STAY IN TOUCH

www.thebusinessjournal.com

May 6, 2011

THE FOCUS 14-15 Store shelf shuffle Family Dollar Producers offer tips on landing coveted retail space plans slew of Valley stores CONSTRUCTION • Builders contend with John Lindt – contributing writer sprinkler rule • Out of demolition, Family Dollar Stores, Inc. reuse of North Carolina has set an ambitious schedule to open new locations in the Central Valley where population growth is strong. THErf P o ile 0 1 The chain, with more than 6,800 stores nationwide, currently has no stores in the state, but has targeted more than a dozen Valley locations as potential sites, according to various sources in local municipal government. Instead of targeting the trendiest districts, Family Dollar appears to be making David Motsenbocker, a play for the small-town Clay Moffitt consumer who may not want Owner, Sierra Nut House sales associate Kaley Monteleone stands next to some chocolates at the Fresno location in the Villagio Shopping Center. The to drive out of town to get a Dmots Steel Buildings company supplies grocery stores in 11 states, plus certain parts of Canada. good deal on everyday goods. The company has contacted Clay Moffitt – Staff Writer instances, cut down on shipping fruits, coffee, soups and more, city planners to build mostly costs. the Sierra Nut House knows new 8,000 square-foot Distribution is vital to “When it makes sense, we the process well. In its more stores in Avenal, Coalinga, survival in the food industry, have a great opportunity to than 40 years of business, it has Wasco, Hanford, Corcoran, THE List | 12 but approaching a grocery chain source locally, particularly expanded beyond its two stores Firebaugh, Sanger, Reedley, Lewis C. Nelson and can be both an intimidating and produce, dairy and meats,” said in Fresno and has its product in Parlier, Fresno, Kerman, Sons, Inc. tops the list of confusing process for a local Brendan Wonnacott, Fresh & grocery stores up and down the Tulare, Woodlake, Exeter and supplier looking to take product Easy Neighborhood Market’s West Coast, throughout New Commercial Contractors Farmersville, for starters. to market. director of communication. England and in states such as “I look at them as mini Although grocers may be Being discovered can be New York and Montana. Walmarts,” said city planner selective, many are looking for one of the biggest obstacles to The Sierra Nut House has Greg Collins, who is familiar This Week Online 6 local suppliers who can provide overcome for producers. with the company's plans | Gitomer 7 quality product and, in certain Local supplier of nuts, dried R etail 5 in Exeter, Woodlake and Public Notices 9 Farmersville. “They may b e m o r e c o m m o n t h a n Opinion 30 McDonald’s or Starbucks in Homebuilders: Another one bites the dust the future.” “The new Family Dollar Todd R. Brown – Staff Writer debt. La Dante Rose reported its trade in the Valley since permit will go to the planning exemptions of $248,800 — 1995. The company says it built commission in the next few With all the talk of scanty property protected from being a modest 50 homes a year on weeks,” said Tulare city improvement in home sales and recouped by creditors. average, specializing in starter planner Bonnie Simoes, who an expectation of a solid real The firm had sales offices homes around 1,200 square feet notes the company wants to estate rebound in the coming for its Majestic 3 development but also constructing luxury build near Highway 99 off of years, builders as well as sellers in Tulare and Majestic 4 abodes of 4,500 square feet. Bardsley Avenue in Tulare. are hardly out of the woods yet. development in Woodlake. Yet “We mainly focus on building The filing for bankruptcy last messages left at one office for the move-up home, which we Family Dollar | 8 month of La Dante Rose Homes sales manager Ron Grodsky can offer at an affordable price Inc. of Visalia underscores the — named with spouse Ellen that is comparably priced to continuing challenges in the Grodsky as the debtors — other builders’ entry level central San Joaquin Valley’s were not returned. The other homes,” the company’s website housing market, especially number gave a disconnected said. new construction in an era of signal. Mike Miller, president of deflated values and still-high Fresno attorney Hilton A. the Central Valley division of unemployment. Ryder, the firm’s representative builder Lennar Homes, said The builder, in bankruptcy in the proceeding, declined to his firm certainly has seen a court case 11-13524-7, reported comment on the case. slowdown since the housing CUDONTRIB TE assets of nearly $574,000 but Despite the silence, an bubble burst. Family Dollar typically builds stores in the a liability of more than $4.92 Internet search revealed that 8,000 square-foot range, and each store million, a likely insurmountable the family homebuilder plied Homebuilders | 5 employs about seven people.

Friday, May 6, 2011 ISSUE # 324328 | $1.25 PER COPY USPS 145-100 2 www.thebusinessjournal.com FRID AY, MAY 6, 2011

Join The Business Journal Corporate Golf League

Now in its 12th year, The Business Journal Corporate Golf League has become a favorite networking event for area executives. The play begins May 2011. It continues every Tuesday evening for eight weeks. We’ll be playing nine holes each week and using a modified Calloway match play format. This format allows you to rotate your players every week. Come out and spend some social time with co-workers, clients or prospects, meet other area executives, compete against other local businesses and have some fun. The Business Journal will host an awards ceremony with dinner on the last evening. Dinner will be served each week.

Space is limited, so sign up early.

San Joaquin Country Club May 24th - July 26, 2011 A portion of the proceeds from the golf league go to support The First Tee of Fresno

For sponsorship or tournament information call 559.490.3423 or email [email protected] l Fax form to: 559.490.3526

Sign me up!

Contact Person:

Company Name:

Address:

Phone: Fax: Email:

one player $500 team of four $1,800 FRID AY, MAY 6, 2011 www.thebusinessjournal.com 3

College graduates entering a difficult job market

Ben Keller – Staff Writer

As always, Central Valley graduates face fierce competition in the job market as they wrap up their studies. With the effects of the economic downturn gradually waning, fresh young minds are seeking every opportunity to find a rewarding career, even in a job pool that is still hard-pressed to expand. Job aggregators and online job boards such as Monster.com and CareerBuilder continue to grow in popularity, as do social media sites like LinkedIn and Facebook for connecting job seekers to the right employers. However, some feel such websites are too co- pious and distant to account for regional needs while providing little instruction in the way of ré- sumé preparation and interviewing tips. Serving approximately 30,000 job seekers last year through referrals, resources and job skills training, the Fresno Regional Workforce Investment Board (WIB) works alongside seven other Valley WIB’s to display thousands of local job openings via an online database categorized by industry at www.careersinthevalley.com. Although seasonal or temporary gigs are still being highly sought out by companies loosen- ing their belts just enough for summer swells, Assistant Director Pam Lasseter said she is seeing more this year in the way of specialized positions and college-level work. “More and more employers now, because of de- mand, are wanting people to submit electronical- ly,” she said. “A lot of employers in these special- cudontrib te ties are posting to (job sites) because they want Nursing students at State University, Fresno receive instruction. More nursing graduates are finding it harder to enter jobs in the current those graduates to understand the curriculum be- economy. ing taught.” According to a study last year by the Fresno room visits and dropped activities like its Dress ment from 16% who said the same in last year’s WIB, more than 10,075 new jobs will be needed for Success workshop and business etiquette lun- survey and 11% in 2009. by 2013 in Fresno County, 1,480 alone in agribusi- cheon. Even its annual career fair last Thursday, Even better news for the Valley is a general ness and 1,317 in professional and technical occu- with around 60 employers on hand, was less tendency for graduates to stay close by after pations. While an improvement from a three-year crowded than past years. school. Charlezsette Day, job developer with the projection of 13,605 in 2007, tight business condi- “The armed services usually show up and we Employment Resource Center at Fresno City tions still strain the county with an unemploy- have none this year,” she said. “A lot of the ad- College, said its become more difficult to jump ment rate that tarries above 18%. ministrative justice (employers) like the police . . . ship considering high gas prices and fewer com- Among 1,063 responses in a survey of local em- none are hiring.” panies subsidizing travel expenses for new hires. ployers used in the study, 33% said they were still While many employers may be holding on lon- Many graduates, she added, will simply take what- hesitant to hire due to low sales and financing and ger to their seasoned veterans, some light may be ever they can get at the time as long as it bears low access to cash, while another 22% faulted gov- on the horizon for new grads. The Bureau of Labor some semblance to their field of study. ernment regulations for hindering investment in Statistics show that 20- to 24-year-olds saw the “I tell students an employer is more likely to staffing. largest employment increase over the first three gather someone up that has educational back- While remaining committed to placing new months of 2011 with the number of people in the ground and skills than someone that is a journey- flock of grads in the right position, career services age group growing by 308,000 or 2.4%. men and set in their skills,” Day said. centers at Valley colleges also sense employers’ In a recent survey conducted by CareerBuilder. Fresno law firm of McCormick Barstow, with hesitancy while also making significant sacrifices com among 2,878 U.S. hiring managers and HR around 220 local attorneys and support staff, in light of sweeping budget cuts to higher educa- professionals, 46% of employers say they plan to maintains a balanced mix of longtime associates tion across the state. hire recent college graduates in 2011, up from 44% and young attorneys with a program that brings Angela Barginear, career technician at West in 2010 and 43% in 2009. on around four law students each summer as in- Hills College, Lemoore, said the schools’ career Twenty-six percent say they will offer higher connection center has cut out many of its class- starting salaries than they did in 2010, an improve- College | 8

Need more business news? more local, state and national news online at www.thebusinessjournal.com

To subscribe: Contact our circulation department at 559.490.3481 or [email protected] 4 www.thebusinessjournal.com FRID AY, MAY 6, 2011

Laura Lodge provides professionals a ENTERPRISE temporary home in Coalinga

Clay Moffitt – Staff Writer week. As opposed to most motels or lodges, Deswal does not have a The Laura Lodge doesn’t have all nightly charge, but a weekly charge. the bells and whistles of the ritzy The tenant is charged $175 per week hotels, but for decades the motel for one person or $225 per week for has served the housing needs of two people. professionals who call Coalinga “If someone wants to share the home on a temporary basis. room, it comes really cheap,” Deswal The Laura Lodge operates under a said. different business model than most A lot of his clients come from motels. Because Coalinga doesn’t within the state, but people from all have a strong tourism industry, over the world have stayed at the the lodge doesn’t market to the Laura Lodge. He recalls a time when traditional vacationer looking for a a man came from Italy to work for the place to stay. solar company. The majority of the lodge’s clients “He said, ‘Your place is good, sir,’” are employees of a drilling company, Deswal said. solar company, Coalinga State The lodge has been around for Hospital or the Pleasant Valley more than 50 years, and Deswal State Prison who have been given a finalized the purchase of the lodge temporary assignment and need a in 2008. place to crash. Deswal obtained a small business c lay moffitt “They prefer to live here because loan, but also turned to family Laura Lodge owner Inder Deswal said his hotel caters to professionals from industries such as renewable they check everywhere else and members for additional financial energy, corrections and health care. those other motels are not up to backing. standard, and my prices are low,” said The lodge was in need of serious “I’m not asking anyone to come The University of California, Inder Deswal, the owner of the lodge. renovations that included, among here,” Deswal explained. “When Merced’s Small Business Development The hospital in particular has been other things, replacing the wiring they see the rooms, they decide to Center recently recognized the Laura a steady source of renters for Deswal. and upstairs walkway, painting the stay here.” Lodge with a 2011 Small Business Depending on their specific interior and exterior and installing But with all the renovations, Award in the category of Family assignment, Deswal’s clients will a new fire alarm system. Deswal elected to keep the Laura Owned Business. stay on average between four months The renovation also made it one of Lodge sign in front of the motel, to a year. Occasionally, he’ll have the nicer motels in Coalinga, and the which is the same sign as the day Clay Moffitt | Reporter can be reached at: a tenant that will stay as short as a lodge sells itself, Deswal said. the lodge opened over 50 years ago. 490-3464 or e-mail [email protected] 2011ACOWBJHP copy.pdf 4/15/11 2:19:20 PM

Please join us for the 29th annual A Celebration of .

Sunday Afternoon, June 5, 2011, 3:00-6:00 PM at Rancho Vista del Rio, nestled on the banks of the San Joaquin River at Highway 99.

Tickets are $70 per person and include souvenir wine glass, buffet plate, program and drawing ticket.

• Premium Vintage Tastings and Fine Food Samplings

C • Central California's Most Prestigious Silent Wine

M featuring many rare and large bottle offerings

Y • Drawing for a framed fine art giclée featuring this year's CM A Celebration of Wine artwork

MY • Cooperage Demonstration from Barrels Unlimited CY

CMY • Post-Event Coffee, Desserts and Music by the Joe Lenigan Band

K • TICKETS NOW AVAILABLE • Either Old Doc’s and at Vino & Friends www.acelebrationofwine.com or 559-244-5741

A Celebration of Wine is sponsored by the CSUF Viticulture and Enology Alumni Association. Proceeds benefit the California State University, Fresno, Vincent E. Petrucci Library at the CSUF Viticulture and Enology Research Center.

SPONSORS INCLUDE: VINTAGE LEVEL: American Vineyard; Netricks.com • MAGNUM LEVEL: Barrels Unlimited CHAMPAGNE LEVEL: The Business Journal; Michael B Stevens, MD, PhD, FACS; Wilks Broadcasting MERLOT LEVEL: Britz Simplot Growers Solution, LLC; Duarte Nursery; Dumont Printing; Eye-Q-Vision Care, KVTA Radio; Saint-Gobain; Valley 411.com; Vino and Friends CHARDONNAY LEVEL: AJ’s Tuxedo Junction; Classic Status Limousine; Crop Production Services; Garton Tractor; JMS Illustration by Brad Boling Stylet-Oil; KFSR Radio; KISS Country Radio; KJewel / KYNO Radio; KMJ Radio; Charles M. Lutz DDS; OFR Inc; Tent City Canvas House; Vincent Communications; Vintage Nurseries LLC PAVILION LEVEL: ColloPack Solutions; KSOF Radio FRID AY, MAY 6, 2011 www.thebusinessjournal.com 5

Homebuilders | from 1 “I didn’t imagine it was going to take a decrease as much as it did. We made sure we could liquidate out “In ’06 we were doing a thousand, twelve-hundred of positions we didn’t want to be in, and planned to homes. That was just from Tulare to Fresno. Now reduce our debt load and bring prices down.” we’re pushing about four-fifty from Bakersfield to Additionally, the builder recently took on the Fresno.” job of finishing nine units in a north Fresno He said the new home market has evolved from development left incomplete by developer Patriot a trend in 2,300-square-foot, big-box, two story Homes, which went bankrupt last year and also left homes built for move-up and investment buyers to a Clovis subdivision unfinished. pockets of 1,300- to 2,200-square-foot, single story “It’s not a Florsheim project,” Anfuso said. “These starter homes. are just resale projects. We finish them off under a Fueling that is competition from existing homes, separate LLC. We didn’t lay the foundation or pull including heavy pressure from back-to-bank permits.” The Fresno homes are for sale through properties. Escala Properties. “There is a supply issue,” Miller said, “not Anfuso said his firm did about 100 houses last necessarily new homes but just the quantity of the year, “down considerably” from the builder’s volume that are still occurring out there. We five years ago. The firm typically does 1,500- to C eutlin have to compete with the resale market.” 2,000-square-foot, entry-level domiciles, with Florsheim Homes of Ceres is selling former Patriot Homes properties in He expects the glut to finally ease into Central Valley price points from $130,000 to the Fresno under the name Escala Properties. a “more normalized market” by 2014 or 2015. “We low $200,000s. Darius Assemi, president of Fresno-centered should start seeing recovery before then,” he said. subcontractors.” Granville Homes, said he is encouraged by “It’s going to be incremental. There’s not going to The ripple effect from the housing downturn consumer confidence edging slightly up and be a light switch that turns on.” has claimed satellite businesses as well, including unemployment stats finally trending down, yet said Some builders that have kept afloat have taken on Fresno’s Merzon Industries, which in 2006 builders are “still skimming the bottom.” developments abandoned by defunct players. Lennar employed about 100 people to fabricate windows “We’re seeing homeowners walk away from their bought two tracts of finished lots from Porterville- and patio doors but started laying people off steadily homes,” he noted, saying however that he looks based Ennis Homes, which went bankrupt in 2009 to zero employees today. forward to a summer or fall rebound in big-ticket and emerged from the status without, apparently, “We’re no longer producing windows,” said buying. returning to business. Merzon President Patrick Redell. “We have all of When the housing recovery is firmly on track, he Calls to president and founder Ben Ennis seeking our factory equipment for sale. For two years we said there could be a dearth of supply in growing comment were not returned. did replacement window market sales. We’re trying Fresno, which added about 6,700 people per year Lennar plans to demolish 90% of the partly built to evolve into a dealer of other window brands.” from 2000 to 2010 but saw an insufficient number of homes that stand on Ennis’ 80 sites in Visalia and While he looks forward to contributing to an “up living units being added, perhaps 1,200 to 1,300 for 81 in Tulare before building its own models in their out of the ashes” article, he said the goal has been an average household of about three people. place, Miller said, to “kind of clean up the blight.” elusive for the last four years. “Manufacturing “There’s a shortage,” Assemi said. “There’s going “It saddens me to see builders, fellow in California in general has really taken it on the to be a pent-up demand in the market. From 1995 to businesspeople, going under,” he said. “There are chin,” he said. 1998, we didn’t produce a lot of homes. That’s why less people employed, less money flowing through “The market’s going to continue to be challenging,” we had that boom in 2000. the economy.” Anfuso said. “It’s not going to be a decent market “Fresno County is still growing at the same rate as Florsheim Homes LLC of Ceres has faced its for homebuilding any time soon. The Valley was before, but the supply of housing is not there. Buyers own challenges, though it has been building in the hit hard. All you can do is try to find different aren’t buying, so developers aren’t developing. recovering Manteca area and recently branched out opportunities and capitalize when you can.” Someday they’ll catch up two or three years down of California for the first time to the Reno, Nev., Yet despite dimmed fortunes in recent years, he the road.” market. President and CEO Joe Anfuso said the said, “There’s always been a buyer at the right price.” Modesto market is still soft. Regarding La Dante Rose, he said. “I’m sorry “It’s been tough. Our ability to survive was really to hear they had to file for bankruptcy. That’s Todd R. Brown | Reporter can be reached at: our ability to see what was going to happen,” he said. never a pleasant thing for their staff and their 490-3461 or e-mail [email protected]

R etail | from 1 attention of the distributors may the packaging, and Canadian officials help these companies scale up their require some research. decided to go further in depth with business. At this point, the program found the best way to get a foot in the “Ask a lot of questions,” recommends the product and test it. Ultimately, the has resulted in close to $900,000 in door is to allow distributors to sample Jones. “The more educated you can be, Sierra Nut House added an additional loans to 16 producers in the Northern its wares. the better off the chances are you’ll get sticker to the package to address the California region. “Once they try our product, they are into the chain.” issue. “The program really does help amazed how good it is,” said Jennifer One of those first questions may The grocery stores will also have companies scale up their business to Jones, co-owner of the Sierra Nut be which person specifically to talk quality standards, and natural food place their product in multiple stores, House. “Any opportunity we have to with. Finding that individual can be stores will have specific requirements and sometimes multiple regions,” allow them to sample our product is difficult at times. or restrictions about things such Singh said. great.” “They like to keep their buyers’ info as ingredients, artificial colors and The program was designed mostly Jones is particularly fond of trade almost top secret,” Jones said. preservatives. for existing suppliers, but Singh feels a shows, which she credits for being Whole Foods has made an emphasis Another consideration is the lack of outreach and publicity has kept responsible for establishing the brand of putting its buyers in the sunlight. practice of “free fill” that has become it from being fully utilized. Singh said so strongly on the East Coast. “You can walk into a local Whole standard with most of the grocery there haven’t been any applicants for Last month local companies such Foods and ask to meet with the buyer industry, where the store requires a the program from the Central Valley. as Deb’s Gourmet, Valley Lahvosh to set up an appointment to present certain amount of free product for it “But I would love to see some,” Baking Co. and Busy Bee Honey Farm your product,” said Harv Singh, to be placed on the shelf. Singh said. presented their products to chefs, Whole Foods’ local forager for the Whole Foods is one of the exceptions He says local suppliers can contact hotels, supermarkets and distributors Northern California region, based that does not require free fill for local him about the program or about a from across the country at the Fresno out of Emeryville. “If the buyer wants vendors. product they would like to put on Food Expo. to bring it in, they can work with the “We try to make it really easy for the shelves by email at Harvindar. The event put a variety of local supplier at the regional level.” local suppliers,” Singh said. “We even [email protected]. companies in front of some big-time “It creates ownership, and the buyers take a margin cut for local producers.” buyers. get really excited by encouraging Whole Foods has also instituted Clay Moffitt | Reporter can be reached at: Wonnacott said Fresh & Easy finds the local vendor relationship. The a local producer loan program to 490-3464 or e-mail [email protected] a small amount of its product at trade stores are really connected to their shows, but finds a larger portion communities, and the communities through word of mouth. are connected to their stores.” Copyright and Postal Information “We have a nice network of suppliers Singh estimates during the peak- The entire contents of this newspaper are copyright of The Business Journal, Inc. 1315 Van Ness Avenue Suite and partners that we work very closely growing season of the year, 60% of The Business Journal with all right reserved. Reproduction 200, Fresno, Ca 93721. The Business Journal Newspaper, with,” Wonnacott said. the product at a typical Whole Foods or use of editorial or graphic content in any manner without PO BOX 126, Fresno, CA 93707-0126. permission is prohibited. National chain Whole Foods uses comes from local suppliers. The Business Journal (USPS 145-100) is published PERIODICAL POSTAGE IS PAID IN FRESNO, CA local farmers’ markets as a sort of Knowing the local laws and Monday's Wednesday's and Fridays for $99 (52 weeks POSTMASTER: Send address changes to : 154 issues + The Book of Lists) or Friday only for $69 The Business Journal minor-league system to find new regulations is vital. (51 weeks : 51 issues + The Book of Lists). Multi-year PO BOX 126 Fresno, CA 93707-0126 discounts, group / organization bulk discounts, electronic Telephone: 559.490.3400 - FAX: 559.490.3521 products and also as a means for When the Sierra Nut House began editions and student subscription rates are available by Adjudicated newspaper of general circulation by decree No. suppliers to fine-tune their product exporting to Canada, it ran into contacting the circulation department. 14315 of Superior Court of Fresno County, March 4, 1911. before it’s ready to go to market. complications with the government. But finding out how to get the There was an issue with the label on 6 This Week Online www.thebusinessjournal.com FRIDAY, MAY 6, 2011

volunteering to take severance RETAIL MARKETING packages; others will be laid off. Mercedes dealership in local hands Publisher Orage Quarles III told Mercedes-Benz of Fresno has been Astone Thielen agency rebrands employees in a memo that revenue acquired from a publicly traded declines are not as steep as in recent ownership group by Scott Biehl, the years but are still down from 2010. dealership's general manager. Biehl bought the dealership from ENERGY Georgia-based Asbury Automotive Group, one of the country's largest Porterville students pitch in automotive retailers. The terms of A group of Porterville high school the deal were not disclosed. Asbury students will be getting a crash course Automotive Group hired Biehl as on solar power May 5 when they help general manager when it acquired the install a photovoltaic system on an dealership in 2003. affordable housing project in the city. Biehl said he plans to keep the The students of Porterville current management staff on board. High School, along with staff and "My customers and staff are very representatives of Porterville Unified pleased to have Mercedes-Benz of School District, will be assisting the Fresno back as a locally owned and nonprofit GRID Alternatives as they operated dealership," Biehl said in a install the system at Casas Buena Vista, statement. File Photo an affordable housing development Biehl is a third-generation Fresnan From left, Mark Astone and Mike Thielen have rebranded their merged marketing located off Orange Avenue. who has worked his entire 24-year agency Catalyst Marketing Company. The installation, to last from 10 a.m. to noon, will provide instruction automotive career in the Fresno Astone Thielen, the merger of top-shelf Fresno advertising firms Thielen to the students about the benefits market, starting in 1987 as a salesman. Ideacorp and Astone, announced the combined firm’s official rebranding of renewable energy while GRID as Catalyst Marketing Company. Alternatives staff will be on hand to President Mike Thielen said the identity shift is a strategy to achieve HEALTH CARE answer any questions from the public. greater “statewide influence” and broaden the firm’s appeal to major Since piloting the Solar Affordable Dental offices acquired markets unfamiliar with the names Thielen or Mark Astone, CEO of Housing Program (SASH) in 2004, Four Valley dental offices are Catalyst. GRID Alternatives has installed included in a sale of assets by Santa “The name Catalyst is symbolic of how we see ourselves now,” Thielen more than 889 solar electric systems Ana-based SmileCare to Coast Dental said today by phone. “We’re trying to facilitate positive change, to with low-income families throughout Services, Inc., which is based in accelerate our clients’ brands in a situation where they can reach their full Northern and Southern California. Tampa, Fla. potential. Coast Dental Services has entered “Our mission has really been results-oriented on behalf of our clients. an agreement to acquire 57 of We’ve got the industry expertise and strategic thinking to deliver a Areva sees sales jump SmileCare's dental practices in multifaceted campaign with greater speed than we could before.” Areva, the French energy firm California, Nevada and Texas that The same talking points can be found in a statement mailed to clients on working to build nuclear reactors employ 1,200 staff members, including newly branded letterhead regarding the name change. in Fresno County, announced first 130 dentists. Three of those practices While Central Valley businesses are familiar with the names of Catalyst’s quarter sales of 2 billion euro, or about are in Fresno, with another in Clovis, two top executives, who merged their companies late last year, Thielen $3 billion — a 2.2% jump compared to according to the SmileCare website. said the fresh moniker will enable the company to better court clients in last year. Terms of the deal were not disclosed. the Bay, Los Angeles and San Diego areas and to become a California-wide Areva's front-end division, which The transaction is subject to approval marketing force. includes services such as uranium by the California Department of “We looked at a lot of names,” he said. “You kind of challenge your mining and enrichment, saw sales of Managed Health Care. creative director to see, ‘Who are we.’” 802 million euro (about $1.2 billion) for The acquisition gives Coast Dental the quarter, up 19%. Its nuclear rector — with its 125 dental practices in Break service, Sequoia Shuttle of million, or 0.8%, to $296.7 million, building and nuclear waste treatment Florida and Georgia — its first foray Visalia announced a total of 24,373 and the total risk-based capital ratio operation saw sales fall about 4.6% to into the Western U.S. It also makes that took advantage of tours inside increased from 17.5% to 18.2%. 739 million euro ($1.1 billion). it the fifth-largest dental provider in Sequoia National Park over spring The company said that it is the U.S. with 182 affiliated practices break from April 16 to May 1. United Security Bank income reviewing the impact on its operations and 2,200 employees. The SmileCare The shuttle, a partnership between drops of the March disaster at Japan's dental centers will continue to operate the National Parks Service and Earnings were down in the Fukushima Dai-ichi nuclear power under the SmileCare name. the city of Visalia, runs every year first quarter for United Security plant. It is also reviewing its forecasts from around May to September, Bancshares, the parent company of for 2011 and 2012. TRANSPORTATION transporting Valley visitors from United Security Bank of Fresno. At the end of March, Areva and the Visalia to nearby Sequoia National The bank reported a net income of Fresno Nuclear Energy Group signed Rail could traverse Grapevine Park. $356,000 for the quarter compared an agreement to begin preliminary The California High Speed Rail Last season, Sequoia Shuttle sold with $442,000 in the first three work on a solar-thermal energy plant Authority will reintroduce a study to 7,846 seats from Visalia to the park months of 2010. Losses totaled $2.9 to be part of a "Clean Energy Park" route the proposed bullet trains over entrance, a 40% increased from 5,637 million in the first quarter of 2011 west of Fresno. Plans for the park also the Interstate 5-Grapevine corridor seats sold in 2009. Meanwhile, the compared with $4.4 million in total include water desalination facilities from Bakersfield to Sylmar if the in-park shuttle has gone from 141,000 losses for last year. and two 1,600-megawatt nuclear board approves the study at its May 5 riders since the shuttle began in 2007 Before provisions for credit loss, net reactors. meeting (after The Business Journal’s to an estimated 184,000 in 2009. interest income for the first quarter press time) of 2011 totaled $6.2 million, down ENERGY The Grapevine alignment had BANKING $938,000 from $7.2 million reported in previously been discarded in favor of the first quarter of 2010. Survey: Business confidence a route through Soledad Canyon over Valley Business Bank sees boost Assets in the first quarter of 2011 growing the Tehachapi Mountains crossing The parent of Valley Business Bank totaled $670 million compared with Not only do area businesses still further to the east. That route would reported net income of $625,000 for $711 million in the fourth quarter of see more good times ahead, their pass through Antelope Valley to the first quarter of 2011, or $0.20 per 2010, while total loans fell from $520 optimism continues to grow stronger, Palmdale and on to Los Angeles. In common share, up from earnings of million to $441 million. according to the San Joaquin Valley earlier studies, the Grapevine route $250,000, or $0.06 per common share, Business Conditions Index, which was dropped from consideration due a year earlier. MEDIA increased in April for the fourth to seismic issues and perceived high Valley Commerce Bancorp said straight month. costs along I-5. assets increased $3 million, or 0.9%, McClatchy cutting newspaper jobs The index, produced by research But after further study, the Authority to $344.5 million in the first quarter of The Fresno Bee is cutting three associate Dr. Ernie Goss with the operations committee is suggesting a 2011 compared with the balance sheet editorial jobs and other local positions, Craig School of Business at California new look at the I-5 corridor that could Dec. 31, while net loans decreased by while its parent company plans to State University, Fresno surveys a cut costs of this leg of the statewide $12.4 million, or 5.3%, to $221.9 million. slash 20 jobs at The News & Observer number of Valley businesses to find system by “billions,” according to a Non-performing loans as a of Raleigh, N.C., due to a decline in their outlook for the future. staff report. percentage of total loans increased advertising revenue. The leading economic indicator from 2.9% to 3.2%, while non- McClatchy Co. said cuts this rated at 56.7 in April, compared with Sequoia Shuttle sees spring success performing assets as a percentage of week would affect most areas of the 55.4 the month before. The index is For its first year of providing total assets increased from 2% to 2.1%. company, including the newsroom. not a percentage, and anything above Presidents Day Weekend and Spring Total deposits increased by $2.4 Some cuts will come from employees 50 indicates expansion. FRIDAY, MAY 6, 2011 www.thebusinessjournal.com 7

Après sale — the real test of a successful sales professional he average sale takes a AFTER the sale to ensure loyalty, matter of hours. And that’s reorders, referrals, and reputation. T where 95% of sales training 99.9% give me a blank stare. is focused. Not good. Okay, so what can you do and After a customer what should you be doing to make The purchases, that’s certain that you are keeping the when USE of customers you have in a manner Sales Guru product or service that THEY value? Or better stated: Jeffrey Gitomer begins, and that’s What happens after the sale? where 95% of their Here are a few suggestions for time is spent. what to do… (CAUTION: They • What are you require work.) doing to create • Send a weekly value message. loyalty? My email magazine, Sales Caffeine, • What are you is the most effective communication doing to create tool to send a weekly value message word-of-mouth to every one of my customers. It’s advertising? now almost 500 issues strong. IDEA: • What are you doing to create Read a business book and send your value in the mind of the customer? customers your review with salient • What are you doing to create points of value. memorable moments? • Enhance your social media • What is your social media effort. By setting a full-blown, presence that focuses on customer VALUE-BASED business social communication and interaction? media campaign in motion, your • What are you doing to create customers will have the chance and ensure reorders? to learn about you and get your • What are you doing to earn messages, and you will have a referrals? chance to learn about them and get • What are you doing to build a their messages. Examples of value- value-based relationship after the based message: If you sell health sale? insurance, tell me how to avoid • What are you doing to ensure it’s common colds or keep my kids easy to do business with you? healthy. • What are you doing to ensure • Help their social media effort. that everyone who answers your Your customers could gain insight phone is happy, friendly, and from your social media effort, and helpful? visit you to learn and emulate. You • What type of customer service have to set the example, then set and customer loyalty training are the standard, and then invite your you doing that ensures consistent, customers to study your strategies Small Business Owners positive, helpful responses? to help their success. ANSWER: Nothing or not enough. • Share ideas that can benefit your "Save Money on Disposal Costs" MAJOR CLUE: These questions customers. Not offers to buy your are the HEART of your future. And product. for the most part, the answers are • Share observations and tips. way below an acceptable level to When you visit other businesses, Conditionally Exempt ensure your future success. become aware of things other Small Quantity Generator REALITY: It’s likely that your successful businesses do, note them, present actions will ensure that and post about them. Hazardous Waste Drop-off Event* you’ll have significant customer • Bring several customers together attrition, or churn, or some other BS for a monthly mastermind meeting. corporate buzzword that will cost Be the pivot person that brings Friday, June 3, 2011 major dollars in lost customers, and together value-based meetings. further ensure that your sales team • Refer customers. The best way 1-800-714-1195 will have to sell more than last year to get referrals is GIVE referrals. just to maintain present sales levels. • Do business with them. Go out Many companies employ the of your way to patronize those that “Hunter-Farmer” strategy in making feed you. sales. One person makes the sale, Every business wants re-orders, and immediately turns it over to every business wants loyal some service person (often with customers, and every business little or no personal handoff), and wants to have a great reputation. heads for the next sale. The question to ask yourself is, MAJOR CLUE: THERE IS NO “What (of value) am I doing about DUMBER SALES STRATEGY it?” THAN HUNTER-FARMER — other What you do after the sale than cold calling. determines the next sale, and a This is your opportunity to dispose of hazardous materials such The hunter-farmer strategy whole lot more. as: acids, oils, fuels, resins, paints, solvents, sealers, lubricants, creates a vacuum between what electronic waste and small quantities of agricultural chemicals. was promised and what will be Jeffrey Gitomer is the author of The delivered. And the “hunter” has Sales Bible and The Little Red Book of Call 1-800-714-1195 NOW for additional information, including to continually prospect and cold Selling. President of Charlotte-based program costs, free estimate and reservations. NO OBLIGATION. call to make new sales rather than Buy Gitomer, he gives seminars, runs * You may qualify as a conditionally exempt small quantity generator if you: Generate less than cultivate an existing relationship annual sales meetings, and conducts 220 pounds of most hazardous waste per month; generate less than 2.2 pounds of acutelyhaz - and earn referrals. Internet training programs on selling ardous waste per month; generate less than 110 pounds of perchloroethylene per month. For the past three years, I have and customer service at www. Sponsored by the County of Fresno and 15 cities of Fresno County in asked my corporate and public trainone.com. He can be reached at compliance with AB 939, the Integrated Waste Management Act of 1989. seminar audiences this question: 704/333-1112 or e-mail to salesman@ What ten things are you doing gitomer.com 8 www.thebusinessjournal.com FRID AY, MAY 6, 2011

College | from 3 er programming and website development to Family Dollar | from 1 network setup and data management. terns before they pass their bar exam and ap- Fresno consumer survey company In larger towns such as Visalia, Bakersfield and Fresno, peal for a permanent place in the company’s Decipher recently announced its need for Family Dollar is scouting multiple locations to open. In ranks. 20 to 40 skilled workers as it expanded into Hanford, Barbara McCurdy Marty, economic development “It’s a nice fluid program where we get to the former Gottschalks corporate headquar- director, said Family Dollar’s agent is evaluating several find them and train them and see if they have ters after growing from two employees to 110 sites in town. the chops that they said they do,” said the since moving to the city nearly a decade ago. Sources say the retailer is also looking at the Tulare firm’s recruiting specialist Elizabeth Betts. Fresno State computer programming stu- County town of Lindsay, but the city planner said he “It’s our main way of growing our firm. That’s dent Angela Dominguez was one of those couldn’t talk about it. how we continue to hire and build from the that showed up at the welcoming ceremony The retailer prefers to build stand-alone stores, although bottom.” for the company last week, dropping off her in some towns they fill existing vacant space. In Sanger, Perhaps nowhere does the draw for jobs résumé after hearing one of her instructors the retailer is already remodeling an existing building, seem more magnetic and critical than in the make the announcement in class about the according to the planning department. health care field. A report late last year by expansion. Sanger officials who attended a presentation by the the by the Valley Coalition for UC Merced Although it was her first real attempt at find- retailer hosted by the Economic Development Commission Medical School said the Central Valley has ing work leading up to her graduation in May, serving Fresno County said the chain plans as many as 1,000 31% fewer primary care physicians and 51% Dominguez said her goal, at least for now, is stores in the state, and is working on eight in Fresno alone, fewer specialists per capita than California as simply competing for experience in a field al- said Dan Spears, Sanger economic development manager. a whole, which faces a 17,000 doctor shortage ready equipped with seasoned professionals The discounter sells apparel, beauty products, home in five years. “I think my experience level is low so that’s goods and food. Approximately 90% of Family Dollar’s Registered Nurses made up the bulk of going to hurt me compared to people in the products cost less than $10. job postings through the Fresno Regional industry right now,” Dominguez said. “Right Family Dollar has embarked on an aggressive growth Workforce Investment Board at 289 in a 24- now I’m just trying to find something local so strategy, with plans to open 300 new stores in 2011. Revenue hour period, while the number of degrees I can get some experience.” in 2009 was $7.4 billion. Each store employs just seven awarded to nursing majors at California State However, filling employment holes in workers. University, Fresno moved from 153 in 2005 to any industry is often stymied by the lack of Many of the new openings will be on the West Coast, 226 last year. qualified applicants for professional posi- where Family Dollar expects to build a new distribution But sure enough as interest in the medi- tions. Fresno exemplified that dilemma in a center. cal trades grow, hospitals and clinics in the February Washington Post article describ- More recently, Family Dollar, based in Charlotte, N.C., Valley find themselves full to capacity with ing a city with thousands of job openings reported that net income for the quarter ended Feb. 26 rose nurses, assistants and administrators all the yet claiming one of the nation’s highest un- 10% to $123.2 million, compared with $112.2 million a year way up to doctors and specialists. employment rates. In the article, managers earlier. Revenue increased 8% to $2.26 billion from $2.09 “With the economy, the nurses that were at the 7,000-employee Community Medical billion. Same-store sales, among locations open at least a going to retire have stayed on and the nurses Centers of Fresno stated they couldn’t find year, rose 5.1%. that were part time have gone full time, so the enough qualified technicians, therapists or In March, Family Dollar declined an approximately $7 new graduates are not getting jobs as quick- even custodians willing and able to work billion buyout offer from minority shareholder Nelson ly, but they are getting jobs,” said Dr. Mike with medical waste. Peltz's Trian Fund. Family Dollar officials said in a Russler, chair of the nursing department at Nationwide, there are 4.6 jobless Americans press release that the bid “substantially undervalues the Fresno State. “There still is a gap, and it’s a for each opening, according to the Labor company.” serious issue that we can’t let down and say Department. Family Dollar stock trades on the New York Stock we don’t need them right now.” Exchange under the symbol FDO. At close of market Many grads are also clamoring for high- Ben Keller | Reporter can be reached at: Tuesday, a share was valued at $53.78, with a one-year high paying positions in IT, ranging from comput- 490-3465 or e-mail [email protected] price of $55.62. FRIDAY, MAY 6, 2011 www.thebusinessjournal.com Public Notices 9

CITY MANAGER POSITION

The City of Orange Cove is seeking applications for City Manager. To apply, please obtain a copy of Request for Qualification from City’s website at www.cityoforangecove.com or contact June Bracamontes, City Clerk at 559-626-4488, ext. 214 or CLASSIFIEDS email: [email protected]. Deadline to apply: May 20, 2011 at NOON.

--- Page --- of Official Records in telephone number(s) on the day before final or temporary order of exemption the office of the Recorder of FRESNO the sale: (714) 480-5690 or you may pursuant to Section 2923.53 that is County CALIFORNIA. YOU ARE access sales information at www. current and valid on the date the notice IN DEFAULT UNDER A DEED tacforeclosures.com. TAC# 934735 of sale is recorded. The timeframe OF TRUST DATED SEPTEMBER PUB: 05/06/11, 05/13/11, 05/20/11 for giving notice of sale specified in 6, 2005. UNLESS YOU TAKE 05/06/2011, 05/13/2011, 05/20/2011 subdivision (a) of Section 2923.52 Public ACTION TO PROTECT YOUR ------does not apply pursuant to Section PROPERTY, IT MAY BE SOLD AT A 2923.52. If the Trustee is unable PUBLIC SALE. IF YOU NEED AN (1) to convey title for any reason, the EXPLANATION OF THE NATURE NOTICE OF TRUSTEE’S SALE T.S. successful bidder’s sole and exclusive OF THE PROCEEDING AGAINST No: L522611 CA Unit Code: L Loan remedy shall be the return of monies YOU, YOU SHOULD CONTACT A No: 1000028061/LUNDEEN Investor paid to the Trustee and the successful Notices No: 1000028061 Min No: 1001532- bidder shall have no further recourse. page 8 May 6, 2011 LAWYER. 355 EAST PLEASANT, COALINGA, CA 93210 “(If a street 1050903174-4 AP #1: 410-161-29 If the sale is set aside for any reason, READERS Public notices contain information that must, address or common designation of T.D. SERVICE COMPANY, as duly the Purchaser at the sale shall be INDEX by law, be published in order to make that property is shown above, no warranty appointed Trustee under the following entitled only to a return of the monies Trustee Sales 8 information available to the general public. First- is given as to its completeness or described Deed of Trust WILL SELL paid. The Purchaser shall have no Civil 28 time publications will be designated with a (1) correctness).” Said Sale of property AT PUBLIC AUCTION TO THE further recourse against the Mortgagor, in the top left corner of the listing. Publication Probate 28 will be made in “as is” condition HIGHEST BIDDER FOR CASH (in the Mortgagee or the Mortgagee’s dates appear in the lower left corner of the notice the forms which are lawful tender in attorney. Date: April 29, 2011 T.D. Fictitious 28 beginning with the first publication and ending without covenant or warranty, express Miscellaneous 29 with the last. or implied, regarding title possession, the United States) and/or the cashier’s, SERVICE COMPANY as said Trustee, or encumbrances, to pay the remaining certified or other checks specified in T.D. Service Company Agent for the principal sum of the note(s) secured Civil Code Section 2924h (payable in Trustee and as Authorized Agent for Trust. The total amount of the unpaid Trus tee Sales by said Deed of Trust, with interest full at the time of sale to T.D. Service the Beneficiary SUSAN EARNEST, balance of the obligation secured by as in said note provided, advances, if Company) all right, title and interest ASSISTANT SECRETARY T.D. the property to be sold and reasonable (1) any, under the terms of said Deed of conveyed to and now held by it under SERVICE COMPANY 1820 E. estimated costs, expenses and advances NOTICE OF TRUSTEE’S SALE T.S Trust, fees, charges and expenses of said Deed of Trust in the property FIRST ST., SUITE 210, P.O. BOX at the time of the initial publication of No. 1315948-02 APN: 312-744-23 the Trustee and of the trusts created hereinafter described: Trustor: GLEN 11988 SANTA ANA, CA 92711-1988 the Notice of Sale is: $375,595.07. If TRA: 005888 LOAN NO: Xxxxxx2562 by said Deed of Trust. Said sale will R. LUNDEEN Recorded November We are assisting the Beneficiary to the Trustee is unable to convey title for REF: Kim, Danny D IMPORTANT be held on: MAY 26, 2011, AT 10:00 7, 2005 as Instr. No. 2005-0263259 collect a debt and any information we any reason, the successful bidder’s sole NOTICE TO PROPERTY OWNER: A.M. *AT THE WEST ENTRANCE in Book --- Page --- of Official obtain will be used for that purpose and exclusive remedy shall be the return YOU ARE IN DEFAULT UNDER A TO THE COUNTY COURTHOUSE Records in the office of the Recorder whether received orally or in writing. of monies paid to the Trustee, and the DEED OF TRUST, DATED September BREEZEWAY, 1100 VAN NESS of FRESNO County; CALIFORNIA , If available, the expected opening bid successful bidder shall have no further 25, 2006. UNLESS YOU TAKE AVENUE, FRESNO, CA At the time pursuant to the Notice of Default and and/or postponement information may recourse. The beneficiary under said ACTION TO PROTECT YOUR of the initial publication of this notice, Election to Sell thereunder recorded be obtained by calling the following Deed of Trust heretofore executed and PROPERTY, IT MAY BE SOLD AT the total amount of the unpaid balance February 4, 2011 as Instr. No. 11- telephone number(s) on the day before delivered to the undersigned a written A PUBLIC SALE. IF YOU NEED AN of the obligation secured by the above 19226 in Book --- Page --- of Official the sale: (714) 480-5690 or you may declaration of Default and Demand for EXPLANATION OF THE NATURE Records in the office of the Recorder access sales information at www. Sale, and a written Notice of Default described Deed of Trust and estimated OF THE PROCEEDING AGAINST of FRESNO County CALIFORNIA. tacforeclosures.com. TAC# 934714 and Election to Sell. The undersigned costs, expenses, and advances is YOU, YOU SHOULD CONTACT YOU ARE IN DEFAULT UNDER A PUB: 05/06/11, 05/13/11, 05/20/11 caused said Notice of Default and $133,002.12. It is possible that at the A LAWYER. On May 26, 2011, at DEED OF TRUST DATED OCTOBER 05/06/2011, 05/13/2011, 05/20/2011 Election to Sell to be recorded in time of sale the opening bid may be less 10:00am, Cal-Western Reconveyance than the total indebtedness due. The 26, 2005. UNLESS YOU TAKE ------the county where the real property ACTION TO PROTECT YOUR Corporation, as duly appointed trustee Mortgage Loan Servicer has obtained is located. For sales information: PROPERTY, IT MAY BE SOLD AT A (1) under and pursuant to Deed of Trust from the Commissioner of Corporation Mon-Fri 9:00am to 4:00pm (619) PUBLIC SALE. IF YOU NEED AN NOTICE OF TRUSTEE’S SALE recorded September 27, 2006, as Inst. a final or temporary order of exemption 590-1221. Cal-Western Reconveyance EXPLANATION OF THE NATURE Trustee Sale No.: 20110169800634 No. 2006-0205715 in book XX, page pursuant to California Civil code Corporation, 525 East Main Street, OF THE PROCEEDING AGAINST Title Order No.: 110051309 FHA/VA/ XX of Official Records in the office of Section 2923.53 that is current and P.O. Box 22004, El Cajon, CA 92022- YOU, YOU SHOULD CONTACT A PMI No.: YOU ARE IN DEFAULT the County Recorder of Fresno County, valid on the date the accompanying 9004 Dated: May 05, 2011. (R-377850 LAWYER. 2724 EAST MILLBRAE UNDER A DEED OF TRUST, DATED State of California, executed by Danny Notice of Sale is filed. The timeframe 05/06/11, 05/13/11, 05/20/11) AVENUE, FRESNO, CA 93710 “(If 10/23/06. UNLESS YOU TAKE D Kim and Rotha Y Kim, Husband for giving Notice of Sale specified in 05/06/2011, 05/13/2011, 05/20/2011 a street address or common designation ACTION TO PROTECT YOUR And Wife As Joint Tenants, will sell subdivision (a) of Civil Code Section ------of property is shown above, no warranty PROPERTY, IT MAY BE SOLD AT A at public auction to highest bidder for 2923.52 does not apply pursuant to cash, cashier’s check drawn on a state is given as to its completeness or PUBLIC SALE. IF YOU NEED AN Section 2923.52 or 2923.55. If the or national bank, a check drawn by a (1) correctness).” Said Sale of property EXPLANATION OF THE NATURE Trustee is unable to convey title for any state or federal credit union, or a check NOTICE OF TRUSTEE’S SALE T.S. will be made in “as is” condition OF THE PROCEEDING AGAINST reason, the successful bidder’s sole and drawn by a state or federal savings and No: F512705 CA Unit Code: F Loan without covenant or warranty, express YOU, YOU SHOULD CONTACT A exclusive remedy shall be the return loan association, savings association, No: 0999323835/TAPIA Investor or implied, regarding title possession, LAWYER. NDEx West, LLC, as duly of monies paid to the Trustee and the or savings bank At the entrance to the No: 166510663 AP #1: 083-113-06 or encumbrances, to pay the remaining appointed Trustee under and pursuant successful bidder shall have no further county courthouse breezeway, 1100 T.D. SERVICE COMPANY, as duly principal sum of the note(s) secured to Deed of Trust Recorded on 10/27/06, recourse. If the sale is set aside for any Van Ness Fresno, California, all right, appointed Trustee under the following by said Deed of Trust, with interest as Instrument No. 2006-0229130 of reason, the Purchaser at the sale shall be title and interest conveyed to and now described Deed of Trust WILL SELL as in said note provided, advances, if official records in the office of the entitled only to a return of the monies held by it under said Deed of Trust in AT PUBLIC AUCTION TO THE any, under the terms of said Deed of County Recorder of FRESNO County, paid. The Purchaser shall have no the property situated in said County HIGHEST BIDDER FOR CASH (in Trust, fees, charges and expenses of State of California. EXECUTED further recourse against the Mortgagor, and State described as: Completely the forms which are lawful tender in the Trustee and of the trusts created BY: MELISSA A. MITCHELL, the Mortgagee or the Mortgagee’s described in said deed of trust The the United States) and/or the cashier’s, by said Deed of Trust. Said sale will WILL SELL AT PUBLIC AUC­ attorney. Date: April 29, 2011 T.D. street address and other common certified or other checks specified in be held on: MAY 26, 2011, AT 10:00 TION TO HIGHEST BIDDER FOR designation, if any, of the real property Civil Code Section 2924h (payable in SERVICE COMPANY as said Trustee, A.M. *AT THE WEST ENTRANCE CASH, CASHIER’S CHECK/CASH described above is purported to be: 5313 full at the time of sale to T.D. Service T.D. Service Company Agent for the TO THE COUNTY COURTHOUSE EQUIVALENT or other form of W Pine Ave Fresno CA 93722-8641 Company) all right, title and interest Trustee and as Authorized Agent for the BREEZEWAY, 1100 VAN NESS payment authorized by 2924h(b), The undersigned Trustee disclaims conveyed to and now held by it under Beneficiary CINDY GASPAROVIC, AVENUE, FRESNO, CA At the time (payable at time of sale in lawful any liability for any incorrectness of said Deed of Trust in the property ASSISTANT SECRETARY T.D. of the initial publication of this notice, money of the United States) DATE the street address and other common hereinafter described: Trustor: SERVICE COMPANY 1820 E. the total amount of the unpaid balance OF SALE: May 26, 2011 TIME OF designation, if any, shown herein. Said OMAR TAPIA, ALMA DELIA PEREZ FIRST ST., SUITE 210, P.O. BOX of the obligation secured by the above SALE: 10:00 AM PLACE OF SALE: sale will be held, but without covenant Recorded September 21, 2005 as 11988 SANTA ANA, CA 92711-1988 described Deed of Trust and estimated At the Van Ness Avenue exit from or warranty, express or implied, Instr. No. 2005-0221511 in Book --- We are assisting the Beneficiary to costs, expenses, and advances is the County Courthouse at 1100 Van regarding title, possession, condition or Page --- of Official Records in the collect a debt and any information we $255,669.65. It is possible that at Ness Avenue, Fresno, CA. STREET encumbrances, including fees, charges office of the Recorder of FRESNO obtain will be used for that purpose the time of sale the opening bid may ADDRESS and other common and expenses of the Trustee and of the County; CALIFORNIA , pursuant to whether received orally or in writing. be less than the total indebtedness designation, if any, of the real property trusts created by said Deed of Trust, the Notice of Default and Election to If available, the expected opening bid due. Pursuant to California Civil Code to pay the remaining principal sums Sell thereunder recorded February 4, and/or postponement information may 2923.54, the mortgage loan servicer be obtained by calling the following of the note(s) secured by said Deed of 2011 as Instr. No. 11-19513 in Book has obtained from the commissioner a Continued | 16 10 Profile www.thebusinessjournal.com FRIDAY,MAY 6, 2011 David Motsenbocker

President/Owner

Dmots Steel Buildings

What’s your background in construction and how did that lead to founding DMOTS Construction? I got into the building construction industry as a remodeler back in 1975-76 when I graduated high school. I worked as a draftsman in an office drawing their plans and doing their modeling, and that’s where I started getting my experience. I had some education in my background, but branding yourself and getting a name or logo that people can identify with was something that was stuck in my mind from all of my training. So I knew if I was going to be doing something in the industry, people needed to know who I am with a brand or logo they identify with. Dmots Custom and Remodeling Repair, Inc. was my original corporate name when I started years ago. I incorporated in 2005 for purposes of insurance and protection. I got a DBA as Dmots so that way I could do Dmots Construction in general because there are a lot of things I do.

What led you to offer OutBack Steel Buildings? I wanted to get into something a little simpler and easier because remodeling can be extremely complicated, and it’s very competitive. There are very few really good guys out there, so there’s not a big market that would pay good money to do what I do. And it’s hard to find good employees that care about their job. So over the years I decided I wanted to find something that’s in the same line as my business field, but a little easier. I’m getting older. I can’t go out there and do the hard work anymore, so I wanted to get into the steel building business. I got burnt by a couple companies really bad so it was a hard lesson to learn about the steel building industry, but I was determined that I was going to still give it a go. I fell across Outback Steel Buildings a couple years ago through another dealer down south, and their concept was unique and different.

What kind of marketing do you do to get steel buildings and other products in the public eye? Most of it is word of mouth right now. I just started an ad campaign. I have my website up and running. There are a couple lead companies that specifically search leads for people looking for building quotes. This one company through Outback had good leads and I figured they’re affordable. What you do: My company is a general contracting company. We So I’m getting leads on a regular basis just for people to talk to and give offer services from every trade. I have about 15 to 20 different sub quotes to. contractors that work for me on a continual basis.

Do you feel like the construction industry is improving in the Valley and Education: Fresno City College for one year what is driving that? No, it’s not improving. There is commercial work out there because of Age: 54 grants and federal money, and businesses taking advantage of the economy being down, trying spin their investment money to keep going, but it’s a Family: Wife of 10 years. Two kids of my own and wife has three very tight market. Guys are giving themselves away and losing money on kids. Six grandchildren between us bids, and there’s no money to be made out there unless you have money. There is some work. I’ve been staying busy, but I don’t see it turning around that much. What are your roots in the San Joaquin Valley? I was born and raised in Fresno. Moved out to Sanger in 1969 with my family You describe your company as an energy efficient builder. Talk about and lived out there ever since. I’ve lived in the country for the most part, so that aspect of the business? I’m native here. Been here all my life. I’m an energy efficiency nut. I’ve done a lot of energy building. I started with infrared technology 10-plus years ago to combat what people are fighting What was your first job and what did you learn from it? out there. There are guys out there that will sell anything and people are At 14 years of age I became a dishwasher and a bus boy in a small restaurant buying things they don’t need. I began to realize that I need to prove to in Sanger for my mother when she was a waitress there. They did not have these people that there are some things you need to do first, so I got bus boys or dishwashers there. The waitresses had to do their own dishes, so heavily involved in the energy market and how to make the home tighter my mother talked them into hiring me to bus her tables and wash her dishes. and more energy efficient. I just connected with people back East and did I got paid $1.35 an hour. My mother convinced the owner that if he would a lot of research. I started recommending better insulation, sealing homes, hire a bus boy and dishwasher to bus their tables, the waitresses could do better windows and doors, sealing all the air pockets up. I wanted to tell my a better job serving customers, and they would share their tips with me. I customer if you’re buying insulation, why are you buying it? What’s it going learned hard work. You do a good job and you’ll get paid and rewarded for it, to do? How much are you spending on it? Is that the best bang for your and it was nice to see a check at the end of the week. It was nothing, but to buck? me, it was everything. FRIDAY, MAY 6, 2011 www.thebusinessjournal.com 11

Mamasum Inc fdba Humane Solutions Inc Orchard View Apartments LEASES Riverpark Senior Residence Doc No: 11-050513, Franchise Tax Keith Allen Holdings llc Case No: 11-14040-7 Board tax lien 5118 E Clinton Way Ste 201 Grubb & Ellis|Pearson 1668 E Wallington Lane is reporting the 337 Pucheu St, Mendota, CA 93640 Fresno, CA 93727 Commercial Fresno CA 93730 Amount: $2,685 following transactions: Assets: $783,854, Liability: Payday Trucking $1,232,978, Exemptions: $65,824 Robin Trucking Inc Toni Bessard 814 square feet of office space at Doc No: 11-050514, Franchise Tax 5466 N Figarden Dr #139 2517 West Shaw Ave., Ste. 108, Rugs 2 Rugs & Antiques/ Board tax lien Fresno, CA 93722 Fresno, leased to Misty Blackmon Rugsnarts/Sultan Gallery 5811 W Cromwell Ave, Fresno, CA Leadspage 11 May 6, 2011 and Luis Bugarin from Dewy E. Oriental Rugs and Arts 93722 Jill's Maid To Order Johnson. Scott Christensen and Case No: 11-14085-7 Amount: $1,154 Housekeeping Jim Graham were the agents in 5005 Roque Water Ct Jill Taylor THE contents cooperation with Kevin Howard of Bakersfield AC 93313 Sierra Autism Services Inc 303 E Bullard Ave #110 Realty Concepts. Assets: $148,083, Liability: $343,451, Doc No: 11-050515, Franchise Tax Fresno, CA 93710 Leases 11 Exemptions: $18,573 Board tax lien 1,789 square feet of office space at Badgirlz Entertainment Bankruptcies 11 Carter's Tractor Service 6080 Millerton Rd, Friant, CA 93626 5703 N. West Ave., #103, Fresno, Amount: $1,520 Jorge Arteaga State Liens 11 leased to Occu-Med, Ltd. from Craig Case No: 11-14087-13 7087 N Thorne #107 A. Davis. Phil Souza, Jeremy Reed and 27501 Challedon Ct Fresno, CA 93650 Federal Liens 11 Tehachapi CA 93561 Central Cinema LP Jessica Young were the agents. Doc No: 11-050516, Franchise Tax New Businesses 11 Assets: $282,091, Liability: $647,324, KGSF Management Exemptions: $282,091 Board tax lien 2,500 square feet of industrial space P O Box 25190, Fresno, CA 93729 Krista Fronk at 5869 E. Brown Ave., Fresno, leased 2910 E Heaton Ave JS Roofing Amount: $2,464 LEADS Guide to Sassano’s Service Center from G & Case No: 11-14095-13 Fresno, CA 93721 S Enterprises. Will Thomas and Ron 1831 Belle Terrace Vagabond Inn-Executive The Leads information found in this issue of The Stoltenberg were the agents. Bakersfield AC 93304 Doc No: 11-050517, Franchise Tax Campos Land Company Business Journal is a sampling from the Business Assets: $0, Liability: $0, Exemptions: Board tax lien Fermin Campos 15516 S Walnut Ave Leads Download Center. The Business Leads Colliers Tingey $0 9788 N Whitney Ave, Fresno, CA International reports the 93720 Caruthers, CA 93609 Download Center is available free with your paid following transactions. Whitten Supply/Water Well Amount: $1,024 subscription to The Business Journal. For questions Specialties Garnishes Boutique For Women about the content listed in this section or how to 4,000 square feet at 4381 N. Brawley Case No: 11-14096-7 Electro Plastics Ave., in Fresno to Me-N-Ed’s Pizzeria. 502 County Line Rd International Inc Terry Aal obtain a subscription to The Business Journal, contact Gerald Cross was the agent. Delano CA 93215 Doc No: 11-050518, Franchise Tax 1036 G St Ashley Webster at 559.490.3481 or e-mail ashley@ Assets: $0, Liability: $0, Exemptions: Board tax lien Reedley, CA 93654 thebusinessjournal.com. 968 square feet at 7473 N. Ingram $0 155 E Shaw Ave Ste 317, Fresno, CA Ave., No. 105 in Fresno to Brokerage 93710 F & T Farms Concepts. Eric Jans, Michael Schuh Fatal Impact Streetwear Amount: $1,687 Antonio Campos Farms Inc How it works: The Business Journal’s Leads and Charles Tinge were the agents in Case No: 11-14132-7 15516 S Walnut Ave Caruthers, CA 93609 listings are designed to help you find the latest legal cooperation with CB Richard Ellis. 13708 Brogan Ave The Law Offices of Stephen Bakersfield AC 93314 M Denning Prof Corp transactions to grow your business. Find out who’s 4,800 square feet at 1374 E. Alluvial Assets: $171,550, Liability: $282,499, Doc No: 11-050519, Franchise Tax A Helping Hand new in town, who’s going out of business and what Exemptions: $28,550 Paul Rios Ave., in Fresno, sold to Stewart Board tax lien 1610 Beverly Mason; The Hoffman Family Trust 6073 N Fresno St Ste 101, Fresno, neighborhoods are becoming a hotspot for new Redrock Solar Garden/ Clovis, CA 93611 business. We’ve pulled information from the county was the seller. Charles Tinge and CA 93710 Beau Plum lee were the agents. Myriad's Closet to Garden Amount: $1,713 clerks’ and recorders offices in Fresno, Kings, Case No: 11-14142-13 Thrift In Style 973 Burlwood Ave Maria Ortiz Madera and Tulare counties to bring you the latest Stumpf and Company Real Hanford CA 93230 Jim F Drake DDS Inc 3860 N Cedar Ave Ste 101 in business news. No matter what business you are Estate reports the following lease/ Assets: $223,522, Liability: $390,573, Doc No: 11-050520, Franchise Tax Fresno, CA 93726 sale activity: Board tax lien in, you can gain a competitive advantage from these Exemptions: $44,522 3595 W Birch Ave, Fresno, CA 93711 Grossi's Speed & Fab Leads each week. 1,320 square feet of office and Estela Love Cleaning Amount: $6,352 Shane McMullen warehouse space leased to Justin Service 2890 N Larkin #104 and Kongkham Sychanthavong Case No: 11-14152-7 Childers Machinery Movers Fresno, CA 93727 What these listings mean: from Ron Stumpf located at 1310 N. 234 W Hawes Ave Doc No: 11-050521, Franchise Tax Crystal, Ste. 102, Fresno. Ron Stumpf Fresno CA 93706 Board tax lien Miss Tumbleweed Jewelry was the agent. Assets: $71,920, Liability: $55,382, 4080 W Belmont Ave, Fresno, CA & Leases/Escrow: Transfer of real property as Exemptions: $58,870 93722 Merida Nira provided by local real estate firms. For more 1,320 square feet of office and Amount: $76,128 1317 N Vagedes warehouse space leased to Excel Jumping Jax Fresno, CA 93728 information on how to submit lease information, Flooring from Ron Stumpf located Case No: 11-14154-7 Castlehawk llc please call 559.490.3400 at 1310 N. Crystal, Suite 204, 9323 Manihiki Ave Doc No: 11-050522, Franchise Tax Asset Medical Fresno. Ron Stumpf was the agent. Bakersfield AC 93313 Board tax lien Tessa Woodruff Assets: $335,796, Liability: $557,841, 1990 Shaw Ave Ste A, Clovis, CA Bankruptcy: The following samples of business 1099 E Champlain #A199 5,168 square foot office building Exemptions: $32,446 93611 Fresno, CA 93720 bankruptcies are filed in the U.S. Bankruptcy Court leased to UEI College from the Faux Amount: $1,024 in Fresno. The information below is retrieved by The Living Trust located at 2032 N. R & C Inspections Superior Auto Gateway Boulevard, Fresno. Ron Case No: 11-14161-7 Aqua Shi-Fresno Justin Carey Business Journal Business Leads Download Center. 924 Tangerine St Doc No: 11-050549, Board of 703 N Abby Stumpf was the agent. Bakersfield AC 93306 For questions about the content shown below or Equalization tax lien Fresno, CA 93701 how to obtain the complete and digital list weekly, Assets: $106,615, Liability: $327,607, 1144 E Champlain Dr Ste 108, Fresno, BANKRUPTCIES Exemptions: $18,990 CA 93720 MEI contactAshley Webster at 559.490.3481 or e-mail Amount: $3,877 Mountain Equipment Inc [email protected]. FM Diaz Construction Inc 3188 N Marks Ave #122 US Tint/Shadow Enterprises/ Case No: 11-14198-7 Clovis Signs Gazebo Gardens Fresno, CA 93722 16050 W Brian Ave Doc No: 11-050717, EDD tax lien Chapter 7: A straight bankruptcy involving an Case No: 11-13928-13 Fresno CA 93630 3204 N Van Ness Blvd, Fresno, CA David's Body Shop & appointed trustee to sell assets by auction or other 1982 Cromwell Ave Assets: $677,940, Liability: Clovis CA 93611 $2,021,609, Exemptions: $392,340 93704 Restoration means to pay creditors. Assets: $407,986, Liability: $454,225, Amount: $135 David Marquez Exemptions: $349,252 Hernandez House Cleaning 1445 N Maple Pro Inventory Auditing Fresno, CA 93703 Chapter 11: A procedure that allows businesses to & Building Ron Cook Transportation/ Case No: 11-14206-7 Doc No: 11-050718, EDD tax lien gain temporary relief from paying debts in order Power Coatings 2504 Tocantins St P O Box 27473, Fresno, CA 93729 Sierra's Boutique Bakersfield AC 93313 Amount: $6,170 Marsha Arsitio to reorganize. The debtor remains in control of the Case No: 11-13930-7 2334 E Brandywine Ln 2914 La Cresta Dr Assets: $417,270, Liability: $76,899, business during the bankruptcy and the business Exemptions: $408,190 Mill Work Specialties Ltd Fresno, CA 93720 continues to function. Bakersfield AC 93305 Doc No: 11-050719, EDD tax lien Assets: $0, Liability: $0, Exemptions: A+ Property Management $0 City Auto Repair P O Box 349, Kerman, CA 93630 Case No: 11-14228-7 Amount: $1,413 Vicki Miller Chapter 13: A bankruptcy plan available to individuals 11105 Cypress Falls 264 Clovis Ave #110 whose income is sufficiently stable to enable the Ultimate Beauty Salon/ Clovis, CA 93612 Priscilla's Beauty Salon Bakersfield AC 93312 individual to make payments under a plan to a trustee Assets: $24,230, Liability: $152,599, new businesses Case No: 11-13949-7 Exemptions: $24,240 Stranger Truck Service who disburses the funds to creditors. 2147 Maganda Ave Sukhvinder Sandhu Delano CA 93215 6932 E Townsend Ave Assets: $0, Liability: $0, Exemptions: — FRESNO — Tax Liens: Encumbrances placed on a property as a STATE LIENS Fresno, CA 93727 $0 B.I.T. Networks claim for payment of an outstanding tax liability. The R on Eaton and Company Hector Bordens The Little Mantique Business Journal lists both state and federal liens. A TRS & Equipment Doc No: 11-050369, Franchise Tax 6085 N Marty Ave Julie Rodriguez Company/MJM Media/ Board tax lien Fresno, CA 93711 1205 D St lien is released when debt repayment has been resolved West Coast Refinish 2643 S Willow Ave, Fresno, CA 93725 Reedley, CA 93654 with the creditor. The information is retrieved by The Case No: 11-13970-13 Amount: $1,105 Green Valley Truck Permits Business Journal Business Leads Download Center. 11715 Stonington St Jasvir Sigh New Image Window For questions about the content shown below or how Bakersfield AC 93312 All Over Creation Inc 3071 W Ashlan Ave Cleaning Assets: $0, Liability: $0, Exemptions: Doc No: 11-050370, Franchise Tax Fresno, CA 93722 Maria Ruiz to obtain the complete and digital list weekly, contact $0 Board tax lien 622 S First Ashley Webster at 559.490.3481 or e-mail ashley@ 438 E Shaw Ave Ste 361, Fresno, CA Everest CS Kerman, CA 93654 93710 thebusinessjournal.com. Lotus Creek B & B Diane Smith Case No: 11-14021-7 Amount: $3,429 180 N Yosemite Ave Educational Consultants of 11420 Blue Grass Dr Fresno, CA 93701 Central New businesses: Newly licensed or incorporated Bakersfield AC 93312 Mestizo Investments Inc Salvador Villalobos Doc No: 11-050371, Franchise Tax businesses. The new businesses listed below are a Assets: $56,513, Liability: $424,068, A1 Auto Sales 1490 W Shaw Ave Exemptions: $56,513 Board tax lien Fresno, CA 93711 sampling from The Business Journal Business Leads 3291 N Hilliard St, Fresno, CA 93726 Zaka Ullah Amount: $1,270 5925 E Byrd Ave Download Center. For questions about the content or Fabious' Corner Best BBQ Fresno, CA 93727 A-1 Fencing & Lawn Service Refugio Venegas how to obtain the complete and digital list weekly, Case No: 11-14022-7 David A Harris Inc 13610 Nantucket Place ITC Mobile Marketing 2740 W Olive #127 contact Ashley Webster at 559.490.3481 or e-mail Doc No: 11-050512, Franchise Tax Fresno, CA 93729 Bakersfield AC 93314 Board tax lien Tammi Coronado [email protected]. Assets: $485,213, Liability: $649,200, P O Box 3500, Clovis, CA 93613 820 E Ashlan Ave Exemptions: $34,423 Amount: $1,095 Fresno, CA 93704 Continued | Next Page 12 www.thebusinessjournal.com FRIDAY, MAY 6, 2011 Commercial Contractors In the Central San Joaquin Valley — ranked by 2010 local gross revenues; if tied, ranked by number of square feet completed in 2010 Name of contractor Number of Number of Percentage of Street Address 2010 local square feet local: business: Year 2011 Web site Telephone gross Contractor's completed in Employees & Improvements founded Owners and/or Top 2010 E-mail Fax revenues license number 2010 Offices New construction Specialties Notable clients locally Executive

Lewis C. Nelson and Sons, Inc. Various school districts, Calif. 1 3400 McCall Ave., Ste. 100 896-1443 35 2 % Commercial and public Dwight G. Nelson, pres, Charles P. (2) Selma, Calif. 93662 896-8609 $45.6 million 395188 150,000 1 98% buildings contractor Dept. of Corrections, Federal 1928 Fletcher, controller www.lcnconstruction.com Bureau of Prisons Zumwalt Construction, Inc. 5520 E. Lamona Ave. Design & build, including Clovis Vet. Mem., Fresno Co. 2 Fresno, Calif. 93727 252-1000 $21.8 million 706140 164,000 46 40% medical, public & Eco. Opp. Comm., City of 1995 Kurt E. Zumwalt, pres. (4) www.zumwaltconstruction.com 252-1005 1 60% private; construction Tulare, Univ. High Charter [email protected] management School, Madera-Fossil Museum Turner Construction Company 1320 E. Shaw Ave., Ste. 153 Children’s Hosp., Delhi Unified 3 Fresno, Calif. 93710 228-2280 $21.1 million 210639 316,000 13 50 Education, health care School District, Turlock Unified 2003 Clint Williams, business mgr, Veronica (3) www.turnerconstruction.com 228-2298 2 50 School B.F. Fisk Courthouse Delgado, mktg mgr [email protected] Durham Construction Company, Inc. General contracting & 1025 Holland Ave. engineering, 4 Clovis, Calif. 93612 294-9500 $16.0 million 765896 WND 35 40% construction FUSD, City & County of 1998 Chris Durham, pres. (NR) www.durham-construction.com 294-9200 1 60% management, concrete, Fresno,Clovis Unified [email protected] rough carpentry Environmental PARC Environmental remediation, asbestos 2706 S. Railroad Ave. removal, lead paint, and 5 Fresno, Calif. 93725 233-7156 $10.9 million 501913 300,000 50 100% mold abatement, CSUF, FUSD 1987 Louie Martina, pres. (6) www.parcenvironmental.com 233-4284 1 -0- hazardous waste [email protected] transportation and disposal Davis Moreno Construction, Inc. Clovis Unified, State Center 6 4720 N. Blythe Ave. 275-9410 WND 30% Design and build, lease- Stephen Davis, pres., Norberto Moreno, (5) Fresno, Calif. 93722 275-9520 $10.0 million 804773 WND 1 70% leaseback, public works Community College, City of 2002 VP davismorenoconstruction.com Fresno Single ply/cool, built-up, Fryer Roofing Co., Inc. cold-process, slate, St. Agnes, Kaiser-Perm., City of 4877 W. Jennifer Avenue, Ste. 105 shingles, tile,coatings, Fresno, Fresno Unif., Fashion 7 Fresno, Calif. 93722 276-7700 $5.0 million 444391 2 million 30 70% above and below-grade Fair, Fresno main jail, Fresno 1983 David Bruce Fryer, CEO (7) www.fryerroofing.com 276-2535 1 30% waterproofing,repair and Yosemite Airport, Wells Fargo [email protected] 24/7 emergency roof Bank, Kraft Foods services Central Coating Company Diamond Foods, Versacold, 8 670 S. Pine St. 673-0074 32 WND (NR) Madera, Calif. 93637 673-8243 $4.9 million 458848 800,000 1 WND WND RomaKool, Jack Frost Ice, US 1970 Luke Nolan, pres. www.centralcoatingcompany.com Cold Storage L.E.E.D. certified projects Musson General Contracting and consultation, 5673 W. Barstow Ave. historical renovations, SS Admin, CDC & Rehab, 9 Fresno, Calif. 93722 276-0884 $3.6 million 824346 40,000 10 50% tenant improvements Northwest Medical, Heritage 2005 Michelle Elaine Bracewell-Musson, (8) www.mussoncontracting.com 275-8551 1 50% commercial/industrial, Center, GSA, Eye Medical owner, LEED AP, Rod Musson, owner [email protected] medical centers and offices Don Pickett & Associates, Inc. Cook Land Co.,Mathews 10 7395 N. Palm Bluffs Ave. #101 431-3535 10 40 Design-Build commercial (NR) Fresno, Calif. 93711 431-5360 $3.0 million 541612 62,000 1 60 & Industrial Harley-Davidson, Mid Valley 1988 Mike Pickett, pres. www.donpickett.com Pkg, Terry Tuell

Key: WND-Would Not Disclose. NR-Not Ranked. If you would like to be included on one or more of our lists, please contact Chris Rose at the Business Journal. Research: Chris Rose All data has been provided by representatives of the contractors listed and Business Journal research. Not all sources surveyed responded to inquiries. Original Publication Date: May 6, 2011 E-mail: [email protected]

Creative Minds Boutique Quick Food Store Diaz Cleaning Concepts Ginja Jewelry High Times Audio Eli's Home & Lawn Servcies Sommekia Edwards-Morris Prem Badhan Juan Diaz Ginger Julian Barges Mahmood Eliel Vento 1755 E Roberts Ave #203 249 E Belmont Ave 3432 N Sago Way 31977 Rd 416 225 Gateway Dr #B 409 N Sol St Fresno, CA 93710 Fresno, CA 93701 Hanford, CA 93230 Coarsegold, CA 93614 Madera, CA 93637 Visalia, CA 93292 Valley Gas and Minimart Mobile Oil Tech Hanford Toyota B & E Quince Flying Cow Café Paramjit Kaur Chase Wolfe Glendale Motors Inc Debbie Valizan — TULARE — Maryann Ferreira 2139 S Elm Ave 5730 W Parr Ave 1835 Glendale Ave 336 Robertson Blvd 4013 S K St Fresno, CA 93726 Fresno, CA 93722 Hanford, CA 93230 Chowchilla, CA 93610 W esak 40 Tulare, CA 93274 Milton Melkonian Blaze Transport Hanford Scion The Art of Time Sylvania Dental Rock Hard Fitness Karen Gallagher 43840 Dinely Rd David Wilbourn Scott Sherman Glendale Motors Three Rivers, CA 93271 Sylvania Yu DDS Inc 54 N Shelly Ave 1835 Glendale Ave 46790 Morning Sky Trail 5141 W Goshen Ave 3319 E Lamona Coarsegold, CA 93614 Fresno, CA 93727 Fresno, CA 93703 Hanford, CA 93230 The Produce Station Visalia, CA 93291 Jeanne Schuyler World Famous Watkins Dairy Service Rust Bros Safety Services Traffic Entertainment California Market Watkins Dairy Service Inc Susan Steinmetz 35601 Hwy 190 Control Cortez Jackson Feisal Hamid 11181 8 1/2 Ave 32028 Cattle Way Springville, CA 93265 Christopher Smith 5575 E Tulare Ave 815 W Manning Ave Hanford, CA 93230 Coarsegold, CA 93614 4845 W Grove Ave Fresno, CA 93727 Reedley, CA 93654 Henry's Trucking Visalia, CA 93291 Around Town Computer Borba Farms Partners Henry Raquidan Saveland Casual Showroom Diamond Tome Systems Repair Sawyers & Holland llp 12854 Walnut Ave Sequoia Investments Deborah Miller Holly Amson Robert Robbins 11054 W Mt Whitney Ave Orosi, CA 93647 Bonnie Fishback 1504 N Maple 1740 E Shepherd Ave #205 216 N Douty St Riverdale, CA 93656 1206 N Sol Rd Fresno, CA 93703 Fresno, CA 93720 Hanford, CA 93230 Murchendice Discount Visalia, CA 93292 Amigos Wireless Sales Nueva Alianza Oaxaquena GR8 Solutions Have Chairs Will Travel Abdelbaset Awawdeh Fredi Murch Educational Writers Service Luis Dominguez Jared Garcia John Pearce 118 S C St 918 S U St Jimmy Shaw 1818 Young St 261 W Fremont 3515 W Dakota Ave Madera, CA 93638 Tulare, CA 93274 593 N Christopher Dr Selma, CA 93662 Clovis, CA 93612 Fresno, CA 93722 Swirl-Smoothie and Porterville, CA 93257 Nutrition Shop J & D Trucking Bangkok Cuisine Balloons Plus 4 All Ritesh Patel Jeffery Johnson El Frijolito Express Bao Lee Occasions — MADERA — 12390 Golden State Blvd 13044 Ave 230 Arturo Guerrero 1234 N First St Kaileen Escoto Madera, CA 93637 Tulare, CA 93274 642 N Ben Maddow Way #B Fresno, CA 93703 1015 Minewawa #B Otto Industries Visalia, CA 93292 Clovis, CA 93612 Jeffrey Otto Make Edits Of A Atu Media Unique Lawn Care 37700 Ravensbrook Wy Henry Punongbayan Priscilla Kauvaka Pixie Dust Maid Service Pedro Trujillo Coarsegold, CA 93614 11851 Topper Rd 1664 Port Ct Robert Jones 4759 E El Monte Way — KINGS — Madera, CA 93636 Tulare, CA 93274 1820 Thunderboldt Dr Fresno, CA 93702 Carrie Esteves' Personal Porterville, CA 93257 Mexicola International Training Calscapes Taichi Massage Jack's Farm Perfecto Rincon Carrie Esteves Sam Heredia Xinyong Jiang AMD Farms Jack Thepsombath 750 W Saffron 11453 Mirage Dr 19266 Deane Dr 538 S Lovers Ln Harminder Brar 1342 E Bulldog Lane #102 Chowchilla, CA 93610 Madera, CA 93638 Visalia, CA 93292 12582 Ave 384 Fresno, CA 93710 Hanford, CA 93230 Cutler, CA 93615 All Valley Electric Legion Investigative Firm J.A.P. Catering Central Valley Payroll Webzoom Worldwide James Herd Paul Eddings RB Trucking Jeff Evans Kirk McGaha 31031 James Ave Maria Gutierrez Rene Baca 1819 W Mallard Wy 37275 Ave 12 269 N Elmwood 755 N Peach #H3 Madera, CA 93636 Madera, CA 93636 1886 W Putnam St Clovis, CA 93611 Hanford, CA 93230 Lindsay, CA 93247 Porterville, CA 93257 Toy Dept Clean Cut Lawn Care & 316 Love Give Believe Rockstar Tan Company Robert Henderson Clean-Ups Wardco Services EP Crane Service Michael Zavala The Rock Star Tanning Company llc 14680 Hwy 41 Runga Panggabea Ryan Ward Eddie Patterson Companies 844 W McKinley Ave 150 N 12th Ave Madera, CA 93636 3368 Ren Way 31359 Fritz Rd 32737 Maverick Dr Fresno, CA 93728 Hanford, CA 93230 Madera, CA 93637 Exeter, CA 93221 Springville, CA 93265 Briceretti Properties & RA Lacy Inn Investments D & L Self Storage Central Valley Grill Flo's Motorsports Carlos Zavala Richard Martinez Dara Briseno Tami Gore Kyle Bell Luis Flores III 20648 E Adams Ave 889 E Lacey Blvd 114 E Shaw Ave #102 98 Olive Mill Ln 5131 W Goshen 1830 S Mooney Blvd #215 Reedley, CA 93654 Hanford, CA 93230 Fresno, CA 93714 Santa Barbara, CA 93108 Visalia, CA 93272 Visalia, CA 93277 FRIDAY, MAY 6, 2011 www.thebusinessjournal.com 13 FOCUS INSIDE 15 What's old is new again MAY 6, 2011 Focus: Construction Builders contend with new fire suppression rule

Clovis firefighters receive training on home-based fire suppression sprinklers. The devices are now mandatory in all new homes, which builders say adds to the cost of building. The cost is passed down to buyers. contributed

Todd R. Brown – Staff Writer kler system that costs between 74 cents and $1.84 Yet he said the human value of fire suppression per square foot, according to fire officials. Con- is an incalculable value for the cost of enhanced irefighters tend to be supporters of any struction spokesmen argue the cost can exceed $2 safety measures such as sprinklers. innovation that spares people from being per square foot to be installed, adding $4,000 to “It’s designed to ‘wetten’ the walls, to keep the consumed by smoke and fire. After all, they the cost of an average new home. fire in its incipient stage, allowing egress for the F have to face the consequences of a blaze A California rule that went into effect Jan. 1 re- occupants,” he said. “In our world, if everyone gets unflinchingly. quires fire suppression sprinklers in the living out safely, it’s a save, even if we lose the $350,000 On the other hand, any additional regulation for areas of all newly built single family and manu- house. We’re in the life business first and the prop- smoke alarms or sprinkler systems on builders is factured homes, prefab homes that are assembled erty business second. I could talk to you all day typically decried as imposition that adds costs to piece by piece on site. about residential sprinklers. I’m passionate about construction that get passed onto buyers and, in Lee Kraft, interim fire chief for the Clovis Fire it.” this market, potentially discourages consumers. Department, said statistics he got from the Califor- There are two types of systems that builders Is there a middle ground? It turns out many in- nia Building Industry Association, plus such Fres- can go with, he said. A multipurpose system is surers offer a discount on homeowner policies no-area homebuilders as Wilson Homes, Wathen- hooked up to the domestic potable water supply when the structure has a now-mandatory integrat- Castanos Inc. and DeYoung Properties, is that the and “looped” into the attic. “If your toilet flushes, ed smoke detector system and a sprinkler system. typical range for a mandatory sprinkler system is you know you have water,” he said. “If your washer “For a fully protected house, some of our mem- $1.21 to $1.84 per square feet. or dishwasher is working, you know you have a hot bers offer discounts of up to 10%,” said Tully “Of course they pass it on to the homebuyer,” he system.” Lehman of the Insurance Information Network of said, noting of builders and plumbing subcontrac- That version involves Aquapex tubing, which California. The Los Angeles-based group counts tors, “They’re also hit with all kinds of code chang- comes in a single roll and does not require the in- Allstate, Farmers Insurance Group, MetLife, State es, Title 24 for greener homes, tighter homes with staller to cut, clean, glue or dry pieces. The mate- Farm Insurance and others as members. dual- or triple-pane windows. When the economy rial is more costly than the alternative, but labor He said around 60% of companies in the group is struggling, to put an affordable home on the offer a 5% to 10% break on policy costs for a sprin- market is challenging.” Sprinklers | 15 FRIDAY, MAY 6, 2011 www.thebusinessjournal.com Focus: Construction 15 What's old is new again Companies salvage reusable materials from ‘deconstruction’ sites

Charles McCarthy contributing writer

Ripping out old construction work, known as demolition, now focuses on “deconstruction” — recycling building materials and even nearby landscaping. A visible example in downtown Fresno is new residential and com- mercial development around Broad- way and Divisadero streets, where Tim Schulv and his business, ReVive Industries, helped clear the way for developer Reza Assemi. Schulv re- covered old materials for reuse, and in the process saved hauling and dumping fees. “I’m taking materials that some might consider trash,” Schulv said last week. “I use recovered steel, glass, all sorts of stuff.” ReVive Industries builds custom art, furniture and accessories from the recovered materials. ReVive Industries isn’t alone. Oth- er Central California “deconstruc- tion” specialists emphasize recy- cling as a way of saving money. The F ile photo California Department of Resources Former Fresno City Councilperson Mike Dages helps kick off a Caglia Demolition and Recycling Company demolition of a former Fresno Unified School District Recycling and Recovery, or CalRe- maintenance yard in Fresno in December 2010. Caglia was able to salvage steel from the project. cycle, list of recyclables includes lumber, drywall, metals, masonry date, I’ve built two dining room ta- The historic items could either be Company lists building demolition, (brick, concrete etc.) carpet, plastic, bles, a buffet, kitchen table.” taken to a family warehouse or do- land clearing, concrete sawing and pipe, rocks, dirt, paper, cardboard Fresno-based Caglia Demolition nated to the Fresno Historical Soci- drilling, excavation, on-site crush- and green waste related to land de- and Recycling Company is family- ety. ing as well as recycling. A sister- velopment. owned and has been in the waste Salvaged electrical components company, Cedar Avenue Recycling Recycling studies in 2004 report- disposal and recycling business could also be taken to another fam- and Transfer, “owns and operates edly found that waste materials since 1939. Recycling becomes nec- ily-owned long-time Fresno busi- a state-of-the-art construction and from demolition amounted to 22% of essary to save on disposal costs, ness, the Electric Motor Shop, Ca- demolition debris sort line.” the state’s waste stream. General Manager Nathan Caglia glia said. “CARTS is able to recycle over Rather than demolition of an en- said last week. Hazardous materials like lead and 60% and up to 80% of that material, tire building, the state encourages “The more we can do on-site, the asbestos, both found in older struc- saving landfill space,” the Caglia carefully taking apart portions of less we have to truck to landfills and tures, sometimes require subcon- website notes. old buildings or removing their con- pay disposal fees,” Caglia said. tractors. A portable crusher is pictured tents with reuse as a primary goal. The Caglias have become known “We do a lot ... all in-house,” Ca- working a few years ago on another Schulv said he recovered hard- for salvaging historical items. Asked glia said. Caglia project inside Yosemite Na- ware, doors and “some porch col- a few years ago about demolishing One deconstruction job for the tional Park, recycling asphalt and umns” from a future residential lofts the old Warners Theater on Fulton Caglia company involved the old concrete. site near Broadway and Calaveras Street in downtown Fresno, the Ca- Fresno Unified School District “We were able to reuse the streets. Recovered wood has also glias decided to instead preserve it maintenance facility on Kings Can- crushed material back on the same gone into counterwork in the Iron as the still-active Warnor’s Theatre. yon Road at 8th Street. There was a project and save hundreds of truck Bird Lofts, he said. “We’ll salvage it,” Caglia said lot of recyclable steel, but nothing trips in and out of the park,” the cap- “I recovered a majority of the about historic materials that may be historic. Most of the material from tion notes. “The plant can be set up old lumber,” Schulv said about the encountered at Fresno deconstruc- the site was recycled, Caglia said. and crushing concrete in less than downtown development sites. “To tion sites. Caglia Demolition and Recycling three hours.”

Sprinklers | from 14 an already challenging state to build what the smoke alarm system is for.” said a fire hose brought to the scene in. To answer that argument, Kraft issues 130 to 150 gallons per minute. costs are cheaper, Kraft said. “It’s not really an issue for the noted a side-by-side video dem- Minutes count, and Kraft said dis- The other option is a standalone builder,” he said. “It just makes it a onstration that shows how fast a covering the fire, calling 9-1-1, getting system that uses orange CPVC pipe, little more expensive. You have to sprinkler system can suppress or the emergency processed and getting which involves cutting and gluing add all of these little issues up, devel- extinguish a fire. The video can be firefighters to the incident can add up to build the hose system. The ar- opment impact fees — your park fee, found on the Home Fire Sprinkler to eight or nine minutes, long enough rangement also requires a backflow water fee, sewer fee, lease facility fee, Coalition’s website at http://www. for a blaze to get “fully involved.” protector to keep potentially stag- street fee, traffic signal fee — they’ve homefiresprinkler.org/videos/Side- While he understands reservations nant water from flowing back to the got a lot of capital impact fees that go by-Side-Burn.html . held by builders and subcontractors municipal supply. A backflow device to the city to provide infrastructure “It’s a time and temperature curve,” about added costs, he said “fire safe might cost $80 to $280. to serve those developments.” Kraft said of how fast and powerful a homes” are a new marketing strate- Michael Prandini, president and Add in the requirement for a car- blaze can grow. “It doubles in size ev- gy for sellers as well and, ultimately, CEO of the Building Industry of Fres- bon monoxide detector and the rising ery 45 seconds.” While he said sprin- will become the industry standard in no and Madera Counties, said many cost of oil, an ingredient in asphalt, klers are mostly intended to give California, if not the rest of the na- homebuilders figure an integrated and consumers can see why the people extra time to escape a house tion. smoke alarm system should be suf- housing market bust coupled with on fire, “In 90% of situations it will “Five years from now, you’ll look ficient. Those are wired together in development costs puts a squeeze on put the fire out.” back, and buying a home without living areas so that if one alarm goes housing growth. The devices activate at a temperate sprinklers would be like buying a car off, they all do. As for the sprinklers, Prandini of 155 degrees and dispense 13 gallons without air bags.” He said the new sprinkler rule, said, “It just costs more money. The of water per minute. “That’s really while presenting an additional cost fire safety people say it’s required to easy to overwhelm,” Kraft said of an Todd R. Brown | Reporter can be reached at: for buyers, is just one more add-on in get people out of the house. That’s arson job that involves accelerant. He 490-3461 or e-mail [email protected] 16 Public Notices www.thebusinessjournal.com FRIDAY, MAY 6, 2011

TRUSTEE SALES shown herein. Said sale will be made, balance of the obligation secured by undersigned caused said Notice of Deed of Trust. DATED: 05/05/2011 but without covenant or warranty, the property to be sold and reasonable Default and Election to Sell to be RECONTRUST COMPANY, N.A. Continued | From 9 expressed or implied, regarding title, estimated costs, expenses and advances recorded in the county where the real 1800 Tapo Canyon Rd., CA6-914-01- possession, or encumbrances, to pay at the time of the initial publication of property is located. FOR TRUSTEE 94 SIMI VALLEY, CA 93063 Phone: described above is purported to be: the remaining principal sum of the the Notice of Sale is $213,868.01. The SALE INFORMA­TION PLEASE (800) 281 8219, Sale Information 2326 SOUTH CAESAR AVENUE, note(s) secured by said Deed of Trust, beneficiary under said Deed of Trust CALL: NATIONWIDE POST­ (626) 927-4399 By Trustee’s Sale FRESNO, CA 93727. APN# 481- with interest thereon, as provided in heretofore executed and delivered to ING & PUBLICATION, INC. 5005 Officer RECONTRUST COMPANY, 350-22S The undersigned Trustee said note(s), advances, under the terms the undersigned a written Declaration WINDPLAY DRIVE, SUITE 1, EL N.A. is a debt collector attempting disclaims any liability for any of said Deed of Trust, fees, charges of Default and Demand for Sale, and a DORADO HILLS, CA 95762-9334 916- to collect a debt. Any information incorrectness of the street address and expenses of the Trustee and of written Notice of Default and Election 939-0772, www.nationwideposting. obtained will be used for that purpose. and other common designation, if the trusts created by said Deed of to Sell. The undersigned caused said com NDEx West L.L.C. MAY BE ASAP# FNMA3978188 05/06/2011, any, shown herein. Said sale will be Trust. The total amount of the unpaid Notice of Default and Election to Sell ACTING AS A DEBT COL­LECTOR 05/13/2011, 05/20/2011 made, but without covenant or war­ balance of the obligation secured by to be recorded in the county where ATTEMPTING TO COLLECT 05/06/2011, 05/13/2011, 05/20/2011 ranty, expressed or implied, regarding the property to be sold and reasonable the real property is located. FOR A DEBT. ANY INFORMATION ------title, possession, or encumbrances, to estimated costs, expenses and advances TRUSTEE SALE INFORMATION OBTAINED WILL BE USED pay the remaining principal sum of the at the time of the initial publication of PLEASE CALL: NATIONWIDE FOR THAT PURPOSE. NDEx (1) note(s) secured by said Deed of Trust, the Notice of Sale is $314,789.01. The POSTING & PUBLICATION, West, L.L.C. as Trustee, BY: Ric NOTICE OF TRUSTEE’S SALE T.S. with interest thereon, as provided in beneficiary under said Deed of Trust INC. 5005 WINDPLAY DRIVE, Juarez Dated: 04/29/11 NPP0180228 No. T11-73542-CA / APN: 316-322- said note(s), advances, under the terms heretofore executed and delivered to SUITE 1, EL DORADO HILLS, CA 05/06/11, 05/13/11, 05/20/11 23 YOU ARE IN DEFAULT UNDER of said Deed of Trust, fees, charges the undersigned a written Declaration 95762-9334 916-939-0772, www. 05/06/2011, 05/13/2011, 05/20/2011 A DEED OF TRUST DATED 09-28- and expenses of the Trustee and of of Default and Demand for Sale, and a nationwideposting.com NDEx West ------2005. UNLESS YOU TAKE ACTION the trusts created by said Deed of written Notice of Default and Election L.L.C. MAY BE ACTING AS A DEBT TO PROTECT YOUR PROPERTY, IT Trust. The total amount of the unpaid to Sell. The undersigned caused said COL­LECTOR ATTEMPTING (1) MAY BE SOLD AT A PUBLIC SALE. balance of the obligation secured by Notice of Default and Election to Sell TO COLLECT A DEBT. ANY NOTICE OF TRUSTEE’S SALE IF YOU NEED AN EXPLANATION the property to be sold and reason­able to be recorded in the county where INFORMATION OBTAINED WILL TS No. 10-0141584 Title Order No. OF THE NATURE OF THE estimated costs, expenses and advances the real property is located. FOR BE USED FOR THAT PURPOSE. 10-8-508941 Investor/Insurer No. PROCEEDING AGAINST YOU, YOU at the time of the initial publication of TRUSTEE SALE INFORMATION NDEx West, L.L.C. as Trustee, 1678464447 APN No. 578-033-22- SHOULD CONTACT A LAWYER. the Notice of Sale is $222,831.97. The PLEASE CALL: NATIONWIDE BY: Ric Juarez Dated: 04/29/11 S YOU ARE IN DEFAULT UNDER A public auction sale to the highest beneficiary under said Deed of Trust POSTING & PUBLICATION, NPP0180226 05/06/11, 05/13/11, A DEED OF TRUST, DATED bidder for cash, cashier’s check drawn heretofore executed and delivered to INC. 5005 WINDPLAY DRIVE, 05/20/11 04/25/1999. UNLESS YOU TAKE on a state or national bank, check the undersigned a written Declaration SUITE 1, EL DORADO HILLS, CA 05/06/2011, 05/13/2011, 05/20/2011 ACTION TO PROTECT YOUR drawn by a state or federal credit union, of Default and Demand for Sale, and a 95762-9334 916-939-0772, www. ------PROPERTY, IT MAY BE SOLD AT or a check drawn by a state or federal written Notice of Default and Election nationwideposting.com NDEx West A PUBLIC SALE. IF YOU NEED AN savings and loan association, or savings to Sell. The undersigned caused said L.L.C. MAY BE ACTING AS A DEBT (1) EXPLANATION OF THE NATURE association, or savings bank specified Notice of Default and Election to Sell COL­LECTOR ATTEMPTING NOTICE OF TRUSTEE’S SALE OF THE PROCEEDING AGAINST in Section 5102 of the Financial Code to be recorded in the county where TO COLLECT A DEBT. ANY Trustee Sale No.: 20110169800613 YOU, YOU SHOULD CONTACT A and authorized to do business in this the real property is located. FOR INFORMATION OBTAINED WILL Title Order No.: 110047343 FHA/ LAWYER.” Notice is hereby given that state will be held by the duly appointed TRUSTEE SALE INFORMA­TION BE USED FOR THAT PURPOSE. VA/PMI No.: 3876709440 YOU ARE RECONTRUST COMPANY, N.A., trustee as shown below, of all right, PLEASE CALL: NATIONWIDE NDEx West, L.L.C. as Trustee, IN DEFAULT UNDER A DEED OF as duly appointed trustee pursuant title, and interest conveyed to and now POST­ING & PUBLICATION, BY: Ric Juarez Dated: 04/29/11 TRUST, DATED 12/14/07. UNLESS to the Deed of Trust executed by held by the trustee in the hereinafter INC. 5005 WINDPLAY DRIVE, NPP0180225 05/06/11, 05/13/11, YOU TAKE ACTION TO PROTECT JOSEPH A REINHART, AND JENNY described property under and pursuant SUITE 1, EL DORADO HILLS, CA 05/20/11 YOUR PROP­ERTY, IT MAY BE LEE REINHART, HUSBAND AND to a Deed of Trust described below. 95762-9334 916-939-0772, www. 05/06/2011, 05/13/2011, 05/20/2011 SOLD AT A PUBLIC SALE. IF YOU WIFE AS JOINT TENANTS, dated The sale will be made, but without nationwideposting.com NDEx West ------NEED AN EXPLANATION OF THE 04/25/1999 and recorded 05/05/99, covenant or warranty, expressed or L.L.C. MAY BE ACTING AS A DEBT NATURE OF THE PROCEEDING as Instrument No. 1999-0068299, in implied, regarding title, possession, or COL­LECTOR ATTEMPTING (1) AGAINST YOU, YOU SHOULD Book , Page ), of Official Records in encumbrances, to pay the remaining TO COLLECT A DEBT. ANY NOTICE OF TRUSTEE’S SALE CONTACT A LAWYER. NDEx the office of the County Recorder of principal sum of the note(s) secured INFORMATION OBTAINED WILL Trustee Sale No.: 20110169800240 West, LLC, as duly appointed Trustee Fresno County, State of California, will by the Deed of Trust, with interest BE USED FOR THAT PURPOSE. Title Order No.: 695851 FHA/VA/ under and pursuant to Deed of Trust sell on 05/27/2011 at 10:30AM, At the and late charges thereon, as provided NDEx West, L.L.C. as Trustee, PMI No.: YOU ARE IN DEFAULT Recorded on 12/21/07, as Instrument Van Ness Avenue exit from the County in the note(s), advances, under the BY: Ric Juarez Dated: 04/29/11 UNDER A DEED OF TRUST, DATED No. 2007-0225088 of official records Courthouse, 1100 Van Ness, Fresno, CA terms of the Deed of Trust, interest NPP0180230 05/06/11, 05/13/11, 05/23/06. UNLESS YOU TAKE in the office of the County Recorder of 93721 at public auction, to the highest thereon, fees, charges and expenses 05/20/11 ACTION TO PROTECT YOUR FRESNO County, State of California. bidder for cash or check as described of the Trustee for the total amount (at 05/06/2011, 05/13/2011, 05/20/2011 PROPERTY, IT MAY BE SOLD AT A EXECUTED BY: FRANK P below, payable in full at time of sale, the time of the initial publication of the ------PUBLIC SALE. IF YOU NEED AN ZAMUDIO JR AND BARBARA A all right, title, and interest conveyed to Notice of Sale) reasonably estimated to EXPLANATION OF THE NATURE ZAMUDIO, WILL SELL AT PUBLIC and now held by it under said Deed of be set forth below. The amount may be (1) OF THE PROCEEDING AGAINST AUCTION TO HIGHEST BIDDER Trust, in the property situated in said greater on the day of sale. Pursuant to NOTICE OF TRUSTEE’S SALE YOU, YOU SHOULD CONTACT A FOR CASH, CASHIER’S CHECK/ County and State and as more fully California Civil Code Section 2923.54 Trustee Sale No.: 20110159900117 LAWYER. NDEx West, LLC, as duly CASH EQUIVALENT or other form described in the above referenced Deed the undersigned, on behalf of the Title Order No.: 695794 FHA/VA/ appointed Trustee under and pursuant of payment authorized by 2924h(b), of Trust. The street address and other beneficiary, loan servicer, or authorized PMI No.: YOU ARE IN DEFAULT to Deed of Trust Recorded on 05/31/06, (payable at time of sale in lawful common designation, if any, of the real agent, declares as follows: [ X ] The UNDER A DEED OF TRUST, DATED as Instrument No. 2006-0114139 of money of the United States) DATE property described above is purported mortgage loan servicer has obtained 02/22/07. UNLESS YOU TAKE official records in the office of the OF SALE: May 26, 2011 TIME OF to be: 2294 EAST DESERT ISLAND from the commissioner a final or ACTION TO PROTECT YOUR County Recorder of FRESNO County, SALE: 10:00 AM PLACE OF SALE: DRIVE, FRESNO, CA, 93720. The temporary order of exemption pursuant PROPERTY, IT MAY BE SOLD AT A State of California. EXECUTED BY: At the Van Ness Avenue exit from undersigned Trustee disclaims any to Section 2923.53 that is current and PUBLIC SALE. IF YOU NEED AN KIMBERLY CASTRO, WILL SELL the County Courthouse at 1100 Van liability for any incorrectness of the valid on the date the notice of sale is EXPLANATION OF THE NATURE AT PUBLIC AUCTION TO HIGHEST Ness Avenue, Fresno, CA. STREET street address and other common filed and [ X ] The timeframe for giving OF THE PROCEEDING AGAINST BIDDER FOR CASH, CASH­IER’S ADDRESS and other common designation, if any, shown herein. The notice of sale specified in subdivision YOU, YOU SHOULD CONTACT CHECK/CASH EQUIVALENT or designation, if any, of the real property total amount of the unpaid balance (a) of Section 2923.52 does not apply A LAWYER. NDEx West, LLC, other form of payment authorized described above is purported to be: with interest thereon of the obligation pursuant to Section 2923.52 or 2923.55 as duly appointed Trustee under and by 2924h(b), (payable at time of 2908 E EL PASO AVE, FRESNO, secured by the property to be sold plus Trustor: AGRIPINA J. ABENOJAR pursuant to Deed of Trust Recorded sale in lawful money of the United CA 93720. APN# 404-481-12 The reasonable estimated costs, expenses A WIDOW Duly Appointed Trustee: on 03/01/07, as Instrument No. 2007- States) DATE OF SALE: May undersigned Trustee disclaims any and advances at the time of the initial CR Title Services, Inc. C/O PITE 0043438 of official records in the 26, 2011 TIME OF SALE: 10:00 liability for any incorrectness of the publication of the Notice of Sale is DUNCAN, 4375 JUTLAND DRIVE, office of the County Recorder of AM PLACE OF SALE: At the Van street address and other common $139,522.39. It is possible that at the SUITE 200, SAN DIEGO, CA 92117 FRESNO County, State of California. Ness Avenue exit from the County designation, if any, shown herein. time of sale the opening bid may be 877-576-0472 Recorded 09-29-2005 as EXECUTED BY: MARY JEANNE Courthouse at 1100 Van Ness Avenue, Said sale will be made, but without less than the total indebtedness due. Instrument No. 2005-0230564 in book G. ORBE, WILL SELL AT PUBLIC Fresno, CA. STREET AD­DRESS and covenant or war­ranty, expressed or In addition to cash, the Trustee will , page of Official Records in the office AUCTION TO HIGHEST BIDDER other common designation, if any, of implied, regarding title, possession, or accept cashier’s checks drawn on a of the Recorder of FRESNO County, FOR CASH, CASH­IER’S CHECK/ the real property described above is encumbrances, to pay the remaining state or national bank, a check drawn California, Date of Sale:05-31-2011 CASH EQUIVALENT or other form pur­ported to be: 136 EAST PERALTA principal sum of the note(s) secured by a state or federal credit union, or at 10:30 AM Place of Sale: AT THE of payment authorized by 2924h(b), WAY, FRESNO, CA 93704. APN# by said Deed of Trust, with interest a check drawn by a state or federal VAN NESS AVENUE EXIT FROM (payable at time of sale in lawful 444-274-05 The undersigned Trustee thereon, as provided in said note(s), savings and loan association, savings THE COUNTY COURTHOUSE, 1100 money of the United States) DATE disclaims any liability for any advances, under the terms of said Deed association, or savings bank specified VAN NESS, FRESNO, CALIFORNIA OF SALE: May 26, 2011 TIME incorrectness of the street address and of Trust, fees, charges and expenses of in Section 5102 of the Financial Code Amount of unpaid balance and other OF SALE: 10:00 AM PLACE OF other common designation, if any, the Trustee and of the trusts created by and authorized to do business in this charges: $295,379.88 Street Address SALE: At the Van Ness Avenue shown herein. Said sale will be made, said Deed of Trust. The total amount state. Said sale will be made, in an ‘’AS or other common designation of real exit from the County Courthouse but without covenant or warranty, of the unpaid balance of the obligation IS’’ condition, but without covenant or property: 2282 SOUTH BUNDY at 1100 Van Ness Avenue, Fresno, expressed or implied, regarding title, secured by the property to be sold and warranty, express or implied, regarding DRIVE FRESNO, CA 93727 A.P.N.: CA. STREET AD­DRESS and other possession, or encumbrances, to pay reason­able estimated costs, expenses title, possession or encumbrances, to 316-322-23 Legal Description: AS common designation, if any, of the the remaining principal sum of the and advances at the time of the initial satisfy the indebtedness secured by said MORE FULLY DESCRIBED IN SAID real property described above is pur­ note(s) secured by said Deed of Trust, publication of the Notice of Sale is Deed of Trust, advances thereunder, DEED OF TRUST The undersigned ported to be: 2264 EAST YEARGIN with interest thereon, as provided in $318,335.38. The beneficiary under with interest as provided, and the Trustee disclaims any liability for any DRIVE, FRESNO, CA 93720. APN# said note(s), advances, under the terms said Deed of Trust heretofore executed unpaid principal of the Note secured incorrectness of the street address or 568-081-07 The undersigned Trustee of said Deed of Trust, fees, charges and delivered to the undersigned a by said Deed of Trust with interest other common designation, if any, disclaims any liability for any and expenses of the Trustee and of written Declaration of Default and thereon as provided in said Note, incorrectness of the street address and the trusts created by said Deed of Demand for Sale, and a written Notice plus fees, charges and expenses of the other common designation, if any, Trust. The total amount of the unpaid of Default and Election to Sell. The Trustee and of the trusts created by said Continued | Next Page FRIDAY, MAY 6, 2011 www.thebusinessjournal.com Public Notices 17 trustee sales agent declares: that it has contacted is possible that at the time of sale the to be recorded in the county where the THE MAP THEREOF RECORDED the borrower(s) to assess their financial opening bid may be less than the total real property is located and more than IN VOLUME 48 PAGES 18 AND Continued | From 16 situation and to explore options to avoid indebtedness due. The Declaration three months have elapsed since such 19 OF PLATS, FRESNO COUNTY foreclosure; or that it has made efforts pursuant to California Civil Code, recordation. Requirements of SB1137 RECORDS The undersigned Trustee shown above. If no street address or to contact the borrower(s) to assess Section 2923.5(a) was fulfilled when have been met pursuant to the Notice disclaims any liability for any other common designation is shown, their financial situation and to explore the Notice of Default was recorded on of Sale Declaration of record. DATE: incorrectness of the street address or directions to the location of the property options to avoid foreclosure by one of 1/4/2011 Date: 4/29/2011 Old Republic 4/29/11 Elaine Malone Assistant other common designation, if any, may be obtained by sending a written the following methods: by telephone; Default Management Services, a Secretary & Assistant Vice President shown above. If no street address or request to the beneficiary within 10 by United States mail; either 1st class Division of Old Republic National Aztec Foreclosure Corporation c/o other common designation is shown, days of the date of first publication of or certified; by overnight delivery; Title Insurance Company, as Trustee 4665 MacArthur Court, Suite 250 directions to the location of the this Notice of Sale. The Trustee shall by personal delivery; by e-mail; by 500 City Parkway West, Suite 200, Newport Beach, CA 92660 Phone: property may be obtained by sending incur no liability for any good faith face to face meeting. Date: 5/2/2011 Orange, CA 92868-2913 (866) 263- (800) 731-0850 or (602) 222-5711 Fax: a written request to the beneficiary error in stating the proper amount of California Reconveyance Company, 5802 For Sale Information Contact: (847)627-8803 www.aztectrustee.com within 10 days of the date of first unpaid balances and charges. For Sales as Trustee Derek Wear-Renee, Priority Posting and Publishing (714) For Trustee’s Sale Information Call publication of this Notice of Sale. Information please contact AGENCY Assistant Secretary CALIFORNIA 573-1965 Tony Delgado, Trustee Sale 714-730-2727 http://www.lpsasap. The Trustee shall incur no liability SALES AND POSTING at WWW. RECONVEYANCE COMPANY IS A Officer “We are attempting to collect com ASAP# 3983724 05/06/2011, for any good faith error in stating the FIDELITYASAP.COM or 714-730- DEBT COLLECTOR ATTEMPTING a debt, and any information we obtain 05/13/2011, 05/20/2011 proper amount of unpaid balances and 2727 REINSTATEMENT LINE: 877- TO COLLECT A DEBT. ANY will be used for that purpose.” P830339 05/06/2011, 05/13/2011, 05/20/2011 charges. For sales information please 576-0472 Date: 05-06-2011 CR Title INFORMATION OBTAINED WILL 5/6, 5/13, 05/20/2011 ------contact Priority Posting and Publishing Services, Inc. 1000 TECHNOLOGY BE USED FOR THAT PURPOSE. 05/06/2011, 05/13/2011, 05/20/2011 at www.priorityposting.com or (714) DRIVE MS 314 O’FALLON, MO California Reconveyance Company ------(1) 573-1965 Reinstatement Line: 877- 63368 CHANTELLE ROBLES, 9200 Oakdale Avenue Mail Stop: CA2- TS No. T10-71104-CA / APN: 433-513- 576-0472 Date: 5/6/2011 CR Title TRUSTEE SPECIALIST ASAP# 4379 Chatsworth, CA 91311 800-892- (1) 06 NOTICE OF TRUSTEE’S SALE Services, Inc 1000 Technology Drive, 3983663 05/06/2011, 05/13/2011, 6902 For Sales Information: (714) NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A MS-314 O’Fallon MO 63368 Penny 05/20/2011 730-2727 or www.lpsasap.com (714) Trustee Sale No. 10-515445 INC Title DEED OF TRUST DATED 1/24/2001. White, Trustee Specialist Federal 05/06/2011, 05/13/2011, 05/20/2011 573-1965 or www.priorityposting.com Order No. 100599195-CA-BFI APN UNLESS YOU TAKE ACTION TO Law requires us to notify you that we ------P830196 5/6, 5/13, 05/20/2011 470-173-25 YOU ARE IN DEFAULT PROTECT YOUR PROPERTY, IT are acting as a debt collector. If you 05/06/2011, 05/13/2011, 05/20/2011 UNDER A DEED OF TRUST DATED MAY BE SOLD AT A PUBLIC SALE. are currently in a bankruptcy or have (1) ------12/20/06. UNLESS YOU TAKE IF YOU NEED AN EXPLANATION received a discharge in bankruptcy as Trustee Sale No. 238383CA Loan ACTION TO PROTECT YOUR OF THE NATURE OF THE to this obligation, this communication No. 0698566734 Title Order No. (1) PROPERTY, IT MAY BE SOLD AT PROCEEDING AGAINST YOU, YOU is intended for informational purposes 193157 NOTICE OF TRUSTEE’S T.S. No.: 10-41347 TSG Order No.: 33- A PUBLIC SALE. IF YOU NEED AN SHOULD CONTACT A LAWYER. only and is not an attempt to collect a SALE YOU ARE IN DEFAULT 80187119 A.P.N.: 481-330-03 NOTICE EXPLANATION OF THE NATURE A public auction sale to the highest debt in violation of the automatic stay UNDER A DEED OF TRUST DATED OF TRUSTEE’S SALE YOU ARE OF THE PROCEEDINGS AGAINST bidder for cash, Cashier’s Check drawn or the discharge injunction. P830890 10/17/2006. UNLESS YOU TAKE IN DEFAULT UNDER A DEED OF YOU, YOU SHOULD CONTACT A on a state or national bank, check 5/6, 5/13, 05/20/2011 ACTION TO PROTECT YOUR TRUST DATED 11/27/2006. UNLESS LAWYER. On 05/26/11 at 10:30 a.m., drawn by a state or federal credit union, 05/06/2011, 05/13/2011, 05/20/2011 PROPERTY, IT MAY BE SOLD AT YOU TAKE ACTION TO PROTECT Aztec Foreclosure Corporation as or a check drawn by a state or federal ------A PUBLIC SALE. IF YOU NEED AN YOUR PROPERTY, IT MAY BE the duly appointed Trustee under and savings and loan association, or savings EXPLANATION OF THE NATURE SOLD AT A PUBLIC SALE. IF YOU pursuant to Deed of Trust Recorded association, or savings bank specified (1) OF THE PROCEEDINGS AGAINST NEED AN EXPLANATION OF THE on 12/28/06 in Instrument No. 2006- in section 5102 of the Financial Code Trustee Sale No. 432053CA Loan YOU, YOU SHOULD CONTACT A NATURE OF THE PROCEEDINGS 0270538 of official records in the and authorized to do business in this No. 0729820431 Title Order No. LAWYER. On 5/27/2011 at 10:30 AM AGAINST YOU, YOU SHOULD Office of the Recorder of FRESNO state will be held by the duly appointed 602122721 NOTICE OF TRUSTEE’S CALIFORNIA RECONVEYANCE CONTACT A LAWYER. On 5/27/2011 County, California, executed by: trustee as shown below, of all right, SALE YOU ARE IN DEFAULT COMPANY as the duly appointed at 10:30 AM, Old Republic Default Benita Morales, a Married Woman, title, and interest conveyed to and now UNDER A DEED OF TRUST DATED Trustee under and pursuant to Deed Management Services, a Division of as Trustor, Deutsche Bank National held by the trustee in the hereinafter 12/4/2006. UNLESS YOU TAKE of Trust Recorded 10/24/2006, Book Old Republic National Title Insurance Trust Company, as Trustee of the described property under and pursuant ACTION TO PROTECT YOUR , Page , Instrument 2006-0226292, of Company as duly appointed Trustee Residential Asset Securitization Trust to a deed of trust described below. PROPERTY, IT MAY BE SOLD AT official records in the Office of the pursuant to the Deed of Trust, 2007-A3, Mortgage Pass-Through The sale will be made, but without A PUBLIC SALE. IF YOU NEED AN Recorder of Fresno County, California, Recorded 12/1/2006 as Instrument Certificates, Series 2007-C under the covenant or warranty, expressed or EXPLANATION OF THE NATURE executed by: Samuel Mesa, a single No. 2006-0253389 in book --, page Pooling and Servicing Agreement implied, regarding title, possession, or OF THE PROCEEDINGS AGAINST man, as Trustor, Long Beach Mortgage -- of Official Records in the office dated February 1, 2007, as Beneficiary, encumbrances, to pay the remaining YOU, YOU SHOULD CONTACT A Company, as Beneficiary, will sell of the Recorder of Fresno County, WILL SELL AT PUBLIC AUCTION principal sum of the note(s) secured LAWYER. On 5/27/2011 at 10:30 AM, at public auction sale to the highest California, executed by: Armando TO THE HIGHEST BIDDER FOR by the Deed of Trust, with interest CALIFORNIA RECONVEYANCE bidder for cash, cashier’s check Quintero and Irina Quintero, husband CASH (payable at time of sale in and late charges thereon, as provided COMPANY as the duly appointed drawn by a state or national bank, and wife as joint tenants, as Trustor, lawful money of the United States, in the note(s), advances, under the Trustee under and pursuant to Deed a cashier’s check drawn by a state Mortgage Electronic Registration by cash, a cashier’s check drawn by a terms of the Deed of Trust, interest of Trust Recorded 12/15/2006, Book or federal credit union, or a cashier’s Systems, Inc. as Beneficiary, WILL state or national bank, a check drawn thereon, fees, charges and expenses , Page , Instrument 2006-0262858, of check drawn by a state or federal SELL AT PUBLIC AUCTION TO by a state or federal credit union, or of the Trustee for the total amount (at official records in the Office of the savings and loan association, savings THE HIGHEST BIDDER FOR CASH a check drawn by a state or federal the time of the initial publication of the Recorder of Fresno County, California, association, or savings bank specified (payable in full at time of sale by cash, savings and loan association, savings Notice of Sale) reasonably estimated executed by: Ray Velasquez and in section 5102 of the Financial Code a cashier’s check drawn by a state or association, or savings bank specified to be set forth below. The amount may Miriam A Velasquez, husband and wife and authorized to do business in this national bank, a check drawn by a in section 5102 of the Financial Code be greater on the day of sale. Pursuant as joint tenants,, as Trustor, Washington state. Sale will be held by the duly state or federal credit union, or a check and authorized to do business in this to California Civil Code Section Mutual Bank, as Beneficiary, will sell appointed trustee as shown below, of drawn by a state or federal savings and state), at the Van Ness Avenue exit 2923.54 the undersigned, on behalf at public auction sale to the highest all right, title, and interest conveyed loan association, savings association, or from the County Courthouse, 1100 of the beneficiary, loan servicer, or bidder for cash, cashier’s check to and now held by the trustee in the savings bank specified in section 5102 Van Ness Avenue, Fresno, CA, ali authorized agent, declares as follows: drawn by a state or national bank, hereinafter described property under of the Financial Code and authorized right, title and interest conveyed to [X] The mortgage loan servicer has a cashier’s check drawn by a state and pursuant to the Deed of Trust. to do business in this state). At the and now held by it under said Deed of obtained from the commissioner a or federal credit union, or a cashier’s The sale will be made, but without Van Ness Avenue exit from the County Trust in the property situated in said final or temporary order of exemption check drawn by a state or federal covenant or warranty, expressed or Courthouse, 1100 Van Ness, Fresno, County, California described as: 4739 pursuant to Section 2923.53 that is savings and loan association, savings implied, regarding title, possession, or CA all right, title and interest conveyed E LANE AVE, FRESNO, CA 93702 current and valid on the date the notice association, or savings bank specified encumbrances, to pay the remaining to and now held by it under said Deed The property heretofore described is of sale is filed and [X] The timeframe in section 5102 of the Financial Code principal sum of the note(s) secured of Trust in the property situated in said being sold “as is”. The undersigned for giving notice of sale specified in and authorized to do business in this by the Deed of Trust, interest thereon, County, and state, and as more fully Trustee disclaims any liability for any subdivision (a) of Section 2923.52 does state. Sale will be held by the duly estimated fees, charges and expenses described in the above referenced Deed incorrectness of the street address and not apply pursuant to Section 2923.52 appointed trustee as shown below, of of the Trustee for the total amount (at of Trust. The street address and other other common designation, if any, or 2923.55 Trustor: Louie Castro, Jr. all right, title, and interest conveyed the time of the initial publication of the common designation, if any, of the real shown herein. Said sale will be made, and Yolanda Castro. husband and wife to and now held by the trustee in the Notice of Sale) reasonably estimated property described above is purported but without covenant or warranty, Duly Appointed Trustee: CR Title hereinafter described property under to be set forth below. The amount may to be: 5563 East Florence Avenue, expressed or implied, regarding title, Services, Inc. c/o Pite Duncan, 4375 and pursuant to the Deed of Trust. be greater on the day of sale. Place Fresno, CA 93727 The undersigned possession, or encumbrances, to pay Jutland Drive, Suite 200, San Diego, The sale will be made, but without of Sale: At the Van Ness Avenue exit Trustee disclaims any liability for any the remaining principal sum of the CA 92117 877-576-0472 Recorded covenant or warranty, expressed or from the County Courthouse, 1100 Van incorrectness of the street address and note{s) secured by said Deed of Trust, 01/31/2001 as Instrument No. 2001- implied, regarding title, possession, or Ness, Fresno, CA Legal Description: other common designation, if any, with interest thereon, as provided in 0011418 in book , page of Official encumbrances, to pay the remaining As more fully described in said Deed shown herein. Said sale will be made said note(s), advances, if any, under the Records in the office of the Recorder principal sum of the note(s) secured of Trust Amount of unpaid balance and in an “AS IS” condition, but without terms of the Deed of Trust, estimated of Fresno County, California, Date of by the Deed of Trust, interest thereon, other charges: $176,253.41 (estimated) covenant or warranty, expressed or fees, charges and expenses of the Sale: 5/31/2011 at 10:30 AM Place of estimated fees, charges and expenses Street address and other common implied, regarding title, possession, or Trustee and of the trusts created by Sale: At the Van Ness Avenue exit from of the Trustee for the total amount (at designation of the real property: 2991 E encumbrances, to pay the remaining said Deed of Trust, to-wit: $107,300.77 the County Courthouse, 1100 Van Ness, the time of the initial publication of the Belmont Ave. Fresno, CA 93701 APN principal sum of the note(s) secured (Estimated) Accrued interest and Fresno, CA Amount of unpaid balance Notice of Sale) reasonably estimated Number: 452-334-12 The undersigned by said Deed of Trust, with interest additional advances, if any, will and other charges: $112,656.47 Street to be set forth below. The amount may Trustee disclaims any liability for any thereon, as provided in said note(s), increase this figure prior to sale. The Address or other common designation be greater on the day of sale. Place incorrectness of the street address advances, if any, under the terms of the beneficiary under said Deed of Trust of real property: 3346 North Rafael of Sale: At the Van Ness Avenue exit and other common designation, if Deed of Trust, estimated fees, charges heretofore executed and delivered to Avenue Fresno, CA 93722 A.P.N.: from the County Courthouse, 1100 Van any, shown herein. The property and expenses of the Trustee and of the the undersigned a written Declaration 433-513-06 Legal Description: LOT 51 Ness, Fresno, CA Legal Description: heretofore described is being sold “as trusts created by said Deed of Trust, to of Default and Demand for Sale, and a OF TRACT NO. 3919, IN THE CITY As more fully described in said Deed is”. In compliance with California wit: $350,348.33 (Estimated). Accrued written Notice of Default and Election OF FRESNO, COUNTY OF FRESNO, Civil Code 2923.5(c) the mortgagee, interest and additional advances, if any, to Sell. The undersigned caused said COUNTY OF FRESNO, STATE OF trustee, beneficiary, or authorized will increase this figure prior to sale. It Notice of Default and Election to Sell CALIFORNIA, ACCORDING TO Continued | Next Page 18 Public Notices www.thebusinessjournal.com FRIDAY, MAY 6, 2011

TRUSTEE SALES costs, expenses and advances at the time association, or savings bank specified with interest as provided, and the agent declares: that it has contacted of the initial publication of the Notice in Section 5102 of the Financial Code unpaid principal of the Note secured the borrower(s) to assess their financial Continued | From 17 of Sale is $184,959.03. It is possible and authorized to do business in this by said Deed of Trust with interest situation and to explore options to that at the time of sale the opening bid state. Said sale will be made, in an ‘’AS thereon as provided in said Note, avoid foreclosure; or that it has made of Trust Amount of unpaid balance and may be less than the total indebtedness IS’’ condition, but without covenant or plus fees, charges and expenses of the efforts to contact the borrower(s) to other charges: $416,126.75 (estimated) due. In addition to cash, the Trustee warranty, express or implied, regarding Trustee and of the trusts created by said assess their financial situation and to Street address and other common will accept cashier’s checks drawn on title, possession or encumbrances, to Deed of Trust. DATED: 02/22/2009 explore options to avoid foreclosure designation of the real property: 34 E a state or national bank, a check drawn satisfy the indebtedness secured by said RECONTRUST COMPANY 1800 by one of the following methods: by McKinley Ave Fresno, CA 93728 APN by a state or federal credit union, or Deed of Trust, advances thereunder, Tapo Canyon Rd., CA6-914-01-94 telephone; by United States mail; either Number: 450-061-02 The undersigned a check drawn by a state or federal with interest as provided, and the SIMI VALLEY, CA 93063 Phone: 1st class or certified; by overnight Trustee disclaims any liability for any savings and loan association, savings unpaid principal of the Note secured (800) 281 8219, Sale Information (626) delivery; by personal delivery; by incorrectness of the street address association, or savings bank specified by said Deed of Trust with interest 927-4399 By:-- Trustee’s Sale Officer e-mail; by face to face meeting. and other common designation, if in Section 5102 of the Financial Code thereon as provided in said Note, RECONTRUST COMPANY is a debt DATE: 05-03-2011 CALIFORNIA any, shown herein. The property and authorized to do business in this plus fees, charges and expenses of the collector attempting to collect a debt. RECONVEYANCE COMPANY, heretofore described is being sold “as state. Said sale will be made, in an ‘’AS Trustee and of the trusts created by said Any information obtained will be used as Trustee REGINA CANTRELL is”. In compliance with California IS’’ condition, but without covenant or Deed of Trust. DATED: 11/13/2008 for that purpose. ASAP# 3983960 REGINA CANTRELL, ASSISTANT Civil Code 2923.5(c) the mortgagee, warranty, express or implied, regarding RECONTRUST COMPANY 1800 05/06/2011, 05/13/2011, 05/20/2011 SECRETARY CALIFORNIA trustee, beneficiary, or authorized title, possession or encumbrances, to Tapo Canyon Rd., SV2-202 SIMI 05/06/2011, 05/13/2011, 05/20/2011 RECONVEYANCE COMPANY IS A agent declares: that it has contacted satisfy the indebtedness secured by said VALLEY, CA 93063 Phone: (800) ------DEBT COLLECTOR ATTEMPTING the borrower(s) to assess their financial Deed of Trust, advances thereunder, 281 8219, Sale Information (626) TO COLLECT A DEBT. ANY situation and to explore options to with interest as provided, and the 927-4399 By:-- Trustee’s Sale Officer (1) INFORMATION OBTAINED WILL avoid foreclosure; or that it has made unpaid principal of the Note secured RECONTRUST COMPANY is a debt NOTICE OF TRUSTEE’S SALE BE USED FOR THAT PURPOSE. efforts to contact the borrower(s) to by said Deed of Trust with interest collector attempting to collect a debt. Trustee Sale No. 741586CA Loan California Reconveyance Company assess their financial situation and to thereon as provided in said Note, Any information obtained will be used No. 0702063694 Title Order No. 9200 Oakdale Avenue Mail Stop: CA2- explore options to avoid foreclosure plus fees, charges and expenses of the for that purpose. ASAP# 3984119 100235623-CA-MAI YOU ARE IN 4379 Chatsworth, CA 91311 800-892- by one of the following methods: by Trustee and of the trusts created by said 05/06/2011, 05/13/2011, 05/20/2011 DEFAULT UNDER A DEED OF 6902 For Sales Information: (714) telephone; by United States mail; either Deed of Trust. DATED: 12/10/2009 05/06/2011, 05/13/2011, 05/20/2011 TRUST DATED 11-18-2005. UNLESS 730-2727 or www.lpsasap.com (714) 1st class or certified; by overnight RECONTRUST COMPANY, N.A. ------YOU TAKE ACTION TO PROTECT 573-1965 or www.priorityposting. delivery; by personal delivery; by 1800 Tapo Canyon Rd., CA6-914-01- YOUR PROPERTY, IT MAY BE com ASAP# 3984593 05/06/2011, e-mail; by face to face meeting. Date: 94 SIMI VALLEY, CA 93063 Phone: (1) SOLD AT A PUBLIC SALE. IF YOU 05/13/2011, 05/20/2011 05/2/2011 California Reconveyance (800) 281 8219, Sale Information (626) NOTICE OF TRUSTEE’S SALE TS NEED AN EXPLANATION OF THE 05/06/2011, 05/13/2011, 05/20/2011 Company, as Trustee DEREK WEAR- 927-4399 By:-- Trustee’s Sale Officer No. 08-0111498 Title Order No. 08-8- NATURE OF THE PROCEEDINGS ------RENEE, ASSISTANT SECRETARY RECONTRUST COMPANY, N.A. is 440013 Investor/Insurer No. 059654005 AGAINST YOU, YOU SHOULD CALIFORNIA RECONVEYANCE a debt collector attempting to collect a APN No. 503-200-10 YOU ARE IN CONTACT A LAWYER. On 05-27- (1) COMPANY IS A DEBT COLLECTOR debt. Any information obtained will be DEFAULT UNDER A DEED OF 2011 at 10:30 AM, CALIFORNIA NOTICE OF TRUSTEE’S SALE ATTEMPTING TO COLLECT used for that purpose. ASAP# 3983948 TRUST, DATED 06/07/2004. UNLESS RECONVEYANCE COMPANY as Trustee Sale No. 11-516917 INC Title A DEBT. ANY INFORMATION 05/06/2011, 05/13/2011, 05/20/2011 YOU TAKE ACTION TO PROTECT the duly appointed Trustee under and Order No. 110012714-CA-BFI APN OBTAINED WILL BE USED 05/06/2011, 05/13/2011, 05/20/2011 YOUR PROPERTY, IT MAY BE pursuant to Deed of Trust Recorded 568-233-05 YOU ARE IN DEFAULT FOR THAT PURPOSE. California ------SOLD AT A PUBLIC SALE. IF YOU 11-30-2005, Book , Page , Instrument UNDER A DEED OF TRUST DATED Reconveyance Company 9200 NEED AN EXPLANATION OF THE 2005-0280234 of official records in 03/10/05. UNLESS YOU TAKE Oakdale Avenue Mail Stop: CA2-4379 (1) NATURE OF THE PROCEEDING the Office of the Recorder of FRESNO ACTION TO PROTECT YOUR Chatsworth, CA 91311 800-892-6902 NOTICE OF TRUSTEE’S SALE TS AGAINST YOU, YOU SHOULD County, California, executed by: PROPERTY, IT MAY BE SOLD AT For Sales Information: (714) 730-2727 No. 08-0085005 Title Order No. 08-8- CONTACT A LAWYER.” Notice is JERRY SALDIVAR JR AND REGINA A PUBLIC SALE. IF YOU NEED AN or www.lpsasap.com (714) 573-1965 314708 Investor/Insurer No. 119566334 hereby given that RECONTRUST SALDIVAR, HUSBAND AND WIFE, EXPLANATION OF THE NATURE or www.priorityposting.com P830812 APN No. 554-081-02 YOU ARE IN COMPANY, as duly appointed trustee as Trustor, WASHINGTON MUTUAL OF THE PROCEEDINGS AGAINST 5/6, 5/13, 05/20/2011 DEFAULT UNDER A DEED OF pursuant to the Deed of Trust executed BANK, FA, as Beneficiary, will sell YOU, YOU SHOULD CONTACT A 05/06/2011, 05/13/2011, 05/20/2011 TRUST, DATED 05/01/2006. UNLESS by KATHRYN A. MILLER, A at public auction sale to the highest LAWYER. On 05/26/11 at 10:30 a.m., ------YOU TAKE ACTION TO PROTECT MARRIED WOMAN AS HER SOLE bidder for cash, cashier’s check Aztec Foreclosure Corporation as YOUR PROPERTY, IT MAY BE AND SEPARATE PROPERTY, dated drawn by a state or national bank, a the duly appointed Trustee under and (1) SOLD AT A PUBLIC SALE. IF YOU 06/07/2004 and recorded 06/10/04, cashier’s check drawn by a state or pursuant to Deed of Trust Recorded NOTICE OF TRUSTEE’S SALE TS NEED AN EXPLANATION OF THE as Instrument No. 2004-0127876, in federal credit union, or a cashier’s on 03/18/05 in Instrument No. 2005- No. 09-0133459 Title Order No. 09- NATURE OF THE PROCEEDING Book , Page ), of Official Records in check drawn by a state or federal 0060491 of official records in the 8-396994 Investor/Insurer No. 610094 AGAINST YOU, YOU SHOULD the office of the County Recorder of savings and loan association, savings Office of the Recorder of FRESNO APN No. 461-066-01 YOU ARE IN CONTACT A LAWYER.” Notice is Fresno County, State of California, association, or savings bank specified County, California, executed by: DEFAULT UNDER A DEED OF hereby given that RECONTRUST will sell on 05/27/2011 at 10:30AM, in section 5102 of the Financial Code Thien Chi Vo and Hong A. Giang, TRUST, DATED 09/13/2006. UNLESS COMPANY, as duly appointed trustee At the Van Ness Avenue exit from the and authorized to do business in this Husband and Wife As Joint Tenants, YOU TAKE ACTION TO PROTECT pursuant to the Deed of Trust executed County Courthouse, 1100 Van Ness, state. Sale will be held by the duly as Trustor, Deutsche Bank National YOUR PROPERTY, IT MAY BE by REYES RIVERA HERNANDEZ Fresno, CA 93721 at public auction, appointed trustee as shown below, of Trust Company, as Trustee of the SOLD AT A PUBLIC SALE. IF YOU AND STACI AMICARELLI, dated to the highest bidder for cash or check all right, title, and interest conveyed Residential Asset Securitization Trust NEED AN EXPLANATION OF THE 05/01/2006 and recorded 05/12/06, as described below, payable in full at to and now held by the trustee in the 2005-A8CB, Mortgage Pass-Through NATURE OF THE PROCEEDING as Instrument No. 2006-0100609, in time of sale, all right, title, and interest hereinafter described property under Certificates, Series 2005-H under the AGAINST YOU, YOU SHOULD Book , Page ), of Official Records in conveyed to and now held by it under and pursuant to the Deed of Trust. Pooling and Servicing Agreement CONTACT A LAWYER.” Notice is the office of the County Recorder of said Deed of Trust, in the property The sale will be made, but without dated June 1, 2005, as Beneficiary, hereby given that RECONTRUST Fresno County, State of California, will situated in said County and State and covenant or warranty, expressed or WILL SELL AT PUBLIC AUCTION COMPANY, N.A., as duly appointed sell on 05/27/2011 at 10:30AM, At the as more fully described in the above implied, regarding title, possession, or TO THE HIGHEST BIDDER FOR trustee pursuant to the Deed of Trust Van Ness Avenue exit from the County referenced Deed of Trust. The street encumbrances, to pay the remaining CASH (payable at time of sale in executed by MARIA AMARO- Courthouse, 1100 Van Ness, Fresno, CA address and other common designation, principal sum of the note(s) secured lawful money of the United States, MORALES, A MARRIED WOMAN, 93721 at public auction, to the highest if any, of the real property described by the Deed of Trust, interest thereon, by cash, a cashier’s check drawn by a AS HER SOLE AND SEPARATE bidder for cash or check as described above is purported to be: 7827 NORTH estimated fees, charges and expenses state or national bank, a check drawn PROPERTY, dated 09/13/2006 and below, payable in full at time of sale, JANZER, FRESNO, CA, 93722. of the Trustee for the total amount by a state or federal credit union, or recorded 09/21/06, as Instrument No. all right, title, and interest conveyed to The undersigned Trustee disclaims (at the time of the initial publication a check drawn by a state or federal 2006-0200897, in Book , Page ), of and now held by it under said Deed of any liability for any incorrectness of of the Notice of Sale) reasonably savings and loan association, savings Official Records in the office of the Trust, in the property situated in said the street address and other common estimated to be set forth below. The association, or savings bank specified County Recorder of Fresno County, County and State and as more fully designation, if any, shown herein. The amount may be greater on the day of in section 5102 of the Financial Code State of California, will sell on described in the above referenced Deed total amount of the unpaid balance sale. Place of Sale: THE VAN NESS and authorized to do business in this 05/27/2011 at 10:30AM, At the Van of Trust. The street address and other with interest thereon of the obligation AVENUE EXIT FROM THE COUNTY state), at the Van Ness Avenue exit Ness Avenue exit from the County common designation, if any, of the real secured by the property to be sold plus COURTHOUSE, 1100 VAN NESS from the County Courthouse, 1100 Courthouse, 1100 Van Ness, Fresno, CA property described above is purported reasonable estimated costs, expenses , FRESNO, CA Legal Description: Van Ness Avenue, Fresno, CA, all 93721 at public auction, to the highest to be: 2631 DENNIS AVENUE, and advances at the time of the initial LOT 15 OF SUBDIVISION MAP OF right, title and interest conveyed to bidder for cash or check as described CLOVIS, CA, 93611. The undersigned publication of the Notice of Sale is TRACT NO. 4980 ‘’ROSEHILL’’, and now held by it under said Deed below, payable in full at time of sale, Trustee disclaims any liability for any $470,537.59. It is possible that at the ACCORDING TO THE MAP of Trust in the property situated in all right, title, and interest conveyed to incorrectness of the street address and time of sale the opening bid may be THEREOF RECORDED IN BOOK said County, California described as: and now held by it under said Deed of other common designation, if any, less than the total indebtedness due. 65 PAGE 52 OF PLATS, FRESNO 9869 NORTH WOODROW AVENUE, Trust, in the property situated in said shown herein. The total amount of the In addition to cash, the Trustee will COUNTY RECORDS. Amount of FRESNO, CA 93720 The property County and State and as more fully unpaid balance with interest thereon of accept cashier’s checks drawn on a unpaid balance and other charges: heretofore described is being sold “as described in the above referenced Deed the obligation secured by the property state or national bank, a check drawn $427,462.47(estimated) Street address is”. The undersigned Trustee disclaims of Trust. The street address and other to be sold plus reasonable estimated by a state or federal credit union, or and other common designation of the any liability for any incorrectness of common designation, if any, of the real costs, expenses and advances at the time a check drawn by a state or federal real property: 2871 BUCKINGHAM the street address and other common property described above is purported of the initial publication of the Notice savings and loan association, savings WAY CLOVIS, CA 93611 APN designation, if any, shown herein. to be: 4102 EAST PLATT AVENUE, of Sale is $387,792.72. It is possible association, or savings bank specified Number: 310-391-19 The undersigned Said sale will be made, but without FRESNO, CA, 93702. The undersigned that at the time of sale the opening bid in Section 5102 of the Financial Code Trustee disclaims any liability for any covenant or warranty, expressed or Trustee disclaims any liability for any may be less than the total indebtedness and authorized to do business in this incorrectness of the street address implied, regarding title, possession, or incorrectness of the street address and due. In addition to cash, the Trustee state. Said sale will be made, in an ‘’AS and other common designation, if encumbrances, to pay the remaining other common designation, if any, will accept cashier’s checks drawn on IS’’ condition, but without covenant or any, shown herein. The property principal sum of the note(s) secured shown herein. The total amount of the a state or national bank, a check drawn warranty, express or implied, regarding heretofore described is being sold “as by said Deed of Trust, with interest unpaid balance with interest thereon of by a state or federal credit union, or title, possession or encumbrances, to is”. In compliance with California the obligation secured by the property a check drawn by a state or federal satisfy the indebtedness secured by said Civil Code 2923.5(c) the mortgagee, to be sold plus reasonable estimated savings and loan association, savings Deed of Trust, advances thereunder, trustee, beneficiary, or authorized Continued | Next Page FRIDAY, MAY 6, 2011 www.thebusinessjournal.com Public Notices 19

TRUSTEE SALES of Default and Demand for Sale, and a appropriate County Recorder’s Office. NOTICE OF TRUSTEE’S SALE T.S specified in Civil Code Section 2924h written Notice of Default and Election DATED: 02/19/2010 RECONTRUST No. 1315062-14 APN: 494-093-14 (payable in full at the time of sale to Continued | From 18 to Sell. The undersigned caused said COMPANY, N.A. 1800 Tapo Canyon TRA: 098061 LOAN NO: Xxxxxx9508 T.D. Service Company) all right, title Notice of Default and Election to sell Rd., CA6-914-01-94 SIMI VALLEY, REF: Yang, Houa IMPORTANT and interest conveyed to and now thereon, as provided in said note(s), to be recorded in the County where the CA 93063 Phone/Sale Information: NOTICE TO PROPERTY OWNER: held by it under said Deed of Trust advances, if any, under the terms of the real property is located. For Trustee (800) 281 8219 By: Trustee’s Sale YOU ARE IN DEFAULT UNDER A in the property hereinafter described: Deed of Trust, estimated fees, charges Sale Information Please Call: Priority Officer RECONTRUST COMPANY, DEED OF TRUST, DATED February Trustor: DAVID W. ALLEN, LARISA and expenses of the Trustee and of the Posting & Publishing 17501 Irvine N.A. is a debt collector attempting 14, 2007. UNLESS YOU TAKE A. ALLEN Recorded December 28, trusts created by said Deed of Trust, to- Blvd., Suite One Tustin, CA 92780 to collect a debt. Any information ACTION TO PROTECT YOUR 2007 as Instr. No. 2007-0228453 wit: $196,261.97 (Estimated) Accrued 714-573-1965 www.priorityposting. obtained will be used for that purpose. PROPERTY, IT MAY BE SOLD AT in Book --- Page --- of Official interest and additional advances, if any, com NDex West, LLC as Trustee FEI # 1006.96970 5/06, 5/13, 5/20/2011 A PUBLIC SALE. IF YOU NEED AN Records in the office of the Recorder will increase this figure prior to sale. Dated: 5/4/2011 NDex West, LLC may 05/06/2011, 05/13/2011, 05/20/2011 EXPLANATION OF THE NATURE of FRESNO County; CALIFORNIA , The beneficiary under said Deed of be acting as a debt collector attempting ------OF THE PROCEEDING AGAINST pursuant to the Notice of Default and Trust heretofore executed and delivered to collect a debt. Any information YOU, YOU SHOULD CONTACT Election to Sell thereunder recorded to the undersigned a written Declaration obtained will be used for that purpose. NOTICE OF TRUSTEE’S SALE T.S A LAWYER. On May 12, 2011, at January 21, 2011 as Instr. No. 11- of Default and Demand for Sale, and a P831625 5/6, 5/13, 05/20/2011 No. 1315055-14 APN: 007-302-12-s 10:00am, Cal-Western Reconveyance 10431 in Book --- Page --- of Official written Notice of Default and Election 05/06/2011, 05/13/2011, 05/20/2011 TRA: 003009 LOAN NO: Xxxxxx0087 Corporation, as duly appointed trustee Records in the office of the Recorder of to Sell. The undersigned caused said ------REF: Llamas, Jose IMPORTANT under and pursuant to Deed of Trust FRESNO County CALIFORNIA. YOU Notice of Default and Election to Sell NOTICE TO PROPERTY OWNER: recorded February 21, 2007, as Inst. ARE IN DEFAULT UNDER A DEED to be recorded in the county where (1) YOU ARE IN DEFAULT UNDER A No. 2007-0035625 in book XX, page OF TRUST DATED DECEMBER the real property is located and more NOTICE OF TRUSTEE’S SALE DEED OF TRUST, DATED March XX of Official Records in the office 27, 2007. UNLESS YOU TAKE than three months have elapsed since TS No. 09-0170564 Title Order No. 01, 2006. UNLESS YOU TAKE of the County Recorder of Fresno ACTION TO PROTECT YOUR such recordation. Requirements of 09-8-530715 APN No. 450-254-20 ACTION TO PROTECT YOUR County, State of California, executed PROPERTY, IT MAY BE SOLD AT A SB1137 have been met pursuant to the YOU ARE IN DEFAULT UNDER PROPERTY, IT MAY BE SOLD AT by Houa Yang and Ker Lor, Husband PUBLIC SALE. IF YOU NEED AN Notice of Sale Declaration of record. A DEED OF TRUST, DATED A PUBLIC SALE. IF YOU NEED AN And Wife As Joint Tenants, will sell EXPLANATION OF THE NATURE DATE: 5-3-11 Elaine Malone Assistant 05/18/2007. UNLESS YOU TAKE EXPLANATION OF THE NATURE at public auction to highest bidder for OF THE PROCEEDING AGAINST Secretary & Assistant Vice President ACTION TO PROTECT YOUR OF THE PROCEEDING AGAINST cash, cashier’s check drawn on a state YOU, YOU SHOULD CONTACT Aztec Foreclosure Corporation c/o PROPERTY, IT MAY BE SOLD AT YOU, YOU SHOULD CONTACT or national bank, a check drawn by a A LAWYER. 7164 E. CORTLAND 4665 MacArthur Court, Suite 250 A PUBLIC SALE. IF YOU NEED AN A LAWYER. On May 12, 2011, at state or federal credit union, or a check AVENUE, FRESNO, CA 93727 “(If Newport Beach, CA 92660 Phone: EXPLANATION OF THE NATURE 10:00am, Cal-Western Reconveyance drawn by a state or federal savings and a street address or common designation (800) 731-0850 or (602) 222-5711 Fax: OF THE PROCEEDING AGAINST Corporation, as duly appointed trustee loan association, savings association, of property is shown above, no warranty (847)627-8803 www.aztectrustee.com YOU, YOU SHOULD CONTACT A under and pursuant to Deed of Trust or savings bank At the entrance to is given as to its completeness or For Trustee’s Sale Information Call LAWYER. Notice is hereby given that recorded March 14, 2006, as Inst. No. the county courthouse breezeway, correctness).” Said Sale of property 714-730-2727 http://www.lpsasap. RECONTRUST COMPANY, N.A., 2006-0052553 in book XX, page XX 1100 Van Ness Fresno, California, all will be made in “as is” condition com ASAP# 3985737 05/06/2011, as duly appointed trustee pursuant to of Official Records in the office of the right, title and interest conveyed to without covenant or warranty, express 05/13/2011, 05/20/2011 the Deed of Trust executed by RAUL County Recorder of Fresno County, and now held by it under said Deed or implied, regarding title possession, 05/06/2011, 05/13/2011, 05/20/2011 TELLEZ, A SINGLE MAN, dated State of California, executed by Jose of Trust in the property situated in or encumbrances, to pay the remaining ------05/18/2007 and recorded 05/31/07, Santos Llamas, A Married Man As His said County and State described as: principal sum of the note(s) secured as Instrument No. 2007-0107653, in Sole and Separate Property, will sell Completely described in said deed by said Deed of Trust, with interest at public auction to highest bidder for (1) Book , Page ), of Official Records in of trust The street address and other as in said note provided, advances, if cash, cashier’s check drawn on a state Trustee Sale No.: 20100134005025 the office of the County Recorder of common designation, if any, of the real any, under the terms of said Deed of or national bank, a check drawn by a Title Order No.: 100648414 FHA/VA/ Fresno County, State of California, will property described above is purported Trust, fees, charges and expenses of state or federal credit union, or a check PMI No.: NOTICE OF TRUSTEE’S sell on 05/27/2011 at 10:30AM, At the to be: 4882 East Michigan Avenue the Trustee and of the trusts created drawn by a state or federal savings and SALE YOU ARE IN DEFAULT Van Ness Avenue exit from the County Fresno CA 93703 The undersigned by said Deed of Trust. Said sale will loan association, savings association, UNDER A DEED OF TRUST, DATED Courthouse, 1100 Van Ness, Fresno, Trustee disclaims any liability for any be held on: MAY 12, 2011, AT 10:00 or savings bank At the entrance to the 10/18/2005. UNLESS YOU TAKE Fresno County, CA at public auction, incorrectness of the street address and A.M. *AT THE WEST ENTRANCE county courthouse breezeway, 1100 ACTION TO PROTECT YOUR to the highest bidder for cash or check other common designation, if any, TO THE COUNTY COURTHOUSE Van Ness Fresno, California, all right, PROPERTY, IT MAY BE SOLD AT A as described below, payable in full at shown herein. Said sale will be held, BREEZEWAY, 1100 VAN NESS title and interest conveyed to and now PUBLIC SALE. IF YOU NEED AN time of sale, all right, title, and interest but without covenant or warranty, AVENUE, FRESNO, CA At the time held by it under said Deed of Trust in EXPLANATION OF THE NATURE conveyed to and now held by it under express or implied, regarding title, of the initial publication of this notice, the property situated in said County OF THE PROCEEDING AGAINST said Deed of Trust, in the property possession, condition or encumbrances, the total amount of the unpaid balance YOU, YOU SHOULD CONTACT and State described as: Completely situated in said County and State and described in said deed of trust including fees, charges and expenses of of the obligation secured by the above A LAWYER. NDex West, LLC, as The as more fully described in the above street address and other common the Trustee and of the trusts created described Deed of Trust and estimated duly appointed Trustee under and referenced Deed of Trust. The street designation, if any, of the real property by said Deed of Trust, to pay the costs, expenses, and advances is pursuant to Deed of Trust Recorded address and other common designation, described above is purported to be: 743 remaining principal sums of the note(s) $359,499.70. It is possible that at the on 10/27/2005 as Instrument No. if any of the real property described Guerra Street Firebaugh CA 93622 secured by said Deed of Trust. The time of sale the opening bid may be 2005-0253787 of official records in above is purported to be: 814 NORTH The undersigned Trustee disclaims total amount of the unpaid balance of less than the total indebtedness due. the office of the County Recorder of SAFFORD AVENUE, FRESNO, any liability for any incorrectness of the obligation secured by the property Pursuant to California Civil Code Fresno County, State of California. CA, 937283824. The undersigned the street address and other common to be sold and reasonable estimated _2923.54 the undersigned, on behalf Executed By: Yervant Kahwajian, Trustee disclaims any liability for any designation, if any, shown herein. Said costs, expenses and advances at the of the beneficiary, loan servicer or will sell at public auction to highest incorrectness of the street address and sale will be held, but without covenant time of the initial publication of the authorized agent, declares as follows: bidder for cash, cashier’s check/cash other common designation, if any, or warranty, express or implied, Notice of Sale is: $221,742.62. If the The mortgage loan servicer has equivalent or other form of payment shown herein. The total amount of the regarding title, possession, condition or Trustee is unable to convey title for any obtained from the Commissioner of a authorized by 2924h(b), (payable at unpaid balance with interest thereon of encumbrances, including fees, charges reason, the successful bidder’s sole and final or temporary order of exemption time of sale in lawful money of the the obligation secured by the property and expenses of the Trustee and of the exclusive remedy shall be the return pursuant to Section 2923.53 that is United States). Date of Sale: 5/31/2011 to be sold plus reasonable estimated trusts created by said Deed of Trust, of monies paid to the Trustee, and the current and valid on the date the notice Time of Sale: 10:30 AM Place of Sale: costs, expenses and advances at the time to pay the remaining principal sums successful bidder shall have no further of sale is recorded. The timeframe At the Van Ness Avenue exit from the of the initial publication of the Notice of the note(s) secured by said Deed of recourse. The beneficiary under said for giving notice of sale specified in County Courthouse, 1100 Van Ness, of Sale is $227,591.36. It is possible Trust. The total amount of the unpaid Deed of Trust heretofore executed and subdivision (a) of Section 2923.52 does Fresno, CA Street Address and other that at the time of sale the opening bid balance of the obligation secured by delivered to the undersigned a written not apply pursuant to Section 2923.52. common designation, if any, of the real may be less than the total indebtedness the property to be sold and reasonable declaration of Default and Demand for If the Trustee is unable to convey title property described above is purported due. In addition to cash, the Trustee estimated costs, expenses and advances Sale, and a written Notice of Default for any reason, the successful bidder’s to be: 4092 East Liberty Avenue, will accept cashier’s checks drawn on at the time of the initial publication and Election to Sell. The undersigned sole and exclusive remedy shall be the Fresno, CA 93702 APN#: 470-282- a state or national bank, a check drawn of the Notice of Sale is: $163,204.74. caused said Notice of Default and return of monies paid to the Trustee 12 The undersigned Trustee disclaims by a state or federal credit union, or If the Trustee is unable to convey Election to Sell to be recorded in and the successful bidder shall have no any liability for any incorrectness of a check drawn by a state or federal title for any reason, the successful the county where the real property further recourse. If the sale is set aside the street address and other common savings and loan association, savings bidder’s sole and exclusive remedy is located. For sales information: for any reason, the Purchaser at the designation, if any, shown herein. association, or savings bank specified shall be the return of monies paid to Mon-Fri 9:00am to 4:00pm (619) sale shall be entitled only to a return Said sale will be made, but without in Section 5102 of the Financial Code the Trustee, and the successful bidder 590-1221. Cal-Western Reconveyance of the monies paid. The Purchaser covenant or warranty, expressed or and authorized to do business in this shall have no further recourse. The Corporation, 525 East Main Street, shall have no further recourse against implied, regarding title, possession, or state. Said sale will be made, in an “AS beneficiary under said Deed of Trust P.O. Box 22004, El Cajon, CA 92022- the Mortgagor, the Mortgagee or encumbrances, to pay the remaining IS” condition, but without covenant or heretofore executed and delivered to 9004 Dated: April 21, 2011. (R-376225 the Mortgagee’s attorney. Date: principal sum of the note(s) secured warranty, express or implied, regarding the undersigned a written declaration 04/22/11, 04/29/11, 05/06/11) April 18, 2011 T.D. SERVICE by said Deed of Trust, with interest title, possession or encumbrances, to of Default and Demand for Sale, and a 04/22/2011, 04/29/2011, 05/06/2011 COMPANY as said Trustee, T.D. thereon, as provided in said note(s), satisfy the indebtedness secured by said written Notice of Default and Election ------Service Company Agent for the Trustee advances, under the terms of said Deed Deed of Trust, advances thereunder, to Sell. The undersigned caused said and as Authorized Agent for the of Trust, fees, charges and expenses of with interest as provided, and the Notice of Default and Election to Sell NOTICE OF TRUSTEE’S SALE Beneficiary MARLENE CLEGHORN, the Trustee and of the trusts created unpaid principal of the Note secured by to be recorded in the county where T.S. No: A519479 CA Unit Code: A ASSISTANT SECRETARY T.D. by said Deed of Trust. The total said Deed of Trust with interest thereon the real property is located. For Loan No: 10608754/ALLEN Min No: SERVICE COMPANY 1820 E. amount of the unpaid balance of the as provided in said Note, plus fees, sales information: Mon-Fri 9:00am to 100162500059784547 AP #1: 310- FIRST ST., SUITE 210, P.O. BOX obligation secured by the property charges and expenses of the Trustee 4:00pm (619) 590-1221. Cal-Western 594-12 T.D. SERVICE COMPANY, 11988 SANTA ANA, CA 92711-1988 to be sold and reasonable estimated and of the trusts created by said Deed Reconveyance Corporation, 525 East as duly appointed Trustee under the We are assisting the Beneficiary to costs, expenses and advances at the of Trust. If required by the provisions Main Street, P.O. Box 22004, El Cajon, following described Deed of Trust collect a debt and any information we time of the initial publication of the of section 2923.5 of the California CA 92022-9004 Dated: April 21, WILL SELL AT PUBLIC AUCTION obtain will be used for that purpose Notice of Sale is $123,936.55. The Civil Code, the declaration from the 2011. (R-376224 04/22/11, 04/29/11, TO THE HIGHEST BIDDER FOR whether received orally or in writing. beneficiary under said Deed of Trust mortgagee, beneficiary or authorized 05/06/11) CASH (in the forms which are lawful heretofore executed and delivered to agent is attached to the Notice of 04/22/2011, 04/29/2011, 05/06/2011 tender in the United States) and/or the the undersigned a written Declaration Trustee’s Sale duly recorded with the ------cashier’s, certified or other checks Continued | Next Page 20 Public Notices www.thebusinessjournal.com FRIDAY, MAY 6, 2011 trustee sales TRUST, DATED March 19, 2007. LAWYER. NDex West, LLC, as duly business in this state. Sale will be held Notice of Sale) reasonably estimated to UNLESS YOU TAKE ACTION TO appointed Trustee under and pursuant to by the duly appointed trustee as shown be set forth below. The amount may be Continued | From 19 PROTECT YOUR PROPERTY, IT Deed of Trust Recorded on 03/01/2006 below, of all right, title, and interest greater on the day of sale. Trustor(s): MAY BE SOLD AT A PUBLIC SALE. as Instrument No. 2006-0043817 of conveyed to and now held by the trustee MICHAEL LACKO, A MARRIED If available, the expected opening bid IF YOU NEED AN EXPLANATION official records in the office of the in the hereinafter described property MAN, AS HIS SOLE Recorded: and/or postponement information may OF THE NATURE OF THE County Recorder of Fresno County, under and pursuant to the Deed of Trust. 07/25/2006 as Instrument No. 2006- be obtained by calling the following PROCEEDING AGAINST YOU, YOU State of California. Executed By: Betty The sale will be made, but without 154236 in book , page of Official telephone number(s) on the day before SHOULD CONTACT A LAWYER. D. Caulkins, trustees under declaration covenant or warranty, expressed or Records in the office of the Recorder the sale: (714) 480-5690 or you may On May 12, 2011, at 10:00am, Cal- of trust dated March 28, 1997, will sell implied, regarding title, possession, or of Fresno County, California; Date of access sales information at www. Western Reconveyance Corporation, at public auction to highest bidder for encumbrances, to pay the remaining Sale: 5/17/2011 at 10:30 AM Place of tacforeclosures.com. TAC# 933376 as duly appointed trustee under and cash, cashier’s check/cash equivalent principal sum of the note(s) secured Sale: At the Van Ness Avenue exit from PUB: 04/22/11, 04/29/11, 05/06/11 pursuant to Deed of Trust recorded or other form of payment authorized by the Deed of Trust, interest thereon, the County Courthouse, 1100 Van Ness, 04/22/2011, 04/29/2011, 05/06/2011 March 27, 2007, as Inst. No. 2007- by 2924h(b), (payable at time of sale estimated fees, charges and expenses Fresno, CA Amount of unpaid balance ------0061315 in book XX, page XX of in lawful money of the United States). of the Trustee for the total amount (at and other charges: $108,069.64 The Official Records in the office of the Date of Sale: 5/12/2011 Time of Sale: the time of the initial publication of the purported property address is: 236 N Trustee Sale No.: 20110169800343 County Recorder of Fresno County, 10:30 AM Place of Sale: At the Van Notice of Sale) reasonably estimated EFFIE AVENUE FRESNO, CA 93701 Title Order No.: 703040 FHA/VA/PMI State of California, executed by Adrine Ness Avenue exit from the County to be set forth below. The amount may Legal Description: LOT 29 AND 30 IN No.: NOTICE OF TRUSTEE’S SALE Matevosyan A Single Woman, will sell Courthouse, 1100 Van Ness, Fresno, be greater on the day of sale. Place BLOCK 2 OF DUNCANS ADDITION YOU ARE IN DEFAULT UNDER A at public auction to highest bidder for CA Street Address and other common of Sale: At the Van Ness Avenue exit TO FRESNO, ACCORDING TO THE DEED OF TRUST, DATED 4/20/2007. cash, cashier’s check drawn on a state designation, if any, of the real property from the County Courthouse, 1100 Van MAP THEREOF RECORDED IN UNLESS YOU TAKE ACTION TO or national bank, a check drawn by a described above is purported to be: Ness, Fresno, CA Legal Description: BOOK 1 OF 41 OF PLATS, FRESNO PROTECT YOUR PROPERTY, IT state or federal credit union, or a check 9877 N Boyd Ave, Fresno, CA 93720 As more fully described in said Deed COUNTY RECORDS. Assessors MAY BE SOLD AT A PUBLIC SALE. drawn by a state or federal savings and APN#: 567-152-04 The undersigned of Trust Amount of unpaid balance and Parcel No. 459-253-14 The undersigned IF YOU NEED AN EXPLANATION loan association, savings association, Trustee disclaims any liability for any other charges: $141,962.80 (estimated) Trustee disclaims any liability for any OF THE NATURE OF THE or savings bank At the entrance to the incorrectness of the street address and Street address and other common incorrectness of the property address PROCEEDING AGAINST YOU, YOU county courthouse breezeway, 1100 other common designation, if any, designation of the real property: 3518 or other common designation, if any, SHOULD CONTACT A LAWYER. Van Ness Fresno, California, all right, shown herein. Said sale will be made, N Howard St, Fresno, CA 93726 APN shown herein. If no street address or NDex West, LLC, as duly appointed title and interest conveyed to and now but without covenant or warranty, Number: 437-195-15 The undersigned other common designation is shown, Trustee under and pursuant to Deed held by it under said Deed of Trust in expressed or implied, regarding title, Trustee disclaims any liability for any directions to the location of the of Trust Recorded on 04/26/2007 the property situated in said County possession, or encumbrances, to pay incorrectness of the street address property may be obtained by sending as Instrument No. 2007-0082806 of and State described as: Completely the remaining principal sum of the and other common designation, if a written request to the beneficiary official records in the office of the described in said deed of trust The note(s) secured by said Deed of Trust, any, shown herein. The property within 10 days of the date of first County Recorder of Fresno County, street address and other common with interest thereon, as provided in heretofore described is being sold “as publication of this Notice of Sale. If State of California. Executed By: designation, if any, of the real property said note(s), advances, under the terms is”. In compliance with California the Trustee is unable to convey title Veronica Ann Talamantez, will sell at described above is purported to be: 2305 of said Deed of Trust, fees, charges Civil Code 2923.5 (c) the mortgagee, for any reason, the successful bidder’s public auction to highest bidder for N Vagedes Avenue Fresno CA 93705 and expenses of the Trustee and of trustee, beneficiary, or authorized sole and exclusive remedy shall be the cash, cashier’s check/cash equivalent The undersigned Trustee disclaims the trusts created by said Deed of agent declares: that it has contacted return of monies paid to the Trustee, or other form of payment authorized any liability for any incorrectness of Trust. The total amount of the unpaid the borrower(s) to assess their financial and the successful bidder shall have by 2924h(b), (payable at time of sale the street address and other common balance of the obligation secured by situation and to explore options to avoid no further recourse. Date: 4/19/2011 in lawful money of the United States). designation, if any, shown herein. Said the property to be sold and reasonable foreclosure; or that it has made efforts UTLS Default Services, LLC Michael Date of Sale: 5/12/2011 Time of Sale: sale will be held, but without covenant estimated costs, expenses and advances to contact the borrower(s) to assess Litel, Foreclosure Coordinator Post 10:30 AM Place of Sale: At the Van or warranty, express or implied, at the time of the initial publication of their financial situation and to explore Office Box Irvine, CA 92616 (949) Ness Avenue exit from the County regarding title, possession, condition or the Notice of Sale is $242,362.05. The options to avoid foreclosure by one of 885-4500 Sale Line: 714-573-1965 Courthouse, 1100 Van Ness, Fresno, encumbrances, including fees, charges beneficiary under said Deed of Trust the following methods: by telephone; Reinstatement Line: 949-885-4500 To CA Street Address and other common and expenses of the Trustee and of the heretofore executed and delivered to by United States mail; either 1st class request reinstatement/and or payoff designation, if any, of the real property trusts created by said Deed of Trust, the undersigned a written Declaration or certified; by overnight delivery; FAX request to: (949) 885-4496 This described above is purported to be: to pay the remaining principal sums of Default and Demand for Sale, and a by personal delivery; by e-mail; by office is attempting to collect a debt 1264 Cobb Avenue , Fresno, CA 93706 of the note(s) secured by said Deed of written Notice of Default and Election face to face meeting. Date: 4/20/2011 and any information obtained will be APN#: 467-284-16 The undersigned Trust. The total amount of the unpaid to Sell. The undersigned caused said California Reconveyance Company, used for that purpose. P825909 4/22, Trustee disclaims any liability for any balance of the obligation secured by Notice of Default and Election to sell as Trustee Brandon Royes, Assistant 4/29, 05/06/2011 incorrectness of the street address and the property to be sold and reasonable to be recorded in the County where the Secretary California Reconveyance 04/22/2011, 04/29/2011, 05/06/2011 other common designation, if any, estimated costs, expenses and advances real property is located. For Trustee Company is a debt collector attempting ------shown herein. Said sale will be made, at the time of the initial publication Sale Information Please Call: Priority to collect a debt. Any information but without covenant or warranty, of the Notice of Sale is: $402,803.86. Posting & Publishing 17501 Irvine obtained will be used for that purpose. Trustee Sale No. 437471CA Loan expressed or implied, regarding title, If the Trustee is unable to convey Blvd., Suite One Tustin, CA 92780 California Reconveyance Company No. 0757286042 Title Order No. possession, or encumbrances, to pay title for any reason, the successful 714-573-1965 www.priorityposting. 9200 Oakdale Avenue Mail Stop: CA2- 146110 NOTICE OF TRUSTEE’S the remaining principal sum of the bidder’s sole and exclusive remedy com NDex West, LLC as Trustee Dated: 4379 Chatsworth, CA 91311 800-892- SALE YOU ARE IN DEFAULT note(s) secured by said Deed of Trust, shall be the return of monies paid to 4/15/2011 NDex West, LLC may be 6902 For Sales Information: (714) UNDER A DEED OF TRUST DATED with interest thereon, as provided in the Trustee, and the successful bidder acting as a debt collector attempting 730-2727 or www.lpsasap.com (714) 02/13/2008. UNLESS YOU TAKE said note(s), advances, under the terms shall have no further recourse. The to collect a debt. Any information 573-1965 or www.priorityposting.com ACTION TO PROTECT YOUR of said Deed of Trust, fees, charges beneficiary under said Deed of Trust obtained will be used for that purpose. P824043 4/22, 4/29, 05/06/2011 PROPERTY, IT MAY BE SOLD AT and expenses of the Trustee and of heretofore executed and delivered to P824982 4/22, 4/29, 05/06/2011 04/22/2011, 04/29/2011, 05/06/2011 A PUBLIC SALE. IF YOU NEED AN the trusts created by said Deed of the undersigned a written declaration 04/22/2011, 04/29/2011, 05/06/2011 ------EXPLANATION OF THE NATURE Trust. The total amount of the unpaid of Default and Demand for Sale, and a ------OF THE PROCEEDINGS AGAINST balance of the obligation secured by written Notice of Default and Election TS# 057-012510 Order # 30292078 YOU, YOU SHOULD CONTACT A the property to be sold and reasonable to Sell. The undersigned caused said Trustee Sale No. 447608CA Loan Loan # NOTICE OF TRUSTEE’S LAWYER. On 05/13/2011 at 10:30 AM, estimated costs, expenses and advances Notice of Default and Election to Sell No. 0684085723 Title Order No. SALE YOU ARE IN DEFAULT CALIFORNIA RECONVEYANCE at the time of the initial publication of to be recorded in the county where the 705182 NOTICE OF TRUSTEE’S UNDER A DEED OF TRUST DATED COMPANY as the duly appointed the Notice of Sale is $173,736.05. The real property is located. NOTICE OF SALE YOU ARE IN DEFAULT 7/14/2006. UNLESS YOU TAKE Trustee under and pursuant to Deed beneficiary under said Deed of Trust TRUSTEE’S SALE EXHIBIT “A” UNDER A DEED OF TRUST DATED ACTION TO PROTECT YOUR of Trust Recorded 03/07/2008, Book heretofore executed and delivered to Trustee Sale No. 1150750-10 Loan 9/9/2004. UNLESS YOU TAKE PROPERTY, IT MAY BE SOLD AT , Page , Instrument 2008-0033994, of the undersigned a written Declaration No. XXXXX4245 The mortgagee, ACTION TO PROTECT YOUR A PUBLIC SALE. IF YOU NEED AN official records in the Office of the of Default and Demand for Sale, and a beneficiary or authorized agent PROPERTY, IT MAY BE SOLD AT EXPLANATION OF THE NATURE Recorder of Fresno County, California, written Notice of Default and Election for the mortgagee or beneficiary A PUBLIC SALE. IF YOU NEED AN OF THE PROCEEDING AGAINST executed by: Ani Hakopian, a single to Sell. The undersigned caused said pursuant to California Civil Code § EXPLANATION OF THE NATURE YOU, YOU SHOULD CONTACT A woman, as Trustor, Washington Mutual Notice of Default and Election to sell 2923.5(b) declares that SB1137 does OF THE PROCEEDINGS AGAINST LAWYER. A public auction sale to Bank, as Beneficiary, will sell at public to be recorded in the County where the not apply. For sales information: YOU, YOU SHOULD CONTACT A the highest bidder for cash, cashier’s auction sale to the highest bidder for real property is located. For Trustee Mon-Fri 9:00am to 4:00pm (619) LAWYER. On 5/13/2011 at 10:30 AM check drawn on a state or national cash, cashier’s check drawn by a state Sale Information Please Call: Priority 590-1221. Cal-Western Reconveyance CALIFORNIA RECONVEYANCE bank, check drawn by a state or federal or national bank, a cashier’s check Posting & Publishing 17501 Irvine Corporation, 525 East Main Street, COMPANY as the duly appointed credit union, or a check drawn by drawn by a state or federal credit union, Blvd., Suite One Tustin, CA 92780 P.O. Box 22004, El Cajon, CA 92022- Trustee under and pursuant to Deed of a state or federal savings and loan or a cashier’s check drawn by a state 714-573-1965 www.priorityposting. 9004 Dated: April 13, 2011. (R-377879 Trust Recorded 09/17/2004, Book N/A, association, or savings association, or or federal savings and loan association, com NDex West, LLC as Trustee Dated: 04/22/11, 04/29/11, 05/06/11) Page N/A, Instrument 2004-0208911 savings bank specified in section 5102 savings association, or savings bank 4/18/2011 NDex West, LLC may be 04/22/2011, 04/29/2011, 05/06/2011 of official records in the Office of the of the Financial Code and authorized specified in section 5102 of the acting as a debt collector attempting ------Recorder of Fresno County, California, to do business in this state will be Financial Code and authorized to do to collect a debt. Any information executed by: Kao Vang and Bao Moua, held by the duly appointed trustee. business in this state. Sale will be held obtained will be used for that purpose. Trustee Sale No.: 20110169800169 husband and wife as joint tenants, as The sale will be made, but without by the duly appointed trustee as shown P822198 4/22, 4/29, 05/06/2011 Title Order No.: 692637 FHA/VA/ Trustor, Washington Mutual Bank,FA, covenant or warranty, expressed or below, of all right, title, and interest 04/22/2011, 04/29/2011, 05/06/2011 PMI No.: NOTICE OF TRUSTEE’S as Beneficiary, will sell at public implied, regarding title, possession, or conveyed to and now held by the trustee ------SALE YOU ARE IN DEFAULT auction sale to the highest bidder for encumbrances, to pay the remaining in the hereinafter described property UNDER A DEED OF TRUST, DATED cash, cashier’s check drawn by a state principal sum of the note(s) secured under and pursuant to the Deed of Trust. NOTICE OF TRUSTEE’S SALE 2/21/2006. UNLESS YOU TAKE or national bank, a cashier’s check by the Deed of Trust, with interest The sale will be made, but without T.S No. 1150750-10 APN: 444- ACTION TO PROTECT YOUR drawn by a state or federal credit union, and late charges thereon, as provided covenant or warranty, expressed or 051-05 TRA: 005198 LOAN NO: PROPERTY, IT MAY BE SOLD AT A or a cashier’s check drawn by a state in the note(s), advances, under the implied, regarding title, possession, or Xxxxx4245 REF: Matevosyan, PUBLIC SALE. IF YOU NEED AN or federal savings and loan association, terms of the Deed of Trust, interest encumbrances, to pay the remaining Adrine IMPORTANT NOTICE TO EXPLANATION OF THE NATURE savings association, or savings bank thereon, fees, charges and expenses PROPERTY OWNER: YOU ARE OF THE PROCEEDING AGAINST specified in section 5102 of the of the Trustee for the total amount (at IN DEFAULT UNDER A DEED OF YOU, YOU SHOULD CONTACT A Financial Code and authorized to do the time of the initial publication of the Continued | Next Page FRIDAY, MAY 6, 2011 www.thebusinessjournal.com Public Notices 21 trustee sales do business in this state. The sale will but without covenant or warranty, shown herein. Said sale will be made, AVENUE, FRESNO, CA At the time be held by the duly appointed trustee expressed or implied, regarding title, but without covenant or warranty, of the initial publication of this notice, Continued | From 20 as shown below, of all right, title, and possession, or encumbrances, to pay expressed or implied, regarding title, the total amount of the unpaid balance interest conveyed to and now held by the remaining principal sum of the possession, or encumbrances, to pay of the obligation secured by the above principal sum of the note(s) secured the trustee in the hereinafter described note(s) secured by the Deed of Trust, the remaining principal sum of the described Deed of Trust and estimated by the Deed of Trust, interest thereon, property under and pursuant to the interest thereon, estimated fees, note(s) secured by said Deed of Trust, costs, expenses, and advances is estimated fees, charges and expenses Deed of Trust. The sale will be made, charges and expenses of the Trustee with interest thereon, as provided in $251,414.13. It is possible that at of the Trustee for the total amount (at but without covenant or warranty, for the total amount (at the time of the said note(s), advances, under the terms the time of sale the opening bid may the time of the initial publication of the expressed or implied, regarding title, initial publication of the Notice of Sale) of said Deed of Trust, fees, charges and be less than the total indebtedness Notice of Sale) reasonably estimated possession, or encumbrances, to pay reasonably estimated to be set forth expenses of the Trustee and of the trusts due. BAC Home Loan Servicing LP, to be set forth below. The amount may the remaining principal sum of the below. The amount may be greater on created by said Deed of Trust. The has obtained from the Commissioner be greater on the day of sale. Place note(s) secured by the Deed of Trust, the day of sale. Place of Sale: AT THE total amount of the unpaid balance of of Corporations a final order of of Sale: At the Van Ness Avenue exit interest thereon, estimated fees, VAN NESS AVENUE EXIT FROM the obligation secured by the property exemption pursuant to California civil from the County Courthouse, 1100 Van charges and expenses of the Trustee THE COUNTY COURTHOUSE, 1100 to be sold and reasonable estimated code section 2923.53 that is current and Ness, Fresno, CA Legal Description: for the total amount (at the time of the VAN NESS, FRESNO, CALIFORNIA costs, expenses and advances at the valid on the date the accompanying As more fully described in said Deed initial publication of the Notice of Sale) Amount of unpaid balance and other time of the initial publication of the Notice of Sale is filed. If the Trustee of Trust Amount of unpaid balance and reasonably estimated to be set forth charges: $152,724.41 (estimated) Street Notice of Sale is $235,734.15. The is unable to convey title for any other charges: $271,135.68 (estimated) below. The amount may be greater on address and other common designation beneficiary under said Deed of Trust reason, the successful bidder’s sole and Street address and other common the day of sale. Place of Sale: AT THE of the real property purported as: 2503 heretofore executed and delivered to exclusive remedy shall be the return designation of the real property: 4386 VAN NESS AVENUE EXIT FROM SOUTH ROSE AVENUE , FRESNO, the undersigned a written Declaration of monies paid to the Trustee and the N Gearhart Ave Fresno, CA 93726 APN THE COUNTY COURTHOUSE, 1100 CA 93706 APN Number: 479-183-01 of Default and Demand for Sale, and a successful bidder shall have no further Number: 428-202-16 The undersigned VAN NESS, FRESNO, CALIFORNIA The undersigned Trustee disclaims written Notice of Default and Election recourse. If the sale is set aside for any Trustee disclaims any liability for any Amount of unpaid balance and other any liability for any incorrectness of to Sell. The undersigned caused said reason, the Purchaser at the sale shall be incorrectness of the street address charges: $162,941.64(estimated) the street address and other common Notice of Default and Election to sell entitled only to a return of the monies and other common designation, if Street address and other common designation, if any, shown herein. The to be recorded in the County where the paid. The Purchaser shall have no any, shown herein. The property designation of the real property property heretofore described is being real property is located. For Trustee further recourse against the Mortgagor, heretofore described is being sold “as purported as: 1004 EAST CLINTON sold “as is”. Regarding the property that Sale Information Please Call: Priority the Mortgagee or the Mortgagee’s is”. In compliance with California AVENUE , FRESNO, CA 93704 APN is the subject of this notice of sale, the Posting & Publishing 17501 Irvine attorney. Date: April 19, 2011 T.D. Civil Code 2923.5(c) the mortgagee, Number: 444-081-31 The undersigned undersigned, as mortgage loan servicer Blvd., Suite One Tustin, CA 92780 SERVICE COMPANY as said Trustee, trustee, beneficiary, or authorized Trustee disclaims any liability for any or as authorized agent for the mortgage 714-573-1965 www.priorityposting. T.D. Service Company Agent for the agent declares: that it has contacted incorrectness of the street address and loan servicer declares that: (1) it has com NDex West, LLC as Trustee Dated: Trustee and as Authorized Agent for the the borrower(s) to assess their financial other common designation, if any, not obtained from the Commissioner a 4/19/2011 NDex West, LLC may be Beneficiary MARLENE CLEGHORN, situation and to explore options to shown herein. The property heretofore final or temporary order of exemption acting as a debt collector attempting ASSISTANT SECRETARY T.D. avoid foreclosure; or that it has made described is being sold “as is”. DATE: pursuant to Civil Code section 2923.53 to collect a debt. Any information SERVICE COMPANY 1820 E. efforts to contact the borrower(s) to 04-18-2011 FOR TRUSTEE’S SALES that was current and valid on the date obtained will be used for that purpose. FIRST ST., SUITE 210, P.O. BOX assess their financial situation and to INFORMATION, PLEASE CALL 714- the notice of sale was recorded; and, P826383 4/22, 4/29, 05/06/2011 11988 SANTA ANA, CA 92711-1988 explore options to avoid foreclosure 573-1965 OR VISIT WEBSITE: www. (2) the time frame for giving a notice 04/22/2011, 04/29/2011, 05/06/2011 We are assisting the Beneficiary to by one of the following methods: by priorityposting.com PLM LENDER of sale specified in Civil Code Section ------collect a debt and any information we telephone; by United States mail; either SERVICES, INC., AS TRUSTEE PLM 2923.52 subdivision (a) does apply to obtain will be used for that purpose 1st class or certified; by overnight LENDER SERVICES, INC., AGENT this notice of sale and said time frame NOTICE OF TRUSTEE’S SALE T.S. whether received orally or in writing. delivery; by personal delivery; by FOR OR AS SERVICING AGENT has elapsed. DATE: 04-18-2011 FOR No: A386391 CA Unit Code: A Loan If available, the expected opening bid e-mail; by face to face meeting. 46 N. Second Street Campbell, CA TRUSTEE’S SALES INFORMATION, No: 23059787/CHHANG AP #1: 455- and/or postponement information may Date: 04/19/2011 CALIFORNIA 95008 (408)-370-4030 ELIZABETH PLEASE CALL (714) 573-1965, 273-11 T.D. SERVICE COMPANY, be obtained by calling the following RECONVEYANCE COMPANY, GODBEY, VICE PRESIDENT PLM OR VISIT WEBSITE: www. as duly appointed Trustee under the telephone number(s) on the day before as Trustee Derek Wear-Renee, LENDER SERVICES, INC., IS A priorityposting.com PLM LENDER following described Deed of Trust the sale: (714) 480-5690 or you may Assistant Secretary CALIFORNIA DEBT COLLECTOR ATTEMPTING SERVICES, INC., AS TRUSTEE PLM WILL SELL AT PUBLIC AUCTION access sales information at www. RECONVEYANCE COMPANY IS A TO COLLECT A DEBT. ANY LENDER SERVICES, INC., AGENT TO THE HIGHEST BIDDER FOR tacforeclosures.com. TAC# 934075 DEBT COLLECTOR ATTEMPTING INFORMATION OBTAINED WILL FOR OR AS SERVICING AGENT CASH (in the forms which are lawful PUB: 04/22/11, 04/29/11, 05/06/11 TO COLLECT A DEBT. ANY BE USED FOR THAT PURPOSE. 46 N. Second Street Campbell, CA tender in the United States) and/or the THIS NEW NOTICE SUPERSEDES INFORMATION OBTAINED WILL P826391 4/22, 4/29, 05/06/2011 95008 (408)-370-4030 ELIZABETH cashier’s, certified or other checks AND REPLACES ANY PREVIOUS BE USED FOR THAT PURPOSE. 04/22/2011, 04/29/2011, 05/06/2011 GODBEY, VICE PRESIDENT PLM specified in Civil Code Section 2924h NOTICE OF TRUSTEE’S SALE YOU California Reconveyance Company ------LENDER SERVICES, INC. IS A (payable in full at the time of sale to MAY HAVE RECEIVED UNDER T.S. 9200 Oakdale Avenue Mail Stop: CA2- DEBT COLLECTOR ATTEMPTING T.D. Service Company) all right, title # A386391 4379 Chatsworth, CA 91311 800-892- Trustee Sale No. 812-059424 Loan TO COLLECT A DEBT. ANY and interest conveyed to and now 04/22/2011, 04/29/2011, 05/06/2011 6902 For Sales Information: (714) No. 0290064684 Title Order No. INFORMATION OBTAINED WILL held by it under said Deed of Trust ------730-2727 or www.lpsasap.com (714) 4543051 NOTICE OF TRUSTEE’S BE USED FOR THAT PURPOSE. in the property hereinafter described: 573-1965 or www.priorityposting.com SALE YOU ARE IN DEFAULT P826192 4/22, 4/29, 05/06/2011 Trustor: SOPHATH CHHANG, NOTICE OF TRUSTEE’S P826035 4/22, 4/29, 05/06/2011 UNDER A DEED OF TRUST DATED 04/22/2011, 04/29/2011, 05/06/2011 HOEUN TEK Recorded May 20, SALE File No. 7717.21104 Title 04/22/2011, 04/29/2011, 05/06/2011 12-18-2006. UNLESS YOU TAKE ------2005 as Instr. No. 2005-0112836 Order No. 4940407 MIN No. ------ACTION TO PROTECT YOUR in Book --- Page --- of Official 100033309110161977 APN 427- PROPERTY, IT MAY BE SOLD AT Trustee Sale No.: 20090187413356 Records in the office of the Recorder 320-21-S YOU ARE IN DEFAULT Trustee Sale No. 805-059748 Loan No. A PUBLIC SALE. IF YOU NEED AN Title Order No.: 20963858 FHA/VA/ of FRESNO County; CALIFORNIA , UNDER A DEED OF TRUST, DATED 502913709 Title Order No. 4731272 EXPLANATION OF THE NATURE PMI No.: 3878497806 NOTICE OF pursuant to the Notice of Default and 11/02/06. UNLESS YOU TAKE NOTICE OF TRUSTEE’S SALE OF THE PROCEEDINGS AGAINST TRUSTEE’S SALE YOU ARE Election to Sell thereunder recorded ACTION TO PROTECT YOUR YOU ARE IN DEFAULT UNDER YOU, YOU SHOULD CONTACT A IN DEFAULT UNDER A DEED OF April 22, 2009 as Instr. No. 09-54192 PROPERTY, IT MAY BE SOLD AT A DEED OF TRUST DATED 04- LAWYER. On 05-12-2011 at 10:30 TRUST, DATED 10/12/2007. UNLESS in Book --- Page --- of Official A PUBLIC SALE. IF YOU NEED AN 02-2010. UNLESS YOU TAKE AM, PLM LENDER SERVICES, INC. YOU TAKE ACTION TO PROTECT Records in the office of the Recorder EXPLANATION OF THE NATURE ACTION TO PROTECT YOUR as the duly appointed Trustee under and YOUR PROPERTY, IT MAY BE of FRESNO County CALIFORNIA. OF THE PROCEEDING AGAINST PROPERTY, IT MAY BE SOLD AT pursuant to Deed of Trust Recorded SOLD AT A PUBLIC SALE. IF YOU YOU ARE IN DEFAULT UNDER YOU, YOU SHOULD CONTACT A A PUBLIC SALE. IF YOU NEED AN 12-22-2006, Instrument 2006-0268024 NEED AN EXPLANATION OF THE A DEED OF TRUST DATED MAY LAWYER. A public auction sale to the EXPLANATION OF THE NATURE of official records in the Office of NATURE OF THE PROCEEDING 6, 2005. UNLESS YOU TAKE highest bidder for cash, cashier’s check OF THE PROCEEDINGS AGAINST the Recorder of FRESNO County, AGAINST YOU, YOU SHOULD ACTION TO PROTECT YOUR drawn on a state or national bank, YOU, YOU SHOULD CONTACT A California, executed by: ALVIN CONTACT A LAWYER. NDex West, PROPERTY, IT MAY BE SOLD AT A check drawn by state or federal credit LAWYER. On 05-12-2011 at 10:30 MCDOWELL, A MARRIED MAN, LLC, as duly appointed Trustee under PUBLIC SALE. IF YOU NEED AN union, or a check drawn by a state or AM, PLM LENDER SERVICES, AS HIS SOLE AND SEPARATE and pursuant to Deed of Trust Recorded EXPLANATION OF THE NATURE federal savings and loan association, INC. as the duly appointed Trustee PROPERTY, as Trustor, ‘’MERS’’ on 10/31/2007 as Instrument No. 2007- OF THE PROCEEDING AGAINST or savings association, or savings bank under and pursuant to Deed of Trust MORTGAGE ELECTRONIC 0199699 of official records in the office YOU, YOU SHOULD CONTACT specified in §5102 to the Financial code Recorded 04-08-2010, Instrument REGISTRATION SYSTEMS, of the County Recorder of Fresno A LAWYER. 5279 EAST HEDGES and authorized to do business in this 2010-0045665 of official records in INC., AS NOMINEE FOR AEGIS County, State of California. Executed AVENUE, FRESNO, CA 93727 “(If state, will be held by duly appointed the Office of the Recorder of FRESNO WHOLESALE CORPORATION, as By: Adrianus William Schabbing, a street address or common designation trustee. The sale will be made, County, California, executed by: Beneficiary will sell at public auction will sell at public auction to highest of property is shown above, no warranty but without covenant or warranty, DEBY DIMARCO, AN UNMARRIED the trustor’s interest in the property bidder for cash, cashier’s check/cash is given as to its completeness or expressed or implied, regarding WOMAN, as Trustor, ‘’MERS’’ described below, to the highest bidder equivalent or other form of payment correctness).” Said Sale of property title, possession, or encumbrances, MORTGAGE ELECTRONIC for cash, cashier’s check drawn by authorized by 2924h(b), (payable at will be made in “as is” condition to satisfy the obligation secured by REGISTRATION SYSTEMS, INC., a state or national bank, a cashier’s time of sale in lawful money of the without covenant or warranty, express said Deed of Trust. The undersigned AS NOMINEE FOR MID VALLEY check drawn by a state or federal credit United States). Date of Sale: 5/12/2011 or implied, regarding title possession, Trustee disclaims any liability for any FINANCIAL SERVICES, as union, or a cashier’s check drawn by Time of Sale: 10:30 AM Place of Sale: or encumbrances, to pay the remaining incorrectness of the property address Beneficiary, will sell at public auction a state or federal savings and loan At the Van Ness Avenue exit from the principal sum of the note(s) secured or other common designation, if any, the trustor’s interest in the property association, savings association, or County Courthouse, 1100 Van Ness, by said Deed of Trust, with interest shown herein. Trustor(s): Christine described below, to the highest bidder savings bank specified in section 5102 Fresno, CA Street Address and other as in said note provided, advances, if Johnson, a married woman Recorded: for cash, cashier’s check drawn by of the Financial Code and authorized to common designation, if any, of the real any, under the terms of said Deed of 11/09/06, as Instrument No. 2006- a state or national bank, a cashier’s do business in this state. The sale will property described above is purported Trust, fees, charges and expenses of 0239533,of Official Records of Fresno check drawn by a state or federal credit be held by the duly appointed trustee to be: 4875 E Mckinley Ave #105, the Trustee and of the trusts created County, California. Date of Sale: union, or a cashier’s check drawn by as shown below, of all right, title, and Fresno, CA 93703 APN#: 494-321- by said Deed of Trust. Said sale will 05/13/11 at 10:30 AM Place of Sale: a state or federal savings and loan interest conveyed to and now held by 05 FKA 494-160-16 The undersigned be held on: MAY 12, 2011, AT 10:00 At the Van Ness Avenue exit from the association, savings association, or the trustee in the hereinafter described Trustee disclaims any liability for any A.M. *AT THE WEST ENTRANCE County Courthouse, 1100 Van Ness,, savings bank specified in section 5102 property under and pursuant to the incorrectness of the street address and TO THE COUNTY COURTHOUSE Fresno, CA The purported property of the Financial Code and authorized to Deed of Trust. The sale will be made, other common designation, if any, BREEZEWAY, 1100 VAN NESS address is: 4909 North 7th Street 22 Public Notices www.thebusinessjournal.com FRIDAY, MAY 6, 2011

T rUSTEE sales of the obligation secured by the above implied, regarding title, possession, or advances, under the terms of said Deed implied, regarding title, possession, or described Deed of Trust and estimated encumbrances, to pay the remaining of Trust, fees, charges and expenses of encumbrances, to pay the remaining Continued | From 21 costs, expenses, and advances is principal sum of the note(s) secured the Trustee and of the trusts created by principal sum of the note(s) secured $110,342.71. It is possible that at the by said Deed of Trust, with interest said Deed of Trust. The total amount by said Deed of Trust, with interest Unit U, Fresno, CA 93726 Assessors time of sale the opening bid may be thereon, as provided in said note(s), of the unpaid balance of the obligation thereon, as provided in said note(s), Parcel No. 427-320-21-S The total less than the total indebtedness due. advances, under the terms of said Deed secured by the property to be sold and advances, under the terms of said Deed amount of the unpaid balance of the Pursuant to California Civil Code of Trust, fees, charges and expenses of reason­able estimated costs, expenses of Trust, fees, charges and expenses of obligation secured by the property to _2923.54 the undersigned, on behalf the Trustee and of the trusts created by and advances at the time of the initial the Trustee and of the trusts created by be sold and reasonable estimated costs, of the beneficiary, loan servicer or said Deed of Trust. The total amount publication of the Notice of Sale is said Deed of Trust. The total amount expenses and advances at the time of authorized agent, declares as follows: of the unpaid balance of the obligation $351,619.39. The beneficiary under of the unpaid balance of the obligation the initial publication of the Notice of The mortgage loan servicer has secured by the property to be sold and said Deed of Trust heretofore executed secured by the property to be sold and Sale is $135,303.08. If the sale is set obtained from the Commissioner of a reason­able estimated costs, expenses and delivered to the undersigned a reasonable estimated costs, expenses aside for any reason, the purchaser final or temporary order of exemption and advances at the time of the initial written Declaration of Default and and advances at the time of the initial at the sale shall be entitled only to a pursuant to Section 2923.53 that is publication of the Notice of Sale is Demand for Sale, and a written Notice publication of the Notice of Sale is return of the deposit paid, plus interest. current and valid on the date the notice $197,273.38. The beneficiary under of Default and Election to Sell. The $161,287.40. The beneficiary under The purchaser shall have no further of sale is recorded. The timeframe said Deed of Trust heretofore executed undersigned caused said Notice of said Deed of Trust heretofore executed recourse against the beneficiary, the for giving notice of sale specified in and delivered to the undersigned a Default and Election to Sell to be and delivered to the undersigned a Trustor or the trustee. Date: April subdivision (a) of Section 2923.52 does written Declaration of Default and recorded in the County where the real written Declaration of Default and 19, 2011 NORTHWEST TRUSTEE not apply pursuant to Section 2923.52. Demand for Sale, and a written Notice property is located. If the sale is set Demand for Sale, and a written Notice SERVICES, INC., as Trustee Victoria If the Trustee is unable to convey of Default and Election to Sell. The aside for any reason, the Purchaser at of Default and Election to Sell. The Gutierrez, Authorized Signatory 1241 title for any reason, the successful undersigned caused said Notice of the sale shall be entitled only to a return undersigned caused said Notice of E. Dyer Road, Suite 250, Santa Ana, CA bidder’s sole and exclusive remedy Default and Election to Sell to be of the deposit paid. The Purchaser Default and Election to Sell to be 92705 Sale Info website: www.USA- shall be the return of monies paid to recorded in the county where the real shall have no further recourse against recorded in the county where the real Foreclosure.com Automated Sales the Trustee and the successful bidder property is located. FOR TRUSTEE the Mortgagor, the Mortgagee or the property is located. FOR TRUSTEE Line: 714-277-4845 Reinstatement and shall have no further recourse. If the SALE INFORMA­TION PLEASE Mortgagee’s Trustee. The beneficiary SALE INFORMATION PLEASE Pay-Off Requests: (866) 387-NWTS sale is set aside for any reason, the CALL: NATIONWIDE POST­ or servicing agent declares that it has CALL: NATIONWIDE POSTING THIS OFFICE IS ATTEMPTING Purchaser at the sale shall be entitled ING & PUBLICATION, INC. 5005 obtained from the Com­missioner of & PUBLICATION, INC. 5005 TO COLLECT A DEBT AND ANY only to a return of the monies paid. WINDPLAY DRIVE, SUITE 1, EL Corporations a final or temporary order WINDPLAY DRIVE, SUITE 1, EL INFORMATION OBTAINED WILL The Purchaser shall have no further DORADO HILLS, CA 95762-9334 916- of exemption pursuant to California DORADO HILLS, CA 95762-9334 916- BE USED FOR THAT PURPOSE FEI# recourse against the Mortgagor, the 939-0772, www.nationwideposting. Civil Code Section 2923.53 that is 939-0772, www.nationwideposting. 1002.190879 04/22, 04/29, 05/06/2011 Mortgagee or the Mortgagee’s attorney. com NDEx West L.L.C. MAY BE current and valid on the date the Notice com NDEx West L.L.C. MAY BE 04/22/2011, 04/29/2011, 05/06/2011 Date: April 25, 2011 T.D. SERVICE ACTING AS A DEBT COL­LECTOR of Sale is filed and/or The timeframe ACTING AS A DEBT COL­LECTOR ------COMPANY as said Trustee, T.D. ATTEMPTING TO COLLECT for giving Notice of Sale specified in ATTEMPTING TO COLLECT Service Company Agent for the Trustee A DEBT. ANY INFORMATION subdivision (s) of California Civil Code A DEBT. ANY INFORMATION NOTICE OF TRUSTEE’S SALE T.S. and as Authorized Agent for the OBTAINED WILL BE USED Section 2923.52 applies and has been OBTAINED WILL BE USED No: A521537 CA Unit Code: A Loan Beneficiary MARLENE CLEGHORN, FOR THAT PURPOSE. NDEx provided or the loan is exempt from FOR THAT PURPOSE. NDEx No: 11000278/COVARRUBIAS Min ASSISTANT SECRETARY T.D. West, L.L.C. as Trustee, BY: Ric the requirements. Date: 04/28/11, First West, L.L.C. as Trustee, BY: Ric No: 100025440003621288 AP #1: 472- SERVICE COMPANY 1820 E. Juarez Dated: 04/22/11 NPP0180263 American Title Insurance Company Juarez Dated: 04/22/11 NPP0179989 330-16 T.D. SERVICE COMPANY, FIRST ST., SUITE 210, P.O. BOX 04/29/11, 05/06/11, 05/13/11 First American Trustee Servicing 04/29/11, 05/06/11, 05/13/11 as duly appointed Trustee under the 11988 SANTA ANA, CA 92711-1988 04/29/2011, 05/06/2011, 05/13/2011 Solutions, LLC 3 First American 04/29/2011, 05/06/2011, 05/13/2011 following described Deed of Trust We are assisting the Beneficiary to ------Way, Santa Ana, CA 92707 Original ------WILL SELL AT PUBLIC AUCTION collect a debt and any information we document signed by Authorized TO THE HIGHEST BIDDER FOR obtain will be used for that purpose NOTICE OF TRUSTEE’S SALE TSG Agent, Chet Sconyers -- FOR T.S. No. 10-3355-55 Loan No. CASH (in the forms which are lawful whether received orally or in writing. No.: 5025704 TS No.: CA1100224045 TRUSTEE’S SALE INFORMATION 1010872529 NOTICE OF TRUSTEE’S tender in the United States) and/or the If available, the expected opening bid FHA/VA/PMI No.: APN:071-044- PLEASE CALL (916) 939-0772. SALE YOU ARE IN DEFAULT cashier’s, certified or other checks and/or postponement information may 12-S YOU ARE IN DEFAULT First American Trustee Servicing UNDER A DEED OF TRUST DATED specified in Civil Code Section 2924h be obtained by calling the following UNDER A DEED OF TRUST, DATED Solutions, LLC May be Acting as a 12/28/2007. UNLESS YOU TAKE (payable in full at the time of sale to telephone number(s) on the day before 08/04/05. UNLESS YOU TAKE Debt Collector Attempting to Collect ACTION TO PROTECT YOUR T.D. Service Company) all right, title the sale: (714) 480-5690 or you may ACTION TO PROTECT YOUR a Debt. Any Information obtained may PROPERTY, IT MAY BE SOLD AT A and interest conveyed to and now held access sales information at www. PROP­ERTY, IT MAY BE SOLD AT A be used for that purpose. NPP0180039 PUBLIC SALE. IF YOU NEED AN by it under said Deed of Trust in the tacforeclosures.com. TAC# 933908 PUBLIC SALE. IF YOU NEED AN 04/29/11, 05/06/11, 05/13/11 EXPLANATION OF THE NATURE property hereinafter described: Trustor: PUB: 04/29/11, 05/06/11, 05/13/11 EXPLANATION OF THE NATURE 04/29/2011, 05/06/2011, 05/13/2011 OF THE PROCEEDING AGAINST RICARDO COVARRUBIAS Recorded 04/29/2011, 05/06/2011, 05/13/2011 OF THE PROCEEDING AGAINST ------YOU, YOU SHOULD CONTACT A January 31, 2007 as Instr. No. 2007------YOU, YOU SHOULD CONTACT LAWYER. A public auction sale to the 0020555 in Book --- Page --- of Official A LAWYER. On May 19, 2011 at NOTICE OF TRUSTEE’S SALE highest bidder for cash, cashier’s check Records in the office of the Recorder NOTICE OF TRUSTEE’S SALE 10:00 AM, First American Trustee Trustee Sale No.: 20100169814581 drawn on a state or national bank, check of FRESNO County; CALIFORNIA Trustee Sale No.: 20090182301749 Servicing Solu­tions, LLC, as duly Title Order No.: 657811 FHA/VA/ drawn by a state or federal credit union, and re-recorded September 11, 2007 Title Order No.: 09-8-436628A FHA/ appointed Trustee under and pursuant PMI No.: 66160971 YOU ARE IN or a check drawn by a state or federal as Instr. No. 2007-0168839 in Book VA/PMI No.: YOU ARE IN DEFAULT to Deed of Trust recorded 08/11/05, as DEFAULT UNDER A DEED OF savings and loan association, or savings --- Page , pursuant to the Notice of UNDER A DEED OF TRUST, DATED Instrument No. 2005-0182749, in book TRUST, DATED 11/21/06. UNLESS association, or savings bank specified Default and Election to Sell thereunder 05/08/06. UNLESS YOU TAKE , page , of Official Records in the Office YOU TAKE ACTION TO PROTECT in Section 5102 of the Financial Code recorded January 27, 2011 as Instr. No. ACTION TO PROTECT YOUR of the County Recorder of FRESNO YOUR PROP­ERTY, IT MAY BE and authorized to do business in this 11-13605 in Book --- Page --- of Official PROPERTY, IT MAY BE SOLD AT A County, State of California. Executed SOLD AT A PUBLIC SALE. IF YOU state will be held by the duly appointed Records in the office of the Recorder of PUBLIC SALE. IF YOU NEED AN by: CHRISTOPHER E. TAYLOR NEED AN EXPLANATION OF THE trustee as shown below, of all right, FRESNO County CALIFORNIA. YOU EXPLANATION OF THE NATURE AND MICHELE D. TAYLOR, NATURE OF THE PROCEEDING title, and interest conveyed to and now ARE IN DEFAULT UNDER A DEED OF THE PROCEEDING AGAINST HUSBAND AND WIFE,. WILL SELL AGAINST YOU, YOU SHOULD held by the trustee in the hereinafter OF TRUST DATED JANUARY 29, YOU, YOU SHOULD CONTACT A AT PUBLIC AUCTION TO HIGHEST CONTACT A LAWYER. NDEx described property under and pursuant 2007. UNLESS YOU TAKE ACTION LAWYER. NDEx West, LLC, as duly BIDDER FOR CASH, CASHIER’S West, LLC, as duly appointed to a Deed of Trust described below. TO PROTECT YOUR PROPERTY, IT appointed Trustee under and pursuant CHECK/CASH EQUIVALENT or Trustee under and pursuant to Deed The sale will be made, but without MAY BE SOLD AT A PUBLIC SALE. to Deed of Trust Recorded on 05/09/06, other form of payment authorized by of Trust Recorded on 11/29/06, as covenant or warranty, expressed or IF YOU NEED AN EXPLANATION as Instrument No. 2006-0097458 of 2924h(b), (Payable at time of sale in Instrument No. 2006-0249827 of implied, regarding title, possession, or OF THE NATURE OF THE official records in the office of the lawful money of the United States) official records in the office of the encumbrances, to pay the remaining PROCEEDING AGAINST YOU, YOU County Recorder of FRESNO County, At the Van Ness Avenue exit from County Recorder of FRESNO County, principal sum of the note(s) secured SHOULD CONTACT A LAWYER. State of California. EXECUTED the County Courthouse at 1100 State of California. EXECUTED BY: by the Deed of Trust, with interest 1190 SOUTH WINERY AVENUE BY: GUADALUPE GARCIA AND Van Ness Avenue, Fresno, CA.. All RICHARD COLE AND DELICIA and late charges thereon, as provided #289, FRESNO, CA 93702 “(If a street MICHAEL RUELAS, WILL SELL right, title and interest conveyed to R. COLE, WILL SELL AT PUBLIC in the note(s), advances, under the address or common designation of AT PUBLIC AUCTION TO HIGHEST and now held by it under said Deed AUCTION TO HIGHEST BIDDER terms of the Deed of Trust, interest property is shown above, no warranty BIDDER FOR CASH, CASHIER’S of Trust in the property situated in FOR CASH, CASHIER’S CHECK/ thereon, fees, charges and expenses is given as to its completeness or CHECK/CASH EQUIVALENT or said County and State described as: CASH EQUIVA­LENT or other form of the Trustee for the total amount (at correctness).” Said Sale of property other form of payment authorized AS MORE FULLY DESCRIBED IN of payment authorized by 2924h(b), the time of the initial publication of the will be made in “as is” condition by 2924h(b), (payable at time of THE ABOVE MENTIONED DEED (payable at time of sale in lawful Notice of Sale) reasonably estimated without covenant or warranty, express sale in lawful money of the United OF TRUST APN# 071-044-12-S. money of the United States) DATE to be set forth below. The amount or implied, regarding title possession, States) DATE OF SALE: May The street address and other common OF SALE: May 19, 2011 TIME OF may be greater on the day of sale. or encumbrances, to pay the remaining 19, 2011 TIME OF SALE: 10:00 designation, if any, of the real property SALE: 10:00 AM PLACE OF SALE: Trustor: Angel Ortiz and Norma Ortiz, principal sum of the note(s) secured AM PLACE OF SALE: At the Van described above is purported to be: At the Van Ness Avenue exit from husband and wife as joint tenants Duly by said Deed of Trust, with interest Ness Avenue exit from the County 1503 NORTH CALIFORNIA the County Courthouse at 1100 Van Appointed Trustee: The Wolf Firm, A as in said note provided, advances, if Courthouse at 1100 Van Ness Avenue, STREET, COALINGA, CA 93210. Ness Avenue, Fresno, CA. STREET Law Corporation Recorded 01/04/2008 any, under the terms of said Deed of Fresno, CA. STREET ADDRESS and The undersigned Trustee disclaims ADDRESS and other common as Instrument No. 2008-0000813 of Trust, fees, charges and expenses of other common designation, if any, of any liability for any incorrect­ness of designation, if any, of the real property Official Records in the office of the the Trustee and of the trusts created the real property described above is the street address and other common described above is purported to be: Recorder of Fresno County, California, by said Deed of Trust. Said sale will purported to be: 2543 E HOLLAND, designation, if any, shown herein. 912 NORTH THORNE AVENUE, Date of Sale: 5/20/2011 at 10:30 AM be held on: MAY 20, 2011, AT 10:00 FRESNO, CA 93726. APN# 428-112- Said sale will be made, but without FRESNO, CA 93728. APN# 450-231- Place of Sale: At the Van Ness Avenue A.M. *AT THE WEST ENTRANCE 30 The undersigned Trustee disclaims covenant or war­ranty, expressed or 16 The undersigned Trustee dis­claims exit from the County Courthouse, TO THE COUNTY COURTHOUSE any liability for any incorrectness of implied, regarding title, possession, or any liability for any incorrectness of 1100 Van Ness, Fresno, CA Amount BREEZEWAY, 1100 VAN NESS the street address and other common encumbrances, to pay the remaining the street address and other common of unpaid balance and other charges: AVENUE, FRESNO, CA At the time designation, if any, shown herein. principal sum of the note(s) secured designation, if any, shown herein. of the initial publication of this notice, Said sale will be made, but without by said Deed of Trust, with interest Said sale will be made, but without the total amount of the unpaid balance covenant or war­ranty, expressed or thereon, as provided in said note(s), covenant or warranty, expressed or Continued | Next Page FRIDAY, MAY 6, 2011 www.thebusinessjournal.com Public Notices 23

T rUSTEE sales 04/26/2011 NDex West, L.L.C. may be 573-1965 Reinstatement Line: 877- A DEED OF TRUST DATED encumbrances, to pay the remaining acting as a debt collector attempting 576-0472 Date: 04/29/2011 CR Title 06/13/2005. UNLESS YOU TAKE principal sum of the note(s) secured Continued | From 22 to collect a debt. Any information Services, Inc. 1000 Technology Drive ACTION TO PROTECT YOUR by the Deed of Trust, with interest obtained will be used for that purpose. MS 314 O’Fallon, MO 63368 Kimberly PROPERTY, IT MAY BE SOLD AT and late charges thereon, as provided $322,049.10, estimated Street Address P828230 4/29, 5/6, 05/13/2011 Lee, Trustee Specialist Federal Law A PUBLIC SALE. IF YOU NEED AN in the note(s), advances, under the or other common designation of real 04/29/2011, 05/06/2011, 05/13/2011 requires us to notify you that we are EXPLANATION OF THE NATURE terms of the Deed of Trust, interest property: 6642 North Western Avenue ------acting as a debt collector. If you are OF THE PROCEEDING AGAINST thereon, fees, charges and expenses , Fresno, CA 93722 A.P.N.: 506-464- currently in a bankruptcy or have YOU, YOU SHOULD CONTACT A of the Trustee for the total amount (at 05 The undersigned Trustee disclaims T.S. No. T11-73079-CA / APN: 478- received a discharge in bankruptcy as LAWYER. A public auction sale to the time of the initial publication of the any liability for any incorrectness of 261-06 NOTICE OF TRUSTEE’S to this obligation, this communication the highest bidder for cash, cashier’s Notice of Sale) reasonably estimated the street address or other common SALE YOU ARE IN DEFAULT is intended for informational purposes check drawn on a state or national to be set forth below. The amount designation, if any, shown above. If UNDER A DEED OF TRUST DATED only and is not an attempt to collect a bank check drawn by a state or federal may be greater on the day of sale. no street address or other common 03/22/2007. UNLESS YOU TAKE debt in violation of the automatic stay credit union, or a check drawn by BENEFICIARY MAY ELECT TO BID designation is shown, directions to ACTION TO PROTECT YOUR or the discharge injunction. P828313 a state or federal savings and loan LESS THAN THE TOTAL AMOUNT the location of the property may be PROPERTY, IT MAY BE SOLD AT 4/29, 5/6, 05/13/2011 association, or savings association, or DUE. Trustor(s): DARRELL G. BAIN obtained by sending a written request A PUBLIC SALE. IF YOU NEED AN 04/29/2011, 05/06/2011, 05/13/2011 savings bank specified in Section 5102 AND JEAN L. BAIN, HUSBAND to the beneficiary within 10 days of the EXPLANATION OF THE NATURE ------of the Financial Code and authorized AND WIFE AS JOINT TENANTS date of first publication of this Notice OF THE PROCEEDING AGAINST to do business in this state, will be Recorded: 10/29/2007 as Instrument of Sale. Date: 4/29/2011 The YOU, YOU SHOULD CONTACT A Trustee Sale No.: 20100159903891 held by the duly appointed trustee. No. 2007-0197426 in book xxx, page Wolf Firm, A Law Corporation LAWYER. A public auction sale to the Title Order No.: 651815 FHA/VA/ The sale will be made, but without xxx of Official Records in the office 2955 Main Street, 2nd Floor Irvine, highest bidder for cash, cashier’s check PMI No.: 25613324 NOTICE OF covenant or warranty, expressed or of the Recorder of FRESNO County, California 92614 (949) 720-9200 drawn on a state or national bank, check TRUSTEE’S SALE YOU ARE implied, regarding title, possession, or California; Date of Sale: 5/23/2011 at Foreclosure Dept. Fax (949) 608-0130 drawn by a state or federal credit union, IN DEFAULT UNDER A DEED OF encumbrances, to satisfy the obligation 10:30 AM Place of Sale: At the Van Sale Information Only: (714) 573-1965 or a check drawn by a state or federal TRUST, DATED 11/19/2007. UNLESS secured by said Deed of Trust. The Ness Avenue exit from the County Renae C. Murray, Foreclosure Manager savings and loan association, or savings YOU TAKE ACTION TO PROTECT undersigned Trustee disclaims any Courthouse, 1100 Van Ness, Fresno, P827940 4/29, 5/6, 05/13/2011 association, or savings bank specified YOUR PROPERTY, IT MAY BE liability for any incorrectness of the CA 93721 Amount of unpaid balance 04/29/2011, 05/06/2011, 05/13/2011 in section 5102 of the Financial Code SOLD AT A PUBLIC SALE. IF YOU property address or other common and other charges: $220,253.78 The ------and authorized to do business in this NEED AN EXPLANATION OF THE designation, if any, shown herein. purported property address is: 3040 state will be held by the duly appointed NATURE OF THE PROCEEDING TRUSTOR: EILEEN J. MURRAY, CINDY AVENUE CLOVIS, CA 93612 Trustee Sale No.: 20100169814109 trustee as shown below, of all right, AGAINST YOU, YOU SHOULD A WIDOW Recorded 06/24/2005 as Assessor’s Parcel No. 430-591-20 Title Order No.: 640962 FHA/VA/ title, and interest conveyed to and now CONTACT A LAWYER. NDex Instrument No. 2005-0141477 in Book The undersigned Trustee disclaims PMI No.: 9885531 NOTICE OF held by the trustee in the hereinafter West, LLC, as duly appointed Trustee XX, page XX of Official Records in any liability for any incorrectness of TRUSTEE’S SALE YOU ARE described property under and pursuant under and pursuant to Deed of Trust the office of the Recorder of Fresno the property address or other common IN DEFAULT UNDER A DEED OF to a deed of trust described below. Recorded on 11/28/2007 as Instrument County, California, Date of Sale: designation, if any, shown herein. If TRUST, DATED 10/12/2007. UNLESS The sale will be made, but without No. 2007-0212262 of official records 05/24/2011 at 10:30 A.M. Place of no street address or other common YOU TAKE ACTION TO PROTECT covenant or warranty, expressed or in the office of the County Recorder Sale: At the Van Ness Avenue exit from designation is shown, please refer YOUR PROPERTY, IT MAY BE implied, regarding title, possession, or of Fresno County, State of California. the County Courthouse, 1100 Van Ness, to the referenced legal description SOLD AT A PUBLIC SALE. IF YOU encumbrances, to pay the remaining Executed By: Joeanna E Mendez, Fresno, CA 93721 Property Address for property location. In the event NEED AN EXPLANATION OF THE principal sum of the note(s) secured will sell at public auction to highest is purported to be: 4263 NORTH no common address or common NATURE OF THE PROCEEDING by the Deed of Trust, with interest bidder for cash, cashier’s check/cash BABIGIAN AVENUE FRESNO, CA designation of the property is provided AGAINST YOU, YOU SHOULD and late charges thereon, as provided equivalent or other form of payment 93722 APN#: 510-360-03 The total herein directions to the location of the CONTACT A LAWYER. NDex West, in the note(s), advances, under the authorized by 2924h(b), (payable amount secured by said instrument as property may be obtained within 10 LLC, as duly appointed Trustee under terms of the Deed of Trust, interest at time of sale in lawful money of of the time of initial publication of this days of the date of first publication and pursuant to Deed of Trust Recorded thereon, fees, charges and expenses the United States). Date of Sale: notice is $61,146.84, which includes of this Notice of Sale by sending a on 10/18/2007 as Instrument No. 2007- of the Trustee for the total amount (at 05/19/2011 Time of Sale: 10:30 AM the total amount of the unpaid balance written request to Bank of America 0192093 of official records in the office the time of the initial publication of the Place of Sale: At the Van Ness Avenue (including accrued and unpaid interest) 475 Crosspoint Parkway Getzville of the County Recorder of Fresno Notice of Sale) reasonably estimated exit from the County Courthouse, 1100 and reasonable estimated costs, NY 14068. Pursuant to California Van Ness, Fresno, CA. Street Address County, State of California. Executed to be set forth below. The amount may expenses, and advances at the time Civil Code 2923.54 the undersigned, and other common designation, if any, By: William Gene Johnson and Karen be greater on the day of sale. Pursuant of initial publication of this notice. on behalf of the beneficiary, loan of the real property described above is J. Johnson, will sell at public auction to California Civil Code Section Pursuant to California Civil Code servicer or authorized agent, declares purported to be: 5694 West Vartikian to highest bidder for cash, cashier’s 2923.54 the undersigned, on behalf 2923.54 the undersigned, on behalf as follows: [ 1 ] The mortgage loan Avenue, Fresno, California 93722 check/cash equivalent or other form of the beneficiary, loan servicer, or of the beneficiary, loan servicer or servicer has not obtained from the APN#: 506-173-47 The undersigned of payment authorized by 2924h(b), authorized agent, declares as follows: authorized agent, declares as follows: commissioner a final or temporary Trustee disclaims any liability for any (payable at time of sale in lawful money [X] The mortgage loan servicer has [ 1 ] The mortgage loan servicer has order of exemption pursuant to Section incorrectness of the street address and of the United States). Date of Sale: obtained from the commissioner a obtained from the commissioner a 2923.53 that is current and valid on other common designation, if any, 05/19/2011 Time of Sale: 10:30 AM final or temporary order of exemption final or temporary order of exemption the date the notice of sale is filed; [ 2 ] shown herein. Said sale will be made, Place of Sale: At the Van Ness Avenue pursuant to Section 2923.53 that is pursuant to Section 2923.53 that is The timeframe for giving notice of sale but without covenant or warranty, exit from the County Courthouse, 1100 current and valid on the date the notice current and valid on the date the notice specified in subdivision (a) of Section expressed or implied, regarding title, Van Ness, Fresno, CA. Street Address of sale is filed and [X] The timeframe of sale is filed; [ 2 ] The timeframe 2923.52 does not apply pursuant to possession, or encumbrances, to pay and other common designation, if any, for giving notice of sale specified in for giving notice of sale specified in Section 2923.52 or 2923.55 . If the the remaining principal sum of the of the real property described above subdivision (a) of Section 2923.52 does subdivision (a) of Section 2923.52 Trustee is unable to convey title for note(s) secured by said Deed of Trust, is purported to be: 2712 West Mesa not apply pursuant to Section 2923.52 with interest thereon, as provided in does not apply pursuant to Section any reason, the successful bidder’s Avenue, Fresno, California 93711 or 2923.55 Trustor: Anita M Haskins, said note(s), advances, under the terms 2923.52 or 2923.55. Date: 04/28/2011 sole and exclusive remedy shall be the APN#: 406-181-17 The undersigned an unmarried woman Duly Appointed of said Deed of Trust, fees, charges EXECUTIVE TRUSTEE SERVICES, return of monies paid to the Trustee, Trustee disclaims any liability for any Trustee: CR Title Services, Inc. c/o Pite and expenses of the Trustee and of INC 2255 North Ontario Street, Suite and the successful bidder shall have no incorrectness of the street address and Duncan, 4375 Jutland Drive, Suite 200, the trusts created by said Deed of 400 Burbank, CA 91504-3120 Sale further recourse. If the sale is set aside other common designation, if any, San Diego, CA 92117 877-576-0472 Trust. The total amount of the unpaid Line: 714-730-2727 OmarSolorzano, for any reason, the Purchaser at the shown herein. Said sale will be made, Recorded 03/29/2007 as Instrument balance of the obligation secured by TRUSTEE SALE OFFICER ASAP# sale shall be entitled only to a return but without covenant or warranty, No. 2007-0064731 in book , page of the property to be sold and reasonable 3969405 04/29/2011, 05/06/2011, of the deposit paid. The Purchaser expressed or implied, regarding title, Official Records in the office of the estimated costs, expenses and advances 05/13/2011 shall have no further recourse against possession, or encumbrances, to pay Recorder of Fresno County, California, at the time of the initial publication of 04/29/2011, 05/06/2011, 05/13/2011 the Mortgagor, the Mortgagee, or the the remaining principal sum of the Date of Sale:05/23/2011 at 10:30 AM the Notice of Sale is $237,571.84. The ------Mortgagee’s Attorney. Date: Quality note(s) secured by said Deed of Trust, Place of Sale: At the Van Ness Avenue beneficiary under said Deed of Trust Loan Service Corp. 2141 5th Avenue with interest thereon, as provided in exit from the County Courthouse heretofore executed and delivered to NOTICE OF TRUSTEE’S SALE San Diego, CA 92101 619-645-7711 said note(s), advances, under the terms 1100 Van Ness, Fresno, CA. Amount the undersigned a written Declaration TS #: CA-10-403627-VF Order #: For NON SALE information only Sale of said Deed of Trust, fees, charges of unpaid balance and other charges: of Default and Demand for Sale, and a 100703222-CA-GTI YOU ARE IN Line: 714-730-2727 or Login to: www. and expenses of the Trustee and of $112,574.08 Street Address or other written Notice of Default and Election DEFAULT UNDER A DEED OF fidelityasap.com Reinstatement Line: the trusts created by said Deed of common designation of real property: to Sell. The undersigned caused said TRUST DATED 10/18/2007. UNLESS 619-645-7711 Quality Loan Service, Trust. The total amount of the unpaid 2368 South Poppy Avenue Fresno, Notice of Default and Election to sell YOU TAKE ACTION TO PROTECT Corp. If you have previously been balance of the obligation secured by CA 93706 A.P.N.: 478-261-06 Legal to be recorded in the County where the YOUR PROPERTY, IT MAY BE discharged through bankruptcy, you the property to be sold and reasonable Description: As more fully described real property is located. For Trustee SOLD AT A PUBLIC SALE. IF YOU may have been released of personal estimated costs, expenses and advances in said Deed of Trust The undersigned Sale Information Please Call: Priority NEED AN EXPLANATION OF THE liability for this loan in which case this at the time of the initial publication of Trustee disclaims any liability for any Posting & Publishing, Inc. 17501 Irvine NATURE OF THE PROCEEDING letter is intended to exercise the note the Notice of Sale is $403,758.93. The incorrectness of the street address or Blvd., Suite One Tustin, CA 92780 714- AGAINST YOU, YOU SHOULD holders rights’ against the real property beneficiary under said Deed of Trust other common designation, if any, 573-1965 www.priorityposting.com CONTACT A LAWYER. A public only. THIS NOTICE IS SENT FOR heretofore executed and delivered to shown above. If no street address or NDex West, L.L.C. as Trustee Dated: auction sale to the highest bidder for THE PURPOSE OF COLLECTING A the undersigned a written Declaration other common designation is shown, 04/26/2011 NDex West, L.L.C. may be cash, cashier’s check drawn on a state DEBT. THIS FIRM IS ATTEMPTING of Default and Demand for Sale, and a directions to the location of the acting as a debt collector attempting or national bank, check drawn by state TO COLLECT A DEBT ON BEHALF written Notice of Default and Election property may be obtained by sending to collect a debt. Any information or federal credit union, or a check drawn OF THE HOLDER AND OWNER OF to Sell. The undersigned caused said a written request to the beneficiary obtained will be used for that purpose. by a state or federal savings and loan THE NOTE. ANY INFORMATION Notice of Default and Election to sell within 10 days of the date of first P828408 4/29, 5/6, 05/13/2011 association, or savings association, or OBTAINED BY OR PROVIDED TO to be recorded in the County where the publication of this Notice of Sale. 04/29/2011, 05/06/2011, 05/13/2011 savings bank specified in Section 5102 THIS FIRM OR THE CREDITOR real property is located. For Trustee The Trustee shall incur no liability ------to the Financial code and authorized WILL BE USED FOR THAT Sale Information Please Call: Priority for any good faith error in stating the to do business in this state, will PURPOSE. As required by law, you are Posting & Publishing, Inc. 17501 Irvine proper amount of unpaid balances and NOTICE OF TRUSTEE’S SALE be held by duly appointed trustee. hereby notified that a negative credit Blvd., Suite One Tustin, CA 92780 714- charges. For sales information please T.S. No GM-273179-C Loan No The sale will be made, but without 573-1965 www.priorityposting.com contact Priority Posting and Publishing 0582879409 Insurer No. 1698919741 covenant or warranty, expressed or NDex West, L.L.C. as Trustee Dated: at www.priorityposting.com or (714) YOU ARE IN DEFAULT UNDER implied, regarding title, possession, or Continued | Next Page 24 Public Notices www.thebusinessjournal.com FRIDAY, MAY 6, 2011

TRUSTEE SALES NOTICE OF TRUSTEE’S SALE TS OF THE PROCEEDINGS AGAINST EMMA SICAIROS, HUSBAND AND federal credit union, or a cashier’s No. 09-0101721 Title Order No. 09-8- YOU, YOU SHOULD CONTACT A WIFE AS JOINT TENANTS, dated check drawn by a state or federal Continued | From 23 287626 Investor/Insurer No. 115018473 LAWYER. 0n 05/19/11 at 10:30 a.m., 06/24/2005 and recorded 06/30/05, savings and loan association, savings APN No. 494-140-20 YOU ARE IN Aztec Foreclosure Corporation as as Instrument No. 2005-0146991, in association, or savings bank specified report reflecting on your credit record DEFAULT UNDER A DEED OF the duly appointed Trustee under and Book, Page ) of Official Records in in section 5102 of the Financial Code may be submitted to a credit report TRUST, DATED 09/26/2005. UNLESS pursuant to Deed of Trust Recorded the office of the County Recorder of and authorized to do business in this agency if you fail to fulfill the terms YOU TAKE ACTION TO PROTECT on 06/19/06 in Instrument No. 2006- Fresno County, State of California, will state. Sale will be held by the duly of your credit obligations. ASAP# YOUR PROPERTY, IT MAY BE 0126992 of official records in the sell on 05/20/2011 at 10:30AM, At the appointed trustee as shown below, of 3963320 04/29/2011, 05/06/2011, SOLD AT A PUBLIC SALE. IF YOU Office of the Recorder of FRESNO Van Ness Avenue exit from the County all right, title, and interest conveyed 05/13/2011 NEED AN EXPLANATION OF THE County, California, executed by: Courthouse, 1100 Van Ness, Fresno, CA to and now held by the trustee in the 04/29/2011, 05/06/2011, 05/13/2011 NATURE OF THE PROCEEDING Fernando P. Martinez and Ruthrolen 93721 at public auction, to the highest hereinafter described property under ------AGAINST YOU, YOU SHOULD L. Martinez, Husband and Wife, as bidder for cash or check as described and pursuant to the Deed of Trust. CONTACT A LAWYER.” Notice is Trustor, OneWest Bank, FSB, as below, payable in full at time of sale, The sale will be made, but without NOTICE OF TRUSTEE’S SALE hereby given that RECONTRUST Beneficiary, WILL SELL AT PUBLIC all right, title, and interest conveyed to covenant or warranty, expressed or Trustee Sale No. : 20110015000632 COMPANY, N.A., as duly appointed AUCTION TO THE HIGHEST and now held by it under said Deed of implied, regarding title, possession, or Title Order No.: 110050233 FHA/VA/ encumbrances, to pay the remaining trustee pursuant to the Deed of Trust BIDDER FOR CASH (payable at time Trust, in the property situated in said PMI No.: YOU ARE IN DEFAULT principal sum of the note(s) secured executed by CHERYL D MOTOS, A of sale in lawful money of the United County and State and as more fully UNDER A DEED OF TRUST, DATED by the Deed of Trust, interest thereon, MARRIED WOMAN AS HER SOLE States, by cash, a cashier’s check drawn described in the above referenced 11/10/2005. UNLESS YOU TAKE estimated fees, charges and expenses AND SEPARATE PROPERTY, dated by a state or national bank, a check Deed of Trust. The street address and ACTION TO PROTECT YOUR of the Trustee for the total amount 09/26/2005 and recorded 10/05/05, drawn by a state or federal credit union, other common designation, if any, of PROPERTY, IT MAY BE SOLD AT (at the time of the initial publication as Instrument No. 2005-0235411, in or a check drawn by a state or federal the real property described above is A PUBLIC SALE. IF YOU NEED AN of the Notice of Sale) reasonably Book , Page ), of Official Records in savings and loan association, savings purported to be: 926 NORTH THORN EXPLANATION OF THE NATURE estimated to be set forth below. The the office of the County Recorder of association, or savings bank specified AVENUE, FRESNO, CA, 937283044. OF THE PROCEEDING AGAINST amount may be greater on the day of in section 5102 of the Financial Code The undersigned Trustee disclaims YOU, YOU SHOULD CONTACT Fresno County, State of California, will sale. Place of Sale: THE VAN NESS and authorized to do business in this any liability for any incorrectness of A LAWYER. NDEX WEST, LLC, sell on 05/20/2011 at 10:30AM, At the AVENUE EXIT FROM THE COUNTY state), at the Van Ness Avenue exit the street address and other common as duly appointed Trustee under and Van Ness Avenue exit from the County COURTHOUSE, 1100 VAN NESS pursuant to Deed of Trust Recorded on Courthouse, 1100 Van Ness, Fresno, CA from the County Courthouse, 1100 designation, if any, shown herein. The , FRESNO, CA Legal Description: 11/16/2005 as Instrument No. 2005- 93721 at public auction, to the highest Van Ness Avenue, Fresno, CA, all total amount of the unpaid balance PARCEL 1 LOT 70 OF TRACT NO 0270304 of official records in the office bidder for cash or check as described right, title and interest conveyed to with interest thereon of the obligation 5542, IN THE CITY OF CLOVIS, of the County Recorder of FRESNO below, payable in full at time of sale, and now held by it under said Deed of secured by the property to be sold plus COUNTY OF FRESNO, STATE OF County, State of CALIFORNIA. all right, title, and interest conveyed to Trust in the property situated in said reasonable estimated costs, expenses CALIFORNIA, ACCORDING TO EXECUTED BY: BARRY WEBER and now held by it under said Deed of County, California described as: 7668 and advances at the time of the initial THE MAP THEREOF RECORDED AND JANET WEBER, WILL SELL Trust, in the property situated in said NORTH MCCAFFREY AVENUE, publication of the Notice of Sale is IN VOLUME 74, PAGE(S) 63, 64, AT PUBLIC AUCTION TO HIGHEST County and State and as more fully FRESNO, CA 93722 The property $339,967.71. It is possible that at the 65, 66 AND 67 OF PLATS, FRESNO BIDDER FOR CASH, CASHIER’S described in the above referenced Deed heretofore described is being sold “as time of sale the opening bid may be COUNTY RECORDS PARCEL 2 A CHECK/CASH EQUIVALENT or of Trust. The street address and other is”. The undersigned Trustee disclaims less than the total indebtedness due. SIDE YARD EASEMENT OVER THE other form of payment authorized by common designation, if any, of the real any liability for any incorrectness of In addition to cash, the Trustee will EASTERLY 4 FEET OF LOT 71 OF 2924h(b), (payable at time of sale in property described above is purported the street address and other common accept cashier’s checks drawn on a SAID TRACT NO 5542, AS DEFINED lawful money of the United States). to be: 2029 NORTH LAUREEN designation, if any, shown herein. state or national bank, a check drawn IN SECTION 13 4 (D) OF THE DATE OF SALE: 05/19/2011 TIME AVENUE, FRESNO, CA, 93703. Said sale will be made, but without by a state or federal credit union, or DECLARATION OF COVENANTS, OF SALE: 10:30 AM PLACE OF The undersigned Trustee disclaims covenant or warranty, expressed or a check drawn by a state or federal CONDITIONS & RESTRICTIONS SALE: AT THE VAN NESS AVENUE any liability for any incorrectness of implied, regarding title, possession, or savings and loan association, savings FOR THE EUROPEAN EXIT FROM THE COUNTY the street address and other common encumbrances, to pay the remaining association, or savings bank specified COLLECTION AT HARLAN COURTHOUSE, 1100 VAN NESS, designation, if any, shown herein. The principal sum of the note(s) secured in Section 5102 of the Financial Code RANCH, RECORDED SEPTEMBER FRESNO, CA. STREET ADDRESS total amount of the unpaid balance by said Deed of Trust, with interest and authorized to do business in this 14, 2006, AS DOCUMENT NO and other common designation, if any, with interest thereon of the obligation thereon, as provided in said note(s), state. Said sale will be made, in an ‘’AS 2006 0194475, FRESNO COUNTY of the real property described above secured by the property to be sold plus advances, if any, under the terms of the IS’’ condition, but without covenant or OFFICIAL RECORDS, AND is purported to be: 415 W DAYTON reasonable estimated costs, expenses Deed of Trust, estimated fees, charges warranty, express or implied, regarding SUPPLEMENTAL DECLARATION, AVE, FRESNO, CALIFORNIA 93705 and advances at the time of the initial and expenses of the Trustee and of the title, possession or encumbrances, to RECORDED SEPTEMBER 14, APN#: 435-201-04 The undersigned publication of the Notice of Sale is trusts created by said Deed of Trust, to- satisfy the indebtedness secured by said 2006, AS DOCUMENT NO 2006 Trustee disclaims any liability for any $232,851.57. It is possible that at the wit: $416,873.19 (Estimated) Accrued Deed of Trust, advances thereunder, 0194479, FRESNO COUNTY incorrectness of the street address and time of sale the opening bid may be interest and additional advances, if any, with interest as provided, and the OFFICIAL RECORDS Amount of unpaid balance and other charges: other common designation, if any , less than the total indebtedness due. will increase this figure prior to sale. unpaid principal of the Note secured $266,369.92(estimated) Street address shown herein. Said sale will be made, In addition to cash, the Trustee will The beneficiary under said Deed of by said Deed of Trust with interest and other common designation of but without covenant or warranty, accept cashier’s checks drawn on a Trust heretofore executed and delivered thereon as provided in said Note, the real property: 3665 VERMONT expressed or implied, regarding title, state or national bank, a check drawn to the undersigned a written Declaration plus fees, charges and expenses of the LANE CLOVIS, CA 93619 APN possession, or encumbrances, to pay by a state or federal credit union, or of Default and Demand for Sale, and a Trustee and of the trusts created by said Number: 558-171-04 The undersigned the remaining principal sum of the a check drawn by a state or federal written Notice of Default and Election Deed of Trust. DATED: 11/06/2010 Trustee disclaims any liability for any note(s) secured by said Deed of Trust, savings and loan association, savings to Sell. The undersigned caused said RECONTRUST COMPANY, N.A. incorrectness of the street address with interest thereon, as provided in association, or savings bank specified Notice of Default and Election to Sell 1800 Tapo Canyon Rd., CA6-914-01- and other common designation, if said note(s), advances, under the terms in Section 5102 of the Financial Code to be recorded in the county where the 94 SIMI VALLEY, CA 93063 Phone: any, shown herein. The property of said Deed of Trust, fees, charges and authorized to do business in this real property is located and more than (800) 281 8219, Sale Information (626) heretofore described is being sold “as and expenses of the Trustee and of state. Said sale will be made, in an ‘’AS three months have elapsed since such 927-4399 By: Trustee’s Sale Officer is”. In compliance with California the trusts created by said Deed of IS’’ condition, but without covenant or recordation. Requirements of SB1137 RECONTRUST COMPANY, N.A. is Civil Code 2923.5(c) the mortgagee, Trust. The total amount of the unpaid have been met pursuant to the Notice a debt collector attempting to collect a warranty, express or implied, regarding trustee, beneficiary, or authorized balance of the obligation secured by title, possession or encumbrances, to of Sale Declaration of record. DATE: debt. Any information obtained will be agent declares: that it has contacted the property to be sold and reasonable satisfy the indebtedness secured by said 04/21/2011 Robbie Weaver Assistant used for that purpose. ASAP# 3976249 the borrower(s) to assess their financial estimated costs, expenses and advances Deed of Trust, advances thereunder, Secretary & Assistant Vice President 04/29/2011, 05/06/2011, 05/13/2011 situation and to explore options to avoid at the time of the initial publication of with interest as provided, and the Aztec Foreclosure Corporation c/o 04/29/2011, 05/06/2011, 05/13/2011 foreclosure; or that it has made efforts the Notice of Sale is $153,881.64. The unpaid principal of the Note secured 4665 MacArthur Court, Suite 250 ------to contact the borrower(s) to assess beneficiary under said Deed of Trust by said Deed of Trust with interest Newport Beach, CA 92660 Phone: their financial situation and to explore heretofore executed and delivered to thereon as provided in said Note, (800) 731-0850 or (602) 222-5711 Fax: NOTICE OF TRUSTEE’S SALE options to avoid foreclosure by one of the undersigned a written Declaration plus fees, charges and expenses of the (847)627-8803 www, aztectrustee.com Trustee Sale No. 746492CA Loan the following methods: by telephone; of Default and Demand for Sale, and a Trustee and of the trusts created by said For Trustee’s Sale Information Call No. 3011496654 Title Order No. by United States mail; either 1st class written Notice of Default and Election Deed of Trust. DATED: 10/17/2009 714-730-2727 http://www.lpsasap. 110040087-CA-MAI YOU ARE IN or certified; by overnight delivery; by to Sell. The undersigned caused said RECONTRUST COMPANY, N.A. com ASAP# 3975762 04/29/2011, DEFAULT UNDER A DEED OF personal delivery; by e-mail; by face Notice of Default and Election to Sell 1800 Tapo Canyon Rd., CA6-914-01- 05/06/2011, 05/13/2011 TRUST DATED 10-10-2006. UNLESS to face meeting. DATE: 04-28-2011 to be recorded in the county where 94 SIMI VALLEY, CA 93063 Phone: 04/29/2011, 05/06/2011, 05/13/2011 YOU TAKE ACTION TO PROTECT CALIFORNIA RECONVEYANCE the real property is located. FOR (800) 281 8219, Sale Information (626) ------YOUR PROPERTY, IT MAY BE COMPANY, as Trustee By: ZELMA TRUSTEE SALE INFORMATION 927-4399 By: - Trustee’s Sale Officer SOLD AT A PUBLIC SALE. IF YOU THORPES, ASSISTANT SECRETARY PLEASE CALL: AGENCY SALES RECONTRUST COMPANY, N.A. is NOTICE OF TRUSTEE’S SALE NEED AN EXPLANATION OF THE California Reconveyance Company & POSTING 3210 EL CAMINO a debt collector attempting to collect a TS No. 10-0089621 Title Order No. NATURE OF THE PROCEEDINGS 9200 Oakdale Avenue Mail Stop: CA2- REAL, SUITE 200 IRVINE, CA debt. Any information obtained will be 10-8-359152 Investor/Insurer No. AGAINST YOU, YOU SHOULD 4379 Chatsworth, CA 91311 800-892- CONTACT A LAWYER. On 05-20- 92602 714-730-2727 www.lpsasap. used for that purpose. ASAP# 3976132 00108372553 APN No. 45023118 6902 For Sales Information: (714) 2011 at 10:30 AM, CALIFORNIA com NDEx West, L.L.C. as Trustee 04/29/2011, 05/06/2011, 05/13/2011 YOU ARE IN DEFAULT UNDER 730-2727 or www.lpsasap.com (714) RECONVEYANCE COMPANY as Dated: 04/25/2011 NDEx West, L.L.C. 04/29/2011, 05/06/2011, 05/13/2011 A DEED OF TRUST, DATED 573-1965 or www.priorityposting.com the duly appointed Trustee under and 15000 Surveyor Boulevard, Suite 500 ------06/24/2005. UNLESS YOU TAKE CALIFORNIA RECONVEYANCE pursuant to Deed of Trust Recorded 10- Addison, Texas 75001-9013 Telephone: ACTION TO PROTECT YOUR COMPANY IS A DEBT COLLECTOR 26-2006, Book xx, Page xx, Instrument (866) 795-1852 Telecopier: (972) 661- NOTICE OF TRUSTEE’S SALE PROPERTY, IT MAY BE SOLD AT ATTEMPTING TO COLLECT 2006-0228217 of official records in 7800 NDEx West, L.L.C. MAY BE A PUBLIC SALE. IF YOU NEED AN A DEBT. ANY INFORMATION Trustee Sale No. 10-514779 INC Title the Office of the Recorder of FRESNO ACTING AS A DEBT COLLECTOR Order No. 100504466-CA-BFI APN EXPLANATION OF THE NATURE OBTAINED WILL BE USED FOR ATTEMPTING TO COLLECT County, California, executed by: THAT PURPOSE. ASAP# 3976523 502-145-01 YOU ARE IN DEFAULT OF THE PROCEEDING AGAINST BROOK E SELL, AN UNMARRIED A DEBT. ANY INFORMATION UNDER A DEED OF TRUST DATED YOU, YOU SHOULD CONTACT A 04/29/2011, 05/06/2011, 05/13/2011 OBTAINED WILL BE USED FOR WOMAN, as Trustor, Washington 04/29/2011, 05/06/2011, 05/13/2011 06/06/06. UNLESS YOU TAKE LAWYER.” Notice is hereby given Mutual Bank, FA, as Beneficiary, THAT PURPOSE. ASAP# 3969288 ACTION TO PROTECT YOUR that RECONTRUST COMPANY, ------04/29/2011, 05/06/2011, 05/13/2011 will sell at public auction sale to the PROPERTY, IT MAY BE SOLD AT N.A., as duly appointed trustee highest bidder for cash, cashier’s check 04/29/2011, 05/06/2011, 05/13/2011 A PUBLIC SALE. IF YOU NEED AN pursuant to the Deed of Trust executed drawn by a state or national bank, a ------EXPLANATION OF THE NATURE by ADAM GONZALEZ, AND cashier’s check drawn by a state or Continued | Next Page FRIDAY, MAY 6, 2011 www.thebusinessjournal.com Public Notices 25 trustee sales PROPERTY, IT MAY BE SOLD AT 2010 as Instr. No. 10-50809 in Book OF THE PROCEEDING AGAINST OF TRUST DATED January 16, A PUBLIC SALE. IF YOU NEED AN --- Page --- of Official Records in YOU, YOU SHOULD CONTACT 2007. UNLESS YOU TAKE Continued | From 24 EXPLANATION OF THE NATURE the office of the Recorder of FRESNO A LAWYER. The property above ACTION TO PROTECT YOUR OF THE PROCEEDING AGAINST County CALIFORNIA. Said Deed of described may not have a street address PROPERTY, IT MAY BE SOLD AT A NOTICE OF TRUSTEE’S SALE YOU, YOU SHOULD CONTACT A Trust describes the following property: or common designation. Directions PUBLIC SALE. IF YOU NEED AN Trustee Sale No. : 20110015000620 LAWYER. A public auction sale to EXHIBIT A LEGAL DESCRIPTION sufficient to locate the property may EXPLANATION OF THE NATURE Title Order No.: 110050063 FHA/VA/ the highest bidder for cash, cashier’s LOT 30 OF TRACT NO. 2294, be obtained by submitting a written OF THE PROCEEDINGS AGAINST PMI No.: YOU ARE IN DEFAULT check drawn on a state or national SHAVER FALLS, IN THE request within ten days from the YOU, YOU SHOULD CONTACT UNDER A DEED OF TRUST, DATED bank, a check drawn by a state or UNINCORPORATED AREA OF THE first publication of this notice to A LAWYER. On May 20, 2011, at 01/07/2005. UNLESS YOU TAKE federal credit union, or a check drawn COUNTY OF FRESNO, STATE OF the beneficiary, whose name and 10:30 AM, at the Van Ness Avenue ACTION TO PROTECT YOUR by a state or federal savings and loan CALIFORNIA, ACCORDING TO address is: Foreclosure Department, exit from the County Courthouse, 1100 PROPERTY, IT MAY BE SOLD AT association, savings association, or THE MAP THEREOF RECORDED America’s Servicing Company, 3476 Van Ness, Fresno, CA, Power Default A PUBLIC SALE. IF YOU NEED AN savings bank specified in Section 5102 IN BOOK 27, PAGES 9 TO 14 Stateview Blvd.,X27801-02T, Fort Services, Inc., as the duly appointed EXPLANATION OF THE NATURE of the Financial Code and authorized INCLUSIVE OF PLATS, FRESNO Mill, SC 29715, “(If a street address Trustee, under and pursuant to the OF THE PROCEEDING AGAINST to do business in this state will be COUNTY RECORDS. EXCEPTING or common designation of property is power of sale contained in that certain YOU, YOU SHOULD CONTACT A held by the duly appointed trustee as THEREFROM THAT PORTION shown above, no warranty is given as Deed of Trust Recorded on January 26, LAWYER. NDEX WEST, LLC, as duly shown below, of all right, title, and DESCRIBED AS FOLLOWS: to its completeness or correctness).” 2007, as Instrument No. 2007-0016295 appointed Trustee under and pursuant to interest conveyed to and now held by PARCEL 1: Said Sale of property will be made in of Official Records in the office Deed of Trust Recorded on 01/25/2005 the trustee in the hereinafter described BEGINNING AT THE “as is” condition without covenant or of the Recorder of Fresno County, as Instrument No. 2005-0016393 of property under the pursuant to a Deed SOUTHWESTERLY CORNER OF warranty, express or implied, regarding CA , executed by: Hector Antonio official records in the office of the of Trust described below The sale SAID LOT, SAID SOUTHWESTERLY title possession, or encumbrances, to Monjaras and Jenny Carmen Monjaras County Recorder of FRESNO County, will be made, but without covenant or CORNER BEING IN THE pay the remaining principal sum of the husband and wife as joint tenants , State of CALIFORNIA. EXECUTED warranty, express or implied, regarding NORTHWESTERLY BOUNDARY note(s) secured by said Deed of Trust, as Trustor, in favor of Option One BY: FABIAN BETANCOURT, WILL title, possession, or encumbrances, to OF EXISTING STATE ROUTE with interest as in said note provided, Mortgage Corporation, A California SELL AT PUBLIC AUCTION TO pay the remaining principal sum of the 168.60 FEET IN WIDTH; THENCE advances, if any, under the terms of Corporation as Beneficiary, WILL HIGHEST BIDDER FOR CASH, note(s) secured by the Deed of Trust, 1), ALONG THE SOUTHWESTERLY said Deed of Trust, fees, charges and SELL AT PUBLIC AUCTION TO THE CASHIER’S CHECK/CASH with interest and late charges thereon, LINE OF SAID LOT, NORTH expenses of the Trustee and of the trusts HIGHEST BIDDER, in lawful money EQUIVALENT or other form of as provided in the note(s), advances, 40° 45’ 36” WEST, 17.82 FEET; created by said Deed of Trust. Said of the United States, all payable at payment authorized by 2924h(b), if any, under the terms of the Deed of THENCE 2), FROM A TANGENT sale will be held on: MAY 19, 2011, the time of sale, that certain property (payable at time of sale in lawful Trust, interest thereon, fees, charges, WHICH BEARS NORTH 72° 51’ AT 10:00 A.M. *AT THE WEST situated in said County, California money of the United States). DATE OF and expenses of the Trustee for the 13” EAST, EASTERLY ALONG A ENTRANCE TO THE COUNTY describing the land therein as: As SALE: 05/19/2011 TIME OF SALE: total amount (at the time of the initial CURVE CONCAVE SOUTHERLY, COURTHOUSE BREEZEWAY, 1100 more fully described in said Deed of 10:30 AM PLACE OF SALE: AT THE publication of the Notice of Sale) HAVING A RADIUS OF 460 FEET, VAN NESS AVENUE, FRESNO, CA Trust The property heretofore described VAN NESS AVENUE EXIT FROM reasonably estimated to be as set forth THROUGH AN ANGLE OF 13° 18’ At the time of the initial publication is being sold “as is”. The street address THE COUNTY COURTHOUSE, 1100 below. The amount may be greater on 26”, AN ARC DISTANCE OF 106.84 of this notice, the total amount of and other common designation, if any, VAN NESS, FRESNO, CA. STREET the day of the sale. Trustor: Santiago V. FEET TO SAID NORTHWESTERLY the unpaid balance of the obligation of the real property described above ADDRESS and other common Ortega, a married man Duly Appointed BOUNDARY; THENCE 3), secured by the above described Deed is purported to be: 4750 E Grove Ave, designation, if any, of the real property Trustee: Guild Administration Corp., ALONG SAID NORTHWESTERLY of Trust and estimated costs, expenses, Fresno, CA 93725 The undersigned described above is purported to be: A California Corporation Trust Deed BOUNDARY, SOUTH 70° 33’ 00” and advances is $161,861.78. It is Trustee disclaims any liability for any 3152 EAST PINE AVENUE, FRESNO, Date: August 01, 2005 Recording WEST, 98.82 FEET TO THE POINT possible that at the time of sale the incorrectness of the street address CALIFORNIA 93703 APN#: 453-103- Date: August 13, 2005 Instrument No.: OF BEGINNING. PARCEL 2: opening bid may be less than the total and other common designation, if 05 The undersigned Trustee disclaims 2005-0184557 Book: Page Recorded COMMENCING FOR REFERENCE indebtedness due. The Mortgage any, shown herein. Said sale will be any liability for any incorrectness of in County: Fresno, State of California AT THE EASTERLY TERMINUS Loan Servicer has obtained from the made without covenant or warranty, the street address and other common Date and Time of Sale: May 24, 2011 OF COURSE 2), DESCRIBED IN Commissioner of Corporation a final or express or implied, regarding title, designation, if any , shown herein. at: 10:00 A.M. Place of Sale: at the THE ABOVE PARCEL 1; THENCE temporary order of exemption pursuant possession, or encumbrances, to pay Said sale will be made, but without West entrance to the county courthouse, 1), ALONG THE EASTERLY to California Civil code Section the remaining unpaid balance of the covenant or warranty, expressed or breezeway, 1100 Van Ness Avenue, CONTINUATION OF SAID COURSE 2923.53 that is current and valid on obligations secured by and pursuant implied, regarding title, possession, or Fresno, California Estimated Sale 2) THROUGH AN ANGLE OF 29° the date the accompanying Notice of to the power of sale contained in that encumbrances, to pay the remaining Amount: $118,230.69 As More Fully 51’ 05”, AN ARC DISTANCE OF Sale is filed. The timeframe for giving certain Deed of Trust (together with principal sum of the note(s) secured Described On Said Deed Of Trust. 239.66 FEET; THENCE 2), ALONG Notice of Sale specified in subdivision any modifications thereto). The total by said Deed of Trust, with interest Street Address of Property (or Other A NON-TANGENT LINE, SOUTH (a) of Civil Code Section 2923.52 does amount of the unpaid balance of the thereon, as provided in said note(s), Common Designation, if any): 2909 65° 12’ 08” EAST, 171.89 FEET TO A not apply pursuant to Section 2923.52 obligations secured by the property to advances, under the terms of said Deed Huntington Blvd #Blvd 219, Fresno, POINT IN THE NORTHWESTERLY or 2923.55. If the Trustee is unable be sold and reasonable estimated costs, of Trust, fees, charges and expenses of CA The undersigned Trustee disclaims BOUNDARY OF EXISTING STATE to convey title for any reason, the expenses and advances at the time of the Trustee and of the trusts created any liability for any incorrectness of ROUTE 168, 60 FEET IN WIDTH; successful bidder’s sole and exclusive the initial publication of this Notice by said Deed of Trust. The total the street address and other common SAID POINT BEING THE TRUE remedy shall be the return of monies of Trustee`s Sale is estimated to be amount of the unpaid balance of the designation, if any, shown above. If POINT OF BEGINNING, THENCE 3), paid to the Trustee and the successful $241,083.81 (Estimated), provided, obligation secured by the property no street address or other Common CONTINUING ALONG LAST SAID bidder shall have no further recourse. however, prepayment premiums, to be sold and reasonable estimated designation is shown, directions to BEARING, SOUTH 65° 12’ 08” EAST, If the sale is set aside for any reason, accrued interest and advances will costs, expenses and advances at the the location of the property may be 299.91 FEET; THENCE 4), SOUTH the Purchaser at the sale shall be increase this figure prior to sale. time of the initial publication of the obtained by sending a written request 67° 48’ 07” EAST, 60.45 FEET TO entitled only to a return of the monies Beneficiary`s bid at said sale may Notice of Sale is $134,522.64. The to the beneficiary within 10 days of the THE NORTHEASTERLY LINE OF paid. The Purchaser shall have no include all or part of said amount. In beneficiary under said Deed of Trust date of first publication of this Notice SAID LOT; THENCE 5), ALONG further recourse against the Mortgagor, addition to cash, the Trustee will accept heretofore executed and delivered to of Sale. Date: April 22, 2011 Guild SAID NORTHEASTERLY LINE, the Mortgagee or the Mortgagee’s a cashier`s check drawn on a state or the undersigned a written Declaration Administration Corporation As Said SOUTH 17° 53’ 21” EAST, 106.80 attorney. Date: April 22, 2011 T.D. national bank, a check drawn by a of Default and Demand for Sale, and a Trustee 9160 Gramercy Drive, San FEET TO SAID NORTHWESTERLY SERVICE COMPANY as said Trustee, state or federal credit union or a check written Notice of Default and Election Diego, CA 92123 (858) 492-5890 By: BOUNDARY; THENCE ALONG SAID T.D. Service Company Agent for the drawn by a state or federal savings and to Sell. The undersigned caused said Gail Windus, Assistant Secretary TAC: NORTHWESTERLY BOUNDARY Trustee and as Authorized Agent for the loan association, savings association or Notice of Default and Election to Sell 934597 PUB: 4/29 5/06 5/13 THE FOLLOWING COURSES: Beneficiary CINDY GASPAROVIC, savings bank specified in Section 5102 to be recorded in the county where 04/29/2011, 05/06/2011, 05/13/2011 6), FROM A TANGENT WHICH ASSISTANT SECRETARY T.D. of the California Financial Code and the real property is located. FOR ------BEARS NORTH 68° 26’ 06”, AN ARC SERVICE COMPANY 1820 E. authorized to do business in California, TRUSTEE SALE INFORMATION DISTANCE OF 239.72 FEET TO A FIRST ST., SUITE 210, P.O. BOX or other such funds as may be PLEASE CALL: AGENCY SALES & NOTICE OF TRUSTEE’S SALE POINT OF REVERSE CURVATURE 11988 SANTA ANA, CA 92711-1988 acceptable to the trustee. In the event POSTING 3210 EL CAMINO REAL, T.S. No: F511830 CA Unit Code: WITH A CURVE HAVING A RADIUS We are assisting the Beneficiary to tender other than cash is accepted, the SUITE 200 IRVINE, CA 92602 714- F Loan No: 0999310006/SPENCE OF 222 FEET; 7), ALONG LAST SAID collect a debt and any information we Trustee may withhold the issuance of 730-2727 www.lpsasap.com NDEx Investor No: 174875910 AP #1: 130- CURVE, THROUGH AN ANGLE OF obtain will be used for that purpose the Trustee`s Deed Upon Sale until West, L.L.C. MAY BE ACTING AS A 430-27 T.D. SERVICE COMPANY, 30° 20’ 00”, AN ARC DISTANCE whether received orally or in writing. funds become available to the payee DEBT COLLECTOR ATTEMPTING as duly appointed Trustee under the OF 117.53 FEET TO A POINT OF If available, the expected opening bid or endorsee as a matter of right. The TO COLLECT A DEBT. ANY following described Deed of Trust REVERSE CURVATURE WITH A and/or postponement information may property offered for sale excludes all INFORMATION OBTAINED WILL WILL SELL AT PUBLIC AUCTION CURVE HAVING A RADIUS OF 110 be obtained by calling the following funds held on account by the property BE USED FOR THAT PURPOSE. TO THE HIGHEST BIDDER FOR FEET AND 8), ALONG LAST SAID telephone number(s) on the day before receiver, if applicable. DATE: NDEx West, L.L.C. as Trustee Dated: CASH (in the forms which are lawful CURVE THROUGH AN ANGLE OF the sale: (714) 480-5690 or you may April 29, 2011 POWER DEFAULT 04/25/2011 NDEx West, L.L.C. tender in the United States) and/or the 45° 55’ 59”, AN ARC DISTANCE OF access sales information at www. SERVICES, INC., Trustee By: Fidelity 15000 Surveyor Boulevard, Suite 500 cashier’s, certified or other checks 88.19 FEET TO THE TRUE POINT OF tacforeclosures.com. TAC# 934691 National Title Company, its agent 135 Addison, Texas 75001-9013 Telephone: specified in Civil Code Section BEGINNING, AS TO THE STATE OF PUB: 04/29/11, 05/06/11, 05/13/11 Main St. Ste. 1900, San Francisco , CA (866) 795-1852 Telecopier: (972) 661- 2924h (payable in full at the time of CALIFORNIA BY DEED RECORDED THIS NEW NOTICE SUPERSEDES 94105, 415-247-2450 By: Stephanie 7800 ASAP# 3969189 04/29/2011, sale to T.D. Service Company) all JUNE 16, 1988 AS DOCUMENT NO. AND REPLACES ANY PREVIOUS Alonzo, Authorized Signature SALE 05/06/2011, 05/13/2011 right, title and interest conveyed to 88065475, AS CONVEYED TO THE NOTICE OF TRUSTEE’S SALE YOU INFORMATION CAN BE OBTAINED 04/29/2011, 05/06/2011, 05/13/2011 and now held by it under said Deed SATE OF CALIFORNIA BY DEED MAY HAVE RECEIVED UNDER T.S. ON LINE AT www.priorityposting. ------of Trust in the property hereinafter RECORDED JUNE 16, 1988 AS # F511830 com AUTOMATED SALES described: Trustor: MICHELE A DOCUMENT NO. 88065475. YOU 04/29/2011, 05/06/2011, 05/13/2011 INFORMATION PLEASE CALL T.S. #: 201001195 LOAN#: GAA39- SPENCE Recorded October 1, 2004 ARE IN DEFAULT UNDER A DEED ------714-573-1965 P828261 4/29, 5/6, 0757-C APN#: 46851023 NOTICE as Instr. No. 2004-0221448 in Book OF TRUST DATED SEPTEMBER 05/13/2011 OF TRUSTEE’S SALE YOU ARE --- Page --- of Official Records in 24, 2004. UNLESS YOU TAKE Trustee Sale No. 10-08321-3 CA 04/29/2011, 05/06/2011, 05/13/2011 IN DEFAULT UNDER A DEED the office of the Recorder of FRESNO ACTION TO PROTECT YOUR Loan No. 0022773592 Title Order No. ------OF TRUST, DATED AS SHOWN County; CALIFORNIA , pursuant to PROPERTY, IT MAY BE SOLD AT A 671405 APN 480-374-14 NOTICE BELOW. UNLESS YOU TAKE the Notice of Default and Election PUBLIC SALE. IF YOU NEED AN OF TRUSTEE’S SALE YOU ARE ACTION TO PROTECT YOUR to Sell thereunder recorded April 20, EXPLANATION OF THE NATURE IN DEFAULT UNDER A DEED Continued | Next Page 26 Public Notices www.thebusinessjournal.com FRIDAY, MAY 6, 2011

TRUSTEE SALES T.S. No. T11-73115-CA / APN: 511- acting as a debt collector. If you are NOTICE OF TRUSTEE’S SALE NATURE OF THE PROCEEDING 193-10 NOTICE OF TRUSTEE’S currently in a bankruptcy or have TS No. 09-0177678 Title Order No. AGAINST YOU, YOU SHOULD Continued | From 25 SALE YOU ARE IN DEFAULT received a discharge in bankruptcy as 09-8-563126 Investor/Insurer No. CONTACT A LAWYER.” Notice is UNDER A DEED OF TRUST DATED to this obligation, this communication 0453470448703 APN No. 312-561- hereby given that RECONTRUST Trustee Sale No. 2011-CA005926 7/23/2007. UNLESS YOU TAKE is intended for informational purposes 33 YOU ARE IN DEFAULT UNDER COMPANY, N.A., as duly appointed Loan No. 7305000021 Title Order ACTION TO PROTECT YOUR only and is not an attempt to collect a A DEED OF TRUST, DATED trustee pursuant to the Deed of Trust No. 1050670 Sales Line: 714-573- PROPERTY, IT MAY BE SOLD AT debt in violation of the automatic stay 08/02/1993. UNLESS YOU TAKE executed by CYNTHIA E JAMES., 1965 NOTICE OF TRUSTEE’S SALE A PUBLIC SALE. IF YOU NEED AN or the discharge injunction. P828609 ACTION TO PROTECT YOUR dated 09/21/2005 and recorded YOU ARE IN DEFAULT UNDER EXPLANATION OF THE NATURE 4/29, 5/6, 05/13/2011 PROPERTY, IT MAY BE SOLD AT 09/29/05, as Instrument No. 2005- A DEED OF TRUST DATED 05- OF THE PROCEEDING AGAINST 04/29/2011, 05/06/2011, 05/13/2011 A PUBLIC SALE. IF YOU NEED AN 0230162, in Book -, Page -), of Official 15-2006. UNLESS YOU TAKE YOU, YOU SHOULD CONTACT A ------EXPLANATION OF THE NATURE Records in the office of the County ACTION TO PROTECT YOUR LAWYER. A public auction sale to OF THE PROCEEDING AGAINST Recorder of Fresno County, State of PROPERTY, IT MAY BE SOLD AT the highest bidder for cash, Cashier’s NOTICE OF TRUSTEE’S SALE YOU, YOU SHOULD CONTACT A California, will sell on 05/20/2011 at A PUBLIC SALE. IF YOU NEED AN Check drawn on a state or national TS No. 11-0001213 Title Order No. LAWYER.” Notice is hereby given that 10:30AM, At the Van Ness Avenue EXPLANATION OF THE NATURE bank, check drawn by a state or federal 11-0001009 Investor/Insurer No. RECONTRUST COMPANY, N.A., exit from the County Courthouse, OF THE PROCEEDINGS AGAINST credit union, or a check drawn by 1698422775 APN No. 511-151-25 as duly appointed trustee pursuant 1100 Van Ness, Fresno, CA 93721 at YOU, YOU SHOULD CONTACT A a state or federal savings and loan YOU ARE IN DEFAULT UNDER to the Deed of Trust executed by public auction, to the highest bidder LAWYER. On 05-20-2011 at 10:30 association, or savings association, or A DEED OF TRUST, DATED DAVID LOUIS HAROS, AND EMILY for cash or check as described below, A.M., R.E.F.S. INC., A CALIFORNIA savings bank specified in section 5102 04/15/2005. UNLESS YOU TAKE MARIE HAROS, HUSBAND AND payable in full at time of sale, all ACTION TO PROTECT YOUR CORPORATION as the duly appointed of the Financial Code and authorized WIFE, dated 08/02/1993 and recorded right, title, and interest conveyed to PROPERTY, IT MAY BE SOLD AT Trustee under and pursuant to Deed to do business in this state will be 08/12/93, as Instrument No. 93121736, and now held by it under said Deed of A PUBLIC SALE. IF YOU NEED AN of Trust Recorded 05-19-2006, Book held by the duly appointed trustee in Book -, Page -), of Official Records Trust, in the property situated in said EXPLANATION OF THE NATURE as shown below, of all right, title, in the office of the County Recorder of County and State and as more fully N/A, Page N/A, Instrument 2006- OF THE PROCEEDING AGAINST and interest conveyed to and now Fresno County, State of California, will described in the above referenced Deed 0105597 of official records in the YOU, YOU SHOULD CONTACT A held by the trustee in the hereinafter sell on 05/20/2011 at 10:30AM, At the of Trust. The street address and other Office of the Recorder of FRESNO LAWYER.” Notice is hereby given that Van Ness Avenue exit from the County County, California, executed by: described property under and pursuant RECONTRUST COMPANY, N.A., as common designation, if any, of the real ANGELO OLMOS, as Trustor, STATE to a deed of trust described below. duly appointed trustee pursuant to the Courthouse, 1100 Van Ness, Fresno, CA property described above is purported BANK OF INDIA (CALIFORNIA), The sale will be made, but without Deed of Trust executed by MARIO 93721 at public auction, to the highest to be: 2846 ROBERTS AVENUE, as Beneficiary, will sell at public covenant or warranty, expressed or RUIZ AND CLAUDIA JIMENEZ, bidder for cash or check as described CLOVIS, CA, 93611. The undersigned auction sale to the highest bidder for implied, regarding title, possession, or HUSBAND AND WIFE AS JOINT below, payable in full at time of sale, Trustee disclaims any liability for any cash, cashier’s check drawn by a state encumbrances, to pay the remaining TENANTS, dated 04/15/2005 and all right, title, and interest conveyed to incorrectness of the street address and or national bank, a cashier’s check principal sum of the note(s) secured recorded 04/26/05, as Instrument and now held by it under said Deed of other common designation, if any, drawn by a state or federal credit by the Deed of Trust, with interest No. 2005-0091669, in Book -, Page Trust, in the property situated in said shown herein. The total amount of the County and State and as more fully union, or a cashier’s check drawn by and late charges thereon, as provided -), of Official Records in the office unpaid balance with interest thereon of in the note(s), advances, under the described in the above referenced Deed a state or federal savings and loan of the County Recorder of Fresno the obligation secured by the property terms of the Deed of Trust, interest County, State of California, will sell of Trust. The street address and other to be sold plus reasonable estimated association, savings association, or thereon, fees, charges and expenses on 05/20/2011 at 10:30AM, At the common designation, if any, of the real costs, expenses and advances at the time savings bank specified in section 5102 of the Trustee for the total amount (at Van Ness Avenue exit from the County property described above is purported of the initial publication of the Notice of the Financial Code and authorized the time of the initial publication of the Courthouse, 1100 Van Ness, Fresno, CA to be: 2220 NORTH MILBURN of Sale is $500,328.29. It is possible to do business in this state. Sale will Notice of Sale) reasonably estimated 93721 at public auction, to the highest AVENUE, FRESNO, CA, 93722. that at the time of sale the opening bid be held by the duly appointed trustee to be set forth below. The amount may bidder for cash or check as described The undersigned Trustee disclaims may be less than the total indebtedness as shown below, of all right, title, and be greater on the day of sale. Pursuant below, payable in full at time of sale, any liability for any incorrectness of due. In addition to cash, the Trustee interest conveyed to and now held by to California Civil Code Section all right, title, and interest conveyed to the street address and other common will accept cashier’s checks drawn on the trustee in the hereinafter described 2923.54 the undersigned, on behalf and now held by it under said Deed of designation, if any, shown herein. The a state or national bank, a check drawn property under and pursuant the of the beneficiary, loan servicer, or Trust, in the property situated in said total amount of the unpaid balance by a state or federal credit union, or Deed of Trust. The sale will be made, County and State and as more fully authorized agent, declares as follows: with interest thereon of the obligation a check drawn by a state or federal described in the above referenced Deed but without covenant or warranty, [X] The mortgage loan servicer has secured by the property to be sold plus savings and loan association, savings of Trust. The street address and other expressed or implied, regarding title, obtained from the commissioner a reasonable estimated costs, expenses association, or savings bank specified common designation, if any, of the real possession, or encumbrances, to pay final or temporary order of exemption and advances at the time of the initial in Section 5102 of the Financial Code property described above is purported the remaining principal sum of the publication of the Notice of Sale is pursuant to Section 2923.53 that is to be: 3275 NORTH BARCUS and authorized to do business in this note(s) secured by the Deed of Trust, $94,976.34. It is possible that at the current and valid on the date the notice AVENUE, FRESNO, CA, 93722. state. Said sale will be made, in an ‘’AS interest thereon, estimated fees, time of sale the opening bid may be of sale is filed and [X] The timeframe The undersigned Trustee disclaims IS’’ condition, but without covenant or charges and expenses of the Trustee for giving notice of sale specified in any liability for any incorrectness of less than the total indebtedness due. warranty, express or implied, regarding for the total amount (at the time of the subdivision (a) of Section 2923.52 the street address and other common In addition to cash, the Trustee will title, possession or encumbrances, to initial publication of the Notice of Sale) does not apply pursuant to Section designation, if any, shown herein. The accept cashier’s checks drawn on a satisfy the indebtedness secured by said reasonably estimated to be set forth 2923.52 or 2923.55 Trustor: David total amount of the unpaid balance state or national bank, a check drawn Deed of Trust, advances thereunder, below. The amount may be greater on Kurokawa a married man as his sole with interest thereon of the obligation by a state or federal credit union, or with interest as provided, and the the day of sale. Place of Sale: AT THE and separate property. Duly Appointed secured by the property to be sold plus a check drawn by a state or federal unpaid principal of the Note secured VAN NESS AVENUE EXIT FROM Trustee: CR Title Services, Inc. c/o Pite reasonable estimated costs, expenses savings and loan association, savings by said Deed of Trust with interest THE COUNTY COURTHOUSE 1100 Duncan, 4375 Jutland Drive, Suite 200, and advances at the time of the initial association, or savings bank specified thereon as provided in said Note, VAN NESS, FRESNO, CA Legal San Diego, CA 92117 877-576-0472 publication of the Notice of Sale is in Section 5102 of the Financial Code plus fees, charges and expenses of the Description: AS MORE FULLY Recorded 07/31/2007 as Instrument $210,619.13. It is possible that at the and authorized to do business in this Trustee and of the trusts created by said DESCRIBED IN SAID DEED OF No. 2007-0145435 in book , page of time of sale the opening bid may be state. Said sale will be made, in an ‘’AS Deed of Trust. DATED: 12/01/2010 TRUST Amount of unpaid balance and Official Records in the office of the less than the total indebtedness due. IS’’ condition, but without covenant or RECONTRUST COMPANY, N.A. other charges: $726,647.28(estimated) Recorder of Fresno County, California, In addition to cash, the Trustee will warranty, express or implied, regarding 1800 Tapo Canyon Rd., CA6-914-01- Street address and other common Date of Sale: 5/23/2011 at 10:30 AM accept cashier’s checks drawn on a title, possession or encumbrances, to 94 SIMI VALLEY, CA 93063 Phone: designation of the real property: 3 Place of Sale: At the Van Ness Avenue state or national bank, a check drawn satisfy the indebtedness secured by said (800) 281 8219, Sale Information (626) E. SAN JOAQUIN STREET AND/ exit from the County Courthouse, by a state or federal credit union, or Deed of Trust, advances thereunder, 927-4399 By: - Trustee’s Sale Officer a check drawn by a state or federal OR 3-19 E. SAN JOAQUIN STREET 1100 Van Ness, Fresno, CA Amount with interest as provided, and the RECONTRUST COMPANY, N.A. is savings and loan association, savings FRESNO, CA 93706 APN Number: of unpaid balance and other charges: unpaid principal of the Note secured a debt collector attempting to collect a association, or savings bank specified 465-194-10 The undersigned Trustee $306,314.79 Street Address or other by said Deed of Trust with interest debt. Any information obtained will be in Section 5102 of the Financial Code common designation of real property: thereon as provided in said Note, used for that purpose. ASAP# 3977930 disclaims any liability for any and authorized to do business in this 4622 West Flint Way Fresno, CA plus fees, charges and expenses of the 04/29/2011, 05/06/2011, 05/13/2011 incorrectness of the street address and state. Said sale will be made, in an ‘’AS Trustee and of the trusts created by said other common designation, if any, 93722 A.P.N.: 511-193-10 Legal IS’’ condition, but without covenant or 04/29/2011, 05/06/2011, 05/13/2011 Deed of Trust. DATED: 03/15/2010 shown herein. The property heretofore Description: As more fully described warranty, express or implied, regarding ------RECONTRUST COMPANY, N.A. described is being sold “as is”. If the in said Deed of Trust The undersigned title, possession or encumbrances, to 1800 Tapo Canyon Rd., CA6-914-01- Trustee is unable to convey title for Trustee disclaims any liability for any satisfy the indebtedness secured by said NOTICE OF TRUSTEE’S SALE TS any reason, the successful bidder’s incorrectness of the street address or Deed of Trust, advances thereunder, 94 SIMI VALLEY, CA 93063 Phone: No. 10-0097094 Title Order No. 10-8- (800) 281 8219, Sale Information (626) sole and exclusive remedy shall be the other common designation, if any, with interest as provided, and the 379383 Investor/Insurer No. 085805303 927-4399 By: - Trustee’s Sale Officer return of monies paid to the Trustee shown above. If no street address or unpaid principal of the Note secured APN No. 509-270-13 YOU ARE IN RECONTRUST COMPANY, N.A. is and the successful bidder shall have other common designation is shown, by said Deed of Trust with interest DEFAULT UNDER A DEED OF a debt collector attempting to collect a no further recourse. DATE: 04-25- directions to the location of the thereon as provided in said Note, TRUST, DATED 01/05/2005. UNLESS debt. Any information obtained will be 2011 R.E.F.S. INC., A CALIFORNIA property may be obtained by sending plus fees, charges and expenses of the YOU TAKE ACTION TO PROTECT used for that purpose. ASAP# 3977858 CORPORATION, as said Trustee a written request to the beneficiary Trustee and of the trusts created by said YOUR PROPERTY, IT MAY BE Deed of Trust. DATED: 04/21/2011 04/29/2011, 05/06/2011, 05/13/2011 MELINDA ROWLEY, ASST. VICE within 10 days of the date of first SOLD AT A PUBLIC SALE. IF YOU publication of this Notice of Sale. RECONTRUST COMPANY, N.A. 04/29/2011, 05/06/2011, 05/13/2011 PRESIDENT R.E.F.S. INC., A NEED AN EXPLANATION OF THE The Trustee shall incur no liability 1800 Tapo Canyon Rd., CA6-914-01------NATURE OF THE PROCEEDING CALIFORNIA CORPORATION IS A for any good faith error in stating the 94 SIMI VALLEY, CA 93063 Phone: AGAINST YOU, YOU SHOULD DEBT COLLECTOR ATTEMPTING proper amount of unpaid balances and (800) 281 8219, Sale Information NOTICE OF TRUSTEE’S SALE TS CONTACT A LAWYER.” Notice is TO COLLECT A DEBT. ANY charges. For sales information please (626) 927-4399 By: - Trustee’s Sale No. 10-0103268 Title Order No. 10-8- hereby given that RECONTRUST INFORMATION OBTAINED WILL contact Priority Posting and Publishing Officer RECONTRUST COMPANY, 398422 Investor/Insurer No. 72206372 COMPANY, N.A., as duly appointed BE USED FOR THAT PURPOSE. at www.priorityposting.com or (714) N.A. is a debt collector attempting APN No. 554-200-13 YOU ARE IN trustee pursuant to the Deed of Trust R.E.F.S. INC. 9070 Irvine Center 573-1965 Reinstatement Line: 877- to collect a debt. Any information DEFAULT UNDER A DEED OF executed by ELIZABETH A. TERRY, Drive, Suite 120 Irvine, CA 92618 obtained will be used for that purpose. 576-0472 Date: 4/29/2011 CR Title TRUST, DATED 09/21/2005. UNLESS AN UNMARRIED WOMAN, dated (949)474-7337 (949)752-7337 (Fax) ASAP# FNMA3977786 04/29/2011, Services, Inc 1000 Technology Drive YOU TAKE ACTION TO PROTECT 01/05/2005 and recorded 01/14/05, P828347 4/29, 5/6, 05/13/2011 05/06/2011, 05/13/2011 MS 314 O’Fallon MO 63368 Kimberly YOUR PROPERTY, IT MAY BE 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011 Lee, Trustee Specialist Federal Law SOLD AT A PUBLIC SALE. IF YOU ------requires us to notify you that we are NEED AN EXPLANATION OF THE Continued | Next Page FRIDAY, MAY 6, 2011 www.thebusinessjournal.com Public Notices 27

TRUSTEE SALES Fresno, CA 93721 at public auction, common designation, if any, of the real implied, regarding title, possession, or It is possible that at the time of sale to the highest bidder for cash or check property described above is purported encumbrances, to pay the remaining the opening bid may be less than the Continued | From 26 as described below, payable in full at to be: 2412 CARSON AVENUE, principal sum of the note(s) secured total indebtedness due. In addition to time of sale, all right, title, and interest CLOVIS, CA, 93611. The undersigned by the Deed of Trust, with interest cash, the Trustee will accept cashier’s as Instrument No. 2005-0010733, in conveyed to and now held by it under Trustee disclaims any liability for any and late charges thereon, as provided checks drawn on a state or national Book -, Page -), of Official Records in said Deed of Trust, in the property incorrectness of the street address and in the note(s), advances, under the bank, a check drawn by a state or the office of the County Recorder of situated in said County and State and other common designation, if any, terms of the Deed of Trust, interest federal credit union, or a check drawn Fresno County, State of California, will as more fully described in the above shown herein. The total amount of the thereon, fees, charges and expenses by a state or federal savings and loan sell on 05/20/2011 at 10:30AM, At the referenced Deed of Trust. The street unpaid balance with interest thereon of of the Trustee for the total amount (at association, savings association, or Van Ness Avenue exit from the County address and other common designation, the obligation secured by the property the time of the initial publication of the savings bank specified in Section 5102 Courthouse, 1100 Van Ness, Fresno, CA if any, of the real property described to be sold plus reasonable estimated Notice of Sale) reasonably estimated of the Financial Code and authorized 93721 at public auction, to the highest above is purported to be: 174 SERENA costs, expenses and advances at the time to be set forth below. The amount may to do business in this state. Said sale bidder for cash or check as described AVENUE, CLOVIS, CA, 93619. of the initial publication of the Notice be greater on the day of sale. Property will be made, in an ‘’AS IS’’ condition, below, payable in full at time of sale, The undersigned Trustee disclaims of Sale is $434,163.76. It is possible is being sold “as is - where is”. TAX but without covenant or warranty, all right, title, and interest conveyed to any liability for any incorrectness of that at the time of sale the opening bid PARCEL NO. 328-070-08 From express or implied, regarding title, and now held by it under said Deed of the street address and other common may be less than the total indebtedness information which the Trustee deems possession or encumbrances, to satisfy Trust, in the property situated in said designation, if any, shown herein. The due. In addition to cash, the Trustee reliable, but for which Trustee makes the indebtedness secured by said Deed County and State and as more fully total amount of the unpaid balance will accept cashier’s checks drawn on no representation or warranty, the street of Trust, advances thereunder, with described in the above referenced Deed with interest thereon of the obligation a state or national bank, a check drawn address or other common designation interest as provided, and the unpaid of Trust. The street address and other secured by the property to be sold plus by a state or federal credit union, or of the above described property is principal of the Note secured by said common designation, if any, of the real reasonable estimated costs, expenses a check drawn by a state or federal purported to be 2806 S. WALNUT Deed of Trust with interest thereon property described above is purported and advances at the time of the initial savings and loan association, savings AVENUE FRESNO, CA 93706. Said as provided in said Note, plus fees, to be: 5655 NORTH VIOLET publication of the Notice of Sale is association, or savings bank specified property is being sold for the purpose charges and expenses of the Trustee AVENUE, FRESNO, CA, 937227700. $423,689.03. It is possible that at the in Section 5102 of the Financial Code of paying the obligations secured by and of the trusts created by said Deed The undersigned Trustee disclaims time of sale the opening bid may be and authorized to do business in this said Deed of Trust, including fees and of Trust. If required by the provisions any liability for any incorrectness of less than the total indebtedness due. state. Said sale will be made, in an ‘’AS expenses of sale. The total amount of of section 2923.5 of the California the street address and other common In addition to cash, the Trustee will IS’’ condition, but without covenant or the unpaid principal balance, interest Civil Code, the declaration from the designation, if any, shown herein. The accept cashier’s checks drawn on a warranty, express or implied, regarding thereon, together with reasonably mortgagee, beneficiary or authorized total amount of the unpaid balance state or national bank, a check drawn title, possession or encumbrances, to estimated costs, expenses and advances agent is attached to the Notice of with interest thereon of the obligation by a state or federal credit union, or satisfy the indebtedness secured by said at the time of the initial publication Trustee’s Sale duly recorded with the secured by the property to be sold plus a check drawn by a state or federal Deed of Trust, advances thereunder, of the Notice of Trustee’s Sale is appropriate County Recorder’s Office. reasonable estimated costs, expenses savings and loan association, savings with interest as provided, and the $85,637.22. WE ARE ATTEMPTING DATED: 04/07/2010 RECONTRUST and advances at the time of the initial association, or savings bank specified unpaid principal of the Note secured TO COLLECT A DEBT, AND ANY COMPANY, N.A. 1800 Tapo Canyon publication of the Notice of Sale is in Section 5102 of the Financial Code by said Deed of Trust with interest INFORMATION WE OBTAIN WILL Rd., CA6-914-01-94 SIMI VALLEY, $261,158.56. It is possible that at the and authorized to do business in this thereon as provided in said Note, BE USED FOR THAT PURPOSE. CA 93063 Phone/Sale Information: time of sale the opening bid may be state. Said sale will be made, in an ‘’AS plus fees, charges and expenses of the SALE INFORMATION LINE: 714- (800) 281 8219 By: Trustee’s Sale less than the total indebtedness due. IS’’ condition, but without covenant or Trustee and of the trusts created by said 730-2727 or www.fidelityasap. Officer RECONTRUST COMPANY, In addition to cash, the Trustee will warranty, express or implied, regarding Deed of Trust. DATED: 08/30/2009 com Dated: 4/18/2011 ASSET N.A. is a debt collector attempting accept cashier’s checks drawn on a title, possession or encumbrances, to RECONTRUST COMPANY, N.A. FORECLOSURE SERVICES, INC., AS to collect a debt. Any information state or national bank, a check drawn satisfy the indebtedness secured by said 1800 Tapo Canyon Rd., CA6-914-01- TRUSTEE 5900 Canoga Avenue, Suite obtained will be used for that purpose. by a state or federal credit union, or Deed of Trust, advances thereunder, 94 SIMI VALLEY, CA 93063 Phone: 220 Woodland Hills, CA 91367 (818) FEI# 1006.93539 04/29, 05/06, a check drawn by a state or federal with interest as provided, and the (800) 281 8219, Sale Information (626) 591-9237 By: Georgina Rodriguez, 05/13/2011 savings and loan association, savings unpaid principal of the Note secured 927-4399 By: - Trustee’s Sale Officer Trustee Sale Officer ASAP# 3977553 04/29/2011, 05/06/2011, 05/13/2011 association, or savings bank specified by said Deed of Trust with interest RECONTRUST COMPANY, N.A. is 04/29/2011, 05/06/2011, 05/13/2011 ------in Section 5102 of the Financial Code thereon as provided in said Note, a debt collector attempting to collect a 04/29/2011, 05/06/2011, 05/13/2011 and authorized to do business in this plus fees, charges and expenses of the debt. Any information obtained will be ------NOTICE OF TRUSTEE’S SALE TS state. Said sale will be made, in an ‘’AS Trustee and of the trusts created by said used for that purpose. ASAP# 3976800 No. 08-0093896 Title Order No. 08-8- IS’’ condition, but without covenant or Deed of Trust. DATED: 11/28/2010 04/29/2011, 05/06/2011, 05/13/2011 NOTICE OF TRUSTEE’S SALE TS 344836 APN No. 460-062-14 YOU ARE warranty, express or implied, regarding RECONTRUST COMPANY, N.A. 04/29/2011, 05/06/2011, 05/13/2011 No. 09-0185052 Title Order No. 09-8- IN DEFAULT UNDER A DEED OF title, possession or encumbrances, to 1800 Tapo Canyon Rd., CA6-914-01------600825 APN No. 450-274-16 YOU ARE TRUST, DATED 01/17/2007. UNLESS satisfy the indebtedness secured by said 94 SIMI VALLEY, CA 93063 Phone: IN DEFAULT UNDER A DEED OF YOU TAKE ACTION TO PROTECT Deed of Trust, advances thereunder, (800) 281 8219, Sale Information NOTICE OF TRUSTEE’S SALE TRUST, DATED 04/21/2008. UNLESS YOUR PROPERTY, IT MAY BE with interest as provided, and the (626) 927-4399 By: - Trustee’s Sale Trustee’s Sale No. CA-AGF-109420 YOU TAKE ACTION TO PROTECT SOLD AT A PUBLIC SALE. IF YOU unpaid principal of the Note secured Officer RECONTRUST COMPANY, YOU ARE IN DEFAULT UNDER YOUR PROPERTY, IT MAY BE NEED AN EXPLANATION OF THE by said Deed of Trust with interest N.A. is a debt collector attempting A DEED OF TRUST DATED SOLD AT A PUBLIC SALE. IF YOU NATURE OF THE PROCEEDING thereon as provided in said Note, to collect a debt. Any information 4/9/1999. UNLESS YOU TAKE NEED AN EXPLANATION OF THE AGAINST YOU, YOU SHOULD plus fees, charges and expenses of the obtained will be used for that purpose. ACTION TO PROTECT YOUR NATURE OF THE PROCEEDING CONTACT A LAWYER.” Notice is Trustee and of the trusts created by said ASAP# FNMA3977907 04/29/2011, PROPERTY, IT MAY BE SOLD AT AGAINST YOU, YOU SHOULD hereby given that RECONTRUST Deed of Trust. DATED: 11/18/2010 05/06/2011, 05/13/2011 A PUBLIC SALE. IF YOU NEED AN CONTACT A LAWYER.” Notice is COMPANY, as duly appointed trustee RECONTRUST COMPANY, N.A. 04/29/2011, 05/06/2011, 05/13/2011 EXPLANATION OF THE NATURE hereby given that RECONTRUST pursuant to the Deed of Trust executed 1800 Tapo Canyon Rd., CA6-914-01------OF THE PROCEEDING AGAINST COMPANY, N.A., as duly appointed by JOSE LUIS-HERNANDEZ 94 SIMI VALLEY, CA 93063 Phone: YOU, YOU SHOULD CONTACT A trustee pursuant to the Deed of ANGUIANO, A SINGLE MAN, dated (800) 281 8219, Sale Information (626) NOTICE OF TRUSTEE’S SALE TS LAWYER. On May 19, 2011, at 10:30 Trust executed by FRANCISCO A. 01/17/2007 and recorded 01/31/07, 927-4399 By: - Trustee’s Sale Officer No. 09-0072315 Title Order No. 09-8- AM, AT THE VAN NESS AVENUE ECHEVERRIA AND PATRICIA as Instrument No. 2007-0019179, in RECONTRUST COMPANY, N.A. is 208973 Investor/Insurer No. 140599117 EXIT FROM THE COUNTY ECHEVERRIA, HUSBAND AND Book , Page ), of Official Records in a debt collector attempting to collect a APN No. 555-160-01 YOU ARE IN COURTHOUSE, 1100 VAN NESS, WIFE, AS JOINT TENANTS, dated the office of the County Recorder of debt. Any information obtained will be DEFAULT UNDER A DEED OF in the City of FRESNO, County of 04/21/2008 and recorded 04/28/08, Fresno County, State of California, used for that purpose. ASAP# 3977432 TRUST, DATED 06/28/2006. UNLESS FRESNO, State of CALIFORNIA, as Instrument No. 2008-0061339, in will sell on 05/20/2011 at 10:30AM, 04/29/2011, 05/06/2011, 05/13/2011 YOU TAKE ACTION TO PROTECT ASSET FORECLOSURE SERVICES, Book , Page ), of Official Records in At the Van Ness Avenue exit from the 04/29/2011, 05/06/2011, 05/13/2011 YOUR PROPERTY, IT MAY BE INC., a California corporation, as duly the office of the County Recorder of County Courthouse, 1100 Van Ness, ------SOLD AT A PUBLIC SALE. IF YOU appointed Trustee under that certain Fresno County, State of California, Fresno, Fresno County, CA at public NEED AN EXPLANATION OF THE Deed of Trust executed by LONNIE will sell on 05/20/2011 at 10:30AM, auction, to the highest bidder for cash NOTICE OF TRUSTEE’S SALE NATURE OF THE PROCEEDING MANNING AND LULA MANNING, At the Van Ness Avenue exit from or check as described below, payable TS No. 10-0101738 Title Order No. AGAINST YOU, YOU SHOULD HUSBAND AND WIFE AS JOINT the County Courthouse, 1100 Van in full at time of sale, all right, title, 10-8-392658 Investor/Insurer No. CONTACT A LAWYER.” Notice is TENANTS, as Trustors, recorded on Ness, Fresno, Fresno County, CA at and interest conveyed to and now held 1700819258 APN No. 560-380-39 hereby given that RECONTRUST 4/16/1999, as Instrument No. 1999- public auction, to the highest bidder by it under said Deed of Trust, in the YOU ARE IN DEFAULT UNDER COMPANY, N.A., as duly appointed 0059310, of Official Records in the for cash or check as described below, property situated in said County and A DEED OF TRUST, DATED trustee pursuant to the Deed of Trust office of the Recorder of FRESNO payable in full at time of sale, all State and as more fully described in 03/07/2006. UNLESS YOU TAKE executed by RAVINDER SINGH, AND County, State of CALIFORNIA, under right, title, and interest conveyed to the above referenced Deed of Trust. ACTION TO PROTECT YOUR ANJEET KAUR, HUSBAND AND the power of sale therein contained, and now held by it under said Deed of The street address and other common PROPERTY, IT MAY BE SOLD AT WIFE AS JOINT TENANTS, dated WILL SELL AT PUBLIC AUCTION Trust, in the property situated in said designation, if any, of the real property A PUBLIC SALE. IF YOU NEED AN 06/28/2006 and recorded 07/07/06, TO THE HIGHEST BIDDER, for cash, County and State and as more fully described above is purported to be: EXPLANATION OF THE NATURE as Instrument No. 2006-0141326, in cashier’s check drawn on a state or described in the above referenced Deed 4469 EAST MADISON AVENUE, OF THE PROCEEDING AGAINST Book -, Page -), of Official Records in national bank, check drawn by a state of Trust. The street address and other FRESNO, CA, 93702. The undersigned YOU, YOU SHOULD CONTACT A the office of the County Recorder of or federal credit union, or a check common designation, if any, of the real Trustee disclaims any liability for any LAWYER.” Notice is hereby given that Fresno County, State of California, will drawn by a state or federal savings property described above is purported incorrectness of the street address RECONTRUST COMPANY, N.A., as sell on 05/20/2011 at 10:30AM, At the and loan association, or savings to be: 612 N SAFFORD AVENUE, and other common designation, if duly appointed trustee pursuant to the Van Ness Avenue exit from the County association, or savings bank specified FRESNO, CA, 93728. The undersigned any, shown herein. The total amount Deed of Trust executed by DEAN J. Courthouse, 1100 Van Ness, Fresno, CA in Section 5102 of the Financial Code Trustee disclaims any liability for any of the unpaid balance with interest FORD, AN UNMARRIED MAN, dated 93721 at public auction, to the highest and authorized to do business in this incorrectness of the street address thereon of the obligation secured by 03/07/2006 and recorded 03/10/06, bidder for cash or check as described state will be held by the duly appointed and other common designation, if the property to be sold plus reasonable as Instrument No. 2006-0050038, in below, payable in full at time of sale, trustee as shown below, of all right, any, shown herein. The total amount estimated costs, expenses and advances Book -, Page -), of Official Records all right, title, and interest conveyed to title, and interest conveyed to and now of the unpaid balance with interest at the time of the initial publication in the office of the County Recorder and now held by it under said Deed of held by the trustee in the hereinafter thereon of the obligation secured by of the Notice of Sale is $194,326.48. of Fresno County, State of California, Trust, in the property situated in said described property under and pursuant the property to be sold plus reasonable It is possible that at the time of sale will sell on 05/20/2011 at 10:30AM, County and State and as more fully to a Deed of Trust described below. estimated costs, expenses and advances At the Van Ness Avenue exit from the described in the above referenced Deed The sale will be made, but without at the time of the initial publication County Courthouse, 1100 Van Ness, of Trust. The street address and other covenant or warranty, expressed or of the Notice of Sale is $258,362.88. Continued | Next Page 28 Public Notices www.thebusinessjournal.com FRIDAY, MAY 6, 2011

TRUSTEE SALES Legal Services Web site (www. AMENDMENT TO COMPLAINT CASE NO: 11 CE PR 00337 business under the fictitious business lawhelpcalifornia.org), the California (Fictitious / Incorrect Name) To all heirs, beneficiaries, creditors, name or names listed above on 2/1/11 Continued | From 27 Courts Online Self-Help Center (www. SUPERIOR COURT OF contingent creditors, and persons who I declare that all information in courtinfo.ca.gov/selfhelp), or by CALIFORNIA COUNTY OF LOS may otherwise be interested in the will this statement is true and correct. the opening bid may be less than the contacting your local court or county ANGELES or estate, or both, of WILLIAM JOE (A registrant who declares as true total indebtedness due. In addition to bar association. NOTE: The court has 111 N. HILL ST. BITTER, also known as WILLIAM information which he or she knows to cash, the Trustee will accept cashier’s a statutory lien for waived fees and LOS ANGELES, CA 90012 J. BITTER. be false is guilty of a crime.) checks drawn on a state or national costs on any settlement or arbitration CASE NUMBER: BC445745 A Petition for Probate has been filed S/ Soumy Duong, Co-Owner bank, a check drawn by a state or award of $10,000 or more in a civil PLAINTIFF: IRENE GONZALEZ, by ANDRIETTE LYNN BITTER This statement was filed with the federal credit union, or a check drawn case. The court’s lien must be paid GILBERT GONZALEZ, BEATRICE in the Superior Court of California, by a state or federal savings and loan County Clerk of Fresno on April 27, before the court will dismiss the case. GONZALEZ County of FRESNO. association, savings association, or 2011 as the person sued under the fictitious DEFENDANT: TUOLUMNE The Petition for Probate requests that savings bank specified in Section 5102 NOTICE-In accordance with Section name of (specify): ¡AVISO! Lo han VILLAGE APARTMENTS, ET AL. ANDRIETTE LYNN BITTER be of the Financial Code and authorized 17920(a), a Fictitious Name Statement demandado. Si no responde dentro de FICTITIOUS NAME appointed as personal representative to to do business in this state. Said sale generally expires five years from 30 días, la corte puede decidir en su Upon the filing of the complaint, the administer the estate of the decedent. will be made, in an ‘’AS IS’’ condition, the date it was filed with the County contra sin escuchar su versión. Lea la plaintiff, being ignorant of the true The petition requests the decedent’s but without covenant or warranty, Clerk, except as provided in Section información a continuación. name of the defendant and having will and codicils, if any, be admitted to express or implied, regarding title, 17920(b), where it expires 40 days Tiene 30 DÍAS DE CALENDARIO designated the defendant in the probate. The will and any codicils are possession or encumbrances, to satisfy after any change in the facts set forth in después de que le entreguen esta complaint by the fictitious name of: available for examination in the file the indebtedness secured by said Deed the statement pursuant to section 17913 citación y papeles legales para Doe 1 kept by the court. of Trust, advances thereunder, with and having discovered the true name of other than a change in the residence presentar una respuesta por escrito en The petition requests authority interest as provided, and the unpaid the defendant to be: Virginia Balakian address of a registered owner. A New esta corte y hacer que se entregue una to administer the estate under the principal of the Note secured by said amends the complaint by substituting Fictitious Business Name Statement copia al demandante. Una carta o una Independent Administration of Deed of Trust with interest thereon the true name for the fictitious name must be filed before the expiration. llamada telefónica no lo protegen. Su Estates Act. (This authority will as provided in said Note, plus fees, wherever it appears in the complaint. The filing of this statement does not of respuesta por escrito tiene que estar allow the personal representative to charges and expenses of the Trustee DATE: January 24, 2011 itself authorize the use in this state of a en formato legal correcto si desea take many actions without obtaining and of the trusts created by said Deed /s/ MARC B. THOMSPON, ESQ, Fictitious Business Name in violation que procesen su caso en la corte. Es court approval. Before taking certain of Trust. If required by the provisions 22984 of the rights of another under Federal, posible que haya un formulario que very important actions, however, the of section 2923.5 of the California DATE: JAN 25, 2011 State, or common law (See Section usted pueda usar para su respuesta. personal representative will be required Civil Code, the declaration from the John A. Clarke, Executive Officer/ 14411 et seq., Business and Professions Puede encontrar estos formularios de to give notice to interested persons mortgagee, beneficiary or authorized la corte y más información en el Centro Clerk Code). agent is attached to the Notice of Clerk unless they have waived notice or New Filing de Ayuda de las Cortes de California consented to the proposed action.) The Trustee’s Sale duly recorded with the (www.sucorte.ca.gov), en la biblioteca BY Glorietta Robinson, Deputy 5/6, 5/13, 5/20, 5/27/11 appropriate County Recorder’s Office. MARC B. THOMSPON, ESQ, independent administration authority CNS-2072478# de leyes de su condado o en la corte will be granted unless an interested DATED: 12/04/2008 RECONTRUST 22984 FRESNO BUSINESS JOURNAL que le quede más cerca. Si no puede person files an objection to the petition COMPANY 1800 Tapo Canyon Rd., THE REEVES LAW GROUP 05/06/2011, 05/13/2011, 05/20/2011, pagar la cuota de presentación, pida and shows good cause why the court SV2-202 SIMI VALLEY, CA 93063 200 WEST SANTA ANA 05/27/2011 al secretario de la corte que le dé un should not grant the authority. Phone/Sale Information: (800) 281 formulario de exención de pago de BOULEVARD ------6TH FLOOR A hearing on the petition will be held 8219 By: Trustee’s Sale Officer cuotas. Si no presenta su respuesta SANTA ANA, CA 92701 in this court as follows: RECONTRUST COMPANY is a debt a tiempo, puede perder el caso por (1) (714) 550-6000 May 25, 2011, 9:00 A.M., Dept.: 303 collector attempting to collect a debt. incumplimiento y la corte le podrá FICTITIOUS BUSINESS ATTORNEY FOR: IRENE 1130 “O” Street, 3rd Floor - Dept. Any information obtained will be used quitar su sueldo, dinero y bienes sin NAME STATEMENT GONZALEZ, GILBERT GONZALEZ, 303 for that purpose. FEI# 1006.133759 más advertencia. File No. 2201110002616 BEATRICE GONZALEZ Fresno, California 93724 04/29, 05/06, 05/13/2011 Hay otros requisitos legales. Es The following person(s) is (are) doing STATEMENT OF DAMAGES If you object to the granting of the 04/29/2011, 05/06/2011, 05/13/2011 recomendable que llame a un abogado business as: (Personal Injury or Wrongful Death) petition, you should appear at the ------inmediatamente. Si no conoce a un Republic Services of Fresno, 5501 SUPERIOR COURT OF hearing and state your objections or file abogado, puede llamar a un servicio N. Goldenstate Blvd., Fresno, CA CALIFORNIA COUNTY OF LOS written objections with the court before de remisión a abogados. Si no puede 93722; County of Fresno; 18500 North Civil ANGELES the hearing. Your appearance may be in pagar a un abogado, es posible Allied Way, Phoenix, AZ 85054 111 N. HILL STREET person or by your attorney. que cumpla con los requisitos para Allied Waste Services of North SUMMONS LOS ANGELES, CA 90012 If you are a creditor or a contingent obtener servicios legales gratuitos de America, LLC, 18500 North Allied (CITACION JUDICIAL) CENTRAL DISTRICT creditor of the decedent, you must file un programa de servicios legales sin Way, Phoenix, AZ 85054 NOTICE TO DEFENDANT: (AVISO CASE NUMBER: BC445745 your claim with the court and mail a fines de lucro. Puede encontrar estos This business is conducted by a limited AL DEMANDADO) TUOLUMNE PLAINTIFF: IRENE GONZALEZ copy to the personal representative grupos sin fines de lucro en el sitio web liability company VILLAGE APARTMENTS, LP., and DEFENDANT: TUOLUMNE appointed by the court within four de California Legal Services, (www. The registrant commenced to transact DOES 1 through 30, inclusive, VILLAGE APARTMENTS, LP. months from the date of first issuance lawhelpcalifornia.org), en el Centro business under the fictitious business YOU ARE BEING SUED To: Virginia Balakian of letters as provided in Probate Code de Ayuda de las Cortes de California, name or names listed above on N/A BY PLAINTIFF: (LO Plaintiff: Irene Gonzalez seeks section 9100. The time for filing claims (www.sucorte.ca.gov) o poniéndose Articles of Incorporation ESTA DEMANDANDO EL damages in the above-entitled action, will not expire before four months from en contacto con la corte o el colegio 200502910245 DAMANDANTE) IRENE as follows: the hearing date noticed above. de abogados locales. AVISO: Por I declare that all information in GONZALEZ, GILBERT GONZALEZ, 1. General damages: You may examine the file kept by the ley, la corte tiene derecho a reclamar this statement is true and correct. and BEATRICE GONZALEZ, d. Loss of society and companionship court. If you are a person interested in las cuotas y los costos exentos por (A registrant who declares as true NOTICE! You have been sued. The (wrongful death actions only): $ the estate, you may file with the court imponer un gravamen sobre cualquier information which he or she knows to court may decide against you without 10,000,000. a Request for Special Notice (form recuperación de $10,000 ó más de 2. Special damages: be false is guilty of a crime.) your being heard unless you respond DE-154) of the filing of an inventory valor recibida mediante un acuerdo o a. Medical expenses (to date): $ within 30 days. Read the information and appraisal of estate assets or of S/ Eileen B. Schuler, Secretary una concesión de arbitraje en un caso 2,000,000 below. any petition or account as provided in This statement was filed with the de derecho civil. Tiene que pagar el f. Funeral expenses: $ According to You have 30 CALENDAR DAYS after Probate Code section 1250. A Request County Clerk of Fresno on April 27, gravamen de la corte antes de que la Proof. this summons and legal papers are for Special Notice form is available 2011 corte pueda desechar el caso. g. Funeral contributions: $ According served on you to file a written response from the court clerk. NOTICE-In accordance with Section CASE NUMBER: to Proof. at this court and have a copy served on Attorney for petitioner: 17920(a), a Fictitious Name Statement (Numero del Caso) h. Value of personal service, advice, or the plaintiff. A letter or phone call will Nicholas L. Lucich, Jr. generally expires five years from BC445745 training: $ According to Proof. not protect you. Your written response HELON & MANFREDO LLP. the date it was filed with the County The name and address of the court Date: January 28, 2011 must be in proper legal form if you 735 W. Alluvial Avenue, Suite 102 Clerk, except as provided in Section is: (El nombre y dirección de la /s/ MARC B. THOMPSON, ESQ, want the court to hear your case. There Fresno, CA 93711 17920(b), where it expires 40 days corte es) SUPERIOR COURT OF 247944 may be a court form that you can use (559) 226-4420 after any change in the facts set forth in CALIFORNIA ATTORNEY OR PARTY WITHOUT 04/29/2011, 05/04/2011, 05/06/2011 the statement pursuant to section 17913 for your response. You can find these COUNTY OF LOS ANGELES ATTORNEY ------other than a change in the residence court forms and more information at 111 N. HILL ST. MARC B. THOMPSON, ESQ, address of a registered owner. A New the California Courts Online Self- LOS ANGELES, CA 90012 247944 Fictitious Business Name Statement Help Center (www.courtinfo.ca.gov/ The name, address, and telephone THE REEVES LAW GROUP Fit c itious must be filed before the expiration. selfhelp), your county law library, number of plaintiff’s attorney, or 200 WEST SANTA ANA The filing of this statement does not of or the courthouse nearest you. If you plaintiff without an attorney, is: (El BOULEVARD itself authorize the use in this state of a cannot pay the filing fee, ask the court nombre, la dirección y el número de 6TH FLOOR (1) clerk for a fee waiver form. If you do telefono del abogado del demandante, SANTA ANA, CA 92701 FICTITIOUS BUSINESS Fictitious Business Name in violation not file your response on time, you o del demandante que no tiene abogado TELEPHONE NO.: (714) 550-6000 NAME STATEMENT of the rights of another under Federal, may lose the case by default, and your es), J. DEREK PAKIZ, ESQ. 140605 ATTORNEY FOR: IRENE File No. 2201110002615 State, or common law (See Section wages, money, and property may be THE REEVES LAW GROUP GONZALEZ The following person(s) is (are) doing 14411 et seq., Business and Professions taken without further warning from the 200 WEST SANTA ANA 04/22/2011, 04/29/2011, 05/06/2011, business as: Code). court. BOULEVARD 05/13/2011 Eagle Donuts, 1174 O Street, New Filing There are other legal requirements. SANTA ANA, CA 92701 ------Firebaugh, CA 93622; County of 5/6, 5/13, 5/20, 5/27/11 You may want to call an attorney right (714) 550-6000 Fresno CNS-2072588# away. If you do not know an attorney, (714) 550-6015 Soumy Duong, 3253 Treviso Ct., Los FRESNO BUSINESS JOURNAL you may want to call an attorney DATE: (Fecha) SEP 17, 2010 Probate Banos, CA 93635 05/06/2011, 05/13/2011, 05/20/2011, referral service. If you cannot afford JOHN A. CLARKE Contha Ouk, 3253 Treviso Ct., Los 05/27/2011 an attorney, you may be eligible for Clerk, (Secretario) NOTICE OF PETITION TO Banos, CA 93635 ------free legal services from a nonprofit by RUGENA LOPEZ, Deputy ADMINISTER ESTATE OF This business is conducted by husband legal services program. You can locate (Adjunto) WILLIAM JOE BITTER, also and wife these nonprofit groups at the California (SEAL) known as WILLIAM J. BITTER. The registrant commenced to transact Continued | Next Page FRIDAY, MAY 6, 2011 www.thebusinessjournal.com Public Notices 29

MI sceLLAneous Bid proposal forms, Instructions to the successful Bidder or all bids have to answer any questions regarding the must be removed within one (1) day Bidders, and copies of the Plans and/or been rejected. Specifications, and there will be an of purchase. Payment is to be with Continued | From 28 Specifications may be obtained at the The City of Fresno hereby notifies inspection tour of the job site(s) at the cash only and made at the time of City’s website, www.fresno.gov , select all Bidders that no person shall end of each pre-bid meeting. purchase. MisE c llaneous For Business (at the top of the screen), be excluded from participation in, In accordance with provisions of This sale is subject to cancellation click on Bid Opportunities (in the drop denied any benefits of, or otherwise Section 22300 of the California without notice in the event of down list), click on Bid Opportunities; discriminated against in connection Public Contract Code, Contractor may settlement between owner and (1) enter key words to search or on CD with the award and performance of any substitute securities for any monies obligated party. Lien Sale 05/23/2011 10am which may be obtained at the Office of contract on the basis of race, religious withheld by City to ensure performance Security Public Storage, 4420 N. at 58 W BIRCH AVE, FRESNO the Purchasing Manager. creed, color, national origin, ancestry, under the Contract. Blackstone Fresno, Ca. 93726 (559)- 68 CHEVY LIC# 198967W Bid Proposals must be filed with the physical disability, mental disability, A 100 percent Payment Bond and 100 226-6655 VIN# 124678N434559 Purchasing Manager prior to the bid medical condition, marital status, sex, percent Performance Bond for all public 04/29/2011, 05/06/2011 05/06/2011 opening at 3 p.m. on, Thursday, June age, sexual orientation, ethnicity, status works contracts must be filed with the ------2, 2011, when the bids will be publicly as a disabled veteran or veteran of the Contract Documents and approved by opened and recorded. Vietnam era. the City before the Contractor enters NOTICE OF PUBLIC SALE OF (1) The Council of the City of Fresno The City will carry out applicable upon performance of the Work. PERSONAL PROPERTY NOTICE INVITING BIDS has adopted Resolution No. 82-297 federal requirements in the award and No bid will be considered for award Notice is hereby given that pursuant Sealed bids will be received at the ascertaining the general prevailing rate administration of any contract awarded unless the Bidder at the time of bid to Section 21700 of the Business office of the Purchasing Manager of the of per diem wages and per diem wages hereunder. This is a federal project opening is licensed with a valid Class and Professions Code, State of City of Fresno for the following: for holidays and overtime in the Fresno funded with financial assistance A Contractor’s License issued by the California, the undersigned will sell FRESNO YOSEMITE area for each craft, classification, or from the U.S. Department of State of California. at Public Auction by competitive INTERNATIONAL AIRPORT type of worker needed in the execution Transportation, Federal Aviation The City reserves the right to reject any on May 13, 2011 at 1:00 p.m. COMMERCIAL EAST RAMP of contracts for the City. A copy of the Administration (FAA). and all bids. at Security Public Storage, 2633 W. RECONSTRUCTION resolution is on file at the Office of the Disadvantaged Business Enterprises 05/06/2011 Shaw Ave., City of Fresno, County FEDERAL AVIATION City Clerk. Actual wage schedules are (DBEs) will be afforded full opportunity ------of Fresno, State of California. The ADMINISTRATION available at Construction Management to submit Bid Proposals in response to goods, chattels or personal goods and AIRPORT IMPROVEMENT GRANT Office, 1721 Van Ness Avenue, Fresno, this invitation. In addition, a Bidder NOTICE OF PUBLIC SALE OF property of the tenants/units listed NO. FFY 2011 California 93721, (559) 621-5600. who intends to subcontract a portion PERSONAL PROPERTY below. BID FILE NUMBER: 3095 All proposals must be made on the of the work shall affirmatively seek out Notice is hereby given that pursuant A271 Marcus Negrete The scope of work includes the Bid Proposal Form provided by the Disadvantaged Business Enterprises to Section 21700 of the Business B064 Susan B. Saunders reconstruction of the commercial east Purchasing Manager and must be that are potential subcontractors, and Professions Code, State of B160 Tonnie Escobedo ramp including the replacement of accompanied by a Bid Deposit in the suppliers, or consultants, and actively California, the undersigned will sell D033 Cory Joseph Logan existing Portland Cement Concrete amount of TEN PERCENT (10%) of the solicit their interest, capability and at Public Auction by competitive D049 Mark Prestera pavement for aircraft parking and Total Net Bid Amount (or, in bids with prices. bidding on May 13th, 2011 at 11 E050 Deborah Lackey reconstruction of existing Asphalt Add Alternates, the highest possible Two pre-bid conferences will be held. A.M. at Security Public Storage, G103 Stefan Neri Concrete pavement on the balance combination of the Base Bid plus Add It is mandatory that all bidders attend 4420 N. Blackstone Ave. City of Purchased goods are sold as is, and of the apron. The project includes Alternates) in the form of a certified or one of the two meetings. A bid received Fresno, County of Fresno, State of must be removed within one (1) day the placement of storm drainage, cashier’s check, an irrevocable letter of from a bidder not recorded as attending California, the goods, chattels or of purchase. Payment is to be with lighting and electrical infrastructure credit, or a certificate of deposit or a one of the two pre-bid meetings will personal goods and property of the cash only and made at the time of and support infrastructure including bidder’s bond executed by a corporate be returned as a non-responsive bid. tenants/units listed below. purchase. apparatus charging stations and surety, admitted by the California The first Pre-Bid Meeting will be held Unit # Name This sale is subject to cancellation security enhancements. Insurance Commissioner to do business at 10:00 a.m., Wednesday, May 18, B2054 Michael Lime without notice in the event of Bids will be taken on complete in California, payable and acceptable to 2011. The second Pre-Bid Meeting will E035 Karl Weith settlement between owner and work, in accordance with Plans and the City of Fresno; or the Bidder shall be held at 10:00 a.m., Thursday, May B1019 Donna Scott obligated party. Specifications on file in the office have registered with the Purchasing 19, 2011. Both the Pre-Bid meetings B1003 Donna Scott Security Public Storage, 2633 W. of the Purchasing Manager, 2101 Manager of the City an annual bid bond will be held in the Delta Conference B2102 Valerie Salinas Shaw Ave., Fresno, Ca. 93711 (559) “G” Street, Building “A,” Fresno sufficient to provide coverage in such Room at the Airports Administration E045 Brent Patch 222-7479 California, 93706-1675 , phone number amount. All Bid Deposits will be held office, 4995 E. Clinton Way, Fresno, L002A Robert Cesteel 04/29/2011, 05/06/2011 (559)621-1332. until a Contract has been executed with California. City Staff will be present Purchased goods are sold as is, and ------

Get Business News New Business Subscribe today online at www.thebusinessjournal.com or by calling 559.490.3400

The readers of The Business Journal turn to us for vital news, information that helps guide important business decisions and exclusive insight into new opportunities.

We take an award-winning approach to each issue so we can provide the most up to date news and information. The Business Journal cuts through the fluff and asks the hard questions. Delivering hard hitting industry sto- ries, profiles and top-notch business news is what we do- and we do it with integrity and dedication. 30 Opinion www.thebusinessjournal.com FRIDAY, MAY 6, 2011 Congress answered the cry of main street (this time)

very now and then, some- unreported revenue to contribute National Federation of Indepen- teed repeal. thing really good happens in to payment for the colossal cost of dent Business — the nation’s larg- Meanwhile, Main Street waited. E Washington, D.C. Every now the health-care law. est small-business advocacy group And NFIB kept the pressure on. and then, wrongs Talk about add- — bore down on And we did win. Washington did GUEST VIEW are righted and ing insult to injury. Congress to make listen this time, and they need to common sense The health-care sure they followed keep on listening to small busi- prevails. law had already The “1099 provision” was so through with ness. After all, no other sector of Last month, injured small-busi- their promises of the economy has the power to put there was a mo- ness owners with illogical, and so burdensome, repeal. our country back on strong eco- ment of logical requirements that that it was quickly identified The ultimate de- nomic footing. Small businesses resolution in promised to in- as a must-repeal not long mise of the wicked create two-thirds of net new jobs Washington that crease the cost of 1099 provision is and generate roughly half of the didn’t make big health insurance, after the health-care law was great news, but it privately-generated GDP. headlines, but when reducing signed into law last spring. wasn’t quite a tidy The story of the 1099 provision it should have that cost has been story-book end- was a reminder of two important Dan Danner because it was the No. 1 concern ing. It took Con- facts. One: when left unchecked, a major victory of the small-busi- gress more than government has a tendency to for America’s job creators: small- ness community six months to get hurt, rather than help, America’s business owners. for years. The addition of a regula- this simple job done. They lingered small businesses. Two: when the On April 14th, President Obama tory paperwork burden that would over it, savoring the repeal effort small business community says signed a bill that repeals a small disproportionately impact the in a way that only a politician can, “enough!” politicians will listen. piece of the massive health-care smallest firms was an added slap in knowing that claiming credit for Sometimes we just need to shout it reform law. The provision would the face. slaying this paperwork dragon a little louder. And we are. have forced the nation’s small-busi- The “1099 provision” was so il- would make for great campaign ness owners to spend an inordinate logical, and so burdensome, that it talking points down the road. The Dan Danner is president and CEO of amount of time helping the IRS fill was quickly identified as a must-re- process was deliberately prolonged the National Federation of Independent the so-called ‘tax gap’ — taxes that peal not long after the health-care by casting multiple votes for sym- Business, which represents 350,000 go uncollected for various reasons. law was signed into law last spring. bolic bills before voting on a piece small-business owners in Washington, By requiring every small busi- Everyone — from the president of legislation that actually guaran- D.C. and every state capitol. ness to file an IRS 1099 form for himself to congressional Republi- business-to-business transactions cans and Democrats — agreed that totaling $600 or more over the inclusion of this money-grabbing course of one year, the government provision was an embarrassing hoped to catch enough otherwise- gaffe and it simply had to go. The Web Poll

Question Bill protecting business Will rising gas prices stall the country’s transactions passes committee economic recovery?

A California Chamber of Commerce-supported bill that allows the collection of personal About the results: information including zip codes in legitimate business transactions, An exclamatory 93% of respondents to last week’s poll by The won unanimous approval from an Assembly committee this week. Business Journal believe gas prices heading toward $5 per AB 1219 from Henry T. Perea Since the Pineda decision was gallon will hurt the country’s economic recovery. About 7% (D-Fresno) stems from the case handed down in February, more said the surge in fossil fuel prices will not hamper the nation’s of Pineda v. Williams-Sonoma than 150 class action suits have been Stores, Inc., in which the California filed against retailers in California. bounce back from recession. Less than one respondent, Supreme Court deemed zip codes to Many of those retailers were statistically, was undecided. One-hundred and thirty-three be personal information under the collecting zip codes for legitimate state credit card regulations, thus reasons that should be allowable people took part in the poll. prohibiting collection even if used under the law. for fraud prevention. For example, some retailers have The bill makes clarifying been sued simply for collecting zip changes to a provision of the Song codes when the customer placed an Beverly Credit Card Act of 1971. order online and the zip code was One section of that act defines needed for delivery. Others have certain information as “personal been sued when they were only 92.5% Yes, high gas prices hurt tourism, identification information” (PII) and collecting the zip code in order to limits when PII can be collected as reduce the likelihood of fraud or travel and other consumer spending part of a credit card transaction. identity theft. AB 1219 makes clear that the The purpose of AB 1219 is to restrictions on collecting PII apply continue to limit the collection when the cardholder physically of PII while still allowing and 6.8% No, we have turned a corner, and gas presents an electronically readable recognizing the legitimate business credit card to an employee in order need for a retailer to use PII to prices will play a smaller role in the to complete his or her transaction. appropriately process and complete In Pineda, the California all components of a customer recover Supreme Court ruled that a zip transaction. AB 1219 also will help code constitutes PII under the Song to address the potential for identity Beverly Credit Card Act. According theft in situations where the person 0.7% Undecided to the decision, a retailer may or functioning card is not present. violate the act by requesting and recording a customer’s zip code The California Chamber of in conjunction with a credit card Commerce represents 15,000 purchase. member businesses. FRIDAY, MAY 6, 2011 www.thebusinessjournal.com Contact Us 31

1315 Van Ness Ave., Ste. 200, Fresno, CA 93721 P: 559.490.3400 | F: 559.490.3531

Top local executive Location of www.thebusinessjournal.com 2006 budget headquarters ––––––––––––– Year founded locally Karla Kay Fullerton

Fresno Organization publication Membership area ––––––––––––– WND ns Annual Dues ––––––––––––– tio 1917 Doug Broten, socia CEO l As Local activity Membership criteria Agriculture Today, Friday Follow-up Fresno na • members Fresno County ssio • chapters ––––––––––––– $2,011,058 fe • staff $75 sustaining ––––––––––––– ro Telephone $125 voting 1950 Mary Van Ness P Fax In the Central San Joaquin Valley – ranked by number of local members; if tied by number of staff. County publications Fresno Name of association Those wishing to support agriculture in Fresno Newsletter, annual member roster, consumer Address WND • 5,000 San Joaquin Valley ––––––––––––– Web site or e-mail address • 1 ––––––––––––– 1905 Al Smith, 2006 237-0263 • 5 $380 (2005) 237-3396 presidet/CEO Grapevine, Realtor Magazine Fresno Commitment to ethical business Fresno County Farm Bureau Fresno County 1274 W. Hedges Ave. •3,734 $990,000 Fresno, Calif. 93728 • 1 ––––––––––––– WND ––––––––––––– 1 www.fcfb.org 1895 222-8111 • 28 Bobbie Lee, (1) [email protected] 228-6518 executive director Valid real estate license Membership Directory, Guide to Fresno Fresno Better Business Bureau •3,731 WND Fresno County 2519 W. Shaw Ave., Ste. 106 • 1 • 9 ––––––––––––– ––––––––––––– 2 Fresno, Calif. 93711 490-6400 WND 1882 (3) www.bbb.org 490-6464 Mike Cully, president/CEO The Bar Bulletin Business in Fresno and surrounding counties Visalia Fresno Association of Realtors 6720 N. West • 1,900 Fresno County $1,000,000 Fresno, Calif. 93711 • N/A ––––––––––––– ––––––––––––– 3 $115 1899 www.fresnorealtors.com 495-4800 • 12 Jim Ware, (2) 495-4811 president/CEO California Member in good standing with the state bar of Monthly newsletter, annual membership, Greater Fresno Area directory, annual Visalia map Clovis Chamber of Commerce • 1,200 Tulare County 2331 Fresno Street WND • N/A ––––––––––––– 4 Fresno, Calif. 93721 • 3 Varies (4) 264-2619 ––––––––––––– Upcoming Focus Topics Upcoming Lists www.fresnochamber.com 264-8726 1912 Anthony Forestiere,president CPA/chapter Businesses and civic minded individuals Clovis Chamberchamber monthly directory newsletter, annual Fresno County Bar Association • 1,130 Redwood City 1221 Van Ness Ave., Ste. 300 • WND Fresno, Calif. 93721 Central California $71,000 5 734-5876 • 8 ––––––––––––– www.fresnocountybar.org ––––––––––––– (5) 734-7479 $185 and up 1970

Businesses in good standing Visalia Chamber of Commerce California CPA Magazine, CalCPA Fresno Stephanie Espinosa 220 N. Santa Fe Chapter Bulletin, CalCPA Clips (online) Visalia, Calif. 93292 • 1,100 6 www.visaliachamber.org • WND Fresno, Madera, Kings and Sacramento Tulare counties (6) [email protected] 299-7363 • 6 299-2969 ––––––––––––– WND varies ––––––––––––– WND Clovis Chamber of Commerce Licensed CPAs,non-CPA CPA candidates, associates students, and 325 Pollasky Ave. Clovis, Calif. 93612 Perspective Magazine Roxanne Greenwood, 7 www.clovischamber.com • 864 executive director (7) [email protected] • 1 Fresno, Madera, Kings and 876-3800 • 1 Tulare counties Fresno 876-3880 ––––––––––––– $113 base WND California Society of Certified Public Accountants plus $1.35 per unit ––––––––––––– (CalCPA) housing 1922 P. O. Box 729 Ownership or management of residential rental 8 Sanger, Calif. 93657 • 800 Weekly newsletter, monthly safety newsletter, Each week, The Business Journal takes an in-depth look www.calcpa.org annual membership directory, various Donnette Silva Carter Each week, The Business Journal ranks the Valley’s (10) • 1 [email protected] educational books and reference material 221-2533 • 1 WND 221-2503 Porterville ––––––––––––– $250 $310,000 California Apartment Association ––––––––––––– 1907 516 W. Shaw Ave., Ste. 200 Firms involvedconstruction in, or associated industry in or with the Fresno, Calif. 93722 9 www.caanet.org • 785 Chamber CONNECT, local map, community (12) [email protected] • 1 and business resource guide Lorena Martinez 237-1831 • 9 Central Valley Fresno 264-2532 ––––––––––––– varies $250,000 Fresno Builders Exchange Open to all ––––––––––––– 1244 N. Mariposa St. 1984 Fresno, Calif. 93703 10 [email protected] • 540 Business Link, travel guide at an industry or an issue facing the Valley with its Focus (NR) Valjean Xaiz hottest growth industries from tourism to health www.fresnobuildersexchange.com • N/A • 3 784-7502 Central Valley 784-0770 Sacramento ––––––––––––– $150 - $500 WND Porterville Chamber of Commerce Businesses ––––––––––––– 93 N. Main St. 1912 Porterville, Calif. 93257 Cindy Howell, 11 [email protected] • 513 The Grapevine Bulletin executive director (NR) www.chamberporterville.com • 1 Roseann Galvan, 495-4817 • 2 president Selma 495-4811 Fresno and Madera counties ––––––––––––– $150,000 $255 Central California Hispanic Chamber of Commerce WND ––––––––––––– 2331 Fresno St., Ste. 114 1929 Fresno, Calif. 93721 12 www.cchcc.net section. We welcome input from the business community. If • 450 18 brochures, membership directory, monthly Dora C. Rivera care to mortgage lenders. To be considered for one (NR) [email protected] • 1 newsletter, promotional flyer, economic profiles • 2 438-7284 Central Valley Fresno 438-7287 ––––––––––––– $350,000 $25 - $250 ––––––––––––– Fresno-Madera Dental Society WND 2001 371 E. Bullard Ave., Ste. 120 Stanley Kooyumjian, 13 Fresno, Calif. 93710 • 352 Directory, newsletter,loan information brochures, flyers, micro- executive director (NR) www.fmds.com • N/A Fresno Fresno 891-2235 • 2 896-7075 ––––––––––––– $476,000 $250 - $500 ––––––––––––– 1955 Selma District Chamber of Commerce 1821 Tucker St. Business, individuals, students Lynda Lahondy, Selma, Calif. 93662 What’s Up Downtown CEO 14 [email protected] you would like to be considered as a source for an upcoming • 300 of our lists, please contact Ben Keller at 559.490.3465 (13) www.cityofselma.com unrestricted Lemoore • WND ––––––––––––– 222-8705 • 3 222-8706 $25 - $2500 $200,000 ––––––––––––– 1929 Fresno Area Hispanic Chamber of Commerce Anyone with andowntown interest in Fresno the revitalization of 1456 W. Shaw Lemoore Lifestyles Fresno, Calif. 93711 • 275 15 [email protected] • 1 (15) www.fahcc.org • 2 490-9966 Lemoore Kingsburg Jess Chambers, executive director 490-9968 ––––––––––––– $185 - $920 $165,000 ––––––––––––– Downtown Association of Fresno 1922 2014 Tulare St., Ste. 713 Individuals, businesses, churches, students Fresno, Calif. 93711 16 • 270 Sweedish Village Voice Vicki Von Tersch, (17) www.downtownfresno.org • WND RHU, LUTCF focus, please call editorial department at 559.490.3400 or • 3 or e-mail him at [email protected]. 924-6401 924-4520 Kingsburg andareas surrounding Falls Church, Va. ––––––––––––– WND $125 - $275 Lemoore Chamber of Commerce Various categories ––––––––––––– 300 E St. 1921 17 Lemoore, Calif. 93245 • 200 Lifewire Newsletter (14) www.lemoorecofc.com • WND Ralph H. Hinds 897-1111 • 1 897-4621 Fresno/Madera Counties WND ––––––––––––– $387 WND Kingsburg District Chamber of Commerce 1475 Draper St. ––––––––––––– Life insurance industry 1912 Kingsburg, Calif. 93631 18 [email protected] WND (18) www.kingsburgchamberofcommerce.org • 182 • 1 e-mail: [email protected]. rch: Robin D. Ogle sea 439-4087 • WND WND Re 227-1463 Lee Onna Macielate: March 17, 2006 ––––––––––––– ion d WND licat National Association of Insurance & Financial ub inal p Advisors-Fresno WND Orig (NAIFA-Fresno) 19 4747 N. First St., Ste. 140 (19) Fresno, Calif. 93726 • 150 www.naifafresno.org • WND 591-2707 • 3 591-2712

Dinuba Chamber of Commerce 210 N. L St. Dinuba, Calif. 93618 20 www.dinubacommerce.org (NR) [email protected]

WND: Would not disclose. Key: NR: Not ranked. Not all sources responded to phone or fax inquiries. Source: Representatives from each association. The Business Journal assumes all information given is correct. Not all respondants ranked on this list. Fresno-Madera Medical Society, Kings County Farm Buerau, Central California Association of Health Underwriters and The Advertising Federation, did not respond for this years listing. May 13 Nonprofits and Fundraising May 13 Nonprofit Organizations May 20 Health Care May 20 Hospitals May 27 Employment May 27 Fastest Growing Municipalities June 3 Manufacturing June 3 Food Processors

OUR STAFF L etters/Opinion Submission All submissions must include name, business affiliation and telephone number, PUL B ISHER and must not contain slanderous or libelous material. Please limit your letters to 250 words. Guest commentaries should be limited to 600 words. All letters and Gordon M. Webster, Jr. commentaries are subject to editing for clarity, length, spelling and grammar. E-mail | [email protected] EDITORIAL Post mail | Editor MANAGING EDITOR The Business Journal Gabriel Dillard 1315 Van Ness Ave., Ste. 200 Fresno, CA 93721 REPORTERS Online | www.thebusinessjournal.com Ben Keller People on the Move Clay Moffitt Submit news and photos (in .jpg or .tif format) of your company’s new hires and Todd R. Brown promotions. Please label your images with the last name of the individual. Faxed or paper photos cannot be used. RESEARCHER E-mail | [email protected] Chris Rose Post mail | People on the Move The Business Journal INTERN 1315 Van Ness Ave., Ste. 200 Michael Kincheloe Fresno, CA 93721 Online | www.thebusinessjournal.com ADVERTISING Reprints and other products of interest DIRECTOR OF SALES & MARKETING For information on issue reprints, framed and matted reprints, use of Business Journal materials or other products offered by The Business Journal, please Tracy Lifer contact the circulation department at 559.490.3481 or logon to www.thebusinessjournal.com. MARKETING CONSULTANT Kaysi Coelho The Business Journal Online Donny Marvin Log onto www.thebusinessjournal.com for the Valley's most comprehensive business news. Check our calendar, add ADMINISTRATION an event, submit information for our People on the OFFICE MANAGER Move section, take our poll, write a Letter to the Editor Jeanette Yanez and more.

ADMIN. ASSISTANT Advertising Services and Editorial Calendar Jessica Steele Advertisers can utilize the Journal's many different editorial sections and supplements Carmen Rangell to target prospects in the best possible way at the best possible time. Our marketing consultants are trained to advise clients on creating the most cost-effective, business- A/R-LEGAL COORDINATOR to-business advertising program for the year. Jenny Holman Phone | 559.490.3400 ask for advertising E-mail | [email protected] PRODUCTION Online | www.thebusinessjournal.com > Advertising MANAGER Events Arturo Pineda The Business Journal hosts the Annual Corporate Golf League and the Best Companies to Work for in Central California Awards presentation. For more information on these GRAPHIC DESIGNERS and other events please contact Tracy Lifer. Leah Canseco Phone | 559.490.3400 ask for Tracy Mypang Thao E-mail | [email protected] Online | www.thebusinessjournal.com > Event calendar CIRCULATION Subscriptions Ashley Webster Print Edition $79/1-Year | Electronic Edition $49/1-Year | $10/per year Annie Cha with purchase of print edition. Phone | 559.490.3400 ask for circulation E-mail | [email protected] Online | Place an Order for Book of Lists Print Edition Supplements Article Reprints Founding Publishers Follow us on Twitter and Facebook M. S. Webster The Business Journal is live on Twitter and Facebook. Use it to get headlines and Norman A. Webster, breaking news on your cell phone or mobile device. Or send us a quick update about Gordon M. Webster your company. Twitter.com/TBJFresno & facebook.com/tbjfresno

©2011 Pacific Publishing Inc. The entire contents of this newspaper are copyright of The Business Journal with all rights reserved. Reproduction or use of editorial or graphic content in any manner without permission is prohibited. Is your Company one of the Best Companies to Work For?

Register your company for participation and find out.

Registration deadline is July 8, 2011

What is Best Companies to Work For? The Best Companies to Work For program is a survey, study and award ceremony created to build awareness of the great places to work right here in the Central Valley.

There’s more to the Best Companies Program than making the List! • It will develop definitive benchmarking information to help existing companies in Central California retain their talented workforce. • Promote Central California’s best employers. • Identify and recognize those Central Valley companies that have been forward thinking in their attempts to create ideal working environments.

What Will Your Company Gain from participating? • The Results of the employee survey. These are sent directly to the employers. • Heightened Company Pride. • Most of all, the chance to tell the world that your company is a Best Company to Work For.

Visit www.bestcompaniescentralcal.com For more information or questions contact Tracy Lifer at 559.490.3423 | www.thebusinessjournal.com

111210APV1