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Direct online remittance to Pakistan Terms and conditions

1. This o er is available only for PKR transfers to Pakistan. 2. This o er is applicable only for PKR transfers completed through Commercial banks Internet banking or Mobile banking app. Two modes of payment delivery: IBFT (Inter-bank Funds Transfer) – Integrated with Habib bank a) Credit within 60 seconds to Habib bank accounts b) Service available 24 X 7 c) Credit within 20 minutes to IBFT linked banks ( list below) d) Service type : Account transfer e) Maximum transfer limit of PKR 500,000 to IBFT linked banks f) Account Transfer fees QAR 15 g) No Correspondent bank charges

SWIFT: a) All transfers to Non - IBFT linked banks will be processed vis Swift delivery mode b) In case of technical failure in IBFT listed banks, the transfer will be routed via RTGS / Swift mode. c) Transfer amount above PKR 500,000 will be processed vis Swift delivery mode d) Correspondent bank charges apply

3. The o er is subject to aliation to the partner bank. The list below* specifies the banks partnered with The Commercial Bank for direct remittance. 4. The Commercial Bank reserves the right to amend the rules and regulations of this o er or withdraw it at any time with notice. 5. The fee and correspondent bank charges are subject to change at any time with customer notice 6. The Commercial Bank online daily transfer limit applies. 7. All other banks terms and conditions apply.

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Bank List Sr. No Bank Name Swift Code 1 Habib Bank Limited HABBPKKA 2 Allied Bank Limited ABPAPKKA 3 Albaraka Bank( Pakistan) Limited AIINPKKA 4 Bank Alfalah Limited ALFHPKKA 5 Askaribank Limited ASCMPKKA 6 Bank Al Habib Limited BAHLPKKA 7 Barclays Bank PLC BARCPKKA 8 Bankislami Pakistan Limited BKIPPKKA 9 Bank of Punjab,The BPUNPKKA 10 Burj Bank Limited BURJPKKA 11 Citibank N.A CITIPKKX 12 Deutsche Bank AG, Karachi Branch DEUTPKKA 13 Dubai Islamic Bank Pakistan Limited DUIBPKKA 14 Faysal Bank Limited FAYSPKKA 15 First Women Bank Limited FWOMPKKA 16 JS Bank Limited JSBLPKKA 17 Bank of Khyber, The KHYBPKKA 18 Meezan Bank Limited MEZNPKKA 19 Habib Metropolitan Bank Limited MPBLPKKA 20 MCB Bank Limited MUCBPKKA 21 National Bank of Pakistan NBPAPKKA 22 NIB Bank Limited NIBPPKKA 23 Samba Bank Limited SAMBPKKA 24 Silkbank Limited SAUDPKKA 25 Standard Chartered Bank ( Pakistan) Limited SCBLPKKX 26 Sindh Bank Limited SINDPKKA 27 Soneri BankLimited SONEPKKA 28 Summit Bank Limited SUMBPKKA 29 Industrial and Commercial bank of China, Karachi Branch ICBKPKKA 30 United Bank Limited UNILPKKA

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