland 94 - 99 deals and discounts 87 - 106 ACT YourLifeChoices - The Ultimate Seniors Card Discount Guide 1 Welcome to YourLifeChoices Hello and welcome to ‘The Ultimate Seniors Card Discount Guide’ from YourLifeChoices. Here you will find deals and discounts available in each state and territory, as well as links to the full online discount directory. We have answered the frequently asked questions regarding seniors cards, including how to apply, what to do if you lose your card and who to inform of any changes to your personal details. With your free membership to YourLifeChoices, you have access to: Daily newsletters in your inbox focusing on health, wealth, travel, retirement and technology. Several specially produced eGuides on core topics, including a quarterly Retirement Affordability Index written exclusively for members. Exclusive competitions with prizes that have included overseas flights, cruises and a train journey on The Ghan! For almost 20 years, YourLifeChoices has been providing vital information to Aussies who are in and approaching retirement. Regardless of what your retirement looks like, we're here to help you make the most of it. We have also put together some information on government concessions you may be eligible for, and the transport deals you receive in each state. Keep reading to discover the exclusive deals available to you right now, hints to get the most out of your card and great discounts in each state. Inside this eBook you'll find Australia-wide, exclusive deals to get you saving NOW If you’re a senior, you’ve paid your dues. You worked for years, you followed the rules, and now it’s time to collect some hard-earned discounts. And trust us, there are plenty of valuable discounts out there for you. The trick is, you have to know about them, and you have to ask for them. Read on to find a list of some of the biggest benefits for Seniors Card holders. YourLifeChoices How to Get the Most Out of Your Seniors Card 2 Tips to help you get the most out of your Seniors Card. Always look at or ask for the standard retail price before asking for the discount or presenting your card. Have your Seniors Card number ready when making a booking or asking for a quote over the phone. Present your card before payment in retail stores, cafes and restaurants. Shop around and compare prices on big-ticket items. Just because you can get a discount somewhere doesn't mean it will be the best price around. Help to support the growth of the Seniors Card program by encouraging businesses in your local area to join. Always ask if the business offers a Seniors Card discount before purchasing. If you find out that a business does offer a Seniors Card discount but there is no promotional material, let them know they can order promotional material from the relevant Seniors Card website free of charge. This will encourage more seniors to shop there. Heading interstate? Take your Seniors Card. It’s well worth keeping your Seniors Card on you as most states and territories honour discounts for interstate cards. Travelling overseas? Pack your Seniors Card. Thanks to a reciprocal agreement with the New Zealand government, Australian state Seniors Card holders can access discounts from thousands of participating businesses through the ‘SuperGold Program. It can also be worth taking your Seniors Card if you travel to countries like Hong Kong, Singapore, USA and Canada, as many overseas businesses accept seniors cards if they offer discounted prices to their own seniors. Each state’s Seniors Cards is valid for your lifetime and does not need to be renewed. If your state Seniors Card is damaged, lost or stolen contact the state agency that issued your Seniors Card for a replacement. YourLifeChoices How to Get the Most Out of Your Seniors Card 3 Save on health insurance This comparison service is perfect for those looking for extra savings on their household budget. This is how they help you save. The cost of health insurance rises every year, but not all insurers will increase their prices by the same amount. Each time prices rise, a new order of value for money health insurers is decided. That means if you’re not checking for a better deal every year, you could be paying more than you need to for the exact same service. The problem for many older Aussies is they simply don't realise they could be paying less. With this service you can compare health funds in minutes and see what you could be saving Click here to see what you could save Last year people using Health Insurance Comparison saved an average of $380.79 on their yearly premiums*. To find out what you could save, simply choose your current life stage below. Choose your life stage. I’m looking at health cover for… Just me Me and my partner My family Me and my kid(s) *Average savings based off 20,400 customers during 2019 YourLifeChoices - The Ultimate Seniors Card Discount Guide 4 Are you paying too much for private health insurance? Last year, we saved people an average of $380.79 on their yearly premium*. Click here to see what you could save! *Average savings based off 20,400 customers during 2019. A sponsored message from our friends at Health Insurance Comparison The Price Of Loyalty: Older Ausses Are Losing Hundreds By Staying Loyal To Health Insurers Do you feel like you’re paying too much for your health insurance? If you’ve been paying more every year without being offered any extra value, there’s a good chance you could be. While it’s no secret that the price of health insurance is going up around the country, there’s great value to be found if you know where to look. Despite rising costs, too many older Aussies stay with the same fund and keep cover that’s inappropriate for their needs. This often happens because they aren’t aware that switching to better value cover can be quick, simple and done without any penalties. That’s why Health Insurance Comparison is putting people before policies. They will listen to how you use your current cover, and ask what you would like to change. Whether that’s higher benefits, more personalised cover or simply cheaper premiums, they get to work to find a policy that meets your needs. Not only do their customers get cover that they can see the value in, they’re also saving an average of $380.79*. On top of that, Health Insurance Comparison will arrange the whole switching process for you – from cancelling your current cover and retrieving prepaid premiums, to organising your new membership Here’s How You Do It: Step 1: Select your age below. Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds. Over 75 years 55-64 years 65-75 years under 55 years YourLifeChoices - The Ultimate Seniors Card Discount Guide 5 When you compare with Health Insurance Comparison, they’ll identify the areas where you could be overpaying and where you could improve your rebates. Finding better value health insurance is equally about not paying for irrelevant cover, and getting more back when you use the cover you need. For example, most people take out top hospital cover and simply accept that they’ll pay for pregnancy and IVF as a part of the policy. But some funds offer specific top hospital policies for people who aren’t planning to have children, and these are a quick, cost-cutting win for savvy shoppers. Extras cover is another area where you can save, here by moving to a policy that has bigger rebates for the services you use. This can come in the form of a higher yearly limit, or your insurer paying a greater benefit for each individual visit. With the help of the advisers at Health Insurance Comparison it’s never been easier to understand what you’re paying for and why. You can compare your current level of cover to similar policies and see exactly what you could be saving, all at no cost to you.
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